selling a home http://www.wisebread.com/taxonomy/term/14755/all en-US Home Reverse Mortgaged? Here's How to Sell It http://www.wisebread.com/home-reverse-mortgaged-heres-how-to-sell-it <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/home-reverse-mortgaged-heres-how-to-sell-it" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_selling_house_185289787.jpg" alt="Couple learning how to sell a reverse-morgaged house" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Reverse mortgages are becoming more and more popular as the U.S. population ages. In a reverse mortgage, instead of having to make a monthly payment on a mortgage until it is paid off, a homeowner receives an amount from the equity in their house every month.</p> <p>Reverse mortgages are often a boon to senior citizens living on a fixed income. It essentially removes the need to pay a mortgage every month by converting existing equity in a home into income that covers the mortgage. Reverse mortgages are available only to people 62 years of age or older.</p> <p>The downside, of course, is that reverse mortgages have the opposite effect on equity in the house that conventional mortgages do: They draw from it rather than adding to it. At the end of a reverse mortgage, there may be little or no equity left in the home.</p> <h2>Steps to Sell the Home</h2> <p>Given that, how do you sell a house with a reverse mortgage? After all, at some point the senior citizen may want to move into an assisted living facility or in with children. They may also pass away, and their heir is left with the task of selling the property.</p> <p>It's actually easier than you might think to sell a house with a reverse mortgage. Here are 10 steps you'll need to consider.</p> <h3>1. Know How Much Is Owed</h3> <p>The most important first step is to find out how much is owed in the reverse mortgage. The amount will include moneys paid out by the bank, plus fees and other charges.</p> <h3>2. Check the Paperwork</h3> <p>Read over the paperwork from the bank that made the reverse mortgage. You need to know the interest rate, any fees if the loan is paid off in full, and any other charges.</p> <h3>3. Look for Liens</h3> <p>Double check to ensure there are no other liens on the house. This is important because it can make a huge difference in any equity remaining in the house.</p> <h3>4. Ask for a Payoff Quote From the Lender</h3> <p>A payoff is the amount required to, as the term implies, pay off the reverse mortgage in full. It differs from how much is owed because of fees and other charges. You need to ask for this figure in writing.</p> <h3>5. Estimate What the Home Is Currently Worth</h3> <p>There are two possible scenarios here. One is if the house is worth more than you owe. It may have appreciated in value, or the reverse mortgage was not in effect for a long period of time &mdash; or both. In that case, you can sell the home just as you would sell any other home and realize the net appreciation between what is owed and what it sells for.</p> <p>The other scenario? The house may not be worth what is owed on it, or the market value may be so close to what is owed that you will lose money on any sale. You are underwater on the loan.</p> <p>In the latter case, you have two options. One is to try to rent the house to receive income from it. The other is to see if the reverse mortgage can be converted into a regular mortgage. If it can, you begin making mortgage payments on it and build up equity in the house, just as you would with any house purchased.</p> <h3>6. Make the Sale</h3> <p>If a sale does make financial sense, you proceed just as you would with any home sale. You can arrange for a private sale, or work with an agent. Most agents will charge approximately 6% of the sale price to list and show your home. Remember that what is owed to the bank for the reverse mortgage has to be paid when the house is sold.</p> <h3>7. Make Repairs</h3> <p>Take care of any needed repairs or maintenance on the house to get it ready to show. If you are selling it privately, make a plan for where you will advertise and show it.</p> <h3>8. Hire a Lawyer</h3> <p>Because of the complexity of reverse mortgage sales, hiring a lawyer is likely a prudent move. A lawyer can ensure the terms of the sale are the most advantageous they can be for you. In some locations, a lawyer is required in a real estate transaction that involves any type of loan. Be sure to check any requirements in your area. Finally, the payoff of a reverse mortgage must be handled by an experienced person, and many lawyers are experienced in this area.</p> <h3>9. You &mdash; or the Buyer &mdash; Pay Off the Reverse Mortgage</h3> <p>Be aware that any buyer will need to have either cash to make the purchase or have financing in place if you do not have the money to pay off the reverse mortgage. They will essentially be providing you with the money to execute the payoff.