Splurge http://www.wisebread.com/taxonomy/term/13066/all en-US Ask the Readers: What Splurge Has Most Improved Your Life? http://www.wisebread.com/ask-the-readers-what-splurge-has-most-improved-your-life <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-what-splurge-has-most-improved-your-life" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_new_car_495977308.jpg" alt="Woman sharing splurge that improved her life" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="http://www.wisebread.com/ask-the-readers-what-splurge-has-most-improved-your-life#comment-805120">April</a>, Tabathia, and Liz for winning this week's contest!</em></p> <p>A big part of frugal living is saving money wherever you can, but there are some things that are worth splurging on &mdash; especially if they improve your life in some way.</p> <p><strong>What splurge has most improved your life?</strong> How has your life been improved? What were the arguments for and against the purchase when you went shopping?</p> <p>Tell us what splurge has most improved you life and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a class="rcptr" href="http://www.rafflecopter.com/rafl/display/79857dfa280/" rel="nofollow" data-raflid="79857dfa280" data-theme="classic" data-template="" id="rcwidget_noos8b6f">a Rafflecopter giveaway</a> </p> <script src="https://widget-prime.rafflecopter.com/launch.js"></script></p> <p>If you're inspired to write a whole blog post OR you have a photo on Flickr to share, please link to it in the comments or tweet it.</p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, January 23rd at 11:59 p.m. Pacific. Winners will be announced after January 23rd on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and U.S. resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us what splurge has most improved you life and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-what-splurge-has-most-improved-your-life">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-share-your-best-parenting-tips-stories-100-prize">Ask the Readers: What&#039;s Your Favorite Childhood Memory? (Win $100)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-is-valentines-day-too-commercial-chance-to-win-20">Ask the Readers: Is Valentine&#039;s Day Too Commercial? (Chance to win $20!)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-should-kids-get-paid-for-doing-chores">Ask The Readers: Should Kids Get Paid For Doing Chores?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-do-you-care-for-your-pet-affordably">Ask the Readers: How Do You Care For Your Pet Affordably?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers Splurge Tue, 17 Jan 2017 10:30:24 +0000 Ashley Jacobs 1873234 at http://www.wisebread.com 4 Reasons You Should Splurge on Experiences, Not Things http://www.wisebread.com/4-reasons-you-should-splurge-on-experiences-not-things <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-reasons-you-should-splurge-on-experiences-not-things" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000078212251_Large.jpg" alt="spending money on an experience" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The 1980s might feel like ancient history, but whether or not you lived through the days of big hair, denim, and constantly winding your cassette tapes back with a ballpoint pen, the 1980s staple of excess was pretty much universal. And has been ever since. Accumulating stuff has never been hotter. Think <a href="http://www.amazon.com/gp/product/B003F29D44/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B003F29D44&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=EI2KTCZ32FOCDE3F">Wall Street</a>, and Gordon Gekko's motto, &quot;Greed is good.&quot;</p> <p>Excessive consumption seemed cool in the '80s, but so did mullet haircuts and shoulder pads. Like the mullet, this relentless consumerism should be consigned to history. Because we have evolved, and we now have a better understanding of what makes us happy, and why. (See also: <a href="http://www.wisebread.com/5-ways-to-stop-your-mindless-spending?ref=seealso">5 Ways to Stop Your Mindless Spending</a>)</p> <p>Don't chase stuff, chase experience. It'll make you happier. Here are four reasons why.</p> <h2>Money Doesn't Make You Happy</h2> <p>Song writers have long known that money can't buy you love, and also, that the best things in life are free. And while it's true that there are some ways in which money can&nbsp;<a href="http://www.wisebread.com/9-ways-money-does-buy-happiness">positively influence our outlook</a> and prospects, this only works up to a certain point.</p> <p>The <a href="http://www-bcf.usc.edu/~easterl/papers/Happiness.pdf">Easterlin Paradox</a> is the classic research into the topic, named after a 1974 book chapter, penned by economist Richard Easterlin. Although the 40 years since then has provided plenty of time for other research to debate the merits of this theory, Easterlin surmised that money makes you happy only to a certain extent. Once basic needs are met, the impact of money on happiness diminishes, and ultimately, an excess of cash can cause stress, too.</p> <p>Views on this idea will vary based on personal experience, and some subsequent research has heartily <a href="http://www.pewglobal.org/2014/10/30/people-in-emerging-markets-catch-up-to-advanced-economies-in-life-satisfaction/">agreed with the original premise</a>, while other researchers have set out to disprove the hypothesis. A 2010 research paper found that <a href="http://www.pnas.org/content/107/38/16489.abstract">$75k is the magic number</a>, after which, income does not directly correlate with happiness. Although we are schooled to equate material things with reaching success, these same items do not lead to emotional wellbeing. All the more reason to use any spare cash to buy experiences, not things.</p> <h2>Stuff Loses Its Appeal &mdash; Memories Do Not</h2> <p>In a 2014 journal article, wonderfully named, &quot;<a href="http://static1.squarespace.com/static/5394dfa6e4b0d7fc44700a04/t/547d571fe4b094d782c0e634/1417500738967/Gilovich+Kumar+%28in+press%29+Always+Have+Paris+Advances.pdf">We'll always have Paris</a>,&quot; psychologists Thomas Gilovich and Amit Kumar explore the longer term impact on happiness from experiences compared to material purchases. Their research found firmly in favor of spending money on experience rather than things.</p> <p>The scientific key to their research is &quot;hedonic adaptation,&quot; meaning that we get used to things we have, and therefore the pleasure we associate with them fades away. If you buy a new tech gadget, for example, you might experience some initial high, but this can be eaten away as the product degrades, as your friends parade their newer versions, and as warranties or repairs add onto the initial cost. After a relatively short time, you're used to having your new toy. The novelty has worn off, and you no longer derive pleasure from it. Hedonic adaptation has set in.</p> <p>On the other hand, that skydive, dream vacation, or meal out with friends lives forever in your memory &mdash; often getting better over time, rather than worse, aided by our natural inclination to remember things fondly with rose-tinted flashbacks.</p> <h2>Experience Is Social</h2> <p>A strong argument in favor of spending money on experiences rather than things is not about the experiences at all. It's about the people we share them with.</p> <p>Experiences are often naturally social events, and they strengthen the bonds with others who make us happy. Also, experiences are better shared than the act of buying stuff. The tales that you share over the dinner table with friends in years to come are much more likely to be about the time Uncle John got sunburnt on vacation, rather than the awesome SUV you drove there in.