millionaire http://www.wisebread.com/taxonomy/term/1786/all en-US Best Money Tips: How to Live Like a Millionaire for a Day http://www.wisebread.com/best-money-tips-how-to-live-like-a-millionaire-for-a-day <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-live-like-a-millionaire-for-a-day" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_wealthy_sailboat_518185530.jpg" alt="Woman living like a millionaire for a day" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to live like a millionaire for a day, how to survive long flights, and side hustles you can do with your partner.</p> <h2>Top 5 Articles</h2> <p><a href="https://blog.cheapism.com/how-to-live-like-a-millionaire-17120/">13 Ways to Live Like a Millionaire for a Day</a> &mdash; The sharing economy, ecommerce, and travel technology have made it easier &mdash; and more affordable &mdash; to rent luxury. [Cheapism]</p> <p><a href="https://www.popsugar.com/smart-living/Tips-Long-Flights-43713787">5 Creative Ways to Survive Long-Haul Flights</a> &mdash; Your feet will swell after extended periods of sitting, but you can minimize this by bringing an inflatable foot rest on your flight. [PopSugar Smart Living]</p> <p><a href="http://everythingfinanceblog.com/20760/7-side-hustles-can-partner.html">7 Side Hustles You Can Do with Your Partner</a> &mdash; In catering, one partner can do the cooking while the other takes care of the delivery and packaging. [Everything Finance]</p> <p><a href="https://www.dumblittleman.com/ways-to-lose-weight/">5 Tips For Smashing Your Weight Loss Goals</a> &mdash; Set short-term goals that contribute to long-term results. [Dumb Little Man]</p> <p><a href="https://www.pickthebrain.com/blog/how-to-save-yourself-from-text-by-kate-durocher/">How to Save Yourself From &lsquo;Text Neck&rsquo; (Trust me, you&rsquo;ve got it!)</a> &mdash; The human head weighs an average of 12 pounds. When bent over looking at a phone at a 60-degree angle, a weight of 60 pounds is being exerted on your neck. [Pick The Brain]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.csmonitor.com/USA/2017/0707/US-employers-add-robust-222K-jobs-in-June-despite-slow-growing-economy">US employers add robust 222K jobs in June despite slow-growing</a> economy &mdash; According to the recent job report, companies still have room to hire at a healthy pace. [The Christian Science Monitor]</p> <p><a href="http://www.frugalvillage.com/2017/07/07/how-to-make-your-ceramic-tile-look-like-new/">How to Make Your Ceramic Tile Look Like New</a> &mdash; Follow these easy, deep cleaning steps to make your ceramic tile look brand-new. [Frugal Village]</p> <p><a href="https://adebtfreestressfreelife.com/7-easy-tips-to-keep-your-bedroom-clean/">7 Easy Tips To Keep Your Bedroom Clean</a> &mdash; Don't use furniture surfaces for storage. The tops of your nightstands and dressers should be free of clutter. [A Debt Free Mess Free Life]</p> <p><a href="https://www.biblemoneymatters.com/4-reasons-why-you-shouldnt-be-afraid-to-let-your-child-take-a-year-off-college/">4 Reasons Why You Shouldn&rsquo;t Be Afraid To Let Your Child Take A Year Off College</a> &mdash; Having some real world experience can help your child decide what they want as a career &mdash; before dropping tens of thousands of dollars in an area of study that may not be a good fit for them. [Bible Money Matters]</p> <p><a href="http://www.positivityblog.com/get-more-done-with-less-stress/">How to Get More Done with (a Lot) Less Stress: 12 Daily Habits</a> &mdash; Ask yourself questions throughout the day to help focus on and simplify your tasks. [The Positivity Blog]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-live-like-a-millionaire-for-a-day">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-the-rich-stay-rich-a-lesson-in-lateral-thinking">How the rich stay rich; a lesson in lateral thinking</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-new-things-to-do-today">25 New Things to Do Today</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-on-12-winter-essentials">How to Save on 12 Winter Essentials</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/could-the-last-person-to-leave-america-please-turn-out-the-light">Could the last person to leave America please turn out the light.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-can-do-in-denver-that-you-cant-do-anywhere-else">8 Things You Can Do in Denver That You Can&#039;t Do Anywhere Else</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips millionaire Mon, 10 Jul 2017 08:30:17 +0000 Amy Lu 1980305 at http://www.wisebread.com Best Money Tips: Do These Things in Your 30s to Be a Millionaire By 40 http://www.wisebread.com/best-money-tips-do-these-things-in-your-30s-to-be-a-millionaire-by-40 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-do-these-things-in-your-30s-to-be-a-millionaire-by-40" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_catching_cash_27399356.jpg" alt="Man in his 30s trying to become a millionaire by 40" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on things to do in your 30s to be a millionaire by 40, ways to make your produce last longer, and cheap and easy Halloween costumes for kids and adults.</p> <h2>Top 5 Articles</h2> <p><a href="http://reachfinancialindependence.com/8-things-30s-become-millionaire-40/">8 things to do in your 30s to become a millionaire by 40</a> &mdash; Focus on your #1 client &mdash; you! [Reach Financial Independence]</p> <p><a href="http://momsneedtoknow.com/make-your-produce-last-longer/">6 Ways To Make Your Produce Last Longer</a> &mdash; Place your greens in a container with a dry paper towel. The paper towel will draw the excess moisture away from the greens and keep them from going soggy. [Moms Need to Know]</p> <p><a href="http://www.couponsherpa.com/blog/50-cheap-and-easy-costumes-for-adu">55 Cheap and Easy Halloween Costumes for Adults &amp; Children</a> &mdash; Halloween isn't just for kids! Check out these creative and affordable costumes for adults, children, couples and groups. [Coupon Sherpa]</p> <p><a href="http://www.popsugar.com/smart-living/How-Make-Spare-Key-From-Tin-Can-42541348">This Amazing Life Hack Allows You to Create a Spare Key With a Tin Can, Lighter, and Scissors</a> &mdash; Learn how to make a spare key in a jiffy! [PopSugar Smart Living]</p> <p><a href="http://moneypantry.com/free-shipping-without-amazon-prime/">5 Easy Ways to Get Free Shipping on Amazon Without Prime</a> &mdash; Amazon offers free shipping for many lightweight items sold by third party merchants. [Money Pantry]</p> <h2>Other Essential Reading</h2> <p><a href="http://savingdollarsandsense.com/tips-for-the-perfect-family-photo-session/">Tips for the Perfect Family Photo Session</a> &mdash; Timing is very important if you're doing an outdoor photo shoot. The harsh lighting at high noon will cause washed out colors and squinting eyes, but you'll get beautiful golden sunlight if you schedule the session just before dusk. [Saving Dollars &amp; Sense]</p> <p><a href="https://due.com/blog/avoid-working-free/">How