</p> <h3>10. Close the Sale of the House</h3> <p>Issue the bank the payoff amount. You are finished selling the home with the reverse mortgage.</p> <p>As reverse mortgage become used more frequently by senior citizens, the need to sell homes with a reverse mortgage will become more common. These 10 steps will ensure you sell the house in the correct way.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/anum-yoon">Anum Yoon</a> of <a href="http://www.wisebread.com/home-reverse-mortgaged-heres-how-to-sell-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-avoid-getting-scammed-with-a-reverse-mortgage">How to Avoid Getting Scammed With a Reverse Mortgage</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-you-pay-your-mortgage-off-early">Should You Pay Your Mortgage Off Early?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/home-equity-loan-or-heloc-which-is-right-for-you">Home Equity Loan or HELOC: Which Is Right for You?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-homebuying-questions-youre-embarrassed-to-ask">5 Homebuying Questions You&#039;re Embarrassed to Ask</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-one-mistake-could-delay-your-retirement-by-10-years">This One Mistake Could Delay Your Retirement by 10 Years</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing equity fixed incomes mortgages retirement reverse mortgages selling a home senior citizens Fri, 23 Dec 2016 11:00:08 +0000 Anum Yoon 1860474 at http://www.wisebread.com 5 Homebuying Questions You're Embarrassed to Ask http://www.wisebread.com/5-homebuying-questions-youre-embarrassed-to-ask <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-homebuying-questions-youre-embarrassed-to-ask" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_realtor_house_91129695.jpg" alt="Couple asking homebuying questions they&#039;re too embarrassed to ask" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You're ready to buy your first house. But you have questions. Lots of them. And some you think might be too embarrassing &mdash; too simple &mdash; to even ask out loud.</p> <p>Here's the truth: Buying a home is a complicated process. It's normal to have questions. And you should never be embarrassed to ask any of them. Here are answers to five such common questions. (See also: <a href="http://www.wisebread.com/the-only-5-rules-of-home-buying-you-need-to-know?ref=seealso">The Only 5 Rules of Home Buying You Need to Know</a>)</p> <h2>1. How Much Will My Real Estate Agent Charge Me?</h2> <p>The short answer: nothing.</p> <p>It's true. When you work with a real estate agent to <em>buy </em>a home, you won't pay a cent to that realtor. Your real estate agent gets paid by the <em>seller</em> of the home that you buy. When the home sale closes, your real estate agent is paid a commission from the proceeds.</p> <p>Typically, the agent representing the home's seller charges a commission of 6% of the home's sale. If a home sells for $200,000, the seller's agent receives $12,000. That agent then typically splits the commission 50/50 with your agent. Your agent in this example would receive $6,000 for helping you buy a home while the seller's agent would also receive $6,000.</p> <p>But none of that commission money will come out of your pocket.</p> <h2>2. What Is a Buyer's Agent?</h2> <p>An exclusive buyer's agent is a real estate agent who only represents buyers. They are different from dual agents, who both represent buyers and work with sellers. An exclusive buyer's agent never takes on listings from sellers.</p> <p>If you work with a dual agent, that agent will show you all the for-sale homes that meet your criteria, and will still work with you to negotiate a lower sales price. But this agent <em>might </em>show you a home he or she has as a listing, too. This can be tricky. Is your dual agent going to negotiate hard on the sales price if that agent is also representing the person selling the home?</p> <h2>3. What Is Pre-Approval and Why Does It Matter?</h2> <p>Your real estate agent might ask you to get pre-approved for a mortgage loan from a lender. During the pre-approval process, your lender will run your credit and ask for copies of documents that prove your income, such as your last two paycheck stubs, last two months of bank account statements, and last two W2s.</p> <p>Once a lender has this information, it can calculate how much of a mortgage you can afford. The lender will then give you a pre-approval letter &mdash; that lasts a certain number of days, such as 30 or 60 &mdash; stating that it has approved you for a mortgage loan of a certain amount.</p> <p>Getting pre-approved is important because it tells you how much home you can afford. It also makes you a more attractive buyer. When sellers receive multiple bids for their homes, they're more likely to choose a buyer who is pre-approved. Such buyers are more likely to be able to actually close the home sale.