back to school http://www.wisebread.com/taxonomy/term/14446/all en-US 6 Signs Your College Is a Scam http://www.wisebread.com/6-signs-your-college-is-a-scam <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-signs-your-college-is-a-scam" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_93713933_MEDIUM.jpg" alt="signs your college is a scam" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A college degree opens doors. While there are certainly ways to find professional and financial success without a college degree, it can be a harder and longer path. The relationships built, the skills learned, the knowledge granted, and the credentials earned open pathways that might have beyond an individual's reach.</p> <p>However, not all colleges in the United States deliver the type of education that will lead to financial success. ITT Technical Institutes' <a href="http://www.theatlantic.com/news/archive/2016/09/itt-tech-closes/498752/">recent and sudden closure</a> after it was barred from admitting students utilizing federal funds, was a reminder of that fact. The closure of the school put the educational and financial prospects of thousands of students in jeopardy.</p> <p>Prospective students need to remember that technical schools and colleges &mdash; even nonprofits &mdash; are run like businesses. They won't necessarily broadcast that they aren't capable of delivering the type of education you expect. It's up to you to investigate the school and discover any red flags that indicate the college is a total scam. Here are a few warning signs to look out for.</p> <h2>1. It's in Poor Financial Health</h2> <p>ITT Tech's closure due to financial issues isn't an isolated, once-in-a-blue-moon incident. Inside Higher Ed reports that on average, <a href="https://www.insidehighered.com/news/2015/09/28/moodys-predicts-college-closures-triple-2017">five colleges close down annually</a>. The number of college closures per year is expected to triple in the coming years as admission rates at smaller colleges drop. Smaller private and public colleges are dependent on tuition to remain financially viable. This means that years of low admission rates can result in a slow, prolonged death for the college which can blindside students.</p> <p>When a school closes, students might need to:</p> <ul> <li>Restart the school vetting process;</li> <li>Pay admission and application fees for new colleges;</li> <li>Find an institution that will transfer the most credits;</li> <li>Potentially apply to have&nbsp;<a href="https://studentaid.ed.gov/sa/repay-loans/forgiveness-cancellation/closed-school">federal loans discharged</a>;</li> <li>Contend with issues keeping&nbsp;<a href="http://www.scpr.org/news/2016/09/19/64802/itt-tech-closure-could-turn-into-housing-crisis-fo/">housing benefits</a>.</li> </ul> <p>In order to avoid enrolling in a college that might go under before you graduate, potential college students can check the financial health of their college by doing a Google search about the school's financial health or admission rates.</p> <h2>2. It Lacks Proper Accreditation</h2> <p>Proper accreditation is vital to a degree or certificates' worth. According to RuthAnn Althaus, a program coordinator at Ohio University, <a href="http://onlinemasters.ohio.edu/mhadegree-org-an-interview-with-dr-ruthann-althaus/">accreditation is vital because</a> it &quot;provides assurance to students, their employers, and the U.S. Department of Education (DOE) that institutions are meeting rigorous educational standards and are professionally sound.&quot;</p> <p>If you accidentally attend a college without proper accreditation, you will not be qualified to work in a field that requires a degree, and employers might not recognize your degree as a valid educational credential. You can ensure that the institution is accredited by searching for the school's website for the accreditation information. Be sure to double check the accreditation claim on the accrediting institution's website.</p> <h2>3. Does It Have National or Regional Accreditation?</h2> <p>There's another layer to the accreditation conundrum. In the U.S., colleges and programs can either be regionally accredited or nationally accredited. Accreditation from nationally accredited institutions (a lot of for-profit schools fall into this category) are often not recognized by public colleges.</p> <p>ITT Tech students are currently dealing with this issue. Due to the fact that ITT Tech was nationally accredited, students have very few options as they attempt to find a replacement school. Right now, ITT students<a href="https://www.insidehighered.com/news/2016/09/01/options-itt-tech-students-if-profit-chain-collapses"> who want to transfer to another school</a> are limited to other nationally accredited schools and the few community colleges that are willing to consider transferring their credits.</p> <p>Before you apply to a nationally accredited institution, you should seriously consider if you would like the option to eventually transfer to a regionally accredited institution.</p> <h2>4. The School Is Facing Accreditation Probation or Withdrawal</h2> <p>Accreditation isn't a lifetime endorsement for a college. Accredited institutions must continually prove that they meet the required educational and financial standards to keep their certification. Schools that fail to meet standards can be placed on probation.</p> <p>Enrolling into a college that is in a probationary period is risky. Failure to improve can lead to the institution losing their accreditation either voluntarily or by having it revoked. The loss of accreditation will mean that if you want a degree that is actually worth anything, you will need to transfer to another school. If this happens in the middle of the semester, you can lose time and money.</p> <h2>5. It's Linked to State or Federal Investigations</h2> <p>State or federal investigations of the school or its accrediting agency might be a sign that the school will not be a good investment. While not all investigations indicate wrongdoing, in recent years, the federal and state investigations of ITT Technical Institutes resulted in the Department of Education barring the school from utilizing federal aid to enroll students. That restriction led to the collapse of the school.</p> <p>When accrediting agencies are investigated, the fallout can be even more extreme. ACICS, the agency that accredited ITT Technical Institution, has been <a href="https://www.insidehighered.com/news/2016/06/24/federal-panel-votes-terminate-acics-and-tightens-screws-other-accreditors">recommended for termination</a> after a federal investigation. If the recommendation goes through, <em>every college</em> ACICS accredits will have 18 months to get recertified with a different agency. Those school's ability to find another certification agency to endorse them really depends on the quality of the institution and their financial health.</p> <p>To be safe, before you enroll in a college, you should search for any news of investigations of the colleges you are vetting or the agency that accredits the college. If the investigations have to do with the school's finances or recruitment practices, you might want to dig a little deeper into the investigation before enrolling.</p> <h2>6. It Has Low Freshman Retention and Graduation Rates</h2> <p>Enrolling in a college with low student retention and graduation rates is an extremely risky endeavor. While you shouldn't discount a school entirely due to low rates, it should at least be a warning sign that should lead to further investigation.</p> <p>Low rates can be the result of:</p> <ul> <li>Students transferring to another school before graduation;</li> <li>Students taking more than four years to graduate;</li> <li>Low emotional and academic student support and guidance by teachers and advisers;</li> <li>Lower academic standards for admission.</li> </ul> <p>You can check the rates of colleges utilizing the website&nbsp;<a href="https://collegescorecard.ed.gov/">College Scorecard</a>.</p> <p>Colleges whose rates are around the national average &mdash; you probably don't need to investigate further. If the college has lower than average rates (10%-20%), that might be a major red flag to take into account before enrolling. You should at least prepare yourself for an uphill battle in your quest to earn your degree.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/samantha-stauf">Samantha Stauf</a> of <a href="http://www.wisebread.com/6-signs-your-college-is-a-scam">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-vicious-home-rental-scam-dont-get-conned">The vicious Home Rental Scam – don’t get conned.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-freebies-for-college-students">20+ Freebies for College Students</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-trumps-presidency-might-change-student-loans">How Trump&#039;s Presidency Might Change Student Loans</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-financial-aid-might-not-cover">6 Things Financial Aid Might Not Cover</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-stop-student-loans-from-ruining-your-life">How to Stop Student Loans From Ruining Your Life</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Education & Training back to school college college degree fraud higher education ITT Tech scam school Fri, 07 Oct 2016 09:30:24 +0000 Samantha Stauf 1807406 at http://www.wisebread.com Ask the Readers: What Are Your Tips for Back-to-School Shopping? http://www.wisebread.com/ask-the-readers-what-are-your-tips-for-back-to-school-shopping <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-what-are-your-tips-for-back-to-school-shopping" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_shopping_26547094.jpg" alt="Woman sharing her best back-to-school shopping tips" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="http://www.wisebread.com/ask-the-readers-what-are-your-tips-for-back-to-school-shopping#comment-794413">Ashley</a>, Chong, and Christina for winning this week's contest!</em></p> <p>As school comes back in session in the fall, students and parents will need to make sure they're equipped for classes and extracurricular activities. Besides the basics like pencils and paper, students may also need new clothing, books, after-school snacks, or even electronics for the older set. All of this can really bust a budget if you're not careful.</p> <p><strong>What are your tips for back-to-school shopping?</strong> What items are on your shopping list? If you don't have kids and you are not a student, will you be shopping the back-to-school sales anyway for the savings?</p> <p>Tell us your tips for back-to-school shopping and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a id="rcwidget_62ob5fm3" data-template="" data-theme="classic" data-raflid="79857dfa256" rel="nofollow" href="http://www.rafflecopter.com/rafl/display/79857dfa256/" class="rcptr">a Rafflecopter giveaway</a> </p> <script src="https://widget-prime.rafflecopter.com/launch.js"></script></p> <p>If you're inspired to write a whole blog post OR you have a photo on Flickr to share, please link to it in the comments or tweet it.</p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, August 8th at 11:59 p.m. Pacific. Winners will be announced after August 8th on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us your tips for back-to-school shopping and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-what-are-your-tips-for-back-to-school-shopping">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-would-you-relocate-for-the-perfect-job-chance-to-win">Ask the Readers: Would You Relocate for the Perfect Job? (Chance to win!)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-to-clip-or-not-to-clip-a-chance-to-win-10">Ask The Readers: To Clip or Not to Clip? (A Chance to Win $10!)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-whats-your-favorite-wise-bread-article-your-chance-to-win-20">Ask the Readers: What&#039;s Your Favorite Wise Bread Article? (Your Chance to win $20!