Food http://www.wisebread.com/taxonomy/term/20/all en-US Why Timing Is Everything When Saving Money on Travel http://www.wisebread.com/why-timing-is-everything-when-saving-money-on-travel <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/why-timing-is-everything-when-saving-money-on-travel" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/lazy_summer_afternoon.jpg" alt="Lazy summer afternoon" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Nearly half of Americans say they won't be taking a vacation this summer, according to a poll by The Associated Press-NORC Center for Public Affairs Research. The top reason: cost, named by 49 percent of those who'll be staying home.</p> <p>Traveling in low season may just be the answer to this nation without vacation conundrum. By traveling outside of summer and public holidays, or by going abroad during the less popular times of year, you can save a considerable amount of money on your total travel bill. Here's how.</p> <h2>First of all, what is peak season?</h2> <p>Typically peak season refers to the time of year when the most tourists (foreign or local or both), descend upon a popular travel destination. In many countries, peak season falls around Christmas, New Year's, Easter, and over some summer holidays.</p> <p>The exact dates of peak season will depend on where you're traveling to, what festivals are on, and what the majority religion is in the country. For example, Easter is extremely busy in the Philippines, while there isn't much rise in tourism in Muslim countries during the Christian holiday.</p> <p>Similarly, Brazil is extremely busy during Carnival in February, but the date of Carnival is different in many South American countries and it's different on Caribbean islands as well. It's best to do a bit of research to find out exactly when &quot;offseason&quot; happens in your selected destination.</p> <h2>Pros and cons of offseason travel</h2> <p>Of course, there are a few cons to offseason travel or everyone would travel then, so it's important to cover those here. While many people might worry that they'd be constantly drenched if they travel during rainy season, that's often not the case. In many places, heavy rainfall does occur in the off-peak months, but typically it falls for an hour or so and then goes away.</p> <p>If you're really worried about weather, you may consider traveling in the &quot;shoulder season,&quot; which is a good middle ground between high season and low season. (See also: <a href="http://www.wisebread.com/the-best-times-of-year-to-travel-anywhere?ref=seealso" target="_blank">Best Times of Year to Travel Anywhere</a>)</p> <p>Pros of low-season travel:</p> <ul> <li> <p>Cheaper prices.</p> </li> <li> <p>Fewer travelers.</p> </li> <li> <p>Some great local festivals happen in the offseason.</p> </li> </ul> <p>Cons:</p> <ul> <li> <p>May not be optimal weather.</p> </li> <li> <p>Some sights and hotels may be closed.</p> </li> </ul> <h2>How to save on accommodations</h2> <p>Hotels, hostels, B&amp;Bs, and vacation rental apartments all tend to jack up their prices during the most desirable travel periods. Take, for example, a three-bedroom home listed on Airbnb in Manzanillo, Mexico. If you book this particular apartment in July, when it's not peak season, it's only $166 a night, while the same apartment booked over Christmas this year will run you $330 a night!</p> <p>This isn't just on Airbnb, either. I've personally been traveling over the Christmas season for nearly eight years straight and I've always had a hard time finding accommodation deals for that time period. Typically I end up spending at least 50 percent more, simply because I'm getting close to Christmas. (See also: <a href="http://www.wisebread.com/10-surprising-ways-to-save-money-on-hotels?ref=seealso" target="_blank">10 Surprising Ways to Save Money on Hotels</a>)</p> <h2>How to save on flights</h2> <p>We all know that hotels aren't the only ones jacking up their prices during the holiday and peak seasons. Airlines have been doing this for years. According to a study by CheapAir.com:</p> <p style="margin-left: 40px;">&quot;Over the course of the entire holiday booking period, travelers paid an average 50 percent more for a flight during the holidays than for the same flight during a non-holiday time. That means a $300 ticket during off-peak time cost $450 during the holidays.&quot;</p> <p>That's no joke! I've personally paid as much as 60 percent more on my airfare, simply because I was flying during a public holiday or during a festival. Traveling in the offseason could save you a lot of money on your airfare. (See also: <a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds?ref=seealso" target="_blank">10 Flight Booking Hacks to Save You Hundreds</a>)</p> <h2>How to save on food</h2> <p>Believe it or not, even restaurants give discounts in the offseason. I have been in some towns where nearly every restaurant offers a &quot;local discount&quot; during the offseason because there are so few tourists that it is the only way they can make money during the slower months.</p> <p>During a trip to Thailand in 2014, I watched many restaurants on Railay Beach change their menus over to get ready for the peak season. All of the prices I had come to know (and love) suddenly went up by as much as 20 percent. As peak season starts, many restaurants will hike up their prices, so traveling off-peak can save you money on food as well! (See also: <a href="http://www.wisebread.com/how-to-eat-street-food-safely-while-traveling?ref=seealso" target="_blank">How to Eat Street Food Safely While Traveling</a>)</p> <h2>Offseason is a fine season for travel</h2> <p>When I first started traveling frequently back in 2008, I was always checking the weather to make sure that I was planning my trip for the perfect time of the year. The only problem with that theory was that everyone and their dog had the same idea and my trips cost me a lot more than they had to.</p> <p>Today I use the offseason or the shoulder season as much as I can and I'm able to travel for far less. So can you. Next time you plan a holiday, consider going when fewer others do. The amount you save could mean that you can go on a longer trip, or maybe budget in another holiday throughout the year.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/why-timing-is-everything-when-saving-money-on-travel">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-students-can-travel-abroad-for-less">7 Ways Students Can Travel Abroad for Less</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fly-out-of-these-airports-and-save-big-on-airfare">Fly Out of These Airports and Save Big on Airfare</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-countries-where-you-can-travel-on-30-a-day-or-less">7 Countries Where You Can Travel on $30 a Day or Less</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-do-if-you-get-bumped-from-a-flight">What to Do If You Get Bumped From a Flight</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-airline-rewards-programs-for-trips-to-europe">The Best Airline Rewards Programs for Trips to Europe</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel accommodations Airfare budget friendly climate flights Food off peak offseason price hikes tourists vacation weather Mon, 17 Jul 2017 08:30:15 +0000 Nick Wharton 1981841 at http://www.wisebread.com 7 Countries Where You Can Travel on $30 a Day or Less http://www.wisebread.com/7-countries-where-you-can-travel-on-30-a-day-or-less <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-countries-where-you-can-travel-on-30-a-day-or-less" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/tourists_posing_in_front_of_temple_in_koh_samui_thailand.jpg" alt="Tourists posing in front of temple in koh samui thailand" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Many people believe that traveling is extremely expensive, and while this may be true if you're expecting five-star hotels and luxury cruises, on the whole it's a misconception. There are countries all over the world where, thanks to the low cost of living and (in some cases) <a href="http://www.wisebread.com/5-places-to-travel-while-the-dollar-is-strong?ref=internal" target="_blank">strong U.S. dollar</a>, it's possible to get around on a very low budget.</p> <p>Traveling on the cheap is certainly not for everyone and it often means making a few sacrifices, but choosing the right place to visit is half the battle. Here are seven countries where you can travel on $30 a day or less. (See also: <a href="http://www.wisebread.com/10-things-youre-paying-too-much-for-when-you-travel-and-how-to-pay-less?ref=seealso" target="_blank">10 Things You're Paying Too Much for When You Travel</a>)</p> <p>Unless otherwise stated, all figures quoted are referenced from <a href="https://www.numbeo.com/cost-of-living/" target="_blank">numbeo.com</a>, the largest database of user contributed data about cities and countries worldwide.</p> <h2>1. Thailand</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/woman_sitting_on_long_tail_boat.jpg" width="605" height="340" alt="" /></p> <p>Nicknamed &quot;The Land of Smiles&quot; thanks to its welcoming and friendly reputation, Thailand is the original backpacker's paradise. Its mix of stunning tropical islands, bustling cities, mouthwatering food, and vibrant night life has seen its popularity explode in recent decades. Despite this huge growth in visitor numbers, Thailand's prices have remained extremely low and it's still one of the cheapest countries to visit in the whole of Southeast Asia.</p> <p>Hostel dorm beds are available for as little as $1.47 per night. While I was there in 2014 I found private double rooms for just $7 a night. A meal at an inexpensive restaurant will cost $1.77, and a pint of domestic beer costs the same.</p> <p><strong>Top money saving tip:</strong> Take advantage of the amazing street food in Thailand. It's famous for being some of the best in the world and is also some of the cheapest, with some meals costing as little as $1. (See also: <a href="http://www.wisebread.com/how-to-eat-street-food-safely-while-traveling?ref=seealso" target="_blank">How to Eat Street Food Safely While Traveling</a>)</p> <h2>2. Bolivia</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/female_tourist_on_salar_de_uyuni_during_sunset_altiplano_bolivia.jpg" width="605" height="340" alt="" /></p> <p>Bolivia is often overlooked as a travel destination in favor of more illustrious South American countries such as Brazil, Argentina, Chile, and Peru. That's a real shame, because this diverse country shares some of the most impressive landscapes on the continent with them, accessible at a far cheaper price. Sections of the Andes Mountains, the Amazon Rainforest, and Lake Titicaca all lie within its borders, as well as its crowning jewel, the Salar de Uyuni &mdash; the world's largest salt flat.</p> <p>Hostel rooms are available for as little as $6 per night. A meal at an inexpensive restaurant will cost $3.50, and a pint of domestic beer can be as cheap as $2.10.</p> <p><strong>Top money saving tip:</strong> Eat lunch at local markets where two-course specials are available at rock-bottom prices. (See also: <a href="http://www.wisebread.com/4-secrets-to-eating-great-food-for-cheap-while-traveling?ref=seealso" target="_blank">4 Secrets to Eating Great Food for Cheap While Traveling</a>)</p> <h2>3. China</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/tourists_in_beijing_riding_bikes.jpg" width="605" height="340" alt="" /></p> <p>China is a country of massive contrasts. Ancient history meets cutting edge modernity, small cities house millions of inhabitants, and landscapes range from arid deserts to the freezing &quot;ice city&quot; of Harbin. With its vast size and population of over 1.3 billion people, it's a fascinating country with so much to explore that it can be overwhelming.</p> <p>But China is also very affordable for travelers from the U.S. and other nations with strong currencies.</p> <p>Hostel dorm rooms are available for as little as $2.93 per night. A meal at an inexpensive restaurant will cost $2.95, and domestic beer can be as cheap as (0.5 liter draft) 89 cents.</p> <p>In my experience in small-town China, you can buy large beers at the grocery store for as little as 30 cents and bring them into almost any restaurant, no questions asked. Sometimes the staff will even keep them in their refrigerator and open them for you.</p> <p><strong>Top money saving tip:</strong> Spend less time in the big cities where costs, particularly for accommodation, are higher. (See also: <a href="http://www.wisebread.com/5-amazing-travel-destinations-you-thought-were-unaffordable?ref=seealso" target="_blank">5 Amazing Travel Destinations You Thought Were Unaffordable</a>)</p> <h2>4. Mexico</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/view_of_el_castillo.jpg" width="605" height="340" alt="" /></p> <p>For many, the mention of Mexico conjures up images of palm-fringed beaches and large seafront resorts catering to sun-seeking vacationers. While this is a side of Mexico that exists, there is so much more of interest in this country, from its rich history to its heavenly cuisine (the latter was listed by UNESCO as an Intangible Cultural Heritage of Humanity). There's also a surprising amount of wildlife that doesn't get the recognition it deserves, with black bears, flamingos, crocodiles, and a wide variety of marine life.</p> <p>Hostel rooms are available for as little as 50 cents per night. A meal at an inexpensive restaurant will cost about $5, and domestic beer can be as cheap as $1.38.</p> <p><strong>Top money saving tip:</strong> Avoid the popular coastal areas, which are more pricey. Head inland instead to towns like <a href="https://www.goatsontheroad.com/10-awesome-things-guanajuato-mexico/" target="_blank">Guanajuato</a> and <a href="https://www.goatsontheroad.com/visiting-valladolid-colonial-city-crossroads-culture/" target="_blank">Valladolid</a>. (See also: <a href="http://www.wisebread.com/8-most-affordable-beach-towns-in-mexico?ref=seealso" target="_blank">8 Most Affordable Beach Towns in Mexico</a>)</p> <h2>5. Ukraine</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/person_is_standing_at_street_of_downtown_lviv_ukraine.jpg" width="605" height="340" alt="" /></p> <p>As one of the least visited countries in Europe despite being the second largest, Ukraine can be a difficult place to travel in at times. English is not widely spoken, and the Cyrillic alphabet means it's not possible to glean any meaning from the written language.