Uber http://www.wisebread.com/taxonomy/term/20168/all en-US 7 Ways to Tell If That Used Car Used to Be an Uber http://www.wisebread.com/7-ways-to-tell-if-that-used-car-used-to-be-an-uber <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-ways-to-tell-if-that-used-car-used-to-be-an-uber" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_and_woman_with_new_car.jpg" alt="Man and woman with new car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are plenty of things to consider when buying a used car: the vehicle's make, model, mileage, and accident history. One potential deal breaker that you may not have even considered is whether the vehicle was used for ride-sharing services like Uber or Lyft.</p> <p>While laws in your area may require car sellers to indicate if the vehicle was used as a taxi or limousine, the law may not be as clear about ride-shares. To make an informed decision about your next used car purchase, here are some things that can help determine if your prospect was once used for carting around large volumes of passengers. (See also: <a href="http://www.wisebread.com/8-questions-to-ask-when-buying-a-used-car?ref=seealso" target="_blank">8 Questions to Ask When Buying a Used Car</a>)</p> <h2>1. Lots of miles in a short amount of time</h2> <p>According to the U.S. Department of Transportation, Americans drive an average 13,476 miles annually. Any odometer with 20,000 miles or less per year shouldn't raise red flags. It's when you get into the 40,000-to-50,000-miles-a-year range that you should ask about whether the vehicle was used for commercial purposes like deliveries or ride-sharing, even if it's not listed as such.</p> <p>For instance, if you're looking at a 2016 model that already has 100,000 miles on it, and it's listed as a personal-use vehicle, it's highly likely it was used for commercial purposes. That doesn't mean it's not a good car or it won't serve you well, but it may require extra TLC before most other vehicles its age. (See also: <a href="http://www.wisebread.com/how-to-buy-a-used-car-without-getting-ripped-off?ref=seealso" target="_blank">How to Buy a Used Vehicle Without Getting Ripped Off</a>)</p> <h2>2. Above-average wear and tear in the back seat</h2> <p>Usually you'd concentrate on the wear and tear in the front seats of the vehicle because that's where you'll spend most of your time when driving. But if you're trying to determine whether or not the vehicle was an Uber, inspect the back seats. If the car was transporting passengers on a regular basis, you can expect to see more wear and tear back there, especially on the right side of the vehicle as that's the side on which most passengers enter, exit, and stay seated during the ride. (See also: <a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them?ref=seealso" target="_blank">A Used-Car Salesman Reveals Dirty Tricks (and How to Avoid Them</a>)</p> <h2>3. Unusual amount of fender-benders</h2> <p>When you review the Carfax vehicle history report (and you should), take note of any fender-benders and other repairs to the vehicle. If there seems to be an unusual amount of these occurrences, there's a possibility the vehicle was used for ride-sharing. The likelihood of getting into accidents and experiencing other damage is higher for Ubers than standard personal-use vehicles because the former is on the road much more often.</p> <h2>4. Sticker residue on windshields</h2> <p>In all markets, ride-sharing vehicles are required to display the company's emblem, which is often adhesive, on the windshield. Uber and Lyft both offer non-adhesive emblems in some markets, so you might have to look a little harder. For instance, search for signs of smaller stickers from permits granting the right to service airports. Those are now required in certain areas.</p> <p>The longer these stickers are affixed to the glass, the harder the adhesive is to remove completely, even when the sticker is peeled off. If the residue doesn't look like typical DMV required stickers, it's likely from a permit of some sort.</p> <h2>5. Stains on the upholstery</h2> <p>Sure, anybody can leave a stain by accident, but if it looks like someone has vomited on the back seat, someone has probably vomited on the back seat. It could've been a child, or it could've been a drunk guy. You make the call.</p> <p>&quot;You should also look at the condition of the upholstery and the padding underneath,&quot; says Jim Milan, communications manager for Auto Accessories Garage. &quot;Most vehicle seats should stay in pretty good shape even over the years, while an Uber or Lyft might seem especially indented or may show some light tearing around the seams. If the bucket seats seem a bit too bucket-y, be wary.&quot;</p> <h2>6. Ride-sharing paraphernalia in the glovebox</h2> <p>You might get lucky. The previous owner of the car may leave evidence hidden in the car that reveals its past, such as an airport permit or extra Uber stickers, says Harry Campbell, author of <em>The Rideshare Guide</em>. Inspect the glove compartment and any vehicle pockets for indications that the vehicle was used for ride-sharing.</p> <h2>7. Extra-worn door armrests in the back seat</h2> <p>You know how all the wood railings leading to amusements park rides are super smooth from years of people touching them with their oily hands? Well, the same sort of thing happens to the side armrests in cars as a constant flow of passengers opens and closes the doors and rests their arms and hands on them.</p> <p>If these areas look worn &mdash; and there are no other signs that kids dominated the back seat &mdash; take it into consideration. Another sign is when the symbols on the window controls in the back seat are rubbed off partially. Sporadic back seat passengers wouldn't cause that much fading.</p> <h2>When in doubt, ask the seller or consider walking away</h2> <p>If any of the above signs raise your suspicions, you can always ask the seller if the car has been used for ride-sharing. They may not tell you, but if they do fess up, take that into consideration when negotiating the price. If they won't tell you, or if you're still in doubt about the car's history, it may be time to pass the car by and look for a vehicle you can feel more confident about.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-ways-to-tell-if-that-used-car-used-to-be-an-uber&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%2520Ways%2520to%2520Tell%2520If%2520That%2520Used%2520Car%2520Used%2520to%2520Be%2520an%2520Uber.jpg&amp;description=7%20Ways%20to%20Tell%20If%20That%20Used%20Car%20Used%20to%20Be%20an%20Uber"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/7%20Ways%20to%20Tell%20If%20That%20Used%20Car%20Used%20to%20Be%20an%20Uber.jpg" alt="7 Ways to Tell If That Used Car Used to Be an Uber" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/7-ways-to-tell-if-that-used-car-used-to-be-an-uber">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-16"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buying-a-rental-car-heres-what-you-need-to-know">Buying a Rental Car? Here&#039;s What You Need to Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">What Kind of Auto Insurance Do Uber Drivers Need?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-uber-saving-or-costing-you-money">Is Uber Saving or Costing You Money?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation car shopping carfax lyft red flags ride-sharing Uber used cars warning signs wear and tear Thu, 07 Jun 2018 08:30:31 +0000 Mikey Rox 2146891 at http://www.wisebread.com 11 Ways to Make Money While at the Beach This Summer http://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-ways-to-make-money-while-at-the-beach-this-summer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_with_dog_skating_outdoors.jpg" alt="Couple with dog skating outdoors" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether you live near the beach, or just plan on spending the summer at one, you'll need steady income to make the most of your sunny days. From dog-watching, to baby-sitting, to selling sunscreen by the seashore, here are some clever ways to make a few bucks while having fun in the sun.</p> <h2>1. Pet-sitting</h2> <p>I started watching dogs through Rover.com to supplement my income a few years ago &mdash; and my &quot;business&quot; has steadily grown ever since. My bookings dramatically increase in the summer as a result of all the vacationers coming to town with their fur babies. They get to relax and enjoy the beach and boardwalk without their animal for a few hours (or even overnight), while the pup gets to play at a local &quot;yappy hour&quot; (basically a dog run with a bar) where I take all my clients' dogs to make new friends and expend their energy.</p> <p>I charge a reasonable $39 per night, per dog fee ($25 for anything less than 24 hours of sitting during the day), which is honestly the easiest money I've ever made. There's not a whole lot of actual &quot;work&quot; involved and it brings me joy just to be around the dogs. (See also: <a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter?ref=seealso" target="_blank">How to Make $400+ a Week as a Pet Sitter</a>)</p> <h2>2. Teaching fitness classes</h2> <p>I have a couple friends who have taken to the beach to build their personal fitness programs, and they've got a full schedule of clients during peak season. If you have the skills, certifications, and insurance to offer this type of service, pursue it. Hunter Healy, a beach-based group fitness instructor in Garden City, South Carolina, has found this type of business quite rewarding.</p> <p>&quot;The beachside facet has been the 'It' factor when finding and securing clients,&quot; he says. &quot;Rain? No problem! We move to under the pier. I partner with several local tourist attractions as well as hotels to market my individual and group sessions to weekly travelers. This business has given me the ability to be active and do what I love in the best office I could ask for &mdash; the beach!&quot;</p> <h2>3. Local event staff</h2> <p>There's always something happening in beach communities during the summer months &mdash; concerts, bonfires, surf competitions, volleyball tournaments, 5Ks, and more. These activities and events need staffers to ensure they go off without a hitch, and you could be the perfect candidate. Visit specific entertainment venues to inquire about available jobs. You also might want to pop into the local Chamber of Commerce to find out who the producers of events are if you can't readily pinpoint or get a hold of them.</p> <h2>4. Micro-subletting your home</h2> <p>Vacationers need a clean, convenient place to stay at the beach, and many families can't afford the local hotels in the high season. This is precisely how vacation rental services Airbnb, HomeAway, and VRBO became household names, and I've been taking advantage of this rental market since the very beginning.</p> <p>If you live in a beach town, you can rent your extra room or space to tourists who need a place to crash. Based on my own success, this revenue source can really bring in big bucks if you do it well. Local laws are starting to prohibit homeowners from making money in their homes by being hosts, so check up on the regulations in your area before diving into micro-subletting. (See also: <a href="http://www.wisebread.com/5-easy-ways-to-make-good-money-from-airbnb?ref=seealso" target="_blank">5 Easy Ways to Make Good Money From Airbnb</a>)</p> <h2>5. Driving for Lyft or Uber</h2> <p>Besides sunbathing on the beach, one of vacationers' favorite pastimes is drinking &mdash; and once they get good and sloshed, they're gonna need rides home. Depending on how active your beach area is, you can make serious money during the summer driving for ride-sharing services like Lyft and Uber, especially between 10 p.m. and 3 a.m. on weekends.</p> <p>I've made upward of $130 on single-fare, 20-mile trips when the bars close. I actually think of this side gig as a twofold benefit &mdash; not only am I making money, but I'm preventing myself from spending money on Friday and Saturday nights by not going out partying myself, which is often a significant cost when I'm ready to do it to it. (See also: <a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car?ref=seealso" target="_blank">7 Ways to Earn Extra Money With Your Car</a>)</p> <h2>6. Monetizing your driveway or yard</h2> <p>My beach town has very limited parking, which is a major annoyance for residents on summer weekends. But you can work this in your favor if you have yard or driveway space close enough to attractions.</p> <p>People will absolutely pay a reasonable fee to park in your monitored space instead of driving in circles for 20 minutes waiting for someone to leave another spot for which they'll also have to pay. I think a sweet spot to charge is between $15 to $20 per four-hour period, then $5 per every additional hour after that up to $40 for a 24-hour period. (See also: <a href="http://www.wisebread.com/how-to-turn-your-backyard-into-a-moneymaker?ref=seealso" target="_blank">How to Turn Your Backyard Into a Moneymaker</a>)</p> <h2>7. Selling sunscreen, water, and snacks on the beach</h2> <p>Beachgoers forget and/or run out of sunscreen while on the beach, at which point they have to visit a store that sells it at &quot;vacation cost&quot; or live without it for the day, which is quite dangerous. Take advantage of this market and walk the beach offering bottles of sunscreen plus bottles of water and snacks. You'll make a killing. A word of warning: You may need a license in certain areas.</p> <h2>8. Provide a metal detecting service</h2> <p>A good metal detector will only cost you around $100 or so, but you can recoup that cost almost immediately by renting out the device or your searching services to vacationers who have lost valuable items on the beach, like wallets, rings, and keys. I would start with Craigslist, posting daily about your service (that's the first place out-of-towners will look), but also just walk the beach with your detector in hand. You'll probably drum up business right then and there by just being visible. Ten dollars an hour to rent or $30 per find sounds like a reasonable place to start pricing. (See also: <a href="http://www.wisebread.com/9-ways-to-make-an-extra-1000-this-summer?ref=seealso" target="_blank">9 Ways to Make an Extra $1,000 This Summer</a>)</p> <h2>9. Cleaning houses</h2> <p>I have houseguests a lot during the summer, and I don't always have time to clean my home. I sometimes hire a housekeeper to do the heavy lifting. Offering your own house cleaning services in a beach community during the summer should be a boon, as I'm sure there are plenty of homeowners in a similar situation as mine.