</p> <h2>Material Success Can Be Transient</h2> <p>Even the very oldest of Millennials joined the workforce only a few years before the Great Recession rocked the world, and for those graduating after, life has been even tougher. It's hardly surprising that Millennials are driving the sharing/gig economy more than any other generation. Research shows that they will value <a href="http://www.goldmansachs.com/our-thinking/pages/millennials/">access to, not ownership</a> of material things, shifting the emphasis away from actual consumption.</p> <p>Growing environmental awareness has its part to play in this shift, but having experienced the struggle of recession firsthand, Millennials are also conscious of the fact that material goods are transient and could be taken from you in an instant. Memories, on the other hand, can not be taken away &mdash; making spending on experiences, rather than things, the natural choice for this generation.</p> <p><em>What do you think? Tell us in the comments.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/claire-millard">Claire Millard</a> of <a href="http://www.wisebread.com/4-reasons-you-should-splurge-on-experiences-not-things">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/oprah-asks-a-great-question-what-can-you-live-without">Oprah Asks A Great Question; What Can You Live Without?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-great-things-to-do-with-50">50 Great Things to Do With $50</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chinese-money-habits-how-my-culture-influences-my-attitudes-toward-money">Chinese Money Habits - How My Culture Influences My Attitudes Toward Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-skills-you-must-have-to-survive-autumn">9 Frugal Skills You Must Have to Survive Autumn</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Shopping events experiences memories special occasions Splurge Thu, 21 Apr 2016 10:01:03 +0000 Claire Millard 1694626 at http://www.wisebread.com Ask the Readers: What Was Your Most Recent Splurge? http://www.wisebread.com/ask-the-readers-what-was-your-most-recent-splurge <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-what-was-your-most-recent-splurge" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_bags_000042539214.jpg" alt="Woman sharing her most recent shopping splurge" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="http://www.wisebread.com/ask-the-readers-what-was-your-most-recent-splurge#comment-789288">Trenton</a>, Elena, and Tyneisha for winning this week's contest!</em></p> <p>Frugal people don't like to overspend on things they can get more cheaply, but sometimes...sometimes, it's worth it! A higher-priced purchase can translate to better value or more enjoyment, or maybe you just need that once-in-a-blue-moon treat to keep you motivated.</p> <p><strong>What was your most recent splurge?</strong> What was your reasoning for splurging on this purchase as opposed to something else? How do you usually decide if something is worth spending extra on?</p> <p>Tell us about your most recent splurge and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a class="rcptr" rel="nofollow" data-raflid="79857dfa233" data-theme="classic" data-template="" id="rcwidget_fqq337e4" href="http://www.rafflecopter.com/rafl/display/79857dfa233/">a Rafflecopter giveaway</a> </p> <script src="https://widget-prime.rafflecopter.com/launch.js"></script></p> <p>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, March 7th at 11:59 p.m. Pacific. Winners will be announced after March 7th on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong>&nbsp;</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us about your most recent splurge and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-what-was-your-most-recent-splurge">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-gift-cards-make-a-good-gift">Ask the Readers: Do Gift Cards Make a Good Gift?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-reasons-you-should-splurge-on-experiences-not-things">4 Reasons You Should Splurge on Experiences, Not Things</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-you-have-the-tools-chance-to-win-ms-office">Ask the Readers: Do You Have the Tools? (Chance to win MS Office!)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-are-your-favorite-deals-chance-to-win-20">Ask the Readers: What are Your Favorite Deals? (Chance to win $20)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-great-things-to-do-with-50">50 Great Things to Do With $50</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Shopping Ask the Readers Splurge Tue, 01 Mar 2016 11:00:06 +0000 Ashley Jacobs 1662575 at http://www.wisebread.com 8 Ways Valentine's Day Picks Your Pocket http://www.wisebread.com/8-ways-valentines-day-picks-your-pocket <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-valentines-day-picks-your-pocket" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000018836956_Large.jpg" alt="Ways Valentine&#039;s Day picked this couple&#039;s pockets" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>February 14 is approaching, and you know what that means; panic. People everywhere are trying to figure out the perfect gift, the ideal date, or the romantic verse they will write in a card. A day for couples is nice, but let's be honest&hellip; it's just another way to get us all to spend money. And as someone once told me, you shouldn't need a special day to make the one you love feel special. So, if you've been thinking about giving the day a miss this year, here are eight costly reasons that will tip the scales.</p> <h2>1. Roses Are <em>Way</em> Overpriced</h2> <p>At any other time in the year, a bouquet of a dozen roses will set you back anywhere from $10&ndash;$50, depending on where you buy them. On Valentine's Day, you get &quot;surge pricing.&quot; In other words, because roses are in demand, you have to pay way more for them. As Reuters points out, the wholesale <a href="http://www.reuters.com/article/us-usa-retail-roses-idUSBREA1514620140206">cost of roses peaks dramatically</a> around this holiday, and those increases are passed on to customers.</p> <p>In New York, you can expect to pay between $5&ndash;$8 per rose, and if you're getting them delivered, tack on another $20&ndash;$30 for that. It's not unusual to pay $99 or more for a dozen roses on Valentine's Day. And for what? They'll be dead in a few weeks, if not sooner.</p> <h2>2. Restaurants Take Advantage</h2> <p>Don't be surprised to see the restaurants in your area charging hefty prices for &quot;romantic dinners.&quot; Zagat states that a dinner for two jumps from $70 on a normal day, to over $146 on Valentine's Day. The restaurants know all too well that dinner is usually a big part of your planning, and you'll also have to book weeks in advance if you want any chance of getting a table. Unless, of course, you decide to go to McDonald's or Taco Bell. Plus, expect the service to be slow. The servers are going to be inundated, and the chefs will never get a break. (See also: <a href="http://www.wisebread.com/10-of-the-worlds-most-expensive-restaurants">10 of the World's Most Expensive Restaurants</a>)</p> <h2>3. Greeting Card Prices Are Bonkers</h2> <p>Americans buy over 180 million Valentine's Day cards every year. Seriously, who feels the need to buy someone a card for $6&ndash;$7 that contains a cheesy verse? A card that will, in most cases, go in the trash in a week or two. The price of a piece of cardboard is less than a dollar at most craft stores. You can fold that in half, write something that comes from your heart, and glue something fun or sweet on the front. Maybe one of those sweetheart candies?</p> <h2>4. Boxes of Chocolates Are Marked Up</h2> <p>It's the usual combo of flowers and chocolates that most men select as gifts on Valentine's Day. And to mark the occasion, the candy companies make heart-shaped boxes, or big, romantic packages. But it's the same old candies inside them. You're just paying extra for the presentation. By the way, those same chocolates will be <em>at least</em> 50% off the day after Valentine's Day. If you have a cool partner, suggest having Valentine's Day one day later, and you could save a bundle.