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Shopping Ask the Readers back to school Tue, 02 Aug 2016 10:00:10 +0000 Ashley Jacobs 1761561 at http://www.wisebread.com 8 Ways Everybody Saves During Back-to-School http://www.wisebread.com/8-ways-everybody-saves-during-back-to-school <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-everybody-saves-during-back-to-school" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_office_supplies_75992729.jpg" alt="Man learning ways to save during back-to-school" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>One day after Independence Day, retailers made way for <a href="http://www.wisebread.com/6-back-to-school-shopping-hacks-for-big-savings?ref=internal" target="_blank">back-to-school items</a> in their aisles. It's kind of annoying, in my opinion, because many kids just got out for the summer a week or two beforehand. I mean, let the dust settle first, right? But I digress. These early installments of supplies can also mean big savings for you, even if you're not a student or don't have children of your own. (See also: <a href="http://www.wisebread.com/5-best-credit-cards-for-back-to-school-shopping?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=article">Best Credit Cards for Back to School Shopping</a>)</p> <h2>1. Treat School Supplies Like Office Supplies</h2> <p>Need pens, pencils, and paper? Hit your local big-box retailer &mdash; like Wal-Mart, Target, and Staples &mdash; to take advantage of their discounted &quot;school&quot; supplies that coincidentally are the same things you use in your own office. At Target, look for additional savings on its Cartwheel app before checking out; check the clearance section at Wal-Mart and take try to score Bluebird savings on the back end; and checkout with your loyalty card at Staples to get a small kickback in the form of future monetary rewards for everything you buy there.</p> <h2>2. Raid Your Kids' Stash From Last Year</h2> <p>Your kids probably didn't use everything you bought them when they went back to school 12 months earlier. Chances are they still have at least a few leftovers, like binders, folders, dividers and more, that you can claim as your own and put to use. Lord knows they're not going to use something from last year &mdash; what will people say!? So whatever remains might as well go the extra mile for you.</p> <h2>3. Browse Local School's Social Media for Deals</h2> <p>Both big-box and local businesses are attracted to schools this time of year, so adding your local schools on Facebook and other social media may score you insider deals that won't be posted elsewhere.</p> <p>&quot;Similarly, if you live in or near a college town, check Yelp with the keyword 'school' and 'coupon' (or deal/offer) to find a slew of coupons that are intended to attract college students but can be used by anyone,&quot; suggests money-saving expert Mike Catania, whose own site PromotionCode.org also is a good resource.</p> <h2>4. Take Advantage of Price Matching</h2> <p>Spotted a better deal at a retailer at which you don't normally shop? You don't have to go out of your way to get it.</p> <p>&quot;Many back-to-school retailers like Target, Wal-Mart, and Office Depot will price match competitor's offers, so it pays to compare prices and circulars so you don't have to run around town to hunt down the best bargains,&quot; says money-saving expert Andrea Woroch.</p> <p>In fact, Staples is going a step further and offering a price-match guarantee of 110% with an extra 10% off identical products. Use tools like the ShopSavvy app or the Invisible Hand browser add-on to simplify this task while shopping in store and online.</p> <p>&quot;Circulars are your best tool in comparing offers for back-to-school,&quot; Woroch adds. &quot;In addition to browsing weekly ads found in Sunday newspapers, apps like <a href="http://www.retale.com/">Retale</a> and <a href="https://www.flipp.com/">Flipp</a> offer a digital means of finding top discounts while you're out and about shopping.&quot;</p> <h2>5. Visit Trade-In Sites for Savings Upon Savings</h2> <p>Trade-in sites &mdash; those online outlets that offer refurbished electronics at discounted prices &mdash; are often overlooked when people are shopping for the latest and greatest gadgets. But checking in may yield big savings on just what you're looking for. For instance, Gazelle.com is offering up to 30% off on <a href="http://buy.gazelle.com/buy/used/back-to-school-deals">back-to-school gadgets</a> for everyone, with new items added daily. Gazelle sells certified, pre-owned devices that must pass a 30-point quality inspection and everything comes with a 30-day risk-free return policy; payment plans also are available. Don't overlook the brick-and-mortars though: Apple, Newegg, Best Buy, and even warehouse clubs like Costco and Sam's Club offer refurbished or open-box laptops, tablets, computers, smartphones, and the like for up to 75% off.</p> <p>This strategy applies to clothing, too.</p> <p>&quot;Thrift store, consignment shops, and online resellers, including <a href="http://www.poshmark.com">Poshmark</a> and <a href="http://www.thredup.com">ThredUp</a>, are top resources for gently used clothing,&quot; explains Woroch.</p> <h2>6. Clip, Print, Tap, or Paste Coupons</h2> <p>The best way to quickly access store coupons is through a coupon app like <a href="http://www.couponsherpa.com">Coupon Sherpa</a>, which features savings at national chain stores like Staples as well as local shops. When shopping online, it's important to search for coupon codes to save money, like a <a href="http://www.couponsherpa.com/target">Target promo code</a> for $5 off $50 orders, or 25% off a Disney Store purchase. Otherwise, register for a retailer's online newsletter to receive a new subscriber coupon for savings from 10% to 20% off your first purchase.</p> <h2>7. Opt for Generic Over Name-Brand Supplies</h2> <p>Can you really tell the difference between a national brand-name notebook and the off-name or store brand? Probably not enough to pay more.</p> <p>&quot;You're better off sticking with the generic or store brand options to save money, especially since there is little difference between brand names and generic versions,&quot; Woroch says. &quot;On the flip side, however, backpacks, electronics, art supplies, and even sneakers are better brand-name buys because they're often higher quality and last longer, reducing the need to replace them.&quot;</p> <h2>8. Show Those Summer Clearance Racks Who's Boss</h2> <p>While parents are shopping for fall clothing for kids, you can cop the remnants of the summer clothing in the clearance section for yourself. Sure, the summer is winding down, but all is not for naught: You can use the lighter pieces for layering during the colder months, and there will likely be fall-perfect clothing among the summer clothes as well. I recently visited J. Crew Factory's clearance section, which had racks of button-downs, long-sleeve polos, and pants for 50% off already very reduced prices. These kind of deals exist elsewhere &mdash; and they're all in one place at outlet malls &mdash; which makes a visit worth it if you're in need of a wardrobe refresh.</p> <p><em>Do you have more back-to-school shopping tips? I'd love to hear them in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-ways-everybody-saves-during-back-to-school">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">How to Find the Best Back to School Sales</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-best-ways-to-save-on-back-to-school-supplies-right-now">The 8 Best Ways to Save on Back-to-School Supplies Right NOW</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-to-wait-until-after-christmas-to-buy">8 Things to Wait Until After Christmas to Buy</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/use-less-cash-for-your-jcpenney-purchase">Use Less Cash for Your JCPenney Purchase</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school clearance coupons deals office supplies savings school supplies seasonal Tue, 02 Aug 2016 09:30:37 +0000 Mikey Rox 1762301 at http://www.wisebread.com 6 Back-to-School Shopping Hacks for Big Savings http://www.wisebread.com/6-back-to-school-shopping-hacks-for-big-savings <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-back-to-school-shopping-hacks-for-big-savings" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/child_back_to_school_000038781424.jpg" alt="Kid going back to school shopping and getting big savings" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Back-to-school season has many parents pulling out their child's <a href="http://www.wisebread.com/12-back-to-school-shopping-tips-for-the-busy-parent">school supply</a> list and dreading the impending costs. But never fear: whether it's the simple pack of pencils, or the expensive laptop computer, here are six shopping tips to help you maximize your savings.</p> <h2>1. Avoid Cartoon Characters</h2> <p>When shopping for your child's backpack, binder, and accessories, avoid items with a cartoon character plastered on them. This includes Disney, Pixar, Nickelodeon, and Cartoon Network characters of all shapes and sizes. They're almost always 25%&ndash;30% more expensive than products without any characters or themes on them. If this is a big deal for your child, simply buy some cheap stickers of their favorite characters and let them decorate their stuff to their heart's content. When it comes to backpacks, look for quality &quot;character-free&quot; brands like <a href="http://www.amazon.com/mn/search/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;field-keywords=fitbit&amp;linkCode=ur2&amp;tag=wisbre03-20&amp;url=search-alias%3Daps&amp;linkId=4ADGQGYVZS2ZRUYM">Timberland</a>, <a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;field-keywords=jansport%20backpack&amp;linkCode=ur2&amp;tag=wisbre03-20&amp;url=search-alias%3Daps&amp;linkId=BVBD7NVJ2BEAD655">JanSport</a>, <a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;field-keywords=rockland%20backpack&amp;linkCode=ur2&amp;rh=i%3Aaps%2Ck%3Arockland%20backpack&amp;tag=wisbre03-20&amp;url=search-alias%3Daps&amp;linkId=UGJXUCE7VY3P7YQ4">Rockland</a>, and <a href="http://www.amazon.com/mn/search/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;field-keywords=jansport%20backpack&amp;linkCode=ur2&amp;tag=wisbre03-20&amp;url=search-alias%3Daps&amp;linkId=OOTLXTVPHQHQ5236">Embark</a> that will easily last the entire school year, and often many more.</p> <h2>2. Always Shop Your Backpack First</h2> <p>Before you visit any store or website, consider &quot;shopping&quot; your backpack, closet, and desk for school supplies. Take your child's back-to-school shopping list and look for items you already own which still have shelf-life remaining. You'll often be amazed at the items you can cross off your list without spending a cent. Items to look for include things like pencils, pens, markers, notebooks, and rulers. My wife and I often stock up on school supplies when we find deals and forget that we buried them in the desk drawer or stashed them away in a closet somewhere. If this sounds like something you'd do as well, be sure to check what you have at home before you head to the store.</p> <h2>3. Get a Price Match if an Item Is Sold Out</h2> <p>The last few back-to-school shopping seasons have shown terrific deals from office supply stores like Staples, Office Depot, and OfficeMax. This year will be no different. For example, Staples is already advertising $.50 bottles of glue and $.68 for a dozen pencils. But the rub on these deals is they are often of very limited in quantity, and sell out quickly, as they're nothing more than loss-leaders designed to get you in the doors. So if you walk into an office supply store and the deal you're looking for is already gone, take advantage of the price match policy at Walmart and Target and get the same low price. You can also bypass the office supply store altogether and take the ad directly to Walmart or Target for your price match. Here is what you need to know:</p> <h3>Walmart Price Match Policy</h3> <p>While you're not required to take the office supply ad into Walmart for verification, it will greatly speed up the process if you do. Walmart will match the lower price as long as the item is identical to what they stock. This includes size, quantity, brand, and color. If the price match reduces the Walmart price by more than 50%, it will require a supervisor's approval.</p> <h3>Target Price Match Policy</h3> <p>Simply take your office supply store ad to the Target &quot;Guest Services&quot; desk and they'll help you with your price match. Item must be identical and the price must be clearly stated on the competitor's print ad.</p> <h2>4. Look for Tech Discounts for Students</h2> <p>If you're in high school or college, and shopping for a laptop or tablet for school, be sure you take advantage of student-specific tech discounts. Here are a few to be aware of.