side jobs http://www.wisebread.com/taxonomy/term/13746/all en-US How to Make Money as a Chat or Forum Moderator http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-make-money-as-a-chat-or-forum-moderator" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_laptop_forum_000042128972.jpg" alt="Woman moderating forums and chatrooms for extra money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Many of the websites, games, social apps, and online stores we frequent feature user communities. These often use a message board or chat function to enable user communication and contact customer service. If you've wondered how these discussions seem to stay relatively civil (even in the day of the &quot;troll&quot;), the answer is simple &mdash; moderators.</p> <h2>What is a Chat or Forum Moderator?</h2> <p>These are the people who stay behind-the-scenes of online communities, giving users a safe way to resolve issues, as well as policing the most offensive communications. They can delete content, ban users, or simply be on-hand to answer questions as needed.</p> <h2>How Much Does This Job Pay?</h2> <p>Pay can range from minimum wage to $15-$17 an hour. It is similar in pay structure to work-from-home customer service phone rep gigs. Some jobs pay for the entire time you are monitoring the forums, while others may only pay you when you respond to issues that come up in a work queue (meaning that you can be away from the community until you are called in).</p> <h2>How Can You Get a Job as a Moderator?</h2> <p>Getting a job as a moderator may be as simple as applying for a posting on a jobs website, or it may require being part of an active online community until you've earned a respected place in it and can request pay. Often, you can do some research into the communities you're a part of and see if they have any openings on their &quot;Careers&quot; tab.</p> <p>Sites that seem to hire moderator or chat reps frequently include<a href="http://metaversemodsquad.com/become-a-mod/"> MetaVerse Mod Squad</a>,<a href="http://www.lithium.com/company/careers/job-listing"> Lithium</a>,<a href="http://www.icucmoderation.com/careers-icuc/"> ICUC</a>, and<a href="http://www.emoderation.com/recruitment/"> eModeration</a>.</p> <h2>What Skills or Equipment Are Required?</h2> <p>A good chat or forum moderator will have excellent people skills, possess the ability to spell well and communicate via the written word, be efficient with a computer, and can sit for long periods of time, often staring at threads of messages until their help is needed. Most job listings will describe tech requirements, but the majority require you to have your own desktop or laptop computer with a high-speed DSL or cable internet connection.</p> <p>What's a day in the life of a moderator look like? It can vary, but according to Chelles of<a href="http://www.fitnpoor.com/"> FitNPoor</a>, there are definitely pros and cons.</p> <h2>Cons of Working as a Moderator</h2> <p>It can be difficult to keep your emotions under control when dealing with difficult people. &quot;You have to put your personal opinions aside. There are so many times where my politics or my view points are trumped by the job need to moderate and keep discussion peaceful,&quot; Chelles says.</p> <p>Your privacy is also not guaranteed. Chelles states that your personal information could be found, especially by passionate chatters who dislike you or your policies.</p> <h2>Pros of Working as a Moderator</h2> <p>One of the biggest advantages of this job is that you can work from home, and often, the hours are very flexible. This makes it an ideal option for students or stay-at-home parents, especially since the work environment doesn't have to be quiet.</p> <p>If you love having power, this is the job for you. Chelles says that it certainly attracts a positive person that can keep a level head, but it does reward you in the sense that you are in control. Some people thrive on that kind of control.</p> <p>There is also often a strong sense of community in most online forums, and this camaraderie can grow with time and involvement &mdash; especially as a moderator. Regular chatters on bigger sites recognize you and know your story; if you're the kind of person that makes friends easily online, this could be a very rewarding job for you!</p> <p><em>Will you be exploring a job as a moderator? Why or why not?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">5 New Income Streams Anyone Can Create</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Job Hunting chat customer service forums moderators side jobs work from home Tue, 21 Apr 2015 11:00:09 +0000 Linsey Knerl 1396562 at http://www.wisebread.com Find a Side Gig at These 4 Best Micro-Jobs Sites http://www.wisebread.com/find-a-side-gig-at-these-4-best-micro-jobs-sites <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/find-a-side-gig-at-these-4-best-micro-jobs-sites" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_laptop.jpg" alt="woman at home searching online for job" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In times gone by, you either had a job or you didn't. Sure, a few people were freelancers or independent contractors, but most of us either punched the clock or stood in the unemployment line. All that changed with the the &quot;gig economy&quot; &mdash; that is, the advent of companies that tap into the casual or spare-time labor force, like <a href="https://www.taskrabbit.com/">TaskRabbit</a> or <a href="https://www.mturk.com/mturk/welcome">Amazon's Mechanical Turk</a>.</p> <p>Now, there are dozens, if not hundreds, of micro-job or gig sites out there. But which offer the best worker experience? I scoured reviews to suss out the top choices. The sites listed here do not require background checks or interviews (eliminating TaskRabbit and <a href="https://www.instacart.com/">InstaCart</a>). Signing up takes minutes (although some require your application to be reviewed, which can take a couple days), and they all include tasks that don't require specialized skills or training. (See also: <a href="http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams">13 Ways to Make Money Online That Aren't Scams</a>)</p> <h2>1. Fiverr</h2> <p>When people talk about micro-job sites, <a href="http://tracking.fiverr.com/aff_c?offer_id=1441&amp;aff_id=4437">Fiverr</a> usually comes up first because it has the most buyers and sellers. This site allows you, the worker, to post a task you are willing to perform for $5. The slick interface helps you along by giving you categories to choose from.</p> <p>One thing reviewers like about Fiverr is that it is easy to get paid for the gigs you do. You do the job, the hirer pays you $5 within 14 days, and $4 is deposited into your PayPal account (Fiverr keeps a buck). You can make a little more money if you offer &quot;extras&quot; on your gig.</p> <p>The biggest negative people cite about Fiverr is that there are so many gigs listed on the site (20,000 offers for logo design alone), you need to find ways stand out to get anyone to choose you. On the other hand, Fiverr's popularity is also cited as its greatest strength, since there are more potential hirers here than on the many Fiverr knock-offs.</p> <h3>Setup</h3> <p>I signed up (using my Facebook profile) and posted three gigs; writing a birthday poem, proofreading one page of errors, and finding a rental car deal. Posting these took me about 13 minutes total. The most time-consuming part of posting a gig is choosing and uploading the required photo.</p> <h3>Result</h3> <p>Two hours after posting my gigs, I received a request to do a job that was not exactly what I'd offered. The owner of a website wanted me to write reviews on the site and fill out an anonymous personality quiz. The task, which was mildly enjoyable, took me 17 minutes, giving me a pay rate of about $14 per hour. The next morning, I awoke to find the buyer had approved my work, left me positive feedback, and deposited $4 in my account.</p> <p>If I could find ample jobs like this one, I would consider working on Fiverr for an hour a day for treat money, especially if I could manage the jobs while relaxing in front of the TV. However, 48 hours after signing up, I hadn't yet landed a second gig, so it seems I would need to spend more work promoting myself to get much work on this site.</p> <h2>2. SEOClerks</h2> <p>Like Fiverr, you get jobs on <a href="https://www.seoclerk.com/">SEOClerks</a> by posting what you're willing to do, and waiting for someone to choose you. Unlike Fiverr, you can list any price you want. The website appears to have a lot of gigs priced at $5-$10. As the title implies, a lot of the tasks and categories on this site are related to helping people optimize their websites for search engines, but there are also non SEO-related gigs posted here, like making phone calls.</p> <h3>Setup</h3> <p>It took me one minute to register using my Google account, and five more minutes to post an offer to copyedit one page for $5. Most of this time was taken up by fixing my submission to fit the site's rules and waiting for the gig to upload.</p> <h3>Result</h3> <p>After 24 hours, I had not received any orders, so I added a second gig offer. After 48 hours, I still had not received a single offer.</p> <h2>3. Mechanical Turk</h2> <p>&quot;MTurk&quot; is different from the first two sites in that you don't have to post a gig and then wait for someone to order it. This site has lots of tasks called &quot;HITs,&quot; just waiting for you to do &mdash; 335,000 of them when I visited the page! That's the good thing. The bad thing about Mechanical Turk is that many of the HITs pay very, very little money. Some are surveys you can take, others require you to go to a URL and look for information. There is a Reddit forum that points out some of the <a href="http://www.reddit.com/r/HITsWorthTurkingFor/">higher-paying HITs</a>.</p> <h3>Setup</h3> <p>I logged in using my existing Amazon account, and spent less than one minute accepting the terms of service. Then Amazon said it needed to review my application before I could do any HITs. Two days later, Amazon sent me an approval email, and then I had to fill in my mailing address and social security number, and register for Amazon Payments. This took two minutes.</p> <h3>Result</h3> <p>For my first HIT, I chose a job that paid a whopping 11 cents: entering item numbers and prices from a long Walmart receipt onto a web form. The job was tedious and it took me 14 minutes, meaning that if I kept cranking at that pace, I might make 44 cents an hour. In my approval email, Amazon also informed me that any money I earned would be on hold until I had completed at least one HIT a day for 10 days. Since most of the HITs I saw paid from 1 cent to 15 cents, I lost patience at the idea of logging in every day for ten days, just to cash in 80 cents at the end of the experiment.</p> <p>Not everyone does as badly as I did. The folks at The Simple Dollar spent one <a href="http://www.thesimpledollar.com/can-you-actually-earn-reasonable-money-from-mechanical-turk/">hour doing Mechanical Turk</a> tasks and earned about $7 &mdash; less than minimum wage, but still <em>something</em> if you are underemployed and can't find work. A couple of tips from other Wise Bread writers: Linsey Knerl says you might have more luck <a href="http://www.wisebread.com/the-5-worst-work-from-home-jobs">snagging good gigs</a> in the middle of the night, and the enterprising Xin Lu suggests that instead of completing tasks on Mechanical Turk, you <a href="http://www.wisebread.com/5-ways-to-make-money-with-amazon-mechanical-turk">hire workers</a> there at low rates and charge clients more money for their work. For instance, by running a transcription company.</p> <h2>4. Gigwalk</h2> <p>I was attracted to the idea of <a href="http://www.gigwalk.com/">Gigwalk</a> because it promises to pay for tasks you can do when out walking around. I like to walk. When this company debuted a few years ago, it offered easy opportunities like taking a picture of a store sign. Now, tasks look like they include a little more work, like checking inventory in stores, taking photos, and writing descriptions of product displays, and even setting up those displays. Once your work is approved, you get paid via PayPal. Some of the tasks stipulate that you use a high-end phone to take and upload pictures.</p> <h3>Setup</h3> <p>I entered my Android phone number on Gigwalk's site and they instantly sent me the link to download the app. You can also find it on iTunes or in the Google Play Store. It took five minutes to download and open Gigwalk on my Android phone, then sign up through Facebook.</p> <h3>Result</h3> <p>The app immediately began to search for gigs in my geographic area. However, the closest one it found was 14 miles away. That gig was taking a photo of a specific display in a Best Buy store for $5. It also found a number of opportunities to check the shelves at various Walmart locations for a certain product, and snap a photo of the product on the shelf, for $2.25. The Walmarts were all 20 miles or farther from my home.</p> <p>This is a common problem that people run into with Gigwalk &mdash; it seems to be an opportunity only for people who spend time in large cities or live near a Walmart.</p> <p>Because of the distance, I didn't do any gigwalks. However, others have tried it and blogged about their experiences. AJ of Insidious Life found that the tasks offered locally were not worth the time, like setting up a Walmart product display for $12. A tip from a <a href="http://www.fatwallet.com/forums/finance/1340204/">FatWallet forum</a>: Look for gigs at the end of the month, when &quot;...schedulers become more desperate and...offer bonuses.