</p> <h2>5. You Could Set a Costly Expectation</h2> <p>Imagine that you are in a new relationship, and Valentine's Day is just around the corner. You want to impress your potential boyfriend or girlfriend. You may pull out all the stops, with fine wine, a horse-drawn carriage ride, and perhaps a night in an incredible hotel. Just remember, this is a first impression that could set the standards for the whole relationship. A good friend of mine told me one of the biggest mistakes he ever made was creating a lavish Valentine's Day getaway for his third date. She was absolutely blown away, but he spent the next few years trying to live up to that. She always compared everything to that night. Save the grand occasion for an important anniversary, not a date with someone you have yet to really know.</p> <h2>6. Hotel Rooms Are Expensive</h2> <p>If you plan on making a night of it, a romantic package at a hotel seems like a good idea. But, a lot of other people have the same idea, too. Hotels know that Valentine's Day is a big draw, so room rates will <a href="http://www.traveldailynews.com/news/article/64701/venice-hotel-prices-increase-by">increase significantly on that night</a>.&nbsp;The cheapest rooms will go very quickly. That means if you don't book well in advance, you may be left with the King Suite as your only option. And that can be a very costly night out, especially after dinner and a movie.</p> <h2>7. Lingerie Can Be a Pricey Mistake</h2> <p>Let's be honest, men buy lingerie as a gift to themselves. They know their partner will look sexy in it, and that's their treat. But the difference between what looks good, and what feels good and fits well, is huge. I did a quick poll at work asking who had bought lingerie for their wives and girlfriends in the past, on Valentine's Day. And then I asked how many times they saw their partner wearing it. It seems as though men will shell out a lot of money on something that will either get used once, to be polite, or will go straight back to the store the next day. Hopefully, for a full refund, but some stores have strict return policies on intimates.</p> <h2>8. Specific Delivery Dates Cost More</h2> <p>If you're looking for flowers, chocolates, lingerie, pajamas, jewelry, or anything else to be delivered on Valentine's Day, you will pay a hefty surcharge for that privilege. Some stores will tack on $10 or $20 extra to ensure the gift is delivered into the hands of your loved one on that specific day. However, this year you may be out of luck even getting that delivery date. Valentine's Day 2016 falls on a Sunday.</p> <p><em>Now... if you're planning to skip Valentine's Day this year, what's your reason?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/8-ways-valentines-day-picks-your-pocket">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-dirty-is-your-money-really">How Dirty Is Your Money, Really?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/celebrate-love-not-money-with-these-recycled-valentines-day-gifts">Celebrate Love, Not Money, With These Recycled Valentine&#039;s Day Gifts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year">Flashback Friday: 76 New Year&#039;s Resolutions That&#039;ll Make 2017 Your Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-money-from-valentines-day">13 Ways to Make Money From Valentine&#039;s Day</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-fun-facts-about-valentines-day-spending">12 Fun Facts About Valentine&#039;s Day Spending</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Holidays money Spending Money Splurge Valentine's Day Tue, 09 Feb 2016 12:00:04 +0000 Paul Michael 1653232 at http://www.wisebread.com 6 Ways to Resist a Splurge http://www.wisebread.com/6-ways-to-resist-a-splurge <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-resist-a-splurge" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000075600861_Large.jpg" alt="Woman learning how to resist a splurge" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you went into debt buying gifts for the holidays, the time has come to pay that money back. What's more insidious than that, is the fact that most of us get used to spending over the holidays. We buy special gifts, special meals, special tickets, and more. But come January, most of us need to stop these splurges. We can't live that way all the time, or we will run out of money to pay the bills and buy what we need.</p> <p>It's hard, though, to see what we want and not buy it, especially when we've become lax with our self-control in that area. Here are some ideas to help you turn your spending around, and ultimately resist the urge to splurge.</p> <h2>1. Understand Your Feelings</h2> <p>Many of us overspend when something negative is going on in our lives. We want the instant gratification that comes with having something new because something else isn't working. Rather than making the purchase, we can stop and focus on what is making us feel bad, work that out, and then we won't need to buy anything in order to feel better.</p> <p>If you can't make yourself stop and think about your feelings <em>after </em>you've felt the urge to splurge, try sitting down and identifying the types of feelings that make you want to spend. Think over past splurges and see if something else was causing you the stress that buying something alleviated. Put some serious energy into this exercise, and you'll be better prepared to resist temptation the next time it rears its head.</p> <h2>2. Consider the Context</h2> <p>Before you make a spontaneous purchase, force yourself to consider the entire financial context in which you're making the purchase. If you buy this thing that you want, will you be able to pay your bills this month? Will it cause you to go into debt? Will it keep you from reaching your overall financial goals?</p> <p>Often, considering the cumulative effects that a purchase can have will help you stave off the spending spree. When you see the ways that spending now could impact you negatively later, it's a lot easier to walk away without putting your money down.</p> <h2>3. Think About Anything Else</h2> <p>Sometimes, we splurge because we can't stop thinking about something we saw, wanted, and almost bought. After you make yourself walk away initially, think about something else. Go back to work, call a friend, make plans for the weekend &mdash; whatever! Just get your mind off of whatever it was you considered spending your money on.</p> <p>If this is hard for you, make a deal with a friend that you'll help each other. When one of you wants to buy something, you can call or text the other and know that there's someone to help you redirect your thoughts. That way, you won't be alone in your quest to avoid the splurge.</p> <h2>4. Calm Yourself Down</h2> <p>Buying something often makes us feel better because it stimulates us. We get excited. Unfortunately, we don't always make the best decisions when we are following our excitement.</p> <p>If you're in the middle of the store or out with friends, try taking a few deep breaths. If you can escape to a bathroom &mdash; even better. Close your eyes and breathe in for a count of four, hold for a count of four, breathe out for a count of four, and leave your lungs empty for a count of four. Do this several times and you will find your mind clearer. You'll probably make a better decision about what to buy, too. (See also: <a href="http://www.wisebread.com/5-things-yoga-can-teach-you-about-money?ref=seealso">5 Things Yoga Can Teach You About Money</a>)</p> <h2>5. Wait Before You Buy</h2> <p>Make an agreement with yourself, before you buy another thing, that you have to wait a certain amount of time before you spend money impulsively. This might be 24 hours, two days, or even a week. The point is that you give yourself time to consider your purchase, decide how it fits into your budget, and deal with your feelings before any money leaves your wallet.