shopping http://www.wisebread.com/taxonomy/term/194/all en-US Here's How a Spending Ban Can Help (and Hurt) You http://www.wisebread.com/heres-how-a-spending-ban-can-help-and-hurt-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/heres-how-a-spending-ban-can-help-and-hurt-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-507263686.jpg" alt="Woman learning how a spending ban can help and hurt her" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're struggling to get your finances in order, a spending ban can be a great way to get back on track. A spending ban is a period anywhere from one week to one year wherein you refrain from all spending, other than for necessities.</p> <p>A spending ban might sound a little extreme, but it is a good way to get back in touch with your financial discipline and find contentment with what you already have. But, spending bans can have some unexpected pitfalls if you're not careful. Here's how to create a successful spending ban and avoid the potential traps you might face.</p> <h2>Know Your Own Spending Ban Rules</h2> <p>Before you start, you need to make sure you define several different aspects of the ban so that you are prepared for the possible complications.</p> <h3>1. Decide How Long the Ban Will Be</h3> <p>There have been several bloggers and journalists who have described their yearlong, no-spending adventures, but the average person should plan on a shorter length of time to start. It would be very easy to burn out on a too-ambitious spending ban, so it makes more sense to start small. Michelle Singletary of The Washington Post recommends a <a href="http://www.michellesingletary.com/21-day-financial-fast.html" target="_blank">21-day financial fast</a>. This is a good length of time, since it is long enough to make a serious difference in your habits and your finances, but it is not so long that you feel overwhelmed.</p> <h3>2. Define &quot;Necessity&quot;<strong> </strong></h3> <p>One of the toughest parts of your spending ban is determining what constitutes as a necessity. You know that you will be refraining from unnecessary spending, and that you will of course be able to purchase needed things like food and medicine. But it can be very easy to decide that since lunch out with your coworkers is a food purchase, it counts as a necessity. So, decide ahead of time what you truly need, and what you can live without during the ban. (See also: <a href="http://www.wisebread.com/25-products-you-think-you-need-but-really-don-t?ref=seealso" target="_blank">25 Products You Think You Need But Really Don't</a>)</p> <h3>3. Plan Ahead</h3> <p>Take the time to think about what kinds of things you will face during your spending ban that you would normally spend money on. For instance, if you know that your child is invited to a birthday party during your spending ban, you can figure out ahead of time how you can bring a gift without spending money. You might be able to regift a gently used toy or book, or make a gift. Thinking through these issues ahead of time will make it easier to avoid a purchase of convenience.</p> <h3>4. Know Where the Extra Money Will Go</h3> <p>When you start your spending ban, you should have a goal in mind for the money you are saving through the ban. Rather than just allowing it to sit in your account, where you might spend it after the ban is over, send the money to your savings account, your debt, your retirement account, or your children's college fund. (See also: <a href="http://www.wisebread.com/10-places-to-stash-your-money-besides-a-savings-account?ref=seealso" target="_blank">10 Places to Stash Your Savings Besides a Bank Account</a>)</p> <h2>How a Spending Ban Will Help Your Bottom Line</h2> <p>The ultimate goal of a spending ban is to help you determine the difference between your wants and your needs. It can be very easy to get into the habit of regarding anything that makes your life a little easier or more comfortable as a need, but that is not necessarily the case. You are much better able to correctly identify your needs if you are pausing all unnecessary spending.</p> <p>In addition, the spending ban will help you learn to make do with what you have, when you might usually buy your way out of a dilemma or problem. For instance, if you have to go to a special event during the spending ban, then you will have to find something that will work within your closet, rather than buy a new outfit.</p> <p>Finally, spending bans are great for helping you recognize how much you already have in your life. If you regularly buy DVDs for instance, the spending ban can help you revisit the favorite movies you already own, rather than buy new ones that you will only watch a couple of times. Taking the time to enjoy what you already have is both a great way to save money and a path to contentment.</p> <h2>Spending Ban Pitfalls to Avoid</h2> <p>Though a successful spending ban can help you save money, it can backfire on you if you are not careful.</p> <p>In particular, some people find that a spending ban encourages them to overspend, rather than helping them change their habits. Such overspending might take the form of a &quot;last hurrah&quot; spending spree before the start of the ban. Alternatively, you might be tempted to go on a shopping binge after the end of your spending ban to celebrate.</p> <p>In either case, you are defeating the purpose of your spending ban. If you feel tempted to overspend before (or after) you start you spending ban, focus on why you are committing to this ban. Keeping your motivation front and center in your mind can be a powerful tool to help you combat the urge to overspend.</p> <p>The other major pitfall to be aware of is how your spending ban may affect your relationships. If you have friends or family members who are spenders, it can feel awkward to bow out of expensive events or deal with their discomfort at your ban. The best way to handle this is to have alternative activities to suggest when you have to turn down dinner or movie invitations. Being clear and honest with your friends about what you're doing and why can also help to smooth over any discomfort with your spending ban. (See also: <a href="http://www.wisebread.com/the-9-people-in-your-life-who-are-keeping-you-poor?ref=seealso" target="_blank">The 9 People in Your Life Keeping You Poor</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/heres-how-a-spending-ban-can-help-and-hurt-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-manage-your-money-no-budgeting-required">How to Manage Your Money — No Budgeting Required</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-personal-finance-skills-everyone-should-master">12 Personal Finance Skills Everyone Should Master</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-improve-your-finances-using-social-media">How to Improve Your Finances Using Social Media</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-not-buy-something-just-because-you-can-afford-it">Do not buy something just because you can afford it</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-budgeting-skills-everyone-should-master">11 Budgeting Skills Everyone Should Master</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Budgeting expenses extra money financial fast necessities needs saving money shopping spending ban wants Fri, 17 Feb 2017 10:31:31 +0000 Emily Guy Birken 1892126 at http://www.wisebread.com The 5 Best Diapers http://www.wisebread.com/the-5-best-diapers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-diapers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/baby_smile_diaper_537424238.jpg" alt="Happy baby wearing one of the best diapers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Diapers are an absolute necessity for any new baby. They are designed to keep your baby dry and comfortable at all times of the day and night. As your baby grows, you will need to change diaper sizes so that they can still enjoy a secure, comfortable fit.</p> <h2>What Is a Diaper?</h2> <p>A diaper is a disposable product designed to absorb or contain waste. New Kids Center reports that newborns under a month old usually have three to four bowel movements a day, so you can expect to change at least 10 soiled or wet diapers daily during that first month. Investopedia estimates that the average child will use more than 2,700 diapers in the first year, which can add up to more than $550, while The Atlantic estimates that you'll spend closer to $936 on diapers in the first year. (See also: <a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers?ref=seealso">5 Places to Get Cheaper Diapers</a>)</p> <h2>Top 5 Diapers</h2> <h3>Pampers Swaddlers Diapers</h3> <p><a href="http://amzn.to/2kLi149"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/pampers.jpg" width="245" height="196" align="right" alt="" /></a>Amazon's Choice for diapers, the <a href="http://amzn.to/2kLi149">Pampers Swaddlers Diapers</a> offer the best comfort and protection. The ultrasoft diapers absorb liquid quickly for fewer leaks. The extra absorb channels and absorb away liner are specially designed to help distribute wetness evenly for up to 12 hours of protection. The color-changing wetness indicator shows when your baby needs to be changed, so there's no more guesswork. The contoured umbilical cord notch provides a more comfortable fit around the healing belly button.</p> <p>These come in eight sizes to securely and comfortably fit your baby. The Pampers brand is recommended by Consumer Reports and is the #1 choice of hospitals across the country. These are also recommended by Good Housekeeping, BabyCenter, and BabyGearLab. According to BabyGearLab, Pampers won an absorbency test hands-down versus Huggies. Many experienced parents chimed in that after they tried the Pampers Swaddlers, they wouldn't go back to using anything else on their kids. They also have outstanding online reviews, including more than 5,500 five-star reviews on Amazon. <a href="http://amzn.to/2liODpN">Pampers Baby Dry Diapers</a> and <a href="http://amzn.to/2kLmaW1">Pampers Cruisers Diapers</a> are other Amazon best-sellers from the renowned brand.</p> <p><a href="http://amzn.to/2kLi149"><em>Currently $31.99 on Amazon</em></a></p> <h3>Huggies Snug and Dry Diapers</h3> <p><a href="http://amzn.to/2kLs35q"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/huggies.jpg" width="174" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kLs35q">Huggies Snug and Dry Diapers</a> wick away moisture so your baby's skin stays dry. The triple layer protection, quick-absorbing layers, and Leak Lock system eliminate leaks for up to 12 hours of protection. The ultrasoft diapers have a stretchy waist and wide Velcro straps for a snug, comfortable fit. The umbilical cord cutout provides a more comfortable fit around the healing belly button.</p> <p>This comes in a range of sizes and designs to comfortably fit your growing baby. The Huggies brand is recommended by Consumer Reports. These are also recommended by Good Housekeeping and BabyCenter. They are also backed by outstanding online reviews, including nearly 3,900 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2kLs35q"><em>Currently $20.29 on Amazon</em></a></p> <h3>Luvs Ultra Leakguards Newborn Diapers</h3> <p><a href="http://amzn.to/2kL6VMM"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/luvs.jpg" width="200" height="200" align="right" alt="" /></a>The <a href="http://amzn.to/2kL6VMM">Luvs Ultra Leakguards Newborn Diapers</a> are super soft on delicate baby skin. They feature NightLock Plus for ultra absorbency and a Leakguard core to keep your baby's skin dry. They have absorbent padding for enhanced leak prevention and great overnight protection. They have large, refastenable stretch tabs for a secure, snug fit and a wide fastening area for easy changing. The leg leak barriers also gather to help prevent leaks.</p> <p>These are available in various fun designs and in seven sizes to improve fit and comfort. The Luvs brand is recommended by Consumer Reports. These are also recommended by BabyCenter and have more than 3,800 five-star reviews on Amazon. They are also backed by a 45-day money-back guarantee.</p> <p><a href="http://amzn.to/2kL6VMM"><em>Currently $28.78 on Amazon</em></a></p> <h3>Bambo Nature Premium Baby Diapers</h3> <p><a href="http://amzn.to/2l9m3V4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/bamboo%20nature.jpg" width="245" height="168" align="right" alt="" /></a>The <a href="http://amzn.to/2l9m3V4">Bambo Nature Premium Baby Diapers</a> are pricey, but most reviewers agree that they're worth the higher price tag. They are the only eco-friendly diaper with a wetness indicator. They are flexible, breathable, ultrasoft, and offer great overnight absorbency. They are thin, but will keep your baby dry.