&quot;</p> <p><em>Author's note: I was planning to include Gigbucks in this list, but when I found out the web site was acquired by </em><a href="https://evo1.com/gigbucks"><em>new management</em></a><em> in February 2015, and that it put balances accumulated before that time </em><em>&quot;...on permanent hold, to be settled at a future date,&quot;</em><em> I decided that time is needed to see if this site will be a reliable place to earn money in the future.</em></p> <p><em>Do you earn extra income via any of these micro-job sites?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/find-a-side-gig-at-these-4-best-micro-jobs-sites">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">How to Make Money as a Chat or Forum Moderator</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">5 New Income Streams Anyone Can Create</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income gig websites internet jobs micro-jobs side jobs Thu, 19 Mar 2015 09:00:07 +0000 Carrie Kirby 1347457 at http://www.wisebread.com Best Money Tips: 31 Ways Real People Make Extra Income http://www.wisebread.com/best-money-tips-31-ways-real-people-make-extra-income <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-31-ways-real-people-make-extra-income" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man-gardener-gloves-plants-flowers-Dollarphotoclub_55315588.jpg" alt="gardener" title="gardener" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the many ways that real people make extra income, the best freelance careers out there, and sites that let you rent out almost anything.</p> <h3>Top 5 Articles</h3> <p><a href="http://www.popsugar.com/smart-living/Making-Extra-Income-23682849">31 Ways Real People Make Extra Income</a> &mdash; Mowing lawns in your neighborhood is an easy way to make some extra cash. [PopSugar Smart Living]</p> <p><a href="http://www.forbes.com/pictures/mjd45ehhjd/working-on-your-terms/">The 10 Best Freelance Careers</a> &mdash; A web developer creates online tools for websites, manages sites and servers, provides tech support, and can expect to earn $36 to $43 an hour. [Forbes]</p> <p><a href="http://moneypantry.com/things-to-rent-out/">22 Sites That Let You Make Money Renting Out Almost Anything</a> &mdash; Spinlister allows you to rent out your bike, surfboard, or snowboard. [Money Pantry]</p> <p><a href="http://wealthyturtle.com/office-etiquette/">Office Etiquette &mdash; Top Ten Worst Things You Can Say at Work</a> &mdash; Don't talk about how wasted you were last night. Keep your private life private! [Wealthy Turtle]</p> <p><a href="http://www.thepennyhoarder.com/cheap-spring-break-21-apps">21 Apps That Will Keep You From Going Broke on Spring Break</a> &mdash; Use the Happy Hours app to find happy hour times and specials for nearby bars and restaurants. [The Penny Hoarder]</p> <h2>Other Essential Reading</h2> <p><a href="http://georgettemillerlaw.com/4-simple-strategies-to-shave-years-off-your-mortgage/">4 Simple Strategies to Shave Years Off Your Mortgage</a> &mdash; Making biweekly payments can shave about four years off your mortgage. [Georgette Miller]</p> <p><a href="http://www.everybodylovesyourmoney.com/2015/03/11/top-three-budget-killers.html">The Top Three Budget Killers</a> &mdash; If you're serious about improving your finances, then tackle these expenses first. [Everybody Loves Your Money]</p> <p><a href="http://blog.credit.com/2015/03/6-ways-chasing-credit-card-rewards-can-backfire-110907/">6 Ways Chasing Credit Card Rewards Can Backfire</a> &mdash; Many credit cards offer generous sign-up bonuses&hellip;but only if you can reach a minimum spending threshold within a limited time period. You might be making a lot of unnecessary expenses to reach the threshold. [Credit.com]</p> <p><a href="http://personaldividends.com/questions-before-starting-a-home-business/">3 Questions to Ask Yourself Before Starting a Home Business</a> &mdash; Do you have the discipline to make yourself get to work? Starting a home business is difficult, and you'll have to work hard to succeed. [Personal Dividends]</p> <p><a href="http://parentingsquad.com/how-to-not-raise-a-narcissist">How to Not Raise a Narcissist</a> &mdash; Receiving too much praise can cause a child to grow into an adult who thinks he is better than everyone else and is entitled to privileges. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-31-ways-real-people-make-extra-income">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">How to Make Money as a Chat or Forum Moderator</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">5 New Income Streams Anyone Can Create</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips side jobs Fri, 13 Mar 2015 18:00:10 +0000 Amy Lu 1338530 at http://www.wisebread.com 5 Ways Even Ordinary People Can Become Paid Models http://www.wisebread.com/5-ways-even-ordinary-people-can-become-paid-models <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-even-ordinary-people-can-become-paid-models" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000018116715_Large.jpg" alt="woman portrait photography" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Some people are born genetically gifted. People like Gisele Bündchen, Adriana Lima, and Tyson Beckford may all work very hard to maintain their ravishing good looks, but let's be honest&hellip; they started with a huge advantage. And while beauty is in the eye of the beholder, these people are making millions because most people find them very easy on the eye.</p> <p>But what about the rest of us? Those who are real, regular, everyday Johns and Janes? What can we do to get a slice of the modeling pie? Well, it's not all about perfection (or a casting agent's interpretation of it anyway). Here are five ways you can get paid to be in front of the camera.</p> <h2>1. Take Advantage of Your Hands, Legs, and Feet</h2> <p>Sometimes, you don't need a great body, face, or physique to get paid big money for modeling. If you have the right hands, legs, or feet, you can make some very good money modeling.</p> <p>One of the first advertising shoots I attended was for a financial company promoting DIY loans. We needed a shot of a guy's hand painting a wall. So, we hired a hand model. When he arrived he looked like the average guy you'd see in the street or at a ball game. But he was wearing gloves.</p> <p>When he took them off, his hands were flawless. Rugged, masculine, but with great skin and proportions, and perfect nails. He had a bag with him that contained all of his equipment and supplies, including a manicure set, lotions, creams, and balms.</p> <p>If you have nice hands, legs, or feet, you could earn as much as&nbsp;<a href="http://www.cnn.com/2009/LIVING/personal/08/10/hand.modeling/index.html?iref=24hours">$1,200 per day</a>! However, you may not be able to help with the dishes going forward&hellip; which is another plus!</p> <h2>2. Contact Model Agencies Specializing in &quot;Ugly&quot; People</h2> <p>That is a horrid word to describe anyone, but it has become something of an acceptable word in the modeling industry. As it turns out, if you're not perfect, you're ugly. And there is an awful lot of demand for ugly people, which is a category I apparently fall into.</p> <p>Take a look around <a href="http://www.ugly.org/UGLY-MODELS/index.php/about-us.html">Ugly Models</a>, and you'll see that the site is filled with people who are simply not supermodel material. They may be taller, shorter, fatter, thinner, or plainer than your typical supermodel. But they are by no means ugly. Many are actually very good looking; most are average or above average in the looks department. They represent the vast majority of us all, and get paid well to do so.</p> <h2>3. Model for Life Drawing Classes</h2> <p>If you are not shy and want to earn a little extra money, there is great demand for life models who are &quot;real&quot; people. I speak from experience on this one. I studied fine art and visual communication at college, and life-drawing classes were mandatory. By far the most boring people to draw were those with no character; people with no visible body fat, no wrinkles, no scars, no signs of aging. We used to call them mannequins.</p> <p>When a 60-year-old guy with 50 pounds of extra huggability undressed, we all knew we were going to get something much more interesting for our portfolio. People who are taller, shorter, or just more unusual were always favored by the class.</p> <p>Now, your first few times will be tough. You have to go through a lot, and you don't get paid very much. Expect just $40-$50 for three hours of work, which includes a large variety of poses, and a lot of time spent sitting very still. The easiest way to get work is simply to call the local art schools and studios in your area. There will always be work, if you have the nerve!</p> <h2>4. Model for Catalogs</h2> <p>Clothing catalogs, tool catalogs, and even gardening catalogs do not want to feature high-end models or stunningly attractive people in their publications. They want real people with regular bodies and common features. The reason? They don't want you looking at the people, they want you looking at what they're wearing or using.</p> <p>Now, they also don't want people who are considered overweight or obese, unless they market those specific types of clothing. But yes, you can find modeling work if you are very overweight, especially now that a large percentage of the U.S. population is obese. Do some research for terms like &quot;overweight models&quot; or &quot;plus size modeling work.&quot; Men, women, and children of all sizes can find work in the catalog industry.</p> <h2>5. Become a Background Artist, or &quot;Extra&quot;</h2> <p>Imagine if movies and TV shows were only filled with the most beautiful people in the world? It would completely remove you from the world the directors and scriptwriters were trying to create. It's for that reason that there will always be paid work for background artists.</p> <p>You can find extras work much more easily if you live in a place that is known for making lots of movies and TV shows. For that reason, L.A., New York, and Chicago will always be top of the list. <em>But</em>, there are movies and shows being made all the time in every city, including yours. Wikihow has some great advice on<a href="http://www.wikihow.com/Become-an-Extra-in-a-Movie"> becoming an extra</a>, and it's not difficult. You will need a headshot (which you'll require for any other kind of modeling work anyway) and a flexible schedule. Most of the work involves standing around waiting for the director to yell &quot;action.&quot; You most likely won't have a speaking role for many years, which is why you're basically being paid to be a &quot;moving model.&quot; It can also be a very fun way to meet people, and add a splash of color to your resume.</p> <p><em>Have you ever been paid to model?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/5-ways-even-ordinary-people-can-become-paid-models">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-bodily-fluids-you-can-exchange-for-cash">5 Bodily Fluids You Can Exchange for Cash</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-a-side-hustle-can-further-your-career">5 Ways a Side Hustle Can Further Your Career</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income modeling side hustle side jobs Mon, 23 Feb 2015 10:00:09 +0000 Paul Michael 1300247 at http://www.wisebread.com Earn Extra Income With These 15 Creative Side Gigs http://www.wisebread.com/earn-extra-income-with-these-15-creative-side-gigs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/earn-extra-income-with-these-15-creative-side-gigs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/dog-groomer-86521996-small.jpg" alt="dog groomer" title="dog groomer" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Loving gives thrills, but doesn't pay the bills!</p> <p>From making rent to saving for your daughter's college fund, there is always one more bill to take care of, so some people have to get really creative when it comes to making a buck. (See also: <a href="http://www.wisebread.com/10-awesome-jobs-you-didnt-know-existed-and-how-to-get-them?ref=seealso">10 Awesome Jobs You Didn't Know Existed</a>)</p> <p>Think <em>your</em> job is strange? Then check out these crazy careers.</p> <h2>1. Golf Ball Diver</h2> <p>Most golf driving ranges and clubs have attendants who are in charge of picking up golf balls around the property. However, there are some balls that are just too hard to recover. For example, what happens to all of those balls that end up in water hazards? Here is where <a href="http://www.scubadiving.com/training/basic-skills/water-hazards-murky-world-golf-ball-divers">golf ball divers</a> come to the rescue. The reward for recovering professional golf balls is so hefty that some golf ball divers are willing to even chance <a href="http://www.golf.com/tour-and-news/divers-make-living-diving-used-golf-balls-golf-courses">swimming in gator infested waters</a> for a pay day.</p> <h2>2. Bounty Hunter</h2> <p>There are fictional, intergalactic bounty hunters, such as Star Wars' <a href="http://starwars.wikia.com/wiki/Boba_Fett">Boba Fett</a>, and there are real bounty hunters, such as <a href="http://www.biography.com/people/duane-chapman-11418324">Duane &quot;Dog&quot; Chapman</a> and Ralph &quot;Papa&quot; Thorson. &quot;Papa&quot; Thorson had a career that spanned over four decades and according to a 1987 Los Angeles times article he caught over 12,000 fugitives. This industry makes money in two main ways. First, by taking around a <a href="http://nymag.com/nymetro/news/crimelaw/features/1969/index1.html">10% cut of the bond for services rendered</a>. Second, by training security staff and newbies in skills, such as &quot;psychologically overwhelming the weak,&quot; for a cool <a href="http://nymag.com/nymetro/news/crimelaw/features/1969/index3.html">$427 per student.