job hunting http://www.wisebread.com/taxonomy/term/12197/all en-US How to Improve Your Finances Using Social Media http://www.wisebread.com/how-to-improve-your-finances-using-social-media <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-improve-your-finances-using-social-media" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_phone_text_94856801.jpg" alt="Woman learning how to improve finances using social media " title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Social media is about more than just looking at friends' baby photos, posting what you ate for dinner last night, and watching the most recent viral videos. It can actually help you improve your finances, land a new job, and reach your savings goals more efficiently. That's why we've found some of the best ways to improve your finances by getting the most out of social media. (See also: <a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money?ref=seealso">6 Ways Social Media Can Save You Money</a>)</p> <h2>&quot;Friend&quot; Your Credit Cards and Bank</h2> <p>Add your credit card issuers and bank to your social media accounts by &quot;friending&quot; or following them. Large institutions usually offer deals to followers, so you can enjoy a lower APR, higher savings interest rate, or other money-saving promos. In fact, according to U.S. News, social media is often the first outlet that banks choose to <a href="http://money.usnews.com/money/personal-finance/articles/2015/06/03/why-the-financial-services-industry-started-tweeting">share news about upcoming deals</a>.</p> <p>Social media is also possibly the best way to get in touch with customer service quickly, as it will allow you to get their attention more easily. Just make sure to keep your account information, address, and any other private information off the message boards and social media pages.</p> <h2>Enjoy Travel and Shopping Deals</h2> <p>There are endless travel and shopping deals available through social media. Retailers often choose social media as the first outlet to announce upcoming sales, so their friends and followers are able to take advantage of the biggest discounts first. Followers are frequently offered early deals, as well.</p> <p>You can find Twitter-specific deals that can save you on everything from rental cars and vacations to eating out and even buying gifts. Before going out to make any purchases, check Facebook, Twitter, Instagram, and Pinterest to make sure there aren't any deals that you're missing. You can even check social media hashtags, such as #deal, to find the best deals in your area.</p> <h2>Share Goals</h2> <p>Many financial experts recommend sharing your financial goals online. By setting your goals early and sharing them with the people you love, it can help you articulate what you really want and hold you accountable to achieve your goals. In fact, research has shown that making <a href="http://www.fastcompany.com/3047432/work-smart/why-sharing-your-progress-makes-you-more-likely-to-accomplish-your-goals">public statements about goals</a> can help you achieve them more efficiently. However, you never want to reveal anything too personal, such as private information that fraudsters can use against you.</p> <h2>Get Money-Saving Tips</h2> <p>By following your favorite finance site on social media, you can find endless free money-saving tips and updates. You can also find forums and group discussions with unique money-saving ideas and encouragement from others. You can even find good financial and investment advice online.</p> <p>Seeing these tips on a daily basis on your social media pages can also be a good reminder each and every day to protect your hard-earned income. After all, we all need a reminder once in a while that we don't really need that new top or expensive latte in the morning.</p> <h2>Find a New Job</h2> <p>LinkedIn can be an invaluable tool when you're searching for a new job. You can apply for jobs directly through LinkedIn, perfect your resume, and even reach out to potential employers and former colleagues. Contacting them through Facebook or Twitter won't be as effective or as professional as contacting them through LinkedIn.</p> <p>With LinkedIn, once you have created a professional profile, employers and recruiters can even reach out to you with potential job offers. You can also join LinkedIn groups within your field so you are the first to know about potential opportunities. You can even add examples of your work, recommendations from current or previous coworkers, and any honors you've received to better build your online portfolio.</p> <h2>Make Connections</h2> <p>Networking through social media can result in better face-to-face communication, potential job offers, and endless contacts in your field. Simply following someone or sharing their social media posts can be a great first step in networking and making connections.</p> <h2>Build Your Brand</h2> <p>Whether you're promoting your personal business or services, or just want to build your reputation as the best in your field, posting on social media can be a great start. Just make sure to stay consistent so that you can reach as many followers as possible.</p> <h2>Research More Efficiently</h2> <p>Gone are the days of asking for financial suggestions from friends and coworkers. Whether you're looking for a new financial planner or would like information on which investments to make, you can find more information quickly through social media. With a simple social media search, you can find detailed research on the investment product or financial adviser you're interested in.</p> <p>You can also find suggestions for dentists and other service providers in your area through social media. This will ensure you get what you're looking for and don't waste money.</p> <h2>Sell Your Items</h2> <p>If you create and sell items privately, such as through Etsy, social media can be a great free platform for you to advertise your products or services. This can help you bring in more revenue, reach new customers, and show off your work to a limitless audience.</p> <h2>Make Some Extra Income</h2> <p>There are even ways to make some extra income using social media. If you have a large following, you can publish sponsored tweets or sign up for affiliate accounts, where you will receive your own unique link to earn some extra income when followers make purchases using that link. (See also: <a href="http://www.wisebread.com/6-ways-to-make-extra-money-using-social-media?ref=seealso">6 Ways to Make Extra Money Using Social Media</a>)</p> <p><em>Have you followed Wise Bread on social media yet? What are your best tips for improving your finances through social media? </em><em>Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/how-to-improve-your-finances-using-social-media">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-take-one-vacation-day-and-save-thousands">How to Take One Vacation Day and Save Thousands</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-personal-finance-skills-everyone-should-master">12 Personal Finance Skills Everyone Should Master</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-money-secrets-of-the-amish">9 Money Secrets of the Amish</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/easy-ways-to-save-on-7-everyday-buys">Easy Ways to Save on 7 Everyday Buys</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Technology advice blogs deals extra money Internet job hunting promotions saving money selling shopping social media travel Mon, 25 Jul 2016 09:00:11 +0000 Andrea Cannon 1753337 at http://www.wisebread.com Escape Your Dying Industry With One of These 8 Careers, Instead http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/escape-your-dying-industry-with-one-of-these-8-careers-instead" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_photographer_96052725.jpg" alt="Woman in dying industry finding modern job" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>No one wants to admit that they're in a dying industry, but it's a hard fact that many of us will have to face at some point in our lives. Once upon a time, there were expert buggy-whip makers, and bowling alley pinsetters. Technology made those jobs extinct. Now, other jobs are in jeopardy, and if you are in a career that is being made obsolete, it's time to start weighing your options. Here are eight modern jobs that you should consider if your job will soon be taken over by robots.</p> <h2>1. Florists: Try Xeriscaping</h2> <p>The humble florist storefront is quickly disappearing, with those costly bouquets being replaced by cheap bunches of flowers from grocery stores and warehouse clubs. Plus, there are online retailers offering much cheaper deals on ready-made designs. If you're a florist, you're in a dying industry. But, you have great design skills that could be taken to another career. Some florists have found that transferring their skills to landscaping, specifically xeriscaping, is a transition that is fairly easy to make. Xeriscaping demands greater knowledge of plants and flowers, but the growing demand for gardens needing less water makes this an ideal industry to get into. Classes for xeriscaping are becoming easier to find in every city. And, it's in a very similar field, with beautiful end results.</p> <h2>2. Travel Agents: Try Travel Blogging</h2> <p>Let's face it, travel agents have been a dying breed for some time. But with the advent of websites like Orbitz, Expedia, Trivago, and Priceline, the need for an experienced travel agent has decreased dramatically. Why bother with the middleman, when you can go directly to the source and save time and money? However, travel agents have a wealth of experience in the travel industry, and that can be put to good use in travel writing and blogging. Contact the big players like National Geographic and the Travel Channel. Google &quot;travel journalism&quot; and you'll be hit with a plethora of sites filled with articles and guides written by experts. It can pay well to be a travel writer, and you also get to explore the world while you do it. (See also: <a href="http://www.wisebread.com/can-you-really-make-a-living-as-an-ebook-writer?ref=seealso">Can You Really Make a Living as an Ebook Writer?</a>)</p> <h2>3. Sewing Machinists: Try Selling on Etsy</h2> <p>Sewing machinists in the U.S., and other parts of the developed world, are quickly being replaced by people in China, Taiwan, Korea, and India. The profit margins for the manufacturers are just impossible to turn down, and that means U.S. sewing machinists are finding work much harder to come by. Even when they do, it doesn't pay well. So, if you are a skilled sewing machinist, branch out and create your own fashions on Etsy. You'll find it very easy to set up a store. You can find all the patterns you need on eBay and Amazon, and material is affordable when buying in bulk. Then sell your wares (customization can really help to increase sales, too) and keep all of the profit for yourself.</p> <h2>4. Telemarketers: Try Sales</h2> <p>Getting a call from a telemarketer as you're about to sit down for an evening meal is about as fun as having root canal work. The Do Not Call list certainly put a stop to a lot of that, and with so much selling being done online now, the need for real people making cold calls is dying out. Telemarketers often follow a script, but the successful ones have charm and know how to persuade. It is not a big leap to go from telemarketing to general sales, specifically in insurance, automotive, or real estate. The &quot;gift of the gab&quot; you have used can be transitioned easily into a sales role, and for the foreseeable future, there will continue to be a need for skilled professionals who know how to close a sale.</p> <h2>5. Tailors: Try Hairdressing</h2> <p>Although the need for a great tailor will never completely vanish, the current state of the fashion industry is not helping the tailoring business. Custom suits and outfits are expensive, and the rise of affordable fashion that can be purchased online is killing the bespoke market. Plus, many dry cleaners now offer simple alterations and other services once provided by tailors, at a fraction of the price. As a tailor, your skills could be used to create bespoke outfits that could be sold in your own eBay or Etsy store, or you can bite the bullet and try a new career. Hairdressing and barbering is growing in demand, and requires many crossover skills. Yes, you would have to retrain, but your eye for detail will work in your favor.</p> <h2>6. Photo Processors: Try Photography</h2> <p>Just as video killed the radio star, digital killed the photo processor. About 30 years ago, it was a thriving job. The rise of quality, affordable film cameras meant we were taking more pictures than ever, and that required the skills of a photo processor. Now, digital photography is everywhere, and with automated online photo ordering, photo processors are disappearing. If you have photo-processing skills, it may be time to go back into the world of photography and take pictures yourself. Professional photographers are in demand, and if you want to start with stock photo houses, you can get plenty of practice whilst earning a decent wage. Then there are weddings, engagements, births, and so many other occasions.