couples http://www.wisebread.com/taxonomy/term/15451/all en-US 5 Money Conversations Every Couple Should Have http://www.wisebread.com/5-money-conversations-every-couple-should-have <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-money-conversations-every-couple-should-have" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-497222532.jpg" alt="Couple having money conversations together" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>Did you know that the secret to a healthy relationship maybe hiding in your wallet? No, money can't buy you love, but talking about the dollars you have may make a lot of, well, sense. In a recent study, researchers discovered that <a href="http://krepublishers.com/02-Journals/JSS/JSS-46-0-000-16-Web/JSS-46-3-000-16-Abst-PDF/JSS-46-3-271-16-1655-Grobbelaar-C/JSS-46-3-271-16-1655-Grobbelaar-C-Tx%5B9%5D.pmd.pdf" target="_blank">lack of communication about money</a> leads younger couples to both arguments and added stress.</p> <p>Here are some financial discussions worth having, especially if you share the bulk of your expenses. Heck, they may even bring you closer together!</p> <h2>1. Where Is Our Money Going?</h2> <p>Have you sat down with your partner to really dig into your bank accounts lately? It may be a good idea, especially if you hope to spend many Valentine's Days together. A national survey conducted by Money Magazine revealed that 70% of couples <a href="http://www.huffingtonpost.com/2014/06/03/marriage-finances_n_5441012.html" target="_blank">fight about money matters</a> more than they do about chores, sex, snoring, and togetherness.</p> <p>What's high on their hot points? Frivolous spending.</p> <p>Take some time &mdash; over candlelight and wine, perhaps &mdash; to delve into your check registers and online accounts. Do you see any patterns? Were you both aware that all that money was going toward the groceries each week? Or what about those online magazine subscriptions? Unused gym memberships? You may be able to quickly spot some areas that need work before they turn into shouting matches.</p> <h2>2. How Do We Each Deal With Money?</h2> <p>Once you know what you're spending your money on, you can move on to what makes your partner tick &mdash; financially speaking. Is he a big spender? Is she a penny-pincher? Does he thrive on a cash system? Is she a <a href="http://www.wisebread.com/6-tricks-to-making-the-most-of-your-reward-miles?ref=internal" target="_blank">credit card rewards ninja</a>? Often, these habits are set in family history, internal motivations, or simple habit.</p> <p>In my marriage, I am the one who loves drafting up budgets, doing taxes, and planning for <a href="http://www.wisebread.com/5-day-debt-reduction-plan-pay-it-off?ref=internal" target="_blank">paying off debt faster</a>. My husband? He gets super stressed doing any of this stuff, even if it's just keeping track of the cable bill. We used to bicker about dividing everything &quot;fairly&quot; between us. In the end, and through many discussions, we decided that my strength with money matters made me a more natural choice for these duties.</p> <p>What we share is that we are both really bad with credit cards. So, we do cash for more of our variable expenses. The message here is to find your similarities and differences. Discover what makes one person thrive or the other person freak out. Avoid condemning certain behaviors or weak points. Instead, celebrate your differences, split up duties according to your strengths, and find common ground.</p> <h2>3. Should We Bank Together &mdash; Or Not?</h2> <p>A 2014 survey uncovered that 70% of Millennial couples <a href="http://www.prnewswire.com/news-releases/td-bank-survey-finds-many-couples-maintain-separate-bank-accounts-251917121.html" target="_blank">maintain separate bank accounts</a> until marriage. Not only that, another study uncovered that <a href="http://www.forbes.com/sites/jennagoudreau/2011/01/13/is-your-partner-cheating-on-you-financially-31-admit-money-deception-infidelity-red-flags-money-lies/#35b7d3dc37bf" target="_blank">15% of partners</a> who do share accounts actually maintain a secret, uh, mistress account. If you share a lot of expenses, like the usual bills and household stuff, you may want to do a pooled account so all your money is in one handy place. But that probably also means coming clean about anything you may have been hiding.</p> <p>Some couples may actually benefit from or just enjoy the freedom of having separate accounts. And that's fine, too. Benefits here include not having to ask to spend money or having some privacy if you want to buy gifts for the other person. That said, don't financially cheat.</p> <p>If you wish to have separate accounts, be open and honest about it. If you want to pool everything into one bank account, go for that. You can also do a combination of approaches. For example, if you make $60,000 a year and your partner makes $40,000, you may keep separate accounts. You, then, may choose to pay 60% of your shared expenses while your partner pays 40%.</p> <p>The key to whatever you choose is communication, which is the cornerstone to many other aspects of your relationship.</p> <h2>4. How Can We Save for Something Big?</h2> <p>If you find money talks hard, maybe sweetening the deal a bit could help. Saving up for a mutual goal, like a vacation, can get you to join forces for good. Travel not your thing? Sit down with your partner and write out a list of five or 10 things you'd like to save for within a defined period of time, like a year, five years, etc. Bonus points if you've written down a few of the same goals.</p> <p>From there, work together to see how you can turn them from dreams into realities. This activity can be quite romantic and exciting, depending on how you define your wants. For example, my husband and I have a shared dream of creating a first-floor laundry room in the next two years. Nothing gets me more in the mood than pinning design ideas. Swoon!</p> <h2>5. What Do We Want Our Future to Look Like?</h2> <p>One of the more common savings goals is retirement. A survey conducted by Fidelity discovered that many couples <a href="https://www.fidelity.com/about-fidelity/individual-investing/fidelity-couples-study" target="_blank">nearing retirement age</a> weren't necessarily on the same page with their plans. A third of the respondents explained that they didn't know or couldn't agree on where they wanted to retire. And up to two-thirds didn't know at what age they wanted to retire.</p> <p>How you spend retirement has a lot to do with how you currently spend and save your money. So, yeah. Your retirement is definitely worth chatting about. After all, it's your future together. While you most definitely need to talk about the dollars and cents, you also need to focus on the lifestyle you want to lead in those later years.</p> <p>Consider writing out what you want your ideal retirement to look like. Maybe you'd like a second home near the grandchildren or to downsize and move abroad. You may even want to revisit this conversation regularly to make sure you're on the same page. Try updating your plan once a year. (Related: <a href="http://www.wisebread.com/7-retirement-planning-steps-late-starters-must-make?ref=seealso" target="_blank">7 Retirement Planning Steps Late Starters Must Make</a>)</p> <h2>Tips for Talking About Money</h2> <p>If you still don't think money talk is sexy, you may just be worried about how to start the conversation. And, really, it can be hard. Take a deep breath and try these tips. Your relationship and financial situation will be much more stable for your efforts. (See also: <a href="http://www.wisebread.com/5-painless-ways-to-manage-money-with-your-partner?ref=seealso" target="_blank">5 Painless Ways to Manage Money With Your Partner</a>)</p> <ul> <li>Set up a regular time to chat about money. You may want to do it every week or month, but find a schedule that works for the both of you.</li> <li>Agree that sometimes you may disagree, and that's okay. Savings goals and spending habits are unique to each individual. Just like you may not be able to change personality traits about your partner, you may also not be able to change what motivates his or her spending style.</li> <li>Employ healthy discussion techniques into your talks. Stay away from blame and shame. Instead, start your thoughts with &quot;I feel&quot; or &quot;I need&quot; to work toward mutual understanding.</li> <li>If you cannot easily make a decision on something, work together to brainstorm solutions.</li> <li>If meeting over the dinner table is too stressful, try taking your financial talk on a walk. The fresh air and exercise will do you both some good.</li> </ul> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/5-money-conversations-every-couple-should-have">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-i-learned-about-money-after-getting-married">8 Things I Learned About Money After Getting Married</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-simple-ways-to-split-bills-with-your-spouse">3 Simple Ways to Split Bills With Your Spouse</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-navigate-3-common-money-arguments-with-your-significant-other">How to Navigate 3 Common Money Arguments With Your Significant Other</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-moves-to-make-the-moment-you-decide-to-get-married">5 Money Moves to Make the Moment You Decide to Get Married</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-reasons-you-are-more-than-your-credit-score">7 Reasons You Are More Than Your Credit Score</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Lifestyle couples discussions honesty marriage meetings money talks relationships Tue, 14 Feb 2017 11:00:09 +0000 Ashley Marcin 1889317 at http://www.wisebread.com 4 Ways Couples Are Shortchanging Their Retirement Savings http://www.wisebread.com/4-ways-couples-are-shortchanging-their-retirement-savings <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-ways-couples-are-shortchanging-their-retirement-savings" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_retired_happy_62784562.jpg" alt="Retired couple shortchanging their retirement savings" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether retirement is decades away or if it is knocking on your door, there are some key mistakes that couples sometimes make when planning for their retirement. It's not too late to fix them, and addressing these problems now can potentially stave off issues in the future.</p> <p>Are you and your spouse making these retirement mistakes?</p> <h2>Relying on One's Spouse's Retirement</h2> <p>One common mistake that couples make is that they only rely on <em>one </em>spouse's income and retirement savings. While you might be able to live comfortably off one spouse's income now, when you are healthy, you have to calculate just how much you and your spouse will both need in retirement. Hopefully you will both be healthy well into your last years, but plan for the &quot;what ifs.&quot; Have both partners contribute to separate retirement accounts, if you both are working. If one spouse is self-employed or a freelancer, there are still retirement options for them.</p> <p>Even if one spouse does not work, they can still contribute to an IRA account. Carol Berger, CFP&reg;, of Berger Wealth Management, says that spousal IRA accounts are available for married couples who file taxes jointly. Berger says, &quot;This allows a contribution to be made for the nonworking spouse and helps his or her retirement nest egg grow. For example, in 2016, a nonworking spouse can contribute up to $5,500 to an IRA in their name ($6,500 if age 50 or older).