Personal Development http://www.wisebread.com/taxonomy/term/216/all en-US 7 Organizations That Need Your Help During Christmas http://www.wisebread.com/7-organizations-that-need-your-help-during-christmas <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-organizations-that-need-your-help-during-christmas" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_adults_bring_gifts_to_senior_woman.jpg" alt="Young adults bring gifts to senior woman" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are people in your community right now who are struggling with financial problems, illness, and homelessness. Although you want to help, you might be on a tight budget yourself; and you don't have enough to donate to the various causes. Thankfully, you can still contribute in a meaningful way by volunteering.</p> <p>Christmas can be a wonderful occasion to volunteer your time, as many groups need extra help around the holidays. If you're looking for a volunteer opportunity, these seven organizations are still in need of help. (See also: <a href="http://www.wisebread.com/8-charities-you-can-trust-with-your-holiday-donations?ref=seealso" target="_blank">8 Charities You Can Trust With Your Holiday Donations</a>)</p> <h2>1. Knit for the Gift of Life</h2> <p>If you enjoy knitting, the <a href="https://thegiftoflife27.org" target="_blank">Gift of Life</a> needs your skills. It's an organization that is dedicated to helping and supporting parents of premature babies and babies in neonatal intensive care units. Many families will be spending Christmas Day in the hospital to be near their babies.</p> <p>The Gift of Life collects stuffed bears and beanies to distribute to families at Christmastime to provide comfort and hope. The organization needs knitters and crocheters to <a href="https://www.volunteermatch.org/results/opp_detail.jsp?oppid=1906943" target="_blank">create the bears and hats</a>. You can contact them to volunteer and they will send you the hat sizes and patterns they need.</p> <h2>2. Wrap presents for the American Red Cross</h2> <p>You might have taken advantage of <a href="http://www.redcross.org/find-your-local-chapter" target="_blank">American Red Cross</a> wrapping booths in the past, yourself. They're common in shopping malls nationwide during the holiday season. Volunteers wrap shoppers' presents for them in return for a donation. It's an effective fundraiser that goes toward disaster relief and support for the military.</p> <p>If you enjoy wrapping presents, you can find seasonal American Red Cross volunteer gigs on <a href="http://www.volunteermatch.org" target="_blank">VolunteerMatch.org</a> or by contacting your local chapter office.</p> <h2>3. Deliver hot meals with Little Brothers: Friends of the Elderly</h2> <p>Many elderly or disabled individuals are homebound and cannot go to the grocery store for food. Or, they might not have family to help them and are completely isolated. They often rely on organizations like Meals on Wheels for hot meals and companionship.</p> <p>However, Meals on Wheels is not open on Christmas Day. <a href="http://littlebrothers.org/" target="_blank">Little Brothers: Friends of the Elderly</a> chapters fill the gap by delivering hot meals directly to individuals' homes, ensuring they're not alone on Christmas Day. Contact your local chapter office to sign up to become a deliverer.</p> <h2>4. Cheer hospital patients with the Salvation Army</h2> <p>Spending the holidays in the hospital can be a very grim and lonely experience. As part of its holiday efforts, <a href="http://www.salvationarmyusa.org/usn/brighten-the-holidays/" target="_blank">Salvation Army chapters</a> nationwide arrange for hospital and nursing home visits. Volunteers sit with patients on Christmas Day. It can be uplifting for patients, especially for children and the elderly. You can contact your local Salvation Army chapter to inquire about visitation schedules.</p> <h2>5. Distribute warm clothes with Goodwill</h2> <p>While many children are dreaming of new video games, others just wish for a warm coat. Each year, <a href="http://www.goodwill.org/" target="_blank">Goodwill</a> chapters collect new and gently used coats, shoes, and gloves for both children and adults. You can contact your local chapter to volunteer, or you can help by collecting gently used warm clothing from family and friends.</p> <h2>6. Assemble hygiene kits for the Coalition Against Domestic Violence</h2> <p>Unfortunately, the National Domestic Violence Hotline receives hundreds of phone calls on Christmas Eve, Christmas Day, and throughout the holiday season from victims of domestic abuse in need of help. Some are connected with local shelters so they can get to a safe place.</p> <p>When victims of domestic abuse leave their abuser, they often have to leave suddenly with just the clothes on their back. They might arrive at the shelter without even a toothbrush. The local chapters of the <a href="https://ncadv.org/volunteer" target="_blank">National Coalition Against Domestic Violence</a> need help collecting new supplies and assembling hygiene kits. Contact your local coalition office to volunteer or donate supplies.</p> <h2>7. Visit nursing home residents with the Holiday Project</h2> <p>The Holiday Project is an organization devoted to making visiting people in nursing homes, hospitals, or other residential institutions a normal holiday tradition. It arranges for volunteers to visit nursing home residents, who are often without family and may never receive visitors otherwise. During your visit, you might sing Christmas carols, hang up decorations, or play games with residents. You can find a list of existing groups or learn how to create your own group by visiting <a href="http://www.holidayproject.info" target="_blank">HolidayProject.info</a>.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kat-tretina">Kat Tretina</a> of <a href="http://www.wisebread.com/7-organizations-that-need-your-help-during-christmas">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-give-back-this-thanksgiving">7 Easy Ways to Give Back This Thanksgiving</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-unexpected-benefits-of-volunteering">9 Unexpected Benefits of Volunteering</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-the-world-better-with-these-17-free-ways-to-give-back">Make the World Better With These 17 Free Ways to Give Back</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-secrets-to-a-debt-free-holiday-season">8 Secrets to a Debt-Free Holiday Season</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-your-new-identity-after-retirement">How to Find Your New Identity After Retirement</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Personal Development charities Christmas christmas season Giving Back helping others holiday season volunteering Tue, 12 Dec 2017 09:00:09 +0000 Kat Tretina 2069140 at http://www.wisebread.com Ask the Readers: Who Inspires You? http://www.wisebread.com/ask-the-readers-who-inspires-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-who-inspires-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother_and_daughter_104451350.jpg" alt="Woman admiring mother" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to Jen, Julie, and Carrie for winning this week's contest!</em></p> <p>Amazing people are everywhere. Whenever you need to little push to keep going, it helps to remember that someone out there has conquered similar obstacles, and that people who started where you are have accomplished great things, and that ordinary people can do a lot of good in the world.</p> <p>It doesn't matter whether you know these people personally or not. They are your inspiration, and they push you to persevere when the going gets tough.</p> <p><strong>Who inspires you, and why?</strong> How do their stories or experiences motivate you in your own life?</p> <p>Tell us who inspires you and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win:</p> <ul> <li>Follow us on Twitter</li> <li>Follow our Executive Editor Janet Alvarez on Twitter</li> <li>Tweet about our giveaway for an entry.</li> <li>Visit our Facebook page for an entry.</li> </ul> <p>Use our Rafflecopter widget for your chance to win one of three Amazon Gift Cards:</p> <p><a class="rcptr" href="http://www.rafflecopter.com/rafl/display/79857dfa334/" rel="nofollow" data-raflid="79857dfa334" data-theme="classic" data-template="" id="rcwidget_aou9ycic">a Rafflecopter giveaway</a> </p> <script src="https://widget-prime.rafflecopter.com/launch.js"></script></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, December 11th at 11:59 p.m. Pacific. Winners will be announced after December 11th on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook or Twitter.<br /> &nbsp;</li> <li>You must be 18 and U.S. resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us who inspires you and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-who-inspires-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-do-you-return-gifts-chance-to-win-10">Ask the Readers: Do you Return Gifts? (Chance to Win $10!)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-budgets-are-they-hot-or-not-your-chance-to-win-10">Ask the Readers: Budgets - Are They &quot;Hot&quot; or Not? (Your Chance to Win $10!)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-does-corporate-social-responsibility-mean-to-you">Ask the Readers $200 Giveaway: What Does Corporate Social Responsibility Mean to You?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Personal Development Ask the Readers inspiration Tue, 05 Dec 2017 09:30:06 +0000 Ashley Jacobs 2065227 at http://www.wisebread.com 10 Ways to Combat "Impostor Syndrome" http://www.wisebread.com/10-ways-to-combat-impostor-syndrome <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-ways-to-combat-impostor-syndrome" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/there_is_just_too_much_to_do.jpg" alt="There is just too much to do" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you ever walked into a meeting hoping that you'll be able to convince others that you're an expert in your field, when in reality you feel as if you're faking it? Have you ever feared that you would be &quot;found out&quot; to be less competent than others think you are? The &quot;<a href="http://www.paulineroseclance.com/pdf/ip_high_achieving_women.pdf" target="_blank">impostor phenomenon</a>&quot; was first described in 1978 in a study about professional women who believed that they had achieved their success by luck or by mistake, instead of by their intelligence and competence.