Splurge http://www.wisebread.com/taxonomy/term/13066/all en-US 5 Things You Should Never Try to Save On http://www.wisebread.com/5-things-you-should-never-try-to-save-on <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-you-should-never-try-to-save-on" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman-shoe-shopping-Dollarphotoclub_45213493.jpg" alt="woman shoe shopping" title="woman shoe shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I consider myself a frugal person. I've gone without air conditioning, drive a 20-year-old car, and grow much of my own food on a four-acre homestead. After years of trial and error, however, I've come to learn that some things just aren't worth trying to save money on. (See also: <a href="http://www.wisebread.com/the-case-for-expensive-shoes?ref=seealso">The Case for Expensive Shoes</a>)</p> <p>Here are five critical purchases I've made in the past that I regretted ever trying to squeeze a penny from.</p> <h2>1. Legal Services</h2> <p>While you can do some basic template-type tasks on your own, anything requiring a lengthy legal battle or a contested order should have at least the once-over of a good attorney. I admit to handling a divorce completely on my own, with the help of a divorce kit that was &mdash; at the time &mdash; housed completely on floppy disc. While the outcome wasn't horrible, I could have greatly benefited from even <em>one hour</em> of consulting time from a reputable attorney.</p> <p>Now that attorneys are more accessible than they were even 15 years ago, there's really no excuse to not at least consider one. In fact, many lawyers make it super easy to get their expertise with the same ease of a &quot;template&quot; service. Rachel Brenke's <a href="http://www.bloglegally.com/">Blog Legally site</a>, for example, gives bloggers and other digital content creators advice, tools, and an avenue to ask questions of a seasoned law professional &mdash; without the headache of an in-person appointment. This may be the future of most civil and business-related legal proceedings &mdash; one which I will happily pay extra to be a part of.</p> <h2>2. Dental Care</h2> <p>Have you been tempted to skip your six-month cleaning or save a few bucks by forgoing that annual x-ray? Before you pocket the extra cash from skimping on a seemingly unimportant dental task, consider that many life-threatening diseases can be possibly be traced back to the effects of a poor oral hygiene routine. (The Mayo Clinic lists <a href="http://www.mayoclinic.org/healthy-living/adult-health/in-depth/dental/art-20047475?pg=2">heart disease and Alzheimer's</a> as just a couple of afflictions that can be made worse by tooth or mouth problems.)</p> <p>In addition to seemingly unrelated complications that can arise from cheaping out on your dental duties, most minor tooth issues can balloon into major dental disasters with a potential to cost you thousands. So, the next time you think that an extra $150 for a cleaning is something you shouldn't part with, consider the cost of waiting, and how it can affect your quality of life down the road.</p> <h2>3. Shoes</h2> <p>There are times when it's perfectly acceptable to pay $5 for a pair of cheap flip-flops (vacation, for example), but most of us rely too much on our feet to treat them badly with an ill-fitting or cheap pair of shoes. Not having the proper fit, dealing with poor support, or finding them to be slippery when wet are just a few problems I've had with cheap shoes.</p> <p>For most of my daily life, I rely on shoes to get me through some pretty adverse situations; I chase kids, work the garden, and run through airport terminals far too often to risk my safety on a pair of duds. Unless there is an adorable pair you'll wear just once for a special occasion, your money is better invested in a long-term relationship with kicks that can deliver on months &mdash; or even years &mdash; of comfy wear.</p> <h2>4. Safe Transportation</h2> <p>Traveling to a place you're not familiar with can seem daunting and feel expensive. In some cities, you are at the mercy of the public transportation system or a taxi driver to get you where you need to go &mdash; at a price you often have no control over. When it comes to cost-saving maneuvers on transportation, I've always chosen to risk less and spend more. As a small-statured woman who is often traveling with children, it just seems okay to pay a premium to know where I'm going, with who, and for what price, ahead of time.