</p> <p>The key to building this business with repeat customers and referrals is to come prepared, clean like you mean it, pay attention to detail, and price your service reasonably. My suggestion is $20 to $25 an hour. Most people are willing to pay for the convenience if the price is in this ballpark.</p> <h2>10. Baby-sitting</h2> <p>Moms and dads want to have fun on vacation, too, so they may be looking for a baby-sitter during their stay. They probably won't know anyone in the area, so you might find it beneficial to list your services with some of the popular websites and apps that parents prefer, like Care.com and Sitter. (See also: <a href="http://www.wisebread.com/9-summer-side-gigs-for-grown-ups?ref=seealso" target="_blank">9 Summer Side Gigs for Grown-Ups</a>)</p> <h2>11. Rent portable chargers</h2> <p>Invest in five to 10 portable chargers from various electronics and mobile phone makers, set up a little stand on the boardwalk, and watch the cash flow in. No brainer.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F11-ways-to-make-money-while-at-the-beach-this-summer&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F11%2520Ways%2520to%2520Make%2520Money%2520While%2520at%2520the%2520Beach%2520This%2520Summer.jpg&amp;description=11%20Ways%20to%20Make%20Money%20While%20at%20the%20Beach%20This%20Summer"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/11%20Ways%20to%20Make%20Money%20While%20at%20the%20Beach%20This%20Summer.jpg" alt="11 Ways to Make Money While at the Beach This Summer" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-creative-ways-to-make-money-on-super-bowl-sunday">8 Creative Ways to Make Money on Super Bowl Sunday</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-make-money-over-memorial-day-weekend">7 Ways to Make Money Over Memorial Day Weekend</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-easy-ways-retirees-can-earn-extra-income">9 Easy Ways Retirees Can Earn Extra Income</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-make-money-from-st-patricks-day">4 Ways to Make Money From St. Patrick&#039;s Day</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-costly-pitfalls-of-hosting-on-airbnb">5 Costly Pitfalls of Hosting on Airbnb</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income AirBnb baby-sitting lyft making money parking pet sitting rentals side gigs summer the beach Uber Mon, 07 May 2018 09:01:12 +0000 Mikey Rox 2131423 at http://www.wisebread.com 4 Ways to Make Money From St. Patrick's Day http://www.wisebread.com/4-ways-to-make-money-from-st-patricks-day <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-ways-to-make-money-from-st-patricks-day" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/two_girls_in_a_wig_and_a_cap.jpg" alt="Two girls in a wig and a cap" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>With St. Patrick's Day around the corner, you're probably anticipating things like parades, pub crawls, and all the green-themed festivities to come. You might even be looking forward to some of your favorite foods that show up around this time of year: McDonald's famous Shamrock Shake, Irish soda bread, and, of course, corned beef and cabbage.</p> <p>According to the National Retail Federation, Americans planned to spend a whopping $5.3 billion for St. Patrick's Day 2017. Presumably, that number could rise for 2018 if past spending trends continue. Either way, St. Patrick's Day means big businesses for cities, venues and, if you play your cards right, people like you.</p> <p>If you want to capitalize on all the ways people will be spending money for St. Patrick's Day, here are some ideas to get you started.</p> <h2>Create and sell St. Patrick's Day crafts</h2> <p>You can search for popular St. Patty's Day crafts that people are looking to buy on sites like Pinterest or Etsy. You'll find tons of ideas that will inspire you to get creative. People are often looking to buy party favors, home decor, clothing, knickknacks, and other accessories to make their favorite Irish holiday complete. If you can make some of these yourself, you could see the profits roll in.</p> <p>If you're more of a designer than a crafter, you can start a tee shirt campaign with no money at all. Places like Bonfire, TeeSpring, and SunFrog let you design a custom shirt and presell it so the printing is fully funded. Once your shirt ships to your customers, the production platform takes a cut and sends the leftover profits to you.</p> <p>Advertise your creations on social media or on marketplaces like Etsy, eBay, Mercari, or Offer Up. It's best to get started early so you have enough time to research your idea, create it, advertise, and make sales. (See also: <a href="http://www.wisebread.com/the-5-best-sites-to-sell-your-arts-and-crafts?Ref=seealso" target="_blank">The 5 Best Sites to Sell Your Arts and Crafts</a>)</p> <h2>Ride sharing</h2> <p>With all the parties, parades, pub crawls, and related celebrations that usually take place around St. Patricks Day, there will be a lot of drinking. People who spend the day (and night) drinking will need safe, responsible ways to get to and from various locations. Plus, those who need to get around the crowds in major cities will need help with the hassles of parking or transporting small kids in the massive crowds. That's where ride sharing comes in.</p> <p>As a driver for Uber or Lyft, you stand to make a decent profit in such a peak time. If you time your availability right, you could find yourself pretty busy on the weekend and weekdays leading up to St. Patrick's Day, when many celebrations take place. Make sure you are close to the action and get approved as a driver beforehand to make the most of this opportunity. (See also: <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=seealso" target="_blank">How to Earn Extra Money Driving for Uber or Lyft</a>)</p> <h2>Baby-sit</h2> <p>Again, from the party perspective, this gig could be the &quot;gold at the end of the rainbow.&quot; Think about it. There's bound to be parents who'll use this opportunity to party hard without the kiddies in tow. Baby sitters can be pretty hard to come by in some places, so it's likely there will be a premium for baby-sitting around &quot;hot&quot; times like St. Patrick's Day.</p> <p>Use online sitter marketplaces like Chime, Sittercity, or Care.com. It doesn't hurt to check pet care apps like Rover or Wag, either &mdash; pet parents will need care for their fur babies, too.</p> <p>Start building your profile as early as you can. Go through the proper vetting and maybe even get a few jobs under your belt for reviews. This way, you will be a desirable candidate when parents (or pet parents) start their search for a sitter for St. Patrick's Day.</p> <h2>Be a hired hand</h2> <p>Many government and private citizens host St. Patrick's Day celebrations, which means there will be lots of extra work to go around. You can call down to your local city or village hall to find out what additional services might be needed during city-sponsored celebrations.</p> <p>You can also put a listing in the &quot;gigs&quot; section of Craigslist or your local Facebook marketplace advertising any services you can offer. There are even Facebook groups where people sell recipes and crafts for holidays like St. Patrick's Day.</p> <p>Whatever you're offering, there's bound to be plenty to do as many gear up to make the most of the fun times to be had on St. Patrick's Day.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F4-ways-to-make-money-from-st-patricks-day&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F4%2520Ways%2520to%2520Make%2520Money%2520From%2520St.%2520Patricks%2520Day.jpg&amp;description=4%20Ways%20to%20Make%20Money%20From%20St.%20Patricks%20Day"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/4%20Ways%20to%20Make%20Money%20From%20St.%20Patricks%20Day.jpg" alt="4 Ways to Make Money From St. Patrick's Day" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/aja-mcclanahan">Aja McClanahan</a> of <a href="http://www.wisebread.com/4-ways-to-make-money-from-st-patricks-day">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer">11 Ways to Make Money While at the Beach This Summer</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-seasonal-side-hustles-thatll-cover-your-holiday-spending">8 Seasonal Side Hustles That&#039;ll Cover Your Holiday Spending</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-creative-ways-to-make-money-on-super-bowl-sunday">8 Creative Ways to Make Money on Super Bowl Sunday</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-make-money-over-memorial-day-weekend">7 Ways to Make Money Over Memorial Day Weekend</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income baby-sitting crafts fast cash helping Holidays lyft ride sharing selling side gigs St. Patrick's Day Uber Mon, 05 Mar 2018 10:00:06 +0000 Aja McClanahan 2111122 at http://www.wisebread.com What Kind of Auto Insurance Do Uber Drivers Need? http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-kind-of-auto-insurance-do-uber-drivers-need" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_man_using_car_pooling_service.jpg" alt="Young man using carpooled service" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're scheming up a way to make extra money this year, it's likely you've considered <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=internal" target="_blank">driving for Uber or Lyft</a>. There are few requirements to get in the door, after all, and you can work your own schedule. If you're over the age of 21, have a newer car, and have a clean driving record, you can apply to become a driver for Uber or Lyft and get started fairly quickly. (See also: <a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver?ref=seealso" target="_blank">How to Get a High Rating and Make More Money as an Uber Driver</a>)</p> <p>But that doesn't mean this side hustle comes without risks. Unlike other avenues to earning extra money, like freelance writing or picking up a traditional part-time job, driving people around in your car comes with real-life financial implications if you get into a crash.</p> <p>So what type of insurance do you need to drive for Uber or Lyft? Generally speaking, your personal auto insurance policy won't cover you if you get into an accident while you're driving for Uber or Lyft. In fact, your auto insurer may be inclined to drop you from your policy if they find you haven't disclosed that you're driving for a ride-share service, notes NerdWallet.</p> <h2>Uber and Lyft offer drivers some coverage</h2> <p>Ride-share companies have initiated their own forms of insurance to cover drivers when their personal policies fail to provide coverage. That means it's secondary coverage &mdash; you'll first have to file a claim with your own insurance. And Uber's insurance comes with a $1,000 deductible, while Lyft's deductible is $2,500. But it's better than nothing.</p> <p>Coverage levels depend on where you are in the ride-sharing process. If you drive for Uber, for example, you have different levels of coverage when you're waiting for a call, when you're on your way to pick up a rider, and when you have a rider in your automobile.</p> <h2>While you're waiting for a request</h2> <p>When your app is turned on and you're waiting for a ride request, you are covered by Uber for your liability to a third party if you're in an accident and at fault. Coverage is at least $50,000 in injury liability per person with $100,000 in total liability per accident. You also get $25,000 in property damage liability per accident, notes Uber. This does not include comprehensive/collision coverage or coverage for damages caused by uninsured motorists, however.</p> <h3>When you're on your way to pick up a rider</h3> <p>At this point, notes Uber, you're covered for three things: your liability to a third party for damages or injuries up to $1 million, any injuries caused by an underinsured/uninsured motorist, and collision and comprehensive coverage if you also have this coverage on your personal auto insurance policy.</p> <p>Underinsured and uninsured motorist bodily injury coverage covers &quot;any occupant of your vehicle in case of an accident where another party is at fault but does not have insurance or is underinsured,&quot; notes Uber. Hit and run accidents are also covered, and the total amount of coverage for bodily injury is once again set at $1 million.</p> <p>The collision and comprehensive coverage offered during this period kicks in whether an accident is your fault or not and is limited to the cash value of your vehicle. A $1,000 deductible comes into play if you plan to use this coverage.</p> <h3>When a rider is in your car</h3> <p>You have the same type of coverage when carrying a passenger as you do when you're on your way to pick them up. In addition, however, the rider in your car is also covered.</p> <p>Of course, when you're not driving for Uber and you're using your car for personal use, none of this coverage comes into play. During these times, you'll rely on your personal auto insurance policy for coverage in the event of an accident or injury.</p> <p><a href="https://help.lyft.com/hc/en-us/articles/213584308-Insurance-Policy" target="_blank">Lyft liability coverage</a> works similarly in that it's offered in different tiers based on where you are in the ride-share process. Coverage limits vary slightly, however, as do the types of coverage offered. Make sure you understand what your ride-share company's insurance policy offers and applicable coverage limits before you rely on it to cover your ride-share driving business.</p> <h2>Ride-share or commercial insurance</h2> <p>There are times during the ride-sharing process when your company's insurance may not be enough. For instance, Uber's insurance does not include comprehensive/collision coverage or coverage for damages caused by uninsured motorists while you're waiting for a ride request. You may also decide you want higher coverage limits than your company offers.</p> <p>In those cases, consider buying separate insurance to fill in your coverage gaps. Insurance companies such as Allstate, Farmers, and Geico have begun offering individual ride-share policies that cover drivers for services such as Uber or Lyft while they're on the job, but these policies aren't available in all states. If you can't buy ride-share insurance in your state, another option is commercial auto insurance, but unfortunately, commercial policies are often prohibitively expensive ($3,000-$5,000, according to the Money magazine website) for Uber or Lyft drivers trying to turn a profit.</p> <p>If you live in a state where ride-share coverage is offered, buying this type of coverage &mdash; or adding it to your personal policy &mdash; is probably your best bet. Fortunately, auto insurance for ride-sharing isn't overly expensive (typically $6-$20 a month). <a href="https://www.geico.com/more/saving/insurance-101/introducing-geico-rideshare-insurance/" target="_blank">Geico Insurance</a>, for example, offers ride-share coverage in most states (AL, AZ, AR, CT, CO, DE, DC, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MN, MS, MO, MT, NE, NM, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, VT, VA, WA, WV, WI, and WY) and can cost as little as an extra $150 per year on top of your personal auto policy, according to NerdWallet.