Personal Development http://www.wisebread.com/taxonomy/term/216/all en-US Here's How Spending 3% On You Will Advance Your Career http://www.wisebread.com/heres-how-spending-3-on-you-will-advance-your-career <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/heres-how-spending-3-on-you-will-advance-your-career" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000089208971_Large.jpg" alt="Spending on herself to advance her career" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Never underestimate the value of investing in yourself. Many professionals seem to miss out on the importance of it. People are more likely to treat themselves to a new outfit or a nice dinner out, but when it comes to increasing their knowledge and business skills, somehow there isn't room in the budget.</p> <p>Some of the most successful individuals in the business world believe in the power of investing in yourself. Brian Tracy,&nbsp;<a href="http://amzn.to/1qdHt4l">bestselling author of over 70 books</a>, said, &quot;Here is a rule that will guarantee your success, and possibly make you rich: Invest 3% of your income back into yourself.&quot;</p> <p>Similarly, Warren Buffett, one of the richest and most respected businessmen in the world, said, &quot;Investing in yourself is the best thing you can do. Anything that improves your own talents; nobody can tax it or take it away from you.&quot; (See also:&nbsp;<a href="http://www.wisebread.com/6-pearls-of-career-wisdom-from-brian-tracy?ref=seealso">6 Pearls of Career Wisdom From Brian Tracy</a>)</p> <h2>Does It Actually Work?</h2> <p>The idea of investing in yourself is not just motivational, business fluff. It truly can be the tool that helps you to make more and advance in your career. If you are constantly growing your skills in your field, you are constantly becoming more valuable in your field, and becoming an important asset for your company. Your employer will want to pay their top employees more, and if they don't, another company surely will.</p> <p>Asking for promotions or getting hired in a better paying position is easier to do with more experience and knowledge you gain. A common misconception is that your college degree is all you need to succeed. If you earn your degree and secure a good position, then you cannot just rely on experience alone to move you up the ranks. In fact, you might get passed up by younger professionals who have more up-to-date training.</p> <p>On a personal note, my husband has been pursuing a degree over the past few years and has earned several IT certifications. Similarly, his salary has increased over $20,000 in those three years. I truly believe my husband's increased salary is directly related to investing his time and money to learn as much as he can. Not only has he become more knowledgeable, but he has also become more confident in his craft.</p> <h2>How Much Should You Invest?</h2> <p>There is no set rule of how much you should invest, but Brian Tracy's idea of 3% of your income is a good principle. Of course, you can always invest more. Some companies even offer reimbursement for tuition and certifications, making it easier to invest the 3%.</p> <p>How much is 3% to the average professional? If you earn $55,000, you should aim to invest $1,650 back into yourself each year, or $137.50 each month. That may seem like a daunting number if you are on a tight budget, but if you are able to earn $58,000 the following year, you will have almost doubled your investment.</p> <h2>Knowing What to Invest In</h2> <p>You should invest in building the knowledge and skill set that will get you to your next promotion or pay raise. Don't make the mistake of investing in the next big, profitable thing. For example, when real estate was a hot market before the crash in 2007-2008, it seemed like everyone was a real estate agent on the side. When the real estate market crashed, many professionals were safe because they had their full-time jobs, that was completely unrelated, but they had spent all of their time learning to be real estate agents, rather than growing in their full-time field.</p> <p>If you are not sure what certificates, training, or education you should invest in, think about the position in your company that you would like to have. The next step is to ask coworkers in that position what special training and certificates they have. If possible, ask your boss what is needed to move up to the next position in your company. If those two suggestions do not work, look at job listings for positions you would like to have. What are the qualifications needed and desired?</p> <h2>Ideas for Investing in Yourself</h2> <p>Here are just a few self-investment ideas, and how to grow your knowledge and experience:</p> <ul> <li>College degree;</li> <li>Certifications;</li> <li>Seminars and workshops;</li> <li>Books;</li> <li>One-on-one consulting with top experts in your field;</li> <li>Classes and courses in related business areas, such as social media marketing, communication, productivity, and accounting.</li> </ul> <p>Investing in yourself doesn't just stop with learning new skills, though. Improving your physical and mental health will directly affect your workplace performance. Investing in areas that inspire your creativity, such as learning a new language or taking a graphic design course, could also put you ahead at work. (See also:&nbsp;<a href="http://www.wisebread.com/11-ways-a-second-language-can-boost-your-career?ref=seealso">11 Ways a Second Language Can Boost Your Career</a>)</p> <p>If you want to grow in your career, then you have to grow as a person. Make yourself a valuable employee at your company by developing expert skills that set you apart from the rest of your coworkers.</p> <p><em>How do you invest in yourself each year? Have you seen a difference in your income?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/heres-how-spending-3-on-you-will-advance-your-career">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-places-to-find-cheap-or-free-education">6 Places to Find Cheap (or Free!) Education</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-succeed-as-an-online-student">How to Succeed as an Online Student</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-survive-the-graveyard-shift-and-make-lots-of-money">How to Survive the Graveyard Shift (and Make Lots of Money)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-a-second-language-can-boost-your-career">11 Ways a Second Language Can Boost Your Career</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-jobs-proven-to-make-you-live-longer">5 Jobs Proven to Make You Live Longer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Personal Development education extra income invest make more money professional growth training Thu, 14 Apr 2016 09:30:24 +0000 Ashley Eneriz 1689531 at http://www.wisebread.com Best Money Tips: How to Make Better Decisions http://www.wisebread.com/best-money-tips-how-to-make-better-decisions <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-make-better-decisions" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/smart_woman_happy_000066907765.jpg" alt="Woman learning how to make better decisions" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on how to make better decisions, things to remove from your resume, and how to get around Amazon&rsquo;s $49 free shipping minimum without getting Prime.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.dumblittleman.com/2016/02/8-tips-make-better-decisions-life.html">8 Tips To Make Better Decisions in Your Life</a> &mdash; Think about your options and weigh their pros and cons. [Dumb Little Man]</p> <p><a href="http://www.popsugar.com/smart-living/Things-Remove-From-Your-Resume-28918668">9 Things to Remove From Your Résumé Right Now</a> &mdash; If you've had a series of short-lived jobs, it's best to leave them out. They can make your resume look disjointed and give off the impression that you don't have focus. [PopSugar Smart Living]</p> <p><a href="http://www.thepennyhoarder.com/amazon-free-shipping-increase/">How to Get Around Amazon&rsquo;s New $49 Free Shipping Minimum &mdash; Without Prime</a> &mdash; Amazon offers free shipping on some small items from third-party merchants. [The Penny Hoarder]</p> <p><a href="http://www.moneydigest.sg/5-appliance-shopping-hacks-everyone-know/">5 Appliance Shopping Hacks Everyone Should Know</a> &mdash; Don't head straight for the newest models. Slightly older models often have similar (or identical) features at a much lower price. [Money Digest]</p> <p><a href="http://www.csmonitor.com/Business/The-Bite/2016/0219/How-eating-local-provides-a-big-boost-in-emergency-situations">How eating local provides a big boost in emergency situations</a> &mdash; When food aid is procured locally, it arrives more quickly and affordably, and is of better quality. [The Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="http://monevator.com/how-to-enjoy-life-like-a-billionaire/">How to enjoy life like a billionaire</a> &mdash; You don't need to have a lot of money to explore a new city. If you turn enough corners, you'll find something beautiful you've never seen before. [Monevator]</p> <p><a href="http://www.cheapism.com/blog/4147/unique-online-stores">12 Sites Putting a Unique Twist on Online Shopping</a> &mdash; Boxed is a bit a like Costco and Sam's Club in that they sell bulk groceries and home goods, but there are no membership dues. [Cheapism]</p> <p><a href="http://www.financialsamurai.com/before-requesting-an-uber-things-to-know-and-do-to-keep-safe/">Before Requesting An Uber &ndash; Things To Know And Do To Keep Safe</a> &mdash; Don't treat the car as your private office for conference calls. This can distract the driver as they're trying to focus on the road. [Financial Samurai]</p> <p><a href="https://www.dailyworth.com/posts/4173-what-should-i-save-for-after-my-emergency-fund">What to Do After You Save an Emergency Fund</a> &mdash; Once your emergency fund is in place, focus on raising your credit score. Pay off any consumer debt, like an outstanding credit card balance. [DailyWorth]</p> <p><a href="http://parentingsquad.com/5-ways-to-teach-your-kids-how-to-have-an-attitude-of-gratitude">5 Ways to Teach Your Kids How to Have an Attitude of Gratitude</a> &mdash; Do more with less, especially when it comes to toys. Show them that it only takes a few items to have fun and be happy. