football http://www.wisebread.com/taxonomy/term/15878/all en-US How One Man Used Credit Card Rewards to Go to the Last 11 Super Bowls http://www.wisebread.com/how-one-man-used-credit-card-rewards-to-go-to-the-last-11-super-bowls <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-one-man-used-credit-card-rewards-to-go-to-the-last-11-super-bowls" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/football_player_498545428.jpg" alt="Man using credit card rewards to go to the Super Bowl" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Millions of Americans use their rewards credit cards to earn frequent flyer miles, hotel rewards, or just a little extra cash back. But Artie Lange, business owner and New York Giants fan, goes for a more unusual reward. His credit card is his ticket to the Super Bowl. When this 50-year-old father of four arrives at Houston's NRG Stadium, it will be the 12th consecutive Super Bowl he's attended using just credit card rewards.</p> <h2>Rewards Get Him to the Game</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Artie%20and%20his%20son%20on%20the%20Field.jpg" width="454" height="605" alt="" /></p> <p>Lange's Super Bowl attendance began 22 years ago when he started cajoling some of the well-connected clients of his business, which builds and renovates custom homes, to give him tickets each year. &quot;When you're 29, it's easy to ask people for tickets,&quot; he remembers. But after a while, he could tell that his annual pleas were starting to wear thin.</p> <p>Then, Lange discovered the <a href="http://www.wisebread.com/nfl-extra-points-credit-card-review?ref=internal" target="_blank">NFL Extra Points credit card</a>, which allowed him to earn rewards for his spending that could be redeemed for cash back, or for a variety of exclusive NFL purchases, including Super Bowl tickets.</p> <p>With the NFL Extra Points card, you earn two points per dollar spent on all NFL and team purchases, and one point per dollar spent on everything else. You also get a 20% discount on all purchases from NFLShop.com, and special financing on all eligible NFL ticket purchases. New cardholders earn 10,000 bonus points after spending $500 on their card within 90 days of account opening. There is no annual fee for this card.</p> <p>Lange uses his NFL Extra Points card for all of his personal purchases and many of his business expenses as well. By November every year, he's ready to go. When tickets were released in 2016, they sold out within hours. Once again, Artie Lange was able to redeem his points and book his trip to the big game in February.</p> <h2>How Many Points Do You Need?</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Our%20Seats.jpg" width="605" height="454" alt="" /></p> <p>For Super Bowl LI, Barclaycard offered three different ticket packages, each with the option to add hotel accommodations. That's a valuable option, as getting a hotel reservation in the host city for Super Bowl weekend is not only expensive, it can be almost as hard as getting the game tickets themselves.</p> <p>The options for this year were:</p> <ul> <li>175,000 points for two upper-level tickets, or 325,000 points including three hotel nights.<br /> &nbsp;</li> <li>225,000 points for two mid-level tickets, or 375,000 points including three hotel nights.<br /> &nbsp;</li> <li>275,000 points for two premium-level tickets, or 425,000 points including three hotel nights.</li> </ul> <p>Furthermore, Barclaycard invites all cardholders to a welcome brunch featuring an NFL player. This year it will be former quarterback and nine-time Pro-Bowler Warren Moon.</p> <h2>Other Ways to Use NFL Extra Points Card Rewards</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Arties%20Son%20On%20The%20Field.JPG" width="453" height="605" alt="" /></p> <p>The NFL Extra Points program offers unique awards beyond just Super Bowl tickets. You can redeem points for tickets to regular season games, starting at 25,000 points for two tickets and even playoff games. There is also a variety of exclusive opportunities available to cardholders that vary by team, including sideline passes, tickets to the coach's press conference, and the chance to be in the tunnel as the teams exit the locker room.</p> <p>And during the Super Bowl, cardholders can redeem points to attend events such as opening night with the media, a VIP player meet and greet, and a private kicking clinic with legendary kicker and four-time Super Bowl champ Adam Vinatieri.</p> <h2>Super Bowl Memories Worth Every Point Spent</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Super%20Bowl%20L.jpg" width="454" height="605" alt="" /></p> <p>As a New York Giants fan, Lange's favorite game was Super Bowl XLII in 2008, when his underdog team emerged victorious in a spectacular finish against the previously unbeaten New England Patriots. He also has great memories of going with his wife, who's been to 12 Super Bowls, and his son, who will be attending his 10th this year.