hacks http://www.wisebread.com/taxonomy/term/1714/all en-US 8 Money-Saving Hacks Every College Student Should Try http://www.wisebread.com/8-money-saving-hacks-every-college-student-should-try <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-money-saving-hacks-every-college-student-should-try" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/college_students_happy_87827713.jpg" alt="College students learning money-saving hacks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Don't let the costs of college loom over your head. Use these seven financial hacks to cruise through college and save thousands off your overall experience.</p> <h2>1. Rent Your Textbook Through Amazon</h2> <p>No need to buy every textbook, especially with <a href="https://www.amazon.com/Rent-Textbooks/b?ie=UTF8&amp;node=5657188011">Amazon's rental textbook program</a>. My sister rents all of her textbooks through Amazon and saves $50&ndash;$100 off each book. For example, she rented <em>Multicultural Education in a Pluralistic Society</em> (9th Edition) for a recent class for $37.45. The new price of the book is $138.47 and the used price is $67.48. Amazon Prime covered shipping costs.</p> <h2>2. Research Book Costs Before Enrolling</h2> <p>When you first start taking college classes, you will have more flexibility over which classes you can choose, especially when you need to fulfill the GE requirement of your degree. Choose your class based on textbook and material fee cost, if possible. I signed up for a psychology class in my freshman year, but the textbook was written by the teacher and would cost $190. Since there was not a way find the book used, I dropped the class within the acceptable time period and took another class that fulfilled the requirement and had $20&ndash;$30 in book costs.</p> <p>Often you can borrow the textbook from the university library. At my school, the recent edition textbooks were only lent out for in-library use for an hour, but that was usually enough time to finish my work.</p> <p>See also:&nbsp;<a href="http://www.wisebread.com/8-part-time-jobs-that-offer-college-benefits?ref=seealso">8 Part-Time Jobs That Offer College Benefits</a></p> <h2>3. Piggyback Your Degree With Community College Courses</h2> <p>I graduated debt-free, and one of the major things that helped me do that was the abundance of community college courses I was able to take. My university allowed 70 community college transfer units. With the help of online classes, I was able to enroll in two local community colleges that increased the type of classes that I could transfer to my degree.</p> <p>I simply looked up agreements between my university and my two local community colleges and took as many classes as possible. One semester, I was enrolled and taking classes at three colleges at once. This also allowed me to take more than 18 units, which allowed me to finish my degree in three years, instead of four. All of this saved me five semesters at my university, which means I saved roughly $20,000.</p> <h2>5. Test Out of Classes</h2> <p>Research the possibility of testing out of some college classes. This can help you avoid boring and costly introduction classes that you already are knowledgeable in. The&nbsp;<a href="https://clep.collegeboard.org/">College-Level Examination Program (CLEP)</a> is accepted by over 2,900 colleges. The CLEP site allows you to search which colleges allow which test, though you will have to find out the maximum amount of credit your university allows through CLEP. The test costs $80, but military personnel may be eligible to receive funding for the cost of CLEP exams.</p> <h2>6. Check Out Local Thrift Stores</h2> <p>Shop at thrift stores that are near your university for a better chance to find apparel with your college's logo on it, as well as still-relevant textbooks. You can score both inexpensively, and either keep them for yourself, or sell them for more online or to other students via sale fliers on the campus' public bulletin board.</p> <h2>7. Become a Resident Assistant (RA)</h2> <p>Movies usually portray resident assistants as overbearing college students who have been on campus for almost a decade. However, the job can be fun and the free rent is definitely a perk that will save you $8,000 to $12,000 a year. Know that these positions are usually competitive, so make your application stand out, and volunteer for other on-campus events to show you have school spirit.</p> <h2>8. Get on a Family Plan</h2> <p>There are many different family plans that you can share to save money. The most popular family plans are offered through cellphone providers. Being on a family plan rather than on your own individual plan can save you $50&ndash;$100 a month off your cellphone bill.</p> <p>Family plans are not just for cellphones, though. You can save money by sharing TV streaming, Amazon Prime, Uber, and more. (See also: <a href="http://www.wisebread.com/how-family-plans-can-save-you-tons?ref=seealso">How Family Plans Can Save You Tons</a>)</p> <p>College is expensive, but that doesn't mean you have to drown in debt to get your degree. Living frugally and minimizing living costs in college will make it easier to once you graduate.</p> <p><em>What are your favorite ways to save money while in college? Already a graduate? Share your experience of frugal college living.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/8-money-saving-hacks-every-college-student-should-try">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-freshman-shopping-tips-to-cut-college-costs">9 Freshman Shopping Tips to Cut College Costs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-college-students-can-save-money-before-class-starts">8 Ways College Students Can Save Money Before Class Starts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/upromise-world-mastercard-credit-card-review">Upromise World MasterCard Credit Card Review</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-freebies-for-college-students">20+ Freebies for College Students</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-places-to-buy-or-rent-textbooks">20 Places to Buy or Rent Textbooks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Shopping classes college community college hacks rent free saving money school students textbooks Mon, 15 Aug 2016 09:30:24 +0000 Ashley Eneriz 1771548 at http://www.wisebread.com 17 Cheap Ways to Dress Up Your Garden http://www.wisebread.com/17-cheap-ways-to-dress-up-your-garden <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/17-cheap-ways-to-dress-up-your-garden" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother_daughter_gardening_000088044735.jpg" alt="Woman finding ways to dress up her garden for cheap" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's spring, and you've had enough of being cooped up indoors. Outdoor living is experiencing a boom, with Americans now spending $60 billion a year sprucing up the space outside their homes, according to Garden Media Group. That's $200 for every American &mdash; even more when you consider all the people who don't have any outdoor space to spend on.</p> <p>So what if you don't have $200 or more, but you still want your <a href="http://www.wisebread.com/6-ways-to-improve-your-curb-appeal-for-next-to-nothing" target="_blank">yard and garden to look nice</a>? There are lots of ways to brighten things up for free or cheap, especially if you're crafty.</p> <p>A word of advice before we start: If people start stopping by your yard asking how much your lawn ornaments cost, <em>you've gone too far</em>! Being mistaken for a yard sale is never a compliment.</p> <h2>Planters</h2> <p>You can spend anywhere from $20 to hundreds of dollars for pots to put plants in. But almost anything can hold a plant as long as you put drainage holes on the bottom. My uncle, the plumber, used to put his petunias in old toilets and bathtubs. It's not what I would choose, but it represented him.</p> <p>Start with these creative planter ideas, then think about what kind of containers would represent you. If you don't have the items around the house, many can be found free or cheap on Freecycle, at garage sales, or at thrift stores.</p> <h3>1. Give Pricey Planters the Boot</h3> <p>Have you got a single, outgrown child's boot in the back of your closet? <a href="https://feltmagnet.com/crafts/How-to-Make-a-Flower-Pot-out-of-an-Old-Rubber-Boot">Poke some holes in the bottom</a>, weight it with gravel, and you're ready to plant. If it's a plain old brown boot, you could always dress it up by painting on a design.</p> <p><strong>Cost:</strong> Free to $5.</p> <h3>2. Tin Pan Garden</h3> <p>Instead of buying terra cotta or plastic bowls for hanging planters, repurpose thrift store metal bowls, cups, or even coffee cans. Macrame straps were the crafty way to hang planters in decades past; for an update, try <a href="http://2knitsters.blogspot.ca/2010/08/my-mom-bought-this-little-gem-on-one-of.html">beaded wire</a>.</p> <p><strong>Cost:</strong> Free to $5.</p> <h3>3. Have No Seat</h3> <p>Use an old, broken-down chair to dress up an ordinary planter. These instructions involve <a href="http://gardentherapy.ca/outdoor-chair-planter-project/">removing the seat</a>, if the chair has one, and putting on a fresh coat of paint.</p> <p><strong>Cost:</strong> $10&ndash;$20.</p> <h3>4. Barney Rubble Planter</h3> <p>For a rustic look, <a href="http://www.tampahomebody.com/tree-log-planter/">hollow out a fallen tree</a> trunk or limb and put plants inside.</p> <p><strong>Cost:</strong> Free, if you have tools for the hollowing and drilling drainage holes.</p> <h3>5. Pedal Planter</h3> <p>It's a classic that's perfect for bike enthusiasts or those who want to imagine cycling along the canals of Amsterdam while they sit in the yard: The old <a href="http://www.organizedclutter.net/2013/07/add-bike-to-your-garden-just-for-fun-of.html">bicycle with a basket full of blooms</a>. Organized Clutter explains how she plopped a coconut fiber liner into an existing bike basket to make her planter.</p> <p><strong>Cost:</strong> $5&ndash;$10 for the liner, assuming you can find a nonfunctional bike for free.</p> <h2>Lighting</h2> <p>Outdoor lighting can be pricey, but going without reduces the number of hours that you can enjoy your patio &mdash; especially if you live in a region where it's warm during the winter months when daylight is shorter. You're not going to get long lasting, quality fixtures with a shoestring budget, but these ideas can help you enjoy the evenings until you can afford something more permanent.</p> <h3>6. Tuna Can Lanterns</h3> <p>You wouldn't believe it, but you can make an <a href="http://inmyownstyle.com/2011/06/trash-and-thrift-store-treasure-outdoor-candle-lantern.html">elegant outdoor lantern</a> using an old broomstick, a tuna can, and a hurricane shade. A coat of metallic paint has the whole thing gleaming in a jiffy.</p> <p><strong>Cost:</strong> $5&ndash;$10 for hurricane shade, spray paint, metal adapter, and candle.</p> <h3>7. Repurposed Holiday Lights</h3> <p>Everyone has a string of old holiday lights in their basement, with only half the lights working, right? Instead of throwing those away, turn them into pretty outdoor orbs by combining them with another forlorn item: A round glass shade, frequently found in thrift stores.</p> <p>Ball up the light string and shove it in the globe. Once plugged in, you have a <a href="http://www.theartofdoingstuff.com/landscape-lighting/">mystical glowing ball</a> you can place anywhere in your yard for effect and illumination. Just be sure to use light strings meant for outdoor use.</p> <p><strong>Cost:</strong> $1&ndash;$15 for glass shades (cheaper for used, more for new).</p> <h2>Hacks and Crafts</h2> <p>These ideas will appeal to the makers among us &mdash; those who love finding new ways to use familiar materials.</p> <h3>8. Solar Renewal</h3> <p>When solar yard lights get old, the plastic covering their solar cells can cloud over, limiting the amount of energy they receive from the sun. One blogger figured out that you can rejuvenate these with a <a href="https://blog.kriegsman.org/2012/04/19/rejuvenating-solar-garden-lights-with-nail-polish/">coat of clear nail polish</a>, of all things.</p> <p><strong>Cost:</strong> $1.</p> <h3>9. Moss Graffiti</h3> <p>Did you know you can gather moss, stick it in the blender with sugar and buttermilk, and <a href="http://www.wikihow.com/Make-Moss-Graffiti">paint it onto a wall</a> to create a live, growing mural or sign? I sure didn't!</p> <p><strong>Cost:</strong> $2&ndash;$3.</p> <h3>10. Hacker Couch</h3> <p>The author of <em>The Basement</em> created a <a href="http://kaylasbasement.blogspot.com/2014/07/diy-outdoor-bench-update.html">bench from cinder blocks</a> and two-by-fours in less than an hour.</p> <p><strong>Cost:</strong> About $40; more for optional cushions.</p> <h3>11. Magical Marble Fence</h3> <p>With a drill and a handful of marbles, you can transform a boring backyard fence into a magical fairyland. Just drill holes into a wooden fence and <a href="https://gardendrama.wordpress.com/2011/09/17/garden-art-on-the-cheap-diy-glass-marbles-in-your-fence/">place marbles into the holes</a>; sunshine will provide the dazzle.</p> <p><strong>Cost:</strong> $1.</p> <h3>12. Key Chimes</h3> <p>What to do with those mystery keys that have been on your key ring for years? Paint them and hang them with string to make a <a href="http://giving.innerchildfun.com/2013/04/recycled-crafts-for-kids-diy-key-wind-chime.html">DIY wind chime</a>.