</p> <h3>Best Buy College Student Deals</h3> <p>College students can sign-up for free and get exclusive <a href="http://www.bestbuy.com/site/global/college-student-deals/pcmcat276200050000.c?id=pcmcat276200050000">Best Buy deals</a> and coupons. Expect student discounts on laptops, MacBooks, backpacks, and even dorm room stuff like microwaves and coffee makers. Best Buy reserves the right to require documentation showing that you're a current college student. Tip: Having a .edu email address always gets you in the program.</p> <h3>Dell University</h3> <p>Get exclusive student deals on new laptops, desktops, and electronics through <a href="http://www.dell.com/learn/us/en/6099/campaigns/welcome-to-dell-university">Dell University</a>. Savings are typically in the 15%&ndash;20% off range compared to the price of not being in the program.</p> <h3>Apple Store for Education</h3> <p><a href="http://www.apple.com/shop/browse/campaigns/education_pricing">Apple education pricing</a> is available to college students, parents buying for college students, faculty, homeschool teachers, and staff at all grade levels. You can currently get $200 off a new Mac and up to $20 off a new iPad.</p> <h2>5. Shop Alone If Possible</h2> <p>This tip is not very popular with many kids. But if you're back-to-school shopping for younger kids, you'll often be better off doing it alone. Keep in mind that your goal is to get in and get out of the store and pay the least amount possible on quality products. Kids can often throw you off your money-saving mojo and talk you into the Disney <em>Frozen</em> binder or the LeBron James Nike backpack that'll be marked way up. Having three kids of my own, I speak from experience on this one. Leave them at home and maximize your savings. Let them organize and decorate the back-to-school items once you get home and they'll still feel a part of the process.</p> <h2>6. Never Buy Everything From a Single Store</h2> <p>The single best way to make sure you pay <em>more </em>than you should on back-to-school supplies is to stroll into one store and buy everything on your list. Doesn't matter what store it is. The fact of the matter is that you might get some deals, but you'll inevitably pay full-price on quite a bit of stuff. Instead, I recommend perusing the sales flyers as they come out and buy only when you find a deal on something you need.</p> <p>With a little bit of planning and smart shopping you can save a good chunk of change on your back-to-school shopping this year. This is especially true if you can hold retailers to their price match policies and take advantage of student discounts when buying tech. Happy savings.</p> <p><em>How do you save money when stocking up for the new school year?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-back-to-school-shopping-hacks-for-big-savings">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-backpacks">The 5 Best Backpacks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">How to Find the Best Back to School Sales</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-paths-to-a-greener-back-to-school-season">6 Paths to a Greener Back-to-School Season</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-back-to-back-to-school">Wise Bread Reloaded: Back to Back to School</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-everybody-saves-during-back-to-school">8 Ways Everybody Saves During Back-to-School</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school backpacks kids school supplies student discounts Tue, 04 Aug 2015 17:00:15 +0000 Kyle James 1507395 at http://www.wisebread.com Best Money Tips: Saving Money on Back to School Shopping http://www.wisebread.com/best-money-tips-saving-money-on-back-to-school-shopping <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-saving-money-on-back-to-school-shopping" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother-son-shopping-100248616-small.jpg" alt="mother son shopping" title="mother son shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on tips for saving on back to school shopping, scoring a bigger raise, and the secret to happiness.</p> <h2>Top 5 Articles</h2> <p><a href="http://staplerconfessions.com/index.php/tips-for-saving-money-on-back-to-school-shopping/">Tips for Saving Money on Back to School Shopping</a> &mdash; To save money on back to school shopping, buy backpacks and lunch-boxes on sale the year before. [Stapler Confessions]</p> <p><a href="http://www.stackingbenjamins.com/score-bigger-raise-5-ideas/">Score a Bigger Raise With These 5 Ideas</a> &mdash; If you want to score a bigger raise, bring data to your meeting with your boss and avoid emotional please. [Stacking Benjamins]</p> <p><a href="http://financialmentor.com/true-wealth/secret-to-happiness/13075">The Secret To Happiness&hellip; And Why It Has Nothing to Do With Money</a> &mdash; The decision to be happy is actually the decision to stop being unhappy, so make a conscious effort to choose happiness! [Financial Mentor]</p> <p><a href="http://kylieofiu.com/2014/08/how-to-have-a-budget-friendly-last-minute-holiday/">How to Have a Budget Friendly Last Minute Holiday</a> &mdash; Squeeze in one last affordable vacation before summer ends by clearing your browsing history and comparing transportation options. [Kylie Ofiu]</p> <p><a href="http://youngfinances.com/blog/10-important-roth-ira-rules-number-7-is-a-shocker/">10 Important Roth IRA Rules: Number 7 Is a Shocker</a> &mdash; If you want to contribute more than the limit to your Roth IRA, you will be hit with a 6% excise fee. [Young Finances]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.themoneyprinciple.co.uk/loves-me-loves-me-not-four-ways-to-organise-your-family-finances/">Loves Me, Loves Me Not: Four Ways to Organize Your Family Finances</a> &mdash; Having complete separation of accounts is just one way to manage your family finances. [The Money Principle]</p> <p><a href="http://www.biblemoneymatters.com/what-is-the-average-retirement-savings-by-age-are-you-falling-behind/">What Is the Average Retirement Savings by Age? Are You Falling Behind?</a> &mdash; Did you know that most workers under 35 barely have $6,000 in retirement savings? [Bible Money Matters]</p> <p><a href="http://realmoneyanswers.com/do-you-have-broke-habits-or-wealthy-habits/">Do You Have &quot;Broke&quot; Habits or Wealthy Habits?</a> &mdash; To develop wealthy habits, define your goals and understand your value. [Real Money Answers]</p> <p><a href="http://www.savvysugar.com/Uses-Tea-Tree-Oil-34862747">19 Smart Uses for Tea-Tree Essential Oil</a> &mdash; Did you know you can use tea-tree essential oil to kill lice? [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/10-back-to-school-safety-tips">10 Back to School Safety Tips</a> &mdash; It is important to teach your kids stranger danger before they go back to school. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-saving-money-on-back-to-school-shopping">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-ways-to-save-money-on-clothing">50 Ways to Update Your Wardrobe for Cheap</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-cant-save-if-you-dont-try">You Can’t Save if You Don’t Try</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-money-saving-items-everyone-should-own">23 Money-Saving Items Everyone Should Own</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-tip-do-not-spend-when-you-are-sad">Frugal Tip: Do Not Spend When You Are Sad</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school best money tips saving school shopping tips Tue, 12 Aug 2014 19:04:06 +0000 Ashley Jacobs 1183109 at http://www.wisebread.com Wise Bread Reloaded: Back to Back to School http://www.wisebread.com/wise-bread-reloaded-back-to-back-to-school <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/wise-bread-reloaded-back-to-back-to-school" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/back-to-school-kid-465505941-small.jpg" alt="back to school kid" title="back to school kid" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It used to be that Labor Day marked the start of the school year. Not these days. For many districts across North America, late August is when class is in session, and that means the back-to-school season starts a little earlier than usual, too.</p> <p>This week's collection of Wise Bread classic articles takes us back to back-to-school once again, with tips and tricks on saving on school supplies, saving time, and saving the environment.</p> <p><a href="http://www.wisebread.com/how-to-save-on-school-supplies-without-going-crazy?ref=classicwb">How to Save on School Supplies Without Going Crazy</a> &mdash; Carrie Kirby shares how she saves time and money on back-to-school by seeking supplies from unexpected sources, maximizing rewards points, and taking advantage of loss leaders.</p> <p><a href="http://www.wisebread.com/6-back-to-school-items-you-should-always-shop-for-at-the-thrift-store?ref=classicwb">6 Back-to-School Items You Should Always Buy at the Thrift Store</a> &mdash; We love the thrift store for all kinds of great buys, from clothes to furniture. Tisha Tolar reminds us that the thrift store is a good place to find back-to-school savings, too.</p> <p><a href="http://www.wisebread.com/back-to-school-time-savers?ref=classicwb">Back to School Time Savers</a> &mdash; One thing summer does is spoil the careful school year routine many families follow to arrive on time (and to stay sane). If you've forgotten what that routine looks like, take a look at the time savers Debbie Dragon's family follows.</p> <p><a href="http://www.wisebread.com/save-on-school-expenses-without-ruining-your-kids-childhood?ref=classicwb">Save on School Expenses Without Ruining Your Kid's Childhood</a> &mdash; Once the school year gets underway there'll be a lot more school-related expenses to budget for, everything from school photos to field trips. Julie Rains shows us how to meet those expenses on the cheap, without embarrassing your student in front of his or her peers.</p> <p><a href="http://www.wisebread.com/6-paths-to-a-greener-back-to-school-season?ref=classicwb">6 Paths to a Greener Back-to-School Season</a> &mdash; Chris Birk teaches us how to re-supply for the school year without ruining the environment (or the family budget).</p> <h2>Trapper Keeper Returns</h2> <p>Finally, remember the Trapper Keeper? The must have school accessory/organizer/fashion statement from the 80s and 90s? It's back, <a href="http://www.trapperkeeper.com/products/binders/purple-2">better than ever</a>, with dividers and folders for papers, notebooks, pencils, and everything else. And now there's even a Trapper Keeper for your kid's <a href="http://www.kensington.com/us/us/5798/trapper-keeper%C2%AE-mead%C2%AE-collection-universal-tablet-cases#.U-Qml_ldWTN">9&quot; or 10&quot; tablet</a>. Or choose the classic <a href="http://www.kensington.com/us/us/5798/K97332WW/pee-chee%E2%84%A2-universal-case-for-9-and-10%E2%80%9D-tablets-%E2%80%94-yellow#.U-Qm9vldWTM">PeeChee</a> instead, although doodling on it is probably not a good idea.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/lars-peterson">Lars Peterson</a> of <a href="http://www.wisebread.com/wise-bread-reloaded-back-to-back-to-school">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-on-school-supplies-without-going-crazy">How to Save on School Supplies Without Going Crazy</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-back-to-school-shopping-hacks-for-big-savings">6 Back-to-School Shopping Hacks for Big Savings</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-paths-to-a-greener-back-to-school-season">6 Paths to a Greener Back-to-School Season</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-everybody-saves-during-back-to-school">8 Ways Everybody Saves During Back-to-School</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/its-not-too-late-to-save-on-back-to-school-shopping">It&#039;s Not Too Late to Save on Back-to-School Shopping</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school school supplies wise bread classics wise bread reloaded Sat, 09 Aug 2014 11:00:05 +0000 Lars Peterson 1181400 at http://www.wisebread.com 20 Places to Buy or Rent Textbooks http://www.wisebread.com/20-places-to-buy-or-rent-textbooks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/20-places-to-buy-or-rent-textbooks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/college-5108787-small.jpg" alt="woman with books" title="woman with books" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>When I went to college, I bought my textbooks at the college bookstore and sold them back to the same bookstore. These days, though, there are tons of places to buy or even rent textbooks. You don't need to spend a fortune on them. (See also: <a href="http://www.wisebread.com/how-to-score-free-or-almost-free-college-textbooks">Score Free (or Almost Free) College Textbooks</a>)</p> <h2>1. Amazon Student</h2> <p><a href="http://www.amazon.com/New-Used-Textbooks-Books/b/?