</p> <p>Then there was halftime at Super Bowl XXXVI on February 3, 2002. &quot;As a New Yorker, there was nothing more memorable than U2 singing while all the names of the victims of 9/11 scrolled in the background.&quot; Lange says. &quot;I had three friends that died in the towers, so that brought me to tears and is burned into my brain.&quot;</p> <p>On a happier note, he and his three daughters got to go on the field during halftime of Super Bowl XLVII in New Orleans in 2013, and watch Beyonce up close. As he recalls, &quot;The kids went crazy for that experience.&quot;</p> <p>Not everyone will be able to spend the amount needed on an NFL Extra Points card each year to join Artie Lange at the Super Bowl, but it's within reach for many small business owners. Others might save up their points over a few years for this once-in-a-lifetime experience, or just redeem fewer rewards points for a regular season game or other NFL experiences. But Lange's story proves that it's possible to use credit card rewards to attend the Super Bowl every year, and to bring home some incredible memories with it.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-one-man-used-credit-card-rewards-to-go-to-the-last-11-super-bowls&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%20One%20Man%20Used%20Credit%20Card%20Rewards%20to%20Go%20to%20the%20Last%2011%20Super%20Bowls.jpg&amp;description=How%20One%20Man%20Used%20Credit%20Card%20Rewards%20to%20Go%20to%20the%20Last%2011%20Super%20Bowls" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20One%20Man%20Used%20Credit%20Card%20Rewards%20to%20Go%20to%20the%20Last%2011%20Super%20Bowls.jpg" alt="How One Man Used Credit Card Rewards to Go to the Last 11 Super Bowls" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/how-one-man-used-credit-card-rewards-to-go-to-the-last-11-super-bowls">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards">6 Ways My Family Scores Free Travel With Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-sell-or-donate-your-airline-miles">6 Ways to Sell or Donate Your Airline Miles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">The Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-and-sell-airline-miles">How to Buy and Sell Airline Miles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles">The Best Credit Cards that Transfer Points to Airline Miles</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel airline miles churning football free travel rewards sports Super Bowl Mon, 30 Jan 2017 11:00:09 +0000 Jason Steele 1882260 at http://www.wisebread.com 8 Creative Ways to Make Money on Super Bowl Sunday http://www.wisebread.com/8-creative-ways-to-make-money-on-super-bowl-sunday <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-creative-ways-to-make-money-on-super-bowl-sunday" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-528278676.jpg" alt="make money this superbowl sunday" title="" class="imagecache imagecache-250w" width="250" height="143" /></a> </div> </div> </div> <p>I don't watch football, I don't like football &mdash; heck, I don't even know how to play football. And I won't apologize for it. So what will I do when the Big Game takes over the first Sunday of February? The best thing I know how &mdash; make money!</p> <p>Join me in exploring these options for lining my pockets with cash this Super Bowl Sunday. You can be all counterculture, too.</p> <h2>1. Provide a Party Setup Service<strong> </strong></h2> <p>While most people plan their own Super Bowl parties, there are some folks out there who'd rather hand over the reins to someone else. I know when I host parties, I'm beat by the time the festivities begin after cleaning and cooking all day. If you've got the skills to set up a memorable get together, advertise those skills locally on social media, the Nextdoor app, or Craigslist. Keep your rates affordable ($20 an hour or less; it's not like you're discovering a cancer vaccine) and factor in the cost of goods if the host doesn't already have things to decorate and set up.</p> <h2>2. Drive for Lyft or Uber<strong> </strong></h2> <p>I've been driving for Uber and Lyft sporadically for about six months, but I always make sure to get on the road during holidays and big events. You might not realize it, but days like Black Friday and Super Bowl Sunday are great opportunities to make more cash than usual because more people are out and about. And since Super Bowl Sunday goes hand-in-hand with drinking too much beer, you can expect that many revelers will need rides to and from their destinations that evening.