and Why You Should Avoid Working for Free</a> &mdash; Working for free hurts your profitability. The time spent on a project you're doing for free cuts into the time you could've spent on paid projects. [Due]</p> <p><a href="http://www.currentoncurrency.com/common-home-insurance-claims-need-know/">Common Home Insurance Claims You Need to Know</a> &mdash; Theft causes more homeowner&rsquo;s insurance claims than fire or lightning. When you move into your home, take an inventory of everything you own and send it to your insurance company. Remember to send them an update when you make big purchases. [Current on Currency]</p> <p><a href="http://www.dumblittleman.com/2016/10/a-list-of-superfoods.html">A List of Superfoods You Definitely Need in Your Diet</a> &mdash; Teff grains are high in calcium, iron, protein, and amino acids &mdash; and they're gluten-free, making them a great replacement for wheat flour in pretty much anything. [Dumb Little Man]</p> <p><a href="http://www.marcandangel.com/2016/10/10/5-ways-to-spark-your-motivation-when-youre-feeling-stuck/">5 Ways to Spark Your Motivation (When You&rsquo;re Feeling Stuck)</a> &mdash; The curiosity spark motivates you to chase a burning question that you just can't let go of. [Marc &amp; Angel Hack Life]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-do-these-things-in-your-30s-to-be-a-millionaire-by-40">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-youre-so-smart-why-arent-you-rich">If you&#039;re so smart, why aren&#039;t you rich?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/megamillions-mo-money-mo-problems">MegaMillions - Mo&#039; Money Mo&#039; Problems?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-million-bucks-by-30-a-book-review">A Million Bucks By 30: A Book Review</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-41-financial-calculators-for-major-life-decisions">Best Money Tip: 41 Financial Calculators for Major Life Decisions</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips millionaire Thu, 13 Oct 2016 10:00:10 +0000 Amy Lu 1811494 at http://www.wisebread.com 6 Celebrities With Shockingly Low Net Worths http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-celebrities-with-shockingly-low-net-worths" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_39050928_LARGE.jpg" alt="Mike Tyson has low net worth" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Being rich and famous isn't all it's cracked up to be. Just ask the famous people who made it big, and then squandered their riches to earn the dubious distinction of being celebs who have struggled financially. (See also: <a href="http://www.wisebread.com/the-5-most-money-savvy-rap-stars?ref=seealso">The 5 Most Money-Savvy Rap Stars</a>)</p> <h2>1. Mike Tyson</h2> <p>The former heavyweight champion of the world (and sometimes ear biter) was once <a href="http://www.celebritynetworth.com/richest-athletes/richest-boxers/mike-tyson-net-worth/">worth about $300 million</a> at the height of his career, according to Celebrity Networth. A series of unfortunate events beginning in the late 1980s &mdash; including a divorce from actress Robin Givens, giving his longtime trainer Kevin Rooney the boot, and going to prison for an alleged rape &mdash; contributed to his fortune's decline, which today is estimated at around $3 million.</p> <h2>2. Lindsay Lohan</h2> <p>Lindsay Lohan's career took off after <em>Mean Girls</em> debuted in 2004, but it wasn't long after that personal and professional troubles began to chip away at her budding bank account. Her hard-partying ways and unreliable reputation led to a decline in mainstream acting roles. In 2012, the IRS had seized control of the scarlet-haired star's funds to pay off over <a href="http://www.celebritynetworth.com/richest-celebrities/actors/lindsay-lohan-net-worth/">$200,000 in back taxes</a>. In 2013, Lohan did a series of interviews for Oprah that reportedly netted her a cool $2 million, but most of the money was earmarked for taxes, rehab fees, and further IRS debts, leaving her with a paltry $500,000 today.</p> <h2>3. Chris Tucker</h2> <p>Talk about money mismanagement. Chris Tucker, who everybody knows as Jackie Chan's high-pitched, fast-talking sidekick in the <em>Rush Hour</em> movies, was paid $20 million for the first sequel in that series, and then negotiated a $40 million two-movie contract with New Line Cinema. But despite such robust paydays, Tucker is currently $11.5 million in the negative as a result of foreclosed homes and several years of back taxes, according to The Motley Fool. The still-viable actor hopes to get out of the red in another <em>Friday</em> sequel alongside Ice Cube soon.</p> <h2>4. Teresa Giudice</h2> <p>If you're a fan of guilty-pleasure reality TV, then you might know table-flipping Teresa Giudice from Bravo's <em>The Real Housewives of New Jersey</em> (<em>RHONJ</em>). The recently released jailbird, who enjoyed a lavish lifestyle with her husband Joe Giudice and their four children, filed for bankruptcy in 2011, claiming to be more than <a href="http://www.bustle.com/articles/89126-what-is-teresa-giudices-net-worth-the-real-housewives-of-new-jersey-star-has-gone-through">$11 million in debt</a>. In 2013, the couple was indicted on 39 counts of conspiracy to commit mail fraud, bank fraud, wire fraud, bankruptcy fraud, and making false statements on loan applications. Teresa returned for the seventh season of <em>RHONJ</em> following her release from prison.</p> <h2>5. Pamela Anderson</h2> <p>While $5 million isn't anything to balk at, you'd think that <a href="http://www.therichest.com/celebnetworth/celeb/actress/pamela-anderson-net-worth/">Pamela Anderson</a>, one of the most popular Playboy Playmates to ever grace the publication's pages, would have stashed away a heftier rainy-day fund. Even today, the former <em>Baywatch</em> star is still considered a pop-culture icon.</p> <h2>6. Gary Busey</h2> <p>Eccentric actor Gary Busey, known for films like <em>The Buddy Holly Story</em> and <em>Point Break</em>, devolved into a reality-show staple in the 2000s, appearing on such illustrious programs as <em>Celebrity Apprentice</em> and <em>Celebrity Rehab with Dr. Drew</em>. In 2012, he filed for Chapter 7 bankruptcy protection, stating that he had <a href="http://www.celebritynetworth.com/richest-celebrities/actors/gary-busey-net-worth/">less than $50,000 in real assets</a> while owing up to a million dollars to various creditors.</p> <p><em>Any other celebs with surprisingly low net worths? Share with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-audiobooks-about-money-you-need-to-hear">5 Audiobooks About Money You Need to Hear</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-we-could-all-learn-from-dwayne-the-rock-johnson">6 Money Lessons We Could All Learn From Dwayne &quot;The Rock&quot; Johnson</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-inspiring-quotes-about-money-from-successful-women">6 Inspiring Quotes About Money From Successful Women</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-13-numbers-are-the-keys-to-understanding-your-finances">These 13 Numbers Are the Keys to Understanding Your Finances</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/does-your-net-worth-even-matter">Does Your Net Worth Even Matter?