</p> <h2>4. What Is Earnest Money?</h2> <p>Earnest money is a deposit that you make after you and a seller sign a contract. It shows the seller that you are serious about purchasing the home.</p> <p>After you and the seller agree on a sales price and each of you signs the sales contract, you'll deposit a certain percentage of the home's final sales price into an escrow account. The title company that handles your mortgage closing will usually manage the account. When the final mortgage documents are signed and the home sale officially closes, your earnest money is removed from the escrow account and used to cover part of your closing costs.</p> <p>How much earnest money the sellers request varies. Some sellers will require 1% of the home's final purchase price. Others will require just a few hundred dollars.</p> <p>Be careful with earnest money. If you back out of the sale because you can't come up with the mortgage dollars you need to finance the home, the contract might state that you lose your earnest money deposit. However, if you back out of the sale because a home inspection turns up serious problems with the home, the seller will usually return your earnest money deposit.</p> <h2>5. Do I Really Need a Home Inspection?</h2> <p>Yes. After you sign a sales contract for a home, you need to schedule a home inspection of the property. An inspector will tour the home and search for serious problems. Usually, the homebuyer attends the inspection, too.</p> <p>If the inspection turns up serious problems, you have options. You can ask the seller to repair the problems before the sale closes. You can request that the seller lower the agreed-upon asking price to free up money that you can use to fix the repairs yourself.</p> <p>If the problems are too severe, you can also back out of the sale. Your agent and the seller's agent will then negotiate what happens to your earnest money deposit. If the problems with a home truly are serious, and expensive, in most cases, you will receive a refund of your earnest money deposit.</p> <p><em>Any fundamental questions we've overlooked?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/5-homebuying-questions-youre-embarrassed-to-ask">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/home-reverse-mortgaged-heres-how-to-sell-it">Home Reverse Mortgaged? Here&#039;s How to Sell It</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-house-in-24-hours">How to Sell Your House in 24 Hours</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-2016-budget-challenge-can-a-paint-job-help-an-old-house-pass-a-re-fi-appraisal">My 2016 Budget Challenge: Can a Paint Job Help an Old House Pass a Re-Fi Appraisal?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-alternative-housing-options-you-can-afford">5 Alternative Housing Options You Can Afford</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/watch-out-for-these-5-last-minute-home-buying-costs">Watch Out for These 5 Last Minute Home Buying Costs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing buying a home earnest money escrow home inspection mortgages pre-approval questions selling a home Fri, 10 Jun 2016 09:00:05 +0000 Dan Rafter 1727884 at http://www.wisebread.com How to Sell Your House in 24 Hours http://www.wisebread.com/how-to-sell-your-house-in-24-hours <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-sell-your-house-in-24-hours" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/house-4849875-small.jpg" alt="house" title="house" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>If you're thinking about selling your home, there are two things that you probably want: to sell it for a high price, and to sell your house fast with as little hassle as possible.</p> <p>We recently sold our home in just over 24 hours and had five offers. Our first offer came in above asking price within 7 hours of the house being listed, and we had the purchase agreement signed just over 24 hours after listing. How did we do it? (See also: <a href="http://www.wisebread.com/five-tips-to-sell-any-home-fast" target="_blank">5 Tips to Sell Any Home Fast</a>)</p> <h2>Be Emotionally Ready to Sell</h2> <p>Perhaps the largest roadblock to selling a house quickly is that you aren't emotionally ready to sell, and so you don't take the steps you need to get your house ready to market. If you aren't ready, you won't take your realtor's advice about getting rid of mementos because you'll be personally offended. Or you won't fix things because you'll think that the buyers will be OK with the damage &mdash; just as you lived with it all these years. If you're not sure whether you're ready to sell, ask yourself the questions in this <a href="http://womensmoneyweek.com/should-you-move-checklist" target="_blank">checklist at Women's Money Week</a>. Only once you are ready to let go of your home will you be able to get in the best place for a quick sale.