</p> <p>Some people only do this with purchases over a certain amount of money. For instance, you may decide that it is the purchases over $50 that are really hurting you. In that case, you can decide that you have to wait a week before you spend anything over that amount. It helps to have someone to keep you accountable here, so you don't override the decision on a whim.</p> <h2>6. List the Things You Want (Rather Than Buying Them)</h2> <p>When you want to buy something, add it to a list of wants, rather than making the purchase now. Sometimes, this satisfies the urge entirely. And even if it doesn't, it often settles the feeling that you have to buy it now or you will never find/see/encounter it again. If you're buying online, save a picture of the item and a link somewhere. If you're in a store, snap a photo of the item and another of the price and store those.</p> <p>This can sound crazy, but it definitely works. I have a friend who &quot;fake buys&quot; things all the time, and another who keeps a Pinterest board of all the stuff she'd like to get. Capturing an item in this way can satisfy the urge to possess something, without spending all of your money on actually getting it.</p> <p><em>How do you stave off a splurge? Would you recommend your methods to others?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/6-ways-to-resist-a-splurge">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-great-things-to-do-with-50">50 Great Things to Do With $50</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-23-mental-tricks-thatll-help-you-save-money">Flashback Friday: 23 Mental Tricks That&#039;ll Help You Save Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-americans-spent-their-money-in-the-1950s">This Is How Americans Spent Their Money in the 1950s</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-smart-and-fun-things-you-could-do-if-you-paid-less-rent">8 Smart and Fun Things You Could Do if You Paid Less Rent</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-real-reason-we-still-spend-to-impress">The Real Reason We Still Spend to Impress</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Shopping broke budget shopaholic shopping spree Spending Money Splurge Mon, 25 Jan 2016 10:00:03 +0000 Sarah Winfrey 1642989 at http://www.wisebread.com Ask the Readers: What Do You Splurge On? http://www.wisebread.com/ask-the-readers-what-do-you-splurge-on <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-what-do-you-splurge-on" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/friends_shopping_000056732986.jpg" alt="Friends shopping and splurging on clothes and shoes" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="http://www.wisebread.com/ask-the-readers-what-do-you-splurge-on#comment-779620">Tracey</a>, Ernest, and Kristin for winning this week's contest!</em></p> <p>Overspending all the time is terrible for your finances, but it's actually a good thing to splurge a little once in a long while. Just make sure the splurge is worth it!</p> <p><strong>What do you splurge on?</strong> What is your criteria for a worthy splurge? When was the last time you spent more than absolutely necessary on something you really wanted?</p> <p>Tell us what you splurge on and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a id="rcwidget_7qclb313" data-template="" data-theme="classic" data-raflid="79857dfa198" rel="nofollow" href="http://www.rafflecopter.com/rafl/display/79857dfa198/" class="rcptr">a Rafflecopter giveaway</a> </p> <script src="//widget-prime.rafflecopter.com/launch.js"></script></p> <p>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, August 3rd at 11:59 p.m. Pacific. Winners will be announced after August 3rd on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong>&nbsp;</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us what you splurge on and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-what-do-you-splurge-on">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-you-have-the-tools-chance-to-win-ms-office">Ask the Readers: Do You Have the Tools? (Chance to win MS Office!)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-are-your-favorite-deals-chance-to-win-20">Ask the Readers: What are Your Favorite Deals? (Chance to win $20)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-whats-the-most-valuable-degree-chance-to-win-20">Ask the Readers: What&#039;s the Most Valuable Degree? (Chance to win $20)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-should-kids-get-paid-for-doing-chores">Ask The Readers: Should Kids Get Paid For Doing Chores?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers Splurge Tue, 28 Jul 2015 15:00:18 +0000 Ashley Jacobs 1502926 at http://www.wisebread.com 5 Things You Should Never Try to Save On http://www.wisebread.com/5-things-you-should-never-try-to-save-on <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-you-should-never-try-to-save-on" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_000020157357.jpg" alt="Woman just finished shopping" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>I consider myself a frugal person. I've gone without air conditioning, drive a 20-year-old car, and grow much of my own food on a four-acre homestead. After years of trial and error, however, I've come to learn that some things just aren't worth trying to save money on. (See also: <a href="http://www.wisebread.com/the-case-for-expensive-shoes?ref=seealso">The Case for Expensive Shoes</a>)</p> <p>Here are five critical purchases I've made in the past that I regretted ever trying to squeeze a penny from.</p> <h2>1. Legal Services</h2> <p>While you can do some basic template-type tasks on your own, anything requiring a lengthy legal battle or a contested order should have at least the once-over of a good attorney. I admit to handling a divorce completely on my own, with the help of a divorce kit that was &mdash; at the time &mdash; housed completely on floppy disc. While the outcome wasn't horrible, I could have greatly benefited from even <em>one hour</em> of consulting time from a reputable attorney.</p> <p>Now that attorneys are more accessible than they were even 15 years ago, there's really no excuse to not at least consider one. In fact, many lawyers make it super easy to get their expertise with the same ease of a &quot;template&quot; service. Rachel Brenke's <a href="http://www.bloglegally.com/">Blog Legally</a>, for example, gives bloggers and other digital content creators advice, tools, and an avenue to ask questions of a seasoned law professional &mdash; without the headache of an in-person appointment. This may be the future of most civil and business-related legal proceedings &mdash; one which I will happily pay extra to be a part of.</p> <h2>2. Dental Care</h2> <p>Have you been tempted to skip your six-month cleaning or save a few bucks by forgoing that annual x-ray? Before you pocket the extra cash from skimping on a seemingly unimportant dental task, consider that many life-threatening diseases can be possibly be traced back to the effects of a poor oral hygiene routine. (The Mayo Clinic lists <a href="http://www.mayoclinic.org/healthy-living/adult-health/in-depth/dental/art-20047475?pg=2">heart disease and Alzheimer's</a> as just a couple of afflictions that can be made worse by tooth or mouth problems.)</p> <p>In addition to seemingly unrelated complications that can arise from cheaping out on your dental duties, most minor tooth issues can balloon into major dental disasters with a potential to cost you thousands. So, the next time you think that an extra $150 for a cleaning is something you shouldn't part with, consider the cost of waiting, and how it can affect your quality of life down the road.</p> <h2>3. Shoes</h2> <p>There are times when it's perfectly acceptable to pay $5 for a pair of cheap flip-flops (vacation, for example), but most of us rely too much on our feet to treat them badly with an ill-fitting or cheap pair of shoes. Not having the proper fit, dealing with poor support, or finding them to be slippery when wet are just a few problems I've had with cheap shoes.