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Entertainment actor celeb celebrity entertainment industry income millionaire money net worth salary Tue, 19 Jul 2016 10:30:06 +0000 Mikey Rox 1754819 at http://www.wisebread.com Best Money Tips: Ways to Become a Millionaire Next Door http://www.wisebread.com/best-money-tips-ways-to-become-a-millionaire-next-door <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-become-a-millionaire-next-door" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_happy_money_000087743663.jpg" alt="Man learning how to become a millionaire next door" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found helpful articles on how to become a millionaire next door, simple ways to show you care, and bathroom upgrades that won&rsquo;t break your budget.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.cultofmoney.com/2016/04/27/become-millionaire-next-door/">How to Become a Millionaire Next Door</a> &mdash; Work on building good habits, like living within your means, paying with cash, and saving money. [Cult of Money]</p> <p><a href="http://www.stevenaitchison.co.uk/blog/10-super-simple-ways-to-show-you-care/">10 Super Simple Ways To Show You Care</a> &mdash; One way to show someone you care is to leave them a fun note that will make them giggle. [Change Your Thoughts]</p> <p><a href="http://www.stackthechips.com/upgrade-bathroom-budget/">How to Upgrade Your Bathroom on a Budget</a> &mdash; Adding storage and organization can make your daily routine much easier. [Stack The Chips]</p> <p><a href="http://www.popsugar.com/smart-living/How-Sleep-You-Live-City-40563121">14 Sleeping Tips For City Dwellers</a> &mdash; A plush, double-layer blanket can muffle the sounds of the city. [PopSugar Smart Living]</p> <p><a href="https://unclutterer.com/2016/04/26/five-things-keep-car">Five things to keep in your car</a> &mdash; Your car's manual is a good item to keep on hand. It's full of useful information like how to connect your Bluetooth devices, what the light on the dashboard means, and which kind of oil to use. [Unclutterer]</p> <h2>Other Essential Reading</h2> <p><a href="http://savingdollarsandsense.com/tips-for-a-stress-free-large-family-vacation/">Tips for a Stress Free Large Family Vacation</a> &mdash; Communication is essential when there are lots of people involved. Creating a Facebook group for the family vacation will help keep everyone in the loop during the planning and booking stage. [Saving Dollars &amp; Sense]</p> <p><a href="http://www.adventuresinfrugalland.com/declutter-technology-life/">How To Declutter Your Technology Life</a> &mdash; Your desktop is the first thing you see when you power up your computer &mdash; it also tends to be the place where digital clutter accumulates. An organizing wallpaper can help you make better use of the space. [Adventures in Frugal Land]</p> <p><a href="http://www.fool.com/investing/general/2016/04/27/3-biggest-fears-facing-would-be-retirees.aspx">3 Biggest Fears Facing Would-Be Retirees</a> &mdash; Learn what these three fears are &mdash; and what to do about them. [The Motley Fear]</p> <p><a href="http://www.cultofmoney.com/2016/04/27/become-millionaire-next-door/">How to Buy Shoes Online for the Cheapest Prices</a> &mdash; Different manufacturers may have slight differences in their sizing. If you want to be sure you order the right size, try on your favorite manufacturers at a store and find your preferred size. [SavingFreak.com]</p> <p><a href="http://parentingsquad.com/how-to-make-breastfeeding-easier">How to Make Breastfeeding Easier</a> &mdash; The first few weeks will be the hardest. Take a breastfeeding class if you can and find support among your family and peers. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-become-a-millionaire-next-door">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-youre-so-smart-why-arent-you-rich">If you&#039;re so smart, why aren&#039;t you rich?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/megamillions-mo-money-mo-problems">MegaMillions - Mo&#039; Money Mo&#039; Problems?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-million-bucks-by-30-a-book-review">A Million Bucks By 30: A Book Review</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-41-financial-calculators-for-major-life-decisions">Best Money Tip: 41 Financial Calculators for Major Life Decisions</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips millionaire Fri, 29 Apr 2016 09:30:27 +0000 Amy Lu 1699772 at http://www.wisebread.com Best Money Tips: Quick and Easy Tips to Become a Millionaire http://www.wisebread.com/best-money-tips-quick-and-easy-tips-to-become-a-millionaire <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-quick-and-easy-tips-to-become-a-millionaire" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/rich_couple_vacation_000043062232.jpg" alt="Couple using quick and easy tips to become millionaires" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on quick and easy tips that&rsquo;ll make you a millionaire, small changes for a happier you, and health risks to watch out for this summer.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.financiallypoor.com/mind-over-money/4-quick-and-easy-tips-that-will-make-you-a-millionaire/">4 Quick And Easy Tips That Will Make You A Millionaire Fast</a> &mdash; Think positive. If you aren't supportive of yourself, if you don't believe in yourself, no one else will. [Financially Poor]</p> <p><a href="http://www.popsugar.com/smart-living/How-Become-Happier-36454534">Little Changes That Will Make You a Happier Person</a> &mdash; Let yourself cry when you feel like it. Holding in your negative feelings never leads to happiness. [PopSugar Smart Living]</p> <p><a href="http://adebtfreestressfreelife.com/summers-most-serious-health-risks/">Summer&rsquo;s Most Serious Health Risks</a> &mdash; Summer BBQs are a lot of fun&hellip;unless you get food poisoning from undercooked meat or spoiled dishes. Use a meat thermometer to make sure your meat is cooked thoroughly and keep food chilled at all times. [A Debt Free Stress Free Life]</p> <p><a href="http://www.livingwellspendingless.com/2015/06/26/10-pantry-staples-to-always-keep-on-hand">10 Pantry Staples to Always Keep on Hand</a> &mdash; Salsa is a great way to add tons of flavor without paying for it. Use it in dips and soups or as a topping. [Living Well Spending Less]</p> <p><a href="http://www.mydollarplan.com/9-tips-to-stretch-the-life-of-common-household-items/">9 Tips to Stretch the Life of Common Household Items</a> &mdash; Your car needs regular maintenance to run smoothly, and so does your vacuum cleaner! Periodically change the belt, clean the filter, and check the beater bar for hair or carpet fibers that may strain the motor. [My Dollar Plan]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.dontmesswithtaxes.com/2015/07/6-tax-moves-to-make-in-july.html">6 tax moves to make in July</a> &mdash; If you itemize your deductions, set a bunching strategy to make sure you meet the thresholds by the end of the tax year. [Don't Mess With Taxes]</p> <p><a href="http://parentingsquad.com/indoor-fun-all-the-best-board-games-for-families">Indoor Fun: All the Best Board Games for Families</a> &mdash; Elementary school kids are old enough to appreciate mentally stimulating games. Play Jenga, Battleship, Rummikub, and other games to help them understand cause and effect, strategy, and logic. [Parenting Squad]</p> <p><a href="http://ptmoney.com/how-much-house-can-i-afford/">How Much House Can I Afford?