</p> <h2>3. Tap Into Influencer Marketing Programs<strong> </strong></h2> <p>In addition to blogging about personal finance, I also run a media company wherein I provide PR services to some of my clients. Recently, this has included hiring social media influencers, mainly on Instagram, to wear my clients' products and post about them. The influencers get paid for their posts, and the brand reaches targeted demographics who may have never heard of their products before. For the Super Bowl, these kinds of opportunities exist as well (but not through me; please don't contact me). Kamiu Lee, vice president of business development and strategy at Bloglovin', a leading lifestyle and social discovery platform, explains.</p> <p>&quot;If you have a successful blog or a strong social media following, the Super Bowl is a perfect time to get involved with influencer marketing,&quot; she says. &quot;Brands that don't have that multimillion dollar ad budget still want to be a part of the biggest advertising event of the year, and in order to do so, they're looking to work with influencers who will help them reach their niche target audiences.&quot;</p> <p>Of course, you should have a decent-sized following of at least several thousand to be considered for these kinds of marketing programs.</p> <h2>4. Become a Freelance Delivery Person for a Day<strong> </strong></h2> <p>It should come as no surprise that Super Bowl Sunday is one of the biggest pizza delivery days of the year, along with Halloween, the day before Thanksgiving, New Year's Eve, and New Year's Day. While you won't get any work delivering pies for the likes of the big guys, there are still opportunities available &mdash; especially if you live in cities where third-party delivery services, like&nbsp;<a href="https://www.doordash.com/" target="_blank">DoorDash</a>, are popular.</p> <p>According to a DoorDash representative, Super Bowl Sunday is one of the busier days for delivery on the app.</p> <p>&quot;With orders for buffalo wings increasing by 500% and pizza deliveries by 300%, likely due to all the parties happening at people's homes, anyone can make several deliveries via DoorDash and still be home in time to catch the game,&quot; the company says.</p> <h2>5. Offer Child and Pet Sitting Services<strong> </strong></h2> <p>There are several ways to get in on the lucrative baby and pet sitting game.</p> <p>If you prefer child care, sites like <a href="https://www.urbansitter.com/" target="_blank">UrbanSitter</a>, <a href="https://www.care.com/child-care" target="_blank">Care.com</a>, and <a href="https://www.sittercity.com/" target="_blank">Sittercity</a> can help connect you with parents who'd like to be child-free while they whoop it up for their favorite team. Services like DogVacay and Rover.com, on the other hand, will match you with pet owners who need a helping hand during the game. Personally, I enjoy participating in the latter &mdash; I watch dogs from DogVacay frequently &mdash; and there's really nothing better than getting paid to play with puppies. Completely relaxing and satisfying.</p> <h2>6. Sell Your Winning Team Memorabilia After the Game<strong> </strong></h2> <p>Have special or signed memorabilia from members of the winning team lying around the house? Maximize your earnings by timing the sale of these items for the team's big win. List the memorabilia on eBay and see what you get. If it's a particularly amazing game, you might make out better than you anticipated.</p> <h2>7. Advertise Small-Scale Catering<strong> </strong></h2> <p>Like party planning, many party hosts don't want to deal with cooking all the gameday junk food if they don't have to. One alternative is to order everything in, which can get pricey &mdash; and the quality isn't always top-notch considering that takeout joints are pushing food out the door at warp speed that day.</p> <p>Another alternative, however, is to order food from a small-scale caterer &mdash; and that's where you come in. If you've got skills in the kitchen, offer to prepare a spread for a friend, coworker, or family member's party. Create a menu, prepare the food, deliver and set it up, and take care of cleanup afterward. This scenario lets you enjoy the game (at least a little bit) while making money doing something you love. Again, keep your rates reasonable and research the cost of all ingredients and materials (aluminum trays, etc.) before providing a quote; the idea is to make money, not spend money you don't even have.