</p> <h2>Prepare, Stage, and Get Rid of Stuff</h2> <p>The No. 1 way to sell your house quickly is to have it 110% prepared. This <a href="http://www.wisebread.com/6-cheap-ways-to-stage-your-home-in-a-buyers-market" target="_blank">takes A TON of work</a>.</p> <p>We spent at least 100 hours preparing our house to list. We packed up clutter, painted ceilings, put away personal photos and mementos, and moved furniture to the garage and basement closet. We had a full truckload of giveaway items and sold a number of things on Craigslist, and we staged the house using tips from a book from the library. Friends and family said they didn't recognize the listing pictures of our house because it looked so different from all of the staging and decluttering we did.</p> <h2>Use a Realtor</h2> <p>In our area it's a seller's market, and we probably <a href="http://www.wisebread.com/when-should-you-fire-your-real-estate-agent" target="_blank">didn't need to use a realtor</a>. That said, it's highly unlikely that you'll sell your house fast without a realtor. Besides the knowledge and skill they possess with years of experience, they also have the administrative support to handle everything from calls scheduling showings to fax machines that receive the offers. A realtor will help you sell your house as quickly as possible.</p> <h2>Use Your Realtor's Listing Price</h2> <p>This piece of advice is going to be controversial &mdash; but I believe that you should list your home at the listing price your realtor recommends. Ideally, you'll have interviewed several realtors and have chosen the one that you feel is the best experienced in your market. If that's the case, choose a list price in the range he or she suggests based on market research. Ask to see the comps he's put together for the price &mdash; and <a href="http://www.wisebread.com/divining-your-homes-value-the-quick-and-dirty-way" target="_blank">do some research on your own</a>, too. Even if you think you should sell your home for $5,000 more than the price, follow your realtor's advice. The reason? Your realtor is your salesperson. If he doesn't believe 100% that it's a great product at the right price, he's not going to be able to convince buyers that it is, either.</p> <h2>Be Prepared When You Go Live on MLS</h2> <p>The moment your home goes live on the MLS listings, it should be ready to sell. The outside should be in top shape, as you don't know how quickly someone will drive by to take a look. We had our first showing one hour after our home was listed on MLS. If we had planned to still be doing work at that time, we could have missed out on an offer.</p> <h2>When the Offers Come In, Make an Educated Decision</h2> <p>In order to have your home sell quickly, you have to be ready to accept an offer. This means knowing what you want in an offer &mdash; closing date, percentage down, earnest money, etc. No two offers are exactly the same. For instance, while you may walk away with the same amount of money from two offers, someone who puts 20% down and a large earnest money check is going to have more cash available than someone who puts just 5% down. Why is cash important? Because if there are problems with the inspection or appraisal, the person with more cash is going to be better able to cope with those issues than the person with less cash. By understanding what criteria are important to you, you'll be able to quickly evaluate offers and sign the purchase agreement.</p> <p><em>If you've sold your home before, what did you do to ensure that it sold quickly?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/elizabeth-lang">Elizabeth Lang</a> of <a href="http://www.wisebread.com/how-to-sell-your-house-in-24-hours">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-homebuying-questions-youre-embarrassed-to-ask">5 Homebuying Questions You&#039;re Embarrassed to Ask</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-pros-and-cons-of-paying-cash-for-a-house">The Pros and Cons of Paying Cash for a House</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/home-reverse-mortgaged-heres-how-to-sell-it">Home Reverse Mortgaged? Here&#039;s How to Sell It</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-cheap-ways-to-stage-your-home-in-a-buyers-market">6 Cheap Ways to Stage Your Home in a Buyer&#039;s Market</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/low-interest-rates-do-not-make-homes-affordable">Low Interest Rates Do Not Make Homes Affordable</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing buying a home fast selling a home Fri, 05 Jul 2013 10:24:30 +0000 Elizabeth Lang 980307 at http://www.wisebread.com 6 Cheap Ways to Stage Your Home in a Buyer's Market http://www.wisebread.com/6-cheap-ways-to-stage-your-home-in-a-buyers-market <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-cheap-ways-to-stage-your-home-in-a-buyers-market" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/bigstock_Realtor_gives_family_keys_to_n_14087699-2.jpg" alt="Family getting keys to a house" title="Family getting keys to a house" class="imagecache imagecache-250w" width="250" height="148" /></a> </div> </div> </div> <p>When it comes to real estate, appearance matters. Especially in a buyer's market.