iPhone http://www.wisebread.com/taxonomy/term/1733/all en-US Learn Something New With These 9 Cheap Apps http://www.wisebread.com/learn-something-new-with-these-9-cheap-apps <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/learn-something-new-with-these-9-cheap-apps" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000062778500_Large.jpg" alt="learning something new with a cheap educational app" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>With so many new things in the world to learn and so little time in your hectic schedule to spare, the learning part should be easy and accessible. For those who don't have the patience to sit down with a book, and who also are extremely attached to their smartphones, apps are a great way to turn a potential distraction into a powerful and portable medium for learning.</p> <p>Here are nine cheap or free apps to help you learn something new.</p> <h2>1. Couch to 5K</h2> <p>Right now, many Americans are trying to keep their New Year's Resolutions. Among the top resolutions is to &quot;get fit&quot; and one of the most common ways to achieve that is to get off the couch and train for a 5K race.</p> <p>Recommended by Shape Magazine as the best app for new runners, Couch to 5K provides you a training schedule of three 30-minute sessions a week for nine weeks to achieve your goal of running your first 5K race. It costs $2.99 to download and it's available on <a href="https://itunes.apple.com/us/app/couch-to-5k-running-app-training/id448474423?mt=8">iTunes</a> and <a href="https://play.google.com/store/apps/details?id=com.active.aps.c25k">Google Play</a>.</p> <p>Ready for the next level? There are also <a href="http://www.activenetwork.com/mobile-apps/5k-to-10k-app">5K to 10K</a> and half-marathon (<a href="http://www.activenetwork.com/mobile-apps/13-1-half-marathon-app">13.One</a>) training apps. (See also: <a href="http://www.wisebread.com/5-apps-that-pay-you-to-exercise?ref=seealso">5 Apps That Pay You to Exercise</a>)</p> <h2>2. Dictionary</h2> <p>Want to become a &quot;logophile&quot; or discover what that word even means? Then download the Dictionary.com mobile apps for free (available for <a href="https://itunes.apple.com/us/app/dictionary.com-dictionary/id308750436?mt=8&amp;at=1l3vsk3&amp;ct=mobileappspage_iphonefree">iPhone</a>, <a href="https://itunes.apple.com/us/app/dictionary.com-dictionary/id364740856?mt=8">iPad</a>, Apple Watch, <a href="https://play.google.com/store/apps/details?id=com.dictionary&amp;hl=en">Android</a>, Android Wear, and <a href="http://www.amazon.com/Dictionary-com-Dictionary-and-Thesaurus-Android/dp/B004GMT14Y">Amazon</a> devices). With over 100 million app downloads and 5.5 billion word searches per year, Dictionary.com is the world's leading digital English dictionary.</p> <p>Through its Word of the Day feature, you'll learn a new word every day, including its definition, pronunciation, origin, and example of use. This dictionary app also allows you to keep track of your favorite words so that you can bring them up when the time is right &mdash; and impress the pants off everyone you know with your massive vocabulary.</p> <h2>3. Duolingo</h2> <p>Speaking more than one language may enable you for higher pay in certain jobs and help you <a href="http://www.psychologicalscience.org/index.php/publications/journals/pspi/bilingual-minds.html">fight against Alzheimer's disease</a>. By gamifying the language learning process, Duolingo (available on <a href="https://itunes.apple.com/app/duolingo-learn-spanish-french/id570060128?mt=8">iTunes</a>, <a href="https://play.google.com/store/apps/details?id=com.duolingo">Google Play</a>, and <a href="https://www.microsoft.com/store/apps/duolingo-learn-languages-for-free/9wzdncrcv5xn">Windows Store</a>) makes your lessons fun and provides immediate gratification. Duolingo grants you points for completing tasks so you can see how you stack up against your friends.</p> <p>Chosen as 2013's App of the Year by Apple and available for free download, Duolingo is a top choice for learning Spanish, French, German, Portuguese, Italian, Dutch, Irish, Danish, and English.</p> <h2>4. Fooducate</h2> <p>With an average rating of 4.5 stars out of 5 from a total of 11,200 ratings, Fooducate is another useful app to keep your resolution for a healthier and fitter 2016. This app, available on <a href="https://itunes.apple.com/us/app/fooducate/id398436747?mt=8">iTunes</a> and <a href="https://play.google.com/store/apps/details?id=com.fooducate.nutritionapp&amp;referrer=utm_source%3Dfdct-redirect%26utm_campaign%3DFdct-Web-footer-button%26utm_medium%3Dna">Google Play</a>, grades food items from A down to D based on the item's nutrition facts panel and ingredient list.</p> <p>By scanning the UPC of many food items, you'll be able to spot information that may be hard to identify, including tricky trans fats, added sugars, and controversial food colorings. The rating isn't arbitrary. In 2012, the <a href="http://www.surgeongeneral.gov/news/2012/02/sg_healthy_app_challenge-winners.html">U.S. Surgeon General's Healthy App Challenge</a> awarded Fooducate first place in the category of nutrition and healthy eating.</p> <h2>5. Khan Academy</h2> <p>Use it or lose it. Spreadsheet software and modern calculators hinder many math skills, including performing long division, factoring a quadratic equation, finding the least common multiple, or solving a system of linear equations. While you may have thought that you would never have to perform these math operations ever again, you would run into them if you were to take a standardized test, such as the GMAT, GRE, or ASVAB.</p> <p>Without ads and subscription fees, the Khan Academy app, available on <a href="https://itunes.apple.com/us/app/khan-academy/id469863705?mt=8&amp;uo=4">iTunes</a> and <a href="https://play.google.com/store/apps/details?id=org.khanacademy.android&amp;hl=en">Google Play</a>, allows you to review those key math skills. You can also find plenty of free online classes on science, computer programming, history, art, economics, and other topics.</p> <h2>6. Mint</h2> <p>Available on <a href="https://itunes.apple.com/us/app/mint-personal-finance/id300238550?mt=8">iTunes</a>, <a href="https://play.google.com/store/apps/details?id=com.mint&amp;hl=en">Google Play</a>, and <a href="http://www.amazon.com/Intuit-Mint-com-Personal-Finance/dp/B004T2P7MQ">Amazon</a>, the free Mint app helps you track all your financial accounts, cards, and investments in one place so you can improve your financial wellbeing. While you could try to keep track of all of your finances from statements, you could benefit greatly from Mint's visual dashboard. And since 65% of individuals are <a href="http://www.uab.edu/uasomume/fd2/visuals/page1.htm">visual learners</a>, the app's bar charts, pie charts, and colorful alerts allow you to spend smarter and save more.</p> <p>One of the best features of the app is the ability to create a detailed budget so you can keep track of how much money you have left for the month in specific categories, such as dining, clothing, and transportation.</p> <h2>7. Poems By Heart</h2> <p>Another way to keep your mind sharp is to improve your memory. The Poems By Heart app helps you memorize and recite poems from several genres, including the &quot;Shall I Compare Thee to a Summer's Day&quot; sonnet by Shakespeare and &quot;Eldorado&quot; by Edgar Allan Poe.</p> <p>The app is only available for <a href="https://itunes.apple.com/us/app/poems-by-heart-from-penguin/id577789325?mt=8">iPhone and iPad</a> and comes with four free poems. You can buy additional poem packages that feature the works of iconic poets like Walt Whitman, W.B. Yeats, and James Weldon Johnson. Apple featured Poems by Heart as one of &quot;Apple's App Store Best of 2013&quot; because it's highly engaging (and addictive!) user design.</p> <h2>8. Photomath</h2> <p>One of the hardest things about solving mathematical problems is to understand all of the steps involved in the process. Even worse, it's hard enough trying to write down a complicated arithmetic operation or lengthy linear equation.</p> <p>The Photomath app allows you to snap a photo of a wide variety of mathematical expressions, including basic arithmetic, fractions, decimal numbers, linear equations and several functions, with the camera of your <a href="https://itunes.apple.com/us/app/photomath/id919087726">iPhone</a> or <a href="https://play.google.com/store/apps/details?id=com.microblink.photomath">Android device</a> and show you a step-by-step answer. This is a very useful app for math students of all levels and parents of those young students willing to help out.</p> <h2>9. Quizlet</h2> <p>Flashcards are an excellent study tool because they allow for a self-directed personalized study experience that help us gauge our progress. Available on <a href="https://itunes.apple.com/us/app/quizlet-flashcards-study-tools/id546473125?mt=8">iTunes</a> and <a href="https://play.google.com/store/apps/details?id=com.quizlet.quizletandroid&amp;hl=en&amp;referrer=utm_source%3Dmobilepage">Google Play</a>, the Quizlet app allows you to build your own set of digital flashcards on any subject that you're trying to master. From learning new words in Spanish to memorizing kitchen recipes to preparing for a driving permit practice test, use Quizlet to unlock the learning power of flashcards in six study modes.</p> <p><em>What are other cheap or free apps to help you learn something? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/learn-something-new-with-these-9-cheap-apps">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-didn-t-learn-in-college-but-you-should-have">10 Things You Didn’t Learn in College (but You Should Have)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-more-hobbies-you-can-start-for-free">10 More Hobbies You Can Start for Free</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-restart-your-resolutions-this-spring">5 Ways to Restart Your Resolutions This Spring</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/college/college-resources">40+ College Resources for Parents and Students</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-student-loan-debt-forgiveness">8 Ways to Get Student Loan Debt Forgiveness</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Lifestyle cheap apps education free apps iPhone learning new skills resolutions Wed, 03 Feb 2016 18:19:00 +0000 Damian Davila 1647754 at http://www.wisebread.com 8 Things You Must Immediately Do After Losing Your Smartphone http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-things-you-must-immediately-do-after-losing-your-smartphone" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/millennials_on_phones_000053123676.jpg" alt="Learning what to do immediately after losing your smartphone" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I've only truly lost my phone one time. I was riding the subway in Manhattan and it slipped out of a shallow jacket pocket. As soon as I was off the train &mdash; and the doors had closed &mdash; I realized my blunder. I called the MTA immediately to report the phone, but I didn't have much hope that it would survive a lonely trip on the train with thousands of people coming and going before an MTA official had a chance to scour the cars. Luckily, a good Samaritan snatched it up before any would-be-thieves could get their paws on it, and it made it back to me in one piece. That's not always the case, however, so here's what you should do immediately after losing your smartphone.</p> <h2>1. Call or Text Your Phone</h2> <p>The first thing you should do in the event that you've lost your phone is to call it from another phone. Perhaps you've merely misplaced it.</p> <p>If you've indeed lost your phone, perhaps someone has picked it up and they're trying to find the best way to get it back to you. Whenever I've discovered a lost phone, the first thing I do is call &quot;mom&quot; or &quot;dad&quot; listed in the contacts. But if the phone is locked and there's no access to the contacts, the finder may be standing by waiting for you to give it a ring. And once the battery is dead, you'll have a harder time getting a hold of anyone, so do this first.</p> <h2>2. Lock It Down</h2> <p>We all have important and sensitive information on our phones. Hopefully, your device isn't in the wrong hands, but to be sure nobody can access your private info, lock it down remotely. You can do this by logging into your Android Device Manager and Find My iPhone account on another device and manually lock the phone.