</p> <h2>7. Typing Clerks: Try Medical Transcription</h2> <p>Typing used to be quite a valuable skill. Writing letters, with the correct formatting, was an art form. This was especially true when it was done on a typewriter, which required great planning and execution. Now, everything is done with templates on a computer, and you don't need any skills or training to produce professional quality letters, resumes, and other documents. So, take those typing skills, especially your words-per-minute rate, and apply them to transcription. Doctors and physicians continue to take notes either by hand, or on a voice recorder, and these need to be put into digital records quickly. You can also look into legal transcription and subtitling.</p> <h2>8. Telephone Operators: Try Online Community Management</h2> <p>Few qualifications were needed to have the job of a telephone operator, and it was a good entry-level job. Many people stayed on to make full-time careers of it, but as you know if you've tried to make a call to a big company, speaking to an actual human is very difficult. Sophisticated phone systems and software have replaced the job a person used to do, and now you push buttons to eventually get to the person you want to speak to.</p> <p>If you are a telephone operator, consider switching to the online world of community management. A community manager is responsible for company communication online, and can include PR, social media, content creation, and customer outreach. The skills you learned to be patient and informative can be channeled into community management, and you will create a positive public perception of the company. Digital is only going to get stronger, so now is the perfect time to enter this growing career.</p> <p><em>What other modern careers should people in dying industries try? Share with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-guide-to-getting-a-job-right-out-of-college">Your Guide to Getting a Job Right Out of College</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Flashback Friday: The 65 Best Career Tips We&#039;ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-best-jobs-for-work-life-balance">4 Best Jobs for Work Life Balance</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-common-job-hunt-tips-you-should-ignore">8 Common Job-Hunt Tips You Should Ignore</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-youre-being-a-terrible-employee">12 Ways You&#039;re Being a Terrible Employee</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Job Hunting career dying industry job hunting job search modern career modern jobs Wed, 06 Jul 2016 10:00:05 +0000 Paul Michael 1745834 at http://www.wisebread.com Day Job or Freelance: Which Is Right for You? http://www.wisebread.com/day-job-or-freelance-which-is-right-for-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/day-job-or-freelance-which-is-right-for-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_freelance_work_82597869.jpg" alt="Woman learning if a day job or freelance is right for her" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>According to the Bureau of Labor Statistics, one in three American workers earn their keep through a model of work that is <a href="http://www.bls.gov/opub/mlr/2015/article/freelancers-in-the-us-workforce-1.htm">not a traditional 9-to-5 job</a>. Many of these are freelance and contract workers, earning their income from one or more different jobs, and known alternatively as &quot;portfolio careerists&quot; or the slightly less glam &quot;slashers&quot; (as in writer/coach/unicycle performer).</p> <p>For some people, a portfolio career is proof that necessity is the mother of invention. When the economy tanked and jobs were scarce, this was a great way to make ends meet. But it's a very different work environment than a typical full-time job.</p> <p>While it is unsurprising that the number of people taking multiple part-time jobs might rise during a recession, the trends seem to show that these numbers are continuing to grow &mdash; a sign that the days of the traditional model of work are numbered. By 2020, it is anticipated that <a href="http://http-download.intuit.com/http.intuit/CMO/intuit/futureofsmallbusiness/intuit_2020_report.pdf">40% of the American workforce</a> will work as a freelancer, with a mix of part-time, contingent roles. But which is really better? Here are some pros and cons of each lifestyle.</p> <h2>In Favor of Full Time</h2> <p>For now, at least, full time work is still the norm. So what's so attractive about the traditional approach to careers?</p> <h3>1. High Rollers Are Seldom Part-Time</h3> <p>If what you want out of your working career is to rise through the ranks and achieve the status and salary that comes with that, then a full-time, permanent job is definitely the right option for you. While people in portfolio careers certainly <em>can</em> achieve wealth and status in their respective fields, this is much harder to do. If you want a healthy 401K, benefits package, and paid vacation, then stick to the full-time gigs.</p> <h2>2. Society Is Still Structured to Suit Full-Time Employees</h2> <p>Bringing in a steady full-time income, from a company that is established and understood, has a number of benefits above and beyond the cash. Organizing your taxes, planning your retirement, keeping a healthy credit record, and getting a mortgage are all easier with a full-time job than a portfolio. The variety you get with working several part-time or freelance jobs has to be offset by the increased burden of admin. and organization, particularly in a financial sector which has not adjusted to the needs of this population.</p> <h3>3. It Leads to Better Work Relationships</h3> <p>For many people, the reason you get up to go to work is not so much about the work itself, but rather about the people around you. With bonds built over years of employment, your colleagues can often be the closest people to you &mdash; an experience that few freelancers get to share. Consider your social needs carefully before you think too hard about a portfolio career!</p> <h2>The Pros of Freelancing</h2> <p>It's growing at a rapid pace, but will it last? Why is portfolio living attractive to people who could choose a nice, safe 9-to-5?</p> <h3>1. Freelancers Have Multiple Sources of Income</h3> <p>Ironically, a portfolio career might mean better job security than a full-time job. Having multiple income streams means that if one dries up, others can fill its place more easily. Since the economic downturn, more people than ever have found themselves being laid off from their regular jobs. As a portfolio careerist, this can be less of a terrifying option, and more a redirection of your time.</p> <h3>2. You Build a Diverse Set of Skills</h3> <p>One of the reasons that a portfolio career can snowball into a very lucrative choice, is that you naturally develop sets of varied but complementary skills, which can be sold at a premium. Take a freelance writer, who can also take (and sell) a decent photograph, teach writing, or build a personal blog that draws in advertising revenue. Each individual effort links to the next, growing valuable skills all the time.</p> <h3>3. Variety Is a Given</h3> <p>If you're even vaguely thinking about a portfolio lifestyle, then you're probably a fan of new experiences. Since the &quot;same job for life&quot; concept disappeared a generation ago, people have increasingly questioned why staying in one career field is necessary. If you can't climb a traditional career ladder anyway, then why not seek new and varied working experiences. Welcome to the world of portfolio careers.</p> <h2>How to Make Freelancing Actually Work</h2> <p>We are still learning what it looks like to be a successful freelancer. There's probably no single correct way to nail this lifestyle. However, some useful advice has certainly emerged.</p> <p>If you're thinking of taking this route, then remember:</p> <ul> <li><strong>Keep one or two reliable income sources</strong>. Consider an anchor-orbiter model, in which you have one or two steady roles (the anchor), with other work which is more flexible, orbiting around this main income source. This works especially well for people who want to keep some form of a steady job on a part-time basis and build a freelance income on the side.<br /> &nbsp;</li> <li><strong>Build up an emergency fund.</strong> And learn to <a href="http://www.wisebread.com/the-smart-way-to-budget-on-a-freelance-income">budget as a freelancer</a>. With no fixed income, budgeting becomes more complex, even before you start to worry about paying taxes and keeping up insurance and other necessary payments.<br /> &nbsp;</li> <li><strong>Nothing is forever.</strong> If you try the portfolio life and it is not for you, there is no reason why you can't take your newly acquired skills and experiences back into a traditional role. In fact, the broadened horizons of having worked independently might even mean you can find a better role than ever.</li> </ul> <p><em>What's your best advice for others looking to follow in your footsteps? Tell us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/claire-millard">Claire Millard</a> of <a href="http://www.wisebread.com/day-job-or-freelance-which-is-right-for-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-ease-into-a-day-job-after-freelancing">5 Ways to Ease Into a Day Job After Freelancing</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-biggest-mistakes-freelancers-make">The 5 Biggest Mistakes Freelancers Make</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-signs-the-9-to-5-is-right-for-you">8 Signs the 9-to-5 IS Right for You</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-best-jobs-for-work-life-balance">4 Best Jobs for Work Life Balance</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Extra Income Job Hunting 9-to-5 day job freelance freelancer job hunting job search workday working Tue, 28 Jun 2016 09:30:28 +0000 Claire Millard 1740456 at http://www.wisebread.com 3 Reasons You Are More Than Your Job http://www.wisebread.com/3-reasons-you-are-more-than-your-job <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/3-reasons-you-are-more-than-your-job" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_time_out_73913133.jpg" alt="Woman learning reasons she is more than her job" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In a society where work means everything, retirement can sometimes lead to depression. Many Americans say they can't wait to retire, but the reality is that among men especially, <a href="http://www.thinkadvisor.com/2014/06/30/the-secret-sadness-of-retired-men">retirement can mean loss</a> &mdash; of identity, values, and more. When a retired person can't attach that identity to something else, he or she needs to find an outlet like gardening, traveling, or the like. Unfortunately, sometimes that feeling doesn't translate.</p> <p>That's why you should make sure that your identity isn't wrapped up in your work, no matter what stage you're at in your career. Don't let it define you, because when it's over, you'll feel lost, and like you don't belong anywhere. You see this played out a lot in sitcoms, when women let the men they're dating determine their identity. It's similar. You want to find your identity and then go after <a href="http://www.wisebread.com/my-2016-budget-challenge-does-taking-a-regular-day-job-mean-giving-up">what you're passionate about professionally</a>, not the other way around. It's hard when you're a fresh college graduate and you aren't sure what your future holds.</p> <p>But there is hope. Here are a few reasons that you should not let your job determine your identity. Just let it be a small part of what fulfills you.</p> <h2>You Have Other Interests</h2> <p>While you should always take pride in your work, you shouldn't let it determine how you feel about your life. The most important parts of your life are the things you love. Whether it be your friends or family or traveling or food, find a passion in something rewarding, but not necessarily financially feasible. You have to find something else that gets you out of bed every morning. And if what you're most passionate about does get you out of bed every morning, make sure you have a balanced life after work.</p> <h2>It Can Always Come to an End</h2> <p>You will never realize that your life is your job until you lose it. When you lose your friends, your after-work activities, and your lunchtime connections, it becomes harder to regain your composure and self-worth. Make time to have hobbies outside of work &mdash; volunteer, play sports, find a church, synagogue, or mosque &mdash; whatever might connect you with others. That way if something does happen, you have a support system to fall back on.