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-make-better-decisions">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-build-intuition-and-make-smarter-decisions">9 Ways to Build Intuition and Make Smarter Decisions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/andbreathe-become-more-patient-in-9-easy-steps">And...Breathe: Become More Patient in 9 Easy Steps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/masters-of-small-talk-never-do-these-10-things-do-you">Masters of Small Talk Never Do These 10 Things — Do You?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/invest-your-time-in-these-13-things-while-youre-in-your-20s">Invest Your Time in These 13 Things While You&#039;re in Your 20s</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips decisions Wed, 24 Feb 2016 11:00:06 +0000 Amy Lu 1661842 at http://www.wisebread.com 5 Ways Good Manners Make You Wealthier http://www.wisebread.com/5-ways-good-manners-make-you-wealthier <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-good-manners-make-you-wealthier" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000045065236_Largew.jpg" alt="her good manners make her wealthier" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Manners maketh the man. They're one of those things in life that cost you nothing, but can bring you great benefits &mdash; like respect. Or a smile from a stranger. And, in some cases, money. Here's how manners can lead you to a wealthier life. (See also: <a href="http://www.wisebread.com/12-lessons-in-manners-from-around-the-world?ref=seealso">12 Lessons in Manners From Around the World</a>)</p> <h2>1. They Can Get You Hired</h2> <p>Good manners can help you score a great job. Politeness is a sign of professionalism, which is something every employer wants from their workers. Of course, manners won't compensate for a lack of job qualifications or a negative personal reference. But they can give you that boost you may need to clinch the gig. Likewise, a lack of manners can oust you from the running.</p> <p>According to Tom Keene, editor-at-large at Bloomberg Television and Radio, <a href="https://www.linkedin.com/pulse/20130319181847-205519992-lady-mary-would-you-please-pass-the-salt-and-pepper?goback=%2Empd2_*1_*1_*1_%2F20130319181847*5205519992*5lady*5mary*5would*5you*5please*5pass*5the*5salt*5and*5pepper&amp;trk=prof-post">illiteracy in the table manners</a> department can quickly make a job interview go south. &quot;Memo to all seeking gainful employment: Nothing kills the wine-and-dine interview like not knowing where the knife goes after you cut into the expense account New York strip steak,&quot; writes Keene, who has interviewed his fair share of job candidates. &quot;I have personally seen too many qualified and unfortunate people that will never get ahead because, for whatever reason, they never learned the basics of fork, fork, knife, spoon, spoon.&quot;</p> <h2>2. They Can Help You Move Up the Ladder</h2> <p>If you're after a raise or promotion, don't discount manners as a means of getting you there. All told, 85% of respondents in a recent survey from the staffing firm Accountemps said being <a href="https://www.roberthalf.com/accountemps/blog/top-5-workplace-etiquette-breaches-in-an-open-office-space-infographic">courteous to co-workers</a> has an impact on a person's career prospects. On the flipside, just 14% of participants said that having poor manners at work has no influence on an employee's career success. The study is based on surveys completed by more than 450 employees ages 18 years and older who worked in office culture in the U.S.</p> <p>&quot;Time constraints and external pressures aren't excuses for bad behavior,&quot; says Max Messmer, chairman of Accountemps. &quot;While it takes more than just good manners to rise through the ranks, displaying professional courtesy will only help your career.&quot; Among the biggest work etiquette offenses: Using a speakerphone or talking loudly on the phone, loitering or talking around a colleague's desk, eating foods that have strong odors, keeping a messy or cluttered workspace, and leaving the phone ringer on loud.</p> <h2>3. They Can Help You Succeed at Networking</h2> <p>When you receive a person's business card at an industry mixer, do you take the time to send them a polite email the next day noting that it was great to meet them? Do you take the time to learn the names of the people at the mixer so that you can properly greet them should you encounter them again in the future?</p> <p>These sorts of manners are a step beyond &quot;please&quot; and &quot;thank you.&quot; They take time, consideration, a good memory, and a little forward thinking. But folks who practice these next-level manners, otherwise known as polished social skills, will get ahead in their careers more times than not. That's because they know how to bridge frivolous meet-and-greets into meaningful connections. After all, you never know who might be in a position to help your career in the future.</p> <h2>4. They Can Increase Your Sales</h2> <p>If you work in sales, you likely already know that being kind, polite, and understanding with your customers increases the chances that you will earn their future business &mdash; regardless of what it is that you're selling. If you own a business or work on commission, practicing politeness with customers quite literally translates to more money in your pocket. At the very least, good manners will keep you from being labeled by your customers and co-workers as boorish.</p> <h2>5. They Can Solidify Friendships That Bring You Success</h2> <p>Friends are scientifically proven to make you more successful. Specifically, developing and maintaining friendships with positive, like-minded people. It's these folks who share your drive and goals who can best help you narrow in on your dreams. Now, here's where manners come in: Research shows that saying &quot;thank you&quot; helps people to build and sustain friendships. Truly, minding your manners can make a big difference in the quality of the friends you keep, and your overall success.</p> <p><em>What other manners make you wealthier? Let us know in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/5-ways-good-manners-make-you-wealthier">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-old-school-manners-we-want-back">8 Old School Manners We Want Back</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/18-things-people-with-good-social-skills-never-do">18 Things People With Good Social Skills Never Do</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-basic-manners-you-must-teach-your-kids">10 Basic Manners You Must Teach Your Kids</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-rules-of-etiquette-we-wish-were-still-around-today">8 Rules of Etiquette We Wish Were Still Around Today</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-truths-the-rich-live-by-and-you-should-too">5 Money Truths the Rich Live By (and You Should Too)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Personal Development etiquette get rich manners politeness saving money wealth Fri, 05 Feb 2016 12:00:03 +0000 Brittany Lyte 1649809 at http://www.wisebread.com Best Money Tips: 50 Ways to Feel Better About Yourself http://www.wisebread.com/best-money-tips-50-ways-to-feel-better-about-yourself <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-50-ways-to-feel-better-about-yourself" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_confident_posture_000060737492.jpg" alt="Woman finding ways to feel better about herself" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found 50 quick ways to feel better about yourself, myths about saving energy, and finding the motivation to work out in the winter.