travel credit card en-US 39 Tips That'll Save You Hundreds on Your Next Trip <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/39-tips-thatll-save-you-hundreds-on-your-next-trip" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="travel" title="travel" class="imagecache imagecache-250w" width="250" height="179" /></a> </div> </div> </div> <p>Travel can be one of the most rewarding experiences you can pay for. However, it can also be one of the most expensive. Fortunately, there are ways to cut costs so you can afford your dream vacation. Read on for some of the best tips to save on the upfront costs of your next trip.</p> <p><a href="">RELATED:&nbsp;Life-Changing Opportunities That'll&nbsp;Take You&nbsp;Abroad</a></p> <h2>1. Flash Deal Sites</h2> <p>If you already have several destinations in mind, then check out travel flash sale sites, which can save you hundreds of dollars! Here are a <a href="">couple to browse through</a>.</p> <h2>2. Check Out Underrated Places</h2> <p>Try up-and-coming cities for some of the best deals. Big cities like New York, Rome, San Francisco, and London are always popular, but other places that may not make the rock-star list often offer you more bang for your buck.</p> <h2>3. Cruise Deals</h2> <p>If you're planning on stopping by a lot of locations, then take a look at some cruise deals. It may be cheaper to travel by boat with an all-inclusive deal. That way, you may be saving on additional airfare, lodging, ground transportation, and meals.</p> <h2>4. Use Your Memberships</h2> <p>Check with your organizations to see what kind of travel discounts they offer. Some to consider include AAA, the AARP, or warehouse clubs like Costco. Get discounts on your flight, hotel, and even your planned activities like visits to amusement parks.</p> <h2>5. Cancel Within 24 Hours</h2> <p>If you change your mind on traveling, then cancel your plane ticket within 24 in order to get your money back without penalties.</p> <h2>6. Price Predictor</h2> <p>Use tools like <a target="_blank" href="">Bing's Price Predictor</a> feature to see if the ticket price is predicted to drop or rise. The tool even gives a &quot;confidence&quot; percentage in its evaluation for a better gauge of accuracy. A third-party audit has found that the Price Predictor works 75 percent of the time.</p> <h2>7. Book Unpopular Times</h2> <p>It goes without saying that booking unpopular flight times, such as with red-eyes, weekdays, or off-season periods, will garner better prices. Travel on Tuesdays, Wednesdays, and Saturdays also tends to be cheaper.</p> <h2>8. Use the Right Travel Credit Card</h2> <p>Signing up for a credit card that will give you great travel rewards would be worth considering. Before doing so, keep in mind that you should only charge what you can realistically pay off soon.</p> <p>That said, if you know you can pay off what you owe, then travel reward credit cards will be a neat way of earning free flights and hotel stays. Here are <a href="">some good options</a>.&nbsp;</p> <h2>9. Currency Exchange</h2> <p>When you're in a foreign country, you can get some of the <a target="_blank" href="">best currency rates</a> by swiping your credit card or withdrawing money from a local ATM with a debit card.</p> <h2>10. Go City Card</h2> <p>Research to see if the <a target="_blank" href="">Go City Card</a> will save you money. It's available in nine US cities and lets you visit selected attractions for free for a fee. It's worth getting if the attractions you are planning on visiting are on the Go City Card's list.</p> <h2>11. Buy Your Tickets at the Right Time</h2> <p>The <a href="">best times to buy your tickets</a> are Tuesdays and Wednesdays. More specifically Tuesday at 3 p.m. EST. Don't buy your tickets on the weekends, as they are the most expensive then.</p> <h2>12. Lock Down Your Seat</h2> <p>If you don't want to commit, some airlines give you the option of <a target="_self" href="">holding your seats</a>; Continental lets you <a target="_blank" href=";SID=661B0D4180264A168D3BA92E1E243690&amp;promoCode=A5753">hold it for 24 hours</a> and allows you to cancel without penalties. You can also <a target="_blank" href="">lock down the fare</a> for three or seven days, but it comes with a $5 or $9 fee depending on your chosen time frame.</p> <h2>13. Track the Prices</h2> <p>If you buy your ticket early, then be sure to track it on <a target="_self" href=""></a> to see if the price changes. Yapta will send you an email alert when it finds that you can change your ticket without taking a loss on rebooking fees.</p> <h2>14. Book Through the Airline</h2> <p>Oftentimes it's better to book through the airline so you'll be able to to see all the hidden fees that are not necessarily revealed through a booking website. You can also sometimes find deals that are only available on the airline's website.