</p> <p>For most of my daily life, I rely on shoes to get me through some pretty adverse situations; I chase kids, work the garden, and run through airport terminals far too often to risk my safety on a pair of duds. Unless there is an adorable pair you'll wear just once for a special occasion, your money is better invested in a long-term relationship with kicks that can deliver on months &mdash; or even years &mdash; of comfy wear.</p> <h2>4. Safe Transportation</h2> <p>Traveling to a place you're not familiar with can seem daunting and feel expensive. In some cities, you are at the mercy of the public transportation system or a taxi driver to get you where you need to go &mdash; at a price you often have no control over. When it comes to cost-saving maneuvers on transportation, I've always chosen to risk less and spend more. As a small-statured woman who is often traveling with children, it just seems okay to pay a premium to know where I'm going, with who, and for what price, ahead of time.</p> <p>One way I've gotten around the feeling of being metered to death by cabs is to use the services of Lyft, which get me a clean and friendly ride experience within minutes of calling for a ride. The prices are transparent and I've never had a less-than-stellar experience. It's more money than, say, a bus, but still within reason for a budget-conscious traveler.</p> <h2>5. Furniture</h2> <p>This year marked the death of all of my cheap furniture. I'm not sure why it all decided to die on me at once, but it was another reminder that you really do get what you pay for. I've shared why I try to <a href="http://www.wisebread.com/beware-of-pretty-things-4-reasons-im-keeping-my-ugly-old-stuff">keep my old, ugly furniture</a> as long as I can, but even with all my good, old solid stuff, there's a need to buy new. A new recliner for our fifth baby lasted just under three years; it was a $250 buy from the discount furniture store. My cheapo corner desk, made from crumbly MDF and covered in something that looked like shelf liner, lasted a little over two years &mdash; if you don't count the permanent coffee rings and the drawer that had to be reattached on three separate occasions.</p> <p>The furniture that lasted the longest included a set of ChromCraft vintage kitchen chairs that we paid a pretty penny for, as well as a 90s country blue couch with a 100% steel frame. Yes, the couch was ugly &mdash; and expensive &mdash; but couch covers are cheap, and that piece lasted longer than most automobiles I've owned. Before you cringe at the thought of spending half a month's salary on that new sectional or dining set, consider how much wear and tear you'll give your new purchase. With six kids in the house, I now know that higher quality is worth the often exorbitant cost.</p> <p><em>What other expenses are well worth the cost? Let us know in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/5-things-you-should-never-try-to-save-on">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-that-seem-like-splurges-but-are-actually-savvy-buys">6 Things That Seem Like Splurges But Are Actually Savvy Buys</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/quality-over-price-15-items-to-spend-more-on">Quality Over Price: 15 Items to Spend More On</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-never-skimp-on">15 Things You Should Never Skimp On</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/access-ebays-hidden-auctions">Access Ebay&#039;s hidden auctions</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-cheaper-versions-of-your-favorite-products">7 Cheaper Versions of Your Favorite Products</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping cheap quality Splurge value Wed, 04 Mar 2015 18:00:07 +0000 Linsey Knerl 1316824 at http://www.wisebread.com 6 Things That Seem Like Splurges But Are Actually Savvy Buys http://www.wisebread.com/6-things-that-seem-like-splurges-but-are-actually-savvy-buys <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-things-that-seem-like-splurges-but-are-actually-savvy-buys" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/relax-spa-5043052-small.jpg" alt="massage" title="massage" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>To splurge, or not to splurge, that is the question.</p> <p>There's a certain set that thinks the word &quot;splurge&quot; should be deleted from our vocabulary. Some people take frugality and smart spending to an entirely new level, and if a purchase is too extravagant for their liking, or if they feel that it's unnecessary, they'll walk away with no remorse. To each his own. (See also: <a href="http://www.wisebread.com/want-to-cut-costs-get-yourself-a-frugal-filter-or-two?ref=seealso">Want to Cut Costs? Get Yourself a Frugal Filter</a>)</p> <p>Splurging is typically associated with high-cost indulges or pleasures, which at the end of the day might not be necessary to our survival. But given how hard you work and the sacrifices you've undoubtedly made in your life, what's the harm in occasionally spoiling yourself?</p> <p>And while you're spoiling yourself, you might discover that some splurges are actually savvy buys.</p> <h2>1. Massage</h2> <p>Spending $60 or $75 for a one-hour massage might not perfectly fit into your monthly budget, but don't immediately shrug off this relaxing experience.</p> <p>Now, I'm not suggesting you spend rent money on a massage. But if you have some disposable cash, scheduling a massage (even a half-hour one) could be the treat of a lifetime, especially if you're stressed and looking for a way to unwind.</p> <p>There are several <a href="http://www.mayoclinic.org/healthy-living/stress-management/in-depth/massage/art-20045743">health benefits of massages</a>, too. A 30- or 60-minute treatment can loosen tense muscles and reduce your anxiety level. Additionally, treatments increase blood flow throughout your body, helping improve your immune system and remove toxins from your body.</p> <h2>2. Entertainment System</h2> <p>&quot;The average cost of movie tickets in the second quarter of 2013 hit the highest price ever, at $8.38 per ticket,&quot; according to the National Association of Theater Owners.</p> <p>However, city dwellers and those who prefer IMAX or 3D know that ticket prices can be much higher &mdash; as much as $15 or $20 depending on the location. This isn't too bad if you're paying for only yourself. But if you, your spouse, and kids are big movie watchers, you might pay upwards of $100 for a single showing, not including drinks and snacks. This is where an entertainment system becomes a savvy buy. (See also: <a href="http://www.wisebread.com/you-never-need-to-pay-to-watch-movies-heres-why?ref=seealso">You Never Need to Pay to Watch Movies</a>)</p> <p>Some people may feel that a home entertainment center is pointless, especially after factoring in the cost of a sizable high-definition television, surround sound, and comfortable seating. But when you add up the cost to take your clan to the movies once or twice a month (tickets, popcorn, drinks, candy), a home theater saves money.</p> <p>Not only can you entertain your family at home for less, you can comfortably watch sporting events or other live events from home. Therefore, you don't have to go to a sports bar, thus saving you money on food and bar drinks.</p> <h2>3. Quality Mattress</h2> <p>There are mattresses for every budget &mdash; whether you're looking to spend $300 or a $1,000. One thing that I've learned from buying mattresses: &quot;you get what you pay for.&quot; And after sleeping on an uncomfortable mattress for three years, I vowed to never purchase another cheap mattress again.</p> <p>Of course, you have to make a decision that's right for your budget at the time. And if you need a new mattress today, spending a lot might not be an option; but if it is, this is one splurge you won't regret.</p> <p>The truth is, you're going to spend some money if you want or need a quality mattress. And while the purchase might leave a temporary ding in your savings account, <a href="http://healthysleep.med.harvard.edu/healthy/matters/benefits-of-sleep">the health benefits</a> are worth the purchase. A quality, comfortable mattress not only helps you sleep better, it also reduce your stress level and the risk of back or neck pain.