napping http://www.wisebread.com/taxonomy/term/16584/all en-US 4 New Year's Resolutions Your Pet Wants You to Make http://www.wisebread.com/4-new-years-resolutions-your-pet-wants-you-to-make <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-new-years-resolutions-your-pet-wants-you-to-make" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_dog_pet_499423418.jpg" alt="Woman making New Year&#039;s resolutions her pet wants" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Making New Year's resolutions feels great, but let's face it &mdash; we are terrible at it. According to research by a University of Scranton, Journal of Clinical Psychology study, only 8% of people who make New Year's resolutions <a href="http://www.statisticbrain.com/new-years-resolution-statistics/">actually achieve their goals</a>. If you're like most people, your plans to go to the gym four times a week, stop wasting time on Facebook, and organize your entire home are probably going to fizzle before the end of January.</p> <p>But there is someone in your life who can help you create achievable New Year's resolutions: your pet. What Fido and Fluffy want from you in 2017 are actually things that will help to make <em>your </em>life better. So forget the usual resolutions this year, and make some resolutions that will make your pet (and you!) happy:</p> <h2>1. Go On a Daily 30-Minute Walk</h2> <p>You know that Rover loves going on walks with you, but some days, it's all you can do to walk him around the block to his favorite fire hydrant. Especially in the winter, it can be very easy to hustle through a quick walk in the cold and head back inside to your laptop and Netflix.</p> <p>But your pooch loves the daily exercise and stimulation that a long walk can offer &mdash; even in cold weather &mdash; and he's not able to understand your enthusiasm for binge-watching The Crown. A nice long walk is just what he wants, even when you want to curl up with a hot chocolate.</p> <p>Of course, a daily 30-minute walk is literally just what the doctor ordered for <em>you</em>, too. Not only does a daily walk help you maintain (or lose) weight, but such moderate exercise helps to prevent and <a href="https://www.washingtonpost.com/lifestyle/wellness/the-many-benefits-of-walking-30-minutes-a-day/2015/10/19/cf12c938-71e1-11e5-9cbb-790369643cf9_story.html?utm_term=.fdbd86286857">reduce the severity of chronic diseases</a> like high blood pressure and diabetes. In addition, the exercise and the time outside can both help to improve your mood.</p> <p>Rather than making a resolution to become a gym rat &mdash; and plunking down the gym's hefty joiner's fee and monthly membership fee &mdash; resolve to take Rover for a long walk every day, no matter the weather. You'll both be happier for it.</p> <h2>2. Take More Naps</h2> <p>Mittens may act aloof, but there is something she wishes you'd do more of: nap with her. Cats are notorious nappers (and cuddlers), and there is nothing more satisfying than taking a snooze with a purring kitty perched on your belly.</p> <p>Of course, such naps are going to do more than just make your cat happy. They will also improve your health, your mood, and your level of self-control. According to a 2011 study by the Center for Disease Control, an estimated 50 to 70 million Americans are <a href="https://www.cdc.gov/mmwr/PDF/wk/mm6008.pdf">suffering from sleep deprivation</a>. And being sleep deprived means that you are more vulnerable to chronic illnesses and more irritable, not to mention too mentally exhausted to avoid procrastination.</p> <p>So this year, commit to curling up with your cat and catching 40 winks a couple of times a week. She'll love the closeness, and you'll reap the benefits of being well-rested.</p> <h2>3. Do Less</h2> <p>Having a full social calendar can be tough on your pets. They miss you terribly when you go out in the evening, especially if you are already working long hours. They would love nothing more than to have you home and available for tug-of-war, fetch, or belly rubs most nights.</p> <p>It turns out that having a wall-to-wall schedule of events in your life isn't so great for you, either. According to Eldar Shafir and Sendhil Mullainathan, authors of the book <a href="http://amzn.to/2i7M5VV">Scarcity: The New Science of Having Less and How It Defines Our Lives</a>, you're likely to make bad decisions if you have too little free time. Here's why: Managing your time is something like packing a suitcase. If you have an empty suitcase (or an empty schedule), it's easy to add something new. But if your suitcase or schedule is full, then you have to decide what to remove in order to add a new commitment, and that can be stressful.