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/50-Ways-Feel-Better-About-Yourself-31966232">50 Ways to Feel Better About Yourself Right Now</a> &mdash; Talk to the person standing next to you in line. A bit of small talk can be a fun way to connect with strangers &mdash; you might even share a laugh! [PopSugar Smart Living]</p> <p><a href="https://getoutofdebt.org/97850/5-energy-saving-myths">5 Energy Saving Myths</a> &mdash; Closing off the vents will not reduce the heating bill. Rooms that are cut off will draw heat from the warmed rooms and cause the whole house to feel colder. [Get Out of Debt Guy]</p> <p><a href="http://frugalbeautiful.com/blog/find-motivation-winter-workouts/">How to Find Motivation For Winter Workouts</a> &mdash; Encourage some accountability on your part by joining a running or workout group. [Frugal Beautiful]</p> <p><a href="http://www.pickthebrain.com/blog/12-work-activities-prevent-burnout/">12 After-Work Activities To Prevent Burnout</a> &mdash; Listening to music is a great way to relax after work, so pop in your favorite tunes and dance! [Pick The Brain]</p> <p><a href="http://moneyning.com/money-tips/3-ways-to-handle-unexpected-expenses/">3 Ways to Handle Unexpected Expenses</a> &mdash; Take stock of the resources available to you. Do you have emergency savings? Can you get a line of credit or help from friends or family? [MoneyNing]</p> <h2>Other Essential Reading</h2> <p><a href="http://blog.allstate.com/7-tools-every-vehicle-owner/">The 7 Tools Every Vehicle Owner Should Have</a> &mdash; An On Board Diagnostics (OBD II) code reader is a fairly inexpensive tool that can help you diagnose what's wrong with your car. [The Allstate Blog]</p> <p><a href="http://www.dinksfinance.com/2016/01/5-things-you-can-do-to-become-financially-independent/">5 Things You Can do to Become Financially Independent</a> &mdash; Setting specific goals, with timeframes, will help you stay motivated to improve your finances. [Dinks Finance]</p> <p><a href="http://www.retiredby40blog.com/2016/01/06/33-ways-to-cut-expenses-make-extra-money-save-your-budget/">33 Ways To Cut Expenses, Make Extra Money &amp; Save Your Budget!</a> &mdash; Make a concentrated effort to use up to the food in your fridge and pantry. Waste less, save more! [Retired By 40!]</p> <p><a href="http://www.lifehack.org/355890/17-genuis-household-organisation-hacks-for-staying-sane-with-kids">17 Genius Household Organization Hacks For Staying Sane With Kids</a> &mdash; Use over-the-door shoe organizers to hold dolls and other toys&hellip;or even snacks! [Lifehack]</p> <p><a href="http://parentingsquad.com/5-new-years-resolutions-for-every-mom">5 New Year's Resolutions for Every Mom</a> &mdash; Want to make some changes to your parenting? Consider the resolution to take more pictures WITH your kids, not just OF your kids. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-50-ways-to-feel-better-about-yourself">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-gain-more-confidence-today">15 Ways to Gain More Confidence Today</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-life-skills-you-must-learn-in-your-40s">The 8 Life Skills You Must Learn in Your 40s</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-good-manners-make-you-wealthier">5 Ways Good Manners Make You Wealthier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-spending-3-on-you-will-advance-your-career">Here&#039;s How Spending 3% On You Will Advance Your Career</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips feel better Thu, 07 Jan 2016 20:00:02 +0000 Amy Lu 1634040 at http://www.wisebread.com Best Money Tips: 12 Non-Money Things That Will Make You Richer http://www.wisebread.com/best-money-tips-12-non-money-things-that-will-make-you-richer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-12-non-money-things-that-will-make-you-richer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/smart_woman_glasses_000043518548.jpg" alt="Woman doing non-money things to make her richer" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found non-money related things that will make you richer, how to handle a financial setback, and ways to get an extra hour for yourself.</p> <h2>Top 5 Articles</h2> <p><a href="http://fitzvillafuerte.com/12-non-money-related-things-to-do-that-will-help-you-become-rich-this-year.html">12 Non-Money Related Things To Do That Will Help You Become Rich This Year</a> &mdash; Put down your phone and enjoy what's around you instead. [Ready To Be Rich]</p> <p><a href="https://due.com/blog/3-steps-to-handling/">3 Steps to Handling an Unexpected Financial Setback</a> &mdash; Fear can cloud your judgment. Give yourself a bit of time to step back and assess the damage and situation. [Due.com]</p> <p><a href="http://afewshortcuts.com/2016/01/5-ways-to-gain-an-hour-for-yourself/">5 Ways to Gain An Hour For Yourself</a> &mdash; Cut back on social media. How many times do you really need to check Facebook or Pinterest? [A Few Short Cuts]</p> <p><a href="http://www.experian.com/blogs/news/about/budget-diet/">The Spending Diet Resolution</a> &mdash; Need help staying motivated as you work towards your budgeting goals? Tune in to the #CreditChat discussion tomorrow at 3 p.m. ET. [Experian]</p> <p><a href="http://www.csmonitor.com/Business/2016/0104/Girl-Scout-Cookies-online-Good-for-business-and-better-for-girls">Girl Scout Cookies online: Good for business and better for girls?</a> &mdash; The Girl Scouts have taken their cookie booths online! For the second year, cookie fans will be able to buy Girls Scout cookies online and in person. [The Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="http://parentingsquad.com/5-family-new-years-resolutions-you-should-make-in-2016">5 Family New Year's Resolutions You Should Make in 2016</a> &mdash; Family resolutions can help your family bond and grow together. Create a few that will push your family to cook more and to learn more about food. [Parenting Squad]</p> <p><a href="http://www.popsugar.com/smart-living/How-Clean-Natural-Fabric-Couch-33772791">Deep Clean Your Natural-Fabric Couch For Better Snuggling</a> &mdash; Follow these steps to give your couch a thorough cleaning. [PopSugar Smart Living]</p> <p><a href="http://www.forbes.com/sites/samanthasharf/2016/01/04/the-most-important-financial-document-you-are-probably-ignoring/">The Most Important Financial Document You Are Probably Ignoring</a> &mdash; How well do you understand your pay stub? [Forbes]</p> <p><a href="http://www.financialsamurai.com/create-your-mid-life-crisis-fund-before-its-too-late/">Create Your Mid-Life Crisis Fund Before It&rsquo;s Too Late</a> &mdash; Having a mid-life crisis fund won't solve all your problems, but it can help you figure out what you really want at that point in your life. [Financial Samurai]</p> <p><a href="http://www.shebudgets.com/lifestyle/20-steps-to-self-publishing-a-book/61139">20 Steps To Self Publishing A Book</a> &mdash; Learn what it takes to self-publish your own book! [SheBudgets]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-12-non-money-things-that-will-make-you-richer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-life-skills-you-must-learn-in-your-40s">The 8 Life Skills You Must Learn in Your 40s</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-good-manners-make-you-wealthier">5 Ways Good Manners Make You Wealthier</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-spending-3-on-you-will-advance-your-career">Here&#039;s How Spending 3% On You Will Advance Your Career</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-jobs-proven-to-make-you-live-longer">5 Jobs Proven to Make You Live Longer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips richer life Tue, 05 Jan 2016 20:00:04 +0000 Amy Lu 1632864 at http://www.wisebread.com 11 Ways a Second Language Can Boost Your Career http://www.wisebread.com/11-ways-a-second-language-can-boost-your-career <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-ways-a-second-language-can-boost-your-career" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_foreign_language_000025445637.jpg" alt="Woman learning second language to boost her career" title="" class="imagecache imagecache-250w" width="250" height="143" /></a> </div> </div> </div> <p>I will just come out and say it in plain English: The American job market sucks.</p> <p>However, for those who can say that in a second language, the job market sucks just a little bit less. Learning a second language can boost your career, and here's how.</p> <h2>1. It Puts You First in Line for Government Jobs</h2> <p>Although my best friend has been out of the job market for 18 years raising her kid, her application to the FBI has been bumped to the top of the pile because she is a Defense Language Institute graduate.</p> <p>Although the FBI is her first choice, there are <a href="https://cllc.osu.edu/undergraduate/careers/broad-spectrum/government">many government departments and agencies</a> that are actively recruiting foreign language speakers.</p> <h2>2. It Creates Other Job Opportunities</h2> <p>I have an extreme pro-polyglot bias based on personal experience. I work as a book scout. Because I can read book manuscripts and news stories in Italian, this gives me a leg up on monolingual scouts. I can find the next best seller/blockbuster film idea before it's translated into English.</p> <p>But publishing is far from the only industry that has become global. Four out of new five jobs in the United States are directly linked to foreign trade. In fact, in some sectors, the language deficit is so huge, that jobs are going unfilled.</p> <h2>3. You Can Use It to Get a Second Chance</h2> <p>I asked my friend, Darren, a fellow <em>francophonie</em>, if his time spent in France as a high school exchange student was worth the money. Here's his response:</p> <blockquote><p>&quot;I have to say that I honestly owe every meaningful job I've ever had to the fact that I speak fluent French. It also got me a degree.