</p> <p><strong>Cost:</strong> Free to $5.</p> <h3>13. Rock Garden Markers</h3> <p>Use stones and paint to make cute <a href="http://craftsbyamanda.com/painted-rock-garden-markers/">labels for each row</a> of the garden instead of using store bought ones.</p> <p><strong>Cost:</strong> Free to $5.</p> <h3>14. Mega Mushrooms</h3> <p>Turn a planter upside down and give it a paint job to <a href="http://www.birdsandblooms.com/backyard-projects/diy-garden-projects/diy-garden-%C2%ADmushrooms/">create cheery mushrooms</a>.</p> <p><strong>Cost:</strong> $5.</p> <h3>15. Owl You Need</h3> <p>Rolled strips of cardboard can be used to fashion <a href="http://empressofdirt.net/owl-craft-project/">a whole family of owls</a> to watch over your garden in an earth-friendly project.</p> <p><strong>Cost:</strong> Free.</p> <h3>16. Step Right Up</h3> <p>Get the kids involved in making <a href="http://pinkandgreenmama.blogspot.com/2009/08/daddy-camp-cement-stepping-stones.html#.VyvTX_mDFBc">stepping stones</a> by pressing just about anything into wet cement: old toys or costume jewelry, marbles, and beads.</p> <p><strong>Cost:</strong> $5.</p> <h3>17. Gnome Home</h3> <p>A tree or even a stump in your yard can be turned into a <a href="https://snapguide.com/guides/make-a-gnome-home/%20">fairy house</a> that kids will love to discover. Twigs can be used to frame windows, and a small piece of wood can be shaped into a door. If your gnomes want their <em>own </em>outdoor living space, use found objects or dollhouse furniture.</p> <p><strong>Cost:</strong> Free to $5.</p> <p><em>How are you dressing up your landscape for free or cheap this year?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/17-cheap-ways-to-dress-up-your-garden">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-cool-diy-home-improvements-for-20-or-less">10 Cool DIY Home Improvements for $20 or Less</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-the-greenest-lawn-on-the-block-naturally">How to Get the Greenest Lawn on the Block — Naturally</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-diy-backyard-home-improvements-that-save-you-big">8 DIY Backyard Home Improvements That Save You Big</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-decorative-plants-you-can-eat-too">6 Decorative Plants You Can Eat, Too</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/secret-lawn-tonic-recipe-from-golf-course-groundskeeper">Secret Lawn Tonic Recipe From Golf Course Groundskeeper</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> DIY Home decorating gardening hacks landscaping lighting outdoor living plants Tue, 24 May 2016 09:00:03 +0000 Carrie Kirby 1711684 at http://www.wisebread.com 7 Starbucks Savings Hacks That Actually Work http://www.wisebread.com/7-starbucks-savings-hacks-that-actually-work <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-starbucks-savings-hacks-that-actually-work" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_barista_coffee_000059553918.jpg" alt="Woman learning Starbucks savings hacks that actually work" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Frugal folks like us tend to have a love-hate relationship with Starbucks. We love the tasty goodness of their beverages, but hate the high cost of something we can often do at home for pennies on the dollar. But I'm here to tell you that Starbucks doesn't have to be expensive if you can incorporate some clever money-saving hacks into your coffee routine.</p> <p>The best thing about these tips is they won't make you look cheap, and more importantly, they won't make the barista hate you.</p> <h2>1. Order a Tall in a Grande Cup</h2> <p>When ordering a regular cup of brewed <a href="http://www.wisebread.com/4-starbucks-drinks-you-can-easily-make-yourself" target="_blank">coffee at Starbucks</a>, and not a $5 milkshake, consider ordering a Tall coffee in a Grande cup. Not only will the barista happily oblige, but once they're done filling your cup, you'll often end up with close to a Grande serving size of coffee. Then you can add your milk or cream and end up with practically a full cup for less money. This obviously works for other sizes, too. For example, you could order a Grande coffee and ask for it in a Venti cup.</p> <p>So if you like to add cream or milk to your coffee, this is a great hack as you'll never have to make room for it by dumping out some coffee into the garbage can. Because no matter how much &quot;room&quot; you ask for, it never seems to be enough as Starbucks coffee is quite strong and many like it with a good amount of the white stuff.</p> <h2>2. Score Free Refills</h2> <p>A great hack that'll score you more coffee for less is to take advantage of<a href="http://customerservice.starbucks.com/app/answers/detail/a_id/1882"> Starbuck's free refill policy</a>. To make it happen, simply sign up for their<a href="https://www.starbucks.com/card/rewards"> Rewards Program</a> and get free in-store refills on hot or cold brewed coffee or tea. Be warned, once you leave the Starbucks location, you can't come back in later and get your refill. I started taking advantage of their free refills last year and instead of drinking it, I'd refrigerate the second free cup for later. Then when I needed a pick-me-up in the afternoon, I'd use it make a tasty iced beverage.</p> <h2>3. Ask for &quot;Half Ice&quot;</h2> <p>The next time you order an iced beverage, consider asking for &quot;half ice.&quot; If you've ever seen a barista add ice to your cup, you know just how much frozen water they put in there. So by politely asking for less ice, you'll often end up with the next size beverage for free. While you might not always get half as much ice, must employees that I've seen will definitely add a little less to your cup.</p> <h2>4. Get Your Caffeine Fix With a &quot;Short&quot;</h2> <p>Most loyal Starbucks enthusiasts know the main cup sizes to be Tall, Grande, Venti, and Trenta. But are you aware that there is a fifth size called a &quot;Short?&quot; It's smaller (8 oz.) and cheaper than the 12 oz. Tall and an excellent way to get your caffeine fix on the cheap. For example, a Short cappuccino has the same amount of espresso as the Tall size. So if a caffeine pick-me-up is your main objective, ordering a Short is the cheapest route to go.</p> <h2>5. Split and Save</h2> <p>If you've ever ordered a &quot;Venti&quot; anything from Starbucks, you already know what an enormous size it is. Heck, it's so big, you can use the empty cup as a gas can if you like. So if you're driving through a Starbucks with your spouse or friend, and you're both craving the same cold drink, just order a Venti and politely ask if they can split it for you. While they'll typically not divide it for you, they'll always give you an empty cup so you can do it yourself.</p> <p>Let's do the math on this hack. A Venti Cold size comes in a 24 oz. cup. So if you split it, you each get 12 oz., which is just a bit smaller than the 14 oz. Grande. A Venti iced coffee will cost you around $2.95 where the smaller Grande will cost you $2.45. So after you've added a little creamer, you've essentially gotten two Grande sizes for about $1.50 each by splitting a Venti.</p> <h2>6. Bring Your Own Cup</h2> <p>If you&nbsp;<a href="http://customerservice.starbucks.com/app/answers/detail/a_id/2463">bring in your own cup</a> to any Starbucks, you'll get $0.10 off your beverage, any size. They'll do the same thing if you bring in a competitor's cup, except they'll replace it with one of their own. Definitely not a huge savings, but it will add up over time, plus you keep a bunch of cups from ending up in the landfill.</p> <h2>7. Drinking With Friends?</h2> <p>The next time you're meeting up with friends at your local Starbucks, consider ordering a French Press to share. It usually comes in a 32 or 45 oz. size and the coffee beans are ground, poured, and plunged before being delivered to your table. You can typically get 6-8 normal sized cups of coffee out of a single press. Aside from the delicious fresh taste, the cost makes it a very attractive choice if everyone is drinking coffee. Expect to only have to pay in the $3.50 to $5 range, depending on the size of the press and the particular Starbucks location.</p> <p><em>How do you save money at Starbucks? Or do you just stay home and brew your own?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/7-starbucks-savings-hacks-that-actually-work">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-money-and-eat-better-with-these-6-online-meal-planners">Save Money and Eat Better With These 6 Online Meal Planners</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-starbucks-drinks-you-can-easily-make-yourself">4 Starbucks Drinks You Can Easily Make Yourself</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-money-saving-hacks-every-college-student-should-try">8 Money-Saving Hacks Every College Student Should Try</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-reasons-to-stop-buying-gas-station-food">10 Reasons to Stop Buying Gas Station Food</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-your-morning-coffee-for-free">8 Ways to Get Your Morning Coffee for Free</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping baristas coffee Fast Food free refills hacks saving money Starbucks Mon, 16 May 2016 09:30:18 +0000 Kyle James 1706849 at http://www.wisebread.com 10 Frugal Hacks for Single Living http://www.wisebread.com/10-frugal-hacks-for-single-living <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-frugal-hacks-for-single-living" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_using_computer_000063417769.jpg" alt="Woman living alone using frugal living hacks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Getting a roommate may be a surefire way to save money, but sharing a living space isn&rsquo;t the ideal scenario for everyone. For instance, you're in medical school or law school and need plenty of quiet time to study and rest. You're a single parent and don't want another person's influence on your kids. You're recently divorced and want to entertain friends and guests. These are all good reasons to want to live alone. However, living alone doesn't mean you must forgo frugality.</p> <p>Here are 10 frugal living hacks for anyone who prefers to live alone.</p> <h2>1. Live, Work, and Play in the Same Neighborhood</h2> <p>Major city centers are ripe with live, work, and play communities, but it shouldn't matter in what area you live. You should be able to carve out the right balance to conveniently commute between work and home and find activities in your area that keep you balanced.</p> <h2>2. Rent a (Spacious) Studio Apartment</h2> <p>Save on rent by renting a studio unit instead of a conventional one-bedroom. And if you live in anything larger than that, downsize and rent it out to sock away the extra savings. I understand there are reasons one might want to purchase a three-bedroom home, but until you're ready to start using all those rooms, be smart.</p> <h2>3. Rent in a Building With Luxury Amenities</h2> <p>For an extra couple hundred bucks per month, you could rent the same apartment in a nicer building. If you're a fitness buff, rent an apartment in a building that has a gym (pool, racquetball, etc.) and save by not needing a sports club membership. The building might have a business center, which could be great if you work from home. Or, the property could have a car sharing program and other luxurious money-saving amenities. Meanwhile, it's a great way to network and get acquainted with neighbors, which could one day lead to business.</p> <h2>4. Cook Meals</h2> <p>Pizza is perhaps the cheapest dine-out meal you can buy. But it doesn&rsquo;t matter how you slice it, preparing meals at home is the best way to go. Although you will be cooking for one, it still makes sense to prepare meals at home and take leftovers to work the next day.</p> <h2>5. Buy in Bulk</h2> <p>As someone living alone, it doesn&rsquo;t always make sense to buy in bulk, but it may be smart to grab family packs of non-perishable foods and meats. Separate meats into smaller quantities of two to four, and freeze them in freezer bags. Now, you only need to do major shopping once per month for minor things, like fresh veggies, bread, and dairy. (See also: <a href="http://www.wisebread.com/save-big-at-these-4-discount-supermarkets?ref=seealso">Save Big at These 4 Discount Supermarkets</a>)</p> <h2>6. Take Public Transit</h2> <p>When you live and work in the same community, you eliminate the need for a car, and in the case of most major cities, the cost of a parking space. On occasions when you do need a car to visit family or weekend getaways, use a ride sharing program like Zipcar or Uber. It will give you peace of mind and save you time and money. Not to mention, some transit services offer perks that include discounts around the city. For instance, using Philadelphia's <a href="http://www.iseptaphilly.com/perks#">SEPTA Pass Perks</a> includes discounts on Zipcars, attractions, restaurants, and more. (See also: <a href="http://www.wisebread.com/car-sharing-why-own-when-you-can-just-share?ref=seealso">Car Sharing: Why Own When You Can Just Share?</a>)</p> <h2>7. Ditch Cable Subscriptions</h2> <p>Don't get bullied into expensive cable subscriptions that will cost at least $100 per month. Cable providers now try to rope subscribers into package deals, where at first glance it actually appears to make more sense. Really, how often are you going to be home to utilize a cable subscription? Netflix it instead. Netflix subscriptions start at $7.99 per month. For Internet, consider an Internet-only provider and don't pay more than it's worth.