online http://www.wisebread.com/taxonomy/term/125/all en-US Best Money Tips: The Best Sites for Renting and Buying Textbooks http://www.wisebread.com/best-money-tips-the-best-sites-for-renting-and-buying-textbooks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-best-sites-for-renting-and-buying-textbooks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/student-books-tablet-466585709-small.jpg" alt="student tablet books" title="student tablet books" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on the best sites for renting and buying textbooks, steps to financial prosperity, and things you should know about the U.S. economy.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.retailmenot.com/blog/buying-textbooks-online.html">The 11 Best Sites for Renting and Buying Textbooks Online</a> &mdash; Half.com and Student2Student are a couple great textbook rental and buying sites. [The Real Deal]</p> <p><a href="http://www.learnplaygive.com/2014/04/07/six-steps-to-financial-prosperity/">6 Steps to Financial Prosperity</a> &mdash; To be financially prosperous, choose a career and do it and marry your soulmate. [Learn Play Give]</p> <p><a href="http://www.cbsnews.com/news/6-things-experts-are-saying-about-the-economy/">6 Things You Should Know About the U.S. Economy</a> &mdash; The housing market is continuing to improve but the job market is weaker than you think. [CBS Moneywatch]</p> <p><a href="http://www.savvysugar.com/Cheap-Halloween-Group-Costumes-25300043">57 Creative Homemade Group Costume Ideas</a> &mdash; With Halloween right around the corner, save money and get a group of your friends together to go as Lego people. [PopSugar Smart Living]</p> <p><a href="http://artofbeingcheap.com/heating-and-cooling/">The Heating and Cooling Myth That Is Costing You Money</a> &mdash; To save on heating and cooling, invest in a programmable thermostat. [The Art of Being Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="http://thecouponproject.com/15-recipes-and-crafts-you-can-make-with-jars/">15 Recipes and Crafts You Can Make With Jars</a> &mdash; What are your favorite jar-based recipes and crafts? Did they make this list? [The Coupon Project]</p> <p><a href="http://affordanything.com/2014/08/05/5-people-one-income-and-self-made-success/">Five People, One Income, and Self-Made Success</a> &mdash; Remember that savings happen in small increments and that you should invest/earn money instead of just saving.. [Afford Anything]</p> <p><a href="http://houseofroseblog.com/creating-art-for-your-walls-stencil-letters-onto-an-old-canvas/">Creating Art for Your Walls: Stenciling Letter onto an Old Canvas</a> &mdash; Are you in need of some new art for your walls? This simple DIY might be just what you were looking for! [House Of Rose]</p> <p><a href="http://parentingsquad.com/get-your-child-excited-about-math">7 Ways to Get Your Child Excited About Math</a> &mdash; Get your child excited about math by having them do puzzles or using math apps. [Parenting Squad]</p> <p><a href="http://beyondyourhammock.com/3-myths-about-buying-your-first-home/">3 Myths About Buying Your First Home</a> &mdash; It is a myth that buying a home is always a good investment. [Beyond Your Hammock]</p> <a href="http://www.wisebread.com/best-money-tips-the-best-sites-for-renting-and-buying-textbooks" class="sharethis-link" title="Best Money Tips: The Best Sites for Renting and Buying Textbooks" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Shopping best money tips buying college online renting textbooks Thu, 28 Aug 2014 20:06:55 +0000 Ashley Jacobs 1195558 at http://www.wisebread.com Best Money Tips: How to Make Money While Shopping Online http://www.wisebread.com/best-money-tips-how-to-make-money-while-shopping-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-make-money-while-shopping-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/credit-card-5155550-small.jpg" alt="online shopping" title="online shopping" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how to make money when shopping online, landing a big raise next year, and things to buy in October to save big.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thedimecolorado.com/2013/10/08/how-to-make-money-while-shopping-online/">How to Make Money While Shopping Online</a> &mdash; To make money while shopping online, use Swag Bucks or a rewards credit card. [The Dime]</p> <p><a href="http://www.moneytalksnews.com/2013/10/11/7-things-to-do-right-now-to-land-a-big-raise-next-year/">7 Things to Do Right Now to Land a Big Raise Next Year</a> &mdash; If you want to land a big raise next year, learn new skills and match the office culture. [Money Talks News]</p> <p><a href="http://www.creditsesame.com/blog/5-things-to-buy-in-october/">5 Things to Buy in October to Save Big</a> &mdash; Summer lawn and outdoor goods are a couple things to buy in October if you are looking for big savings. [Credit Sesame]</p> <p><a href="http://www.fiscalfizzle.com/give-yourself-a-raise/">Setting Useful Financial Goals</a> &mdash; When setting financial goals, separate them into the categories of things, experiences, and assets. [Fiscal Fizzle]</p> <p><a href="http://eyesonthedollar.com/guest-post/best-ways-to-invest-your-money/">5 Best Ways to Invest Your Money</a> &mdash; Real estate and bonds are a couple good ways to invest your money. [Eyes on the Dollar]</p> <h2>Other Essential Reading</h2> <p><a href="http://kiplinger.com/article/spending/T037-C000-S002-6-things-you-must-know-about-winning-the-lottery.html">6 Things You Must Know About Winning the Lottery</a> &mdash; It may be better to take disbursements if you win the lottery and you have issues with discipline. [Kiplinger]</p> <p><a href="http://imakeyourmoneycount.com/students-of-finance/5-rules-for-avoiding-buyers-remorse/">5 Rules for Avoiding Buyers Remorse</a> &mdash; To avoid buyers remorse, think about the other options you have. [I Make Your Money Count]</p> <p><a href="http://www.bargaineering.com/articles/hoa-fees.html">How to get the most out of your HOA fees</a> &mdash; To get the most out of your HOA fees, find out exactly what your fees cover. [Bargaineering]</p> <p><a href="http://www.savvysugar.com/Where-Get-Materials-Homemade-Costumes-25283990">Where to Get Affordable Materials for Your Homemade Costume</a> &mdash; If you are making your Halloween costume this year, get materials from the Dollar store or craft stores. [PopSugar Smart Living]</p> <p><a href="http://www.savvysugar.com/Where-Get-Materials-Homemade-Costumes-25283990">A Children&#39;s Book Themed Baby Shower</a> &mdash; Are you planning a baby shower? Make the theme Winnie the Pooh! [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-how-to-make-money-while-shopping-online" class="sharethis-link" title="Best Money Tips: How to Make Money While Shopping Online" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Shopping best money tips online shopping Mon, 14 Oct 2013 10:00:04 +0000 Ashley Jacobs 1012109 at http://www.wisebread.com Best Money Tips: Tips for Grocery Shopping Online http://www.wisebread.com/best-money-tips-tips-for-grocery-shopping-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tips-for-grocery-shopping-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/groceries-4924125-small.jpg" alt="groceries" title="groceries" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on tips for grocery shopping online, finding success with life and money, and how your busy lifestyle is costing you.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Online-Grocery-Shopping-Tips-31069141">Just a Click Away: 6 Tips For Grocery Shopping Online</a> &mdash; When grocery shopping online for the first time, start with safe items to test out the service. [PopSugar Smart Living]</p> <p><a href="http://www.getrichslowly.org/blog/2013/08/01/you-are-the-boss-of-you-how-to-find-success-with-life-and-money/">You Are the Boss of You: How to Find Success with Life and Money</a> &mdash; It is important to be able to turn anger into possibility so you can find success with life and money. [Get Rich Slowly]</p> <p><a href="http://www.fivecentnickel.com/2013/07/29/how-much-is-your-busy-lifestyle-costing-you/">How much is your busy lifestyle costing you?</a> &mdash; Your busy lifestyle may be costing you your ability to take care of your health or plan properly. [Five Cent Nickel]</p> <p><a href="http://www.freemoneyfinance.com/2013/08/thank-you-and-follow-up.html">Thank You and Follow-up</a> &mdash; Following up after an interview shows you are persistent and have good manners. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/node/2350">6 Tips to Get the Best Deals During School Sales Tax Holidays</a> &mdash; To get the best deals during school sales tax holidays, plan ahead and build a budget. [Parenting Squad]</p> <h2>Other Essential Reading</h2> <p><a href="http://freefrombroke.com/lending-money-to-friends-family-saying-no/">Diplomatically Say No to Friends and Family That Want to Borrow Money - 6 Tips</a> &mdash; If you have a family member or friend who wants to borrow money, say no by offering to help them in other ways. [Free From Broke]</p> <p><a href="http://www.threethriftyguys.com/2013/07/8-ways-your-hometown-can-save-you-money/">8 Ways Your Hometown Can Save You Money</a> &mdash; Did you know some cities offer free wireless Internet? [Three Thrifty Guys]</p> <p><a href="http://moneyqanda.com/saving-money-on-homeowners-insurance/">Understanding and Saving Money on Homeowners' Insurance</a> &mdash; To save money on homeowners insurance, do your homework before you buy! [Money Q&amp;A]</p> <p><a href="http://onecentatatime.com/best-practices-for-selling-on-ebay/">Best Practices for Selling on eBay</a> &mdash; Becoming tech savvy is key if you want to successfully sell on eBay. [One Cent at a Time]</p> <p><a href="http://bargainbabe.com/saving-money-for-black-friday/">5 Easy Ways to Start Saving Money for Black Friday</a> &mdash; Start saving money for Black Friday by saving your spare change. [Bargain Babe]</p> <a href="http://www.wisebread.com/best-money-tips-tips-for-grocery-shopping-online" class="sharethis-link" title="Best Money Tips: Tips for Grocery Shopping Online" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Food and Drink best money tips grocery online shopping Fri, 02 Aug 2013 10:00:39 +0000 Ashley Jacobs 981009 at http://www.wisebread.com Best Money Tips: Don'ts for Online Networking http://www.wisebread.com/best-money-tips-donts-for-online-networking <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-donts-for-online-networking" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/network-4677821-small.jpg" alt="networking" title="networking" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on don'ts for online networking, retirement savings in your 40s, and ways to earn passive income.