</p> <p>When I decided to go back to school after dropping out of college, I didn't have many prospects and little chance of obtaining a student loan or scholarship in the U.S. But university is free in France for anyone who can pass the exams and speak the language, and I managed to do both. So it gave me a second chance. I finished at the top of my class at the Sorbonne, in Paris.&nbsp;</p> <p>When I returned to the US, I got a temp job at a large corporation. I was just a temp admin assistant, replacing a woman who left on maternity leave. I was filing and making copies, biding my time. But then they received a request for proposal written in French from a French-speaking country in Africa, and they didn't have anyone there who spoke the language. They were going to send it out to translate, but I did it for them overnight. They immediately hired me on as a full-time contract manager, gave me my own office and admin support, and paid for my night school, so that I could learn about government contract law. I was quickly promoted to an office next to the president of the company, and was soon accompanying him on trips overseas, and managing contracts in Europe.&quot;&nbsp;</p> </blockquote> <h2>4. You Become a Better Communicator in Your First Language</h2> <p>People who learn a second language have greater metalinguistic awareness, which is the science-y way of saying they have a better grasp on grammar and sentence structure because they can compare the mechanics of two different language systems. This focus on language mechanics improves the clarity of their writing and speaking in their mother tongue. Also, polyglots have bigger vocabularies. To quote Geoffrey Willans: &quot;You can never understand one language until you understand at least two.&quot;</p> <h2>5. Body Language Is Not Universal</h2> <p>My friend Charles, who speaks fluent Japanese and English, has seen translation failure many times in meetings between the Japanese and American executives at his company. According to Charles, one of the major translation problems at work is the differences in body language.</p> <p>&quot;People who don't speak a second language don't understand that translation between languages is not one-to-one. There is culture, context, and worldview attached to language that cannot be learned from a book. People who only speak English can only understand how communication breaks down&hellip; in English. For example, there are many degrees of politeness in the Japanese language. Because politeness is expressed through the verb conjugations, I've watched the level of politeness drop sharply in meetings. The Japanese team immediately knows that the bosses are frustrated when they start using more direct speech, but the Americans have no clue that the Japanese project leads are unhappy, as the tone of voice of the Japanese execs never changes. Since there is no equivalent to this in English, the company interpreters are sometimes at a loss on how to translate this rudeness or anger into English without sounding offensive or unprofessional,&quot;Charles says.</p> <h2>6. Interpreters Don't Interpret Everything</h2> <p>Another problem with interpreters is that no one wants to bite the hand that feeds them. Explains Charles, &quot;Company interpreters know that their income is tied to the duration of the project. They may intentionally soften harsh words in their translation between the two languages to prevent a potentially project-ending argument from escalating.&quot;</p> <p>Even the most honest interpreters don't want to be the bearer of bad news, and may subconsciously work to keep the peace through overly civil translations, even if this is bad for business.</p> <h2>7. Learning Another Language Improves Memory</h2> <p>At a certain point during my adolescence, my brain lost its ability to effortlessly absorb 100 new vocabulary words a day. Fortunately, research shows that <a href="http://www.omniglot.com/language/articles/languagelearningbrainsize.htm">learning new languages improves working memory</a> and increases attention span... which makes all the rote memorization I do now as an adult almost worth it.</p> <h2>8. Bilinguals Are Better Multitaskers</h2> <p>If you could listen to my brain skip like a record through French, Italian, and Spanish, then you would probably believe the common misconception that bilingualism creates confusion. However, toggling between languages, or code switching, makes <a href="http://news.psu.edu/story/160653/2011/02/18/juggling-languages-can-build-better-brains">bilinguals better at cognitive skills</a> like prioritizing relevant information over the irrelevant, and working on multiple projects at once. In one study, test subjects used a driving simulator while simultaneously doing distracting tasks. Bilinguals made fewer driving errors than monolinguals.</p> <h2>9. Bilingualism Boosts Creativity</h2> <p>When people learn a second language, they generally become more tolerant of new ideas and experiences that open up their brains to divergent thinking. Dystopian associations aside, scientists use divergent thinking as a <a href="http://www.ccsenet.org/journal/index.php/elt/article/view/15947">measurement of creativity</a>. Bilinguals score much higher on the <a href="http://www.ststesting.com/ngifted.html">Torrance Tests of Creative Thinking</a>, which measures mental characteristics like fluency, elaboration, originality, and flexibility than monolinguals. (See also: <a href="http://www.wisebread.com/boost-your-creativity-9-surprising-ways-to-generate-new-ideas">Boost Your Creativity: 9 Surprising Ways to Generate New Ideas</a>)</p> <h2>10. A Second Language Makes For Better Decision-Making</h2> <p>People who can think in a foreign language are more level-headed problem solvers, especially when it comes to decisions about money. Researchers at the University of Chicago discovered <a href="http://pss.sagepub.com/content/early/2012/04/18/0956797611432178.abstract">The Foreign Language Effect</a>. In a nutshell, the researchers found that people are more systematic in their decision-making process when presented information in their second language. Specifically, thinking about financial decisions in a foreign language reduces <a href="http://loss-aversion.behaviouralfinance.net/">loss aversion</a>, a cognitive bias that leads people to pass up financial opportunities.</p> <h2>11. Mental Gymnastics Can Stave Off Dementia</h2> <p>According to a recent Gallup poll, <a href="http://www.gallup.com/poll/182939/americans-settling-older-retirement-age.aspx">37% of Americans expect to retire</a> after age 65. For those who want to push back their retirement date, maintaining peak mental fitness is mandatory for staying in the workforce long term. A Study at Edinburgh University found that learning a second language delays the onset of several types of dementia by as much as five years. While five years does not seem like a lot of time, according to researcher Thomas Bak, &quot;Bilingualism might have a stronger influence on dementia than any currently available drugs.&quot;</p> <p><em>What benefits have you experienced at work due to your language skills?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/max-wong">Max Wong</a> of <a href="http://www.wisebread.com/11-ways-a-second-language-can-boost-your-career">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bosses-say-these-are-their-6-favorite-qualities-in-employees-do-you-have-them">Bosses Say These Are Their 6 Favorite Qualities in Employees — Do You Have Them?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-generosity-is-key-to-everything-including-your-career">Why Generosity Is Key to Everything — Including Your Career</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-in-the-wrong-career-heres-how-to-tell">Are You in the Wrong Career? Here&#039;s How to Tell</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-write-a-resume-12-steps-to-your-next-job">How To Write A Resume: 12 Steps To Your Next Job</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-spring-clean-your-career">8 Ways to Spring Clean Your Career</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Personal Development career foreign language professional growth second language skills Tue, 29 Dec 2015 10:00:03 +0000 Max Wong 1626820 at http://www.wisebread.com 9 Reasons Alone Time Is Good For Your Soul http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-reasons-alone-time-is-good-for-your-soul" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_reading_book_000061374724.jpg" alt="Woman learning reasons alone time is good for her soul" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>My friends, family, and significant other? They are fabulous. We get along great, and I love being around them... most of the time. As a self-proclaimed introvert though, I have to admit that my alone time is just as precious to me. There are countless <a href="http://www.popsugar.com/smart-living/Fun-Things-Do-Yourself-35362035">fun things to do alone</a>, and while it's nice to have company, sometimes it's extremely refreshing to appreciate life from a perspective that's entirely your own.</p> <p>I recently went on a weekend getaway in Southern California with just myself, a beautiful new <a href="http://www.ford.com/cars/mustang/" target="_blank">2015 Ford Mustang</a>, and miles of open desert road. Whether it was the fresh air and warm sun or the endless hours of freedom I had at my fingertips, I came out the other end of my adventure feeling like a new person. If you're able to, take some time to yourself &mdash; whether it's just an for hour or for an entire trip &mdash; and see what it can do for you. Here are more reasons why alone time is good for your soul.