</p> <h2>8. Sign Up for Discounts</h2> <p>Just because you live alone doesn't mean you shouldn't be a frugal shopper and sign up for in-store discount savings programs. Also join a program like <a href="http://www.aaa.com">AAA</a> and save at hundreds of merchants, including on rental cars, hotel stays, restaurants, attractions, and more. They even offer discounts with area cell phone, Internet, and cable service providers.</p> <h2>9. Check Out Intuit's Benefit Assist</h2> <p><strong>NOTE: Intuit Benefit Assist is no longer available.</strong></p> <p>Use Intuit's Benefit Assist to find out if you qualify for discounted health insurance, reduced utility bills, low-cost cell phone service, cheap auto insurance, and/or have unclaimed money laying around. The website says you could qualify for as much as $2,000 in benefits.</p> <h2>10. Put Yourself on a Budget</h2> <p>It's easy to overspend when there's no one to think about or care for other than yourself. That can cause people living alone to overspend on activities and shopping. Be mindful of your spending habits and put yourself on a budget. Although you're on your own, you shouldn't need to spend more than $50 to $100 per week on miscellaneous things. What you save could be going towards your retirement. (See also: <a href="http://www.wisebread.com/build-your-first-budget-in-5-easy-steps?ref=seealso">Build Your First Budget in 5 Easy Steps</a>)</p> <p><em>Live alone? What frugal tricks do you use to contain your spend?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/qiana-chavaia">Qiana Chavaia</a> of <a href="http://www.wisebread.com/10-frugal-hacks-for-single-living">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-fall-getaways-you-can-start-packing-for-now">10 Frugal Fall Getaways You Can Start Packing For Now</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">4 Brilliant Tips From &quot;Smart Mom, Rich Mom&quot;</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-personal-finance-skills-everyone-should-master">12 Personal Finance Skills Everyone Should Master</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-common-weekend-money-traps-and-how-to-avoid-them">8 Common Weekend Money Traps (And How to Avoid Them)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-money-lessons-to-take-from-the-great-depression">9 Money Lessons to Take From the Great Depression</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Life Hacks budgeting hacks living alone saving money single tricks Thu, 05 May 2016 09:00:09 +0000 Qiana Chavaia 1699775 at http://www.wisebread.com 8 IKEA Shopping Tricks http://www.wisebread.com/8-ikea-shopping-tricks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ikea-shopping-tricks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/ikea_shopping_trip_000040345582.jpg" alt="Family learning IKEA shopping tricks to save big" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Similar to other large box stores, there are ways to maximize your savings and time at IKEA. Here are eight such hacks that'll help you walk out the doors with a great deal on your next visit.</p> <h2>1. Make Your Shopping List Online</h2> <p>A great way to make your next trek to IKEA a faster, and more pleasant experience, is to first create your shopping list online at IKEA.com. Just add items to your virtual &quot;<a href="http://www.ikea.com/webapp/wcs/stores/servlet/InterestItemDisplay?storeId=12&amp;langId=-1">Shopping List</a>&quot; and print it out. The reason this is such a great idea is because your list will tell you the exact location of each item in the physical warehouse, right down to the aisle and bin number. You'll end up savings oodles of time as you can head directly to your items without wandering the cavernous warehouse.</p> <h2>2. Always Enter Directly Through the Exit</h2> <p>With your shopping list in hand, enter through the exit. By doing so, you'll end up in the actual warehouse where you can quickly find the aisles and bins of the items on your list, and you'll skip the shiny showroom and all those temptations.</p> <h2>3. Use Lowe's Kitchen Design Service Before Going to IKEA</h2> <p>A kitchen facelift, or full remodel, is easily one of the more expensive home improvement projects you can undertake. A great way to save money on a kitchen remodel is to take advantage of Lowe's <a href="http://www.lowes.com/cd_Kitchen+Remodel_990152822_">free kitchen design service</a> and then use those plans when purchasing cabinets from IKEA. By doing so, you'll get a free professional kitchen design, plus easily save 30%&ndash;40% at IKEA compared to buying custom cabinets from Lowe's, Home Depot, or a cabinet shop in your local area.</p> <h2>4. Shop the &quot;As Is&quot; Section on a Monday</h2> <p>An often overlooked section of any IKEA warehouse is the &quot;As Is&quot; department, which is typically hidden away near the cash registers. This is where they store their discontinued items, damaged products, and returns, and they always sell them for a hefty discount. Try to always shop the &quot;As Is&quot; section on a Monday morning, as <a href="https://www.reddit.com/r/woodworking/comments/2ft193/heads_up_ikea_as_is_cabinet_doors/">most returns happen over the weekend</a>.</p> <p>Plus, many of the items are already assembled, which will save you a bunch of time and frustration. Also, you'll get an extra 10% off all &quot;As Is&quot; items every Wednesday if you sign up for...</p> <h2>5. IKEA's Family Program</h2> <p>If you shop at IKEA at least a couple times a year, you should definitely sign up for the free&nbsp;<a href="http://info.ikea-usa.com/FAMILY/?src=ikea_web">IKEA Family Program</a>. Not only will you be emailed exclusive coupons and discounts, but you'll also get 90-day price protection and a chance to win a $100 IKEA gift card. Throw in a free cup of coffee or tea on every visit, and the extra 30 minutes your kids can spend playing in Småland, and it's a total no-brainer.</p> <h2>6. Moving Soon? Score a $25 Coupon</h2> <p>IKEA rarely has a coupon available for public use. But if you're <a href="http://www.wisebread.com/15-savvy-tips-for-a-smoother-move">moving in the near future</a>, you'd be wise to take advantage of their&nbsp;<a href="http://info.ikea-usa.com/moving/">Moving Program</a> which entitles you to a coupon good for $25 off your next $250+ purchase. Simply enter your existing address and your new address, and the $25 coupon is yours.</p> <h2>7. Buy IKEA Items From Amazon to Save on Shipping</h2> <p>Did you know that you can now buy hundreds of&nbsp;<a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;linkCode=ur2&amp;page=1&amp;rh=n%3A1063306%2Cp_4%3AIkea&amp;tag=wisbre03-20&amp;linkId=2XOSET5PHIUJ665N">IKEA items on Amazon</a>? If you're an Amazon Prime member, this is a fantastic way to get IKEA items delivered to your home with free two-day shipping. A word to the wise, prices on Amazon are roughly 25%&ndash;40% higher than the physical IKEA warehouse. But in many cases, if you don't have an IKEA near you, prices on Amazon will still beat other local furniture outlets.</p> <h2>8. Missing Parts? Don't Return to IKEA</h2> <p>If you've ever attempted to put together a piece of IKEA furniture, you already know how many parts and hardware come in the box. Inevitably you'll run into a situation where you're missing a part or screw. The next time this happens to you, don't get in the car and drive all the way back to the warehouse as you'll do nothing but add to your frustration.</p> <p>Instead, examine your instruction manual and determine the exact part number you're missing. Then, call your local IKEA and they'll happily mail you your replacement parts. When calling, bypass the operator immediately by asking for the specific department your item is stocked in. Those are the only employees who can quickly get your parts in the mail.</p> <p><em>What are some of your favorite IKEA items and did you score a deal on them?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/8-ikea-shopping-tricks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-stuff-at-homegoods">How to Find the Best Stuff at HomeGoods</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-little-known-amazon-shopping-hacks">5 Little Known Amazon Shopping Hacks</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-starbucks-savings-hacks-that-actually-work">7 Starbucks Savings Hacks That Actually Work</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-money-saving-hacks-every-college-student-should-try">8 Money-Saving Hacks Every College Student Should Try</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-should-always-buy-used">8 Things You Should Always Buy Used</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping furniture hacks home decor Ikea warehouse Wed, 11 Nov 2015 21:15:15 +0000 Kyle James 1607651 at http://www.wisebread.com 6 Tricks for a Better Netflix Experience http://www.wisebread.com/6-tricks-for-a-better-netflix-experience <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-tricks-for-a-better-netflix-experience" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_streaming_video_000024578966.jpg" alt="Woman learning tricks for better netflix experience" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>While the recent price increase of the <a href="http://www.wisebread.com/7-employer-benefits-that-can-leave-more-spending-money-in-your-pockets">Netflix standard plan</a> by $1 a month ($8.99 to $9.99) might not seem like a big deal, it certainly can be if you feel you're not using your subscription to its fullest potential. Here are some way to greatly improve your Netflix experience.</p> <h2>1. Access the &quot;Hidden&quot; Stream Manager</h2> <p>One of the most frustrating aspects of Netflix is you're often at the mercy of the quality and speed of your Internet connection. Fortunately, there is a trick to change the quality of your stream to avoid any buffering issues. When streaming Netflix content from a desktop or laptop, access the little-known&nbsp;<a href="http://qz.com/261426/the-hidden-commands-for-diagnosing-and-improving-your-netflix-streaming-quality/">stream manager</a> and use the following keyboard shortcuts to your advantage.</p> <h3>Control + Alt + Shift + S</h3> <p>This will allow you to access the control panel for your video. You can then change the bitrate and CDN (Content Delivery Network) of the stream you're watching. If you're having buffering issues, select the lowest bitrate. Or at the very least, select both available bitrates and your video will stream in-between both selections.</p> <h3>Control + Alt + Shift + D</h3> <p>This allows you to view important statistics about your stream. Things like bitrate, buffering speed, and framerate are displayed. Check out these stats after you change your bitrate to see how it impacts overall performance.</p> <h3>Control + Alt + Shift + L</h3> <p>This will display a record of all the changes you've made to your settings so you can easily track your progress in getting a stream speed that works for you.</p> <h2>2. Reactivate App to Kill Buffering</h2> <p>If you view Netflix via a Smart TV, game console, or Blu-ray player, and are having recurring buffering issues, try deactivating the Netflix app, and then reactivate it again. According to the folks at Netflix, a handy little trick to quickly make this happen is to <a href="https://help.netflix.com/en/node/13815">press the following sequence</a> on your device's controller or remote: Up, Up, Down, Down, Left, Right, Left, Right, Up, Up, Up, Up.</p> <p>After pressing this sequence select, &quot;Sign Out&quot; or &quot;Deactivate,&quot; then simply follow the on-screen instructions to sign back into your Netflix account. In many cases this should solve your buffering issues, especially if you're receiving the &quot;AIP-701&quot; connection error.</p> <h2>3. Know the Right Time to Watch</h2> <p>If you can wait and do your binge watching late in the evening, or in the early morning, your streaming experience will be noticeably better, according to Digital Trends. From their in-depth research, they &quot;discovered that the biggest factor influencing stream quality is <a href="http://www.digitaltrends.com/home-theater/getting-hd-netflix/">time of day</a>, and whether that time falls under typical peak hours for watching.&quot;</p> <h2>4. Rate Everything You Watch</h2> <p>By getting into the habit of rating everything you watch on Netflix, the service can better understand the programming that you enjoy. Also, it's worth the effort to complete your &quot;<a href="https://help.netflix.com/en/node/9898">Taste Profile</a>&quot; to better help Netflix make selections that interest you.</p> <h2>5. The Best Netflix Viewing Guide&hellip; EVER</h2> <p>Another one of the complaints that Netflix users have is trying to figure out which programs come and go each month, along with weeding through the large amount of content. I recently discovered a fantastic solution to this problem via an amazingly thorough Reddit forum titled<a href="https://www.reddit.com/r/netflixbestof"> NetflixBestOf</a>. It currently has over 287,000 readers and is chock full of information to make your viewing experience more enjoyable.</p> <h2>6. Consider a Netflix Unblocker</h2> <p>While this tip might be not be for everyone, if you're the techy-type, it could be right up your alley. Did you know that Netflix offers different content to different countries? You can tap into that content by using a free Netflix unblocker service like&nbsp;<a href="https://tvunblock.com/">TVUnblock.com</a> or&nbsp;<a href="https://hola.org/">Hola!