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Things-You-Shouldnt-Do-LinkedIn-17965792">Be a LinkedIn Whiz: 5 Don'ts For Online Networking</a> &mdash; When networking on LinkedIn, don't reach out to someone without reading their profile first. [PopSugar Smart Living]</p> <p><a href="http://www.narrowbridge.net/start-retirement-savings-in-your-40s/">How to Start Retirement Savings in Your 40s</a> &mdash; To start saving for retirement in your 40s, avoid risk by diversifying your investments. [NarrowBridge Finance]</p> <p><a href="http://www.moolanomy.com/3504/10-surefire-ways-to-earn-passive-income-sconnell/">10 Surefire Ways to Earn Passive Income</a> &mdash; Earn passive income by building websites or writing a book. [Moolanomy]</p> <p><a href="http://timemanagementninja.com/2013/06/7-ways-your-time-management-is-putting-you-at-risk/">7 Ways Your Time Management Is Putting You At Risk</a> &mdash; If your time management skills are lacking, your relationships and money may be suffering. [Time Management Ninja]</p> <p><a href="http://financialhighway.com/15-behavioral-interview-questions-and-answers/">15 Behavioral Interview Questions and Answers</a> &mdash; When asked about an obstacle you overcame during an interview, demonstrate how your positive attributes and skills related to the position you are applying for helped you solve the problem. [Financial Highway]</p> <h2>Other Essential Reading</h2> <p><a href="http://retireby40.org/2013/06/why-start-investing-young/">Why you need to start investing when you're young</a> &mdash; It is important to start investing when you are young due to the power of compound interest. [Retire By 40]</p> <p><a href="http://www.dumblittleman.com/2013/06/say-goodbye-to-fast-food-and-master.html">Healthy Living: Say Goodbye to Fast Food and Master the Cooking Habit in 3 Simple, Stress-Free Steps</a> &mdash; Master cooking on a regular basis by planning and grocery shopping once per week. [Dumb Little Man]</p> <p><a href="http://lifehacker.com/everything-you-didnt-know-you-could-do-with-google-voi-512727229">Everything You Didn't Know You Could Do With Google's Voice Commands</a> &mdash; Did you know Google Voice Commands can look up a flight status or area codes? [Lifehacker]</p> <p><a href="http://parentingsquad.com/father-s-day-gifts-the-whole-family-can-help-give">Father's Day Gifts the Whole Family Can Help Give</a> &mdash; This Father's Day, get your dad tickets to a sporting event or make him breakfast in bed. [Parenting Squad]</p> <p><a href="http://www.marcandangel.com/2013/06/09/9-warning-signs-youre-in-bad-company/">9 Warning Signs You're in Bad Company</a> &mdash; You may be in bad company if you feel the negativity of the people you hang out with is rubbing off on you. [Marc and Angel Hack Life]</p> <a href="http://www.wisebread.com/best-money-tips-donts-for-online-networking" class="sharethis-link" title="Best Money Tips: Don&#039;ts for Online Networking" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Career and Income best money tips LinkedIn networking online online networking Thu, 13 Jun 2013 10:00:33 +0000 Ashley Jacobs 978123 at http://www.wisebread.com Best Money Tips: Businesses You Can Start Online http://www.wisebread.com/best-money-tips-businesses-you-can-start-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-businesses-you-can-start-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/6829327061_495cb4753d_z%281%29.jpg" alt="Businesses You Can Start Online" title="Businesses You Can Start Online" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on businesses you can start online, saving money at the drug store, and principles for growing wealth.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.business.com/blog/6-businesses-you-can-start-online/">6 Businesses You Can Start Online</a> &mdash; Want to start a business online? Consider being an internet researcher. [Business.com Blog]</p> <p><a href="http://canadianfinanceblog.com/how-to-save-money-at-the-drug-store/">How to Save Money at the Drug Store</a> &mdash; Asking the pharmacist about what you need can help you save money at the drug store. [Canadian Finance Blog]</p> <p><a href="http://beingfrugal.net/basic-principles-for-growing-wealth/">5 Basic Principles for Growing Wealth</a> &mdash; To grow your wealth, live within your means and invest in yourself. [BeingFrugal.net]</p> <p><a href="http://mom.me/home/5459-10-ways-moms-can-make-money-home/">10 Ways Moms Can Make Money At Home</a> &mdash; Moms can make money at home by selling their kids' books. [mom.me]</p> <p><a href="http://www.savvysugar.com/How-Find-Out-Your-Co-Workers-Salary-27065984">6 Ways To Find Out What Your Peers Are Making</a> &mdash; If you want to know what your peers are making, check out the Bureau of Labor Statistics. [SavvySugar]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moolanomy.com/6416/8-easy-ways-anyone-can-make-money/">8 Easy Ways Anyone Can Make Money</a> &mdash; To make money easily, enter giveaways or review books. [Moolanomy]</p> <p><a href="http://www.fivecentnickel.com/2013/01/29/a-former-insiders-guide-to-choosing-an-investment-manager/">A (Former) Insider's Guide to Choosing an Investment Manager</a> &mdash; When choosing an investment manager, focus on market cycle performance. [Five Cent Nickel]</p> <p><a href="http://www.getrichslowly.org/blog/2013/01/28/party-philosophy-when-to-spend-big-on-fiestas/">Party philosophy: When to spend big on fiestas</a> &mdash; It's ok to spend big on fiestas when you can do so without incurring debt. [Get Rich Slowly]</p> <p><a href="http://www.freemoneyfinance.com/2013/01/second-act-career-teachertrainer.html">Second-Act Career: Teacher/Trainer</a> &mdash; If you want to earn some extra income and are good at teaching, try your hand at being an online professor. [Free Money Finance]</p> <p><a href="http://parentingsquad.com/4-steps-to-toy-organization">4 Steps to Toy Organization</a> &mdash; Get your children's toys organized by first taking inventory of what they have. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-businesses-you-can-start-online" class="sharethis-link" title="Best Money Tips: Businesses You Can Start Online" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Entrepreneurship best money tips business online Fri, 01 Feb 2013 11:00:35 +0000 Ashley Jacobs 967595 at http://www.wisebread.com Best Money Tips: 101 Ways to Make Money Online http://www.wisebread.com/best-money-tips-101-ways-to-make-money-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-101-ways-to-make-money-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/5604805706_ceb8dd4ae3_z-1.jpg" alt="101 Ways to Make Money Online" title="101 Ways to Make Money Online" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on 101 ways to make money online, handling unexpected expenses, and how to save money if you hate negotiating.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.blogstash.com/101-ways-to-make-money-online/">101 Ways to Make Money Online</a> &mdash; To make money online, become a reviewer or a paid traveler. [BlogStash.com]</p> <p><a href="http://www.thedigeratilife.com/blog/7-ways-to-handle-unexpected-expenses-and-financial-emergencies/">7 Ways To Handle Unexpected Expenses and Financial Emergencies</a> &mdash; If you end up having an unexpected expense, forego making a planned purchase. [The Digerati Life]</p> <p><a href="http://moneysmartlife.com/save-money-if-you-hate-negotiating/">5 Ways to Save Money If You Hate Negotiating</a> &mdash; Do you hate negotiating? Don't miss out on savings! Have someone negotiate for you. [Money Smart Life]</p> <p><a href="http://www.bucksomeboomer.com/4-reasons-family-vacations-should-be-in-your-budget/">4 Reasons Family Vacations Should Be in Your Budget</a> &mdash; Go ahead and put family vacations in your budget. Doing so gives you an opportunity to teach your kids about saving. [Bucksome Boomer]</p> <p><a href="http://www.credit.com/blog/2012/04/five-things-to-do-and-not-do-for-your-new-college-grad/">Five Things to Do and Not Do For Your New College Grad</a> &mdash; Do make sure your new college grad has health insurance, but don't co-sign a car loan for him or her. [Credit.com News + Advice]</p> <h2>Other Essential Reading</h2> <p><a href="http://billeater.com/tips/4-couponing-mistakes-you-dont-realize-youre-making">4 Couponing MIstakes You Don't Realize You're Making</a> &mdash; If you are a couponer, don't make the mistake of letting saving money steal your life. [billeater.com]</p> <p><a href="http://www.savvysugar.com/How-Write-Professional-Emails-7432879">7 Unprofessional, But Avoidable Email Sins</a> &mdash; Don't make your emails too wordy. It's unprofessional! [SavvySugar]</p> <p><a