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;linkCode=ur2&amp;node=465600&amp;tag=wisbre03-20">Amazon</a> offers new, used, rentals, and eTextbooks, and you get up to 70% back when you sell your books back. Sign up for <a href="http://www.amazon.com/gp/student/signup/info/?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;linkCode=ur2&amp;tag=wisbre03-20">Amazon Student</a> to get Free Two-Day Shipping for College Students. (See also: <a href="http://www.wisebread.com/big-list-of-student-discounts">Big List of Student Discounts</a>)</p> <h2>2. Chegg</h2> <p>With <a href="http://www.dpbolvw.net/click-2822544-10802150">Chegg</a>, you don't just get an online store to rent or buy textbooks at up to 80% off, you get a community that will help you with your schedule, homework, and more. Get 24/7 online study help, see reviews and ratings on courses from other students, and then sell your textbooks back when you're done with them.&nbsp;</p> <h2>3. VitalSource</h2> <p><a href="http://www.dpbolvw.net/click-2822544-10632258-1464030698000">VitalSourcet</a> offers eTextbooks and eResources, which can save you up to 70% off the price of print textbooks. Save even more with their subscription packs.</p> <h2>4. CampusBookRentals</h2> <p><a href="http://www.dpbolvw.net/click-2822544-10722286">CampusBookRentals</a> allows you to find textbooks for rent. Shipping is free both ways, and you can even write and highlight in them. You can decide to keep the book &mdash; you'd pay the difference between the purchase and rental price. Lastly, you can sign up to rent out your own copy of a book and make money!</p> <h2>5. eCampus</h2> <p><a href="http://www.tkqlhce.com/click-2822544-4183967">eCampus</a> gives you the option to rent, buy, or sell textbooks. They also have a rewards program that allows you to earn points for purchasing, renting, selling, and sharing on social media. These points can be redeemed for dollars off your next order.</p> <h2>6. BookRenter</h2> <p>Rent or buy textbooks at <a href="http://www.anrdoezrs.net/click-2822544-10927405">BookRenter</a>, where shipping for rentals is free both ways (they also have RapidReturn drop-off locations).</p> <h2>7. CengageBrain</h2> <p><a href="http://www.dpbolvw.net/click-2822544-11269694">CengageBrain</a> offers eBooks, single eChapters, study tools, and homework solutions in addition to textbooks for rent or purchase. Students can also get FREE 7 day eBook access to their purchases while the print versions are being shipped. (See also:&nbsp;<a href="http://www.wisebread.com/extra-income-opportunity-online-tutoring">Extra Income Opportunity: Online Tutoring</a>)</p> <h2>8. Bookbyte</h2> <p>Rent, buy, or sell textbooks at <a href="http://www.tkqlhce.com/click-2822544-10365117">Bookbyte</a>. They also offer a 10% cash rebate on the return of all textbook rentals.</p> <h2>9. Textbookx</h2> <p><a href="http://www.anrdoezrs.net/click-2822544-11402449">Textbookx</a> not only offers new and used textbooks for sale or rent, they also offer bestselling books like &quot;7 Habits of Highly Effective People&quot; and &quot;The Great Gatsby.&quot;</p> <h2>10. TextbookStop</h2> <p>At <a href="http://track.flexlinks.com/a.aspx?foid=46681420&amp;fot=9999&amp;foc=1">TextbookStop</a>, you can rent new or used textbooks or buy used textbooks. You can also sell your used textbooks. They have drop-off locations, too, where you can pick up or drop off your rentals, as well as sell your own textbooks.</p> <h2>11. Textbooks</h2> <p>At&nbsp;<a href="http://www.textbooks.com/">Textbooks</a>, you can buy, rent, or sell used textbooks (they'll give you a free shipping label). They also offer eTextbooks. Get textbooks at up to 90% off, and they have a generous 30-day no hassle return policy.</p> <h2>12. BookFinder</h2> <p>At <a href="http://www.bookfinder.com">BookFinder</a>, search through their database of over 100,000 booksellers and 60+ websites worldwide for the best price on any textbooks on your shopping list.</p> <h2>13. Alibris</h2> <p><a href="http://www.alibris.com/">Alibris</a> offers a wide selection of textbooks for sale and rental (as well as rare popular and rare books, music, and movies). Save up to 80% off list price. They offer new, used, and international edition textbooks. Return rentals for free.</p> <h2>14. AbeBooks</h2> <p><a href="http://www.abebooks.com/">AbeBooks</a> offer new and used textbooks, and they have recently introduced a rental service. Get free shipping on textbooks!</p> <h2>15. TextbookRush</h2> <p>Buy new or used, or find rentals at <a href="http://www.textbookrush.com">TextbookRush</a>. In addition to buying directly from they, they offer a marketplace where you can find other sellers for the books you need.</p> <h2>16. CampusBooks</h2> <p><a href="http://www.campusbooks.com/">CampusBooks</a> allows you to compare prices on textbooks for sale or rent on various sites. You can also compare prices on various sites for offers on textbooks you want to sell.</p> <h2>17. Bigwords</h2> <p><a href="http://bigwords.com/">Bigwords</a> go further than your average price-comparison search engine. Enter in all the books you need, and they will compare every combination of items at every store, take into consideration shipping and all promotions to show you the best possible price, including any applicable coupons.</p> <h2>18. Direct Textbook</h2> <p><a href="http://www.directtextbook.com/">Direct Textbook</a> is a search engine that will show you all the available offerings (whether rental, used, or new) on any book you need. They also search libraries and offer a price alert to keep you updated on any special deals.</p> <h2>19. ValoreBooks</h2> <p>ValoreBooks is a marketplace where students can buy or rent cheap textbooks from over 18,000 verified sellers and rental providers who compete to provide the absolute lowest prices. In addition to textbooks, you can also sell back iPhones, iPads, DVDs/CDs, and video games.</p> <h2>20. Blue Rocket Books</h2> <p><a href="http://www.bluerocketbooks.com/">Blue Rocket Books</a> is a search engine that displays offers from other sites for any book you need, whether buying new, buying used, or renting. They also buy back books directly.</p> <p><em>What's your favorite discount textbook resource?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/lynn-truong">Lynn Truong</a> of <a href="http://www.wisebread.com/20-places-to-buy-or-rent-textbooks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-score-free-or-almost-free-college-textbooks">How to Score Free (or Almost Free) College Textbooks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/school-bookstores-cant-afford-cheap-textbooks">School Bookstores Can&#039;t Afford Cheap Textbooks</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-college-students-can-save-money-before-class-starts">8 Ways College Students Can Save Money Before Class Starts</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-signs-your-college-is-a-scam">6 Signs Your College Is a Scam</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-freshman-shopping-tips-to-cut-college-costs">9 Freshman Shopping Tips to Cut College Costs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training back to school books college discount books school supplies textbooks Fri, 06 Sep 2013 10:24:29 +0000 Lynn Truong 981496 at http://www.wisebread.com It's Not Too Late to Save on Back-to-School Shopping http://www.wisebread.com/its-not-too-late-to-save-on-back-to-school-shopping <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/its-not-too-late-to-save-on-back-to-school-shopping" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kid-school-3764196-small.jpg" alt="school kids" title="school kids" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>The good thing about back to school is that you might get a little &quot;me&quot; time once the kids are out of the house. The down side is all the money that you have to spend. In the 21st century, it's not just pens and pencils you need to worry about. Especially when they get to high school, kids are going to start needing pricey calculators and maybe even a computer or tablet of their own to stay abreast. Here's a guide to how you can get your kids the stuff that they need for their return to school without breaking the bank. (See also: <a href="http://www.wisebread.com/6-back-to-school-essentials-for-high-schoolers">Back to School Essentials for High Schoolers</a>)</p> <h2>Back to School Swaps</h2> <p>When it comes to dressing your younger kids, you might be tearing your hair out about buying them clothes that they're going to outgrow in six months. One way to save a bit is to have clothing swaps with other parents. Trade the clothes you no longer need for the clothes that will fit your kids this year. It can really reduce your clothing budget for this year's back-to-school season. (See also: <a href="http://www.wisebread.com/the-greatest-frugal-fashion-makeover-ever-refresh-your-wardrobe-for-25-or-less">The Greatest Frugal Fashion Makeover Ever</a>)</p> <h2>Shopping at Home</h2> <p>One place that people often skip when they're looking for school supplies: their own home. If you hunt around, you might be surprised at just how much you already have in the way of pens, pencils, folders, notebooks, and the like. Think about it. How many times have you bought way more office supplies than you actually need? Now is the time to harvest all of the stuff that you bought in the past and put it to good use.</p> <h2>Tax Holidays</h2> <p>It's becoming increasingly common for states to allow tax-free weekends and they tend to fall around the same time that you will be shopping for back to school. Waiting until the tax-free weekend can have you saving big bucks, especially on high-ticket items. What's more, if you layer those savings with sales and other discounts, you're going to be saving hundreds rather than just tens of dollars.</p> <h2>Digital Textbooks</h2> <p>When you get to college, school books aren't something that get lugged around in a backpack and forgotten anymore. They're necessary to get a passing grade, and they cost big bucks. However, depending on what courses a college students are taking, they can save a lot of money by investing in a tablet or e-reader and buying digital versions of their books online. History and English majors might even find that a lot of the stuff that they need is available in the public domain, free of charge. (See also: <a href="http://www.wisebread.com/how-to-score-free-or-almost-free-college-textbooks?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+wisebread+(Wise+Bread)">Score Free (or Almost Free) College Textbooks</a>)</p> <h2>Bulk Shop With Friends</h2> <p>The bulk items that Costco has on offer might be too numerous for you. However, you can go in with a friend and split the cost. Then divvy up your purchases, and pass the savings on to yourself. Even if you have to go it alone, try and plan not just for this back to school season, but for the one that comes after it. (See also: <a href="http://www.wisebread.com/9-things-that-are-worth-buying-at-costco">9 Things Worth Buying at Costco</a>)</p> <h2>Second Hand Goods</h2> <p>When it comes to higher-end electronics like tablets or graphic calculators &mdash; things that are increasingly necessary as children get older, particularly if they are planning on pursuing a STEM education in college &mdash; look online for good deals, including second-hand purchases. Chances are good that there are literally hundreds of classified ads on Craigslist selling precisely what you're looking for at a fraction of the cost.</p> <h2>Shop After Labor Day</h2> <p>This isn't an option if you live in a state where kids return to school in the middle of August. However, if you live somewhere when kids return a little later, wait until after Labor Day. Retailers are going to be dying to dump whatever remaining back to school stock they have, at bargain basement prices. On the other hand&hellip;</p> <h2>Look for Loss Leaders</h2> <p>A lot of office supply stores start selling their loss leader items in the middle of July. This means that if you shop early you can save a killing with targeted buying. The point of loss leaders isn't to turn a profit in and of themselves &mdash; it's to get you in the store. If you only shop for these items, often advertised prominently in a circular, you're going to come out on top.</p> <p><em>How are you saving on back-to-school costs this year?