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fwhat-kind-of-auto-insurance-do-uber-drivers-need&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FWhat%2520Kind%2520of%2520Auto%2520Insurance%2520Do%2520Uber%2520Drivers%2520Need_.jpg&amp;description=What%20Kind%20of%20Auto%20Insurance%20Do%20Uber%20Drivers%20Need%3F"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/What%20Kind%20of%20Auto%20Insurance%20Do%20Uber%20Drivers%20Need_.jpg" alt="What Kind of Auto Insurance Do Uber Drivers Need?" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/holly-johnson">Holly Johnson</a> of <a href="http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-tips-to-save-on-car-insurance">4 Tips to Save on Car Insurance</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/repair-the-car-or-spend-the-cash">Repair the Car or Spend the Cash?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-tell-if-that-used-car-used-to-be-an-uber">7 Ways to Tell If That Used Car Used to Be an Uber</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-that-affect-your-car-insurance-rates">7 Things That Affect Your Car Insurance Rates</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer">11 Ways to Make Money While at the Beach This Summer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Insurance auto insurance car insurance gig economy lyft ride-share side gigs Uber uber drivers Wed, 21 Feb 2018 09:31:09 +0000 Holly Johnson 2106613 at http://www.wisebread.com Best Money Tips: Things Your Uber and Lyft Drivers Wished You Knew http://www.wisebread.com/best-money-tips-things-your-uber-and-lyft-drivers-wished-you-knew <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-things-your-uber-and-lyft-drivers-wished-you-knew" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_lyft_driver_811450666.jpg" alt="Uber driver telling woman what he wished she knew" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on things your Uber and Lyft drivers wished you knew, how to host a hoppin&rsquo; cookie exchange party, and ways to get free shipping on Amazon without paying for Prime.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.popsugar.com/smart-living/What-Uber-Lyft-Drivers-Want-Passengers-Know-43867390">11 Things Your Uber and Lyft Drivers Wished You Knew &mdash; Before Getting in Their Cars</a> -- Don't request an Uber Pool or Lyft Line if you're not okay with the driver picking up other passengers or dropping them off before you. [PopSugar Smart Living]</p> <p><a href="https://savingdollarsandsense.com/how-to-host-a-successful-cookie-exchange-party/">How to Host Successful Cookie Exchange Party</a> -- A cookie exchange party is a great way to spend time with your loved ones, and as a bonus, everyone gets to go home with a variety of yummy holiday cookies! [Saving Dollars &amp; Sense]</p> <p><a href="https://adebtfreestressfreelife.com/ways-to-get-free-shipping-on-amazon/">5 Ways to Get Free Shipping On Amazon</a> -- You can still enjoy free shipping on Amazon without a Prime Membership. Certain lightweight products may ship for free with no minimum order. [A Mess Free Life]</p> <p><a href="https://mattaboutmoney.com/2017/11/28/how-healthy-is-your-financial-environment/">How Healthy Is Your Financial Environment?</a> -- Your financial environment can impact how you use your money&hellip;but often in unhealthy ways. Learn how you can change aspects of your environment to encourage better money practices. [Matt About Money]</p> <p><a href="https://www.thepennyhoarder.com/make-money/how-to-make-money-off-your-emergency-fund/">This is How to Start an Emergency Fund &mdash; and Put It to Work for You</a> -- You have a number of options if you want your emergency fund to grow in an account AND be accessible when you need it. [The Penny Hoarder]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.thesimpledollar.com/six-essential-strategies-for-negotiating-a-raise-at-work/">Six Essential Strategies for Negotiating a Raise at Work</a> -- If your workplace offers performance reviews, use the most recent ones as a template to see if you have a good case for asking for a raise or other benefits. [The Simple Dollar]</p> <p><a href="https://due.com/blog/4-small-business-pain-points-fix/">4 Small Business Pain Points And How to Fix Them</a> -- Delayed payments can cause serious cash flow issues for small businesses. Make it easier for you and your customers by using a digital accounting solution that offers online invoicing. [Due]</p> <p><a href="https://blog.mint.com/family/6-unique-holiday-gifts-that-dont-require-wrapping-paper/">6 Unique Holiday Gifts That Don&rsquo;t Require Wrapping Paper</a> -- The easiest way to avoid wrapping gifts (short of not giving gifts) is to give something that the recipient can do or experience. [MintLife Blog]</p> <p><a href="https://www.runthemoney.com/cycling-to-work-2/">4 Of The Best Reasons to Start Cycling to Work Today</a> -- Riding your bicycle to work is a great way to get some exercise into your day. [Run The Money]</p> <p><a href="https://www.getorganizedwizard.com/blog/2017/11/are-you-blind-to-clutter/">Are You Blind to Clutter?</a> -- When you have a high tolerance for piled clutter -- you've learned to work around the clutter and you don't feel the urgency to clean up the mess -- you have become clutter blind. [Get Organized Wizard]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-things-your-uber-and-lyft-drivers-wished-you-knew">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">What Kind of Auto Insurance Do Uber Drivers Need?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-tell-if-that-used-car-used-to-be-an-uber">7 Ways to Tell If That Used Car Used to Be an Uber</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-uber-saving-or-costing-you-money">Is Uber Saving or Costing You Money?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips lyft Uber Thu, 30 Nov 2017 09:30:10 +0000 Amy Lu 2063674 at http://www.wisebread.com 8 Seasonal Side Hustles That'll Cover Your Holiday Spending http://www.wisebread.com/8-seasonal-side-hustles-thatll-cover-your-holiday-spending <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-seasonal-side-hustles-thatll-cover-your-holiday-spending" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/santa_claus_sitting_down.jpg" alt="Santa Claus sitting down" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The stores have been stocking decorations for months now. Seasonal music is starting to play. Catalogs are being mailed out. There's no escaping it: The holidays are coming, and with them, wallet-emptying events, gift purchases, and groceries.</p> <p>If you're thinking, &quot;How am I going to afford it all?&quot; then maybe it's worth looking into a seasonal side hustle. These suggestions will put a bit of extra cash in your pocket &mdash; and you may even find yourself having a lot of fun along the way. (See also: <a href="http://www.wisebread.com/14-best-side-jobs-for-fast-cash?ref=seealso" target="_blank">14 Best Side Jobs For Fast Cash</a>)</p> <h2>1. Mall Santa (or one of his elves)</h2> <p>It wouldn't be the festive season without a visit to Santa at your local mall. Almost every shopping center in the country will set up a grotto of some kind, and outfit it with a Santa look-alike and perhaps an elf or two.</p> <p>Obviously, the first and biggest qualification for this job is that you should kind of look like Santa to begin with. Although fake beards and wigs are used, most of the mall Santas these days have their own flowing white beards. Not only will you need to look the part, but sounding jovial and belting out the &quot;Ho, ho, ho&quot; tagline is also a must. You should be ready to wear a smile all day, be very excited for every kid, and have a genuine love for children and the season.</p> <p>Although the average mall Santa makes around $10 per hour, some establishments pay up to $20 per hour or higher. If you don't bag the part of Santa, there are also openings for Mrs. Claus in some malls, or elves and other helpers.</p> <h2>2. House decorator</h2> <p>While most of us like the tradition of putting up the tree and decorations after Thanksgiving, some people either cannot do it themselves or would rather someone else do it. That's where you can come in and make a tidy sum.</p> <p>As you would expect, this is a very seasonal business model and is only going to give you about three to four weeks of work at best. But even if you only do it on nights and weekends for a few weeks, you can earn anywhere from $50 to thousands of dollar per home, depending on the scale, the difficulty, and the wealth of the family. Do a couple of these gigs, and you'll have more than enough to fulfill every gift wish on the list.</p> <p>You will need some basic equipment, including a long ladder, staple gun, and working knowledge of electrical systems, and should be prepared to work in the rain, snow, and hail. You'll also need to be able to transport your equipment and be ready to come out and fix issues after you have installed the lights.</p> <h2>3. Package delivery</h2> <p>'Tis the season to completely overload the mail system. And there have never been more opportunities available to help deliver those packages and make a bundle of extra cash in your spare time.</p> <p>Right now, Amazon is boosting jobs in many areas of its business, and one of those is delivery. It's called <a href="https://flex.amazon.com/" target="_blank">Amazon Flex</a> and it pays $18&ndash;$25 per hour. You set your own schedule, so it's ideal as a side hustle that you can do after work and on weekends.</p> <p>There are also services like <a href="https://www.doorman.co/delivery-drivers/" target="_blank">Doorman</a> that put you in touch with a wide range of companies looking for help delivering packages. You may also be able to deduct the mileage and transportation costs from your taxes. And with every smartphone having some kind of GPS map service installed, you don't have to know the area well to deliver packages in a timely fashion.</p> <h2>4. House and pet sitting</h2> <p>We're approaching some major holidays, including the mother of all get-togethers &mdash; Thanksgiving. Before the big day, thousands of people pack their bags and travel around the country to be with family and friends, leaving homes and pets in need of caretakers. And that's when you can step in and make a nice chunk of change.</p> <p>Put an ad up on Craigslist, or make your services known on an app like <a href="https://nextdoor.com/login/" target="_blank">Nextdoor</a>, <a href="https://www.rover.com" target="_blank">Rover</a>, or <a href="https://dogvacay.com/" target="_blank">DogVacay</a>. Obviously, you will want to get a group of solid references together; people are not going to entrust their home, valuables, and pets to a complete stranger without some great reviews. And if you have done this kind of thing before, even better.</p> <p>The owners may want to do a background check on you, and you should be willing to help pay for that. However, for just a few days of work doing basically nothing, you can net $250&ndash;$300 easily. It can be a lot more if there are many pets to look after. And if you need to be walking the dogs, too, that can also add to your fee. (See also: <a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter?ref=seealso" target="_blank">How to Make $400+ a Week as a Pet Sitter</a>)</p> <h2>5. In-store gift wrapping</h2> <p>Are your gift-wrapping skills the envy of your family and friends? Can you wrap all sorts of gifts, including those with weird shapes and sizes? Are you OK standing on your feet for almost the whole day? If you were nodding your head through that whole intro, you could pick up some great seasonal work as a gift wrap associate in one of the many stores in the mall.</p> <p>This time of year, free gift wrapping is a big lure for shoppers. Department stores, toy stores, and lingerie stores in particular love to offer free gift wrapping, and you can make $10&ndash;$12 per hour, plus tips, for providing this much-appreciated service.</p> <p>You will have to perform under pressure at times, especially during Black Friday and the week before Christmas, and you may also have to smile through the comments of irate customers. But if none of this phases you, you can make enough money to easily cover your own holiday spending.</p> <h2>6. Warehouse associate</h2> <p>As the demand for products increases toward the end of the year, many companies take on part-time warehouse associates to help out. From Amazon and Walmart, to UPS and FedEx, the type of job you will be doing varies from company to company.</p> <p>For example, Amazon warehouse workers could be selecting and boxing up groceries for their Fresh and Pantry services, or packing up regular orders from its massive inventory. Amazon fulfillment centers are located in many states around the country, and chances are your state has one already, or one is coming soon.</p> <p>Although it is part time work, the flexible hours may not be an ideal match if you have a current full time job. This is shift work, and working from 4 p.m. to 2 a.m. is common. Also, you'll need to dress warm in some states, as the warehouses can get pretty cold. You'll also be expected to lift around 50 lbs. with ease, and as this is a very physical job, you should be in fairly good shape. You can expect to earn around $10&ndash;$12 per hour, plus you'll probably get overtime pay and other benefits.</p> <h2>7. Uber or Lyft driver</h2> <p>A lot of people are already doing the &quot;taxi driver in my spare time&quot; gig, but things get really busy during the holiday season. Additional drivers are always going to be welcome, especially this time of year. So if you have a car that's in good condition, reliable, and you don't mind putting on extra miles and wear, you should consider the Uber and Lyft option around the holidays.</p> <p><a href="https://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com" target="_blank">Uber</a> and Lyft drivers make around $15 per hour, and Lyft offers weekly income guarantees that vary by city. You should be prepared to work most evenings and weekends leading up to the end of the year, and even with all the extra cabs on the roads, you can still expect to take advantage of surge pricing and make a handsome profit.</p> <p>On Halloween, Thanksgiving, and Christmas Eve, it's not unusual to see the fares surge by six or seven times. And on New Year's Eve, people have paid 10 times the normal fare to get home. That's $300 for a cab that would usually cost $30. Do a few of those and you're really in the money.