&quot;</p> <h2>Putting Your Kids First</h2> <p>There is no doubt that you love your children and that it is easy to put their needs above retirement needs. However, don't delay on saving for retirement for your kids' sake. Saving for retirement should always trump saving for college education. Furthermore, retirement savings should not be dipped into to pay for college.</p> <p>The simple reason is that your children will have access to scholarships, loans, and work to help support them through college. Even if they graduate with a heavy load of debt, they have a long time to pay it off. There are no scholarships for retirement, and I am guessing the last thing you want to do is return to work.</p> <p>&quot;Time does not favor waiting because you lose the benefits of compounding,&quot; says Good Life Wealth Management president, Scott Stratton, CFP&reg;, CFA. &quot;If you put $5,000 into an IRA and earn 8% for 25 years, you'd have $34,242. Invest the same $5,000 10 years before retirement, and you'd only have $10,794. Or to put it another way, if you waited until 10 years before retirement, you'd have to invest $15,860 &mdash; instead of $5,000 &mdash; to reach $34,242.&quot;</p> <h2>Avoiding the Issue</h2> <p>Money is not always the easiest thing to talk about, however, if you avoid the issue, then you will only cause the problem to grow. Sit down with your spouse and talk about your present financial situation. Talk about where you want to be financially in the next year, in five years, and in retirement.</p> <p>If you both agree that you want to spend your retirement traveling and not tied to credit card debt or a mortgage payment, then you need to put in place the right money habits now.</p> <p>You should develop realistic action steps that will help you reach your financial goals a year from now, five years from now, and most importantly, in retirement. That means you might have to tighten your budget and pay more toward debt. Having clear financial goals will also help you stand firm as a couple when it is tempting to refinance the house to redo the backyard. (See also: <a href="http://www.wisebread.com/7-retirement-planning-steps-late-starters-must-make?ref=seealso">7 Retirement Planning Steps Late Starters Must Make</a>)</p> <h2>Not Planning for Medical Costs</h2> <p>As discussed briefly above, many couples forget to financially plan for medical costs. It is easy to think, &quot;We won't need that much money in retirement because we won't buy anything or have to care for kids.&quot; However, medical expenses can add up quickly, especially in the last years of life. The cost of caretakers, regular doctor's visits, special medications, and even residency at a hospice can drain retirement savings in a matter of a few years.</p> <p>The worst thing is that many adult children are stuck with the financial burden of their parents' medical costs. Nearly one in 10 people over 40 are considered in the &quot;<a href="http://www.wisebread.com/6-ways-the-sandwich-generation-can-get-ahead">sandwich generation</a>.&quot; This means they are caring for their own children while also caring for aging parents. The Associated Press-NORC Center for Public Affairs Research reports that Medicare doesn't cover the most common types of long-term care and that a nursing home can cost as much as <a href="http://www.apnorc.org/news-media/Pages/News+Media/Poll-Sandwich-generation-worried-about-own-long-term-care-.aspx">$90,000 per year</a>. If retirement funds don't cover the necessary care for aging parents, their children will either have to foot the bill or try to take care of their parents themselves.</p> <p>Jody Dietel, Chief Compliance Officer at WageWorks says that there is a retirement tool that is often overlooked. A <a href="http://www.wisebread.com/how-an-hsa-saves-you-money">health savings account</a> (HSA) can help cover medical costs. Dietel says, &quot;It's important to understand that there's a place for both a 401K and an HSA. Establishing an HSA gives you the ability to amass savings to be used exclusively for health care expenses and preventing the need to dip into 401K funds for medical-related costs in retirement.&quot;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/4-ways-couples-are-shortchanging-their-retirement-savings">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-ways-more-money-in-retirement-might-cost-you">3 Ways More Money in Retirement Might Cost You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-despair-over-small-retirement-savings">Don&#039;t Despair Over Small Retirement Savings</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-your-taxes-will-change-when-you-retire">Here&#039;s How Your Taxes Will Change When You Retire</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-signs-you-arent-saving-enough-for-retirement">10 Signs You Aren&#039;t Saving Enough for Retirement</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-simple-guide-to-rolling-over-all-of-your-401ks-and-iras">A Simple Guide to Rolling Over All of Your 401Ks and IRAs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Retirement 401k couples expenses health care health savings accounts HSA income IRA marriages medical costs Mon, 14 Nov 2016 10:00:06 +0000 Ashley Eneriz 1830892 at http://www.wisebread.com 5 Questions Couples Must Ask Before Retirement http://www.wisebread.com/5-questions-couples-must-ask-before-retirement <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-questions-couples-must-ask-before-retirement" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_sailboat_89092071.jpg" alt="Couple asking questions before retirement" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>What kind of retirement do you imagine? Do you picture taking a long cruise, traveling to international destinations, and racking up the frequent-flier miles? What if your partner is dreaming about a retirement of lazy days spent reading books, watching movies, and visiting the grandkids?</p> <p>Those retirements are two very different kinds. And if you and your partner can't agree on a version of your after-work years that satisfies both of you, your retirement might be a stormy one.</p> <p>Fortunately, you can boost the odds that you and your partner will enjoy your retirement years by asking five key questions before you leave the working world.</p> <h2>1. What Kind of Retirement Do You Want?</h2> <p>This is the most basic of questions, but it might be the most important. Couples need to hammer out exactly what kind of life they want to lead after their working years are over.</p> <p>When you're working, much of your life is planned out for you. You know when you have to be on the job, for instance. If you're raising kids, your weeks are often filled with band practices, soccer games, and gymnastics meets. You and your partner might not even spend much time together during an average week.</p> <p>But when you retire? That all changes. Those hours in the office are now hours spent at home. You and your partner need to determine what you want to fill those hours with. You might want to travel and take on new hobbies. Your partner might prefer quiet days with favorite books.</p> <p>The type of retirement you want also impacts how much money you'll need to save. You'll need more money if you plan to travel the globe and less if you picture quiet nights in your existing home.</p> <p>If you discuss this before retirement, you might be able to work out compromises. Maybe you agree to take two trips a year. Maybe you agree that you'll investigate a new hobby while your partner plows through <em>War and Peace</em>. But you won't be able to agree on anything if you don't first talk about what your ideal retirements look like.</p> <h2>2. Where Do You Want to Live?</h2> <p>Do you want to stay in your current home? Or perhaps you'd like to sell your home and move into an apartment in the middle of downtown? These are both good choices. But you and your partner need to discuss them before you retire. You don't want to be dreaming of a downtown apartment if your partner is making plans for a new sunroom in your current home.</p> <p>And what about your grandkids? Do you want to move closer to them? Or do you want to stay put? This, again, is another conversation that you must have before retirement.</p> <h2>3. When Do You Want to Retire?</h2> <p>You might plan on working late into your 70s. Your partner might be counting down the days to 67. Make sure you and your partner discuss when you both plan on retiring.</p> <p>Your partner might expect that you'll both retire at the same time. Don't make it a surprise that you want to retire earlier or later. The timing of your retirement plays an important role in how much you have to save each year to meet your retirement goals. So talk about this choice early and often.</p> <p>And if you change your mind? Don't keep it a secret from your partner.</p> <h2>4. How Much Money Do You Need?</h2> <p>This might be the most perplexing question of all to couples. It's also the one that couples need to talk about early in their relationship. Couples need to agree on how much money they'll need each year to live a comfortable retirement. If they don't? The odds are high that money issues will be a constant source of tension.</p> <p>How much money couples need in retirement varies depending on the lifestyles that they want. Couples who want to travel during their retirement will need more money. Those who want to spend their time visiting their grandkids will need less.</p> <p>Those couples who plan on living in a pricey seniors' center or an urban apartment building will probably need more money than those who plan to live for as long as possible in a home that they have already paid off.</p> <p>There are plenty of formulas for determining how much money couples should save during retirement. Your best bet, though, might be to meet with a financial adviser who can help you and your partner work through your retirement goals and determine the best way to save for them.</p> <h2>5. Who Will Do What Chores?</h2> <p>You might have been happy with being the home's main cook if your partner worked longer hours. But what about when you are both retired? Will you still want to handle the bulk of the cooking chores then? Maybe not.</p> <p>It pays to talk with your partner about who will handle the bills, cook the meals, clean the house, and mow the lawn once retirement arrives. The old ways of splitting these chores might no longer make sense after you both settle into retirement.</p> <p>Again, not talking about this issue could cause tension. You might not be thrilled to serve your partner dinner if that partner spent all day watching TV or reading a book. So don't be shy about the chores conversation. It might be time to work out a new household schedule.