</a></p> <h2>3. Manager of an Internet Star Pet</h2> <p>Mackenzie Kosut was happily making a living as a Tumblr Web engineer when he unexpectedly landed on a great way to make some side cash. He started posting photos of Tommy, his <a href="http://tommypom.com">11 year-old Pomeranian</a>, and people went nuts. With several hundreds of thousand of followers, Kosut was able to <a href="http://www.nydailynews.com/life-style/turn-pet-internet-star-article-1.1296730">cash in on Tommy's popularity</a> by selling stickers ($1), necklaces ($12), earrings ($12), and phone charms ($6). Other famous Internet pets, such as <a href="http://www.grumpycats.com">Grumpy Cat</a>, <a href="http://instagram.com/marutaro">Marutaro</a>, and <a href="http://mensweardog.tumblr.com">Menswear Dog</a> have even been able to <a href="http://www.today.com/food/will-grumpy-cat-coffee-drinks-turn-frown-upside-down-6C10788643">sell coffee drinks</a> and <a href="http://www.luckymag.com/magazine/2014/08/animal-house-pets-and-accessories">model for magazines</a>.</p> <h2>4. Viner</h2> <p>No pets? No problem! If you are funny and have a knack for entertainment, you can become the next Internet sensation through <a href="https://vine.co/">Vine</a>, the six second selfie-video sharing service. Take for example, Lauren Giraldo (aka <a href="http://vine.co/LGlaurenn">Princess Lauren)</a>, who gets a $2,000 check every time she promotes a good or service to her over 2.5 million followers on Vine. The more followers, the more cash. With over 5.4 million followers, <a href="http://vine.co/CurtisLepore">Curtis Lepore</a> makes about <a href="http://www.syracuse.com/news/index.ssf/2014/05/vine_celebrities_money_ads_curtis_lepore_videos_jessi_smiles.html">$8,000 per 6-second video</a> and is able to sustain a six figure annual income.</p> <h2>5. Test Prep Master Teacher</h2> <p>There are teachers, and then there are master teachers. Companies, such as <a href="http://www.manhattanprep.com">Manhattan Prep</a>, recruit only teachers that are able to <a href="http://www.manhattangmat.com/Instructors">score in the 99th percentile</a> on official standardized tests, such as the GMAT, LSAT, and GRE. On top of that, you need to survive a grueling application process that weeds out about 99% of applicants. But if you make it, then you'll be making $100 per hour. Rocket scientists, start your brains!</p> <h2>6. Crime Scene Cleaner</h2> <p>You can invest in becoming a <a href="http://amdecon.com/crime-trauma-scene.html">certified crime scene cleaner</a>. Why? Bio-technicians, that's the official title, have to meet such stringent requirements that they are able to charge up to $600 per hour, depending on the required level of decontamination (e.g. dealing with dried blood, removing brain tissue&hellip;).</p> <h2>7. Pedicab Driver</h2> <p>This job is great for those obsessed in keeping in shape and limiting their carbon footprint. In New York, you can <a href="http://www.nyc.gov/html/dca/html/business/Pedicabs.shtml">register your pedicab</a> (a bicycle-powered rickshaw-type vehicle) and carry tourists around Times Square and through Central Park. Pedicabs can also be found in <a href="http://www.sandiegopedicabs.com/job-opportunity.html">San Diego</a> and other cities across the U.S. Once you make enough money, you can invest in some extra pedicabs and build your own fleet of drivers.</p> <h2>8. &quot;Premium&quot; Pet Groomer</h2> <p>Some people figure that when it has been a hard day's night and your dog has been working&hellip; well&hellip; like a dog, it deserves some pampering. Entrepreneurs around the country are starting to provide pet grooming services that go the extra mile. With extras, such as plum facials, UVA/UVB leave-in conditioners, and blow dry de-shedding treatments, it is not a surprise that estimates value the pet grooming market at around $4.11 billion.</p> <h2>9. Sexy Coffee Shop Attendant</h2> <p>There's coffee time, and then there's sexy coffee time. Around the U.S. there are several coffee shops that are spicing up the coffee shop experience with bikini-clad baristas. One of the pioneers <a href="http://www.cowgirlsespresso.com">Cowgirls Expresso</a> with over 15 locations in the Seattle and Tacoma region, but there are plenty more in other cities, including <a href="http://www.yelp.com/biz/temptation-cafe-santa-ana">Santa Ana</a>, <a href="http://www.yelp.com/biz/wild-bean-espresso-honolulu">Honolulu</a>, <a href="https://www.youtube.com/watch?v=x6h53CrlrJw">Phoenix</a>, <a href="http://www.elpasotimes.com/news/ci_24720175/bikini-cafe-opens-up-east-el-paso">El Paso</a>, and <a href="http://www.huffingtonpost.com/2009/11/23/bikini-baristas-brewing-i_n_367887.html">Denver</a>. Bikini-clad coffee shop attendants often <a href="http://www.seattlemet.com/bars-and-nightlife/sauced/articles/how-much-does-a-bikini-barista-make-anyway-may-2011">claim that they make more</a> in tips than their regular coffee shop counterparts.</p> <h2>10. Fireknife Dancer</h2> <p>As a Hawaii resident, I love events when the lights dim, the drums start beating fast, and the fireknife dancing master pops out in full blazing glory. These brave performers make a living by showcasing their art at major events and participating at major competitions such as the <a href="https://www.youtube.com/watch?v=4B3Hfnab1Yg">World Fireknife Championship</a>. Don't think that this job is just for people living in Polynesia; the <a href="http://www.staradvertiser.com/news/breaking/121866539.html?id=121866539">2014 World Fireknife Champion</a> is from Orlando, Florida.</p> <h2>11. Parking Spot Host</h2> <p>It was only a matter of time until somebody invented the Airbnb for cars. With <a href="http://www.justpark.com/">JustPark</a> you can rent out every single one of your parking spots. This is a very easy way to make some side money. Just imagine: Rent out your driveway from 9 a.m. to 5 p.m. while at work, and then, if possible, rent out your office parking spot for the rest of the day when you head home. The best part? You don't have to meet or talk to absolutely anybody.</p> <h2>12. Hair &quot;Retailer&quot;</h2> <p>If you saw the Chris Rock documentary <a href="http://www.amazon.com/gp/product/B002TOJOY8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B002TOJOY8&amp;linkCode=as2&amp;tag=wisbre03-20">Good Hair,</a> then you know about the <a href="http://www.cnn.com/2009/LIVING/homestyle/11/04/o.chris.rock.good.hair/">billion dollar black hair industry</a>. If you want a piece of that action, then start hitting the hair salons and stores offering your silky smooth locks. Heck, depending on your hair quality you might even <a href="http://www.marketplace.org/topics/world/selling-body-parts-eek-through-economic-downturn-0">score up to $4,000</a>. Also, you can auction your hair from the convenience of your home at <a href="http://hairsellon.com">HairSellon.com</a> and <a href="http://onlinehairaffair.com">OnlineHairAffair.com</a>.</p> <h2>13. American Ninja Warrior</h2> <p>This <a href="http://tv.esquire.com/shows/american-ninja-warrior">popular TV show</a> is already on its sixth season gathering top athletes from all around the country. People compete for a chance at the coveted $500,000 prize. Even if you don't win, by making a big impression, you can still cash in your performance:</p> <ul> <li>Become a celebrity like <a href="http://www.nj.com/entertainment/index.ssf/2014/07/kacy_catanzaro_american_ninja_warrior_nj_stephen_amell.html">Kazy Catanzaro</a>, the first woman ever to climb the warped wall.</li> <li>Sell memorabilia like <a href="http://www.theweatherwarrior.org/upcoming-events.html">Joe Moravsky</a> (a.k.a. The Weatherman Ninja).</li> <li>Start your fitness training camp like Ky Voung (a.k.a. The Hawaii Ninja).</li> <li>Run clinics for other <a href="http://www.ccnwtc.com/ninja-warrior-events/">aspiring American Ninja Warrior competitors</a>.</li> </ul> <h2>14. Billboard on Wheels</h2> <p>You can get paid up to <a href="http://freecarmedia.com">$400 per month</a> to drive your own car, as long as you're willing to let somebody &quot;car wrap&quot; your ride. A car wrap is a vinyl decal that fully covers your vehicle in an eye-catching design. If you are stuck in traffic often and don't mind being the center of attention of everywhere you drive, then you can submit your registration to car wrap programs around the country. Most companies require a minimum commitment ranging from 6 to 24 months, depending on advertiser.</p> <h2>15. Professional Cuddler</h2> <p>If you answer &quot;Yes&quot; to all of the following&hellip;</p> <ul> <li>You are so good at hugging that people just linger in your hold for a tad longer.</li> <li>You don't mind being affectionate with strangers.</li> <li>You are cheerful and love hanging out with both guys and gals.</li> <li>You believe in the power of the human touch.</li> <li>You have a lifetime subscription of Purell.</li> </ul> <p>&hellip;then you could be making <a href="http://www.cuddleuptome.com/pricing/">about $60 per hour</a> as a professional cuddler!</p> <p><em>What are other unusual ways to make money? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/earn-extra-income-with-these-15-creative-side-gigs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">5 New Income Streams Anyone Can Create</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-survive-the-graveyard-shift-and-make-lots-of-money">How to Survive the Graveyard Shift (and Make Lots of Money)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-you-need-a-plain-text-resume-to-apply-for-jobs-online">Why You Need a Plain Text Resume to Apply for Jobs Online</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-jobs-proven-to-make-you-live-longer">5 Jobs Proven to Make You Live Longer</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/seven-tips-for-the-newly-unemployed">Seven Tips for the Newly Unemployed</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income extra income jobs side jobs weird jobs Wed, 13 Aug 2014 13:00:48 +0000 Damian Davila 1183440 at http://www.wisebread.com The 5 Worst Work From Home Jobs http://www.wisebread.com/the-5-worst-work-from-home-jobs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-worst-work-from-home-jobs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/sad-man-desk-466203577-small_0.jpg" alt="sad man desk" title="sad man desk" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Telecommuting &mdash; that is, working from home instead of a traditional office setting &mdash; offers employees freedom, flexibility, and nearly infinite pantlessness. No wonder it's a growing trend.</p> <p>Some work-at-home opportunities are more hype than hope, however, and many workers find that they are trading in convenience and lower commute costs for a lower earning potential and less job security. (See also: <a href="http://www.wisebread.com/30-great-side-jobs?seealso">30 Great Side Gigs</a>)</p> <p>So before you start fantasizing about an at-home work day, take a look at some of the <em>worst</em> jobs you can do from home, and why they often don't pan out for remote workers.</p> <h2>Mystery Shopping</h2> <p>I admit to having done this job myself, over the course of six years. For the college student, retired person, or foodie who just wants a little &quot;pocket change&quot; and a free meal once in a while, shopping incognito in exchange for some honest feedback can be fun. Mystery shopping is realistically more of a hobby than a real career, however, as assignments pay far less than minimum wage in many instances, and signing up for a steady stream of jobs is exhausting.</p> <p>For those who live in a busy urban area, it's possible to line up jobs that pay more or that come more often. Rural shoppers or those with less experience, however, will rarely see more than one job a week per shopping company, and the rate of pay is typically reimbursement for your shopping, plus $4-10. (See also: <a style="text-decoration:none;" href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper</a>.)</p> <h3>Direct Sales (MLM)</h3> <p>Many of the ads for work-at-home opportunities promise freedom from the 9 to 5, unlimited income potential, and the perks of being your own boss. These same ads, if they fail to mention exactly what it is you'll be doing, are often the first in many sales pitches to get people on board a multi-level marketing plan. MLMs aren't new, although the methods used to sell them are. All of them require some kind of upfront buy in (anywhere from $15 to $1,000) and only pay you when you sell the company's product or sign up friends and family to also sell the product.</p> <p>While there are cases of those who have achieved financial success with MLMs, there are many more cases of those who fail. The pressure to sell all the time, to everyone, in an often saturated market, often brings frustration and strain to the seller. MLMs are notorious for bringing success only to those who sign on in the early stages of the company. You can often tell if a job listing is an MLM in disguise by the failure to disclose just what it is you'll be doing or selling, along with a referral to a conference call or affiliate website to get &quot;more information.