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nicholas-pell">Nicholas Pell</a> of <a href="http://www.wisebread.com/its-not-too-late-to-save-on-back-to-school-shopping">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-on-school-supplies-without-going-crazy">How to Save on School Supplies Without Going Crazy</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-back-to-school-shopping-hacks-for-big-savings">6 Back-to-School Shopping Hacks for Big Savings</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-paths-to-a-greener-back-to-school-season">6 Paths to a Greener Back-to-School Season</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-everybody-saves-during-back-to-school">8 Ways Everybody Saves During Back-to-School</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-back-to-back-to-school">Wise Bread Reloaded: Back to Back to School</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school clothing swap school supplies Thu, 05 Sep 2013 09:48:30 +0000 Nicholas Pell 981742 at http://www.wisebread.com Best Money Tips: Back to School Clothes Shopping Tips http://www.wisebread.com/best-money-tips-back-to-school-clothes-shopping-tips <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-back-to-school-clothes-shopping-tips" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kid-shopping-4053735-small.jpg" alt="kid with shopping bags" title="kid with shopping bags" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on back-to-school clothes shopping tips, protecting your identity, and building a LinkedIn profile that will help you get a job.</p> <h2>Top 5 Articles</h2> <p><a href="http://blog.mint.com/saving/8-money-saving-back-to-school-shopping-tips-082011/">8 Back to School Money Saving Shopping Tips</a> &mdash; Instead of buying character branded items, make your own with online images or magazine cut outs. [Mint Life]</p> <p><a href="http://www.creditsesame.com/blog/10-things-you-should-be-doing-to-protect-your-identity/">10 Things You Should Be Doing to Protect Your Identity</a> &mdash; Use fraud alerts and passwords on all your devices to protect your identity. [Credit Sesame]</p> <p><a href="http://www.bargaineering.com/articles/build-linkedin-profile-job.html">How to Build a LinkedIn Profile that Will Help You Get a Job</a> &mdash; Joining groups can help you network and land a job. [Bargaineering]</p> <p><a href="http://www.savvysugar.com/How-Divide-Expenses-Couple-21473777">4 Ways to Divide and Conquer Expenses as a Couple</a> &mdash; If you are trying to figure out how to divide expenses as a couple, consider dividing them based on your salaries. [PopSugar Smart Living]</p> <p><a href="http://lenpenzo.com/blog/id21323-six-ways-to-protect-yourself-in-case-of-serious-injury.html">6 Ways to Protect Yourself In Case of Serious Injury</a> &mdash; Protect yourself in case of serious injury by staying in contact with your insurance company. [Len Penzo dot Com]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneytalksnews.com/2013/08/22/8-steps-to-prepare-for-obamacare/">8 Steps to Prepare for Obamacare</a> &mdash; To get prepared for Obamacare, research what the marketplace rates will be in your state. [Money Talks News]</p> <p><a href="http://kiplinger.com/article/retirement/T055-C000-S001-6-tax-factors-to-consider-when-picking-a-retiremen.html">6 Tax Factors to Consider When Picking a Retirement Destination</a> &mdash; When picking a retirement destination, take into consideration sales and property taxes. [Kiplinger]</p> <p><a href="http://money.msn.com/saving-money-tips/post--the-never-ending-scholarship-search?ref=bfv">The never-ending scholarship search</a> &mdash; If you are looking for a scholarship, remember that even small awards are worth your time. [MSN Money]</p> <p><a href="http://parentingsquad.com/8-alternative-uses-for-cloth-diapers">8 Alternative Uses for Cloth Diapers</a> &mdash; You can use cloth diapers as burp cloths or towels. [Parenting Squad]</p> <p><a href="http://www.freemoneyfinance.com/2011/04/when-to-ask-and-not-ask-for-a-raise.html">When to Ask and Not Ask for a Raise</a> &mdash; Don't ask for a raise if you haven't been performing well or if you just started a job. [Free Money Finance]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-back-to-school-clothes-shopping-tips">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-in-home-dry-cleaning-kits">The 5 Best In-Home Dry Cleaning Kits</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-clothing-steamers">The 5 Best Clothing Steamers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-qualities-to-look-for-in-well-made-clothing">9 Qualities to Look for in Well-Made Clothing</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-back-to-school-shopping-hacks-for-big-savings">6 Back-to-School Shopping Hacks for Big Savings</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-deep-conditioners">The 5 Best Deep Conditioners</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school best money tips clothes kids shopping Mon, 26 Aug 2013 10:00:32 +0000 Ashley Jacobs 981492 at http://www.wisebread.com The 5 Best Back-to-School Laptops http://www.wisebread.com/the-5-best-back-to-school-laptops <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-back-to-school-laptops" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/laptop-student-1118405-small.jpg" alt="laptop" title="laptop" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>A good laptop is an essential piece of equipment for many students, and with autumn right around the corner, a lot of folks will undoubtedly be in the market for a new one. There are a lot of things to consider when purchasing a new laptop, including price, features, and specifications, so we at Wise Bread thought we'd simplify your search by narrowing down the selection. These are our choices for the best back-to-school laptops.</p> <h2>Best 5 Back-to-School Laptops</h2> <h3>Vizio CT14-A4 Ultrabook</h3> <p><a target="_blank" href="http://www.amazon.com/gp/product/B009PJHE4W/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B009PJHE4W&amp;linkCode=as2&amp;tag=bguidelink-20"><img width="240" height="175" align="right" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/vizioultrabook.jpg" alt="" /></a>A Consumer Reports Best Buy, this <a target="_blank" href="http://www.amazon.com/gp/product/B009PJHE4W/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B009PJHE4W&amp;linkCode=as2&amp;tag=bguidelink-20">Vizio ultrabook</a> combines top-notch performance with a great price tag. Tests run by Consumer Reports cite it as being one of the fastest in terms of productivity and Web-based activities, as well as viewing and editing photos and videos. The ultrabook is also extremely light, weighing only 3.5 pounds, and it has a battery that can last 6 hours. The 128 GB solid-state drive provides less storage space than regular hard drives, but is faster and uses up less energy. <a target="_blank" href="http://www.amazon.com/gp/product/B009PJHE4W/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B009PJHE4W&amp;linkCode=as2&amp;tag=bguidelink-20">Currently $665.99 on Amazon.</a></p> <h3>Dell Inspiron 15R</h3> <p><a target="_blank" href="http://www.anrdoezrs.net/click-2822544-10550055?sid=981284&amp;url=http%3A%2F%2Flt.dell.com%2Flt%2Flt.aspx%3FACD%3D%25za-%25zp-%25zs%26AID%3D%25zp%26CID%3D24471%26LID%3D566643%26DGC%3DCJ%26DGSeg%3DDHS%26DURL%3DHTTP%3A%2F%2Fconfigure.us.dell.com%2Fdellstore%2Fconfig.aspx%3Foc%3Dfesvu27b7%2526cs%3D19%2526c%3DUS%2526l%3DEN&amp;cjsku=FESVU27B7"><img width="250" height="182" align="right" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/dellinspiron15r.jpg" alt="" /></a>A powerhouse laptop running some of the latest specifications, the best part of the <a target="_blank" href="http://www.anrdoezrs.net/click-2822544-10550055?sid=981284&amp;url=http%3A%2F%2Flt.dell.com%2Flt%2Flt.aspx%3FACD%3D%25za-%25zp-%25zs%26AID%3D%25zp%26CID%3D24471%26LID%3D566643%26DGC%3DCJ%26DGSeg%3DDHS%26DURL%3DHTTP%3A%2F%2Fconfigure.us.dell.com%2Fdellstore%2Fconfig.aspx%3Foc%3Dfesvu27b7%2526cs%3D19%2526c%3DUS%2526l%3DEN&amp;cjsku=FESVU27B7">Dell Inspiron 15R</a> laptop is the fact that Dell is currently offering it on sale. The market value price of this laptop currently runs at $1,047.99, but Dell's promotion drops its price down to a much more attractive $899.99. With a 3<sup>rd</sup> generation Intel Core i7 processor, 8 GB of RAM and a 1 TB hard drive, this laptop can handle just about anything you want to throw at it.</p> <h3>Apple MacBook Pro with 13.3-inch Display</h3> <p><a target="_blank" href="http://www.amazon.com/gp/product/B0074703CM/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0074703CM&amp;linkCode=as2&amp;tag=bguidelink-20"><img width="250" height="160" align="right" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/applemacbook.jpg" alt="" /></a>While Apple products are always known to be high quality in their class, their price tags are often much higher than other brands that offer similar specifications. Thus, it's always a big deal to see an Apple product that's on sale, such as this <a target="_blank" href="http://www.amazon.com/gp/product/B0074703CM/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0074703CM&amp;linkCode=as2&amp;tag=bguidelink-20">MacBook Pro</a>. This 13.3 inch, third generation model comes with an extremely high resolution screen, a 500 GB hard drive and 4 GB of RAM, not to mention the seamless hardware and software design you've come to expect from Apple. One thing to be aware of &mdash; this model doesn't have an Ethernet port, which means wireless internet is the only option available. <a target="_blank" href="http://www.amazon.com/gp/product/B0074703CM/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0074703CM&amp;linkCode=as2&amp;tag=bguidelink-20">Currently $1,049.99 on Amazon.</a></p> <h3>Dell Inspiron i17R-1316SLV</h3> <p><a target="_blank" href="http://www.amazon.com/gp/product/B009LTUB9G/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B009LTUB9G&amp;linkCode=as2&amp;tag=bguidelink-20"><img width="240" height="175" align="right" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/dellinspironi17r.jpg" alt="" /></a>Another good combination of price and performance from Dell, <a target="_blank" href="http://www.amazon.com/gp/product/B009LTUB9G/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B009LTUB9G&amp;linkCode=as2&amp;tag=bguidelink-20">this Inspiron model</a> doesn't quite have the performance capabilities of the 15R, but it's about $150 cheaper and still capable of handling even hardware-intensive video games. With 6 GB of RAM and a 1 TB hard drive, this machine can handle everything an average computer user needs and then some. The only downsides are its average battery life and weight, clocking in at about 5 hours and 7 pounds respectively. <a target="_blank" href="http://www.amazon.com/gp/product/B009LTUB9G/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B009LTUB9G&amp;linkCode=as2&amp;tag=bguidelink-20">Currently $648.98 on Amazon.</a></p> <h3>Asus Zenbook Prime UX31A-R5102F</h3> <p><a target="_blank" href="http://www.newegg.com/Product/Product.aspx?Item=N82E16834231125"><img width="240" height="167" align="right" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/asuszenbookprime.jpg" alt="" /></a>Ultrabooks are quickly becoming the gold standard for laptops for their fast performance and thin form, and this <a target="_blank" href="http://www.newegg.com/Product/Product.aspx?Item=N82E16834231125">Asus Zenbook Prime</a> is no different. With an Intel Core i5 processor, 4 GB of RAM and a 128 GB solid state drive, this machine is built for speed. And weighing in at just under 3 pounds, it's perfect for a student that needs to carry it around campus. Being $100 off on Newegg makes this package even sweeter. <a target="_blank" href="http://www.newegg.com/Product/Product.aspx?Item=N82E16834231125">Currently $899.99 on Newegg.