</a>, which helps you change the DNS address settings of your device to point to their servers. Once this is done, some of your web browsing will be routed to a proxy server which modifies your location and gives you access to Netflix content beyond your borders.</p> <p><em>How are you getting the most out of your Netflix subscription? Is the $1/month increase going to be a deal-breaker for you?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-tricks-for-a-better-netflix-experience">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-own-your-finances-how-much-people-spend-to-watch-movies">You Own Your Finances: How Much People Spend to Watch Movies</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-best-ways-to-stream-tv-and-movies-for-free">The 8 Best Ways to Stream TV and Movies for Free</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/netflix-pricing-changes-what-now">Netflix Pricing Changes: What Now?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-dramatic-vacation-spots-for-tv-and-film-fanatics">5 Dramatic Vacation Spots for TV and Film Fanatics</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-movies-about-money">25 Great Movies About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment hacks movies netflix streaming TV shows Thu, 05 Nov 2015 17:15:33 +0000 Kyle James 1605756 at http://www.wisebread.com 6 Extreme Job Interview Tactics That Worked http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-extreme-job-interview-tactics-that-worked" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_crossed_arms_000046266010.jpg" alt="Man trying extreme job interview tactics that worked" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Getting a job is hard. These days, it may even be very hard. But so is getting an interview, and when you are given the chance to sit down and chat with someone who holds your future in their hands, you usually play it very safe. But sometimes safe isn't the best answer. Sometimes, like with these examples that came from an extensive <a href="https://www.quora.com/What-is-the-craziest-thing-you-have-ever-said-or-done-at-an-interview-and-still-got-the-job">Quora Q&amp;A,</a> you have to employ extreme <a href="http://www.wisebread.com/6-things-you-must-do-after-the-interview-to-land-the-job">interview tactics to get the position</a>.</p> <h2>1. The Walkout</h2> <p>Let's start this series off with the story that inspired it &mdash; namely, mine. Advertising is a competitive and cutthroat industry, and getting your foot in the door, even for an interview, can be hard work. Even back in the early 2000s, before the Internet bubble burst, getting a decent job in the industry was tough.</p> <p>So, when getting an interview at a place known for doing outstanding work, the usual routine for candidates was to go in, sit down, be polite, let the interviewer tear your work apart, and hope for a callback. If you were lucky, he or she would actually like a few pieces in your portfolio.</p> <p>In my case, the hiring manager, who was a director of marketing, looked like a bulldog chewing a wasp as he went through my work. &quot;Seen it before. Crap. Not impressed. That's obvious.&quot; And so on.</p> <p>As he got halfway through the folio, I'd had enough. I needed a job, but not one that would be filled with this kind of derision. I stood up, closed it, and politely said, &quot;thanks for your time, but clearly my work is not suited for you or this company.&quot;</p> <p>As I walked out, he got out of his chair and patted me on the back. &quot;Wait, wait,&quot; he said. &quot;Maybe I was being a bit harsh. I think there are actually some strong pieces in there.&quot;</p> <p>I sat down with him, and it turns out this was his &quot;test.&quot; To see how candidates react to a real ego bashing. Would they cry? Would they get angry? Would they say nothing? Apparently, my reaction was the one he had been looking for.</p> <p><strong><em>Moral of this story:</em></strong><em> Trust your gut. If you really feel like you need to react in a certain way, and it does not seem inappropriate (like punching someone in the face for instance), go with it. Showing people who you really are can make a big difference. </em></p> <h2>2. The Pocket Surprise</h2> <p>This story comes from <a href="https://www.quora.com/What-is-the-craziest-thing-you-have-ever-said-or-done-at-an-interview-and-still-got-the-job/answer/Richard-Waddington?srid=isCn&amp;share=1">Richard Waddington</a>, who had been the same company for over 10 years, and was looking for a change. (Incidentally, a <a href="https://www.jobvite.com/wp-content/uploads/2015/01/jobvite_jobseeker_nation_2015.pdf">recent study</a> shows 50% of people see their current job as just a placeholder, and are actively looking around.)</p> <p>Richard had never been out on an interview in all that time, and so when he decided to move on and got an interview at another company, he was obviously nervous. The stress of finding the right clothes and shoes, the preparation, the background work &mdash; they can all get to a person.</p> <p>Richard was also a family man, and as he left for the interview, his four-year-old daughter handed him a little plastic cow from her farm yard play set and said, &quot;Daddy, take this for good luck.&quot;</p> <p>Richard went through hours of interviews, with different people (which is all too common these days) before sitting in front of the VP of HR. She sternly asked him, &quot;How do I know you'll fit in?&quot;</p> <p>Without thinking, he exclaimed, &quot;I have a cow in my pocket!&quot; He set the cow on the table, over an awkward silence. But, she burst out laughing, and he got the job.</p> <p><strong><em>Moral of this story:</em></strong><em> A real moment can go a long way toward showing people who you are when your guard is down. A genuine laugh, a reaction, something that lets the interviewer see a person and not just a candidate, may feel extreme or risky&hellip; but it can reap rewards.</em></p> <h2>3. The Refusal</h2> <p>Perhaps the most extreme thing you can ever do is refuse an offer of a job &mdash; if you actually want to get that job. Or, refuse to do something that the interviewer asks you to do. It's a risk, but for some people, it has definitely worked.</p> <p>This has a lot to do with catching the interviewer off guard. They know they are in a position of power. They have the job, you want the job, and therefore, they have the upper hand. But what if you take control?</p> <p><a href="https://www.quora.com/What-is-the-craziest-thing-you-have-ever-said-or-done-at-an-interview-and-still-got-the-job/answer/Stephan-Vladimir-Bugaj?srid=isCn&amp;share=1">Stephan Bugaj</a> did just that. His career was in a very technical field, and to start off the proceedings he dressed more like a biker than an office worker. When the interviewer asked him to solve a technical puzzle, he said no. Flatly, no. Then, he offered the reason; one that was given to him by a physics teacher some years back and said, &quot;How does putting a person in a situation where they're faced with a difficult and unfamiliar problem and then denying them access to equipment, reference materials, and discussions with colleagues in any way represent a realistic professional environment?&quot;</p> <p>He got the job. And so did Gil Yehuda, another interview candidate who actually refused the job offer. Gil's story is long; you can read it on Quora. But the short version is, Gil had surmised that the job in question was ill-defined, and was probably not one he should take. So he said no. But when he was then asked for a salary range, he asked the interviewer to make an offer impossible to refuse. She did.</p> <p><strong><em>Moral of this story:</em></strong><em> You can take control of the interview by doing the unexpected. Not in a way that would get you kicked out of the building for breaking public decency laws, but by questioning things, and refusing the requests or offers on the table. It will definitely make you stand out. </em></p> <h2>4. The Honest Approach</h2> <p>Of course, there's honesty, and then there's boorishness. You certainly don't want to be so brutally honest that you upset everyone in the room. But interviewers are so used to hearing rehearsed, bland answers that a touch of real honesty can be refreshing &mdash; and memorable.</p> <p>A case in point &mdash;&nbsp;<a href="https://www.quora.com/What-is-the-craziest-thing-you-have-ever-said-or-done-at-an-interview-and-still-got-the-job/answer/Michael-Shiloh">Michael Shiloh</a>. As an infectious disease specialist, he was used to working in high-pressure environments, and was prepared for rigorous interview questions and techniques. He was sat in front of 25 members of the faculty admissions committee, and they all had questions for him.</p> <p>The answers came easy to him, as the questions were nothing out of the ordinary. But towards the end of the long process, one interviewer threw a huge curveball by asking, &quot;If you were to design an RGD peptide to potently inhibit the integrin IIb/IIIa receptor, what would it look like?&quot;</p> <p>Michael was stumped. He had nothing. So, trusting his gut he said, &quot;I have no idea. But if I did know, I wouldn't be here interviewing for your program, but rather there, working on it. And, they'd be paying me big bucks to do it.&quot;</p> <p>Hearty, deep laughter followed, along with the offer of a position.</p> <p><strong><em>Moral of this story:</em></strong><em> Don't be tempted to give the interviewer a lot of platitudes and vanilla responses. A lot of the time, an interviewer will be much more impressed by the truth; even if the truth is difficult to say, and sets you in a less favorable light. (Just think how we would react if politicians were honest.)</em></p> <h2>5. The Bluff</h2> <p>This is a case of, when all else fails&hellip; bluff.</p> <p>The interviewee, John Doe (who wants to remain anonymous for obvious reasons), was applying for a job as a consultant. And, the interview was not going well.</p> <p>The interviewer then asked John to solve a puzzle, and as he described it, John could not help the spread of a massive grin on his face. He had recently heard, and solved, this very puzzle, and interrupted the interviewer, saying, &quot;Sir, I'll be honest with you. I've heard this one before,&quot; and gave an outline of the solution.</p> <p>The interviewer appreciated his candor, and went on to another question. This one was a mind bender. A very hard, almost impossible, puzzle for John to solve. He had no idea. So, he did the only thing he could think of. Smiling broadly he said, &quot;Sir, I hate to admit it, but I've heard this one before as well!&quot;</p> <p>The interviewer did not ask for proof, but simply believed him and said, &quot;Wow&hellip; no puzzles today it seems.&quot; The bluff worked, and John got the job.</p> <p><strong><em>Moral of this story:</em></strong><em> Sometimes, you can bluff and win. But you really have to be prepared to have your bluff called. However, if that happens, simply use the honest approach &ndash; &quot;hey, I was bluffing, I just have no idea how to answer.&quot; It might just work, too. </em></p> <h2>6. The Backup Plan</h2> <p>Finally, we come full circle and finish on another story from my advertising past. Before the days of cheap Macbooks and readily available design software, ad portfolios still had to look the part. And spec work (work done for a client that has not asked for it, merely to showcase your talents) still had to look the business. Creative teams would often employ designers and photographers to help them comp up ads that would not look out of place in magazines or on billboards.</p> <p>The portfolio of my art director and myself was full of both produced and spec work. The produced work, as it was early in our careers, was not great. The clients weren't blue chip, and the spec work was put together in our spare time with stock photos and rub down transfers. It looked&hellip; acceptable.</p> <p>As we went into the interview, we were nervous. This was a big shop, and they demanded quality. The creative directors looked bored as they flicked through the portfolio, and we could tell they were getting ready give us the polite brush-off. As one stood, and started to say, &quot;well, thanks for coming in, but&hellip;&quot; I stopped him and said, &quot;honestly, the work is crap compared to the ideas we have sketched in the back pocket of the portfolio.&quot;</p> <p>They both looked a bit taken aback, but they reached in, and brought out the sketches my partner and I had been working on for much bigger ideas. Ones that were beyond our skill to produce with any great polish. We didn't plan on showing them to anyone, but figured, what the hell. They flicked through them, smiling, pointing, whispering, for 10 minutes. Then they said, &quot;when would you be able to start?&quot;</p> <p><strong><em>Moral of this story:</em></strong><em> Never be afraid to impress people with ideas you do not think are quite ready. Whether it's a new product, a sales plan, an app, or anything else relevant to your career, if it gives you goose bumps, it may well do the same to your future employer.