cut spending http://www.wisebread.com/taxonomy/term/18195/all en-US 38 Ways to Save Money Without Trying (Much) http://www.wisebread.com/38-ways-to-save-money-without-trying-much <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/38-ways-to-save-money-without-trying-much" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_saving_money_000015136579.jpg" alt="Woman saving money without trying" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Ugh, just the phrase &quot;<a href="http://www.wisebread.com/6-simple-ways-to-save-money-by-tracking-your-receipts">saving money</a>&quot; can make it seem like a herculean task. But it doesn't have to be. There are plenty of ways to drop extra money into your bank account that don't require that much effort or thought on your part. Here are a number of them. You probably are already doing a few (good for you!), but it's always a good reminder to keep you on task!</p> <h3>1. Automate</h3> <p>Automating your bank account so part of your paycheck immediately gets dumped into your savings is an easy way to save without really thinking about it. This way, you'll have to live within your means.</p> <h3>2. Lay Off the Credit Cards</h3> <p>Swiping credit cards may cause you to spend more than you like. If you're not responsible with your money, try to opt to live credit-card-free. Yes, you may be losing out on reward points or cash back, but if you're going into debt because you're not thinking about your purchases, perhaps you need to lay off charging things to credit.</p> <h3>3. Read More</h3> <p>Do you know what <a href="http://www.savvysugar.com/Warren-Buffett-Success-Tips-34015340">Warren Buffett does</a> with most of his time? Read. OK, maybe you won't become a billionaire, but reading personal finance books or <a href="http://www.savvysugar.com/Books-Change-My-Life-21195577">self-improvement books</a> can put you on track to having a healthier relationship with money. Saving money will become second nature to you, which will make it easier to save.</p> <h3>4. Go to the Library</h3> <p>Reading more doesn't mean spending more cash on books. Start thinking of your local library as your friend and explore all the freebies they have to offer &mdash; it's not just books. You can borrow free DVDs, use their Internet for free, <a href="http://www.savvysugar.com/Free-Services-From-Library-25766579">and more</a>.</p> <h3>5. Make Your Own Coffee</h3> <p>Invest in a coffee machine or a french press to easily make coffee instead of going to your local Starbucks on your way to work. Instant coffee is a good idea as well if you don't mind the flavor.</p> <h3>6. Make ExercisePart of Your Lifestyle</h3> <p><a href="http://www.eurekalert.org/pub_releases/2012-05/nu-lct052412.php" target="_blank">Studies have shown</a> that picking up one healthy habit can lead to positive benefits in other parts of your life. If you add working out to your routine, your relationship with money may benefit from it as well.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Stop-Wasting-Money-Grocery-Store-34831861">19 Ways You're Wasting Money at the Grocery Store</a></p> <h3>7. Hang Out With Frugal Friends</h3> <p>Your friends can be a huge influence on you, so choose wisely who you spend the most time with. That's not to say that you should avoid your spendthrift friends like the plague, but be honest when you can't afford to do something instead of trying to keep up with the Joneses.</p> <h3>8. Start a Money-Making Hobby</h3> <p>You may think that a <a href="http://www.savvysugar.com/Making-Extra-Income-23682849">second income</a> sounds like a lot of work, but hear me out. If you already have a hobby that you spend a lot of time on and enjoy doing, figure out how to&nbsp;<a href="http://www.savvysugar.com/How-Make-Money-From-Hobbies-17582307">make money from it.</a> It can be anything from making homemade laundry soap you can sell on Etsy or writing freelance pieces for a magazine.</p> <h3>9. Get Good Sleep</h3> <p>Getting a good night's rest can really affect your impulse control. Make sure you're not caving into or fighting off impulse purchases that can really wreck your savings.</p> <h3>10. Get a Brita Filter</h3> <p>Instead of buying bottles of water, save the environment and money by investing in a <a title="undefined" href="http://www.amazon.com/gp/product/B004GNGID0/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B004GNGID0&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=NOLKVL747HK6L3UB">Brita filter pitcher</a> ($41).</p> <h3>11. Use Vinegar to Clean</h3> <p>Instead of buying cleaning products, use this powerful cleaning agent that you already have in your kitchen &mdash; <a href="http://www.savvysugar.com/Uses-Vinegar-22333420">vinegar</a>. Using <a href="http://www.savvysugar.com/DIY-Cleaning-Products-28901279/">pantry items to clean</a> is not only cheaper, but less toxic for the home as well.