</p> <p>One way I've gotten around the feeling of being metered to death by cabs is to use the services of Lyft, which get me a clean and friendly ride experience within minutes of calling for a ride. The prices are transparent and I've never had a less-than-stellar experience. It's more money than, say, a bus, but still within reason for a budget-conscious traveler.</p> <h2>5. Furniture</h2> <p>This year marked the death of all of my cheap furniture. I'm not sure why it all decided to die on me at once, but it was another reminder that you really do get what you pay for. I've shared why I try to <a href="http://www.wisebread.com/beware-of-pretty-things-4-reasons-im-keeping-my-ugly-old-stuff">keep my old, ugly furniture</a> as long as I can, but even with all my good, old solid stuff, there's a need to buy new. A new recliner for our fifth baby lasted just under 3 years; it was a $250 buy from the discount furniture store. My cheapo corner desk, made from crumbly MDF and covered in something that looked like shelf liner, lasted a little over 2 years &mdash; if you don't count the permanent coffee rings and the drawer that had to be reattached on three separate occasions.</p> <p>The furniture that lasted the longest included a set of ChromCraft vintage kitchen chairs that we paid a pretty penny for, as well as a 90's country blue couch with a 100% steel frame. Yes, the couch was ugly &mdash; and expensive &mdash; but couch covers are cheap, and that piece lasted longer than most automobiles I've owned. Before you cringe at the thought of spending half a month's salary on that new sectional or dining set, consider how much wear and tear you'll give your new purchase. With six kids in the house, I now know that higher quality is worth the often exorbitant cost.</p> <p><em>What other expenses are well worth the cost? Let us know in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/5-things-you-should-never-try-to-save-on">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-that-seem-like-splurges-but-are-actually-savvy-buys">6 Things That Seem Like Splurges But Are Actually Savvy Buys</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-never-skimp-on">15 Things You Should Never Skimp On</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/quality-over-price-15-items-to-spend-more-on">Quality Over Price: 15 Items to Spend More On</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-great-things-to-do-with-50">50 Great Things to Do With $50</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-money-saving-items-everyone-should-own">23 Money-Saving Items Everyone Should Own</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping cheap quality Splurge value Wed, 04 Mar 2015 18:00:07 +0000 Linsey Knerl 1316824 at http://www.wisebread.com 6 Things That Seem Like Splurges But Are Actually Savvy Buys http://www.wisebread.com/6-things-that-seem-like-splurges-but-are-actually-savvy-buys <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-things-that-seem-like-splurges-but-are-actually-savvy-buys" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/relax-spa-5043052-small.jpg" alt="massage" title="massage" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>To splurge, or not to splurge, that is the question.</p> <p>There's a certain set that thinks the word &quot;splurge&quot; should be deleted from our vocabulary. Some people take frugality and smart spending to an entirely new level, and if a purchase is too extravagant for their liking, or if they feel that it's unnecessary, they'll walk away with no remorse. To each his own. (See also: <a href="http://www.wisebread.com/want-to-cut-costs-get-yourself-a-frugal-filter-or-two?ref=seealso">Want to Cut Costs? Get Yourself a Frugal Filter</a>)</p> <p>Splurging is typically associated with high-cost indulges or pleasures, which at the end of the day might not be necessary to our survival. But given how hard you work and the sacrifices you've undoubtedly made in your life, what's the harm in occasionally spoiling yourself?</p> <p>And while you're spoiling yourself, you might discover that some splurges are actually savvy buys.