</p> <h2>8. Clean Homes Before or After the Festivities<strong> </strong></h2> <p>Since Super Bowl Sunday is not a national holiday &mdash; despite what many people might think &mdash; somebody's got to do that evening's or the next day's dirty work. If your schedule accommodates cleaning up after a Super Bowl party, post an ad on Craigslist or Nextdoor offering your services. If you live in a particularly festive area, you're likely to get a bite or two if you keep your prices affordable &mdash; say, no more than $20 an hour.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-creative-ways-to-make-money-on-super-bowl-sunday">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-make-money-doing-household-chores">4 Ways to Make Money Doing Household Chores</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft">How to Earn Extra Money Driving for Uber or Lyft</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-easy-ways-retirees-can-earn-extra-income">9 Easy Ways Retirees Can Earn Extra Income</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income advertising baby-sitting catering cleaning football lyft making money parties pet sitting sports Super Bowl Uber Wed, 25 Jan 2017 16:01:11 +0000 Mikey Rox 1877972 at http://www.wisebread.com 9 Things Football Teaches Us About Money http://www.wisebread.com/9-things-football-teaches-us-about-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-things-football-teaches-us-about-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/football_player_92992279.jpg" alt="Learning things that football teaches us about money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's the time of year when Saturday and Sunday afternoons are spent rooting for your favorites on the gridiron. American football is King in the fall, and it's common for us to channel the game into life lessons about grit, determination, and teamwork. But football can also teach us a thing or two about handling our money.</p> <p>What can football teach us about personal finance? Here are some key takeaways.</p> <h2>1. Have a Game Plan</h2> <p>A football coach doesn't just show up on Sunday and wing it. He's spent the season devising a system that will give his team the best chance of success. He's scouted his opponent, studied his own players' strengths and weaknesses, and mapped out an approach to victory. This can be applied to any sort of money matter, from tackling a massive pile of debt, to saving for a new home, to investing for retirement. Develop a plan first, then you'll give yourself a greater chance of success.</p> <h2>2. Mix Things Up</h2> <p>A successful football team isn't going to run the ball on every play. It can't pass the ball every time, either. The best teams have a diversified plan of attack, and don't rely too heavily on any one weapon. Your investment philosophy should be similar in nature. Don't rely too heavily on one stock or industry. Because when you rely on one thing, even if it's shown to be successful in the past, you'll eventually get burned. Diversify your portfolio, just like a coach diversifies his playbook.</p> <h2>3. Be Smartly Aggressive</h2> <p>In football, you need to do what it takes to get into the end zone. This means throwing the long pass downfield once in awhile, or even going for it on fourth down. You don't want to be reckless, but it's hard to win a football game if you don't take some risks. Your investment philosophy should reflect this approach. A young person looking to accumulate wealth for retirement should invest largely in stocks, not conservative bonds or cash. Yes, there's some risk involved, but also a lot of evidence to show that you'll come out ahead in the end. Because playing it safe will only get you so far.</p> <h2>4. Be More Conservative Near the Finish</h2> <p>A football team with a big lead can afford to be more cautious as the end of the game approaches. You'll see teams draw up more running plays to eat up the clock and decrease the chances of mistakes. With the clock winding down, it's all about protecting the lead you have rather than taking risks that might blow the game. When investing, think of retirement as the fourth quarter. Once you have a big nest egg saved, shift your investments to more conservative things like bonds or cash. This way, you'll be less likely to lose the wealth you've created for yourself.</p> <h2>5. Field Goals Are Okay</h2> <p>Football games aren't always won with a flurry of touchdowns. Often, it's the field goal kicker that wins the game. We all would like our teams to get seven points on every possession. But that's not realistic. Settling for three points is better than nothing, and can still put you in a position to win. In investing, it's wise to think of your stock portfolio as a field goal kicker, steadily putting points up on the board. Sure, you're going to want some touchdowns mixed in, but it's often the smaller, but more frequent scores that move you to where you want to be.