href="http://www.lifescript.com/life/timeout/travel/how_to_avoid_5_health_travel_mistakes_overseas.aspx?utm_source=twitter&amp;utm_medium=referral&amp;utm_term=social+media&amp;utm_campaign=2012-04-30">How to Avoid 5 Health Travel Mistakes Overseas</a> &mdash; Avoid making the travel mistake of not getting the necessary vaccinations by visiting a travel medicine clinic before your trip. [Lifescript.com]</p> <p><a href="http://www.thefrugaltoad.com/personalfinance/quick-ways-to-get-cash/">Quick Ways to Get Cash</a> &mdash; Get cash quickly by profiting from one of your hobbies. [The Frugal Toad]</p> <p><a href="http://parentingsquad.com/7-lessons-your-child-won-t-get-in-school">7 Lessons Your Child Won't Get in School</a> &mdash; Your child won't learn much about finances in school. Give him or her an allowance to teach the difference between needs and wants and saving. [Parenting Squad]</p> <p>&nbsp;</p> <a href="http://www.wisebread.com/best-money-tips-101-ways-to-make-money-online" class="sharethis-link" title="Best Money Tips: 101 Ways to Make Money Online" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Extra Income best money tips income online Tue, 01 May 2012 09:48:08 +0000 Ashley Jacobs 926069 at http://www.wisebread.com 5 Awesome Alternatives to Groupon http://www.wisebread.com/5-awesome-alternatives-to-groupon <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-awesome-alternatives-to-groupon" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/groupon-alternatives605.png" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Don&rsquo;t get me wrong. I love <a href="http://www.tkqlhce.com/click-2822544-10817658">Groupon</a>. Unfortunately for them (and &ldquo;yay&rdquo; for me), the market for this kind of daily deal offering is opening up, resulting in more deals, on more sites, and in more cities.</p> <p>If glancing at one good buy a day is leaving you wanting for more, check out a few of the attention-worthy sites we mention in <a href="http://mylifescoop.com/featured-stories/2011/02/5-awesome-alternatives-to-groupon.html">our latest&nbsp;<strong>My Life Scoop article</strong></a> &mdash; all destined to give the original a run for its money.</p> <p><img alt="" src="http://www.wisebread.com/files/wisebread/lifescoop/groupon-alternatives-livingsocial-logo.png" /></p> <p><strong>Living Social</strong></p> <p>This is perhaps one of the most established of the wannabes giving deals on the same kind of offerings as Groupon. Hair salons, golf packages, food, and entertainment are the core deals to this rapidly expanding site. <a href="http://www.livingsocial.com/">Living Social</a> has been a front-runner in the female audience, being advertised on many women&rsquo;s lifestyle sites and Mommy Blogs, and why not?&nbsp;The deals rarely see out, and many of them are extremely family friendly. <em>Mini-golf, anyone?</em></p> <p><strong>Hot tip</strong>: Feel like seeing the site without dropping a dime? Check the bottom of the deal page for exciting places you can visit in your area. Some won&rsquo;t cost a thing!</p> <p><img alt="" src="http://www.wisebread.com/files/wisebread/lifescoop/groupon-alternatives-buywithme-logo.png" /></p> <p><strong>BuyWithMe</strong></p> <p>If the 24-hour deal makes you feel rushed (and caters to your weakness for making impulsive buys), <a href="http://www.buywithme.com/">BuyWithMe</a> may be more your speed. The deals offered on this site usually last seven days, giving you time to chew on the purchase before you decide. While the cities offering deals are limited, they are growing quickly!</p> <p><b>Hot tip:</b> Don&rsquo;t count that deal chicken before it hatches. Unless there is a minimum number of buy-ins for any group deal, it won&rsquo;t be valid for anyone. Watch the progress of any deal you&rsquo;re interested in to see if it&rsquo;s popular enough to succeed. (And definitely don&rsquo;t make concrete plans around any deal that hasn&rsquo;t reached its goal.)&nbsp;</p> <p><img alt="" src="http://www.wisebread.com/files/wisebread/lifescoop/groupon-alternatives-8coupons-logo.gif" /></p> <p><strong>8Coupons</strong></p> <p>Many of the competitors that were researched require an email subscription before they&rsquo;ll even show you a deal, and worse yet, some of them bait you to enter your email, select a city, and then tell you that your city will be &ldquo;added soon.&rdquo;&nbsp;If the idea of giving out your email or cluttering up your inbox for the promise of a deal doesn&rsquo;t appeal to you, consider the user-friendliness of daily deal aggregates: <a href="http://www.8coupons.com/">8Coupons</a>.&nbsp;Not only does it list all the deals from the top sites (including Groupon, Tippr, BuyWithMe and others), it lets you search via map or zip code.</p> <p><strong>Hot tip:</strong> Some places in this world (like my town of 1,800) will never be on a daily deals site. 8Coupons gives us suburbanites some retail therapy with the sharing of deals at national franchises and small shops in the places we live. They aren&rsquo;t daily 50% - 90% off bargains, but it sure beats paying full price!</p> <p><em>Dying to see the other sites that made our &quot;hot list?&quot; <a href="http://mylifescoop.com/featured-stories/2011/02/5-awesome-alternatives-to-groupon.html">Read about them all at My Life Scoop</a>! Do you have a daily deal site that&rsquo;s changed your life? Let us know why it&rsquo;s earned a top spot in your email box!</em></p> <a href="http://www.wisebread.com/5-awesome-alternatives-to-groupon" class="sharethis-link" title="5 Awesome Alternatives to Groupon" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Shopping deals groupon online shopping Fri, 11 Feb 2011 13:48:09 +0000 Linsey Knerl 487894 at http://www.wisebread.com Get a Deal Every Time You Shop with These Tools http://www.wisebread.com/get-a-deal-every-time-you-shop-with-these-tools <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/get-a-deal-every-time-you-shop-with-these-tools" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/2313757755_7541199205_z_0.jpg" alt="only bargains sign" title="only bargains sign" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>I have a few handy skills. Certainly not a plethora, but a handful that serve me well. And one of them is the ability to track down a bargain. Over the years I have become something of a go-to person amongst my friends and relatives. When they&rsquo;re looking to buy a product or service, they often call me first to see if I know of any deals or special offers. If they can&rsquo;t find an item, they ask me if I can. Even if something is sold out in 99% of the stores, I can usually track down that 1% that have it.</p> <p>Do I have secrets? Am I super-lucky? Not really. I have just amassed a set of tools, almost all of them online, that help me find the deals quickly and easily. And now, I&rsquo;m sharing them with you. They can be a real help when you&rsquo;re shopping for a last minute item, have a very tight budget, or just hate paying sticker price for anything. (See also: <a href="http://www.wisebread.com/deep-discounts-on-schedule-the-best-days-to-shop" title=" Deep Discounts on Schedule: The Best Days to Shop">Deep Discounts on Schedule: The Best Days to Shop</a>)</p> <h3>1. Search every Craigslist at the same time</h3> <p>Craigslist revolutionized the way we all shop classified ads (as the newspaper industry quickly found out to its detriment). You post ads for free, <a href="http://www.wisebread.com/the-25-best-things-to-buy-on-craigslist" title="The 25 Best Things to Buy on Craigslist">search ads for free</a>, contact the seller or buyer directly and do the deal without any hassle. But most people search their local Craigslist, which limits the bargains you can find and the net you can cast when trying to track something very particular down.</p> <p>A site called <a href="http://www.allofcraigs.com/">allofcraigs.com</a> does away with the local search and puts your query out there across every Craigslist site. I recently purchased something from someone in Los Angeles. No one in my state had what I was looking for. He shipped it quickly to me and was happy to do business out of state. Not everyone is, but most just want to make the sale. Check it out, bookmark it, and use it often.</p> <p><a href="http://www.allofcraigs.com/"><img width="400" height="133" src="http://imgur.com/RPwP4.png" alt="" /></a></p> <h3>2. Search every eBay site at the same time</h3> <p>Although <a href="http://www.ebay.com/">eBay</a> has a much broader reach than your local Craigslist site, it still confines searches to the eBay in your country. But why? I have bought many, many items from the UK eBay, especially music and movies, and who knows what else is lurking out there on other eBay sites. So, why not search them all? You may find a better deal, better prices or faster shipping options.</p> <p>To search every eBay, you first need to have an eBay account. When you are logged in, go to the <strong>Advanced Search</strong> page. Enter the usual search keywords and other requirements as you normally would in a regular eBay search. But, when you scroll down to the Location field, select &quot;Items available to&quot;, then choose &quot;All Countries/Regions&quot; from the drop-down list. When you do your search, you can see items matching your search from every eBay site out there. Nice.