</p> <h2>1. Massage</h2> <p>Spending $60 or $75 for a one-hour massage might not perfectly fit into your monthly budget, but don't immediately shrug off this relaxing experience.</p> <p>Now, I'm not suggesting you spend rent money on a massage. But if you have some disposable cash, scheduling a massage (even a half-hour one) could be the treat of a lifetime, especially if you're stressed and looking for a way to unwind.</p> <p>There are several <a href="http://www.mayoclinic.org/healthy-living/stress-management/in-depth/massage/art-20045743">health benefits of massages</a>, too. A 30- or 60-minute treatment can loosen tense muscles and reduce your anxiety level. Additionally, treatments increase blood flow throughout your body, helping improve your immune system and remove toxins from your body.</p> <h2>2. Entertainment System</h2> <p>&quot;The average cost of movie tickets in the second quarter of 2013 hit the highest price ever, at $8.38 per ticket,&quot; according to the National Association of Theater Owners.</p> <p>However, city dwellers and those who prefer IMAX or 3D know that ticket prices can be much higher &mdash; as much as $15 or $20 depending on the location. This isn't too bad if you're paying for only yourself. But if you, your spouse, and kids are big movie watchers, you might pay upwards of $100 for a single showing, not including drinks and snacks. This is where an entertainment system becomes a savvy buy. (See also: <a href="http://www.wisebread.com/you-never-need-to-pay-to-watch-movies-heres-why?ref=seealso">You Never Need to Pay to Watch Movies</a>)</p> <p>Some people may feel that a home entertainment center is pointless, especially after factoring in the cost of a sizable high-definition television, surround sound, and comfortable seating. But when you add up the cost to take your clan to the movies once or twice a month (tickets, popcorn, drinks, candy), a home theater saves money.</p> <p>Not only can you entertain your family at home for less, you can comfortably watch sporting events or other live events from home. Therefore, you don't have to go to a sports bar, thus saving you money on food and bar drinks.</p> <h2>3. Quality Mattress</h2> <p>There are mattresses for every budget &mdash; whether you're looking to spend $300 or a $1,000. One thing that I've learned from buying mattresses: &quot;you get what you pay for.&quot; And after sleeping on an uncomfortable mattress for three years, I vowed to never purchase another cheap mattress again.</p> <p>Of course, you have to make a decision that's right for your budget at the time. And if you need a new mattress today, spending a lot might not be an option; but if it is, this is one splurge you won't regret.</p> <p>The truth is, you're going to spend some money if you want or need a quality mattress. And while the purchase might leave a temporary ding in your savings account, <a href="http://healthysleep.med.harvard.edu/healthy/matters/benefits-of-sleep">the health benefits</a> are worth the purchase. A quality, comfortable mattress not only helps you sleep better, it also reduce your stress level and the risk of back or neck pain.</p> <h2>4. Non-Stop Flight</h2> <p>Fuel prices aren't getting any cheaper. Therefore, if you're planning a vacation or going to visit family, you may look for the cheapest flight available. Unfortunately, the cheapest flights don't always depart at the best times, and you might deal with multiple layovers.</p> <p>Like so many others, I've purchased flights with two and three layovers in order to save $50 or $100. And at the time, it seemed like a good deal. However, as I look back, I probably spent more money in the long run.</p> <p>When you sit in airports for six or seven hours, you'll do anything to kill boredom &mdash; browse airport gift shops and potentially buy things you don't need; spend your hard-earned cash on overpriced airport food or coffee; or give in and pay for airport WiFi.</p> <p>So, while a connecting flight might drop your ticket price, the money you spend while waiting around for your next flight could cancel out any savings.</p> <h2>5. Personal Trainer</h2> <p>Yes, you can workout on your own. But if you've been on a quest to lose weight or increase muscle tone for months or years to no avail, splurging and hiring a personal trainer can get the results you want.