online http://www.wisebread.com/taxonomy/term/125/all en-US Is Bitcoin Still a Thing? http://www.wisebread.com/is-bitcoin-still-a-thing <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/is-bitcoin-still-a-thing" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_bitcoin_sign_41596574.jpg" alt="Man wondering if Bitcoin is still a thing" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Bitcoin. You may have heard the term. You may even know someone who has a bunch of them. But is Bitcoin just a fad that's dying out, or is it here to stay?</p> <p>Let's dive into a brief history of Bitcoin, the troubles it has faced, and the answer to the question on so many lips&hellip;is Bitcoin still a thing?</p> <h2>What Is Bitcoin?</h2> <p>Bitcoin is a form of currency that falls under the umbrella of &quot;cryptocurrency.&quot; To keep this simple, think of Bitcoin as currency that exists primarily in cyberspace, at a specific Bitcoin address that is linked with an access key. Unlike every other form of currency, it is decentralized, meaning large banks and corporations have no control over it. Plus, Bitcoins are not produced in the same manner as dollars or euros; they are generated by people through a process known as mining, which requires software that can solve complex mathematical problems.</p> <p>Perhaps the biggest selling point of Bitcoin is the finite nature of the currency. There is something called Bitcoin protocol, and it stipulates that only 21 million Bitcoins can ever be created. That's it. So clearly, as the demand for Bitcoins increases, so, too, does their value. (It's a little like trying to move into a town or city that has outlawed new construction. The houses in that area continue to rise in value as more people want to move in.)</p> <p>Another huge selling point is that it is completely anonymous. Plus, Bitcoin has tiny transaction fees, it's fast, and it's transparent. Every transaction is recorded (which is why Martin Shkreli's claim about <a href="http://thenextweb.com/insider/2016/02/15/pharma-bro-martin-shkreli-lied-about-bitcoin-so-someone-spent-his-real-money-on-lube/">losing $15 million in Bitcoins</a> was bogus).</p> <h2>How Did Bitcoin Come to Exist?</h2> <p>Created by Satoshi Nakamoto, Bitcoins came into existence in 2008 after his paper <em>Bitcoin: A Peer-to-Peer Electronic Cash System</em> was published. The idea was to create a low-fee electronic payment system that was free from any central authority, and easily or instantly transferrable. It wasn't until two years later that the first Bitcoins were used, and at the time they were worth less than a penny each (today, Bitcoins are valued at over $560 each, but the price fluctuates daily, and has hit a high of $1216.73). The biggest draw of Bitcoins &mdash; anonymity &mdash; meant that it became the preferred unit of currency for illegal activities on the online black market, such as the now shuttered Silk Road. However, as the price of Bitcoins rose meteorically, people who simply wanted to make money took an interest.</p> <h2>How Do You Acquire Bitcoins?</h2> <p>You can set up an <a href="https://bitcoin.org/en/getting-started">account at Bitcoin.org</a> in seconds. Once there, you choose a wallet, and can then get Bitcoins in a few different ways:</p> <ol> <li>Simply purchase them. You can set up a currency exchange with your bank, and have the Bitcoins (or pieces of a Bitcoin) deposited in your account.<br /> &nbsp;</li> <li>You can accept Bitcoins as a payment for goods or services. If you sell items online, you can ask to be paid in Bitcoins. If you freelance, you can do the same thing. It's not easy at the moment, but as more retailers and people realize the value of Bitcoins, it could become as natural as using PayPal.<br /> &nbsp;</li> <li>Mine Bitcoins. This is the hardest part. It would take a much longer article to explain it all, but just know it is not exactly a walk in the park. With the current difficulty level and requisite hardware, it will take you <a href="https://bitcointalk.org/index.php?topic=556189.0">1,367 years to mine just one Bitcoin</a>!</li> </ol> <h2>What Troubles Have Plagued Bitcoin?</h2> <p>Aside from being associated with the sale and purchase of illegal guns, drugs, and other black market goods and services, Bitcoin has certainly had some setbacks.</p> <p>For starters, Bitcoin is a digital currency, and anything digital comes with hackers ready to find a weakness and exploit it. Just last week, a major Bitcoin exchange called <a href="http://www.forbes.com/sites/francescoppola/2016/08/06/theft-and-mayhem-in-the-bitcoin-world/#52d897a951ae">Bitfinex was hacked</a>, and 120,000 Bitcoins (roughly $60 million) were stolen. Back in 2014, another exchange, MtGox, was hacked and lost over 850,000 Bitcoins, valued at the time at over $620 million!</p> <p>Not only that, but some authorities refuse to even acknowledge that Bitcoin is a legitimate currency. Recently, a judge in Florida ruled that Bitcoin was <a href="https://thebillfold.com/florida-judge-rules-bitcoin-is-not-money-35752c22b67e#.cjr8xphlj">not considered money</a> because it &quot;cannot be hidden under a mattress like cash or gold bars.&quot; Ironically, this statement is going to have people running to use Bitcoin if they now realize they can legally launder money with it. What's more, you can actually have physical Bitcoins. You can even print them with a 3D printer. As long as they are linked to a Bitcoin address, and have an access key, they work. But for millions of people, this idea of money existing only in cyberspace is very disconcerting.</p> <h2>So&hellip;Is Bitcoin Still a Thing?</h2> <p>In a word, yes.</p> <p>Although the price of a Bitcoin is less than half what it was in 2013, the thing that makes Bitcoin a success is usage. Several years ago, few retailers were willing to touch Bitcoin as a method of payment. Now, more and more blue chip, big name <a href="http://spendbitcoins.com/">companies are taking Bitcoin</a>, and as more join the list, Bitcoin will become even more enticing. Here are just a few of the many companies now taking the cryptocurrency:</p> <ul> <li>Expedia</li> <li>NewEgg</li> <li>Amazon</li> <li>Overstock</li> <li>AliExpress</li> </ul> <p>With so many big names willing to accept Bitcoins, and the price of them rising as more people get into the market, Bitcoins are still viable and may even become more attractive to the average consumer. So, if you're interested, you may want to consider getting in sooner rather than later. After all, the person who spent <a href="https://news.bitcoin.com/bitcoin-pizza-day-anniversary/">10,000 Bitcoins on two pizzas</a> back in 2010 would have $4 million today!</p> <p><em>Are you over Bitcoin and cryptocurrency? Or are you still mining?</em><em><br /> </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/is-bitcoin-still-a-thing">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-everything-you-need-to-get-started-with-bitcoin">Here&#039;s Everything You Need to Get Started With Bitcoin</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/who-should-face-the-music-when-the-banks-fail">Who Should Face the Music When the Banks Fail?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-switch-banks">How to Switch Banks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-get-taken-how-to-evaluate-an-exchange-rate">Don&#039;t Get Taken: How to Evaluate an Exchange Rate</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/us-banks-and-the-tokyo-drift">U.S. Banks and the Tokyo Drift</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Banking Financial News bitcoin cryptocurrencies digital wallets fads online payments value Mon, 22 Aug 2016 09:30:23 +0000 Paul Michael 1775888 at http://www.wisebread.com 6 Surprising Things You Still Can't Do Online in 2016 http://www.wisebread.com/6-surprising-things-you-still-cant-do-online-in-2016 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-surprising-things-you-still-cant-do-online-in-2016" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_20643848_LARGE.jpg" alt="you still can&#039;t do these things online" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's 2016. The digital age, right?</p> <p>Well, that's mostly true. There are more and more things that we can do online. And it's nice. Who wants to spend time standing in line when you can take care of business from the comfort and privacy of your own home?</p> <p>Still, every once in awhile, you run into something you can't actually do on the Internet. Here are the things I've found that you still have to do in-person.</p> <h2>1. Use Food Stamps</h2> <p>It has recently come to light that people using food stamps <a href="https://www.washingtonpost.com/news/wonk/wp/2016/07/15/the-simple-change-that-could-get-affordable-food-to-the-poor-people-who-need-it/">cannot purchase groceries online</a>. This can keep those who live in food deserts from obtaining healthy, unprocessed food. There are some movements online to change this but, for the moment, you have to show up in-person to buy groceries via a government program. While it might be harder to eliminate food stamp fraud, allowing food stamp use online would allow many Americans to eat healthier.</p> <h2>2. Make DMV Changes</h2> <p>This can vary a bit from state-to-state, but many places will not allow you to do things like <a href="http://www.carsdirect.com/dmv/dmv-online-what-you-can-and-cant-do-online">change your address online</a>. While some states will let you fill out an online form to make the change, you will still have to print it out and either send it in or take it to the DMV to get the change into the system.</p> <p>Since you can't usually change your address online, I suppose it follows that you can't take the written driver's test online. While this makes sense in terms of eliminating test fraud and cheating, it means that every single person who wants to take the driving test needs to make an appointment, making for crowded DMVs in many states.</p> <h2>3. Apply for a U.S. Passport</h2> <p>Similarly, you can input all of the information you need to get a U.S. passport online, but you can't actually submit the form. For that matter, you can't pay for it online, either.</p> <p>When it comes to passports, you have to submit your old passport when you apply for a new one. This helps eliminate fraud and helps the government track the different passports you have had. Since you can't send your passport through the computer, the government asks you to send your whole application packet together, by old fashioned mail.