</p> <h2>3. Locate Your Phone Via GPS</h2> <p>If you've called your phone and weren't able to get someone on the other line, try locating it via your phone GPS locating service. It's important to note that this needs to be activated on your devices so you can access them from another machine &mdash; otherwise this step is moot. Android Device Manager and Find My iPhone will help you do this as well</p> <h2>4. Set Up a Lock-Screen Message</h2> <p>Once your phone is locked down, the only way back into it is with your password &mdash; and chances are, whoever has your phone doesn't have that information. Set up a lock-screen message to let whoever has the phone know that you're looking for it, along with a phone number or other contact information to get in touch with you.</p> <h2>5. Report Your Phone Lost or Stolen</h2> <p>If you think your phone has been stolen rather than lost, you should probably file a police report. It sounds like a lost cause, yes, but I know people who have done just that and their phones have miraculously made it back to them.</p> <h2>6. Protect Your Accounts</h2> <p>Your phone is locked by now, but it's still not a bad idea to protect your accounts, just in case. According to Gizmodo, you should <a href="http://fieldguide.gizmodo.com/mobile-emergency-what-to-do-if-you-just-lost-your-phon-1733747690?newstream=on&amp;utm_expid=66866090-71.ZDl_b8uGQgG7HBI5sxDRgQ.2&amp;utm_referrer=https%3A%2F%2Fwww.google.com">log out of your social media</a> and email accounts, until you get the situation under control. (See also: <a href="http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe">6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe</a>)</p> <h2>7. Suspend Your Service</h2> <p>If you suspect suspicious activity on your lost or stolen phone, it's best to err on the side of caution and suspend your service.</p> <p>The last thing you want to deal with after the fact are erroneous charges and data usage bills that will only compound this already stressful situation.</p> <h2>8. Wipe All Data From Your Phone</h2> <p>When worse comes to worst, it might be time to chalk up the experience to a loss and wipe the phone clean. I had a phone stolen once, did all the steps I listed above &mdash; I could even see where the phone was in Manhattan when I used the Find My iPhone feature (although I couldn't hone in on it given that everybody lives in a massive apartment building) &mdash; but after a few weeks, I gave up. I already had a new phone, and the stolen phone was either dead or turned off, so I could no longer locate it. At that point, I erased it and moved on.</p> <p><em>Have you lost a phone or had it stolen? How did you handle the situation? Let's discuss in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-terrifying-things-that-can-happen-when-someone-steals-your-phone-and-how-you-can-protect-it">11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-your-smartphone-saves-you-money">8 Ways Your Smartphone Saves You Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/boost-your-computers-ram-in-seconds-very-easy">Boost your computer&#039;s RAM in seconds. Very easy.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-refill-an-ink-cartridge-with-a-small-piece-of-tape">How to refill an ink cartridge with a small piece of tape</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-back-to-school-iphone-apps">10 Back-to-School iPhone Apps</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Technology fraud protection identity theft iPhone lost phone smartphone Wed, 23 Dec 2015 18:00:02 +0000 Mikey Rox 1625890 at http://www.wisebread.com The 5 Best iPhone 6 Covers http://www.wisebread.com/the-5-best-iphone-6-covers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-iphone-6-covers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_iphone_000030435408.jpg" alt="Woman using best iphone cover on her iphone" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You&rsquo;ve spent a lot of money on your smartphone, so why not protect it? With the right iPhone 6 cover, you can protect your phone from falls, scratches, and other damage, preserving it for the long run. By adequately protecting your phone, you can get more from your investment and enjoy years of reliable use from your iPhone.</p> <h2>What Is an iPhone 6 Cover?</h2> <p>No iPhone is complete without the right case or cover. An iPhone 6 cover will protect your phone, while helping you display your own personal style. To get the most of your new phone case, look for a durable solution that offers great shock absorption, drop protection, scratch resistance, and any other features you need to protect your device.</p> <h2>Top 5 iPhone 6 Covers</h2> <h3>OtterBox Defender Series iPhone 6 Case</h3> <p><a href="http://www.amazon.com/gp/product/B00N1AFY1Q/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00N1AFY1Q&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=VXVHGQCB2KV72CXR"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/otterbox.jpg" width="100" height="245" align="right" alt="" /></a>As Amazon&rsquo;s #1 best seller in cell phone holsters and clips, the award-winning <a href="http://www.amazon.com/gp/product/B00N1AFY1Q/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00N1AFY1Q&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=VXVHGQCB2KV72CXR">OtterBox Defender Series iPhone 6 Case</a> comes from the #1 most trusted supplier in smartphone case protection. It comes in all different colors and styles to match your personal preferences.</p> <p>The Defender Series case offers triple-layer protection and is built from a high-impact, scratch-resistant polycarbonate shell and durable silicone slip cover, providing heavy duty protection against drops, bumps, shock, dust, dirt, scrapes, and damage. The robust case also has a built-in screen protector to guard against scratches, while the port covers keep dust and debris out. There is also an included belt-clip holster that doubles as a kickstand for hand-free media viewing. OtterBox also offers superior customer service and a 1-year warranty.</p> <p><a href="http://www.amazon.com/gp/product/B00N1AFY1Q/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00N1AFY1Q&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=VXVHGQCB2KV72CXR"><em>Currently $34.19 on Amazon</em></a></p> <h3>Trent Trentium 6S Rugged Protective Durable TPU iPhone 6 Rugged Case</h3> <p><a href="http://www.amazon.com/gp/product/B00MXDZFFM/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00MXDZFFM&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=YHBR3SXQ5CGWYDBS"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/trent%20trentium.jpg" width="245" height="202" align="right" alt="" /></a>If you&rsquo;re always changing your mind and frequently changing your case, then the <a href="http://www.amazon.com/gp/product/B00MXDZFFM/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00MXDZFFM&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=YHBR3SXQ5CGWYDBS">Trent Trentium 6S Rugged Protective Durable TPU iPhone 6 rugged case</a> is the one for you. With Black/Silver/Gold Interchangeable Back Plates included, you can change your case between the three classic color choices whenever you like.</p> <p>The case includes a two-piece, flexible TPU shell and hard polycarbonate cover that offers full body rugged protection, yet surprisingly lightweight design. In fact, the slim case only adds an extra 5mm to your iPhone 6, so you won&rsquo;t have to worry about any added bulkiness. The precise design offers cutouts for full access to all speakers, microphone, camera, charging ports, audio ports, buttons, and features.</p> <p>It also features all around corners bumper for maximum impact resistance and durability. Many reviewers stated that the case feels very high end, despite its affordable price point. It is also backed by a 10-month warranty for your peace of mind.</p> <p><a href="http://www.amazon.com/gp/product/B00MXDZFFM/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00MXDZFFM&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=YHBR3SXQ5CGWYDBS"><em>Currently $18.95 on Amazon</em></a></p> <h3>Cable &amp; Ultra Protection Case</h3> <p><a href="http://www.amazon.com/gp/product/B00SNVC41Q/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00SNVC41Q&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=DKNRGLGDEFNLTG6Y"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/labc%20case.jpg" width="205" height="245" align="right" alt="" /></a>The <a href="http://www.amazon.com/gp/product/B00SNVC41Q/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00SNVC41Q&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=DKNRGLGDEFNLTG6Y">iPhone 6 Cable &amp; Ultra Protection Case (or the Cable Case)</a>, will save you in all of your worst iPhone-related emergencies. It has a detachable silicon 8 pin Apple Certified MFi Lightning Cable and stand inside of the case, so you can plug in and charge your phone anywhere you need to. You&rsquo;ll never have to worry about forgetting your cable and running out of power again.</p> <p>The cable also doubles over as a kickstand, truly making it a multi-purpose gadget. The durable case can also withstand a fall. With advanced Shock Absorption Technology and a Hexagonal inner Pattern TPU protection case, it will keep your phone well protected. It is also a recipient of the Red Dot, IDEA, Product Design Awards in 2014 and is one of the top rated cases on Amazon. The case also includes a free screen protective film and is available in 7 different colors, so you can choose which one best suits your style.</p> <p><a href="http://www.amazon.com/gp/product/B00SNVC41Q/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00SNVC41Q&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=DKNRGLGDEFNLTG6Y"><em>Currently $24.99 on Amazon</em></a></p> <h3>Spigen Tough Armor Case for iPhone 6</h3> <p><a href="http://www.amazon.com/gp/product/B00LL60JU8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00LL60JU8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=I447GRJT5GWLROP7"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/spigen.jpg" width="162" height="245" align="right" alt="" /></a>As an Amazon best seller in cell phone cases, holsters, and clips, the <a href="http://www.amazon.com/gp/product/B00LL60JU8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00LL60JU8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=I447GRJT5GWLROP7">Spigen Tough Armor Case</a> offers superior protection, while remaining less bulky than other protective cases. The dual layered build of flexible, anti-stretch TPU and premium polycarbonate also feature Air Cushioned corners and an interior spider web pattern to offer better shock absorption and protection from drops and scratches.</p> <p>The 4-Point Rear Guard protects the polycarbonate back plate, while a 0.7mm lip protects the screen. The expanded port opening is made wide enough for any chargers and ports, and the case also offers easier access to the power and volume buttons. Spigen is a trusted manufacturer and offers a range of covers that are each award-winning best sellers on Amazon. This case is available in a range of colors to best suit your style.</p> <p><a href="http://www.amazon.com/gp/product/B00LL60JU8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00LL60JU8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=I447GRJT5GWLROP7"><em>Currently $17.76 on Amazon</em></a></p> <h3>SUPCASE Full-body Belt Clip Holster Case for Apple iPhone 6&nbsp;</h3> <p><a href="http://www.amazon.com/gp/product/B00MOOF4D8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00MOOF4D8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=X33DAG32QLIP6OZ4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/supcase.jpg" width="186" height="245" align="right" alt="" /></a>The <a href="http://www.amazon.com/gp/product/B00MOOF4D8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00MOOF4D8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=X33DAG32QLIP6OZ4">SUPCASE Full-body Belt Clip Holster Case</a> has a built-in screen protector to provide your phone with ultimate protection. The advanced dual layer design combines high grade polycarbonate hard shell and flexible TPU to withstand accidental drops, bumps, and shock. Precise cutouts allow for full access to the touchscreen, camera, buttons, speaker, and ports.