</p> <p>To some, paying $30 an hour for someone to guide them through workouts may seem like a waste of money. However, a personal trainer isn't just a workout buddy. This professional actually tailors an exercise program specifically for you based on your abilities and fitness goals.</p> <p>The <a href="http://www.healthworksfitness.com/3129-2/">benefits of a personal trainer</a> can't be overstated. You'll receive support, learn the right ways to complete certain exercises; and with a personal trainer, you're accountable to someone, which can help you stay focus and reach your goals.</p> <h2>6. Updated Wardrobe</h2> <p>Splurging on a new wardrobe might also seem like an irresponsible move. However, if you feel that your clothes hold you back professionally, updating your closet can be the change you need.</p> <p>It's unfair, but <a href="http://www.psychologytoday.com/blog/do-something-different/201304/what-your-clothes-might-be-saying-about-you">your clothes say a lot about you</a> &mdash; in fact, dressing to impress might be &quot;the key to success.&quot; (See also: <a href="http://www.wisebread.com/101-ways-to-save-money-on-clothes?ref=seealso">101 Ways to Save Money on Clothes</a>)</p> <p>Subtle modifications to your style, such as buying better fitting clothes, being neat, or perhaps dressing more conservatively can change how others view you. They may see you as a more confident, competent, responsible, or trustworthy person, which can help you snag job interviews, job offers, and even move up the corporate ladder.</p> <p><em>Do you have other &quot;splurges&quot; that are actually savvy buys to add to this list? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/6-things-that-seem-like-splurges-but-are-actually-savvy-buys">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-should-never-try-to-save-on">5 Things You Should Never Try to Save On</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-never-skimp-on">15 Things You Should Never Skimp On</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-dumbest-big-purchases-people-make">The 7 Dumbest Big Purchases People Make</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/quality-over-price-15-items-to-spend-more-on">Quality Over Price: 15 Items to Spend More On</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-money-saving-items-everyone-should-own">23 Money-Saving Items Everyone Should Own</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Shopping quality shopping Splurge value Fri, 27 Jun 2014 11:00:04 +0000 Mikey Rox 1149977 at http://www.wisebread.com 50 Great Things to Do With $50 http://www.wisebread.com/50-great-things-to-do-with-50 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/50-great-things-to-do-with-50" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5227459764_17413e4738_z.jpg" alt="guys on a couch" title="guys on a couch" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>There&rsquo;s not much you can buy for a dollar these days, but 50 big ones can still score you something pretty decent.</p> <p>From funding in a Kickstarter campaign to updating your kitchenware to pampering your pet, here are 50 ideas on how you can spend half a Benjamin and not feel too bad about it. (See also: <a href="http://www.wisebread.com/10-smart-things-to-do-with-25">10 Smart Things to Do With $25</a>)</p> <h3>1. Pick Up a Nice Bottle of Wine</h3> <p>Stop drinking the cheap stuff. Splurge for a better bottle, and make tonight a special occasion just because.</p> <h3>2. Tip Your Service Provider(s)</h3> <p>Did you give your mail carrier, door attendant, super, or other service provider a tip during the holiday season? If not, use the extra money as an opportunity to make amends.</p> <h3>3. Replace Old Pots and Pans</h3> <p>Kitchenware isn&rsquo;t cheap, but there are times when you can score great deals on skillets and other cooking essentials. If something you need falls below $50, go for it.</p> <h3>4. Catch Up on Bills</h3> <p>If you&rsquo;re behind on bills, put the money toward what you owe. Even if it&rsquo;s not the full amount, it still counts. You don&rsquo;t want to rack up any more late fees, do you?</p> <h3>5. Take a Friend to the Movies</h3> <p>A matinee might not cost the full $50, but an evening show with drinks and popcorn will come pretty darn close. Just make sure you invite a friend who&rsquo;s worth it.</p> <h3>6. Have Your Oil Changed</h3> <p>Haven't you put this off long enough?