</p> <p>It's also important to be aware that Ukraine has a volatile recent history, and parts of it are still off-limits to visitors due to ongoing political disputes with neighboring Russia. However, with a little bit of effort you'll discover an enchanting country that's brimming with tradition and warmth.</p> <p>Hostel rooms are available for as little as $3.09 per night. A meal at an inexpensive restaurant will cost <a href="https://www.numbeo.com/cost-of-living/country_result.jsp?country=Ukraine&amp;displayCurrency=USD" target="_blank">$3.84</a>, and domestic beer can be as cheap as 58 cents.</p> <p><strong>Top money saving tip: </strong>Use overnight trains for long-distance travel. They're inexpensive and will save a night's accommodation as well. (See also: <a href="http://www.wisebread.com/5-incredible-world-cities-you-can-afford?ref=seealso" target="_blank">5 Incredible World Cities You Can Afford</a>)</p> <h2>6. India</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/woman_in_taj_mahal.jpg" width="605" height="340" alt="" /></p> <p>Spirituality, wildlife, chaos, color, and excitement collide in this enormous and at times perplexing country. All of your senses will be engaged while you make your way through India, as you try to make sense of what is truly a country like no other. Though at times it can be overwhelming, the countryside is as calm and tranquil as the big cities are tumultuous.</p> <p>Hostel rooms are available for as little as $2.16 per night. A meal at an inexpensive restaurant will cost $2.33, and you can get a pint of domestic beer for as little as $1.55.</p> <p><strong>Top money saving tip:</strong> Always haggle for everything. The original price you're quoted is likely to be highly inflated but shouldn't be the price you pay.</p> <h2>7. Egypt</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5197/pyramids_bedouin.jpg" width="605" height="340" alt="" /></p> <p>Egypt is most celebrated for being the home of the great Pyramids of Giza, built to immortalize the Pharaohs who reigned these lands over 5,000 years ago. It's said to be the birthplace of western civilization, making it the perfect destination for history buffs and intrepid explorers. Being on the boundary between North Africa and the Middle East lends the country a unique and remarkable mix of two very diverse cultures.</p> <p>Hostel rooms are available for as little as $2.21 per night. A meal at an inexpensive restaurant will cost $3.04, and domestic beer can be as cheap as $1.19. When I was there last, I was eating filling meals of falafel, bread, and chips for just 50 cents!</p> <p><strong>Top money saving tip:</strong> Shop around when booking activities, there are lots of companies offering very similar things at hugely varying prices.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-countries-where-you-can-travel-on-30-a-day-or-less&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%2520Countries%2520Where%2520You%2520Can%2520Travel%2520on%252030%2520Dollars%2520a%2520Day%2520or%2520Less.jpg&amp;description=7%20Countries%20Where%20You%20Can%20Travel%20on%2030%20Dollars%20a%20Day%20or%20Less"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/7%20Countries%20Where%20You%20Can%20Travel%20on%2030%20Dollars%20a%20Day%20or%20Less.jpg" alt="7 Countries Where You Can Travel on $30 a Day or Less" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/7-countries-where-you-can-travel-on-30-a-day-or-less">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-countries-where-you-can-retire-for-1000-a-month">5 Countries Where You Can Retire for $1,000 a Month</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/once-in-a-lifetime-experiences-ive-earned-with-credit-card-rewards">Once-In-A-Lifetime Experiences I&#039;ve Earned With Credit Card Rewards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-international-destinations-you-can-visit-for-50-a-day">5 International Destinations You Can Visit for $50 a Day</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-countries-where-you-dont-have-to-tip-at-restaurants">7 Countries Where You Don&#039;t Have to Tip at Restaurants</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-timing-is-everything-when-saving-money-on-travel">Why Timing Is Everything When Saving Money on Travel</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel affordable bolivia China egypt Food hotels india international mexico thailand transportation ukraine vacation Wed, 12 Jul 2017 08:30:17 +0000 Nick Wharton 1979038 at http://www.wisebread.com 8 Essentials You Need in Your Emergency Home Food Bank http://www.wisebread.com/8-essentials-you-need-in-your-emergency-home-food-bank <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-essentials-you-need-in-your-emergency-home-food-bank" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/getting_ready_to_cook_up_a_storm.jpg" alt="Getting ready to cook up a storm" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I was never good about keeping a pantry, but that all changed when we relocated and the first hurricane came through. Even once it had passed, stores remained closed and power was out. That's when I understood the need to have a well-stocked home food bank.</p> <p>A food bank also enables you to avoid the panic that sets in when something scary does happen. If you've ever been through a natural disaster, you know well how quickly water and other basic food necessities disappear. For those with electric stoves, consider getting a <a href="http://amzn.to/2tXbEiz" target="_blank">camp stove</a> to keep around in case you're without power and need to boil water or heat up other food. Here are eight items you should stock in your emergency home food bank.</p> <h2>1. Rice</h2> <p>White rice keeps for four to five years, assuming you have it stored well. Brown rice has a shorter shelf life of three to six months, so if that is your preference, you need to make sure you use it in time. (See also: <a href="http://www.wisebread.com/10-foods-you-need-in-your-emergency-pantry?ref=seealso" target="_blank">10 Foods You Need in Your &quot;Emergency&quot; Pantry</a>)</p> <h2>2. Ice</h2> <p>We learned quickly, and the hard way, that ice is the first thing to go in an emergency. You'll need to keep your perishables cold. If you have room in your freezer, keep extra trays of ice. We also invested in an outdoor freezer where we keep an extra bag.</p> <h2>3. Canned soups</h2> <p>Canned soup is versatile, filling, and can come packed with nutrient-rich beans and veggies. Watch for soups to go on sale or buy by the case at a warehouse for the best price. (See also: <a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored?ref=seealso" target="_blank">How to Save a Ton by Eating Soup Every Day</a>)</p> <h2>4. Canned meat and tuna</h2> <p>Fresh meat and fish will go bad the fastest, but the canned versions are made to last, and can satisfy your body's need for protein in a pinch. Keep cans of tuna, chicken, corned beef, or Spam around, because they can easily be added to any meal.</p> <h2>5. Canned fruit and vegetables</h2> <p>Canned green beans, carrots, and canned potatoes can be used in an easy camping &quot;stew&quot; if you lose power. Canned fruits are delicious, and will certainly hold you over until the stores reopen and you can purchase healthier fresh fruit.</p> <h2>6. Bottled water</h2> <p>We keep five-gallon jugs at the ready. If there is a storm approaching, we fill those with water right away before the storm hits. Because if you lose your water source, you'll need clean water for absolutely everything: bathing, cooking, drinking, etc.</p> <h2>7. Instant coffee and tea</h2> <p>In a power outage, you can still get your daily caffeine fix from coffee or tea if you have a gas stove or camp stove.</p> <h2>8. Pasta</h2> <p>There are a lot of ways to get creative if you have some pasta around, or boxed macaroni and cheese. It's also a filling staple that can be combined with just about anything to create a complete meal. Stock up when prices are low and you won't regret it.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F8-essentials-you-need-in-your-emergency-home-food-bank&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F8%2520Essentials%2520You%2520Need%2520in%2520Your%2520Emergency%2520Home%2520Food%2520Bank.jpg&amp;description=8%20Essentials%20You%20Need%20in%20Your%20Emergency%20Home%20Food%20Bank"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Essentials%20You%20Need%20in%20Your%20Emergency%20Home%20Food%20Bank.jpg" alt="8 Essentials You Need in Your Emergency Home Food Bank" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/8-essentials-you-need-in-your-emergency-home-food-bank">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-hot-new-food-trends-the-frugal-way">8 Hot New Food Trends — The Frugal Way</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-foods-you-need-in-your-emergency-pantry">10 Foods You Need in Your &quot;Emergency&quot; Pantry</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-wise-breads-88-best-food-hacks-ever">Flashback Friday: Wise Bread&#039;s 88 Best Food Hacks Ever</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/shop-the-salad-bar-and-other-ways-to-save-big-on-groceries">Shop the Salad Bar and Other Ways to Save Big on Groceries</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping canned goods Food food bank food shopping food storage pantry Tue, 27 Jun 2017 08:30:15 +0000 Marla Walters 1972610 at http://www.wisebread.com How to Save Big on Everything for Your Wedding http://www.wisebread.com/how-to-save-big-on-everything-for-your-wedding <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-save-big-on-everything-for-your-wedding" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/newlyweds_with_guest_on_their_garden_party.jpg" alt="Newlyweds with guest on their garden party" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>For most people, their wedding is one of the most important days of their lives. In many cases, it's also one of the most expensive. With a little planning, though, you can still have everything you want for your special day, affordably. Here are over 25 ways to save big for your big day.</p> <h2>The general stuff</h2> <p>Cutting costs starts with the basics.</p> <h3>1. Get the right credit card</h3> <p>One of the best tools to use for paying for and saving on your wedding is credit cards. No, not to borrow more than you can afford and end up paying thousands in interest charges. But to use them to save money and get rewards. There are three main strategies for using credit cards to pay for your wedding: Getting <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards?ref=internal" target="_blank">big bonuses</a> and earning <a href="http://www.wisebread.com/5-best-cash-back-credit-cards?ref=internal" target="_blank">rewards for cash</a> or travel, getting a zero interest loan in the form of <a href="http://www.wisebread.com/5-best-credit-cards-with-0-apr-for-purchases?ref=internal" target="_blank">0% APR on purchases</a> for a limited time, and paying off purchases with a <a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?ref=internal" target="_blank">0% interest balance transfer</a> card. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=seealso" target="_blank">Best Credit Cards for Travel Rewards</a>)</p> <p>In order for any of these strategies to work, you must commit to paying off your balance each month (for the rewards to actually be worthwhile), or make a plan to pay off the balance within the intro period to save on interest. Otherwise, you'll end up paying much more for your wedding than you anticipated due to the high interest charges.</p> <h3>2. Be flexible on timing</h3> <p>September, October, and June are the most popular months to get married, according to The Knot, so avoid those months for better prices. You can cut your costs further by staying away from Saturday night dates and evening weddings in general.</p> <h3>3. Pare the guest list</h3> <p>The easiest way to shave expenses across the board is to invite fewer people to your party. A smaller guest list means you'll be able to book a smaller venue, buy less food and alcohol, and hire less help. Start by eliminating anyone you haven't spoken to in more than six months, and be firm about not inviting &quot;plus-ones&quot; that you don't know.</p> <h3>4. Eliminate the bridal party</h3> <p>One of the latest wedding trends, according to Pinterest's 2017 Wedding Report, is doing without wedding attendants. Getting rid of (or shrinking) your bridal party means the focus is solely on you and your beloved. What's more, you don't have to pay for flowers, gifts, or other expenses for them.</p> <h3>5. Tap your network</h3> <p>Have a friend that does calligraphy or an uncle who's an amateur photographer? Ask them whether they'd offer their services for your wedding at cost or in lieu of a gift.</p> <h2>The venue</h2> <p>You don't have to break the bank to find a nice place to say &quot;I do.&quot;</p> <h3>6. Consider nontraditional locations</h3> <p>Choosing a venue other than a banquet hall or hotel can add personality to your party, and cut costs at the same time. Research low-key outdoor locations such as a state or national park or renting out your favorite restaurant for the night.</p> <h3>7. Combine the wedding and reception</h3> <p>Having both the ceremony and the party at the same place will cut out one of your rental fees as well as the cost of transportation from one place to the next. Plus, it's easier and less stressful for everyone.</p> <h3>8. Compare apples to apples</h3> <p>When shopping around for a venue, be sure to ask exactly what's included in the rental fee, and if there are any extra costs, such as extra fees for cake-cutting or corkage if you're bringing your own wine. Knowing what's covered will help you make an informed decision about which venue offers the best value.</p> <h3>9. Consider a destination</h3> <p>While destination weddings typically cost more for guests to attend, they can be fairly cost-effective for the couple. Many all-inclusive resorts offer relatively low-cost wedding packages in which most of the planning is already done for you. Given the cost and commitment of attending the wedding, fewer guests will attend, keeping your costs down even further.