</p> <p>The dermatologically-tested diapers are safe for your baby and the environment. They are similar to a soft cloth diaper thanks to the fabric-like materials. They have no chlorine, dyes, latex, or fragrances, and are free of allergens and irritating substances. They are also designed to minimize the risks of allergies and diaper rash.</p> <p>These are available in six sizes. They are recommended by Good Housekeeping and are BabyGearLab's Editors' Choice. They also have more than 1,100 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2l9m3V4"><em>Currently $11.75 on Amazon</em></a></p> <h3>Earth's Best Chlorine-Free Diapers</h3> <p><a href="http://amzn.to/2lkPPZ4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/earth%27s%20best.jpg" width="245" height="194" align="right" alt="" /></a>The <a href="http://amzn.to/2lkPPZ4">Earth's Best Chlorine-Free Diapers</a> are safe for your baby and the environment. They are hypoallergenic, chlorine-free, latex-free, dye-free, and fragrance-free. They are made with renewable resources and bio-based absorbent materials to reduce the use of petroleum-based gels. They don't release any dangerous dioxins into the environment and use 20% fewer petrochemicals than traditional disposable diapers to help protect your baby's sensitive skin.</p> <p>They are ultrasoft thanks to the use of cloth-like materials. They offer comfy stretch refastenable side panels with grip tabs for a comfortable, secure fit with less chafing and rashes. They also have breathable sides and moisture barrier cuffs for superior overnight absorbency and leak protection.</p> <p>These are available in seven sizes, ranging from newborn to 35+ lbs. They are recommended by Good Housekeeping and BabyGearLab, and have more than 1,000 five-star reviews on Amazon. They are also frequently compared to Seventh Generation diapers and always come out on top.</p> <p><a href="http://amzn.to/2lkPPZ4"><em>Currently $52.98 on Amazon</em></a></p> <p>And those are our recommendations for the best diapers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-diapers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-manual-toothbrushes">The 5 Best Manual Toothbrushes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-water-bottles">The 5 Best Smart Water Bottles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-shampoos-for-frizzy-hair">The 5 Best Shampoos for Frizzy Hair</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-anti-itch-creams">The 5 Best Anti-Itch Creams</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Shopping 5 best baby diapers baby products diapers product reviews shopping Thu, 16 Feb 2017 10:00:17 +0000 Andrea Cannon 1893506 at http://www.wisebread.com The 5 Best Paper Napkins http://www.wisebread.com/the-5-best-paper-napkins <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-paper-napkins" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/puppy_kitten_napkins_519684264.jpg" alt="Puppy and kitten using the five best paper napkins" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Everyone needs napkins; it's just a part of life. Fortunately, you don't need to spend a lot on this everyday necessity, especially if you choose an affordable, quality brand (like the options below).</p> <h2>What Are Paper Napkins?</h2> <p>Paper napkins are used to clean up messes or wipe your hands and face while eating. They are disposable, so they can be tossed at the end of each meal, but that doesn't mean that you should necessarily buy the cheapest ones out there. If you choose quality napkins, you should only need one per meal, so you won't have to waste money on ineffective napkins that won't last through a meal.</p> <h2>Top 5 Paper Napkins</h2> <h3>Vanity Fair Napkins Everyday</h3> <p><a href="http://amzn.to/2kHuVR2"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/vanity%20fair.jpg" width="245" height="134" align="right" alt="" /></a>Amazon's #1 best-seller in paper napkins, the 400-count pack of 13x12.75 <a href="http://amzn.to/2kHuVR2" target="_blank">Vanity Fair Everyday Napkins</a> have a cloth-like texture, so they're softer and larger than your standard napkin. The premium two-ply napkins are thick, strong, and absorbent. The high-quality napkins are durable, so they can last through a meal. They are embossed with a stylish Monterey shell design, so they look nicer than your average napkin. These are Amazon's Choice for paper napkins and one of the &quot;most wished for&quot; items on Amazon. They also have outstanding online reviews.</p> <p><a href="http://amzn.to/2kHuVR2" target="_blank"><em>Currently $10.04 on Amazon</em></a></p> <h3>Bounty Quilted Napkins</h3> <p><a href="http://amzn.to/2leJM8T"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/bounty_0.jpg" width="245" height="127" align="right" alt="" /></a>The 12.1x12 <a href="http://amzn.to/2leJM8T" target="_blank">Bounty Quilted Napkins</a> are stronger than your average napkin. The 100-pack of one-ply napkins comes from the trusted Bounty brand, so you can count on them to wipe up big messes. They are durable and don't rip easily, so one napkin should last through a whole meal. These are Influenster's and Good Housekeeping's top choice for paper napkins and an Amazon best-seller. They are also available in various designs and can be upgraded with Bounty's designer dispensers.</p> <p><a href="http://amzn.to/2leJM8T" target="_blank"><em>Currently $6.00 on Amazon</em></a></p> <h3>Seventh Generation White Lunch Napkin</h3> <p><a href="http://amzn.to/2kuRpDJ"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/seventh%20generation.jpg" width="245" height="152" align="right" alt="" /></a>The 250-count pack of one-ply <a href="http://amzn.to/2kuRpDJ" target="_blank">Seventh Generation Napkins</a> offers a better choice for the environment. The napkins are thin, but remain strong and absorbent. They are hypoallergenic, made of 100% recycled paper, and have no added dyes, fragrances, or inks. They are also whitened with an environmentally safe process, without the use of chlorine bleach. They are an Amazon best-seller and one of the &quot;most wished for&quot; items on Amazon.</p> <p><a href="http://amzn.to/2kuRpDJ" target="_blank"><em>Currently $2.84 on Amazon</em></a></p> <h3>Creative Converting Touch of Color Paper Dinner Napkins</h3> <p><a href="http://amzn.to/2lezllz"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/creative%20converting.jpg" width="150" height="245" align="right" alt="" /></a>The 50-count pack of 7.5x4.25 folded <a href="http://amzn.to/2lezllz" target="_blank">Creative Converting Touch of Color</a> two-ply paper dinner napkins are available in endless bright colors. The high-quality napkins are strong, sturdy, and designed to last. They are one of the &quot;most wished for&quot; items on Amazon and have more than 600 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2lezllz" target="_blank"><em>Currently $1.50 on Amazon</em></a></p> <h3>OCCASIONS Dinner Paper Napkins</h3> <p><a href="http://amzn.to/2kQqshk"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/occasions.jpg" width="225" height="210" align="right" alt="" /></a>If you'd like paper napkins that feel like cloth napkins, then the 120-pack of <a href="http://amzn.to/2kQqshk" target="_blank">OCCASIONS Linen Feel dinner paper napkins</a> are right for you. They are thick, soft, absorbent, and strong, even when wet. The high-quality napkins are ideal for everyday use, as well as for weddings and special occasions. In fact, the 16x16 napkins are even pre-folded for silverware. They are backed by great online reviews.</p> <p><a href="http://amzn.to/2kQqshk" target="_blank"><em>Currently $22.90 on Amazon</em></a></p> <p>And those are our recommendations for the best paper napkins. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-paper-napkins">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-wipes">The 5 Best Pet Wipes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-shower-curtains">The 5 Best Shower Curtains</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-thermoses">The 5 Best Thermoses</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping 5 best cleaning goods home products napkins paper napkins product reviews shopping Wed, 15 Feb 2017 10:00:15 +0000 Andrea Cannon 1892845 at http://www.wisebread.com Same-As-Cash Store Offers vs. 0% Intro APR Credit Cards — Which Is Right for You? http://www.wisebread.com/same-as-cash-store-offers-vs-0-intro-apr-credit-cards-which-is-right-for-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/same-as-cash-store-offers-vs-0-intro-apr-credit-cards-which-is-right-for-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_credit_card_615426760.jpg" alt="Cash store offers vs. o% intro APR credit cards" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We've all shopped for appliances, furniture, or other big ticket items and seen the signs for interest-free or &quot;same-as-cash&quot; store financing. At the same time, plenty of <a href="http://www.wisebread.com/5-best-credit-cards-with-0-apr-for-purchases?ref=internal" target="_blank">credit cards offer 0% APR promotional financing for new purchases</a>.</p> <p>These two are not the same, and it can be a challenge to sort through the fine print of these offers. If you need to find financing for a large purchase, which type of offer should you choose?</p> <h2>How In-Store Financing Typically Works</h2> <p>With most financing programs offered by retailers, customers are presented with so-called &quot;same-as-cash&quot; offers. For example, a financing offer from a furniture or electronics retailer might say something like, &quot;Three years same as cash,&quot; or &quot;Make no payments until 2020.&quot; Of course these offers sound great, but they are full of a hidden dangers.</p> <p>These kinds of programs are called <em>deferred-interest financing</em>, and they allow you to avoid interest on your purchases if, and only if, you pay down the entire balance in full before the promotional financing period expires. To do so, you will have to pay more than just the minimum payments. You'll need to pay enough every month to clear the balance before that expiration date &mdash; and ideally, a month in advance, just to be safe.</p> <p>If there is any remaining balance, no matter how small, at the end of the specified time period, you will owe interest on the <em>entire </em>balance going back to the date of purchase. This means that making your last payment a day late, or just a dollar short, could result in hundreds of dollars of interest charges.</p> <p>Another way of looking at deferred-interest financing is that interest is always being accrued during the promotional period, but it can be waived if you have a zero balance on the last day of that period. (See also: <a href="http://www.wisebread.com/everything-you-didn-t-understand-about-credit-card-interest-grace-periods-and-penalty-aprs?ref=seealso" target="_blank">What You Don't Understand About Credit Card Interest Rates</a>)</p> <h2>How a Credit Card's Promotional Financing Offer Works</h2> <p>When you open up a new credit card account that offers a promotional 0% APR on new purchases, you will always avoid interest charges on those purchases for the entire length of the offer. If you pay off your balance before the promotional financing period expires, then you don't pay any interest at all. And if you have a remaining balance when the 0% deal ends, you begin to incur interest charges only on your remaining balance. Unlike the deferred-interest financing option, you'll never have to pay interest on previous balances, regardless of whether you are able to pay off your entire balance during the promotional financing period.</p> <p>Some <a href="http://www.wisebread.com/store-credit-cards-that-dont-suck?ref=internal" target="_blank">retailers offer credit cards</a> and store charge cards that feature promotional financing with terms that are similar to other credit cards, instead of deferred-interest financing, so don't necessarily lump all store financing deals together.</p> <h2>Which Is Better?</h2> <p>Deferred-interest financing options offered in stores can be convenient, and they may even have longer promotional financing periods than most credit cards. Another advantage is that these in-store offers typically have lower credit score requirements than the most competitive credit card offers from banks. However, they can be extremely risky, as even the smallest mistake can be very costly.</p> <p>It's safer to go with a credit card offering 0% APR promotional financing, assuming you're able to qualify. What's more, you can use an offer like this to make purchases from any retailer, whereas the deferred-interest deals are limited to purchases at the stores offering them.</p> <p>But if you have less than perfect credit, you may not have a choice. If you can find a store that offers its own deferred-interest credit or charge card, it will be easier to qualify for than your typical credit card with 0% APR financing.