</a></p> <p>These are our choices for the top 5 back-to-school laptops for you to consider. Be sure to check out the <a href="http://www.wisebread.com/buying-calendar">Wise Bread Shopping Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jeffrey-pu">Jeffrey Pu</a> of <a href="http://www.wisebread.com/the-5-best-back-to-school-laptops">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stuff-we-love-the-macbook-pro-a-hassle-free-laptop">Stuff We Love: The MacBook Pro, a Hassle-Free Laptop</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-laptop-cases">The 5 Best Laptop Cases</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-things-to-buy-in-august">The Best and Worst Things to Buy in August</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-deep-conditioners">The 5 Best Deep Conditioners</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school laptops product reviews Thu, 22 Aug 2013 10:36:31 +0000 Jeffrey Pu 981284 at http://www.wisebread.com Ask the Readers: Do You Shop Back-to-School Sales? http://www.wisebread.com/ask-the-readers-do-you-shop-back-to-school-sales <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-do-you-shop-back-to-school-sales" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/school-3449661-small.jpg" alt="backpack" title="backpack" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="http://www.wisebread.com/ask-the-readers-do-you-shop-back-to-school-sales#comment-684238">Betty</a>, Louly, and Laura for winning this week's contest!</em></p> <p>Who says you need to be a student (or shopping for a student) to take advantage of the deals offered during the back-to-school season? This is a great time to net huge savings on things like laptops, furniture, office supplies, and more.</p> <p><strong>Do you shop back-to-school sales?</strong> Do you buy supplies specifically for school or just everyday living? What great deals have you come across this year?</p> <p>Tell us whether you shop back-to-school sales and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will win a $20 Amazon Gift Card!</li> </ul> <h3>For extra entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> <p> <a id="rc-79857d47" class="rafl" href="http://www.rafflecopter.com/rafl/display/79857d47/" rel="nofollow">a Rafflecopter giveaway</a></p> <script src="//d12vno17mo87cx.cloudfront.net/embed/rafl/cptr.js"></script><p><strong>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</strong></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, August 26th at 11:59 pm Pacific. Winners will be announced after August 26th on the original post. Winners will also be contacted via email.</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us whether you shop back-to-school sales and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-do-you-shop-back-to-school-sales">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-would-you-relocate-for-the-perfect-job-chance-to-win">Ask the Readers: Would You Relocate for the Perfect Job? (Chance to win!)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-to-clip-or-not-to-clip-a-chance-to-win-10">Ask The Readers: To Clip or Not to Clip? (A Chance to Win $10!)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-whats-your-favorite-wise-bread-article-your-chance-to-win-20">Ask the Readers: What&#039;s Your Favorite Wise Bread Article? (Your Chance to win $20!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers back to school Tue, 20 Aug 2013 10:24:30 +0000 Ashley Jacobs 981341 at http://www.wisebread.com Techniques for Escaping Long-Term Unemployment http://www.wisebread.com/techniques-for-escaping-long-term-unemployment <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/techniques-for-escaping-long-term-unemployment" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2708754704_780719af04_z.jpg" alt="sitting on bench" title="sitting on bench" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>No one has to tell you that the job market is a little tight these days. The mass layoffs that followed our recent recession put millions of people out of work and our recovery has been slow-going to say the least.</p> <p>The problem with these extended periods of unemployment (besides the obvious crimp it puts on your finances) is that the longer you stay unemployed, the harder it is to get a job. That&rsquo;s because some employers hesitate when they see long gaps in your resume, assuming that if you were worthy of being hired, someone would have already snatched you up. (See also: <a href="http://www.wisebread.com/seven-tips-for-the-newly-unemployed">7 Tips for the Newly Unemployed</a>)</p> <p>That&rsquo;s not always true, of course &mdash; especially in a recession &mdash; but it is what it is. Your job then, is to do what you can to limit those gaps so that your resume has that nice &ldquo;steady&rdquo; feel to it. Here&rsquo;s how you do it.</p> <h2>Consider Starting a Business</h2> <p>My last corporate job was at a small insurance agency. They said they were family friendly, and I had two kids. Match made in heaven, right?</p> <p>Turns out, we had different ideas of what &ldquo;family friendly&rdquo; actually meant, and when it became apparent that the relationship wasn&rsquo;t going to last, I began contemplating what I might do if things didn&rsquo;t improve. The problem was, I knew that I would be hard-pressed to find anything better, because let&rsquo;s face it &mdash; &ldquo;family friendly&rdquo; and corporate just don&rsquo;t mix.</p> <p>So instead of reverting to my usual go-to move of scouring want ads and mass-mailing my resume, I took a different approach &mdash; I thought about what I&rsquo;d <em>like to do</em> instead of just what would pay my bills.</p> <p>And that&rsquo;s when I realized that I didn&rsquo;t actually want to do insurance anymore; I wanted to write and design and code, all of which I could do independently from home. That was about 10 years ago, and I couldn&rsquo;t be happier about the decision to become self-employed.</p> <p>Now I realize that I had the benefit of making that choice myself versus having it forced upon me by a layoff but rest assured, that layoff was coming. I just beat them to the punch.</p> <p>My point, though, is that you look at your situation from a different perspective. You now have an opportunity to start a new chapter in your life and set your career on a brand new &mdash; and potentially more profitable &mdash; path.</p> <p>Being self-employed means that you&rsquo;re in control of how much you make. You get to decide what services you&rsquo;ll offer, what products you&rsquo;ll make, and how much money you&rsquo;ll charge for your efforts. You also get to decide how far and how fast you want your business to grow. Yes, it&rsquo;s challenging and yes, it can be scary venturing out on your own, but that&rsquo;s a small trade-off for the personal freedom and professional satisfaction you can gain. Plus, should you decide to go back to work for someone else in the future, you won&rsquo;t have to explain a large gap between jobs and you might even discover a more enjoyable way to earn your living in the process.</p> <p>The point is that just because you&rsquo;re no longer working for someone else doesn&rsquo;t mean you can&rsquo;t work at all. It just means you now have more options about the work you do.</p> <h2>Change Professions</h2> <p>If starting a business doesn&rsquo;t sound like your cup of tea, then maybe changing the type of job you&rsquo;re looking for is enough to shake things up.</p> <p>Yes, breaking into a new industry can be difficult, but there are ways to sort of &ldquo;sneak in&rdquo; the back door. Start with your resume for example, and see what skills are transferable.</p> <p>Before I worked in the insurance industry, I spent several years as a paralegal and two years as a legal administrator. What&rsquo;s interesting about that is that I don&rsquo;t have a college degree, nor do I have a paralegal certificate. In fact, I got my first position in the legal industry by parlaying my strong secretarial skills into the job I wanted.</p> <p>I also did my research and submitted a few timely case briefs I had written with my resume. No one asked me to write those briefs &mdash; I just picked out some seemingly notable cases, wrote them up, and attached them to my resume as a &ldquo;reference.&rdquo;</p> <p>And using that same research, I called some of the law firms that I had my eye on to see if any of their attorneys would be willing to &ldquo;share some insight&rdquo; on recent cases for a paper I was writing. A couple said yes, many said no, but that didn&rsquo;t really matter&hellip;my name was now &ldquo;popping up&rdquo; in the legal industry, no matter how subtle it might have been. And incidentally, that first paralegal job was for one of those attorneys who said yes.</p> <p>If I were going to use this tactic today, I&rsquo;d employ the Internet and put all those case briefs online, or I'd create a blog that covers legal issues and court cases. Doing something similar with your dream profession allows you to establish your knowledge and expertise about the industry well before you ask them to employ you. You can then point to that expertise when you apply for the job.</p> <p>The point is to <a href="http://www.wisebread.com/12-unique-ways-to-score-a-job-interview">get your foot in the door</a>. Once you&rsquo;re there, it&rsquo;s much easier to close the sale.</p> <h2>Volunteer</h2> <p>Volunteering offers a few unique benefits.</p> <p>The first is that you&rsquo;ll feel good about yourself, which can be a nice change from the daily frustration of not finding a job.</p> <p>The second is that it offers you the ability to network without really being obvious about doing it. People see the job you do, and they get to check out your skills and abilities first hand. This makes them great references, and many will even network on your behalf, wanting to help you in the same way you&rsquo;ve helped them by volunteering.</p> <p>The third benefit is, of course, that <a href="http://www.wisebread.com/translating-volunteer-experiences-and-skills-to-workplace-credentials">volunteering fills the gap in your resume</a> by showing that you were productive with your time off.</p> <p>And if that isn&rsquo;t enough to persuade you, consider this &mdash; many volunteer opportunities are the equivalent of on-the-job-training. That means that you could potentially learn some new skills along the way, making the experience even more worthwhile.</p> <h2>Go Back to School</h2> <p>Everyone knows we&rsquo;ve endured a recession. Saying you took advantage of the slow economy by going back to school and building on your skills and knowledge is just another way of saying that you know how to turn a negative into a positive.</p> <p>I&rsquo;ve yet to meet an employer that didn&rsquo;t appreciate a desire to further one&rsquo;s education, especially if that education helps you become a more valuable employee in your field of choice.</p> <p>The good news is that it doesn&rsquo;t matter if you head off to a four-year school or if you just attend classes locally at your <a href="http://www.wisebread.com/a-frugal-resource-the-community-college">community college</a>. Schooling is schooling in this instance, and it will fill the gap in your resume nicely.</p> <p>The last tip I want to offer is this &mdash; regardless of whether you choose to stay within your own industry or branch out into something new, you&rsquo;re going to have to get a little creative if you want to stand out from the multitudes of applicants that are vying for the same jobs you&rsquo;re applying for.</p> <p>Don&rsquo;t be afraid to try different things to see what gets you the best response and most importantly, find ways to stay active and be &ldquo;out there.&rdquo; Sitting in front of your computer all day emailing resumes is certainly a valiant effort, but it doesn&rsquo;t do anything for your self-esteem and it certainly doesn&rsquo;t get you in front of the movers and shakers that can help you turn things around.</p> <p>Maybe you take a lesser position to break into (or get <em>back</em> into) your chosen industry, or maybe you just need to revamp your resume and highlight different skills or experience. Try joining a professional organization to help you broaden your contact base or get involved in your community by chairing a committee and showing off your leadership skills.</p> <p>The point is, get busy and be seen. The more you do &mdash; the more you <em>reach</em> &mdash; the more opportunities you'll have to choose from.