</p> <h2>4. Vote</h2> <p>While you can register to vote online, you can't actually cast your vote that way. It seems like <a href="http://www.scientificamerican.com/article/when-will-we-be-able-to-vote-online/">it would be a positive move</a>: more people would participate in elections, and the overall cost of having an election would go down.</p> <p>However, voter fraud is a real thing. While there are probably some ways to implement online voting that would at least make fraud hard, the government hasn't invested itself there yet. Some states, like Colorado, are starting to send every registered voter an absentee ballot, though. That way, you can vote from the privacy of your own home, even if you have to send the ballot through the mail instead of the wires.</p> <h2>5. Pay Some Utility Bills</h2> <p>I don't know about you, but I still have a couple of utility bills that I can't pay online. Instead, I have to either send a check or pay by phone. You would think that even small companies would permit online payment, but there are still those that don't.</p> <p>It seems like this is more common with small utility companies, like the family-owned trash company that services my area, or rural ones. If you can't pay online, try giving them a call. <a href="http://www.wisebread.com/the-6-monthly-telecom-bills-you-can-negotiate">Paying by phone</a> is almost as easy, and many companies are more than happy to let you use your credit card that way, so you don't have to have checks in order to pay your bills.</p> <h2>6. Register a Birth Or a Death</h2> <p>While you can often request documentation of a birth or a death via the Internet, you can't actually register either online. Even U.S. citizens born in other countries have to visit an embassy (or have parents do so) before they can get an official U.S. birth certificate or passport. For children born in the U.S., it's usually enough to have a hospital verify the birth and submit the proper paperwork, so the family doesn't have to actually present the baby anywhere.</p> <p>When it comes to birth and death, the chances for fraud are very high. Even with all of the cyber security that's possible these days, more birth and death certificates would be fraudulently issued if the process was available online. When someone is held accountable for issuing these certificates, fraud is less likely.</p> <p><em>Have you run into anything you can't do online? Do you think that's a good decision or not?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/6-surprising-things-you-still-cant-do-online-in-2016">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-why-buying-groceries-online-is-great">3 Reasons Why Buying Groceries Online Is Great</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-favorite-mail-order-websites">10 Favorite Mail-Order Websites</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/great-sites-for-online-wedding-shopping">Great Sites for Online Wedding Shopping</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology computer convenience dmv laptop online online shopping tech obsessed vote work from home Wed, 10 Aug 2016 10:00:09 +0000 Sarah Winfrey 1769233 at http://www.wisebread.com 6 Powerful Ways to Protect Your Money From Cyber Theft http://www.wisebread.com/6-powerful-ways-to-protect-your-money-from-cyber-theft <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-powerful-ways-to-protect-your-money-from-cyber-theft" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_stolen_identity_000023163541.jpg" alt="Man finding ways to protect his money from cyber theft" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Since 2013, cyber criminals have been pulling off what amounts to the largest bank heist in history &mdash; hitting at least 100 banks across the globe. During this two-year period, <a href="http://www.wisebread.com/small-business/cyber-crime-you-re-the-mark">cyber criminals</a> released malicious software targeting bank employees that allowed them to infiltrate bank security systems. The undetected malware resulted in the theft of $1 billion stolen directly from banks.</p> <p>Cyber attackers like these and others are at large, and while there's nothing you can do to stop attacks on financial institutions, there are measures you can take to protect yourself and ensure the financial data you share over the Internet is kept safe. Don't compromise your financial transactions. Take these steps to keep cyber thieves at bay and keep your money safe.</p> <h2>1. Use a Separate Computer for Financial Transactions</h2> <p>One of the safest measures you can take to protect your finances is to use a designated computer when accessing investment accounts. Cyber criminals steal your information using programs that only you can give them access to &mdash; when you click on an infected download, advertisement, e-mail, photo, or attachment.</p> <p>Use a designated device like the <a href="http://www.amazon.com/b/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;linkCode=ur2&amp;node=2858603011&amp;pf_rd_i=google%20chromebook&amp;pf_rd_m=ATVPDKIKX0DER&amp;pf_rd_p=2079390022&amp;pf_rd_r=1B11JC1SF66HF33CWNEC&amp;pf_rd_s=desktop-auto-sparkle&amp;pf_rd_t=301&amp;qid=1432218150&amp;ref=spks_0_0_2079390022&amp;tag=wisbre03-20&amp;linkId=CVEJDSJLFEM472K6">Google Chromebook</a> that only connects to Internet. They're inexpensive &mdash; around $200 &mdash; and are a good option for managing your finances online.</p> <h2>2. Install Malware Scanners</h2> <p>Install an Internet security program, like Kaspersky Internet Security Safe Money Technology, to clean up your machine and systematically scan and remove potential new threats before they corrupt your system.</p> <h2>3. Use Unique Usernames and Passwords</h2> <p>Create highly unique usernames and passwords, and change them periodically. Choose a password with six or more characters comprised of both upper and lowercase letters, numbers, and special characters. And as an added precaution, make a habit of changing your password every 60&ndash;90 days.</p> <h2>4. Monitor Transactions</h2> <p>It's a wise decision to sit down every so often and review your financial statements for errors or suspicious activity. Try to do so at least once a month, even if you have not initiated a transaction and don't expect activity on your account.</p> <h2>5. Get Security Alerts</h2> <p>Sign-up for security alerts &mdash; receive notifications when there's unusual activity for a wide variety of activities, including wire transfers, new-account setups, foreign transactions, and changes in bill payee information.</p> <h2>6. Use Two-Factor Authentication</h2> <p>In addition to your username and password, some major financial institutions offer two-factor authentication, which prompts you to enter an additional verification code when accessing your accounts. Choose this option whenever it's available.</p> <p><em>How do you protect your money from cyber theft?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/qiana-chavaia">Qiana Chavaia</a> of <a href="http://www.wisebread.com/6-powerful-ways-to-protect-your-money-from-cyber-theft">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-bitcoin-still-a-thing">Is Bitcoin Still a Thing?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-scams-and-cons-that-could-clean-you-out">The scams and cons that could clean you out.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-mugged">How To Get Mugged</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-rid-of-and-avoid-late-fees">How to Get Rid of and Avoid Late Fees</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Banking cyber criminals Internet online theft Mon, 01 Jun 2015 17:00:11 +0000 Qiana Chavaia 1437167 at http://www.wisebread.com Best Money Tips: The Best Sites for Renting and Buying Textbooks http://www.wisebread.com/best-money-tips-the-best-sites-for-renting-and-buying-textbooks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-best-sites-for-renting-and-buying-textbooks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/student-books-tablet-466585709-small.jpg" alt="student tablet books" title="student tablet books" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on the best sites for renting and buying textbooks, steps to financial prosperity, and things you should know about the U.S. economy.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.retailmenot.com/blog/buying-textbooks-online.html">The 11 Best Sites for Renting and Buying Textbooks Online</a> &mdash; Half.com and Student2Student are a couple great textbook rental and buying sites. [The Real Deal]</p> <p><a href="http://www.learnplaygive.com/2014/04/07/six-steps-to-financial-prosperity/">6 Steps to Financial Prosperity</a> &mdash; To be financially prosperous, choose a career and do it and marry your soulmate. [Learn Play Give]</p> <p><a href="http://www.cbsnews.com/news/6-things-experts-are-saying-about-the-economy/">6 Things You Should Know About the U.S. Economy</a> &mdash; The housing market is continuing to improve but the job market is weaker than you think. [CBS Moneywatch]</p> <p><a href="http://www.savvysugar.com/Cheap-Halloween-Group-Costumes-25300043">57 Creative Homemade Group Costume Ideas</a> &mdash; With Halloween right around the corner, save money and get a group of your friends together to go as Lego people. [PopSugar Smart Living]</p> <p><a href="http://artofbeingcheap.com/heating-and-cooling/">The Heating and Cooling Myth That Is Costing You Money</a> &mdash; To save on heating and cooling, invest in a programmable thermostat. [The Art of Being Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="http://thecouponproject.com/15-recipes-and-crafts-you-can-make-with-jars/">15 Recipes and Crafts You Can Make With Jars</a> &mdash; What are your favorite jar-based recipes and crafts? Did they make this list? [The Coupon Project]</p> <p><a href="http://affordanything.com/2014/08/05/5-people-one-income-and-self-made-success/">Five People, One Income, and Self-Made Success</a> &mdash; Remember that savings happen in small increments and that you should invest/earn money instead of just saving.. [Afford Anything]</p> <p><a href="http://houseofroseblog.com/creating-art-for-your-walls-stencil-letters-onto-an-old-canvas/">Creating Art for Your Walls: Stenciling Letter onto an Old Canvas</a> &mdash; Are