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/5-questions-couples-must-ask-before-retirement">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-expenses-will-probably-cost-you-a-lot-less-in-retirement">These 5 Expenses Will Probably Cost You a Lot Less in Retirement</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-incredible-world-cities-you-can-afford">5 Incredible World Cities You Can Afford</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-worst-states-for-retirees">The 10 Worst States for Retirees</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-millennial-money-habits-every-retiree-should-learn">6 Millennial Money Habits Every Retiree Should Learn</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-money-moves-to-make-the-moment-you-decide-to-retire">12 Money Moves to Make the Moment You Decide to Retire</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Retirement chores couples family grandchildren lifestyle marriage moving relocating retirement planning saving money traveling Thu, 10 Nov 2016 09:00:09 +0000 Dan Rafter 1830271 at http://www.wisebread.com 5 Reasons to Keep Your Money Separated After Marriage http://www.wisebread.com/5-reasons-to-keep-your-money-separated-after-marriage <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-reasons-to-keep-your-money-separated-after-marriage" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/wedding_married_couple_000059191426.jpg" alt="Couple learning reasons to keep money separate after marriage" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Money may not be the root of <em>all</em> evil &mdash; but it's the clincher in a great many relationships gone haywire. Research shows that arguing about money is by far the top predictor of divorce. &quot;It's not children, sex, in-laws, or anything else. It's money &mdash; for both men and women,&quot; says Sonya Britt, an assistant professor at Kansas State University who <a href="https://www.k-state.edu/media/newsreleases/jul13/predictingdivorce71113.html">conducted a study</a> of 4,500 couples about the interplay between financial arguments and relationship satisfaction.</p> <p>We all have deeply ingrained beliefs about how money should be spent, when it's appropriate to splurge, and how much we should have stowed away in savings. And it can be difficult to the point of deal-breaking to try and mesh our own attitudes about money with another person's financial beliefs, which very well may differ drastically from our own. That's why a large number of financial advisers urge couples to remain financially independent.</p> <p>Read on for our roundup of the top reasons why it pays to keep money matters separate in your relationship. (See also:&nbsp;<a href="http://www.wisebread.com/6-ways-regular-budget-meetings-might-save-your-marriage?ref=seealso" target="_blank">6 Ways Regular Budget Meetings Might Save Your Marriage</a>)</p> <h2>1. You'll Avoid a Power Imbalance</h2> <p>Merging finances means there's no more &quot;yours&quot; and &quot;mine&quot; in the money department. The divisions blur and it all goes into the same piggy bank. But what if your partner earns much more than you, and now you're suddenly living a lifestyle you can afford only with your partner's assist? What if the opposite is true, and you're subsidizing your partner's income with your own earnings? When your relationship is healthy and sparkling, you might not be bothered by either of these scenarios. But what about in the wake of a blowout fight?</p> <p>Or let's say you're the breadwinner in the relationship and you subsidize a good chunk of your partner's lifestyle because he or she isn't earning enough to keep up. Then, suddenly, you lose your job and your partner's income isn't enough to pick up the slack. Would you feel resentful? How would you cope with that? This is the kind of financial imbalance that has a tendency to instigate the fights that ultimately tear couples apart. Luckily, you can avoid them by keeping your financials separate from your sweetie's.</p> <h2>2. We're More Accustomed to Financial Independence Than Ever</h2> <p>Young adults are <a href="http://www.census.gov/hhes/families/data/marital.html">delaying marriage longer than ever</a> before. The average age of people at their first marriage in the U.S. today is about 27, which means many people rack up six or more years of complete financial independence before saying their vows. The money habits we develop during our years as single adults become so deeply ingrained in us that it's difficult to shift them in an attempt to mesh with the financial habits of our partner.</p> <p>And, unfortunately, finding common ground on financial matters is not necessarily something that gets better with practice. When asked how much they will need to save to maintain their current lifestyle in retirement, for example, nearly <a href="https://www.fidelity.com/about-fidelity/individual-investing/fidelity-couples-study">half of all couples are in disagreement</a> about the amount needed. This level of disagreement is highest, however, among those who are closest to retirement.</p> <h2>3. It Promotes Healthy Spending Habits</h2> <p>Financially independent couples tend to practice better discipline when it comes to paying off their own debts. And that makes for a healthy relationship. When one partner starts to feel like their partner's pockets are deep enough to offset the burden of their own financial risks, they sometimes become irresponsible in their spending and saving habits. And that can create the kind of friction that could start a fiery argument later on down the road.</p> <h2>4. It Balances the Burden of Money Stress</h2> <p>When one partner becomes the sole organizer of a couple's fiscal matters, he or she runs the risk of becoming overwhelmed by the responsibility &mdash; and that can throw an entire relationship off balance. But when both partners take charge of their separate finances and contribute to mutual expenses fairly, any money stress that arises is shared, making it much more manageable to find relief as a team.</p> <h2>5. A Breakup Won't Mean Financial Chaos</h2> <p>When you maintain financial independence, you avoid the risk of your personal financial situation falling apart just because your relationship did. Paying your fair share in a relationship also makes for a cleaner emotional break if you one day decide to split. When one partner consistently treats the other to dinners and vacations, or pays the majority of the bills, resentment is bound to brew during a breakup. The partner who paid more might even feel entitled to reimbursement.</p> <p><em>Separate or apart &mdash; how do you manage money with your partner? </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/5-reasons-to-keep-your-money-separated-after-marriage">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-simple-ways-to-split-bills-with-your-spouse">3 Simple Ways to Split Bills With Your Spouse</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-conversations-every-couple-should-have">5 Money Conversations Every Couple Should Have</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-i-learned-about-money-after-getting-married">8 Things I Learned About Money After Getting Married</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/47-simple-ways-to-waste-money">47 Simple Ways To Waste Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-navigate-3-common-money-arguments-with-your-significant-other">How to Navigate 3 Common Money Arguments With Your Significant Other</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle couples financial independence marriage power imbalances sharing money spending Wed, 20 Apr 2016 09:30:21 +0000 Brittany Lyte 1690618 at http://www.wisebread.com 5 Amazing Honeymoons That Only Seem Expensive http://www.wisebread.com/5-amazing-honeymoons-that-only-seem-expensive <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-amazing-honeymoons-that-only-seem-expensive" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/hula_dancer_beach_000015568584.jpg" alt="Finding honeymoon destinations that only seem expensive" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Europe. Asia. Remote islands. When you hear these, you immediately think &quot;$$$.&quot; But that's not necessarily the case! You can easily find ways to afford these five amazing honeymoon spots!</p> <h2>1. The Caribbean</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/caribbean_snorkeling_honeymoon_000023889887.jpg" width="605" height="340" alt="" /></p> <p>This may sound crazy, but there are ways you can make a trip to the Caribbean work within your budget.</p> <h3>All-Inclusive Resorts Can Be Cool</h3> <p><a href="http://www.tripadvisor.com/HotelsList-Caribbean-All-Inclusive-Resorts-zfp746393.html">All-inclusive resorts</a> like Sandals, or cruise lines like <a href="http://www.royalcaribbean.com/cruises?destinationRegionCode_CARIB=true">Royal Caribbean</a>, are really stepping up their game for young people to buy their packages. You can find competitive rates with reasonable add-on packages for specific excursions. For couples short on time, don't overthink your itinerary. (See also: <a href="http://www.wisebread.com/6-questions-to-ask-before-you-book-a-vacation-package?ref=seealso">6 Questions to Ask Before You Book a Vacation Package</a>)</p> <h3>Don't Forget Puerto Rico!</h3> <p>The U.S. territory of Puerto Rico uses U.S. dollars, has a large English-speaking population, and has really affordable flights from the states. For example, a flight from LAX to SJU in November (right before the busy season of December through May) is only around $300 per person.</p> <p>Prices for everything from hotels to restaurant meals are comparable to nearly everything in the states, as opposed to many of the fancier Caribbean islands (St. Bart's, Bermuda), where there is a high markup for fine dining and shopping. (See also: <a href="http://www.wisebread.com/7-fun-frugal-vacations-for-people-over-30?ref=seealso">7 Fun, Frugal Vacations for People Over 30</a>)</p> <h3>When to Travel for Deals</h3> <p>The rainy season of September through November is good for lower rates and fewer crowds. The mid-summer peak time can work if you pick cheaper destinations such as Belize, the Dominican Republic, or Puerto Rico.</p> <h2>2. Italy</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/italy_wine_cheese_000044805382.jpg" width="605" height="340" alt="" /></p> <p>You can live that Tuscan dream if you play it smart and plan it yourself.</p> <h3>When to Fly</h3> <p>The most affordable time to fly to Italy is November, but you will be facing a few trade-offs: Fewer attractions may be open and weather can start getting rainy and harsh. October is just before the lowest month and can be just as affordable with more options for accommodations and temperate weather. April is also a good, affordable time, as schools are still in session.</p> <h3>Trains Are Your Deal Machine</h3> <p>Consider getting a Eurail pass, as it will pay for itself very quickly. For as low as <a href="http://www.eurail.com/eurail-passes/one-country-pass/italy">$190 per person</a>, you can get a pass that will allow you to visit multiple cities across Italy. This means you can hop on a train, go to a new city, and have a new budget adventure with little planning.</p> <h3>Airbnbs Are Gorgeous</h3> <p>You don't want to settle for a two-star hotel or a hostel. Getting an Airbnb rental is definitely your best bet for a honeymoon-appropriate, Instagram-worthy stay. Accommodations like this <a href="https://www.airbnb.com/rooms/4994220">chic studio in Milan</a> or this spacious <a href="https://www.airbnb.com/rooms/2115110">canal-view apartment in Venice</a> are great examples of luxury on a budget.</p> <h2>3. Mountain Ski Resort</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/couple_skiing_winter_000024151832.jpg" width="605" height="340" alt="" /></p> <p>So you want to be snow bunnies by day, and cuddle by a fireplace in a chalet by night. It's entirely possible without paying Vail or Swiss Alps money.