</p> <p>See Wise Bread's top picks for credit cards offering <a href="http://www.wisebread.com/5-best-credit-cards-with-0-apr-for-purchases?ref=seealso" target="_blank">0% APR on new purchases</a>.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/same-as-cash-store-offers-vs-0-intro-apr-credit-cards-which-is-right-for-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-smart-ways-to-get-a-small-business-loan">10 Smart Ways to Get a Small Business Loan</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-unexpected-benefits-of-secured-credit-cards">5 Unexpected Benefits of Secured Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/careful-your-cc-may-be-sharing-this-private-info">Careful! Your CC May Be Sharing This Private Info</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-credit-cards-for-travel-purchases">5 Best Credit Cards for Travel Purchases</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-use-credit-cards-responsibly-during-the-holidays">How to Use Credit Cards Responsibly During the Holidays</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards 0% APR financing in-store financing interest-free same as cash shopping store promotions Thu, 09 Feb 2017 10:30:36 +0000 Jason Steele 1871133 at http://www.wisebread.com The 5 Best USB-Powered Fans http://www.wisebread.com/the-5-best-usb-powered-fans <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-usb-powered-fans" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/usb_computer_fan_486869346.jpg" alt="Using the best usb-powered fan while working" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A USB-powered fan is incredibly convenient and useful. It can cool the air around you and improve ventilation, whether you're working in the library or using it by the pool (with a <a href="http://www.wisebread.com/the-5-best-power-banks">power bank</a>).</p> <h2>What Is a USB-Powered Fan?</h2> <p>A USB-powered fan is a small, portable USB cord-connected cooling device that can be easily moved from place-to-place and charged using the included USB cord. With the USB cord, you can power your fan using your laptop, computer, or an external power bank.</p> <p>These convenient, compact fans won't necessarily replace your favorite fan. Instead, they are ideal for the home, office, or on your travel adventures. (See also: <a href="http://www.wisebread.com/the-5-best-fans?ref=seealso">The 5 Best Fans</a>)</p> <h2>Top 5 USB-Powered Fans</h2> <h3>OPOLAR Mini USB Table Desk Personal Fan</h3> <p><a href="http://amzn.to/2lqvXR4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/opolar.jpg" width="178" height="200" align="right" alt="" /></a>An Amazon's Choice product, the <a href="http://amzn.to/2lqvXR4">OPOLAR Mini USB Table Desk Personal Fan</a> is quiet, free-angle adjustable, and lightweight. The high-quality metal fan is sturdy, powerful, and produces a soft breeze. The compact fan is ideal for use anywhere and won't take up space. It can be charged with the included USB cable using your laptop, power bank, or adapter. It is an Amazon best-seller and has more than 1,100 five-star reviews on Amazon. It is also backed by a one-year replacement for product defect for your added peace of mind.</p> <p><a href="http://amzn.to/2lqvXR4"><em>Currently $13.99 on Amazon</em></a></p> <h3>ARCTIC Breeze Mobile USB-Powered Portable Fan</h3> <p><a href="http://amzn.to/2koLRLM"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/arctic.jpg" width="108" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2koLRLM">ARCTIC Breeze Mobile, USB-Powered Portable Fan</a> offers a high air flow. The slim, lightweight fan features a space-saving design. It is virtually silent thanks to low-noise blades, which quietly move air at 1700 rpm. The flexible, adjustable gooseneck directs the breeze to blow exactly where you want it. Simply plug it into your laptop or PC, portable USB power source, or external cooling solution for your game console. This is available in a wide range of colors and designs. It is an Amazon best-seller and has more than 1,500 five-star reviews on Amazon. The durable fan is built to last and is backed by a two-year limited warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2koLRLM"><em>Currently $7.99 on Amazon</em></a></p> <h3>iMBAPrice USB-MFAN USB Mini Desktop Fan</h3> <p><a href="http://amzn.to/2lqy2MT"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/imbaprice.jpg" width="200" height="195" align="right" alt="" /></a>The <a href="http://amzn.to/2lqy2MT">iMBAPrice USB-MFAN USB Mini Desktop Fan</a> is the ideal basic USB desk fan. The quiet fan has a simple switch for easy usage. It features adjustable direction, so you can get a strong, steady stream of air directed exactly where you want it. It is available in plastic or metal. It is an Amazon best-seller and has more than 900 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2lqy2MT"><em>Currently $7.20 on Amazon</em></a></p> <h3>Thermaltake Mobile Fan II External USB Cooling Fan</h3> <p><a href="http://amzn.to/2kKqnKs"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/thermaltake.jpg" width="245" height="199" align="right" alt="" /></a>The <a href="http://amzn.to/2kKqnKs">Thermaltake Mobile Fan II External USB Cooling Fan</a> features a VR knob and is ideal for cooling you, your electronics, or your game console. It blows a good amount of air and is very quiet. It is powered by a one-touch retractable USB power cord cable box. It is available in three colors and two sizes. It is an Amazon best-seller and has more than 1,000 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2kKqnKs"><em>Currently $12.99 on Amazon</em></a></p> <h3>Honeywell Turbo On-the-Go Personal Fan</h3> <p><a href="http://amzn.to/2lmHzbX"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/honeywell_2.jpg" width="175" height="200" align="right" alt="" /></a>The portable <a href="http://amzn.to/2lmHzbX">Honeywell Turbo On-the-Go Personal Fan</a> folds into the carrying/hanging handle for easy transport and storage. It features one speed, produces a small amount of white noise, and features an adjustable tilt head. The lightweight fan produces a good amount of air, which you can feel from three feet away. It can be carried, hung, or stood up on a flat surface. It can be powered with four AA batteries (not included), the included USB connector, or an electric adapter (not included). It is an Amazon best-seller and has outstanding online reviews. It is also backed by a one-year limited warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2lmHzbX"><em>Currently $12.34 on Amazon</em></a></p> <p>And those are our recommendations for the best USB-powered fans. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-usb-powered-fans">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-surge-protectors">The 5 Best Power Surge Protectors</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electronics-wipes">The 5 Best Electronics Wipes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-4k-televisions">The 5 Best 4K Televisions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-fans">The 5 Best Fans</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-ceiling-fans">The 5 Best Ceiling Fans</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Technology 5 best computer fans fans laptop product reviews shopping usb fans usb-powered fans Thu, 09 Feb 2017 10:00:13 +0000 Andrea Cannon 1889421 at http://www.wisebread.com The 5 Best Infant Nail Clippers http://www.wisebread.com/the-5-best-infant-nail-clippers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-infant-nail-clippers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/baby_nail_trim_611867958.jpg" alt="Mom using best infant nail clippers on a baby" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're nervous about clipping your baby's nails, then infant nail clippers can help you complete the task quickly and safely. The right baby nail clippers can help you avoid mistakes and keep your infant's nails at the optimal length.</p> <h2>What Are Infant Nail Clippers?</h2> <p>Infant nail clippers are hand tools that can trim your baby's tiny fingernails. The handy little grooming tools are unique because they are specially designed for small fingers. (See also: <a href="http://www.wisebread.com/the-5-best-nail-clippers?ref=seealso">The 5 Best Nail Clippers</a>)</p> <h2>Top 5 Infant Nail Clippers</h2> <h3>The First Years American Red Cross Deluxe Nail Clipper</h3> <p><a href="http://amzn.to/2kkCPzp"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/american%20red%20cross.jpg" width="245" height="169" align="right" alt="" /></a>Amazon's #1 best-seller in baby nail care, <a href="http://amzn.to/2kkCPzp">The First Years American Red Cross Deluxe Nail Clipper</a> with foldaway magnifier can make it easier to trim tiny nails. The removable magnifier magnifies four times to ensure you can see exactly what you're clipping with less eyestrain. The plastic and stainless steel deluxe nail clipper features precision, stainless steel blades and an ergonomic shape for enhanced grip. This is an Amazon's Choice product and has outstanding online reviews, including nearly 600 five-star reviews on Amazon. It is an officially licensed product of the American Red Cross and is recommended by Diapers.com.</p> <p><a href="http://amzn.to/2kkCPzp"><em>Currently $2.79 on Amazon</em></a></p> <h3>Safety 1st Sleepy Baby Nail Clipper</h3> <p><a href="http://amzn.to/2liRAa1"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/safety%201st.jpg" width="220" height="207" align="right" alt="" /></a>If you like to trim your baby's nails while they nap for a quick, no-fuss experience, then the <a href="http://amzn.to/2liRAa1">Safety 1st Sleepy Baby Nail Clipper</a> is perfect for you. It has a built-in LED light at the tip with battery-saving auto shut-off, so you can safely clip your baby's nails while they sleep. It features a large ergonomic soft touch nonslip handle and curved cutting edges to perfectly fit around tiny fingers. It also includes an emery board slot and emery board to smooth any sharp nail edges. This is recommended by Diapers.com and has more than 400 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2liRAa1"><em>Currently $4.75 on Amazon</em></a></p> <h3>Summer Infant Nail Clipper</h3> <p><a href="http://amzn.to/2kpVjkx"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/summer%20infant.jpg" width="245" height="181" align="right" alt="" /></a>The <a href="http://amzn.to/2kpVjkx">Summer Infant Nail Clipper Set</a> includes infant and adult size nail clippers, so you can get quality clippers for the whole family. The handles have soft hold for comfort, allowing you to maintain a steady grip. The standard adult nail clipper has a handle that rotates 360 degrees for better control. The infant nail clipper has a rounded tip for safety and is the perfect size for tiny fingers. The clippers are recommended by Diapers.com and have outstanding online reviews.</p> <p><a href="http://amzn.to/2kpVjkx"><em>Currently $2.40 on Amazon</em></a></p> <h3>Piyo Piyo Yellow Baby Nail Scissors</h3> <p><a href="http://amzn.to/2lmdhlx"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/piyo%20piyo.jpg" width="245" height="168" align="right" alt="" /></a>If you prefer tiny scissors to traditional clippers, then the <a href="http://amzn.to/2lmdhlx">Piyo Piyo Yellow Baby Nail Scissors</a> are perfect for you. The durable stainless steel blades have a slight curve, so you can prevent accidents by making one smooth, even cut. The balanced handle design makes these comfortable for use by both right- and left-handed parents. Most reviewers agree that these are easier to use than traditional clippers. They are available in three different colors and include a protective cover. They are recommended by Diapers.com and have more than 900 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2lmdhlx"><em>Currently $7.49 on Amazon</em></a></p> <h3>Fridababy NailFrida the SnipperClipper Set</h3> <p><a href="http://amzn.to/2kLODhB"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/fridababy.jpg" width="127" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kLODhB">Fridababy NailFrida SnipperClipper Set</a> includes nail clippers and a nail file to safely and effectively trim and smooth tiny nails. It features a safety spy hole so that you can see exactly what you're clipping and don't accidentally cut into the nail bed. It also has scissor-like curved blades to cut nails smoothly with minimal effort. The curved S-file follows the nail contours to smooth sharp edges quickly and easily. The set has outstanding reviews and is frequently recommended online.