</p> <p>This holster case also includes a 360 degree swiveling Belt Clip Holster, making it perfect to take on the job or on your next outdoor excursion. The shock resistant case is available in 5 color options to best suit your style.</p> <p><a href="http://www.amazon.com/gp/product/B00MOOF4D8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00MOOF4D8&amp;linkCode=as2&amp;tag=bguidelink-20&amp;linkId=X33DAG32QLIP6OZ4"><em>Currently $15.99 on Amazon</em></a></p> <p>And those are our recommendations for the best iPhone 6 covers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-iphone-6-covers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-solar-power-banks">The 5 Best Solar Power Banks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-9-volt-batteries">The 5 Best 9 Volt Batteries</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-ups-backup-batteries">The 5 Best UPS Backup Batteries</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-banks">The 5 Best Power Banks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology iPhone iphone covers product reviews tech accessories Thu, 27 Aug 2015 09:00:13 +0000 Andrea Cannon 1469257 at http://www.wisebread.com 10 Free (or Almost!) Tools and Resources for Creating a New 2015 Budget http://www.wisebread.com/10-free-or-almost-tools-and-resources-for-creating-a-new-2015-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-free-or-almost-tools-and-resources-for-creating-a-new-2015-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000064844883_Large.jpg" alt="woman working computer" title="woman working computer" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>So your spending went a little haywire during the holidays. Now is the time to get back on track with a new budget for 2015.</p> <p>These days, it's easy to track spending and set up budgets, often without the need to log in to any complicated software program.</p> <p>For those looking to do a better job of tracking spending and keeping their financial goals within reach, these tools should help you as you head into the new year.</p> <h2>1. Mint</h2> <p><a href="https://www.mint.com/">Mint</a> offers an array of tools to help with budgeting. It's possible to link all of your financial accounts, including your investments, and view them on a single platform. You can also track and categorize all transactions, and export your financial data to your TurboTax account at tax time. Best of all, you can set up an unlimited number of budgets and even establish goals to track. Mint is available online and on apps for smartphones and tablets.</p> <h2>2. Personal Capital</h2> <p>If you like Mint, you'll also like <a href="https://www.personalcapital.com/">Personal Capital</a>. Its budgeting tools are not quite as robust, but I find it's a little snappier than Mint. Personal Capital also offers financial advice and management for a fee.</p> <h2>3. Buxfer</h2> <p><a href="https://www.buxfer.com/">Buxfer</a> allows you to sync all of your accounts just like Mint and Personal Capital, but has an added feature that allows you to send money to friends and family online. It also helps you dole out shared expenses, like portions of rent or groceries, so it's perfect for young people with roommates.</p> <h2>4. BudgetPulse</h2> <p>This web-based application is a good option for those who prefer to not link all of their accounts. <a href="https://www.budgetpulse.com/">BudgetPulse</a> requires a little bit more work, because you have to enter all of your financial information manually, but it has a nice interface and some easy-to-adjust budgeting tools.</p> <h2>5. Level Money</h2> <p><a href="https://levelmoney.com/">Level Money</a> allows you to enter your income, expenses, and &quot;spendable cash&quot; and then offers a real-time picture of what you're buying and how much cash you have left. It's best feature is its simplicity.</p> <h2>6. GnuCash</h2> <p>The <a href="http://www.gnucash.org/">GnuCash</a> personal and small business accounting program has many devotees because it's free and works on almost any computer platform, including Linux. Because it's based on the double-entry accounting system, it's very robust (and sometimes confusing for those unfamiliar with double entry). Still, with it you can track bank accounts, stocks, and other financial information, and get helpful charts. It's also possible to import from software programs such as Quicken.</p> <h2>7. Spendee</h2> <p>The first step to budgeting is learning where your money is going. And that's <a href="http://www.spendeeapp.com/">Spendee</a>'s strength. It's easy to enter transactions with just a few taps on the app (iPhone and Android), and the interface is about as clean as you can get. The budgeting tools aren't as robust as other apps, but you may find it's just perfect enough for tracking spending.</p> <h2>8. HomeBudget</h2> <p>A well-reviewed app for iOs, Android, and desktop platforms, <a href="https://itunes.apple.com/us/app/homebudget-with-sync/id306257910?mt=8">HomeBudget</a> is great for couples who want to manage budgets together. The app has a slick interface and offers a syncing capability that allows more than one user to track spending and income. The downside to this app is that it costs $4.99, but many find it worth it.</p> <h2>9. Paper Envelopes</h2> <p>Yes, just a handful of plain white envelopes will help you stay on the right financial path. Fill each envelope with a specific amount of cash for certain items. Once the envelope is empty, you can't spend any more on that item. It's a simple, but effective, way to reduce your dependency on credit cards and rein in your spending.</p> <h2>10. Microsoft Excel</h2> <p>This may seem a little outdated &mdash; and it's only free if you already have MS Office installed &mdash; but it can be effective. Microsoft's spreadsheet program offers a <a href="http://office.microsoft.com/en-us/templates/simple-monthly-budget-TC103428920.aspx">simple monthly budget template</a> that allows you to compare monthly income and expenses. Sometimes simple is best.</p> <p>If truly free is your thing, you might try a <a href="https://drive.google.com/previewtemplate?id=0AqSw5UvrxNaFdFRHNFlkbzEtR2xXNWJCS0JNRTZNdEE&amp;mode=public">similar template on Sheets</a>, Google's free alternative to Excel.</p> <p><em>How do you track your budget?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/10-free-or-almost-tools-and-resources-for-creating-a-new-2015-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-money-goals-all-30-somethings-should-have">10 Money Goals All 30-Somethings Should Have</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-most-valuable-thing-debt-takes-from-you-isnt-money-its-this">The Most Valuable Thing Debt Takes From You Isn&#039;t Money — It&#039;s This</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/making-every-penny-count-with-a-zero-based-budget">Making Every Penny Count With A Zero-Based Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-only-3-budgeting-apps-you-need-to-know-about">The Only 3 Budgeting Apps You Need to Know About</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buying-shiny-new-things-without-the-guilt">Buying Shiny New Things Without The Guilt</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Android apps budgeting iPhone saving Mon, 05 Jan 2015 14:00:06 +0000 Tim Lemke 1275173 at http://www.wisebread.com Best Money Tips: Ways to Save on the Latest Smartphones http://www.wisebread.com/best-money-tips-ways-to-save-on-the-latest-smartphones <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-on-the-latest-smartphones" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/smartphone-cafe-494181221-small.jpg" alt="smartphone cafe" title="smartphone cafe" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on ways to save on the latest smartphone, ways to save at school, and cool car hacks you should try.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneytalksnews.com/2014/09/08/how-to-save-on-a-new-smartphone/">7 Ways to Save on the Latest Smartphones</a> &mdash; To save on the latest smartphones, trade in your old phone and wait a few months to buy the latest model released. [Money Talks News]</p> <p><a href="http://www.bargaineering.com/articles/smarrealistic-ways-save-money-wont-ruin-college-fun.html">Smart Ways to Save Money at School Without Ruining Your College Fun &mdash; or Going Hungry</a> &mdash; Not taking more than 4 years to graduate and taking advantage of student discounts can help you save money at college. [Bargaineering]</p> <p><a href="http://www.popsugar.com/smart-living/Car-Hacks-35664947">19 Insanely Cool Car Hacks You Should Try Out</a> &mdash; Did you know hanging a shoe organizer on the back of your seat in your car can help you keep your car organized? [PopSugar Smart Living]</p> <p><a href="http://www.kiplinger.com/article/spending/T059-C011-S001-5-reasons-you-hate-flying-and-what-to-do-about-it.html">5 Reasons You Hate Flying and What to Do About It</a> &mdash; If you hate flying because of baggage fees, opt to fly with JetBlue or Southwest. [Kiplinger]</p> <p><a href="http://www.mainstreet.com/article/the-best-and-worst-states-to-retire">The Best and Worst States to Retire</a> &mdash; Orlando is one of the best cities to retire in, as is Scottsdale. [MainStreet]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.creditsesame.com/blog/when-a-relative-steals-your-identity/">When a Relative Steals Your Identity</a> &mdash; If a relative steals your identity, request copies of your credit report to find out how much damage has been done. [Credit Sesame]</p> <p><a href="http://angelashelton.com/8-steps-to-write-your-book/">8 Steps to Write and Publish Your Book</a> &mdash; Unsure how to start writing your book? Try creating an outline that lists questions your book will answer. [Angela Shelton]</p> <p><a href="http://www.freemoneyfinance.com/2014/09/the-new-retirement-rule.html">The New Retirement Rule?</a> &mdash; What do you think of the new retirement rule that states that you should save 15% of your pay for 30 years? [Free Money Finance]</p> <p><a href="http://onecentatatime.com/when-money-is-everything-how-to-financially-prepare-for-divorce/">When Money Is Everything: How to Financially Prepare for Divorce</a> &mdash; When you are going through a divorce, find a lawyer and be prepared to divide up assets. [One Cent at a Time]</p> <p><a href="http://parentingsquad.com/7-ways-to-be-a-leader-in-healthy-living">7 Ways to Be a Leader in Healthy Living</a> &mdash; To be a leader in healthy living, be organized and start early. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-save-on-the-latest-smartphones">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/get-a-deal-every-time-you-shop-with-these-tools">Get a Deal Every Time You Shop with These Tools</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-reasons-why-you-should-get-a-3d-printer">8 Reasons Why You Should Get a 3D Printer</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-things-to-buy-in-september-2012">The Best and Worst Things to Buy in September 2012</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-cell-phone-app-thats-saving-me-a-smal-fortune">The Cell Phone App That&#039;s Saving Me A Small Fortune</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips iPhone save smartphone smartphones technology Mon, 15 Sep 2014 19:00:04 +0000 Ashley Jacobs 1207214 at http://www.wisebread.com Best Money Tips: Should I Upgrade to the iPhone 5c or the 5s? http://www.wisebread.com/best-money-tips-should-i-upgrade-to-the-iphone-5c-or-the-5s <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-should-i-upgrade-to-the-iphone-5c-or-the-5s" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/phone-4190199-small.jpg" alt="phone" title="phone" class="imagecache imagecache-250w" width="250" height="187" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on if you should upgrade to the iPhone 5c or 5s, how social media can find you deals, and creating an emergency fund.</p> <h2>Top 5 Articles</h2> <p><a href="http://lifehacker.com/should-i-upgrade-to-the-iphone-5c-or-the-5s-1287508303">Should I Upgrade to the iPhone 5c or the 5s?