pay more for quality http://www.wisebread.com/taxonomy/term/15366/all en-US Silly Sounding, but Simple: Use Your Stuff http://www.wisebread.com/silly-sounding-but-simple-use-your-stuff <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/silly-sounding-but-simple-use-your-stuff" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/cdn/farfuture/LKBTP7C3rwmzYr1Kzd8L4fmmQL2BPALc7io8otcNa4k/mtime:1346408858/files/fruganomics/imagecache/250w/blog-images/5193853777_5cb1aaacf7_z.jpg" alt="woman and hairclip" title="woman and hairclip" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>I've written before about how <a href="http://www.wisebread.com/help-from-a-former-pack-rat-getting-rid-of-stuff">I'm a reformed (or, at least, reforming) pack rat</a>. Last month, when I was going through bins of old stuff at my parents' house, I rediscovered one of what I deem to be the sadder aspects of my particular pack-ratness &mdash; not using nice things.</p> <p>In high school, I liked the cartoon &quot;Sailor Moon.&quot; Around that time, I went on vacation with my family to Florida, and I was thrilled to find these awesome, straight-from-Japan Sailor Moon stickers at a toy store. So I bought 'em. I did a lot of letter writing at the time, and I used some of them on letters I mailed to friends.</p> <p>But the majority of those stickers? When I was home earlier this year, I found them in a bin in the basement. I had thought that they were so nice, so precious, that I had to save them for the perfect time.</p> <p>The reality is that usually, there isn't a perfect time to use things like this.</p> <p>It's a lesson I'm still trying to learn. If I get nice things &mdash; things that are high-quality, delicate, or that I just really enjoy &mdash; I want to make sure that they last, and that I enjoy them as much as I can. And I don't think that's a bad urge. Taking good care of items, using those items judiciously, and appreciating the things you have are all important parts of frugality. But there are times even recently when I've taken it too far &mdash; there was the truffle oil from Italy that sat on my shelf for so long, waiting for the right meal, that the rich truffle flavor faded; there was the amazing-looking dress I splurged on that sat in the back of my closet for six months because I feared that I'd spill food all over it (I'm clumsy, so this is not unfounded).</p> <p>I've been working on enjoying the things I have <em>now</em> &mdash; not &quot;soon,&quot; not when&nbsp;&quot;the time is right.&quot; I've been wearing that dress out on dinner dates. And while the truffle oil may be long gone, the fancy cocktail bitters I received as a gift?&nbsp;I'm always thrilled to mix a drink with them for guests at my apartment.</p> <p>It's something my mom has been working on as well. I credit her for much of my wonderful frugality, but this mindset is something I might have also picked up from her. She's told me before about the drawer of nice nightgowns she used to have and never wore. I called her while working on this post to ask her about why she didn't wear them. Her answer? &quot;Because they were too nice.&quot;</p> <p>But, while we were having that conversation, she also told me about how one of her recent basement-emptying jaunts revealed the box of lead crystal glasses my parents received as a <a href="http://www.wisebread.com/alternative-wedding-registry-ideas">wedding gift</a>. She decided to put them into regular household rotation. &quot;I think that's something that's more of my generation,&quot; she said. &quot;You had one set of dishes for everyday, and one set of dishes for company. But it's just so silly [to keep them stored away]. What, are we not good enough for the nice glasses?&quot;</p> <p>Yup; it is silly to keep them stored away. Here's to enjoying and <a href="http://www.wisebread.com/gratitude-and-frugality">appreciating the things we have</a> &mdash; today.</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/meg-favreau">Meg Favreau</a> of <a href="http://www.wisebread.com/silly-sounding-but-simple-use-your-stuff">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sock-it-to-me-15-uses-for-old-socks">Sock It to Me: 15 Uses for Old Socks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-things-to-do-before-the-new-year">25 Things to Do Before the New Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-sell-your-crap-a-book-review-and-tips">How to Sell Your Crap: A Book Review and Tips</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-tyranny-of-stuff">The Tyranny of Stuff</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-wealthy-are-you-beyond-your-bank-account">How Wealthy Are You Beyond Your Bank Account?