</a> &mdash; Besides a mortgage plus interest, you also need to account for property taxes, maintenance and repairs, and utilities. Estimate your monthly costs and put that amount into a high yield account every month to see if you can manage the payments. [PT Money]</p> <p><a href="http://www.northerncheapskate.com/how-to-budget-with-a-fluctuating-income/">How to Budget With a Fluctuating Income</a> &mdash; Figure out how much you need to survive. Anything leftover goes into a savings account. [Northern Cheapskate]</p> <p><a href="http://www.lifehack.org/279725/give-new-life-old-clothes-these-8-quirky-ways">Give New Life to Old Clothes in These 8 Quirky Ways</a> &mdash; An old shirt with a loose weave can be used as a strainer in the kitchen! [Lifehack]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-quick-and-easy-tips-to-become-a-millionaire">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-45-brilliant-career-tips-for-introverts">Flashback Friday: 45 Brilliant Career Tips for Introverts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-improve-your-decision-making-skills">10 Ways to Improve Your Decision-Making Skills</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-cutting-your-losses-can-save-you-more-than-money">How Cutting Your Losses Can Save You More Than Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-fun-games-that-make-you-smarter-too">11 Fun Games That Make You Smarter, Too</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips millionaire Thu, 09 Jul 2015 19:00:09 +0000 Amy Lu 1484058 at http://www.wisebread.com Best Money Tips: How to Think Like a Millionaire http://www.wisebread.com/best-money-tips-how-to-think-like-a-millionaire <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-think-like-a-millionaire" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/millionaire_money_000008334156.jpg" alt="Man learning how to think like a millionaire" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on how to think like a millionaire, tips to grow the best organic garden, and money-saving ways to use cornstarch.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.goodfinancialcents.com/millionaire-mindset/">4 Ways to Think Like a Millionaire</a> &mdash; Millionaires have an internal locus of control &mdash; they see themselves as being in charge of their own lives. [Good Financial Cents]</p> <p><a href="http://afewshortcuts.com/2015/04/10-tips-for-the-best-organic-garden">10 Tips for the Best Organic Garden</a> &mdash; Learn about companion planting so your plants can help each other grow. [A Few Short Cuts]</p> <p><a href="http://www.popsugar.com/smart-living/Uses-Cornstarch-35705053">18 Uses For Cornstarch That Will Save You Money</a> &mdash; Make a paste of cornstarch and water. Spread it over a sunburn or bug bites to soothe sore skin. [PopSugar Smart Living]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0425/Best-hotel-promotions-this-Spring">Best hotel promotions this Spring</a> &mdash; A number of hotel chains are offering bonus reward points or free nights for their spring promotions. [The Monitor]</p> <p><a href="http://www.lifehack.org/articles/lifestyle/10-necessary-items-for-healthy-shopping-list.html">10 Necessary Items For A Healthy Shopping List</a> &mdash; Fill your basket with dark green leafy veggies. The paler variety, like iceberg lettuce, will contain less quality nutrition. [Lifehack.org]</p> <h2>Other Essential Reading</h2> <p><a href="http://blog.highperformancelifestyle.net/how-to-be-happy/">Want To Be Happy? Optimize Your Downtime (3 Easy Steps)</a> &mdash; Step 1: Spend about half an hour making a list of your happiest moments ever. [High Performance Lifestyle]</p> <p><a href="http://www.moneycrush.com/gaining-extra-space-on-a-shoestring/">Get Extra Space Without Breaking the Bank</a> &mdash; Take inventory of any and all free space in your home. Empty area in the middle of the kitchen? Write it down. Half a closet is clear of stuff? Write that down, too. [Money Crush]</p> <p><a href="http://blog.mint.com/how-to/how-to-spend-less-and-get-healthy-042715">How to Spend Less and Get Healthy</a> &mdash; Try making international dishes &mdash; many contain less pricy ingredients like rice, beans, and chickpeas. And if you live near an ethnic market, check them out for your grocery needs! [Mint Life]</p> <p><a href="http://www.themoneyprinciple.co.uk/dont-worry-about-money-sort-out-your-life-instead/">Don&rsquo;t Worry About Money: Sort out Your Life Instead</a> &mdash; If you don't have a handle on your financial situation, then other parts of your life are probably a mess, too. Once you have those in order, then your money situation will improve, too. [The Money Principle]</p> <p><a href="http://parentingsquad.com/7-brilliant-ways-for-kids-to-keep-in-touch-with-grandparents">7 Brilliant Ways for Kids to Keep in Touch with Grandparents</a> &mdash; Use technology to play games with relatives who live far away. Play board games online, enter a fantasy sports league, or play 20 questions via text messages. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-think-like-a-millionaire">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-45-brilliant-career-tips-for-introverts">Flashback Friday: 45 Brilliant Career Tips for Introverts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-improve-your-decision-making-skills">10 Ways to Improve Your Decision-Making Skills</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-cutting-your-losses-can-save-you-more-than-money">How Cutting Your Losses Can Save You More Than Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-fun-games-that-make-you-smarter-too">11 Fun Games That Make You Smarter, Too</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips millionaire Wed, 29 Apr 2015 19:00:20 +0000 Amy Lu 1406334 at http://www.wisebread.com Best Money Tips: Simple Ways to Become a Millionaire http://www.wisebread.com/best-money-tips-simple-ways-to-become-a-millionaire <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-simple-ways-to-become-a-millionaire" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy-woman-millionaire-money-pile-Dollarphotoclub_11647906.jpg" alt="happy woman money" title="happy woman money" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on simple ways to become a millionaire, cool ways to use coconut oil, and what to expect for this year's Presidents' Day sales.