forums http://www.wisebread.com/taxonomy/term/14850/all en-US How to Make Money as a Chat or Forum Moderator http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-make-money-as-a-chat-or-forum-moderator" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_laptop_forum_000042128972.jpg" alt="Woman moderating forums and chatrooms for extra money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Many of the websites, games, social apps, and online stores we frequent feature user communities. These often use a message board or chat function to enable user communication and contact customer service. If you've wondered how these discussions seem to stay relatively civil (even in the day of the &quot;troll&quot;), the answer is simple &mdash; moderators.</p> <h2>What is a Chat or Forum Moderator?</h2> <p>These are the people who stay behind-the-scenes of online communities, giving users a safe way to resolve issues, as well as policing the most offensive communications. They can delete content, ban users, or simply be on-hand to answer questions as needed.</p> <h2>How Much Does This Job Pay?</h2> <p>Pay can range from minimum wage to $15-$17 an hour. It is similar in pay structure to work-from-home customer service phone rep gigs. Some jobs pay for the entire time you are monitoring the forums, while others may only pay you when you respond to issues that come up in a work queue (meaning that you can be away from the community until you are called in).</p> <h2>How Can You Get a Job as a Moderator?</h2> <p>Getting a job as a moderator may be as simple as applying for a posting on a jobs website, or it may require being part of an active online community until you've earned a respected place in it and can request pay. Often, you can do some research into the communities you're a part of and see if they have any openings on their &quot;Careers&quot; tab.</p> <p>Sites that seem to hire moderator or chat reps frequently include<a href="http://metaversemodsquad.com/become-a-mod/"> MetaVerse Mod Squad</a>,<a href="http://www.lithium.com/company/careers/job-listing"> Lithium</a>,<a href="http://www.icucmoderation.com/careers-icuc/"> ICUC</a>, and<a href="http://www.emoderation.com/recruitment/"> eModeration</a>.</p> <h2>What Skills or Equipment Are Required?</h2> <p>A good chat or forum moderator will have excellent people skills, possess the ability to spell well and communicate via the written word, be efficient with a computer, and can sit for long periods of time, often staring at threads of messages until their help is needed. Most job listings will describe tech requirements, but the majority require you to have your own desktop or laptop computer with a high-speed DSL or cable internet connection.</p> <p>What's a day in the life of a moderator look like? It can vary, but according to Chelles of<a href="http://www.fitnpoor.com/"> FitNPoor</a>, there are definitely pros and cons.</p> <h2>Cons of Working as a Moderator</h2> <p>It can be difficult to keep your emotions under control when dealing with difficult people. &quot;You have to put your personal opinions aside. There are so many times where my politics or my view points are trumped by the job need to moderate and keep discussion peaceful,&quot; Chelles says.</p> <p>Your privacy is also not guaranteed. Chelles states that your personal information could be found, especially by passionate chatters who dislike you or your policies.</p> <h2>Pros of Working as a Moderator</h2> <p>One of the biggest advantages of this job is that you can work from home, and often, the hours are very flexible. This makes it an ideal option for students or stay-at-home parents, especially since the work environment doesn't have to be quiet.</p> <p>If you love having power, this is the job for you. Chelles says that it certainly attracts a positive person that can keep a level head, but it does reward you in the sense that you are in control. Some people thrive on that kind of control.</p> <p>There is also often a strong sense of community in most online forums, and this camaraderie can grow with time and involvement &mdash; especially as a moderator. Regular chatters on bigger sites recognize you and know your story; if you're the kind of person that makes friends easily online, this could be a very rewarding job for you!</p> <p><em>Will you be exploring a job as a moderator? Why or why not?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/how-to-make-money-as-a-chat-or-forum-moderator">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them">22 Websites That Will Pay You to Write for Them</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-smart-summer-side-jobs-for-new-grads">6 Smart Summer Side Jobs for New Grads</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-68-best-ways-to-make-money-that-are-actually-fun">Flashback Friday: 68 Best Ways to Make Money That Are Actually Fun</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-great-side-jobs">30 Great Side Jobs</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-side-jobs-for-people-who-are-good-with-money">6 Side Jobs for People Who Are Good With Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Job Hunting chat customer service forums moderators side jobs work from home Tue, 21 Apr 2015 11:00:09 +0000 Linsey Knerl 1396562 at http://www.wisebread.com 7 Investing Lessons From the Two Comma Club http://www.wisebread.com/7-investing-lessons-from-the-two-comma-club <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-investing-lessons-from-the-two-comma-club" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cash-1901091-small.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="175" /></a> </div> </div> </div> <p>When&rsquo;s the last time you heard about someone reaching the goal of becoming a millionaire? Do you even think it's possible?</p> <p>I certainly do.</p> <p>Because over in the <a href="http://www.bogleheads.org/">Bogleheads</a> forum, which is frequented by average, everyday investors, a member recently shared how he reached the major milestone they call the &quot;<a target="_blank" href="http://www.bogleheads.org/forum/viewtopic.php?f=1&amp;t=109571">Two Comma Club</a>.