</p> <h2>4. Non-Stop Flight</h2> <p>Fuel prices aren't getting any cheaper. Therefore, if you're planning a vacation or going to visit family, you may look for the cheapest flight available. Unfortunately, the cheapest flights don't always depart at the best times, and you might deal with multiple layovers.</p> <p>Like so many others, I've purchased flights with two and three layovers in order to save $50 or $100. And at the time, it seemed like a good deal. However, as I look back, I probably spent more money in the long run.</p> <p>When you sit in airports for six or seven hours, you'll do anything to kill boredom &mdash; browse airport gift shops and potentially buy things you don't need; spend your hard-earned cash on overpriced airport food or coffee; or give in and pay for airport WiFi.</p> <p>So, while a connecting flight might drop your ticket price, the money you spend while waiting around for your next flight could cancel out any savings.</p> <h2>5. Personal Trainer</h2> <p>Yes, you can workout on your own. But if you've been on a quest to lose weight or increase muscle tone for months or years to no avail, splurging and hiring a personal trainer can get the results you want.</p> <p>To some, paying $30 an hour for someone to guide them through workouts may seem like a waste of money. However, a personal trainer isn't just a workout buddy. This professional actually tailors an exercise program specifically for you based on your abilities and fitness goals.</p> <p>The <a href="http://www.healthworksfitness.com/3129-2/">benefits of a personal trainer</a> can't be overstated. You'll receive support, learn the right ways to complete certain exercises; and with a personal trainer, you're accountable to someone, which can help you stay focus and reach your goals.</p> <h2>6. Updated Wardrobe</h2> <p>Splurging on a new wardrobe might also seem like an irresponsible move. However, if you feel that your clothes hold you back professionally, updating your closet can be the change you need.</p> <p>It's unfair, but <a href="http://www.psychologytoday.com/blog/do-something-different/201304/what-your-clothes-might-be-saying-about-you">your clothes say a lot about you</a> &mdash; in fact, dressing to impress might be &quot;the key to success.&quot; (See also: <a href="http://www.wisebread.com/101-ways-to-save-money-on-clothes?ref=seealso">101 Ways to Save Money on Clothes</a>)</p> <p>Subtle modifications to your style, such as buying better fitting clothes, being neat, or perhaps dressing more conservatively can change how others view you. They may see you as a more confident, competent, responsible, or trustworthy person, which can help you snag job interviews, job offers, and even move up the corporate ladder.</p> <p><em>Do you have other &quot;splurges&quot; that are actually savvy buys to add to this list? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/6-things-that-seem-like-splurges-but-are-actually-savvy-buys">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-should-never-try-to-save-on">5 Things You Should Never Try to Save On</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-exercise-mats">The 5 Best Exercise Mats</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-underwater-watches">The 5 Best Underwater Watches</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-americans-spent-their-money-in-the-1950s">This Is How Americans Spent Their Money in the 1950s</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/replace-these-8-luxury-buys-with-their-cheaper-better-alternatives">Replace These 8 Luxury Buys With Their Cheaper, Better Alternatives</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Shopping quality shopping Splurge value Fri, 27 Jun 2014 11:00:04 +0000 Mikey Rox 1149977 at http://www.wisebread.com 50 Great Things to Do With $50 http://www.wisebread.com/50-great-things-to-do-with-50 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/50-great-things-to-do-with-50" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5227459764_17413e4738_z.jpg" alt="guys on a couch" title="guys on a couch" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>There&rsquo;s not much you can buy for a dollar these days, but 50 big ones can still score you something pretty decent.</p> <p>From funding in a Kickstarter campaign to updating your kitchenware to pampering your pet, here are 50 ideas on how you can spend half a Benjamin and not feel too bad about it. (See also: <a href="http://www.wisebread.com/10-smart-things-to-do-with-25">10 Smart Things to Do With $25</a>)</p> <h3>1. Pick Up a Nice Bottle of Wine</h3> <p>Stop drinking the cheap stuff. Splurge for a better bottle, and make tonight a special occasion just because.</p> <h3>2. Tip Your Service Provider(s)</h3> <p>Did you give your mail carrier, door attendant, super, or other service provider a tip during the holiday season? If not, use the extra money as an opportunity to make amends.</p> <h3>3. Replace Old Pots and Pans</h3> <p>Kitchenware isn&rsquo;t cheap, but there are times when you can score great deals on skillets and other cooking essentials. If something you need falls below $50, go for it.</p> <h3>4. Catch Up on Bills</h3> <p>If you&rsquo;re behind on bills, put the money toward what you owe. Even if it&rsquo;s not the full amount, it still counts. You don&rsquo;t want to rack up any more late fees, do you?</p> <h3>5. Take a Friend to the Movies</h3> <p>A matinee might not cost the full $50, but an evening show with drinks and popcorn will come pretty darn close. Just make sure you invite a friend who&rsquo;s worth it.</p> <h3>6. Have Your Oil Changed</h3> <p>Haven't you put this off long enough?&nbsp;</p> <h3>7. Stock Up on Toiletries and Grooming Products</h3> <p>Toothpaste, deodorant, and hair products are all pricey. Stock up now, and put these items away until you run out of what you already have.</p> <h3>8. Invest in the Stock Market</h3> <p>Open an E-Trade account, and buy stock in an up-and-coming company whose shares are at basement-level prices.</p> <h3>9. Donate to Charity</h3> <p>I prefer support local charities instead of national organizations because I feel like my money will directly impact someone needy in my community.</p> <h3>10. Go Grocery Shopping</h3> <p>Is your fridge almost empty? Make a stop at the supermarket to grab good food to make yourself a few nice meals.</p> <h3>11. Treat Yourself to New Clothes</h3> <p>I recently bought myself a new pair of shorts for summer. They were a much smarter and cheaper purchase than the sneakers that I was eyeing up. Although I still have my fingers crossed on the sneakers; my birthday is coming up, and I sent a tip to the Birthday Fairy informing him about the shoes.</p> <h3>12. Make Goodies Boxes for Your Neighbors</h3> <p>Buy all the ingredients you need to make several batches of cookies or muffins, plus boxes, bags, baskets, and ribbons to make a nice presentation to give to your neighbors.&nbsp;</p> <h3>13. Buy a Bus Ticket and Visit Friends or Family</h3> <p>Greyhound has affordable prices. I scored a ticket from NYC to Baltimore for this weekend for $48 round trip.</p> <h3>14. Score Tickets to an Event</h3> <p>You can find cheap tickets to sporting events and concerts on StubHub. Browse the selection, and find something cool that&rsquo;s within your budget.</p> <h3>15. Send Your Mom a Present</h3> <p>Seriously, don&rsquo;t forget. <a href="http://www.wisebread.com/free-ways-to-celebrate-mothers-day">Mother&rsquo;s Day</a> is in less than two weeks.</p> <h3>16. Help Fund a Kickstarter Project</h3> <p>You never know &mdash; your gift might help someone create a product that will change the world. That&rsquo;d be pretty cool to be a part of.</p> <h3>17. Plan a One-Night Staycation</h3> <p>Book an available room or apartment nearby using Airbnb. It&rsquo;ll be like spending the night at a hotel &mdash; but for waaaay less.