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.goodfinancialcents.com/become-a-millionaire/">The 7 Surprisingly Simple Ways to Become a Millionaire</a> &mdash; Create something that you would use and love, and experiment to find ways to make it even better. [Good Financial Cents]</p> <p><a href="http://www.popsugar.com/smart-living/Uses-Coconut-Oil-31170834">19 Cool Uses for Coconut Oil</a> &mdash; Coconut oil can help remove the sticky gunk left over from labels and stickers. [PopSugar Smart Living]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0210/Presidents-Day-sales-2015-what-to-expect">Presidents' Day Sales 2015: What to Expect</a> &mdash; Retailers will do anything to extend their sales, and President's Day is no different. Expect sales to start early and end late. [The Monitor]</p> <p><a href="https://smartasset.com/personal-finance/top-10-personal-finance-myths-busted">Top 10 Personal Finance Myths &ndash; Busted</a> &mdash; Carrying credit card balances won't boost your credit score. What WILL help is paying off your balance in full each month. [SmartAsset]</p> <p><a href="http://www.theessentialyoublog.com/stubborn-people/">How to Deal With Stubborn People (and Be Less Stubborn Yourself)</a> &mdash; If you're sure you're right and the other person refuses to hear reason, just make your viewpoint known and stop debating. Pick up the conversation again when they are proven wrong.&nbsp;[Essential You]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.reallybadcreditoffers.com/blog/7-steps-with-small-changes-in-spending/">7 Steps to Start Saving Big Cash With Small Changes in Your Spending</a> &mdash; Break down your long-term savings goals into smaller, more manageable achievements. [Really Bad Credit Offers]</p> <p><a href="http://cashmoneylife.com/resources-support-lifestyle/">Do Your Resources Support Your Lifestyle?</a> &mdash; Take stock of your finances as well as the time and energy it requires to maintain the lifestyle you want. [Cash Money Life]</p> <p><a href="http://www.consumerismcommentary.com/how-my-money-mindset-changed-four-times-and-helped-me-succeed/">How My Money Mindset Changed Four Times and Helped Me Succeed</a> &mdash; If you want to improve your financial situation, the way you think about money will have to change &mdash; maybe multiple times. [Consumerism Commentary]</p> <p><a href="http://ptmoney.com/plan-move-across-country/">How to Plan a Move Across the Country</a> &mdash; Research what it will cost to move your stuff to your new location. Leaving behind large pieces of furniture will help reduce moving expenses. [PT Money]</p> <p><a href="http://parentingsquad.com/8-valentines-day-crafts-to-do-with-the-little-ones">8 Valentine's Day Crafts to Do With the Little Ones</a> &mdash; Have your kids make their own Valentine's Day mailboxes to store all their Valentine's Day cards! [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-simple-ways-to-become-a-millionaire">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-youre-so-smart-why-arent-you-rich">If you&#039;re so smart, why aren&#039;t you rich?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/megamillions-mo-money-mo-problems">MegaMillions - Mo&#039; Money Mo&#039; Problems?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-million-bucks-by-30-a-book-review">A Million Bucks By 30: A Book Review</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-41-financial-calculators-for-major-life-decisions">Best Money Tip: 41 Financial Calculators for Major Life Decisions</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips millionaire Fri, 13 Feb 2015 20:00:08 +0000 Amy Lu 1289844 at http://www.wisebread.com Best Money Tips: Become A Millionaire By Age 30 http://www.wisebread.com/best-money-tips-become-a-millionaire-by-age-30 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-become-a-millionaire-by-age-30" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/businessman-money-152945581-small.jpg" alt="businessman money" title="businessman money" class="imagecache imagecache-250w" width="250" height="154" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on becoming a millionaire by age 30, being frugal when your significant other isn't, and the best and worst places to make a living.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.lifehack.org/articles/money/10-ways-become-millionaire-age-30.html">10 Ways To Become A Millionaire By Age 30</a> &mdash; To become a millionaire by age 30, plan to invest and shed your unproductive debt. [Lifehack]</p> <p><a href="http://twocents.lifehacker.com/how-can-i-be-frugal-when-my-significant-other-isn-t-1597707214/+andyoooo">How Can I Be Frugal When My Significant Other Isn't?</a> &mdash; If your significant other isn't frugal, try to budget together and make subtle frugal suggestions. [Lifehacker]</p> <p><a href="http://www.mainstreet.com/article/career/employment/best-and-worst-places-make-living">The Best and Worst Places to Make a Living</a> &mdash; Hawaii is the worst place to try to make a living, while Washington is the best. [Mainstreet]</p> <p><a href="http://www.forbes.com/sites/trulia/2014/07/03/10-tips-to-avoid-getting-burned-by-kitchen-remodels/?ss=personalfinance">10 Tips to Avoid Getting Burned by Kitchen Remodels</a> &mdash; Keeping the plumbing where it is and watching for the wrong floor plan can help you avoid a disasterous kitchen remodel. [Forbes]</p> <p><a href="http://www.stackthechips.com/9-creative-yet-frugal-date-ideas/">9 Creative Yet Frugal Date Ideas</a> &mdash; Looking for a creative yet frugal date idea? Try star gazing or go on a morning date to a local coffee shop for muffins and coffee. [Stack the Chips]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/Uses-Leftover-Fruit-Vegetables-35106060#photo-35124010">26 Genius Uses for Leftover Fruits and Vegetables</a> &mdash; Use your leftover fruits and veggies to make vegetable stock or citrus planters. [POPSUGAR Smart Living]</p> <p><a href="http://timemanagementninja.com/2014/07/7-iphone-productivity-features-youre-not-using/">7 iPhone Productivity Features You Aren't Using</a> &mdash; Are you taking advantage of your iPhone's Do Not Disturb Mode or caller block? [Time Management Ninja]</p> <p><a href="http://www.marcandangel.com/2014/07/02/23-things-people-who-love-their-lives-are-doing-differently/">23 Things People Who Love Their Lives Are Doing Differently</a> &mdash; Want to love your life? Find the positive in every situation and focus on effectiveness as opposed to busyness. [Marc and Angel Hack Life]</p> <p><a href="http://www.dumblittleman.com/2014/07/4-easy-steps-finding-passion-igniting-spirit.html">4 Steps to Find Your Passion</a> &mdash; To find your passion, make sure to consider what kind of personality you have. [Dumb Little Man]</p> <p><a href="http://parentingsquad.com/discipline-your-child-and-they-will-thank-you">Discipline Your Child and They Will Thank You</a> &mdash; It is important to set boundaries and be firm with your kids. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-become-a-millionaire-by-age-30">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-youre-so-smart-why-arent-you-rich">If you&#039;re so smart, why aren&#039;t you rich?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/megamillions-mo-money-mo-problems">MegaMillions - Mo&#039; Money Mo&#039; Problems?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-million-bucks-by-30-a-book-review">A Million Bucks By 30: A Book Review</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-41-financial-calculators-for-major-life-decisions">Best Money Tip: 41 Financial Calculators for Major Life Decisions</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips millionaire Thu, 10 Jul 2014 19:00:06 +0000 Ashley Jacobs 1155000 at http://www.wisebread.com A Million Bucks By 30: A Book Review http://www.wisebread.com/a-million-bucks-by-30-a-book-review <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/a-million-bucks-by-30-a-book-review" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/alan corey.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="250" /></a> </div> </div> </div> <p>I recently had the chance to read <a href="http://www.amazon.com/gp/product/0345499727?ie=UTF8&amp;tag=wisebread03-20&amp;linkCode=as2&amp;camp=1789&amp;creative=9325&amp;creativeASIN=0345499727">A Million Bucks by 30: How to Overcome a Crap Job, Stingy Parents, and a Useless Degree to Become a Millionaire Before (or after) Turning Thirty.</a> I have to hand it to Alan Cory. He is like so many guys I know. Saddled with a crappy job, no trust-fund, a degree that didn&#39;t deliver, Mr. Corey decided early on to be the master of his own destiny. With colorful language, a clear-cut style, and the kind of honesty that you&#39;d come to expect from a high-school buddy, Alan tells his story of “making it” to financial freedom in the same way you would talk with coworkers over a beer.<br /> <br /> <p style="margin-bottom: 0in"><strong>Alan starts early.</strong> The most brutal truth in this book (if there has to be one) is that it is best to begin your path to millionaire status as soon as you can. Mr. Corey stepped out into the big, big world a bit better off than many I know. A college scholarship and a savings habit born while in the 6<sup>th</sup> grade gave Alan the pocket change and zero debt liability that would put you at an advantage many don&#39;t have.</p> <p style="margin-bottom: 0in"><strong>Alan is focused. </strong> Once it occurs to him that being a millionaire is his #1 goal, he never, ever forgets it. Chanting the “I&#39;m going to be a millionaire” mantra at every bus stop and checkout line, Corey believes he will succeed. Nothing else is as important. </p> <p style="margin-bottom: 0in"><strong>Alan is cheap.</strong> This is what makes for entertaining reading. Forget frugal, Alan is a straight-up cheap arse. But to tell him this would surely only make him grin – he is good at spending little to nothing on everything: dates, food, clothing, and vacations. A source of pride and a way to a better life, Mr. Corey knows that the sacrifice is great but the end will most certainly justify the means. </p> <p style="margin-bottom: 0in"><strong>Alan is connected.</strong> At a few points in the book, Alan is obviously cash-strapped (although doing quite well with his equity.) He is somehow able to gain the trust of some friends and family and raise thousands upon thousands of dollars in investments for his real estate venture. This is key to his success. </p> <p style="margin-bottom: 0in"><strong>Alan is lucky.</strong> There. I said it. Luck, timing, and the market play a huge role in hitting the million mark. Flipping properties the way Mr. Corey did was characteristic of his abilities, but also of the real estate landscape at the time. </p> <p style="margin-bottom: 0in"><em>Is it possible to follow Alan Corey&#39;s formula for success?</em> Maybe if he had one. Alan&#39;s book is less of a “get-rich plan” and more of a “works for me” biography. And while I will have to disagree with some of the ethics regarding a few of Mr. Corey&#39;s cheapo tactics, he has the right idea. </p> <p style="margin-bottom: 0in"><em>Is it a worthwhile read?</em> Sure. Whether you want to be entertained or just need a little inspiration for the long haul, Alan gains your trust early on and holds nothing back. If he&#39;s learned it, he&#39;ll share it. And while the most financially-savvy professionals might find the book “sophomoric,” there&#39;s more than a few unique money-saving tips that would more than pay for the price of the book. ( I found myself underlining a few passages and wondering why I didn&#39;t think of it.) If you don&#39;t share Alan&#39;s timing, focus, luck or networking skills, it&#39;s doubtful that you&#39;ll succeed in as short a time as he did. (In fact, his story shows just how difficult it is to get to a million these days.) But it can be done. </p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/a-million-bucks-by-30-a-book-review">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-real-value-of-forever-stamps">The Real Value of Forever Stamps</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-retire-on-less-than-you-think">Book review: Retire on Less Than You Think</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-reinventing-collapse">Book review: Reinventing Collapse</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/will-a-dental-discount-plan-save-you-money">Will A Dental Discount Plan Save You Money?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-six-figures-really-that-much">Is Six Figures Really That Much?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Frugal Living Budgeting Investment alan corey books millionaire review Mon, 18 Aug 2008 04:13:16 +0000 Linsey Knerl 2338 at http://www.wisebread.com If you're so smart, why aren't you rich? http://www.wisebread.com/if-youre-so-smart-why-arent-you-rich <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/if-youre-so-smart-why-arent-you-rich" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/smart-but-not-rich.jpg" alt="Smart but not rich" title="Smart but Not Rich" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>You don&#39;t hear it much any more, but for a long time, &quot;If you&#39;re so smart, why aren&#39;t you rich&quot; was a pretty effective line for the average Joe when dealing with somebody who was smarter than him.  The expression has kind of fallen out of fashion lately.  Nowadays, there are too many rich smart people.</p> <p>The line worked because, for most of history, being smart wasn&#39;t really a big advantage in becoming rich.  Aside from things like inheriting/marrying wealth, or winning the lottery, there are basically two paths to wealth:</p> <p>Option #1 is the &quot;millionaire next door&quot; way to wealth:  live below your means, save and invest, and let compound interest and the natural growth in the markets work its magic.  