</p> <h2>15. Pick the Right Site</h2> <p>There are some companies like <a target="_blank" href="">Orbitz</a> that will refund the difference to you if you find a lower rate on a ticket on another site. Research the different travel sites and see which one offers a similar service. After you buy your ticket, keep looking at other sites to see if the ticket price goes down.</p> <h2>16. Check the Hotel Site</h2> <p>Oftentimes, third-party sites don't show many specials that are featured on hotel sites. Check both the hotel and the third-party site before booking the best deal.</p> <h2>17. Airbnb</h2> <p>Fancy a stay with a homey feel? Check out <a target="_blank" href=""></a>, a site where individuals rent out their rooms or house to travelers. I found some pretty great deals on the site, with discounted pricing on rooms situated in prime locales. The multiple pictures will give you a good idea of what the rooms look like, and if you're still a bit hesitant, there are plenty user-generated reviews for you to check out.</p> <h2>18. Couch Surfing</h2> <div class="gallery-slide-body standard"> <p>Want to not spend any money on your lodgings? Explore <a target="_blank" href="">,</a> a volunteer-based network in which you can crash on someone's couch for free. It's a great little community that may enrich your travel experience, because your couch-surfing pal might show you some of the local sights. What better way to view the city than through the eyes of a local?</p> <p>Bonus: you might even make a lifelong friend!</p> <h2>19. Show Your Loyalty</h2> <p>Becoming a loyal member of a hotel chain will get you lots of benefits, such as discounted prices, better service, and the ability to collect reward points toward a free hotel stay. And if you play your &quot;I'm a loyal member&quot; card and negotiate, then you can even get a full refund on your money when you cancel your stay. I've had to do that a couple times and saved a ton of money in doing so.</p> <p>Some of the more famous hotel reward programs include <a target="_blank" href="">Starwood Preferred Guest, </a><a target="_blank" href="">Priority Club</a>, and <a target="_blank" href="">Hilton HHonors</a>. And there is good news for those who prefer independent hotels. Turns out, there is a <a target="_blank" href="">growing trend of boutique hotels</a> grouping together to form their own loyalty programs; check out <a target="_blank" href="">Stash Hotel Rewards</a> and <a target="_blank" href=";lang=1">Voila Hotel Rewards</a>.</p> <h2>20. Craigslist</h2> <p>Check out the local Craigslist for short-term vacation rentals, but be careful! People who don't their homework can end up forking over cash to a scammer for a vacation rental and not seeing any of it back. Read these <a target="_blank" href="">safety tips by Craigslist</a>, and try to have a friend check out the place before you send them money.</p> <h2>21. Hostels</h2> <p>Trim off travel costs by staying at a hostel, and spend about $15 to $35 a night. A popular place to find hostels is <a target="_blank" href=""></a>. Hostels have evolved from their traditional image, and some of the choices on the website even include private rooms for couples, families, or groups of friends.</p> <p>If you're a first-timer, then be sure to prep yourself before the trip by remembering to bring things like shower slippers and ear plugs.</p> <h2>22. Negotiate Hotel Rates</h2> <p>Don't just call it a night at any price. If you're refraining from making reservations before your trip, then try to negotiate a lower rate for your room when you pull in for the evening. You'll find the most success at accommodations with several noticeable open spaces in the parking lot.</p> <h2>23. Boutique Hotels</h2> <p>Boutique hotels can offer a great price, but be sure to do your research properly, because they can be just as costly and swanky as the higher-end chain hotels. You can check out Orbitz for boutique hotels such as <a target="_blank" href="">Tablet Hotels</a>, or you can comb through Google search results on your own by using the search terms &quot;boutique hotel [insert city].&quot; Be sure to check out Trip Advisor reviews to see what other people are saying, and if it's in another language, then use Google Translate!</p> <h2>24. Quote Your Price</h2> <p>You can try your luck and opt to blind book on sites like and and pay for a room in an unknown hotel. The risk is, you won't be able to cancel or change your reservation after you find out which hotel it is.</p> <p>Do some digging around on <a target="_blank" href=""></a> or <a target="_blank" href=""></a> to see if there are any tips for improving your chances of getting the right hotel. These are forums focused on <a target="_blank" href="">how to &quot;game&quot;</a> Priceline and Hotwire sites.</p> <h2>25. Sign on to the Computer for Pretrip Activity Savings</h2> <p>Now I <strike>assume</strike> hope you regularly research prices of flights and hotels before booking, but what about activities? Along with the added perk of looking for reviews to determine whether a particular stop is a tourist trap or worth the money, you can also save money booking &quot;big-ticket&quot; items. Museums, theme parks, and other destinations often offer discounts for activities prebooked online because so many people don't do this and are willing to shell out more cash at the door.