</p> <p>The commitments that are most likely to come out of the &quot;time suitcase&quot; are the ones that don't feel urgent &mdash; like your commitment to spend time with your pets. But not only does spending time with your four-footed friends make them happier, it is also a great way to relieve your own stress. It is well documented that interaction with animals reduces tension and improves mood.</p> <p>That's not to say that you should completely clear your social calendar so you can spend every moment with Buddy and Boots. But if you resolve to do less in 2017, you can take the time to determine whether you really want to say yes to the invitations that come your way. Then you'll only agree to the ones that you really want to do &mdash; and make yourself and your pets happier.</p> <h2>4. Clean More</h2> <p>Bandit can't get on his favorite spot on the sofa because the laundry basket is in the way. Cleo's litter box has gotten so ripe she's leaving &quot;gifts&quot; on the floor beside it. They may not be able to tell you in words (although your cat's method of protest can be pretty eloquent), but your pets would love it if your house were a little cleaner.</p> <p>Tidying up would also offer a big benefit to you. According to Sherrie Bourg Carter, writing for Psychology Today, &quot;Messy homes and work spaces <a href="https://www.psychologytoday.com/blog/high-octane-women/201203/why-mess-causes-stress-8-reasons-8-remedies">leave us feeling anxious</a>, helpless, and overwhelmed.&quot; Those piles of clothes and papers overwhelm our senses and make it difficult to truly relax. That can affect everything from your mood to your ability to sleep well at night.</p> <p>Getting on a cleaning routine this year will not only help your pets to feel comfortable in your home, but it will help you feel better, too. And knowing that you can have unexpected guests drop by without worrying about the pet hair tumbleweed in the living room or the freshness of the litter box is an incredibly freeing sensation.</p> <h2>Listen to Your Pets</h2> <p>Resolutions are often grand promises to ourselves, but making small promises to our pets will actually lead to a better, healthier, and happier year. For 2017, resolve to get more purring and tail wagging from your pets, and you'll also reap the rewards for yourself.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/4-new-years-resolutions-your-pet-wants-you-to-make">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-fit-while-hanging-out-with-animals">8 Ways to Get Fit While Hanging Out With Animals</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-get-fit-with-your-dog">7 Ways to Get Fit With Your Dog</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/walk-walk-walk-walk-walk">Walk, walk, walk, walk, walk</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-keep-anxiety-from-ruining-your-budget">5 Ways to Keep Anxiety From Ruining Your Budget</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Home Lifestyle cleaning disease reduction exercise getting outside napping New Year's pets relaxing resolutions walking Mon, 26 Dec 2016 11:00:07 +0000 Emily Guy Birken 1860477 at http://www.wisebread.com Best Money Tips: The Definitive Guide to Napping http://www.wisebread.com/best-money-tips-the-definitive-guide-to-napping <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-definitive-guide-to-napping" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_napping_outside_000011751267.jpg" alt="Woman using definitive guide to napping" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the best ways to nap, over 50 ways to make extra money this summer, and what you can do about chronic procrastination.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.marksdailyapple.com/the-definitive-guide-to-napping">The Definitive Guide to Napping</a> &mdash; A 60-minute power nap can boost alertness and performance for up to 10 hours! [Mark's Daily Apple]</p> <p><a href="http://www.frugalrules.com/make-extra-money-summer/">51 Great Ways to Make Extra Money This Summer</a> &mdash; Take advantage of the summer wedding season by offering your services as a DJ, clean-up crew, or photographer. [Frugal Rules]</p> <p><a href="http://www.popsugar.com/smart-living/How-Stop-Chronic-Procrastination-21784767">What You Never Knew About Procrastination and How to Cure It</a> &mdash; If you're a chronic procrastinator, you can set up a reward system to push yourself to do something you dread. [PopSugar Smart Living]</p> <p><a href="http://www.mydollarplan.com/5-quick-tips-for-moving-out-on-your-own/">5 Quick Tips for Moving Out on Your Own</a> &mdash; When you live on your own, it's easy to get into the routine of just going to work and running errands. Go out, have fun, and get to know your new community! [My Dollar Plan]</p> <p><a href="http://www.cheapism.com/blog/3652/natural-bug-repellent">How to Repel Bugs Naturally (and Cheaply)</a> &mdash; To keep mosquitoes away, consume garlic, apple cider vinegar, and vitamin B1, but stay away from foods with a lot of salt and potassium. [Cheapism]</p> <h2>Other Essential Reading</h2> <p><a href="http://commoncentsmom.com/2015/06/the-5-best-things-to-buy-at-thrift-stores/">The 5 Best Things To Buy At Thrift Stores</a> &mdash; Thrift stores are great for games and puzzles. Look for classics like Monopoly, Scrabble, Sorry, or Mousetrap &mdash; they're usually only $2-$6.