you in need of some new art for your walls? This simple DIY might be just what you were looking for! [House Of Rose]</p> <p><a href="http://parentingsquad.com/get-your-child-excited-about-math">7 Ways to Get Your Child Excited About Math</a> &mdash; Get your child excited about math by having them do puzzles or using math apps. [Parenting Squad]</p> <p><a href="http://beyondyourhammock.com/3-myths-about-buying-your-first-home/">3 Myths About Buying Your First Home</a> &mdash; It is a myth that buying a home is always a good investment. [Beyond Your Hammock]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-the-best-sites-for-renting-and-buying-textbooks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-freshman-shopping-tips-to-cut-college-costs">9 Freshman Shopping Tips to Cut College Costs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-money-saving-hacks-every-college-student-should-try">8 Money-Saving Hacks Every College Student Should Try</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/school-bookstores-cant-afford-cheap-textbooks">School Bookstores Can&#039;t Afford Cheap Textbooks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-things-you-still-cant-do-online-in-2016">6 Surprising Things You Still Can&#039;t Do Online in 2016</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-to-get-a-sale-price-match-at-16-popular-stores">Here&#039;s How to Get a Sale Price-Match at 16 Popular Stores</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips buying college online renting textbooks Thu, 28 Aug 2014 20:06:55 +0000 Ashley Jacobs 1195558 at http://www.wisebread.com Best Money Tips: How to Make Money While Shopping Online http://www.wisebread.com/best-money-tips-how-to-make-money-while-shopping-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-make-money-while-shopping-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/credit-card-5155550-small.jpg" alt="online shopping" title="online shopping" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how to make money when shopping online, landing a big raise next year, and things to buy in October to save big.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thedimecolorado.com/2013/10/08/how-to-make-money-while-shopping-online/">How to Make Money While Shopping Online</a> &mdash; To make money while shopping online, use Swagbucks or a rewards credit card. [The Dime]</p> <p><a href="http://www.moneytalksnews.com/2013/10/11/7-things-to-do-right-now-to-land-a-big-raise-next-year/">7 Things to Do Right Now to Land a Big Raise Next Year</a> &mdash; If you want to land a big raise next year, learn new skills and match the office culture. [Money Talks News]</p> <p><a href="http://www.creditsesame.com/blog/5-things-to-buy-in-october/">5 Things to Buy in October to Save Big</a> &mdash; Summer lawn and outdoor goods are a couple things to buy in October if you are looking for big savings. [Credit Sesame]</p> <p><a href="http://www.fiscalfizzle.com/give-yourself-a-raise/">Setting Useful Financial Goals</a> &mdash; When setting financial goals, separate them into the categories of things, experiences, and assets. [Fiscal Fizzle]</p> <p><a href="http://eyesonthedollar.com/guest-post/best-ways-to-invest-your-money/">5 Best Ways to Invest Your Money</a> &mdash; Real estate and bonds are a couple good ways to invest your money. [Eyes on the Dollar]</p> <h2>Other Essential Reading</h2> <p><a href="http://kiplinger.com/article/spending/T037-C000-S002-6-things-you-must-know-about-winning-the-lottery.html">6 Things You Must Know About Winning the Lottery</a> &mdash; It may be better to take disbursements if you win the lottery and you have issues with discipline. [Kiplinger]</p> <p><a href="http://imakeyourmoneycount.com/students-of-finance/5-rules-for-avoiding-buyers-remorse/">5 Rules for Avoiding Buyers Remorse</a> &mdash; To avoid buyers remorse, think about the other options you have. [I Make Your Money Count]</p> <p><a href="http://www.bargaineering.com/articles/hoa-fees.html">How to get the most out of your HOA fees</a> &mdash; To get the most out of your HOA fees, find out exactly what your fees cover. [Bargaineering]</p> <p><a href="http://www.savvysugar.com/Where-Get-Materials-Homemade-Costumes-25283990">Where to Get Affordable Materials for Your Homemade Costume</a> &mdash; If you are making your Halloween costume this year, get materials from the Dollar store or craft stores. [PopSugar Smart Living]</p> <p><a href="http://www.savvysugar.com/Where-Get-Materials-Homemade-Costumes-25283990">A Children's Book Themed Baby Shower</a> &mdash; Are you planning a baby shower? Make the theme Winnie the Pooh! [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-make-money-while-shopping-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-case-for-amazon">The Case for Amazon</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-awesome-alternatives-to-groupon">5 Awesome Alternatives to Groupon</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-scales">The 5 Best Smart Scales</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-mountain-bikes">The 5 Best Mountain Bikes</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips online shopping Mon, 14 Oct 2013 10:00:04 +0000 Ashley Jacobs 1012109 at http://www.wisebread.com Best Money Tips: Tips for Grocery Shopping Online http://www.wisebread.com/best-money-tips-tips-for-grocery-shopping-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tips-for-grocery-shopping-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/groceries-4924125-small.jpg" alt="groceries" title="groceries" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on tips for grocery shopping online, finding success with life and money, and how your busy lifestyle is costing you.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Online-Grocery-Shopping-Tips-31069141">Just a Click Away: 6 Tips For Grocery Shopping Online</a> &mdash; When grocery shopping online for the first time, start with safe items to test out the service. [PopSugar Smart Living]</p> <p><a href="http://www.getrichslowly.org/blog/2013/08/01/you-are-the-boss-of-you-how-to-find-success-with-life-and-money/">You Are the Boss of You: How to Find Success with Life and Money</a> &mdash; It is important to be able to turn anger into possibility so you can find success with life and money. [Get Rich Slowly]</p> <p><a href="http://www.fivecentnickel.com/2013/07/29/how-much-is-your-busy-lifestyle-costing-you/">How much is your busy lifestyle costing you?</a> &mdash; Your busy lifestyle may be costing you your ability to take care of your health or plan properly. [Five Cent Nickel]</p> <p><a href="http://www.freemoneyfinance.com/2013/08/thank-you-and-follow-up.html">Thank You and Follow-up</a> &mdash; Following up after an interview shows you are persistent and have good manners. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/node/2350">6 Tips to Get the Best Deals During School Sales Tax Holidays</a> &mdash; To get the best deals during school sales tax holidays, plan ahead and build a budget. [Parenting Squad]</p> <h2>Other Essential Reading</h2> <p><a href="http://freefrombroke.com/lending-money-to-friends-family-saying-no/">Diplomatically Say No to Friends and Family That Want to Borrow Money - 6 Tips</a> &mdash; If you have a family member or friend who wants to borrow money, say no by offering to help them in other ways. [Free From Broke]</p> <p><a href="http://www.threethriftyguys.com/2013/07/8-ways-your-hometown-can-save-you-money/">8 Ways Your Hometown Can Save You Money</a> &mdash; Did you know some cities offer free wireless Internet? [Three Thrifty Guys]</p> <p><a href="http://moneyqanda.com/saving-money-on-homeowners-insurance/">Understanding and Saving Money on Homeowners' Insurance</a> &mdash; To save money on homeowners insurance, do your homework before you buy! [Money Q&amp;A]</p> <p><a href="http://onecentatatime.com/best-practices-for-selling-on-ebay/">Best Practices for Selling on eBay</a> &mdash; Becoming tech savvy is key if you want to successfully sell on eBay. [One Cent at a Time]</p> <p><a href="http://bargainbabe.com/saving-money-for-black-friday/">5 Easy Ways to Start Saving Money for Black Friday</a> &mdash; Start saving money for Black Friday by saving your spare change. [Bargain Babe]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-tips-for-grocery-shopping-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-digital-food-scales">The 5 Best Digital Food Scales</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fresh-fruits-and-vegetables-by-the-month">Fresh Fruits and Vegetables, By the Month</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-thermoses">The 5 Best Thermoses</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-awesome-alternatives-to-groupon">5 Awesome Alternatives to Groupon</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips grocery online shopping Fri, 02 Aug 2013 10:00:39 +0000 Ashley Jacobs 981009 at http://www.wisebread.com Best Money Tips: Don'ts for Online Networking http://www.wisebread.com/best-money-tips-donts-for-online-networking <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-donts-for-online-networking" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/network-4677821-small.jpg" alt="networking" title="networking" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on don'ts for online networking, retirement savings in your 40s, and ways to earn passive income.