</p> <h2>You Have to Put Yourself First</h2> <p>When the company you work for gets mixed up in something or is blamed for something and it hits the press, people think of you. And sometimes if you go to bat for the company, you are entangled in whatever is happening. This has happened to me before, especially when I worked with people who were litigious. Make sure you don't let how people feel about the place you work translate to how they feel about you. Business is just that, and you need to protect yourself, above all else.</p> <p>All of this is hard to stomach because, as Americans, we spend most of our lives thinking about what we want to be when we grow up, what we would rather be doing when we finally do grow up, and how we wish we had done one thing or another after we retire. Live life now, while you still can. Travel, read, and experience new adventures. Don't let your 9-to-5 take over your life, just let it fund your life.</p> <p><em>How do you determine your identity?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jennifer-holder">Jennifer Holder</a> of <a href="http://www.wisebread.com/3-reasons-you-are-more-than-your-job">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-ways-to-reduce-workplace-stress">10 Frugal Ways to Reduce Workplace Stress</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-turn-your-stress-into-money">8 Ways to Turn Your Stress Into Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-warning-signs-that-it-is-not-the-job-for-you">6 Warning Signs that It Is Not the Job for You</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/find-work-worth-doing">Find work worth doing</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-youre-being-a-terrible-employee">12 Ways You&#039;re Being a Terrible Employee</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income anxiety career depression job hunting job stress jobs sadness stress stress relief work Mon, 27 Jun 2016 10:00:08 +0000 Jennifer Holder 1738700 at http://www.wisebread.com 5 Careers That Offer Student Loan Forgiveness http://www.wisebread.com/5-careers-that-offer-student-loan-forgiveness <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-careers-that-offer-student-loan-forgiveness" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_69856403_XLARGE.jpg" alt="looking for a job with student loan forgiveness" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you are like millions of other graduates, you might've experienced sticker shock when you received your first student loan bill after graduation. While taking out a student loan to complete your degree seemed like a good plan at the time, you might be having some regrets when faced with the monthly payments.</p> <p>Thankfully, there are a lot of careers that offer student loan forgiveness. Look into one of these fields to kiss your student debt goodbye.</p> <h2>1. Public Service</h2> <p>Federal Perkins loans can be forgiven if an individual qualifies through full-time employment and has not consolidated their loans. The loan forgiveness is not based on what job you do, but who you work for.<a href="https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/public-service"> Qualifying employers</a> include:</p> <ul> <li>Government organizations at any level (federal, state, local, or tribal);</li> <li>Not-for-profit organizations that are tax-exempt under Section 501(c)(3) of the Internal Revenue Code;</li> <li>Full-time positions at AmeriCorps and Peace Corps.</li> </ul> <h2>2. Doctor</h2> <p>It is hard to feel like a successful doctor when the majority of your paycheck goes to your student loan repayment. Thankfully, you can find a list of scholarships and Federal loan forgiveness programs through the&nbsp;<a href="https://services.aamc.org/fed_loan_pub/index.cfm?fuseaction=public.welcome&amp;CFID=1&amp;CFTOKEN=D3ADCE60-B544-6679-82EB218E8D3F6455">Associations of American Medical Colleges</a>.</p> <p>Many of the loan forgiveness programs for doctors require employment in a Health Profession Shortage Areas (HPSA) or a Medically Underserved Area.</p> <p>The&nbsp;<a href="https://www.lrp.nih.gov/">National Institutes of Health (NIH)</a> offers up to $35,000 per year in loan repayment for highly qualified health professionals going into biomedical or biobehavioral research careers.</p> <p>You can also take your stethoscope overseas and qualify for loan forgiveness through the military service. The&nbsp;<a href="http://www.navy.com/careers/healthcare/medicine.html#ft-education-opportunities">Navy Financial Assistance Program</a> offers tuition coverage for current medical students, as well as student loan forgiveness or grants for those with their medical degree.</p> <p>See:&nbsp;<a href="http://www.wisebread.com/8-tax-tricks-to-try-if-youre-stuck-with-student-loans?ref=seealso">8 Tax Tricks to Try if You're Stuck With Student Loans</a></p> <h2>3. Teacher</h2> <p>Teaching is a calling, and many people feel the call to instruct the next generation. So it's only fair that the government helps lighten the debt load of those devoted to teach. Teachers can gain loan forgiveness through the same public service loan forgiveness programs mentioned above.</p> <p>Teachers also can qualify for the Federal Teacher Cancellation for Perkins Loans. For teachers with a Perkins loan, 15% of your loan can be canceled when you teach for one year in a low-income area. If you teach for five years, your full loan will be forgiven.</p> <p>Be sure to check with your state to see what special teacher loan repayment programs there are. Here are just a few:</p> <ul> <li><strong>California:</strong> <a href="http://www.csac.ca.gov/doc.asp?id=111">APLE</a></li> <li><strong>Maine:</strong> <a href="http://www.famemaine.com/files/Pages/education/borrowers/Maine_Loan_Programs.aspx">Educators for Maine</a></li> <li><strong>Iowa:</strong> <a href="http://www.iowacollegeaid.gov/content/iowa-teacher-loan-forgiveness-program">Teach Iowa Scholar Program</a></li> <li><strong>New York:</strong> <a href="http://www.teachnycprograms.net/">Teach NYC </a></li> <li><strong>Texas:</strong> <a href="http://www.hhloans.com/index.cfm?objectid=a85b6795-9731-b000-c93ca1848b604db8">Teach for Texas</a></li> <li><strong>Mississippi:</strong> <a href="http://riseupms.com/state-aid/mtlr/">Mississippi Teacher Loan Repayment Program</a></li> </ul> <h2>4. Lawyer</h2> <p>Tempted by earning big figures down the road, many potential lawyers take on huge amounts of debt to make their career dream come true. Luckily, there are a few student loan forgiveness programs available just for lawyers.</p> <ul> <li><strong>Attorney Student Loan Repayment Program</strong>: In order to retain lawyers in the field, current employees are able to apply for the assistance program. Only certain loans apply, and current employees must have at least $10,000 in federal loan debt to qualify. To see which loans qualify, visit&nbsp;<a href="https://www.justice.gov/oarm/frequently-asked-questions-0#c">Justice.gov</a> for more information.</li> <li><strong>John R. Justice Student Loan Repayment Program</strong>: For lawyers working in the public sector, the&nbsp;<a href="https://www.bja.gov/Funding/JRJStateAgencies.pdf">John R. Justice Student Loan Repayment Program</a> offers $10,000 to $60,000 in loan forgiveness to eligible lawyers working as public defenders.</li> <li><strong>Herbert S. Garten Loan Repayment Assistance Program</strong>: This program awards 70 attorneys up to $5,600 in award money each year for student loan debt. This award comes with more strings than the other two. Eligible candidates must be employed by one of the&nbsp;<a href="http://www.lsc.gov/grants-grantee-resources/our-grantees">program's grantees</a> and have at least $75,000 in outstanding loan debt.</li> </ul> <h2>5. Dentist</h2> <p>Future dentists, here is something to smile about. You can also qualify for loan forgiveness on either the national or state level.</p> <p>National programs include service with the military. The Army offers the&nbsp;<a href="http://www.goarmy.com/amedd/dental/corps_benefits.jsp">Active Duty Health Profession Loan Repayment Program</a> (ADHPLRP) and the Healthcare Professionals Loan Repayment Program (HPLR). The Airforce offers Air Force Active Duty Health Professions Repayment Program (ADHPLRP). All of these programs offer up to $40,000 to $50,000 in debt repayment per year. Research each individual program to know about maximum caps, eligibility criteria, and other benefits.</p> <p>And the&nbsp;<a href="http://www.ada.org/~/media/ADA/Education%20and%20Careers/Files/dental-student-loan-repayment-resource.pdf">American Dental Association</a> has a full list of state-level programs that offer loan forgiveness.</p> <h2>Finding and Qualifying for Student Loan Forgiveness Programs</h2> <p>It's important to note that many of these careers cannot grant student loan forgiveness if your loan does not qualify. This means that if your loan is in default or in a grace period, or you are still attending school, companies may not be able to make qualified loan payments. Also, most student loan forgiveness programs are for federal loans only, and private student loans will not be forgiven. Finally, inquire with your college or university's financial aid department for more available loan forgiveness programs.</p> <p><em>Are you planning on using loan forgiveness for your student loans? Share with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/5-careers-that-offer-student-loan-forgiveness">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-youre-being-a-terrible-employee">12 Ways You&#039;re Being a Terrible Employee</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-you-are-more-than-your-job">3 Reasons You Are More Than Your Job</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-job-perks-that-can-lead-to-a-dream-career">6 Job Perks That Can Lead to a Dream Career</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-easy-ways-to-avoid-student-loan-debt">12 Easy Ways to Avoid Student Loan Debt</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Debt Management career career path job hunting student loan student loan debt student loan forgiveness Thu, 23 Jun 2016 09:00:04 +0000 Ashley Eneriz 1736930 at http://www.wisebread.com 12 Ways You're Being a Terrible Employee http://www.wisebread.com/12-ways-youre-being-a-terrible-employee <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-ways-youre-being-a-terrible-employee" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/10275265.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You may think that being a good employee is all about doing great work, and nothing more. Actually, that's quite far from the truth. A great employee builds great relationships at work, takes the initiative, and cares about the success of the company. If you are making four or more of the following blunders at work, you're quickly on your way to becoming a terrible employee. (See also: <a href="http://www.wisebread.com/12-reasons-you-deserve-to-get-fired?ref=seealso">12 Reasons You Deserve to Get Fired</a>)</p> <h2>1. You're All About the Gossip</h2> <p>Every workplace has gossip and rumors. Good employees will ignore it, brush it off, or just avoid talking about anything that is idle chatter. Bad employees, however, relish the opportunity to talk about anything from company problems and other coworkers, to rumors of layoffs, mergers, or people about to get fired.</p> <p>If you find yourself being drawn into watercooler gossip, you have several options. First, you can simply make an excuse and walk away. Or, you can deftly change the subject to something non-gossip related. Finally, you can always talk to HR about some of the malicious gossip flying around, and they should look into it.</p> <h2>2. You Are Never on Time</h2> <p>Late for work. Late for meetings. Late for everything. Some people consider lateness to be the height of bad manners, and they have a point. When you are late, you are saying, &quot;my time is more important than your time,&quot; or even &quot;I really don't care what you think, I'll turn up when I'm ready.&quot; Maybe you're just really bad with time management, or you have a rotten commute that makes it hard to get in on time. But if everyone else in the office can get in on time, you really have no excuse. Use your smartphone to give you alerts well before your workday begins, so you have plenty of time to get where you're going. Do what you can to be on time, because nothing says &quot;terrible employee&quot; like someone who isn't even around.