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-questions-to-ask-before-you-take-a-job-offer">12 Questions to Ask Before You Take a Job Offer</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-job-hunt-without-getting-caught">9 Ways to Job Hunt Without Getting Caught</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-being-passive-kills-your-job-prospects">4 Ways Being Passive Kills Your Job Prospects</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-calm-your-nerves-and-ace-your-interview">6 Ways to Calm Your Nerves and Ace Your Interview</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Job Hunting hacks interview Job Interview job interview tips job search Thu, 22 Oct 2015 17:23:13 +0000 Paul Michael 1593842 at http://www.wisebread.com 5 Little Known Amazon Shopping Hacks http://www.wisebread.com/5-little-known-amazon-shopping-hacks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-little-known-amazon-shopping-hacks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_finding_online_deals_000067130921.jpg" alt="Woman discovering little known Amazon shopping hacks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most of us already know you can score great deals shopping on Amazon &mdash; but there are some secrets that can make these great deals even better. These Amazon &quot;shopping hacks&quot; will help you get things like a free Prime membership extension or digital credits, and even seven-day price protection on purchases. Here's what you need to know to make it happen. (See also: <a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know?ref=seealso">16 Amazon Deal Hacks You May Not Already Know</a>)</p> <h2>1. Score a Free Prime Extension</h2> <p>While <a href="http://www.amazon.com/gp/product/B00DBYBNEE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00DBYBNEE&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=QQ5FBWNQYNKZHIBY">Amazon Prime's</a> two-day shipping guarantee is pretty darn reliable, there will undoubtedly be times when you don't get your package on time. When they don't deliver on their guarantee, simply hit up&nbsp;<a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&amp;nodeId=508510">customer service</a> via a phone call, email, or live chat, and explain the situation. By doing so, you'll likely end up with a one month Prime membership extension ($8.25 value), or a $5 or $10 credit to your account. What you receive from Amazon as &quot;compensation&quot; will depend on how late the package was delivered and the size of the order.</p> <p>Whether the delivery delay is caused by bad weather, a problem at the Amazon warehouse, or a combination of both, you should hold Amazon's feet to the fire if they don't deliver on their two-day guarantee. After all, you're paying $99 annually for the membership and they're &quot;guaranteeing&quot; two-day delivery, so there should be consequences if they can't deliver on their promise.</p> <h2>2. Get a Replacement Item Without Sending Back the Original</h2> <p>Most shoppers are unaware that if delivered goods are damaged or broken, you can contact Amazon customer service and they'll immediately send you a replacement item. Better yet, if you politely ask, they'll often send it via overnight delivery. Even better than <em>that</em>, if the item is valued at less than $50, they'll often tell you to keep the broken or damaged item. This is really a sweet deal if the item is still useable or can be salvaged with a little elbow grease.</p> <p>It's important to realize this will only work if the item is sold directly from Amazon and not a third party seller. If the item is from a third party seller, you'll have the option of either getting a full refund, or a replacement item delivered to your home in three to four business days.</p> <h2>3. Get Amazon Price Protection</h2> <p>Are you aware that Amazon has a price protection policy in place? Because it's not advertised openly on their website, most shoppers have no idea it exists. If you bought an item from Amazon and noticed the price has later been lowered, you stand a great chance of getting the lower price. As long as you're within seven days of the delivery date, and the item was sold by &quot;Amazon.com LLC,&quot; you're entitled to the lower price and a credit back to your payment method in the amount of the price difference, or a gift card added to your account for the difference in the price. The best way to get your credit is via live chat &mdash; just be sure to have your order number on hand so they can look up the current price.</p> <p>Because Amazon is famous for <a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes">constantly changing prices</a>, I highly recommend checking on the new price of items you've recently purchased, especially on significant purchases. Personally, I like to set up an alert on my smartphone calendar to remind me to check pricing on the seventh day after delivery. By doing so, I've been able to take advantage of the Amazon price protection policy several times and earned a good chunk of change in the process.</p> <h2>4. Score Free eBooks, Movie, and Music Credits</h2> <p>If you frequently buy digital content like eBooks, digital music, and videos from Amazon, I have a great hack to get free credits added to your account. If you're an Amazon Prime member, and don't necessarily need an item delivered within two days, you can opt for &quot;FREE No-Rush Shipping (five business days)&quot; and get a $1 credit for digital content by doing so.</p> <p>I have also occasionally seen credits up to $2 along with credits for&nbsp;<a href="http://www.amazon.com/gp/pantry/info/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;linkCode=ur2&amp;tag=wisbre03-20&amp;linkId=OPZWDLBI3WUNS6DQ">Amazon Prime Pantry</a>. They tend to rotate their &quot;No-Rush&quot; credit option with $1 for digital content being the default offer. Also, it's important to point out that you'll get your credit added to your account after the item has shipped. Plus, credits are stackable and there is no limit on the number of credits you can receive.</p> <h2>5. Get an Amazon Price-Match (Sort Of)</h2> <p>While Amazon doesn't have an official price match policy in place, you can still request a lower price if you find one on a competing website or from a local brick and mortar retailer. This is done by informing them of the lower price on the Amazon product page &mdash; under &quot;Product Details,&quot; simply click on &quot;Tell us about a lower price&quot; and follow the instructions.</p> <p>Next, monitor the item for a couple days and you stand a good chance of them lowering the price based on your information. Your odds of success rise significantly if the lower price you found is from a popular online competitor, as it becomes very easy for Amazon to confirm their price. Since this hack requires a few steps and some patience, I only recommend trying it on significant purchases where you can save enough money to make it worth your time and effort.</p> <p>It's important to never assume Amazon offers the lowest price around. Or worse yet, to settle for a higher price because they make online shopping extremely easy and convenient. There's no reason why you can't take advantage of the above hacks to save money in addition to taking advantage of the conveniences Amazon offers. Do that, and you've officially become a smart Amazon shopper.</p> <p><em>Have you tried any of these Amazon shopping hacks? If so, how did it work out?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/5-little-known-amazon-shopping-hacks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-even-more-freebies-in-exchange-for-a-review">How to Get Even More Freebies in Exchange for a Review</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/amazons-secret-30-day-price-guarantee">Amazon&#039;s secret 30-day price guarantee</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-you-really-save-with-amazon-prime-pantry">Can You Really Save With Amazon Prime Pantry?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon amazon prime freebies hacks online shopping price matching shipping Thu, 24 Sep 2015 15:00:23 +0000 Kyle James 1567488 at http://www.wisebread.com 10 Surprising Ways to Use Bungee Cords http://www.wisebread.com/10-surprising-ways-to-use-bungee-cords <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-surprising-ways-to-use-bungee-cords" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/bungee cord.jpg" alt="bungee cord" title="bungee cord" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Everyone has a bungee cord or two hanging around the house or garage. They're handy little things for securing items, come in a wide variety of lengths, and they're inexpensive.</p> <p>They're also really, really versatile. Here are 10 useful and creative ways to use your bungee cords.</p> <h2>1. A Second Curtain Panel Holder</h2> <p>Look around the hardware stores and you'll see that the price of a double curtain rod is double the price of a single. That's annoying, as most of the time that second panel is made of something much more sheer, and is not the focus of the window treatment. So, instead of buying a double, simply stretch a bungee cord between the fittings and put your sheer panels on that. The front panels will hide the bungee cord ends, and they take just seconds to fit. (See also: <a href="http://www.wisebread.com/20-unexpected-uses-for-tension-rods?ref=seealso">20 Unexpected Uses for Tension Rods</a>)</p> <h2>2. A Ball/Cuddly Toy Holder</h2> <p>You know those ball holders they have in places like Target and Walmart, that use long elastic cords to keep the balls in place? Well, they can be made using bungee cords. Just find a space in your garage and stretch handful of bungee cords vertically from a shelf, or the wall, to some hooks screwed into the garage floor. Now, you can keep all your balls, toys and other loose items behind them. Everything is easy to access, but is kept firmly in place until needed. You can also stretch them horizontally between the studs to hold balls, tools and other loose items.</p> <h2>3. Holding Down the Garbage Can Lid</h2> <p>Even if the lid of the garbage can lock on its own, it's rarely strong enough to stop a stiff breeze from blowing it open. On windy days, that means your garbage can spill all over the street, the lawn, and the neighbors' property. It can also be raided by critters like raccoons. Some tight bungee cords can keep the lid held firmly in place.</p> <h2>4. New Handles for Old Totes</h2> <p>Are your bag handles looking a little worse for wear? Don't throw the whole thing away. Replace the old handles with colorful bungee cords. They're flexible, stretchy, and come in a variety of colors and patterns. You can even swap them out with your mood.</p> <h2>5. Keep Bags and Groceries Steady in the Car</h2> <p>Wrap a bungee cord around the headrest, and hook your bag handles over the ends. No more runaway bags. You can also use bungee cords in the trunk to keep bags and boxes from shifting around in traffic.</p> <h2>6. Secure Your Ironing Board Cover</h2> <p>When you're doing some precision ironing, you do not need the hassle of an ironing board cover that refuses to stay firmly in place. You can solve that problem with bungee cords. Make a few holes in the undersides of the cover and stretch the bungee cords between them; one or two cords across the width of the board, and one down the length. That cover will not move again.</p> <h2>7. Emergency Suspenders</h2> <p>If you are out of belts or suspenders and your jeans are falling down, two bungee cords make an excellent back-up plan. They fit perfectly through the belt loops, and are surprisingly comfortable. With a sweater or t-shirt over the top, no one will even know your little secret. They're also great when you're doing DIY or grubby jobs around the house, and don't want to get a good belt or pair of suspenders dirty.</p> <h2>8. Windproof Your Tablecloth Outdoors</h2> <p>Anyone who has ever had a picnic in the park, or gone camping with tablecloths, will know the pain of a windy day. The tablecloth whips up and flies everywhere, and you usually have to weigh it down on each corner with something heavy. Of course, the second anyone moves that big bottle of ketchup or bowl of nuts, the whole plan is over. Use two bungee cords stretched across the ends of the table, and your tablecloth will stay put on the windiest day.</p> <h2>9. Repair a Broken Chair or Sofa</h2> <p>When the strapping on the back of a chair breaks, or the cushion support starts to give way, bungee cords can come to the rescue. If you string cords where the strapping used to be, and keep them as tight as possible, they will easily support a person's weight as they lean back, or sit down. For extra strength, weave the cords horizontally and vertically, over and under, for a solid lattice framework. With the cushions over the top, they won't even be seen. Or, you can make a feature of them on garden furniture.</p> <h2>10. Exercise</h2> <p>Resistance bands are becoming a common part of workout routines. You can use bungee cords as a cheap and effective alternative. If you are having trouble holding the ends, fashion a small handle from a width of thick wooden dowel, or a broom handle. They can also be used to add extra resistance to weight training routines.</p> <p><em>Do you have an ingenious use for bungee cords? What is it?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/10-surprising-ways-to-use-bungee-cords">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-uses-for-rubber-bands">52 Uses for Rubber Bands</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-1-cent-cell-phone-protector-and-other-hacks">The 1-Cent Cell Phone Protector, and Other Hacks.