</p> <h3>Stay at an Underrated Resort</h3> <p>The countless great mountain ranges in America means lots of ski towns are relegated to &quot;deep cuts.&quot; This equals savings for anyone looking to celebrate their winter nuptials in a less famous setting with equally dramatic views. With places like <a href="http://www.redlodgemountain.com/">Red Lodge Mountain</a> in Montana, <a href="https://www.skitaos.org/">Taos Ski Valley</a> in New Mexico, and <a href="http://www.mtbachelor.com/site/index.html">Mt. Bachelor Ski Resort</a> (fun irony) in Oregon, you've got some great affordable options.</p> <h3>When to Travel</h3> <p>Shoulder seasons are your friend. Late October through mid-November, and the tail end of the season from March through April, are great times to still get some skiing in while enjoying the peace and quiet of non-peak times.</p> <h2>4. Hong Kong</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/couple_shopping_hong_kong_000052631280.jpg" width="605" height="340" alt="" /></p> <p>If you've always wanted to galavant a dazzling city scape, savor Chinese cuisine, and enjoy the luxurious shopping experiences of Hong Kong, know that it can be done without the sky-high prices.</p> <h3>Exchange Rates Are Good Right Now</h3> <p>China has recently made it much easier for American tourists to plan their trips with a <a href="http://www.cnto.org/">new tourism website</a> and easier to follow visa guidelines.</p> <h3>When to Fly</h3> <p>Flights are getting cheaper from all kinds of cities. From LAX, for example, one can fly for as low as $600 per person. That's low enough to afford another day or two of travel! The cheapest times of year to buy tickets are October, November, and December. (Noticing a pattern? A good reason to have a fall wedding!)</p> <h3>Accommodations</h3> <p>Airbnb is, again, a great way to go. You can rent a brand new luxury condo for half of what a hotel room will cost you, before tax! This <a href="https://www.airbnb.com/rooms/8476126">trendy flat</a>, this <a href="https://www.airbnb.com/rooms/7147584">cozy suite</a>, and this <a href="https://www.airbnb.com/rooms/5290405">roomy apartment </a>are all great options for well under $200 per night.</p> <h2>5. Hawaii</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/hula_dancer_beach_000015568584.jpg" width="605" height="340" alt="" /></p> <p>This classic U.S. bucket-list vacation spot sounds like an expensive splurge, but it's totally reasonable and within reach for couples on a budget.</p> <h3>When to Fly</h3> <p>Luckily, there are lots of little pockets to fly to Hawaii throughout the year: January through late February, the first half of March, late April through early June, mid-August through early November (just watch for storm advisories), and the end of November through mid-December. Any major holidays, three-day weekends, or school breaks should be avoided.</p> <h3>Hotel Deals</h3> <p>During the above times of year, you can find boutique hotels at discounted rates. Larger resorts tend to start their rotating renovations and repairs during the off seasons, so be sure to ask for the lowest rate while asking to be placed in a room as far from the renovations as possible (you might have to get a manager on the phone, but it'll be worth it). Follow Beat of Hawaii for <a href="http://beatofhawaii.com/category/all-deals/">up-to-date Hawaii deals</a>.</p> <h3>Self-Guided Tours</h3> <p>Don't get stuck on expensive and boring group tours. Simply rent a car and go on your own <a href="http://www.selfguidedhawaii.com/">self-guided excursions</a>. You can even make friends with fellow hotel guests and go on long drives in a friendly caravan.</p> <p><em>Any other great frugal honeymoon ideas?</em></p> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-amazing-honeymoons-that-only-seem-expensive&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%20Amazing%20Honeymoons%20That%20Only%20Seem%20Expensive.jpg&amp;description=5%20Amazing%20Honeymoons%20That%20Only%20Seem%20Expensive" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Amazing%20Honeymoons%20That%20Only%20Seem%20Expensive.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/5-amazing-honeymoons-that-only-seem-expensive">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-let-these-expenses-spoil-your-retirement-abroad">Don&#039;t Let These Expenses Spoil Your Retirement Abroad</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-avoid-bank-fees-while-traveling">11 Ways to Avoid Bank Fees While Traveling</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/traveling-to-asia-snatch-up-airasias-asean-pass">Traveling to Asia? Snatch Up AirAsia&#039;s Asean Pass</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-resources">40 Most Useful Travel Websites That Can Save You a Fortune</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-book-an-amazing-cheap-vacation-package">How to Book an Amazing Cheap Vacation Package</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel abroad couples honeymoon overseas vacations weddings Fri, 18 Dec 2015 12:00:02 +0000 Amanda Meadows 1622729 at http://www.wisebread.com 4 Ways to Stop Your Spouse From Overspending http://www.wisebread.com/4-ways-to-stop-your-spouse-from-overspending <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-ways-to-stop-your-spouse-from-overspending" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/money_saved_piggy_banks_000055929726.jpg" alt="Learning how to keep your spouse from overspending" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Spouses aren't always honest with each other when it comes to money. A study released earlier this year by CreditCards.com found that nearly one in five U.S. consumers have hidden purchases of $500 or more from their live-in partners or spouses. The same study found that nearly 7.2 million people have hidden a bank or credit card account from their spouse or partner.</p> <p>It's no surprise, then, that partners often butt heads over spending decisions. One partner wants to save. The other likes to spend, and will spend enough each month to break the household budget, often hiding these purchases until they show up on next month's credit card statement.</p> <p>What if you are the financially responsible partner in a relationship? Is there anything you can do to stop your partner from blowing your household savings on video games, clothes, or expensive electronics?</p> <p>There might be. Changing a partner's bad spending habits requires plenty of work and even more communication. To start, check out these four tips for changing your partner's free-spending ways.</p> <h2>Set a Regular Money Meeting</h2> <p>Robert Stammers, director of investor education at the CFA Institute &mdash; a trade association serving investment professionals &mdash; says that couples need to be willing to talk about money. Unfortunately, too many couples never hold these financial talks.</p> <p>This isn't surprising: Money often scares couples. A survey released in early 2015 by the National Foundation for Credit Counseling found that 47% of couples say that money disagreements are the most common <a href="https://www.nfcc.org/press/multimedia/news-releases/january-nfcc-survey-reveals-top-financial-relationship-stressors/">cause of stress</a> in their relationships.</p> <p>But not talking about money as a way to avoid these disagreements is a mistake. A partner who overspends needs to realize the consequences of this behavior. That can't happen if partners never talk about money. Stammers recommends that couples set a regular meeting date &mdash; maybe once a month &mdash; to talk about money issues.</p> <p>&quot;No two people have the same ideas and philosophy about money and investing, so it is important to determine upfront what is important to the both of you,&quot; he says.</p> <h2>Set Aside Some Fun Money</h2> <p>Creating a separate bank account for fun money might be a solution, says Kelley Long, resident financial planner for El Segundo, California's Financial Finesse, and a spokesperson for the National CPA Financial Literacy Commission.</p> <p>This account will give the overspending partner a bit of financial freedom, and might prevent this spouse from breaking into a couple's main account set aside for paying the mortgage, car payment, and other bills, Long claims.</p> <p>&quot;This money can be spent without restriction or comment,&quot; Long says. &quot;When the money in the account is gone, the spender has to wait until the next payday to spend again.&quot;</p> <p>If the overspending partner raids other accounts after cleaning out the &quot;fun money&quot; account? Then a relationship has more serious trust issues that must be addressed, Long says.</p> <h2>Don't Let the Money Come Home</h2> <p>Michael Chadwick, chief executive officer of Unionville, Connecticut-based Chadwick Financial Advisors, has a more practical solution: Send more of the money you're earning into a retirement account and less of it into your savings account. Your overspending spouse can't spend the money you've stashed in a 401(k) account.</p> <h2>Let the Spender Take Control &mdash; For a Month</h2> <p>It may be counterintuitive, but it might help to have your free-spending partner pay the bills and manage the budget for at least a month. As Chadwick says, this might provide your partner with some insight into why wasting money on unnecessary purchases is such a problem.</p> <p>If none of these tips work? Your overspending partner might have a more serious issue, one that perhaps only counseling can solve, Chadwick says. &quot;Spending and shopping when out of control are no different than smoking, drugs, or alcohol.&quot;</p> <p><em>How do you and your spouse or partner manage money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/4-ways-to-stop-your-spouse-from-overspending">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-money-saving-tricks-to-know-before-buying-an-engagement-ring">12 Money-Saving Tricks to Know Before Buying an Engagement Ring</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-conversations-every-couple-should-have">5 Money Conversations Every Couple Should Have</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-i-learned-about-money-after-getting-married">8 Things I Learned About Money After Getting Married</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-fun-books-that-will-get-your-kids-excited-about-money">10 Fun Books That Will Get Your Kids Excited About Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-escape-the-paycheck-to-paycheck-cycle">How to Escape the Paycheck-to-Paycheck Cycle</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Debt Management Family couples finances marriage Spending Money Tue, 28 Apr 2015 13:00:28 +0000 Dan Rafter 1399139 at http://www.wisebread.com 10 Relationship Rules You Should Be Breaking http://www.wisebread.com/10-relationship-rules-you-should-be-breaking <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-relationship-rules-you-should-be-breaking" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_couple_heart_000043736474.jpg" alt="Happy couple breaking common love and relationship rules" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I don't know what it was like to be in a serious relationship back in the day &mdash; pre-social media, I mean &mdash; but I can imagine that it was much easier than it is in 2015. So much has changed over the past 20 &mdash; heck, even 10 &mdash; years that some of the most trusted and seemingly infallible relationship rules are now all but obsolete. The new school of thought on the issue? Adapt your relationship to today, or face certain doom.