</p> <p><a href="http://amzn.to/2kLODhB"><em>Currently $11.90 on Amazon</em></a></p> <p>And those are our recommendations for the best infant nail clippers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-infant-nail-clippers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-nail-clippers">The 5 Best Pet Nail Clippers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-collars">The 5 Best Pet Collars</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-nail-clippers">The 5 Best Nail Clippers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-medications">The 5 Best Pet Flea Medications</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-cameras">The 5 Best Pet Cameras</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Shopping 5 best baby infant nail clippers nail clippers nail trim product reviews shopping Wed, 08 Feb 2017 10:00:16 +0000 Andrea Cannon 1888606 at http://www.wisebread.com 9 Sweet Valentine's Day Gifts to Give to Your Truest Love — You! http://www.wisebread.com/9-sweet-valentines-day-gifts-to-give-to-your-truest-love-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-sweet-valentines-day-gifts-to-give-to-your-truest-love-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_pink_balloon_539016316.jpg" alt="Woman giving herself sweet V-Day gifts" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The stereotypical Valentine's Day gifts of roses and chocolates are nice, but have you considered giving <em>yourself</em> a gift? Before you dismiss that notion as being selfish, consider the airplane analogy. When the flight attendant gives his or her talk about oxygen masks, what are you supposed to do? That's right, put on your own &mdash; because you can't help others until you help yourself first. Giving yourself a little Valentine's Day self-care gift may help to alleviate stress, and possibly, protect you from sickness.</p> <p>That doesn't mean you need to go on a shopping spree, though. Here are nine self-care tips and treats to help you fight stress, find health, and be your own best Valentine's Day date ever.</p> <h2>1. Make a Spa-Quality Scrub</h2> <p><iframe width="560" height="315" src="https://www.youtube.com/embed/6UpdsuGEGfE" frameborder="0" allowfullscreen=""></iframe></p> <p>After joining the coconut oil craze, a lot of us now have big tubs of it. That's a lot of coconut oil, so let's put it to good use with a DIY <a href="https://www.youtube.com/watch?v=6UpdsuGEGfE" target="_blank">Coconut-Oil Sugar Scrub</a>. It's so easy! And yes, I've tried it, and I really like how it exfoliates and makes my face feel smooth. It's nice on your feet, too.</p> <h2>2. Eat Well</h2> <p>Surf N' Turf is traditional for Valentine's Day, but instead, why not consider a month of clean eating? After the holidays and the Super Bowl, I find myself craving healthy foods. Simply Google &quot;month of clean eating&quot; and you'll find several choices for menus and recipes. (See also: <a href="http://www.wisebread.com/8-great-clean-eating-slow-cooker-recipes?ref=seealso" target="_blank">8 Great Clean Eating Slow Cooker Recipes</a>)</p> <h2>3. Take a Class</h2> <p>For around $60, my local college is offering community classes. I can choose from classes such as Beginning Guitar, Conversational Spanish, Qigong, or Hula Hoop Fitness, just to name a few. My husband has enjoyed Sushi Making and Surfing. Check out classes at your local community college, community center, or even free classes online in order to <a href="http://www.wisebread.com/10-fun-hobbies-you-can-take-up-for-free?ref=internal" target="_blank">learn something new</a> and expand your mind.</p> <h2>4. Get a Massage</h2> <p>Man, do I love a massage. But I love them even more where I can get a full hour for just $50. Do you have a massage school in your area? Students need to rack up hours to become licensed, so it can be a bargain. See if you have one in your area.</p> <h2>5. Embrace Your Inner Child</h2> <p>What sorts of things did you love doing as a kid? Did you love to color? You're in luck, because adult coloring books are so in right now. One of my friends has taken up painting again. Take some time to think about what you enjoyed, and take it up again for some relaxing fun.</p> <h2>6. Volunteer</h2> <p>Wait, isn't volunteering about helping <em>others</em>? Yes, but according to Harvard Medical School, &quot;volunteering helps people who donate their time <a href="http://www.health.harvard.edu/blog/volunteering-may-be-good-for-body-and-mind-201306266428" target="_blank">feel more socially connected</a>, thus warding off loneliness and depression.&quot; Plus, you could also make some new friends in the process. Find a group where you feel you could contribute by using <a href="http://www.volunteermatch.org/" target="_blank">VolunteerMatch.org</a>, which matches interests with needs.</p> <h2>7. Learn Meditation</h2> <p>Do you have a stressful job? High blood pressure? Maybe you just need to slow life down a little. Meditation, according to WebMD, can &quot;not only <a href="http://www.webmd.com/balance/features/meditation-heals-body-and-mind#1" target="_blank">lower blood pressure</a>, but can also amp up your immune system, while improving your ability to concentrate.&quot; I took the <a href="https://itunes.apple.com/us/app/oprah-deepaks-21-day-meditation/id903893632?mt=8" target="_blank">Oprah &amp; Deepak's 21-Day Meditation Experience</a> and loved it.</p> <h2>8. Give Yourself a DIY Pedi</h2> <p>A salon pedicure can run you $40 and up. Save your money and give yourself one at home for almost nothing. You don't need a lot of fancy equipment, either. Just <a href="http://www.wisebread.com/16-hacks-for-the-perfect-at-home-mani-pedi" target="_blank">some nail care steps at the start</a>, a steady hand, a favorite color polish.</p> <h2>9. Take a Nap</h2> <p>A quick nap can help you to feel more alert, refreshed, and recharged. As a cube-dweller, I'd never try to take one at work, but I often grab one when I get home, or on the weekends. (See also: <a href="http://www.wisebread.com/5-surprising-benefits-of-naps-including-the-best-time-to-take-them?ref=seealso" target="_blank">Surprising Benefits of Naps and the Best Time to Take Them</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/9-sweet-valentines-day-gifts-to-give-to-your-truest-love-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-19"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-better-ways-to-celebrate-v-day-this-year">5 Better Ways to Celebrate Valentine&#039;s Day This Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-skills-you-must-have-to-survive-autumn">9 Frugal Skills You Must Have to Survive Autumn</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-use-google-alerts-to-save-money">6 Ways to Use Google Alerts to Save Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year">Flashback Friday: 76 New Year&#039;s Resolutions That&#039;ll Make 2017 Your Year</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping frugal living Health Holidays self-care self-love shopping Valentine's Day valentine's day gifts Mon, 06 Feb 2017 10:00:09 +0000 Marla Walters 1886389 at http://www.wisebread.com 5 Better Ways to Celebrate Valentine's Day This Year http://www.wisebread.com/5-better-ways-to-celebrate-v-day-this-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-better-ways-to-celebrate-v-day-this-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-175380921.jpg" alt="Woman finding better ways to celebrate Valentine&#039;s Day this year" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>It's almost Valentine's Day, which means love is in the air and over 180 million cards will be exchanged. According to Statistic Brain, <a href="http://www.statisticbrain.com/valentines-day-statistics/">over $13 billion will be spent</a> to celebrate the holiday. That's a lot of moola for gifts that are usually pretty generic.</p> <p>What if you moved beyond the common Valentine's Day gifts, not only to save money, but to boost your relationship? Try these creative ideas instead.</p> <h2>1. Instead of Flowers, Plant an Herb Garden</h2> <p>Flowers are a nice gesture any other time of the year. On Valentine's Day, they are overpriced and scream, &quot;forced gift.&quot; Instead, why not give a potted plant, such as an herb garden or succulent. You can even plant several succulents in a heart-shaped box. Succulents are so easy that even people without green thumbs can succeed at keeping them alive.</p> <p>Another idea is gifting exotic flower seeds or heirloom rose buds. This is a gift more appropriate for avid gardeners, and for lasting relationships.</p> <p>See also: <a href="http://www.wisebread.com/affordable-flowers-for-valentines-day-or-any-day?ref=seealso" target="_blank">Affordable Flowers for Valentine's Day (or Any Day)</a></p> <h2>2. Instead of Going Out to Eat, Hire a Private Chef</h2> <p>Dining out on Valentine's Day is nothing short of a nightmare. Everywhere is packed and many nicer restaurants will have a <em>prix fixe</em> menu for the day that is costlier than their daily menu. Skip the annoyance of having to spend your special day with the rest of town, and hire a private chef.</p> <p>A private chef might sound too glamorous, but it is possible to find an affordable one that will deliver a delicious dinner and keep the kitchen clean. If the price is still too high, consider inviting a few other couples over to split the bill.</p> <p>If a private chef is still out of the question, either dine in or choose to eat out on an another night. It's hard to share sweet moments together in a crowded and bustling restaurant.</p> <h2>3. Instead of a Bottle of Wine, Go Wine Tasting</h2> <p>Coupon sites like Groupon and LivingSocial almost always have discounted wine tasting tours. Let that be your romantic gesture rather than a bottle of wine. For some, it's hard to get excited about a bottle of wine as a gift. (See also: <a href="http://www.wisebread.com/7-ways-to-get-the-best-deals-on-groupon?ref=seealso" target="_blank">7 Ways to Get the Best Deals on Groupon</a>)</p> <h2>4. Instead of a Card, Write a Letter</h2> <p>Valentine's Day cards offer that second of &quot;aww&quot; or even a funny laugh, but for how much they cost, they aren't a good value. A better value would be to express your love in a letter. You don't need fancy paper, nice penmanship, perfect grammar and spelling, or even to make it a poem. If you are truly an anti-writer, make your valentine a top 10 list of things you love about your true love.</p> <p>Sometimes we deeply appreciate and love a person, and while we know that to be true, our busy lives keep us from expressing it. If you were to die today, what words would you want to leave your loved one to remember you by? If you have any children or other close relatives, why not write them a note, too? I don't have many handwritten notes from my mother, but I do have one special one written in a Valentine's Day card. It's a true treasure now that she's gone.</p> <p>See also: <a href="http://www.wisebread.com/20-valentines-day-gifts-for-10-or-less?ref=seealso" target="_blank">20 Valentine's Day Gifts for $10 or Less </a></p> <h2>5. Instead of Lingerie, Help Them Pursue Their Passions</h2> <p>Valentine's Day is all about passion, but you can show your loved one you truly care about them by gifting them something that aligns with their passions or dreams. When my husband and I were dating, he often said that one day he would like to build a computer. That year, I didn't have a lot of money, and online writing was still a new thing. However, I was able to earn a $100 gift card to TigerDirect through writing articles. This simple gift ended up motivating him to build one computer, then later he built more computers, and now he has a successful career in the field.</p> <p>The point is to focus on someone's passion and give them something that says, &quot;I believe in your passion and know you can succeed.&quot; Here are some ideas:</p> <ul> <li>Set up a small painting corner in the house for that person who never can find time to get creative.<br /> &nbsp;</li> <li>Purchase guitar lessons for the partner who wants to be more musical.<br /> &nbsp;</li> <li>Send a loved one to a writing conference they have always dreamed about attending.</li> </ul> <p>Valentine's Day is a beautiful day to celebrate the ones you love, but do so in a meaningful way that comes from the heart. If you are on a budget, you can still do romantic or grand gestures without spending alot, or anything. All it takes is a little creativity and thought.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/5-better-ways-to-celebrate-v-day-this-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-sweet-valentines-day-gifts-to-give-to-your-truest-love-you">9 Sweet Valentine&#039;s Day Gifts to Give to Your Truest Love — You!