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/no-hot-water-now-what">No Hot Water: Now What?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/original-ways-to-use-original-dawn">Original Ways to Use Original Dawn</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-guaranteed-easiest-way-to-make-your-own-pickles">The Guaranteed Easiest Way to Make Your Own Pickles</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips bungee cords hacks new uses surprising uses Wed, 12 Nov 2014 12:00:09 +0000 Paul Michael 1253726 at http://www.wisebread.com Best Money Tips: Movie Theater Hacks http://www.wisebread.com/best-money-tips-movie-theater-hacks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-movie-theater-hacks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family-movie-theater-lobby-76767576-small.jpg" alt="family movie theater lobby" title="family movie theater lobby" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on life-changing movie theater hacks, finding your passion, and beating the addiction to unhappiness.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/How-Save-Money-Movies-35868516">13 Life-Changing Movie Theater Hacks</a> &mdash; Eating before you go and using apps like CineMode can help you save at the movies. [PopSugar Smart Living]</p> <p><a href="http://yoprowealth.com/finding-your-passion/">A Secret to Wealth: Finding Your Passion</a> &mdash; When trying to determine your passions, remember it takes time and finding your passions starts and ends with you. [YoPro Wealth]</p> <p><a href="http://www.johnnymoneyseed.com/how-life-works/beating-the-addiction-to-unhappiness/">Beating the Addition to Unhappiness</a> &mdash; To choose happiness, respond to stimulus with a clear head and remove yourself from situations that make you unhappy. [Johnny Moneyseed]</p> <p><a href="http://kylieofiu.com/2014/10/how-to-get-money-fast-without-a-loan/">How to Get Money Fast Without a Loan</a> &mdash; Returning items and selling your stuff are just a couple ways to get money fast without having to take out a loan. [Kylie Ofiu]</p> <p><a href="http://www.lbeeandthemoneytree.com/new-rules-wedding-gift-etiquette/">The New Rules for Wedding Gift Etiquette</a> &mdash; If you are getting married, remember that you have 3 months to send thank you notes! [L Bee and the Money Tree]</p> <h2>Other Essential Reading</h2> <p><a href="http://canadianfinanceblog.com/how-much-money-do-i-need-to-retire/">How Much Money Do I Need To Retire?</a> &mdash; Are you saving 10% of your income for retirement? Or are you familiar with The Rule of 20? [Canadian Finance Blog]</p> <p><a href="http://sweatingthebigstuff.com/7-financial-moves-20-somethings-make/">7 Financial Moves 20 Somethings Should Make</a> &mdash; 20 somethings should make a debt-payoff plan and open a retiremet account. [Sweating the Big Stuff]</p> <p><a href="http://christianpf.com/how-to-best-use-your-extra-paychecks/">How to Best Use Your Extra Paychecks</a> &mdash; Use your extra paychecks to achieve your financial goals. [Christian PF]</p> <p><a href="http://parentingsquad.com/not-your-average-list-8-thoughtful-way-to-keep-things-fresh-with-your-partner">Not Your Average List &mdash; 8 Thoughtful Way to Keep Things Fresh With Your Partner</a> &mdash; Laughing and rediscovering shared passions are just a couple ways to keep things fresh with your partner. [Parenting Squad]</p> <p><a href="http://www.biblemoneymatters.com/how-to-cut-those-scary-halloween-costs/">How to Cut Those Scary Halloween Costs</a> &mdash; Using a sheet to make a ghost or mummy costume for your kids can help you save on Halloween expenses. [Bible Money Matters]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-movie-theater-hacks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-tricks-for-a-better-netflix-experience">6 Tricks for a Better Netflix Experience</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-movies-about-money">25 Great Movies About Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-should-you-actually-be-spending-on-a-date">How Much Should You Actually Be Spending on a Date?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-clever-ways-to-sample-the-good-life">8 Clever Ways to Sample the Good Life</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment best money tips hacks movie theater Wed, 08 Oct 2014 19:00:05 +0000 Ashley Jacobs 1229417 at http://www.wisebread.com Best Money Tips: Dining Hacks From Restaurant Insiders http://www.wisebread.com/best-money-tips-dining-hacks-from-restaurant-insiders <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-dining-hacks-from-restaurant-insiders" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/restaurant-menu-86488893-small.jpg" alt="restaurant menu" title="restaurant menu" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on dining hacks from restaurant insiders, reconsidering the college investment, and tools to help you find the cheapest textbooks.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/How-Save-Money-Restaurants-35413835">12 Drinking and Dining Hacks From Restaurant Insiders</a> &mdash; When drinking or dining out, save money by skipping the pricey liquor and only ordering an appetizer. [PopSugar Smart Living]</p> <p><a href="http://www.getrichslowly.org/blog/2014/08/06/ivory-tower-reconsidering-college-investment/">The &quot;Ivory Tower&quot;: Reconsidering the College Investment</a> &mdash; Did you know nationally, student loan debt has reached the trillion-dollar mark? [Get Rich Slowly]</p> <p><a href="http://www.doughroller.net/education/websites-to-buy-and-sell-your-college-textbooks/">5 Tools to Help You Find the Cheapest Textbooks</a> &mdash; Barnes &amp; Noble and Half.com can help you find textbooks on the cheap. [The Dough Roller]</p> <p><a href="http://www.fivecentnickel.com/2014/08/04/are-you-getting-ahead-or-falling-behind/">Are You Getting Ahead or Falling Behind?</a> &mdash; If you are managing your career successfully, you are probably getting ahead. [Five Cent Nickel]</p> <p><a href="http://reddebtedstepchild.com/stuff-cost/">How Much Does Your Stuff Cost?</a> &mdash; Have you ever considered how much your stuff costs you when it comes to the time you spent buying it? [Red Debted Stepchild]</p> <h2>Other Essential Reading</h2> <p><a href="http://fitnpoor.com/2014/07/30/emotional-shopper/">Are You an Emotional Shopper?</a> &mdash; If you purchase items in hopes they will improve your state of mind, you are probably an emotional shopper. [Fit is the New Poor]</p> <p><a href="http://www.amandaabella.com/2014/08/04/opportunities-for-abundance/">How to Be Open to Opportunities for Abundance</a> &mdash; Being a good steward of your money can keep you open to opportunities for abundance. [Amanda Abella]</p> <p><a href="http://financialducksinarow.com/9329/3-do-over-options-for-social-security-benefits/">3 Do Over Options for Social Security Benefits</a> &mdash; Did you take your social security benefits early? Give yourself a do-over by working it off. [Getting Your Financial Ducks in a Row]</p> <p><a href="http://thebudgetnistablog.com/2014/dont-splurge-to-impress-him/">Four Items That You Don't Need to Splurge on to Impress Him</a> &mdash; Ladies, don't feel the need to splurge on makeup to impress a guy. [The Budgetnista]</p> <p><a href="http://parentingsquad.com/10-things-to-do-with-your-kids-this-weekend">10 Things to Do With Your Kids This Weekend</a> &mdash; This weekend, consider going on a treasure hunt or to a concert with your kids. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-dining-hacks-from-restaurant-insiders">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-case-for-caloric-labeling">The case for caloric labeling</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-nifty-tips-for-getting-the-most-from-an-all-you-can-eat-buffet">8 Nifty Tips for Getting the Most from an All-You-Can Eat Buffet</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-ultimate-list-of-hangover-cures">The Ultimate List of Hangover Cures</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-save-money-when-getting-your-drink-on">15 Ways to Save Money When Getting Your Drink On</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-starbucks-savings-hacks-that-actually-work">7 Starbucks Savings Hacks That Actually Work</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips dining drinking hacks restaurant Fri, 08 Aug 2014 19:00:04 +0000 Ashley Jacobs 1179251 at http://www.wisebread.com Best Money Tips: Hacks to Earn More Money With Less Work http://www.wisebread.com/best-money-tips-hacks-to-earn-more-money-with-less-work <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-hacks-to-earn-more-money-with-less-work" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cash-bldhs050295cnsmr.jpg" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on simple hacks to earn more money with less work, negotiating with wedding vendors, and saving for your family vacation.</p> <h2>Top 5 Articles<a href="http://www.savvysugar.com/Negotiate-Wedding-Vendors-30658323"><br /> </a></h2> <p><a href="http://www.carefulcents.com/earn-more-and-work-less/">10 Mind-Blowingly Simple Hacks to Earning More Money With Less Work</a> &mdash; Earn more money with less work by increasing your rates and grouping similar tasks into batches. [Careful Cents]</p> <p><a href="http://www.savvysugar.com/Negotiate-Wedding-Vendors-30658323">6 Tips for Negotiating with Wedding Vendors (Without Offending)</a> &mdash; When negotiating with wedding vendors, be flexible and know when to move on. [PopSugar Smart Living]</p> <p><a href="http://www.stretcher.com/stories/00/000424g.cfm?slider">Save Money for Your Family Vacation</a> &mdash; To save money for your family vacation, save your change and pack lunches. [TheDollarStretcher.com]</p> <p><a href="http://cashmoneylife.com/money-talk-avoid-these-4-times/">Planning to Have a Money Talk? Avoid these 4 Times</a> &mdash; Avoid having money talks when you are lonely or tired. [Cash Money Life]</p> <p><a href="http://livingonthecheap.com/americas-25-frugal-cities/">America's 25 most frugal cities</a> &mdash; Columbus and Chicago are just two of America's most frugal cities. [Living on the Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="http://moneyning.com/investing/how-to-build-a-nest-egg-while-your-kids-are-still-in-the-nest/">How to Build a Nest Egg While Your Kids are Still in the Nest</a> &mdash; Build a nest egg while your kids are still in the nest by encouraging financial responsibility in your children. [MoneyNing]</p> <p><a href="http://www.moneyunder30.com/paying-medical-bills-you-cant-afford">What To Do When You Get Medical Bills You Can't Afford</a> &mdash; Working out an interest-free payment plan can help you with medical bills you can't afford. [Money Under 30]</p> <p><a href="http://moneysmartlife.com/thrift-after-layoff/">Thrift - Your Best Friend After a Layoff</a> &mdash; If you get laid off, any expense that isn't absolutely necessary has to go. [Money Smart Life]</p> <p><a href="http://www.smartasset.com/blog/education/5-perfectly-practical-high-school-graduation-gifts/">5 Perfectly Practical High School Graduation Gifts</a> &mdash; Gift cards are a practical high school graduation gift. [SmartAsset]</p> <p><a href="http://parentingsquad.com/8-ways-to-reinforce-lessons-your-child-learned-in-preschool">8 Ways to Reinforce Lessons Your Child Learned in Preschool</a> &mdash; To reinforce the lessons your child learned in preschool, keep them on a schedule and talk to them about sharing. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-hacks-to-earn-more-money-with-less-work">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-money-recycling">Make Money Recycling: Get Paid to Recycle by 15 Websites</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-social-media-stars-who-earn-way-more-than-you">5 Social Media Stars Who Earn Way More Than You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/18-cool-jobs-for-fashion-lovers">18 Cool Jobs for Fashion Lovers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams">13 Ways to Make Money Online That Aren&#039;t Scams</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-part-time-jobs-to-do-while-your-kids-are-at-school">17 Part-Time Jobs to Do While Your Kids Are at School</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income best money tips earning extra income hacks money Tue, 29 Apr 2014 09:00:21 +0000 Ashley Jacobs 1137270 at http://www.wisebread.com 30 Handy Uses for Bobby Pins http://www.wisebread.com/30-handy-uses-for-bobby-pins <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/30-handy-uses-for-bobby-pins" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/bpin-183170809.jpg" alt="bobby pins" title="bobby pins" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Bobby pins are like the Swiss army knives of the beauty world. These little tools serve many purposes &mdash; and not just for fixing your hair. Here&#39;s a list of 30 ways you can put your bobby pins to work! (See also: <a href="http://www.wisebread.com/20-great-uses-for-a-bandana">Great Uses for a Bandana</a>)</p> <h2>1. Nail Holder</h2> <p>Do you always hit your thumb when you&#39;re hammering a nail? Well, say goodbye to those old (and painful) experiences when you use bobby pins! Take a bobby pin and clip it onto the nail. As you hammer, you can secure the nail without getting your precious digits too close.</p> <h2>2. Toothpaste Clip</h2> <p>If you&#39;re like me, you never get all the toothpaste out of the tube. With a bobby pin, you can keep the empty part empty and slowly move the pin up to get the most toothpaste for your buck!