</p> <p>Since then, researchers have learned that what we now call &quot;impostor syndrome&quot; affects not only women, but also men in roughly equal numbers. Described as an inability to internalize one's own successes, the self-doubt of feeling like an impostor can hold you back when you consistently underestimate yourself or sell yourself short. (See also: <a href="http://www.wisebread.com/10-ways-even-shy-people-can-fake-confidence-and-get-ahead?ref=seealso" target="_blank">10 Ways Even Shy People Can Fake Confidence and Get Ahead</a>)</p> <p>The good news is, research shows that impostor syndrome isn't really a syndrome &mdash; it's not a personality trait, nor a mental disorder, nor is it rare. In fact, almost everyone experiences it as a reaction to a situation at some point. With that in mind, there are some strategies you can use to combat feelings of inadequacy and to feel confident in your own abilities.</p> <h2>1. Remember that you're not alone</h2> <p>Some of the most successful people in history have described feelings of disbelief in their success. From Maya Angelou to Albert Einstein, many famous achievers felt that they did not deserve the accolades and success they had achieved.</p> <p>So if you have similar fears of being found out, know that you're in good company! Most likely, everyone in the room has had similar feelings and insecurities. It kind of makes you feel better about your own feelings of inadequacy if you know that the person you're talking to most likely feels them too, doesn't it? We're all just faking it till we make it.</p> <h2>2. Talk about it</h2> <p>When you feel that you don't have what it takes to succeed, it can help to talk with a trusted friend or mentor who can give a more objective perspective on the situation. A supportive friend who knows your abilities and successes can encourage you, can point to reasons why you shouldn't feel nervous about your abilities, and can help you think through the situation. Even if they are simply repeating things you already know (&quot;You've already done a project like this, and you can do this one, too&quot;), it can help to hear it come out of someone else's mouth.</p> <h2>3. Focus on the work</h2> <p>Instead of dwelling on what your work says about you, focus on finding solutions to the problem at hand. You have less time for self-doubt if you're thinking about the work itself. I often find that while I might dread a task because I'm afraid I'm not qualified enough to do it, once I get started, that fear often goes away because I'm too busy to think about it. (<a href="http://www.wisebread.com/dont-panic-how-to-meet-a-deadline?ref=seealso" target="_blank">Don't Panic! How to Meet a Deadline</a>)</p> <h2>4. It's not bad to be an outsider</h2> <p>You may feel like the least qualified person in the room, but that doesn't mean you don't have something to contribute. Often, people with an outsider perspective are able to see solutions that seasoned experts miss because they're too close to the subject. Outsiders are often able to reframe the problem to see from a different perspective. So even if you have less expertise, think of your outsider status as an asset, not a liability.</p> <h2>5. Avoid undermining yourself</h2> <p>Try to stop yourself from using phrases like, &quot;Well, I'm no expert, but I think &hellip;&quot; or &quot;I don't really know what I'm talking about, but &hellip;&quot; While such refreshing humility can be appealing on a personal level, they can undermine you on a professional level. Don't make others doubt your opinion before you even give it. There's a difference between acknowledging that you don't have all the answers, and tearing yourself down.</p> <h2>6. Focus on what you can learn</h2> <p>Instead of thinking about how you're performing and how that performance looks to others, think instead of what you can learn from the experience. If your pitch for a new project ends up being rejected, focus on what you can learn to be successful next time. Treating each situation like an experiment makes it less personal. Failure simply means that the approach needs to be slightly different next time, instead of confirming your worst fears about yourself. (See also: <a href="http://www.wisebread.com/15-free-ways-to-learn-something-new?ref=seealso" target="_blank">15 Free Ways to Learn Something New</a>)</p> <h2>7. Your worth isn't in your achievement</h2> <p>Many people who experience impostor syndrome associate achievement with self-worth. Surround yourself with friends and mentors who value you not for what you achieve, but for who you are as a friend and as a person. And realize that no matter how much you achieve, success alone will not make people genuinely love you or care for you.</p> <h2>8. Realize perfection is not attainable</h2> <p>Many people who struggle with impostor syndrome also tend to be perfectionists who cannot let a task go until they have overplanned and overworked it to the point of exhaustion. Or, that perfectionism might manifest itself as a fear of trying a new task because you might not be able to do it perfectly. Either way, overcoming impostor syndrome involves being able to do a task well enough, instead of perfectly. Cut yourself off when you find yourself obsessing over making something perfect. In my experience, the more you fuss over it, the less creative and fresh the final result will be.</p> <h2>9. Keep in mind that it's not always about you</h2> <p>Over the last few years, I've learned that sometimes, a less than optimal result has more to do with factors out of your control than with your own abilities. Perhaps a client's timetable had to be more rushed than optimal, or budget constraints did not allow you to operate at full potential. While it's important to be realistic about how you can improve, all you can control is how you act, respond, and learn from the experience. You can't change all those other factors &mdash; you're just one person. (See also: <a href="http://www.wisebread.com/12-ways-you-can-go-easier-on-yourself?ref=seealso" target="_blank">12 Ways You Can Go Easier on Yourself</a>)</p> <h2>10. Don't forget that impostor syndrome can be a strength</h2> <p>If you don't allow impostor syndrome to cripple you from taking risks, it can actually bring about some positive effects. Acknowledging that you don't have all the answers can create an atmosphere of trust, communicativeness, and teamwork.</p> <p>Case in point &mdash; I recently went to a media event, and a blogger at my table openly admitted, right at the beginning of the event, that she had been nervous about coming because of her so-called social awkwardness. You could almost hear the collective sigh of relief going around the table &mdash; we were not alone!</p> <p>Impostor syndrome means that you know you have a lot to learn, which can push you to be more innovative, more team-oriented, and more hardworking. So next time impostor syndrome whispers in your ear, treat it like the friend (or frenemy?) who keeps you on your toes, but sometimes needs to be put in its place.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F10-ways-to-combat-impostor-syndrome&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F10%2520Ways%2520to%2520Combat%2520Impostor%2520Syndrome.jpg&amp;description=10%20Ways%20to%20Combat%20Impostor%20Syndrome"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/10%20Ways%20to%20Combat%20Impostor%20Syndrome.jpg" alt="10 Ways to Combat &quot;Impostor Syndrome&quot;" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> of <a href="http://www.wisebread.com/10-ways-to-combat-impostor-syndrome">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-even-shy-people-can-fake-confidence-and-get-ahead">10 Ways Even Shy People Can Fake Confidence and Get Ahead</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-your-mind-can-make-you-rich">4 Ways Your Mind Can Make You Rich</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/want-to-be-more-attractive-work-these-5-magic-words-and-phrases-into-your-vocabulary">Want to Be More Attractive? Work These 5 Magic Words (and Phrases) Into Your Vocabulary</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-a-side-hustle-can-advance-your-career">8 Ways a Side Hustle Can Advance Your Career</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-habits-you-must-break-to-become-more-self-confident">The 5 Habits You Must Break to Become More Self-Confident</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Personal Development competence confidence faking it impostor syndrome Tue, 21 Nov 2017 09:00:09 +0000 Camilla Cheung 2057052 at http://www.wisebread.com Best Money Tips: Learn the Art of Meaningful Conversation http://www.wisebread.com/best-money-tips-learn-the-art-of-meaningful-conversation <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-learn-the-art-of-meaningful-conversation" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_having_conversation_507996114.jpg" alt="Women having a meaningful conversation" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on how to master meaningful conversation, tips to organize your Gmail inbox in 20 minutes, and ways to be more assertive at work.