</p> <h2>3. You Complain &mdash; A Lot</h2> <p>We all have gripes with our jobs. There is no perfect workplace, and there will always be things that could be better. Yes, it's fine to bring up issues when they need to be addressed. But there is a big difference between occasionally alerting your boss to an issue, and whining in every meeting and one-on-one. They say that the &quot;squeaking wheel gets the grease&quot; and to some extent, that's true. However, in a work environment, it is usually much easier to replace that squeaking wheel. If you have complaints, see what you can do by yourself to solve them. If the issue is with a coworker, talk it out with them first. If there is a problem with equipment, or scheduling, bring solutions to the table. Don't be &quot;that&quot; employee &mdash; the one everyone avoids talking to because they cannot stand the tirade of negativity coming their way.</p> <h2>4. You Won't Do Anything Beyond Your Job Description</h2> <p>No doubt you have heard something like this coming from a coworker; &quot;Look, I'm not paid to do that, so I'm not doing it.&quot; Or, &quot;That's not my job, why should I?&quot; It is not uncommon these days for job descriptions to be very fluid as technology advances, and cutbacks hit firms everywhere. Sometimes, what you're being asked to do may be well beyond your job description, but if you can do what is being asked of you, step up and do it. The chances are, everyone is being asked to hit a few curveballs, and deal with things outside of their usual scope of work. Do your part, chip in, and you'll be valued. If it gets ridiculous, though, then you have the right to say something. You should not be doing the jobs of two or three people, but at least show your commitment before raising concerns.</p> <h2>5. You Spend Too Much Time Slacking Off</h2> <p>The distractions are everywhere. Many of us work on computers every day, and the Internet is right there, beckoning us. A few minutes shopping on Amazon, read the latest headlines, then a quick check of Facebook, Twitter, Instagram, Pinterest, and SnapChat. Before you know it, you've spent an hour or more doing nothing productive. This is actually stealing. Your employer is paying you for that time, and you should be doing the work they pay you for.</p> <h2>6. You Take Credit for Work Others Have Done</h2> <p>Nothing kills morale in a workplace like someone else taking the glory for a project that isn't theirs. If you have ever done this, or do it often, you are being a terrible employee. Businesses operate on the idea that it's a team environment, with each person doing his or her part to make the whole company successful. By swooping in and taking credit for the hard work other people have done, you are creating an atmosphere of distrust and negativity. Coworkers will be less likely to share with you, communication will break down, and the whole department you work in can become soured and tough to work for. If you are given credit for a job by accident, step up immediately and tell the boss who actually did the work.</p> <h2>7. You Abuse Those Sick Days</h2> <p>Coming in to work sick is bad enough. You're not going to be at your best, and you run the risk of giving other people in the office your illness. But what's worse is doing it so you can call in sick when you're perfectly healthy to enjoy a day off. Sick days are there for a reason. The company is giving you paid time off to heal, or feel better. To abuse this so you can go to a ball game or spend a day by the pool is just not fair, to anyone. Next time you're sick, use a sick day. When you need a personal day, use one of your vacation days.</p> <h2>8. You Make a Lot of Mistakes</h2> <p>We're all human. We all make mistakes, and the occasional error here or there should never be cause for concern (unless those errors result in something catastrophic). However, if your work is always coming back to you for revisions, or your manager receives constant complaints of poor quality work, then you need to get your act together. Whether it's constant grammatical errors in an office environment, to shoddy work on a building site, mistakes made weekly, or even daily, should not be tolerated. Plus, it often falls on other employees to fix your errors, burdening them with extra work because you can't get it right. In this case, you must try harder to clean up your act.</p> <h2>9. You Play the Blame Game</h2> <p>Finger pointing is one aspect of office politics that never fails to cause problems. When something goes wrong, if you're one of the first people to start assigning blame to others, you're not being a team player. Yes, maybe it was Janice in accounting who messed up. But maybe you should talk to her first and see what happened. Maybe it was really you, but you know you can slime your way out of it by throwing blame in someone else's direction. Don't be a finger pointer. If you made a mistake, own it. If someone else did, let him or her fess up. You don't want to be seen as the one who rats at the first opportunity.</p> <h2>10. You Swear Like a Sailor</h2> <p>Admittedly, there are some workplaces that have no problem with this kind of language. Certainly most places involving manual labor are not going to care about f-bombs. But in a professional environment, swearing constantly is just not&hellip; well, professional. Imagine having a meeting with a lawyer about an important case, and being greeted with a tirade of colorful language more at home in a Guy Ritchie movie. Would you trust this lawyer? Does he or she seem like the best person for the job? Maybe you'll go with the lawyer who doesn't sound like Vinnie Jones. Swearing in meetings can also make people feel uncomfortable, to the point that they will speak to HR about it. This will reflect badly on your manager, and your department, and bad language can actually be viewed as harassment.</p> <h2>11. You Steal</h2> <p>What's a few paperclips, right? Or a ream of paper? And hey, why pay for toilet paper when you can grab a couple of rolls from the bathroom? It may not feel like you're doing anything wrong when you take a items worth pennies. However, multiply this by every employee in the building, and suddenly your company is losing thousands of dollars every year in &quot;liberated&quot; goods. If you need the items to work from home, that's fair enough. But if you're snagging paper from the copier to print out your tax returns, or taking coffee filters for your machine at home, you are stealing from your employer. It's not a gray area. It's theft.</p> <h2>12. You're Not Proactive</h2> <p>Imagine being a firefighter and walking into a burning building only to see a fellow firefighter standing there watching it burn. &quot;Why aren't you putting out this fire?!&quot; you yell. He or she responds with, &quot;You didn't ask me to.&quot; That may seem like a ridiculous scenario, and it would never happen because firefighters know better. But in other places, it happens all the time. Good employees will take the initiative. They will solve problems without being asked. They will initiate new projects that can benefit the company. Bad employees will wait for the order, and do nothing until it is given. Don't sit there waiting to be asked. What can you do to help? What can you do to create opportunities? Be the go-getter.</p> <p><em>Does this sound like you or any of your coworkers? </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/12-ways-youre-being-a-terrible-employee">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fired-heres-how-to-keep-it-from-hurting-your-career">Fired? Here&#039;s How to Keep It From Hurting Your Career</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-career-mistakes-new-grads-make">8 Career Mistakes New Grads Make</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-re-fired-20-signs-that-a-pink-slip-is-coming">You’re Fired! 20 Signs That a Pink Slip is Coming</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-important-signs-that-your-job-sucks">10 Important Signs That Your Job Sucks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building career career advice fired horrible boss job hunting job performance terrible employee unemployed work Mon, 13 Jun 2016 10:30:04 +0000 Paul Michael 1727885 at http://www.wisebread.com My 2016 Budget Challenge: Am I Ruining My Career? http://www.wisebread.com/my-2016-budget-challenge-am-i-ruining-my-career <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/my-2016-budget-challenge-am-i-ruining-my-career" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_mad_computer_000022967694.jpg" alt="Woman wondering if her work strategy is completely stupid" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>[Editor's Note: This is the another episode in Max Wong's journey to find an extra $31,000 this year. Read the whole series </em><a href="http://www.wisebread.com/topic/max-wongs-budget-0"><em>here</em></a><em>.]</em></p> <p>As a freelancer, I never know when my next job is going to come or how much it's going to pay. Some of my jobs pay me $8,000 for one day's work, or have incredible perks like international travel &mdash; but that kind of gig comes around about once a year. Should I spend more time looking for higher paying work that only comes intermittently, or keep working low paying gigs as they come?</p> <p>I recently had dinner with a business acquaintance who revealed that he is also $30,000 in debt. When I mentioned all the little side jobs I am doing in an effort to make an extra $31,000 this year, he laughed &mdash; and not in a good way. He is actually considering not taking a six-month job that he had been offered because it would only pay him $17 an hour.</p> <p>His argument for not taking the job was this: It would take away his ability to accept <em>better </em>offers for half a year. Did I mention that this person has already been unemployed for four months?</p> <h2>Are My Side Hustles Keeping Me From Better Offers?</h2> <p>The dinner put me in a bad mood. Mainly because when I brought up my $31,000 budget challenge, he was critical of my work strategy. According to him, I spend way too much of my time and brain space working odd jobs, instead of focusing on landing a &quot;primo salaried gig.&quot;</p> <p>When I asked him what a primo salaried gig pays, he responded: $75,000.</p> <h2>I Hated Working 9 to 5</h2> <p>I used to have that primo salaried gig. I hated it. Not the primo aspects of the work, such as flying business class and free office supplies, of course &mdash; just every other single thing about it. I am not cut out for corporate life.</p> <p>Had I stayed a corporate cookie, I would probably be several hundred thousand dollars richer. I would have, no doubt, paid down my house by now.</p> <p>But had I stayed the obvious course, would I be able to leave the U.S., as have done twice in the last five years, and travel abroad for three months at a time? More importantly, would I be as happy as I am now? I don't know one documentary filmmaker or beekeeper who does the job expecting a huge payday.</p> <h2>Am I Wasting Money or Gaining Opportunity?</h2> <p>Aside from the fact that I think his ideal $75,000 primo salaried gig sounds like <em>the worst</em>, I am still trying to parse out whether his argument that I am wasting my time, and by extension my life, on activities that offer a terrible return on investment.</p> <p>I often wonder if crazy side jobs always find me because I am free to take them. For example, would I have been able to spend four days interning for a photographer last month if I had a regular day job? If I had a 9-to-5 job, would I be able to devote as much time to activities like architectural photography that bring me pleasure, that I can potentially grow into a business? Have I exchanged a regular paycheck for more free time?</p> <h2>Is There Such a Thing as Good Personal Debt?</h2> <p>I do feel like, in my current situation, any income is better than no income. The faster I pay down debt, the less my debt will cost me in interest payments.</p> <p>My $31,000 budget shortfall contains $15,000 in debt from a loan with a 4% interest rate (my housing costs and camera fund don't carry interest). My husband and I have been steadily paying down this loan with $800 monthly payments. Using a debt repayment calculator, I know that at our current rate, we will pay off this debt in 20 months, but end up paying an additional $515 in interest. In order to pay down this $15,000 by the end of this year, we are going to have to increase this payment to $1,695 for the next nine months. If we pay off this debt by December 31, 2016, we will pay up to an extra $251 in interest. (See also: <a href="http://www.wisebread.com/when-to-do-a-balance-transfer-to-pay-off-credit-card-debt?ref=seealso">How to Stop Paying Interest on Your Credit Card Debt</a>)</p> <p>By comparison, my dinner companion has $30,000 in credit debt over several cards with an average of APR of 11.9%. To pay off this debt in 20 months, he will have to pay $1,740 every month, and he will pay $3,063 in interest.