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Things-You-Shouldnt-Do-LinkedIn-17965792">Be a LinkedIn Whiz: 5 Don'ts For Online Networking</a> &mdash; When networking on LinkedIn, don't reach out to someone without reading their profile first. [PopSugar Smart Living]</p> <p><a href="http://www.narrowbridge.net/start-retirement-savings-in-your-40s/">How to Start Retirement Savings in Your 40s</a> &mdash; To start saving for retirement in your 40s, avoid risk by diversifying your investments. [NarrowBridge Finance]</p> <p><a href="http://www.moolanomy.com/3504/10-surefire-ways-to-earn-passive-income-sconnell/">10 Surefire Ways to Earn Passive Income</a> &mdash; Earn passive income by building websites or writing a book. [Moolanomy]</p> <p><a href="http://timemanagementninja.com/2013/06/7-ways-your-time-management-is-putting-you-at-risk/">7 Ways Your Time Management Is Putting You At Risk</a> &mdash; If your time management skills are lacking, your relationships and money may be suffering. [Time Management Ninja]</p> <p><a href="http://financialhighway.com/15-behavioral-interview-questions-and-answers/">15 Behavioral Interview Questions and Answers</a> &mdash; When asked about an obstacle you overcame during an interview, demonstrate how your positive attributes and skills related to the position you are applying for helped you solve the problem. [Financial Highway]</p> <h2>Other Essential Reading</h2> <p><a href="http://retireby40.org/2013/06/why-start-investing-young/">Why you need to start investing when you're young</a> &mdash; It is important to start investing when you are young due to the power of compound interest. [Retire By 40]</p> <p><a href="http://www.dumblittleman.com/2013/06/say-goodbye-to-fast-food-and-master.html">Healthy Living: Say Goodbye to Fast Food and Master the Cooking Habit in 3 Simple, Stress-Free Steps</a> &mdash; Master cooking on a regular basis by planning and grocery shopping once per week. [Dumb Little Man]</p> <p><a href="http://lifehacker.com/everything-you-didnt-know-you-could-do-with-google-voi-512727229">Everything You Didn't Know You Could Do With Google's Voice Commands</a> &mdash; Did you know Google Voice Commands can look up a flight status or area codes? [Lifehacker]</p> <p><a href="http://parentingsquad.com/father-s-day-gifts-the-whole-family-can-help-give">Father's Day Gifts the Whole Family Can Help Give</a> &mdash; This Father's Day, get your dad tickets to a sporting event or make him breakfast in bed. [Parenting Squad]</p> <p><a href="http://www.marcandangel.com/2013/06/09/9-warning-signs-youre-in-bad-company/">9 Warning Signs You're in Bad Company</a> &mdash; You may be in bad company if you feel the negativity of the people you hang out with is rubbing off on you. [Marc and Angel Hack Life]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-donts-for-online-networking">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-joining-an-excellent-startup-company">Tips for Joining an Excellent Startup Company</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-finding-legitimate-work-at-home-opportunities">Tips for Finding Legitimate Work at Home Opportunities</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-you-should-never-do-on-linkedin">7 Things You Should Never Do on LinkedIn</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-times-at-work-youre-just-wasting-effort">10 Times at Work You&#039;re Just Wasting Effort</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-use-social-media-in-business">13 Ways to Use Social Media in Business</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income best money tips LinkedIn networking online online networking Thu, 13 Jun 2013 10:00:33 +0000 Ashley Jacobs 978123 at http://www.wisebread.com Best Money Tips: Businesses You Can Start Online http://www.wisebread.com/best-money-tips-businesses-you-can-start-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-businesses-you-can-start-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/6829327061_495cb4753d_z(1).jpg" alt="Businesses You Can Start Online" title="Businesses You Can Start Online" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on businesses you can start online, saving money at the drug store, and principles for growing wealth.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.business.com/blog/6-businesses-you-can-start-online/">6 Businesses You Can Start Online</a> &mdash; Want to start a business online? Consider being an internet researcher. [Business.com Blog]</p> <p><a href="http://canadianfinanceblog.com/how-to-save-money-at-the-drug-store/">How to Save Money at the Drug Store</a> &mdash; Asking the pharmacist about what you need can help you save money at the drug store. [Canadian Finance Blog]</p> <p><a href="http://beingfrugal.net/basic-principles-for-growing-wealth/">5 Basic Principles for Growing Wealth</a> &mdash; To grow your wealth, live within your means and invest in yourself. [BeingFrugal.net]</p> <p><a href="http://mom.me/home/5459-10-ways-moms-can-make-money-home/">10 Ways Moms Can Make Money At Home</a> &mdash; Moms can make money at home by selling their kids' books. [mom.me]</p> <p><a href="http://www.savvysugar.com/How-Find-Out-Your-Co-Workers-Salary-27065984">6 Ways To Find Out What Your Peers Are Making</a> &mdash; If you want to know what your peers are making, check out the Bureau of Labor Statistics. [SavvySugar]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moolanomy.com/6416/8-easy-ways-anyone-can-make-money/">8 Easy Ways Anyone Can Make Money</a> &mdash; To make money easily, enter giveaways or review books. [Moolanomy]</p> <p><a href="http://www.fivecentnickel.com/2013/01/29/a-former-insiders-guide-to-choosing-an-investment-manager/">A (Former) Insider's Guide to Choosing an Investment Manager</a> &mdash; When choosing an investment manager, focus on market cycle performance. [Five Cent Nickel]</p> <p><a href="http://www.getrichslowly.org/blog/2013/01/28/party-philosophy-when-to-spend-big-on-fiestas/">Party philosophy: When to spend big on fiestas</a> &mdash; It's ok to spend big on fiestas when you can do so without incurring debt. [Get Rich Slowly]</p> <p><a href="http://www.freemoneyfinance.com/2013/01/second-act-career-teachertrainer.html">Second-Act Career: Teacher/Trainer</a> &mdash; If you want to earn some extra income and are good at teaching, try your hand at being an online professor. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/4-steps-to-toy-organization">4 Steps to Toy Organization</a> &mdash; Get your children's toys organized by first taking inventory of what they have. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-businesses-you-can-start-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/101-tax-deductions-for-bloggers-and-freelancers">101 Tax deductions for bloggers and freelancers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/eco-capitalism-how-to-make-money-from-garbage">Eco-Capitalism - How to make money from garbage</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-signs-its-time-to-make-your-side-gig-your-career">6 Signs It&#039;s Time to Make Your Side Gig Your Career</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/starting-your-dream-business-is-easier-than-you-think-heres-how">Starting Your Dream Business Is Easier Than You Think — Here&#039;s How</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-the-one-skill-you-need-if-you-want-to-work-for-yourself">This Is the One Skill You Need If You Want to Work for Yourself</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entrepreneurship best money tips business online Fri, 01 Feb 2013 11:00:35 +0000 Ashley Jacobs 967595 at http://www.wisebread.com Best Money Tips: 101 Ways to Make Money Online http://www.wisebread.com/best-money-tips-101-ways-to-make-money-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-101-ways-to-make-money-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5604805706_ceb8dd4ae3_z-1.jpg" alt="101 Ways to Make Money Online" title="101 Ways to Make Money Online" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on 101 ways to make money online, handling unexpected expenses, and how to save money if you hate negotiating.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.blogstash.com/101-ways-to-make-money-online/">101 Ways to Make Money Online</a> &mdash; To make money online, become a reviewer or a paid traveler. [BlogStash.com]</p> <p><a href="http://www.thedigeratilife.com/blog/7-ways-to-handle-unexpected-expenses-and-financial-emergencies/">7 Ways To Handle Unexpected Expenses and Financial Emergencies</a> &mdash; If you end up having an unexpected expense, forego making a planned purchase. [The Digerati Life]</p> <p><a href="http://moneysmartlife.com/save-money-if-you-hate-negotiating/">5 Ways to Save Money If You Hate Negotiating</a> &mdash; Do you hate negotiating? Don't miss out on savings! Have someone negotiate for you. [Money Smart Life]</p> <p><a href="http://www.bucksomeboomer.com/4-reasons-family-vacations-should-be-in-your-budget/">4 Reasons Family Vacations Should Be in Your Budget</a> &mdash; Go ahead and put family vacations in your budget. Doing so gives you an opportunity to teach your kids about saving. [Bucksome Boomer]</p> <p><a href="http://www.credit.com/blog/2012/04/five-things-to-do-and-not-do-for-your-new-college-grad/">Five Things to Do and Not Do For Your New College Grad</a> &mdash; Do make sure your new college grad has health insurance, but don't co-sign a car loan for him or her. [Credit.com News + Advice]</p> <h2>Other Essential Reading</h2> <p><a href="http://billeater.com/tips/4-couponing-mistakes-you-dont-realize-youre-making">4 Couponing MIstakes You Don't Realize You're Making</a> &mdash; If you are a couponer, don't make the mistake of letting saving money steal your life. [billeater.com]</p> <p><a href="http://www.savvysugar.com/How-Write-Professional-Emails-7432879">7 Unprofessional, But Avoidable Email Sins</a> &mdash; Don't make your emails too wordy. It's unprofessional! [SavvySugar]</p> <p><a href="http://www.lifescript.com/life/timeout/travel/how_to_avoid_5_health_travel_mistakes_overseas.aspx?utm_source=twitter&amp;utm_medium=referral&amp;utm_term=social+media&amp;utm_campaign=2012-04-30">How to Avoid 5 Health Travel Mistakes Overseas</a> &mdash; Avoid making the travel mistake of not getting the necessary vaccinations by visiting a travel medicine clinic before your trip. [Lifescript.com]</p> <p><a href="http://www.thefrugaltoad.com/personalfinance/quick-ways-to-get-cash/">Quick Ways to Get Cash</a> &mdash; Get cash quickly by profiting from one of your hobbies. [The Frugal Toad]</p> <p><a href="http://parentingsquad.com/7-lessons-your-child-won-t-get-in-school">7 Lessons Your Child Won't Get in School</a> &mdash; Your child won't learn much about finances in school. Give him or her an allowance to teach the difference between needs and wants and saving. [Parenting Squad]</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-101-ways-to-make-money-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/didnt-get-the-raise-ask-for-this-instead">Didn&#039;t Get the Raise? Ask for This, Instead</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-smart-ways-to-make-it-rain-today">6 Smart Ways to Make It Rain Today</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-real-world-salaries-of-8-childhood-dream-jobs">The Real World Salaries of 8 Childhood Dream Jobs</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/100-ways-to-make-more-money-this-year">100+ Ways to Make More Money This Year</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips income online Tue, 01 May 2012 09:48:08 +0000 Ashley Jacobs 926069 at http://www.wisebread.com 5 Awesome Alternatives to Groupon http://www.wisebread.com/5-awesome-alternatives-to-groupon <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-awesome-alternatives-to-groupon" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/groupon-alternatives605.png" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Don&rsquo;t get me wrong. I love <a href="http://www.tkqlhce.com/click-2822544-10817658">Groupon</a>. Unfortunately for them (and &ldquo;yay&rdquo; for me), the market for this kind of daily deal offering is opening up, resulting in more deals, on more sites, and in more cities.