</p> <p>Don't be this person, and thoroughly research your destination and activities. In addition to checking out the tourism board, my favorite place to stop is the website of the local paper or city magazine. Periodicals geared toward locals usually have reviews of newer places and upcoming events &mdash; sometimes even discounts, too!</p> <h2>26. Investigate Travel Insurance</h2> <p>You'll be charged <a href="">anywhere from four to eight percent</a> of the cost of your trip for insurance, but considering what's at stake, the extra money may be worth it to protect your investment and buy you piece of mind.</p> <h2>27. Get a Cheaper, Well-Researched Hotel Room</h2> <p>Using websites like Priceline could get you half-priced hotel rooms. That being said, shop smart! Playing up the best features with professional photos is the name of any hotel's aesthetics game, but stave off disappointment (and final sticker shock) by asking yourself these <a href="">questions before booking a room</a>.</p> <h2>28. Consider a Travel Package</h2> <p>You may <a href="">consider buying a travel package</a>, even if you don't really need it, because they often cost less than airfare alone.</p> <h2>29. Want to Do Good? Plan a Volunteer Vacation</h2> <p>Offering a great way to see and experience a different culture, a volunteer vacation can be an especially fulfilling way to spend time off. The concept's not for everyone &mdash; no four-star hotels or five-course meals, and there's service work involved, making it less of a &quot;break&quot; &mdash; but it can be an affordable way to travel somewhere exotic and truly experience the other location separate from the confines of any resort. Here's a <a href="">helpful planning guide</a>.</p> <h2>30. Travel Stateside on the Cheap by Setting Fare Alerts</h2> <p>Airfare <a href="">sales usually happen early in the week</a>, while increases are usually put into place at the end of the week. Because there's no magic day when the best prices occur, it's best to sign up for email price alerts on all the travel sites that you use. Make sure <a href="">to check up on your hotel before you book</a> too!</p> <h2>31. Eat Like a Local</h2> <p>Avoid expensive tourist traps by <a href="">asking locals for their recommendations</a>, and save money by ordering area specialties.</p> <h2>32. Can't Afford It? Postpone and Staycation Instead</h2> <p>If the best deals you find are still too pricey, then opt for a local vacation for now and postpone bigger travel plans for the location's off-season. Instead, use up some of that hard-earned PTO and take a <a href="">fabulous staycation in your own city</a>.</p> <h2>33. Stay in Neighboring Cities</h2> <p>There's a trend of travelers booking lodgings in the neighboring town of the actual city they are planning to tour. By doing so, you can <a target="_blank" href="">save up to 40 percent</a> off the usual rate.</p> <p>But of course there are downsides to that strategy. Staying outside the tourist attractions will mean more time commuting, and you may have to rent a car if there isn't a good local public transportation system. Calculate those costs to see if staying in a neighboring city is worth it.</p> <h2>34. Find the Cheapest Gas for Your Road Trip</h2> <p>A road trip may cost less money than flying, but filling and refilling your tank still isn't cheap. Utilize websites like autos.msn or, which track the prices of gas and sort by zip code, in order to <a href="">find the cheapest place to pump</a> while you're on the road.&nbsp;</p> <h2>35. Redeem Miles Over the Phone</h2> <p>It's more effective to book travel with mileage points over the phone than online because for most airlines, you don't always get access to full inventory of award seats online.</p> <h2>36. Take Care of Your Car</h2> <p>Prepare your car for the road by inflating the tires with air. Filling them up will ultimately save you money on gas. Keeping your lead foot to a minimum will also help you get the most mileage from your tank of gas, and you're less likely to be stuck with a pricey speeding ticket.</p> <h2>37. Estimate Gas Costs Before You Go</h2> <p>When you're budgeting for your excursion, you must consider the inevitable cost of gas. Try using the <a target="_blank" href="">AAA Fuel Cost Calculator</a> to calculate the cost of your trip. The tool generates its calculations with average regional gas prices and the details you enter, including your starting city, destination, and your vehicle's make, year, and model. Because it uses regional prices, the calculation should be looked at as an estimate, but AAA does update the prices daily.