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle appreciation decluttering pay more for quality Fri, 31 Aug 2012 10:24:42 +0000 Meg Favreau 952497 at http://www.wisebread.com When to Buy Brand Names: Sometimes, the Splurge Is Worth It http://www.wisebread.com/when-to-buy-brand-names-sometimes-the-splurge-is-worth-it <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/when-to-buy-brand-names-sometimes-the-splurge-is-worth-it" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/cdn/farfuture/jzYLvAuzrfmR-tgoO4EHY3SDlT1eQHzyeoc8nBbanE8/mtime:1345543572/files/fruganomics/imagecache/250w/blog-images/6151997495_5d04073063_z.jpeg" alt="So many headphones" title="So many headphones" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Two of the earliest articles I wrote for Wise Bread, <a href="http://www.wisebread.com/losing-the-store-brand-stigma">Losing the Store Brand Stigma</a> and <a href="http://www.wisebread.com/why-theres-no-reason-not-to-buy-store-brand-baby-formula">Why There&rsquo;s No Reason Not to Buy Store Brand Baby Formula</a> are ones for which I still receive positive emails and comments. In these tough economic times, it&rsquo;s good to know that there are cheaper options out there that are still just as good as the name-brand products.</p> <p>However, as important as it is to save money when you can, it&rsquo;s also just as important to spend your money wisely. And that means buying products that will do what they claim to do, last a long time, and give you years of trouble-free service. Not only that, but you also want products that are safe and reliable.</p> <p>That&rsquo;s why I am writing an article that advises you to spend more money on certain products. That old saying &ldquo;buy cheap, buy twice&rdquo; isn&rsquo;t always true, but sometimes, it&rsquo;s bang on. Not only that, but sometimes buying cheap products with unfamiliar names could actually put you in real danger.</p> <p>Here, then, are the top eight things you should always choose brand names over store brands or inferior brands. (See also: <a href="http://www.wisebread.com/quality-over-price-15-items-to-spend-more-on">Quality Over Price: 15 Items to&nbsp;Spend More On</a>)</p> <p><img width="263" height="350" src="http://wisebread.killeracesmedia.netdna-cdn.com/cdn/farfuture/qYS7yf90w3aNoz52-_Pt5wAwPHCtOO_0wHz03eiYS5M/mtime:1345498200/files/fruganomics/u921/table_saw.jpg" alt="" /></p> <h2>Tools</h2> <p>The kind of tools you buy for home improvements can make a huge difference to the outcome of the project. There&rsquo;s a reason the tradesmen you hire are all working with brand names like Makita, DeWalt, Bosch, and Milwaukee. These brands are made with strict quality controls, use excellent materials, and are built to last. It&rsquo;s the reason you rarely see any of these up for sale on Craigslist &mdash; they&rsquo;re just too reliable.</p> <p>Of course, you can opt for the cheaper brands, like Black &amp; Decker or Ryobi, and you&rsquo;ll still get good results, but the longevity or consistency won&rsquo;t be as good. When you decide to buy cheap, non-brand tools at flea markets and dollar stores, that&rsquo;s when you may be throwing your money away. These <a href="http://www.tradesadvisor.com/diy-advice/1041-dangers-of-buying-cheap-tools">cheap tools</a> are not engineered as well and will not last as long.</p> <p>Do yourself a favor &mdash; when it comes to tools, <a href="http://professional-power-tool-guide.com/power-tool-guides/other-guides/power-tools-cheap-vs-professional/">buy the brand best you can afford.</a> Look at what the tradesmen working around the neighborhood are using, and jot it down. It might be more expensive than you dreamt of paying, but work it out. Over the course of 10-15 years, how much use will you get out of that power tool or lawn mower? And if you can&rsquo;t afford a good brand, look into renting tools for the job you're doing. When it comes to <a href="http://www.wisebread.com/like-diy-avoid-these-ten-costly-mistakes">DIY</a>, you really don&rsquo;t want to trust your home and garden to tools of inferior quality.</p> <h2>Kitchen Equipment</h2> <p>Again, tools of the trade need to be tools you can rely on. And in the kitchen, those tools can cost some serious money. Now, no one is suggesting you go out and spend $2,400 on an 11-piece Shun knife set, that&rsquo;s probably way more knife than you&rsquo;ll ever need. Professional chefs use those, but they&rsquo;re cooking 12 hours a day or more.