</p> <p>If glancing at one good buy a day is leaving you wanting for more, check out a few of the attention-worthy sites we mention in <a href="http://mylifescoop.com/featured-stories/2011/02/5-awesome-alternatives-to-groupon.html">our latest&nbsp;<strong>My Life Scoop article</strong></a> &mdash; all destined to give the original a run for its money.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/wisebread/lifescoop/groupon-alternatives-livingsocial-logo.png" /></p> <p><strong>Living Social</strong></p> <p>This is perhaps one of the most established of the wannabes giving deals on the same kind of offerings as Groupon. Hair salons, golf packages, food, and entertainment are the core deals to this rapidly expanding site. <a href="http://www.livingsocial.com/">Living Social</a> has been a front-runner in the female audience, being advertised on many women&rsquo;s lifestyle sites and Mommy Blogs, and why not?&nbsp;The deals rarely see out, and many of them are extremely family friendly. <em>Mini-golf, anyone?</em></p> <p><strong>Hot tip</strong>: Feel like seeing the site without dropping a dime? Check the bottom of the deal page for exciting places you can visit in your area. Some won&rsquo;t cost a thing!</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/wisebread/lifescoop/groupon-alternatives-buywithme-logo.png" /></p> <p><strong>BuyWithMe</strong></p> <p>If the 24-hour deal makes you feel rushed (and caters to your weakness for making impulsive buys), <a href="http://www.buywithme.com/">BuyWithMe</a> may be more your speed. The deals offered on this site usually last seven days, giving you time to chew on the purchase before you decide. While the cities offering deals are limited, they are growing quickly!</p> <p><b>Hot tip:</b> Don&rsquo;t count that deal chicken before it hatches. Unless there is a minimum number of buy-ins for any group deal, it won&rsquo;t be valid for anyone. Watch the progress of any deal you&rsquo;re interested in to see if it&rsquo;s popular enough to succeed. (And definitely don&rsquo;t make concrete plans around any deal that hasn&rsquo;t reached its goal.)&nbsp;</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/wisebread/lifescoop/groupon-alternatives-8coupons-logo.gif" /></p> <p><strong>8Coupons</strong></p> <p>Many of the competitors that were researched require an email subscription before they&rsquo;ll even show you a deal, and worse yet, some of them bait you to enter your email, select a city, and then tell you that your city will be &ldquo;added soon.&rdquo;&nbsp;If the idea of giving out your email or cluttering up your inbox for the promise of a deal doesn&rsquo;t appeal to you, consider the user-friendliness of daily deal aggregates: <a href="http://www.8coupons.com/">8Coupons</a>.&nbsp;Not only does it list all the deals from the top sites (including Groupon, Tippr, BuyWithMe and others), it lets you search via map or zip code.</p> <p><strong>Hot tip:</strong> Some places in this world (like my town of 1,800) will never be on a daily deals site. 8Coupons gives us suburbanites some retail therapy with the sharing of deals at national franchises and small shops in the places we live. They aren&rsquo;t daily 50% - 90% off bargains, but it sure beats paying full price!</p> <p><em>Dying to see the other sites that made our &quot;hot list?&quot; <a href="http://mylifescoop.com/featured-stories/2011/02/5-awesome-alternatives-to-groupon.html">Read about them all at My Life Scoop</a>! Do you have a daily deal site that&rsquo;s changed your life? Let us know why it&rsquo;s earned a top spot in your email box!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/5-awesome-alternatives-to-groupon">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-case-for-amazon">The Case for Amazon</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-should-never-buy-on-groupon-or-livingsocial">5 Things You Should Never Buy on Groupon or LivingSocial</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-get-the-best-deals-on-groupon">7 Ways to Get the Best Deals on Groupon</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-craziest-groupon-deals">The 5 Craziest Groupon Deals</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping deals groupon online shopping Fri, 11 Feb 2011 13:48:09 +0000 Linsey Knerl 487894 at http://www.wisebread.com Get a Deal Every Time You Shop with These Tools http://www.wisebread.com/get-a-deal-every-time-you-shop-with-these-tools <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/get-a-deal-every-time-you-shop-with-these-tools" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2313757755_7541199205_z_0.jpg" alt="only bargains sign" title="only bargains sign" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>I have a few handy skills. Certainly not a plethora, but a handful that serve me well. And one of them is the ability to track down a bargain. Over the years I have become something of a go-to person amongst my friends and relatives. When they&rsquo;re looking to buy a product or service, they often call me first to see if I know of any deals or special offers. If they can&rsquo;t find an item, they ask me if I can. Even if something is sold out in 99% of the stores, I can usually track down that 1% that have it.</p> <p>Do I have secrets? Am I super-lucky? Not really. I have just amassed a set of tools, almost all of them online, that help me find the deals quickly and easily. And now, I&rsquo;m sharing them with you. They can be a real help when you&rsquo;re shopping for a last minute item, have a very tight budget, or just hate paying sticker price for anything. (See also: <a href="http://www.wisebread.com/deep-discounts-on-schedule-the-best-days-to-shop" title=" Deep Discounts on Schedule: The Best Days to Shop">Deep Discounts on Schedule: The Best Days to Shop</a>)</p> <h3>1. Search every Craigslist at the same time</h3> <p>Craigslist revolutionized the way we all shop classified ads (as the newspaper industry quickly found out to its detriment). You post ads for free, <a href="http://www.wisebread.com/the-25-best-things-to-buy-on-craigslist" title="The 25 Best Things to Buy on Craigslist">search ads for free</a>, contact the seller or buyer directly and do the deal without any hassle. But most people search their local Craigslist, which limits the bargains you can find and the net you can cast when trying to track something very particular down.</p> <p>A site called <a href="http://www.allofcraigs.com/">allofcraigs.com</a> does away with the local search and puts your query out there across every Craigslist site. I recently purchased something from someone in Los Angeles. No one in my state had what I was looking for. He shipped it quickly to me and was happy to do business out of state. Not everyone is, but most just want to make the sale. Check it out, bookmark it, and use it often.</p> <p><a href="http://www.allofcraigs.com/"><img width="400" height="133" src="http://imgur.com/RPwP4.png" alt="" /></a></p> <h3>2. Search every eBay site at the same time</h3> <p>Although <a href="http://www.ebay.com/">eBay</a> has a much broader reach than your local Craigslist site, it still confines searches to the eBay in your country. But why? I have bought many, many items from the UK eBay, especially music and movies, and who knows what else is lurking out there on other eBay sites. So, why not search them all? You may find a better deal, better prices or faster shipping options.</p> <p>To search every eBay, you first need to have an eBay account. When you are logged in, go to the <strong>Advanced Search</strong> page. Enter the usual search keywords and other requirements as you normally would in a regular eBay search. But, when you scroll down to the Location field, select &quot;Items available to&quot;, then choose &quot;All Countries/Regions&quot; from the drop-down list. When you do your search, you can see items matching your search from every eBay site out there. Nice.</p> <h3>3. Find products locally that are in stock</h3> <p>During peak shopping seasons, like Christmas or Halloween, stores will quickly sell out of the items you want to buy. This happens every year with the &ldquo;must have toys&rdquo; and gadgets that people have on their wish lists. I spent months tracking down a Wii for my wife a few years ago, and this tool would have come in handy. It&rsquo;s a site called <a href="http://milo.com/">Milo.com</a>. You may have heard of it in the news recently because eBay just purchased it for a cool $75 million. Hopefully, the service remains just as good under the new management. All you do is type in the name of the item you&rsquo;re looking for and you&rsquo;ll get a list of results showing stores in your area that have it in stock! Saves a lot of calling around and emailing.</p> <p><a href="http://milo.com/"><img width="400" height="242" src="http://imgur.com/HrMmF.png" alt="" /></a></p> <h3>4. Use an auction sniper service</h3> <p>There are quite a few of these around, including <a href="http://www.wisebread.com/snipe-an-ebay-auction-save-a-fortune">Bidnip.com</a>, <a href="http://www.auctionsniper.com/">Auctionsniper.com</a>, <a href="https://www.ezsniper.com/">EZsniper.com</a> and <a href="https://www.bidnapper.com/">Bidnapper.com</a>. They all work in basically the same way, and it can save you a ton of time and money. Simply input the item number of the auction you&rsquo;d like to win, the maximum amount you&rsquo;d like to pay and, the cool part, when you&rsquo;d like your bid to post. I usually go for 3 seconds. Instead of seeing a bidding war ensue, you can sit back and get on with your life, while the service puts in a last-minute bid for you.