&nbsp;[Common Cents Mom]</p> <p><a href="http://www.yoursmartmoneymoves.com/2015/06/16/4-money-moves-to-make-when-you-turn-40/">4 Money Moves To Make When You Turn 40</a> &mdash; Revisit your life insurance policy. Do you need to give it a boost? Convert the term insurance to permanent life insurance? [Your Smart Money Moves]</p> <p><a href="http://parentingsquad.com/awesome-books-for-fun-with-dad-on-fathers-day">Awesome Books for Fun With Dad on Father's Day</a> &mdash; &quot;Made With Dad&quot; shows you and your kids how to make 50 fun toys with regular household items. [Parenting Squad]</p> <p><a href="http://www.bargaineering.com/articles/music-festivals-cheap.html">Summer music festivals on the cheap</a> &mdash; Big music festivals are quite the experience, but they can easily break your budget if you aren't careful. Odds are, your favorite music acts play at smaller (less expensive) fests, too! [Bargaineering]</p> <p><a href="http://www.listenmoneymatters.com/dont-blow-your-budget-on-vacation/">Don&rsquo;t Blow Your Budget On Vacation</a> &mdash; Save money on food and experiences by living like a local. [Listen Money Matters]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-the-definitive-guide-to-napping">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-scientists-say-you-should-be-committing-the-7-deadly-sins">Why Scientists Say You Should Be Committing the 7 Deadly Sins</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-safest-cities-in-america-from-natural-disasters">10 Safest Cities in America from Natural Disasters</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know">17 Things Car Salesmen Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-launder-money">How to Launder Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-cheap-and-easy-formulas-for-homemade-windshield-de-icer-plus-bonus-tips">3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks best money tips napping Fri, 19 Jun 2015 19:00:17 +0000 Amy Lu 1463237 at http://www.wisebread.com Why Scientists Say You Should Be Committing the 7 Deadly Sins http://www.wisebread.com/why-scientists-say-you-should-be-committing-the-7-deadly-sins <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/why-scientists-say-you-should-be-committing-the-7-deadly-sins" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_sins_000034919106.jpg" alt="Happy couple committing seven deadly sins because science says so" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Sinning ain't what it used to be. Past societies considered many things to be sinful that we would let slide or even celebrate today. And if one were to take every line in the Bible as law, you would never get a tattoo, gossip, or wear a goatee.</p> <p>But could the big baddies &mdash; the Seven Deadly Sins &mdash; ever be considered good for you? Turns out in one way or another, science supports some version of all of them.</p> <h2>1. Pride</h2> <p>Pride's developed a bad rep in years past, but nowadays we're always being told we should have pride in ourselves, our school team, and even our ethnicity. So which is it?</p> <p>Apparently both, according to laboratory research by psychologists Jessica Tracy and Richard Robins, who isolated two distinct forms of price: hubris (bad) and &quot;authentic pride&quot; (good). People who exhibit authentic pride value hard work and tend to be engaged with life. And did you know that Mark Zuckerberg started Facebook to <a href="http://www.scientificamerican.com/article/pride-it-brings-out-the-best-and-worst-in-humans/">boost his pride</a>?</p> <h2>2. Greed</h2> <p>&quot;Greed is healthy,&quot; alpha trader (and later convicted felon and Gordon Gekko inspiration) Ivan Boesky famously told UC Berkeley grads. But is it really?</p> <p>Greed is an easy sin to condemn, in part because it's so easy to hate people who have taken more than their share. Look up Forbes' list of billionaires and ask yourself how fond you feel of each of those individuals. Any of the super rich who are well liked probably get their following from donating large portions of their wealth &mdash; an apparent <em>lack</em> of greed.</p> <p>But let's be honest: We're biologically programmed to go out and get what we need. &quot;Greed is what gets you and me out of our beds and off to work. It's what keeps us out of debt and saving for our retirement,&quot; <a href="http://wealthpilgrim.com/is-greed-good/">certified financial planner</a> Neal Frankle wrote.