</p> <p>When I pointed out the high cost of using credit cards as a slush fund, my dinner companion did not bat an eyelash. He argued that I am letting my fear of debt overly influence my financial decisions. What if I am so busy putting my nose to the grindstone for small jobs, that I am missing out on bigger job opportunities? For example, although I had wanted to attend this year's Palm Springs Photo Festival, a major educational and networking event, I cannot afford it. Just the cost of the lodging and transportation for the festival would cut into my savings by $1,000. But, by not putting the cost of the festival on my credit card, am I losing out on leads for photography jobs or giving up the opportunity to learn new skills that would immediately improve my work? Am I being pennywise but pound foolish?</p> <h2>Work vs. Unemployment</h2> <p>Since January 1, 2016 I have made $5,190 in extra cash. This averages out to $1,730 per month. For the last four months, my dinner companion has been making $1,800 per month on Unemployment Insurance. (My dinner companion's assessment that I am a financial loser is undoubtedly colored by this fact.) His search for the primo salaried job, as far as I can tell, has also been much more leisurely than my constant hustle to rustle more side work.</p> <h2>Who Am I to Criticize?</h2> <p>Well, I am a financial writer who understands the concept of <a href="http://www.wisebread.com/the-most-valuable-thing-debt-takes-from-you-isnt-money-its-this">compound interest</a>. As unpleasant as it was to get unasked for advice on my debt-killing plan, I made a major effort to listen to my dinner companion, if only so I could passive-aggressively complain about it in this post, and monetize my annoyance.</p> <p>But I still wonder: Is he just really stupid or am I a rube for accepting minimum wage gigs when I'm strapped for cash? Dear reader, what is your opinion on my employment strategy?</p> <h2>Progress Report</h2> <p>Because our business taxes were due on February 29th, my husband and I decided to complete our tax prep for our personal taxes by that due date as well. Why suffer through tax prep twice? Our accountant just filed our personal taxes. We are getting a $2,934 refund from the IRS and a $1,654 refund from the state of California. We paid <a href="http://www.wisebread.com/14-reasons-why-an-accountant-is-worth-the-money">our accountant</a> $470 for her work.</p> <p><strong>Goal:</strong> $31,000.00</p> <p><strong>Amount Raised:</strong> $13,478.00</p> <p><strong>Amount Spent:</strong> $5,303.72</p> <p><strong>Amount Left to Go:</strong> $22,825.72</p> <p><em>Should Max continue hustling up wacky side jobs she adores or should she buckle down and find a regular job, like everyone else?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/max-wong">Max Wong</a> of <a href="http://www.wisebread.com/my-2016-budget-challenge-am-i-ruining-my-career">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-budget-challenge-2016-how-to-live-frugally-when-you-have-no-time">My Budget Challenge 2016: How to Live Frugally When You Have No Time</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-youre-being-a-terrible-employee">12 Ways You&#039;re Being a Terrible Employee</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/day-job-or-freelance-which-is-right-for-you">Day Job or Freelance: Which Is Right for You?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-good-reasons-to-become-a-contractor">8 Good Reasons to Become a Contractor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Career Building freelance job hunting max wongs budget odd jobs unemployment Fri, 15 Apr 2016 10:00:06 +0000 Max Wong 1687438 at http://www.wisebread.com 6 Great Side Jobs for Book Lovers http://www.wisebread.com/6-great-side-jobs-for-book-lovers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-great-side-jobs-for-book-lovers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000053753692_Large.jpg" alt="looking for a perfect job for a book lover" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Bookworms and knowledge seekers, rejoice! You can make money off your insatiable thirst for a good story. No matter your day job, there are lots of ways to earn a little extra side cash by capitalizing on the very things you like to do in your free time &mdash; namely, reading. Here are several side gigs that are made for cash-strapped book lovers. (See also: <a href="http://www.wisebread.com/17-cool-jobs-for-book-lovers?ref=seealso">17 Cool Jobs for Book Lovers</a>)</p> <h2>1. Blogger</h2> <p>Bloggers are a dime a dozen these days. But talented bloggers are actually quite valuable. If you have the foresight and the skill to make sense of life's little intricacies, or the daily happenings in the news &mdash; and if you can write about it with gusto, ease, and good grammar &mdash; there's a special place for you in the bookmarks bar of countless people perusing the Internet.</p> <p>Further, if you have something smart and interesting to say, and you're not going to just regurgitate what's already been said, then you can make it. And these very qualities will help you attract a following. That's the hardest part of cracking into the blogosphere business. But once you've cultivated a following with your stellar content, there are several ways to go about <a href="http://www.wisebread.com/5-easy-ways-to-make-extra-money-blogging">making a few extra cents</a>. From ads and affiliate links, to product reviews and targeted social media promotion, you'll be on your way to supplementing your income in no time.</p> <h2>2. Museum Tour Guide</h2> <p>A part-time tour guide gig at your local museum might just be the perfect way to earn an extra chunk of cash while bridging the gap between modern life and the world in your favorite history books.</p> <h2>3. Bookstore Clerk</h2> <p>A <a href="http://www.wisebread.com/11-great-apps-for-book-lovers">sincere love of literature</a> will land you an interview, at the very least, for a job at your local bookstore. If you're up for the challenge of helping customers find a literary adventure that suits their specific interests, and if you think you'd actually enjoy it, then the part-time bookstore clerk gig is made for you. Bonus: A coveted discount on books and other merchandise is a staple perk of the job.</p> <h2>4. Copy Editor</h2> <p>Grammar enthusiasts and punctuation snobs make for astute copy editors. And they're among the first to truly appreciate how important this job of proofreading for spelling, grammar, and content truly is. If you've any doubts, pick up a copy of any local newspaper that has done away with the position due to budgetary restraints. Quite often, copy editor-less content is painfully comical due to spelling and grammar mistakes. Newsletters, newspapers, books, and internal business communications are just a few examples of the kind of copy that needs editing. Look for advertised gigs or advertise your services directly to the folks who run these sort of operations.</p> <h2>5. Writer</h2> <p>To the esteemed reader, writing might feel like a 360-degree role reversal. But if every great writer is a dedicated reader, the saying probably rings just as true for readers who dabble in writing, right? News stories, book reviews, advertising copy, guest blog posts, corporate newsletter content, poetry, short stories &mdash; the options for the for-profit freelance writer are endless.</p> <h2>6. Translator</h2> <p>If you are fluent in a language, especially one that's somewhat obscure, you can earn extra income online by seeking out translator jobs. Translatorgigs.com, Fivver, and Freelancer.com are great places to begin your search for gigs.</p> <p><em>What other jobs would be perfect for bookworms? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/6-great-side-jobs-for-book-lovers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-great-retirement-jobs">6 Great Retirement Jobs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-turn-your-stress-into-money">8 Ways to Turn Your Stress Into Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-you-really-make-a-living-as-an-ebook-writer">Can You Really Make a Living as an Ebook Writer?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-you-are-more-than-your-job">3 Reasons You Are More Than Your Job</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Extra Income book lovers bookworm career job hunting jobs part-time jobs side jobs Mon, 04 Apr 2016 09:30:30 +0000 Brittany Lyte 1683389 at http://www.wisebread.com 9 Things That Really Annoy Hiring Managers http://www.wisebread.com/9-things-that-really-annoy-hiring-managers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-things-that-really-annoy-hiring-managers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_job_interview_000078187585.jpg" alt="Woman learning what really annoys hiring managers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You've made it to the interview, and all that's standing between you and your dream job is the hiring manager &mdash; but winning her over may be easier said than done. So what will it take to make her like you? Well, one thing you can do is avoid annoying her. We reached out to several hiring managers who shared their biggest pet peeves on the condition of anonymity.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/What-Name-Your-Resume-Cover-Letter-26126164" target="_blank">What to Name Your Résumé and Cover Letter</a></p> <h2>1. When You Don't Understand the Company or Product</h2> <p>There's nothing a hiring manager hates more than wasting time, and you will definitely be seen as a waste of time if you don't understand the company or the product. It'll show that you're not even doing the basic research you need for the interview. Why should they even consider you if you're not putting forward the effort? It'll seem like you don't have any passion for or interest in the company, which is one of the biggest pet peeves of any hiring manager.</p> <h2>2. When You Don't Ask Questions</h2> <p>When you don't ask questions, it shows disinterest and lack of effort. One hiring manager told us, &quot;It makes me feel like they're just looking for any job. Anyone can make up good answers to an interview question, but I want to see how they think and what they care about.&quot; Need some help with this step? Check out some <a href="http://www.savvysugar.com/Good-Questions-Ask-During-Interview-33652741">great questions to ask</a> during the interview.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Make-My-Resume-Better-38831500" target="_blank">6 Ways to Revamp Your Résumé</a></p> <h2>3. When You Are Too Persistent</h2> <p>Persistence is an admirable trait, but be careful not to go overboard. &quot;A little persistence is good &mdash; I've often given a candidate a second look after a follow-up email,&quot; said one hiring manager. &quot;But emailing multiple times a week, stopping by the company's headquarters, and reaching out to every employee you can find on LinkedIn can seem desperate and annoying, and none of those things will get you hired.&quot;</p> <h2>4. When You Don't Follow Directions</h2> <p>The job listing says to email and not call or maybe that a cover letter is required. Follow those instructions to a T, because if you can't follow simple directions, it's likely that your application will be ignored.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Change-Your-Life-Year-26709448" target="_blank">36 Moves to Change Your Life For the Better</a></p> <h2>5. When You Get the Company's Name Wrong in Your Application Materials</h2> <p>You'll be surprised how often candidates mess this up in their applications. If you're sending your résumé to a lot of places, you may accidentally copy and paste the wrong company name. &quot;Nothing gets a cover letter tossed in my trash faster than seeing another publication's name in the 'to' field,&quot; said a hiring manager.</p> <h2>6. When You Don't Include Links For Easy Reference</h2> <p>Hiring managers will appreciate the little details that make the process easier for them. One hiring manager advised, &quot;If you mention your portfolio, a website, or your social media profiles, make it easy for me to view them! I want to read more about you and see what you can do, but I'm not going to spend time digging for it myself if you don't include.&quot;</p> <h2>7. When You Don't Follow Up After an Interview</h2> <p>This seems like an obvious step, but a lot of people don't follow up after an interview. At the very least, said one hiring manager, send a quick one-line thank you, although a thoughtful follow-up referencing something from your discussion is very much preferred. Here is a good&nbsp;<a href="http://www.savvysugar.com/Interview-Follow-Up-Email-Template-19179139">template for the follow-up email</a>.