</p> <h3>12. Replace Your Light Bulbs</h3> <p>Upgrading your light bulbs to more efficient ones can save you <a href="http://energy.gov/energysaver/articles/lighting-choices-save-you-money" target="_blank">$50 a year</a>, and all you have to do is just screw them in! Read our review of the best soft-glow <a href="http://www.savvysugar.com/Best-Soft-Glow-CFLs-2014-33208938">energy-efficient lightbulb</a>.</p> <h3>13. Try These Fun and Free Activities</h3> <p>Having fun doesn't always mean a drain on your wallet. We've come up with plenty of ways to keep yourself <a href="http://www.savvysugar.com/Free-Ways-Entertain-Yourself-Home-30926585">entertained at home</a> and <a href="http://www.savvysugar.com/Free-Things-Do-Outside-House-35172780">outside of your home</a>. Go for a hike, fly a kite, or grab a well-loved book to reread. Start equating fun with activities that don't cost much, it's very important to make that connection.</p> <h3>14. Cut Cable</h3> <p>More and more households are cutting the cord. Read our <a href="http://www.savvysugar.com/How-Quit-Cable-24791307">step-by-step guide</a> to quitting cable cold turkey. It's an option to consider if you're not a big TV fanatic.</p> <h3>15. Improve Your Credit Score</h3> <p>Working on your credit score will save you money in ways you won't expect. For example, you'll get a lower interest rate on your mortgage and credit cards, better rates on insurance, and some companies like your cell phone provider or cable company may waive big deposits for your clean credit record. Here are some tips on <a href="http://www.savvysugar.com/How-Improve-My-Credit-Score-3170689">raising your score</a>.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Best-Things-Life-Money-Cant-Buy-34442356">98 of the Best Things in Life That Money Can't Buy</a></p> <h3>16. Take Care of Your Things</h3> <p>Something that tends to trip up our savings is having to buy new things when the items we own broke or get worn out. You can prevent that by properly taking care of your things and lenghtening their lives. Here are some tips to <a href="http://www.savvysugar.com/Making-Groceries-Last-Tips-16971878">make groceries last</a> and to <a href="http://www.savvysugar.com/How-Make-Your-Cheap-Clothes-Last-Longer-30811657">preserve your clothes</a>.</p> <h3>17. Use Reward Credit Cards</h3> <p>If you're good with your money, taking advantage of reward credit cards would work very well in your favor. Figure out what the biggest things you spend money on are and find the best reward cards for that category. For example, if travel is your thing, check out our top picks for <a href="http://www.savvysugar.com/Best-Travel-Reward-Credit-Cards-24441826">travel credit cards</a>.</p> <h3>18. Download WhatsApp and Viber</h3> <p>Keep in touch with your friends for free with these apps that let you&nbsp;<a href="http://www.geeksugar.com/Apps-Text-Free-31094824">text and talk for free</a>. It's great when your traveling overseas and don't want to rack up a huge phone bill.</p> <h3>19. Get a Crock-Pot</h3> <p>You've heard repeated reminders of making your own meals to save money, but who has the time right? Well, if you invest in a crockpot, cooking will seem like a breeze because all you have to do is throw the ingredients in and let it work its magic. Check out our vast array of <a href="http://www.popsugar.com/latest/Slow-Cooker">slow-cooker recipes</a>.</p> <h3>20. Don't Procrastinate</h3> <p>If you have problems with procrastinating, you know that bad habit ends up costing you money. You'll have to pay for late fees, penalties for canceled appointments, and more. Nip your procrastinating problem in the bud <a href="http://www.savvysugar.com/How-Stop-Chronic-Procrastination-21784767">with these tips</a>.</p> <h3>21. Double-Check Things</h3> <p>Being careless can be very costly. For example, you might miss some wrongful charges on receipts or forget your phone in a cab. Always, always double-check everything to make sure it's accurate and to make sure you have everything with you.</p> <h3>22. Get a Prepaid Phone</h3> <p>This is not a big secret, but one of the biggest ways to <a href="http://www.savvysugar.com/How-Reduce-My-Cell-Phone-Bill-24228468">save money on your phone bill</a> is to get a prepaid phone instead of signing up for a contract. Read about how one woman saves over <a href="http://www.savvysugar.com/-Contract-Cell-Phone-Plans-Save-Money-34295289">$300 a year</a> on no-contract plans.</p> <h3>23. Get Fake Flowers</h3> <p>Instead of continually buying flowers, get fake flowers that look real to freshen up your home. Gone are the days of supercheesy plastic flowers that look fake &mdash; these days there are plenty that look real. Or you can even go a different approach and get flowers made out of cool materials <a href="http://www.savvysugar.com/DIY-Coffee-Filter-Peonies-32236106">like coffee filters</a> and book pages.