</p> <h3>3. Find products locally that are in stock</h3> <p>During peak shopping seasons, like Christmas or Halloween, stores will quickly sell out of the items you want to buy. This happens every year with the &ldquo;must have toys&rdquo; and gadgets that people have on their wish lists. I spent months tracking down a Wii for my wife a few years ago, and this tool would have come in handy. It&rsquo;s a site called <a href="http://milo.com/">Milo.com</a>. You may have heard of it in the news recently because eBay just purchased it for a cool $75 million. Hopefully, the service remains just as good under the new management. All you do is type in the name of the item you&rsquo;re looking for and you&rsquo;ll get a list of results showing stores in your area that have it in stock! Saves a lot of calling around and emailing.</p> <p><a href="http://milo.com/"><img width="400" height="242" src="http://imgur.com/HrMmF.png" alt="" /></a></p> <h3>4. Use an auction sniper service</h3> <p>There are quite a few of these around, including <a href="http://www.wisebread.com/snipe-an-ebay-auction-save-a-fortune">Bidnip.com</a>, <a href="http://www.auctionsniper.com/">Auctionsniper.com</a>, <a href="https://www.ezsniper.com/">EZsniper.com</a> and <a href="https://www.bidnapper.com/">Bidnapper.com</a>. They all work in basically the same way, and it can save you a ton of time and money. Simply input the item number of the auction you&rsquo;d like to win, the maximum amount you&rsquo;d like to pay and, the cool part, when you&rsquo;d like your bid to post. I usually go for 3 seconds. Instead of seeing a bidding war ensue, you can sit back and get on with your life, while the service puts in a last-minute bid for you.</p> <p>Of course, this is not a guaranteed win. Sometimes, there can be communication issues and the service cannot place the bid in time. Sometimes someone else is using an auction sniper as well. And it you absolutely have to have the item, no questions asked, then relying on an auction sniper is not your best bet. But if you want to grab an item without seeing the price skyrocket over the days (or weeks) then this is for you. It also helps to avoid fake bidding, when people will actually try and inflate the price of the product they&rsquo;re selling by bidding against you as someone else.</p> <h3>5. Always do an online price comparison</h3> <p>These were all the rage a few years ago, but with the popularity of the Google Shopping tab, and some of the sites mentioned above, people don&rsquo;t often use the price comparison shoppers any more. That&rsquo;s a big mistake in my book. Sites like <a href="http://www.bizrate.com/">bizrate.com</a>, <a href="http://www.mysimon.com/">mysimon.com</a>, <a href="http://www.nextag.com/">nextag.com</a>, and <a href="http://www.pricegrabber.com/">pricegrabber.com</a> have taken a lot of the hard work out of finding great deals. Just put the item in that you want and you&rsquo;ll see who&rsquo;s selling it for less. Remember though, always do a total price comparison, quite often shipping and handling can turn a good deal into a bad one, or an average deal into a great one.</p> <h3>6. If you have the technology, compare prices in store</h3> <p>How so? Well, if you have a smart phone you can use it to your advantage. Apps like <a href="http://redlaser.com/">Redlaser</a> and <a href="http://www.wisebread.com/the-cell-phone-app-thats-saving-me-a-smal-fortune">Shop Savvy</a> allow you to scan the barcodes of products using the built-in camera. They then search the web for that product and return the results, so that you can find the best deal. If that&rsquo;s not for you, you can always use the internet on your cell phone to do a quick product search on the sites mentioned in part 5. Several stores have computers inside the store that will enable you to search the web and compare prices. And if all else fails and you&rsquo;re still not sure, call someone who does have access to the web and won&rsquo;t mind helping you out. Remember, if in doubt, walk out.</p> <p><img width="400" height="382" src="http://imgur.com/PEmwG.png" alt="" /></p> <h3>7. If there&rsquo;s a coupon code box, there&rsquo;s usually a code out there</h3> <p>The coupon box is a double-edged sword to be honest. On the one hand, its presence means that the site accepts coupons. But that also means you an burn a lot of hours trying to find them, when there may not be any valid coupons available at the time. I usually try <a href="http://www.retailmenot.com">retailmenot.com</a> whenever I see a coupon box. There is usually a discount code on there for the site I&rsquo;m buying from. If not, I&rsquo;ll do a quick hunt online. But if I haven&rsquo;t found one after five minutes, I drop it and buy without using a coupon. I have learned the hard way, after obsessively searching for hours to find a coupon that gets me a 2% discount, that it&rsquo;s just not worth the effort if you don&rsquo;t find a coupon quite quickly. Also, remember to look for printable coupons to use when you shop in store.</p> <h3>8. Always check the daily deals sites</h3> <p>There are way too many to list here, but some of my personal favorites are <a href="http://slickdeals.net/">slickdeals</a>, <a href="http://www.buxr.com/">buxr</a>, <a href="http://www.dealhack.com/">dealhack</a>, <a href="http://dealnews.com/">dealnews</a>, <a href="http://www.freestufftimes.com/">freestufftimes</a>, and our very own <a href="http://www.wisebread.com/bestdeals/today">Wise Bread deals</a> section. Some of the deals are awesome, but stay focused. Sometimes the deals are so tempting that you buy stuff you really weren&rsquo;t looking for, and that can get expensive. Keep your eyes on the prize.</p> <p>Those are my favorites, and they work wonders for me. Do you have any tips to add to the list? Let us know.</p> <a href="http://www.wisebread.com/get-a-deal-every-time-you-shop-with-these-tools" class="sharethis-link" title="Get a Deal Every Time You Shop with These Tools" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/topic/frugal-living/shopping">Shopping articles from Wise Bread</a>.</div></div> Shopping Technology bargain cheap coupons deal hunter online save money technology Thu, 16 Dec 2010 18:30:58 +0000 Paul Michael 395458 at http://www.wisebread.com The Best Places to Get Coupons Online http://www.wisebread.com/the-best-places-to-get-coupons-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-best-places-to-get-coupons-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/coupons_2.jpg" alt="coupons" title="coupons" class="imagecache imagecache-250w" width="250" height="150" /></a> </div> </div> </div> <div class="field field-type-link field-field-dealista-file"> <div class="field-label">Dealista MP3:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <a href="http://media.blubrry.com/dealista/traffic.libsyn.com/dealista/dealista020_online-coupons.mp3" target="_blank">Dealista #20: Best Coupon Sites</a> </div> </div> </div> <p><em>This article shares tips from the newest episode of </em><a href="http://dealista.quickanddirtytips.com/"><em>Dealista</em></a><em>, our podcast that'll help you get more for less.</em></p> <p>You could sit and wait every week for your Sunday paper to shower you with coupons for your next money-saving shopping trip&hellip;or, you could go out there and get them yourself. Online! We check out some of the best sites for getting both printable and traditional coupons via the web.</p> <p><strong><a href="http://www.coupons.com/">Coupons</a></strong> &mdash; Just plug in your zip code and see what offers are available to you! In addition to getting printable coupons for cents (and dollars) off cereal, coffee, diapers and more, you can see what restaurants are offering deals in your area. Another nifty feature? Skip the printing and just upload the coupons to your store chain savings card (like Kroger, for example). Take your card with you when you check out and let the cashier scan your card. No need to stuff coupons in your purse or wallet!</p> <p><strong><a href="http://www.redplum.com/">RedPlum</a></strong> &mdash; Owned by Valassis, the same people that put coupons in your Sunday paper, this site offers printable coupons, articles, freebies, and giveaways. Get even more savings by purchasing a Sunday paper <em>and</em> printing the maximum number of coupons from the website!</p> <p><strong><a href="http://www.target.com/">Target</a></strong> &mdash; This retailer lets you double-dip by taking typical manufacturer&rsquo;s coupons and special Target store coupons that you can print right from their website! Available for items that wouldn&rsquo;t normally give you printable coupons from your paper (like broccoli and store brand juice), these can be combined with manufacturer&rsquo;s coupons and weekly sales or <a href="http://wisebread.com/tips-for-perimeter-perusing-at-target">clearance discounts</a> for the most savings.</p> <p><strong><a href="http://www.smartsource.com/">Smart Source</a></strong> &mdash; Another major company that offers paper coupon inserts, Smart Source has taken its gig online! Print higher valued coupons (like $1.00 off or more) and special purchase coupons (savings on new release DVD&rsquo;s, for example) before they run out.</p> <p><strong><a href="http://www.valpak.com/">Valpak</a></strong> &mdash; Remember when you used to get that little Valpak envelope in the mail? Another player in the online printable game, this company has become super savvy by giving you the best offers by your location. They still give you the chance to look for savings on plumbing, car washes, and maid service, but by clicking on the &ldquo;grocery&rdquo; tab, you can skip all the service offerings and get straight to the savings most likely to be on your shopping list.</p> <p><strong><a href="http://www.facebook.com/">Facebook</a></strong> &mdash; Now you can save money on milk while you secretly check out your ex-girlfriend&rsquo;s new beau. Many companies are giving their Facebook fans exclusive savings and freebies just by joining. Check out your favorite freebies sites and <a href="http://wisebread.com/bestdeals/today">Wise Bread&rsquo;s Daily Deals</a> to see how this social media site can score you free or low-cost coffee creamer, shampoo, and more!