</p> <p>Of course, this is not a guaranteed win. Sometimes, there can be communication issues and the service cannot place the bid in time. Sometimes someone else is using an auction sniper as well. And it you absolutely have to have the item, no questions asked, then relying on an auction sniper is not your best bet. But if you want to grab an item without seeing the price skyrocket over the days (or weeks) then this is for you. It also helps to avoid fake bidding, when people will actually try and inflate the price of the product they&rsquo;re selling by bidding against you as someone else.</p> <h3>5. Always do an online price comparison</h3> <p>These were all the rage a few years ago, but with the popularity of the Google Shopping tab, and some of the sites mentioned above, people don&rsquo;t often use the price comparison shoppers any more. That&rsquo;s a big mistake in my book. Sites like <a href="http://www.bizrate.com/">bizrate.com</a>, <a href="http://www.mysimon.com/">mysimon.com</a>, <a href="http://www.nextag.com/">nextag.com</a>, and <a href="http://www.pricegrabber.com/">pricegrabber.com</a> have taken a lot of the hard work out of finding great deals. Just put the item in that you want and you&rsquo;ll see who&rsquo;s selling it for less. Remember though, always do a total price comparison, quite often shipping and handling can turn a good deal into a bad one, or an average deal into a great one.</p> <h3>6. If you have the technology, compare prices in store</h3> <p>How so? Well, if you have a smart phone you can use it to your advantage. Apps like <a href="http://redlaser.com/">Redlaser</a> and <a href="http://www.wisebread.com/the-cell-phone-app-thats-saving-me-a-smal-fortune">Shop Savvy</a> allow you to scan the barcodes of products using the built-in camera. They then search the web for that product and return the results, so that you can find the best deal. If that&rsquo;s not for you, you can always use the internet on your cell phone to do a quick product search on the sites mentioned in part 5. Several stores have computers inside the store that will enable you to search the web and compare prices. And if all else fails and you&rsquo;re still not sure, call someone who does have access to the web and won&rsquo;t mind helping you out. Remember, if in doubt, walk out.</p> <p><img width="400" height="382" src="http://imgur.com/PEmwG.png" alt="" /></p> <h3>7. If there&rsquo;s a coupon code box, there&rsquo;s usually a code out there</h3> <p>The coupon box is a double-edged sword to be honest. On the one hand, its presence means that the site accepts coupons. But that also means you an burn a lot of hours trying to find them, when there may not be any valid coupons available at the time. I usually try <a href="http://www.retailmenot.com">retailmenot.com</a> whenever I see a coupon box. There is usually a discount code on there for the site I&rsquo;m buying from. If not, I&rsquo;ll do a quick hunt online. But if I haven&rsquo;t found one after five minutes, I drop it and buy without using a coupon. I have learned the hard way, after obsessively searching for hours to find a coupon that gets me a 2% discount, that it&rsquo;s just not worth the effort if you don&rsquo;t find a coupon quite quickly. Also, remember to look for printable coupons to use when you shop in store.</p> <h3>8. Always check the daily deals sites</h3> <p>There are way too many to list here, but some of my personal favorites are <a href="http://slickdeals.net/">slickdeals</a>, <a href="http://www.buxr.com/">buxr</a>, <a href="http://www.dealhack.com/">dealhack</a>, <a href="http://dealnews.com/">dealnews</a>, <a href="http://www.freestufftimes.com/">freestufftimes</a>, and our very own <a href="http://www.wisebread.com/bestdeals/today">Wise Bread deals</a> section. Some of the deals are awesome, but stay focused. Sometimes the deals are so tempting that you buy stuff you really weren&rsquo;t looking for, and that can get expensive. Keep your eyes on the prize.</p> <p>Those are my favorites, and they work wonders for me. Do you have any tips to add to the list? Let us know.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/get-a-deal-every-time-you-shop-with-these-tools">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-things-you-still-cant-do-online-in-2016">6 Surprising Things You Still Can&#039;t Do Online in 2016</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-1-cent-cell-phone-protector-and-other-hacks">The 1-Cent Cell Phone Protector, and Other Hacks.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology bargain cheap coupons deal hunter online save money technology Thu, 16 Dec 2010 18:30:58 +0000 Paul Michael 395458 at http://www.wisebread.com The Best Places to Get Coupons Online http://www.wisebread.com/the-best-places-to-get-coupons-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-best-places-to-get-coupons-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/coupons_2.jpg" alt="coupons" title="coupons" class="imagecache imagecache-250w" width="250" height="150" /></a> </div> </div> </div> <div class="field field-type-link field-field-dealista-file"> <div class="field-label">Dealista MP3:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <a href="http://media.blubrry.com/dealista/traffic.libsyn.com/dealista/dealista020_online-coupons.mp3" target="_blank">Dealista #20: Best Coupon Sites</a> </div> </div> </div> <p><em>This article shares tips from the newest episode of </em><a href="http://dealista.quickanddirtytips.com/"><em>Dealista</em></a><em>, our podcast that'll help you get more for less.</em></p> <p>You could sit and wait every week for your Sunday paper to shower you with coupons for your next money-saving shopping trip&hellip;or, you could go out there and get them yourself. Online! We check out some of the best sites for getting both printable and traditional coupons via the web.</p> <p><strong><a href="http://www.coupons.com/">Coupons</a></strong> &mdash; Just plug in your zip code and see what offers are available to you! In addition to getting printable coupons for cents (and dollars) off cereal, coffee, diapers and more, you can see what restaurants are offering deals in your area. Another nifty feature? Skip the printing and just upload the coupons to your store chain savings card (like Kroger, for example). Take your card with you when you check out and let the cashier scan your card. No need to stuff coupons in your purse or wallet!</p> <p><strong><a href="http://www.redplum.com/">RedPlum</a></strong> &mdash; Owned by Valassis, the same people that put coupons in your Sunday paper, this site offers printable coupons, articles, freebies, and giveaways. Get even more savings by purchasing a Sunday paper <em>and</em> printing the maximum number of coupons from the website!</p> <p><strong><a href="http://www.target.com/">Target</a></strong> &mdash; This retailer lets you double-dip by taking typical manufacturer&rsquo;s coupons and special Target store coupons that you can print right from their website! Available for items that wouldn&rsquo;t normally give you printable coupons from your paper (like broccoli and store brand juice), these can be combined with manufacturer&rsquo;s coupons and weekly sales or <a href="http://wisebread.com/tips-for-perimeter-perusing-at-target">clearance discounts</a> for the most savings.</p> <p><strong><a href="http://www.smartsource.com/">Smart Source</a></strong> &mdash; Another major company that offers paper coupon inserts, Smart Source has taken its gig online! Print higher valued coupons (like $1.00 off or more) and special purchase coupons (savings on new release DVD&rsquo;s, for example) before they run out.</p> <p><strong><a href="http://www.valpak.com/">Valpak</a></strong> &mdash; Remember when you used to get that little Valpak envelope in the mail? Another player in the online printable game, this company has become super savvy by giving you the best offers by your location. They still give you the chance to look for savings on plumbing, car washes, and maid service, but by clicking on the &ldquo;grocery&rdquo; tab, you can skip all the service offerings and get straight to the savings most likely to be on your shopping list.</p> <p><strong><a href="http://www.facebook.com/">Facebook</a></strong> &mdash; Now you can save money on milk while you secretly check out your ex-girlfriend&rsquo;s new beau. Many companies are giving their Facebook fans exclusive savings and freebies just by joining. Check out your favorite freebies sites and <a href="http://wisebread.com/bestdeals/today">Wise Bread&rsquo;s Daily Deals</a> to see how this social media site can score you free or low-cost coffee creamer, shampoo, and more!</p> <p>In addition to these sites that give you savings for many brands, some major companies host coupons on their own sites. Two of the largest ones include:</p> <p><strong><a href="http://www.eatbetteramerica.com/">EatBetterAmerica</a></strong> &mdash; This site is owned by General Mills, and will offer printable savings on brands like Nature&rsquo;s Valley, Bisquick, and Yoplait.</p> <p><strong><a href="http://www.pgeverydaysolutions.com/">PGEveryDaySolutions</a></strong> &mdash; A site of Proctor and Gamble (P&amp;G), you&rsquo;ll find coupons from Febreze, Tide, Crest, and more! (The coupons will be mailed to you!) Sign up for samples, as well.</p> <p>Think you&rsquo;re ready to go online and start couponing? There are a few tips you&rsquo;ll want to keep in mind before you start:</p> <p><strong>Prep Your Printer</strong> &mdash; Once you click the &ldquo;print&rdquo; or &ldquo;clip&rdquo; button on the website, your printer will need to be ready to go. If you&rsquo;re out of ink or paper, or the printer is offline (or you send it to the wrong one), you&rsquo;ll miss out, since they rarely prompt you the way a normal document will. Since you only get one or two chances per coupon, be ready!</p> <p><strong>Know Your Limit</strong> &mdash; Many coupons can be printed once or twice per household or IP address. A few can be printed time and time again. Know how many you can print, and plan the best savings by taking advantage of multiple purchases.</p> <p><strong>Update Your Profile</strong> &mdash; For offers that will be mailed to you, be sure that your profile is updated with the correct address for mailing. If possible, check out your profile before you make your request, since changes might not be able to be made once you hit &ldquo;submit.