&nbsp;</p> <h3>7. Stock Up on Toiletries and Grooming Products</h3> <p>Toothpaste, deodorant, and hair products are all pricey. Stock up now, and put these items away until you run out of what you already have.</p> <h3>8. Invest in the Stock Market</h3> <p>Open an E-Trade account, and buy stock in an up-and-coming company whose shares are at basement-level prices.</p> <h3>9. Donate to Charity</h3> <p>I prefer support local charities instead of national organizations because I feel like my money will directly impact someone needy in my community.</p> <h3>10. Go Grocery Shopping</h3> <p>Is your fridge almost empty? Make a stop at the supermarket to grab good food to make yourself a few nice meals.</p> <h3>11. Treat Yourself to New Clothes</h3> <p>I recently bought myself a new pair of shorts for summer. They were a much smarter and cheaper purchase than the sneakers that I was eyeing up. Although I still have my fingers crossed on the sneakers; my birthday is coming up, and I sent a tip to the Birthday Fairy informing him about the shoes.</p> <h3>12. Make Goodies Boxes for Your Neighbors</h3> <p>Buy all the ingredients you need to make several batches of cookies or muffins, plus boxes, bags, baskets, and ribbons to make a nice presentation to give to your neighbors.&nbsp;</p> <h3>13. Buy a Bus Ticket and Visit Friends or Family</h3> <p>Greyhound has affordable prices. I scored a ticket from NYC to Baltimore for this weekend for $48 round trip.</p> <h3>14. Score Tickets to an Event</h3> <p>You can find cheap tickets to sporting events and concerts on StubHub. Browse the selection, and find something cool that&rsquo;s within your budget.</p> <h3>15. Send Your Mom a Present</h3> <p>Seriously, don&rsquo;t forget. <a href="http://www.wisebread.com/free-ways-to-celebrate-mothers-day">Mother&rsquo;s Day</a> is in less than two weeks.</p> <h3>16. Help Fund a Kickstarter Project</h3> <p>You never know &mdash; your gift might help someone create a product that will change the world. That&rsquo;d be pretty cool to be a part of.</p> <h3>17. Plan a One-Night Staycation</h3> <p>Book an available room or apartment nearby using Airbnb. It&rsquo;ll be like spending the night at a hotel &mdash; but for waaaay less.</p> <h3>18. Give It to Your Partner or Kids</h3> <p>Under one condition &mdash; they must leave the house for the better part of the day so you can relax.</p> <h3>19. Hire Someone to Clean Your House</h3> <p>Yes, you should probably do this yourself. But why bother when someone else is willing to do it for you?</p> <h3>20. Visit a Local Spa</h3> <p>Day passes are usually between $30 and $50, which gives you access to everything the facility has to offer. This is a great way to unwind and de-stress.</p> <h3>21. Schedule a Hair Appointment</h3> <p>Get a quick &rsquo;do update.&nbsp;</p> <h3>22. Splurge on a New Video Game</h3> <p>I would suggest buying two games for less than $25 rather than one game at $50. My way means double the fun.</p> <h3>23. Purchase Fresh Pillows</h3> <p>When was the last time you replaced the pillows on your bed? Pick up a couple quality head-resters and look forward to a good night&rsquo;s sleep.</p> <h3>24. Snag a Few Daily Deals</h3> <p>Check Groupon, LivingSocial, and other deal sites to find money-saving offers and activities in your neck of the woods.</p> <h3>25. Buy New Socks and Underwear</h3> <p>It&rsquo;s time to retire some of your rattier undergarments and replace them with undies and socks that your sweetie actually wants to see you in.</p> <h3>26. Start a _____________ Fund</h3> <p>Have your eye on something that costs more than $50? Start a fund specifically for that item with the $50 you have now.</p> <h3>27. Pamper Your Pet</h3> <p>Treat your pet to a day of play and a few new toys and goodies.&nbsp;</p> <h3>28. Have Your Car Detailed</h3> <p>Keeping it clean will help with resale value down the road.</p> <h3>29. Start a Garden</h3> <p>I recently went to Home Depot and bought a plastic tub, dirt, and herb seeds to grow a small garden on my roof.</p> <h3>30. Update Your iPad</h3> <p>Buy a few new movies, books, music downloads, or apps.</p> <h3>31. Spring for Two New Ties</h3> <p>You should always look good at the office. And if you&rsquo;re paying more than $25 per tie, you&rsquo;re shopping at the wrong stores.</p> <h3>32. Gas Up the Car</h3> <p>Hurry, before prices start climbing again.