</p> <h3>24. Stay With Friends and Family When Traveling</h3> <p>It's no hardship to spend time with friends and family, so kill two birds with one stone by crashing with them on your trips. Better yet, they'll be able to share their local knowledge with you when you explore their cities.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Things-I-Wish-I-Knew-21-37289179">What We Would Tell Our 21-Year-Old Selves If We Had the Chance</a></p> <h3>25. Swap Clothes With Friends</h3> <p>I'm sure you have items in your closet that are collecting dust that you just can't bear to sell or donate. What about outfitting your BFF with them? Swap clothes and accessories you don't use with your pals and see some of your favorite pieces on her! While you're at it, perhaps throw a <a href="http://www.savvysugar.com/How-Host-Clothing-Swap-21486470">clothing swap party</a>!</p> <h3>26. Shop at the Outlets or Factory Stores</h3> <p>I have a friend whose motto is to never buy things at full price &mdash; that can be yours, too. Wait for sales, which usually come during national holidays, and shop at outlet and factory stores.</p> <h3>27. Get a Water-Flow Regulator for Your Shower</h3> <p>Install a water-flow regulator in your showerhead to save money and the environment. You can purchase them from around $10 to $20 and <a href="http://energy.gov/energysaver/articles/reduce-hot-water-use-energy-savings" target="_blank">save up to 60 percent</a> on your water bill.</p> <h3>28. Moderate Your Temperature</h3> <p>Everything in moderation, right? That goes for your temperature too if you want to up your savings. Invest in a thermostat to regulate your heating bills. Perhaps even a smart thermostat might be worth the high initial investment as well &mdash; see our <a href="http://www.savvysugar.com/Nest-Worth-33496519">review of Nest</a>.</p> <h3>29. Ask for a Raise</h3> <p>Time to put on your adult pants and ask for the raise you deserve. It can be nervewracking, but it'll pay off in more ways than you think. Not only will you have more money in your savings account, but you'll gain confidence and some smart negotiation skills.</p> <h3>30. Put Your Tax Refund, Birthday Presents, or Bonuses Straight into Your Savings Account</h3> <p>Funnel any windfall you get straight to your savings account. You won't even notice the loss, but you'll definitely see the gain in your savings!</p> <h3>31. Cancel Subscriptions You Don't Need Anymore</h3> <p>Subscriptions that you were too lazy to cancel can be sucking up your savings. A simple phone call or online request can put a stop to them immediately, and you won't have to deal with them anymore.</p> <h3>32. Get Your Hair Done at a Beauty School</h3> <p>Haircuts can get expensive, so take a chance at your local beauty school. You'll be able to get deeply discounted haircuts (or maybe even free!) in exchange for hairdresser newbie to practice her snipping skills. Do your research online to see which one of the beauty schools in your area has the best reputation for haircuts.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Happy-Your-20s-37636389">24 Ways to Stay Sane in Your 20s</a></p> <h3>33. Unsubscribe to Daily Deals</h3> <p>Kick your daily deal habit to the curb and buy the ones you really need. Not only are the everyday prompts clogging up your inbox, but you may also be tempted to buy things you don't need. Unsubcribe from their mailing lists, and shop for the daily deals when you need them. Search the site&nbsp;<a href="http://yipit.com/" target="_blank">Yipit</a>, which aggregates all the daily deals out there to find the deals you actually need.</p> <h3>34. Make a Big Batch of Food Whenever You Cook</h3> <p>Maybe you're not into cooking every day, but if you cook once in a while, be sure to make a huge batch of food so you can keep on eating the leftovers. Freeze whatever you have leftover or pack it for lunch.</p> <h3>35. Get Friends to Pet Sit or House Sit</h3> <p>Pet and house sitters can be quite pricey, so try to get a pal to do it for you instead. Many people are more than happy to have the company of a pet or stay in a location they may find more convenient or comfortable than their own.</p> <h3>36. Babysit for Each Other</h3> <p>Swap babysitting services with fellow moms and dads. You'll get a night off without paying a dime in the hands of a parent you trust. Win-win all around.</p> <h3>37. Only Drink at Happy Hour</h3> <p>Make it a point to take advantage of happy hour prices and limit your alcohol consumption to those times. You're not totally cutting it out of your diet and you'll still be able to indulge!