</p> <h2>3. Fish Hook</h2> <p>My dad would love this little bobby pin hack: if you&#39;re in a pinch and fishing, bend your bobby pin into a makeshift hook.</p> <h2>4. Pitting Cherries and Olives</h2> <p><img alt="" src="http://static1.killeraces.com/files/fruganomics/u784/bpin-81989798-ggnoads.jpg" style="width: 605px; height: 303px;" /></p> <p><a href="http://lifehacker.com/5792793/use-metal-hairpins-to-easily-pit-cherries-and-olives">This hack</a> is one of my favorites, as I hate to pit olives! Bobby pins are the perfect size to get around the pits in cherries and ripe olives, especially fresh ones. Just push the ends in, making sure that the ends are on either side of the pit. Push until the ends pop out the other side of the cherry or olive. Grab the ends and pull them all the way through, bringing the pit along with it. (See also: <a href="http://www.wisebread.com/15-common-kitchen-cast-offs-you-can-repurpose-into-cool-new-things">Common Kitchen Cast-offs You Can Repurpose</a>)</p> <h2>5. Bodkin</h2> <p>A bobby pin is a great substitute for a <a href="http://en.wikipedia.org/wiki/Bodkin_needle">bodkin</a>. Slip the closed end of the bobby pin through the slit, and then slide the thread straight into the bobby pin. The bobby pin serves to help hold the slit open.</p> <h2>6. Smoking</h2> <p>If you have one cigarette left and you don&#39;t know when you&#39;ll get another pack, use a bobby pin to smoke that thing down to the filter. If you&#39;re smoker in this economy, you can&#39;t afford not to!</p> <h2>7. Tape Roll Marker</h2> <p>I can never quite tell where the roll of clear tape ends, and it takes me a couple minutes to peel the end off of the roll itself. When you&#39;re done using your clear tape, pin it so that you won&#39;t spend the extra time and frustration searching and peeling every time you use it!</p> <h2>8. Hair Styler</h2> <p><img alt="" src="http://static1.killeraces.com/files/fruganomics/u784/bpin-97429269-ggnoads.jpg" style="width: 605px; height: 303px;" /></p> <p>The traditional use for a bobby pin is still a good one! Bobby pins can keep your hair looking magnificent in French twists, bouffants, and more. Keep a couple in case your original pins fall out, and you&#39;ll be golden.</p> <h2>9. Nose Plug</h2> <p>This hack won&#39;t work for everyone, but for some a bobby pin will be the difference between keeping water (or smells) out of one&#39;s precious little nose. One&#39;s sense of smell is key, so protecting that nose during a particularly bad trash day or during a swim is super important!</p> <h2>10. Zipper</h2> <p>Zippers are definitely prone to breaking. If that happens on the go, grab a bobby pin and thread it onto the broken part of the zipper.</p> <h2>11. Jewelry</h2> <p>Bobby pins strung on wire or string can be a unique accessory choice &mdash; not to mention, a very inexpensive way to show you&#39;re fashion forward. Check out some ways of making bobby pin jewelry <a href="http://www.createcraftlove.com/2013/02/bobby-pin-bib-necklace.html">here</a>! (See also: <a href="http://www.wisebread.com/10-places-to-find-inexpensive-accessories">10 Places to Find Affordable Accessories</a>)</p> <h2>15. Hem Helper</h2> <p>If a hem starts coming undone while you&#39;re out and about, a bobby pin can hold it in place until you can sit down and hem it up properly.</p> <h2>13. Nail Art</h2> <p><img alt="" src="http://static1.killeraces.com/files/fruganomics/u784/bpin-55911164-ggnoads.jpg" style="width: 605px; height: 303px;" /></p> <p>Love to get detailed when you&#39;re painting your finger or toenails? Let bobby pins help you out! Use the tip of a bobby pin to get those unique nail details when doing patterns like animals, flowers, or stripes. It&#39;s like a professional helped you&hellip;but way cheaper.</p> <h2>14. Lock Picker</h2> <p>If you&#39;re like me, you tend to lock yourself out of your own home. <a href="http://doityourselflocksmithing.blogspot.com/2013/03/how-to-pick-deadbolt-lock-with-bobby-pin.html">Here&#39;s a tutorial</a>.</p> <h2>15. Earring Bling</h2> <p>We&#39;ve established that bobby pins are great for jewelry, but you can get even more creative when it comes to earrings. Paint your bobby pins, glue charms to them, and then affix them to an earring base for the most <a href="http://themetricchild.blogspot.com/2012/04/diy-bobby-pin-earrings.html">unique look ever!</a></p> <h2>16. Sew Helper</h2> <p>Instead of straight pins, bobby pins will hold two pieces of fabric together while you sew or put a pattern together.</p> <h2>17. Bag Clipper</h2> <p>Instead of buying those giant clips, use bobby pins to keep chips and other baggies closed and their contents fresh.</p> <h2>18. Opening Plastic Seals on Food Jars</h2> <p>I don&#39;t have long nails, and I don&#39;t like to use knives (dangerous!), so opening plastic seals on things can be tough for me&hellip;until now!</p> <h2>19. Screwdriver</h2> <p>If you don&#39;t have a screwdriver handy but need to get something unscrewed, a bobby pin will do the job (not quickly, but it&#39;ll work.)</p> <h2>20. Resetter</h2> <p>If you need to reset one of your electronics, you&#39;ll typically need a small pointy object. A bobby pin will do just fine.</p> <h2>21. Diving Practice</h2> <p><img alt="" src="http://static1.killeraces.com/files/fruganomics/u784/bpin-AA038063-ggnoads.jpg" style="width: 605px; height: 303px;" /></p> <p>Apparently, divers throw bobby pins into pools and go after them to perfect their dives. If you&#39;re training or just looking for a fun pool activity, this hack might be for you!</p> <h2>22. To Short Circuit Electronics</h2> <p>Yes, you can short circuit something using a bobby pin. It&#39;s important to be careful and know that you&#39;re ruining the pin when you attempt to short out an electronic device or outlet!</p> <h2>23. Crystal Holders</h2> <p>Are you really into crystals and want to wear them around town (or at least, not lose them)? Bending a bobby pin into a crystal holder will help you take your crystal from knick-knack to bona-fide jewelry art. For directions on how to make your own talismans, go <a href="http://www.collegefashion.net/fashion-tips/diy-tutorial-stone-and-wire-wraparound-necklace/">here!</a></p> <h2>24. Thread Spool</h2> <p>Wrap thread around a bobby pin to use as a makeshift spool. This tip is great for travel (as many of these bobby pin tips are), and also great if you&#39;re keeping lots of thread together in a sewing basket.</p> <h2>25. Fitting a T-Shirt</h2> <p>If you&#39;re stuck with a baggy tee, use a bobby pin to make the shirt more fashionable and fitted. Simply bunch excess fabric and pin it up. Whatever you&#39;re wearing, you&#39;ll be able to look like a million bucks! (See also: <a href="http://www.wisebread.com/no-sew-ways-to-update-your-wardrobe">No-Sew Ways to Update Your Wardrobe</a>)</p> <h2>26. Anti-Clogging Device</h2> <p><img alt="" src="http://static1.killeraces.com/files/fruganomics/u784/bpin-140470375-ggnoads.jpg" style="width: 605px; height: 303px;" /></p> <p>A bobby pin can easily get inside of a drain if you&#39;re trying to dislodge any hair or other debris. It&#39;s also cheaper and faster than a plumber.</p> <h2>27. Crevasse-Cleaner</h2> <p>Extra putty in a wall or a painting imperfection? Use a bobby pin to clean crevasses that brushes, fingers, and other tools can&#39;t get into.</p> <h2>28. Makeshift Chain</h2> <p>Much like safety pins, bobby pins can make you a pretty strong chain in a pinch. Unlike safety pins, bobby pins you can string together much more quickly for things like necklaces and decorations.</p> <h2>29. Clothespin</h2> <p>For smaller garments, hanging clothes with bobby pins is just as easy as a normal clothespin, but cheaper and more space-efficient. Of course, if you&#39;re drying a comforter, bobby pins aren&#39;t going to cut it. Socks, washcloths and shirts, however, are the perfect size for the bobby pin clothespin!</p> <h2>30. Toothpick</h2> <p>If you need to sample some food but don&#39;t want to touch the samples (or don&#39;t want the samples to be touched by you!) a bobby pin will work just like a toothpick, and sometimes better! Use the pin&#39;s ends as pincers or just stab that piece of food, and you&#39;ll be sampling in style.</p> <p><em>What&#39;s your favorite clever use for a bobby pin?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/rebecca-leib">Rebecca Leib</a> of <a href="http://www.wisebread.com/30-handy-uses-for-bobby-pins">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-hacks-for-single-living">10 Frugal Hacks for Single Living</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/no-hot-water-now-what">No Hot Water: Now What?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-guaranteed-easiest-way-to-make-your-own-pickles">The Guaranteed Easiest Way to Make Your Own Pickles</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-good-cakes-go-bad-a-cheat-sheet-for-the-uninspired">When Good Cakes Go Bad: A Cheat Sheet for the Uninspired</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/original-ways-to-use-original-dawn">Original Ways to Use Original Dawn</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks bobby pins hacks Sat, 09 Nov 2013 00:43:27 +0000 Rebecca Leib 929167 at http://www.wisebread.com Best Money Tips: Frugal Hacks for Your Home http://www.wisebread.com/best-money-tips-frugal-hacks-for-your-home <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-frugal-hacks-for-your-home" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cleaning-2651036-small.jpg" alt="sponge" title="sponge" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on frugal hacks for your home, splitting bills fairly, and money questions to ask before getting married.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.beingfrugal.net/frugal-hacks-for-your-home/">75 Frugal Hacks for Your Home</a> &mdash; Close heater vents in rooms you aren't using and make your own cleaning products to keep things frugal at your house. [BeingFrugal.net]</p> <p><a href="http://www.biblemoneymatters.com/eating-with-friends-on-a-budget-how-to-politely-and-fairly-split-the-bill/">Eating With Friends On A Budget: How to Politely And Fairly Split The Bill</a> &mdash; If you are worried about splitting the bill when dining out with friends, ask for separate bills. [Bible Money Matters]</p> <p><a href="http://www.girlsjustwannahavefunds.com/i-do-but-money-questions-you-better-ask-before-getting-married/">I Do...But...Money Questions You Better Ask Before Getting Married</a> &mdash; Before you get married, ask your significant other what their financial plan for the next 1, 3, and 5 years looks like. [Girls Just Wanna Have Funds]</p> <p><a href="http://bargainbabe.com/start-planning-your-most-affordable-christmas-ever/">Start Planning Your Most Affordable Christmas Ever</a> &mdash; Make this Christmas more affordable by setting aside money now and making DIY gifts. [Bargain Babe]</p> <p><a href="http://www.freemoneyfinance.com/2009/09/six-lies-we-tell-ourselves-that-keep-us-financially-ignorant.html">Six Lies We Tell Ourselves That Keep Us Financially Ignorant</a> &mdash; Telling yourself that financial topics are too complicated is a lie that is causing you to be financially ignorant. [Free Money Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://lenpenzo.com/blog/id573-my-ten-commandments-of-personal-finance.html">The Ten Commandments of Personal Finance</a> &mdash; Remember to spend less than you earn and try to avoid paying interest. [Len Penzo dot Com]</p> <p><a href="http://www.thefrugaltoad.com/personalfinance/5-reasons-why-you-shouldnt-expect-an-inheritance">5 Reasons Why You Shouldn't Expect an Inheritance</a> &mdash; Don't expect to get an inheritance from your parents. Parents tend to be living longer and saving less these days. [The Frugal Toad]</p> <p><a href="http://www.carefulcents.com/run-a-lean-not-cheap-business/">How to Run a Lean (But Not Cheap) Online Business</a> &mdash; Keeping a low overhead and investing in yourself can help you run a lean online business. [Careful Cents]</p> <p><a href="http://www.savvysugar.com/Alternative-Uses-Baking-Soda-21988109">26 Uses for Baking Soda Other Than Baking</a> &mdash; Did you know you can use baking soda to deep clean a mattress or garbage disposal? [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/making-time-outs-work-8-things-to-keep-in-mind">Making Time Outs Work: 8 Things to Keep in Mind</a> &mdash; Remember that good conversations should happen during (or at the end of) time out. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-frugal-hacks-for-your-home">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-some-cash-with-these-6-clever-cleaning-hacks">Save Some Cash With These 6 Clever Cleaning Hacks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-air-fresheners">The 5 Best Air Fresheners</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-glass-cleaners">The 5 Best Glass Cleaners</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-uses-for-rubber-bands">52 Uses for Rubber Bands</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">10 Simple Household Repairs Every Frugal Person Should Master</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home best money tips frugal hacks home Wed, 11 Sep 2013 14:07:07 +0000 Ashley Jacobs 981860 at http://www.wisebread.com 52 Uses for Rubber Bands http://www.wisebread.com/52-uses-for-rubber-bands <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/52-uses-for-rubber-bands" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/rubber_bands.jpg" alt="Rubber band art" title="Rubber band art" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>The simple rubber (or elastic) band is one of those nifty little items that costs next to nothing and yet has so many uses. There's always a bag of them in our junk drawer, and I also make sure my office drawer has a plentiful supply, too. But just how versatile is that modest rubber band?