</p> <h3>33. Order a Disaster Kit</h3> <p>Better safe than sorry. This pre-packed disaster kit might very well save your life or help you save someone else&rsquo;s.</p> <h3>34. Adopt a Dog or Cat</h3> <p>Visit your local shelter to fall in love with a wonderful dog or cat in need of a forever home.</p> <h3>35. Send Your Grandmother a Gift</h3> <p>She&rsquo;s not your mom, but she&rsquo;s still a mother &mdash; and she loves you like you were her own. Show her your appreciation by sending her something that will make her day.</p> <h3>36. Take Cold-Weather Coats and Sweaters to the Dry Cleaner</h3> <p>Have the items cleaned now so they&rsquo;re ready to wear come fall.</p> <h3>37. Join a Social Sports League</h3> <p>I&rsquo;ve played social sports (dodgeball, kickball, bowling) in two cities, and each league was $50 or less to join. Plus, you get to make friends while you&rsquo;re having fun. Totally worth the investment.&nbsp;</p> <h3>38. Plan a Date Night at Home</h3> <p>If you have On Demand, you can purchase pre-theater movies on your TV. They cost a bit more than the just-released titles &mdash; some can be up to $14.99 &mdash; but it&rsquo;s worth the money if it&rsquo;s a film you would have seen in theater anyway. Pick up some junk food too. Before the show starts, make munchies and milkshakes.</p> <h3>39. Add an Extra-Special Touch to a Getaway</h3> <p>If you&rsquo;ve already <a href="http://www.wisebread.com/how-to-book-an-amazing-cheap-vacation-package">planned a vacation</a>, look into adding something more romantic to the package. B&amp;B owners in particular are generally open to helping you enhance your stay with candlelight dinners, picnics, and other activities. I&rsquo;m sure you can find just the right thing for $50 or less.</p> <h3>40. Renew a Membership or Subscription</h3> <p>Whether it&rsquo;s a membership to a wholesale club or a subscription to your favorite magazine, update it now while you have the extra cash.</p> <h3>41. Make It Rain</h3> <p>Do you know what it feels like to drop money on unsuspecting people? Find out by going to your local mall with a pocket full of one-dollar bills and making it rain. You&rsquo;ll puts smiles on lots of faces, and you might even get away with it if you hightail it out of there before security catches up with you.</p> <h3>42. Buy Supplies for a Local School</h3> <p>I know needy school kids along with teachers who have to buy all their own classroom supplies. Help students and educators out by picking up school supplies that the whole class can enjoy and dropping them off.&nbsp;</p> <h3>43. Book a Massage Appointment</h3> <p>You may have to do your research to find a masseur who will give you a massage for less than $50, but even if the hour price is out of your budget you can ask if he or she offers more affordable 30-minute sessions.</p> <h3>44. Put It Into a Savings Account</h3> <p>Of course this is no fun, but it is the responsible thing to do. You never know when you might need that $50.</p> <h3>45. Make Repairs Around the House</h3> <p>I&rsquo;m sure there are a few small projects you&rsquo;ve neglected. Maybe it&rsquo;s replacing a few light bulbs or batteries, or perhaps you need organization supplies to clean up the garage. Whatever it is, make it your mission to take care of it with your $50.</p> <h3>46. Do Something You&rsquo;ve Never Done Before</h3> <p>Try a new restaurant. See a new show. Find something in your area that you haven&rsquo;t done yet and do it.</p> <h3>47. Create a Work of Art for Your Home</h3> <p>Pick up a blank canvas and a few supplies and channel your inner Andy Warhol.</p> <h3>48. Hide It In Your Wallet for a Rainy Day</h3> <p>Out of sight, out of mind. Hide a $50 bill in your wallet to use in emergencies. Much better than having to swipe the plastic.</p> <h3>49. Get a Tattoo</h3> <p>This isn&rsquo;t for everybody, but you can get a small tattoo for around $50 if you want one.</p> <h3>50. Play Blackjack</h3> <p>It&rsquo;s a risk, but if you know what you&rsquo;re doing you can double your money in an instant.</p> <p><em>Tell me, what would you do with an extra $50 in your pocket? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/50-great-things-to-do-with-50">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/debit-or-credit-which-one-should-you-choose-at-the-checkout">Debit Or Credit? Which One Should You Choose At The Checkout?