</p> <h3>18. Give It to Your Partner or Kids</h3> <p>Under one condition &mdash; they must leave the house for the better part of the day so you can relax.</p> <h3>19. Hire Someone to Clean Your House</h3> <p>Yes, you should probably do this yourself. But why bother when someone else is willing to do it for you?</p> <h3>20. Visit a Local Spa</h3> <p>Day passes are usually between $30 and $50, which gives you access to everything the facility has to offer. This is a great way to unwind and de-stress.</p> <h3>21. Schedule a Hair Appointment</h3> <p>Get a quick &rsquo;do update.&nbsp;</p> <h3>22. Splurge on a New Video Game</h3> <p>I would suggest buying two games for less than $25 rather than one game at $50. My way means double the fun.</p> <h3>23. Purchase Fresh Pillows</h3> <p>When was the last time you replaced the pillows on your bed? Pick up a couple quality head-resters and look forward to a good night&rsquo;s sleep.</p> <h3>24. Snag a Few Daily Deals</h3> <p>Check Groupon, LivingSocial, and other deal sites to find money-saving offers and activities in your neck of the woods.</p> <h3>25. Buy New Socks and Underwear</h3> <p>It&rsquo;s time to retire some of your rattier undergarments and replace them with undies and socks that your sweetie actually wants to see you in.</p> <h3>26. Start a _____________ Fund</h3> <p>Have your eye on something that costs more than $50? Start a fund specifically for that item with the $50 you have now.</p> <h3>27. Pamper Your Pet</h3> <p>Treat your pet to a day of play and a few new toys and goodies.&nbsp;</p> <h3>28. Have Your Car Detailed</h3> <p>Keeping it clean will help with resale value down the road.</p> <h3>29. Start a Garden</h3> <p>I recently went to Home Depot and bought a plastic tub, dirt, and herb seeds to grow a small garden on my roof.</p> <h3>30. Update Your iPad</h3> <p>Buy a few new movies, books, music downloads, or apps.</p> <h3>31. Spring for Two New Ties</h3> <p>You should always look good at the office. And if you&rsquo;re paying more than $25 per tie, you&rsquo;re shopping at the wrong stores.</p> <h3>32. Gas Up the Car</h3> <p>Hurry, before prices start climbing again.</p> <h3>33. Order a Disaster Kit</h3> <p>Better safe than sorry. This pre-packed disaster kit might very well save your life or help you save someone else&rsquo;s.</p> <h3>34. Adopt a Dog or Cat</h3> <p>Visit your local shelter to fall in love with a wonderful dog or cat in need of a forever home.</p> <h3>35. Send Your Grandmother a Gift</h3> <p>She&rsquo;s not your mom, but she&rsquo;s still a mother &mdash; and she loves you like you were her own. Show her your appreciation by sending her something that will make her day.</p> <h3>36. Take Cold-Weather Coats and Sweaters to the Dry Cleaner</h3> <p>Have the items cleaned now so they&rsquo;re ready to wear come fall.</p> <h3>37. Join a Social Sports League</h3> <p>I&rsquo;ve played social sports (dodgeball, kickball, bowling) in two cities, and each league was $50 or less to join. Plus, you get to make friends while you&rsquo;re having fun. Totally worth the investment.&nbsp;</p> <h3>38. Plan a Date Night at Home</h3> <p>If you have On Demand, you can purchase pre-theater movies on your TV. They cost a bit more than the just-released titles &mdash; some can be up to $14.99 &mdash; but it&rsquo;s worth the money if it&rsquo;s a film you would have seen in theater anyway. Pick up some junk food too. Before the show starts, make munchies and milkshakes.</p> <h3>39. Add an Extra-Special Touch to a Getaway</h3> <p>If you&rsquo;ve already <a href="http://www.wisebread.com/how-to-book-an-amazing-cheap-vacation-package">planned a vacation</a>, look into adding something more romantic to the package. B&amp;B owners in particular are generally open to helping you enhance your stay with candlelight dinners, picnics, and other activities. I&rsquo;m sure you can find just the right thing for $50 or less.</p> <h3>40. Renew a Membership or Subscription</h3> <p>Whether it&rsquo;s a membership to a wholesale club or a subscription to your favorite magazine, update it now while you have the extra cash.</p> <h3>41. Make It Rain</h3> <p>Do you know what it feels like to drop money on unsuspecting people? Find out by going to your local mall with a pocket full of one-dollar bills and making it rain. You&rsquo;ll puts smiles on lots of faces, and you might even get away with it if you hightail it out of there before security catches up with you.</p> <h3>42. Buy Supplies for a Local School</h3> <p>I know needy school kids along with teachers who have to buy all their own classroom supplies. Help students and educators out by picking up school supplies that the whole class can enjoy and dropping them off.&nbsp;</p> <h3>43. Book a Massage Appointment</h3> <p>You may have to do your research to find a masseur who will give you a massage for less than $50, but even if the hour price is out of your budget you can ask if he or she offers more affordable 30-minute sessions.</p> <h3>44. Put It Into a Savings Account</h3> <p>Of course this is no fun, but it is the responsible thing to do. You never know when you might need that $50.</p> <h3>45. Make Repairs Around the House</h3> <p>I&rsquo;m sure there are a few small projects you&rsquo;ve neglected. Maybe it&rsquo;s replacing a few light bulbs or batteries, or perhaps you need organization supplies to clean up the garage. Whatever it is, make it your mission to take care of it with your $50.</p> <h3>46. Do Something You&rsquo;ve Never Done Before</h3> <p>Try a new restaurant. See a new show. Find something in your area that you haven&rsquo;t done yet and do it.</p> <h3>47. Create a Work of Art for Your Home</h3> <p>Pick up a blank canvas and a few supplies and channel your inner Andy Warhol.</p> <h3>48. Hide It In Your Wallet for a Rainy Day</h3> <p>Out of sight, out of mind. Hide a $50 bill in your wallet to use in emergencies. Much better than having to swipe the plastic.</p> <h3>49. Get a Tattoo</h3> <p>This isn&rsquo;t for everybody, but you can get a small tattoo for around $50 if you want one.</p> <h3>50. Play Blackjack</h3> <p>It&rsquo;s a risk, but if you know what you&rsquo;re doing you can double your money in an instant.</p> <p><em>Tell me, what would you do with an extra $50 in your pocket? Let me know in the comments below.</em></p> <h2 style="text-align: center;">Like this article? Pin it!&nbsp;</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F50-great-things-to-do-with-50&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F50%20Great%20Things%20to%20Do%20With%2050.jpg&amp;description=50%20Great%20Things%20to%20Do%20With%2050" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/50%20Great%20Things%20to%20Do%20With%2050.jpg" alt="50 Great Things to Do With $50" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/50-great-things-to-do-with-50">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-resist-a-splurge">6 Ways to Resist a Splurge</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-your-lazy-habits-are-costing-you">9 Ways Your Lazy Habits Are Costing You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-give-thoughtful-gifts-on-a-scrooge-like-budget">How to Give Thoughtful Gifts on a Scrooge-Like Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/21-times-spending-more-will-save-you-money">21 Times Spending More Will Save You Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smart-ways-to-make-yourself-love-saving-money">10 Smart Ways to Make Yourself Love Saving Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Shopping savings account Splurge things to do Mon, 07 May 2012 10:36:08 +0000 Mikey Rox 926072 at http://www.wisebread.com Best Money Tips: Smart Splurges for Your Car http://www.wisebread.com/best-money-tips-smart-splurges-for-your-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-smart-splurges-for-your-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3798621_08993b9077_z-1.jpg" alt="Smart Splurges for Your Car" title="Smart Splurges for Your Car" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on smart splurges for your car, keeping your pet away from the vet, and passive and extra income ideas.