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Best-Jobs-America-2016-39873247" target="_blank">The 25 Best Jobs in America This Year</a></p> <h2>8. When You Make Up an Answer</h2> <p>You may be startled by an unexpected question, but don't resort to making up an answer. First of all, your interviewer can probably tell, and secondly, she will not be impressed. Take some time to think before crafting your answer, and read these steps on what to do when you're <a href="http://www.savvysugar.com/What-Do-You-Cant-Answer-Interview-Question-33925868">stumped by a question</a>.</p> <h2>9. When You're Too Casual</h2> <p>You may get along with the hiring manager, but remember that you should always still be professional even if the company culture seems casual. &quot;Keep emails professional and always include greetings and sign-offs, not just one-liners sent from your phone, and present yourself as poised and confident but not overly familiar in your interview,&quot; advised one hiring manager.</p> <p><em>Did we miss anything else that annoys hiring managers? Let us know in the comments!</em></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> When heading to a job interview, you want to impress the hiring managers. So make sure to avoid doing these nine things that really annoy them. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/What-Name-Your-Resume-Cover-Letter-26126164">What to Name Your Résumé and Cover Letter</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Make-My-Resume-Better-38831500">6 Ways to Revamp Your Résumé</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Change-Your-Life-Year-26709448">36 Moves to Change Your Life For the Better</a></li> <li><a href="http://www.popsugar.com/smart-living/Best-Jobs-America-2016-39873247">The 25 Best Jobs in America This Year</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-questions-to-ask-before-you-take-a-job-offer">12 Questions to Ask Before You Take a Job Offer</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/day-job-or-freelance-which-is-right-for-you">Day Job or Freelance: Which Is Right for You?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-being-passive-kills-your-job-prospects">4 Ways Being Passive Kills Your Job Prospects</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked">6 Extreme Job Interview Tactics That Worked</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-career-tips-you-wish-you-could-give-your-younger-self">7 Career Tips You Wish You Could Give Your Younger Self</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Job Hunting career tips hiring manager hr job hunting Job Interview job search Fri, 29 Jan 2016 15:00:04 +0000 POPSUGAR Smart Living 1643602 at http://www.wisebread.com 4 Best Jobs for Work Life Balance http://www.wisebread.com/4-best-jobs-for-work-life-balance <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-best-jobs-for-work-life-balance" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother_working_baby_000048338582.jpg" alt="Woman finding best jobs for work-life balance" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>More and more Americans want better work-life balance. In the U.S., <a href="http://www.ey.com/US/en/About-us/Our-people-and-culture/EY-study-highlights-dual-career-dynamics-in-the-us#.VjqfBOn8uhM">57% of full-time employees</a> indicate that their spouse or partner works 35 hours or more a week, too.</p> <p>However, no other group craves a better work-life balance more than millennials. While 78% of full-time working millennials have a spouse or partner also working full-time, only 47% of full-time working baby boomers and 68% of Gen X experience this scenario. With two full-time working parents, quality couple time, family time and &quot;me time&quot; are becoming more and more scarce.</p> <p>If your employer doesn't sympathize with your desire for a more flexible arrangement, it may be the time to switch jobs. To help you escape the rat race, here are the four best jobs for work-life balance.</p> <h2>1. Data Scientist</h2> <p>According to Glasdoor's 2015 list of <a href="http://www.glassdoor.com/blog/25-jobs-worklife-balance-2015/">best jobs for work-life balance</a>, the role of data scientist provides the best work-life balance. With an average 4.2 rating out of a possible 5.0, data scientist took the top spot in work-life balance across users of the recruiting site over the past year.</p> <p>If you keep on hearing everywhere about the &quot;power of big data,&quot; this is what it's all about. A data scientist uses the power of algorithms to process large amounts of data and use those findings to make recommendations that drive customer engagement and monetization. You'll have to be comfortable working with monster spreadsheets and databases (think millions of rows and several terabytes), develop mad SQL and SAS skills, and keep up with the latest data mining tools and techniques.</p> <p>Companies well-known for providing great perks and flexible schedules, including Facebook and Google, are hiring data scientists. With an average salary of $114,808 (according to Glassdoor), data scientist is one attractive career to look for.</p> <h2>2. Web Developer</h2> <p>U.S. News maintains a <a href="http://money.usnews.com/careers/best-jobs/rankings/the-100-best-jobs">list of 100 best jobs</a> in the nation. The list uses seven criteria, including 10-year growth volume, employment rate, and work-life balance, to rank the jobs. While U.S. News gave the dentist occupation the top spot in its list of best jobs, a closer look to the job satisfaction reviews shows that the web developer occupation provides better work-life balance.</p> <p>According to U.S. News, web developers tend to have above average upward mobility, below average stress level, and high flexibility. Interviewed employers indicate that often their web developers <a href="http://money.usnews.com/careers/best-jobs/web-developer/reviews">don't have to punch a clock</a>. &quot;We set deadlines, and as long as they get their work done, we're flexible with hours.&quot; two employers said to U.S. News.</p> <p>The median annual salary of a web developer was <a href="http://money.usnews.com/careers/best-jobs/web-developer/salary">$63,160 in 2013</a>, with individuals earning between $33,320 and $110,350.</p> <h2>3. Tutor</h2> <p>In a study from Ernst &amp; Young, respondents pointed out that the <a href="http://www.ey.com/US/en/About-us/Our-people-and-culture/EY-study-highlights-people-want-flexibility">option to telecommute</a> (working from another location other than the office or client site) is an important flexibility issue. In the same survey, millennials are more likely to say it's important to be able to telecommute one to two days a week.</p> <p>Tutoring enables individuals looking to telecommute as much as possible to really own their schedule. For example, since 2006 I have been tutoring business professionals to prepare for the GMAT, a standardized admission test used by most MBA programs around the world. I have been able to consistently tutor students first in Mexico and now in the United States. Currently, I work with Kaplan, a test prep company, and I'm able to teach students in person and online on my own schedule. (See also: <a href="http://www.wisebread.com/the-3-best-jobs-for-expats-and-travelers">The 3 Best Jobs for Expats and Travelers</a>)</p> <p>With the advent of several online tutoring sites, such as Tutor.com, Skillshare, and Wyzant, you're not limited to your geographic area and can find students across the world. Some sites, such as Tutor.com, require you to commit to tutor at least five hours per week. However, you decide when those hours happen.</p> <p>Having the ability to do their job in any country is key for millennials as 38% of them would make the sacrifice to <a href="http://www.ey.com/US/en/About-us/Our-people-and-culture/EY-study-highlights-dual-career-dynamics-in-the-us#.VkV5zt-rSRu">move a country with better parental leave</a> benefits.</p> <h2>4. Talent Acquisition Specialist</h2> <p>Ranking third on Glassdoor's list, the talent acquisition specialist has a rating of 4.0 out of 5.0 in work-life balance satisfaction. Also known as recruiters or human resources (HR) specialists, talent acquisition specialists are in charge of finding, screening, interviewing, and recommending the best candidates for a job opening. One key requirement for talent acquisition specialists is people skills. If you can't get along with different people in different settings, then this may not be the field for you.</p> <p>While Glassdoor says that the average salary for this position is $63,504, U.S. News puts the <a href="http://money.usnews.com/careers/best-jobs/hr-specialist">median salary at $56,850</a>. One of the main advantages of this occupation is stability, given that employment in this field is expected to balloon 15.5% from 2012 to 2022.</p> <p>To some, it may come off as a surprise that respondents to the Glassdoor survey gave such a high rating to the work-life balance satisfaction of this job. However, those critics should keep in mind the following points:</p> <ul> <li>Like web developers, talent acquisition specialists have to meet deadlines and have flexibility as long as they can hit their numbers.<br /> &nbsp;</li> <li>Like tutors, talent acquisition specialists can leverage the web and their cellphone to do the bulk of the work remotely. With cloud-based HR software becoming the industry norm, a recruiter can do her work as long as she has an Internet connection.<br /> &nbsp;</li> <li>Depending on their field of specialization, HR specialists have different hours and hiring seasons. Many recruiters welcome the break of pace and opt to work only during hiring seasons or on a part-time basis.</li> </ul> <p><em>What are other great jobs to achieve better work-life balance?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/4-best-jobs-for-work-life-balance">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-bounce-back-from-job-rejection">4 Ways to Bounce Back From Job Rejection</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-common-job-hunt-tips-you-should-ignore">8 Common Job-Hunt Tips You Should Ignore</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-a-job-learn-the-secret-from-a-bad-movie">How to get a job--learn the secret from a bad movie</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Job Hunting career job hunting job search work life balance Mon, 23 Nov 2015 16:00:32 +0000 Damian Davila 1614975 at http://www.wisebread.com 6 Things Moms Should Do Before Returning to Work http://www.wisebread.com/6-things-moms-should-do-before-returning-to-work <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-things-moms-should-do-before-returning-to-work" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/working_mother_baby_000027889626.jpg" alt="Mom learning things she needs to do before returning to work" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Having a baby changes your life forever. It may sound banal, but it is also true. Many women realize this and choose to opt-out of their career for a while, in order to stay home while their children are young.</p> <p>Later &mdash; sometimes as soon as a few months and sometimes after all the children have left for college &mdash; some moms choose to return to work. A good number of them find that getting back into the workforce is hard. Even women who had a spectacular professional reputation before they took time off aren't always being greeted with open arms.</p> <p>If this is you &mdash; if you are staying at home with children now but want to go back to work, or are actively looking for a job this very minute &mdash; there are a few things you can do that will give you a better chance of getting hired.</p> <h2>1. Evaluate Where You Are Now</h2> <p>Some women know for sure that they want to go back to what they were doing before. Others, though, find that they would prefer a change. Consider where you and your family find yourselves. How much money do you need to make? Would you like to work full-time? Have you developed any new passions that you'd like to pursue?</p> <p>Answering these questions will help you figure out where you are and what jobs might be a good fit for you and your family. They will also help you get in touch with how you feel about going back to work, why you want to work, and what you really care about.</p> <h2>2. Look for a Job That Fits You</h2> <p>Once you've answered the questions above, decide what you want to pursue. If you need to, do some research to discover what's out there that might suit you well. See this as an opportunity to find a career that's right for you, rather than just going back to what you did before because it is what you know.</p> <p>If you aren't sure what you want to do, try finding a temporary job or, better yet, a temporary-to-permanent position. That way, you can &quot;try on&quot; a new career like you might try on some clothes, making sure that it fits before you're fully invested.