</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-160-gift-ideas-for-everyone-you-know">Flashback Friday: 160 Gift Ideas for Everyone You Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-things-to-buy-in-february">The Best and Worst Things to Buy in February</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-diapers">The 5 Best Diapers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-lust-is-keeping-you-poor">6 Ways Lust Is Keeping You Poor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping cupid gift ideas happy valentine's day romance shopping Valentine's Day valentine's day gifts Fri, 03 Feb 2017 11:00:12 +0000 Ashley Eneriz 1883803 at http://www.wisebread.com The 5 Best Shower Curtains http://www.wisebread.com/the-5-best-shower-curtains <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-shower-curtains" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/shower_curtain_146892408.jpg" alt="Using best shower curtains as decor in the bathroom" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Shower curtains don&rsquo;t last forever. If your curtain is covered in grime, or just doesn&rsquo;t match your bathroom decor anymore, we&rsquo;ve found some of the best shower curtains on the market so you can update your bathroom without spending much.</p> <p>With the right curtain, you can prevent bathroom floor messes and completely change the look of your bathroom. Shower curtains are available in endless colors and designs, so you can easily choose the right one to match your personal style.</p> <h2>What Is a Shower Curtain?</h2> <p>Shower curtains are essential bathroom items, typically made from vinyl, fabric, or plastic. They prevent water from spilling onto the bathroom floor and provide privacy while you bathe or shower. They typically are hung with hooks or rings from railings or curtain rods.</p> <p>If you choose a fabric curtain, you may need to purchase a shower curtain liner to help protect your new curtain. Fabric curtains are usually machine washable, while plastic and vinyl curtains can be wiped clean. After each shower, make sure to close the curtain completely to prevent mildew and allow it to dry more quickly.</p> <h2>Top 5 Shower Curtains</h2> <h3>Mildew Resistant Fabric Shower Curtain</h3> <p><a href="http://amzn.to/2kiHQJO"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/mildew%20resis.jpg" width="173" height="245" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in shower curtains, the <a href="http://amzn.to/2kiHQJO">Mildew Resistant Fabric Shower Curtain</a> can provide your bathroom with an upscale look. The polyester curtain is mold- and mildew-resistant, water-repellent, antibacterial, and has no chemical odors. It features reinforced ring/hook holes and a weighted hem to help reduce curtain billowing and ensure better hanging. The high-quality, durable polyester shower curtain has a firm, yet smooth texture. The reliable curtain is also machine washable for easy cleaning. It has outstanding online reviews and is backed by a 90-day money-back guarantee and 12-month warranty against mold, mildew, and tears.</p> <p><a href="http://amzn.to/2kiHQJO"><em>Currently $8.99 on Amazon</em></a></p> <h3>InterDesign Thistle Fabric Shower Curtain</h3> <p><a href="http://amzn.to/2kj0S2y"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/interdesign.jpg" width="180" height="245" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in shower curtain sets, the <a href="http://amzn.to/2kj0S2y">InterDesign Thistle Fabric Shower Curtain</a> is water-resistant, soft to the touch, and features 12 rust-resistant metal grommets with a reinforced top-header. The modern design and beautiful print will add a touch of class to any bathroom. It is machine washable for easy cleaning and can be used with any standard liner (not included). It is available in a wide range of colors, designs, and sizes. It has outstanding online reviews, including nearly 1,400 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2kj0S2y"><em>Currently $14.95 on Amazon</em></a></p> <h3>Maytex Mesh Pockets PEVA Shower Curtain</h3> <p><a href="http://amzn.to/2kiUXdF"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/maytex.jpg" width="200" height="200" align="right" alt="" /></a>If your shower doesn&rsquo;t have space for a shower caddy, then the <a href="http://amzn.to/2kiUXdF">Maytex Mesh Pockets PEVA Shower Curtain</a> is perfect for you. It can help you stay organized by providing the additional storage you need in your shower. It features nine mesh pockets to organize kids&rsquo; toys, sponges, or other personal care items. You can use the curtain with the pockets facing in or out, so you can easily reach everything you need while you shower. Each pocket holds no more than one pound. You can simply wipe the clear chloride-free PEVA vinyl curtain with a damp cloth to keep it clean. It features 12 rustproof metal grommets and can be used with standard hooks and liners (not included). This is an Amazon best-seller and has nearly 400 five-star reviews on Amazon. If you don&rsquo;t want pockets, consider the <a href="http://amzn.to/2ktNRFq">Maytex No More Mildew 10-Gauge Shower Curtain Liner with Rustproof Metal Grommets</a>, which is another highly-rated option.</p> <p><a href="http://amzn.to/2kiUXdF"><em>Currently $16.84 on Amazon</em></a></p> <h3>Madison Park Essentials Merritt Shower Curtain</h3> <p><a href="http://amzn.to/2kXAUAX"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/madison%20park.jpg" width="200" height="200" align="right" alt="" /></a>If you are looking for a simple, modern curtain, then the <a href="http://amzn.to/2kXAUAX">Madison Park Essentials Merritt Shower Curtain</a> is perfect for you. The quality microfiber cloth curtain features a classic fretwork design and eye-catching colors and patterns. It is machine washable for easy cleaning and is available in a range of colors and designs. If you need a new shower curtain liner for your new curtain, consider the highly rated <a href="http://amzn.to/2jF2P7j">LiBa Mildew Resistant Anti-Bacterial PEVA Shower Curtain Liner</a>.</p> <p><a href="http://amzn.to/2kXAUAX"><em>Currently $19.99 on Amazon</em></a></p> <h3>InterDesign Mildew-Free Water-Repellent Fabric Shower Curtain</h3> <p><a href="http://amzn.to/2jEYykt"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/interdesign%202.jpg" width="188" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2jEYykt">InterDesign Mildew-Free Water-Repellent Fabric Shower Curtain</a> can be used as a liner or on its own. It is water-repellent, mold/mildew-free, PVC-free, chlorine-free, and has no scent. It features reinforced button holes and a weighted hem. The high-quality polyester curtain is durable, soft to the touch, and machine washable for easy cleaning. It is available in a wide range of colors. It is an Amazon best-seller and has outstanding online reviews, including more than 900 five-star reviews on Amazon. If this doesn&rsquo;t work for you, consider the <a href="http://amzn.to/2kUs6MF">InterDesign Mildew-Free PEVA 3 Gauge Shower Liner</a>, which is Amazon&rsquo;s #1 best-seller in shower curtain liners.</p> <p><a href="http://amzn.to/2jEYykt"><em>Currently $14.99 on Amazon</em></a></p> <p>And those are our recommendations for the best shower curtains. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-shower-curtains">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-ceiling-fans">The 5 Best Ceiling Fans</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-cast-iron-skillets">The 5 Best Cast Iron Skillets</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-bidet-seats">The 5 Best Bidet Seats</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-glass-cleaners">The 5 Best Glass Cleaners</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-paper-napkins">The 5 Best Paper Napkins</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping 5 best bathroom decor home home goods product reviews shopping shower shower curtains Thu, 02 Feb 2017 10:00:10 +0000 Andrea Cannon 1885060 at http://www.wisebread.com The 5 Best Electronics Wipes http://www.wisebread.com/the-5-best-electronics-wipes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-electronics-wipes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_nails_phone_470384984.jpg" alt="Woman using best electronic wipes to clean phone" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In today&rsquo;s world of touch screens, your smartphone, tablet, and electronics can get much dirtier, much more quickly. Fortunately, electronics wipes offer the perfect solution to effectively clean dust, dirt, grease, grime, makeup, smudges, and fingerprints off your screens.</p> <p>Electronics wipes make it easier than ever to quickly, safely clean your electronic screens. By regularly cleaning your screens, they will look new again and allow you to see the picture more clearly. Smooth surfaces also allow for optimal stylus response. When there are smudges on your screens, it can also cause you to strain your eyes more, which can take a toll on your vision. With electronics wipes, you can conveniently clean your screens with no risk of damage to your valuable devices.</p> <h2>What Are Electronics Wipes?</h2> <p>Electronics wipes are soft, nonabrasive wet wipes designed specifically for cleaning electronics surfaces. They can be used on smartphones, computer screens, televisions, and any other electronics surfaces. It&rsquo;s important to first remove all abrasives from the surface, so you don&rsquo;t scratch your screens while you&rsquo;re trying to clean them. After you gently wipe your screens clean, you can simply throw the used wipe away.</p> <h2>Top 5 Electronics Wipes</h2> <h3>Windex Screen Cleaner Wipes</h3> <p><a href="http://amzn.to/2kfCizn"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/windez.jpg" width="132" height="245" align="right" alt="" /></a>Amazon&rsquo;s Choice for electronics wipes, the <a href="http://amzn.to/2kfCizn">Windex Screen Cleaner Wipes</a> work perfectly for computers, televisions, smartphones, glasses, LCD screens, smartphones, and all electronic screens. They can also be used on game stations, remotes, glass, and metal for a better value. The antistatic cloths quickly and gently remove dust, fingerprints, and smudges. The advanced cleaning formula cleans safely and easily without leaving any residue, lint, or streaks behind. The resealable pouch will keep the wipes moist for longer. They are recommended by Influenster and have great online reviews.</p> <p><a href="http://amzn.to/2kfCizn"><em>Currently $8.21 on Amazon</em></a></p> <h3>iCloth Screen Cleaning Wipes</h3> <p><a href="http://amzn.to/2kU24so"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/icloth.jpg" width="176" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kU24so">iCloth Screen Cleaning Wipes</a> are individually packaged and guaranteed to stay moist. The premium pre-moistened cloths work to quickly clean all electronics, including smartphones, tablets, computers, cameras, and glasses with no drips, streaks, or film. The nonwoven aerospace-grade wipes are extremely soft and low-linting. They safely and easily trap and lift off dirt, fingerprints, makeup, and grease, so your electronics and optical screens can provide maximum clarity. The purified water-based formula contains some isopropyl alcohol (not harmful ethyl alcohol), which iCloth claims is safe for use on all screens, sensitive optics, and specialty coatings.</p> <p>The 100-pack of individually-sealed cleaning wipes are convenient to carry in your purse, car, backpack, or travel bag. They have outstanding reviews, including more than 600 five-star reviews on Amazon, and are backed by a money-back guarantee.</p> <p><a href="http://amzn.to/2kU24so"><em>Currently $22.49 on Amazon</em></a></p> <h3>3m Electronic Equipment Cleaning Wipes</h3> <p><a href="http://amzn.to/2kTKIeW"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/3m.jpg" width="133" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kTKIeW">3m Electronic Equipment Cleaning Wipes</a> are perfect for use on all electronics and delicate surfaces, including LCD screens, laptops, phones, computers, and DVDs. They will keep your expensive equipment clean and dust-free, so they can work optimally and provide you with a better value. The pre-moistened, antistatic, nonabrasive, unscented wipes come in an easy-dispense canister, so they&rsquo;ll stay moist for longer.</p> <p>These are frequently recommended online and have great reviews. If you&rsquo;d rather have something that you can use over and over, consider the <a href="http://amzn.to/2jU1U42">3M High Performance Cloth</a>.</p> <p><a href="http://amzn.to/2kTKIeW"><em>Currently $11.47 on Amazon</em></a></p> <h3>Weiman E-tronic Wipes</h3> <p><a href="http://amzn.to/2jVzQjd"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/weiman.jpg" width="101" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2jVzQjd">Weiman E-tronic Wipes</a> safely clean all electronics, including televisions, keyboards and monitors, laptops, tablets, and cellphones. The quick-drying, antistatic wipes remove dust, fingerprints, and dirt. They leave a streak-free shine so you can enjoy a clearer picture on all your screens. The convenient dispenser will keep the wipes moist, so you get a better value. This is backed by the Good Housekeeping seal and has great online reviews.