</p> <p>However, it&rsquo;s also not a good idea to go out and buy a <a href="http://knife.ezinemark.com/why-you-shouldn-t-buy-cheap-cooking-knives-18d73e96046.html">cheap $29.99 knife set that features 14+ knives</a>. At just over $2 a knife, you really will be getting garbage. Brands like J.A Henckels and Wüsthoff, that specialize in knives for the industry, also do quality knife sets under for $200.</p> <p>The same principles go for any other kitchen utensils, appliances, and equipment. Get a KitchenAid mixer over something cheap and cheerful. Splurge on a good-quality blender, not one under $20. Always look at the reviews, and bear in mind that old phrase &ldquo;for the price&hellip;&rdquo; It means nothing really. For the price, a newspaper is a great blanket on cold winters nights. Know what I mean?</p> <h2>Beauty Products</h2> <p>Your skin, your hair, your nails, your teeth, your body &mdash; they all deserve better than the cheapest crud money can buy. So, next time you&rsquo;re in the market for soap, shampoo, cosmetics (and brushes), skin creams, oils, balms, or anything else that&rsquo;s going on, or in, your body, look carefully at the brands you&rsquo;re buying. A nasty rash from a cream purchased at the dollar store is not going to make you feel good about the few bucks you saved. And I always thought places like MAC cosmetics were a rip off. But after seeing how long they last, and the results hey garner on my wife, I have to say, MAC is well worth it.</p> <h2>Electronics</h2> <p>I bought a pair of headphones from the dollar store once. The sound quality was appalling, and they crackled if I moved in a certain way (no doubt due to a dry soldering joint). They lasted about two days before I threw them in the trash. In the past, I&rsquo;ve bought cheap cameras, personal stereos, VCRs, and all sorts of other electronic gadgets. And I have learned my lesson. If you&rsquo;re going to buy headphones, spring for a good pair. Even $5 Sony headphones, despite the brand name, will not have great audio. You need to invest in good quality <a href="http://www.pcmag.com/article2/0,2817,2324370,00.asp">headphones</a>, like BOSE, Klipsch, Velodyne, or Sennhesiner. And we're only talking $20 or $30 more for good sound. On Blu-Ray players, avoid those ones under $100. They&rsquo;ll give you problems, or won't have the features you need these days. It doesn't cost a lot more to go up in quality, even those <a href="http://news.cnet.com/8301-17938_105-20072311-1/what-makes-a-good-blu-ray-player/">priced between $100 and $200</a> offer great features. If you can afford it, opt for the higher-end range of the well-known brands, like LG and Samsung, rather than their bargain-basement models. And less popular brands, like Oppo, offer excellent quality for the slightly higher price.&nbsp; Speaking of electronics&hellip;</p> <p><img width="605" height="454" src="http://wisebread.killeracesmedia.netdna-cdn.com/cdn/farfuture/d-UeFVVjpgzio2yE542Gc3vMkhubIXmNHyOEmaufRAw/mtime:1345497787/files/fruganomics/u921/ikea_batteries.jpg" alt="" /></p> <h2>Batteries</h2> <p>You&rsquo;ll find amazing deals on batteries; even Ikea is getting in on it with AA 10-packs costing just $1.99. I guarantee, you&rsquo;ll be replacing those batteries quite quickly. They will work, but they just don&rsquo;t have the juice of the bigger brands like Duracell Ultra Power or Energizer Ultimate Lithium. Yes, they cost more, but they last way longer and you won&rsquo;t be inconvenienced by having them run out when you need them most. (<a href="http://www.wired.com/wiredscience/2012/01/are-expensive-batteries-worth-the-extra-cost/">See this Wired article for a detailed analysis.</a>)</p> <h2>Footwear</h2> <p>There&rsquo;s a time and a place for cheap footwear. It&rsquo;s flip-flops. That&rsquo;s about it. Go ahead &mdash; get yourself a pair for a buck, and they&rsquo;ll do the job. But if you really value your posture and your health, <a href="http://www.wisebread.com/the-case-for-expensive-shoes">footwear is not the place to cut corners</a>. If you&rsquo;re going hiking, you need good quality hiking boots, not a $20 pair from Payless. If you&rsquo;re a runner, splash out on some professional-grade running shoes. They&rsquo;ll probably cost over $100, but this is your health we&rsquo;re talking about. If you need work boots, pay more for quality boots with reinforced steel toe caps, support shanks, and electrical hazard protection. When you look at the cost of shoes and boots, you can usually get a very good pair for under $200. And they will last, support you in all the right places, and be beneficial to your health. Now, there are limits of course. At some point, the money you spend is not just paying for quality materials and craftsmanship, and it just goes towards a designer&rsquo;s mansion. If you want to spend $38,000 on a pair of Testonis or Manolo Blahniks, go ahead. That&rsquo;s just nuts if you ask me.