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kate-luther">Kate Luther</a> of <a href="http://www.wisebread.com/techniques-for-escaping-long-term-unemployment">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-awesome-websites-to-help-you-get-a-job">25 Awesome Websites to Help You Get a Job</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-must-do-after-the-interview-to-land-the-job">6 Things You Must Do After the Interview to Land the Job</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-forget-about-these-7-job-hunting-expenses">Don&#039;t Forget About These 7 Job Hunting Expenses</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-thriving-in-long-term-unemployment">Tips for Thriving in Long-Term Unemployment</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">How to Answer 23 of the Most Common Interview Questions</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting back to school starting a business unemployment volunteering Thu, 27 Sep 2012 10:24:43 +0000 Kate Luther 954728 at http://www.wisebread.com Back to School: Saving on College Textbooks http://www.wisebread.com/back-to-school-saving-on-college-textbooks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/back-to-school-saving-on-college-textbooks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/6245726624_f4c487d872_z_0.jpg" alt="books" title="books" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Heading into the fall semester, many new college students and their families may be shocked by the prices of textbooks, which generally range from $50-$200+. Some community college students may even find they&rsquo;re spending more on books than tuition. (See also: <a href="http://www.wisebread.com/college/college-resources">40+ College Resources for Parents and Students</a>)</p> <p>Inflation on college textbooks is nothing new; the United States&rsquo; Government Accountability Office has been studying this trend for years. On average, <a href="http://www.gao.gov/products/GAO-05-806">the GAO reports</a>, the cost of textbooks increases approximately 6% per year. In between December of 1986 and December of 2004, the cost of textbooks tripled.</p> <p>This news is devastating for those who can barely afford the ever-increasing rates of college tuition, let alone the books that accompany the courses. If you don&rsquo;t want to be on the hook for hundreds of dollars of textbooks each semester, check out the following techniques to help you keep costs down.</p> <h2>Rentals</h2> <p>A relatively new concept in recent years is textbook rentals. This option has its pluses and minuses. For one, you can usually rent a hard-copy book at a significantly lower price than if you had bought it outright, and you&rsquo;re not stuck with a textbook you&rsquo;ll never read again after the semester is over. On the other hand, buying a used textbook might be more cost-effective than renting in some circumstances, and if you miss the turn-in date, the fines you pay are steep.</p> <p>An alternative to renting hard-copy textbooks is digital rentals. Since there are no paper and ink costs, these are generally much cheaper and easier to carry around (on your tablet or laptop) than a heavy textbook.</p> <h2>Cost Comparisons</h2> <p>If you&rsquo;re looking to buy books, don&rsquo;t immediately jump on your college bookstore&rsquo;s bandwagon without doing a little research first. Online sites such as <a href="http://www.anrdoezrs.net/click-2822544-10802150">Chegg</a>, <a href="http://www.amazon.com/s/?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;field-keywords=textbooks&amp;linkCode=ur2&amp;rh=i%3Aaps%2Ck%3Atextbooks&amp;sprefix=textb%2Caps%2C310&amp;tag=wisbre03-20&amp;url=search-alias%3Daps">Amazon</a>, <a href="http://www.powells.com/">Powell&rsquo;s Books</a>, and <a href="http://textbooks.com">Textbooks.com</a> offer new and used books for sale (and some offer rentals), sometimes at much lower prices than what you&rsquo;d find in your college bookstore. Case in point &mdash; I recently found a book I need for a psychology class for less than $5 on one of these sites, while my college&rsquo;s online bookstore priced the exact same book at $45!</p> <p>Buying a textbook without comparing prices from other stores or websites is like buying a new car at sticker price. Don&rsquo;t get caught in this trap!</p> <p>If you&rsquo;re looking to sell last semester&rsquo;s textbooks, check out <a href="http://bookscouter.com">BookScouter</a> for the best <a href="http://www.wisebread.com/how-to-find-the-cheapest-college-textbooks">comparison service</a>. Just type in the title or ISBN number, and BookScouter will show you a comprehensive list of all the sites that are buying your book and how much they&rsquo;re paying. Selling books, although not a full return on investment, is a great way to cut down on the cost of books for next semester.</p> <h2>Co-op</h2> <p>If you&rsquo;re taking a class with a friend or colleague, consider splitting the cost of the textbook(s) and sharing the book throughout the semester. Or, if your friend already took the class, ask if you can buy or <a href="http://www.wisebread.com/the-best-10-items-to-borrow">borrow</a> the book at a discounted price.</p> <h2>School Bulletin Board</h2> <p>These aren&rsquo;t just for club announcements; with permission obtained from the school, some people sell their textbooks by posting for-sale signs with phone number clippings at the bottom. These aren&rsquo;t always the lowest prices, but call them up and see if they&rsquo;re willing to haggle.</p> <h2>Google Books</h2> <p>Sometimes, textbooks are legally available online for free. Check Google Books or other credible sites before purchasing your textbooks; you may find that you don&rsquo;t need to buy or rent the book after all.</p> <h2>The Library</h2> <p>As with Google Books, <a href="http://www.wisebread.com/4-reasons-why-you-should-support-your-local-library">the library is a great resource</a> when it comes to finding textbooks without the exorbitant cost attached. Contact your professor or the library itself to see if there are any copies of the current or older editions of the textbook set aside for students.</p> <p><em>What about you? Do you know any clever ways to save money on textbooks? Tell us in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kelly-kehoe">Kelly Kehoe</a> of <a href="http://www.wisebread.com/back-to-school-saving-on-college-textbooks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-places-to-buy-or-rent-textbooks">20 Places to Buy or Rent Textbooks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-more-places-to-buy-sell-and-trade-books">17 More Places to Buy, Sell, and Trade Books</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-places-to-get-student-discounts">9 Places to Get Student Discounts</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-signs-your-college-is-a-scam">6 Signs Your College Is a Scam</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-back-to-school-shopping-hacks-for-big-savings">6 Back-to-School Shopping Hacks for Big Savings</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Shopping back to school college textbooks library textbook rentals Fri, 17 Aug 2012 10:36:41 +0000 Kelly Kehoe 951303 at http://www.wisebread.com 5 Simple Ways to Get Big Back-to-School Savings http://www.wisebread.com/5-simple-ways-to-get-big-back-to-school-savings <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-simple-ways-to-get-big-back-to-school-savings" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/7721286900_01d3d46f94_z.jpg" alt="back to school shopping" title="back to school shopping" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>The other day I was shopping for a set of pool goggles, and just one aisle over stood shelves of folders, pencils, and notebooks for the upcoming school year. I was saddened to see summer coming to such an abrupt end, and even more devastated when I realized both of my girls would need a full wardrobe overhaul for the fall as they have grown like wildflowers in just a few months.</p> <p>Starting early is one of the best ways to get the most savings on back-to-school needs. You have more time to seek out the deals rather than grabbing whatever is in front of you if you wait until the last minute. Here are some other tips for stretching your back-to-school bucks before school is back in session. (See also:&nbsp;<a href="http://www.wisebread.com/how-to-save-on-school-supplies-without-going-crazy">How to Save on School&nbsp;Supplies Without Going Crazy</a>)</p> <h2>Prepare Your List and Budget</h2> <p>Don&rsquo;t shop for a single thing until you have first made a budget and a list of things needed. It is way too easy to fall for marketing gimmicks and cute stuff found in back-to-school sales. If you are shopping for more than one kid, make each one a column of their own. If schools have a mandatory supply list, get it early so you have more opportunity to shop around and a longer period of time to save up cash and avoid credit card purchases.</p> <h2>Shop Online First</h2> <p>There are many online retailers that offer excellent discounts and coupons if you sign up for their email promotions. You may also get free shipping offers, which are much more cost-effective than wasting your gas to drive to the mall. Online shopping also gives you the advantage of accessing products you can&rsquo;t find in your local stores. Just remember to stick with your list and resist the temptation of a good deal on things your children do not need.</p> <h2>Buy Quality Products</h2> <p>Kids of all ages can be hard on their school gear, so you will save more in the long run by purchasing quality items like backpacks, binders, and even clothing. If you are focused only on cost, you will likely need to replace the objects more than once throughout the school year. High-quality items may also last more than one school year, so try to avoid trendy characters and stick with basic colors and designs that will still be cool next year. Let kids choose low-cost trendy items like pencils and folders that won&rsquo;t last past one school year anyway.</p> <h2>Shop for Next Year This Fall</h2> <p>If you <a href="http://www.wisebread.com/stock-up-on-school-and-office-supplies-with-back-to-school-sales">shop clearance sales</a> after school has started, consider the years of school still ahead. Purchase clothing one or two sizes larger than your child&rsquo;s current size for next fall, if prices are good. Stock up on disposable items like notebooks, paper, crayons, markers, and other supplies that hit rock bottom lows at store clearance sales. After a few years of stocking up, you may never need to be involved in the back-to-school rush again.</p> <h2>Leave the Kids at Home</h2> <p>While not all parents have the option to leave their kids behind on a shopping trip, if you have <a href="http://www.wisebread.com/nanny-sharing-lowering-the-cost-of-personal-childcare">access to childcare</a> for a few hours, it can help to hit the stores for the major items without your child&rsquo;s input. Allow them to go on a follow up trip where you only need a handful of things, such as clothing or shoes that need to be properly sized. They can still feel like they participated and got some of the things they wanted without you having to deal with the &quot;I wants&quot; and a much larger shopping bill.</p> <p>Get started on your <a href="http://www.wisebread.com/back-to-school-time-savers">back-to-school plan</a> by figuring out the number of weeks you have until school starts and how much extra cash you can put to the side each week for school supplies. This will make it easier to budget your cash and get everything you need without hassle or financial worries.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tisha-tolar">Tisha Tolar</a> of <a href="http://www.wisebread.com/5-simple-ways-to-get-big-back-to-school-savings">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/discount-designer-clothing-17-places-to-get-name-brands-for-less">Discount Designer Clothing: 17 Places to Get Name Brands for Less</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-amazon-prime-perks-youve-forgotten-to-use">7 Amazon Prime Perks You&#039;ve Forgotten to Use</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school children online shopping Thu, 09 Aug 2012 09:48:42 +0000 Tisha Tolar 947944 at http://www.wisebread.com The Best and Worst Things to Buy in August http://www.wisebread.com/the-best-and-worst-things-to-buy-in-august <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-best-and-worst-things-to-buy-in-august" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4899250274_10bff6a985_z.jpg" alt="school supplies" title="school supplies" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>While efficient bargain shopping is often dictated by the economic tide, many merchants faithfully follow certain annual sale trends. Better understanding of these trends means a steady stream of savings for consumers.