&quot;</p> <p>This club is for people who have achieved a net worth figure with at least two commas in it (in other words, $1,000,000 and up). (See also: <a target="_blank" href="http://www.wisebread.com/the-worst-investments-you-can-make">The Worst Investments You Can Make</a>)</p> <p>Here are the seven key lessons I learned from studying that post and comments to it.</p> <h2>1. Develop the Habit of Saving</h2> <p>In his very first post, our new millionaire said he was <em>always</em> a saver.</p> <p>Being diligent in saving is the most important step in building wealth. It's even more important than <a target="_blank" href="http://www.wisebread.com/why-invest-in-the-stock-market">finding the right investment</a>.</p> <p>Without any savings, you'll have nothing to invest &mdash; even if you have the &quot;perfect&quot; investment. But when you contribute to your investment accounts regularly, you harness the power of compound interest to boost your net worth over the long haul.</p> <p>Here's another way to get serious about saving &mdash; when contribution limits for your retirement accounts increase, do what you can to max them out. Our millionaire used the extra money he got from pay raises and from paying off debts to do this.</p> <h2>2. Have a Purpose</h2> <p>Money is ultimately just a tool that'll help you achieve your other goals. So what are your life goals?</p> <p>One commenter mentioned that after he reached $2 million net worth, he quit his executive position that kept him away from his family. Now, he can spend much more time with them.</p> <p>Do you want to leave a stressful, unfulfilling job so that you'll have more time with your loved ones? Or do you want the ability to donate large sums of money to support a cause that's close to your heart?</p> <p>Having a purpose in mind will keep you motivated to continue working hard when times get tough, and doing whatever it takes to reach your goal.</p> <h2>3. Learn and Get Help</h2> <p>Our millionaire said he didn't always know what he was doing. But he learned by reading good books and listening to knowledgeable people.</p> <p>By doing this, he slowly got his financial act together. This shows that if you start early enough, mistakes aren&rsquo;t fatal &mdash; as long as you learn from them and correct them.</p> <p>So <a target="_blank" href="http://www.wisebread.com/15-investing-tips-from-a-1-wall-street-stock-picker">what's important to know</a> when it comes to long-term investing? One major factor that influences how your investments will perform is your asset allocation. In other words, how do you divide your money between the two major types of investments &mdash; stocks and bonds?</p> <p>If you'd like to learn the asset allocation that I follow, how this allocation has performed in the past, as well as how it's expected to perform in the future, check out the <a target="_blank" href="http://moneytobless.com/simplify-your-investing-with-the-core-four-portfolio/">Core Four Portfolio</a>.</p> <h2>4. Stay the Course</h2> <p>&quot;Stay the course,&quot; was mentioned several times throughout the thread. All this means is to simply create an investment plan (such as the one modeled after the Core Four Portfolio), and then stick to it. Don't waver from your asset allocation when the market is going through a down period.</p> <p>It's doesn't really matter how your investments perform in a year or two. Instead, it's more important that you stay invested over a decade or two. One commenter mentioned that it took 26 years of systematic investing in order to make it to the distinguished Two Comma Club.</p> <h2>5. Make Sacrifices</h2> <p>If something's really important to us, we'll do whatever it takes to make it happen. A commenter mentioned striving towards the Two Comma Club every single day.</p> <p>Our millionaire made sacrifices by committing his future pay raises to paying off his mortgage early. That gave him the extra money to max out his retirement accounts and speed up his journey to financial freedom.</p> <h2>6. Surround Yourself With Like-Minded People</h2> <p>Birds of a feather flock together. By reading this millionaire's post, another commenter received encouragement and realized that the goal of becoming a millionaire was possible for him, too. Join an online forum such as Bogleheads for the motivation or <a target="_blank" href="http://www.wisebread.com/how-and-why-to-start-an-investment-club">form an investment club</a>.</p> <h2>7. Once You Get There, Stay There</h2> <p>A commenter noted that the first part of your investment life is all about accumulating wealth. Once you've reached your goal, the second part of your life is all about not losing what you've worked so hard to gain.</p> <p>How do you do this?</p> <p>By continuing to do what you've been doing all along: Living below your means, paying yourself first, and managing your debt wisely.</p> <p>For instance, since retiring, our millionaire is <em>still</em> in the habit of saving. He still develops savings goals for future spending. Yes, he's saved up for future vacations, car repairs, and property taxes among other expenses.</p> <p><em>Which one of these seven investment lessons speaks the loudest to you?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/darren-wu">Darren Wu</a> of <a href="http://www.wisebread.com/7-investing-lessons-from-the-two-comma-club">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-one-thing-will-get-you-to-1-million-tax-free">This One Thing Will Get You to $1 Million (Tax-Free!)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-is-keeping-you-from-a-life-of-financial-independence">What is keeping you from a life of financial independence?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-times-raiding-your-retirement-accounts-early-is-okay">4 Times Raiding Your Retirement Accounts Early Is Okay</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-can-you-afford-to-risk-in-a-play-money-account">How Much Can You Afford to Risk In a Play Money Account?