If you do this--and  you live long enough--you&#39;ll eventually be wealthy.</p> <p>Option #2 is to be an entrepreneur:  find some need, and then create a product or service that can satisfy it at a profit.  Unlike living frugally and saving, this is not a sure way to wealth.  Many new businesses go broke.  Many of the rest muddle along making less money than the owner could have made working a regular job.  But lots of entrepreneurs make good profits and a few become wealthy.</p> <p>The downside to option #1 has always been that it took too long.  Unless you lived very frugally indeed, it could take 30 or 40 years to turn an ordinary salary into real wealth.  (Even then, success depends on living long enough--and if bad luck or bad choices pushed your income down, your expenses up, or weighed on your investment returns, &quot;long enough&quot; could turn out to be longer than you&#39;ve got.)</p> <p>So, for most of history, option #2 has always been the way to go if you wanted to be wealthy.  But being an entrepreneur took a certain set of personality traits--a set that notably doesn&#39;t include being smart, but includes things like a tolerance for risk, a burning desire for wealth, a thick skin, and a willingness to put running the business ahead of other interests (like hobbies, friends, and family).</p> <p>Over the past generation, the &quot;knowledge economy&quot; has made intelligence a bigger advantage than it used to be.  Besides the dotcom boom (which made it possible for people with only a modest entrepreneurial bent to get rich following option #2), it&#39;s been possible over the past couple of decades to accelerate option #1 as well:  an ordinary smart person, working at an ordinary good-paying job, has been able to support a family at an ordinary middle-class standard of living, and have enough of a surplus for saving and investing to become modestly wealthy in a decade or two.  (Of course, lots of smart people failed to do so, but that&#39;s just because smart people are as prone as dumb people to suffer from the natural human inclination to let the cost of living rise to whatever one&#39;s income will support.)</p> <p>Smart people of the world:  This is your shining hour.  There&#39;s no telling how long just being smart will translate into the kind of income advantage smart people have enjoyed these past couple of decades.  This is very much a &quot;get while the getting is good&quot; kind of situation.  Don&#39;t miss it.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/philip-brewer">Philip Brewer</a> of <a href="http://www.wisebread.com/if-youre-so-smart-why-arent-you-rich">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tactics-of-the-rich">Tactics of the rich</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-rich-by-being-evil">How to get rich by being evil</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-smart-ways-young-millionaires-manage-their-money">3 Smart Ways Young Millionaires Manage Their Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-does-being-rich-mean-to-you-anyway">What Does Being Rich Mean to You Anyway?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-truth-about-wealth">The Truth about Wealth</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Frugal Living entrepreneur millionaire rich risk smart wealth Fri, 21 Mar 2008 19:01:50 +0000 Philip Brewer 1939 at http://www.wisebread.com How the rich stay rich; a lesson in lateral thinking http://www.wisebread.com/how-the-rich-stay-rich-a-lesson-in-lateral-thinking <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-the-rich-stay-rich-a-lesson-in-lateral-thinking" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/223052548_9f5ff24797.jpg" alt="money" title="money" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>A friend recently told me the story of how a millionaire thinks. Not every millionaire of course, just one in particular. It's ingenius, as you will discover. But it really made me ponder about the decisions I make every day, and if I could make better ones just be exercising that underused part of my anatomy - my brain.</p> <p>The story goes something like this, and forgive me if I paraphrase but my memory is far from photographic.</p> <p><strong><span>The millionaire's loan...</span></strong></p> <blockquote><p><span>Our millionaire, let's call him Anton, walks into a popular bank in the middle of New York City and requests to speak to a loan officer. He doesn't alert the staff to his immense riches, he simply says he's going away on business for a few weeks, to another country, and needs to borrow a small sum of money - $5000. Banks being banks they immediately asked for security on the loan, after all they're not just going to let anyone walk away with a big wad of cash.</span><strong><span> </span></strong></p> <p><img height="204" width="272" title="Ferrari" alt="Ferrari" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u17/441031099_449aa9c187.jpg" /></p> <p>Anton then points out of the window to the shiny new Ferrari parked right in front of the bank. He took the title, paperwork and keys out of his pocket and slapped them down on the counter like a man on a mission. The staff went to work checking out the validity of his ownership and sure enough, everything checked out. And of course, which bank is going to turn down a quarter of a million dollars in collateral for a measly $5000 loan? This was a no-brainer (an ironic turn of phrase as you'll soon discover).</p> <p><span>Anton left the bank with his $5000 and the bank employee took Anton's keys and drove the brand new Ferrari down into the bank's underground garage. He assured Anton that it would be perfectly safe down there. Anton then left the bank and caught his flight to his faraway land, I think it was China.</span></p> <p>Anyway, two weeks go by and sure enough the bank opens Monday morning to see Anton stroll in and slap the $5000 he had borrowed back on the counter, plus the interest which was around $15. The loan officer asked that the car be brought round to the front of the bank and then asked Anton a question. &quot;Our bank prides itself in details and customer service&quot; he said &quot;and while you were away we did a background check, it's routine, and discovered you are actually one of the wealthiest men in America. Why on earth would you need to borrow $5000, it just doesn't make sense.&quot;</p> <p>Anton smiled, picked up the keys from the counter and said <strong>&quot;Can you tell me another way I could have parked my new Ferrari in the middle of New York for two weeks, for just $15, and still expect it to be in mint condition when I get back?&quot;</strong> With that, Anton walked out of the door and the loan officer smiled a bigger smile.</p> </blockquote> <p>My first reaction to this was &quot;cheapskate.&quot; But then I realized this man probably made his fortune by thinking in this way; by seeing a saving opportunity around every corner. Sure, he could have stashed his Ferrari in a high-quality garage for hundreds of dollars but his mind refused to accept that scenario. There was a cheaper way, just as safe, and he probably got a buzz out of finding a new way to buck the system.