</a> &mdash; People on a budget or who like color should opt for the iPhone 5c while gamers and camera users should opt for the iPhone 5s. [Lifehacker]</p> <p><a href="http://www.dumblittleman.com/2013/09/financial-advice-how-social-media-can.html">Financial Advice: How Social Media Can Help You Find Deals and Save Money on Shopping</a> &mdash; Checking in to a certain business on Foursquare may score you coupons or discounts. [Dumb Little Man]</p> <p><a href="http://christianpf.com/create-quick-emergency-fund/">6 Quick Ways to Create an Emergency Fund</a> &mdash; Selling stuff or getting a side job can help you create an emergency fund quickly. [Christian PF]</p> <p><a href="http://timemanagementninja.com/2013/09/10-tasks-that-should-be-on-your-todo-list-today/">10 Tasks That Should Be On Your Todo List Today</a> &mdash; If you made a promise to someone, make sure fulfilling that promise is on your to do list today. [Time Management Ninja]</p> <p><a href="http://money.usnews.com/money/careers/articles/2013/09/11/4-signs-your-fall-internship-is-a-waste-of-time">4 Signs Your Fall Internship is a Waste of Time</a> &mdash; Are you only performing low-level tasks at your internship? Consider asking for more responsibilities. [US News and World Report]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.budgetsaresexy.com/2013/09/reasons-to-work-at-craigslist-benefits/">31 Reasons to Work at Craigslist</a> &mdash; Craigslist offers their employees a monthly transportation stipend and an employee assistance program among other awesome benefits. [Budgets Are Sexy]</p> <p><a href="http://onecentatatime.com/20-tips-commercial-real-estate-investment/">20 Tips for Commercial Real Estate Investment</a> &mdash; When investing in commercial real estate, only work with expert real estate agents. [One Cent At A Time]</p> <p><a href="http://www.marcandangel.com/2013/09/08/10-ways-to-gain-fame-for-being-a-good-person/">10 Ways to Gain Fame for Being a Good Person</a> &mdash; Letting your passions ignite your ability to thrive and inspire others is a great way to be recognized for being a good person. [Marc and Angel Hack Life]</p> <p><a href="http://www.savvysugar.com/How-Communicate-Effectively-31671112">How to Get Your Point Across Every Time</a> &mdash; If you want to get your point across every time, be clear and concise. [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/how-to-raise-an-organized-child-when-you-re-a-slob-like-me">How to Raise an Organized Child When You're a Slob Like Me</a> &mdash; To raise an organized child, make lists and use toys. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-should-i-upgrade-to-the-iphone-5c-or-the-5s">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">8 Things You Must Immediately Do After Losing Your Smartphone</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/help-end-hunger-get-kindled-and-3-more-positive-web-tips-you-should-know-about">Help End Hunger, Get Kindled, and 3 More Positive Web Tips You Should Know About</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-fun-facts-about-valentines-day-spending">12 Fun Facts About Valentine&#039;s Day Spending</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-is-it-okay-to-share-your-social-security-number">When Is It Okay to Share Your Social Security Number?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-cheap-ways-to-lower-your-blood-sugar">13 Natural and Easy Ways to Lower Your Blood Sugar</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks best money tips iPhone iphone 5c iphone 5s Thu, 12 Sep 2013 10:00:04 +0000 Ashley Jacobs 981915 at http://www.wisebread.com The Best and Worst Things to Buy in September 2012 http://www.wisebread.com/the-best-and-worst-things-to-buy-in-september-2012 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-best-and-worst-things-to-buy-in-september-2012" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4117539720_5927b4ec61_z.jpg" alt="drinking coffee" title="drinking coffee" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>September marks the end of summer, as well as our countdown to November, <a href="http://www.wisebread.com/all-about-black-friday">Black Friday</a>, and the holiday season. (Yes, we're already thinking about it.) But September has its own deal virtues &mdash; including <a href="http://dealnews.com/search.html?search=Labor+Day">Labor Day sales</a> &mdash; so we've mined the extensive dealnews archives of sales, coupons, and individual products from the past few summers to find out what are the best and worst things to buy in September. Here's what we found. (See also: Shopping Calendar: <a href="http://www.wisebread.com/buying-calendar">The Best Time to Buy Anything</a>)</p> <h2>Cozy Up to Bedding Deals</h2> <p>For the past two years, <a href="http://dealnews.com/c196/Home-Garden?eref=wisebread">home good deals</a> have been rather strong in September, specifically for bedding, towels, and the like. We saw a large number of Editors' Choice options for bedding sets this time last year in particular. Keep an eye out for a variety of discounted home items from the likes of <a href="http://dealnews.com/s320/JCPenney?eref=wisebread">JCPenney</a>, <a href="http://dealnews.com/s288/macys?eref=wisebread">Macy's</a>, <a href="http://dealnews.com/s510/Sears?eref=wisebread">Sears</a>, <a href="http://dealnews.com/s38720/Designer-Living?eref=wisebread">Designer Living</a>, and <a href="http://dealnews.com/s1009/Kohls?eref=wisebread">Kohl's</a>. Notably, be on the look out for stacking coupons at Kohl's, and a mattress sale at Sears that beats its summer-month offerings. (Keep in mind however, that last year we saw excellent discounts on mattresses around Black Friday and Cyber Monday, too. So, in case you miss these sales, you'll have another opportunity to cash in on strong deals later in the year.)</p> <h2>Tangled Up in Blue Jeans</h2> <p>We've made it through the height of <a href="http://dealnews.com/back-to-school-sales?eref=wisebread">Back to School shopping</a> season, which means you can start taking advantage of clearance sales for the student staple of denim. However, while we'll see modest discounts this month at about 40% off, these sales will continue into October, and will likely grow stronger. Also in November, many jeans specialists like <a href="http://dealnews.com/s1491/Levi?eref=wisebread">Levi's</a> could offer their best coupons of the year around Black Friday. Now is a good time to start looking at discounted jeans styles for a wider selection, but if you're not particular, next month will see steeper cuts.</p> <h2>SSD Storage Deals Are Solid</h2> <p>We've mentioned before that <a href="http://dealnews.com/features/dealnews-Price-Trends-Is-Now-the-Right-Time-to-Invest-in-an-SSD-/495276.html?eref=wisebread">Solid State Drives (SSDs) are on a constant downward price trajectory</a>, but this trend really ramped up this summer. The number of Editors' Choice deals nearly doubled each month since the spring, and we continue to see new all-time low prices for both specific models and overall drive capacities. <a href="http://dealnews.com/s504/Newegg?eref=wisebread">newegg</a> is overwhelmingly the store to go to for such deals, but <a href="http://dealnews.com/s620/Micro-Center?eref=wisebread">Micro Center</a>, <a href="http://dealnews.com/s313/Amazon?eref=wisebread">Amazon</a>, <a href="http://dealnews.com/s597/Tiger-Direct?eref=wisebread">TigerDirect</a>, and <a href="http://dealnews.com/s233/Buy.com?eref=wisebread">Buy.com</a> have all also had strong offerings.</p> <h2>Get Your Caffeine Fix for Free</h2> <p>Are you a devout coffee drinker? Then make sure to mark September 29 in your calendar, as several food chains will offer a free cup o' Joe in honor of National Coffee Day. Last year, <a href="http://dealnews.com/s1205/Krispy-Kreme?eref=wisebread">Krispy Kreme</a>, Waffle House, <a href="http://dealnews.com/s2269/7-11?eref=wisebread">7-11</a>, and <a href="http://dealnews.com/s2207/Caribou-Coffee?eref=wisebread">Caribou Coffee</a> all offered a special promotion to celebrate, and it's possible that other chains and local cafes will do the same.</p> <h2>New Price Points for the iPhone</h2> <p>Supposedly, the <a href="http://dealnews.com/c491/Electronics/Phones-Cell-Phones/Apple-iPhones?eref=wisebread">newest Apple iPhone</a> will be announced on September 12, making it very likely that the company will slice prices on its older models. If the newest iPhone pricing mimics that of its siblings-made-obsolete, then <a href="http://dealnews.com/features/The-iPhone-4-S-Will-Drop-in-Price-at-the-iPhone-5-s-Debut-But-By-How-Much-/604401.html?eref=wisebread">the iPhone 4S could drop to $99</a>. And the iPhone 4 will possibly stick around as an even more affordable model &mdash; a need that the iPhone 3GS will likely leave open as it is expected to be discontinued.</p> <h2>A Slew of iPhone Accessories, New and Old</h2> <p>Supposedly <a href="http://dealnews.com/features/Want-the-Rumored-iPhone-5-Start-Saving-Your-Money-for-New-Accessories/588123.html?eref=wisebread">the iPhone 5 will feature a completely new dock connector</a>, which means all existing <a href="http://dealnews.com/c550/Electronics/Phones-Cell-Phones/Apple-iPhones/iPhone-Accessories?eref=wisebread">iPhone accessories</a> will become outdated overnight. Old accessories will then see aggressive deals as stores try to clear their shelves for brand new, full-price replacements. If you're upgrading to the iPhone 5, consider at least waiting a few months to add to your collection of dock accessories so that you can avoid paying retail price.</p> <h2>Rock-Bottom Airfare Rates</h2> <p>The cheapest <a href="http://dealnews.com/c207/Travel-Entertainment/Airfare?eref=wisebread">airfare deals</a> we saw throughout all of last year came in late September, when both Vision Airlines and <a href="http://dealnews.com/s1816/Spirit-Airlines?eref=wisebread">Spirit Airlines</a> offered 1-way fares for a whopping $1. Not a fan of those budget airlines? <a href="http://dealnews.com/s3738/Jet-Blue?eref=wisebread">JetBlue</a> also offered one of its best sales in September, dropping rates to just $29 each way. (However, we have seen JetBlue fares at this price at various other times in the year.) Of course, in order to take advantage of these rock-bottom prices, you have to be a lucky or flexible flyer to make use of the restricted routes and times.</p> <h2>Keep an Eye Out for Hot Sunglasses Sales</h2> <p>If you managed to make it through the summer without buying <a href="http://dealnews.com/features/Cheap-Sunglasses-Are-Great-Just-Make-Sure-They-Offer-the-Proper-Protection/558931.html?eref=wisebread">a new pair of sunglasses</a>, you're about to be rewarded; according to our deals last year, the best storewide sunglasses sales popped up in September, as well as in November and December. For September in particular, look to <a href="http://dealnews.com/s5778/Oakley-Vault?eref=wisebread">Oakley Vault</a>, <a href="http://dealnews.com/s3164/Sunglass-Hut?eref=wisebread">Sunglass Hut</a>, <a href="http://dealnews.com/s549/REI?eref=wisebread">REI</a>, <a href="http://dealnews.com/s1460/6-pm?eref=wisebread">6pm</a>, and <a href="http://dealnews.com/s1988/Endless?eref=wisebread">Endless.com</a> for discounted styles. Last September, Oakley Vault's <a href="http://dealnews.com/c454/Clothing-Accessories/Apparel-Accessories/Sunglasses?eref=wisebread">sunglasses sale</a> was the best the merchant offered all year.</p> <h2>Patio Furniture Deals Are Sitting Pretty</h2> <p>Finally, it's a great month to buy patio furniture! September will see an increase in the sheer number of <a href="http://dealnews.com/c198/Home-Garden/Garden?eref=wisebread">outdoor furniture sales</a> and deals that discount the seasonal outdoor items. October will see an uptick in the level of Editors' Choice caliber prices. But since several patio sets and gardening items from Sears, Amazon, and other merchants hit their lowest prices in October &mdash; and will be priced significantly lower than we had seen them over the summer &mdash;what's another few weeks of waiting?</p> <h2>Wait and See With Tablets</h2> <p>We're on a path toward seeing a very interesting, competitive <a href="http://dealnews.com/c622/Computers/iPad-Tablet?eref=wisebread">budget-friendly tablet</a> market in the coming weeks and months. It would benefit the consumer to hold off on purchases at the moment; increased competition could likely yield deals that either cut prices or bundle devices with useful media credits or gift cards. Amazon is rumored to be debuting the Kindle Fire 2 in a few days, resulting in a new lower price on the original Kindle, and come mid-month Apple may announce an &quot;iPad mini&quot;.