</p> <p><a href="http://amzn.to/2jVzQjd"><em>Currently $7.99 on Amazon</em></a></p> <h3>Endust Pop-Up Anti-Static Non-Streak Wipes</h3> <p><a href="http://amzn.to/2kQaftx"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/endust.jpg" width="102" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kQaftx">Anti-Static, Non-Streak Endust Wipes</a> will clean most electronics quickly and safely. However, they aren&rsquo;t ideal for LCD or plasma screens. The pop-up container keeps the soft, nonabrasive, ammonia-free wipes moist for a better value. The moisture evaporates in seconds so you can use your clean electronics again in no time. These are frequently recommended online and have great reviews.</p> <p><a href="http://amzn.to/2kQaftx"><em>Currently $9.52 on Amazon</em></a></p> <p>And those are our recommendations for the best electronics wipes. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-electronics-wipes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-power-surge-protectors">The 5 Best Power Surge Protectors</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-4k-televisions">The 5 Best 4K Televisions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-instant-cameras">The 5 Best Instant Cameras</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-selfie-sticks">The 5 Best Selfie Sticks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Technology 5 best cleaning electronic wipes electronics product reviews shopping technology Wed, 01 Feb 2017 10:00:15 +0000 Andrea Cannon 1884773 at http://www.wisebread.com Bought Milk? Today's the Deadline to Claim Your Settlement Money http://www.wisebread.com/bought-milk-todays-the-deadline-to-claim-your-settlement-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/bought-milk-todays-the-deadline-to-claim-your-settlement-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_buying_milk_157646104.jpg" alt="Man buying milk claiming settlement money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Modern Farmer reminds us that <a href="http://modernfarmer.com/2017/01/bought-milk-since-2003-today-last-day-collect-settlement-check/" target="_blank">today is the last day to claim your fair share</a> of the settlement of the Fresh Milk Products Antitrust Litigation. If you bought milk or other fresh dairy products &mdash; cream, half-and-half, cottage cheese, etc. &mdash; any time between 2003 and 2010, and lived in a handful of U.S. States, you're entitled to a $5 to $15 refund. All told, the settlement is worth $52 million.</p> <h2>How to Claim Your Money</h2> <p>First of all, you have to be a resident of a handful of U.S. states: Arizona, California, the District of Columbia, Kansas, Massachusetts, Michigan, Missouri, Nebraska, Nevada, New Hampshire, Oregon, South Dakota, Tennessee, Vermont, West Virginia, or Wisconsin.</p> <p>Next, you have to have purchased milk or other fresh dairy products between 2003 and 2010. Don't worry, you don't need to provide receipts or box labels as proof of purchase. Just be honest about your dairy purchases seven or more years ago, and you're good to go.</p> <p>All the details are available at the settlement website: <a href="http://www.boughtmilk.com/" target="_blank">BoughtMilk.com</a>. Act fast, though! The deadline to claim your refund is midnight tonight, January 31.</p> <h2>What's the Settlement for, Anyway?</h2> <p>Back in September, 2016, the dairy lobbying group National Milk Producers Federation and a bunch of dairy cooperatives settled a lawsuit that claimed the Federation and the dairies oversaw a <a href="http://www.huffingtonpost.com/entry/dairy-industry-cows-settlement_us_57d1a4ade4b03d2d459926e4" target="_blank">herd retirement program that sent hundreds of thousands of dairy cows</a> to early slaughter. (Usually, only &quot;spent&quot; dairy cows are sent to slaughter to be ground up into low cost ground beef.) The early retirement had the effect of reducing the supply of milk &mdash; and thus increasing prices on milk and fresh dairy products.</p> <p>The industry denies any wrongdoing, although the numbers <a href="http://www.centerfordairyexcellence.org/tl_files/CDE/PDF/06_09_CWT_Impact_ScottBrown.pdf" target="_blank">are pretty clear</a>: The program, whether intentional or not, boosted milk prices by about five cents a gallon.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/lars-peterson">Lars Peterson</a> of <a href="http://www.wisebread.com/bought-milk-todays-the-deadline-to-claim-your-settlement-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-good-money-habits-that-will-keep-you-out-of-debt">11 Good Money Habits That Will Keep You Out of Debt</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fresh-fruits-and-vegetables-by-the-month">Fresh Fruits and Vegetables, By the Month</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-skills-you-must-have-to-survive-autumn">9 Frugal Skills You Must Have to Survive Autumn</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-fridge-tricks-that-will-save-you-big">14 Fridge Tricks That Will Save You Big</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living dairy groceries refund settlement shopping Tue, 31 Jan 2017 19:39:52 +0000 Lars Peterson 1884234 at http://www.wisebread.com The 5 Best Touchless Trash Cans http://www.wisebread.com/the-5-best-touchless-trash-cans <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-touchless-trash-cans" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/trash_can_157567947.jpg" alt="Using the five best touchless trash cans" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Your trash can is likely the most frequently used appliance in your home. Fortunately, you can upgrade your current trash can with a touchless can that is more hygienic, more efficient, and easy to use for your everyday tasks.</p> <h2>What Is a Touchless Trash Can?</h2> <p>A touchless trash can allows you to dispose of trash without ever having to touch the can. By simply waving your hand or the debris in front of the trash can&rsquo;s sensor, the lid will open automatically.</p> <p>The hands-free operation allows you to keep things clean and makes kitchen cleanup a breeze. It offers a more convenient, hygienic solution for any room in your home or office. It also helps prevent contamination and reduces the risk of certain illnesses.</p> <h2>Top 5 Touchless Trash Cans</h2> <h3>Nine Stars Infrared Touchless Stainless Steel Trash Can</h3> <p><a href="http://amzn.to/2kkoB1Y"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/nine%20stars.jpg" width="137" height="245" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in home waste bins, the <a href="http://amzn.to/2kkoB1Y">Nine Stars Infrared Touchless Stainless Steel Trash Can</a> seals in odors and eliminates cross-contamination of germs thanks to the touch-free operation. The stainless steel 13.2-gallon trash can includes a garbage bag ring to keep the bag hidden from view for a clean appearance. The oval shaped, anti-fingerprint, commercial grade stainless steel design can fit well in almost any area, making it perfect for any room. The durable trash can uses the most advanced sensor technology to detect motion within 10 inches and a 130-degree angle from the infrared sensor. Three seconds after your hand or debris moves away from the sensor, the lid closes automatically.</p> <p>This requires three C-size batteries (not included), which last a long time thanks to energy saving technology. It is an Amazon best-seller, one of the &ldquo;most wished for&rdquo; items on Amazon, and has outstanding online reviews, including more than 1,700 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2kkoB1Y"><em>Currently $58.59 on Amazon</em></a></p> <h3>iTouchless Deodorizer Sensor Can</h3> <p><a href="http://amzn.to/2j5KG7g"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/itouchless.jpg" width="156" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2j5KG7g">iTouchless Deodorizer Sensor Can</a> features an ultramodern design that requires no inner bucket and provides 25% more capacity. The germ-resistant brushed stainless steel 13-gallon trash can is antimicrobial, fingerprint-proof, and easy to clean. It is made from the finest materials and has features like manual open and close buttons and an extra-wide lid opening (11.75&rdquo; diagonal) to accommodate large and bulky items. The replaceable activated carbon odor filter will help eliminate garbage odors naturally for three months, so your kitchen smells fresh and clean. The advanced seal technology and garbage bag retainer ring ensure effortless bag removal and prevents the bag from falling inside. Air vents in the base allow airflow to assist with full bag removal.</p> <p>It has the most advanced infrared sensor technology on the market, which triggers the lid to open when it detects motion within six inches of the water-resistant sensor. Thanks to new SilenX technology, it will close gently and quietly three seconds after your hand or debris has been removed. The hands-free operated, wireless trash can has a built-in Artificial Intelligent (AI) Smart-Chip that knows when you need to open the trash can. The Reflx touch-free sensor reduces unintentional lid opening and prevents the lid from closing on your hand.</p> <p>This operates on 4 D-size batteries (not included), which support up to 10,000 consecutive openings and closings, thanks to the energy saving design. In fact, it outlasts most of the step-on and hand-touch cans. Thousands have been sold on infomercials, QVC, and HSN. It also won the 2002 Invention Show, New Household Product Award. It is an Amazon best-seller, recommended by Apartment Therapy, and has outstanding online reviews, including nearly 2,000 five-star reviews on Amazon. It is also backed by a one-year limited warranty and a 60-day unconditional money-back guarantee for your added peace of mind.</p> <p><a href="http://amzn.to/2j5KG7g"><em>Currently $59.98 on Amazon</em></a></p> <h3>simplehuman Semi-Round Sensor Can</h3> <p><a href="http://amzn.to/2ktYPrp"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/simplehuman.jpg" width="220" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2ktYPrp">simplehuman Touchless 10.5-gallon Semi-Round Sensor Can</a> offers smooth, consistent lid operation. At 52 db, it is 50% quieter than most. The infrared field senses the area above the can and opens automatically when it senses motion. The outer lid lifts up for easy access to the liner and when you're done, it closes over the liner to keep it neat and clean.</p> <p>This is available in three colors and has outstanding online reviews. It is also backed by a five-year warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2ktYPrp"><em>Currently $69.99 on Amazon</em></a></p> <h3>Nine Stars Touchless Automatic Motion Sensor Trash Can</h3> <p><a href="http://amzn.to/2jfYAPy"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/nine%20stars%202.jpg" width="160" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2jfYAPy">Nine Stars Touchless Automatic Motion Sensor Trash Can Set</a> offers a great deal on a set of quality automatic trash cans. The set of two touchless anti-fingerprint commercial-grade stainless steel trash cans seals in odors and eliminates cross-contamination of germs for easy cleaning. The set offers the perfect sizes for your kitchen and bathroom. The water-resistant infrared motion sensor detects motion within 10 inches and a 130-degree angle. Three seconds after your hand or the debris moves away from the sensor, the lid closes automatically.</p> <p>The set includes an inner plastic liner can and plastic garbage bag liner ring. The smaller 2.1-gallon can run on four D-size batteries and the larger 13.2-gallon can runs on either four D-size or three C-size batteries (not included), which last longer thanks to energy saving technology. This is an Amazon best-seller and has outstanding online reviews, including more than 1,300 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2jfYAPy"><em>Currently $71.97 on Amazon</em></a></p> <h3>simplehuman Semi-Round Step Trash Can</h3> <p><a href="http://amzn.to/2kkyYCU"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/simplehuman2.jpg" width="220" height="220" align="right" alt="" /></a>If you aren&rsquo;t looking for something automatic and would prefer a traditional large capacity step can that you won&rsquo;t have to touch with your hands, then you won&rsquo;t find better than the simplehuman <a href="http://amzn.to/2kkyYCU">Semi-Round Step Trash Can</a>. The sturdy, durable semi-round 13-gallon step trash can features a strong steel pedal and a secure slide-lid lock, preventing pets from breaking in. It also features lid shox technology, so the lid closes smoothly and quietly.