</p> <p>If you prefer not to chauffeur, Uber also offers the Uber Eats service. That would simply mean picking up and dropping off food without ever having anyone in your car. (See also: <a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver?ref=seealso" target="_blank">How to Make More Money as an Uber Driver</a>)</p> <h2>8. Mystery shopping</h2> <p>With the holiday season comes a massive influx of traffic to brick and mortar stores nationwide. And to ensure standards are kept high, these businesses employ mystery shoppers to evaluate and report back.</p> <p>If you aren't familiar with the role, mystery shopping is a job that you do in your spare time, based on assignments sent to you by companies as varied as grocery stores, car dealerships, restaurants, and even liquor outlets. You will shop at the store like a regular customer, and never reveal your intentions to the employees. You make a purchase, interact with the staff, and report your findings to the company that employed you. You will be reimbursed for the item you purchased (there will be a limit based on the store you're in) plus additional money for your time. (See also: <a href="http://www.wisebread.com/check-out-these-5-legit-mystery-shopping-gigs?ref=seealso" target="_blank">Check Out These 5 Legit Mystery Shopping Gigs</a>)</p> <p>You can have a lot of fun getting paid to do things most people have to pay money to do. However, there are plenty of scams out there, so make sure you register with a legitimate <a href="http://www.mspa-na.org/" target="_blank">Mystery Shopping Providers Association of North America</a> member.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Seasonal%20Side%20Hustles%20That%27ll%20Cover%20Your%20Holiday%20Spending.jpg" alt="8 Seasonal Side Hustles That'll Cover Your Holiday Spending" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/8-seasonal-side-hustles-thatll-cover-your-holiday-spending">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-make-money-from-st-patricks-day">4 Ways to Make Money From St. Patrick&#039;s Day</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-68-best-ways-to-make-money-that-are-actually-fun">Flashback Friday: 68 Best Ways to Make Money That Are Actually Fun</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-get-audited-how-your-side-gig-needs-to-handle-taxes">Don&#039;t Get Audited! How Your Side Gig Needs to Handle Taxes</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-simple-plan-for-saving-up-a-2000-fun-fund">A Simple Plan for Saving Up a $2000 Fun Fund</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Job Hunting Christmas extra paycheck Holidays lyft part time jobs pet sitter santa seasonal jobs side hustles side jobs Thanksgiving Uber Mon, 06 Nov 2017 09:00:07 +0000 Paul Michael 2045390 at http://www.wisebread.com Don't Get Audited! How Your Side Gig Needs to Handle Taxes http://www.wisebread.com/dont-get-audited-how-your-side-gig-needs-to-handle-taxes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/dont-get-audited-how-your-side-gig-needs-to-handle-taxes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/going_on_a_family_vacation.jpg" alt="Going on a family vacation" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The gig economy is booming. In 2016, a TIME poll found that 45 million Americans offered some kind of good or service through an online platform, whether it was running errands, renting out their homes, or offering rides in their cars. With so many people earning extra income this way, you can bet that Uncle Sam wants its fair share of those earnings. Understanding some basic rules about taxes in the gig economy can help you avoid frustration and penalties.</p> <h2>Renting out your home</h2> <p>At $924 per month, Airbnb hosts command the highest average monthly income out of all others taking part in the sharing economy. Here are some key things to keep in mind if you rent your space. (See also: <a href="http://www.wisebread.com/13-things-i-learned-from-renting-out-my-home-on-airbnb?ref=seealso" target="_blank">13 Things I Learned From Renting Out My Home on Airbnb</a>)</p> <h3>1. The 14-day rule</h3> <p>According to the IRS, if your rental property also serves as your residence, and you rent out the space for no more than 14 days during the year, you don't have to report those earnings as income. Note that you also cannot claim any deductions from rental expenses if you rent for fewer than 14 days per year.</p> <p>Airbnb and similar companies will still report your earnings even if you're under the two-week threshold. But as long as you provide documentation that you meet the 14-day rule, you don't have to include rental income on your federal return. If you do have to report income, use Schedule C or E of Form 1040.</p> <h3>2. Deductible expenses</h3> <p>The IRS allows you to deduct a long list of applicable costs for your rental operation, including advertising, cleaning and maintenance services, utilities, property insurance, and property taxes. Check the rental section on <a href="https://www.irs.gov/publications/p527/ch01.html#en_US_2016_publink1000218979" target="_blank">IRS Publication 527</a> for a full list of eligible expenses.</p> <p>You can deduct 100 percent of direct rental expenses such as fees to Airbnb and rental insurance, and allocate a portion of general expenses such as mortgage interest and utilities. If you only rent out a room that is one-sixth of the size of your home, you can only allocate one-sixth of a general expense.</p> <h3>3. Form 1099-K</h3> <p>When you earn over $20,000 and make over 200 transactions in a calendar year, Airbnb will issue you a Form 1099-K. Airbnb will mail you this form and keep an electronic copy under &quot;Payout Preferences.&quot; This form is an IRS information return used to report certain payment transactions, which improves your voluntary tax compliance.</p> <h3>4. Pay attention to local occupancy taxes</h3> <p>On top of the IRS, you should also keep an eye on state and local government agencies. For example, throughout 2017 the House Finance Committee of Hawaii is evaluating an &quot;Airbnb bill&quot; to collect hotel room and general excise taxes from Hawaii-based short-term and vacation rentals.</p> <h3>5. Report rental losses</h3> <p>In the event that your rental operation goes sour, you can deduct losses up to applicable limits. Let's imagine that you own a $400,000 home and that you spent $400 to get a room ready for rental. However, nobody took you up on your offer. Per the IRS at-risk rule (for property placed in service after 1986), you can write off up to $400,000 in rental losses. So, you can deduct the $400 as a rental loss on your return.</p> <h2>Driving people in your car</h2> <p>Lyft and <a href="https://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com">Uber drivers</a> make an average $377 and $364 per month, respectively. Here are some tax-related pointers to keep in mind when declaring that income. (See also: <a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver?ref=seealso" target="_blank">How to Get a High Rating and Make More Money as an Uber Driver</a>)</p> <h3>1. Keep track of all 1099s</h3> <p>Unlike a full-time employer, Uber and Lyft won't issue you a W-2. Instead, these and other ride-sharing companies issue two types of 1099 forms to most drivers.</p> <ul> <li> <p>Form 1099-K: Includes all payments that you received from customers directly related to driving.</p> </li> <li> <p>Form 1099-MISC: Keeps track of all other non-driving income, such as payments for referrals and other types of bonuses.</p> </li> </ul> <p>While companies aren't required to issue a 1099-K unless you process 200 transactions or more (and make at least $20,000), and they're not required to issue a 1099-MISC unless you make at least $600, Uber and Lyft generally will issue those forms anyway just to remind you to report your income made through ride-sharing.</p> <p>On Uber, access your tax documents by logging in to partners.uber.com and clicking &quot;Tax Information.&quot; On Lyft, look for tax documents in the &quot;Tax Info'&quot; tab of the &quot;Driver Dashboard&quot; of your Lyft app.</p> <h3>2. Deduct applicable expenses</h3> <p>You'll quickly notice in Box 1a of your 1099-K that the reported amount is actually greater than what you received. The reason is that the reported amount in that box includes Uber's commission and other fees. On your Schedule C, Profit or Loss from Business (Form 1040), you can deduct those fees and other applicable expenses. Some examples are:</p> <ul> <li> <p>Bottled water and snacks for your passengers.</p> </li> <li> <p>Business taxes and license costs.</p> </li> <li> <p>Highway tolls.</p> </li> <li> <p>Car cleaning expenses.</p> </li> <li> <p>Car maintenance costs.</p> </li> <li> <p>Gas.</p> </li> </ul> <p>It's a best practice to keep a copy of all receipts so that you can back up your claims. One great way to do so is to open a bank account or credit card and use it solely for driving-related expenses. That way, your monthly statement becomes your monthly expense report. (See also: <a href="http://www.wisebread.com/when-you-should-get-a-business-credit-card-over-a-consumer-card?Ref=seealso" target="_blank">When You Should Get a Business Credit Card Over a Consumer Card</a>)</p> <h3>3. Include mileage in your return</h3> <p>Within your 1099s, you'll also receive a summary for &quot;On-Trip&quot; mileage. For all business miles driven in 2017, you can deduct 53.5 cents per mile. So, if you were to drive 2,000 miles, you would deduct $1,070 (2,000 x $0.535) on your return.</p> <p>You may also deduct additional miles that Uber and Lyft didn't report as long as those miles are directly related to your gig. Some examples are miles that you drove before a ride was canceled or on your way to meet an Uber or Lyft inspector. Keep a detailed log of those miles and include date, time, initial mileage, and final mileage.</p> <h3>4. Consider getting a separate smartphone</h3> <p>An internet-enabled smartphone is a key part of your operation. To make it easier for the IRS to identify what mobile phone expenses are related to your driving, get a new phone and use it exclusively for Uber or Lyft. This way you'll be able to deduct 100 percent of all phone costs, including cost of the phone, monthly charges for voice and data, and any essential accessory (chargers or mounts) from your driving income.</p> <h2>Tips for all side giggers</h2> <p>Whatever your gig, be sure you're keeping up with your taxes.</p> <h3>1. Report all income</h3> <p>From assembling furniture through TaskRabbit to delivering business supplies with Postmates, there are plenty of other ways to make money through the sharing economy. (See also: <a href="http://www.wisebread.com/13-ways-to-make-money-online-that-arent-scams?ref=seealso" target="_blank">13 Ways to Make Money Online That Aren't Scams</a>).</p> <p>All companies have to issue you a 1099-MISC once you make $600. Even when you don't hit that threshold and don't receive a form, report the income on your return. The IRS charges a 25 percent inaccuracy penalty on top of applicable taxes and interest for late payments.</p> <p>If you happen to complete additional tasks or services for a client that aren't tracked on an app or website, it's a good idea to still include them in your income. When you're making the bulk of your income through the gig economy, your federal tax return becomes a key document to prove how much you make per year. This can be useful when applying for a credit card or other form of credit.</p> <h3>2. Make estimated federal and state tax payments</h3> <p>Lessen the tax blow by submitting estimated tax payments throughout the year. Use Form 1040-ES, Estimated Tax for Individuals to submit tax payments up to four times per year. For tax year 2017, you can submit payments on April 18, June 15, September 15, and January 16, 2018.</p> <p>Most states also allow side-giggers and freelancers to submit estimated tax payments. To learn more about your state tax obligations, contact your local <a href="https://www.irs.gov/tax-professionals/government-sites" target="_blank">state tax office</a>.</p> <h3>3. Adjust withholding from your day job</h3> <p>Don't pay more taxes than you have to. If a full-time employer is already withholding taxes from your paycheck, use the <a href="https://apps.irs.gov/app/withholdingcalculator/" target="_blank">IRS Withholding Calculator</a> to adjust how much is taken out. It has been estimated that 75 percent of Americans pay too much in taxes throughout the year. The calculator will provide you suggestions to adjust your withholding so that you meet your tax liability and keep the most out of your day job paychecks.</p> <h3>4. Hire an accountant</h3> <p>Using Schedule C from Form 1040 is a great way to reduce your taxable income, but is also a way to increase your chances of receiving an audit from the IRS. Individuals using Schedule C are more likely than corporations to get an audit. If you're planning to include a very long list of deductions, paying a professional will be worth your while to hedge against a potential audit. You can deduct what your accountant charges you as a business expense, after all.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Dont%20Get%20Audited%21%20How%20Your%20Side%20Gig%20Needs%20to%20Handle%20Taxes.jpg" alt="Don't Get Audited! How Your Side Gig Needs to Handle Taxes" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/dont-get-audited-how-your-side-gig-needs-to-handle-taxes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-simple-plan-for-saving-up-a-2000-fun-fund">A Simple Plan for Saving Up a $2000 Fun Fund</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-lessons-from-tax-day-to-remember-for-next-year">7 Lessons From Tax Day to Remember for Next Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer">11 Ways to Make Money While at the Beach This Summer</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-what-to-do-if-you-get-audited">Here&#039;s What to Do If You Get Audited</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Taxes AirBnb audits deductions earnings expenses freelance gig economy income IRS lyft sharing economy side jobs Uber Thu, 26 Oct 2017 09:00:06 +0000 Damian Davila 2038890 at http://www.wisebread.com A Simple Plan for Saving Up a $2000 Fun Fund http://www.wisebread.com/a-simple-plan-for-saving-up-a-2000-fun-fund <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/a-simple-plan-for-saving-up-a-2000-fun-fund" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_piggy_bank_173834733.jpg" alt="Woman creating simple plan to get extra $2,000 this year" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>What are your big plans for this year? Buying a house? Going back to school? Or simply taking that dream vacation? Big purchases require thousands of dollars, but the good news is there are simple steps to ensure you will meet your goal.