</p> <h2>The music</h2> <p>It's not a wedding without awkward dancing.</p> <h3>10. Get a smaller band</h3> <p>The cost of a live band varies depending on the type of music and where you live, but no matter what, you'll pay more for a bigger band. Cutting down the size of your band from 10 pieces to six or eight will significantly reduce the price, and your guests probably won't notice the difference.</p> <h3>11. Opt for a DJ</h3> <p>A good DJ will be just as great at getting people onto the dance floor as a band, and you'll only have to pay one person. They'll also likely be able to play every song on your list and take requests, no matter how obscure.</p> <h3>12. Go the playlist route</h3> <p>Creating your own playlist for the wedding lets you eliminate the cost of a DJ entirely, and gives you total control over the music that's played. Ask a guest to handle the emcee duties, such as introducing you and announcing the cake-cutting. Ask someone else to hit &quot;play&quot; and &quot;pause&quot; at the appropriate times, and let the playlist handle the tunes. Just makes sure to scope out the sound system ahead of time to make sure you're able to hook into the available speakers.</p> <h2>Food and drink</h2> <p>Your guests will expect something to eat &mdash; but they won't expect it to be Michelin star.</p> <h3>13. Skip the sit-down dinner</h3> <p>Serving food buffet-style reduces the cost of the meal, since you need to hire fewer servers. Plus, buffets give guests more menu options, as well as a chance to mingle at the food stations with people who aren't sitting at their table.</p> <h3>14. Count the kids</h3> <p>If you're having children at your wedding, ask the caterer whether they offer a kids' meal. Most will provide something like chicken or pizza at a per-plate cost that's significantly lower than what they're charging for adult food.</p> <h3>15. Truck it in</h3> <p>Hiring a few local food trucks can be a fun and easy way to feed guests at a more casual, outdoor wedding. You'll want to bring in a few trucks in order to offer variety and ensure that guests aren't spending too much time standing in line.</p> <h3>16. Serve a sheet cake</h3> <p>Rather than splurging on a fancy tiered cake, purchase a small, decorated round cake for you and your spouse to use for the cake-cutting ceremony. Keep a cheaper supermarket sheet cake in the kitchen to serve to the guests. The quality and taste will be the same, and most will never know the difference.</p> <h2>Photography</h2> <p>Memorialize the occasion with affordable photos &mdash; not big credit card balances.</p> <h3>17. Set time limits</h3> <p>Cut the costs of your videographer and photographer by limiting the time that they're actually on-site and shooting. Skip the pre-wedding formal photos, and let the photographer or videographer finish up after the cake cutting. You'll have candid photos that capture the essence of the ceremony and reception.</p> <h3>18. Forget the photo booth</h3> <p>Eight in 10 couples who got married last year installed a photo booth for guests to take keepsake photos. Go old school instead and put a few disposable cameras on your tables for guests to use for snapping pictures.</p> <h2>Decor</h2> <p>Bright, cheery, and cheap should be your strategy with wedding decor.</p> <h3>19. Go with large, seasonal flowers and lots of greens</h3> <p>Local, seasonal flowers will cost less since there will be no shipping charge for your florist. Using large flowers (like hydrangeas or peonies) accented with greens allows you to get a bigger look while purchasing fewer blooms.</p> <h3>20. Dry it out</h3> <p>Dried flowers cost considerably less (and last considerably longer) than their fresh cousins. They make great bouquets or centerpieces for a wedding with a vintage feel.</p> <h3>21. DIY</h3> <p>Avoid the florist altogether and make your own centerpieces (get inspiration from Pinterest and Instagram). The dollar store is a great, low-cost resource to stock up on vases, votive candles, and other accessories for your tables.</p> <h2>Clothing and accessories</h2> <p>Why spend a ton on something you'll only wear once?</p> <h3>22. Rent your dress (or accessories)</h3> <p>Grooms have been renting their tuxes for years. Now, thanks to websites such as <a href="https://www.renttherunway.com/" target="_blank">RentTheRunway</a>, brides can also avoid forking over a fortune for an outfit they're only going to wear one time. Renting your dress allows you pay a fraction of the garment's cost while wearing real designer clothes on your wedding day.</p> <h3>23. Look for a non-bridal dress</h3> <p>Hit up your favorite dress store to see whether there are any off-the-rack white dresses that could serve as a wedding dress without the monster price tag. Or forget about white altogether and simply look for a dress you love that you might be able to wear again.</p> <h3>24. Something old, something new-to-you</h3> <p>Most people only wear their wedding dress once, so it's possible to find secondhand gowns that are in great condition. In addition to Craigslist and eBay, check out <a href="https://www.preownedweddingdresses.com/" target="_blank">PreOwnedWeddingDresses.com</a>, where you can find designer dresses for up to 75 percent off. (It's also a good site to keep in mind after your wedding, since you may be able to sell your gown for some extra cash.)</p> <h2>Invitations</h2> <p>You'll need to send more than a bunch of text messages to invite your guests &mdash; but not much more.</p> <h3>25. Skip save-the-date cards</h3> <p>Your biggest VIP guests probably already have your wedding date committed to memory. Use a site like Evite to send online save-the-date notifications to everyone else, or simply send out an email blast. You'll avoid the expense of printing and shopping for an additional set of cards on top of your invitations.</p> <h3>26. Think minimal</h3> <p>The bells and whistles of formal wedding invitations (letterpress printing, envelope lining, response cards, tissue paper) add up quickly. Skip the extras and select a simple design that can fit on a single card. If there's additional information you want to convey, direct guests to your website.</p> <h3>27. Design them online</h3> <p>Use a site like TinyPrints to select from dozens of templates, rather than paying someone to design the invitation for you. Then, you can order hard copies of the invitations and mail them out, or cut your costs even further by sending them digitally to your guests.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/beth-braverman">Beth Braverman</a> of <a href="http://www.wisebread.com/how-to-save-big-on-everything-for-your-wedding">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-big-ticket-wedding-items-you-should-borrow-instead-of-buy">5 Big Ticket Wedding Items You Should Borrow Instead of Buy</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-family-plans-can-save-you-tons">How Family Plans Can Save you TONS</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-money-in-5-seconds-or-less-with-these-27-easy-tricks">Save Money in 5 Seconds or Less With These 29 Easy Tricks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-more-tips-for-eating-in-restaurants-and-sticking-to-a-budget">Five More Tips For Eating In Restaurants And Sticking To A Budget</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-sibling-discounts-that-can-save-you-big">6 Sibling Discounts That Can Save You Big</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living caterers discounts DJ Food getting married music photography renting save the dates saving money venues weddings Tue, 06 Jun 2017 08:30:16 +0000 Beth Braverman 1959962 at http://www.wisebread.com How to Save a Ton by Eating Soup Every Day (and Never Get Bored!) http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-537368113.jpg" alt="Woman learning how to save a ton by eating soup every day" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In January I found a sale on Progresso Soup for 99 cents per can, down from it's normal $3.29 price at my local grocery store. It was a huge savings on something we usually buy as a last-minute lunch backup. And since I love soup, this sale was extra exciting to me. It's a veritable soup coup!</p> <p>So, naturally I had to call my husband, Mr. Spendypants, about my glorious, souper duper find.</p> <p>Yes, this is what passes as exciting in our marriage. Don't judge us.</p> <h2>Taking full advantage of our soup savings</h2> <p>We fell into this yummy life hack by accident. My husband and I are currently working opposite schedules, so it's hard to make a more complicated meal that is hot and on the table when both of us are home and hungry. January was so overbooked with work that we agreed to simplify suppertime. Instead of our typical, fancy multicourse dinner, we'd just split a can of soup and eat some homemade bread. To round out the meal, the person who got home first would make a vegetable side from whatever we already had in the fridge.</p> <p>At the end of the week, we were shocked to find that we'd only spent $20 on food for two people.</p> <p>We decided to make our bread and soup dinner a nightly habit for the rest of 2017 as a part of our <a href="http://www.wisebread.com/my-2016-budget-challenge-three-lessons-about-saving-one-husband-learned-in-a-year" target="_blank">ongoing budget challenge</a>. You don't have to go to that extreme to realize advantages from a scaled-back version of our plan. And you can improve the nutritional profile by sticking with low-salt, vegetable-laden, and no-cream varieties of canned soup, or making homemade soup. Beyond the price, there are a lot of benefits to our limited menu.</p> <h2>1. It's flexible</h2> <p>My husband and I are committed to bread and soup dinners for a year, but I know our meal plan sounds a little hard-core and weird to anyone who isn't a big soup aficionado already. However, canned soup has a long shelf life, so it's great to have on hand for those particularly busy weeks when every minute counts. Consider stocking your pantry with two weeks' worth of these timesaving dinners to get you through rough patches in your schedule.</p> <p>Also, if automating seven meals a week is going to cause whining at the dinner table, you could always start by automating just one meal a week, to give the family cook a break.</p> <h2>2. It's not boring</h2> <p>One of the reasons why this meal hack works so well for us is that it doesn't get boring. There are approximately a bazillion canned soup varieties to choose from, and even more recipes for homemade soup, so we don't get tired of eating the same thing.</p> <p>To keep dinner costs at a minimum, we have also been careful only to buy produce that is both on sale and in season. This shopping limit has had a secondary effect of keeping our side veggie plate interesting because we can't rely on eating the same fruits and vegetables year-round.</p> <h2>3. It's simple to make</h2> <p>Because we are using canned soup, this is such an easy meal that a 10-year-old could make this with very little supervision. It requires no special tools or cooking skills. Dinner can be ready and on the table within 10 minutes.</p> <p>Want to try homemade? Even if you are a novice cook, it's hard to ruin soup. Ease yourself into cooking from scratch by practicing with some <a href="http://www.wisebread.com/20-cheap-and-easy-soup-recipes" target="_blank">basic soup recipes</a>.</p> <h2>4. The numbers are easy to track</h2> <p>The automation aspect of this meal plan makes it easy to budget around. The soup costs about $7 a week. The bread ingredients cost less than 50 cents per loaf, or less than $2 per week. Since we have access to cheap or free produce in our area, we've managed to keep our side salad budget to around $5 per week. Our grocery spending is much more predictable now.</p> <p>Pro Tip: My mother eats a peanut butter and jelly sandwich with an apple every single day for lunch. She knows not only the cost of her lunch, but also the nutritional value and the calorie count. If you want to be super calibrated with your calorie counting and grocery budgeting, you can automate one meal each day to this basic level. (See also: <a href="http://www.wisebread.com/4-easy-ways-to-automate-your-everyday-life?ref=seealso" target="_blank">4 Easy Ways to Automate Your Everyday Life</a>)</p> <h2>5. It works with almost any budget</h2> <p>We've managed to keep our dinner budget to about $2 per day for two people, but you can make the meal even less expensive if you are in a budget pinch by <a href="http://www.wisebread.com/12-delicious-soups-you-can-make-from-leftovers">making your own soup</a>. I saved even more money on our grocery budget this week when a friend gave me a turkey carcass to turn into turkey broth. Also, this month we've been using the weeds out of our backyard as salad ingredients.</p> <h2>6. Homemade soup can be made in bulk in advance</h2> <p>We are currently dining on a lot of canned soup in part because our tiny freezer is packed with food. As we eat through our freezer stash, we are making room for homemade soups. Obviously it takes longer to make soup from scratch than it does to open a can, but it's still very easy to make a huge amount of soup in advance and then freeze it in individual portions. And, because we own a slow cooker, soup is one of those dishes that we can actually make while we sleep!</p> <h2>7. It's easy to scale</h2> <p>Do you have company coming over? Thaw more soup.&nbsp;Are you eating alone? Open a can and put half in the fridge for later.</p> <h2>8. It works with most diets</h2> <p>Because this meal is basically soup and salad, you can tailor it to your own dietary needs or available pantry supplies.&nbsp;If you don't like bread, substitute potatoes, rice, or another inexpensive grain dish for the bread.</p> <h2>9. It increases vegetable intake</h2> <p>Since my husband and I are borderline vegetarians, our new canned soup habit has actually increased our meat consumption. That said, the average American does not eat enough vegetables, and soup is an easy way to up your vegetable servings. Obviously, vegetarian soups like gazpacho or Turkish lentil soup will increase your vegetable intake the most, but even canned chicken noodle soups provide between 10 percent and 50 percent of the daily value for vitamin A.