</p> <p>Prospective home buyers hold most of the cards in today&rsquo;s real estate climate. That means sellers need to adjust expectations and prepare for the long haul. One of the simplest and most effective ways to boost your odds is to ensure your home looks the part.</p> <p>A disheveled, unkempt yard or messy interior turns off open house visitors. The key is to enhance the aesthetics without eating through your savings. Remember how the house sparkled when you fell in love with it? Make it sparkle again without overspending by checking out these tips below. (See also: <a href="http://www.wisebread.com/quick-tip-how-to-sell-your-home-when-your-neighbors-are-too">How to&nbsp;Sell Your Home When&nbsp;Your Neighbors Are Too</a>)</p> <h3>1. Tackle What Buyers See First &mdash; the Outside</h3> <p>Get rid of any pet excrement, as well as weeds, fallen branches, limbs, and bushes that cover nice parts of the house. Keep the lawn cut short. Trees and bushes near the house should not be more than two feet taller than the roof line. If you&rsquo;re willing to spend a few bucks, buy mulch to pour around trees and shrubs. Clean the siding, bricks, gutters, doorways, decks, and sidewalks by renting or borrowing a neighbor&rsquo;s power washer. Being thorough might take a day, but it&rsquo;s far less expensive to rent the machine than to hire somebody.</p> <h3>2. Clean Like You Never Have Before</h3> <p>Prospective buyers do not want to see clutter. Kids' toys, tools, dirty dishes, stacks of old magazines, and all other unsightly objects need to be packed away. The house must look tidy, which will in turn make it look spacious and comfortable. Cupboards, cabinets, and closets should be organized and decluttered. With things out of the way, scrub every inch of the house. Dust baseboards, lamps, fans, and shelves. Clean all the mirrors, windows, bathrooms, floors, stairs, and parts of the kitchen. Pretend you&rsquo;re having houseguests for a weekend or a very critical in-law for dinner. That should be enough to make you use a little extra elbow grease.</p> <h3>3. Be a Handyperson</h3> <p>Leaky faucets, jammed drawers, and broken light switches are just a few of the several <a href="http://www.wisebread.com/5-household-fixes-you-should-stop-paying-others-for">repairs you can make</a>. Unless you know for certain that your attempt will exacerbate the problem, there&rsquo;s no need to hire a professional. Having a well-maintained home supports your asking price, too. Fresh paint is a must. Generally, real estate agents suggest neutral-colored walls.</p> <h3>4. Experiment With New Layouts</h3> <p>Move furniture, lamps, throw rugs, and whatever else to see which rooms look spacious and inviting. Just because you&rsquo;ve had a room set up the same way for years does not mean it will look welcoming to potential buyers.</p> <h3>5. Add Some Visual Flair</h3> <p>Greenery adds a nice element to the interior but shouldn&rsquo;t cost much. Search your yard for colorful flowers worthy of a vase. Group small plants together on coffee or dinner tables to give the room a visual center. To ensure everything in the room can be seen, let the natural light in. Again, windows and sunlight make a room feel spacious.</p> <h3>6. Appeal to the Other Senses</h3> <p>The prospective homeowners are looking at your home, but they have four other senses. Turn on some easy listening and keep the house smelling fresh. Surely, they won&rsquo;t want to move into a sterile, quiet home. Not only should it look, sound, and smell like home, but it should feel like it, too.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chris-birk">Chris Birk</a> of <a href="http://www.wisebread.com/6-cheap-ways-to-stage-your-home-in-a-buyers-market">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-household-fixes-you-should-stop-paying-others-for">5 Household Fixes You Should Stop Paying Others For</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-house-in-24-hours">How to Sell Your House in 24 Hours</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/home-reverse-mortgaged-heres-how-to-sell-it">Home Reverse Mortgaged? Here&#039;s How to Sell It</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/houses-you-can-build-yourself">Houses You Can Build Yourself</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-homebuying-questions-youre-embarrassed-to-ask">5 Homebuying Questions You&#039;re Embarrassed to Ask</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> DIY Real Estate and Housing cheap decorating landscaping selling a home Tue, 27 Sep 2011 10:00:12 +0000 Chris Birk 717079 at http://www.wisebread.com