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.listenmoneymatters.com/the-art-of-meaningful-conversation/">The Art of Meaningful Conversation</a> &mdash; You have to move past small talk if you want to improve your career, your relationships, and your life. [Listen Money Matters]</p> <p><a href="https://www.dumblittleman.com/how-to-organize-gmail/">How To Organize Your Gmail In 20 Minutes (And Keep It That Way)</a> &mdash; Use Gmail's label feature to easily sort your emails. [Dumb Little Man]</p> <p><a href="http://money.cnn.com/2017/10/30/pf/assertive-at-work/index.html">&nbsp;4 ways to be more assertive at work</a> &mdash; Stop diminishing your own statements by using words that suggest you lack confidence in what you're saying. [CNN Money]</p> <p><a href="https://everythingfinanceblog.com/22299/lower-your-tax-liability.html">8 Legal Ways to Lower Your Tax Liability</a> &mdash; Taxes are unavoidable, but you can use an array of strategies and deductions to lower your tax liability. [Everything Finance]</p> <p><a href="http://www.everybodylovesyourmoney.com/2017/10/29/making-your-own-cat-food.html">Pros and Cons of Making Your Own Cat Food</a> &mdash; Always talk to your vet first before giving your pet homemade food. [Everybody Loves Your Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.beatingbroke.com/frugal-sack-lunch-ideas-for-kids/">Frugal Sack Lunch Ideas for Kids</a> &mdash; Fill up your kids with these tasty and cost-effective lunch items. [Beating Broke]</p> <p><a href="https://www.cashthechecks.com/5-questions-ask-monetizing-your-blog/">Monetizing Your Blog: 5 Questions To Ask Yourself</a> &mdash; Any blog can be monetized, but not all of them will. Getting the answers to these questions will help you turn your blog into a moneymaking machine. [Cash The Checks]</p> <p><a href="https://www.zoho.com/blog/cliq/7-ways-to-develop-a-learner-mindset-at-work.html">7 Ways to Develop a Learner Mindset at Work</a> &mdash; Keeping a &quot;learner mindset&quot; at work can help you engage with situations more creatively. [Zoho Blog]</p> <p><a href="https://www.positivityblog.com/come-alive-not-just-exist/">30 Ways to Come Alive, and Not Just Exist</a> &mdash; Try a different route when you come home and explore new streets. [The Positivity Blog]</p> <p><a href="https://www.csmonitor.com/USA/2017/1030/Nonprofits-step-up-to-help-Americans-navigate-health-care-maze">Nonprofits step up to help Americans navigate health care maze</a> &mdash; The Trump administration isn't making it easy for Americans to sign up for health insurance through the ACA, but many nonprofits are determined to help people get insured. [The Christian Science Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-learn-the-art-of-meaningful-conversation">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-always-have-something-interesting-to-say">6 Ways to Always Have Something Interesting to Say</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-people-with-good-phone-skills-never-do">9 Things People With Good Phone Skills Never Do</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/masters-of-small-talk-never-do-these-10-things-do-you">Masters of Small Talk Never Do These 10 Things — Do You?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/improve-every-conversation-with-one-simple-tactic">Improve Every Conversation With One Simple Tactic</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-this-one-thing-a-day-to-defeat-awkwardness">Do This One Thing a Day to Defeat Awkwardness</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips conversation Tue, 31 Oct 2017 08:00:08 +0000 Amy Lu 2045198 at http://www.wisebread.com Best Money Tips: How to Make Small Talk When You're an Introvert http://www.wisebread.com/best-money-tips-how-to-make-small-talk-when-youre-an-introvert <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-make-small-talk-when-youre-an-introvert" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_hiding_turtleneck_497223120.jpg" alt="Woman making small talk when she&#039;s an introvert" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on small talk tips for introverts, what you need to consider when choosing workplace benefits, and how to make a carved pumpkin last longer.</p> <h2>Top 5 Articles</h2> <p><a href="http://productivitytheory.com/5-ways-introverts-can-navigate-small-talk/">5 Ways Introverts Can Navigate Small Talk</a> &mdash; Have a few generic questions on hand that you can use for any situation. The goal is to get a dialogue going. [Productivity Theory]</p> <p><a href="http://www.dontmesswithtaxes.com/2017/10/workplace-benefits-open-enrollment-tips-october-tax-moves.html">5 things to consider in choosing workplace benefits</a> &mdash; October marks the beginning of open enrollment season for workplace-provided benefits at companies across the country. Don't wait until the last minute to go over your options! [Don't Mess With Taxes]</p> <p><a href="https://savingdollarsandsense.com/extend-life-carved-pumpkin/">How to Extend the Life of a Carved Pumpkin</a> &mdash; Before you start carving, wash the outside of the pumpkin. Microscopic organisms in any leftover dirt will begin attacking the pumpkin once it has been cut. [Saving Dollars &amp; Sense]</p> <p><a href="https://shebudgets.com/lifestyle/careers/job-interview-tips/67443">5 Simple Job Interview Tips That Can Make Or Break Your Chances</a> &mdash; It's important to discuss salary and benefits, but be sure to also ask about what they're looking for from you in the job. [SheBudgets]</p> <p><a href="https://www.popsugar.com/smart-living/Why-You-Should-Get-Disneyland-When-Opens-44087715">This Is the Most Important Tip You Need Before Going to Disneyland</a> &mdash; To make the most of your trip to Disneyland, you have to get there when the park opens. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.csmonitor.com/Science/2017/0929/SpaceX-designs-smaller-rocket-in-continued-effort-to-put-humans-on-Mars">SpaceX designs smaller rocket in continued effort to put humans on Mars</a> &mdash; SpaceX is planning to make its first trip to Mars in 2022, carrying only cargo. A manned mission will follow in 2024. [The Christian Science Monitor]</p> <p><a href="http://www.oneincomedollar.com/2017/09/5-ways-to-cut-your-business-marketing.html">5 Ways to Cut Your Business Marketing Costs</a> &mdash; The mobile version of your site will have the greatest effect on your search engine ranking. Make sure your site is optimized for mobile devices and is easy to navigate. [Stretching the One Income Dollar]</p> <p><a href="https://adebtfreestressfreelife.com/manage-the-dishes/">The Secret To Manage The Dishes</a> &mdash; Empty your dishwasher as soon as a load is done to make room for dirty dishes so they don't start stacking up in your sink. [A Mess Free Life]</p> <p><a href="http://www.richerself.com/morning-routine/">How to Be More Effective &ndash; Without a Morning Routine</a> &mdash; If hectic mornings are getting in the way of your morning routine, try visualizing your day before you even get out of bed. [Richer Self]</p> <p><a href="http://www.experian.com/blogs/news/planning-estate-guide-wills-trusts/">Planning Your Estate: A Guide to Wills and Trusts</a> &mdash; Join Experian's #CreditChat tomorrow at 3 p.m. ET for a discussion on setting up wills and trusts. [Experian]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-make-small-talk-when-youre-an-introvert">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-45-brilliant-career-tips-for-introverts">Flashback Friday: 45 Brilliant Career Tips for Introverts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-everyday-situations-that-introverts-ace">7 Everyday Situations That Introverts Ace</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-organizations-that-need-your-help-during-christmas">7 Organizations That Need Your Help During Christmas</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-combat-impostor-syndrome">10 Ways to Combat &quot;Impostor Syndrome&quot;</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips introverts small talk Tue, 03 Oct 2017 08:00:06 +0000 Amy Lu 2030263 at http://www.wisebread.com Flashback Friday: 45 Brilliant Career Tips for Introverts http://www.wisebread.com/flashback-friday-45-brilliant-career-tips-for-introverts <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-45-brilliant-career-tips-for-introverts" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_books_shy_578278800.jpg" alt="Woman getting brilliant career tips for introverts" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The working world is not an easy place for introverts. We are often judged and chastised for not constantly participating, talking over others, networking, sharing, and bonding, when really, all we want to do is focus on our work. We don't speak to fill the silence, because silence comforts us. We wait until we have something of value to offer. And despite how difficult it seems for us to reach success, it is possible &mdash; without having to change our wonderful introvert ways.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_000075438099_Large.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/10-great-side-jobs-for-introverts?ref=fbf" target="_blank">10 Great Side Jobs for Introverts</a> &mdash; If your full-time gig forces you to socialize and operate outside of your comfort zone, try one of these introvert-friendly side gigs to recharge at night and on weekends. Eventually, it could become your main source of income, and you'll actually enjoy your job!</p> <p><a href="http://www.wisebread.com/7-everyday-situations-that-introverts-ace?ref=fbf" target="_blank">7 Everyday Situations That Introverts Ace</a> &mdash; Rather than being hard on yourself for struggling in social environments, it's imperative for introverts to embrace their strengths. We have so much to offer the world, and in these everyday scenarios, we slay.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/shy_woman_working_000068919647_0.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/6-reasons-introverts-make-the-best-employees?ref=fbf" target="_blank">6 Reasons Introverts Make the Best Employees</a> &mdash; Introverts do not need to be closely supervised, they don't engage in office politics, and only speak up when they are offering sincere, honest information that is of interest to the people around them. Acknowledge why the company you work for is lucky to have you, and your confidence will soar.</p> <p><a href="http://www.wisebread.com/5-holiday-gigs-that-are-perfect-for-introverts?ref=fbf" target="_blank">5 Holiday Gigs That Are Perfect for Introverts</a> &mdash; The holidays are a great time for introverts to escape into a seasonal side gig, make extra cash, and hopefully, not have to talk to an endless stream of strangers. These side gigs are also a welcome break from giant family gatherings with chatty relatives.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/bored_office_worker_on_the_phone.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/7-work-from-home-jobs-for-people-who-hate-talking-on-the-phone?ref=fbf" target="_blank">7 Work-From-Home Jobs for People Who Hate Talking on the Phone</a> &mdash; Most introverts don't like talking on the phone. They also don't like leaving their sacred space at home. So these work-from-home gigs are perfect for homebody wallflowers.</p> <p><a href="http://www.wisebread.com/the-10-best-high-paying-jobs-for-introverts?ref=fbf" target="_blank">The 10 Best High Paying Jobs for Introverts</a> &mdash; You don't need to have 1,000+ Facebook friends to score a high-paying job. There are plenty of executive-level gigs that are perfect for introverts, and any of these roles could be in your future.