</p> <p>In addition to these sites that give you savings for many brands, some major companies host coupons on their own sites. Two of the largest ones include:</p> <p><strong><a href="http://www.eatbetteramerica.com/">EatBetterAmerica</a></strong> &mdash; This site is owned by General Mills, and will offer printable savings on brands like Nature&rsquo;s Valley, Bisquick, and Yoplait.</p> <p><strong><a href="http://www.pgeverydaysolutions.com/">PGEveryDaySolutions</a></strong> &mdash; A site of Proctor and Gamble (P&amp;G), you&rsquo;ll find coupons from Febreze, Tide, Crest, and more! (The coupons will be mailed to you!) Sign up for samples, as well.</p> <p>Think you&rsquo;re ready to go online and start couponing? There are a few tips you&rsquo;ll want to keep in mind before you start:</p> <p><strong>Prep Your Printer</strong> &mdash; Once you click the &ldquo;print&rdquo; or &ldquo;clip&rdquo; button on the website, your printer will need to be ready to go. If you&rsquo;re out of ink or paper, or the printer is offline (or you send it to the wrong one), you&rsquo;ll miss out, since they rarely prompt you the way a normal document will. Since you only get one or two chances per coupon, be ready!</p> <p><strong>Know Your Limit</strong> &mdash; Many coupons can be printed once or twice per household or IP address. A few can be printed time and time again. Know how many you can print, and plan the best savings by taking advantage of multiple purchases.</p> <p><strong>Update Your Profile</strong> &mdash; For offers that will be mailed to you, be sure that your profile is updated with the correct address for mailing. If possible, check out your profile before you make your request, since changes might not be able to be made once you hit &ldquo;submit.&rdquo;</p> <p>Printed coupons can be a huge benefit to the savvy shopper, but only if your store takes them. Call ahead to get their coupon policy before you waste money on paper and ink!</p> <p><em><a href="http://dealista.quickanddirtytips.com">Dealista</a> is a collaboration between Wise Bread and <a href="http://www.quickanddirtytips.com/">Quick and Dirty Tips</a>, the producer of popular podcasts such as <a href="http://grammar.quickanddirtytips.com/">Grammar Girl</a>, <a href="http://moneygirl.quickanddirtytips.com/">Money Girl</a>, <a href="http://winninginvestor.quickanddirtytips.com/">Winning Investor</a>, and <a href="http://mightymommy.quickanddirtytips.com/">Mighty Mommy</a>.</em></p> <p><em>If you enjoyed these tips you can find more in <a href="http://dealista.quickanddirtytips.com">our show's archive</a>.</em></p> <a href="http://www.wisebread.com/the-best-places-to-get-coupons-online" class="sharethis-link" title="The Best Places to Get Coupons Online" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/topic/frugal-living/shopping">Shopping articles from Wise Bread</a>.</div></div> Budgeting Shopping coupons dealista groceries online printable coupons saving shopping Mon, 11 Jan 2010 22:38:58 +0000 Linsey Knerl 4594 at http://www.wisebread.com Phishing Scams Continue to Plague Social Media Sites http://www.wisebread.com/phishing-scams-continue-to-plague-social-media-sites <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/phishing-scams-continue-to-plague-social-media-sites" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/3231178720_5e2c1c45a8_b.jpg" alt="Social Media" title="Phishing for Social Media" class="imagecache imagecache-250w" width="250" height="178" /></a> </div> </div> </div> <p>Social Media is going through an unprecedented explosion in popularity right now. Don't believe me? <a href="http://www.youtube.com/watch?v=sIFYPQjYhv8">See for yourself</a>. There are no signs this trend is going to slow anytime soon.</p> <p>But this huge surge in popularity also makes the various social media networks a prime target for scams. While these social networks do a great job of proactively fighting the onslaught of spammers and scammers, occasionally a well-timed attack can slip through the cracks.</p> <p>Just in the last couple of weeks, both <a href="http://www.readwriteweb.com/archives/new_twitter_phishing_scam_is_making_the_rounds.php">Twitter</a> and <a href="http://mashable.com/2009/09/25/warning-facebook-worm-spreading-via-news-feed/">Facebook</a> have both had several accounts compromised by viral phishing scams. In general terms, a phishing scam is any attempt to capture or <a href="http://manvsdebt.com/top-16-pieces-of-your-information-identity-thieves-crave/">steal personal information</a> from an unknowing victim. In the social media world, this often is the process of trying to capture the username and password of a given social network account.</p> <p>Most of us are familiar with getting spam messages or half-hearted scamming attempts in our e-mail or on our social media accounts. However, what makes these scams particularly effective is that they often times will be sent by someone that you <em>already</em> know. Once they obtain the login information of just a few initial accounts, scammers will then send out more messages to everyone connected to the compromised accounts. This means even just a couple accounts can quickly snowball into thousands.</p> <p>Of course, the messages are specifically designed to pull at your curiosity. Here are the sample messages from the most recent attacks:</p> <p><strong>Twitter:</strong></p> <blockquote><p><em>rofl this you on here? http://videos.twitter.secure-logins01.com</em></p> </blockquote> <p><strong>Facebook:</strong></p> <blockquote><p><em>lmao! i cant stop laughing at you in this pic, when did you do this? http://tllg.net/xyzxyz</em></p> </blockquote> <p>As you can see, there are a lot of similarities between these two different scams. First, they both reference the fact that some funny has happened in either a picture or a video. This is a very <strong>strong and effective pull</strong> for the far majority of people to want to know more. Also, both of the messages <strong>contain all lower-case lettering</strong>, which is common in unformal chatter between online friends.</p> <p>And the scam has other things working in it's favor. In the example of Twitter given above, the link took you onto an extremely well replicated version of the log-in page. Because Twitter has an open API (meaning it easily allows third parties to develop applications), there are many legitimate and trusted sites which <em>do</em> have you log-in when using them. So many Twitter users don't second guess having to enter their log-in credentials.</p> <h2><strong>So what can YOU do to help avoid all this madness?</strong></h2> <ul> <li><strong>Do not use the same password</strong> for your e-mail and your social media accounts. Take the time to create a separate, <a href="http://www.bargaineering.com/articles/how-to-create-a-strong-password-you-can-remember.html">strong password</a> for each of your online accounts. It's well worth it.</li> <li>Be extremely weary of <strong>direct messages asking you to view pictures and/or video</strong>. As we pointed out above, this is a common theme used by scams.</li> <li>Even if it appears to be a legit request, be sure to <strong>establish contact with the &quot;friend&quot; who sent it</strong>. Ensure that their account hasn't been compromised.</li> <li><strong>When it doubt, don't risk it.</strong> If you notice some of the formatting similarities we outline above or the message seems uncharacteristic in any way, there's probably a reason.</li> </ul> <h2><strong>If you think one of your social media profiles has <em>already</em> been compromised, take the following steps immediately:</strong></h2> <ol> <li><strong>Change your account password</strong>, including any other online accounts that share the same password.</li> <li>If you can't access your account, <strong>attempt to reset your password</strong> to the account.</li> <li>If able, <strong>delete any spam messages that were sent out</strong> by the scammers.</li> <li>Try to <strong>let your friends know that your account was compromised</strong> to prevent anyone from following the links further.</li> <li><strong>Report the incident</strong> to the social network itself, so they can track and eliminate the spread of the scam.</li> </ol> <h2><strong>Further resources on similar topics...</strong></h2> <ul> <li><a href="http://manvsdebt.com/33-ways-to-thwart-identity-theft/">33 Ways To Thwart Identity Theft</a></li> <li><a href="http://www.wisebread.com/the-mystery-shopping-scam-that-could-cost-you-a-fortune">Mystery Shopping Scam</a></li> <li><a href="http://www.wisebread.com/the-jury-duty-scam-coming-to-a-phone-near-you">Jury Duty Scam</a></li> <li><a href="http://www.getrichslowly.org/blog/2009/09/09/gone-phishing-how-to-avoid-being-caught-by-scammers/">How To Avoid Being Caught By Scammers</a></li> </ul> <p><em>Lastly, if you aren't a scammer or spammer yourself, consider following </em><a href="http://twitter.com/wisebread"><em>@WiseBread</em></a><em> and </em><a href="http://twitter.com/manvsdebt"><em>@ManVsDebt</em></a><em> on Twitter!&nbsp; You can find even more to follow on WiseBread's list of <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/">Top Personal Finance Blogs</a>.