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-simple-ways-to-stop-impulse-buying">9 Simple Ways to Stop Impulse Buying</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-bite-sized-money-resolutions-to-make-2015-your-biggest-year-yet">25 Bite-Sized Money Resolutions to Make 2015 Your Biggest Year Yet</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Shopping savings account Splurge things to do Mon, 07 May 2012 10:36:08 +0000 Mikey Rox 926072 at http://www.wisebread.com Best Money Tips: Smart Splurges for Your Car http://www.wisebread.com/best-money-tips-smart-splurges-for-your-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-smart-splurges-for-your-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3798621_08993b9077_z-1.jpg" alt="Smart Splurges for Your Car" title="Smart Splurges for Your Car" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on smart splurges for your car, keeping your pet away from the vet, and passive and extra income ideas.</p> <h2>Top 5 Articles</h2> <p><a href="http://kiplinger.com/slideshow/car-luxuries/1.html">8 Smart Splurges for Your Car</a> &mdash; Spending some extra money on a navigation system for your car might be a smart splurge for you! [Kiplinger]</p> <p><a href="http://www.moneytalksnews.com/2012/04/05/4-ways-to-keep-your-pet-away-from-the-vet/">4 Ways to Keep Your Pet Away From the Vet</a> &mdash; Keep your pet away from the vet by reserving human food for human beings. [Money Talks News]</p> <p><a href="http://www.moolanomy.com/462/30-alternative-income-ideas-and-resources/">40+ Passive and Extra Income Ideas to Help You Earn More</a> &mdash; Make some extra money by selling your collectibles. [Moolanomy]</p> <p><a href="http://money.msn.com/frugal-living/post.aspx?_p=52813dfb-6180-4de1-9e57-bb249ade178f&amp;ref=bfv&amp;post=b0e83c75-a63a-4f58-b1a9-e8cfc243e77f">Cheap sleep on the road</a> &mdash; Next time you hit the road, consider saving money by staying in a hostel. [MSN Money]</p> <p><a href="http://www.savvysugar.com/Questions-Ask-Used-Wedding-Dress-Seller-15718982">8 Questions To Ask Before Buying A Preworn Wedding Dress</a> &mdash; Before you buy a preworn wedding dress, remember to ask for the measurements. [SavvySugar]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneycrashers.com/breaking-apartment-lease-agreement/">How to Break an Apartment Lease Agreement Without Penalty</a> &mdash; Get out of your apartment lease without penalty by looking for an early termination clause. [Money Crashers]</p> <p><a href="http://www.creditsesame.com/blog/lending-money-to-friends-and-family-without-losing-both/">Lending Money to Friends and Family Without Losing Both</a> &mdash; If you are going to lend money to friends or family, make sure to set ground rules. [Credit Sesame]</p> <p><a href="http://www.freemoneyfinance.com/2012/04/seven-great-reasons-to-retire-overseas.html">7 Great Reasons To Retire Overseas</a> &mdash; One great reason to retire overseas is the climate might be more ideal for you. [Free Money Finance]</p> <p><a href="http://www.bargaineering.com/articles/stock-act.html">What is the STOCK Act?</a> &mdash; The STOCK Act will require members of Congress to keep confidential information confidential. [Bargaineering]</p> <p><a href="http://parentingsquad.com/first-aid-tips-and-advice-for-parents-roundup">First Aid Tips and Advice for Parents Roundup</a> &mdash; Take a first aid class so that you know what to do if your child chokes on something or needs CPR. [Parenting Squad]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/04/carnival-of-personal-finance-356-hosted-by-the-money-drain">Carnival of Personal Finance #356: Hosted by The Money Drain</a> &mdash; Don't miss the Carnival of Personal Finance, featuring some of the week&rsquo;s most interesting and informative blogger-written articles within the broad spectrum of personal finance.</p> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/04/best-of-money-carnival-150-hosted-by-one-cent-at-a-time">Best of Money Carnival #150: Hosted By One Cent At A Time</a> &mdash; Check out the Best of Money Carnival, showcasing the ten best money-related posts of the past two weeks.</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-smart-splurges-for-your-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dead-car-battery-give-it-a-glass-of-red-wine">Dead car battery? Give it a glass of red wine.