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-45-brilliant-career-tips-for-introverts">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-62-ways-introverts-tend-to-win-at-life">Flashback Friday: 62 Ways Introverts Tend to Win at Life</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-36-ways-to-stay-productive-while-working-from-home">Flashback Friday: 36 Ways to Stay Productive While Working From Home</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-34-smart-ways-to-improve-your-social-media-presence">Flashback Friday: 34 Smart Ways to Improve Your Social Media Presence</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-that-really-annoy-hiring-managers">9 Things That Really Annoy Hiring Managers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-rekindle-passion-for-your-job">12 Ways to Rekindle Passion for Your Job</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Personal Development career tips fbf flashback friday introversion introvert life introverts job hunting job tips Fri, 29 Sep 2017 08:30:11 +0000 Chrissa Hardy 2028574 at http://www.wisebread.com How Cutting Your Losses Can Save You More Than Money http://www.wisebread.com/how-cutting-your-losses-can-save-you-more-than-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-cutting-your-losses-can-save-you-more-than-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/this_is_becoming_too_hard_to_handle.jpg" alt="This is becoming too hard to handle" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Let's say you bought tickets in advance for an upcoming concert, but the day of the show, a friend invites you to do something you'd enjoy even more. If you're like most people, you'll choose to go to the concert anyway. You don't want to waste the money you've spent, even though you'd rather be somewhere other than the concert. Your aversion to losing the money you spent on the tickets (aka a &quot;sunk cost&quot;) means you give up on doing something more enjoyable.</p> <p>A sunk cost is the time, money, or resources that have already been spent &mdash; and cannot be recouped &mdash; on a project or goal. Sunk costs should not color your decision whether or not to continue with a project, because the money and time has already been spent and cannot affect the outcome.</p> <p>The sunk cost fallacy is farther reaching than just financial decisions, though. It can also cost you much more than money if you fall victim to this fallacy. Here are five ways the sunk cost fallacy can affect various parts of your life beyond your budget.</p> <h2>1. Staying in a job you hate</h2> <p>When I was in high school, my mother very suddenly had to find a new dentist. The one she'd been going to for years had decided to quit dentistry and go back to school to become an accountant, which was what he had always wanted to do. We made a lot of jokes about it at the time, even though we were very happy that he was finally following his passion for accounting.</p> <p>This dentist had been practicing for over a decade when he decided to make this enormous career change. His family had pressured him to pursue dentistry, and it seemed like a waste to have gotten all that schooling and not practice. Once he became a dentist, each year that passed was another year that would have been &quot;wasted&quot; if he changed careers.</p> <p>Luckily for him, this dentist came to realize that his time at dental school and in practice was &quot;wasted&quot; anyway, since he did not want to be a dentist. Continuing in this profession would be wasting even more time because he'd be following a path he didn't enjoy.</p> <p>Many people who are stuck in jobs they don't like are not nearly as clear-eyed about their own professional sunk costs. If it feels like a &quot;waste&quot; of your time or education to get out of a job that is making you unhappy, then you are falling victim to the sunk cost fallacy. How you have spent your professional training and time up to this point doesn't matter if you're on a path that doesn't interest you.</p> <p>If you're worried about wasting what you've already sunk into a hated profession, make like my dentist and pursue what you truly love. (See also: <a href="http://www.wisebread.com/6-ways-that-job-you-hate-keeps-you-poor?ref=seealso" target="_blank">6 Ways That Job You Hate Keeps You Poor</a>)</p> <h2>2. Staying in an unhappy relationship</h2> <p>If you regularly read dating advice columns, sooner or later you'll come across a letter from someone who wants to end an engagement, but feels like they can't because deposits have already been paid, people will be disappointed, and Great Aunt Hilda has already bought her plane ticket for the wedding.</p> <p>In short, these cold-footed would-be brides and grooms are focused on the sunk costs of the upcoming nuptials. That's because thinking about the loss of money, face, and Great Aunt Hilda's respect makes it difficult to clearly see the huge benefit of calling off a wedding: Not marrying the wrong person.</p> <p>Of course, the sunk cost fallacy doesn't just lead you down the aisle with the wrong person. It can also keep you in a relationship with someone who doesn't want the same things you do.</p> <p>If humans were able to think rationally about our relationships, it wouldn't matter that the deposit on the swan-shaped ice sculpture for the reception is nonrefundable. In this scenario, a rational decision would be to determine if the marriage or the current relationship is what you want and make your decision from there. But we all have a tendency to make current decisions based on what we've invested up to this point.</p> <p>So, we enter into marriages we're unsure about because we can't stand the thought of losing catering deposits, and we stay with partners who don't offer us what we want in a relationship because we can't stand the idea of losing all the time we've already put in.</p> <h2>3. Sticking with entertainment you're not enjoying</h2> <p>I'm ashamed to admit I watched the entire final season of a show I ended up hating. It was a truly terrible season of TV and it included virtually none of the characters that had made the previous seasons of the show charming and funny. So why did I endure 286 minutes of this show when I didn't have to? Because I had invested eight seasons in the show, and, by gum, I was going to finish it.</p> <p>My entertainment sunk cost experience is hardly unique &mdash; and game developers have actually taken notice of this quirk of our brains. Facebook game <em>Farmville</em>, which at its peak had 84 million people playing, was created to take advantage of the sunk cost fallacy. Since you could lose the time and money you have invested in the game ― your crops and livestock would die if you neglected the game too long &mdash; many players would return over and over again to protect themselves from loss. They weren't enjoying the game anymore. They simply didn't want to lose their investment in it.</p> <p>Despite the fact that <em>Farmville</em> was simply pixels on a screen, we have a tendency to stick with entertainment we dislike just to protect our previous investment or time. (See also: <a href="http://www.wisebread.com/how-to-resist-the-expensive-once-in-a-lifetime-mentality?ref=seealso" target="_blank">How to Resist the Expensive &quot;Once in a Lifetime&quot; Mentality</a>)</p> <h2>4. Eating food you don't want</h2> <p>As a parent, I've often found myself finishing meals my kids have only nibbled at, to keep from wasting food. Even before I had children, there would be times I'd force myself to finish eating something after I was already full, for fear of wasting money.</p> <p>The problem is that the food is just as wasted if it ends up as extra padding on my hips. The money and time has already been spent buying and preparing the food, and it's not as if I could actually send the excess to starving children in other parts of the world. Finishing the food simply takes away the visual reminder of the waste (until it shows up on my body). It does not negate the waste of buying and preparing food my kids refuse to eat or eating at restaurants that make portions too large to finish.</p> <p>If I'm full, I should stop eating, since the food in front of me is already a sunk cost. I should also get better at preserving the leftovers for future meals and reducing said food waste. (See also: <a href="http://www.wisebread.com/how-to-keep-food-waste-from-spoiling-your-budget?ref=seealso" target="_blank">How to Keep Food Waste From Spoiling Your Budget</a>)</p> <h2>5. Keeping a cluttered house</h2> <p>All across the nation, there are bread machines and stationary bicycles gathering dust in basements, attics, and garages. I personally have a set of adjustable weight dumbbells in my basement that cost $300 and have been used fewer than a dozen times.</p> <p>The sunk cost fallacy keeps these unused items in our homes. We refuse to part with something we spent &quot;good money&quot; on, despite the fact that we would be happier with uncluttered homes.</p> <p>Even if we do decide to clear house, we often want to get back what we put into the items we don't use. The fact that we spent &quot;good money&quot; on an exercise bike or small appliance blinds us to the item's current value. We recall spending several hundred dollars for the unused item, and we hate to &quot;lose&quot; that investment by selling our stuff at a loss. But now that the item is covered with several years' worth of basement dust and it smells slightly moldy, its value is much lower than it was when we bought it.</p> <p>This sunk cost fallacy makes us believe that we can't get rid of unused items unless we can sell them for at least what we paid for them &mdash; forgetting that the money we spent is sunk, and that having a less cluttered house would improve our lives. (See also: <a href="http://www.wisebread.com/10-smart-ways-to-keep-your-entire-life-clutter-free?ref=seealso" target="_blank">10 Smart Ways to Keep Your Entire Life Clutter-Free</a>)</p> <h2>Don't let sunk costs sink your decisions</h2> <p>The simple (but not necessarily easy) way to handle the sunk cost fallacy is to consistently check in with yourself. Ask yourself, &quot;Is this really what I want?&quot; and be honest when you answer. This question can help you decide what to do, whether you're staring down a career that you feel ambivalent about, a marriage that doesn't feel right, another episode of a show you're not enjoying, a French fry that you're not hungry for, or a panini press you haven't used since the first Bush administration.