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Career-Tips-Introverts-38279445">7 Totally Practical Career Tips For Office Introverts</a></p> <h2>1. Being Alone Gives You Time to Think</h2> <p>Life can be crazy sometimes &mdash; crazy good, crazy bad, or just crazy busy &mdash; and it's easy to get caught up in your hectic week or month and forget to allow yourself time to process things. Being alone gives us the time we all need to reflect on important events and to organize our feelings about the things that have happened. Without this, we can get overwhelmed with all we are trying to juggle mentally, and this can cause extra anxiety and stress.</p> <h2>2. You Can Get Creative</h2> <p>There's nothing like putting on headphones, listening to your favorite songs, and getting down to work. It doesn't matter if you're a writer, an artist, a musician, or a software engineer; we all have creative outlets and we all need to nurture them as much as we can. Being by yourself gives you the motivation and the opportunity to open your mind and explore new ideas, then put those ideas to good use.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Working-From-Home-Tips-37778375">11 of the Best Work-From-Home Hacks Ever</a></p> <h2>3. You Can Recharge</h2> <p>Being around people is both exhilarating and exhausting. It means having to constantly be alert and aware of what's going on around you and in conversations that require your full attention. Socializing at work and with friends is definitely a positive thing, but it can also be draining. When you're alone, you can use that quiet time to recharge and regroup. It's essential to do this so that when you're around people again, you feel refreshed, more energetic, and ready to interact.</p> <h2>4. You Get to Know Yourself Better</h2> <p>Spending time alone means taking your thoughts and feelings into account above anyone else's, and when you do this, you get to explore your personality in depth. The more time you get to know yourself, the more you'll find out just how awesome you are.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Best-Career-Advice-38400406">Real People Share the Greatest Career Advice They've Ever Received</a></p> <h2>5. You Become More Independent</h2> <p>When you're alone, you don't have the option of depending on other people for their opinions, advice, or help. You call all the shots, and even though that can be scary sometimes, it also means you become more reliant on yourself &mdash; and this is a great thing. Being independent means being self-assured, so that you can bring that confidence to the table when you're with people, too.</p> <h2>6. You See and Hear Things You Wouldn't Otherwise</h2> <p>We often make idle conversation with people just to fill the silence, but when we're quiet, we can hear and see things we don't notice otherwise. We are able to appreciate the small things in life because we don't miss them when they happen, and being alone can help you pay more attention to those important moments.</p> <h2>7. You Get to Do Whatever You Want to Do</h2> <p>You don't have to make compromises with anyone on where to eat, what movie to watch, or what sights to see on a trip. You can spend all the time you'd like to doing exactly what you want to do, and while having company is sometimes welcome, going on your own private adventures can be just as exciting and fulfilling.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Things-You-Learn-Your-First-Job-38155545">13 of the Greatest Lessons We Learned at Our First Jobs</a></p> <h2>8. You're More Productive</h2> <p>It's easier to get more things accomplished when you're free from distractions &mdash; including people &mdash; and taking some time to yourself to put all your efforts into getting things checked off your to-do list can be extremely rewarding.</p> <h2>9. You Appreciate the People in Your Life</h2> <p>Absence makes the heart grow fonder, right? Taking some time away from the people in your life can help you realize how important and valuable they are to you. This break can renew your excitement for spending time with the people who you care about the most, and you will return from spending time alone happier and more enthusiastic about seeing them.</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Need an excuse for more alone time? Here are nine reasons it&#039;s good for you. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/Career-Tips-Introverts-38279445">7 Totally Practical Career Tips For Office Introverts</a></li> <li><a href="http://www.popsugar.com/smart-living/Working-From-Home-Tips-37778375">11 of the Best Work-From-Home Hacks Ever</a></li> <li><a href="http://www.popsugar.com/smart-living/Best-Career-Advice-38400406">Real People Share the Greatest Career Advice They've Ever Received</a></li> <li><a href="http://www.popsugar.com/smart-living/Things-You-Learn-Your-First-Job-38155545">13 of the Greatest Lessons We Learned at Our First Jobs</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/invest-your-time-in-these-13-things-while-youre-in-your-20s">Invest Your Time in These 13 Things While You&#039;re in Your 20s</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/will-that-thing-really-change-your-life">Will That Thing Really Change Your Life?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-ways-you-are-causing-road-rage">16 Ways You Are Causing Road Rage</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-tips-to-avoid-watching-a-crappy-movie">7 tips to avoid watching a crappy movie.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/watch-all-the-documentary-movies-you-can-handle-free-online-and-yes-its-legal">Watch All The Documentary Movies You Can Handle, Free Online - And Yes, It&#039;s Legal.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Lifestyle Personal Development alone time emotional health introvert me time mental health privacy solo tips Fri, 06 Nov 2015 09:15:11 +0000 POPSUGAR Smart Living 1577435 at http://www.wisebread.com 10 Things You Can Do Today to Be Happy http://www.wisebread.com/10-things-you-can-do-today-to-be-happy <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-things-you-can-do-today-to-be-happy" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_woman_smiling_000016994073.jpg" alt="Woman learning things to make her happy today" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Let's be honest: when it comes to negative thinking, most of us need to check ourselves before we wreck ourselves. Whether it's traffic on the freeway or the weight we've gained in our arms, we are seasoned vets at focusing our attention on all the things that we wish were somehow better or different.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/love/Feminist-Halloween-Costumes-35742821#photo-35742821" target="_blank">30+ Fierce Halloween Costumes That Empower Women</a></p> <p>As a life coach and an inspirational speaker, I am constantly being asked for quick-fix tips for inducing happiness and reducing stress. My answer is always the same: if we want to be happy, we have to learn how to turn the volume down on our negativity and shift our awareness to the parts of our lives that are working, to thoughts and ideas that make us feel inspired and uplifted.</p> <p>The reason for this is that, unbeknownst to many, negative thinking is the number one cause of unhappiness in humans. That's right. It's not your lack of sleep or your cranky boss that is bringing you down, it's your thoughts about these things that cause you to be less than your naturally exuberant self.</p> <p>An incredible method for shifting away from the negative and into the positive is an exercise that I call &quot;The Flip Switch.&quot; The Flip Switch is a great tool for instant happiness, as well as for kick-starting our brains into the habit of focusing only on the thoughts that make us feel empowered and optimistic. If it is practiced regularly, The Flip Switch will benefit us emotionally, mentally, and also biologically (think endorphins, new neural pathways, and extra serotonin, oh my!) in our quest for happiness.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Free-Halloween-Costumes-35472600#photo-35472600" target="_blank">44 Practically Free Halloween Costumes to DIY</a></p> <h2>Application of the Flip Switch</h2> <p>When you find yourself drowning in a downward spiral of negative thoughts &mdash; or even just treading water in them! &mdash; this list is your life preserver. To stop negativity in its tracks, shift your attention onto one of the activities on the list below for a few minutes (or as long as you feel is necessary) when you first notice negative self-talk start to come up.</p> <h3>1. Listen to Music That You Love</h3> <p>Music is an extremely powerful tool for shifting your mood and mindset. Just make sure to choose music that energizes and elates you.</p> <h3>2. Call Someone Who Understands and Supports You</h3> <p>Hearing the voice of someone we love or a friend who gives great advice is always an instant pick-me-up.</p> <h3>3. Get Into Nature</h3> <p>My personal favorite. There is nothing that calms and soothes me more than watching a sunset or being on the beach by my house.