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-to-drop-collision-coverage-on-your-car">When to drop collision coverage on your car</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/will-these-car-buying-incentives-get-you-to-buy-a-new-car">Will these car buying incentives get you to buy a new car?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-money-on-gas-free-ebook">Save money on gas + free ebook</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers">Ask the Readers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips car Splurge Mon, 09 Apr 2012 10:00:07 +0000 Ashley Jacobs 916314 at http://www.wisebread.com Ask the Readers: When Is It Okay to Splurge? http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-when-is-it-okay-to-splurge" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/bigstock_shop_627447-1.jpg" alt="When is it Okay to Splurge?" title="When is it Okay to Splurge?" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to </em><a href="http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge#comment-511281"><em>jenn</em></a><em>, </em><a href="http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge#comment-511275"><em>R A CHAPMAN</em></a><em>, and </em><a href="http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge#comment-511382"><em>Jennifer W</em></a><em> for winning this week's contest!</em></p> <p>For the most part, if you are frugal you try to avoid splurging. Chances are you have a budget and you manage to stick to it. But from time to time, you may decide that it&rsquo;s ok to splurge a little.</p> <!--StartFragment--><!--StartFragment--><!--EndFragment--><!--EndFragment--><!--StartFragment--><!--StartFragment--><!--EndFragment--><!--EndFragment--><p><b>When is it ok to splurge?</b><span style="font-weight: normal;"> Are there certain occasions when it&rsquo;s ok to spend a little extra? Or is splurging always a big no-no?</span></p> <!--StartFragment--><!--StartFragment--><!--EndFragment--><!--EndFragment--><!--StartFragment--><!--StartFragment--><!--EndFragment--><!--EndFragment--><p>Tell us when you think it's ok to splurge and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; one for random comments, one for random Facebook &quot;Likes&quot;, and another one for random tweets.</p> <h3>Mandatory Entry:&nbsp;</h3> <ul> <li>Post your answer in the comments below&nbsp;</li> </ul> <h3>For extra entries (1 per action):</h3> <ul> <li>Go to our <a href="http://www.facebook.com/pages/Wise-Bread/26830741467?ref=ts">Facebook page</a>, &quot;Like&quot; us, and leave a comment telling us you did, or</li> <li><a href="http://www.twitter.com/">Tweet</a> your answer. You have to be a follower of our <a href="http://twitter.com/wisebread">@wisebread account</a>. Include both &quot;@wisebread&quot; and &quot;#WBAsk&quot; in your tweet so we'll see it and count it. Leave a link to your tweet (click the timestamp for the individual URL) in a separate comment.</li> </ul> <p><strong>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</strong></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, October 17th at 11:59 pm Pacific. Winners will be announced after October 17th on the original post. Winners will also be contacted via email.</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p>Note: Due to recent changes in Facebook's promotions guidelines, we have restructured the entry format of our giveaways.</p> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us when you think it&#039;s ok to splurge and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-who-are-your-favorite-personal-finance-gurus">Ask The Readers: Who Are Your Favorite Personal Finance Gurus?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-would-you-relocate-for-the-perfect-job-chance-to-win">Ask the Readers: Would You Relocate for the Perfect Job? (Chance to win!)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-i-used-to-but-now-i">Ask the Readers: I used to __, but now I __ to save money.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-are-your-favorite-deals-chance-to-win-20">Ask the Readers: What are Your Favorite Deals? (Chance to win $20)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers Splurge Tue, 11 Oct 2011 10:36:19 +0000 Ashley Jacobs 738703 at http://www.wisebread.com