</p> <h2>10. It reduces stress</h2> <p>There's no decision fatigue with this meal. The only thing we have to think about is finding another sale on soup before we run out. Luckily, soup goes on sale pretty regularly, so we've already re-upped our supply twice.</p> <p>Also, because our menu planning is simple and clear, shopping requires no forethought. Our shopping list consists of: milk, coffee, soup, tea, bread-making ingredients, and the least expensive vegetables in the store that week.</p> <h2>11. It saves on food waste</h2> <p>One side effect of our extremely tight dinner budget is that we are not tempted to buy more food than we can eat in a week.</p> <p>Also, soup is the perfect vehicle to <a href="http://www.wisebread.com/thursday-night-soup-delicious-soup-from-leftovers" target="_blank">transform leftovers</a> into a delicious second meal. Even unattractive food like wilted lettuce, broccoli stems, and stale bread can all be converted to soup or added to pre-made canned soup to stretch it further.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/max-wong">Max Wong</a> of <a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-simple-shopping-list-strategy-from-5-meal-plan-will-save-you-big">This Simple Shopping List Strategy From $5 Meal Plan Will Save You Big</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-hot-new-food-trends-the-frugal-way">8 Hot New Food Trends — The Frugal Way</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/31-foolproof-ways-to-lower-your-grocery-bill">31 Foolproof Ways to Lower Your Grocery Bill</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">5 Easy Ways to Save on Groceries in a Pinch</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-122-no-fuss-dinner-ideas-thatll-save-you-money">Flashback Friday: 122 No-Fuss Dinner Ideas That&#039;ll Save You Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping budgeting dinner ideas Food groceries grocery shopping tricks meal planning saving money soup Fri, 19 May 2017 08:00:08 +0000 Max Wong 1950125 at http://www.wisebread.com How to Make the Most Out of These 6 Kitchen Gadgets http://www.wisebread.com/how-to-make-the-most-out-of-these-6-kitchen-gadgets <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-make-the-most-out-of-these-6-kitchen-gadgets" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-487542494.jpg" alt="Woman making the most out of her kitchen gadgets" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>If you're running a more minimalist kitchen &mdash; or even if you aren't &mdash; you may be wondering which small appliances are worth keeping around. Or maybe you're planning your wedding registry and want to know what should you include on your list. You've seen everything from bread makers to ice cream machines to margarita blenders on the shelves at your local shop. Single-task appliances may not seem like a smart buy, but you need to consider that not all all of them perform only one task.</p> <p>Here's the lowdown on kitchen appliances that every kitchen should include, and how to make the most of each one.</p> <h2>1. Blender</h2> <p>We took the plunge last fall and bought a&nbsp;<a href="http://amzn.to/2nTpfEO" target="_blank">NutriBullet blender</a>. I sincerely believe that a blender is an appliance no kitchen should be without. Beyond smoothies, you can blend together soups, sauces, condiments, and even baby food. And you can also make milkshakes, banana ice cream, and even peanut butter.</p> <p>Yes! You can make peanut butter in a blender. It's best if you use a heavy duty blender that can grind up the peanuts. Simply pour in your desired amount of dry-roasted peanuts, salt, and sugar. Then blend on the highest setting until smooth. (See also:&nbsp;<a href="http://www.wisebread.com/15-creative-delicious-things-you-can-make-in-a-blender?ref=seealso" target="_blank">15 Creative, Delicious Things You Can Make in a Blender</a>)</p> <h2>2. Waffle maker</h2> <p>We use our&nbsp;<a href="http://amzn.to/2p7VZ0o" target="_blank">waffle maker</a> almost every single day. First, we like waffles. I even make my own mix so we can easily whisk it with water and get it cooking in just a few minutes flat. We also use our waffle maker as a panini press to make delicious sandwiches. I mean, this little appliance cost us just $17.00 and we use it often enough to keep it out on the counter.</p> <p>What else can you make with a waffle maker? Pizza, cake, brownies, quesadillas, and the list goes on. (See also:&nbsp;<a href="http://www.wisebread.com/15-delicious-foods-to-try-in-your-waffle-maker?ref=seealso" target="_blank">15 Delicious Foods to Try in Your Waffle Maker</a>)</p> <h2>3. Slow cooker</h2> <p>I own a&nbsp;<a href="http://amzn.to/2nM3TZk" target="_blank">slow cooker</a> that also cooks rice and steams veggies. Still, I don't think I need to elaborate much on the merits of owning a crock pot. It can be your best friend in the kitchen. It can be your tool to making dinners a breeze. It may even be your key to keeping your grocery budget low.</p> <p>How? There are countless recipes online for vegetarians and carnivores alike. If you can dream it, you can likely make it in a slow cooker. Toss the ingredients in the pot, set the timer, and sit back. The rest of the work is done for you. (See also:&nbsp;<a href="http://www.wisebread.com/7-tricks-to-get-more-out-of-your-slow-cooker?ref=seealso" target="_blank">7 Tricks to Get More Out of Your Slow Cooker</a>)</p> <h2>4. Instant Pot</h2> <p>If you want to go an extra step, you can get an <a href="http://amzn.to/2oNjMz0" target="_blank">Instant Pot</a>. This multifunctional pressure cooker is extremely popular with my meat-eating friends. It can cook up a pot roast in as little as 20 minutes. Not only that, it also does the work of seven &mdash; yes seven &mdash; appliances. It functions as a pressure cooker, slow cooker, rice cooker, saute/browning device, yogurt maker, steamer, and a warmer.</p> <p>The Instant Pot basically cooks everything &mdash; and fast. Trying to decide between a slow cooker and this device? Consider what you'll be cooking. If you don't need the 7-in-1 functionality, you may be able to get away with a traditional crock pot. If you do a variety of cooking &mdash; especially things like meats, dry beans, and other tough stuff &mdash; the instant pot may be the kitchen tool of your dreams. (See also:&nbsp;<a href="http://www.wisebread.com/12-instant-pot-recipes-that-will-save-you-money?ref=seealso" target="_blank">12 Instant Pot Recipes That Will Save You Money</a>)</p> <h2>5. Mixer</h2> <p>You don't need a large stand mixer, even if you bake a lot. I have one, but I don't use it much since I got a&nbsp;<a href="http://amzn.to/2p89JrJ" target="_blank">hand mixer</a> for a fraction of the price last year. You can do a lot with this handy appliance. My favorite is creaming together butter and sugar for cookie-baking marathons. You can also blend fluffy mashed potatoes, whip up salad dressings, and whisk together eggs for a quiche.</p> <p>If you want to get even more use out of a hand mixer, consider buying a&nbsp;<a href="http://amzn.to/2qb3zpo" target="_blank">dough hooks</a> attachment. They'll help knead together anything from dinner rolls to delicate pastas in a flash.</p> <h2>6. Bread machine</h2> <p>Did you know that bread machines make more than just loaves? You can mix and rise dough to bake pretzels, naan, pizza dough, and rolls. You just have to stop the machine before the bake cycle and continue the process in your standard oven. You can even make jam. No, really. This&nbsp;<a href="http://www.ahealthysliceoflife.com/simple-strawberry-jam-in-the-bread-machine/" target="_blank">Strawberry Jam</a> comes together in the bread machine. Simply combine chopped strawberries, sugar, and lemon juice, and hit that jam setting you probably hadn't noticed before. (See also:&nbsp;<a href="http://www.wisebread.com/a-beginners-guide-to-homemade-bread?ref=seealso" target="_blank">A Beginners Guide to Homemade Bread</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/how-to-make-the-most-out-of-these-6-kitchen-gadgets">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-digital-food-scales">The 5 Best Digital Food Scales</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-vacuum-sealers">The 5 Best Vacuum Sealers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electric-griddles">The 5 Best Electric Griddles</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/colorstrology-and-3-modern-d-cor-trends-that-will-fit-any-budget">Colorstrology and 3 Modern Décor Trends That Will Fit Any Budget</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-robotic-mops">The 5 Best Robotic Mops</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Food home appliances how to kitchen appliances kitchen gadgets recipes Tue, 02 May 2017 08:30:11 +0000 Ashley Marcin 1938295 at http://www.wisebread.com 8 Hot New Food Trends — The Frugal Way http://www.wisebread.com/8-hot-new-food-trends-the-frugal-way <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-hot-new-food-trends-the-frugal-way" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_grocery_store_505801836_0.jpg" alt="Woman learning how to try hot new food trends the frugal way" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It seems there&rsquo;s always a new health food trend going on, and companies are quick to capitalize by conveniently packaging and offering them on store shelves for us to try. Unfortunately, trying what's new and different isn't always affordable. You're in luck, though. Here are the trends, and how you can enjoy them on the cheap.</p> <h2>1. Wellness beverages</h2> <p>The chilled beverage sections at your grocery store are probably teeming with new tonics and juices. Many of them include ingredients like turmeric, vinegar, and maca. There are even beverages that contain medicinal mushrooms! While this is all very interesting and even quite tasty, these drinks come at a premium &mdash; costing anywhere from $5&ndash;$14 per bottle.</p> <p>I make my own vinegar-infused beverage at home. It actually tastes a lot like kombucha, just at a fraction of the cost. First, I crack open a can of my favorite sparkling water from Aldi, usually lemon or lime. Then I pour it over a tablespoon of Aldi's organic apple cider vinegar. Mix and enjoy.</p> <h2>2. Oily byproducts</h2> <p>A company called Eco Olea has made a variety of house cleaners using the water that's left over after making olive oil. Another company is using the liquid from cooking chickpeas to make vegan mayonnaise. Incorporating byproducts into new products is definitely on the rise, and it's great to see that less is going to waste.</p> <p>How can you try this trend at home? Stop before you toss the liquid you drained from that can of chickpeas. That gooey stuff is called <em>aquafaba</em>, and there are many good things you can make with it. Try this vegan&nbsp;<a href="http://vanillacrunnch.com/aquafaba-chocolate-mousse-3-ingredients-vegan-and-glutenfree/" target="_blank">chocolate pudding</a> made from aquafaba. Sounds strange, but when you combine it with dark chocolate, maple syrup, and vanilla extract? Delicious.</p> <h2>3. All things coconut</h2> <p>You've probably tried coconut water and coconut oil to see what all the fuss is about. This year, the coconut is expanding its horizons. You can buy coconut flour, coconut chips for baking, and a whole host of other products. While <a href="http://amzn.to/2os53cS" target="_blank">coconut flour</a> costs about $3 a pound, prepackaged foods made with this ingredient are even steeper.</p> <p>Here's an easy recipe for homemade&nbsp;<a href="https://www.wholesomeyum.com/recipes/coconut-tortillas/" target="_blank">coconut flour tortillas</a>. You need just three ingredients: coconut flour, eggs, and nondairy milk. It only requires a half cup of flour. Whisk the ingredients together. Then heat a skillet and cook it like a very thin pancake, flip, and fill with your favorite hummus or whatever else you like wrapped up. (See also: <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries?ref=seealso" target="_blank">The Best Credit Cards for Groceries</a>)</p> <h2>4. Purple foods</h2> <p>You may have heard that you should eat the rainbow &mdash; vibrant, fresh veggies that come in all colors. In 2017, the color everyone seems to be focusing on is purple. You can find purple cauliflower, purple potato chips, purple corn, purple asparagus, and much more at your local grocery store.</p> <p>If you want to try this one at home, try making this gorgeous&nbsp;<a href="http://prettypies.com/recipe/purple-sweet-potato-pie/" target="_blank">purple sweet potato pie</a>. If you don&rsquo;t want to deal with the almonds and dates for the crust, you can always stick with a traditional pie crust out of flour and butter. It will still look gorgeous.</p> <h2>5. Healthier pastas</h2> <p>You can find pasta made from chickpeas, lentils, and quinoa on shelves at the store. If you take a walk around the produce section, you may even see some varieties of spiralized vegetable &quot;pastas&quot; that are healthy alternatives to the traditional noodles we all know and love. I'm especially flabbergasted by the price of the spiralized noodles because produce can be quite cheap when it's in season.</p> <p>The up-charge is all about the noodle-making process. And that's an easy at-home thing you can do yourself. Invest in a&nbsp;<a href="http://amzn.to/2oP1PSm" target="_blank">spiralizer</a>, and you'll be set with beet and zucchini noodles for life.</p> <h2>6. Unique condiments</h2> <p>My husband and I are addicted to interesting condiments. But I can't say it's good for our wallets. These days, you can find anything from ghee with pink Himalayan sea salt to pomegranate molasses to chipotle adobo sauce. One way I like to save on these splurges is to check out what our local Home Goods (a discount store) has on the shelves. I can often find condiments a few dollars cheaper than they might be at the grocery store.</p> <p>Making your own cool condiments is another option. Buying ghee at the store can cost around $1.20 an ounce. You can make it at home for around 67 cents an ounce. Just get eight ounces of a good-quality organic butter and heat it over low heat in a medium saucepan. Continue cooking until the milk solids turn brown and fall to the bottom of your pan, around 10 minutes. Then pour through cheesecloth into a glass jar for safekeeping. This makes five ounces of ghee.