</p> <h2>Big Screen 3D HDTVs Show Some Promise</h2> <p>Fall will soon be upon us and if you can refrain from any HDTV purchases over the next two months, you're bound to see the year's <a href="http://dealnews.com/features/best-tv-deals?eref=wisebread">best HDTV deals</a> come November. However, if you're in dire need of a new HDTV, you'll want to look at name-brand <a href="http://dealnews.com/c159/Electronics/TVs?eref=wisebread">55&quot; 3D LCD HDTVs</a>, as those are seeing the most action these days in terms of deals.</p> <p>Over the summer, 55&quot; 3D HDTVs dipped under the $1,000 mark, a price we had't seen since Black Friday 2011. Then, in early August, prices hit an all-time low, as we saw the 2012 LG 55LM7600 hit $949. While we still recommend waiting for the holidays, shoppers who can't wait until <a href="http://dealnews.com/c482/Store-Events/Black-Friday?eref=wisebread">Black Friday</a> should look at 55&quot; 3D LCD HDTVs under $1,000.</p> <h2>Ivy Bridge Laptops on the Move Again</h2> <p>Although <a href="http://dealnews.com/back-to-school-sales?eref=wisebread">back to school sales</a> have generally come to an end, Ivy Bridge-based laptops are in a price free-fall. Whereas 15&quot; Ivy Bridge systems debuted at $1,000 in April, they closed out August at $480 &mdash; a price drop of over 50%. We expect to see even more aggressive deals as Microsoft preps systems for its Windows 8 launch in late October; shoppers would be wise to wait a few more weeks to see the <a href="http://dealnews.com/features/best-laptop-deals?eref=wisebread">best laptop deals</a>.</p> <p>Again, if you can't wait, looks for 15&quot; Ivy Bridge systems between $480 and $550. Anything under $480 and you'll know you're buying a machine at an all-time low.</p> <p>Meanwhile, Mac fans who live near a <a href="http://dealnews.com/s669/Frys?eref=wisebread">Fry's Electronics</a> store are in luck as the electronics retailer has been offering Apple's <a href="http://dealnews.com/c514/Computers/Apple-Computers/Mac-Book-Air?eref=wisebread">13&quot; MacBook Air</a> (Ivy Bridge model) for $999 with in-store pickup. That's $200 under Apple's retail price and the lowest price we've seen this summer for the 13&quot; model. Don't live near a Fry's? <a href="http://dealnews.com/s560/Best-Buy?eref=wisebread">Best Buy</a>, Amazon, and <a href="http://dealnews.com/s973/B-H-Photo-Video?eref=wisebread">B&amp;H Photo Video</a> have each listed the 13&quot; Air at $1,099 (which is $100 under Apple's price).</p> <p><em>This is a guest post by </em><a href="http://dealnews.com"><em>Dealnews</em></a><em>.</em></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> What end-of-summer deals will you snag this month? Read through for the best and worst things to buy in September. </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dealnews">Dealnews</a> of <a href="http://www.wisebread.com/the-best-and-worst-things-to-buy-in-september-2012">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stuff-we-love-the-macbook-pro-a-hassle-free-laptop">Stuff We Love: The MacBook Pro, a Hassle-Free Laptop</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-a-laptop-computer">How to Buy a Laptop Computer</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-make-these-5-laptop-buying-mistakes">Don&#039;t Make These 5 Laptop-Buying Mistakes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-things-to-buy-in-august">The Best and Worst Things to Buy in August</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Airfare clothing coffee computers ipad iPhone laptops tvs Tue, 04 Sep 2012 10:24:41 +0000 Dealnews 954270 at http://www.wisebread.com Best Money Tips: How to Sell Your iPhone 4 http://www.wisebread.com/best-money-tips-how-to-sell-your-iphone-4 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-sell-your-iphone-4" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4846312108_2d9ca4140b_z-1.jpg" alt="How to Sell Your iPhone 4" title="How to Sell Your iPhone 4" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how to sell your old iPhone 4, traveling efficiently, and secrets of wealthy whiz kids.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.doughroller.net/personal-finance/how-to-sell-old-used-cell-phones/">How to (Quickly) Sell Your Old iPhone 4 for Cash</a> &mdash; Do you want to upgrade to the new iPhone 4S but need to get rid of your old iPhone 4 first? Try using BuyMyTronics. [Dough Roller]</p> <p><a href="http://personaldividends.com/lifestyle/briana/traveling-efficiently-saving-money-and-time">Traveling Efficiently: Saving Money and Time</a> &mdash; Save money and time when you travel by utilizing shortcuts. [Personal Dividends]</p> <p><a href="http://blogs.reuters.com/reuters-money/2011/10/04/secrets-of-wealthy-whiz-kids-how-to-make-a-million-by-21/">Secrets of wealthy whiz kids: How to make a million by 21</a> &mdash; If you want to make a million dollars, invest in a passion or hobby. [Reuters Money]</p> <p><a href="http://canadianfinanceblog.com/small-changes-add-up-to-big-savings/">Small Changes Add Up To Big Savings</a> &mdash; By taking the time to create a meal plan, you are less inclined to eat out and spend money. [Canadian Finance Blog]</p> <p><a href="http://couplemoney.com/spending/how-to-save-on-your-cell-phone/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+CoupleMoney+%28Couple+Money%29">How to Save on Your Cell Phone</a> &mdash; To save money on your cell phone, buy fewer apps. [Couple Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://parentingsquad.com/fun-fall-activities-for-families">Family Fun: 53 Fantastic Ways to Celebrate Fall</a> &mdash; Celebrate fall by making a pumpkin pie or sending harvest cards. [Parenting Squad]</p> <p><a href="http://www.thesunsfinancialdiary.com/frugal-living/easy-ways-trim-household-costs-part-2/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+thesunsfinancialdiary%2FOpRy+%28The+Sun%27s+Financial+Diary%29">Easy Ways to Trim Household Costs (Part 2)</a> &mdash; Want to save money around the house? Try to buy only energy efficient appliances. [The Sun's Financial Diary]</p> <p><a href="http://getcurrency.com/life-style/how-to-freelance-with-a-full-time-job">How to Freelance with a Full-Time Job</a> &mdash; Be successful at freelancing with a full time job by scheduling your time. [Currency]</p> <p><a href="http://www.happiness-project.com/happiness_project/2011/10/every-wednesday-is-tip-day-this-wednesday-seven-tips-for-knowing-if-youre-boring-someone-in-a-movie-i-love-a-quir.html">7 Tips to Know If You're Boring Someone</a> &mdash; If someone is asking you simple questions, chances are you are boring them. [The Happiness Project]</p> <p><a href="http://frugaldad.com/2011/10/03/channel-your-inner-science-nerd-to-make-extra-money/">Channel Your Inner Science Nerd to Make Extra Money</a> &mdash; If you are into science, consider participating in clinical trials to make some extra money. [Frugal Dad]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2011/09/wise-bread-tweetchat-wbchat-1">Wise Bread Tweetchat (#WBChat)</a> &mdash; Don't miss our weekly #WBChat every Thursday from 12pm-1pm PST! This week we will be talking about getting out of debt!</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-sell-your-iphone-4">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-41-financial-calculators-for-major-life-decisions">Best Money Tip: 41 Financial Calculators for Major Life Decisions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-get-trapped-by-these-higher-education-scams">Don&#039;t Get Trapped by These Higher Education Scams</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-is-it-okay-to-share-your-social-security-number">When Is It Okay to Share Your Social Security Number?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-being-a-nomad-saves-you-money">4 Ways Being a Nomad Saves You Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-your-credit-score-affects-your-job-search">Here&#039;s How Your Credit Score Affects Your Job Search</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips iPhone Thu, 06 Oct 2011 10:00:28 +0000 Ashley Jacobs 734756 at http://www.wisebread.com 5 Multipurpose iPhone 4 Cases Fit for a Freelancer http://www.wisebread.com/5-multipurpose-iphone-4-cases-fit-for-a-freelancer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-multipurpose-iphone-4-cases-fit-for-a-freelancer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iphone_case.jpg" alt="Man with iPhone in case" title="Man with iPhone in case" class="imagecache imagecache-250w" width="250" height="144" /></a> </div> </div> </div> <p>If there was a T-shirt that said &ldquo;I bought an iPhone 4 and all I got was this stupid bumper,&rdquo; I&rsquo;d wear it.</p> <p>Seriously, I hate the thing (the bumper, not the iPhone; I can't live without the latter). The former, however, serves absolutely no purpose &mdash; including the purpose that it was intended to serve, <a href="http://www.engadget.com/2010/07/16/apple-to-give-away-free-bumpers-to-iphone-4-users/">fewer dropped calls because of the iPhone 4's inferior wrap-around antenna</a>.</p> <p>I can have only half a conversation before my call gets cut off, and the bumper I chose is so poorly designed that I can&rsquo;t charge my phone with the bumper on it. Factor in that the bumper isn&rsquo;t a proper case either &mdash; in no way is it protecting my phone from damage &mdash; and you&rsquo;ve got what I like to call a massive W.O.M., Waste. Of. Money. That&rsquo;s saying something since it was Apple-issued and free.</p> <p>While I was at CES last month, I scoured aisles and aisles of iPhone accessories. Some of them were your standard, everyday, I-don&rsquo;t-do-anything-but-make-your-phone-look-cheap cases. But some of them, well, they&rsquo;re working hard for your money &mdash; and if you&rsquo;re a freelancer like me, you want your money&rsquo;s worth. (See also: <a href="http://www.wisebread.com/the-cell-phone-app-thats-saving-me-a-smal-fortune">The Cell Phone App That's Saving Me a Small Fortune</a>)</p> <p>Thus, here are my five picks for iPhone 4 cases that pull double duty to stretch your dollar.</p> <h3>The Minimalist 4 by TRTL BOT</h3> <p><img height="300" width="230" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u931/TRTL%20BOT.png" /></p> <p>When I go out to meetings or networking events, I crosscheck my body to ensure I have everything I need (phone, wallet, pens and paper), but I often forget the most important part of making lasting professional connections &mdash; my business card. When nobody requests one, I have a dozen in my pocket; as soon as somebody asks, they&rsquo;re nowhere to be found &mdash; never fails. <a href="http://trtlbot.myshopify.com/collections/iphone-4-cases/products/the-minimalist-4">The Minimalist 4</a> is the perfect solution. Snap in your phone, stuff the other side with a few cards, and you&rsquo;re ready to roll. This case in particular is great for my husband, too, who doesn&rsquo;t like carrying a wallet. It&rsquo;s ideal for a night on the town when all you want to worry about is an ID, a credit card, and few crisp greenbacks.</p> <h3>Incipio OffGRID</h3> <p><img height="300" width="300" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u931/IncipioOFFGrid.jpg" /></p> <p>A few weeks ago I wrote this Wise Bread article on the&nbsp;<a href="http://www.wisebread.com/9-items-city-dwelling-dudes-should-keep-in-their-bags">must-have items I keep in my bag at all times</a>. One of the things I just can&rsquo;t do everyday travel without is a phone charger &mdash; because a good self-employed service provider is at his clients&rsquo; beck and call whenever they need him, even if that does sound a bit shady. (My services are legit, I promise.) In any case, I freak out when my phone dies, which makes <a href="http://www.myincipio.com/iphone-4-battery-case/">this rechargeable battery pack case from Incipio</a> a lifesaver. It promises to double your battery life and weighs just two ounces. Think about it: With the extra juice built in, you won&rsquo;t have to sit on the floor of the local Barnes &amp; Noble and pretend to read a book while you steal electricity. Huzzah! You just gained an extra hour, workhorse.