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-cutting-your-losses-can-save-you-more-than-money&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520Cutting%2520Your%2520Losses%2520Can%2520Save%2520You%2520More%2520Than%2520Money.jpg&amp;description=How%20Cutting%20Your%20Losses%20Can%20Save%20You%20More%20Than%20Money"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20Cutting%20Your%20Losses%20Can%20Save%20You%20More%20Than%20Money.jpg" alt="How Cutting Your Losses Can Save You More Than Money" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/how-cutting-your-losses-can-save-you-more-than-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/47-simple-ways-to-waste-money">47 Simple Ways To Waste Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-living-on-a-tight-budget-makes-you-happier">How Living on a Tight Budget Makes You Happier</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-americans-spent-their-money-in-the-1950s">This Is How Americans Spent Their Money in the 1950s</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-feel-better-about-your-financial-situation">6 Ways to Feel Better About Your Financial Situation</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-women-can-avoid-paying-the-pink-tax">4 Ways Women Can Avoid Paying the &quot;Pink Tax&quot;</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Personal Development Shopping budgeting cut your losses improve your life lifestyle tips mental bias saving money spending habits sunk cost Fri, 29 Sep 2017 08:30:11 +0000 Emily Guy Birken 2028481 at http://www.wisebread.com Best Money Tips: How Negativity Can Be Good For You http://www.wisebread.com/best-money-tips-how-negativity-can-be-good-for-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-negativity-can-be-good-for-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_mad_hand_518621102.jpg" alt="Woman learning how negativity is good for her" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to make negativity work in your favor, little known tips to help you pay tuition, and cleaning hacks to keep your place spick and span.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.pickthebrain.com/blog/top-5-tips-to-make-negativity-work-in-your-favor-with-negativity-wisdom/">Top 5 Tips to Make Negativity Work in Your Favor with &ldquo;Negativity Wisdom&rdquo;</a> &mdash; Not all negativity is bad. Some forms of negativity can help you avoid danger, solve a problem, create a contingency plan, or even help you do everyday tasks. [Pick The Brain]</p> <p><a href="https://blog.mint.com/student-finances/4-little-known-tips-to-help-you-pay-school-tuition-083117/">4 Little Known Tips to Help You Pay School Tuition</a> &mdash; Apply for obscure scholarships. With fewer entrants, your odds of winning are much higher. [Mint Life]</p> <p><a href="https://www.popsugar.com/smart-living/Simple-Cleaning-Hacks-41192177">19 Cleaning Hacks to Keep Your Place Spick and Span</a> &mdash; These clever hacks will help you clean with minimal effort! [PopSugar Smart Living]</p> <p><a href="http://www.thefinancialblogger.com/unemployed-and-worried-utilize-these-tips-for-handling-your-finances/">Unemployed And Worried? Utilize These Tips For Handling Your Finances</a> &mdash; Some financial obligations should take priority over others. Make a list of your all your debts and mark things like rent or mortgage, and car loan payments, as &quot;Must Pay&quot;. [The Financial Blogger]</p> <p><a href="https://www.goodfinancialcents.com/7-personal-finance-lessons-wish-everyone-learned-high-school">7 Personal Finance Lessons I Wish Everyone Learned in High School</a> &mdash; Do you know how compound interest works? [Good Financial Cents]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.dumblittleman.com/how-to-write-the-best-cover-letter/">5 Tips To Making Your Resume Cover Letter Stand Out</a> &mdash; When detailing your qualifications for the position, use language directly from the job ad to make it clear that you have what they're looking for. [Dumb Little Man]</p> <p><a href="https://www.getorganizedwizard.com/blog/2017/08/want-boost-mood-boost-colour-choices/">Want To Boost Your Mood &ndash; Boost Your Color Choices!</a> &mdash; Certain colors can elicit different emotions, but this kind of association is a personal thing. Wear colors that make YOU feel good. [Get Organized Wizard]</p> <p><a href="https://adebtfreestressfreelife.com/your-to-do-list/">How to Finish Your To-Do List in Half the Time</a> &mdash; Plan to tackle your to-do list when you know you'll have plenty of energy. [A Mess Free Life]</p> <p><a href="http://efficiencyiseverything.com/save-time-eating-optimize-food-consumption-without-changing-food/">Save Time Eating &ndash; Optimize Food Consumption Without Changing Your Food</a> &mdash; Intermittent fasting can help you lose weight and save time. [Efficiency Is Everything]</p> <p><a href="http://yourmoneyyourfreedom.com/freelance-freedom/">How to Overcome Your Mental Roadblocks When Starting a Business</a> &mdash; It can be difficult to overcome impostor syndrome. The first step is to recognize self-limiting thoughts for what they are, remind yourself that these thoughts don't serve you &mdash; and let them go. [FreeUp]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-negativity-can-be-good-for-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-this-one-thing-every-day-to-defeat-negativity">Do This One Thing Every Day to Defeat Negativity</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-negative-traits-that-are-actually-good-for-you">6 Negative Traits That Are Actually Good for You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-banish-negative-thoughts">6 Ways to Banish Negative Thoughts</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-organizations-that-need-your-help-during-christmas">7 Organizations That Need Your Help During Christmas</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips negativity Fri, 01 Sep 2017 08:30:09 +0000 Amy Lu 2013260 at http://www.wisebread.com Best Money Tips: How to Improve Yourself — Constantly http://www.wisebread.com/best-money-tips-how-to-improve-yourself-constantly <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-improve-yourself-constantly" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_nature_507171136.jpg" alt="Woman improving herself constantly" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to constantly improve yourself, how to save money on home repairs, and ways to save money by taking a vacation.</p> <h2>Top 5 Articles</h2> <p><a href="https://lifehacks.io/constantly-improve-yourself/">8 Hacks To Constantly Improve Yourself</a> &mdash; It can be hard to see your own shortcomings sometimes. Ask for feedback from people you trust, accept their critique, and take steps to change for the better. [LifeHacks]</p> <p><a href="http://www.frugalvillage.com/2017/08/14/5-simple-ways-to-save-money-on-home-repairs/">5 Simple Ways to Save Money on Home Repairs</a> &mdash; Look for salvaged materials that you can use for your projects, like doors, windows, and light fixtures. You'll save money and help the environment! [Frugal Village]</p> <p><a href="http://shebudgets.com/lifestyle/travel/vacation-save-money/54173">10 Ways Taking a Vacation Will Actually Save You More Money</a> &mdash; If your company offers paid vacation, it's probably on a use-it-or-lose-it basis. Not using those vacation days is like giving away free money. [SheBudgets]</p> <p><a href="https://www.popsugar.com/smart-living/How-Clean-Lemons-40427843">4 Uses For Lemons You've Never Thought of Before</a> &mdash; Disinfect your sink by scrubbing it with half a lemon and salt, then toss the lemon into the garbage disposal to clean the blades. [PopSugar Smart Living]</p> <p><a href="https://www.csmonitor.com/Technology/2017/0811/Momentum-is-building-for-electric-cars-but-where-will-they-recharge">Momentum is building for electric cars, but where will they recharge?</a> &mdash; Electric cars are becoming more popular, but affordable and standardized charging stations are still scarce in many areas. [The Christian Science Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="https://due.com/blog/hire-a-business-coach/">5 Signs You Might Need to Hire a Business Coach</a> &mdash; A business coach can help you work through the steps to implement your ideas. [Due]</p> <p><a href="https://moneystrands.com/blog/2017/08/14/how-to-negotiate-salary/">How to Negotiate Salary (or Anything Else)</a> &mdash; It's vital to negotiate your first salary, as this sets the precedent for future salaries. [Money Strands]</p> <p><a href="https://www.thepennyhoarder.com/life/affordable-recipes-for-natural-highlights/">Lighten Up! These DIY Hair Highlighters are Natural and Cheap</a> &mdash; Running cooled chamomile tea through your hair will give it a golden tint that lasts just under two weeks. [The Penny Hoarder]</p> <p><a href="http://www.enwealthen.com/financial-tips-for-the-unemployed-or-underemployed/">8 Financial Tips for the Unemployed or Underemployed</a> &mdash; Many jobs sites and online resources can get oversaturated with applicants. You'll find less competition on local job boards. [Enwealthen]</p> <p><a href="http://www.terrystarbucker.com/2017/08/13/the-2-leadership-traits-that-will-set-you-apart-and-sustain-you-for-the-long-haul/">The 2 Leadership Traits That Will Set You Apart (and Sustain You For The Long Haul)</a> &mdash; These two leadership traits will keep the fire in your belly through good times and bad. [Terry St. Marie]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-improve-yourself-constantly">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/kill-boredom-with-these-34-fun-and-productive-projects">Kill Boredom With These 34 Fun and Productive Projects</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-ways-to-be-a-better-person-today">25 Ways to Be a Better Person Today</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-get-prettier-smarter-and-healthier-while-you-sleep">6 Ways to Get Prettier, Smarter, and Healthier While You Sleep</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-easy-ways-to-make-your-life-more-interesting">25 Easy Ways to Make Your Life More Interesting</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/change-your-life-with-a-30-day-challenge">Change Your Life With a 30 Day Challenge</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips self improvement Wed, 16 Aug 2017 08:30:12 +0000 Amy Lu 2003784 at http://www.wisebread.com Best Money Tips: How to Improve Your Finances By Being More Likable http://www.wisebread.com/best-money-tips-how-to-improve-your-finances-by-being-more-likable <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-improve-your-finances-by-being-more-likable" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_friends_laughing_619531868.jpg" alt="Women improving their finances by being more likable " title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on how to be more likable and why that&rsquo;s financially valuable, five kinds of low-budget weddings, and retirement tips for 20-somethings.