&quot;</p> <h2>Lead Generation</h2> <p>Many of the customer service jobs listed on work-at-home job sites are nothing more than hard sales, often obtained by what are called &quot;cold calls.&quot; Cold calling is essentially telemarketing to potential customers who have not previously expressed an interest in your product or service. Cold calling is a hard job because people today generally value their privacy and do not want to be contacted on their home or cell phone to be asked to buy something. Lead generation is necessary to gain more customers, but the turnover for these positions is high; many companies have found that having at-home workers do the job is more profitable than housing employees in a call center.</p> <p>Money can be made doing this job, although wages vary. Some companies pay a flat hourly rate that is competitive with formal telemarketing jobs, and others pay a straight commission (so you don't get paid anything unless you sell or make appointments.) If you have had experience telemarketing in the past and have been successful, this job could be for you. For the majority of those trying to escape the rat race, however, it's a difficult job that many people don't want happening in their own homes.</p> <h2>Pay Per Task Sites</h2> <p>Since the invention of <a style="text-decoration:none;" href="http://www.wisebread.com/5-ways-to-make-money-with-amazon-mechanical-turk">Amazon's Mechanical Turk</a>, other websites have popped up allowing everyday computer users to complete simple, mundane, and often repetitive tasks for money. These tasks can include everything from verifying the CAPTCHA characters on a web form to ranking web searches based on usefulness. The work involved in making money this way, however, is often more than people realize.</p> <p>First, available tasks fluctuate from season to season. Workers who can work odd hours (overnights, for example) often have a better chance at getting tasks than those who work when the majority of people are competing for tasks. Tasks are often paid out at a rate of just pennies per task, requiring hundreds of tasks to be done before the payout threshold can be met. (Many companies require a minimum of $50, for example, to be earned before they issue payment.) U.S. workers are often competing with international workers with a lower standard of living, as well; minimum wage expectations are often not met.</p> <h2>Home Daycare Provider</h2> <p>A few years ago, caring for children in your home was considered a profitable endeavor, as the startup costs were low. For the stay-at-home mom, adding a child or two to your care used to be a reasonable way to increase income to the household budget without too much additional strain. As years have gone by, however, increased regulations and zoning laws have made it too much of a burden for the typical family to even consider. Transportation of children, even in a car, often requires liability insurance or additional driving licensure. Caring for even the youngest children may warrant college credits or outside classroom hours. Add in the cost of bookkeeping and the payment of self-employment taxes, and it's not worth it for the average person to do in many jurisdictions.</p> <p>Working from home can be an amazing experience. I have been doing so for over seven years, and I never regret my decision to leave the cubicle life. But not all work-at-home jobs are the same, and I encourage you to research before jumping head-first into any telecommute endeavor.</p> <p><em>Have you ever taken on any of these, or other, work-at-home jobs and been disappointed? Please share in comments.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/the-5-worst-work-from-home-jobs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">How to Make Money as a Chat or Forum Moderator</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">5 New Income Streams Anyone Can Create</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income side gig side jobs telecommute work at home Tue, 12 Aug 2014 21:00:21 +0000 Linsey Knerl 1180823 at http://www.wisebread.com 6 Things You Might Do on Your First Day of Retirement http://www.wisebread.com/6-things-you-might-do-on-your-first-day-of-retirement <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-things-you-might-do-on-your-first-day-of-retirement" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/retirement-469546153-small.jpg" alt="retirement" title="retirement" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Besides saving, planning, and being practically prepared for when you end the working phase of your life, how will it actually feel? What will you be thinking? What will you <em>do</em>?</p> <p>Most of us who start planning early, though we're diligently preparing for that time, can't fathom what it will be like to actually hang up our careers and have time to &quot;putz&quot; around the house.</p> <p>Ending such a large part of your life, your work, is almost sure to bring about some predictable feelings and emotions.</p> <p>Here's a taste of what those thoughts might revolve around, and what you might do.</p> <h2>1. Get a Part-Time Job</h2> <p>If you haven't already made plans, this is likely to be the first thing on your to-do list.</p> <p>Having free time is something that is often longed for by those who have little or none of it. Yet the reality we face as adults is that free time is deceptively attractive, yet tends to let us down. Once we get it, we're restless and in need of something to keep us busy.</p> <p>A part-time job with easy hours, possibly in something you're already experienced with can be a great way to ease out of the workforce and into your retirement.</p> <h2>2. Spend Time (and Possibly Money) on Your Hobbies</h2> <p>One of the best perks of retirement is the opportunity it affords you to do something you love.</p> <p>A loose schedule, fewer demands on your time, and a predictable budget will have you thinking about whatever it is that you've always wanted to do but only got to enjoy in small portions during your working years. (See also: <a href="http://www.wisebread.com/10-awesome-money-making-hobbies?ref=seealso">10 Awesome Money-Making Hobbies</a>)</p> <p>Fishing rods, hunting gear, mountain bikes, cookbooks, a full bookshelf, a garden, or whatever else you've longed to spend your time on will finally get some attention.</p> <p>Your first day of retirement could spent, at least in part, planning how to engage these activities more often.</p> <h2>3. Miss the Routine of Going to Work</h2> <p>It sounds strange, but even the most difficult jobs can have a kind of comforting routine to them and will often cause sadness or frustration when they're gone.</p> <p>What's more, if you liked your job and have just left for good, then you'll almost certainly experience some disappointment on that first day. You'll miss going to work.</p> <p>Isn't that part of most life changes though?</p> <p>Even if the change is good and you have all this new time for yourself and for the things you love, not going to work will be tough at first.</p> <p>Yet you'll adjust and acclimate and won't be able to imagine going back.</p> <h2>4. Start Exercising More Often</h2> <p>You might have long prepared yourself to face the reality of old age, as you aren't likely to be younger than 55 (probably older) by the time you retire.</p> <p>But that isn't likely to stop you from spending some <a href="http://www.nlm.nih.gov/medlineplus/exerciseforseniors.html">more time maintaining your health</a>.</p> <p>According to what your body permits, regular exercise will be far more appealing with extra time to spare and the leisure to get to the gym or your local health club. Particularly if you were an active person before retiring, your health can be a hobby in itself.</p> <h2>5. Keep a Tighter Budget</h2> <p>Depending on your streams of income, retiring means your available spending money will be fixed and predetermined. Thus living expenses will need to be more closely watch and monitored so that you don't run short. (See also: <a href="http://www.wisebread.com/just-saving-isnt-enough-how-cash-flow-allocation-helps-you-retire?ref=seealso">How Cash Flow Allocation Helps You Retire</a>)</p> <p>That alone can be a completely new feeling, as you're relying on income that you've either already earned, or that you're getting in the form of social security or a pension.</p> <p>How can you stretch it then?</p> <p>You stretch it by managing your expenses and keeping a cap on what you pay out. Just because you aren't working doesn't mean you're not managing money.</p> <h2>6. Feel a Sense of Relief</h2> <p>Despite all the difficult emotions and the changes, having your entire working career behind you will undoubtedly be visited by a sense of relief; a deep and relaxing exhale.</p> <p>You've finished a major portion of life's race and the rest is mostly a cool down phase.</p> <p>Life still moves, but at a much slower pace.</p> <p>This should be a relief to you, both in a physical sense and an emotional sense, making your life far more relaxing than it had been previously.</p> <h2>Mixed Emotions</h2> <p>Some people look forward to retirement, even from a young age. Others find it scary, intimidating and an unfriendly reminder of the quickness by which life passes.</p> <p>But like all stages and changes life brings, it has both benefits and drawbacks; pros and cons.</p> <p>Thus your first day of retirement is going to be a complex set of mixed emotions. Some of these will be positive and joyful, while others will be negative and hard to process. A lot of it depends on your personality, health and how you feel about what you accomplished.</p> <p>You can look forward to the positive and be prepared for the negative.</p> <p>We're privileged to live in a time when we don't have to work ourselves into the ground to survive.</p> <p>So the opportunity of retirement itself is worth being thankful for.</p> <p><em>Have you retired? What were some of the thoughts that ran through your head when it was all new to you? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/6-things-you-might-do-on-your-first-day-of-retirement">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-occasions-when-you-should-definitely-hire-a-financial-advisor">7 Occasions When You Should Definitely Hire a Financial Advisor</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-more-fun-money-making-ideas">5 More Fun Money-Making Ideas!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-step-by-step-guide-to-rolling-over-your-401k">The Step-by-Step Guide to Rolling Over Your 401(k)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/x-exciting-world-cities-you-can-afford-to-retire-in">4 Exciting World Cities You Can Afford to Retire In</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Retirement hobbies retirement side jobs Fri, 13 Jun 2014 09:00:22 +0000 Mikey Rox 1142649 at http://www.wisebread.com You CAN Earn More Money — Here's How http://www.wisebread.com/you-can-earn-more-money-heres-how <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/you-can-earn-more-money-heres-how" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cash-74009140.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>If you could earn more money on a regular basis, how would that change your life? How would you use the extra cash?</p> <p>Would you finally pay off your debt? Help out your friends who are struggling financially? Invest more so you'll have a wonderful retirement? Stop penny pinching because you don't have to worry about not having enough money?</p> <p>Do you think it's possible? Well, it is! So follow these proven steps to start earning more money today.</p> <h2>Assess Your Availability</h2> <p>Before you can start making more money, you need to figure out the amount of time you can put towards this effort. Sure, you probably have a busy life. Even so, can you find moments during the week where you have free time, and devote that time to making more money? How many hours can you commit?</p> <h2>Evaluate Your Skills</h2> <p>After you've determined how much time you can devote, you need to figure out what you can do for your potential clients.</p> <p>How do you determine that? Ask yourself these questions:</p> <ul> <li>What can you do well?</li> <li>What skills would you like to develop?</li> <li>What do you love doing?</li> </ul> <p>For example, do you have any of these skills:</p> <ul> <li>Babysittingtutoring</li> <li>Housekeeping</li> <li>Tutoring</li> <li>Pet sitting</li> <li>Cooking</li> <li>Playing an instrument</li> <li>Writing</li> <li>Sewing</li> <li>Social media</li> <li>Computer programming</li> <li>Search engine optimization</li> <li>IT support</li> <li>Graphic design</li> <li>Hair styling</li> <li>Makeup</li> <li>Personal training</li> <li>Photography</li> <li>Video</li> </ul> <p>Now some of these are simple skills that you may already have. Others may require extra training. But here's the thing: None of those skills are out of reach.</p> <h2>Learn What Your Clients Want</h2> <p>After you determine what you can do for others, the next step is to find out if people want what you have to offer. So what do other people want enough to pay for?</p> <p>The good news is that the same list above that shows skills you may already have are also the services people want done for them.</p> <p>So if others would pay you for these skills, then where do you look for chances to serve them?