</p> <h3>KickBACK g4 by Scosche</h3> <p><img height="238" width="400" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u931/Scosche_kickBACK%20g4.jpg" /></p> <p class="MsoNormal">One the many perks of my job is that I sometimes get to watch movies and TV shows in order to write articles. This twice-as-nice <a href="http://www.scosche.com/consumer-tech/product/1976">kickstand case from Scosche</a> is just what the doctor ordered for consuming that media on the go. Literally. My physician probably would recommend this if it meant that I didn&rsquo;t have to hold the phone in front of my face for an hour and a half. Besides watching your favorites programs, think about the FaceTime possibilities. You can talk to associates from any place that has a Wi-Fi connection without making them nauseous from your Shaky Hand Syndrome.&nbsp;</p> <h3>NUU MiniKey</h3> <p><img height="200" width="300" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u931/NuuMiniKey.jpg" /></p> <p>BlackBerry converts rejoice; your prayers have been answered. If you don&rsquo;t like the iPhone 4&rsquo;s touch-screen keyboard, NUU offers an alternative way to type with its <a href="http://www.nuubrand.com/minikey.html">MiniKey slide-out keyboard</a>. Benefits include &mdash; according to the company, anyway &mdash; speedier typing (considering that you currently type like a tortoise and are used to punching away on a tangible keypad), a larger screen area (because the on-screen keyboard isn&rsquo;t taking up its normal space), easier navigation and editing (so you don&rsquo;t have to perfectly point your finger between your erroneous characters and punctuation to amend mistakes), and several other &ldquo;special features not found anywhere else.&rdquo; Full disclosure: <a href="http://www.engadget.com/2010/12/23/nuu-minikey-for-iphone-4-preview-yep-another-bulky-keyboard/ )">Engadget called it &ldquo;bulky,&rdquo;</a> but it doesn&rsquo;t seem so bad to me. In fact, I&rsquo;m rather impressed with how slim it is. I mean, there&rsquo;s a hidden keyboard in the back; how skinny can it get?</p> <h3>Be A HeadCase Bottle and Can Opener Case</h3> <p><img height="300" width="182" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u931/BeAHeadcase_BottleOpener.jpg" /></p> <p>I&rsquo;ll level with you, <a href="http://www.beaheadcase.com/index.php/shop/iphone-4-cases-bottle-opener-accessories/">this ingenious Be A HeadCase</a> won&rsquo;t do anything but get you drunk. And that&rsquo;s the best part, especially after a long day of doing whatever freelancers do. Until, that is, you download <a href="http://www.youtube.com/watch?v=6-orpvzObZ8">the accompanying app</a> (it&rsquo;s free), which keeps track of how many <a href="http://www.wisebread.com/all-we-are-sayingis-give-pabst-a-chance">bottles and cans</a> you pop. The case features a stainless steel bottle opener; comes in a durable, rubberized black or pink coating; and is compatible with both AT&amp;T and Verizon iPhones. Uh huh, who&rsquo;s happy hour&rsquo;s head honcho now?</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/5-multipurpose-iphone-4-cases-fit-for-a-freelancer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-modern-life-skills-everyone-should-master">15 Modern Life Skills Everyone Should Master</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-back-to-school-iphone-apps">10 Back-to-School iPhone Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-productivity-tips-for-it-professionals">10 Productivity Tips for IT Professionals</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-joy-of-disconnecting">The Joy of Disconnecting</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-digital-detox-how-and-why-to-do-it">The Digital Detox: How and Why to Do It</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity Technology iPhone iphone accessories smartphones Thu, 17 Feb 2011 13:36:14 +0000 Mikey Rox 490930 at http://www.wisebread.com Apperang: Get Paid for Trying iPhone Apps http://www.wisebread.com/apperang-get-paid-for-trying-iphone-apps <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/apperang-get-paid-for-trying-iphone-apps" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iphone_2.jpg" alt="iPhone" title="iPhone" class="imagecache imagecache-250w" width="240" height="180" /></a> </div> </div> </div> <p><a href="http://www.mb01.com/lnk.asp?o=3416&amp;c=44328&amp;a=68038">Apperang</a> is a service that pays iPhone, iPad, and iPod touch users to try out applications from the iTunes store.&nbsp;I first signed up for <a href="http://www.mb01.com/lnk.asp?o=3416&amp;c=44328&amp;a=68038">Apperang</a> a few months ago through an online ad, and it really sounded too good to be true.&nbsp; My first experience was quite disappointing because I logged in, there was nothing I could download, and therefore I couldn't get paid. So I logged out and forgot about it.</p> <p>About a month later I received an email from Apperang telling me that the game Angry Birds was available and downloaders would be paid $0.25. This prompted me to log back into Apperang because Angry Birds was the most popular game in the iTunes store. &nbsp;Apperang then had a dozen apps that I could try, and I downloaded all the free apps I was interested in. There are also paid apps you can try, but you have to buy the app first, and then Apperang reimburses you for the cost of the app plus $0.25. (Basically, you get $0.25 for every app you try.)</p> <p>This is how Apperang works:</p> <ol> <li>Log into <a href="http://www.mb01.com/lnk.asp?o=3416&amp;c=44328&amp;a=68038">Apperang </a>on the computer where you have your iTunes library.</li> <li>Choose the app you want to download and install it from iTunes.</li> <li>Sync your iPhone, iPad, or iPod touch to your computer.</li> <li>Click &quot;verify&quot; on Apperang.&nbsp;Once you verify the download, your account is credited.</li> <li>You can cash out to your PayPal account once you reach a balance of $1.00.&nbsp;</li> </ol> <p>You can make this process faster if you download all the apps you want and then sync them all at once. Clicking verify on Apperang will verify all the apps you have installed and credit you for the entire amount. You have 48 hours to verify that the apps are on your device.</p> <p>Why would these app developers pay you to use their apps? One big reason is that their apps rank higher in the iTunes store as more people download them. Higher visibility means that more people will organically download or buy their apps. Also, many free apps are supported by advertisements, so a bigger userbase means more income. Acquiring a long-term user for only 25 cents is a good proposition for them. Another reason is that some of these apps are meant to be trial apps and the developers hope that you will like their app enough to buy the full version. I have actually enjoyed many of the apps I tried and kept a good amount of them on the phone. I simply deleted the apps I did not like after I got paid, and there is no penalty for doing so.</p> <p>Obviously, you will not earn a lot of money from Apperang, but after a month I did earn enough to buy some songs and paid apps for my iPhone. If you are constantly trying apps, then Apperang is a good way to get paid a few bucks for doing something you do anyway.</p> <p><em> Disclosure: This post contains my referral links to Apperang.&nbsp; You can also refer your own friends and earn 5% of their earnings for the first two years.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/xin-lu">Xin Lu</a> of <a href="http://www.wisebread.com/apperang-get-paid-for-trying-iphone-apps">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/prizes-and-freebies-from-coupsmart-for-the-iphone">Prizes and Freebies from CoupSmart for the iPhone</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/craigslist-vs-ebay-where-to-sell-10-common-items">Craigslist vs. eBay: Where to Sell 10 Common Items</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-cool-uses-for-a-tablet-computer">11 Cool Uses for a Tablet Computer</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-iphone-apps-your-dog-wants-you-to-download">5 iPhone Apps Your Dog Wants You to Download</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-multipurpose-iphone-4-cases-fit-for-a-freelancer">5 Multipurpose iPhone 4 Cases Fit for a Freelancer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Technology ipad iPhone iphone apps Mon, 15 Nov 2010 12:00:11 +0000 Xin Lu 302332 at http://www.wisebread.com 10 Back-to-School iPhone Apps http://www.wisebread.com/10-back-to-school-iphone-apps <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-back-to-school-iphone-apps" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2830319467_634c5c8316_z.jpg" alt="iphone" title="iphone" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>The summer is coming to an end and it's back-to-school time. If you have ever been a student, you'll know that student life is not easy or cheap. With rising tuition costs, high unemployment, and busy schedules, finding ways to manage your time and budget seems impossible. No need to panic! Last week, we showcased <a href="http://www.wisebread.com/back-to-school-savings-and-diy-projects-for-craft-capable-cheapskates">back-to-school savings tips</a>. This week, we have 10 iPhone applications that can help you manage your student life. (See also: <a href="http://www.wisebread.com/16-best-mobile-shopping-apps-for-your-phone" title="16 Best Mobile Shopping Apps For Your Phone">16 Best Mobile Shopping Apps For Your Phone</a>)</p> <h2>Rate My Professor</h2> <p>Ever had a lecture where the monotonous professor puts you to sleep? <a href="http://itunes.apple.com/us/app/rate-my-professors/id345381821?mt=8">Rate My Professor</a> was one of my favorite sites while at university. Now it's an iPhone application. The app allows you to view other students' comment and rating of professors and write your own review about them. The great thing with the app is that you can tweet it or post it on your Facebook &mdash; just be careful what you say!</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/ratemyprofessor.png" /></p> <h2>Evernote</h2> <p>Taking notes in class is not always easy, but <a href="http://itunes.apple.com/WebObjects/MZStore.woa/wa/viewSoftware?id=281796108&amp;mt=8">Evernote</a> can help. This app takes text and voice notes, which can be synchronized to an online account so that it's accessible everywhere. Although typing on your iPhone all day long may not be the most convenient way to take notes, the voice recording can be very versatile.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/Evernote.png" /></p> <h2>Pageonce Personal Finance</h2> <p>Classes, assignments, exams, papers to write... Students have enough to remember. Worrying about when bills are due and managing accounts does not have to be hard. With <a href="http://itunes.apple.com/app/pageonce-personal-finance/id285056092?mt=8">Pageonce Personal Finance</a>, you can manage all your online accounts anywhere, anytime.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/Pageonce.png" /></p> <h2>myHomework</h2> <p>Keeping track of assignments can get complicated; <a href="http://itunes.apple.com/us/app/myhomework/id303490844?mt=8">myHomework</a> can help you keep your head above water. You can keep track of assignments in different classes and when they are due. You can see all your homework laid out in a calendar view and send homework reminders to friends. It's a free application and with very practical uses for the busy student.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/myHomework.png" /></p> <h2>Blackboard Mobile Learn</h2> <p><a href="http://itunes.apple.com/us/app/blackboard-mobile-learn-for/id376413870?mt=8">Blackboard</a> seems to be a very poplar platform used by many schools to communicate with their students. Assignments and grades are often posted on Blackboard, and professors point students to Blackboard for lecture notes and assignments. If your school utilizes Blackboard, then you can have instant access to all the information posted by your school, professors, and classmates.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/Blackboard.png" /></p> <h2>iStudiez Pro</h2> <p><a href="http://itunes.apple.com/app/istudiez-pro/id310636441?mt=8">iStudiez Pro</a> is not a free application ($2.99), but it can be very useful. It helps you keep track of your classes and assignments. It can color-code each assignment with the corresponding class and notify you of their due dates. It may just be the best $2.99 you spend in college.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/iStudiez.png" /></p> <h2>New Oxford American Dictionary</h2> <p>By the time I graduated I probably went through four dictionaries. (They kept disappearing, somehow.) The <a href="http://itunes.apple.com/us/app/new-oxford-american-dictionary/id298896076?mt=8">New Oxford American Dictionary</a> has over 250,000 entries stored on your phone, which means no internet connection needed. It also includes over 60,000 audio pronunciations.