&rdquo;</p> <p>Printed coupons can be a huge benefit to the savvy shopper, but only if your store takes them. Call ahead to get their coupon policy before you waste money on paper and ink!</p> <p><em><a href="http://dealista.quickanddirtytips.com">Dealista</a> is a collaboration between Wise Bread and <a href="http://www.quickanddirtytips.com/">Quick and Dirty Tips</a>, the producer of popular podcasts such as <a href="http://grammar.quickanddirtytips.com/">Grammar Girl</a>, <a href="http://moneygirl.quickanddirtytips.com/">Money Girl</a>, <a href="http://winninginvestor.quickanddirtytips.com/">Winning Investor</a>, and <a href="http://mightymommy.quickanddirtytips.com/">Mighty Mommy</a>.</em></p> <p><em>If you enjoyed these tips you can find more in <a href="http://dealista.quickanddirtytips.com">our show's archive</a>.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-100s-next-month-with-these-10-grocery-shopping-tips">Save $100s Next Month With These 10 Grocery Shopping Tips</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-money-saving-items-everyone-should-own">23 Money-Saving Items Everyone Should Own</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/double-coupons-they-could-cost-you">Double Coupons – They Could Cost You!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-use-google-alerts-to-save-money">6 Ways to Use Google Alerts to Save Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-9-easiest-food-budget-wins">The 9 Easiest Food Budget Wins</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Shopping coupons dealista groceries online printable coupons saving shopping Mon, 11 Jan 2010 22:38:58 +0000 Linsey Knerl 4594 at http://www.wisebread.com Phishing Scams Continue to Plague Social Media Sites http://www.wisebread.com/phishing-scams-continue-to-plague-social-media-sites <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/phishing-scams-continue-to-plague-social-media-sites" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3231178720_5e2c1c45a8_b.jpg" alt="Social Media" title="Phishing for Social Media" class="imagecache imagecache-250w" width="250" height="178" /></a> </div> </div> </div> <p>Social Media is going through an unprecedented explosion in popularity right now. Don't believe me? <a href="http://www.youtube.com/watch?v=sIFYPQjYhv8">See for yourself</a>. There are no signs this trend is going to slow anytime soon.</p> <p>But this huge surge in popularity also makes the various social media networks a prime target for scams. While these social networks do a great job of proactively fighting the onslaught of spammers and scammers, occasionally a well-timed attack can slip through the cracks.</p> <p>Just in the last couple of weeks, both <a href="http://www.readwriteweb.com/archives/new_twitter_phishing_scam_is_making_the_rounds.php">Twitter</a> and <a href="http://mashable.com/2009/09/25/warning-facebook-worm-spreading-via-news-feed/">Facebook</a> have both had several accounts compromised by viral phishing scams. In general terms, a phishing scam is any attempt to capture or <a href="http://manvsdebt.com/top-16-pieces-of-your-information-identity-thieves-crave/">steal personal information</a> from an unknowing victim. In the social media world, this often is the process of trying to capture the username and password of a given social network account.</p> <p>Most of us are familiar with getting spam messages or half-hearted scamming attempts in our e-mail or on our social media accounts. However, what makes these scams particularly effective is that they often times will be sent by someone that you <em>already</em> know. Once they obtain the login information of just a few initial accounts, scammers will then send out more messages to everyone connected to the compromised accounts. This means even just a couple accounts can quickly snowball into thousands.</p> <p>Of course, the messages are specifically designed to pull at your curiosity. Here are the sample messages from the most recent attacks:</p> <p><strong>Twitter:</strong></p> <blockquote><p><em>rofl this you on here? http://videos.twitter.secure-logins01.com</em></p> </blockquote> <p><strong>Facebook:</strong></p> <blockquote><p><em>lmao! i cant stop laughing at you in this pic, when did you do this? http://tllg.net/xyzxyz</em></p> </blockquote> <p>As you can see, there are a lot of similarities between these two different scams. First, they both reference the fact that some funny has happened in either a picture or a video. This is a very <strong>strong and effective pull</strong> for the far majority of people to want to know more. Also, both of the messages <strong>contain all lower-case lettering</strong>, which is common in unformal chatter between online friends.</p> <p>And the scam has other things working in it's favor. In the example of Twitter given above, the link took you onto an extremely well replicated version of the log-in page. Because Twitter has an open API (meaning it easily allows third parties to develop applications), there are many legitimate and trusted sites which <em>do</em> have you log-in when using them. So many Twitter users don't second guess having to enter their log-in credentials.</p> <h2><strong>So what can YOU do to help avoid all this madness?</strong></h2> <ul> <li><strong>Do not use the same password</strong> for your e-mail and your social media accounts. Take the time to create a separate, <a href="http://www.bargaineering.com/articles/how-to-create-a-strong-password-you-can-remember.html">strong password</a> for each of your online accounts. It's well worth it.</li> <li>Be extremely weary of <strong>direct messages asking you to view pictures and/or video</strong>. As we pointed out above, this is a common theme used by scams.</li> <li>Even if it appears to be a legit request, be sure to <strong>establish contact with the &quot;friend&quot; who sent it</strong>. Ensure that their account hasn't been compromised.</li> <li><strong>When it doubt, don't risk it.</strong> If you notice some of the formatting similarities we outline above or the message seems uncharacteristic in any way, there's probably a reason.</li> </ul> <h2><strong>If you think one of your social media profiles has <em>already</em> been compromised, take the following steps immediately:</strong></h2> <ol> <li><strong>Change your account password</strong>, including any other online accounts that share the same password.</li> <li>If you can't access your account, <strong>attempt to reset your password</strong> to the account.</li> <li>If able, <strong>delete any spam messages that were sent out</strong> by the scammers.</li> <li>Try to <strong>let your friends know that your account was compromised</strong> to prevent anyone from following the links further.</li> <li><strong>Report the incident</strong> to the social network itself, so they can track and eliminate the spread of the scam.</li> </ol> <h2><strong>Further resources on similar topics...</strong></h2> <ul> <li><a href="http://manvsdebt.com/33-ways-to-thwart-identity-theft/">33 Ways To Thwart Identity Theft</a></li> <li><a href="http://www.wisebread.com/the-mystery-shopping-scam-that-could-cost-you-a-fortune">Mystery Shopping Scam</a></li> <li><a href="http://www.wisebread.com/the-jury-duty-scam-coming-to-a-phone-near-you">Jury Duty Scam</a></li> <li><a href="http://www.getrichslowly.org/blog/2009/09/09/gone-phishing-how-to-avoid-being-caught-by-scammers/">How To Avoid Being Caught By Scammers</a></li> </ul> <p><em>Lastly, if you aren't a scammer or spammer yourself, consider following </em><a href="http://twitter.com/wisebread"><em>@WiseBread</em></a><em> and </em><a href="http://twitter.com/manvsdebt"><em>@ManVsDebt</em></a><em> on Twitter!&nbsp; You can find even more to follow on WiseBread's list of <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/">Top Personal Finance Blogs</a>.<br /> </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/adam-baker">Adam Baker</a> of <a href="http://www.wisebread.com/phishing-scams-continue-to-plague-social-media-sites">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth">Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-is-your-auto-reply-email-telling-people-about-you">What Is Your Auto-Reply Email Telling People About You?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-signs-that-a-winning-notification-email-is-a-fake">6 Signs That a Winning Notification Email Is a Fake</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/search-online-for-a-fix-before-you-toss-that-broken-gadget">Search Online for a Fix before You Toss that Broken Gadget</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Technology identity theft online phishing scams social media Tue, 13 Oct 2009 14:00:03 +0000 Adam Baker 3704 at http://www.wisebread.com Quick Hack: How To Age a Digital Photograph in Seconds http://www.wisebread.com/quick-hack-how-to-age-a-digital-photograph-in-seconds <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/quick-hack-how-to-age-a-digital-photograph-in-seconds" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/Ye Olde Pig.png" alt="Ye Olde Pig" title="Ye Olde Pig" class="imagecache imagecache-250w" width="250" height="189" /></a> </div> </div> </div> <p>Aging a photograph used to be quite a skill. In fact, only the best retouchers could pull it off convincingly. Computers made the process easier; and programs like Adobe Photoshop have &quot;actions&quot; that can make it happen ever quicker and easier. But now, all you need is your digital photo and one Japanese website that can do the conversion in seconds.</p> <p>As a professional in the ad industry, I'm often required to create visuals for presentations. This weekend, I needed to make a modern photo look at least 70 years old. I searched online for video tutorials that I could use in conjunction with Photoshop, and it looked like it would take about 30 minutes of my time. Then, just before I set about performing the task, <a href="http://labs.wanokoto.jp/olds"><strong>I stumbled upon a link</strong></a> that did the job for me in seconds. And when I say that, I don't mean 300 seconds. It's more like 3 seconds.</p> <p><a href="http://labs.wanokoto.jp/olds"><strong>The site is Japanese</strong></a>, but fortunately it comes with an English translation (look in the top right corner).