</p> <h2>Find an Opportunity</h2> <p>One of the best places I know of to look for extra work is <a href="http://www.craigslist.org/about/sites">Craigslist</a>. And if you want to find work as a side hustle, the &quot;gigs&quot; section is the best place to search. Once you find a job you think you can do well, the next step is to respond to the person who wrote the ad. Here, your goal is to communicate in a competent way so that your prospect will notice. That way, you're more likely to get a positive response.</p> <h2>Write a Reply That Gets You Noticed</h2> <p>Here's an easy way to write an effective email reply, which I learned from taking Ramit Sethi's <a href="http://earn1k.com/">Earn1K</a> course.</p> <p><strong>Subject</strong>: <em>John, I'd like to help you (what they want done).</em></p> <p>With this sentence, you're saying that your purpose is to serve them.</p> <p><strong>Intro</strong>: <em>Hi John, I read your ad on Craigslist, and I noticed that you're looking for someone to help you (what they want done).</em></p> <p>With this sentence, you're telling them how you found out about the opportunity.</p> <p><strong>Pitch</strong>: <em>I've been doing (what they want done) for (how long you've been doing it), and I'd like to help you do the same.</em></p> <p>With this sentence, you're mentioning your qualifications and offering to help achieve the same results.</p> <p><strong>Result</strong>: <em>That way, by working together, you will (a specific way you'll improve their life).</em></p> <p>With this sentence, you want to get inside your customer's head. Ask, &quot;What's in it for them?&quot; What benefit will they get from working with you? Less stress? More peace of mind? More confidence? More sales? Look more attractive?</p> <p><strong>Test</strong>: <em>We can discuss the details, of course. But first I wanted to see if this is something you're interested in.</em></p> <p>With this sentence, you're setting yourself up for further dialogue if they're interested.</p> <p><strong>Close</strong>: <em>If so, would it be okay to send you a few ideas about how I could help?</em></p> <p>With this sentence, you're restating that your purpose is to serve the client.</p> <p>If they respond to your email, you can move forward and discuss the possibility of working together.</p> <h2>Assess Other Options</h2> <p>Depending on your availability and skills, here are several more ways to make extra money:</p> <ul> <li><a href="http://www.wisebread.com/5-ways-to-make-more-money-in-under-10-hours-a-week">5 Ways to Make Extra Money in Less Than 10 Hours a Week</a></li> <li><a href="http://www.wisebread.com/100-ways-to-make-more-money-this-year">100 Ways to Make More Money This Year</a></li> <li><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Ways for Stay-at-Home Parents to Earn More Money</a></li> <li><a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online">11 Easy Ways to Make Money Online</a></li> <li><a href="http://www.wisebread.com/10-great-home-based-side-business-ideas">10 Great Home-Based Side Businesses</a></li> </ul> <h2>Make a Plan</h2> <p>This is the last &mdash; and most important &mdash; part. Now that you've assessed your availability, skills, and opportunities, it's time to make a plan.</p> <p>Write down the following:</p> <ul> <li>What will you do to make more money? How will you help someone?</li> <li>How much time will you devote on a weekly basis?</li> <li>What are your income goals? How much extra do you want to make each week?</li> </ul> <p>The benefit to writing this all down is that it may spur additional ideas for your money-making venture. And by having this on paper, you'll stay focused on your effort. Then you'll reap the rewards once you see the extra money coming in.</p> <h2>My Results</h2> <p>After reading all of this, I can understand if you're still skeptical. If you are, then let me share my experience with you.</p> <p>I've personally used this method to reply to a post on Craigslist. As a result, I was hired to tutor a junior high student in math. So this method of earning money works!</p> <p>Of course, before you start working for someone through Craigslist (or anywhere else), do your due diligence. But again, the point is that there's tons of opportunity out there for you to start earning more money. All you have to do is reach for it.</p> <p><em>What skills will you use to start earning more money? Please share in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/darren-wu">Darren Wu</a> of <a href="http://www.wisebread.com/you-can-earn-more-money-heres-how">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">5 New Income Streams Anyone Can Create</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income extra income side hustles side jobs Thu, 22 May 2014 08:00:59 +0000 Darren Wu 1140085 at http://www.wisebread.com 5 New Income Streams Anyone Can Create http://www.wisebread.com/5-new-income-streams-anyone-can-create <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-new-income-streams-anyone-can-create" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cash-5188537-small_0.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>If money were water, your income would be the fresh mountain spring&hellip; the source of your spending power. This income &quot;stream&quot; could be your answer to financial independence. So, how do we tap into this spring?</p> <p>Here is a list of potential new income streams anyone can create (or find).</p> <h2>1. Bank Your Annual Raise</h2> <p><strong>Potential Yearly Income: $1,500</strong></p> <p>It's amazing how quickly new income gets burned through when people get raises. In 2014, the average raise is expected to be 3% in the United States. When they get raises, many people seem to forget that they were getting by with their prior salary, and before too long, they are just getting by with the new one. It's not mandatory that your expenses increase in step with your salary. All you have to do is take that additional 3% raise and sock it away in a savings account.</p> <p>If you make $50,000 and get a 3% raise, you will earn an additional $1,500 the following year. To avoid taxes, you could simply increase your 401(k) contribution by that amount. Otherwise, that $1,500 may look more like $1,125 after federal taxes&hellip; and more like $1,000 after state, Social Security, and Medicare taxes hit. But, that's still a nice lump sum. And, it may even go up again the following year! Set up an automatic transfer from your checking account to a savings account as soon as the raise hits, and you'll never feel a thing.</p> <h2>2. 401(k) Match</h2> <p><strong>Potential Yearly Income: $1,500</strong></p> <p>Many companies offer a retirement plan at work. Typically, this comes in the form of a 401(k) plan. If the employee elects to contribute to such a plan, a certain percentage of pay is taken out pre-tax from each paycheck and invested in his or her 401(k) account. Often, the company may sweeten the deal by offering a match. Herein lays your first new income stream.</p> <p>For example, the match may be $0.50 for every dollar you invest up to a maximum of 6% of your salary. Assuming you earn $50,000 per year and choose to invest 6% of your salary into your 401(k), you will have contributed $3,000 by the end of the year. And, you also get your match of $0.50 on the dollar, which means your company contributes an additional $1,500 per year!</p> <h2>3. Credit Card Points</h2> <p><strong>Potential Yearly Income: $500</strong></p> <p>We all spend money, right? So, let's get paid to spend it! Many credit cards offer points for making purchases on your credit card. Often, you'll receive points based on a percentage of the money you spend. I see another potential income stream here.</p> <p>Let's say you spend $25,000 every year and you <a href="http://www.wisebread.com/topic/personal-finance/credit-cards">find a credit card</a> that provides you with points equaling 2% of all expenses paid on the card. To be realistic, not all expenses can be paid for on a credit card. However, if you take advantage of all opportunities (and pay off your credit card each month), you can certainly create a nice little income each year.</p> <p>Just 2% of $25,000 is still $500 additional income to you.</p> <h2>4. Consulting or Freelancing</h2> <p><strong>Potential Yearly Income: $1,000 (and up!)</strong></p> <p>Now take a look at the skills that you possess. What do you love doing that you can teach others in your free time? Are you a great musician, tech geek, writer, marketing genius, artist? In the age of the Internet, it seems everyone is creating some sort of service based business.</p> <p>Let's consider one simple idea. Do you have a knack for growing your social media followers? Turn that into a business. Something that comes naturally to you might seem impossible for others. You could charge $0.50 for every new Facebook &quot;like&quot; you obtain for a non-tech savvy small business owner. The business gets 200 new followers, and you pocket $100! Plus, if it's easy for you, it won't even feel like work. Do that for 10 people, and you'll pull in $1,000.</p> <p>The possibilities here are nearly limitless, but here are some ideas to get you started:</p> <ul> <li><a href="http://www.wisebread.com/8-freelance-gigs-anyone-can-do-to-make-extra-money">8 Great Freelance Gigs</a></li> <li><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">Side Jobs for Stay-at-Home Parents</a></li> <li><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></li> <li><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash </a></li> </ul> <h2>5. Craigslist/eBay Sales</h2> <p><strong>Potential Yearly Income: $1,200</strong></p> <p>Everyone has junk in their home that they just don't need anymore. And, as the saying goes, your junk could be another person's treasure. The problem is that no one wants to spend time sorting through things and taking pictures for the Internet. Well, suck it up and create another income stream for yourself!</p> <p>Just think&nbsp;<span style="font-size: 13px;">&mdash;</span><span style="font-size: 13px; line-height: 1.7em;">&nbsp;Craigslist is loaded with old books, clothes, toys, video games, furniture... and whatever else you can find in your attic or basement. You could easily sell a coach ($200), TV ($100), a few cell phones ($50), several books ($50), a nice piece of wooden furniture ($300), and a box of video games ($150); and you'll be well on your way. Throw in some power tools ($250) and a canoe ($100), and you'll have a handful of cold hard cash!</span></p> <h2>6. Fitness Benefit Reimbursement</h2> <p><strong>Potential Yearly Income: $150</strong></p> <p>We all love to talk about how expensive our health insurance is, but it's something we are required to pay. So let's take advantage of the fitness benefit offered by most insurance companies. All you need to do is spend money on a gym membership (which you probably already do)!</p> <p>Many insurance companies refund a portion of the cost of a gym membership. For example, my health plan gives me $150 every year just for showing them that I spent at least that much to pay for my gym membership. I'm going to the gym anyway, so why not get paid to do it?</p> <p>So let's stop here and total up our five recently uncovered revenue streams. Yup, that's $5,850! Now multiply that by five years, and you've just generated almost $30,000 &mdash; not including interest earned or investment returns. Just think of what you could do with this additional cash flow over your lifetime!</p> <p><em>How else have you generated income for yourself? Do you have any tips to share with us? </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/eric-roberge-cfp">Eric Roberge CFP</a> of <a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-can-earn-more-money-heres-how">You CAN Earn More Money — Here&#039;s How</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income extra income freelancing side jobs Wed, 14 May 2014 08:00:18 +0000 Eric Roberge CFP 1139228 at http://www.wisebread.com 8 Freelance Gigs Anyone Can Do to Make Extra Money http://www.wisebread.com/8-freelance-gigs-anyone-can-do-to-make-extra-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-freelance-gigs-anyone-can-do-to-make-extra-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/pet-80603304.jpg" alt="dog walker" title="dog walker" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>&quot;This easy money I'm earning on the side is really cramping my style!&quot; &mdash; said no one ever.</p> <p>A small, supplemental income that's not too taxing on your time and energy can mean the difference between frugal and comfortable living. Trying to grow your savings? Stuck with a salary freeze? Too pinched to pull the trigger on that weekend getaway? Here are eight low-commitment gigs you can go after outside your nine-to-five to pad your pockets or indulge your leisure.</p> <h2>1. Be a Social Media Guru</h2> <p>You're probably not surprised by this stat: <a href="http://mashable.com/2014/02/13/linkedin-social-media-study/">81% of small and medium-sized businesses use social media</a> to drive growth. But believe it or not, the Internet, with all its intricacies, is still a foreign place for many folks out there &mdash; including business owners. And while the majority of them are onboard with the social media marketing revolution, a solid 20% are still missing out.</p> <p>If you're savvy on Facebook, Twitter, Instagram, Pinterest &mdash; whatever networking tool might best add value and buzz to your local coffee shop's brand &mdash; set up a meeting with the owner and pitch your talents. This goes for the pizza shop, yoga studio, and laundromat on the corner, too. Those of us who live out our digital lives on these networks know them best. And we know how to use them to grow a brand or customer base because we've experienced first hand what works and what flops. No marketing degree required.