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/New%20Oxford%20Dictionary.png" /></p> <h2>Chegg</h2> <p>Textbooks are expensive &mdash; really expensive. Finding used textbooks is not always easy and even then it may be an outdated edition. <a href="http://itunes.apple.com/us/app/chegg/id385758163?mt=8">Chegg</a> is a textbook rental company with millions of books you can choose from. No need to stand in line for hours at the campus bookstore: All you need is the free Chegg app, the book's title, author or ISBN, or you can simply scan the bar code. The app also has a reminder to return the book so you won't incur any late fees.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/Chegg.png" /></p> <h2>Formulus Free</h2> <p><a href="http://itunes.apple.com/us/app/formulus-free-formulas-for/id309681718?mt=8">Formulus Free</a> can come in handy whether you love or hate math. The free app helps you find formulas, so no more searching pages of your textbook to find the right one &mdash;: they're all at your fingertips.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/Formulus.png" /></p> <h2>Free Books</h2> <p><a href="http://itunes.apple.com/us/app/free-books-23-469-classics/id317776727?mt=8">Free Books</a> costs $1.99, but all the books are free. Although you may not find the newest books in the application, it contains over 23,000 books, including most classic books you'll probably study in school. You are probably thinking, &quot;Who can read the whole book on their iPhone?&quot; Well, fear not. This application lets you email the book to yourself. You can download and read it on your computer or notebook.</p> <p><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u890/Freebook.png" /></p> <p>Going back to school can be an exciting and stressful time; hopefully, some of these applications can help you get through another year of school. If you are looking for more great phone applications, check out this list of <a href="http://financialhighway.com/75-phone-apps-10-tips-that-will-save-you-money/">75 phone applications that will save you money</a></p> <p><em>Do you have any favorite applications you'd like to share?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ray-jamali">Ray Jamali</a> of <a href="http://www.wisebread.com/10-back-to-school-iphone-apps">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-modern-life-skills-everyone-should-master">15 Modern Life Skills Everyone Should Master</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-apps-can-fix-your-finances">These 5 Apps Can Fix Your Finances</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-multipurpose-iphone-4-cases-fit-for-a-freelancer">5 Multipurpose iPhone 4 Cases Fit for a Freelancer</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-skills-that-will-be-obsolete-soon">9 Skills That Will Be Obsolete Soon</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/prizes-and-freebies-from-coupsmart-for-the-iphone">Prizes and Freebies from CoupSmart for the iPhone</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Productivity Technology apps back-to-school iPhone students Fri, 03 Sep 2010 13:00:04 +0000 Ray Jamali 224648 at http://www.wisebread.com Prizes and Freebies from CoupSmart for the iPhone http://www.wisebread.com/prizes-and-freebies-from-coupsmart-for-the-iphone <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/prizes-and-freebies-from-coupsmart-for-the-iphone" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/coupsmart_0.jpg" alt="coupsmart" title="coupsmart" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p><em>Since this post was written, CoupSmart has changed its focus and no longer provides coupon services for consumers. You can see Linsey's review of the old CoupSmart app below, but please note that you can no longer download CoupSmart for your iPhone.</em></p> <p>I don't usually brag about smartphone apps. There are a lot of really great <a href="http://www.wisebread.com/6-smartphone-apps-to-help-you-save-big">money-saving iPhone apps</a> out there, but it is truly a matter of personal taste as to which ones are absolutely a &quot;must&quot; to download. This week, I discovered a new app called CoupSmart when a reader alerted me to the fact that they had won $200 just for using it. When I heard this, I had to check it out. Here's the scoop for anyone else who's interested.</p> <h2>What Is CoupSmart?</h2> <p><a href="http://www.coupsmart.com/">CoupSmart</a> is a simple, free download available only for the iPhone at the time of this writing (although plans are in the work for an Android and Blackberry compatible version). After the quick download, it asks for a brief registration (which can also be done online at the CoupSmart website). Now comes the fun (and tricky part): You can start scanning the UPC codes on the products you have in your home.</p> <p>The premise behind scanning your products is two-fold: The CoupSmart company can get insights into the products you purchase for the purposes of free market research, AND you are also giving them information about what items you really like so that future offers and free samples will be relevant to your tastes. By scanning items with the CoupSmart tool, you are giving them permission to send you samples, offers, and enter your name into regular prize drawings. Considering that you are giving away the same information every time you sign up for a sample or offer online, this isn't a bad deal according to their <a href="http://www.coupsmart.com/#terms-overlay">Terms of Service</a>. (And at the time of this writing, they were giving $5 away to the first 3,000 to scan 30 items.)</p> <h2>How Does It Work?</h2> <p>Scanning can be a bit difficult to get the hang of. Using your phone's camera function, you attempt to line up the edges of the bar code within the little target on your phone's screen. This is not an exact science, and you may find yourself moving your phone closer and then further away in an effort to get the code recognized. (The site recommends that you are in good, even lighting, as this can play a part into how well the code scans.) Once the code is lined up correctly, the prompt on the screen will turn green, telling you to hold still, and the phone will &quot;beep&quot; once the code is captured. There is no need to button-push.</p> <p><strong>Note: I've also found that several types of bar codes scan better than others, so if you are in a hurry, follow these additional tips:</strong></p> <ul> <li>Avoid shiny surfaces, except in low light. Reflection from the surface can distort the code, making it impossible to capture.<br /> &nbsp;</li> <li>Plastic overwrap can be difficult, as well. Bread bags, for example, must be smoothed out on a flat surface for the best possible chance of getting the code captured.<br /> &nbsp;</li> <li>You might assume that boxes with a matte finish are easiest to scan &mdash; you're right! If in need of a few codes fast, head to your medicine cabinet for boxes of bandages, cold medicine, etc. They work well!</li> </ul> <h2>What Can You Get?</h2> <p>Once scanned, the code will take a few moments to process. The application will tell you what you just scanned (ground coffee, for example) or it will say that the code wasn't recognized. Either way, you get credit for the scan, and at 45 codes, you'll earn an entry into their monthly, quarterly, and annual prize drawing. In addition, you'll earn samples and gifts. You can check the site to see which samples or offers are available to you, but in my case, I just got an email alert that I won a gift card, with no description. Then a crisp $5 bill came in the mail a few days later. (This &quot;prize&quot; was for the first 3,000 to scan 30 codes and was in addition to the large monthly and quarterly drawings.)</p> <p>The pros of this program are many. Scan stuff quickly to get prizes and samples &mdash; they do come!</p> <p>The cons are simply that I'm not fully aware of how they calculate incentives. While entries into the drawings are easy to understand, I don't know how often the free samples come or whether they are any good. Also, as more people sign up, the odds of winning could go way down, OR they could begin offering better prizes &mdash; I'm not sure how it will work.</p> <p><em>Have you been a user of CoupSmart? Can you share your experiences with us?</em></p> <p><strong>*NOTE: CoupSmart contacted us with the following clarifications to our article. &nbsp;(Thanks!) &nbsp;&quot;W<span style="font-family: Georgia; font-size: 13px; color: rgb(51, 51, 51); line-height: 22px; " class="Apple-style-span">e actually have an even better program for our monthly giveaway of ten $200 Visa gift cards; you actually just need to scan 30 items, instead of 45, to earn an entry, and you can earn as many entries as you want providing you don't run out of items to scan around your home.&quot;</span></strong></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/prizes-and-freebies-from-coupsmart-for-the-iphone">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-back-to-school-iphone-apps">10 Back-to-School iPhone Apps</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/an-open-invitation-to-pinecone-research">An Open Invitation to PineCone Research</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/apperang-get-paid-for-trying-iphone-apps">Apperang: Get Paid for Trying iPhone Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-cell-phone-app-thats-saving-me-a-smal-fortune">The Cell Phone App That&#039;s Saving Me A Small Fortune</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Technology apps cash coupsmart freebies iPhone samples sweepstakes Wed, 01 Sep 2010 12:01:09 +0000 Linsey Knerl 223671 at http://www.wisebread.com 6 Smartphone Apps to Help you Save Big http://www.wisebread.com/6-smartphone-apps-to-help-you-save-big <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-smartphone-apps-to-help-you-save-big" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iphone_0.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p class="MsoNormal">Some people won&rsquo;t stop to clip a coupon, but dig the idea of downloading an application for their phone that will help them save more than a few bucks on their next purchase.<span style="">&nbsp; </span></p> <p class="MsoNormal">Are you that person? <span style="">&nbsp;</span>Whether you&rsquo;re most excited about paying less for car repairs, avoiding expensive over-limit fees, or taking your kiddos out to lunch, there&rsquo;s most likely &ldquo;an app for that!&rdquo;&nbsp;</p> <blockquote><p class="MsoNormal"><b style=""><a href="http://www.kidsmealdeals.com/">KidsMealDeals</a><o:p></o:p></b></p> <p class="MsoNormal"><b style="">Platform: iPhone, Blackberry</b><o:p> <br /> </o:p></p> <p class="MsoNormal">If the thought of skipping a home-cooked meal and heading out to dinner with the kids appeals to you, then you&rsquo;ll love the genius behind KidsMealDeals. <span style="">&nbsp;</span>You&rsquo;ll get a wide assortment of chain and independent restaurants looking to give you free kid meals with the purchase of an adult dish!<span style="">&nbsp; </span>(And you thought parenting was expensive!)<o:p>&nbsp;</o:p></p> </blockquote> <blockquote><p class="MsoNormal"><b style=""><a href="http://www.ladelo.com/craigspro">CraigsPro</a><o:p></o:p></b></p> <p class="MsoNormal"><b style="">Platform: iPhone</b><o:p> <br /> </o:p></p> <p class="MsoNormal">This no-frills, free app brings you just want you want from the mega classified site (including listings, photos, and descriptions) in an easy-to-use format.<span style="">&nbsp; </span>No more waiting until you get home to search out that hard-to-find item.<span style="">&nbsp; </span>iCraig lets you search by many of the same parameters as the website, giving you an advantage against the competitors.<span style="">&nbsp; </span><o:p>&nbsp;</o:p></p> </blockquote> <p class="MsoNormal"><em><a href="http://mylifescoop.com/featured-stories/2010/02/6-phone-apps-that-will-save-you-a-fortune.html">Check out our full Lifescoop article</a> to get the full scoop on all our favorite apps!