</p> <p>Greed is almost always good for the individual that feels it, but it could be bad for the individual's society, writes Washington State University communications professor Richard F. Taflinger. But laws that constrain individual greed too much could also be harmful, because people whose greed isn't rewarded can lose the will to work. Look at all the failed communes out there.</p> <p>&quot;Unrestrained greed is detrimental to society; unrestrained disapproval of greed is detrimental to society. People attempt to find a balance between biological imperative and social necessity,&quot; Taflinger writes.</p> <h2>3. Envy</h2> <p>Marcia Reynolds, Psy.D. and author of <a href="http://www.amazon.com/gp/product/1605093513/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1605093513&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=TLF3PCEGVBVPC4T2">Wander Woman: How High-Achieving Women Find Contentment and Direction</a>, counsels that we can harness feelings of envy or jealousy to push us forward in our careers.</p> <p>&quot;Envy can open up doors you never saw or were afraid to walk through before. Jealousy can lead you to treasure things and people you might have taken for granted,&quot; Reynolds writes in <a href="https://www.psychologytoday.com/blog/wander-woman/201103/envy-can-be-good-you">Psychology Today</a>.</p> <p>For instance, if you find yourself feeling envious of a colleague who won an award for something you also do, ask yourself what you can learn from your colleague's success? What is she doing that you're not?</p> <h2>4. Wrath</h2> <p>Carnegie Mellon psychologist Jennifer Lerner studied anger by forcing test subjects to count backwards by sevens on camera, and making them start over every time they goofed. People who exhibited fear showed higher biological signs of stress than <a href="http://www.wisebread.com/13-bad-habits-that-are-actually-good-for-you">people who showed anger</a>. And as any woman who has given birth probably knows, another sign of wrath, letting loose a few expletives, is <a href="http://www.scientificamerican.com/article/why-do-we-swear/">clinically proven to relieve pain</a>.</p> <p>So shout, shout, get it all out. It's healthy!</p> <h2>5. Lust</h2> <p>You might have already heard that <a href="http://www.wisebread.com/sex-drugs-rock-n-roll-and-other-surprisingly-healthy-activities">sex is good for you</a> when you're in a committed relationship; it's aerobic, reduces stress, and so forth. But that's boring old &quot;in a relationship&quot; sex. What about <em>lusty</em> sex? As in, outside a relationship sex?</p> <p>Turns out that how hooking up affects people's wellbeing depends on their motivation for hooking up. According to New York University and Cornell researchers, undergrads who &quot;slept around&quot; actually <a href="http://www.huffingtonpost.com/2014/06/24/casual-sex-study_n_5522421.html">felt better after sex</a> &mdash; as long as they were hooking up for positive reasons like the fun of it. If they were engaging in revenge sex or had been pressured into the act, the emotional consequences were negative.</p> <h2>6. Gluttony</h2> <p>In the history of mankind, stuffing as much as we could down our gullets was surely the way to go.</p> <p>&quot;Binging was probably useful in our evolutionary past, when food was scarce and our ancestors needed to eat as much as possible after they came across a berry patch or brought down a fresh kill on the hunt,&quot; writes Karen Schrock Simring in &quot;<a href="https://ntp.neuroscience.wisc.edu/documents/Briand_Baldo_Article_for_website.pdf">Accidental Gluttons</a>&quot; for Scientific American.</p> <p>But now that an era of plenty has exposed residents of the world's wealthy nations to the dangers of obesity and diabetes? We can only say that scientists would advise you to be a glutton for the right foods. If you're going to indulge, at least <a href="http://www.wisebread.com/10-indulgent-desserts-that-are-actually-good-for-you">indulge in some nutrients</a> you might otherwise be lacking.</p> <h2>7. Sloth</h2> <p>Do coworkers give you the evil eye because you take a break for a personal phone call, or a nap on the lobby couch mid-afternoon? You might need to find a lower-profile place to nap, but don't stop taking breaks.</p> <p>A study from the journal Cognition showed that taking even the briefest of breaks can <a href="http://www.sciencedaily.com/releases/2011/02/110208131529.htm">improve your performance</a> on tasks, meaning that when you look like you're slacking, you're probably gearing up to outperform your nose-to-the-grindstone co-workers.</p> <p>The <a href="http://sleepfoundation.org/sleep-topics/napping?page=0%2C1">benefits of naps</a> are well documented. The National Sleep Foundation acknowledges that nappers may be burdened with the <a href="http://www.wisebread.com/5-reasons-why-science-says-its-okay-to-be-lazy">stigma of being lazy</a> or having low standards, but asserts that if we get past that, many of us &mdash; especially shift workers and long-distance drivers &mdash; can really benefit from a 10-minute nap now and then.