<br /> </em></p> <a href="http://www.wisebread.com/phishing-scams-continue-to-plague-social-media-sites" class="sharethis-link" title="Phishing Scams Continue to Plague Social Media Sites" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/adam-baker">Adam Baker</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Consumer Affairs Technology identity theft online phishing scams social media Tue, 13 Oct 2009 14:00:03 +0000 Adam Baker 3704 at http://www.wisebread.com Quick Hack: How To Age a Digital Photograph in Seconds http://www.wisebread.com/quick-hack-how-to-age-a-digital-photograph-in-seconds <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/quick-hack-how-to-age-a-digital-photograph-in-seconds" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/Ye%20Olde%20Pig.png" alt="Ye Olde Pig" title="Ye Olde Pig" class="imagecache imagecache-250w" width="250" height="189" /></a> </div> </div> </div> <p>Aging a photograph used to be quite a skill. In fact, only the best retouchers could pull it off convincingly. Computers made the process easier; and programs like Adobe Photoshop have &quot;actions&quot; that can make it happen ever quicker and easier. But now, all you need is your digital photo and one Japanese website that can do the conversion in seconds.</p> <p>As a professional in the ad industry, I'm often required to create visuals for presentations. This weekend, I needed to make a modern photo look at least 70 years old. I searched online for video tutorials that I could use in conjunction with Photoshop, and it looked like it would take about 30 minutes of my time. Then, just before I set about performing the task, <a href="http://labs.wanokoto.jp/olds"><strong>I stumbled upon a link</strong></a> that did the job for me in seconds. And when I say that, I don't mean 300 seconds. It's more like 3 seconds.</p> <p><a href="http://labs.wanokoto.jp/olds"><strong>The site is Japanese</strong></a>, but fortunately it comes with an English translation (look in the top right corner).</p> <p><img src="/files/fruganomics/u17/japengcorn_0.png" alt="" /></p> <p>You simply open the photo you wish to transform, hit the &quot;convert&quot; button and almost instantly your aged photo will appear on screen. Then you can save it and do whatever you need to do. The site costs nothing, the service costs nothing and the results are very impressive. For something that is as quick as it is, and completely free, I have to say it's one of the best links I have ever found for such a handy tool.</p> <p>Here are a few before and after photos. I did all three. Judge for yourself it you think it's a good tool. Personally, this one now has a permanent place in my bookmarks folder.</p> <p><strong>Piggy Bank - New And Aged</strong></p> <p><img width="300" height="450" src="http://i627.photobucket.com/albums/tt353/pmichaelwb/1194864109_cfbb2a0147_b.jpg" alt="" /><img src="/files/fruganomics/u17/Picture_2_9.png" style="width: 307px; height: 454px;" alt="" /></p> <p>&nbsp;</p> <p><strong>Shuttle - New And Aged</strong></p> <p><img width="300" height="400" src="/files/fruganomics/u17/3547764663_8bc964d586.jpg" alt="" /><img width="300" src="/files/fruganomics/u17/Picture_4_4.png" alt="" /></p> <p>&nbsp;</p> <p><strong>My Girls And I - New And Aged</strong></p> <p><img width="300" src="http://i627.photobucket.com/albums/tt353/pmichaelwb/daddybook2.jpg" alt="" /><img width="300" src="/files/fruganomics/u17/Picture_5_2.png" alt="" /></p> <p>As yet, I don't believe the site has the ability to handle hi-res files, but this is a great start for bloggers, scrapbookers, card makers and journalists. Enjoy.&nbsp;</p> <p>&nbsp;</p> <a href="http://www.wisebread.com/quick-hack-how-to-age-a-digital-photograph-in-seconds" class="sharethis-link" title="Quick Hack: How To Age a Digital Photograph in Seconds" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Technology age effect fake old online photo photoshop tutorial Tue, 18 Aug 2009 19:00:08 +0000 Paul Michael 3509 at http://www.wisebread.com Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/SocialSecurityTN.jpg" alt="SSN" title="SSN" class="imagecache imagecache-250w" width="250" height="189" /></a> </div> </div> </div> <p class="MsoNormal">It seems that nothing is safe any more. And now your Social Security Number, the lynchpin to you credit score, taxes, government benefits and more, is under attack. It can be guessed, with a staggering degree of accuracy, using simple information you probably have on sites like Facebook and MySpace.</p> <p class="MsoNormal">We have all heard the <a href="http://www.wisebread.com/not-taking-jack-how-to-deal-with-identity-theft">stories about Identity Theft</a> and we all take precautions to be careful with our SSN. In fact, these days I&rsquo;ll only put it down on a form if I absolutely have to; that includes medical forms that you often have to fill out when you visit a GP or specialist.<span style="">&nbsp; </span>But that may now be a moot point, because two Carnegie Mellon researchers have basically reverse-engineered the SSN formula to gain access to that most precious and private number.</p> <p class="MsoNormal"><a href="http://arstechnica.com/tech-policy/news/2009/07/social-insecurity-numbers-open-to-hacking.ars">John Timmer of Arstechnica.com</a> reported yesterday that these two bright sparks used two practices that had been designed to protect the number, and make it fraud-proof, as a way to discover the code from those two simple facts &ndash; date of birth, and place of birth; two facts that are on most public profiles.</p> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p>&nbsp;</p> <!--[endif]--><!--[endif]--><p><o:p></o:p></p> <p class="MsoNormal">To know how they did it, you need to know the basic structure of the SSN. As John describes it, it splits into three zones:</p> <p class="MsoNormal"><i>The first three digits are based on the state where the SSN was originally assigned, and the next two are what's termed a group number. The last four digits are ostensibly assigned at random. Since the late 1980s, the government has promoted an initiative termed &quot;Enumeration at Birth&quot; that seeks to ensure that SSNs are assigned shortly after birth, which should limit the circumstances under which individuals apply for them later in life (and hence, make fraudulent applications easier to detect).<o:p></o:p></i></p> <p class="MsoNormal"> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p> From there, the article gets pretty heavily into some technical data and statistics that I won&rsquo;t bore you with here. If you&rsquo;re interested, read all the details of the <a href="http://arstechnica.com/tech-policy/news/2009/07/social-insecurity-numbers-open-to-hacking.ars">algorithm that reconstructs your Social Security Number</a>. But all you really need to know is that if the SSN code has been cracked, or hacked, then it won&rsquo;t be long before that information gets into the wrong hands.</p> <p class="MsoNormal"><strong>So, should you be worried, and what can you do?</strong></p> <p class="MsoNormal">Well, as John Timmer explains, although some of the SSN digits are relatively easy to obtain, others are more tricky:</p> <p class="MsoNormal"> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p> <i>Getting the last four digits right was substantially harder. The authors used a standard of getting the whole SSN right within 10 tries, and could only manage that about 0.1 percent of the time even in the later period. Still, small states were somewhat easier&mdash;for Delaware in 1996, they had a five percent success rate. <o:p></o:p></i></p> <p class="MsoNormal">BUT, and this is a big but, it seems as though modern security systems and automated forms DO NOT REQUIRE the whole SSN. As long as it is cross-referenced with the date and place of birth, up to two numbers can be incorrect. John continues:<o:p></o:p></p> <p class="MsoNormal"><i>They often allow several failed verification attempts per IP address before blacklisting it. Given these numbers, the authors estimate that even a moderate-sized botnet of 10,000 machines could successfully obtain identity verifications for younger residents of West Virginia at a rate of 47 a minute.<o:p></o:p></i></p> <p class="MsoNormal"> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p> Think about it: 47 a minute! Considering how prevalent ID theft is around the world, and how sophisticated thieves are becoming, I think this is enough to cause concern for the average US citizen. And as such, it may be time to start taking precautions. <o:p></o:p></p> <p class="MsoNormal">First, see if you can remove your private information, or replace your place and date of birth with something more vague on your social networking sites and other public profiles. That one should be relatively easy, if a little time consuming. <o:p></o:p></p> <p class="MsoNormal">Second, continue to practice good personal security. Shred any important documents that you are throwing out, and don&rsquo;t leave sensitive data in a place where thieves could easily find it. I know a lot of people throw things in the car and forget about it, but if the car were stolen or broken into, it could be the start of much bigger problems. <o:p></o:p></p> <p class="MsoNormal">Third, keep on top of your credit reports. You are allowed one free each year from each of the three major credit bureaus. DO NOT use freecreditreport.com, they charge. Instead, go to <a href="https://www.annualcreditreport.com/cra/index.jsp">Annual Credit Report here.</a> If you see anything suspicious or just plain wrong, contact the bureau immediately. <o:p></o:p></p> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--><p>&nbsp;</p> <!--[endif]--><!