</p> <h2>3. Make Sure Your Skills Are Relevant</h2> <p>Whether you decide to go back to work in the same field or find a new one, you will want to evaluate your skills based on expectations for the jobs you'd like to have. This can be as simple as making sure you know how to use the latest versions of Word and Excel, or as complicated as getting certified in new technology.</p> <p>There are many ways to update your skills. Take classes, get a certificate, volunteer somewhere, attend an industry-wide conference, or study on your own. Once you have met the minimum requirements mentioned in most job postings, you will be ready to apply.</p> <h2>4. Brush Up on Interviewing</h2> <p>Interviewing is absolutely a skill, and it is one that may feel foreign to you if you've been out of that world for a while. Being interviewed can feel particularly intimidating when you aren't sure how potential employers will view the gap in your resume.</p> <p>Fortunately, coming across well in an interview can be as easy as applying some basic tips. Dress up. Own your story and your skills. Speak clearly. Make appropriate eye contact. All of these things will help a potential employer know that you are ready to return to the workforce. (See also: <a href="http://www.wisebread.com/10-essential-steps-to-take-before-a-job-interview?ref=seealso">10 Essential Steps to Take Before a Job Interview</a>)</p> <h2>5. Find Child Care You Trust</h2> <p>Most women opt-out of the workforce for a while because they love their children. When they opt back in, it's not because they love their children any less &mdash; but because the kids are older, or they need the money, or they need a change of scenery and some adult interaction. Whatever the reason, the love remains, and that means that you need to feel really, really good about wherever you're leaving your child.</p> <p>Some moms wait until their kids go to school to begin working again. This is great, if you feel good about the school and the before and after-care program offered. For younger children, make sure that you feel like your child will be loved well, whether you are putting the child in daycare or having a friend or family member care for him or her. This will free you to give more of yourself to a new job, and it will help you feel good about your decision to go back to work.</p> <h2>6. Make Peace With Imperfection</h2> <p>Most moms find it hard to hold all of the demands that being mom brings. This can be an even greater struggle for working moms, simply because they often have less time with their children than their stay-at-home counterparts.</p> <p>It helps to remember that no mom mothers perfectly, and that your kids will be okay. If you are tempted to spend a lot of time worrying about how your working will harm your children, though, you may want to reconsider returning to work right now. Your other choice is to make peace with your imperfection, to focus on loving your kids well when you are with them and to remember that you are also loving them by working. Only then will you be able to work without guilt, which will help you perform better both at work and at home.</p> <p>Rejoining the workforce can be scary, especially if you have been out of it for a long time. Take a deep breath and begin doing these things. Once you're moving forward, you will likely see that it isn't so scary after all. Not nearly as scary as bringing that tiny person home from the hospital, anyway!</p> <p><em>Have you returned to the workforce after having kids, or would you like to? What made or makes you nervous?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/6-things-moms-should-do-before-returning-to-work">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-life-skills-for-working-moms">10 Life Skills for Working Moms</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-youre-being-a-terrible-employee">12 Ways You&#039;re Being a Terrible Employee</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-never-to-bring-up-in-a-job-interview">5 Things Never to Bring Up in a Job Interview</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-part-time-jobs-to-do-while-your-kids-are-at-school">17 Part-Time Jobs to Do While Your Kids Are at School</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Family job hunting job interviews resume building returning to work stay-at-home mom working moms Tue, 22 Sep 2015 21:00:14 +0000 Sarah Winfrey 1561943 at http://www.wisebread.com Your Guide to Getting a Job Right Out of College http://www.wisebread.com/your-guide-to-getting-a-job-right-out-of-college <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/your-guide-to-getting-a-job-right-out-of-college" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/female_college_graduate_000059210456.jpg" alt="Woman learning how to get a job right out of college" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Several months ago, when I was still in <a href="http://www.popsugar.com/tech/Best-Apps-College-Students-24369921">college</a>, I remember applying for job after job after job, trying my damned hardest to get noticed by <em>someone</em>. It's certainly no easy task for almost any undergrad. I had a lot of experience on my resume, but then again, so did much of my competition &mdash; journalism is a tough field to break into.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Advice-College-Students-31108170">31 Things Every College Student Needs to Know</a></p> <p>After days of endless applications and nerve-wracking interviews, I landed a job at POPSUGAR... before I had even graduated! I was elated to have been accepted to such a big brand in women's lifestyle media. I dedicated so much time to the job hunt, and it had paid off in the best way.</p> <p>True, the majority of college students don't have a job lined up for them. <a href="http://www.forbes.com/sites/susanadams/2014/06/10/the-one-thing-college-students-can-do-to-land-a-job/" target="_blank">One study from last year</a> said that only 16.6 percent of college seniors surveyed had gotten a single full-time job offer. But since you're amazing and unique and driven to a &quot;T,&quot; we know you can beat the odds and snag a job fresh out of school. Here's how to do it.</p> <h2>1. Create a Resume That Stands Out</h2> <p>If your resume is boring (aka, you're using too-small Times New Roman and placing your text in the most basic format EVER), it's time to spice it up &mdash; with both design and your words. &quot;This doesn't mean you must have amazing work experience,&quot; says Jane Miller, CEO and founder of <a href="http://janeknows.com/" target="_blank">JaneKnows.com</a>. &quot;It means you need to tell your work and education story in a compelling way that highlights your unique accomplishments. Did you work at a restaurant during summer holidays? That's a great way to talk about your customer service experience. Use action words. Check for typos and grammar. Your resume is YOU on paper!&quot;</p> <p>Check out <a href="http://www.adobe.com/education/students/snazz-up-resume.edu.html?" target="_blank">this tutorial</a> for inspiration on creative resumes.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Important-Life-Lessons-38023312">You'll Know You're a REAL Adult When You Accept These 25 Truths</a></p> <h2>2. Learn What You Bring to the Table</h2> <p>Make a list of your abilities &mdash; what did you learn in or outside of school? (Be sure to add these strengths to your resume, too!) &quot;<a href="http://www.popsugar.com/smart-living/Money-Tips-Graduates-37691573">Recent grads</a> don't always know their skills because they don't have the extensive work experience other professionals have,&quot; says Hallie Crawford, career coach and founder of <a href="http://www.halliecrawford.com/" target="_blank">HallieCrawford.com</a>. &quot;Think about what courses you excelled in during college. Identify skills and interests based on those classes and where you excelled in them.&quot; Crawford also recommends interviewing professors, parents, friends, and family about what your skills are &mdash; different perspectives mean a wide range of answers, and a bigger skill-set!</p> <h2>3. Use Any and All Connections</h2> <p>Miller says that sending your resume to the HR inbox at a company usually gets you nowhere. &quot;But if that same resume is forwarded to someone in the company who can then send it to the person who runs that inbox &mdash; well, you have a great shot!&quot; she says. &quot;Go on LinkedIn and see who you know who knows someone at the company that interests you. Reach out and ask to buy them a coffee!&quot; Because Starbucks would win <em>anyone</em> over... right?</p> <p>Crawford recommends asking teachers, friends, and family for networking connections: &quot;Be very professional when leveraging them!&quot; she says.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Things-You-Stop-Worrying-About-Your-30s-37912918">15 Things You Stop Giving a Sh*t About in Your 30s</a></p> <h2>4. Conduct Informational Interviews to Learn More About Jobs and Industries</h2> <p>FYI: The purpose of an <a href="http://www.businessinsider.com/smart-questions-to-ask-in-an-informational-interview-2015-2" target="_blank">informational interview</a> is to collect insight on a specific profession or field &mdash; which can be infinitely helpful for any student. &quot;Don't ask [the company] for a job,&quot; Crawford says. &quot;Ask them for information. Conduct yourself professionally when you talk with them, prepare questions, and research their industry in advance so you are prepared.&quot; Don't forget to write down everything you learned!</p> <h2>5. Don't Worry if You Don't Land Your Dream Job Right Out of School</h2> <p>So you didn't get that PR job at that huge New York firm you were aiming for &mdash; that's okay! &quot;Any and all jobs that you will have in your career will contribute to telling your great story,&quot; Miller says. &quot;Once you get that first full-time job, you can develop a track record that will give you confidence to find the next (and better) job. Just show up with passion for doing good work and the mindset that this will lead to something even greater.&quot;</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Make-Workday-Go-Faster-38066287">Here's How to Make Your Sluggish Workday Go (a Lot) Faster</a></p> <h2>6. Don't Give Up</h2> <p>Rarely does a collegiate land a job after the first application sent. More often than not, the&nbsp;<a href="http://www.popsugar.com/smart-living/Tips-Entry-Level-Job-Seekers-36576441">job hunt</a> becomes <em>very</em> exasperating and can feel never-ending... they key is not to give up, even when you want to the most. &quot;It is daunting to go into interview after interview feeling that <em>they</em> have the job and <em>you</em> want the job,&quot; Miller says. &quot;Put lots of lines in the water and be tenacious. And remember to learn something about yourself from every interview. You will just get better and better at explaining about fabulous you!&quot;</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Getting a job straight out of college may seem impossible, but if you take some smart steps early, you&#039;ll improve your odds of landing a gig. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/Advice-College-Students-31108170">31 Things Every College Student Needs to Know</a></li> <li><a href="http://www.popsugar.com/smart-living/Important-Life-Lessons-38023312">You'll Know You're a REAL Adult When You Accept These 25 Truths</a></li> <li><a href="http://www.popsugar.com/smart-living/Things-You-Stop-Worrying-About-Your-30s-37912918">15 Things You Stop Giving a Sh*t About in Your 30s</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Make-Workday-Go-Faster-38066287">Here's How to Make Your Sluggish Workday Go (a Lot) Faster</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/your-guide-to-getting-a-job-right-out-of-college">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Flashback Friday: The 65 Best Career Tips We&#039;ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-best-jobs-for-work-life-balance">4 Best Jobs for Work Life Balance</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-common-job-hunt-tips-you-should-ignore">8 Common Job-Hunt Tips You Should Ignore</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Education & Training Job Hunting career college graduate entry level job job hunting job search Thu, 17 Sep 2015 21:00:08 +0000 POPSUGAR Smart Living 1545849 at http://www.wisebread.com 3 Hobbies That Pump Up Your Resume http://www.wisebread.com/3-hobbies-that-pump-up-your-resume <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/3-hobbies-that-pump-up-your-resume" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_traveling_paris_000017104925.jpg" alt="Woman finding hobbies that pump up her resume" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Time spent away from work on hobbies is immensely valuable &mdash; it connects us with friends and family, gives us a sense of purpose and meaning, and allows us to relax, all while developing important skills. Even better, some of the skills our hobbies impart can benefit us in the workplace. Here are three hobbies that help us develop important, resume-boosting skills, without even trying.