</p> <p>So, at dealnews, we've mined our extensive archives of sales, coupons, and individual products from the past few summers to find patterns that can guide your buying experience in August. Here's what we found. (See also: Shopping Calendar: <a href="http://www.wisebread.com/buying-calendar">The Best Time to Buy Anything</a>)</p> <h3>Back to School Shopping Heats Up</h3> <p>According to our deals from last year, August is the best summer month to get discounts on <a href="http://dealnews.com/back-to-school-sales/?eref=wisebread">back-to-school items</a>. Numerous deals that we saw in July will continue in August, with most offering even deeper discounts. For example, college-friendly apparel retailers like <a href="http://dealnews.com/b131/Aeropostale/?eref=wisebread">Aeropostale</a> and <a href="http://dealnews.com/s2012/Abercrombie-Fitch?eref=wisebread">Abercrombie &amp; Fitch</a> offered their best sale of the year (up until that point) during the month of August, and we expect to see similar trends in 2012.</p> <p>Also keep an eye out for <a href="http://dealnews.com/c199/Home-Garden/Home-Furniture/?eref=wisebread">dorm furniture</a> from retailers like <a href="http://dealnews.com/s321/Walmart/?eref=wisebread">Walmart</a> &mdash; which offered futons for as low as $89 last year, as well as computer desks for $34 &mdash; and special sales on backpacks and computer cases for under $10. As for back-to-school laptops, consider taking advantage of special promotions that bundle your purchase with gift cards, gaming consoles, and printers.</p> <h3>Carnival Cruises Come in at Fantastic Prices</h3> <p>Savvy shoppers looking to book a vacation would do well to consider a cruise, specifically one from Carnival Cruises. We have consistently seen from Carnival some of the lowest prices possible on tropical routes to locations like the Caribbean. In fact, <a href="http://dealnews.com/features/And-the-Award-for-the-Most-Deal-Friendly-Cruise-Line-Goes-to...-/593187.html?eref=wisebread">41% of cruise deals this year have been from Carnival</a>. If you're browsing for a cruise, you'd do well to start with the provider that <a href="http://dealnews.com/features/The-Best-Cruise-Lines-for-10-Types-of-Cruisers/469824.html?eref=wisebread">caters to travelers looking for a party-like atmosphere</a>.</p> <h3>Summer Apparel on Clearance</h3> <p>As we near the end of the summer season, retailers will begin to get even more aggressive with their <a href="http://dealnews.com/c202/Clothing-Accessories/?eref=wisebread">clothing discounts</a> as they try to make room for autumn apparel. In fact, in the final days of July, we saw numerous Editors' Choice deals trickle in that offered enormous stacking coupons that took an extra 30% to 50% off already-discounted sale items. We expect to see much of the same in August; last year, <a href="http://dealnews.com/b327/Eddie-Bauer/?eref=wisebread">Eddie Bauer</a>, <a href="http://dealnews.com/s1431/Converse/?eref=wisebread">Converse</a>, <a href="http://dealnews.com/s1468/FCUK/?eref=wisebread">French Connection</a>, <a href="http://dealnews.com/s2685/Dickies/?eref=wisebread">Dickies</a>, <a href="http://dealnews.com/s2082/Patagonia/?eref=wisebread">Patagonia</a>, <a href="http://dealnews.com/s3153/Nautica/?eref=wisebread">Nautica</a>, <a href="http://dealnews.com/s814/Kenneth-Cole/?eref=wisebread">Kenneth Cole</a>, and <a href="http://dealnews.com/s362/Old-Navy/?eref=wisebread">Old Navy</a> offered among the best sales of the month.</p> <h3>Last Chance for Swimwear</h3> <p>Although you can lump this into the general summer apparel category, it's important to note that after August, you'll be hard-pressed to find any <a href="http://dealnews.com/c495/Clothing-Accessories/Womens-Apparel/Swim/?eref=wisebread">swimwear deals</a>. For the past two years, the number of swim sales have significantly decreased come September, suggesting that most stores do a good job of clearing their inventory in August. Look for sales that take up to 70% off or more from retailers like<a href="http://dealnews.com/s747/Victorias-Secret/?eref=wisebread">Victoria's Secret</a>, <a href="http://dealnews.com/s1715/Lands-End/?eref=wisebread">Lands' End</a>, and <a href="http://dealnews.com/s1009/Kohls/?eref=wisebread">Kohl's</a>.</p> <h3>Wait Until September or October for Patio Sets</h3> <p>We mentioned last month that although you will see many sales for summer patio furniture, a savvy shopper would benefit by waiting until September or October for the best deals. Several <a href="http://dealnews.com/c196/Home-Garden/">patio sets and gardening items</a> from <a href="http://dealnews.com/s510/Sears/">Sears</a>, Amazon, and other merchants hit their lowest prices in October, as they were available for significantly less than we had seen them at over the summer.</p> <h3>Hold Off on the Kindle Fire</h3> <p>There are rumors that <a href="http://dealnews.com/s313/Amazon/?eref=wisebread">Amazon</a> will be releasing the <a href="http://dealnews.com/features/Rumored-Kindle-Fire-2-Could-Bring-New-Price-Cuts-to-the-Original-Kindle-Fire/594748.html?eref=wisebread">Kindle Fire 2</a> in the coming weeks. This means that it's not a smart time to buy the current Fire tablet. As we postulated earlier this month, Amazon will likely debut the updated Fire for $199, to remain competitive with the new Google Nexus 7, but keep the original around at a lower price. We predict <a href="http://dealnews.com/features/Rumored-Kindle-Fire-2-Could-Bring-New-Price-Cuts-to-the-Original-Kindle-Fire/594748.html?eref=wisebread">it will drop to at least $169</a>, if not lower.</p> <h3>Wait for Discounts on Older iPhones</h3> <p>Speaking of rumored tech releases, here's another to keep in mind: Supposedly, <a href="http://dealnews.com/features/Rumor-Roundup-Thin-Play-Station-3-Thin-iPhone-5-Spice-Girls-/596340.html?eref=wisebread">Apple is releasing the iPhone 5</a> in late September or early October. If you're an <a href="http://www.wisebread.com/6-ways-to-save-money-on-ipads-iphones-and-macs">Apple fan</a> that always needs the latest and greatest, you'll want to hold off on an iPhone purchase for the time being. But even those who don't mind an older model should hold tight; after the last update to the <a href="http://dealnews.com/c491/Electronics/Phones-Cell-Phones/Apple-iPhones/?eref=wisebread">iPhone 4S</a>, Apple kept its 3GS and 4 around at reduced prices. This time around, the now-free 3GS will probably be discontinued, but it's very likely that the 4 and 4S will stick around and see newly-reduced starting prices.</p> <h3>iPhone Dock Accessories Provide Good Deals for Some, Bad Ones for Others</h3> <p>If you are in fact considering buying the iPhone 5, you'll want to hold off on buying any new dock accessories as well. Although in the past these have generally been universal use across iPhone models, the newest Apple smartphone is rumored to have a <a href="http://dealnews.com/features/Want-the-Rumored-iPhone-5-Start-Saving-Your-Money-for-New-Accessories/588123.html?eref=wisebread">smaller, 19-pin dock connector</a>. Although Apple will likely sell an adapter, you can bet it won't be cheap. Plus, there's a possibility that <a href="http://dealnews.com/features/Want-the-Rumored-iPhone-5-Start-Saving-Your-Money-for-New-Accessories/588123.html?eref=wisebread">other brands will be forced to buy a chip from Apple</a> in order to make their own accessories and adapters compatible, so who knows if stores like <a href="http://dealnews.com/s303/Meritline/?eref=wisebread">Meritline</a> will have the typical uber-cheap alternatives?</p> <p>If you have no interest in upgrading to the iPhone 5 though, and you're content with your older model (or if you plan to buy one of them at the aforementioned lower prices), then the coming months will actually be a great time to take advantage of retailers that are trying to clear out their stock of soon-to-be-outdated accessories.</p> <h3>Grill Deals Are Red Hot in August</h3> <p>If you've waited patiently to buy a grill this year, you may be rewarded with a much larger pool of deals to choose from. The number of <a href="http://dealnews.com/c529/Home-Garden/Garden/Grills-BBQs/?eref=wisebread">grill deals</a> we saw last year in August was 30% higher than that of July, suggesting that retailers begin taking more widespread cuts this month. Look to vendors like <a href="http://dealnews.com/s1759/hhgregg/?eref=wisebread">hhgregg</a>, <a href="http://dealnews.com/s1320/Ace-Hardware/?eref=wisebread">Ace Hardware</a>, <a href="http://dealnews.com/s958/Home-Depot/?eref=wisebread">Home Depot</a>, <a href="http://dealnews.com/s1308/Lowes/?eref=wisebread">Lowe's</a>, Sears, and Walmart for sales and discounts.</p> <h3>46&quot; HDTVs Remain at All-Time Lows, 3D Shows Some Promise</h3> <p>The final weeks of summer generally don't see many notable <a href="http://dealnews.com/c159/Electronics/TVs/?eref=wisebread">HDTV sales</a>. However, if you're shopping for a new HDTV this August, there are two categories you can't afford to miss. First, <a href="http://dealnews.com/c505/Electronics/TVs/LCD-TVs/46-LCD-TVs/?eref=wisebread">name-brand 46&quot; 1080p LCD HDTVs</a> are at an all-time low. In July we saw a 46&quot; Samsung hit $449. That's a $51 drop from June's best deal for a TV this size and the least-expensive 46&quot; name-brand TV we've ever seen. Shoppers should look for deals at or below $449.</p> <p>Likewise, <a href="http://dealnews.com/c560/Electronics/TVs/LCD-TVs/55-LCD-TVs/?eref=wisebread">55&quot; 3D HDTVs</a> also experienced a price dip in July, dropping to $999 (a price we hadn't seen since Black Friday 2011). As a result we recommend TV shoppers look at 55&quot; 3D LCD HDTVs at or below $999.</p> <h3>Take Advantage of Back to School Laptop Bundles</h3> <p>Even if you're not going to college, your chances of scoring a <a href="http://dealnews.com/features/Back-to-School-Laptop-Buying-Guide-How-to-Score-a-Bundle-Deal/590557.html?eref=wisebread">laptop bundle</a> in August are pretty high. While some deals may require a valid .edu email, others (such as deals from newegg, <a href="http://dealnews.com/s345/Office-Max/?eref=wisebread">OfficeMax</a>, and the <a href="http://dealnews.com/s716/Sony-Store/?eref=wisebread">Sony Store</a>) do not require any credentials. Keep your eye on laptop and console bundles as well as laptop and printer bundles. These deals will stretch your dollar further and get you two products for the price of one. If you prefer an individual laptop, Ivy Bridge-based systems hit a new low in July ($548), so we recommend looking at 14&quot; to 16&quot; Ivy Bridge systems from Lenovo, Dell, and HP in that price range.</p> <p>As far as standalone notebooks go, Sandy Bridge-based desktop replacements deals have been stagnant for the last two months (with prices at $800), so we wouldn't be surprised if these systems took a slight dip in August in preparation for back to school sales. And lastly, Apple's <a href="http://dealnews.com/c514/Computers/Apple-Computers/Mac-Book-Air/?eref=wisebread">MacBook Air</a> (Sandy Bridge model) has seen some aggressive discounts this summer. If you don't mind having last year's model, look for prices on the 11&quot; MacBook Air 2011 model starting at $740. If you've had your eyes on the <a href="http://dealnews.com/c466/Computers/Apple-Computers/Mac-Book-Pro/?eref=wisebread">new Retina MacBook Pro</a>, deals on that machine have hit as low as $1,999, though they typically sell out fast, so jump on the first Retina deal you see.</p> <p>Set up an <a href="https://dealnews.com/mydealnews/alerts.html?eref=wisebread">email alert</a> with dealnews now to keep abreast of any and all of these best buys in August. And for more price trend information, check out our <a href="http://dealnews.com/pages/resources/consumer-research/?eref=wisebread">consumer shopping research page</a>.</p> <p><em>This is a guest post by </em><a href="http://dealnews.com"><em>Dealnews</em></a><em>.</em></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> What sale trends will help you save money this month? Read through for the best and worst things to buy in August. </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dealnews">Dealnews</a> of <a href="http://www.wisebread.com/the-best-and-worst-things-to-buy-in-august">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-things-to-buy-in-september-2012">The Best and Worst Things to Buy in September 2012</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-back-to-school-laptops">The 5 Best Back-to-School Laptops</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/summer-clearance-cornerstones-5-things-to-buy-before-autumn-arrives">Summer Clearance Cornerstones: 5 Things to Buy Before Autumn Arrives</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-advice-for-the-gadget-addicted">Frugal Advice for the Gadget Addicted</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school bbq grills laptops summer clearance tvs Thu, 02 Aug 2012 10:24:55 +0000 Dealnews 947339 at http://www.wisebread.com