</p> <h2>Sporting and Exercise Equipment</h2> <p>You won&rsquo;t get a good game of tennis using a heavy, low-end racquet. You won&rsquo;t feel the benefit of a cheap pair of ice-skates or a budget treadmill. Once again, if you&rsquo;re playing a sport or trying to get fit, the non-name brands or lower-tier brands just won&rsquo;t cut the mustard. You need to spend a little more on good quality brands to make your workout effective or raise your game to a significant level. Ironically, the stars earning millions of dollars get the very best equipment for free, but at the same time, using some $12.99 tennis racquet that weighs a few pounds isn&rsquo;t going to make the game fun for you. Spend the money when and where you can, and you&rsquo;ll get more out of it.</p> <p><a href="http://wisebread.killeracesmedia.netdna-cdn.com/cdn/farfuture/DgscFQ9N3ZzxiVKnIuTD_EpxmT43W6hbiDpLN7kkMOo/mtime:1345498349/files/fruganomics/u921/man_with_tent.jpg"><img width="605" height="403" src="http://wisebread.killeracesmedia.netdna-cdn.com/cdn/farfuture/DgscFQ9N3ZzxiVKnIuTD_EpxmT43W6hbiDpLN7kkMOo/mtime:1345498349/files/fruganomics/u921/man_with_tent.jpg" alt="" /></a></p> <h2>Camping, Hiking, and Other &quot;Extreme&quot; Gear</h2> <p>If you plan on camping in the mountains in winter, you really don&rsquo;t want to rely on that $20 sleeping bag you got from Walmart. It may look the same as the $500 Marmot sleeping bag, but you&rsquo;ll discover the difference when the temperature drops and you&rsquo;re an ice cube shivering with regret. Your tent also needs to be good quality, and if you&rsquo;re hiking, your gear needs to pass muster. If you plan on doing a little rock climbing, you don&rsquo;t want to entrust your life to cheap and shoddy &ldquo;knock off&rdquo; brands. This is not just a bit of fun; it&rsquo;s your life. So, when you&rsquo;re off into the wilderness, take the biggest and best brand names your budget can afford. That advice does not come from me by the way, as I don&rsquo;t camp. It comes from several of my good friends here in Colorado who do it every weekend, and they swear by their expensive brand names. They&rsquo;d rather eat ramen for a week and buy a good one than entrust their lives to cheap trash.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/when-to-buy-brand-names-sometimes-the-splurge-is-worth-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stuff-we-love-comfortable-stylish-clarks-dress-shoes-for-men">Stuff We Love: Comfortable, Stylish Clarks Dress Shoes for Men</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/on-your-feet-for-cheap-the-best-discount-shoe-retailers-on-the-web">On Your Feet for Cheap: The Best Discount Shoe Retailers on the Web</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-get-discounted-designer-shoes-without-using-ebay">5 Ways to Get Discounted Designer Shoes Without Using eBay</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/want-stylish-shoes-that-last-for-years-try-frye">Want Stylish Shoes That Last for Years? Try Frye</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/confessions-of-an-ebay-shoe-addict">Confessions of an eBay Shoe Addict</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping brand name cheap tools pay more for quality shoes Tue, 21 Aug 2012 10:00:42 +0000 Paul Michael 952233 at http://www.wisebread.com 5 Things to Spend More on Now http://www.wisebread.com/5-things-to-spend-more-on-now <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-to-spend-more-on-now" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/cdn/farfuture/e3sAsxzV2SyKbNmoiDtYS4Yi5U9c6DLbxHBtb2VJpaY/mtime:1345115118/files/fruganomics/imagecache/250w/blog-images/3901154545_b31d749a40_b.jpg" alt="man in a suit" title="man in a suit" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether we are focused on saving for the distant future or for a rainy day, we are constantly reminded about the importance of budgeting our hard-earned dollars. However, sometimes you'll save more money in the long run by spending some now. Take, for example, these five items that can save you big money &mdash; and improve your quality