</p> <p>So, with this in mind, I ask all of you to think about ingenius ways that you can get exactly the same service or product for less in the coming weeks. I would love to know your stories, and I know they will help us all look at our world in a different way. The bottom line...the rich stay rich by thinking laterally. You can do it, too. We all can.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/how-the-rich-stay-rich-a-lesson-in-lateral-thinking">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-live-better-without-spending-more">5 Ways to Live Better Without Spending More</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dead-car-battery-give-it-a-glass-of-red-wine">Dead car battery? Give it a glass of red wine.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-self-care-can-actually-save-you-money">5 Ways Self Care Can Actually Save You Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-summer-party-ideas-that-wont-break-the-bank">6 Summer Party Ideas That Won&#039;t Break the Bank</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-types-of-friends-who-are-costing-you-money">10 Types of Friends Who Are Costing You Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle budget car cheap millionaire parking save saving tips tricks Sun, 14 Oct 2007 18:04:03 +0000 Paul Michael 1286 at http://www.wisebread.com MegaMillions - Mo' Money Mo' Problems? http://www.wisebread.com/megamillions-mo-money-mo-problems <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/lottery.jpg" alt=" " width="180" height="226" /></p> <p>Last night&#39;s MegaMillions drawing was for $370 million dollars. They say that money doesn&#39;t buy happiness, but I&#39;ve got enough happiness right now. So I could totally use $370 million for, say, shoes. </p> <p>Did I say &#39;shoes&#39;? I meant &#39;for smart investing&#39;. In shoes.</p> <p>I know, I know. It&#39;s not what you earn, it&#39;s what you save. But earning a little more can&#39;t hurt, can it? Now, I don&#39;t buy lottery tickets. My sister does occasionally, but our parents view the entire process with a certain amount of distrust, so I&#39;ve never gotten into it. Also, I&#39;ve always viewed lotteries as a <a href="http://www.pbs.org/wgbh/pages/frontline/shows/gamble/odds/house.html">tax that feeds unfairly</a> upon people who are struggling financially. This may be annecdotal, but I&#39;ve never seen anyone who appears to be well-off buying a lottery ticket. </p> <p>However, something about the <a href="http://abclocal.go.com/wabc/story?section=local&amp;id=5098922">recent MegaMillions</a> drawing made me wonder if perhaps I&#39;m being too harsh on the lottery system. After all, who doesn&#39;t want a chance at a piece of $370 million dollars? </p> <p>And come to think of it, can&#39;t being insanely rich take away problems that plague so many of us, thus reducing stress and contributing to happiness? According to <a href="http://abcnews.go.com/2020/story?id=124324&amp;page=4">Money Magazine,</a> more money can make a difference, especially in reducing stress, but only up to a certain point.</p> <p class="blockquote">Money magazine columnist Jean Chatsky polled 1,500 people for her book You Don&#39;t Have to Be Rich and found that more money makes people significantly happier only if their family income&#39;s below $30,000, but by $50,000, money makes no difference. </p> <p>But isn&#39;t the winning alone enough to totally revamp your mental outlook? Researchers at Emory University <a href="http://www.msnbc.msn.com/id/4971361">studied how the brain reacts</a> to receiving money randomly and receiving money in exchange for work performed on a computer, and found that satisfaction is higher when money is received for work. </p> <p class="blockquote">In the Emory study, published Thursday in the journal Neuron, volunteers played a computer game in which they had to push a button every time a triangle appeared. The 16 volunteers played while their brains were scanned by a magnetic resonance imaging machine, or MRI. The researchers found that some reward centers of the brain were activated whenever a volunteer received money. However, the striatum was activated only when volunteers worked for their reward.</p> <p>Sure, I can understand that, but the researchers weren&#39;t randomly giving the subject millions of dollars. Surely people must be happier when they receive millions of dollars?</p> <p class="blockquote">[O]ther studies have shown “there’s substantial evidence that people who win the lottery are not happier a year after they win the lottery. It’s also fairly clear from the psychological literature that people get a great deal of satisfaction out of the work they do.”</p> <p>The <a href="http://news.bbc.co.uk/2/hi/uk_news/magazine/3479213.stm">BBC reported</a> mixed feeling on the matter, pointing out that among lottery winners in the UK, those that are dissatisfied with their lives prior to winning are rarely helped by the earnings in any substantial way. But then again, most people who win are buoyed in some small psychological way, even if the winnings are only a few thousand pounds.</p> <p class="blockquote">&quot;Lots of people would like to think that there are a lot of miserable millionaires out there, but even quite small windfalls show up in our statistics on psychological wellbeing. Large sums are better than small sums.&quot; </p> <p>It&#39;s worth noting that in the UK, anyone who wins more than 550,000 pounds gets automatic access to investment advisors.</p> <p>Brad Duke <a href="http://money.cnn.com/2007/02/20/magazines/fortune/lottery_winnings.fortune/index.htm?postversion=2007022807">won the Powerball jackpot in 2005</a> and has since parlayed his winnings into investments that have made him even richer. Duke has invested in new businesses and earned a good chunk of change in the process. Duke seems to be an example of someone who was pretty happy with his life beforehand, and he certainly isn&#39;t turning me off of the idea of the lottery with his attitude. Ask if he is happier since his win, Duke replied:</p> <p class="blockquote">Absolutely. When it comes down to it, I get to do the things professionally that I&#39;ve always wanted to do. I get to invent a piece of equipment that I&#39;ve always been thinking about doing. I get to give back to some people that have given to me over years.</p> <p>Ah, so the road to financial happiness is paved with investment wisdom and hard work. I&#39;m hoping the MegaMillions winners are able to use the windfall to increase their happiness rather than exacerbate any current miseries. </p> <p>How about you guys? Do you buy lottery tickets? Just for fun? </p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> of <a href="http://www.wisebread.com/megamillions-mo-money-mo-problems">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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