</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u17/japengcorn_0.png" alt="" /></p> <p>You simply open the photo you wish to transform, hit the &quot;convert&quot; button and almost instantly your aged photo will appear on screen. Then you can save it and do whatever you need to do. The site costs nothing, the service costs nothing and the results are very impressive. For something that is as quick as it is, and completely free, I have to say it's one of the best links I have ever found for such a handy tool.</p> <p>Here are a few before and after photos. I did all three. Judge for yourself it you think it's a good tool. Personally, this one now has a permanent place in my bookmarks folder.</p> <p><strong>Piggy Bank - New And Aged</strong></p> <p><img width="300" height="450" src="http://i627.photobucket.com/albums/tt353/pmichaelwb/1194864109_cfbb2a0147_b.jpg" alt="" /><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u17/Picture_2_9.png" style="width: 307px; height: 454px;" alt="" /></p> <p>&nbsp;</p> <p><strong>Shuttle - New And Aged</strong></p> <p><img width="300" height="400" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u17/3547764663_8bc964d586.jpg" alt="" /><img width="300" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u17/Picture_4_4.png" alt="" /></p> <p>&nbsp;</p> <p><strong>My Girls And I - New And Aged</strong></p> <p><img width="300" src="http://i627.photobucket.com/albums/tt353/pmichaelwb/daddybook2.jpg" alt="" /><img width="300" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u17/Picture_5_2.png" alt="" /></p> <p>As yet, I don't believe the site has the ability to handle hi-res files, but this is a great start for bloggers, scrapbookers, card makers and journalists. Enjoy.&nbsp;</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/quick-hack-how-to-age-a-digital-photograph-in-seconds">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-things-you-still-cant-do-online-in-2016">6 Surprising Things You Still Can&#039;t Do Online in 2016</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth">Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/phishing-scams-continue-to-plague-social-media-sites">Phishing Scams Continue to Plague Social Media Sites</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/search-online-for-a-fix-before-you-toss-that-broken-gadget">Search Online for a Fix before You Toss that Broken Gadget</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology age effect fake old online photo photoshop tutorial Tue, 18 Aug 2009 19:00:08 +0000 Paul Michael 3509 at http://www.wisebread.com Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/SocialSecurityTN.jpg" alt="SSN" title="SSN" class="imagecache imagecache-250w" width="250" height="189" /></a> </div> </div> </div> <p class="MsoNormal">It seems that nothing is safe any more. And now your Social Security Number, the lynchpin to you credit score, taxes, government benefits and more, is under attack. It can be guessed, with a staggering degree of accuracy, using simple information you probably have on sites like Facebook and MySpace.</p> <p class="MsoNormal">We have all heard the <a href="http://www.wisebread.com/not-taking-jack-how-to-deal-with-identity-theft">stories about Identity Theft</a> and we all take precautions to be careful with our SSN. In fact, these days I&rsquo;ll only put it down on a form if I absolutely have to; that includes medical forms that you often have to fill out when you visit a GP or specialist.<span style="">&nbsp; </span>But that may now be a moot point, because two Carnegie Mellon researchers have basically reverse-engineered the SSN formula to gain access to that most precious and private number.</p> <p class="MsoNormal"><a href="http://arstechnica.com/tech-policy/news/2009/07/social-insecurity-numbers-open-to-hacking.ars">John Timmer of Arstechnica.com</a> reported yesterday that these two bright sparks used two practices that had been designed to protect the number, and make it fraud-proof, as a way to discover the code from those two simple facts &ndash; date of birth, and place of birth; two facts that are on most public profiles.</p> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p>&nbsp;</p> <!--[endif]--><!--[endif]--><p><o:p></o:p></p> <p class="MsoNormal">To know how they did it, you need to know the basic structure of the SSN. As John describes it, it splits into three zones:</p> <p class="MsoNormal"><i>The first three digits are based on the state where the SSN was originally assigned, and the next two are what's termed a group number. The last four digits are ostensibly assigned at random. Since the late 1980s, the government has promoted an initiative termed &quot;Enumeration at Birth&quot; that seeks to ensure that SSNs are assigned shortly after birth, which should limit the circumstances under which individuals apply for them later in life (and hence, make fraudulent applications easier to detect).<o:p></o:p></i></p> <p class="MsoNormal"> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p> From there, the article gets pretty heavily into some technical data and statistics that I won&rsquo;t bore you with here. If you&rsquo;re interested, read all the details of the <a href="http://arstechnica.com/tech-policy/news/2009/07/social-insecurity-numbers-open-to-hacking.ars">algorithm that reconstructs your Social Security Number</a>. But all you really need to know is that if the SSN code has been cracked, or hacked, then it won&rsquo;t be long before that information gets into the wrong hands.</p> <p class="MsoNormal"><strong>So, should you be worried, and what can you do?</strong></p> <p class="MsoNormal">Well, as John Timmer explains, although some of the SSN digits are relatively easy to obtain, others are more tricky:</p> <p class="MsoNormal"> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p> <i>Getting the last four digits right was substantially harder. The authors used a standard of getting the whole SSN right within 10 tries, and could only manage that about 0.1 percent of the time even in the later period. Still, small states were somewhat easier&mdash;for Delaware in 1996, they had a five percent success rate. <o:p></o:p></i></p> <p class="MsoNormal">BUT, and this is a big but, it seems as though modern security systems and automated forms DO NOT REQUIRE the whole SSN. As long as it is cross-referenced with the date and place of birth, up to two numbers can be incorrect. John continues:<o:p></o:p></p> <p class="MsoNormal"><i>They often allow several failed verification attempts per IP address before blacklisting it. Given these numbers, the authors estimate that even a moderate-sized botnet of 10,000 machines could successfully obtain identity verifications for younger residents of West Virginia at a rate of 47 a minute.<o:p></o:p></i></p> <p class="MsoNormal"> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p> Think about it: 47 a minute! Considering how prevalent ID theft is around the world, and how sophisticated thieves are becoming, I think this is enough to cause concern for the average US citizen. And as such, it may be time to start taking precautions. <o:p></o:p></p> <p class="MsoNormal">First, see if you can remove your private information, or replace your place and date of birth with something more vague on your social networking sites and other public profiles. That one should be relatively easy, if a little time consuming. <o:p></o:p></p> <p class="MsoNormal">Second, continue to practice good personal security. Shred any important documents that you are throwing out, and don&rsquo;t leave sensitive data in a place where thieves could easily find it. I know a lot of people throw things in the car and forget about it, but if the car were stolen or broken into, it could be the start of much bigger problems. <o:p></o:p></p> <p class="MsoNormal">Third, keep on top of your credit reports. You are allowed one free each year from each of the three major credit bureaus. DO NOT use freecreditreport.com, they charge. Instead, go to <a href="https://www.annualcreditreport.com/cra/index.jsp">Annual Credit Report here.</a> If you see anything suspicious or just plain wrong, contact the bureau immediately. <o:p></o:p></p> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p>&nbsp;</p> <!--[endif]--><!--[endif]--><p><o:p></o:p></p> <p class="MsoNormal">Finally, consider some <a href="http://www.wisebread.com/once-bitten-twice-shy-what-is-credit-security-worth-to-you">ID theft protection</a>. I use <a href="http://www.lifelock.com/">LifeLock</a> because I got <a href="http://www.retailmenot.com/view/lifelock.com">a great deal on it</a>, and although not 100% effective, it does cover me if anything should happen. But LifeLock is basically just a method of putting 90-day fraud alerts on your credit reports, which you can do yourself for free. You can find the information for each bureau here:<o:p></o:p></p> <p class="MsoNormal"><a href="https://www.experian.com/consumer/cac/InvalidateSession.do?code=SECURITYALERT"><strong>EXPERIAN</strong></a></p> <p><a href="http://www.equifax.com/answers/set-fraud-alerts/en_cp"><strong>EQUIFAX</strong></a></p> <p><o:p></o:p></p> <p class="MsoNormal"><a href="http://www.transunion.com/corporate/personal/fraudIdentityTheft/fraudPrevention/fraudAlert.page"><strong>TRANSUNION</strong><o:p></o:p></a></p> <p class="MsoNormal">For further reading, <a href="http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html">visit the FTC&rsquo;s site</a>. It has some great information. Stay safe folks. <o:p></o:p></p> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--></p> <!--EndFragment--><!--EndFragment--><p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/search-online-for-a-fix-before-you-toss-that-broken-gadget">Search Online for a Fix before You Toss that Broken Gadget</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-jury-duty-scam-coming-to-a-phone-near-you">The Jury Duty Scam – coming to a phone near you?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/phishing-scams-continue-to-plague-social-media-sites">Phishing Scams Continue to Plague Social Media Sites</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-a-customer-service-phone-number-fast">How To Get A Customer Service Phone Number, Fast!</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs General Tips Technology crack fraud guard hack ID theft identity online safety thief Wed, 08 Jul 2009 16:29:57 +0000 Paul Michael 3364 at http://www.wisebread.com