of life &mdash; down the line. (See also: <a href="http://www.wisebread.com/quality-over-price-15-items-to-spend-more-on">Quality Over Price: 15 Items to Spend More On</a>)</p> <h2>Your Work Wardrobe</h2> <p>If you show up for work each day dressed like a slob, you may be hurting your own potential to get ahead. Spend money on <a href="http://www.wisebread.com/5-ways-to-snag-budget-friendly-business-clothes">quality work wear</a> that highlights your professionalism. You may be just the right person for that new promotion, but if you dress shabbily, your boss might think that you won't represent the company in that new position. Well-made suits will cost more but with the right care, they will also last longer. Splurge on the quality clothing, and cut back on your budget for complimentary accessories &mdash; they're often trends that just fade away.</p> <h2>Paid Help</h2> <p>There is a stigma to hiring help &mdash; namely that only &quot;rich&quot; people have housekeepers, nannies, or lawn care specialists. The reality is that if you are spending time doing things you can pay someone else to do for you rather than using that time to earn money, you might be hurting yourself. For instance, if you work at home but cannot deal with the mounting housework, it might make more financial sense to hire housework help to free up more time for your work duties.</p> <h2>Home Repair Basics</h2> <p>It can cost a lot to keep calling the plumber to come back to repair leaks or to hire a contractor to make important home repairs. You can save more over the long haul of homeownership by learning how to take care of home repair basics yourself. Consider taking a <a href="http://www.wisebread.com/diy-home-improvement-10-free-options-for-training-and-advice">home improvement class</a> and buying how-to books for common repair jobs. Investing in high-quality, appropriate tools and replacement parts will also help you save money. Don&rsquo;t waste cash on discount or used tools that will likely need replacement sooner than later. Remember, though, that there are certain jobs where professional help is strongly advised for your own safety, such as electric work.</p> <h2>Vacations and Family Events</h2> <p>There are ways have family fun on a budget, but it is also vital to remember how important special events and trips can be to a family unit. Rather than skip the <a href="http://www.wisebread.com/how-to-budget-and-track-expenses-for-your-next-vacation">annual summer vacation</a> or forgo buying tickets to the baseball game, plan for these events in your budget, spending enough for an enjoyable time. You can&rsquo;t pay for family memories, so enjoy the time you have with the ones you love.</p> <h2>Financial Guidance</h2> <p>If you try again and again to work out your financial life but you are still falling short of your goals, consider <a href="http://www.wisebread.com/6-mistakes-to-avoid-with-a-financial-adviser">paying a professional</a> for the guidance you need to get your money matters in check. A financial planner can help you create a workable budget, plan your immediate financial future, and grow your funding for college tuition and your retirement. A planner's years of experience can translate into a more stable financial future for you at a minimal cost.</p> <p>As the old cliche goes, it takes money to make money &mdash; and similarly, it is true that you may need to spend money to save. Take the time to weigh the pros and cons of situations where spending more may be the best method for saving in the future.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tisha-tolar">Tisha Tolar</a> of <a href="http://www.wisebread.com/5-things-to-spend-more-on-now">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/51-uses-for-coca-cola-the-ultimate-list">51 Uses for Coca-Cola – the Ultimate List</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-cheap-ways-to-make-your-car-look-awesome">12 Cheap Ways to Make Your Car Look Awesome</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-successful-savers-do">5 Things Successful Savers Do</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-least-expensive-dog-breeds-to-own">The 6 Least Expensive Dog Breeds to Own</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/101-ways-to-save-money-around-the-house">101 Ways to Save Money Around the House</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living housekeeping pay more for quality time management vacation budgets work clothes Thu, 16 Aug 2012 10:24:41 +0000 Tisha Tolar 947943 at http://www.wisebread.com