</p> <h2>6. Limit Your Mistakes</h2> <p>It's impossible for a football team to play a perfect game, and it's common to overcome a fumble or interception and still win. But too many blunders will cost you the game. This is true when it comes to finances as well. Did you buy a bad stock that cost you some money? That's okay, just don't make the same mistake again. Did you accumulate some debt? Don't worry, you can get out of the hole if you make the right choices from here on out. Keep your bad decisions to a minimum, and you'll be alright.</p> <h2>7. Sometimes You Will Take a Beating</h2> <p>Finances, just like football, can be brutal. There will be days when your team gets trounced, and your stock portfolio may get pounded in similar fashion. It happens. The key is to get up and keep trying. Resilience and patience are big drivers of success in football, and this can easily be applied to investing, saving, and debt reduction.</p> <h2>8. You Can't Win in One Day</h2> <p>As much as pundits like to refer to certain football games as &quot;must-wins,&quot; the reality is that the NFL plays a 16-game season. Sure there are some games that are more important than others, but it normally doesn't make much sense to dwell on the results of any single game during the season. Likewise, it's silly to panic over one bad day in the stock market, or one bad piece of personal finance news. The only thing that matters is how you finish. If you take the long view and are generally making positive progress, then you'll end up okay, just like in football.</p> <h2>9. Nothing Is for Certain</h2> <p>Pro football is one of the few sports where player salaries are not guaranteed. Any player can be cut and out of a job at any time. A perennial Pro Bowler can lose his starting job to a rookie. This lack of certainty often rears its ugly head in matters of money, also. You may think you have enough money to cover an emergency, but you don't. You assume you'll get a 9% return on a stock, but you lose money instead. This is why it's crucial to live conservatively, plan well, and invest with a long time horizon in mind. Because just when you think you have things all figured out, life happens.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/9-things-football-teaches-us-about-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-financial-differences-between-millennials-and-the-next-generation">7 Financial Differences Between Millennials and the Next Generation</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-money-moves-to-make-the-moment-you-get-a-promotion">8 Money Moves to Make the Moment You Get a Promotion</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-biggest-lies-we-tell-ourselves-about-money">The 10 Biggest Lies We Tell Ourselves About Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-reasons-you-really-need-to-pay-yourself-first-seriously">7 Reasons You Really Need to Pay Yourself First (Seriously)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-your-emotions-costing-you-money-take-this-quiz">Are Your Emotions Costing You Money? Take This Quiz</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Frugal Living football investing lessons pigskin planning saving sports strategies Thu, 17 Nov 2016 09:00:09 +0000 Tim Lemke 1834560 at http://www.wisebread.com 10 Ways that Football Season Can Blitz Your Finances http://www.wisebread.com/10-ways-that-football-season-can-blitz-your-finances <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-ways-that-football-season-can-blitz-your-finances" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/men-watching-football-74583673-small.jpg" alt="men watching football" title="men watching football" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Being a football fan is all fun and games &mdash; until it starts making you broke. Cut the financial damage off at the pass by recognizing 10 money traps that the gridiron holds. (See also: <a href="http://www.wisebread.com/how-everyone-can-cut-cable-and-still-watch-what-they-love-even-sportsfans?ref=seealso">How Everyone Can Cut the Cable &mdash; Even Sports Fans</a>)</p> <h2>1. Fantasy Football Buy-Ins</h2> <p>If you're into playing fantasy football, you're probably familiar with the league buy-ins and fees that go towards a winner's prize at the end of the year. Although the cost is often low, it can fall anywhere between a few dollars to several hundred. Should you decide to join several leagues, that could really start to add up and cost you a big down payment. Not to mention, the odds of winning that money back are fairly poor. Try to limit yourself to just one league, or join a few leagues that don't require a buy-in.