</p> <p>This comes in a variety of colors. It is an Amazon best-seller and has outstanding online reviews, including nearly 2,000 five-star reviews on Amazon. It is also backed by a five-year warranty for your added peace of mind. The Sweethome also recommends the <a href="http://amzn.to/2kkd3vs">simplehuman Slim Plastic Step Trash Can</a>.</p> <p><a href="http://amzn.to/2kkyYCU"><em>Currently $49.98 on Amazon</em></a></p> <p>And those are our recommendations for the best touchless trash cans. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-touchless-trash-cans">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-paper-napkins">The 5 Best Paper Napkins</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-shower-curtains">The 5 Best Shower Curtains</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-aluminum-and-stainless-steel-water-bottles">The 5 Best Aluminum and Stainless Steel Water Bottles</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping 5 best product reviews shopping touchless trash can trash trash cans waste disposal Thu, 26 Jan 2017 10:00:07 +0000 Andrea Cannon 1880941 at http://www.wisebread.com Careful! Your CC May Be Sharing This Private Info http://www.wisebread.com/careful-your-cc-may-be-sharing-this-private-info <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/careful-your-cc-may-be-sharing-this-private-info" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-508426961.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="143" /></a> </div> </div> </div> <p>In 2015, a study conducted by the Massachusetts Institute of Technology found that scientists were able to use the information from credit card purchases to correctly identify the names of the consumers making the charges. Their accuracy was a staggering 90% &mdash; and they only looked at four transactions.</p> <p>These scientists could do this even after credit card companies anonymized the transactions, erasing the names and other personal details of the cardholders doing the buying.</p> <p>You might be surprised at just how much your credit card provider knows about you, and has known for a while. Take for example the 2008 case of Kevin Johnson, who received a letter <a href="http://abcnews.go.com/GMA/TheLaw/gma-answers-credit-card-companies-financially-profiling-customers/story?id=6747461" target="_blank">slashing his credit limit</a> by $7,000 because his credit card provider didn't approve of the stores he frequented. These stores, they claimed, were common shopping hot spots for people with poor repayment histories. This kind of profiling ignored Johnson's solid 760 credit score in favor of the data it was secretly gathering. And although Johnson's card provider later abandoned the policy, the question of ethics had been raised.</p> <p>Though the concept of credit card data sharing can be a little unnerving, it's not all harmful, either. Over time, your credit card provider can piece together a detailed history of your spending habits to help you find relevant sales, coupons, or services. If you charged the purchase of a new couch, for example, you might suddenly see advertisements from stores selling home furnishings. You might even receive a mailing from a mortgage lender wondering if you want to refinance your mortgage loan.</p> <p>So, exactly what information is your credit card collecting and how does it affect you?</p> <h3>1. The Type of Food You Like</h3> <p>Do you eat at the same four restaurants each month? If you charge these meals, your credit card provider will take notice. You might start receiving coupons for discounts at these restaurants.</p> <h3>2. Where You Like to Grocery Shop</h3> <p>If you do the majority of your shopping at one grocery store, don't be surprised if you start receiving mailings informing you of weekly specials. You might even be asked to join that store's preferred shopping program, which could save you even more money. (See also: <a href="http://www.wisebread.com/9-store-loyalty-programs-that-are-worth-it?ref=seealso" target="_blank">9 Store Loyalty Programs That Are Worth It</a>)</p> <h3>3. What You Like to Buy Online</h3> <p>Many of us are turning to online shopping as a way to beat the stress of visiting brick-and-mortar stores. Just know that your credit card provider will be happy to share your online shopping habits if you pay with plastic. If you buy flowers for every Valentine's Day, birthday, or anniversary, local and national florists might start targeting you with advertisements boasting of their own specials.</p> <h3>4. Details About Your Financial Health</h3> <p>Your credit card provider can glean much about your financial health through your transactions. If you are constantly shopping at thrift or secondhand stores, this could be a sign that you are struggling financially. If you decide to request a credit line increase, or an APR decrease, you might not be approved. Or even if you decide to apply for a new credit card with the same bank, they might use this information in their decision. Of course, you might also start getting advertisements from companies who target such consumers &mdash; everyone from mortgage lenders eager to refinance your home loan to a lower interest rate, to insurance providers eager to get you into what they consider a lower-cost auto insurance policy.</p> <h3>5. The Medications You Need</h3> <p>Ever charge your visits to the doctor or dentist? Maybe you also charge your prescriptions? Don't be surprised if this information is shared, bringing advertisements from a host of medical providers. If you prefer that your medical histories and treatments remain private, you might want to pay with cash instead.</p> <h2>So &mdash; What Are the Privacy Rules?</h2> <p>Thanks to the Gramm-Leach-Bliley Financial Modernization Act of 1999, you'll receive a privacy letter from your credit card provider when you first open your account and, in most cases, once every year thereafter.</p> <p>The letter will state how your credit card provider intends to use your personal financial information. It might state that your provider uses information from your transactions for its own internal purposes.</p> <p>Your credit provider usually will state that it might share your financial information as a way to market its own products and services to you, and that it will share your information with affiliated businesses. Maybe the parent company behind your credit card also runs a mortgage business. It might share your information with this affiliated business unit, meaning that you might be targeted for refinance and mortgage advertisements.</p> <p>The letter might also mention that your provider will share information about you with nonaffiliated companies. These are outside companies that aren't a part of your credit card provider's family of business units.</p> <h2>How Can You Limit What's Shared?</h2> <p>You do have some control over how your credit card company shares your information. Read the privacy statement you receive each year. It will tell you how to opt out of <em>some </em>of this info-sharing. You might have to call your provider, write a letter, send an email, or fill out an online form.</p> <p>You can't opt out of all sharing, though. The Consumer Financial Protection Bureau says that you can stop your credit card provider from sharing information with nonaffiliated companies. You can also stop your provider from sharing information that appears on your three credit reports &mdash; one each maintained by Equifax, Experian, and TransUnion &mdash; with affiliated companies. The bureau, though, says that you can't stop your provider from sharing information with affiliated companies when that information is based solely on the transactions you have made with your credit card.</p> <p>If you are uncomfortable with the information that credit cards gather about your spending, make sure to read the privacy notices carefully and follow the instructions to opt out, and then try to make your purchases in cash.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/careful-your-cc-may-be-sharing-this-private-info">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stop-dont-cut-up-your-credit-cards">Stop! Don&#039;t Cut Up Your Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/same-as-cash-store-offers-vs-0-intro-apr-credit-cards-which-is-right-for-you">Same-As-Cash Store Offers vs. 0% Intro APR Credit Cards — Which Is Right for You?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-credit-monitoring-ever-worth-it">Is Credit Monitoring Ever Worth It?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-5-common-mistakes-while-rebuilding-your-credit">Avoid These 5 Common Mistakes While Rebuilding Your Credit</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-americans-spent-their-money-in-the-1950s">This Is How Americans Spent Their Money in the 1950s</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards credit reports data privacy sharing information shopping spending habits spending history Wed, 25 Jan 2017 16:32:04 +0000 Dan Rafter 1879590 at http://www.wisebread.com The 5 Best Power Surge Protectors http://www.wisebread.com/the-5-best-power-surge-protectors <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-power-surge-protectors" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/624683910.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Power surges can naturally occur when there is a spike in the electrical current. This can fry any electronics plugged into the outlet in a fraction of a second. Even smaller power fluctuations and electromagnetic line noise can disrupt equipment settings, burn the components, shorten equipment life, and result in data loss.</p> <p>Fortunately, with an affordable surge protector, you can prevent a future problem with your electrical current. Best of all, by turning off the surge protectors every night (or when they aren&rsquo;t in use), you can easily save money on your electric bills.</p> <h2>What Is a Surge Protector?</h2> <p>A surge protector is a device designed to protect your computers, electronics, and home theater equipment in the event of a storm, power surge, wiring faults, or transient voltage. It keeps your equipment safe by dispersing excess voltage away from power and data lines.</p> <p>Don&rsquo;t wait any longer to start protecting your devices against power spikes and fluctuations. All you have to do is plug the surge protector into your wall outlet and connect your devices to keep them safe from power surges. By protecting your electronics with an affordable surge protector, you can save yourself hundreds or even thousands in damage later on, in the event of lightning, an outage, or a power surge.</p> <h2>Top 5 Surge Protectors</h2> <h3>Belkin 12-Outlet Power Strip Surge Protector</h3> <p><a href="http://amzn.to/2jo25XB"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/belkin.jpg" width="113" height="245" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in power strips, the <a href="http://amzn.to/2jo25XB">Belkin 12-Outlet Power Strip Surge Protector</a> features six regular surge-protected outlets and six BlockSpace surge-protected outlets for larger adapters. It has a 3940-Joule energy rating and features an eight-foot heavy-duty power cord, coaxial cable protection to safeguard cable box/satellite connections, and a detachable cord management clip for cable organization.</p> <p>It has sliding safety covers and damage-resistant housing for long-term durability and protection from fire, impact, rust, dents, and scratches. The power filtration minimizes unwanted line noise and electromagnetic interference. It also has a 'Protected' indicator light that turns green to let you know that your equipment is secure, and a 'Not-Grounded' indicator light that turns red to warn you when your outlet is not properly grounded. The slender, space-saving design and right-angle plug allow it to fit easily in tight spaces or behind furniture.</p> <p>Belkin is the leader in surge protection, so you can count on this to work well. It is also backed by a Lifetime Warranty and $300,000 Connected Equipment Warranty for your added peace of mind. It is one of the &ldquo;most wished for&rdquo; items on Amazon and is recommended by Digital Trends. It has outstanding online reviews, including more than 5,200 five-star reviews on Amazon. The <a href="http://amzn.to/2k1gMAQ">Belkin 12-Outlet Advanced Power Strip Surge Protector</a> is also an Amazon best-seller. For more convenience, consider the <a href="http://amzn.to/2joboGT">Belkin 12-Outlet Pivot-Plug Power Strip Surge Protector</a>.