</p> <h2>38. Pack a Cooler</h2> <p>Bring a full cooler along for the ride to save money and your waistline from too much fast food. But you'll need more than a bag of pretzels to get you by. Take ingredients to make sandwiches, containers with cut-up vegetables, fruit that doesn't require refrigeration (like bananas), and plenty of water.</p> <h2>39. Keep Your Receipts</h2> <p>When traveling with friends, it can be tedious to split every expense. If your group doesn't want to bother with exact numbers until the trip is over, then simply designate someone to hold on to all the receipts. That person should write down the name of the friend who paid to make it easier to calculate who owes what at the trip's end.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//;;description=39%20Tips%20That%26%23x27%3Bll%20Save%20You%20Hundreds%20on%20Your%20Next%20Trip" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//"></script></p> <p style="text-align: center;">&nbsp;<img src="" alt="39 Tips That'll Save You Hundreds on Your Next Trip" width="250" height="374" /></p> </div> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> From saving gas to finding great, cheap accommodations and more, make the most of your travel budget with these ideas. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="" style="border:none;"><img width="300" height="95" alt="" src="" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href=""><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="">18 Ideas to&nbsp;Organize and Display Your Travel Momentos With&nbsp;Style</a></li> <li><a href="">What You&nbsp;Need to Know Before Renting Your Place on&nbsp;Airbnb</a></li> <li><a href="">9&nbsp;Steps to Planning an Unforgettable Vacation</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="">POPSUGAR Smart Living</a> of <a href="">Wise Bread</a>, an award-winning personal finance and <a href="">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="">How to Travel Full-Time for $17,000 a Year (or Less!)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="">Volunteer to Travel: 11 Opportunities for Free or Very Cheap Travel</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="">14 Fun Winter Staycation Ideas</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="">3 Ways to Enjoy Business Class for Less Than the Cost of Economy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="">8 Great, Cheap Summer Vacations</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel affordable vacation staycations travel credit card volunteering Tue, 18 Jun 2013 10:00:32 +0000 POPSUGAR Smart Living 978188 at 3 Ways to Enjoy Business Class for Less Than the Cost of Economy <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/3-ways-to-enjoy-business-class-for-less-than-the-cost-of-economy" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="airplane" title="airplane" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Would you choose to fly 14 hours overseas in a seat that is 32 inches wide and has a 6 inch recline or in a seat that is 82 inches wide and lies completely flat? Would you choose to sit for the few hours before the flight in a loud waiting area with limited seating or in a room that has free WiFi, comfortable chairs, and complimentary food? (See also: <a href="">6 Compact Snacks for Frequent Fliers</a>)</p> <p>We'd probably all prefer to fly business class except for one thing&nbsp;&mdash; the price. Business class travel is expensive. For example, at the time this post is being written, <a href="" target="_blank"></a> is offering a round trip business class flight between Denver and Beijing, China for $5,033, which is the cheapest fare available.</p> <p>How many of us can afford to fork out several thousand dollars for a business class seat?</p> <p>But what if a traveler is <em>determined </em>to get to Beijing in a business class seat? Would there be a cheaper way?</p> <p>Yes &mdash; more than one, even.</p> <h2>1. Accumulate Airline Miles via Credit Card Sign Up Bonuses</h2> <p>I checked out a few of the major U.S. airlines to see if there was award availability and how much it would cost to travel from Denver to Beijing on the dates I used in my example above.</p> <p><strong>Business Class to China Cost in Airline Miles</strong></p> <ul> <li>United = 120,000 miles plus around $50 in taxes and fees.</li> <li>American = 110,000 plus around $50 in taxes and fees.</li> <li>US Airways = 90,000 plus around $125 in taxes and fees (higher taxes and fees because it can't be booked online).</li> <li>Delta = 120,000 plus around $50 in taxes and fees.</li> </ul> <p>So, dependning on the carrier, you'd need 90,000 to 120,000 airline miles.</p> <p><strong>Accumulating Miles Through Credit Card Bonuses</strong></p> <p>Several cards offer attractive sign up bonuses. To keep it simple, I've limited the example to United.</p> <ol> <li>The <a href="">Chase Sapphire Preferred Card</a> offers an attractive bonus for travelers. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That&rsquo;s $625 in travel when you redeem through Chase Ultimate Rewards&reg;. Those points can be transferred 1:1 to United.<br /> &nbsp;</li> <li>The Chase Ink Bold business card has a 50,000 Ultimate Rewards sign up bonus offer. You get 50,000 points after spending $5,000 in the first three months.<br /> &nbsp;</li> <li>The Chase United MileagePlus credit card has offers between 30,000 and 55,000 miles after spending $1,000 in the first three months.</li> </ol> <p>You couldn't get all these cards at one time, but you could get a business and personal card and then wait 90 days and get a second personal card. Either way, after applying for these three cards and meeting the minimum spend, you could have a $5,000+ business class ticket to China. By focusing on the <a href="" target="_blank">best travel credit cards</a>, you should be able to get the miles necessary to fly for next to nothing.</p> <h2>2. Buy Miles</h2> <p>This tip specifically applies to US Airways, as they tend to have the best offers <a href="" target="_blank">for buying miles</a>. There are other airlines that occasionally sell miles at a discounted rate, too.</p> <p>Several times this year, US Airways has had a promotion where they will give you a 100% mileage bonus when you purchase miles. During those promotions, miles cost 1.88 cents each (including any taxes and fees). Since US Airways requires 90,000 miles to fly business class to China, you could buy the miles you need for $1,692 plus your approximate $125 in taxes and fees when you redeem your miles. That's still a sub-$2,000 business class flight to Asia.</p> <p>Typically, you need to have an active US Airways account before the promotion is announced, so I suggest you <a href="" target="_blank">join Dividend Miles</a> in order to be ready for the next 100% bonus mileage purchase promotions.</p> <h2>3. Make Mileage Runs for Airline Status Upgrades</h2> <p>This is going to sound really crazy, and it probably is, depending on how much time you have and how much you like flying.</p> <p>Using this approach, you would fly on a plane simply to earn the miles and status. Of course, you'd want to <a href="" target="_blank">find the cheapest fares possible</a> in order to earn the miles at the lowest price possible.</p> <p>I visited Flyer Talk and found an expired fare to use as an example. This sample is probably low for what you could find today, but it's a good illustration. The sample flight on American Airlines is from Boston to Portland for $180 round trip. You could book the flight via Dallas, which is a total of 6,355 miles round trip.</p> <p>Using this example, if you flew that flight 17 times, you'd end up with 114,390 miles. You'd earn that much because when you hit Gold status, you'd earn a 25% bonus, and when you hit Platinum status you'd earn a 100% mileage bonus. Anyway, it would cost you $3,060 to get the miles (plus a bunch of time), and you'd also get American Airlines Executive Platinum status.</p> <p>One of the nicest benefits of the status is that you'd get eight <a href="" target="_blank">system-wide upgrades</a> for international flights on American Airlines. This means that if there is upgrade availability on a flight, you can buy the cheapest American economy class fare and upgrade to business class. There are a lot of other benefits, too.</p> <p>The result is that you don't just get enough miles for one business class flight to China, but you could find an economy class fare of $1,256 on American and upgrade it to business class. With your accumulated points, you could do this four times, round trip. The upgrades are not just to China, but to any American Airlines destination.</p> <p><em>Do you have any other tips for getting a business class ticket at a fraction of the actual cost?</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//;;description=3%20Ways%20to%20Enjoy%20Business%20Class%20for%20Less%20Than%20the%20Cost%20of%20Economy" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//"></script></p> <p style="text-align: center;"><img src="" alt="3 Ways to Enjoy Business Class for Less Than the Cost of Economy" width="250" height="374" />&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="">Craig Ford</a> of <a href="">Wise Bread</a>, an award-winning personal finance and <a href="">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="">How to Buy and Sell Airline Miles</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="">6 Easy Ways to Get Free Travel</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="">The Travel Hacking Cartel: Fly Around the World For Almost Free</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="">Everything You Need to Know About Frequent Flyer Miles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="">Earn Free Travel Sooner With These Frequent Flyer Mileage Secrets</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel business class frequent flyer miles travel credit card Fri, 19 Apr 2013 09:48:36 +0000 Craig Ford 973484 at