</p> <h2>1. Blogging</h2> <p>When you apply for a job, there's a good chance your would-be boss, or someone from the human resources department, is going to Google you. One of the best ways to increase your chances of landing an interview &mdash; and, eventually, the job &mdash; is to differentiate yourself from other candidates in the search results. Setting up and maintaining a <a href="http://www.wisebread.com/the-3-best-jobs-for-expats-and-travelers">professional blog</a> and social media accounts is a great way to boost your image, show off your skills and accomplishments and communicate that you have an interesting, active life outside the office.</p> <p>Plus, bloggers have a better chance of getting noticed and hired by employers because they are showcasing skills that can immediately be put into use in an office setting &mdash; from search engine optimization and social media management to writing and design. But your blog might also offer a peek into your personality. That's important, too, because, in many respects, employers are hiring as if they are choosing between candidates to <a href="http://www.asanet.org/journals/ASR/Dec12ASRFeature.pdf">be their new friend</a> as well as their new worker.</p> <p>While your blog should be professional &mdash; no party pictures or political rants &mdash; it should also offer flashes of your love for cooking or affinity for backgammon. The goal is to come across as a smart, motivated, well-rounded person &mdash; not a boring, one-dimensional robot.</p> <h2>2. World Travel</h2> <p>So you just got back from a trip around the world, or a summer spent teaching English in Nepal. Maybe you spent a month solo backpacking through South America. Wherever you were, now you're home &mdash; and you're ready to find a job. Rest assured, there's no need to try to conceal how you've been spending your time. While carving time out to travel was once considered by many employers to be frivolous, it's now more often seen as an asset. Translation: Your time spent hiking in the mountains, touring war-torn cities, and befriending the inhabitants of remote villages boosts your hireability.</p> <p>Employers need experienced workers who are comfortable with other cultures, aren't afraid of stepping outside their comfort zones, and have a thirst for familiarizing themselves with the unknown. Did you plan, finance, and budget your own travels? Then you probably picked up some budgeting, finance, and organizational skills. Did you befriend a child in Vietnam using only body language? Well, then, you're skilled at overcoming communication and language barriers. People who travel are often motivated, able to speak another language, and willing to relocate &mdash; and these are highly sought qualities in the working world. No two travelers have the same stories to tell, so be sure to use your most awe inspiring ones to differentiate yourself in your cover letter.</p> <h2>3. Team Sports</h2> <p>Participating in a team sport or activity, like club soccer, gives you a deepened sense of self-worth, purpose, and meaning. And it means you know how to play well with others &mdash; both on and off the field. Sports can teach you how to work toward a team goal while also chipping away at personal ones. They're a great way to polish your time management skills and learn the importance of commitment. They teach you how to overcome setbacks and learn from your mistakes.</p> <p>These are the qualities you build while dribbling up and down the court, making strategic passes to members of your team. And it's the stuff your future boss is looking for from new hires. The best place to list sports involvement on your resume is under an &quot;activities&quot; subhead. It's all about the keywords and phrases. Coachable. Dedicated. Accountable. Team player. Expressed properly, any job interviewer will see how your on-the-field skills will translate in the workplace.</p> <p><em>Do you have hobbies that enhance your workplace abilities? Tell us about them in the comments below!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/3-hobbies-that-pump-up-your-resume">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-youre-being-a-terrible-employee">12 Ways You&#039;re Being a Terrible Employee</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-3-best-jobs-for-expats-and-travelers">The 3 Best Jobs for Expats and Travelers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-65-best-career-tips-weve-ever-shared">Flashback Friday: The 65 Best Career Tips We&#039;ve Ever Shared</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-2016-budget-challenge-am-i-ruining-my-career">My 2016 Budget Challenge: Am I Ruining My Career?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building blogging employment history job hunting resume sports teams traveling Tue, 15 Sep 2015 09:00:10 +0000 Brittany Lyte 1554884 at http://www.wisebread.com Ask the Readers: What is Your Best Job Hunting Tip? http://www.wisebread.com/ask-the-readers-what-is-your-best-job-hunting-tip <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-what-is-your-best-job-hunting-tip" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_working_laptop_000038703538.jpg" alt="Woman sharing her best job hunting tip" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Job hunting is a difficult and stressful process for many people. There's the job search itself &mdash; combing through listings, preparing and sending resumes, and doing interviews &mdash; and dealing with day-to-day issues like managing your hours and dealing with a tighter budget.</p> <p><strong>What is your best job hunting tip?</strong> What do you think was most helpful to you when you needed to find a job? What are some of your favorite resources for job seekers?</p> <p>Tell us your best job hunting tip and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a id="rcwidget_s9h44s8n" data-template="" data-theme="classic" data-raflid="79857dfa206" rel="nofollow" href="http://www.rafflecopter.com/rafl/display/79857dfa206/" class="rcptr">a Rafflecopter giveaway</a> </p> <script src="//widget-prime.rafflecopter.com/launch.js"></script></p> <p>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, September 7th at 11:59 p.m. Pacific. Winners will be announced after September 7th on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong>&nbsp;</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us your best job hunting tip and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-what-is-your-best-job-hunting-tip">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-should-kids-get-paid-for-doing-chores">Ask The Readers: Should Kids Get Paid For Doing Chores?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-winter-savings-tip-do-you-swear-by">Ask the Readers: What Winter Savings Tip Do You Swear By?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-whats-in-your-wallet">Ask the Readers: What&#039;s In Your Wallet?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-are-checks-a-thing-of-the-past-chance-to-win-20">Ask the Readers: Are Checks a Thing of the Past? (Chance to win $20!)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-share-your-best-parenting-tips-stories-100-prize">Ask the Readers: What&#039;s Your Favorite Childhood Memory? (Win $100)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers job hunting Tue, 01 Sep 2015 15:00:14 +0000 Ashley Jacobs 1540627 at http://www.wisebread.com 4 Low-Cost Alternatives to a 4-Year Degree http://www.wisebread.com/4-low-cost-alternatives-to-a-4-year-degree <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-low-cost-alternatives-to-a-4-year-degree" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/office_coworkers_000053393492.jpg" alt="Group of students utilizing low-cost options to four-year degree" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Education is about self-discovery, personal improvement, and professional development. And there are a whole host of ways to achieve those things outside of the traditional four-year college experience. Read on for our roundup of some of the most viable alternatives to a four-year degree.</p> <h2>1. Start a Business</h2> <p>Bill Gates, Steve Jobs, and Walt Disney are just a sampling of names on the list of America's uber-successful entrepreneurs who never earned a college diploma. Their legacies are proof that higher education is not a prerequisite to building a profitable business, no matter what anyone tells you.</p> <p>Today, the barriers to launching a one-person enterprise are lower than ever. With dedication, drive, and an Internet connection, you can <a href="http://fourhourworkweek.com/2012/05/24/six-figure-businesses-built-for-less-than-100-17-lessons-learned/">start a thriving business</a> for less than $100. After all, the best way to gain experience in business is by launching one of your own. Even if it flops &mdash; 8 out of 10 <a href="http://www.forbes.com/sites/ericwagner/2013/09/12/five-reasons-8-out-of-10-businesses-fail/">new businesses fail</a> within the first 18 months &mdash; the practical experience you gain will help you become more successful in your next endeavor. (See also: <a href="http://www.wisebread.com/starting-your-dream-business-is-easier-than-you-think-heres-how?ref=seealso">Starting Your Dream Business Isn't as Hard as You Think &mdash; Here's How</a>)</p> <h2>2. Learn a Trade</h2> <p>How many college grads have you met who have no idea what career they want to pursue in life? This is rarely the case with trade school students, who graduate with a clear path to gainful employment.</p> <p>Trade and vocational schools offering programs in fields like information technology, culinary science, construction, woodworking, and hairdressing will set you on the fast track for a skilled and potentially high-paying job. They're also usually much more reasonably priced than a four-year college and typically have more lenient acceptance requirements.</p> <p>In fact, vocational schools are so successful in placing graduates in high-earning jobs that they have become the norm in countries like Switzerland, where young adults view the practicality of learning a trade as much more valuable than a more traditional college education. Whether your passion lies in auto mechanics or makeup artistry, you can launch a successful career by enrolling in a trade school that will help you hone your skills in a specific pursuit &mdash; without all those liberal arts requirements.</p> <h2>3. Go Straight to Work</h2> <p>The benefit of moving into the workforce rather than the college dorms is that you'll be honing new job skills, racking up experience, and &mdash; this is the big one &mdash; actually making money. That's pretty huge, considering the average college graduate is responsible for $30,000 in student loan debt. Loan officer, firefighter, web developer, retail or restaurant manager, commercial pilot, and criminal investigator are just a sampling of the bright and lucrative careers that don't require a four-year degree. Among the <a href="http://www.bls.gov/emp/ep_table_107.htm">highest paying gigs</a> that don't require a diploma are purchasing agent ($59,000), insurance claims adjuster ($60,000), and construction site supervisor ($60,000).</p> <h2>4. On the Job Training</h2> <p>Many employers provide educational credits and on-the-job training that can help you develop valuable skillsets without investment in a college degree. Others will offer financial support or rebates for continuing education at local colleges. Take advantage of this opportunity to learn for free or at a reduced cost.</p> <p><em>What other alternatives to a college degree have you enjoyed?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/4-low-cost-alternatives-to-a-4-year-degree">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-youre-being-a-terrible-employee">12 Ways You&#039;re Being a Terrible Employee</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-tips-for-my-career-clueless-college-self">5 Tips for My Career-Clueless College Self</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-guide-to-getting-a-job-right-out-of-college">Your Guide to Getting a Job Right Out of College</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-this-job-worth-it">Is This Job Worth It?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/escape-your-dying-industry-with-one-of-these-8-careers-instead">Escape Your Dying Industry With One of These 8 Careers, Instead</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Education & Training business college degrees entrepreneurs job hunting trade schools work Wed, 29 Apr 2015 17:00:25 +0000 Brittany Lyte 1400877 at http://www.wisebread.com