</p> <h2>7. Meal kits</h2> <p>Eating out can be expensive. But making everything from scratch can be time-consuming and messy. Many people are turning to meal kits you can easily toss in the oven. You can find some awesome vegetable mixes in the freezer section that won't break the bank. Others include pasta and even meat for a no-fuss meal. Just check your prices carefully and take advantage of coupons and store sales when you can.</p> <p>You may also want to try make your own meal kits. Sure, the process takes some effort &mdash; but it will save you time and money in the long run. I actually tried this method out last month when I made a bunch of &quot;dump meals&quot; to stash in my freezer. I'm hooked. It's seriously as easy and opening cans, chopping stuff, and tossing it in a bag to freeze for later cooking in the Crock-Pot.</p> <h2>8. Japanese food</h2> <p>Japanese foods are becoming more popular, as well. But move over sushi, the trend this year is going beyond the roll. Check out ingredients like miso, seaweed, and mirin. Have you ever heard of Japanese-style pickles? I hadn't either, and now I'm utterly intrigued.</p> <p>My own family regularly eats udon noodles with our stir-fries. This ends up being cheaper than buying Japanese takeout because we get a huge bag of stir-fry veggies in the freezer section and buy tofu in bulk. We also like incorporating miso into our meals &mdash; a little goes a long way. Try a miso-tahini dressing on anything from roasted sweet potatoes to salads. Combine a quarter cup tahini with just one tablespoon miso. Then add in lemon juice, warm water, and cracked pepper. You'll enjoy the flavor every day!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/8-hot-new-food-trends-the-frugal-way">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/shop-the-salad-bar-and-other-ways-to-save-big-on-groceries">Shop the Salad Bar and Other Ways to Save Big on Groceries</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored">How to Save a Ton by Eating Soup Every Day (and Never Get Bored!)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-having-your-groceries-delivered-can-save-you-money">6 Ways Having Your Groceries Delivered Can Save You Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-shop-for-food-once-a-month-and-save-big">How to Shop for Food Once a Month and Save Big</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping Food food shopping food trends groceries grocery budget grocery shopping saving money Thu, 20 Apr 2017 08:30:13 +0000 Ashley Marcin 1931161 at http://www.wisebread.com The Easy Way to Save Up a Big Travel Budget http://www.wisebread.com/the-easy-way-to-save-up-a-big-travel-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-easy-way-to-save-up-a-big-travel-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-516262792.jpg" alt="Woman learning how to save up a big travel budget" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>Traveling is an undeniably amazing experience, but as with so many of the finer things in life, it does come with a price tag attached. Cost is unfortunately one of the biggest factors that prevents people from traveling.</p> <p>However, if getting to see the world is a serious goal of yours, this may be the perfect time to renew your focus on savings so that you can afford to pay for your wanderlust. (See also: <a href="http://www.wisebread.com/15-easy-ways-to-save-for-your-dream-vacation?ref=seealso" target="_blank">15 Ways to Save for Your Dream Vacation</a>)</p> <h2>Set a goal and deadline</h2> <p>To help you get motivated to save more, set a clear goal and a timeline. The more specific the goal, the better, since it will allow you to visualize your trip and get excited about it. For instance, if you've dreamed about taking a trip to Europe for years, decide on your top destinations and how long you want the trip to last. That will help set a ballpark budget figure to aim for.</p> <p>Next, attach a savings deadline &mdash; for example, decide that you will buy your plane tickets within the next six to 12 months. Don't give yourself much more time, or you'll lose the urgency to put money away <em>now</em>.</p> <p>Having this type of a clear savings goal will help you stay motivated and make your trip feel more like a reality and less like a distant dream. It will also give you a schedule for your savings, allowing you to calculate how much you need to set aside each month to be able to afford your upcoming trip.</p> <h2>Slash unnecessary spending</h2> <p>Your goal will help you find the motivation to make some of the sacrifices that come with putting more money toward savings. You will want to shift your mindset from the short-term gratification of an immediate purchase (whose charm almost always wears off quickly) to the long-term gratification that comes from an experience that will leave you with memories for a lifetime.</p> <p>You may be surprised to realize how much of your spending is discretionary. Think of anything you are spending money on that you could live without. For instance, you can save a lot of money by cooking for yourself, instead of going out to eat. Even less-than-fancy meals at restaurants like Panera or Chipotle can cost $7 and up. If you indulge in this convenience three times a week, you're spending $84 a month. Substitute each of those meals with frugal home cooked meals and save.</p> <p>A car can be a significant expense, so if you can do without it you are setting yourself up for big savings. According to AAA, it costs the average American car owner around $8,558 to own and maintain their vehicle each year (this includes $3,759 in depreciation but doesn't include car payments). Even if you factor out the depreciation, that still means Americans are averaging $4,799 a year just to run our cars.</p> <p>In contrast, Numbeo.com reports the average cost of a monthly transport pass in the United States is around $70, or $840 a year. If you live in an area with good public transportation, you could potentially pocket more than $3,900 a year by giving up your car.</p> <p>If you can't completely forego having a car, you could still reduce your transportation expenses by driving less often. Walk, bike, carpool, or take public transportation instead. You'll not only save on gas, but also parking.</p> <p>Need inspiration to cut costs? Consider this woman from the U.K. who essentially <a href="http://www.telegraph.co.uk/women/life/buy-nothing-year-one-woman-saved-22000/" target="_blank">spent nothing for an entire year</a>. While that may sound drastic, her savings while living in notoriously expensive London added up to nearly $27,000. Even half that amount would make a significant travel budget.</p> <h2>Work more, spend less</h2> <p>During one six-month period of my life I saved $12,000, which then allowed me to travel comfortably for the next six months without any income. I was able to do this by ensuring that my costs were as low as possible</p> <p>I split a $500 studio apartment with a roommate, so my rent was only $250 a month. Living quarters were cramped, but I was hardly ever there. I worked three jobs so I could make more money (around $2,500 a month). My 50-60 hours-a-week work schedule also meant that I had less time to spend my earnings.</p> <p>I was able to keep grocery costs to $100 a month because I was working in the food industry at the time. My other main costs were gas ($50 a month), and the cheapest cellphone plan I could find ($30 a month).</p> <p>For fun, I mostly did free activities, taking advantage of the fact that I lived in the mountains in California. I could go hiking and biking for free and there were often free concerts in the evenings. When I needed new clothes for work, I would get them from the local thrift store for $10&ndash;$15.</p> <h2>Get rewarded for your purchases</h2> <p>There are many ways to use various types of credit cards so that you get rewarded for your necessary expenditures. Especially for major expenses such as gas, groceries, and plane tickets, selecting the appropriate credit card can help you save a significant amount of money. (See also: <a href="http://www.wisebread.com/how-to-save-an-extra-109486-a-year?ref=seealso" target="_blank">How to Save an Extra $1,095 a Year</a>)</p> <h3>Grocery credit card</h3> <p>Groceries are a big expense for most people. Since you can't avoid spending at least something on groceries, you may as well get rewarded for your spending. Use a credit card that gives you extra rewards points for every dollar you spend at supermarkets. (See also: <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries?ref=seealso" target="_blank">5 Best Credit Cards for Groceries</a>)</p> <p>You may even be able to stack rewards by using a loyalty card from the supermarket chain where you do most of your shopping. Often these loyalty programs offer you cash discounts that can help cut your overall grocery bill.</p> <h3>Gas credit card</h3> <p>If you just can't live without a car, you can still save on the cost of gas by opening the right credit card. Cards that are co-branded with a particular gas station give you discounts at the pump, usually a few cents per gallon. These cards tend to have high interest rates, though, so if you tend to carry a balance, you'll usually be better off with a rewards credit card that gives you bonus points for purchases made at gas stations. If fuel is one of your bigger expenses, it's worth opening a gas rewards card. (See also: <a href="http://www.wisebread.com/5-best-gas-rewards-credit-cards?ref=seealso" target="_blank">5 Best Gas Rewards Credit Cards</a>)</p> <h3>Travel credit card</h3> <p>Although you may not be traveling a lot while you save up for your big trip, it's worth getting a <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">travel rewards credit card</a> well in advance of your trip. By using your travel card for everyday purchases, you can rack up points toward free flights or hotel stays when it comes time to hit the road. (See also: <a href="http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards?ref=seealso" target="_blank">5 Steps to a Free Vacation in 9 Months or Less</a>)</p> <p>What's more, most travel cards offer significant <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards?ref=internal">points bonuses</a> when you spend a certain amount within the first few months after opening the account. These bonuses can be worth hundreds of dollars in travel, but you'll need time to meet the required spending amount and wait for the bonus points to be posted to your account.</p> <p>Finally, airline cards often come with free checked baggage and other perks such as free rental car insurance, lost baggage coverage, and trip interruption insurance. (See also: <a href="http://www.wisebread.com/6-types-of-travel-insurance-credit-cards-include-that-you-didnt-know-about?ref=seealso" target="_blank">6 Types of Travel Insurance That Credit Cards Include</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-easy-way-to-save-up-a-big-travel-budget&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThe%2520Easy%2520Way%2520to%2520Save%2520Up%2520a%2520Big%2520Travel%2520Budget.jpg&amp;description=The%20Easy%20Way%20to%20Save%20Up%20a%20Big%20Travel%20Budget"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/The%20Easy%20Way%20to%20Save%20Up%20a%20Big%20Travel%20Budget.jpg" alt="The Easy Way to Save Up a Big Travel Budget" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/the-easy-way-to-save-up-a-big-travel-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-build-your-best-travel-budget">How to Build Your Best Travel Budget</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-countries-where-you-can-retire-for-1000-a-month">5 Countries Where You Can Retire for $1,000 a Month</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-countries-where-you-can-travel-on-30-a-day-or-less">7 Countries Where You Can Travel on $30 a Day or Less</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-you-can-cut-costs-right-before-you-retire-0">6 Ways You Can Cut Costs Right Before You Retire</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-vacation-rental-alternatives-to-airbnb">10 Vacation Rental Alternatives to Airbnb</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel cash back cutting costs expenses Food groceries rewards saving money transportation trips vacations Thu, 20 Apr 2017 08:30:13 +0000 Amanda Gokee 1927306 at http://www.wisebread.com 11 Fun Tax Facts You Probably Never Knew http://www.wisebread.com/11-fun-tax-facts-you-probably-never-knew <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-fun-tax-facts-you-probably-never-knew" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-180714432.jpg" alt="soap was taxed in the middle ages" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Taxes: Love 'em or hate 'em, you still gotta pay 'em.</p> <p>In fact, taxes are a tale as old as time. Well, almost. The earliest tax, according to the book &quot;A World History of Tax Rebellions,&quot; was on the <em>corvee </em>(by definition, a day's unpaid labor owed by a vassal to his feudal lord) in 594 B.C. China. Peasants paid overlords for the land they farmed in labor if they couldn't pay the land tax in money.</p> <p>That's just one fun fact. Check out this list of tax trivia that's weird, wacky, and sometimes just plain wrong.</p> <h2>1. There was no re-using cooking oil in Ancient Egypt</h2> <p>Ancient Egypt's early taxation system isn't exactly known for being fair, and their cooking oil tax was a perfect example. Not only was cooking oil taxed, but citizens weren't allowed to reuse it. They had to continually buy new oil, thus constantly forking over the associated tax. This was no joke: Scribes (Ancient Egypt's version of tax collectors) would sweep homes in search of recycled cooking oil, forcing people to pony up and buy new.</p> <h2>2. People in the Middle Ages really stunk up the joint<strong> </strong></h2> <p>European governments taxed soap during the Middle Ages, which meant that you probably only bought a bar if you had some extra dough. As for the rest of the folks, well, they weren't making any new friends smelling like King John's sewage pot. The tax lasted for quite a while, too: Britain didn't repeal its soap tax until 1835.