</p> <p>To catch you up to speed, here's a look at some of the most prominent relationship rules of yore that you should start kickin' to the curb.</p> <h2>1. Not Going to Bed Angry</h2> <p>My parents still adhere to this rule &mdash; or at least this is a piece of advice that my mother gives me when my marriage hits a rough patch &mdash; but I don't buy it. When we first started out, we tried to resolve the issue at hand before bed, but it rarely resulted in a truce, and the more time wore on, we were just like, screw it, I'm tired, let's resume our battle stations in the morning.</p> <p>I know we're not alone.</p> <p>&quot;If you follow this rule, it could mean a lot of late nights, and nothing escalates an argument more than sleep deprivation and mental exhaustion,&quot; says Dr. Jared DeFife, a clinical psychologist and relationship coach. &quot;I see couples in my practice who feel like they have to adhere to this rule or resolve an argument right away, leading them to drawn-out disputes where nothing gets accomplished and everyone's nerves are fried. When it comes to arguments, it's ok to take a break; in fact, it might even be necessary. You can use that time to calm down, understand your emotions, and return with a level head and a more nuanced perspective.&quot;</p> <p>And hey, there's always the possibility of make-up sex in the morning!</p> <h2>2. Thinking That Love Means Never Having to Say You're Sorry</h2> <p>Excuse while I LOL at this one. Whatever narcissistic dude came up with this (and I'm 100% certain it was a dude) was smokin' the good stuff &mdash; and I want some. Because the truth is, sometimes we're real capital Bs to our partners, and apologies are absolutely necessary.</p> <p>&quot;Nobody's perfect,&quot; Dr. DeFife reminds us. &quot;Sometimes we're grumpy or short-tempered or do the wrong thing. The mark of a good partnership is not in never screwing up or having conflicts, but in being able to recognize those concerns and to effectively make repairs when things go awry. A well-thought through and meaningful apology can actually strengthen a relationship in areas of discontent or disconnection.&quot;</p> <p>I think I'll have that quote printed on a stack of Post-it Notes and hide them in my husband's desk.</p> <h2>3. Playing Hard to Get</h2> <p>Playing hard to get can be fun. But giving the guy or girl the runaround for an extended period of time so you can feed your own ego as they try harder and harder to get your attention also can be dangerous.</p> <p>&quot;This includes waiting an X amount of days or minutes before calling or texting, dumping men who do not initiate contact, and only scheduling activities on certain days or times of the day,&quot; explains Dr. Carolyn C. Ferreira, a licensed clinical psychologist. &quot;Playing hard to get is unattractive to both sexes, and it also prohibits people from being their real selves and expressing their true feelings, which is an overall bad way to begin a relationship.&quot;</p> <h2>4. Waiting a Set Amount of Time After a Breakup</h2> <p>Breaking up or getting a divorce can sometimes feel like somebody died. You've spent most of your time with your partner for however many months or years you were together, then all of a sudden, they're gone. If this was a serious relationship, grieving this loss is a normal emotional reaction, but you shouldn't let other people dictate how long you take to heal. Whenever you feel like you're ready to get back out there and find your next future ex, put on your going-out pants and get back in the game.</p> <p>&quot;People grieve loss at their own pace; someone may be over a divorce in a month, whereas it might take someone else six months,&quot; Dr. Ferreira says.</p> <h2>5. Perpetuating Gender Stereotypes at Home</h2> <p>My husband and I have battled with this since the day we moved in together &mdash; and we're two dudes. Speaking as a man then, it's kind of insulting when someone expects that you'll do the cooking and cleaning because that's traditionally what the female in the relationship does. Not that I mind doing it &mdash; for the most part &mdash; but I don't want it to be an expectation because I'm the smaller, more creative partner in the relationship. I still have dude parts, dude. This type of thinking applies to any scenario, and as far as I'm concerned you can take that &quot;Honeymooners&quot;<em> </em>BS and shove it.</p> <p>&quot;Adhering to household tasks based on gender roles and stereotypes should also be reconsidered by couples,&quot; adds Dr. Ferreira. &quot;Instead of completing tasks because you're the man or woman, couples should look at their strengths and weaknesses as a couple in order to decide who does what. For example, it does not make sense for the man to take care of the finances if he does not know what an Excel spreadsheet is, but his wife does because she's a business owner.&quot;</p> <p>Might be time to start shakin' things up on the homefront, eh?</p> <h2>6. Believing That Fighting Is Healthy</h2> <p>Having lovers' quarrels every now and then is okay; it's good to get issues off your chest. Screaming in each other's face on a regular basis isn't. It's wise to note too that the term &quot;fighting&quot; is relative, and it behooves you to keep your definition of it in check to avoid a dangerous downward spiral.</p> <p>&quot;There are many myths and expectations about fighting in marriage,&quot; says Dr. Tina B. Tessina, psychotherapist and author of &quot;<a href="http://www.amazon.com/gp/product/1598693255/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1598693255&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=UA6JX7TPBBEN43YK">Money, Sex and Kids: Stop Fighting About the Three Things That Can Ruin Your Marriage</a>.&quot; &quot;Couples come into my office frequently believing that fighting is a necessary part of being a couple, that all married couples fight, and it's a normal part of marriage. But the fact is that fighting accomplishes nothing, and it isn't necessary for couples to argue, to yell, or to have heated discussions to get problems solved. Hanging on to these ideas makes it difficult to let go of fighting.&quot;</p> <p>P.S. Don't ever let anybody hit you. Ever. It's not your fault, and you don't deserve it.</p> <h2>7. Searching for Your Soulmate (When You May Not Have One)</h2> <p>What if your soulmate died before you had a chance to meet? Too depressing? I'll let Patricia Johnson and Mark Michaels, relationship experts and co-authors of &quot;<a href="http://www.amazon.com/gp/product/1627780289/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1627780289&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=WLVCALKVABMAJAMI">Partners in Passion</a>,&quot;&nbsp;explain why you may not have a soulmate in a more palatable way.</p> <p>&quot;In contemporary society, there is a very common superstition that finding one's soulmate &mdash; sometimes called a 'twin flame' &mdash; is the key to having a true pair-bond, and that in the absence of this 'other half,' no intimate relationship will be fully satisfying,&quot; Johnson and Michaels say. &quot;Two very damaging concepts are implicit in this belief: first, that there is a single, ideal partner out there in the world for every individual, and second, that people are incomplete until they find their 'other half.'&quot;</p> <p>In other words, stop holding out and start living more. You never know who you'll encounter along the way.</p> <h2>8. Accepting That Men Are From Mars, Women Are From Venus</h2> <p>Society &mdash; especially American culture &mdash; wants us to believe that men and women are so different that it's like we're each from separate planets. Yes, we have differences, but we also have many similarities that nobody ever seems to want to talk about because it's not interesting enough to sell 50 million books worldwide.</p> <p>&quot;We're not the first to observe that people of all genders are from Earth,&quot; Johnson and Michaels explain. &quot;Beyond that, men and women have more in common with each other than with any other creature on the planet. To make blanket generalizations is not helpful except on the most superficial level. This model builds on older myths &mdash; the concepts of 'opposite sexes' and 'the battle of the sexes' &mdash; and reconfigures them in therapeutic terms. Despite this reframing, the model is still an adversarial one, and adversarial models are not optimal for nurturing harmonious relationships or fueling sexual passion, except in very small doses. Having the sense that you're on opposing teams will only foster conflict.&quot;</p> <h2>9. Assuming That Monogamy Is Natural and Optimal</h2> <p>So I don't get in trouble down the road for providing my personal opinion on long-term relationships and monogamy, I'll let Johnson and Michaels give you theirs.</p> <p>&quot;If human biology inspires us both to form intimate pair bonds and to seek contacts outside of those bonds, then what makes for a healthy relationship is considerably more complex than dogmatic advocates of monogamy (or non monogamy for that matter) would have us believe,&quot; say the pair. &quot;At the same time, the impulse to bond deeply with another is not something that should be dismissed lightly. Our species varies a great deal, and it's a mistake to think about absolutes when it comes to monogamy and non-monogamy.&quot;</p> <h2>10. Dating Within Your Type</h2> <p>Just like I don't want all skinny, redheaded, melanin-free friends, I don't think it's very interesting to pursue a certain &quot;type&quot; of person in a romantic capacity. I've dated all types of guys &mdash; white, black, Asian, Indian, Middle Eastern, and Latino &mdash; and it has only served to broaden my horizons. Still, I have plenty of friends &mdash; especially the religious ones &mdash; who refuse to date outside their race or faith. To each their own of course, but I totally think they're missing out.</p> <p>Relationship expert April Masini agrees.</p> <p>&quot;One of the best ways to get out of a dating rut is to date a Republican if you're a Democrat, or someone rich if you're poor, or a creative type if you're by the book,&quot; she says. &quot;Date out of your religious or racial group. Date someone your mother wouldn't fix you up with &mdash; were you to let her. It'll shake up any rigidity you've succumbed to, and it's a great way to find love. It also expands your resources and gives you a bigger dating pool.&quot;</p> <p><em>What are some of the relationship rules that you think we should be breaking? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/10-relationship-rules-you-should-be-breaking">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-these-6-relationship-moves-now-or-youll-regret-it-in-20-years">Make These 6 Relationship Moves Now or You&#039;ll Regret It in 20 Years</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-conversations-every-couple-should-have">5 Money Conversations Every Couple Should Have</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-be-happy-and-married-24-tips-from-a-24-year-old-marriage">How to Be Happy and Married: 24 Tips from a 24-Year-Old Marriage</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-regular-budget-meetings-might-save-your-marriage">6 Ways Regular Budget Meetings Might Save Your Marriage</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-lust-is-keeping-you-poor">6 Ways Lust Is Keeping You Poor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development couples Dating love marriage partnership relationships rules Wed, 15 Apr 2015 13:00:09 +0000 Mikey Rox 1382352 at http://www.wisebread.com Best Money Tips: Money Management Tips for Couples http://www.wisebread.com/best-money-tips-money-management-tips-for-couples <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-money-management-tips-for-couples" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young-couple-finances-79078136-small.jpg" alt="young couple finances" title="young couple finances" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles with tips on money management for committed couples, frugal ways to fight the flu, and calendar mistakes you may be making.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.experian.com/blogs/news/about/couples-money/">Money Management Tips for Committed Couples</a> &mdash; Start talking about money when you start imagining a long-term future together. [Experian]</p> <p><a href="http://www.moneytalksnews.com/2014/10/15/10-frugal-ways-to-fight-the-flu/">10 Frugal Ways to Fight the Flu</a> &mdash; Protect yourself and your family by getting flu shot. It's free for those with insurance; if you don't have coverage, Walgreens is offering 400,000 free-shot vouchers on a first-come, first-served basis. [Money Talks News]</p> <p><a href="http://timemanagementninja.com/2014/10/are-you-making-these-5-calendar-mistakes">Are You Making These 5 Calendar Mistakes?</a> &mdash; To stay productive, turn down meeting or appointment requests when they don't align with your available time or priorities. [Time Management Ninja]</p> <p><a href="http://www.popsugar.com/smart-living/45-Life-Lessons-Written-90-Year-Old-Woman-34209890">45 Life Lessons Written By a &quot;90-Year-Old Woman&quot;</a> &mdash; Regina Brett, aged 54, has some sage advice: &quot;Be eccentric now. Don't wait for old age to wear purple.&quot; [PopSugar Smart Living]</p> <p><a href="http://moneyaware.co.uk/2014/10/10-money-mistakes-we-hear-every-day-and-how-to-avoid-them/">10 Money Mistakes We Hear Every Day and How to Avoid Them</a> &mdash; If you come across words you don't know, take the time to look them up. This is especially important if it's on a financial agreement you're about to sign. [StepChange MoneyAware]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.biblemoneymatters.com/how-much-do-you-trust-your-real-estate-agent/">How Much Do You Trust Your Real Estate Agent?</a> &mdash; If you don't already have a real estate agent in mind, see if your friends and family can recommend someone that they have worked with and trust. [Bible Money Matters]</p> <p><a href="https://www.mint.com/blog/trends/4-important-questions-to-ask-yourself-before-purchasing-a-daily-deal101514/">4 Important Questions to Ask Yourself Before Purchasing a Daily Deal</a> &mdash; Before you jump on that awesome daily deal, scour the fine print for anything that would make the deal more trouble (and costly) than it's worth. [Mint Life]</p> <p><a href="http://www.financiallypoor.com/investing/cant-contribute-more-to-your-ira-consider-an-hsa-instead/">Can&rsquo;t Contribute More to Your IRA? Consider an HSA Instead</a> &mdash; The funds in a health savings account can go to non-traditional health care expenses, as well as directed to other purposes if necessary. [Financially Poor]</p> <p><a href="http://parentingsquad.com/the-end-of-saturday-morning-cartoons-and-why-it-doesn-t-matter">The End of Saturday Morning Cartoons and Why It Doesn&rsquo;t Matter</a> &mdash; Your kids still have access to fun, educational programming with PBS and children's shows on Netflix. [Parenting Squad]</p> <p><a href="http://www.dailyworth.com/posts/3015-7-steps-to-take-when-you-lose-your-wallet">Act Fast: 7 Things to Do When Your Wallet Is Missing</a> &mdash; If you had an ATM/debit card in your missing wallet, your first call should be to that bank or card issuer. [Daily Worth]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-money-management-tips-for-couples">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/read-ageproof-living-longer-without-running-out-of-money-or-breaking-a-hip-to-live-your-best-life">Read &quot;AgeProof: Living Longer Without Running Out of Money or Breaking a Hip&quot; to Live Your Best Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-signs-youre-not-frugal-youre-cheap">6 Signs You&#039;re Not Frugal — You&#039;re Cheap!</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/21-disposable-products-you-can-reuse">21 Disposable Products You Can Reuse</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-dirty-is-your-money-really">How Dirty Is Your Money, Really?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-long-these-6-appliances-should-last">This Is How Long These 6 Appliances Should Last</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips couples Mon, 20 Oct 2014 18:39:27 +0000 Amy Lu 1238129 at http://www.wisebread.com Best Money Tips: Tips for Handling Money Together http://www.wisebread.com/best-money-tips-tips-for-handling-money-together <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tips-for-handling-money-together" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/piggy-bank-couple-1785914-small.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on handling money together, planning a cheap road trip, and making the Paleo diet more affordable.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.girlsjustwannahavefunds.com/couple-money-management/">Teaming Up on Your Finances: 7 Tips for Handling Money Together</a> &mdash; Setting goals together is vital when handling money with a significant other. [Girls Just Wanna Have Funds]</p> <p><a href="http://www.savvysugar.com/Cheap-Road-Trip-Tips-30885251">How to Plan a Cheap Road Trip</a> &mdash; To plan a cheap road trip, travel with a group of people and make a Costco trip. [PopSugar Smart Living]</p> <p><a href="http://www.beatingbroke.com/think-you-cant-afford-the-paleo-diet-ways-to-make-it-more-affordable/">Think you Can't Affordthe Paleo Diet? Ways to Make it More Affordable</a> &mdash; If you want to be on the paleo diet but are concerned about money, make it affordable by buying your meat directly from the farmer. [Beating Broke]</p> <p><a href="http://ptmoney.com/window-shopping/">Why Window Shopping Will Actually Make You Happier</a> &mdash; Window shopping will make you happier than actually buying something because experiences make us happier than material objects. [PT Money]</p> <p><a href="http://frugalbeautiful.com/blog/frugal-feature-ways-buy-vintage-wedding-dress/">Frugal Feature: The Best Ways to Buy a Vintage Wedding Dress</a> &mdash; When buying a vintage wedding dress, look at the material to make sure the dress you are considering purchasing is actually vintage. [Frugal Beautiful]</p> <h2>Other Essential Reading</h2> <p><a href="http://seedebtrun.com/2013/06/interesting-ways-to-make-money-each-month.html">Interesting Ways to Make Money Each Month</a> &mdash; Renting out a spare room in your home is an interesting way to make a little extra money each month. [See Debt Run]</p> <p><a href="http://www.freemoneyfinance.com/2013/07/retire-in-a-foreign-country-for-a-fraction-of-what-it-costs-in-the-us.html">Retire in a Foreign Country for a Fraction of What It Costs in the US</a> &mdash; Did you know it's over $6,000 cheaper to retire in Ecuador than Las Vegas? [Free Money Finance]</p> <p><a href="http://parentingsquad.com/5-reasons-to-love-family-game-night">5 Games to Play on Family Game Night</a> &mdash; Monopoly or card games are great game options for family game night [Parenting Squad]</p> <p><a href="http://thirtysixmonths.com/achieve-your-dreams-without-losing-your-cool/">Achieve your Dreams Without Losing Your Cool</a> &mdash; If you want to achieve your dreams without losing your cool, always take precautions to manage to manage potential risks. [Thirty Six Months]</p> <p><a href="http://www.moneysavingenthusiast.com/2013/07/01/organization-tips-productivity-makeover-tips/">5 Makeover Tips to Increase Productivity</a> &mdash; Increase your productivity by getting a good night's sleep. [Money Saving Enthusiast]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-tips-for-handling-money-together">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money">6 Dumb Places You’re Leaving Your Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-conversations-every-couple-should-have">5 Money Conversations Every Couple Should Have</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-reasons-youre-bad-at-money-and-how-to-fix-it-asap">8 Reasons You&#039;re Bad at Money — And How to Fix It ASAP</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chinese-money-habits-how-my-culture-influences-my-attitudes-toward-money">Chinese Money Habits - How My Culture Influences My Attitudes Toward Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips couples money Wed, 03 Jul 2013 10:00:33 +0000 Ashley Jacobs 980338 at http://www.wisebread.com Best Money Tips: Triggers for Financial Infidelity http://www.wisebread.com/best-money-tips-triggers-for-financial-infidelity <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-triggers-for-financial-infidelity" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple-angry-281907-small.jpg" alt="angry couple" title="angry couple" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on triggers for financial infidelity, how to do your own landscaping, and tips for buying your first home.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.creditsesame.com/blog/triggers-for-financial-infidelity/">5 Triggers for Financial Infidelity (and How to Steer Clear of Them)</a> &mdash; If you have separate accounts from your spouse, try to be transparent about your accounts to avoid financial infidelity. [Credit Sesame]</p> <p><a href="http://livingonthecheap.com/save-money-and-do-your-own-landscaping/">How to Do Your Own Landscaping</a> &mdash; Want to do your own landscaping? Draw up plans after deciding on a theme. [Living on the Cheap]</p> <p><a href="http://www.bargaineering.com/articles/7-essential-tips-buying-home.html">7 Essential Tips for Buying Your First Home</a> &mdash; When buying your first home, start by checking your credit. [Bargaineering]</p> <p><a href="http://www.moneytalksnews.com/2013/05/02/5-financial-tips-for-freshmen/">5 Financial Tips for Freshmen</a> &mdash; Make sure your college freshman understands the importance of understanding their credit report and score. [Money Talks News]</p> <p><a href="http://www.literallydarling.com/blog/2015/02/02/beauty-products-shouldnt-waste-money/">7 Beauty Products That Are a Waste of Money</a> &mdash; Instead of buying expensive scrubs, make your own at home on the cheap. [Literally Darling]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.kiplinger.com/article/real-estate/T010-C022-S002-creative-housing-for-seniors.html">Creative Housing for Seniors</a> &mdash; Are you a senior in retirement who needs housing? Consider looking into a cohousing community. [Kiplinger]</p> <p><a href="http://www.freemoneyfinance.com/2013/05/college-freakonomics.html">College Freakonomics</a> &mdash; Do you think a college degree is worth the price or is it not a great deal? [Free Money Finance]</p> <p><a href="http://money.msn.com/saving-money-tips/post.aspx?post=0978c800-4bf1-4b11-bb20-2a3eb4936ad8&amp;ref=bfv">Prom Spending Tops $1,100</a> &mdash; Don't let prom take a huge bite out of your wallet. Save money by de-accessorizing and avoiding the frills. [MSN Money]</p> <p><a href="http://www.savvysugar.com/Should-You-Change-Your-Maiden-Name-30208048">Should You Change Your Maiden Name? 5 Things to Consider</a> &mdash; If your maiden name is one that is synonymous with your career, you may want to consider holding onto it. [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/how-to-prepare-your-child-for-surgery">How to Prepare Your Child for Surgery</a> &mdash; To prepare your child for surgery, take a tour of the hospital beforehand. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-triggers-for-financial-infidelity">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-financial-lessons-from-breaking-bad">7 Financial Lessons From Breaking Bad</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/review-of-the-money-mammals-dvd-for-children">Review of The Money Mammals DVD for Children</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-dumb-places-you-re-leaving-your-money">6 Dumb Places You’re Leaving Your Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pieces-of-financial-wisdom-from-warren-buffett">The 5 Best Pieces of Financial Wisdom From Warren Buffett</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips couples finance infidelity money Mon, 06 May 2013 10:00:33 +0000 Ashley Jacobs 973890 at http://www.wisebread.com Ask the Readers: What is Your Best Frugal Date Idea? http://www.wisebread.com/ask-the-readers-what-is-your-best-frugal-date-idea <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-what-is-your-best-frugal-date-idea" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5189731731_ae5d49ee16_z.jpg" alt="What is Your Best Frugal Date Idea?" title="What is Your Best Frugal Date Idea?" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to </em><a href="http://www.wisebread.com/ask-the-readers-what-is-your-best-frugal-date-idea#comment-572372"><em>Lori P</em></a><em>, Tamara, and Linday for winning this week's contest!</em></p> <p>Having a date night with your significant other is an important part of keeping the spark alive. Whether you catch a movie, have a romantic dinner, or have some fun at a local bowling alley, date night is a fun way to reconnect with your partner. However, when money is tight, sometimes couples need to be a bit more creative in order to have a great date without breaking the bank.</p> <p><b>What is your best frugal date idea? </b>A picnic in the park? Going for a hike? Cooking a fancy dinner at home? Renting movies from Redbox?</p> <p>Tell us about your best frugal date idea and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:&nbsp;</h3> <ul> <li>Post your answer in the comments below. One commenter will win a $20 Amazon Gift Card!</li> </ul> <h3>For extra entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> <a id="rc-79857d7" class="rafl" rel="nofollow" href="http://www.rafflecopter.com/rafl/display/79857d7/">a Rafflecopter giveaway</a> <script src="//d12vno17mo87cx.cloudfront.net/embed/rafl/cptr.js"></script> <p><strong>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</strong></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, December 3rd at 11:59 pm Pacific. Winners will be announced after December 3rd on the original post. Winners will also be contacted via email.</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> </ul> <p>Also, don't miss our <a href="http://www.wisebread.com/bestdeals/today">Best Deals</a> giveaway! Every Sunday for the next five weeks, we will be giving away a $50 Amazon gift card, two copies of our book <a href="http://www.amazon.com/gp/product/160239704X/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=160239704X&amp;linkCode=as2&amp;tag=dealswb-20">10,001 Ways to Live Large on a Small Budget</a>, and a Wise Bread tote! We will also be giving away a $100 Amazon gift card to one lucky winner who fills out our Best Deals survey. For details, <a href="http://www.wisebread.com/win-over-350-in-prizes-in-our-best-deals-holiday-giveaway">click here</a>!</p> <p><strong>Good Luck!</strong></p><div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us about your best frugal date idea and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-what-is-your-best-frugal-date-idea">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-should-kids-get-paid-for-doing-chores">Ask The Readers: Should Kids Get Paid For Doing Chores?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-is-valentines-day-too-commercial-chance-to-win-20">Ask the Readers: Is Valentine&#039;s Day Too Commercial? (Chance to win $20!)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-are-you-optimistic-about-2011">Ask the Readers: Are You Optimistic About 2011?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-share-your-favorite-frugal-holiday-tradition">Ask the Readers: Share Your Favorite Frugal Holiday Tradition</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers couples date frugal Tue, 27 Nov 2012 11:36:31 +0000 Ashley Jacobs 957692 at http://www.wisebread.com Best Money Tips: Awesome Frugal Date Ideas http://www.wisebread.com/best-money-tips-awesome-frugal-date-ideas <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-awesome-frugal-date-ideas" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2819393805_0f1ffda3aa_z-1.jpg" alt="Awesome Frugal Date Ideas" title="Awesome Frugal Date Ideas" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on awesome frugal date ideas, tested tips for a frugal life, and inexpensive ways to keep kids entertained this summer.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.budgetsaresexy.com/2012/07/8-cheap-and-frugal-date-ideas-for-the-weekend/">8 Awesomely Frugal Date Ideas For The Weekend</a> &mdash; This weekend, take that special someone in your life on a picnic. [Budgets Are Sexy]</p> <p><a href="http://www.savvysugar.com/How-Live-Frugally-24174070">44 Tried And Tested Tips For A Frugal Life</a> &mdash; Want to have a frugal life? Get your over-the-counter meds from Amazon and find affordable recipes to cook. [SavvySugar]</p> <p><a href="http://www.freemoneyfinance.com/2012/07/inexpensive-ways-to-keep-kids-entertained-this-summer.html">Inexpensive Ways to Keep Kids Entertained this Summer</a> &mdash; To keep your kids entertained this summer, have them volunteer or take a class. [Free Money Finance]</p> <p><a href="http://www.moneyunder30.com/moving-advice">Moving Advice: How to save on your next move</a> &mdash; Save money on your next move by making large batches of food before you move so you have stuff to eat while you move. This will help you avoid dining out. [Money Under 30]</p> <p><a href="http://www.pfadvice.com/2012/07/31/get-to-know-your-neighbors-to-save-money/">Get To Know Your Neighbors To Save Money</a> &mdash; If you get to know your neighbors, you can borrow items from them, consequently saving you money! [Personal Finance Advice]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.richcreditdebtloan.com/budgeting-for-your-wedding/">Budgeting For Your Wedding</a> &mdash; The first thing you should do when budgeting for your wedding is to sit down with your fiance to figure out how much you can realistically afford to spend. [Rich Credit Debt Loan]</p> <p><a href="http://www.thesimpledollar.com/2012/07/31/the-cost-of-your-trash/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+thesimpledollar+%28The+Simple+Dollar%29">The Cost of Your Trash</a> &mdash; Reduce the amount of stuff you throw away by purchasing reliable items you don't have to replace as often. [The Simple Dollar]</p> <p><a href="http://timemanagementninja.com/2012/07/why-you-must-check-your-todo-list-every-single-day/">Why You Must Check Your Todo List Every Single Day</a> &mdash; You have to check your to do list every day because it reminds you of what is important. [Time Management Ninja]</p> <p><a href="http://www.mint.com/blog/investing/investing-tips-for-newlyweds-072012/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+MyMint+%28Mint+Personal+Finance+Blog%29">Investing Tips for Newlyweds</a> &mdash; Newlyweds should put investing as the third thing on their to do list. First they should focus on eliminating debt and building an emergency fund. [MintLife Blog]</p> <p><a href="http://parentingsquad.com/prosquad-treatment-for-spd-sensory-processing-disorder">ProSquad: Treatment for Sensory Processing Disorder (SPD)</a> &mdash; Treatment for SPD involves children being exposed to a sensory rich environment in a controlled manner. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-awesome-frugal-date-ideas">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-conversations-every-couple-should-have">5 Money Conversations Every Couple Should Have</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/oprah-asks-a-great-question-what-can-you-live-without">Oprah Asks A Great Question; What Can You Live Without?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheap-and-romantic-ideas-for-valentines-day-and-any-other-day-of-the-year">Cheap and Romantic Ideas for Valentine&#039;s Day (And Any Other Day of the Year)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-tell-the-difference-between-being-frugal-and-being-cheap">12 Ways to Tell the Difference Between Being Frugal and Being Cheap</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sleeping-in-airports-for-the-stranded-and-frugal-minded">Sleeping In Airports For The Stranded And Frugal Minded</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips couples date frugal Wed, 01 Aug 2012 10:00:41 +0000 Ashley Jacobs 947043 at http://www.wisebread.com Best Money Tips: Money Tips for Couples http://www.wisebread.com/best-money-tips-money-tips-for-couples <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-money-tips-for-couples" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4535271037_f85e8181d7_z-1.jpg" alt="Money Tips for Couples" title="Money Tips for Couples" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on money tips for couples, eating out on a budget, and online safety tips.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.investinternals.com/2012/06/8-money-tips-for-couples.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+investinternals+%28Money+Hacker+Blog%29">8 Money Tips for Couples</a> &mdash; Couples should remember to think about retirement and not try to keep up with the Joneses. [Moneyhacker]</p> <p><a href="http://www.freemoneywisdom.com/five-tips-for-eating-out-on-a-budget/">Five Tips for Eating Out on a Budget</a> &mdash; When eating out on a budget, try not to let your drinks cost more than your meal. [Free Money Wisdom]</p> <p><a href="http://canadianfinanceblog.com/online-shopping-safety-tips/">Online Shopping Safety Tips</a> &mdash; If you plan on shopping online, use your credit card because credit cards offer you a layer of protection to keep you safe if something goes wrong with the transaction. [Canadian Finance Blog]</p> <p><a href="http://www.freemoneyfinance.com/2012/06/30-steps-to-great-finances-steps-15-16-and-17.html">30 Steps to Great Finances: Steps 15, 16, and 17</a> &mdash; If you want great finances, make sure you create an emergency fund. [Free Money Finance]</p> <p><a href="http://couplemoney.com/cars-and-road-trips/tire-care-tips/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+CoupleMoney+%28Couple+Money%29">Taking Care of Your Car - Watch Your Tires</a> &mdash; Take care of your tires properly by checking their pressure on a monthly basis. [Couple Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.narrowbridge.net/dealing-with-stress/">Dealing With Stress and a Busy Life</a> &mdash; When dealing with stress and a busy life, set clear priorities for yourself. [Narrow Bridge]</p> <p><a href="http://barbarafriedbergpersonalfinance.com/should-invest-real-estate-now-part/">Should You Invest In Real Estate Now? (Part 1)</a> &mdash; Before you call an agent and sign a rental purchase agreement, analyze the potential income and expenses of any property you are considering buying. [Barbara Friedberg Personal Finance]</p> <p><a href="http://www.stackthechips.com/what-kind-of-debts-are-okay-to-have/">What Kind Of Debts Are Okay To Have?