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thesimpledollar.com/how-to-be-more-likeable-and-how-thats-financially-valuable/">How to Be More Likable &ndash; And How That&rsquo;s Financially Valuable</a> &mdash; People often feel uncomfortable when the conversation lulls. Be the one to start up a new conversation whenever a dead space strikes. [The Simple Dollar]</p> <p><a href="https://www.dontpayfull.com/blog/5-types-of-low-budget-weddings-anyone-can-plan">5 Types of Low-Budget Weddings Anyone Can Plan</a> &mdash; These classic themes are perfect for the couple who doesn't want to spend an arm and a leg on a wedding. [Don't Pay Full]</p> <p><a href="https://blog.allstate.com/4-ways-to-help-save-for-retirement-in-your-20s/">4 Ways to Help Save for Retirement in Your 20s</a> &mdash; It's never too early to start saving for retirement! If your employer doesn't offer a 401(k), set up your own retirement account, like an IRA. [The Allstate Blog]</p> <p><a href="https://adebtfreestressfreelife.com/food-storage/">Food Storage Survival Tips</a> &mdash; Always, always have a manual can opener on hand. You can't eat the canned food in your stockpile if you can't open it. [A Mess Free Life]</p> <p><a href="https://www.popsugar.com/smart-living/Ways-Enjoy-Your-Commute-43651457#photo-43655909">How to Make Your Car Commute the Most Enjoyable Part of Your Day</a> &mdash; On days when you're running early, take the scenic route for a change of scenery. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.csmonitor.com/Business/2017/0804/America-s-stores-are-closing.-Why-isn-t-that-raising-a-jobs-alarm">America's stores are closing. Why isn't that raising a jobs alarm?</a> &mdash; The retail industry, which employs about 10% of all working Americans, is shedding jobs at a rate that dwarfs that of coal and manufacturing. [The Christian Science Monitor]</p> <p><a href="https://www.thepennyhoarder.com/deals/back-to-school-clothes-on-a-budget/">Back to School on a Budget: 7 Smart Ways to Get Kids&rsquo; Clothes for Less</a> &mdash; Think about the weather in your area. You'll find better deals if you can hold off on buying clothes until later in the season. [The Penny Hoarder]</p> <p><a href="http://moneyqanda.com/how-to-ask-for-a-pay-raise-now/">4 Persuasive Tactics to Help You Ask for a Pay Raise</a> &mdash; It's important to get the timing right. You don't want to ask for a raise when the company isn't doing well financially or when your boss is having a hectic day. [Money Q&amp;A]</p> <p><a href="http://creativemoney.biz/6-ways-your-financial-state-of-mind-could-be-costing-you-money/">6 Ways Your Financial State of Mind Could Be Costing You</a> &mdash; When you think in survival mode, the fear and panic can cause you to make bad financial decisions. [Creative Money]</p> <p><a href="http://www.lifehack.org/620550/how-to-declutter-your-brain-and-get-organized">How to Declutter Your Brain and Get Organized</a> &mdash; Declutter your brain with a 10-minute braindump exercise every night. [Lifehack]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-improve-your-finances-by-being-more-likable">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-organizations-that-need-your-help-during-christmas">7 Organizations That Need Your Help During Christmas</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-combat-impostor-syndrome">10 Ways to Combat &quot;Impostor Syndrome&quot;</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/100-small-things-that-can-bring-you-joy">100 Small Things That Can Bring You Joy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/feeling-stuck-100-ways-to-change-your-life">Feeling Stuck? 100 Ways to Change Your Life</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips likable Mon, 14 Aug 2017 08:30:06 +0000 Amy Lu 2000990 at http://www.wisebread.com Best Money Tips: How to Overcome Social Anxiety http://www.wisebread.com/best-money-tips-how-to-overcome-social-anxiety <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-overcome-social-anxiety" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_nervous_glasses_807539408.jpg" alt="Woman learning to overcome social anxiety" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on how to overcome social anxiety, a 5-step guide to becoming a homeowner, and easy ways to get rid of a headache.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.iwillteachyoutoberich.com/blog/how-to-overcome-social-anxiety/">How to overcome social anxiety</a> &mdash; These charisma games can help get you through stressful social interactions. [I Will Teach You To Be Rich]</p> <p><a href="http://www.moneysoldiers.com/millennial-homeowner-5-steps/">From Millennial To Homeowner In 5 Steps</a> &mdash; It's difficult for young people to become homeowners these days, but it isn't impossible. [Money Soldiers]</p> <p><a href="http://www.easyways.net/15-easy-ways-get-rid-headache-without-medicine/">15 Easy Ways to Get Rid of a Headache Without Medicine</a> &mdash; One of the most common causes of cluster headaches and migraines is dehydration. Try drinking 2-3 cups of water when you feel a headache coming on. [easyWays]</p> <p><a href="http://www.lifehack.org/620506/eat-these-25-superfoods-and-be-strong-like-popeye-the-sailor-man">Eat These 25 Superfoods and be Strong Like Popeye the Sailor Man</a> &mdash; It's easy to incorporate these superfoods into your diet for a healthier lifestyle. [Lifehack]</p> <p><a href="http://www.cashthechecks.com/earn-extra-money-smartphone/">How To Earn Extra Money With Your Smartphone</a> &mdash; Learn how to make money with your smartphone as an amateur photographer! [Cash The Checks]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.frugalvillage.com/2017/08/07/how-spending-a-little-extra-effort-can-increase-your-homes-value/">How Spending a Little Extra Effort Can Increase Your Home&rsquo;s Value</a> &mdash; Small upgrades to the bathroom can make a big difference. Sometimes, all you need to do is replace old fixtures, get a new shower curtain, or scrub the tiles until they're sparkly clean. [Frugal Village]</p> <p><a href="http://www.joetaxpayer.com/think-about-taxes-when-investing/">How Much Should You Think About Taxes When Investing?</a> &mdash; Before you start investing, it's important to know how capital gains taxes work and how they will affect your investment earnings. [Joe Taxpayer]</p> <p><a href="https://www.thepennyhoarder.com/life/college/recent-grads-advice-on-how-to-save-money-in-college/">8 Money-Saving Tricks I Learned During the First Semester of College</a> &mdash; Know your eating habits. The unlimited meal plan may sound like a good way to save money, but you may actually be overpaying for food. [The Penny Hoarder]</p> <p><a href="https://www.popsugar.com/smart-living/Minimalism-Can-Make-You-Happier-43370994">How Becoming a Minimalist Can Help You Live a Happier Life</a> &mdash; Ditching the things you don't really need or want will help you focus on the things that truly matter to you. [PopSugar Smart Living]</p> <p><a href="https://www.csmonitor.com/Science/2017/0728/Beyond-flattery-Why-imitation-could-be-humanity-s-most-distinctive-feature">Beyond flattery: Why imitation could be humanity's most distinctive feature</a> &mdash; Imitation might be at the root of what makes us human. [The Christian Science Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-overcome-social-anxiety">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-organizations-that-need-your-help-during-christmas">7 Organizations That Need Your Help During Christmas</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-combat-impostor-syndrome">10 Ways to Combat &quot;Impostor Syndrome&quot;</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/100-small-things-that-can-bring-you-joy">100 Small Things That Can Bring You Joy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/feeling-stuck-100-ways-to-change-your-life">Feeling Stuck? 100 Ways to Change Your Life</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips social anxiety Wed, 09 Aug 2017 08:30:06 +0000 Amy Lu 1999088 at http://www.wisebread.com Make the World Better With These 17 Free Ways to Give Back http://www.wisebread.com/make-the-world-better-with-these-17-free-ways-to-give-back <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/make-the-world-better-with-these-17-free-ways-to-give-back" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/beautiful_caucsian_female_volunteers_in_local_park.jpg" alt="Beautiful Caucasian female volunteers in local park" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Giving back feels good and offers support to those who need it, but it can sometimes feel like the only contributions that make a difference are financial. While donating money to charity or to community members in need is a wonderful way of giving back, monetary donations can be out of the reach of some budgets.</p> <p>Even if you don't have the finances to write checks to your favorite charities, you can still give back without spending a single dime. Here are 17 entirely free methods of making the world a better place.</p> <h2>In-person volunteer opportunities</h2> <p>Giving your time to a charity or an organization you care about is one of the most selfless ways that you can give back. There are a number of ways to volunteer that will match up with both your interests and the needs of your community.</p> <h3>1. Volunteer Match</h3> <p><a href="https://www.volunteermatch.org/" target="_blank">Volunteermatch.org</a> brings together local volunteers with local nonprofit organizations that need help. You can search for a cause that means something to you, and offer your time, expertise, or services.</p> <h3>2. Idealist</h3> <p><a href="https://www.idealist.org/en/?sort=relevance&amp;type=VOLOP" target="_blank">Idealist.org</a> was created to connect idealists with opportunities for collaboration and action to bring their good ideas to life. With more than 120,000 organizations listed and 1.4 million monthly visitors to the site, you can connect with other people who share your ideals.