</p> <h2>3. Watching TV in the U.K. ain't cheap, you guys<strong> </strong></h2> <p>We all need a license to drive, but a license to watch television? That's the case in the United Kingdom, where each household is taxed on its TVs &mdash; &pound;145.50 a year &mdash; the funds from which primarily support the television, radio, and online services of the BBC. Total income from TV license fees in 2015&ndash;16 was &pound;3.74 billion.</p> <h2>4. The good deed that lingered too long<strong> </strong></h2> <p>To rebuild the town after a devastating flood in 1936, Johnstown, Pennsylvania slapped a tax on alcohol to raise money for the recovery efforts. The town met its fundraising goal in 1942, but the tax remained. Today it brings in around $200 million annually.</p> <h2>5. Eating a bagel in New York could cut you two ways</h2> <p>New York City has a special tax on food <em>and</em> prepared foods. If you have your bagel sliced in the store, you'll pay both taxes. Leave it uncut, you'll only pay the food tax since nobody is &quot;preparing&quot; it for you.</p> <h2>6. Pennsylvania has put a price on fun</h2> <p>Want to go to the movies? Or bowling? Or to a concert? Add 5 percent to your bill thanks to Pennsylvania's amusement tax, which applies to any kind of entertainment.</p> <h2>7. Certain pumpkins get a pass in Iowa, Pennsylvania, and New Jersey<strong> </strong></h2> <p>Pumpkins are exempt from sales tax in these states if they'll be eaten and not carved. Carving pumpkins and cooking pumpkins are separated so customers aren't confused.</p> <h2>8. Leaving out this one ingredient drives candy prices way up in Chicago</h2> <p>It's simple. If the candy is made with flour &mdash; like licorice (who knew?) and KitKat bars &mdash; it receives a 1 percent tax. Leave the flour out for pure sugary goodness, and the tax climbs to 6.25 percent.</p> <h2>9. You have to lose both limbs to qualify for this tax credit in Oregon<strong> </strong></h2> <p>That's right: Double amputees receive a $50 tax credit in the Beaver State. You might think that single amputees would receive half that credit, but no such luck.</p> <h2>10. If you live to age 100, you're home free in New Mexico</h2> <p>They say the only two things that are certain in life are death and taxes. Except in New Mexico. If you can make it to age 100, you become tax-exempt (but only if you're no one's dependent).</p> <h2>11. You can count your pet as a moving expense<strong> </strong></h2> <p>You're allowed to write off moving expenses if you're relocating to begin a new job. You can also deduct the cost of taking your pet with you as the IRS treats your furbaby as personal property. How rude! But also, thank you.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/11-fun-tax-facts-you-probably-never-knew">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-6-things-will-make-your-next-flight-more-comfortable">These 6 Things Will Make Your Next Flight More Comfortable</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-tax-day-is-april-15-and-other-weird-financial-deadlines">Why Tax Day Is April 15 and Other Weird Financial Deadlines</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-most-common-tax-mistakes-made-by-college-grads">5 Most Common Tax Mistakes Made by College Grads</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beat-the-heat-with-cool-summer-meals">Beat the heat with cool summer meals</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-have-a-cheaper-easter">10 Ways to Have a Cheaper Easter</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Taxes alcohol bizarre candy entertainment Food history moving expenses soap tax facts trivia Tue, 18 Apr 2017 08:00:09 +0000 Mikey Rox 1926610 at http://www.wisebread.com Dried Fruit, Paint Brushes, and 8 Other Things You Should Keep in the Fridge http://www.wisebread.com/dried-fruit-paint-brushes-and-8-other-things-you-should-keep-in-the-fridge <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/dried-fruit-paint-brushes-and-8-other-things-you-should-keep-in-the-fridge" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-487694409.jpg" alt="Woman learning things she should keep in the fridge" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Did you know your chill box is good for keeping a variety of things other than the standard perishables? Here are 10 things that will benefit from being added to your fridge.</p> <h2>1. Paint rollers or brushes</h2> <p>Not quite done painting? There's no need to clean everything just yet. Wrap up those rollers or paint brushes in aluminum foil or a wet towel and pop them into the refrigerator. The next day, take them out, and resume painting without missing a beat.</p> <h2>2. Medications</h2> <p>We keep our Pepto-Bismol in the refrigerator. Somehow, the chilled sensation makes it easier to get down. And there are several other medications that should kept be in the fridge, too, as the label should indicate.</p> <h2>3. Bulbs</h2> <p>Like the look of potted bulbs like daffodils, hyacinths, and crocus? A pot on your desk will remind you that spring is just around the corner. Hopefully. <a href="http://www.bhg.com/gardening/flowers/bulbs/forcing-spring-bulbs/" target="_blank">Chilling the bulbs</a> breaks their normal cycle, allowing the plant to bloom earlier.</p> <h2>4. Washcloths</h2> <p>If you've got a sick kid, or it's just a sticky, hot day, dampen a washcloth, pop it into a plastic bag, and tuck it into your refrigerator. It'll feel really wonderful when you take it out.</p> <h2>5. Dried fruit</h2> <p>Wait... it's dried, right? So shouldn't it last a while without being chilled? Yes. However, as it turns out, refrigerating it will make it last even <em>longer.</em> Just make sure it's in a sealed container. You might find out you like the flavors of some fruits even better when chilled.</p> <h2>6. Polymer clay</h2> <p>Polymer clay is fun for making all sorts of stuff (like this gorgeous faux <a href="http://www.craftberrybush.com/2015/06/how-to-make-faux-sea-glass-with-polymer-clay.html" target="_blank">sea glass</a>), but it should be stored in a cool place lest it decomposes. Heat is not its friend. Just make sure it's wrapped up well and marked.</p> <h2>7. Dishes for cold meals</h2> <p>Keeping some bowls in the fridge for ice cream, or small plates for salad and other cold meals, is ideal. The food will taste fresher, longer. (Beer mugs in the freezer will always serve you well, too.)</p> <h2>8. Fresh Flowers</h2> <p>Keep cut flowers in the fridge until you are ready to arrange them. Blooms will stay prettier and last longer.</p> <h2>9. Nuts</h2> <p>Ever pulled nuts out of your pantry and found that they taste awful? That flavor is called &quot;rancid,&quot; folks, and that's what happens when nuts go bad. Nuts contain oils, so they're best off kept tightly sealed in your refrigerator for up to six months, or in the freezer for up to a year.</p> <h2>10. Eye masks</h2> <p>Suppose you stayed home with a cold, and then you watched &quot;The Notebook.&quot;&nbsp;Now you have really puffy eyes. No problem, just pull your chilled <a href="http://amzn.to/2o91LiK" target="_blank">eye mask</a> out of the refrigerator and get the swelling down.</p> <h2>But make sure it's actually cold enough</h2> <p>How cold is your refrigerator? For food safety, it should be between 32 and 40 F. If you don't already have one, invest in a <a href="http://amzn.to/2o92XD6" target="_blank">refrigerator thermometer</a>.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/dried-fruit-paint-brushes-and-8-other-things-you-should-keep-in-the-fridge">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-digital-food-scales">The 5 Best Digital Food Scales</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-you-maximize-fridge-and-freezer-space">Here&#039;s How You Maximize Fridge and Freezer Space</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-essentials-you-need-in-your-emergency-home-food-bank">8 Essentials You Need in Your Emergency Home Food Bank</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored">How to Save a Ton by Eating Soup Every Day (and Never Get Bored!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Home chilled Food food tricks fridge fridge hacks storage things to keep in the fridge Fri, 31 Mar 2017 08:30:24 +0000 Marla Walters 1918284 at http://www.wisebread.com These 6 Things Will Make Your Next Flight More Comfortable http://www.wisebread.com/these-6-things-will-make-your-next-flight-more-comfortable <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-6-things-will-make-your-next-flight-more-comfortable" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-537456529.jpg" alt="Woman making her next flight more comfortable" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>Traveling by plane can be uncomfortable, with long waits in the airport followed by hours packed into ever-smaller airplane seats. Rushed and frustrated, you often end up paying way more than you should for small conveniences.</p> <p>After years of traveling and countless hours in transit, I've put together this practical guide to help you avoid the pitfalls of air travel and enjoy your trip. Here are some easy ways you can ensure you have a smooth, painless experience, both in the airport and once you board the plane. (See also: <a href="http://www.wisebread.com/tricks-to-make-flying-in-coach-feel-almost-luxurious?ref=seealso" target="_blank">Tricks to Make Flying in Coach Feel (Almost) Luxurious</a>)</p> <h2>1. Bring your own food and tea bags</h2> <p>Food at airports and onboard domestic flights is expensive &mdash; often double the cost you'd normally pay. And though meals are usually free on international flights, the quality is notoriously hit or miss. It's always best to err on the side of caution. Bring your own <a href="http://www.wisebread.com/15-easy-to-pack-delicious-and-cheap-airline-snacks?ref=internal" target="_blank">healthy snacks</a>, like nuts, and dried and fresh fruit. Sandwiches made with bagels are also easily packable and won't squish easily in your bag.</p> <p>Consider, too, bringing some herbal tea bags. Most coffee shops and flight attendants will give you hot water for free if you ask. This can save you on pricey airport lattes and help you stay calmer than drinking caffeinated beverages. Herbal tea is an especially good choice if you want to snooze while you're on the plane.</p> <h2>2. Bring your own water bottle</h2> <p>Bring an empty water bottle to get through security, and then fill up at the water fountains around the airport. If you're in a country where drinking from the fountain isn't always safe, consider heading to a coffee shop or restaurant and asking them to fill up your bottle with water from the soda dispenser. You can often get ice this way, too!</p> <p>Having your own water bottle on the plane helps you stay hydrated without relying on sometimes slow service from the flight attendants, who dole out liquids in tiny plastic cups. (See also: <a href="http://www.wisebread.com/15-airport-hacks-from-professional-travelers?ref=seealso" target="_blank">15 Airport Hacks From Professional Travelers</a>)</p> <h2>3. Choose the right credit card</h2> <p>Booking your flight through an <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards?ref=internal" target="_blank">airline credit card</a> gives you extra perks while flying. You'll usually get priority boarding, allowing you to get on the plane before all of the overhead bins are filled up with carry-ons. You may also get discounts on in-flight purchases, and <a href="http://www.wisebread.com/6-types-of-travel-insurance-credit-cards-include-that-you-didnt-know-about?ref=internal" target="_blank">travel protections</a> in case your flight is canceled or your baggage doesn't show up.</p> <p>Some premium cards even grant you <a href="http://www.wisebread.com/5-best-credit-cards-with-free-airport-lounge-access?ref=internal" target="_blank">access to airport lounges</a>, which can make layovers infinitely more comfortable. You'll also get excellent service from staff in the lounges if your flight is canceled and you need to rebook. (See also: <a href="http://www.wisebread.com/travel-perks-you-didnt-know-your-credit-card-had?ref=seealso" target="_blank">12 Travel Perks You Didn't Know Your Credit Card Had</a>)</p> <h2>4. Pack for success</h2> <p>Think strategically <em>before</em> you leave home about how you will spend your time while in transit. If you're checking a bag, be sure to put the items you want to use during the flight in your carry-on. It's frustrating to have packed your earbuds in your checked bag when you need them on the plane!</p> <p>In-flight entertainment can be a good distraction from long hours of discomfort and boredom. But some airlines don't offer any entertainment, or at least not any that you're interested in. Bring your own to be sure you can stay occupied during the flight.</p> <p>If you start your trip equipped with the right reading material, some good music, and a few favorite TV shows or movies, you may be surprised how fast your airport and flying time goes by. Amazon Prime allows you to download free books, movies, and music to take with you, and other services such as Netflix and the premium version of Spotify have similar services. You can also save free podcasts to your phone, or pay for audiobooks. With <a href="http://amzn.to/2mQTcWF" target="_blank">Audible's audiobook</a> service, your first book is free.</p> <p>Make sure your electronics are charged and ready to go. Some flights offer outlets but you don't want to take the chance that your seat doesn't have it or is not working.</p> <p><strong>Bonus Trick:</strong> If you can do without the checked bag entirely, this is an easier and faster way to travel. <a href="http://www.wisebread.com/5-ways-carry-on-luggage-can-save-you-time-and-money?ref=internal" target="_blank">Traveling with just a carry-on</a> means you can say goodbye to expensive checked bag fees and worries about lost luggage. (See also: <a href="http://www.wisebread.com/15-packing-secrets-from-a-professional-traveler?ref=seealso" target="_blank">15 Packing Secrets From a Professional Traveler</a>)</p> <h2>5. Set yourself up for sleep</h2> <p>Sleeping on a plane is another way to make the time pass quickly, but it's admittedly tricky business.