</p> <h3>38. Automatically Increase Your 401(k) Contribution Each Year</h3> <p>Opt to have your 401k contributions increase automatically so you don't even have to think about it. You may have to request the autoincrease but there are many plans that already have you enrolled.</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> A penny saved is a penny earned. Do it over and over and over again and you&#039;re talking some serious saving! </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/How-Stop-Wasting-Money-Grocery-Store-34831861">19 Ways You're Wasting Money at the Grocery Store</a></li> <li><a href="http://www.popsugar.com/smart-living/Best-Things-Life-Money-Cant-Buy-34442356">98 of the Best Things in Life That Money Can't Buy</a></li> <li><a href="http://www.popsugar.com/smart-living/Things-I-Wish-I-Knew-21-37289179">What We Would Tell Our 21-Year-Old Selves If We Had the Chance</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Happy-Your-20s-37636389">24 Ways to Stay Sane in Your 20s</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/38-ways-to-save-money-without-trying-much">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-pricey-things-you-shouldnt-buy-and-what-to-get-instead">14 Pricey Things You Shouldn&#039;t Buy (And What to Get Instead)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-big-expenses-you-can-easily-get-rid-of">10 Big Expenses You Can Easily Get Rid Of</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-saving-too-much">Are You Saving Too Much?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-have-an-above-average-life-for-below-average-prices">How to Have an Above-Average Life for Below-Average Prices</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/47-simple-ways-to-waste-money">47 Simple Ways To Waste Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Banking Budgeting Lifestyle cut spending save spending Fri, 26 Jun 2015 17:00:12 +0000 POPSUGAR Smart Living 1457126 at http://www.wisebread.com Best Money Tips: 5 Ways to Cut Spending http://www.wisebread.com/best-money-tips-5-ways-to-cut-spending <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-5-ways-to-cut-spending" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/piggy-bank-4385887-small.jpg" alt="man holding piggy bank" title="man holding piggy bank" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! In honor of the CFPB's awesome #MoneyChat on Tuesday, we are featuring some of the best resources shared during their chat!</p> <h2>Top 5 Articles</h2> <p><a href="http://www.fdic.gov/consumers/consumer/news/cnsum06/spending.html">5 Ways to Cut Spending ...and Still Get to Do and Buy Cool Things</a> &mdash; To cut spending while still getting to do cool things, research your purchases before you buy. [FDIC]</p> <p><a href="http://www.consumerfinance.gov/paying-for-college/">Paying for College</a> &mdash; Not sure how to pay for college? Check out this ste0-by-step guide to help you! [Consumer Financial Protection Bureau]</p> <p><a href="http://kids.usa.gov/play-games/money/index.shtml">Money Games</a> &mdash; If you are looking for some great games to play with your kids to teach them about money, look no farther than this list! [Kids.gov]</p> <p><a href="http://www.consumerfinance.gov/blog/pin-your-way-to-savings/">Pin your way to savings</a> &mdash; Have you ever considered using Pinterest for savings? Here's how to do it! [Consumer Financial Protection Bureau]</p> <p><a href="http://kids.usa.gov/comics/">Help Your Family Save Money</a> &mdash; Put savings in terms your children will understand by showing them these comics. [Kids.gov]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/Labor-Day-Discounts-2013-31162161">23 Labor Day Discounts to Look Forward To</a> &mdash; This Labor Day, Kohl's is offering 60-80 percent off clearance. [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/7-tips-to-selecting-an-after-school-sport-for-your-child">7 Tips to Selecting an After-School Sport for Your Child</a> &mdash; When selecting an after school sport for your child, take into consideration his or her strengths. [Parenting Squad]</p> <p><a href="http://timemanagementninja.com/2013/08/10-ways-to-be-present-and-be-a-better-listener/">10 Ways to Be Present and Be a Better Listener</a> &mdash; To be present and be a better listener, repeat what people are saying instead of refuting it. [Time Management Ninja]</p> <p><a href="http://www.marcandangel.com/2013/08/27/6-powerful-truths-to-start-telling-yourself/">6 Powerful Truths to Start Telling Yourself</a> &mdash; Start telling yourself that your weirdness is one of your great strengths. [Marc and Angel Hack Life]</p> <p><a href="http://www.dumblittleman.com/2013/08/the-dos-and-donts-of-planning-your-day.html">The Dos and Don'ts of Planning Your Day</a> &mdash; Be sure to be flexible and not let imperfections delay tasks when planning your day. [Dumb Little Man]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-5-ways-to-cut-spending">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-dumb-ways-youre-going-to-waste-money-this-summer">9 Dumb Ways You&#039;re Going to Waste Money This Summer</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-smart-money-moves-to-make-before-the-holiday-season-begins">9 Smart Money Moves to Make Before the Holiday Season Begins</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-ways-to-start-living-on-less-today">10 Simple Ways to Start Living on Less Today</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/not-the-sort-of-person-who">Not the sort of person who ...