</p> <h2>2. Give a Ride</h2> <p>If you've got a car and clean driving record, you can offer rides for a fee to people in your community who need a lift by using web-based services like <a href="http://www.lyft.com/">Lyft</a> and <a href="https://www.uber.com/">Uber</a>. For example, you can offer to drive a stranger to their cousin's birthday party across town for $8. You get to choose how much your time is worth.</p> <h2>3. Offer Quick Services for Small Fees</h2> <p>With Amazon's <a href="https://www.mturk.com/mturk/welcome">Mechanical Turk</a>, all you need is Internet access to make money from the comfort of your couch by completing tasks like writing product descriptions or identifying animal species in photographs. Many of the tasks take minutes to complete, which is both a bonus and drawback. You typically have to complete numerous tasks to earn any sizable income.</p> <p>Another website that will allow you to complete small tasks for a fee is <a href="http://tracking.fiverr.com/aff_c?offer_id=1441&amp;aff_id=4437">Fiverr</a>. You can complete tasks in areas like online marketing and foreign language translation for modest sums akin to $5. Examples of services currently being offered for $5 on Fiverr include writing a testimonial for a your business and creating an original Mother's Day rap.</p> <h2>4. Teach</h2> <p>You'll rake in the big bucks with college prep tutoring, but you can still make good money teaching if you don't know the ins-and-outs of the SAT with many <a href="http://www.wisebread.com/extra-income-opportunity-online-tutoring">online tutoring opportunities</a>.</p> <p>Lots of kids (and adults) need help in math, science, writing, foreign languages, and the arts. And if you're not comfortable teaching academics, you can still make money teaching skills you <em>are</em> comfortable sharing. Do you play an instrument? Can you <a href="http://www.shareasale.com/r.cfm?b=597358&amp;u=255320&amp;m=29190&amp;urllink=&amp;afftrack=">sew, knit, or crochet</a>? Are you a master computer programmer? Can you teach prospective vegans how to prepare meals? Would you make a killer tennis instructor? Do you know how to write a great cover letter or design a sharp resume? Brainstorm your skills. Now go out and find your students. They're out there. And there are coffee house bulletin boards, digital community boards like <a href="http://www.mypebblebox.com/home/">PebbleBox</a>, and social media networks to help you spread the word about your services.</p> <h2>5. Run Errands</h2> <p><a href="https://www.taskrabbit.com/">TaskRabbit</a> is a web-based service that helps match people looking to make some some extra cash with people nearby who are willing to pay to cross a few more items off the to-do list. By becoming a bonafide TaskRabbit, you'll have access to an array of local gigs ranging from running errands at the grocery store to more skilled labor like patching up a deflated bicycle tire. Not only will you be raking in the dough, you'll also have the satisfaction of knowing you helped out a neighbor in need.</p> <h2>6. Walk the Neighbors' Dogs</h2> <p>Websites like <a href="http://www.dogwalker.com/">DogWalker.com</a> exist solely to pair dog owners with people willing to walk their four-legged family members when they can't be around do it themselves. Not only can you use online dog walking job boards to scour databases of gigs near you, you can also list yourself as a willing-and-able dog walker on the prowl for furry clients. It'll cost you less than $1 to list your services in up to 25 zip codes using DogWalker.com. Other sites worth checking out include <a href="http://www.anrdoezrs.net/click-2822544-10563277">Care.com</a> and <a href="http://www.jdoqocy.com/click-2822544-10460530">sittercity</a>.</p> <h2>7. Babysit</h2> <p>Technology has altered the way we do many things, but we're not yet in an age where a robot can sufficiently look after a child. The babysitter is still in style, and there are lots of cool websites like the aforementioned&nbsp;<a href="http://www.jdoqocy.com/click-2822544-10460530">sittercity</a> and <a href="http://www.anrdoezrs.net/click-2822544-10563277">Care.com</a> to help you find clients. It might feel a bit like a flashback to your 16-year-old self, but the truth is this: Parents will pay good money to know their children are in good hands. And, thankfully, you're no longer your 16-year-old self. You're a responsible (we hope), reliable adult. You now know what to do when the four-year-old wets the bed. And you know lots of people with children. So don't be shy; every parent needs a break.</p> <h2>8. Capitalize on Festival Season</h2> <p>Warm-weather festivals, fairs, markets, and concert venues need temporary employees to do work ranging from marketing and ticket sales to parking lot and aisle attending. They also need crafters, musicians, photographers, and other artistic folks to make these events worthwhile. Be proactive and search for the organizers of popular seasonal or one-time events coming to your area. Reach out and offer your services.</p> <h2>Keep Your Eyes Peeled</h2> <p>Whether you choose to chase one of these eight freelance jobs, there's a habit every side-job seeker should adopt: Troll your local job boards with regularity. Coffee house bulletin boards as well as digital ones like Craigslist are oft-overlooked gold mines for well-paying gigs. You won't know what you'll find 'til you look.</p> <p><em>How have you made extra money on the side? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/8-freelance-gigs-anyone-can-do-to-make-extra-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">How to Make Money as a Chat or Forum Moderator</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income freelance gigs side jobs Mon, 05 May 2014 08:12:19 +0000 Brittany Lyte 1137744 at http://www.wisebread.com 12 Legit Ways for Stay-at-Home Moms and Dads to Earn Some Extra Cash http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kid-dad-2286711-small.jpg" alt="dad with son" title="dad with son" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Moms who decide to stay at home and raise their children definitely have their fair share of work. If you're a stay-at-home mom, you don't need me to tell you that. But perhaps you're a stay-at-home mom who is looking to earn some cash and doesn't mind working a little extra. (See also: <a href="http://www.wisebread.com/7-things-to-consider-before-becoming-a-stay-at-home-parent">7 Things to Consider Before You Become a Stay-at-Home Parent</a>)</p> <p>Here are some truly legit ways for you to make money at home in your spare time.</p> <h2>1. Become a Social Media Consultant</h2> <p>Local and far-flung businesses are looking to hire social media consultants and managers. As a social media manager, you'll help businesses with their Facebook, Google+, Twitter, and other social media pages. Read a few good books on social media strategies to get started. (See also: <a href="http://www.wisebread.com/avoiding-social-media-slip-ups-at-work?ref=seealso">How to Avoid Social Media Slip-Ups at Work</a>)</p> <h2>2. Work as a Virtual Assistant</h2> <p>If you're a pro at organization and productivity, put those skills to good use as a virtual assistant. Increasingly, businesses are hiring virtual assistants to answer phones, schedule appointments, type up documents, organize records, and do some data entry.</p> <h2>3. Become a Professional Blogger</h2> <p>Blogs aren't just for family photos or diary entries; you can actually make some money blogging. Earn some cash through advertising products and services you love. (See also: <a href="http://www.wisebread.com/how-do-bloggers-make-money-what-every-non-blogger-should-know?ref=seealso">How Do Bloggers Make Money?</a>)</p> <p>Think of a skill you have that you can blog about. If you're an expert cook, for example, consider starting a food blog. <a href="http://thepioneerwoman.com">The Pioneer Woman</a> started out as a mom blogging her recipes and turned it into a full-time job!</p> <h2>4. Tutor and Give Lessons</h2> <p>Whether you're an expert at playing piano or are bilingual and would like to teach others, there's some kind of skill you have that you can teach to kids or adults in your area.</p> <p>Start a website advertising your tutoring services and give free first lessons to promote your business.</p> <h2>5. Sell on Etsy.com</h2> <p><a href="http://etsy.com">Open an Etsy store</a>, and you can sell handmade vintage items, jewelry, and more. You can have your own storefront and ship items after receiving orders. Etsy is a growing marketplace and worth checking out. (See also: <a href="http://www.wisebread.com/5-ways-etsy-can-help-start-your-small-business?ref=seealso">5 Ways Etsy Can Help Your Startup</a>)</p> <h2>6. Sell for Multi-Level-Marketing Organizations</h2> <p>Yes, you can find legit multi-level organizations and help pay the bills with the money you earn. But remember, it's important to understand the difference between multi-level marketing programs and pyramid schemes.</p> <h2>7. Sell Your Skills on Fiverr.com</h2> <p><a href="http://tracking.fiverr.com/aff_c?offer_id=1441&amp;aff_id=4437">Fiverr.com</a> allows people to sell their skills for $5. It's interesting what some people are selling, like taking a picture holding a sign, recording a custom song, or designing logos for a business. Have fun, be creative, and come up with your own little Fiverr business! (See also: <a href="http://www.wisebread.com/5-ways-to-make-extra-income-online-today?ref=seealso">5 Ways to Make Extra Income Online</a>)</p> <h2>8. Babysit Other Children</h2> <p>You're taking care of your own kids, why not take care of a few more? Let friends and family know that you're available for daycare services. Some parents both work during the day, and since you're a stay-at-home mom, you can fill a need for willing parents.</p> <h2>9. Become a Graphic Designer</h2> <p>Graphic designers are in high demand these days. A good graphic designer can make a living designing for websites and ebooks. Research some of the programs you'll need to do your work, and figure out the best business model for you.</p> <h2>10. Do Bookkeeping for Businesses</h2> <p>One of the last things many business owners want to do is the books. Bookkeeping is quite the burden for those who want to just focus on what they do best, so there is certainly a market for those willing to do some accounting.</p> <p>It can help to take a few courses in accounting and make sure you're on top of all the activities of your clients. Create a comprehensive solution and businesses everywhere will thank you.</p> <h2>11. Sell Photos Online</h2> <p>Love photography? You can sell your photos online at sites like <a href="http://submit.shutterstock.com">Shutterstock</a> and <a href="http://www.dreamstime.com">Dreamstime</a>. If you're good, you can actually make some decent money selling your photos. Websites are constantly looking for great photography to go along with their articles.</p> <h2>12. Start an Antique Restoration Business</h2> <p>If you collect antiques and restore them, why not turn that into a business? You can advertise your services at local antique shops and might even find some business through them. Make old things look brand new, add some modern flare to an old collectible, or frame works of art for selling. (See also: <a href="http://www.wisebread.com/reselling-antiques-the-five-principles-of-power-picking?ref=seealso">How to Pick Antiques for Resale</a>)</p> <h2>Final Thoughts</h2> <p>These are just a few ideas for stay-at-home moms; I'm sure with a little brainstorming you can come up with many more. Just because you're not working a traditional job doesn't mean you can't earn some extra cash.</p> <p><em>How will you bring in some extra cash as a stay-at-home mom or dad? Share your ideas with us in the comments!</em></p> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p>Bob Lotich is the founder of <a href="http://christianpf.com">Christian Personal Finance</a>, a website devoted to helping folks make more money, save more, invest wisely, and increase their giving.</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/bob-lotich">Bob Lotich</a> of <a href="http://www.wisebread.com/12-legit-ways-for-stay-at-home-moms-and-dads-to-earn-some-extra-cash">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-new-income-streams-anyone-can-create">5 New Income Streams Anyone Can Create</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-more-fun-money-making-ideas">5 More Fun Money-Making Ideas!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-freelance-gigs-anyone-can-do-to-make-extra-money">8 Freelance Gigs Anyone Can Do to Make Extra Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-fun-ways-to-make-money">8 Fun Ways to Make Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income extra income freelance income side jobs Fri, 20 Dec 2013 10:36:33 +0000 Bob Lotich 1101138 at http://www.wisebread.com 15 Ways to Make Money While You Travel http://www.wisebread.com/15-ways-to-make-money-while-you-travel <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-ways-to-make-money-while-you-travel" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/travel-5029891-small.jpg" alt="woman with a map" title="woman with a map" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Exploring the world can cost a pretty penny, but you can lower the cost of travel &mdash; and deepen your experience at each location &mdash; by doing side jobs along the way. Here are 15 ways to earn money while abroad. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">Best Travel Rewards Credit Cards</a>)</p> <h2>1. Write About It</h2> <p>Travel writing may not pay much to start, but if you're traveling in countries with a lower cost of living, it may be enough. I made a pretty good side income while living in China by writing about my travels on travel blogs and websites. At first, I was making $10 an article, but after I accumulated more experience, several websites offered me more. The best thing about travel writing is that you can do it from anywhere, as long as you have an Internet connection, so you're not tied down to one place for long. (See also: <a href="http://www.wisebread.com/so-you-wanna-be-a-travel-writer">How to Be a Travel Writer</a>)</p> <h2>2. Use Your Editing Skills</h2> <p>Proofread translations of signs, menus, and newsletters. Create English-language marketing materials. Edit the local English-language magazine targeted to expats. Put yourself out there and offer your services. You might be surprised how many people will take you up on your offer.</p> <h2>3. Teach</h2> <p><img width="605" height="303" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/traveljobs-4091072-small.jpg" alt="" /></p> <p>One of the easiest ways to get paid while working and living abroad is teaching English. If you're thinking long-term, a job with a year-round school or university is the most stable and, with over two months of holidays, you'll have plenty of time to travel. Schools will often also pay your roundtrip airfare. In the short term, language schools often hire teachers for a few weeks or months. Try teaching at a summer camp for a few weeks and taking the rest of the summer to travel (that's how I funded my first two month trip abroad). Check out <a href="http://www.eslcafe.com/jobs/">Dave's ESL Cafe</a> to start.</p> <h2>4. Tutor</h2> <p>Tutoring English or another language, music, and other skills can be a great way to supplement your income on a flexible schedule, even if you're only staying in the area for a few months. Try putting up flyers at the local school or on community bulletin boards.</p> <h2>5. Work in Hospitality</h2> <p>English speakers are needed to greet tourists at hotels and resorts around the world, so if you're interested in the hospitality industry, that might be a good place to find a job. In the short term, you might be able to get free room and board at a local hostel in exchange for a few weeks of work at the front desk. (See also: <a href="http://www.wisebread.com/jobs-that-offer-free-room-and-board">Jobs With Free Room and Board</a>)</p> <h2>6. Sell Stuff Online</h2> <p>The country in which you're traveling might have lots of adorable knick-knacks that folks back home would love. For a little extra income, <a href="http://www.ebay.com/">selling local goods on eBay</a> might be a good way to make a buck or two. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">Best Travel Reward Credit Cards</a>)</p> <h2>7. Au Pair or Nanny</h2> <p>A friend of mine spent a year as a live-in nanny, or <em>au pair</em>, in Paris. If you love kids, this might be the perfect opportunity for you to live with a local family and learn local customs, while being able to travel on weekends. <a href="http://www.aupairint.com/index.php?option=com_content&amp;view=article&amp;id=317&amp;Itemid=111">Au Pair International</a> is one of many organizations that trains au pairs and matches them with families abroad.</p> <h2>8. Administer Exams</h2> <p>Internationally recognized English exams such as TOEFL or IELTS are always hiring native English speakers to administer the exams for students abroad. Often, this means working long hours on the weekends, but the pay is decent, your hotel stay at the exam location is paid for, and you have most of the week free for traveling.</p> <h2>9. Get a Stipend as a Student</h2> <p>Many universities around the world offer scholarships for Masters' or PhD programs for English speakers, along with a small stipend and sometimes student housing. Although this stipend isn't usually enough to let you live in style, you can always supplement your income by tutoring other students.</p> <h2>10. Teach Fitness Classes</h2> <p>If you're qualified to teach Yoga, Pilates, Tai Chi, or another kind of fitness activity, you may be in demand as an instructor around the world. You might want to look into opening a studio in your home or offering classes at the local beach (especially in popular tourist locations where people are looking for the &quot;Eat, Pray, Love&quot; experience). The great thing about offering classes on your own is that you can work on your own schedule and you're not tied to a contract, allowing you to take off and travel whenever you want.</p> <h2>11. Teach Scuba</h2> <p>I know several expats who are making good money as scuba instructors in Latin America, leading more advanced dives into underwater caves as well as basic scuba classes associated with resorts. If you love scuba diving, it can take as little as six months of diving experience to attain the level needed to <a href="http://www.padi.com/scuba/padi-courses/professional-courses/default.aspx">start professional training with PADI</a>, so if you plan ahead, you can have plenty of opportunities opening up by the time you start traveling.</p> <h2>12. Adventure Sports Instructor</h2> <p>Along the same lines as teaching scuba, you can teach almost any sport at a basic level if you're an experienced practitioner. You might consider teaching surfing or kite surfing, leading mountain biking rides, or teaching basic rock climbing. If you choose to teach an adventure sport, it might be best to go through a company or resort to minimize your liability. Make sure you have good insurance as well.</p> <h2>13. Tour Guide</h2> <p>Working with a tour company allows you to explore the local sights while being paid. If you're more active, leading bike tours might be a fun way to earn money while being a tourist. (See also: <a href="http://www.wisebread.com/make-money-in-your-hometown-become-a-tour-guide">How to Become a Tour Guide in Your Hometown</a>)</p> <h2>14. Food Industry</h2> <p><img width="605" height="303" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/traveljobs-5278847-small.jpg" alt="" /></p> <p>Foreigners living in countries around the world are willing to pay a premium for familiar food and drink. I know a few people who have made a living as chefs and bartenders around the world, or as restaurant managers. Another friend of mine worked as a wine expert at various vineyards in New Zealand for several months. If working in a restaurant sounds too stressful, a more flexible option would be to offer cooking classes to either expats or locals.</p> <h2>15. Dog Walker</h2> <p>I literally JUST saw an ad for a live-in dog walker in London, UK. The position entailed 25 flexible hours a week, and included room and board as well as $100 a week! It's the perfect situation for exploring a new city, especially one where accommodations are expensive.</p> <p>There are a wide range of options for earning money while traveling abroad. Some jobs require you to stay in the area for a while, such as teaching jobs, whereas others are more flexible. Think about what skills you have to offer &mdash; many of them are likely to be as in demand abroad as they are at home (or even more so).</p> <p><em>Have you figured out how to earn some money while traveling or living abroad? What did you do?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> of <a href="http://www.wisebread.com/15-ways-to-make-money-while-you-travel">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-get-free-or-almost-free-airline-tickets">10 Ways to Get Free (or Almost Free) Airline Tickets</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-escape-with-these-14-affordable-weekend-getaways">Make Your Escape With These 14 Affordable Weekend Getaways</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-secrets-of-last-minute-travel">20 Secrets of Last-Minute Travel</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-questions-to-ask-before-you-book-a-vacation-package">6 Questions to Ask Before You Book a Vacation Package</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel cheap vacations income side jobs travel travel income Mon, 23 Sep 2013 10:36:03 +0000 Camilla Cheung 986769 at http://www.wisebread.com From Fine to Fabulous: 7 Ways to Improve Your eBay Business http://www.wisebread.com/from-fine-to-fabulous-7-ways-to-improve-your-ebay-business <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/from-fine-to-fabulous-7-ways-to-improve-your-ebay-business" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/laptop-4986817-small.jpg" alt="laptop" title="laptop" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Online auction heavyweight eBay has gone through a sea change since it was first launched in 1995. For sellers and buyers and alike, the site <a href="http://www.wisebread.com/big-changes-to-ebay-that-will-make-you-really-happy" target="_blank">has never been more robust</a>, feature rich, or easier to use than it is right now. But a booming business brings tight competition, and when you combine more people online with easier listing processes, you get a rarefied selling atmosphere where merchants need to stay on top of their game in order to win. (See also: <a href="http://www.wisebread.com/shop-like-a-ninja-on-ebay" target="_blank">Shop Like a Ninja on eBay</a>)</p> <p>I&rsquo;ve been selling on eBay since 1999, and I&rsquo;m always tweaking my strategy to keep my sales consistent and my motivation intact. For longtime sellers and for those new to the biz, I&rsquo;ve created seven tips to boost sales and keep your customers coming back.</p> <h2>1. Personalize Your About Me Page</h2> <p>Your brand is your business, and eBay&rsquo;s About Me page gives buyers a chance to read your story and learn more about the types of items you offer. It&rsquo;s a great place to showcase what&rsquo;s for sale, tout your feedback rating, and reiterate your general selling, payment, and shipping policies. Take a few minutes to customize this page with an image and well-written copy. It will help market your business to current and future fans.</p> <h2>2. List Like a Searcher</h2> <p>Failing to think like a searcher or buyer is perhaps the most common mistake online sellers make. From keyword usage in titles to detailed descriptions and multiple photographs, it&rsquo;s essential to channel buyers when you&rsquo;re selling anything. Ask yourself what words or word combinations would buyers likely use to find an item? What parts of it will they need to see? What measurements or specs will be important to them? What extras are included? Anticipate the common questions buyers might ask and write a description that proactively answers them all.</p> <h2>3. Post More Photos</h2> <p>It&rsquo;s simple; photos sell items. eBay&rsquo;s revised fee structure encourages sellers to post more photos by no longer assessing charges per image. Get shots from different angles and perspectives, showing both the positive and negative details of your item. Use adequate lighting and experiment with simple photo-editing software to improve and refine picture quality.</p> <h2>4. Bullet-Point Your Descriptions</h2> <p>Buyers are often in a hurry &mdash; the simpler and faster <a href="http://www.wisebread.com/effective-ebay-listing-0" target="_blank">you make the buying process</a>, the better. Rather than long paragraph descriptions, try listing all relevant pieces of information in easy-to-scan bullet points and arrange them in order of importance. Be brief, clear, accurate, and concise.</p> <h2>5. Provide Tracking Information</h2> <p>eBay&rsquo;s seller dashboard makes updates easy. Let sellers know when an item ships and, if relevant, provide tracking numbers so buyers can check on their shipments independently. This will help reduce random &quot;Where&rsquo;s my package?&quot; questions for you and is just good customer service.</p> <h2>6. Include a Thank-You</h2> <p>Including a printed thank-you note in each package you ship is a smart professional touch that will help buyers remember you and, hopefully, keep them coming back again and again. Make sure your note includes your seller ID to make follow-up shopping easier.</p> <h2>7. Leave Appropriate Feedback</h2> <p>Honest and timely feedback is the lifeblood of any online shopping system. Although I&rsquo;m personally not a fan of sellers being unable to leave negative feedback for buyers on eBay (a change that creates an imbalance in the feedback system and makes little sense in the grand scheme of things), at least there&rsquo;s a structure in place to promote easy communication and independent resolution between buyers and sellers. Encourage your buyers to leave appropriate feedback if they&rsquo;re happy with the transaction and to contact you if there&rsquo;s an issue that might lead to a negative score.</p> <p>eBay remains a fantastic venue for moving miscellaneous items as you <a href="http://www.wisebread.com/how-to-downsize-and-declutter" target="_blank">declutter</a>, making a few extra bucks flipping vintage items, or liquidating a large collection. Sellers just need to work a bit harder, know how to market themselves, and take full advantage of the technology.</p> <p><em>Are you an eBayer? What methods do you use to boost sales and distinguish your service from the competition?