</p> <p>Bring along the items you need for slumber, including an eye mask, ear plugs, sleeping medications, and a neck pillow to get comfortable. A jacket can double as a pillow or blanket if need be. Try to get these items in advance. A neck pillow at the airport can cost twice as much as at a regular store.</p> <p>Keep everything in a clothing pocket or a bag under your seat so it's easy to access when you feel drowsy. Getting up to rummage through a bag in the overhead bin is a sure way to wake yourself back up.</p> <h2>6. Try to have a sense of humor</h2> <p>Airports can be great spots for people watching. You get to see humanity in action in its many colorful renditions. Of course, it's annoying to be restricted in your movements and trapped in stale air for a long time, but keep things in perspective.</p> <p>You're getting to experience one of the most freeing things of all, the ability to jet somewhere far away. Having a good attitude will only make the ride that much better.</p> <p>By preparing yourself to have a good trip, packing a few travel essentials, and keeping a positive attitude, you can make traveling by plane not just bearable, but even enjoyable. Happy flying! (See also: <a href="http://www.wisebread.com/6-things-to-keep-you-sane-on-a-plane?ref=seealso" target="_blank">6 Things to Keep You Sane on a Plane</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <div align="center"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthese-6-things-will-make-your-next-flight-more-comfortable&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThese%206%20Things%20Will%20Make%20Your%20Next%20Flight%20More%20Comfortable.jpg&amp;description=These%206%20Things%20Will%20Make%20Your%20Next%20Flight%20More%20Comfortable" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <div align="center">&nbsp;</div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/These%206%20Things%20Will%20Make%20Your%20Next%20Flight%20More%20Comfortable.jpg" alt="These 6 Things Will Make Your Next Flight More Comfortable" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/these-6-things-will-make-your-next-flight-more-comfortable">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-sneaky-vacation-costs-that-add-up-quickly">10 Sneaky Vacation Costs That Add Up Quickly</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-avoid-or-mitigate-flight-delays">9 Ways to Avoid or Mitigate Flight Delays</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-secret-flight-search-site-savvy-travelers-use">The Secret Flight Search Site Savvy Travelers Use</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-timing-is-everything-when-saving-money-on-travel">Why Timing Is Everything When Saving Money on Travel</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-airport-hacks-to-remember-before-your-next-flight">23 Airport Hacks to Remember Before Your Next Flight</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel air travel airplanes comfortable travel entertainment flights flying Food movies music reading sleeping snacks Fri, 24 Mar 2017 09:30:41 +0000 Amanda Gokee 1914539 at http://www.wisebread.com 10 Breakfast Foods to Help You Ace Your Job Interview http://www.wisebread.com/10-breakfast-foods-to-help-you-ace-your-job-interview <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-breakfast-foods-to-help-you-ace-your-job-interview" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_interview_handshake_174768003.jpg" alt="Woman having breakfast to help ace her interview" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Your wardrobe is ready, you have practiced the tough questions, and you've visualized the job interview. What else can you do to increase your odds of success? Try eating a balanced breakfast that will keep you alert, provide you with energy, and sharpen your memory. Here are 10 suggestions to start your big day off right.</p> <h2>1. Coffee</h2> <p>Coffee will help you stay alert and focused. The trick is to not over-caffeinate, because that will make you jittery and shaky. One to two cups should be your limit. Not a coffee drinker? Try some green tea, which is also an energy stimulant.</p> <h2>2. Eggs</h2> <p>You'll need protein for energy to get through an interview, which can be exhausting. There are about five grams of protein in an egg, along with iron, vitamins, and minerals. Eggs also contain choline, which may delay fatigue. Choose your preferred <a href="http://www.wisebread.com/6-ways-to-make-perfectly-cooked-eggs?ref=internal" target="_blank">way to prepare eggs</a> and get crackin'.</p> <h2>3. A Whole Wheat Carb Option</h2> <p>Sorry, but doughnuts are not what we want to eat on the day of an important job interview. Complex carbs are what you're after, such as a bowl of oatmeal, whole wheat toast, whole grain pancakes, or whole grain cereal. Think of complex carbs as fuel to keep your brain moving, which will be handy when you get the &quot;Tell me about a time when you had a difficult situation at work&quot; query. As a bonus, whole grains release glucose slowly, which will keep you alert for longer.</p> <h2>4. Salmon</h2> <p>Try tucking some smoked salmon into an omelet with a little sour cream. Salmon is an oily, cold-water fish high in omega-3 fatty acids. Omega-3's will help you with your concentration.</p> <h2>5. Yogurt</h2> <p>Interview questions like &quot;What salary range are you looking for?&quot; can make you downright queasy. If you have a nervous stomach, it's time to make yogurt your new BFF, pre-interview. Good, healthy bacteria found in yogurt will give you a boost of energy and help you digest food. Look for plain yogurt with no added sugar or flavors, which might cause stomach irritation.</p> <h2>6. Blueberries</h2> <p>A 2010 study published in the Journal of Agricultural and Food Chemistry suggests that <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2850944/" target="_blank">blueberries may help to improve memory function</a>, so count on those little blue orbs to help with the &quot;What do you know about our company?&quot; question. Sprinkle berries over yogurt, cereal, or pancakes.</p> <h2>7. Avocados</h2> <p>Mash some avocado on whole grain toast, and you'll be better prepared for the tough questions. Avocados contain vitamin K and folate, as well as good fats. Folate helps with cognition, which may help you keep calm under stress.</p> <h2>8. Nuts and Seeds</h2> <p>Nuts and seeds are generally good for you to eat, for all kinds of reasons, but walnuts specifically seem to <a href="https://www.ncbi.nlm.nih.gov/pubmed/21923981" target="_blank">support &quot;inferential reasoning&quot; ability</a>, which will come in handy if you get a question like &quot;How did you manage to finish that project by the required deadline?&quot;</p> <h2>9. Almond Butter</h2> <p>A super source of protein, almond butter is filled with good fats and less saturated fat than peanut butter. Try spreading it on apple or banana slices.</p> <h2>10. Water</h2> <p>I realize that water isn't a food, but your brain will be all kinds of foggy if you don't keep yourself hydrated. If you're thirsty, you'll have a harder time staying focused. If you're offered a glass of water in the interview, it's not a bad idea to accept, both for hydration and just in case your mouth goes dry.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/10-breakfast-foods-to-help-you-ace-your-job-interview">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-41-coffee-hacks-that-will-instantly-improve-your-morning">Flashback Friday: 41 Coffee Hacks That Will Instantly Improve Your Morning</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-essentials-you-need-in-your-emergency-home-food-bank">8 Essentials You Need in Your Emergency Home Food Bank</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-sleek-marketing-ploys-aimed-at-getting-more-of-your-grocery-money">5 Sleek Marketing Ploys Aimed at Getting More of Your Grocery Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored">How to Save a Ton by Eating Soup Every Day (and Never Get Bored!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Job Hunting breakfast foods coffee Food healthy breakfast interview tricks job interview tips Tue, 14 Mar 2017 10:30:17 +0000 Marla Walters 1908923 at http://www.wisebread.com Eat These 6 Foods to Stay Healthy While Traveling http://www.wisebread.com/eat-these-6-foods-to-stay-healthy-while-traveling <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/eat-these-6-foods-to-stay-healthy-while-traveling" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-613104682.jpg" alt="eat these foods to stay healthy while you travel" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Traveling often means eating foods that are outside of your normal routine, which can be a fun part of any cultural experience. Yet it can also pose a very real challenge when trying to stay healthy. If you're not paying attention, it can be easy to lose track of what you're eating and <em>how much</em> you're eating.</p> <p>But staying healthy in a foreign place doesn't have to be complicated. Here are six foods (and a drink) you can usually find that will help you stay energized and healthy even when you're away from home.</p> <h2>1. Seasonal Produce</h2> <p>Eating foods that are fresh and locally grown can go a long way toward keeping you healthy on the road. Anything that hasn't been processed and changed from its original form shouldn't have a lot of empty calories or bad-for-you ingredients. Experiment with exotic fruits and vegetables that you can't find back home. It might not be what you're used to, but local fruits and veggies will give you the fiber and vitamins your body needs to function properly.</p> <p>See also: <a href="http://www.wisebread.com/4-secrets-to-eating-great-food-for-cheap-while-traveling?ref=seealso2" target="_blank">4 Tips for Eating Great Food for Cheap While Traveling</a></p> <h2>2. Chia Seeds</h2> <p>Chia seeds are one of those trendy superfoods you've surely been hearing about. It's a species of flowering plant in the mint family native to Mexico. Historically, it was a staple of the Mayan and Aztec diets. You can find chia seeds throughout South America.</p> <p>Chia seeds are low calorie, but packed with energy, protein, and antioxidants. Plus, chia seeds are full of fiber to help you feel full for longer and aid digestion when you're trying lots of new foods.</p> <h2>3. Healthy Grains</h2> <p>There is a wide variety of grains that are extremely beneficial to your health. Look for whole grains when you choose your bread or pasta. Quinoa is full of fiber and protein. Tabbouleh is very common in the Middle East. You may also find couscous, oats, or amaranth, depending on where you go.</p> <h2>4. Chickpeas and Hummus</h2> <p>Chickpeas are relatively easy to find when you're traveling, all across the western world &mdash; in India, Africa, throughout the Middle East, <em>and </em>South America. They are very rich in fiber and especially delicious when whipped into a rich hummus dip that you can eat as a dip for vegetables, chips, or as an accompaniment to a salad.</p> <h2>5. Rice</h2> <p>Rice is an excellent carbohydrate that you can find in many parts of the world. But that's not the only reason it makes this list. Varieties of rice like wild rice and brown rice are complex carbohydrates, which helps you feel full longer.</p> <p>Rice and beans is a very affordable meal that you'll find in many parts of the world and that's because together, these two form a complete protein.</p> <h2>6. Water</h2> <p>Okay, so maybe it doesn't technically qualify as a &quot;food&quot; per se, but drinking water during your travels is arguably the single most important thing you can do to keep your body healthy and your mind clear.</p> <p>Dehydration is the cause of many of the most common problems that travelers face, like fatigue and headaches. Keeping your body hydrated will do wonders for your health. It can help you aid digestion and keep you feeling energized.</p> <p>Pay attention to how much water you are drinking every day and bring a reusable water bottle on your trip so you can always have water with you.</p> <p>By giving your body a balanced mix of healthy foods and plenty of water, you can help ensure that you are feeling good wherever your travels may take you.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Feat-these-6-foods-to-stay-healthy-while-traveling&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FEat%20These%206%20Foods%20to%20Stay%20Healthy%20While%20Traveling.jpg&amp;description=Eat%20These%206%20Foods%20to%20Stay%20Healthy%20While%20Traveling" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Eat%20These%206%20Foods%20to%20Stay%20Healthy%20While%20Traveling.jpg" alt="Eat These 6 Foods to Stay Healthy While Traveling" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/eat-these-6-foods-to-stay-healthy-while-traveling">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-soda-alternatives-that-wont-bust-your-wallet-or-your-waistline">7 Soda Alternatives That Won&#039;t Bust Your Wallet — Or Your Waistline</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-15-road-trip-snacks-make-it-all-about-the-journey">These 15 Road Trip Snacks Make It All About the Journey</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/healthy-frugal-eating">Healthy, frugal eating</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-new-face-of-poverty-is-fat">The new face of poverty is fat</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/eating-cheap-while-abroad">Eating Cheap While Abroad</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Travel drink water drinks Food healthy foods on-the-go snacks road trip travel snacks traveling water Thu, 19 Jan 2017 10:00:17 +0000 Amanda Gokee 1876780 at http://www.wisebread.com 9 Restaurant Secret Menu Items That'll Actually Save you Money http://www.wisebread.com/9-restaurant-secret-menu-items-thatll-actually-save-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-restaurant-secret-menu-items-thatll-actually-save-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_68368369_MEDIUM.jpg" alt="order these secret menu items to save money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The idea of&nbsp;<a href="http://www.wisebread.com/14-secret-fast-food-menus-revealed">secret menus at restaurants</a> and fast food joint is not a new concept. Items that might not be on the regular menu, but yet are ordered by savvy eaters who are &quot;in the know.