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Make-My-Resume-Better-38831500" target="_blank">6 Ways to Revamp Your Résumé</a></p> <h3>4. Meditate</h3> <p>This is a great go-to when you find yourself already pretty deep in the downward spiral. When we are stuck in negative thought patterns, the first physical shift that occurs is that we stop breathing. Shifting our focus onto our breath causes our minds to slow down and brings immediate relief.</p> <h3>5. Laugh</h3> <p>Laughter is hands down the best remedy for releasing tension. Watch a silly movie or a YouTube video, or remember a joke that never gets old.</p> <h3>6. Exercise/Get in Your Body</h3> <p>When we are moving and being active, we shake up energy and shift our focus away from our mind and into our physicality. Even if this means running in place for 30 seconds or doing a silly dance in your office bathroom, I promise you will feel a difference.</p> <h3>7. Appreciate What Is Around You</h3> <p>Look around your environment and make a conscious effort to list and appreciate everything in your field of vision that you like. Maybe it's the way the man on the subway is holding his baby, or maybe it's the photo of your parents that you keep on your desk. Negative thoughts cannot enter our minds when we are in a state of appreciation, so appreciate, appreciate, appreciate!</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Use-Up-Leftover-Halloween-Candy-25696231#photo-25696231" target="_blank">9 Ways to Use Up Leftover Halloween Candy</a></p> <h3>8. Make a Gratitude List</h3> <p>When you feel the onset of negativity, quickly turn your thoughts to everything in your life that you are grateful for. This high-vibe tactic diffuses the negativity and is like a reset button for your brain. I have a list I carry in my wallet of all the things I'm happy about &mdash; it's my secret weapon that I pull out and look at when I start to feel down.</p> <h3>9. Do an Act of Kindness</h3> <p>Studies have shown that giving to others elevates levels of dopamine in the brain and instantly boots feel-good brainwaves.</p> <h3>10. Create Your Own!&nbsp;</h3> <p>You know yourself better than anyone. If the items on this list don't particularly invigorate you, just think of the things that make you smile and do that! Eat your favorite food, look at a photograph that reminds you of an awesome vacation... anything that feels good is fair game.</p> <p>Some items on the list may work better for you than others, so choose the activities that excite you most. You will know when you have successfully &quot;flipped the switch&quot; because you will a) feel better and b) feel much more neutral about the triggering issue that set off the negative thoughts in the first place.</p> <p>Cheers to your newfound state of bliss, and happy Flipping!</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Feeling good about yourself and others is not out of reach. Drop the negativity and start taking steps to feeling happy today. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/love/Feminist-Halloween-Costumes-35742821#photo-35742821">30+ Fierce Halloween Costumes That Empower Women</a></li> <li><a href="http://www.popsugar.com/smart-living/Free-Halloween-Costumes-35472600#photo-35472600">44 Practically Free Halloween Costumes to DIY</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Make-My-Resume-Better-38831500">6 Ways to Revamp Your Résumé</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Use-Up-Leftover-Halloween-Candy-25696231#photo-25696231">9 Ways to Use Up Leftover Halloween Candy</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/10-things-you-can-do-today-to-be-happy">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-win-the-lottery-without-paying-a-penny-for-the-ticket">How to Win the Lottery Without Paying a Penny for the Ticket</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-7-exercises-are-scientifically-proven-to-increase-happiness">These 7 Exercises Are Scientifically Proven to Increase Happiness</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/review-bluebird-women-and-the-new-psychology-of-happiness">Review: Bluebird -- Women and the New Psychology of Happiness</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-you-want-to-be-happy-then-heres-what-you-need-to-do">Do You &quot;Want&quot; to Be Happy? Then Here&#039;s What You Need to Do.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/quarterlife-crisis-what-is-it">Quarterlife Crisis! What is It?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Lifestyle Personal Development happiness health tips how to be happy lifestyle changes Fri, 30 Oct 2015 11:15:21 +0000 POPSUGAR Smart Living 1602654 at http://www.wisebread.com Make These 6 Relationship Moves Now or You'll Regret It in 20 Years http://www.wisebread.com/make-these-6-relationship-moves-now-or-youll-regret-it-in-20-years <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/make-these-6-relationship-moves-now-or-youll-regret-it-in-20-years" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_couple_000032796334.jpg" alt="Couple making relationship moves now before they regret it " title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There's no science to relationships. That said, communication is key to keeping you and your significant other together and happy in the face of everyday setbacks. If the goal is to grow old together in matching rocking chairs, then make these six relationship moves or you'll regret it in 20 years. (See also: <a href="http://www.wisebread.com/avoid-these-5-pitfalls-when-moving-in-together?ref=seealso">Avoid These 5 Pitfalls When Moving in Together</a>)</p> <h2>1. Speak Up and Say No</h2> <p>Being assertive with your wants and needs is just as important as being compassionate and considerate of your partner's needs. This goes for both big and small topics: You don't like carnations, but you keep getting them on your birthday. You grin and bear it through <em>The Big Bang Theory, </em>because it's their favorite show. Your partner wants kids and you don't. Your partner wants a house in their home state someday and you don't want to move. This is also true with intimacy preferences. If you've tried something in bed enough times to know you don't like it, speak up &mdash; sexual incompatibility is a chief cause for many breakups and divorces. It's better to address it now.</p> <p><strong>What this prevents</strong>: A sense of obligation to do something you don't like. If it goes long enough, resentment and hostility will bubble up to the surface. Your partner will also be upset, because you didn't articulate your wants and needs in the first place.</p> <h2>2. Delete Your Dating Apps</h2> <p>We all know someone in a relationship who still flips through OKCupid and Match, or swipes through Tinder or Grindr after a beer or two. Why are you still there? If you don't think the relationship is working out, then it might be time to end it. Most people in a committed relationship would expect their partners to at least ignore those websites and unsubscribe to their emails. At the end of the day, you put yourself in a position that calls your trustworthiness into question.</p> <p><strong>What this prevents</strong>: Possibly unwarranted accusations of cheating. If you're not in an open or poly relationship, you could lose your partner's trust.</p> <h2>3. Schedule Date Nights</h2> <p>Ugh, date nights, right? They sound as if they would suck the romance out of your currently stable and happy relationship. However, after a few years, there's always a slump. Every couple faces it and wonders, <em>are we still in love</em>? You get so comfortable that you forget to celebrate each other and the love that you share. Ideally, couples would automatically set aside one night per week (or at least per month) as a special date night. It could be any date ritual that is important to you. It's fun to dress up a little and go somewhere to show each other off.</p> <p><strong>What this prevents</strong>: Boredom, loneliness, and the dreaded &quot;We never go anywhere!&quot; fights.</p> <h2>4. Sort Out Your Finances Together</h2> <p>No one likes doing this. Instead, we make assumptions and hope for the best until a surprise comes our way. This is a recipe for disaster if you're planning to be in a relationship for the long haul with someone. Even if you aren't married, you should be upfront about debt, savings goals, budgets, and spending habits. Be willing to share and take advice from each other. If anyone has a decent chance at helping you improve your finances, it's a loving partner who shares your goals.</p> <p><strong>What this prevents</strong>: The unwelcome surprise that your partner has $100,000 in student loan debt, which will exacerbate the already stressful fights over spending, bills, and savings down the road.</p> <h2>5. Share a Hobby</h2> <p>It's always a good idea to share activities that remind you why you liked each other in the first place. Do you both collect art? Do you both enjoy hunting? Do you both want to learn a skill? Find an affordable and fun thing that you can enjoy together on a basic level, as <em>friends.</em> Because friendship is the solid base of any romantic relationship. Share opinions and help each other grow at your chosen skill. This might sound like a recreational &quot;elective,&quot; but consider how much closer sharing a passion or collaborating toward a goal could bring you together.