</em></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/6-smartphone-apps-to-help-you-save-big">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-ways-technology-makes-personal-finances-easier">3 Ways Technology Makes Personal Finances Easier</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-your-smartphone-saves-you-money">8 Ways Your Smartphone Saves You Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-refill-an-ink-cartridge-with-a-small-piece-of-tape">How to refill an ink cartridge with a small piece of tape</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">8 Things You Must Immediately Do After Losing Your Smartphone</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Technology iPhone lifescoop saving money smartphone apps Fri, 26 Feb 2010 15:00:08 +0000 Linsey Knerl 5428 at http://www.wisebread.com It's Hip to Be Square: Processing Credit Cards On Your Phone http://www.wisebread.com/it-s-hip-to-be-square-processing-credit-cards-on-your-phone <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/it-s-hip-to-be-square-processing-credit-cards-on-your-phone" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2830319467_634c5c8316.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>It&rsquo;s safe to say, of late, you can do just about everything but brush your teeth with an iPhone. You&rsquo;re always wondering what else the creatives at Apple are going to think of next. Well, the next marvel is credit card processing using any credit card with your phone!</p> <p>In December 2009, Jack Dorsey, the founder of Twitter, launched a new application that allows iPhone users to process credit cards using their phones. Under a new venture, called <a href="https://squareup.com/">Square</a>, Dorsey hopes to take credit card processing to a new mobile high.</p> <p>To use the credit card processor, the user needs to attach a specialized <a href="http://en.wikipedia.org/wiki/Dongle">dongle</a> to the headphone jack of the iPhone, (it even works with an iPod touch, as it uses the wireless function to process the transaction). Then, using a specialized application, the user can swipe a credit card through the dongle and process the charge. (Food for thought &mdash; if it uses the headphone jack to attach to...will it soon be available for any mobile phone that uses wireless?)</p> <p>As Dorsey plans to give the actual dongles away &mdash; You have to ask &ldquo;how is he going to make money through this?&rdquo; Well it will be through the application required to process the credit card transaction. App downloads are a big business in the Apple world, and Dorsey has been quoted to say he might charge $1 per application download in order to make money on his Square idea.</p> <p>The guys that will benefit the most with this type of application are small businesses that are often forced to go on a cash basis for sales, as they cannot afford to pay the transactional costs associated with having a card machine. Think street vendors, seasonal businesses, or businesses that do not have a traditional brick and mortar location. The attic clearout in the next street garden may be Square run!</p> <ul> <li>As with anything, each comes with its fair share of disadvantages or drawbacks.<br /> &nbsp;</li> <li>Credit card processing is only available if the network is available. Go out of network and one is out of luck. While a business owner might look at each sale as &ldquo;make or break,&rdquo; it may not constitute an emergency call. Who verifies those emergency calls when the cell phone advertises &ldquo;emergency calls only&rdquo;?<br /> &nbsp;</li> <li>What about the criminal element? As the device does not require much verification for the transaction to take place, are we increasing credit card fraud? What about con artists starting sham businesses with the purpose of running up unauthorized charges for the day?<br /> &nbsp;</li> <li>Could a third party steal the credit card processing information as it is being processed? Could blue-tooth technology or other method allow the theft of mobile credit card processing data? Just like the fear at ATM machines, this iPhone or iPod taking payment actually belongs to a person that may have tampered with the device in order to collect your personal information.<br /> &nbsp;</li> <li>The dongle is attached at the bottom of the cell phone. It might get damaged, fall out, or be stolen. While the inconvenience to a headphone user would be minimal, the impact to a small business owner about to lose their day&rsquo;s credit card sales could be phenomenal.</li> </ul> <p>How much of an impact will Square actually make in the mobile phone world? It is hard to say, since the focus is mostly on the small business owner right now. Competition is usually a good thing, driving companies to improve their products, lower prices, or do something else to maintain or grow their market share.</p> <p>In January 2010, another company called <a href="http://www.mophie.com/">Mophie</a>, was scheduled to launch a new cell phone that has a credit card reader included at the bottom of their IPhone. Using third party software, this reader will also allow the cell phone owner to process credit cards over their phone. As the reader is an integrated part of the cell phone, it appears that damage to the reading device is minimized.</p> <p><em>What will the future of credit card processing hold for you?</em></p> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p>This is a guest post by Tahera, a writer and editor based in Manchester, England. Her extensive marketing and finance background allows her to run the successful website, <a href="http://financialfacts.org/">Financial Facts</a>. Read more articles by Tahera:</p> <ul> <li><a href="http://www.financialfacts.org/government-measures-aim-restrict-credit-card-companies/">Government measures aim to restrict credit card companies</a></li> <li><a href="http://www.thinkingmoney.org/step-by-step-process-to-reduce-your-credit-card-interest-rates/">Step by Step Process to Reduce your Credit Card Interest Rates</a></li> <li><a href="http://www.financialfacts.org/differences-obtaining-credit-card-ireland-compared-obtaining-uk/">Differences in Obtaining a Credit Card in Ireland Compared to Obtaining one in the UK</a></li> </ul> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tahera">Tahera</a> of <a href="http://www.wisebread.com/it-s-hip-to-be-square-processing-credit-cards-on-your-phone">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">8 Things You Must Immediately Do After Losing Your Smartphone</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-multipurpose-iphone-4-cases-fit-for-a-freelancer">5 Multipurpose iPhone 4 Cases Fit for a Freelancer</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-iphone-6-covers">The 5 Best iPhone 6 Covers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-smartphone-apps-to-help-you-save-big">6 Smartphone Apps to Help you Save Big</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-an-iphone-can-save-you-money">Six Ways an iPhone Can Save You Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology credit card processing iPhone Sat, 06 Feb 2010 17:00:12 +0000 Tahera 5078 at http://www.wisebread.com The Cell Phone App That's Saving Me A Small Fortune http://www.wisebread.com/the-cell-phone-app-thats-saving-me-a-smal-fortune <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-cell-phone-app-thats-saving-me-a-smal-fortune" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/godzilla-android.gif" alt="Big In Japan" title="Big In Japan" class="imagecache imagecache-250w" width="250" height="255" /></a> </div> </div> </div> <p>Recently, I upgraded to my&nbsp; very first smartphone. And, being the frugal shopper that I am, I quickly searched for the best apps I could find that would help me save money. I was lucky enough to come across <a href="http://www.biggu.com/">Shop Savvy</a> the same day I bought the phone, and so far, it has saved me hundreds of dollars.</p> <p>I wasn't entirely convinced that the app could do all that it said it could. I was quite happy to be proven wrong. Basically, Shop Savvy is a small app that utilizes the camera in your cell phone, turning it into a barcode scanner. You hold the phone in front of a bar code, and a few seconds later the phone has scanned the item, searched the web and produced a whole list of prices for the item in question. Here's a demo.</p> <p><object width="425" height="300"> <param value="http://www.youtube.com/v/xJ_AhdtP0ks&amp;hl=en_US&amp;fs=1&amp;" name="movie" /> <param value="true" name="allowFullScreen" /> <param value="always" name="allowscriptaccess" /><embed width="425" height="300" allowfullscreen="true" allowscriptaccess="always" type="application/x-shockwave-flash" src="http://www.youtube.com/v/xJ_AhdtP0ks&amp;hl=en_US&amp;fs=1&amp;"></embed></object></p> <p>&nbsp;(<a href="http://www.youtube.com/watch?v=xJ_AhdtP0ks&amp;feature=player_embedded">direct link</a>)</p> <p>I put this to use on Black Friday, when deals where everywhere...but so was the hype. I'm something of a skeptic when it comes to Black Friday anyway. I know there are genuine deals, but there are also some stores out there looking to monopolize on the hysteria and off-load some old stock for less than competitive prices.</p> <p>My first stop was Best Buy. My wife and I saw an amazing deal on a 42&quot; Sony LCD TV. It had been marked down by several hunred dollars. I took out the phone, used Shop Savvy, and a few seconds later I was presented with a list of prices, organized from low to high. The price in Best Buy was the best. But, by just $10. When I figured into the equation the fact that I'd have to pay tax on the Best Buy purchase, but not on the online version, I was better off buying online. I also found a rebate and a coupon, making it an even bigger steal. Shop Savvy stopped my spending a total of $90 more for a TV that was supposedly an amazing, unbeatable value.</p> <p>We did the rounds on printers, blu-ray players, appliances and smaller items like DVDs and CDs. When Shop Savvy couldn't come close, we knew the Black Friday deal was indeed a steal. When Shop Savvy was beating it be tens, or even hundreds, of dollars, we walked away.</p> <p>After Black Friday, the app has still been a terrific tool in my shopping arsenal. Best Buy once again tempted me with an incredible deal &mdash; a 42&quot;Panasonic Plasma, complete with an XBOX 360, Avater game, controller and a few other extras...all for $699.99, over $400 off retail. Wow! We didn't really want the XBOX 360, but at this price, we could buy the whole package, resell the XBOX and make a killing.</p> <p>But, I wanted to do some checking. Shop Savvy came to the rescue and I discovered the the plasma TV in question was available for $499.99 online. The XBOX 360, $199.99. And the game and accessories, around $100 all in. That's a saving of $100 for the whole package with Best Buy, which is a good deal...but it wasn't worth it for us. We thought we were saving over $400, according to the Best Buy original price. Saving just $100 meant that we could rethink the steal, and reconsider if we really did want plasma or LCD.</p> <p>Shop Savvy doesn't always work. Sometimes it cannot find a bar code in the system. Sometimes, it takes a while to scan, or you have to manually type in the model number. But it's quick, it's free and it's one of the best price comparison tools I've ever used. Having a tool like this in your pocket gives you the confidence to know when a deal is actually the real deal, or just some over-inflated pricing to try and grab your money while your head spins in a deal frenzy. If you have a smart phone, be it an iPhone, Behold 2, Droid or anything else, I strongly suggest downloading Shop Savvy today. It could be the best free app you ever install.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/the-cell-phone-app-thats-saving-me-a-smal-fortune">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-free-or-almost-tools-and-resources-for-creating-a-new-2015-budget">10 Free (or Almost!) Tools and Resources for Creating a New 2015 Budget</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-iphone-6-covers">The 5 Best iPhone 6 Covers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/prizes-and-freebies-from-coupsmart-for-the-iphone">Prizes and Freebies from CoupSmart for the iPhone</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-back-to-school-iphone-apps">10 Back-to-School iPhone Apps</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology Android apps Behold II iPhone Shop Savvy Mon, 14 Dec 2009 14:00:02 +0000 Paul Michael 4024 at http://www.wisebread.com