&quot; Could be just a small twist on a popular item, or better yet, it could be a secret menu item that'll actually save you some money, or give you more food for your greenbacks. Here are nine such items that you just might need to add to your fast food vernacular.</p> <h2>1. Poor Man's Big Mac at McDonald's</h2> <p>The&nbsp;<a href="https://www.mcdonalds.com/us/en-us/product/mcdouble.html">McDouble</a>, also known as the &quot;poor man's Big Mac,&quot; is a must-order for the frugal minded dining at McDonald's. To make it happen, you need to order a McDouble, which is a burger with two beef patties and a slice of cheese in the middle. Next, politely ask them to hold the pickles and ketchup, and add lettuce, onion, and secret sauce to your burger. The result is essentially a Big Mac for about $1.39, compared to $3.99 for an actual Big Mac. The only thing missing is the bun stuck in the middle, but who really needs that anyway, right?</p> <h2>2. Order Meat &quot;Half &amp; Half&quot; at Chipotle</h2> <p>If you want to get a bigger burrito at Chipotle, consider asking for half chicken and half steak. Or whatever meat combo you like. By doing this, you'll inevitably get more protein in your wrap. The idea here is that the burrito artist behind the counter tries to get a half scoop of each but more often than not, you get over a half-scoop of each. I've personally seen this phenomena happen, and while not scientific, it's a great way to get more chow without paying extra.</p> <h2>3. Order Both Bean-Types at Chipotle</h2> <p>Similar to the above meat example, if you want an even bigger burrito at Chipotle, order both pinto and black beans. Apparently, you'll typically end up with 92% more beans and a 16% bigger burrito overall. Want even more food? Do the same thing with rice and order both white and brown and you'll get 93% more rice on average.</p> <h2>4. Grande Americano in a Tall Cup at Starbucks</h2> <p>If you're looking for the cheapest caffeine fix available at Starbucks, and you only want a &quot;Tall&quot; sized drink, try this hack. Order a &quot;Grande&quot;<a href="http://www.starbucks.com/coffee/espresso/americano-beverages"> Americano</a>, but ask for it in a &quot;Tall&quot; sized cup. You'll get three shots of espresso, instead of two that comes with a &quot;Tall,&quot; and you'll be charged less than if you ordered a &quot;Tall with an extra shot.&quot;</p> <h2>5. Iced Coffee With &quot;Half-Ice&quot; at Starbucks</h2> <p>Have you ever noticed how much ice Starbucks baristas add to your iced coffee drinks? By the time they're done adding ice, there is barely any room for your actual drink. Heck, they've even&nbsp;<a href="http://www.foxnews.com/leisure/2016/05/02/starbucks-faces-5m-lawsuit-over-amount-ice-in-its-iced-beverages/">recently been sued</a> over this issue. To fight against this, try asking for &quot;half-ice&quot; when placing your next order. Most baristas will happily reduce the amount of frozen water added to your drink leaving you more coffee goodness.</p> <h2>6. Cheap Chai Tea Latte at Starbucks</h2> <p>A&nbsp;<a href="http://www.starbucks.com/menu/drinks/tea/chai-latte">Chai Latte</a> at Starbucks will cost you about $4 for the Grande size. But if you simply order the same sized Chai Tea for about $2 &mdash; which is just hot water and a Tazo tea bag &mdash; you can create your own latte. To make it happen, you can either add the milk yourself, or better yet, most baristas will give you some steamed milk for free, up to one and half inches, to be exact.</p> <h2>7. Don't Buy Bottled Water From Starbucks</h2> <p>Whenever I see someone buying a bottle of water at Starbucks, I have to shake my head and fight the temptation to inform them they're wasting money. This is because the ice water they'll give you for free is triple-filtered and tastes great.</p> <h2>8. Order the &quot;Old Cut&quot; at Subway</h2> <p>Consider ordering an&nbsp;<a href="http://hackthemenu.com/subway/secret-menu/old-cut/">Old Cut sub at Subway</a> and get more toppings for free. This cut refers to how the sandwich artist slices the bread. Back in the day, they would cut a small notch, or v-cut, from the top of the bread and re-add it after the sandwich was made. This is known as the &quot;Old Cut&quot; and many Subway employees will still cut the bread for you this way. While this cut won't get you more meat and cheese, you can absolutely get more toppings as they won't fall off the side of the sub. Order the &quot;Old Cut&quot; and pile the toppings high.</p> <h2>9. &quot;Extra Everything&quot; at In-N-Out Burger</h2> <p>If you're lucky enough to live in a state that has an In-N-Out Burger location, this menu hack is for you. Consider politely ordering your next burger &quot;Extra Everything&quot; and they'll happily load your burger with extra lettuce, pickles, tomatoes, and onions. I've actually seen a diner do this and order a free package of spread (used as salad dressing) and create a small side salad with all the extra veggies.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/9-restaurant-secret-menu-items-thatll-actually-save-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-more-tips-for-eating-in-restaurants-and-sticking-to-a-budget">Five More Tips For Eating In Restaurants And Sticking To A Budget</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-eating-out-cheaply">Tips For Eating Out Cheaply</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ugggh-hic-i-justss-gotta-eat-somehicthing-my-top-10-homemade-drunk-snacks">Ugggh, (hic) I justss gotta eat some(hic)thing; my top 10 homemade drunk snacks.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-sleek-marketing-ploys-aimed-at-getting-more-of-your-grocery-money">5 Sleek Marketing Ploys Aimed at Getting More of Your Grocery Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cooking-great-meals-with-your-car-engine-the-heat-is-on">Cooking great meals with your car engine. The heat is on.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Food and Drink Fast Food Food menu items restaurant hacks restaurants secret menu items Fri, 04 Nov 2016 10:30:09 +0000 Kyle James 1826530 at http://www.wisebread.com Save Money in 5 Seconds or Less With These 29 Easy Tricks http://www.wisebread.com/save-money-in-5-seconds-or-less-with-these-27-easy-tricks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/save-money-in-5-seconds-or-less-with-these-27-easy-tricks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_credit_card_83996553.jpg" alt="Woman saving money in 5 seconds or less" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Saving money often takes a lot of effort and time, but I have found some tricks you can use to save money in just five seconds or less. Some these are quick tools to help you avoid unnecessary purchases, and others are quick ways to save money on things you do decide to go ahead and buy. Finally, there are some really quick things you can do at home to save money that only take a few seconds.</p> <h2>5 Second Tricks Before You Buy</h2> <p>Saving starts before you even pull out your pocketbook.</p> <h3>1. Do Your Own Assessment</h3> <p>Before you buy something, think about how much you would pay before you look at the price tag. Only consider buying if the price is <a href="http://www.yesandyes.org/2013/03/moneyhappysimple-tip-1.html">less than the number you came up</a> with before you saw the price tag.</p> <h3>2. Consider Your Cash</h3> <p>Do you have enough cash in your purse or wallet to purchase the item? If not, leave it on the shelf.</p> <h3>3. Is It Inconvenient?</h3> <p>Imagine exactly where you would put the item after you buy it. Do you have room? Would you have to rearrange things to make a place for it? After this quick exercise you may decide not to buy the item, saving yourself not only money, but the hassle as well.</p> <h3>4. Sum Up the Parts</h3> <p>Visualize all of the materials that went into making the item. Is it worth consuming that much of the world's dwindling resources?</p> <h3>5. Walk Away</h3> <p>If you really want or need the item, you'll come back later.</p> <h3>6. Use the Buddy System</h3> <p>Text a friend (or your spouse) for a second opinion &mdash; &quot;Do you think I should buy this?&quot; For best results, pick a frugal buddy!</p> <h3>7. Do a Price Check</h3> <p>Pull out your smartphone, and do a quick online search. You might find a better price and save money.</p> <h3>8. Is It Worth the Work?</h3> <p>Make a quick estimate of how many hours you would need to work to pay for the item. Is it worth it? For example, if you take home $20 per hour, you would need to work three hours to pay for a $60 shirt. Considering how much time an item will cost you is a quick way to put a potential purchase into perspective.</p> <h3>9. Estimate Cost Per Use</h3> <p>Take the price of the item and divide by the number of times you will use it. Does the potential purchase seem like a good value considering how much it costs for each use?</p> <h3>10. Downgrade</h3> <p>Find a lower priced version of the item you are about to buy. For example, pick the generic or less fancy version that costs less.</p> <h3>11. Find the Clearance Rack</h3> <p>Pick up an item on sale or from the clearance area instead of your usual brand.</p> <h3>12. Edit</h3> <p>Take something out of your cart at checkout that you don't really need. It is easy to get into &quot;buying mode&quot; at the store and put extra things in the cart.</p> <h2>5 Second Tricks to Save on Purchases</h2> <p>Save at the point of attack with some smart buying strategies.</p> <h3>13. Carry Your Coupons</h3> <p>I keep a small file of them in my car. Coupons won't do any good if you leave them at home.</p> <h3>14. Use a Rewards Credit Card</h3> <p>If you've decided that this is a worthy purchase, and you have the cash to pay for it, use a rewards credit card to <a href="http://www.wisebread.com/5-best-cash-back-credit-cards?ref=internal">get cash back </a>or <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal">earn travel discounts</a>. (See also: <a href="http://www.wisebread.com/cash-back-vs-travel-rewards-pick-the-right-credit-card-for-you?ref=seealso">How to Pick the Best Rewards Credit Card for You</a>)</p> <h3>15. Use a Store Rewards Program</h3> <p>On top of rewards credit cards, sign up for your favorite store's loyalty program. When I buy 10 gallons of milk, I get the 11th gallon free. When I buy 10 pizzas, I get the 11th one free. At the grocery store, I use a fuel saver rewards program &mdash; last week I got gas for less than $1 per gallon!</p> <h3>16. Order Water</h3> <p>Skip the expensive beverage loaded with corn syrup or chemicals</p> <h3>17. Skip the Extended Warranty</h3> <p>Decline extended warranty when you check out. In most cases, extended warranty is a better deal for the store then it is for you. (See also: <a href="http://www.wisebread.com/4-warranties-that-arent-worth-it?ref=seealso">4 Warranties That Aren't Worth It</a>)</p> <h3>18. Decline Dealer Add-Ons</h3> <p>If you're buying a car, beware of the <a href="http://www.wisebread.com/10-new-car-costs-the-dealer-is-hiding-from-you">sneaky hidden costs</a> dealers may be trying to pack on.</p> <h3>19. Avoid Unneeded Size Upgrades</h3> <p>Why not get a large instead of a medium for only 50 cents more? Because paying 50 cents extra for something you don't need is a waste of 50 cents.</p> <h2>5 Second Tricks at Home</h2> <p>Saving money starts before you leave home.</p> <h3>20. Hang Up</h3> <p>Politely end telemarketing calls or excuse yourself from sales pitches within the first five seconds. This will save you time and likely money as well.</p> <h3>21. Fill Up</h3> <p>Fill your water bottle at home and take it with you.</p> <h3>22. Lights Out</h3> <p>Turn off lights when you leave a room to save money on your electric bill.</p> <h3>23. Go On a Canceling Spree</h3> <p>Cancel an unused subscription to a streaming video service or game account. This can often be done with a couple of computer mouse clicks (or smartphone screen taps).</p> <h3>24. Change Your Furnace Filter</h3> <p>It'll increase the efficiency of your heating and cooling system and you'll save money on your utility bill. Plus your system will last longer with regular maintenance.</p> <h3>25. Check the Air Pressure in Your Tires</h3> <p>Low air pressure costs you money in the form of reduced gas mileage and wears out tires faster.</p> <h3>26. Do a Balance Transfer</h3> <p>If you have a high interest credit card debt, use a <a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?ref=internal">balance transfer offer</a> to pay less interest and <a href="http://www.wisebread.com/fastest-way-to-pay-off-10000-in-credit-card-debt?ref=internal">get out of debt faster</a>.</p> <h3>27. Invest in Index Funds</h3> <p>Direct your investment contributions into an index fund with low expenses (around 0.1%) instead of a managed fund with a 1% or higher expense rate. This can be done in a couple clicks on your investment company's website.</p> <h3>28. Switch to LED</h3> <p>Put an LED bulb in a frequently used light fixture. Here's <a href="http://creebulb.com/calculator">how much you can save</a>.</p> <h3>29. Tweak the Temp</h3> <p>Turn your thermostat up a couple degrees in summer and down a couple degrees in winter.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dr-penny-pincher">Dr Penny Pincher</a> of <a href="http://www.wisebread.com/save-money-in-5-seconds-or-less-with-these-27-easy-tricks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-100s-next-month-with-these-10-grocery-shopping-tips">Save $100s Next Month With These 10 Grocery Shopping Tips</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-hacks-for-single-living">10 Frugal Hacks for Single Living</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-use-google-alerts-to-save-money">6 Ways to Use Google Alerts to Save Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-easy-way-to-save-up-a-big-travel-budget">The Easy Way to Save Up a Big Travel Budget</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-a-ton-by-eating-soup-every-day-and-never-get-bored">How to Save a Ton by Eating Soup Every Day (and Never Get Bored!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Shopping coupons expenses Food hacks home price checks saving money tricks Tue, 01 Nov 2016 09:00:10 +0000 Dr Penny Pincher 1824621 at http://www.wisebread.com