</p> <p>Well, I thought I'd do a little digging. Myscha listed <a href="http://www.wisebread.com/slamming-suggestions-for-the-humble-rubber-band">8 great ones</a> already. I have my own uses of course, and they represent a good chunk of the following list. But I wanted to know how other people use them. I was genuinely surprised at some of the responses I got.</p> <p>So here then are 52 uses for rubber bands, ranging from the tiny one that hardly fits over a marker pen, to the giant one that you swear could double as a timing belt.</p> <p><strong>1. A hair tie.</strong> Something I still remember from my days in the mosh pits. In college, when money was tight, I didn't want to blow money on hair ties. A simple rubber band does the trick, but it can take a few hairs with it as you pull it out.</p> <p><strong>2. A diversion.</strong> So, you want someone to look the other way, maybe so you can sneak out, hide a present or just pull a prank. Fire a rubber band across the room and aim for something that will amplify the sound as it hits. As your victim turns to look, move and strike.</p> <p><strong>3. An eraser.</strong> Hey, it's made of rubber after all. Grab a few rubber bands and create a small rubber band ball. With enough rubber bands, you'll have something sturdy that can erase pencil just as well as your standard eraser.</p> <p><strong>4. A sports-glasses holder. </strong>If any of you have to wear eyeglasses but play sports, you'll know how annoying it is to have your glasses fall off, especially as the action heats up. Simply cut a rubber band in half and attach each end to each arm. If you have made it tight enough, the glasses will cling nicely to your head without pinching. When the game is over, just cut it off and throw away.</p> <p><strong>5. An eyeglasses safety strap. </strong>Same as above, only make it much longer. Now, if you have to remove your reading glasses, your new safety strap will let them hang neatly on your chest until you need them again.</p> <p><strong>6. A poster scroll. </strong>Perhaps the most obvious use, but still worth mentioning. Simple slip a rubber band over a rolled up poster to keep it rolled up. BUT, not too tight. It will leave indentations that will run the full length of the poster if the rubber band is too small.</p> <p><strong>7. A handle grip.</strong> Easy enough. Just wrap several wide rubber bands around the end of a pole to create a comfortable grip. I used this method to make a hiking stick more comfortable.</p> <p><strong>8. A mafia wallet. </strong>Well, not just the mafia, but a lot of wiseguys don't like to carry wallets. Instead, they use a money clip or in some cases a rubber band. Wrap it around your stash of Benjamin Franklins. Or, if you want to contain your ID as well, put the cash between your driver's license and credit cards, and then wrap the bands around that.</p> <p><strong>9. A humble reminder. </strong>Just put a small rubber band over your little finger (not too tight mind you) to act as a reminder for something important. That&rsquo;s if your smart phone is a piece of junk that has no calendar.</p> <p><strong>10. A candle dewobbler.</strong> Is your lovely candle wobbling in the candle holder? Just put a rubber band around the base and it will fit nice and snug.</p> <p><strong>11. A glove softener.</strong> We&rsquo;ve all done it, or at least, most young baseball players have done it. A brand new glove is stiff, so after beating it with a mallet and rubbing in shaving cream, wrap a big rubber band around it. Then let it sit.</p> <p><strong>12. A mail storage system.</strong> Hammer two parallel rows of nails in the side of a cabinet or the back of a door, and stretch rubber bands between them to hold mail. You can also stretch bands over a piece of plywood for a cheaper version of the French ribbon board.</p> <p><strong>13. An overbite cure.</strong> I&rsquo;m skeptical on this one. But apparently, when stretched between opposite ends of the upper and lower jaw, over a period of time, the force of a rubber band can correct a minor overbite.</p> <p><strong>14. A remote control saver.</strong> Wrap a big rubber band around the top and bottom of a remote. It will protect it from a fall, and it will stop it scratching up the coffee table.</p> <p><strong>15. An Easter-egg decorator.</strong> Just wrap rubber bands in different directions around the eggs before dunking them in egg dye. Cool patterns will appear.</p> <p><strong>16. A cheap ruler.</strong> For this one, use a bigger rubber band, stretch it out and run your pencil along it. Simple, but certainly not perfect.</p> <p><strong>17. A liquid economizer.</strong> Wasting precious soap, detergent or lotion? Wrap a rubber band tightly around the neck of the dispensing pump to limit how each &ldquo;squirt.&rdquo;</p> <p><strong>18. An electrical insulator.</strong> Make wires safer in an instant. First, turn of the power, then wrap a rubber band or two around any exposed wire to protect yourself. This is a temporary measure obviously.</p> <p><strong>19. A finger exerciser</strong>. If your fingers are in need of some stretching or rehab, this is a cheap way to work them out. First, bunch all of your fingers together and place them through the center of a rubber band, one with a lot of tension. Next, spread your fingers and let them contract.Now, repeat.</p> <p><strong>20. A flower arranger.</strong> For simple organization of your blooms, use a rubber band to keep flower heads together. Cut the stems to just above the height of the vase for best effect.</p> <p><strong>21. A lid gripper. </strong>Don&rsquo;t pay one cent for those expensive lid grips you see advertised on late night TV. Instead, wrap a thick rubber band around the rim of a jar lid and then twist.</p> <p><strong>22. A shirt loosener.</strong> Is your top button a bit tight? Don&rsquo;t pay for expensive adjustments. Put a small rubber band through the buttonhole, then loop the ends over the button.</p> <p><strong>23. A bed slat securer.</strong> Got a few loose slats under the mattress? Just wrap a few rubber bands around the ends to make them more secure.</p> <p><strong>24. A caster tightener.</strong> We all know that furniture leg casters can take some punishment and become loose over time. To tighten them up, wrap rubber bands around the stem and reinsert.</p> <p><strong>25. A wine marker.</strong> Wrap a different colored rubber band around the stem of each glass the next time you have a dinner party or gathering. No more mixed-up drinks.</p> <p><strong>26. A Koosh ball. </strong>Take a whole bunch of rubber bands, and them hold them together with one very strong rubber band. Now cut through the ends of the rubber bands and you have a homemade Koosh Ball. Really cheap and fun.</p> <p><strong>27. A liquid marker.</strong> If your garage is anything like mine, it&rsquo;s filled with all kinds of containers, most of them holding something like paint, turpentine, cleaning fluids and more. But which ones are full, and which ones are ready to replaced? You can use rubber bands around the outside of the cans as guides, and move them down the can as you use more.</p> <p><strong>28. A paintbrush scraper.</strong> Speaking of paint, I usually wipe the excess from my brush on the inside rim of the can. But this leads to paint leaking into the rim, splattering you with paint when you hammer the lid back on. To avoid this, wrap a rubber band around the can from top to bottom, going across the middle of the can opening. Now you can just tap the brush against the rubber band and the excess paint will fall back into the can. Nice and neat.</p> <p><strong>29. A universal object gatherer.</strong> So, so obvious but how can I not mention it. From pencils and pens to index cards and office supplies, a rubber band is invaluable in keeping objects tied together.</p> <p><strong>30. A sliced apple keeper.</strong> Odd but true, if you slice an apple into wedges and then put them all back together, a rubber band wrapped around the apple will hold it all together and stop the wedges from yellowing or drying out. Much better for the environment than using sandwich bags.</p> <p><strong>31. A bag sealer. </strong>Keep chips, cereal and other bagged produce fresh by folding the top of the bag over and then wrapping a rubber band around the whole thing.</p> <p><strong>32. A folder sealer</strong>. Manila folders with loose folders inside could use something to keep all those papers from getting out. No problem. Wrap a rubber band around the length and width and they'll go nowhere.</p> <p><strong>33. A wire sorter. </strong>Especially useful if you have a large collection of wires under your computer, keep them organized by wrapping the excess with rubber bands. Color codes rubber bands can also help identify the different wires.</p> <p><strong>34. A toddler lock. </strong>Young kids love to explore in those cabinets under the sink, and everywhere else. Stretch strong rubber bands tightly between cabinet knobs to lock them in place.</p> <p><strong>35. A broom reviver.</strong> If the broom's bristles are looking worn, tighten them up by wrapping thick rubber bands halfway up the bristles.</p> <p><strong>36. A toilet paper saver.</strong> My cat just loves unraveling the toilet paper. And then shredding it. To avoid this, wrap a rubber band around the end of roll of toilet paper. Can be annoying to remove each time, but if you find wasted paper more annoying, try this.</p> <p><strong>37. A last resort glue.</strong> Seriously, this is last resort. But if you need an adhesive in a hurry and can't get to a store, melt a rubber band onto the object you want to stick. It works! It's not super glue, but it's a good temporary fix.</p> <p><strong>38. A bottle holder. </strong>Shampoos and lotions can be slippery in the bathroom. Wrap a large rubber band around each bottle and you'll never have a problem keeping your grip. This also works on any other bottle in any room of the house, and is very useful for people who have trouble gripping, especially those with arthritis.</p> <p><strong>39. A spoon saver.</strong> How often have you seen the spoon fall into the soup or mixing bowl? Just wrap a rubber band around the upper part of the spoon&rsquo;s handle, right above the point where the spoon touches the rim of the bowl. No more slipping and sliding.</p> <p><strong>40. A quick tagging system.</strong> Are some batteries older than others? Are some pens more reliable, or do they belong to different members of the family. Color-coded rubber bands can help you sort them all out quickly and easily.</p> <p><strong>41. A pencil grip.</strong> Wrap many rubber bands around the base of the pencil, or pen, where you like to hold it. Now it's much more comfortable, and less slippy.</p> <p><strong>42. A slingshot. </strong>You know how to make it work, I won't spell it out. But for catapulting a small object from one side of the room to the other, a rubber band is ideal.</p> <p><strong>43. A quick splint.</strong> If you need to strap in injured finger, use a rubber band, or bands, to firmly attach a stick or strong piece of card to the injury.</p> <p><strong>44. A lid securer.</strong> Again, another obvious but great use. If the lid is loose and past its prime, keep it in place with a strong rubber band.</p> <p><strong>45. A cord shortener.</strong> Don't trip over long electrical cords. Simply wrap a rubber band around the excess to shorten them.</p> <p><strong>46. A work of art. </strong>Anyone remember string pictures? This is the rubber band &quot;ghetto&quot; version, but it's quick and easy. Just by using a pegboard and rubber bands you can create cool shapes and patterns, and it's cheap, too.</p> <p><strong>47. A wax catcher.</strong> Wrap a large rubber band around a candle and it will stop the wax from dripping onto the table.</p> <p><strong>48. A cutting board anchor.</strong> If the board is sliding on the counter surface, wrap a rubber band around each end. Now, it will hold steady as you cut.</p> <p><strong>49. A rubber thimble.</strong> If you have to count or shuffle a lot of papers, a few rubber bands wrapped around the tips of your fingers will make the job a lot easier. Again, not too tight.</p> <p><strong>50. A stress reliever.</strong> Make a ball from lots of rubber bands. You can squeeze them when you're feeling stressed, and it's cheaper than an off-the-shelf ball.</p> <p><strong>51. A leak fixer.</strong> A very temporary measure, but a strong, fat rubber band can be wrapped around a pipe or hose to slow the leak.</p> <p><strong>52. A tie dye tool. </strong>How many hippies out there remember this? Tightly wrap rubber bands around your clothing item, in several places, and then place into the dyes. Nice.</p> <p>Well, that's all I could either think of or find. It should be more than enough to keep you going for now though. And if you have any other uses not listed here, please list them in the comments.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/52-uses-for-rubber-bands">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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