--[endif]--><p><o:p></o:p></p> <p class="MsoNormal">Finally, consider some <a href="http://www.wisebread.com/once-bitten-twice-shy-what-is-credit-security-worth-to-you">ID theft protection</a>. I use <a href="http://www.lifelock.com/">LifeLock</a> because I got <a href="http://www.retailmenot.com/view/lifelock.com">a great deal on it</a>, and although not 100% effective, it does cover me if anything should happen. But LifeLock is basically just a method of putting 90-day fraud alerts on your credit reports, which you can do yourself for free. You can find the information for each bureau here:<o:p></o:p></p> <p class="MsoNormal"><a href="https://www.experian.com/consumer/cac/InvalidateSession.do?code=SECURITYALERT"><strong>EXPERIAN</strong></a></p> <p><a href="http://www.equifax.com/answers/set-fraud-alerts/en_cp"><strong>EQUIFAX</strong></a></p> <p><o:p></o:p></p> <p class="MsoNormal"><a href="http://www.transunion.com/corporate/personal/fraudIdentityTheft/fraudPrevention/fraudAlert.page"><strong>TRANSUNION</strong><o:p></o:p></a></p> <p class="MsoNormal">For further reading, <a href="http://www.ftc.gov/bcp/edu/microsites/idtheft/consumers/defend.html">visit the FTC&rsquo;s site</a>. It has some great information. Stay safe folks. <o:p></o:p></p> <!--[if !supportEmptyParas]--><!--[if !supportEmptyParas]--></p> <!--EndFragment--><!--EndFragment--><p>&nbsp;</p> <a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth" class="sharethis-link" title="Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Consumer Affairs General Tips Technology crack fraud guard hack ID theft identity online safety thief Wed, 08 Jul 2009 16:29:57 +0000 Paul Michael 3364 at http://www.wisebread.com Beware, The Nasty Secret Of The Craigslist Free Section http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/beware-the-nasty-secret-of-the-craigslist-free-section" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/151935241_495a6ff0c9.jpg" alt="Craigslist" title="Craigslist" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>If you love <a href="http://www.craigslist.org/about/sites">Craigslist</a>, and use the free section to either post products or get great deals, you really need to read this. Because there&rsquo;s a dirty secret to Craigslist that most people don&rsquo;t know about it, and the free section gets hit with it most.</p> <p>As with all services or products used en masse, adaptations arise to evolve the idea. With eBay, it was <a href="http://www.wisebread.com/snipe-an-ebay-auction-save-a-fortune">bid sniping</a> (which is legitimate in my book). With free software trials, product key generators hit the market, turning free trial software into the full-blown product. And now, with Craigslist, there&rsquo;s something called Auto Flagging Software, and it gives the people who use it a very sly advantage. </p> <p>Now, it turns out that Auto Flagging Software originally had a good use. The idea was to use it to blast SPAM and ads for sexual services, clearing out the trash from Craigslist and keeping customers safe from bad deals and illicit offers.</p> <p>But other people saw a use for this software, and it is being used by two distinct sets of Craigslist users. </p> <p>First, anyone who has competitors on Craigslist (this can be people offering similar services or selling similar products) are using Auto Flagging Software programs to flag the competition, thus giving themselves more of a chance of getting business.</p> <p>Second are the users who want a particular product and don&rsquo;t want anyone else to have it. This most often manifests in the free section, where great deals are be had and kind people will often just give away something with inherent value to a needy person.</p> <p>When the sly Craigslister with Auto Flagging Software spies a real bargain, they pounce. The software does two jobs; it will send an email to the Craigslist poster requesting the item; then, it sends flagging signals to Craigslist about that post using multiple IP addresses. This will automatically trigger the ad to be pulled from the site. And voila, the underhanded Craigslister has eliminated anyone else from responding by pulling the ad, giving him or her the best chance of getting your deal. These pieces of software are most often used by people looking to make a profit be reselling cheap or free items.</p> <p>I <a href="http://techdirt.com/articles/20080502/1518221012.shtml">did a little digging</a> round and found several instances of the software (I won&rsquo;t be posting any links here, for obvious reasons). I also found people <a href="http://www.getafreelancer.com/projects/NET-Script-Installation/craigslist-flagging-software.html">requesting custom-built versions</a> of the software for their own nefarious purposes. </p> <p>So if you do frequent Craigslist, especially as someone who regularly gives products away&nbsp; in the free section, please monitor your post and don&rsquo;t just give the product away to the first person who responds. It could be that Auto Flagging Software was involved and someone who genuinely needed the product was shut out be someone else just looking to make a quick profit from your generosity.</p> <a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section" class="sharethis-link" title="Beware, The Nasty Secret Of The Craigslist Free Section" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living Budgeting Consumer Affairs Shopping Technology Internet online scam software warning Mon, 13 Apr 2009 21:50:40 +0000 Paul Michael 3043 at http://www.wisebread.com 6 Solid Online Resources to Help You Find a Job http://www.wisebread.com/6-solid-online-resources-to-help-you-find-a-job <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-solid-online-resources-to-help-you-find-a-job" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/help%20wanted%20none.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="262" /></a> </div> </div> </div> <p class="MsoNormal">When job searching, those who have access to the best tools can keep their advantage in a tough market.<span style="">&nbsp; </span>Here are my favorite 6 online resources designed to help you find a job.<o:p>&nbsp;</o:p></p> <p class="MsoNormal"><b style=""><a href="http://www.pcmag.com/article2/0,2817,2342781,00.asp">PC Magazine&rsquo;s &ldquo;The 20 Best Job Search Web Sites&rdquo;</a><o:p></o:p></b><o:p>&nbsp;</o:p></p> <p class="MsoNormal">Just when I thought I knew about every search tool on the net, PC Mag pulls out a few designed for specific aspects of the job search process.<span style="">&nbsp; </span>(Like <a href="http://www.hound.com/">Hound&rsquo;s engine</a>, which pulls job listings directly from employer career pages.)<o:p>&nbsp;</o:p></p> <p class="MsoNormal"><o:p>&nbsp;</o:p></p> <p class="MsoNormal"><b style=""><a href="http://www.workstir.com/">Workstir.com</a><o:p></o:p></b><o:p>&nbsp;</o:p></p> <p class="MsoNormal">This review-based website caught my eye when it appeared in a recent <a href="http://www.komando.com/coolsites/">Kim Komando Cool Site of the Day</a> feature.<span style="">&nbsp; </span>Freelancers, contractors, or consultants can offer their services on the site, or those looking to get a few specialty tasks done can post their need, with little to no hassle.<span style="">&nbsp; </span>It does all the things you love about posting an odd-job or contracting opportunity to <a href="http://www.craigslist.com/">Craigslist</a>, without the Craigslist.<o:p>&nbsp;</o:p></p> <p class="MsoNormal"><o:p>&nbsp;</o:p></p> <p class="MsoNormal"><b style=""><a href="http://www.fastcompany.com/articles/2009/01/best-green-jobs.html">Fast Company&rsquo;s &ldquo;Ten Best Green Jobs for the Next Decade&rdquo;</a><o:p></o:p></b><o:p>&nbsp;</o:p></p> <p class="MsoNormal">While I can&rsquo;t vouch for the accuracy of the list (which includes, farmer, among other jobs), it&rsquo;s a good exercise in targeting what the most likely high-need green jobs will be.<span style="">&nbsp; </span>You don&rsquo;t have to do too much speculation to agree that &ldquo;solar power installer&rdquo; may be a great field to get into &ndash; if your current job field has been all but eliminated due to the changing economy.<o:p>&nbsp;</o:p></p> <p class="MsoNormal"><o:p>&nbsp;</o:p></p> <p class="MsoNormal"><b style=""><a href="http://www2.freelanceswitch.com/finding/9-steps-towards-genuine-effective-networking/">Freelance Switch&rsquo;s &ldquo;9 Steps Toward Genuine &amp; Effective Networking&rdquo;</a><o:p></o:p></b><o:p>&nbsp;</o:p></p> <p class="MsoNormal">Mark Shead shares the most effective methods in this excellent roundup of ways to keep potential job prospect close.<span style="">&nbsp; While none of them are new, </span>many of us have lost ties with these more &ldquo;traditional&rdquo; ways of networking.<span style="">&nbsp; </span>Send something through the mail?<span style="">&nbsp; </span>For real?<span style="">&nbsp; </span>Guess I better buy some of those <a href="http://www.wisebread.com/the-real-value-of-forever-stamps">forever stamps</a>.<o:p>&nbsp;</o:p></p> <p class="MsoNormal"><o:p>&nbsp;</o:p></p> <p class="MsoNormal"><b style=""><a href="http://www.mainstreet.com/article/career/employment/job-fair-prep-4-ways-get-ready?page=1">Mainstreet&rsquo;s &ldquo;Job Fair Prep: 4 Ways to Get Ready&rdquo;</a><o:p></o:p></b><b style=""><o:p>&nbsp;</o:p></b></p> <p class="MsoNormal">As tens of thousands of job seekers cram into job fairs, it is no longer acceptable to just &ldquo;wing it.&rdquo;<span style="">&nbsp; </span>To stand out as the best candidate, you must come prepared and be ready to bring your A-game.<span style="">&nbsp; </span>Carl Winfield&rsquo;s brief but pointed piece puts the basics out there for job hunters to consider.<o:p></o:p><o:p>&nbsp;</o:p></p> <p class="MsoNormal"><o:p>&nbsp;</o:p></p> <p class="MsoNormal"><b style=""><a href="../../../../../../how-to-answer-23-of-the-most-common-interview-questions">Paul Michael&rsquo;s &ldquo;How to Answer 23 of the Most Common Interview Questions&rdquo;</a><o:p></o:p></b><o:p>&nbsp;</o:p></p> <p class="MsoNormal">Sure, I&rsquo;m biased.<span style="">&nbsp; </span>This Wise Bread article is one of our most popular.<span style="">&nbsp; </span>But is it any coincidence that I find it to be one of the most helpful?