</p> <h2>2. Over-Priced Out-of-Market Games on TV</h2> <p>Satellite and cable companies will provide programs that allow you to <a href="http://www.nfl.com/nflsundayticket?ref=seealso">watch out-of-market football games</a> at an extra cost. Unfortunately, that cost is usually pretty high. In addition to your regular bill, you'll pay several hundred dollars for packages that allow you to watch out of market games. A good compromise is to settle for the games that are shown on prime time (Sunday and Monday nights), as well as the games that make it onto your local stations.</p> <h2>3. Junk Food</h2> <p>Hosting friends and family on a weekend where there's even the possibility that football will be on often carries with it the expectation of some kind of junk food or snacks available during the game. Avoiding this responsibility could save you a lot of money, so if you do host a watch party, try and cook ahead of time, perhaps by throwing together <a href="http://www.wisebread.com/25-great-cheap-and-easy-crock-pot-recipes">Crock-Pot</a> or <a href="http://www.wisebread.com/10-terrific-freeze-ahead-casserole-recipes">freeze-ahead meal</a>, which are cheaper than snacks and will satisfy people's hunger during the game.</p> <h2>4. Impulse Buy Fan Gear and Memorabilia</h2> <p>It's always tempting to christen the new football season with a shiny new jersey or fancy piece of memorabilia for the TV room. If you have the extra money, it's not necessarily a deal-breaker, but I'd be willing to bet that most people haven't &quot;budgeted&quot; for a new football jersey. The best alternative is to abstain and wait until after the season is over when apparel and memorabilia will be a lot cheaper.</p> <h2>5. A Shiny New TV</h2> <p>Most major retailers will have huge promotions on TVs right around the time football season is starting, which does create the optimal buying time but tends to lure those who don't need a TV as much as those that do. Only buy a TV if you need one and don't let football season be the deciding factor when you make that call.</p> <h2>6. Alcohol</h2> <p>Of all the things on this list, alcohol might have the most power to separate you from your money because of its price, regular consumption, and easy access. Most people will just run to a gas station to pick up a case or two of beer because it's convenient. But that'll cost you. Instead, plan ahead and buy a more economical case at Costco or another bulk retailer. If you buy in bulk, it'll last longer and you'll pay much less per beer than you would almost anywhere else.</p> <h2>7. Tickets and Game Attendance (Gas, Food and Drink Costs)</h2> <p>The tickets themselves expensive, but then add in the parking at the stadium and over-priced drinks and food and it all adds up quickly, even if you just go to a few games. Think of attending games as a rare treat, as in once a year or every other year. Otherwise, you're better off to enjoy the games in the comfort of your own home.</p> <h2>8. Distractions at Work</h2> <p>Although they aren't likely to cost someone working hourly (unless you get fired because of low productivity), being distracted by checking your fantasy team, scores, or highlights while you could or should be working can cost those who get paid by work output. While there's no easy solution aside from consistent self-discipline, you can set your own computer and smartphone policies by committing to stay off the &quot;football grid&quot; during work hours.</p> <h2>9. Miscellaneous Betting</h2> <p>There is a lot of money going around in the world of NFL betting, but most who bet are more likely to lose money than come away with a profit. In almost all cases, the more frugal decision is to avoid getting into this habit completely. A good alternative is to stick to smaller bets among friends, perhaps by betting items you already own or paying for a lunch out.</p> <h2>10. Living Room Remodeling and Accessorizing</h2> <p>Much in the same way that many football fans are tempted to buy a new TV at the beginning of the season, a number of them will also use it as an excuse to spend money on their living room, man cave or whatever part of the house they'll be watching the games in. If you want to spiff up a room for football season, look for some <a href="http://www.wisebread.com/7-cheap-home-decorating-projects-that-look-amazing">frugal home decor ideas</a> instead of going out and buying new things that you might not need.</p> <h2>Be a Responsible Football Fan</h2> <p>Football season is a lot of fun and we shouldn't feel guilty for enjoying it or even spending money on it. Just make certain that you're not sacrificing too much of what you earn for something that isn't really going to give anything back to you. In other words, football season expenses should always be limited and should always be in the &quot;entertainment&quot; category of our budgets.