</p> <p>First, establish a clear plan and set goals that are attainable. How much money do you need to save, and when do you need it? The formula for saving money is simple enough: earn more, spend less. Here are some ways that you can do both of those things to put several thousand dollars extra into your bank account this year!</p> <h2>Ask for a Raise</h2> <p>If you have a good track record at your job and you've never gotten a raise &mdash; or it's been awhile since you did &mdash; this could be a good time to set up a meeting with your boss. Normally, employee evaluations are carried out annually, so if you're coming up on the one-year mark, this is an especially good time to bring up the subject.</p> <p>People often feel uncomfortable <a href="http://www.wisebread.com/5-things-to-say-to-your-boss-to-get-a-promotion-or-raise?ref=internal" target="_blank">asking for a raise</a>, but it's a normal and natural conversation to have. However, it's critical that you come to the table prepared.</p> <p>When you sit down with your boss, be clear about what you're asking for and why. Get specific about how much you want to make. The average annual raise in 2017 is expected to be 3.1% according to a WorldatWork Salary Budget Survey. Stellar performers may earn more.</p> <p>If you think you fall into the latter category, you should have strong evidence of <a href="http://www.wisebread.com/5-times-you-should-demand-a-raise?ref=internal" target="_blank">why you deserve an above-average raise</a>. Cite examples of successful projects you've managed, or great sales you've driven. You may also want to check out the average salary for your position in your industry. If you're being paid below market rate, add that to your argument.</p> <p>Of course, once you've secured a raise, be sure to save it instead of spending it. Let's say you're earning $3,000 a month and you get a raise of 3%. That translates into an extra $90 a month that you can put into your savings account. Make it easy on yourself by setting up a direct deposit of that amount into your savings account. That way, saving becomes automatic. (See also: <a href="http://www.wisebread.com/8-money-moves-to-make-the-moment-you-get-a-promotion?ref=seealso" target="_blank">8 Money Moves to Make the Moment You Get a Promotion</a>)</p> <h2>Seek Out Non-Traditional Sources of Income</h2> <p>If you're trying to earn more, it can also be helpful to augment your income beyond what you're earning every month in salary.</p> <p>Luckily, with the sharing or &quot;gig&quot; economy, there are many new ways to <a href="http://www.wisebread.com/15-ways-to-make-money-outside-your-day-job?ref=internal" target="_blank">earn money outside of your 9-to-5</a>. These earnings can add up fast, and often this &quot;work&quot; is very flexible and can fit in easily with your schedule. (See also: <a href="http://www.wisebread.com/extra-income-online-5-websites-that-can-seriously-pad-your-pockets?ref=seealso" target="_blank">5 Websites That Can Seriously Pad Your Pockets</a>)</p> <h3>Offer a Room on Airbnb</h3> <p>If you have a home or apartment with extra space, consider <a href="http://www.wisebread.com/this-is-how-you-rent-your-place-on-airbnb-and-succeed" target="_blank">listing your space on Airbnb</a> or another short-term rental website. Prices vary dramatically depending on where you live and the quality of the space you're renting. For instance, in Los Angeles prices range from $17 a night for a small, basic room to more than $1,000 a night for use of a whole luxury home. The average price of a private room is $73.</p> <p>Let's say you'll rent a spare room at that average rate for 10 days per month. That would equate to monthly earnings of $730. Subtract taxes, cleaning supplies, and any other materials you need to buy to keep up with your guests, and you should still clear around $500 a month.</p> <p>Keep in mind it will take some time for you to accumulate positive reviews, and certain times of year may have slower traffic than others. Also, many cities are regulating short-term rentals, which may impact how much money you can expect to make. Investigate the rules, then see how much you can make.</p> <h3>Become a &quot;Tasker&quot; on TaskRabbit</h3> <p>If TaskRabbit exists in your area, this is another great way to earn extra money toward your savings goal. Once you've been approved as a Tasker you can view the gigs people are offering. They can be anything from running errands, to waiting in line for a restaurant that doesn't take reservations, to making deliveries or helping plan a wedding.</p> <p>You get to set your rates and see tasks that correspond. If you set it lower &mdash; at say, $10 an hour &mdash; you may find more jobs than if you set it at $30 an hour. You choose which tasks fit into your schedule and how many jobs you want to take on in a month.</p> <p>Just by doing three two-hour tasks at $20 an hour, you could earn an extra $120 a month. (See also: <a href="http://www.wisebread.com/can-you-really-make-a-living-in-the-gig-economy?ref=seealso" target="_blank">Can You Really Make a Living in the Gig Economy?</a>)</p> <h3>Drive for a Ride-sharing Company</h3> <p>Signing up to <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=internal" target="_blank">drive for Uber, Lyft</a>, or any other ride-sharing company is another way to use the gig economy to earn some extra money. You'll need a four-door car in most cases, and you must be at least 21 years old with a clean driving record and car insurance.</p> <p>Uber is considered to pay better than other companies. An Uber study showed that its drivers in the company's top 20 markets average $19 an hour. Work 15 hours a week and you could gross $1,140. You'll have to pay taxes, vehicle upkeep, and insurance out of that. But you can work as much as you want, whenever you have the time, so it can be a good way to rack up several thousand dollars in just a few months. (Start <a href="https://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com">driving for Uber</a> today!)</p> <h2>Spend Less Money</h2> <p>There are a lot of incidental expenses that are easy enough to ignore in your day-to-day routine, but when you closely examine your monthly spending, it's often surprising just how much money these expenses eat away. Reduce them as much as possible to put more of your money into savings.</p> <h3>Kick the Coffee Shop Habit</h3> <p>This is a typical example, but it's worth mentioning because working Americans spent an average of about $21 a week on coffee in 2013, according to a survey by financial staffing firm Accounting Principals. The cost to make a cup of coffee at home is around 50 cents. If you drink two cups a day, that works out to about $7 a week. Over the course of a year you could save nearly $730 by making a habit of brewing your coffee at home.</p> <h3>Cut the Cord</h3> <p>Look at trimming bigger expenses, too. For instance, if having a landline is not essential for your work and you can use your cellphone, this could be an easy place to save $15&ndash;$30 a month. If you throw cable TV into the mix, you're looking at a savings of anywhere from $20 to $100 or more, depending on the package you have. Those savings can help you get to your goal quicker while minimizing the extra work you may have to take on. (See also: <a href="http://www.wisebread.com/8-alternatives-to-cable-tv-that-will-keep-you-entertained?ref=seealso" target="_blank">8 Affordable Alternatives to cable TV That Will Keep You Entertained</a>)</p> <h3>Buy Necessary Household Items in Bulk</h3> <p>Unlike going to Starbucks every day, there are some expenses that simply can't be avoided. Make a list of the things you buy every month that are absolute necessities. Think of things like toilet paper, cleaning supplies, soap, and food staples that you always need to have on hand. These are prime items to buy in bulk, especially if you have a family.</p> <p>You can <a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk?ref=internal" target="_blank">save 10&ndash;70% on certain bulk items</a>, but you need to be an astute shopper and judge how much you'll really use to figure out if the items will actually save you money in the long run. It's not a bargain if you end up having to throw out expired products or rotten food.</p> <h2>Track Progress in Writing</h2> <p>One final tip: It's important to write things down when you're serious about saving. Writing down your goal will help you to mentally commit to it.</p> <p>See also: <a href="http://www.wisebread.com/this-simple-journal-may-be-the-fix-for-your-finances?ref=seealso2" target="_blank">This Simple Journal May Be the Fix for Your Finances</a></p> <p>Record both your savings and your expenses, so you can identify areas where you're doing well and areas where you could improve. This will let you check in and re-evaluate every month to make sure you stay on track.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/a-simple-plan-for-saving-up-a-2000-fun-fund">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-get-audited-how-your-side-gig-needs-to-handle-taxes">Don&#039;t Get Audited! How Your Side Gig Needs to Handle Taxes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-make-your-money-grow-this-spring">11 Ways to Make Your Money Grow This Spring</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-seasonal-side-hustles-thatll-cover-your-holiday-spending">8 Seasonal Side Hustles That&#039;ll Cover Your Holiday Spending</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer">11 Ways to Make Money While at the Beach This Summer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Extra Income AirBnb coffee cord cutting lyft raises ride-sharing saving money sharing economy side jobs TaskRabbit Uber Mon, 30 Jan 2017 10:30:28 +0000 Amanda Gokee 1871127 at http://www.wisebread.com 8 Creative Ways to Make Money on Super Bowl Sunday http://www.wisebread.com/8-creative-ways-to-make-money-on-super-bowl-sunday <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-creative-ways-to-make-money-on-super-bowl-sunday" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-528278676.jpg" alt="make money this superbowl sunday" title="" class="imagecache imagecache-250w" width="250" height="143" /></a> </div> </div> </div> <p>I don't watch football, I don't like football &mdash; heck, I don't even know how to play football. And I won't apologize for it. So what will I do when the Big Game takes over the first Sunday of February? The best thing I know how &mdash; make money!</p> <p>Join me in exploring these options for lining my pockets with cash this Super Bowl Sunday. You can be all counterculture, too.</p> <h2>1. Provide a Party Setup Service<strong> </strong></h2> <p>While most people plan their own Super Bowl parties, there are some folks out there who'd rather hand over the reins to someone else. I know when I host parties, I'm beat by the time the festivities begin after cleaning and cooking all day. If you've got the skills to set up a memorable get together, advertise those skills locally on social media, the Nextdoor app, or Craigslist. Keep your rates affordable ($20 an hour or less; it's not like you're discovering a cancer vaccine) and factor in the cost of goods if the host doesn't already have things to decorate and set up.</p> <h2>2. Drive for Lyft or Uber<strong> </strong></h2> <p>I've been <a href="https://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com">driving for Uber</a> and Lyft sporadically for about six months, but I always make sure to get on the road during holidays and big events. You might not realize it, but days like Black Friday and Super Bowl Sunday are great opportunities to make more cash than usual because more people are out and about. And since Super Bowl Sunday goes hand-in-hand with drinking too much beer, you can expect that many revelers will need rides to and from their destinations that evening.</p> <h2>3. Tap Into Influencer Marketing Programs<strong> </strong></h2> <p>In addition to blogging about personal finance, I also run a media company wherein I provide PR services to some of my clients. Recently, this has included hiring social media influencers, mainly on Instagram, to wear my clients' products and post about them. The influencers get paid for their posts, and the brand reaches targeted demographics who may have never heard of their products before. For the Super Bowl, these kinds of opportunities exist as well (but not through me; please don't contact me). Kamiu Lee, vice president of business development and strategy at Bloglovin', a leading lifestyle and social discovery platform, explains.</p> <p>&quot;If you have a successful blog or a strong social media following, the Super Bowl is a perfect time to get involved with influencer marketing,&quot; she says. &quot;Brands that don't have that multimillion dollar ad budget still want to be a part of the biggest advertising event of the year, and in order to do so, they're looking to work with influencers who will help them reach their niche target audiences.&quot;</p> <p>Of course, you should have a decent-sized following of at least several thousand to be considered for these kinds of marketing programs.</p> <h2>4. Become a Freelance Delivery Person for a Day<strong> </strong></h2> <p>It should come as no surprise that Super Bowl Sunday is one of the biggest pizza delivery days of the year, along with Halloween, the day before Thanksgiving, New Year's Eve, and New Year's Day. While you won't get any work delivering pies for the likes of the big guys, there are still opportunities available &mdash; especially if you live in cities where third-party delivery services, like&nbsp;<a href="https://www.doordash.com/" target="_blank">DoorDash</a>, are popular.</p> <p>According to a DoorDash representative, Super Bowl Sunday is one of the busier days for delivery on the app.</p> <p>&quot;With orders for buffalo wings increasing by 500% and pizza deliveries by 300%, likely due to all the parties happening at people's homes, anyone can make several deliveries via DoorDash and still be home in time to catch the game,&quot; the company says.</p> <h2>5. Offer Child and Pet Sitting Services<strong> </strong></h2> <p>There are several ways to get in on the lucrative baby and pet sitting game.</p> <p>If you prefer child care, sites like <a href="https://www.urbansitter.com/" target="_blank">UrbanSitter</a>, <a href="https://www.care.com/child-care" target="_blank">Care.com</a>, and <a href="https://www.sittercity.com/" target="_blank">Sittercity</a> can help connect you with parents who'd like to be child-free while they whoop it up for their favorite team. Services like DogVacay and Rover.com, on the other hand, will match you with pet owners who need a helping hand during the game. Personally, I enjoy participating in the latter &mdash; I watch dogs from DogVacay frequently &mdash; and there's really nothing better than getting paid to play with puppies. Completely relaxing and satisfying.