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/from-fine-to-fabulous-7-ways-to-improve-your-ebay-business">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/big-changes-to-ebay-that-will-make-you-really-happy">Big Changes to eBay That Will Make You Really Happy</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/clear-out-that-clutter-15-places-to-sell-your-stuff">Clear Out That Clutter: 15 Places to Sell Your Stuff</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income eBay selling on ebay side jobs Thu, 30 May 2013 10:24:30 +0000 Kentin Waits 976253 at http://www.wisebread.com 5 Things 30-Year-Olds Don’t Have Enough Of http://www.wisebread.com/5-things-30-year-olds-don-t-have-enough-of <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-30-year-olds-don-t-have-enough-of" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2568840165_49aa2eb7a5_z.jpg" alt="man in shock" title="man in shock" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>As humans, we tend to set up milestones for ourselves. It's fairly common to take stock at the end of each decade of life, and figure out what we need to do differently. One of those major milestones seems to be the age 30.</p> <p>At age 30, you are assumed to be moving forward with life. You're firmly in the adult world, but you might still be making the mistakes of post-adolescence. Chances are that you're looking around at age 30, and wondering why you aren't in a better position. If you are 30, or about to turn 30, consider that you probably don't have enough of the following. (See also: <a href="http://www.wisebread.com/5-expenses-to-ditch-after-age-30">5 Expenses to Ditch After Age 30</a>)</p> <h2>1. Retirement Savings</h2> <p>It's hard to think that you need to worry about retirement when it's 25 to 30 years away. However, now is the time to be setting aside money. The longer you let compound interest do its thing, the more money you will have later. And that's important.</p> <p>A recent survey <a href="http://www.dailyfinance.com/2012/11/14/retirement-savings-by-age-how-do-you-compare/">conducted by LearnVest and Chase Blueprint</a> found that the median amount of money that those ages 25-32 have saved for retirement is $12,000. That's not a whole lot to go on. You aren't going to reach your retirement goals if you are only setting aside $100 a month. You probably need to ramp up your retirement savings if you expect to enjoy your golden years in comfort.</p> <h2>2. Emergency Savings</h2> <p>A large number of Americans are without <a href="http://www.wisebread.com/figuring-the-size-of-your-emergency-fund">emergency savings</a>, and 30-year-olds are likely to be in that group. According to a recent Bankrate Financial Security Index survey, 28% of Americans have no emergency savings at all. An additional 21% of Americans have some savings, but less than three months' worth. When you total that up, it's clear that 49% of Americans don't even have enough emergency savings to last three months. Only 25% of respondents say that they have at least six months' savings.</p> <p>Chances are that you fall into the &quot;not enough emergency&quot; savings group &mdash; and it's probably time to ramp it up so that you are prepared for what could be next.</p> <h2>3. Life Insurance</h2> <p>Is your family adequately protected in the event of your death? Life insurance is an important part of financial planning. Unfortunately, many 30-year-olds don't have life insurance, and, if they do, they don't have enough of it.</p> <p>According to <a href="http://www.jdpower.com/content/detail.htm?jdpaArticleId=346">J.D. Power &amp; Associates</a>, 40% of adult Americans have no life insurance at all. On top of that, 25% of those who had spouses that died between the ages of 30 and 55 felt that there wasn't enough coverage. When you think about it that way, it becomes clear that you need life insurance.</p> <p>If you care about your family, you should consider boosting your life insurance coverage. <a href="http://lifeinsurancebyjeff.com/how-to-get-the-cheapest-term-life-insurance-policy/">Term life is very affordable</a>; you can get a large amount of coverage for a fairly low premium.</p> <h2>4. Income Diversity</h2> <p>While it's nice to have a good job with great benefits, it's important not to become too dependent on one source of income. In the current economy, you never know when layoffs will strike. As a result, it's important to be ready with <a href="http://www.goodfinancialcents.com/ways-to-make-money-earn-extra-income/">diverse income streams</a>. A good emergency fund can help shield you, but it's also a good idea to look for ways to build your assets.</p> <p>You can start a <a href="http://www.wisebread.com/30-great-side-jobs">side hustle</a>, monetize a website, get involved in selling items and crafts on eBay, Craigslist, and Etsy, build a dividend portfolio, or engage in a creative endeavor that brings royalties. While you don't need to try to replace your day job, you can reduce your reliance on a single source of income (your day job) for your financial wellbeing.</p> <h2>5. Long-Term Financial Planning</h2> <p>At 30, you probably don't realize how important a long-term financial plan is. In fact, you probably don't have nearly enough financial planning under your belt. Your complete financial plan should include a look at major milestones, from buying a house (if you decide to go that route) to having kids to sending those kids to college to retirement.</p> <p>You should have a long-term financial roadmap that can get you to where you want to be. You can sit down with your life partner and work this out, or you can go to a trusted financial adviser to get help. But you need to make a plan. You should figure out what you need to do to create the lifestyle you want now and for the future.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jeff-rose">Jeff Rose</a> of <a href="http://www.wisebread.com/5-things-30-year-olds-don-t-have-enough-of">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-life-is-amazing-with-an-emergency-fund">11 Ways Life Is Amazing With an Emergency Fund</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/becoming-financially-secure-what-to-do-first">Becoming Financially Secure: What to Do First</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/choosing-life-insurance-term-or-permanent">Choosing Life Insurance: Term or Permanent?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-to-use-savings-to-pay-off-debt">When to Use Savings to Pay Off Debt</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-and-why-to-buy-life-insurance">How (and Why) to Buy Life Insurance</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance emergency fund growing up life insurance side jobs Fri, 01 Mar 2013 11:15:26 +0000 Jeff Rose 968006 at http://www.wisebread.com Freelancing: A Beginner’s Guide to Doing It Right http://www.wisebread.com/freelancing-a-beginner-s-guide-to-doing-it-right <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/freelancing-a-beginner-s-guide-to-doing-it-right" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/wisebreadfreelance.jpg" alt="Coffeeshop Telecommuter " title="Coffeeshop Telecommuter" class="imagecache imagecache-250w" width="250" height="168" /></a> </div> </div> </div> <p>Depending on the field you&rsquo;re in, freelancing can be a great way to make extra money or transition into a full-time flexible career. But doing it right takes some planning and strategy. If you&rsquo;re considering freelancing as a way to supplement or replace your current income, here are the basics on how to get started. (See also: <a href="http://www.wisebread.com/30-great-side-jobs">30&nbsp;Great Side Jobs</a>)</p> <h2>Network</h2> <p>As with any other business, <a href="http://www.wisebread.com/15-simple-networking-tricks">networking makes all the difference in the freelance world</a>.</p> <p>Use past work connections, friendships, social media sites, and professional groups to get the word out about your services. Have an elevator pitch ready to explain what you do, your qualifications, and what sets you apart from the competition. Though networking is a never-ending process, it&rsquo;ll become easier as your body of independent work builds and satisfied customers begin spreading the word.</p> <h2>Research and Set Fees</h2> <p>Knowing what to charge can be tricky. Most freelancers make one of two mistakes when it comes to setting their fee structure. Either they underestimate what the market is willing to pay (short changing themselves in the long run), or they price their services too high for their experience level (alienating potential new clients).</p> <p>Use <a href="http://thenextweb.com/entrepreneur/2012/09/08/freelancing-pricing-services/" target="_blank">online research tools to determine</a> what independent contractors are making in your field and in your area. Find the sweet spot based upon your background and skill set.</p> <h2>Establish a Rate Card</h2> <p>Once you know the general range of what you&rsquo;ll be charging, establish a rate card that outlines your menu of services.</p> <p>Think of every potential project you could land.</p> <ul> <li>Will you charge per hour or per project?</li> <li>How might your hourly rate change based upon the complexity of the work?</li> </ul> <p>A clear outline of prices (or even a good estimate) will help clients anticipate expenditures and budget for your services.</p> <h2>Pitch Recurring Projects</h2> <p>Big projects are great, but they&rsquo;re inconsistent. Pitching recurring monthly or quarterly projects to clients will show initiative and help smooth the peaks and valleys in your freelance income. Even a few modestly priced &ldquo;maintenance&rdquo; projects that you can count on every month will make a world of difference financially &mdash; especially in the beginning.</p> <h2>Create an Invoicing System</h2> <p>Once you have a rate card and are assertively pursuing projects, it&rsquo;s time to create an invoice. Here, simplicity is key. Create a one page Word document that includes:</p> <ul> <li>Date</li> <li>Your business name, address, and phone</li> <li>Tax ID number (if applicable)</li> <li>Client name, address, and contact person</li> <li>Project description</li> <li>Date work was completed</li> <li>Agreed upon fees and totals</li> <li>Method of remittance</li> <li>A thank you</li> </ul> <p>For examples of invoices that tick all the right boxes, check out <a href="http://www.smashingmagazine.com/2009/11/05/invoice-like-a-pro/" target="_blank">these slick designs</a> from Smashing Magazine.</p> <p>Every client has a different payment schedule and as your work expands, you&rsquo;ll need a way to track your invoices quickly and easily. I use a <a href="http://www.wisebread.com/excel-the-most-underrated-software-you-already-own">simple Excel sheet</a> with six columns: Client Name, Project Description, Hours Worked, Amount of Invoice, Date Invoiced, and Payment Status. It&rsquo;s a bare bones way for me to check the status of my billings and helps ensure that no client gets invoiced twice for the same job.</p> <h2>Don&rsquo;t Forget About Taxes</h2> <p>Remember, freelance work typically means you&rsquo;ll be receiving a 1099 tax form and will be responsible for setting aside the proper income tax amount yourself. Depending on how you structure your freelance work and how much revenue you&rsquo;re bringing in, you may be required to file estimated taxes quarterly. Discuss the particulars of your business with a tax advisor to make sure you&rsquo;re organized for Uncle Sam.</p> <h2>Create a Freelance Resume and Portfolio</h2> <p>Typically, your first few clients as freelancer will be people who know you and know your work. But once you have some projects under your belt, it&rsquo;s time to formalize it and reflect it in your resume. Create a separate resume or portfolio of work that you can use when pitching projects marketing your business to new clients.</p> <h2>Market, Market, Market</h2> <p>A successful freelance business takes constant attention. The work you&rsquo;re doing today is probably work you pitched three months ago to a client you met last year. That long horizon must be factored into to your daily work and it&rsquo;s a discipline that takes some practice to master.</p> <p>Market your services online, offline, formally, and informally &mdash; always with an eye toward where you want to be in six months or a year. Oh, and don&rsquo;t forget to thank current customers who send new clients your way &mdash; referrals are golden.</p> <p>Are you ready to test the waters of a <a href="http://www.wisebread.com/part-time-jobs-that-can-get-you-serious-discounts">part-time</a> or full-time freelance career? If so, some upfront planning focused on the basics can save you a lot of time and stress later. Happy freelancing!</p> <p><em>Are you a freelancer or have you worked solo in the past? What tips do you have for newbies?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/freelancing-a-beginner-s-guide-to-doing-it-right">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/great-ways-to-generate-passive-income">Great Ways to Generate Passive Income</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-side-jobs-for-stay-at-home-moms-and-dads">12 Side Jobs for Stay-at-Home Moms and Dads</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight">9 Ways to Earn Extra Cash When Money Is Tight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">How to Make Money as a Chat or Forum Moderator</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entrepreneurship Extra Income freelance income side jobs start a business Mon, 28 Jan 2013 10:48:33 +0000 Kentin Waits 967361 at http://www.wisebread.com