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-facts-about-roth-iras">7 Surprising Facts About Roth IRAs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment Retirement forums investment advice saving two comma club Wed, 08 May 2013 10:36:32 +0000 Darren Wu 973755 at http://www.wisebread.com Learn New Skills for Free: The Power of Forums http://www.wisebread.com/learn-new-skills-for-free-the-power-of-forums <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/learn-new-skills-for-free-the-power-of-forums" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/elmo_computer.jpg" alt="Elmo using a computer" title="Elmo using a computer" class="imagecache imagecache-250w" width="250" height="144" /></a> </div> </div> </div> <p>Learning a new skill is hard. Whether it&rsquo;s becoming a better cook &nbsp;or trying to build your own computer, your success rate will improve if you have some help. (See also: <a href="http://www.wisebread.com/6-ways-to-get-paid-to-learn">6 Ways to Get Paid to Learn</a>)</p> <p>That can be expensive &mdash; taking classes or hiring someone to help will cost you. But there&rsquo;s an old-school kind of social media that can help. It isn't talked about very much since it isn&rsquo;t Twitter or Facebook or Foursquare (ugh).</p> <p>I&rsquo;m talking about the good-ol' fashioned forum.</p> <h3>What&rsquo;s a Forum?</h3> <p>A forum is simply a place where people gather to discuss a common topic. If you&rsquo;re trying to learn it, I guarantee there&rsquo;s a decent forum out there of like-minded people talking about everything from growing your own tomatoes to trimming your cat&rsquo;s whiskers. (Forums are better suited for DIY-ish things like setting up a home theater, growing your own herbs, and around-the-house repairs. For things like learning a new language and perfecting a sport, you're probably better off taking classes.)</p> <p>The reason forums are so helpful is because they&rsquo;re filled with people that are knowledgeable and passionate about the topic. Some are like you &mdash; they&rsquo;re there to learn new things. Others are more experienced and can share their tips on how they learned. Then you have the veterans. These people are subject-matter experts and pretty much know everything there is to know about the topic.</p> <p>Some are even professionals.</p> <p>You put a collection of experts and newbies together in one place and you end up with a few things:</p> <h4>Lots of Knowledge</h4> <p>Browsing forums is a great way to get learn the basics.</p> <h4>A Place to Ask Questions</h4> <p>Asking questions (and getting them answered in a timely manner) is probably the coolest part of participating in a forum. It&rsquo;s like Twitter, but everyone here is focused on this one, narrow topic.</p> <h4>Network</h4> <p>Sure, it&rsquo;s just online, but if you hang out long enough and participate, these people will eventually become part of your network, which is always valuable.</p> <h3>How to Use a Forum to Learn New Things</h3> <p>My experience with forums has been great, as long as you follow a few rules:</p> <h4>Do Your Research</h4> <p>Don&rsquo;t just join and start demanding questions because you want a quick fix. It will piss everyone off. Make sure you read any threads that are &ldquo;pinned&rdquo; to the top of a forum and search (you may have to register for this) thoroughly for your question, since it&rsquo;s probably been answered already.</p> <h4>Learn the Language</h4> <p>Know the words people use relative to the topic. If I went into a computer-building forum and asked how I can install the video thingy, people would dismiss me right away. Learn the vocab &mdash; it&rsquo;ll make the communication smoother. You should be able to pick all this up in the forum during the research phase &mdash; just make sure you get it before you start posting!</p> <h4>Say Please and Thank You</h4> <p>You should do this everywhere in life, but especially in forums. People are <a href="http://www.wisebread.com/being-generous-on-a-budget">being generous</a> with their time and their knowledge, so thank them accordingly. It goes a long way.</p> <p>I&rsquo;ve had great experiences with forums. <a href="http://forums.anandtech.com/">Anandtech</a> helped me figure out the hardware for my last desktop. <a href="http://forum.xda-developers.com/">XDA Developers</a> guided me through the process of rooting my phone. And the <a href="http://forum.byopvr.com/dvr/">Build Your Own PVR</a> forum has given me a wealth of information about how to build my own personal video recorder.</p> <p>Could I have figured all this out by researching the web? Sure, but there&rsquo;s nothing like several informed voices helping you out instead of just reading what one person thinks on a website. I highly recommend you try it out.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carlos-portocarrero">Carlos Portocarrero</a> of <a href="http://www.wisebread.com/learn-new-skills-for-free-the-power-of-forums">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-your-own-soda-tidy-a-room-in-three-minutes-cure-a-hangover-and-become-a-movie-extra-phew">How To Make Your Own Soda, Tidy A Room In Three Minutes, Cure A Hangover And Become A Movie Extra. Phew!</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/quickly-removing-scratches-from-cds-and-dvds">Quickly Remove Scratches From CDs and DVDs</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-effective-grease-and-oil-stain-removal-tips">14 Effective Grease and Oil Stain Removal Tips</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-baking-soda-took-my-bathroom-from-yuck-to-yes">How Baking Soda Took My Bathroom from “Yuck” to Yes!</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/build-a-bed-for-cheap-and-look-good-doing-it">Build a Bed for Cheap (and Look Good Doing It)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> DIY General Tips forums how to learning a new skill Thu, 13 Oct 2011 09:48:13 +0000 Carlos Portocarrero 738298 at http://www.wisebread.com