</p> <p><em>Do you regularly run afoul of these sins? For good or ill?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/why-scientists-say-you-should-be-committing-the-7-deadly-sins">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-42-ways-the-7-deadly-sins-are-keeping-you-poor">Flashback Friday: 42 Ways the 7 Deadly Sins Are Keeping You Poor</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-seven-deadly-sins-of-consumerism-and-the-frugal-redemption">The seven deadly sins of consumerism (and the frugal redemption).</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-envy-is-keeping-you-poor">6 Ways Envy Is Keeping You Poor</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-pride-is-keeping-you-poor">7 Ways Pride Is Keeping You Poor</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-greed-is-keeping-you-poor">6 Ways Greed Is Keeping You Poor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks eating greed jealousy lust napping pride seven deadly sins sinning Thu, 16 Apr 2015 13:00:10 +0000 Carrie Kirby 1386090 at http://www.wisebread.com Best Money Tips: The Science of the Perfect Nap http://www.wisebread.com/best-money-tips-the-science-of-the-perfect-nap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-science-of-the-perfect-nap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/6051846102_7f313d99c6_z-1.jpg" alt="The Science of the Perfect Nap" title="The Science of the Perfect Nap" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on the science of the perfect nap, places not to use a debit card, and tax-saving deductions.</p> <h2>Top 5 Articles</h2> <p><a href="http://lifehacker.com/5950732/the-science-of-the-perfect-nap">The Science of the Perfect Nap</a> &mdash; Want to take the perfect nap? Start by finding a quiet, dark place. [Lifehacker]</p> <p><a href="http://blog.themillionairenurse.com/2012/10/11/4-places-not-to-use-a-debit-card-ever/">4 Places Not to Use a Debit Card-Ever</a> &mdash; Don't use a debit card at gas stations. [The Millionaire Nurse Blog]</p> <p><a href="http://dontmesswithtaxes.typepad.com/dont_mess_with_taxes/2012/10/dont-overlook-these-tax-breaks.html">5 tax-saving deductions &amp; credits</a> &mdash; Make sure you take advantage of job related moving expense tax deductions. [Don't Mess With Taxes]</p> <p><a href="http://www.fivecentnickel.com/2012/10/10/handling-a-financial-windfall/">Handling a Financial Windfall</a> &mdash; If you ever get a financial windfall, deploy it gradually. [Five Cent Nickel]</p> <p><a href="http://www.freemoneyfinance.com/2012/10/how-much-should-i-save-toward-retirement-if-im-starting-late.html">How Much Should I Save Toward Retirement If I'm Starting Late?</a> &mdash; When saving for retirement, it is a good idea to save 15% of your take home pay every year. [Free Money Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moolanomy.com/6279/the-cost-of-buying-and-selling-a-home/">The Cost of Buying and Selling a Home</a> &mdash; Are you thinking about buying or selling a home? Don't forget to factor in transaction costs. [Moolanomy]</p> <p><a href="http://beingfrugal.net/4-tips-to-help-you-avoid-fast-food-drive-thru/">4 Tips to Help You Avoid Fast Food Drive-Thru</a> &mdash; If you want to avoid the drive-thru, cook ahead of time. [BeingFrugal.net]</p> <p><a href="http://www.goodfinancialcents.com/winning-the-lottery-tips/">5 Strategies for Winning the Lottery</a> &mdash; The number one way to win the lottery is to not play it in the first place. [Good Financial Cents]</p> <p><a href="http://www.savvysugar.com/Sites-Apps-Last-Minute-Travel-25369238">5 Tech Tools For Stress-Free, Last-Minute Travel</a> &mdash; Save money on last-minute travel by checking out AwardWallet. [SavvySugar]</p> <p><a href="http://parentingsquad.com/rock-the-vote-5-election-year-activities">Rock the Vote: 5 Election Year Activities</a> &mdash; When election day rolls around, take your kids to the polls with you. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-the-science-of-the-perfect-nap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-gifts-for-the-person-who-needs-a-nap">9 Frugal Gifts for the Person Who Needs a Nap</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/change-your-life-by-changing-your-bedtime-routine">Change Your Life by Changing Your Bedtime Routine</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-to-keep-you-sane-on-a-plane">6 Things to Keep You Sane on a Plane</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/get-enough-sleep">Get enough sleep</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-worst-time-of-day-to-do-everything">The WORST Time of Day to Do Everything</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips best money tips nap napping sleep Fri, 12 Oct 2012 10:00:00 +0000 Ashley Jacobs 955068 at http://www.wisebread.com