</p> <h3>3. Elder Helpers</h3> <p>If you'd like to make a difference in the life of a local senior citizen, sign up with <a href="http://elderhelpers.org/" target="_blank">ElderHelpers.org</a> to connect with a local senior in need. You could volunteer to help with anything from running errands to gardening and housework to entertaining.</p> <h3>4. Project Sunshine</h3> <p>Volunteers with <a href="http://projectsunshine.org/" target="_blank">ProjectSunshine.org</a> bring arts, educational, and social services programming to children living with serious medical challenges and their families. Volunteers can work to create program materials and deliver these programs on-site to the children.</p> <h3>5. Girls on the run</h3> <p>If you love to run, then volunteering with <a href="https://www.girlsontherun.org/" target="_blank">Girlsontherun.org</a> could be a great fit for you. Volunteers coach a group of girls through 10-12 week running programs that include physical activity and a service project. You'll help empower young women to be healthy, confident, and more connected to their communities.</p> <h2>Online volunteering</h2> <p>Believe it or not, you can volunteer your time from the comfort of your home. The internet allows volunteers to bring their skills to organizations that need them, no matter where they are. (See also: <a href="http://www.wisebread.com/7-amazing-ways-to-pay-it-forward-for-under-10?ref=seealso" target="_blank">7 Amazing Ways to Pay It Forward for Under $10</a>)</p> <h3>6. Skills for Change</h3> <p><a href="http://skillsforchange.com/" target="_blank">SkillsforChange.com</a> calls itself a microvolunteering site, similar to microlending. Volunteers share which types of causes they care about and what skills they can offer, and the site matches them with organizations that need help.</p> <h3>7. Catchafire</h3> <p><a href="https://www.catchafire.org/" target="_blank">Catchafire.org</a> wants professionals to use their skills to make a difference. You can browse opportunities based on causes, needed skill sets, and time commitment, and then apply for opportunities.</p> <h2>Donating your stuff</h2> <p>While we all know that we can drop off unused clothes and household items at Goodwill or the Salvation Army, there are many more ways that our unwanted items can help others in need.</p> <h3>8. Union &amp; Fifth</h3> <p>Fashion conscious altruists can use their fashion for good with <a href="https://www.unionandfifth.com/" target="_blank">UnionandFifth.com</a>. Simply select which charity you would like to benefit, download a free shipping label, and clean out your closet. Union &amp; Fifth will sell your clothes and send 75% of the sale price to your chosen charity.</p> <h3>9. Dress for Success</h3> <p>Gently used business attire can help disadvantaged women to succeed at work through <a href="https://www.dressforsuccess.org/" target="_blank">DressforSuccess.org</a>. Find an affiliate location near you, and drop off your unneeded office wear.</p> <h3>10. Nike Reuse-a-Shoe</h3> <p>Worn out athletic shoes can be given a new life as part of tracks, playgrounds, outdoor courts, or other places to play through the <a href="http://www.nike.com/us/en_us/c/innovation/grind" target="_blank">Nike Reuse-a-Shoe program</a>.</p> <h3>11. Soles 4 Souls</h3> <p>This nonprofit program will distribute your gently worn shoes to people in need all over the world. You can find a local drop off location on <a href="https://soles4souls.org/" target="_blank">Soles4souls.org</a>, and you can also organize a shoe drive to increase your impact.</p> <h3>12. National Coalition Against Domestic Violence</h3> <p>If you don't know what to do with your old cellphone or other digital electronics, the <a href="http://ncadv.org/give-back/donate/donateaphone" target="_blank">NCADV has partnered with Cellular Recycler</a> to collect these items, and refurbish and sell them. The money from these sales goes to support the NCADV programming that helps to stop domestic violence.</p> <h3>13. Cellphones for Soldiers</h3> <p>If you have an old cellphone that is still functioning, donating it to <a href="https://www.cellphonesforsoldiers.com/" target="_blank">Cellphones for Soldiers</a> will allow a deployed service member the ability to call home.</p> <h3>14. The Make-A-Wish Foundation</h3> <p>This heroic charity works to grant the wishes of terminally ill children. To cover the travel for many of these wishes, <a href="http://wish.org/ways-to-help/giving/airline-miles#sm.0001ozbi7g1cu0dijrr57j3ftssj4" target="_blank">Make-A-Wish accepts donations of airline travel miles</a> from certain airlines. This can be a great way to make use of the miles you collect.</p> <h2>Online giving opportunities</h2> <p>Most of us tend to spend our days in front of the computer, so why not use that time to give back?</p> <h3>15. AmazonSmile</h3> <p>This is exactly like the Amazon store you already know, but when you sign on with <a href="https://smile.amazon.com/ref=nav_logo" target="_blank">AmazonSmile</a>, you are allowed to choose any one of over a million 501(c)(3) charitable organizations to benefit from your shopping. Each time you make a purchase, AmazonSmile gives 0.5% of the purchase price to your charity.</p> <h3>16. Free Rice</h3> <p>Rather than taking another '90s-themed quiz, why not take a break with <a href="http://freerice.com" target="_blank">FreeRice.com</a>? This site asks vocabulary, grammar, math, science, foreign language, history, geography, and SAT test prep questions. For each correct answer, the site donates 10 grains of rice through the World Food Programme.</p> <h3>17. The Greater Good</h3> <p>Believe it or not, just clicking on a button can help provide mammograms for underprivileged women, food for hungry people, meals for veterans, therapy for autistic children, research for Alzheimer's and diabetes, books for underprivileged children, and protection to the rain forest. The site the <a href="https://greatergood.com/" target="_blank">GreaterGood.com</a> offers clickable buttons for each of these issues, and your click will help to provide those services. It takes approximately 45,000 clicks to provide one service, and each user is limited to one click per day, but you can click each issue's button every day. Clicking here once a day can be a completely painless good deed.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fmake-the-world-better-with-these-17-free-ways-to-give-back&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FMake%2520the%2520World%2520Better%2520With%2520These%252017%2520Free%2520Ways%2520to%2520Give%2520Back.jpg&amp;description=Make%20the%20World%20Better%20With%20These%2017%20Free%20Ways%20to%20Give%20Back"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Make%20the%20World%20Better%20With%20These%2017%20Free%20Ways%20to%20Give%20Back.jpg" alt="Make the World Better With These 17 Free Ways to Give Back" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/make-the-world-better-with-these-17-free-ways-to-give-back">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-give-back-this-thanksgiving">7 Easy Ways to Give Back This Thanksgiving</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-organizations-that-need-your-help-during-christmas">7 Organizations That Need Your Help During Christmas</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-unexpected-benefits-of-volunteering">9 Unexpected Benefits of Volunteering</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/charitable-giving-give-in-order-to-receive">Charitable Giving: Give in Order to Receive</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-your-new-identity-after-retirement">How to Find Your New Identity After Retirement</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Personal Development charitable giving charity community service give back helping the less fortunate volunteer volunteering Thu, 29 Jun 2017 08:30:16 +0000 Emily Guy Birken 1974219 at http://www.wisebread.com Best Money Tips: How to Become an Optimist http://www.wisebread.com/best-money-tips-how-to-become-an-optimist <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-become-an-optimist" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_smile_sunshine_188139941.jpg" alt="Woman learning how to become an optimist" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on daily habits to help you become an optimist, over 90 cheap date ideas, and how to deal with family members who are terrible with money.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.positivityblog.com/how-to-become-an-optimist/">How to Become an Optimist: 3 Daily Habits To Help You Get Started</a> &mdash; Start your day on an optimistic note. Read or watch something positive or funny for 10-20 minutes in the morning, have an uplifting conversation over breakfast, or listen to a motivating audiobook or podcast during your commute. [The Positivity Blog]</p> <p><a href="https://www.popsugar.com/smart-living/Cheap-Date-Ideas-26949115">Love Don't Cost a Thing: 98 Cheap Date Ideas</a> &mdash; Check out a flea market or thrift store and look for things that you can restore together. [PopSugar Smart Living]</p> <p><a href="http://www.currentoncurrency.com/deal-family-members-terrible-money/">How to Deal With Family Members Who Are Terrible With Money</a> &mdash; Offer help where you can, but make sure it's within your means. Don't take food from your table to pay someone else's bills. [Current on Currency]</p> <p><a href="http://sweethometimes.com/5-bathroom-cleaners-need/">5 Bathroom Cleaners You need to Have and Why</a> &mdash; Powdered cleaners work best on sinks and bathtubs. They're safer than most sprays and don't emit an odor that can knock you out. [Sweet Home Times]</p> <p><a href="http://www.easyways.net/10-easy-ways-keep-heart-healthy-strong/">10 Easy Ways To Keep Your Heart Healthy And Strong</a> &mdash; Limit your salt intake. Cook your meals with little or no salt, and avoid keeping salt on the table so your aren't tempted to add more to your dish. [easyWays]</p> <h2>Other Essential Reading</h2> <p><a href="http://frugalbeautiful.com/blog/save-on-bachelorette-parties/">How To Save On Bachelorette Parties</a> &mdash; Look for group deals on activities and classes like yoga, pole dancing, paint nights, brewery tours, and more. [Frugal Beautiful]</p> <p><a href="http://www.moneysoldiers.com/effects-ramifications-not-correcting-common-money-mistakes/">Effects