</p> <h2>6. Sell Your Winning Team Memorabilia After the Game<strong> </strong></h2> <p>Have special or signed memorabilia from members of the winning team lying around the house? Maximize your earnings by timing the sale of these items for the team's big win. List the memorabilia on eBay and see what you get. If it's a particularly amazing game, you might make out better than you anticipated.</p> <h2>7. Advertise Small-Scale Catering<strong> </strong></h2> <p>Like party planning, many party hosts don't want to deal with cooking all the gameday junk food if they don't have to. One alternative is to order everything in, which can get pricey &mdash; and the quality isn't always top-notch considering that takeout joints are pushing food out the door at warp speed that day.</p> <p>Another alternative, however, is to order food from a small-scale caterer &mdash; and that's where you come in. If you've got skills in the kitchen, offer to prepare a spread for a friend, coworker, or family member's party. Create a menu, prepare the food, deliver and set it up, and take care of cleanup afterward. This scenario lets you enjoy the game (at least a little bit) while making money doing something you love. Again, keep your rates reasonable and research the cost of all ingredients and materials (aluminum trays, etc.) before providing a quote; the idea is to make money, not spend money you don't even have.</p> <h2>8. Clean Homes Before or After the Festivities<strong> </strong></h2> <p>Since Super Bowl Sunday is not a national holiday &mdash; despite what many people might think &mdash; somebody's got to do that evening's or the next day's dirty work. If your schedule accommodates cleaning up after a Super Bowl party, post an ad on Craigslist or Nextdoor offering your services. If you live in a particularly festive area, you're likely to get a bite or two if you keep your prices affordable &mdash; say, no more than $20 an hour.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-creative-ways-to-make-money-on-super-bowl-sunday">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer">11 Ways to Make Money While at the Beach This Summer</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-make-money-from-st-patricks-day">4 Ways to Make Money From St. Patrick&#039;s Day</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-make-money-over-memorial-day-weekend">7 Ways to Make Money Over Memorial Day Weekend</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income advertising baby-sitting catering cleaning football lyft making money parties pet sitting sports Super Bowl Uber Wed, 25 Jan 2017 16:01:11 +0000 Mikey Rox 1877972 at http://www.wisebread.com How to Get a High Rating and Make More Money as an Uber Driver http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-make-more-money-as-an-uber-driver" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-542696492.jpg" alt="make more money as an uber driver" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you currently <a href="https:////uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com" target="_blank">drive for Uber</a> or Lyft, or have considered <a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car?ref=internal" target="_blank">using your vehicle to make money</a>, then there are some tips you can take advantage of to earn even more. The secret to making the most money out of these services is by getting a high rating. The higher the rating, the more opportunities you'll have. With Lyft, that may mean a larger tip. Uber offers incentive programs to highly rated drivers. Here are some easy ways to earn a high rating while driving for these services. (See also: <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=seealso">How to Earn Extra Money Driving for Uber or Lyft</a>)</p> <h2>Provide the Best Service</h2> <p>By offering service above and beyond, you'll ensure a high rating from your passengers. Open the passenger door and help put their luggage in the trunk. Have phone chargers handy for your guests and don't forget to give your riders a high rating so they are more inclined to do the same for you.</p> <h2>Know the Area Well</h2> <p>The best drivers know their area well. They won't make a wrong turn or take the wrong exit because they got confused with the directions on their driving app. They know how to bypass congested areas safely and navigate smoothly. If the passenger thinks you're uneasy with the neighborhood, it'll make them less confident about your ability.</p> <h2>Ignore Your Phone</h2> <p>Many drivers use a Bluetooth headset or check their texts while they're driving. But it's never appropriate if you're on the job. Not to mention it can be illegal to use your phone while driving. You surely won't get a 5 star rating if you get stopped for a ticket.</p> <h2>Keep Your Vehicle Clean</h2> <p>Give your car a regular washing, inside and out. It should also smell clean, so it's a good idea to have a suble air freshener and drive with the windows down when there aren't passengers to air out any lingering odors.&nbsp;</p> <h2>Dress and Act Professionally</h2> <p>One of <a href="https://newsroom.uber.com/uk/meet-mohammad-the-driver-with-the-highest-rating-in-europe/" target="_blank">Uber's highest rated drivers</a> has a simple tip: If you're unhappy, don't come to work. The passengers aren't forcing you to work this job, in fact, they're paying you their hard earned money to provide a service. And just because you're not in an &quot;office&quot; it doesn't mean you should be dressed like you work from home. Dress in clean and neat clothes, and be polite and respectful.&nbsp;</p> <h2>Keep the Music Low</h2> <p>Keep the music at a reasonable volume. Soothing music like jazz or classical can put passengers in a relaxed mood. You can also ask whether they have a preference in music. Some might prefer to have no music at all.</p> <h2>Don't Be Overly Friendly</h2> <p>Your passengers want a positive experience in your vehicle. It's important that you are friendly and sociable, without going overboard. Don't push the conversation, as many riders prefer to be left alone or want to have a conversation with their fellow passenger.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-part-time-jobs-to-do-while-your-kids-are-at-school">17 Part-Time Jobs to Do While Your Kids Are at School</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-you-can-earn-18-to-25-an-hour-with-amazon-flex">How You Can Earn $18 to $25 an Hour With Amazon Flex</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft">How to Earn Extra Money Driving for Uber or Lyft</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-uber-saving-or-costing-you-money">Is Uber Saving or Costing You Money?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Extra Income lyft part-time job ridesharing side hustle side job Uber uber app uber driver Mon, 16 Jan 2017 10:30:25 +0000 Andrea Cannon 1873578 at http://www.wisebread.com 7 Ways to Earn Extra Money With Your Car http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-ways-to-earn-extra-money-with-your-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_87220579_MEDIUM.jpg" alt="side jobs you can do with your car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Your car is an asset in a number of ways. It can also be the perfect tool to earn some money on the side. To make the most of your investment, we've covered some of the top ways to earn extra money with your car.</p> <h2>1. Join Uber or Lyft</h2> <p><a href="https://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com">Driving for Uber</a> or Lyft works similarly to driving a taxi, except you get to use your own vehicle and set your own schedule. Lyft claims that you can make up to $35 per hour, while Uber claims that the average driver makes around $19 per hour, and drivers in big cities like New York can earn approximately $90,000 a year (before the cost of insurance and gas).</p> <p>In order to work part-time or full-time for one of these rideshare companies, you will need a clean driving record, insurance, a smartphone, and a newer model car. The signup process is quick and easy, so you can begin making money right away. (See also: <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=seealso">How to Earn Extra Money Driving for Uber or Lyft</a>)</p> <h2>2. Wrap Your Car With Paid Advertising</h2> <p>If you aren't attached to the appearance of your vehicle, consider having it wrapped in an advertisement. Companies like <a href="http://www.wrapify.com/">Wrapify</a> and <a href="http://www.carvertise.com/">Carvertise</a> can lease ad space on your car for hundreds of dollars per month. While Forbes estimates that you can make anywhere from $100-$600 per month to use your vehicle as a moving billboard, it will really depend on the service you choose, the size of your car, your daily commute, and where you live. If you drive a lot, park in a high traffic area, or have a larger vehicle, you can expect to make more with car advertisements.</p> <p>Typically, you will agree upon how much of the car will be covered and a certain period of time that the advertisement will be displayed. Then, all you need to do is drive as you normally would.</p> <h2>3. Rent It Out</h2> <p>If you are planning a trip out of town, consider renting your vehicle out for the time you're away. You can rent it to someone needing a vehicle for the time you're gone with sites like <a href="https://turo.com/list-your-car">Turo</a> and <a href="https://www.getaround.com/">Getaround</a>, or you can lease your vehicle to be used on a movie set. Getaround estimates that you can make up to $10,000 a year by a sharing your vehicle when you don't need it.</p> <p>If you have a specialty vehicle or an old vehicle (which will fit a certain time period), you can expect to make more money and get booked on more filming jobs. You can even make money just by parking your car on the set, so that it matches the look or time period the film is shooting for.</p> <h2>4. Sign Up for a Delivery Service</h2> <p>If driving people isn't your thing, consider applying for a food delivery or courier service, like <a href="https://postmates.com/apply">Postmates</a>, <a href="https://www.doordash.com/dasher/apply/">DoorDash</a>, or <a href="https://www.taskrabbit.com/">TaskRabbit</a>. You can accept jobs at will and can pick up and deliver food or items in your area.</p> <p>If you'd rather have a set schedule and more reliable source of income, consider applying at your local pizza store to deliver pizza. If you'd like to take it one step further, you can sign up for a site like <a href="https://www.instacart.com">Instacart</a>, where you can make money grocery shopping for others.</p> <h2>5. Pickup Services</h2> <p>If you have a truck or large vehicle, you can make money picking up large items or even helping people move. Services like <a href="https://www.buddytruk.com/drive/">Buddytruk</a> and GoShare will allow you to <a href="https://www.goshare.co/drivers/">earn up to $61.92 an hour</a> by using your van, truck, or SUV to transport items. You can also use a service like TaskRabbit to charge for the use of your vehicle, as well as for your manpower (for transporting or lifting heavy items).</p> <h2>6. Charge for Carpooling</h2> <p>If you have coworkers that need a ride to work, or children around the neighborhood who could take advantage of carpooling services, consider charging for these services. By charging each rider a small fee for gas, it can cover your gas bill and more. All you'll have to do is take the riders where you were already planning on going anyway.</p> <p>You can also take it one step further and offer airport picks and dropoffs. This will save your friends and family the stress and hassle of driving their own car, and it can help them avoid costly airport parking charges. Keep in mind that anytime you are charging for transportation or carpooling services, you'll need to be mindful of being on time.</p> <h2>7. Offer Driving Lessons</h2> <p>If you have nerves of steel and your stress level can handle it, consider offering driving lessons. You'll need a permit and insurance to get started. Your vehicle will also need to be adjusted to offer safer accommodations for young drivers, so you may only want to consider this if you have an extra vehicle that you don't use often.</p> <h2>Is It Worth It?</h2> <p>The extra cash can cover the cost of gas, or possibly even your car payment. With each of these money-making opportunities, there is no obligation to continue if it doesn't turn out to be very lucrative. If you find that these ideas don't work for you and your vehicle has become more of a costly liability than anything else, then maybe it's time to consider selling your car. (See also: <a href="http://www.wisebread.com/the-6-best-ways-to-sell-your-car?ref=seealso">The 6 Best Ways to Sell Your Car</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-seasonal-side-hustles-thatll-cover-your-holiday-spending">8 Seasonal Side Hustles That&#039;ll Cover Your Holiday Spending</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-get-audited-how-your-side-gig-needs-to-handle-taxes">Don&#039;t Get Audited! How Your Side Gig Needs to Handle Taxes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-simple-plan-for-saving-up-a-2000-fun-fund">A Simple Plan for Saving Up a $2000 Fun Fund</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-make-money-from-st-patricks-day">4 Ways to Make Money From St. Patrick&#039;s Day</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Extra Income car delivery food delivery lyft side gig side hustle side jobs Uber Mon, 26 Sep 2016 10:00:06 +0000 Andrea Cannon 1799076 at http://www.wisebread.com Is Uber Saving or Costing You Money? http://www.wisebread.com/is-uber-saving-or-costing-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/is-uber-saving-or-costing-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_88284853_MEDIUM.jpg" alt="hailing a cab: is it cheaper than uber?" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Uber is more than just convenient; it can actually save you time and money. Everyday commuters are saving hundreds of dollars per month by foregoing their car in favor of <a href="https://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com" target="_blank">rideshare apps like Uber</a>. Businesses are also <a href="https://newsroom.uber.com/uber-for-business-saves-companies-1k-per-employee/">saving money by using Uber</a> for their business transportation needs, rather than hiring a limo or expensive business vehicle for their employees.