</p> <a href="http://www.wisebread.com/6-solid-online-resources-to-help-you-find-a-job" class="sharethis-link" title="6 Solid Online Resources to Help You Find a Job" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Career Building career job search online Sat, 04 Apr 2009 16:10:45 +0000 Linsey Knerl 3008 at http://www.wisebread.com How a Teenager Started A Multi-Million Dollar Online Business with a Parrot. UPDATED http://www.wisebread.com/how-a-teenager-started-a-multi-million-dollar-online-business-with-a-parrot <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-a-teenager-started-a-multi-million-dollar-online-business-with-a-parrot" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/2226907404_613b34e320.jpg" alt="parrot cash" title="parrot cash" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>Sit down and grab a cup of your favorite beverage. I&rsquo;m about to tell you the remarkable story of a young man who has built a successful online business; one that makes in excess of $400,000 per year. And most amazing of all is not that this young entrepreneur&rsquo;s site is all about parrots. It&rsquo;s that he doesn&rsquo;t even own a parrot. <span style="">&nbsp;</span><o:p><br /> </o:p></p> <p><strong><em>PLEASE&nbsp;NOTE: Several commenters have revealed a deeper truth to this story. Much to my annoyance, I trusted two sites that have always steered me in the right direction. I should have done further research, but I was so willing to believe the story that I was also duped. However, I think the inspiration of the story is just as relevant and worthy, despite the deceptive nature of the site. Please check out <a href="http://www.nancyrichards.org/">http://www.nancyrichards.org/</a> for more information on this series of scams. I am writing to the other two blogs now, hopefully they will do the same to inform their readers. </em></strong></p> <p class="MsoNormal">There are so many people out there right now touting the benefits of online businesses, and success stories can be found wherever you look. They are the modern-day get-rich-quick schemes, but to most they are a dead end. They&rsquo;re not willing to put in the time, money or dedication to make it work. Out of every 100 online start-ups, one will become a moderate success.<o:p><br /> </o:p></p> <p class="MsoNormal">And then there are sites like <a href="http://www.parrotsecrets.com/">parrotsecrets.com</a>. At the time of writing this article, the modest little site has made over $2 million for its founder, and it&rsquo;s still going strong. This, ladies and gentlemen, is no small feat for any business. But when you consider the start-up costs were about $5000, the founder was 18 years old, still lives in India, and that the site takes minimal maintenance, it&rsquo;s even more astonishing.<o:p><br /> </o:p></p> <p class="MsoNormal">If you go to <a href="http://www.parrotsecrets.com/">parrotsecrets </a>you won&rsquo;t see anything fancy. It&rsquo;s not a big, bold flash site. It employs the simplest direct response methodology, using one long, scrolling page to hammer home the selling points, again and again, about the incredible eBook all about parrots.<o:p><br /> </o:p></p> <p class="MsoNormal">The site&rsquo;s founder (listed as Nathalie Roberts but in fact a young man...the Betty Crocker of India) did some digging around when he was 18 years old and realized that there was no reliable online information source for parrots. And as <a href="http://www.cringely.com/2009/03/parrot-secrets/">Cringley.com </a>reports, he got straight to work:<o:p><br /> </o:p></p> <p style="line-height: normal;" class="MsoNormal"><em><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">The owner set out to find a niche in the information economy that could be filled with eBooks as sold here.&nbsp; The first step in the development of Parrotsecrets, then, was to identify the frustration of Parrot owners.</span></em><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><o:p></o:p></span></p> <p style="line-height: normal;" class="MsoNormal"><em><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">In time it became clear to the entrepreneur that parrots were an untapped market.&nbsp;</span></em><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><o:p></o:p></span></p> <p style="line-height: normal;" class="MsoNormal"><em><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Having identified a topic, the founder of Parrotsecrets needed an eBook.&nbsp; The easiest way to do this was to post the requirement on one or more of the many freelancing web sites.&nbsp; Writers bid on the job and the original eBook (note there are now four eBooks in the offer) went for around $2500, deliverable in 30 days.</span></em><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><o:p></o:p></span></p> <p style="line-height: normal;" class="MsoNormal"><em><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">The Parrotsecrets founder ordered from Amazon.com every book on parrots (deliverable to the winning freelancer) then waited a month for the eBook to appear.</span></em><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><o:p></o:p></span></p> <p style="line-height: normal;" class="MsoNormal"><em><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">That month was used to buy the domain, design the web site, prepare a Google AdWords campaign, and be ready to be up and running as soon as the eBook was finished.</span></em></p> <p style="line-height: normal;" class="MsoNormal"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><o:p></o:p></span>Simple, right? He saw a gap in the market, did his homework, got together some cash to have an EXPERT (which he clearly wasn&rsquo;t) write a great book and then set about promoting it.</p> <p class="MsoNormal"><o:p></o:p>At $79.95, the eBook isn&rsquo;t cheap. But as Cringley points out, it&rsquo;s a small price to pay for parrot owners, who will easily fork over hundreds of dollars for vets bills or speech classes.<o:p><br /> </o:p></p> <p class="MsoNormal">And for those of you interested in doing the math, here&rsquo;s what parrotsecrets is pulling in annually:<o:p><br /> </o:p></p> <p class="MsoNormal"><em>The site sells 15-20 eBook sets per day seven days per week.&nbsp; Using the low end of that range is 5,475 copies per year for gross sales of $437,726.25 from a web site that costs less than $10 per month.</em><o:p><br /> </o:p></p> <p class="MsoNormal">Could you live off $400,000 per year? I know I could. And remember, this is a guy who lives in India, where the cost of living is substantially lower than here in Uncle Sam. He&rsquo;s a relative millionaire and he&rsquo;s still in his early twenties. Makes you feel somewhat inadequate when you consider all the advantages we have in this country and yet most of us still can&rsquo;t do what the parrotsecrets owner has done.<o:p><br /> </o:p></p> <p class="MsoNormal">There are several lessons to be learned from this amazing story.</p> <p class="MsoNormal">First, it&rsquo;s that you don&rsquo;t need to be an expert on something to build an online business around it. Contrary to what we&rsquo;ve all been told, you have sufficient resources these days to have content built by someone else, usually for a fraction of the price that you can get in return (to date, that $2500 eBook has generated millions of dollars).<o:p><br /> </o:p></p> <p class="MsoNormal">Second, if you find a niche in the market, you can exploit it and become very successful. If you&rsquo;re sat there right now thinking &ldquo;man, I wish there were some decent online information about owning pot-bellied pigs&rdquo; or something like that, then you may already have your idea.<o:p><br /> </o:p></p> <p class="MsoNormal">Third, and most important, is that it&rsquo;s up to you t make it happen. A great idea is no good if it lives in your head. Get off your butt and do the work. Put in the hours, do your homework, read up on the topic, build a solid foundation. No, you don&rsquo;t need to be an expert, but you do need to know enough to make the site a success.<o:p><br /> </o:p></p> <p class="MsoNormal">Finally, look at the parrotsecrets business model and learn from it. It&rsquo;s a simple web page and the product is an eBook. There are no manufacturing costs, no products to store and no shipping costs. The whole process is automated and when someone orders an eBook, it is sent in an email (or available as a download) after payment has been received. Quick, clean and simple.<o:p><br /> </o:p></p> <p class="MsoNormal">Folks, in this uncertain economic time, there is one thing you can depend on; there are always people out there willing to spend money if there&rsquo;s a need for the product. Identify the need, build a business around it and keep your start-up costs and maintenance fees low. If you do it correctly, in a few years you could be as successful as a certain young man in India who is right now living in the lap of luxury. And it&rsquo;s all down to a bird he&rsquo;s never owned. <span style="">&nbsp;</span></p> <p class="MsoNormal"><em><span style="">Thanks to </span></em><span style=""><a href="http://thedenveregotist.com/article/3878/parrot-this"><em>The Denver Egotist</em></a></span><em><span style=""> for bringing this to my attention! (Ahem, I'll be having words with you guys now),<br /> </span></em></p> <p>&nbsp;</p> <a href="http://www.wisebread.com/how-a-teenager-started-a-multi-million-dollar-online-business-with-a-parrot" class="sharethis-link" title="How a Teenager Started A Multi-Million Dollar Online Business with a Parrot. UPDATED" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Life Hacks business cash invest money online rich secret work-at-home Sun, 22 Mar 2009 04:52:54 +0000 Paul Michael 2949 at http://www.wisebread.com