</p> <p><strong>What this prevents</strong>: Lack of shared purpose beyond the household, which can lead to resentment and estrangement. Or, having fights about one partner being &quot;too into&quot; a hobby that excludes the other.</p> <h2>6. Know When It's Over</h2> <p>There are a myriad of reasons why you could want to end a relationship. Perhaps your life goals don't mesh, or one of you won't go to couple's therapy, or you're no longer having sex. If something is a dealbreaker for you, you have to declare it as such. If you've already talked through your needs in an open and compassionate way many times before, with no results, you need the courage to end the relationship, because it's what's best for both of you. Don't hang on waiting for a force majeure to occur. That's how people remain in relationships with abusive or emotionally absent partners. No one deserves that.</p> <p><strong>What this prevents</strong>: Feeling trapped in a stagnant, unloving, or toxic relationship for years.</p> <p><em>What are you doing to keep your relationship fresh and strong for the long haul?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/make-these-6-relationship-moves-now-or-youll-regret-it-in-20-years">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-relationship-rules-you-should-be-breaking">10 Relationship Rules You Should Be Breaking</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-5-pitfalls-when-moving-in-together">Avoid These 5 Pitfalls When Moving in Together</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/happily-ever-after-how-to-stay-married-for-29-years-and-counting">Happily Ever After: How to Stay Married for 29 Years (and Counting)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-regular-budget-meetings-might-save-your-marriage">6 Ways Regular Budget Meetings Might Save Your Marriage</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development advice Dating love relationships tips Wed, 28 Oct 2015 15:15:19 +0000 Amanda Meadows 1601081 at http://www.wisebread.com 22 Lessons Every 20-Something Should Learn http://www.wisebread.com/22-lessons-every-20-something-should-learn <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/22-lessons-every-20-something-should-learn" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/twentysomething_woman_000075732963.jpg" alt="Woman learning lessons every 20something should learn" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>&quot;It was the best of times, it was the worst of times.&quot; For better or worse, your 20s are an essential time in your life. Careers, relationships, and an absurd amount of other stuff constantly occupy the minds of twenty-somethings at any given time. Fresh out of college, I myself have inadvertently learned quite a few life lessons as I delve deeper into this defining decade. Bad news, college friends: most real jobs require that you wake up before noon.</p> <p>The truth is, you have to catch on pretty fast when life is changing around you at the speed of light. We millenials are just <a href="http://www.savvysugar.com/How-Happier-Your-20s-35251458">trying to be happy</a> &mdash; one success (or failure) at a time &mdash; and that's totally okay. We are all trying to figure it out. Read on to discover 22 crucial lessons I have learned about making it through my 20s in one piece.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Habits-Confident-People-37623241">19 Epic Traits of Confident Extroverts</a></p> <h2>1. You're Going to Be Broke</h2> <p>Accept it. Think of it as that super savvy, frugal time of your life you will look back on once you can actually buy noodles that aren't ramen.</p> <h2>2. Your Parents Are Actually Really Cool</h2> <p>Remember in high school when you were utterly mortified to be seen in public with them? By now you have finally escaped your angsty adolescence to realize that Mom and Dad are totally awesome and know a lot more about life than you. Don't freak out when realizing that you <em>want</em> to hang out with them.</p> <h2>3. Networking Is Everything</h2> <p>You have heard it a million times, and that's because it's so true. The bigger your professional network is, the more opportunities you will have. Your skills count for a lot, but you'll learn that your connections count for a whole lot more, especially when you're young.</p> <h2>4. You Will Get Your Heart Broken, Probably a Few Times</h2> <p>Love is hard. Some people get lucky and <a href="http://www.tressugar.com/Benefits-Being-Relationship-Your-20s-34515591">find long-term relationships</a> right away, but don't feel discouraged &mdash; or like you have to be one of those twenty-somethings. It can take a few duds before you find a winner, so until the lucky guy comes along, enjoy being single. But when you do find him, don't take what you have for granted.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Career-Tips-Introverts-38279445">7 Totally Practical Career Tips For Office Introverts</a></p> <h2>5. Your Metabolism Slows Down</h2> <p>Put down the donut... or the pizza or the chips or whatever it is that's calling your name from the kitchen cupboard. Okay, take a bite, then put it down. You're young, you're stressed, food is good &mdash; trust me, I get it. Unfortunately for us, the human body's metabolism rapidly slows down as it enters its 20s. That means you can't eat what you want anymore &mdash; one of the saddest truths in adulthood.</p> <h2>6. Even iI You Went to College, There's Still More to Learn</h2> <p>A college education is so important, but there's also a lot to learn outside of the classroom. That goes the other way around, too. Learn as much as you can early on both inside of a university's walls and out of it.</p> <h2>7. Speaking Up for Yourself Pays Off</h2> <p>Do you deserve a job? Do you want that raise? Nobody will know that unless you let it be known. Your own voice can take you pretty far.</p> <h2>8. Hangovers Are a Real Thing That Will Actually Happen to You</h2> <p>Ah yes, let's take a moment to reflect on the early years when you could go out multiple nights in a row and feel like a million bucks by the end of the weekend. Say goodbye to those glorious days and hello to your new friends: Advil and coffee.</p> <h2>9. Landing a Job Isn't Easy</h2> <p>We all dream of nabbing the career of our dreams right out of the gate, but as soon as you walk out of your dorm room and into the real world you will realize that it's going to take a lot of résumés, applications, and hard work to get to where you want to be.</p> <h2>10. Make Time for Your Family</h2> <p>So much is happening during this time in your life that it can be pretty easy to let the time you spend with family slip between the cracks. Pick up the phone or go visit, because everything else in your life is temporary. Your family, on the other hand, will always be there. Oh yeah, and they usually provide you with free meals.</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/Working-From-Home-Tips-37778375">11 of the Best Work-From-Home Hacks Ever</a></p> <h2>11. There's More to Life Than Social Media</h2> <p>We millenials love our smartphones. Sure, it's a great way to keep up with friends and news, but obsessing over what you tweet or post every moment makes you miss out on what's right in front of you.</p> <h2>12. Don't Compare Yourself to Your Friends</h2> <p>Your 20s are a time when your friends begin to go their separate ways. Remember that you're all completely different people. While going to college might be right for one person, traveling to another country might be more fitting for another. One choice isn't better than another; it's all relative. You should all be rooting each other on.</p> <h2>13. You Can Still Wear Whatever You Want</h2> <p>Warning: this is your last chance to wear that crop top. The magic of being in your 20s is that you can still get away with wearing just about any crazy fashion trend that you want. Enjoy it while you can.</p> <h2>14. That Credit Card Bill Is Always Going to Come</h2> <p>It won't magically disappear, so don't pretend like it will. Spend your money wisely, because it's likely that you still have plenty of student loans to pay off in the first place.</p> <h2>15. Exercise Now, Thank Yourself Later</h2> <p>Yes, I know it takes a lot of effort. And no, it does not get any easier. But if you exercise now, you will be a whole lot healthier in the future. At least take a walk or something, you know?</p> <p>RELATED:&nbsp;<a href="http://www.popsugar.com/smart-living/How-Happier-Your-20s-35251458">25 Ways to Be Happier in Your 20s</a></p> <h2>16. Your College Major Will Not Define Your Career</h2> <p>Most people don't end up having a career in whatever they majored in, and there's nothing wrong with that. Don't be surprised when your art history degree leads you to a job in marketing (or something else completely unrelated to your intended field; get my drift?).</p> <h2>17. Sleep Is Precious</h2> <p>Say it with us: Sleep. Is. Precious. You will find yourself bragging about how much sleep you got last night far more often than how amazing it was to stay up super late.