</a> &mdash; Car loans and student loans are good debts to have. [Stack The Chips]</p> <p><a href="http://www.savvysugar.com/Reasons-Employer-Hasnt-Called-Back-After-Job-Interview-5186214">8 Reasons Hiring Managers Haven't Called Back</a> &mdash; You may not have heard back from the hiring manager you spoke to because their budget hasn't been finalized. [SavvySugar]</p> <p><a href="http://parentingsquad.com/how-to-survive-a-car-trip-with-a-toddler-0">Car Trip Countdown: How to Survive On the Road With a Toddler</a> &mdash; Are you going on a car trip with a toddler? Remember to plan your stops in advance. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-money-tips-for-couples">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-dirty-is-your-money-really">How Dirty Is Your Money, Really?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-clutter-keeps-you-poor">8 Ways Clutter Keeps You Poor</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chinese-money-habits-how-my-culture-influences-my-attitudes-toward-money">Chinese Money Habits - How My Culture Influences My Attitudes Toward Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017">Flashback Friday: 51 Ways to Organize Your Whole Life in 2017</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-10-money-podcasts-will-help-you-save-tons">These 10 Money Podcasts Will Help You Save Tons</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips couples money Fri, 15 Jun 2012 10:00:19 +0000 Ashley Jacobs 935119 at http://www.wisebread.com Best Money Tips: Money Mistakes Married Couples Make http://www.wisebread.com/best-money-tips-money-mistakes-married-couples-make <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-money-mistakes-married-couples-make" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/264643857_7c71d01c84_z(1)-1.jpg" alt="Money Mistakes Married Couples Make" title="Money Mistakes Married Couples Make" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on money mistakes married couples make, going to the movies for free, and how to rent a car and not get screwed.</p> <h2>Top 5 Articles</h2> <p><a href="http://cashmoneylife.com/money-mistakes-married-couples-make/">Five Worst Money Mistakes Married Couples Make</a> &mdash; A huge mistake married couples make is enabiling each other's poor money choices. [Cash Money Life]</p> <p><a href="http://money.msn.com/frugal-living/post.aspx?_p=8d820229-6fe4-4c94-b447-b5a4068f85a7&amp;ref=bfv&amp;post=50dde5b7-89cf-4878-b336-00d0ec9ed156">Go to the movies for free</a> &mdash; Check out Gofobo in order to score free movie tickets! [MSN Money]</p> <p><a href="http://www.americanconsumernews.com/2012/03/how-to-rent-a-car-not-get-screwed.html">How to Rent a Car &amp; Not Get Screwed</a> &mdash; Don't rent a car and get screwed over. Be smart and ask for weekly rates and discounts. [American Consumer News]<a href="http://www.moneyfunk.net/finances/4-ways-buying-a-smartphone-can-save-you-money/"><br /> </a></p> <p><a href="http://almostfrugal.com/2012/03/02/save-buying-gifts-for-men/#utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+AlmostFrugal+%28almost+frugal%29">6 Ways to Save Money When Buying Gifts for a Man</a> &mdash; One of the best ways to save money when buying a gift for a guy? Just ask him what he wants! [Almost Frugal]</p> <p><a href="http://thejennypincher.com/3-productivity-apps-to-help-you-get-more-done/">3 Productivity Apps to Help you Get More Done</a> &mdash; Consider downloading NoteMaster on your phone in order to get more done. [The Jenny Pincher]<a href="http://money.cnn.com/2012/02/28/pf/taxes/tax_prep.moneymag/index.htm?section=money_pf&amp;utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+rss%2Fmoney_pf+%28Personal+Finance%29"><br /> </a></p> <h2>Other Essential Reading</h2> <p><a href="http://parentingsquad.com/how-to-choose-a-guardian-for-your-child">How to Choose a Guardian for Your Child</a> &mdash; When choosing a guardian for your child, be sure to take into consideration parenting styles and religion. [Parenting Squad]</p> <p><a href="http://www.savvysugar.com/Preparing-Night-Before-Work-22021616">Sleep In Longer On Workdays With These 4 Tips</a> &mdash; Get some extra sleep on workday mornings by picking an outfit before you go to bed. [SavvySugar]</p> <p><a href="http://www.gobankingrates.com/tax/hey-ladies-dont-miss-broke-boyfriend-tax-exemption/">Hey Ladies: Don't Miss Out on the Broke Boyfriend Tax Exemption</a> &mdash; Ladies, if your boyfriend lived with you for all of 2011 and didn't make more than $3,700, you may be able to use him as a tax deduction! [GoBankingRates.com]</p> <p><a href="http://www.moneyfunk.net/finances/4-ways-buying-a-smartphone-can-save-you-money/">4 Ways Buying a Smartphone Can Save You Money</a> &mdash; Need a good excuse for splurging on a smarphone? Using the GPS feature on a smartphone can save you money on separate GPS devices! [MoneyFunk]</p> <p><a href="http://money.cnn.com/2012/02/28/pf/taxes/tax_prep.moneymag/index.htm?section=money_pf&amp;utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+rss%2Fmoney_pf+%28Personal+Finance%29">5 tricky tax challenges</a> &mdash; Selling your home at a loss can be a major tax filing challenge because you can't take the loss as a deduction. [CNNMoney]</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-money-mistakes-married-couples-make">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-conversations-every-couple-should-have">5 Money Conversations Every Couple Should Have</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-to-keep-your-money-separated-after-marriage">5 Reasons to Keep Your Money Separated After Marriage</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-lifestyle-changes-that-will-always-pay-off">10 Lifestyle Changes That Will Always Pay Off</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-48-ways-to-master-the-art-of-decluttering-in-time-for-spring">Flashback Friday: 48 Ways to Master the Art of Decluttering in Time for Spring</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-new-things-to-do-today">25 New Things to Do Today</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips couples married Mistakes Tue, 06 Mar 2012 10:48:23 +0000 Ashley Jacobs 909754 at http://www.wisebread.com Best Money Tips: Frugal Dating Tips for New Couples http://www.wisebread.com/best-money-tips-frugal-dating-tips-for-new-couples <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-frugal-dating-tips-for-new-couples" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2772452526_9ebc7f3f1e_z-1.jpg" alt="Frugal Dating Tips For New Couples" title="Frugal Dating Tips For New Couples" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on frugal dating tips for new couples, ways to make extra money, and dealing with financial uncertainty.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.investinternals.com/2012/01/frugal-dating-tips-for-new-couples.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+investinternals+%28Money+Hacker+Blog%29">Frugal Dating Tips for New Couples</a> &mdash; As a new couple, save money on dates by cuddling up for a movie marathon. [Moneyhacker]</p> <p><a href="http://www.plantingdollars.com/personal-finance/101-ways-to-make-extra-money/">101 Ways to Make Extra Money</a> &mdash; Make some extra money by stuffing envelopes or being a caddy. [Planting Dollars]</p> <p><a href="http://20andengaged.com/tactics-for-dealing-with-financial-uncertainty">Tactics For Dealing With Financial Uncertainty</a> &mdash; When dealing with financial uncertainty, don't take on more debt. [20 and Engaged]</p> <p><a href="http://parentingsquad.com/six-things-you-didnt-know-you-knew-about-taxes">6 Things You Didn't Know You Knew About Taxes</a> &mdash; You already knew this, but keep things simple when you are doing your taxes. [Parenting Squad]</p> <p><a href="http://www.girlsjustwannahavefunds.com/work-from-home-2">5 Tips to Beat the Rat Race and Work From Home</a> &mdash; Want to beat the rat race and work from home? Make sure you are good at time management. [Girls Just Wanna Have Funds]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/How-Handle-Mistake-Work-21486059">A Step-By-Step Guide to Handling a Mistake at Work</a> &mdash; If you make a mistake at work, start by assessing the damage. [SavvySugar]</p> <p><a href="http://www.investopedia.com/financial-edge/0612/10-great-summer-jobs-for-teens.aspx">10 Great Summer Jobs for Teens</a> &mdash; One great summer job for high school students to consider is tutoring. [Investopedia]</p> <p><a href="http://www.practicalhacks.com/2012/01/25/skating-through-the-tsa-checkpoint-quickly/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+Practicalhacks+%28PracticalHacks%29">Skating Through the TSA Checkpoint &mdash; Quickly</a> &mdash; Get through TSA checkpoints quickly by wearing slip on shoes and having your pockets empty minus a skinny wallet, boarding pass, and cash. [Practical Hacks]</p> <p><a href="http://www.marcandangel.com/2012/01/29/20-things-to-start-doing-in-your-relationships/">20 Things to Start Doing in Your Relationships</a> &mdash; Start staying in better touch with people who matter to you. [Marc and Angel Hack Life]</p> <p><a href="http://www.moneyreasons.com/2012/01/grilled-cheese-sandwich-in-a-minute-or-less/">Grilled Cheese Sandwich in a Minute or Less</a> &mdash; Save time when making a grilled cheese sandwich by making it in the microwave as opposed to the stove. [Money Reasons]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/01/the-wealth-builder-carnival-2">The Wealth Builder Carnival</a> &mdash; Don't miss The Wealth Builder Carnival, featuring articles on building, preserving, and keeping enough wealth for a comfortable retirement.</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-frugal-dating-tips-for-new-couples">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-conversations-every-couple-should-have">5 Money Conversations Every Couple Should Have</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-should-you-actually-be-spending-on-a-date">How Much Should You Actually Be Spending on a Date?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-skills-that-will-be-obsolete-soon">9 Skills That Will Be Obsolete Soon</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-millennials-are-changing-marriage">4 Ways Millennials Are Changing Marriage</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-lust-is-keeping-you-poor">6 Ways Lust Is Keeping You Poor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips couples Dating new couples Tue, 31 Jan 2012 10:48:23 +0000 Ashley Jacobs 883017 at http://www.wisebread.com