</p> <p><em>What do you find to be the most consuming and expensive aspect of football season? How do you cut down the costs? Let us know in comments below!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/10-ways-that-football-season-can-blitz-your-finances">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-watch-sports-without-cable-tv">How to Watch Sports Without Cable TV</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cutting-the-cable-cord-has-more-than-financial-benefits">Cutting the Cable Cord Has More Than Financial Benefits</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-great-apps-for-book-lovers">11 Great Apps for Book Lovers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/so-you-caught-a-world-series-home-run-whats-it-worth">So You Caught a World Series Home Run — What&#039;s It Worth?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/18-awesome-things-you-can-do-this-weekend-for-under-10">18 Awesome Things You Can Do This Weekend for Under $10</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment betting entertainment football sports Thu, 23 Oct 2014 17:00:06 +0000 Mikey Rox 1241338 at http://www.wisebread.com Ask the Readers: Do You Go to Sporting Events? http://www.wisebread.com/ask-the-readers-do-you-go-to-sporting-events <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-do-you-go-to-sporting-events" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5034173757_cc862a8768_z-1.jpg" alt="Do You Go To Sporting Events?" title="Do You Go To Sporting Events?" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to </em><a href="http://www.wisebread.com/ask-the-readers-do-you-go-to-sporting-events#comment-533652"><em>Kelly</em></a><em>, </em><a href="http://www.wisebread.com/ask-the-readers-do-you-go-to-sporting-events#comment-533762"><em>Jennifer</em></a><em>, and&nbsp;</em><a href="http://www.wisebread.com/ask-the-readers-do-you-go-to-sporting-events#comment-533838"><em>Finance Advice for Young Professionals</em></a><em> for winning this week's contest!</em></p> <p>Most people are a fan of at least one sport or team. Whether it's your college football team or your favorite NBA team, chances are you watch your team play from time to time. You may even splurge and attend sporting events every once in awhile! However, the cost of attending games may deter you from buying tickets.</p> <p><b>Do you go to sporting events?</b><span style="font-weight:normal">&nbsp;If so, how do you save on tickets? Do you use eBay? Craigslist? Ticketmaster? Or do you opt to stay in to watch the big game?&nbsp;</span></p> <p>Tell us if you go to sporting events and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; one for random comments, one for random Facebook &quot;Likes&quot;, and another one for random tweets.</p> <h3>Mandatory Entry:&nbsp;</h3> <ul> <li>Post your answer in the comments below&nbsp;</li> </ul> <h3>For extra entries (1 per action):</h3> <ul> <li>Go to our <a href="http://www.facebook.com/pages/Wise-Bread/26830741467?ref=ts">Facebook page</a>, &quot;Like&quot; us, and leave a comment on this article telling us you did, or</li> <li><a href="http://www.twitter.com/">Tweet</a> your answer. You have to be a follower of our <a href="http://twitter.com/wisebread">@wisebread account</a>. Include both &quot;@wisebread&quot; and &quot;#WBAsk&quot; in your tweet so we'll see it and count it. Leave a link to your tweet (click the timestamp for the individual URL) in a separate comment.</li> </ul> <p><strong>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</strong></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, May 14th at 11:59 pm Pacific. Winners will be announced after May 14th on the original post. Winners will also be contacted via email.</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us if you go to sporting events and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-do-you-go-to-sporting-events">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-does-corporate-social-responsibility-mean-to-you">Ask the Readers $200 Giveaway: What Does Corporate Social Responsibility Mean to You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-would-you-relocate-for-the-perfect-job-chance-to-win">Ask the Readers: Would You Relocate for the Perfect Job? (Chance to win!)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-do-you-care-for-your-pet-affordably">Ask the Readers: How Do You Care For Your Pet Affordably?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-watch-sports-without-cable-tv">How to Watch Sports Without Cable TV</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers baseball basketball football hockey sporting events sports Tue, 08 May 2012 10:36:08 +0000 Ashley Jacobs 927591 at http://www.wisebread.com