</p> <p>Uber can also be safer than a taxi because it's all managed through the app, so you can always track your driver and leave reviews for them later on. When it comes to largely populated cities like Manhattan, simply ordering an Uber through the app (rather than fighting with people to catch a cab) can be very convenient and save you a lot of time and frustration. You can even automatically pay using the app, so there's no need to carry cash or worry about paying at the end of the ride.</p> <p>But if you're using Uber often enough, is it actually saving you money? Or is it draining your bank account? Let's investigate.</p> <h2>What Does Uber Cost?</h2> <p>The cost of Uber depends on which car you choose, the time of day, and how far you will be going. For instance, if you choose a traditional UberX vehicle, you will be charged per mile and per minute with a small booking fee of $1.65. If you choose an SUV, the charges per mile will be higher, as well as a base fare of $15, which will cost you a lot more for both short and long rides. A luxury vehicle is even more expensive and the base fare is $20.</p> <p>For an accurate fare quote, you can either use the app or a site like <a href="http://uberestimate.com/">UberEstimate.com</a>. You simply put in your pickup and drop-off locations and it will give you an accurate price range. You aren't required to tip, and Uber does not offer the capabilities to tip on the app, but your driver will usually accept a cash tip, if you feel like it.</p> <h2>Watch Out for Surge Pricing</h2> <p>Surge pricing occurs when the demand for Uber is higher, such as on the weekends, around holidays, and in inclement weather. The cost of your commute will be higher thanks to surge pricing, which can go up to eight times the normal rate. In these cases, you likely won't save any money using Uber and should instead choose a rental car, public transportation, or even a taxi.</p> <h2>Try UberPool</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/uber.jpg" width="605" height="340" alt="" /></p> <p>If you want to save even more money, consider using UberPool. With UberPool, you share a ride with another person who is going on a similar route as you. Then, you split the cost of the trip to save more money. While this will save you more in the end, it won't split the cost in half, so if you don't feel comfortable riding with another passenger, don't bother, as you won't be saving <em>that </em>much.</p> <h2>The Costs of Car Ownership</h2> <p>The average monthly payment for a new car has <a href="https://www.experianplc.com/media/news/2015/q2-2015-safm-pt-2/">risen to $483</a>. Just think about what you could do with $483+ extra per month. When it comes to owning a car, there are a number of other expenses beyond the monthly car payment. For instance, there may be a weekly need to fill up on gas and a monthly car wash, at minimum. You will also have to pay for car insurance, registration fees, car maintenance, and car repairs from time to time. The occasional car accident and parking tickets can also add a lot to the cost of car ownership. These basic and unexpected costs can quickly add up to an astronomical amount. (See also: <a href="http://www.wisebread.com/how-to-cut-car-ownership-costs?ref=seealso">How to Cut Car Ownership Costs</a>)</p> <p>According to a test conducted by Business Insider, one person's <a href="http://www.businessinsider.com/how-using-uber-and-lyft-saves-me-money-2015-2">monthly cost of car ownership</a> totaled more than $1,500 in San Francisco, while the cost of public transportation and Uber rides only cost $572 per month. This is an extreme example, as most people won't need to spend nearly this much on transportation, but the savings are obvious.</p> <p>As a general basis, AAA estimates that the average person will spend <a href="http://exchange.aaa.com/wp-content/uploads/2011/07/Your-Driving-Costs-infographic-2014.png">$8,876 per year</a> for a new sedan in an average city. To drive the same average amount using Uber, the cost would be <a href="https://www.nerdwallet.com/blog/insurance/avoid-car-insurance-costs-lyft-uber/">$17,095 per year</a>, which is about twice the cost of owning your own car. For this reason, Business Insider recommends using UberX if you drive less than <a href="http://www.businessinsider.com/is-uber-cheaper-than-owning-a-car-2014-9">9,480 miles per year</a>. If you drive more than that, Uber will actually cost you more in the end.</p> <h2>Paying for Parking</h2> <p>If you live in a large city like San Francisco, Los Angeles, or New York, you may also need to pay for parking, both on a monthly basis and whenever you are enjoying a night out. If you're on vacation, your hotel may also charge for parking, particularly if you're staying in the city center. Valet parking, and even self-park options, often total around $25 per night, and even more if those garages charge every time you enter.</p> <h2>How Often Do You Need a Car?</h2> <p>When it comes to owning a car or taking an Uber, you will almost always spend more on the costs of a car, unless you need a car on a daily basis. For instance, if you work from home and don't need a vehicle everyday, then paying for an Uber only when you need it can be a huge money saver. On the other hand, if you travel to work everyday, or live in the suburbs and need to travel for your daily needs, you may need a vehicle of your own.</p> <h2>Who Benefits Most From Uber?</h2> <p>Uber is a great alternative if you are living in a large city and don't need a car on a daily basis. It is also ideal if you don't currently have the credit or funds to purchase a car. On the other hand, even if you have a car, Uber can be a great option for a night you plan on drinking. Rather than trying to hail a taxi or depending on a friend to be the designated driver, you can simply use your app and an Uber will come to you when you're ready to go home.</p> <p>For quick trips to the airport, Uber can also be ideal. For instance, the cost of parking at LAX can range from $5.95-$30 per day, depending on how far you are willing to park from the terminal, which can really add to the total cost of your trip. According to Time Magazine, if your longest round-trip is the airport to the hotel, <a href="http://time.com/money/4299690/uber-rental-cars-which-cheaper/">Uber can save you money</a>. If you are simply taking a short trip and won't be driving too far out of the immediate surroundings, Uber will be your most affordable, and most convenient, option.</p> <h2>Is a Taxi More Affordable?</h2> <p>According to MIT's Technology Review, <a href="https://www.technologyreview.com/s/535886/data-mining-reveals-when-a-yellow-taxi-is-cheaper-than-uber/">taxis are more affordable</a> for rides below $35. However, this all depends on where you live. In Canadian cities, you will almost always save money on Uber, compared to a taxi. To be sure, use an app like <a href="http://www.openstreetcab.com/">OpenStreetCab</a>, <a href="http://www.priceride.com/">PriceRide</a>, or <a href="https://ride.guru/">RideGuru</a> to determine whether Uber, Lyft, or a taxi would be more affordable for your next trip.</p> <h2>When Is It Time for a Rental?</h2> <p>If you will need to use Uber from more than one consecutive day, you need to take a long trip, or you need Uber during surge pricing times, then a rental car may be the best way to go. In most cases, having a car at your disposal for both long and short trips is the most convenient option. However, in most cases, using Uber for infrequent traveling needs is your best bet. (See also: <a href="http://www.wisebread.com/save-on-car-rentals-with-these-10-easy-hacks?ref=seealso">Save on Car Rentals With These 10 Easy Hacks</a>)</p> <h2>Promo Codes</h2> <p>Each app, like Uber, Lyft, and Sidecar, offers their own promo codes, so it's in your best interest to try them all out with unique promo codes. You can also send invites to your friends and when they use your link or code to sign up, you will earn more free rides, so it's worth trying. (See also: <a href="http://www.wisebread.com/how-to-score-free-rides-on-uber-lyft-and-sidecar?ref=seealso">How to Score Free Rides on Uber, Lyft, and Sidecar</a>)</p> <h2>Alternative Options</h2> <p>Uber and Lyft have transformed the taxi game. There are now also alternative transportation options to improve your ability to get around, such as <a href="https://www.getaround.com/">GetAround</a> (peer-to-peer car sharing), <a href="http://skurt.com/">Skurt</a> (rental cars are delivered and picked up from your location), <a href="http://www.carzup.com/">CarzUp</a> (all rental cars in one location), and <a href="http://www.swapalease.com/">Swapalease</a> (lease transfer options with no down payments). Make sure to compare the options and prices in your area before deciding on any one particular mode of transportation.</p> <p><em>Have you lived a month or more on Uber? What have your experiences been with popular rideshare apps? Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/is-uber-saving-or-costing-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">What Kind of Auto Insurance Do Uber Drivers Need?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-money-saving-hacks-are-a-huge-waste-of-time">These 5 Money-Saving Hacks Are a Huge Waste of Time</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-lessons-on-how-to-be-a-financial-grownup-from-bobbi-rebell">6 Lessons on How to Be a Financial Grownup From Bobbi Rebell</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-take-one-vacation-day-and-save-thousands">How to Take One Vacation Day and Save Thousands</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Cars and Transportation frugal living lyft ridesharing ridesharing app saving money surge pricing Uber uber pool Wed, 20 Jul 2016 10:30:10 +0000 Andrea Cannon 1755639 at http://www.wisebread.com Uber, Lyft, and More — Where to Find the Best Rideshare Deals http://www.wisebread.com/uber-lyft-and-more-where-to-find-the-best-rideshare-deals <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/uber-lyft-and-more-where-to-find-the-best-rideshare-deals" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_ride_sharing_000025867571.jpg" alt="Woman making sense of ridesharing prices" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Learning how to use ridesharing apps is a <a href="http://www.wisebread.com/15-modern-life-skills-everyone-should-master">modern skill you should master</a>, but which service is actually the best deal? We're comparing <a href="http://www.wisebread.com/how-to-score-free-rides-on-uber-lyft-and-sidecar">Uber</a>, Lyft, and other options to make sense of rideshare pricing.</p> <h2>Uber</h2> <p><a href="https://www.uber.com/">Uber</a> is definitely the top competitor in the space and they have the most cars on the road in the most cities. In comparison to a taxi, however, it turns out that Uber's pricing only beats the average taxi on <a href="http://www.technologyreview.com/view/535886/data-mining-reveals-when-a-yellow-taxi-is-cheaper-than-uber/">trips greater than $35</a>. But the convenience and speed of getting an Uber versus calling a taxi service makes it the better option for many.</p> <p>Price surging is the main drawback to Uber. If demand is high, Uber will increase the pricing commensurate to demand. This means that in big cities like L.A. or New York, prices can double or more during rush hours and on holidays like New Year's Eve. If you need to get around for as cheap as possible without the prolonged travel time of a bus, the new shared-ride service called Uber Pool can be as low as $3 per person, depending on your destination. You share the car with one or two other riders who are going a similar direction.</p> <p>Get a fare estimate for any trip using this <a href="http://uberestimate.com/">unaffiliated Uber calculator</a>.</p> <h2>Lyft</h2> <p><a href="http://track.flexlinks.com/a.ashx?foid=1029882.1473799&amp;fot=9999&amp;foc=1" target="_blank" rel="nofollow">Lyft</a>, the app whose cars wear a pink mustache, attempts to be the equivalent of getting a ride from a friend. The overall casual and fun attitude is clear on their app and with their drivers. The best upside: no big price hikes during peak travel times. A downside: Lyft is not as widely available as Uber, but they are working toward adding new cities and drivers.</p> <p>While Lyft's pricing is comparable to Uber's, it can climb higher when factoring in tipping your driver, which is encouraged. Lyft drivers are generous (expect to find candy, water bottles, and gum in the backseat) and friendly, so you will likely be compelled to tip.</p> <p><a href="http://track.flexlinks.com/a.ashx?foid=1029882.1473799&amp;fot=9999&amp;foc=1" target="_blank" rel="nofollow">$15 Off first ride for new customers with code: LYFTAFF70457</a></p> <h2>Sidecar</h2> <p><a href="https://www.side.cr/">Sidecar</a> is a smaller, but interesting player in the ridesharing arena. Drivers name their own prices and filter their own rides. Riders get their pricing up front once they type in the destination, and riders get to <a href="http://www.theverge.com/2014/2/20/5429350/sidecar-ridesharing-app-relaunches-as-a-friendlier-uber-competitor">choose a driver</a> &mdash; unlike Uber or Lyft, which both assign whomever takes the request first.</p> <p>Pricing varies by driver, so while some might be as low as pocket change, others might offer a more luxurious ride for a higher price. The biggest drawback to Sidecar is that it not as available in many cities. If you live in the Bay Area, Seattle, Washington, D.C., San Diego, Chicago, Boston, and Charlotte, it's possible that an Uber or Lyft driver might be moonlighting on Sidecar.</p> <h2>Taxi</h2> <p>Taxi cabs are usually the last resort when you have no choice, and that has worked to the taxi industry's advantage (getting your business) and disadvantage (earning your disdain) for years. That said, taxis don't price surge, they are available at every airport while app drivers are not, and they are licensed professionals whose companies are more liable for their drivers than the app companies, which <a href="http://www.newyorker.com/business/currency/uber-lyft-liability">operate in a legal gray area</a>.</p> <p>Taxi cabs usually start with a base fare ranging from $2&ndash;$5, plus a per-mile rate ranging from $1&ndash;$4. You can also find out when <a href="http://bgr.com/2015/03/18/uber-vs-taxi-cost/">Ubers are cheaper than taxis</a> with a new app that neither cab companies nor Uber wants us to know about.</p> <h2>Your Car</h2> <p>There will be times when nothing other than your own car will do: picking up your parents at the airport (good luck trying to get them to use Uber), days full of many tiny errands, or the dreaded trip to Ikea. But with the <a href="http://www.gasbuddy.com/GB_Price_List.aspx?cntry=USA">average gas price</a> in the U.S. varying from $2.30 to $3.90 per gallon, we're all trying to save money on personal car use.