And Ramifications Of Not Correcting Common Money Mistakes</a> &mdash; Give yourself some wiggle room and pay your bills at least a week before the actual due date. [Money Soldiers]</p> <p><a href="https://www.supermoney.com/2017/05/clear-driving-record-save-car-insurance/">How to Clear Your Driving Record to Save on Car Insurance</a> &mdash; Fix-it tickets (like broken taillights, driver&rsquo;s license violations, and car registration violations) won't show up on your driving record of you fix the problem and pay the fine before the deadline. [SuperMoney]</p> <p><a href="https://www.dumblittleman.com/safe-dating-tips/">12 Simple Rules Of Staying Safe On A First Date</a> &mdash; Don't arrange to meet at your home or at your workplace. You might discover by the end of the night that you don't want the date to know where to find you. [Dumb Little Man]</p> <p><a href="http://www.marcandangel.com/2017/05/07/sharing-these-20-truths-with-your-child-could-change-their-life/">Sharing These 20 Truths with Your Child Could Change Their Life</a> &mdash; Actions speaker louder than words. Keep this in mind as you set an example for your children. [Marc &amp; Angel Hack Life]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-become-an-optimist">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-self-improvement-apps-to-make-you-smarter-stronger-and-happier">10 Self-Improvement Apps to Make You Smarter, Stronger, and Happier</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-organizations-that-need-your-help-during-christmas">7 Organizations That Need Your Help During Christmas</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-combat-impostor-syndrome">10 Ways to Combat &quot;Impostor Syndrome&quot;</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/100-small-things-that-can-bring-you-joy">100 Small Things That Can Bring You Joy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/feeling-stuck-100-ways-to-change-your-life">Feeling Stuck? 100 Ways to Change Your Life</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips optimist Thu, 11 May 2017 08:30:07 +0000 Amy Lu 1944171 at http://www.wisebread.com Flashback Friday: 34 Smart Ways to Improve Your Social Media Presence http://www.wisebread.com/flashback-friday-34-smart-ways-to-improve-your-social-media-presence <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-34-smart-ways-to-improve-your-social-media-presence" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_phone_519863698.jpg" alt="Woman finding smart ways to improve social media presence" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Having a social media presence used to be optional, and only for the digital journalism world. But now, having a decent following seems like a requirement if you want to run a business, successfully share your art, and engage with others in your industry. Here's how to improve your social media presence.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_000033755744_Large.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/5-surprising-ways-social-media-stars-make-money?ref=fbf">5 Surprising Ways Social Media Stars Make Money</a> &mdash; Start by learning from the masters. Being a social media &quot;star&quot; is a thing, and they are making more money than most of us. Here are some of their best tricks.</p> <p><a href="http://www.wisebread.com/7-easy-ways-to-clean-up-your-image-on-social-media?ref=fbf">7 Easy Ways to Clean Up Your Image on Social Media</a> &mdash; Maybe you spent the first few years on Facebook posting keg party photos and trolling celebrities. Yeah, that's not a good look. If you need to do some cleanup, follow these easy steps.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/000071173689.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/10-things-to-stop-doing-on-social-media-by-30?ref=fbf">10 Things to Stop Doing on Social Media by 30</a> &mdash; Those bad social media habits need to be left behind, because tweets and photos don't always disappear, even after you delete them. Employers, family members, and potential romantic partners can see what you're doing, so you might want to act accordingly.</p> <p><a href="http://www.wisebread.com/how-to-improve-your-finances-using-social-media?ref=fbf">How to Improve Your Finances Using Social Media</a> &mdash; Once your social media posts are nice and tidy, use this guide to start bringing in some money on the side. Because once you start gaining a following, it's actually pretty easy!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_73433583_MEDIUM.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/how-to-earn-extra-income-with-twitter?ref=fbf">How to Earn Extra Income With Twitter</a> &mdash; Twitter is a great place to connect with people and brands directly. You can also use your account to make some extra money with sponsored tweets and other branded content.</p> <p><a href="http://www.wisebread.com/jumpstart-your-job-search-with-instagram?ref=fbf">Jumpstart Your Job Search With Instagram</a> &mdash; Social media platforms can also aid you in your job search. Curate your feed and you might hashtag your way into a new gig!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-34-smart-ways-to-improve-your-social-media-presence">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-one-social-media-micro-star-gets-lots-of-free-stuff">How I Scored Tons of Free Stuff By Building a Small Social Media Audience</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-social-media-stars-who-earn-way-more-than-you">5 Social Media Stars Who Earn Way More Than You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-surprising-ways-social-media-stars-make-money">5 Surprising Ways Social Media Stars Make Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-to-use-social-media-in-business">13 Ways to Use Social Media in Business</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development Technology Facebook fbf flashback friday instagram Internet internet presence LinkedIn snapchat social media social media tips twitter Fri, 14 Apr 2017 08:30:08 +0000 Chrissa Hardy 1927497 at http://www.wisebread.com Best Money Tips: 12 Habits That Turn Dreams Into Reality http://www.wisebread.com/best-money-tips-12-habits-that-turn-dreams-into-reality <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-12-habits-that-turn-dreams-into-reality" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_mountain_top_507869286.jpg" alt="Woman turning dreams into reality" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on habits that turn dreams into reality, ways to save money on auto maintenance, and 90 strategies to overcome shyness.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.positivityblog.com/how-to-take-action/">How to Take Action: 12 Habits that Turn Dreams into Reality</a> -- Partner up with someone who has similar goals so you can keep each other accountable. [The Positivity Blog]</p> <p><a href="http://shopperstrategy.com/2017/04/10/6-ways-to-save-money-on-auto-maintenance/">6 Ways to Save Money on Auto Maintenance</a> -- Take care of your car's basic needs. Preventative care is always less expensive than repairs at a shop. [Shopper Strategy]</p> <p><a href="http://www.lifeoptimizer.org/2017/04/12/how-to-overcome-shyness-strategies/">How to Overcome Shyness: 90 Remarkably Fresh Strategies</a> -- Your mind may start spinning anxious thoughts long before you enter a dreaded social situation. Disrupt the process by sharing your fears with someone or writing them down.&nbsp; [Life Optimizer]</p> <p><a href="https://www.popsugar.com/smart-living/Things-Stop-Feeling-Guilty-About-43418980">You Need to Stop Shaming Yourself Over These 11 Things</a> -- Don't beat yourself up over the past -- you can't change what has already happened. You can, however, be proactive about bettering yourself now. [PopSugar Smart Living]</p> <p><a href="http://yesiamcheap.com/how-to-stop-being-house-poor/">How to Stop Being House Poor</a> -- When you first buy a house, you'll need to prioritize your furnishings. Furniture and functional items will have to come before décor whose only job is to look good. [Yes, I Am Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.cashthechecks.com/3-tax-deductions-may-increase-audit-risk/">3 Tax Deductions That May Increase Your Audit Risk</a> -- Be careful what medical expenses you're claiming on your tax return. Not all health-related expenses qualify. [Cash The Checks]</p> <p><a href="http://moneyminiblog.com/how-to/quit-your-job/">How to Find Courage to Quit the Job You Hate</a> -- Quitting your job can be scary, especially if you don't have another one lined up. But instead of letting the fear of failure take hold, turn it into the fear of regret. [MoneyMiniBlog]</p> <p><a href="https://www.dumblittleman.com/cure-for-hangover/">Cure For Hangover? 5 Things To Do To Get Through The Morning After</a> -- Your body needs energy to remove the alcohol from your system. Fruits and hangover soup are good to eat at this time. [Dumb Little Man]</p> <p><a href="https://due.com/blog/11-things-may-overlook-starting-business/">11 Things You May Overlook When Starting a Business</a> -- It takes enormous amounts of time and dedication to start a business. Make sure you have the time, energy, and resources to begin this venture. [Due]</p> <p><a href="http://parentingsquad.com/6-easter-basket-gift-ideas-for-your-little-princess">6 Easter Basket Gift Ideas for Your Little Princess</a> -- Fill your princess-loving child's Easter basket with fun, themed activities and accessories, like kid-friendly nail polish and princess storybooks! [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-12-habits-that-turn-dreams-into-reality">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-more-things-people-who-make-a-lot-of-money-do">12 More Things People Who Make a Lot of Money Do</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-nervous-tics-you-need-to-stop-right-now">6 Nervous Tics You Need to Stop Right Now</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/change-your-life-with-a-30-day-challenge">Change Your Life With a 30 Day Challenge</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-break-bad-habits">How to Break Bad Habits</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-habits-you-must-start-right-now-and-be-a-better-person">20 Habits You Must Start Right Now and Be a Better Person</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips habits Thu, 13 Apr 2017 08:30:15 +0000 Amy Lu 1926758 at http://www.wisebread.com