</p> <h2>Top 5 Articles</h2> <p><a href="http://kiplinger.com/slideshow/car-luxuries/1.html">8 Smart Splurges for Your Car</a> &mdash; Spending some extra money on a navigation system for your car might be a smart splurge for you! [Kiplinger]</p> <p><a href="http://www.moneytalksnews.com/2012/04/05/4-ways-to-keep-your-pet-away-from-the-vet/">4 Ways to Keep Your Pet Away From the Vet</a> &mdash; Keep your pet away from the vet by reserving human food for human beings. [Money Talks News]</p> <p><a href="http://www.moolanomy.com/462/30-alternative-income-ideas-and-resources/">40+ Passive and Extra Income Ideas to Help You Earn More</a> &mdash; Make some extra money by selling your collectibles. [Moolanomy]</p> <p><a href="http://money.msn.com/frugal-living/post.aspx?_p=52813dfb-6180-4de1-9e57-bb249ade178f&amp;ref=bfv&amp;post=b0e83c75-a63a-4f58-b1a9-e8cfc243e77f">Cheap Sleep on the Road</a> &mdash; Next time you hit the road, consider saving money by staying in a hostel. [MSN Money]</p> <p><a href="http://www.savvysugar.com/Questions-Ask-Used-Wedding-Dress-Seller-15718982">8 Questions to Ask Before Buying a Preworn Wedding Dress</a> &mdash; Before you buy a preworn wedding dress, remember to ask for the measurements. [SavvySugar]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneyspruce.com/tactics-for-breaking-your-lease-without-losing-money/">8 Tactics For Breaking Your Lease Without Losing Money</a> &mdash; Get out of your apartment lease without penalty by subletting the apartment if possible. [Money Spruce]</p> <p><a href="http://www.creditsesame.com/blog/lending-money-to-friends-and-family-without-losing-both/">Lending Money to Friends and Family Without Losing Both</a> &mdash; If you are going to lend money to friends or family, make sure to set ground rules. [Credit Sesame]</p> <p><a href="http://www.freemoneyfinance.com/2012/04/seven-great-reasons-to-retire-overseas.html">7 Great Reasons to Retire Overseas</a> &mdash; One great reason to retire overseas is the climate might be more ideal for you. [Free Money Finance]</p> <p><a href="http://www.bargaineering.com/articles/stock-act.html">What Is the STOCK Act?</a> &mdash; The STOCK Act will require members of Congress to keep confidential information confidential. [Bargaineering]</p> <p><a href="http://parentingsquad.com/first-aid-tips-and-advice-for-parents-roundup">First Aid Tips and Advice for Parents Roundup</a> &mdash; Take a first aid class so that you know what to do if your child chokes on something or needs CPR. [Parenting Squad]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/04/carnival-of-personal-finance-356-hosted-by-the-money-drain">Carnival of Personal Finance #356: Hosted by The Money Drain</a> &mdash; Don't miss the Carnival of Personal Finance, featuring some of the week&rsquo;s most interesting and informative blogger-written articles within the broad spectrum of personal finance.</p> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/04/best-of-money-carnival-150-hosted-by-one-cent-at-a-time">Best of Money Carnival #150: Hosted By One Cent At A Time</a> &mdash; Check out the Best of Money Carnival, showcasing the ten best money-related posts of the past two weeks.</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-smart-splurges-for-your-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-to-drop-collision-coverage-on-your-car">When to drop collision coverage on your car</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/giving-up-your-car-may-be-easier-than-you-think">Giving Up Your Car May Be Easier Than You Think</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dead-car-battery-give-it-a-glass-of-red-wine">Dead car battery? Give it a glass of red wine.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-tell-if-a-car-service-plan-is-worth-it">How to Tell If a Car Service Plan Is Worth It</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-life-is-wonderful-when-you-swap-your-car-for-a-bike">9 Ways Life Is Wonderful When You Swap Your Car for a Bike</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips car Splurge Mon, 09 Apr 2012 10:00:07 +0000 Ashley Jacobs 916314 at http://www.wisebread.com Ask the Readers: When Is It Okay to Splurge? http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-when-is-it-okay-to-splurge" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/bigstock_shop_627447-1.jpg" alt="When is it Okay to Splurge?" title="When is it Okay to Splurge?" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to </em><a href="http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge#comment-511281"><em>jenn</em></a><em>, </em><a href="http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge#comment-511275"><em>R A CHAPMAN</em></a><em>, and </em><a href="http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge#comment-511382"><em>Jennifer W</em></a><em> for winning this week's contest!</em></p> <p>For the most part, if you are frugal you try to avoid splurging. Chances are you have a budget and you manage to stick to it. But from time to time, you may decide that it&rsquo;s ok to splurge a little.</p> <!--StartFragment--><!--StartFragment--><!--EndFragment--><!--EndFragment--><!--StartFragment--><!--StartFragment--><!--EndFragment--><!--EndFragment--><p><b>When is it ok to splurge?</b><span style="font-weight: normal;"> Are there certain occasions when it&rsquo;s ok to spend a little extra? Or is splurging always a big no-no?</span></p> <!--StartFragment--><!--StartFragment--><!--EndFragment--><!--EndFragment--><!--StartFragment--><!--StartFragment--><!--EndFragment--><!--EndFragment--><p>Tell us when you think it's ok to splurge and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; one for random comments, one for random Facebook &quot;Likes&quot;, and another one for random tweets.</p> <h3>Mandatory Entry:&nbsp;</h3> <ul> <li>Post your answer in the comments below&nbsp;</li> </ul> <h3>For extra entries (1 per action):</h3> <ul> <li>Go to our <a href="http://www.facebook.com/pages/Wise-Bread/26830741467?ref=ts">Facebook page</a>, &quot;Like&quot; us, and leave a comment telling us you did, or</li> <li><a href="http://www.twitter.com/">Tweet</a> your answer. You have to be a follower of our <a href="http://twitter.com/wisebread">@wisebread account</a>. Include both &quot;@wisebread&quot; and &quot;#WBAsk&quot; in your tweet so we'll see it and count it. Leave a link to your tweet (click the timestamp for the individual URL) in a separate comment.</li> </ul> <p><strong>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</strong></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, October 17th at 11:59 pm Pacific. Winners will be announced after October 17th on the original post. Winners will also be contacted via email.</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p>Note: Due to recent changes in Facebook's promotions guidelines, we have restructured the entry format of our giveaways.</p> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us when you think it&#039;s ok to splurge and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-when-is-it-okay-to-splurge">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-you-have-the-tools-chance-to-win-ms-office">Ask the Readers: Do You Have the Tools? (Chance to win MS Office!)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-are-your-favorite-deals-chance-to-win-20">Ask the Readers: What are Your Favorite Deals? (Chance to win $20)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-whats-the-most-valuable-degree-chance-to-win-20">Ask the Readers: What&#039;s the Most Valuable Degree? (Chance to win $20)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-should-kids-get-paid-for-doing-chores">Ask The Readers: Should Kids Get Paid For Doing Chores?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers Splurge Tue, 11 Oct 2011 10:36:19 +0000 Ashley Jacobs 738703 at http://www.wisebread.com