</p> <p>Carpooling has become a more viable option for most people in suburban areas, especially for long commutes and road trips, when you can take advantage of the carpool lanes or have your passengers kick-in a little for sharing the car. Find out how much you can <a href="http://www.cleanaircampaign.org/Your-Commute/Commute-Calculator">save by carpooling</a>.</p> <h2>The Rankings</h2> <ol> <li>Your car is still the <a href="http://www.mandatory.com/2015/02/05/is-taking-an-uber-all-the-time-cheaper-than-owning-a-car/">cheapest and most convenient</a> choice for most of the U.S., especially for burdensome errands and personal trips. If you carpool, it's an even better deal (though Uber is <a href="http://www.businessinsider.com/ubers-plans-to-be-cheaper-than-owning-a-car-2015-2">trying to change that</a>).<br /> &nbsp;</li> <li>Uber, Lyft, and Sidecar's advantages of speed and convenience make them ideal when traveling or on a night out. Of the apps, Uber is the most consistent and the best deal.<br /> &nbsp;</li> <li>Taxis are still the best option for remote locations and select airports because they have access that apps are still trying to gain, but the longer the trip, the more expensive it will be compared to an Uber.</li> </ol> <p>To compare your options in the moment, try using new app <a href="http://www.priceride.com/">PriceRide</a>, which can reveal the best price for any given trip.</p> <p><em>What's your favorite ridesharing service?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/uber-lyft-and-more-where-to-find-the-best-rideshare-deals">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-score-free-rides-on-uber-lyft-and-sidecar">How to Score Free Rides on Uber, Lyft, and Sidecar</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft">How to Earn Extra Money Driving for Uber or Lyft</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-simple-plan-for-saving-up-a-2000-fun-fund">A Simple Plan for Saving Up a $2000 Fun Fund</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-uber-saving-or-costing-you-money">Is Uber Saving or Costing You Money?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks carpooling Cars lyft ridesharing taxis Uber Fri, 19 Jun 2015 13:00:16 +0000 Amanda Meadows 1457075 at http://www.wisebread.com How to Score Free Rides on Uber, Lyft, and Sidecar http://www.wisebread.com/how-to-score-free-rides-on-uber-lyft-and-sidecar <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-score-free-rides-on-uber-lyft-and-sidecar" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_city_phone_000039070354.jpg" alt="Woman learning how to snag free rides on uber, lyft, and sidecar" title="" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>The story of Blake Jareds acts as both travel hack inspiration and a cautionary tale. Last year, the Long Island native was able to rack up $50,000 in Uber credit via referral codes, but that reward was reduced to $500 when Uber took notice of his exorbitant earnings. However, the way he went about it is pretty savvy &mdash; first he created his own legit-looking custom promo code (&quot;UBER$20FREERIDE&quot;) to help with search engine optimization, and then he posted that code to Reddit's <a href="https://www.reddit.com/r/eFreebies">eFreebies</a> section, where it picked up viral steam.</p> <p>Although&nbsp;<a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft">Uber</a> now has rules in place about making codes available to the general public (beyond your own network reach) or paying to advertise them, we can all take a few tips from Jareds' approach to snagging free rides on services like Uber, Lyft, and Sidecar. (After all, even celebs like Lindsay Lohan, Snoop Dogg, and Neil Patrick Harris have gotten in on the action, <a href="http://news.yahoo.com/cheapskates-lindsay-lohan-neil-patrick-harris-10-every-204852569.html">referring their massive Twitter followers</a>.) And even if you don't have quite the large fan base that Lohan, Snoop, and Harris do, you can still earn valuable coin toward free rides.</p> <p>Here's how each company's referral program works:</p> <h2>Uber</h2> <p>As an <a href="https://www.uber.com/">Uber</a> user, both you and the new user you refer will receive a $20 credit in your respective accounts. You can even create your own personalized promo code so that it's easier to remember and share with others. (Here's a useful <a href="http://therideshareguy.com/how-to-personalize-your-uber-passenger-referral-code/">primer on referral codes</a>, although it's written from a driver's perspective rather than a rider; the advice still works, though.) As of now, there's no ceiling to the amount of credit you can earn &mdash; although it must be earned legitimately.</p> <h2>Lyft</h2> <p>Like Uber, both referrer and referee get a $20 credit, and a unique personalized referral code can be created. Unlike Uber, <a href="https://www.lyft.com/">Lyft</a> has a lifetime referral ceiling of $15,000 maximum. However, Lyft is currently sweetening the deal with a promotion in 19 of its markets: Refer three friends and get $60 in referral credits, plus $25 in bonus credits. Refer five friends, and get a $100 credit, plus $50 in bonus credits. Refer 10 friends, and get $200 in referral credits, plus $100 in bonus credits.</p> <h2>Sidecar</h2> <p>Through its &quot;Refer-a-Friend&quot; program, new users get $20 in ride credit, while the referring user gets $10 to use toward future Sidecar rides. Currently, <a href="http://www.side.cr/">Sidecar</a> is only available in San Francisco, Oakland, Los Angeles, San Diego, Long Beach, Seattle, Chicago, Boston, Charlotte, and Washington, D.C. Users can also save up to 50% off by taking advantage of its unique ride-sharing program.</p> <h2>Extending Your Referral Reach</h2> <p>These amounts are often in flux, as each company often runs promotions or adjusts the current amount of credit given. Consider subscribing to the <a href="https://blog.uber.com/">Uber Blog</a>, <a href="http://blog.lyft.com/">Lyft Blog</a>, and <a href="http://www.side.cr/category/promotions/">Sidecar Blog</a> to stay up-to-date on the latest and greatest savings.</p> <p>Also, think about ways you can pump up your earning prospects by reaching out to your greater network. Are you a blogger? Share your referral code with your readers. Have a lot of Facebook friends? Let them know about your unique code &mdash; and reap the rewards! Work at a place that gets a lot of foot traffic? Put out referral cards on your desk or another common area, and watch the referrals roll in. (Here's more information on how to order snazzy-looking <a href="http://get.lyft.com/referral-cards/">Lyft referral cards</a> and <a href="http://uberr.weebly.com/print-uber-business-cards.html">Uber referral cards</a>.)</p> <p>And if you're in a market where Lyft, Uber, or Sidecar is relatively new, take advantage of your early adapter savvy by making others the wiser. (Here's a great blog post from someone who snagged <a href="http://patrickcines.com/blog/how-i-turned-50-into-over-1500-in-free-uber-credit/">$1,500 in Uber credits</a> by spreading the word when the service came to State College, Pennsylvania.) Unlike some programs, it's a win-win situation for people on either side of the referral &mdash; and you might be surprised at how quickly the credits stack up.</p> <p><em>Have you racked up referral credits? Tell us how!</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-score-free-rides-on-uber-lyft-and-sidecar&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Score%2520Free%2520Rides%2520on%2520Uber%252C%2520Lyft%252C%2520and%2520Sidecar.jpg&amp;description=How%20to%20Score%20Free%20Rides%20on%20Uber%2C%20Lyft%2C%20and%20Sidecar"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Score%20Free%20Rides%20on%20Uber%2C%20Lyft%2C%20and%20Sidecar.jpg" alt="How to Score Free Rides on Uber, Lyft, and Sidecar" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jen-jones-donatelli">Jen Jones Donatelli</a> of <a href="http://www.wisebread.com/how-to-score-free-rides-on-uber-lyft-and-sidecar">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/uber-lyft-and-more-where-to-find-the-best-rideshare-deals">Uber, Lyft, and More — Where to Find the Best Rideshare Deals</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft">How to Earn Extra Money Driving for Uber or Lyft</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-uber-saving-or-costing-you-money">Is Uber Saving or Costing You Money?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-simple-plan-for-saving-up-a-2000-fun-fund">A Simple Plan for Saving Up a $2000 Fun Fund</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks apps lyft ridesharing sidecar taxis Uber Fri, 22 May 2015 13:00:22 +0000 Jen Jones Donatelli 1429781 at http://www.wisebread.com How to Earn Extra Money Driving for Uber or Lyft http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-earn-extra-money-driving-for-uber-or-lyft" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_phone_driving_000064617457.jpg" alt="Woman making money driving for uber and lyft" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you ever been in such a rush that you didn't want to wait on a taxi or pay their high fares? This is the very idea that ridesharing services such as&nbsp;<a href="http://uber.7eer.net/c/27771/207645/3437?sharedid=000_wisebread.com">Uber</a> and&nbsp;<a href="https://www.lyft.com/">Lyft</a> were born out of. Since these companies use local drivers who supply their own vehicles, it can be a great side job for many people who realize they can also <em>make money </em>by driving for them. It's straightforward and can generate some decent extra income. Here's what you need, and what you can earn.</p> <h2>What Do You Need to Be a Driver for Uber and Lyft?</h2> <p>Uber offers four different classes of services (uberX, uberXL, uberBLACK and uberSUV), which each require different classes of vehicles newer than 10 years old (some markets require vehicles from 2011 or newer). The most common service is uberX; it is also the low-fare service, making it a lower-earning option.</p> <p>In addition:</p> <ul> <li>UberX requires a four-door, non-luxury sedan of any color.<br /> &nbsp;</li> <li>UberXL requires any color of SUV that is able to seat six comfortably.<br /> &nbsp;</li> <li>UberBlack and UberSUV are similar to UberX and UberXL, however the vehicle interior and exterior both have to be black. In addition to the color requirement, you also have to maintain a 4.6 Uber Driver rating in order to be eligible.</li> </ul> <p>Uber also offers vehicle financing in select markets if you do not have a vehicle that meets the above requirements.</p> <p>To drive for Uber you must:</p> <ul> <li>Be 21 years old or older</li> <li>Be a licensed driver with a clean record</li> <li>Carry vehicle insurance</li> <li>Own a smartphone for using the Uber App</li> </ul> <p>With Lyft, your vehicle must be a four-door car that is newer than a 2003 model in most markets; however, some do require that the vehicle be no older than 10 years.</p> <p>To drive for Lyft, you must:</p> <ul> <li>Be 21 years old or older<br /> &nbsp;</li> <li>Be a licensed driver with a clean record in the state you'll be offering Lyft services<br /> &nbsp;</li> <li>Carry vehicle insurance in your name<br /> &nbsp;</li> <li>Have current vehicle registration with in-state licence plates<br /> &nbsp;</li> <li>Own a smartphone for using the Lyft App</li> </ul> <h2>How to Start Making Money</h2> <p>Once you've met all the above requirements, it's time to actually sign up to be an independent contractor. First you'll need to see if the services are available in an area where you'd be able to offer your services. Not only is Uber available in more cities and is used more frequently than the other ridesharing services, but drivers typically make more per trip than any of the other ridesharing services.</p> <p>To <a href="http://uber.7eer.net/c/27771/207645/3437">sign up for Uber</a>, you'll need to fill out a quick form and provide copies of your driver's license, vehicle registration, insurance, and photos of your front bumper and vehicle interior. You will also have to undergo and pass a motor vehicle record screening and federal background check, which takes some time to complete. As a side note &mdash; if you know an Uber driver, get their referral code and you could earn a $100 bonus!</p> <p>The process to <a href="https://www.lyft.com/drivers?resume">sign up for Lyft</a> is similar to Uber with the addition of a Welcome Ride with a Lyft mentor.</p> <h2>How Much Money to Expect</h2> <p>You are in full control of how often you accept trips, which in the end, affects your overall earnings. Since you're an independent contractor, you have the flexibility to sign up to drive for both companies to maximize your earnings, if you wish. (Two-thirds of rideshare drivers admit to doing just that!) When you're available to drive you simply log on within the app; when you want a break or are unavailable, simply turn it off. This is flexibility at its finest!</p> <p>Uber drivers make anywhere from $13 to over $30 an hour, while Lyft drivers earn anywhere from $8 to $25 &mdash; sometimes slightly more. Peak seasons and events will have an effect on the rates as well, so keep that in mind when choosing the times you wish to drive. (A recent study by SherpaShare noted that over 70% of drivers <a href="http://www.bankrate.com/finance/jobs-careers/becoming-rideshare-driver-1.aspx">didn't quit their day job</a> when signing up to drive. They have kept their full-time jobs and drive no more than 40 hours a week.)</p> <p>Since you'll be an independent contractor providing your own vehicle, you'll be responsible for your own taxes, as well as any additional vehicle maintenance or cleaning fees, which would affect your bottom line.</p> <p>If you have a car and some free time &mdash; with a need for some extra cash &mdash; then maybe Uber or Lyft is your solution!</p> <p><em>Have you considered driving for a ridesharing service? Why or why not?</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Earn%20Extra%20Money%20Driving%20for%20Uber%20or%20Lyft.jpg" alt="How to Earn Extra Money Driving for Uber or Lyft" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/uber-lyft-and-more-where-to-find-the-best-rideshare-deals">Uber, Lyft, and More — Where to Find the Best Rideshare Deals</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-score-free-rides-on-uber-lyft-and-sidecar">How to Score Free Rides on Uber, Lyft, and Sidecar</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-make-money-from-st-patricks-day">4 Ways to Make Money From St. Patrick&#039;s Day</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income drivers lyft ridesharing taxis Uber Thu, 14 May 2015 17:00:26 +0000 Linsey Knerl 1423161 at http://www.wisebread.com