</p> <p><a href="http://amzn.to/2jo25XB"><em>Currently $19.48 on Amazon</em></a></p> <h3>AmazonBasics Surge Protector Power Strip</h3> <p><a href="http://amzn.to/2k1vF6p"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/amazon%20basics.jpg" width="220" height="195" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in power protection products, the <a href="http://amzn.to/2k1vF6p">AmazonBasics Six-Outlet Surge Protector Power Strip</a> has a slim, sleek design and two keyhole slots on the back for wall mounting. This two-pack of six-outlet surge protector power strips features a transformer outlet and a two-foot power cord. It also features a red &quot;protected&quot; LED indicator and a second light in the on/off switch to show the surge-protector power strip is turned on. Each one features a 200-Joule, three-line surge suppression rating.</p> <p>This is available in black or white. It is recommended by Digital Trends and has outstanding online reviews, including more than 500 five-star reviews on Amazon. The <a href="http://amzn.to/2jo7tKa">AmazonBasics Surge Protector Power Strip, 790 Joule</a> is also on the Amazon College Checklist.</p> <p><a href="http://amzn.to/2k1vF6p"><em>Currently $10.70 on Amazon</em></a></p> <h3>Tripp Lite Surge Protector Power Strip</h3> <p><a href="http://amzn.to/2kh1F3N"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/tripp%20lite.jpg" width="129" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kh1F3N">Tripp Lite Surge Protector Power Strip</a> features six right-angle outlets and a transformer outlet. It has 1080-Joules of surge suppression, a four-foot power cord, and two keyhole mounting slots, so you can easily wall-mount it. The green diagnostic LED alerts you of surge protection status. It also filters out disruptive line noise, preventing it from affecting your equipment and helping to ensure peak performance.</p> <p>This is available in a range of sizes, so you can find the perfect one for your home. It is backed by a lifetime warranty against damage due to surges and comes with $25,000 of Ultimate Lifetime Insurance for your added peace of mind. It is an Amazon best-seller and is commonly recommended online. It also has outstanding online reviews, including more than 800 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2kh1F3N"><em>Currently $9.26 on Amazon</em></a></p> <h3>APC SurgeArrest Performance Surge Protector Power Strip</h3> <p><a href="http://amzn.to/2jcStvh"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/apc.jpg" width="245" height="134" align="right" alt="" /></a>The <a href="http://amzn.to/2jcStvh">APC SurgeArrest Performance Surge Protector Power Strip with Phone, Network Ethernet and Coaxial Protection</a> has 11 outlets with six spaced for large box plugs. The 3020-Joules surge protector includes cord management straps, telephone/DSL cable, a coaxial connection to protect any device that uses a standard cable TV input, and sliding safety covers to protect the outlets from dust. The LED lights indicate proper functioning and can notify you of potential problems. The professional-grade surge protector has an eight-foot cord with 180-degree rotation and right-angle plug for added flexibility. It can also be mounted to the wall.</p> <p>This also includes a lifetime warranty and $100,000 Equipment Protection Policy for added peace of mind. It is recommended by Digital Trends, The Wirecutter, and Lifehacker. It has outstanding online reviews, including more than 1,000 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2jcStvh"><em>Currently $28.47 on Amazon</em></a></p> <h3>CyberPower Surge Protector Outlet Swivel</h3> <p><a href="http://amzn.to/2j3xoIL"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/cyberpower.jpg" width="185" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2j3xoIL">CyberPower Surge Protector</a> has 1200-Joules of surge protection, a noise filter to block unwanted line noise, and a convenient wall tap design. The professional-grade surge protector features six surge protected swivel outlets and two USB charging ports, which allow you to conveniently charge your smartphone and tablet. It also has green LED &quot;Protected&quot; and &quot;Grounded&quot; indicators.</p> <p>This is backed by a Limited Lifetime Warranty and $75,000 Connected Equipment Warranty for your added peace of mind. It is an Amazon best-seller and has great online reviews.</p> <p><a href="http://amzn.to/2j3xoIL"><em>Currently $15.94 on Amazon</em></a></p> <p>And those are our recommendations for the best power surge protectors. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-power-surge-protectors">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electronics-wipes">The 5 Best Electronics Wipes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-usb-powered-fans">The 5 Best USB-Powered Fans</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-4k-televisions">The 5 Best 4K Televisions</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-instant-cameras">The 5 Best Instant Cameras</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-selfie-sticks">The 5 Best Selfie Sticks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Technology 5 best outlet power strip product reviews shopping surge protectors technology Wed, 25 Jan 2017 10:00:14 +0000 Andrea Cannon 1880351 at http://www.wisebread.com The 5 Best Pet Nail Clippers http://www.wisebread.com/the-5-best-pet-nail-clippers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-pet-nail-clippers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/dog_nail_trimmer_506541297.jpg" alt="Dog getting nails trimmed by best nail clipper" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Trimming your pet&rsquo;s nails should be a regular part of the grooming process. Keeping their nails regularly groomed can help prevent pain and injury to your beloved pet. It can also help your pet walk more comfortably and prevent scratches on your floor and furniture. By trimming their nails at an early age, you can accustom your pet to the experience, so they don&rsquo;t squirm as much going forward.</p> <h2>What Are Pet Nail Clippers?</h2> <p>Pet nail clippers are hand tools that allow you to safely trim your pet&rsquo;s nails at home. By taking advantage of safe, professional grooming at home, you can save a lot of money at the groomer.</p> <p>Nail trimmers should be sharp, feel comfortable in your hand, and be the right size for your pet. If you don&rsquo;t have a steady hand or feel nervous that you may cut too deep with nail trimmers, consider one of the grinding grooming tools listed below instead.</p> <h2>Top 5 Pet Nail Clippers</h2> <h3>Safari Professional Nail Trimmer</h3> <p><a href="http://amzn.to/2jABffc"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/safari.jpg" width="217" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2jABffc">Safari Professional Nail Trimmer</a> works just as well for small cats as it does for large dogs. It features locking blades, an adjustable safety stop to prevent injury, and rubber-coated handles for easy, comfortable gripping. The sharp, durable, long-lasting cutting edge is made from the finest quality stainless steel to ensure clean cuts.</p> <p>They work like scissors to make nail trimming and maintenance effortless, even for large, thick nails. It comes in a range of sizes, so you can pick the best one for your pet&rsquo;s size. It is recommended by the American Kennel Club and has outstanding online reviews, including more than 3,100 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2jABffc"><em>Currently $8.69 on Amazon</em></a></p> <h3>Epica Professional Pet Nail Clipper</h3> <p><a href="http://amzn.to/2jppRRm"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/epica_0.jpg" width="163" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2jppRRm">#1 Best Professional Pet Nail Clipper from Epica</a> is easy and safe to use. The durable, heavy-duty spring action clippers have rubber coated handles for a comfortable, secure nonslip grip. It also has a safety edge to prevent over-cutting and a standard safety lock for safe storage. The top quality rugged stainless steel, tempered shears offer long-lasting sharpness and won't bend, scratch, or rust. It offers precise, even cutting with no jagged edges or splintering.</p> <p>They work like scissors to make nail trimming and maintenance effortless, even for large, thick nails. It comes in two different sizes, so you can pick the best one for your pet&rsquo;s size. It is recommended by the American Kennel Club and has outstanding online reviews, including more than 2,100 five-star reviews on Amazon. It is also backed by a 100% lifetime warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2jppRRm"><em>Currently $9.50 on Amazon</em></a></p> <h3>Dremel Pet Nail Grooming Tool</h3> <p><a href="http://amzn.to/2iL6ccr"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/dremel.jpg" width="171" height="245" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in dog claw care, the <a href="http://amzn.to/2iL6ccr">Dremel Pet Nail Grooming Tool</a> is the perfect solution if you want an alternative to clipping your dog&rsquo;s or cat&rsquo;s nails. The rotary tool offers light duty performance to gently grind away long nails quickly, safely, and painlessly. Two rotation speeds allow you to customize it to your pet&rsquo;s comfort level. It offers cordless operation using a rechargeable and removable battery pack for optimum control.</p> <p>It may take some time for your pet to get used to the vibrating sensation of this device. The grinding process also takes a bit longer than the clipping process, but it helps ensure that you never clip too far down. This is recommended by the American Kennel Club and has outstanding online reviews, including nearly 2,000 five-star reviews on Amazon. It is also backed by a two-year warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2iL6ccr"><em>Currently $24.23 on Amazon</em></a></p> <h3>Boshel Dog Nail Clippers</h3> <p><a href="http://amzn.to/2iKZe7g"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/boshel.jpg" width="220" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2iKZe7g">Dog Nail Clippers and Trimmer By Boshel</a> works well for both dogs and cats. The protective safety guard and heavy-duty, sharp stainless steel cutting edge allow you to trim your pet&rsquo;s nails cleanly and quickly. The ergonomic design and comfortable nonslip handles allow you to apply the perfect amount of force, without fear of accidentally slipping and hurting your pet during grooming. There is also an integrated safety stop blade, which serves as a quick sensor to prevent over-cutting the nails. It also comes with a free nail file, which stores compactly in the handle of the clipper, to ensure there are no jagged edges.</p> <p>This works like scissors to make nail trimming and maintenance effortless, even for large, thick nails. The blade will stay sharp for years to provide you with the best value possible. It is recommended by the American Kennel Club, as well as by countless animal trainers, veterinarians, and professional pet groomers. It also has outstanding online reviews, including more than 900 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2iKZe7g"><em>Currently $12.99 on Amazon</em></a></p> <h3>Pedi Paws Dog Nail Grinder by BulbHead</h3> <p><a href="http://amzn.to/2iL0qYr"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/pedi%20paws.jpg" width="220" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2iL0qYr">Pedi Paws Dog Nail Grinder by BulbHead</a> is an As Seen On TV item that actually works. The precision emery filing wheel gently removes thin layers of the nail, so it won&rsquo;t cut sensitive nerves like nail clippers can. The unique protective cap allows only the perfect amount of nail to be removed and traps clipped filings so there is no mess. The quiet cordless trimmer is fast, easy, gentle to use, and won&rsquo;t crack, splinter, or break your pet&rsquo;s nails.</p> <p>This is ideal for calm cats and dogs as the buzzing sound can scare pets. It may take some time for your pet to get used to the vibrating sensation of this device. The grinding process also takes a bit longer than the clipping process, but it helps ensure that you never clip too far down. The battery-powered grinder is recommended by Consumer Search and the American Kennel Club.</p> <p><a href="http://amzn.to/2iL0qYr"><em>Currently $25.35 on Amazon</em></a></p> <p>And those are our recommendations for the best pet nail clippers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-pet-nail-clippers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-infant-nail-clippers">The 5 Best Infant Nail Clippers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-diapers">The 5 Best Diapers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-manual-toothbrushes">The 5 Best Manual Toothbrushes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-water-bottles">The 5 Best Smart Water Bottles</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Health and Beauty Shopping 5 best nail clipper nail trim nail trimmer pet nail clipper product reviews shopping Thu, 19 Jan 2017 10:00:11 +0000 Andrea Cannon 1876852 at http://www.wisebread.com