</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-you-spend-your-money-while-you-can">Should you spend your money while you can?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips cut spending spending Thu, 29 Aug 2013 10:00:28 +0000 Ashley Jacobs 981582 at http://www.wisebread.com Best Money Tips: 96 Ways to Cut Your Spending http://www.wisebread.com/best-money-tips-96-ways-to-cut-your-spending <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-96-ways-to-cut-your-spending" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/sewing-3956962-small.jpg" alt="woman sewing" title="woman sewing" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on 96 ways to cut your spending, ways you're sabotaging your job hunt, and keeping your large family frugal.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.beingfrugal.net/ways-to-save-money/">How to Save Money: 96 Ways to Cut Your Spending</a> &mdash; To cut your spending, carpool, recycle, and mend your clothing instead of tossing it. [BeingFrugal.net]</p> <p><a href="http://www.savvysugar.com/Job-Search-Mistakes-26730726">10 Ways You're Sabotaging Your Job Hunt</a> &mdash; You may be sabotaging your job hunt if you are ignoring your network or you are jumping the gun. [PopSugar Smart Living]</p> <p><a href="http://freefrombroke.com/ways-a-large-family-be-frugal/">7 Ways Your Large Family Can Keep Frugal and Not Go Broke</a> &mdash; Gardening and cooking from scratch can help your large family avoid going broke. [Free From Broke]</p> <p><a href="http://www.freemoneyfinance.com/2006/11/six_wise_ways_t.html">Six Wise Ways to Spend a Raise</a> &mdash; If you get a raise, consider using it to add to your retirement account or build your emergency fund. [Free Money Finance]</p> <p><a href="http://howsmarriedlife.net/5-budget-tips-for-family-trips">5 Budget Tips For Family Travel</a> &mdash; Save money when traveling as a family by not buying meaningless souvenirs. [How's Married Life?]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.biblemoneymatters.com/buying-a-new-home-can-lead-to-all-sorts-of-expenses-you-didnt-plan-for/">Buying A New Home Can Lead To All Sorts Of Expenses You Didn't Plan For</a> &mdash; When buying a new home, be prepared for closing costs and pre-paids. [Bible Money Matters]</p> <p><a href="http://www.moneyunder30.com/invest-in-vintage-guitars-9322">Turn Up the Volume (And the Profits): How to Invest in Vintage Guitars</a> &mdash; Investing in vintage guitars has big rewards but big risks as well. [Money Under 30]</p> <p><a href="http://bargainbabe.com/healthy-fast-food-dollar-menu/">Healthy Fast Food Options on the Dollar Menu</a> &mdash; Fruit 'n yogurt parfaits are a healthy option for you to choose on the dollar menu. [Bargain Babe]</p> <p><a href="http://www.onesmartdollar.com/competing-for-a-job-against-a-friend/">Competing for a Job Against a Friend</a> &mdash; Definitely avoid unethical conduct when competing against a friend for a job. [One Smart Dollar]</p> <p><a href="http://parentingsquad.com/understanding-the-new-car-seat-regulations">Understanding the New Car Seat Regulations</a> &mdash; If the combined weight of your child and their carseat is over 65 pounds, you should not use the LATCH system. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-96-ways-to-cut-your-spending">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-frugal-destinations-for-a-dreamy-winter-getaway">8 Frugal Destinations for a Dreamy Winter Getaway</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-decorate-your-christmas-tree-for-under-30">10 Ways to Decorate Your Christmas Tree for Under $30</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-dumb-ways-youre-going-to-waste-money-this-summer">9 Dumb Ways You&#039;re Going to Waste Money This Summer</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight">Flashback Friday: 38 Ways to Get More Sleep Tonight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-much-life-in-the-big-city-will-cost-you">Here&#039;s How Much Life in the Big City Will Cost You</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips cut spending Wed, 28 Aug 2013 10:00:31 +0000 Ashley Jacobs 981551 at http://www.wisebread.com