</p> <h2>18. Don't Worry So Much</h2> <p>I'm worried that you'll be worried about worrying all the time after reading this post... see what I mean? We all fret way too much. Enjoy your life &mdash; these are supposed to be the best years, aren't they? You will get rent paid and you will kill that presentation at work; don't let those thoughts occupy the majority of your mind.</p> <h2>19. You Still Have to Pay Your Dues at Work</h2> <p>Having a college degree is not enough anymore. In fact, it's the bare minimum. That means you might have to start off with a job or position that isn't necessarily ideal. It's a building block for making it to the top, so throw your twenty-something ego into the gutter and remember that you're not too good to start at the bottom. All of your peers are hanging out down here with you.</p> <h2>20. Love Who You Are, Body and All</h2> <p>Sometimes it's really hard to love yourself in this world of Photoshop and unrealistic expectations. If you didn't know it already, you are beautiful and amazing and perfect exactly as you are. As long as you know that on the inside, everyone else is going to see it. Besides, you're at your ultimate hotness peak in your 20s, so enjoy it before the decade sneaks away.</p> <h2>21. You Don't Have to Take Everyone's Advice</h2> <p>This is a very important time in your life, so naturally you are going to be bombarded with&nbsp;<em>a lot</em> of advice and opinions. Nobody said you have to listen to all of it; ultimately it's your life and you know what's best for you. Chances are you'd like to throw out a few points in this very post.</p> <h2>22. Discover Who You Are</h2> <p>Figuring it all out is tricky. You want to know what's going to happen and how it's all going to play out. Chances are your life will be nothing like how you expected, and that's for the better. Take a deep breath and dive into your 20s headfirst; you'll bob back to the surface in no time.</p> <p><em>Have any lessons you have learned in your 20s? Let us know in the comments.</em></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> There&#039;s a lot of years ahead of you; get the basics down now. </div> </div> </div> <div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p style="text-align:center;"><a href="http://www.savvysugar.com" style="border:none;"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/POPSUGARrgb.jpg" style="height:95px; width:300px" /></a></p> <p><em>This is a guest contribution from our friends at </em><a href="http://www.savvysugar.com/"><em>POPSUGAR Smart Living</em></a><em>. Check out more useful articles from this partner:</em></p> <ul> <li><a href="http://www.popsugar.com/smart-living/Habits-Confident-People-37623241">19 Epic Traits of Confident Extroverts</a></li> <li><a href="http://www.popsugar.com/smart-living/Career-Tips-Introverts-38279445">7 Totally Practical Career Tips For Office Introverts</a></li> <li><a href="http://www.popsugar.com/smart-living/Working-From-Home-Tips-37778375">11 of the Best Work-From-Home Hacks Ever</a></li> <li><a href="http://www.popsugar.com/smart-living/How-Happier-Your-20s-35251458">25 Ways to Be Happier in Your 20s</a></li> </ul> <p>&nbsp;</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/popsugar-smart-living">POPSUGAR Smart Living</a> of <a href="http://www.wisebread.com/22-lessons-every-20-something-should-learn">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-can-do-today-to-be-happy">10 Things You Can Do Today to Be Happy</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-surprising-ways-to-save-money-during-your-pregnancy">5 Surprising Ways to Save Money During Your Pregnancy</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-healthy-changes-you-can-make-today">25 Healthy Changes You Can Make Today</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-legit-ways-to-use-the-gym-for-free">8 Legit Ways to Use the Gym for Free</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Lifestyle Personal Development career goals growing up life life lessons personal goals responsibility twentysomethings Tue, 20 Oct 2015 11:15:25 +0000 POPSUGAR Smart Living 1589994 at http://www.wisebread.com Best Money Tips: Frugal Ways to Train Your Brain http://www.wisebread.com/best-money-tips-frugal-ways-to-train-your-brain <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-frugal-ways-to-train-your-brain" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/smart_woman_thinking_000027635587.jpg" alt="Woman finding frugal ways to train her brain" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found budget-friendly ways to work out your brain, frugal uses for lemons, and ways to keep your things safe this Halloween.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneydigest.sg/5-budget-friendly-ways-to-train-your-brain/">5 Budget-Friendly Ways To Train Your Brain</a> &mdash; Typing your ideas is just not the same as writing them out by hand. The act of writing can ignite your creativity and fuel your memory. [Money Digest]</p> <p><a href="http://www.retiredby40blog.com/2015/10/15/27-frugal-uses-for-lemon/">27 Frugal Uses for Lemon</a> &mdash; Use lemon juice to fight underarm stains! Just scrub the stained area with equal parts lemon juice and water, and let it sit for a few minutes. [Retired by 40]</p> <p><a href="http://www.moneytalksnews.com/11-dos-and-donts-keep-halloween-horrors-bay/">11 Dos and Don&rsquo;ts to Keep Halloween Horrors at Bay</a> &mdash; Don't go wild on decorations; it's easy for kids and adults alike to trip over pumpkins and run into other decor. [Money Talks News]</p> <p><a href="https://smartasset.com/personal-finance/4-ways-friends-and-family-can-help-finance-your-dreams">4 Ways Friends and Family Can Help Finance Your Dreams</a> &mdash; You can start a rotating savings a credit association &mdash; a lending circle &mdash; with your friends and family. [SmartAsset]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/1014/Five-ways-to-build-your-first-1-million">Five ways to build your first $1 million</a> &mdash; Aim to max out your 401k <em>and</em> your Roth IRA! [The Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="http://timemanagementninja.com/2015/10/5-simple-truths-to-help-you-stay-organized-and-clutter-free/">5 Simple Truths to Help You Stay Organized and Clutter Free</a> &mdash; Digital clutter still counts as clutter! Take time to organize and backup your files so you know exactly where to find a document when you need it. [Time Management Ninja]</p> <p><a href="http://www.popsugar.com/smart-living/How-Pack-Business-Trip-26294535">6 Best Packing Practices For Business Trips</a> &mdash; You don't need two outfits for day and night. Use accessories to seamlessly change your look from work to fun. [PopSugar Smart Living]</p> <p><a href="http://frugalbeautiful.com/blog/5-travel-mistakes-avoid/">5 Travel Mistakes You Can Avoid</a> &mdash; Pack light to so you can move quickly, take up less space, and be able to get around without a sweat (almost). Plus, you'll have more room for any souvenirs that you pick up on your trip! [Frugal Beautiful]</p> <p><a href="http://www.thesimpledollar.com/replacing-three-common-service-plans-to-save-hundreds-a-month/">Replacing Three Common Service Plans to Save Hundreds a Month</a> &mdash; If you really want to make a dent on your bills, consider using free or low-cost alternatives to Internet, TV, and cell phone services. [The Simple Dollar]</p> <p><a href="http://www.biblemoneymatters.com/websites-to-make-extra-money-via-surveys-panels-polls-cash-back/">15 Websites To Make Extra Money Via Surveys, Panels, Polls &amp; Cash Back</a> &mdash; With RewardTV, you can earn rewards just by answering questions about the shows you watch! [Bible Money Matters]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-frugal-ways-to-train-your-brain">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-life-skills-you-must-learn-in-your-40s">The 8 Life Skills You Must Learn in Your 40s</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-good-manners-make-you-wealthier">5 Ways Good Manners Make You Wealthier</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-spending-3-on-you-will-advance-your-career">Here&#039;s How Spending 3% On You Will Advance Your Career</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-jobs-proven-to-make-you-live-longer">5 Jobs Proven to Make You Live Longer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips brain smarter Mon, 19 Oct 2015 19:17:02 +0000 Amy Lu 1594651 at http://www.wisebread.com 7 Everyday Situations That Introverts Ace http://www.wisebread.com/7-everyday-situations-that-introverts-ace <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-everyday-situations-that-introverts-ace" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_hugging_000021211937_2.jpg" alt="Women in everyday situation that all introverts ace" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There's a lot of introvert pride around the Internet these days. As an introvert myself, I've appreciated how articles on introversion have articulated some of the things about me that I find hard to explain to other people &mdash; like the fact that I like to observe (I'm not being rude), and the fact that I can be an introvert and not be shy.</p> <p>The thing is, though, that it's still sometimes hard for people in our extroverted culture to understand things an introvert might be <em>good</em> at. Employers still aren't sure how introverts add to their company, and extroverts don't know what to make of their friend who doesn't mind if a party gets cancelled.</p> <p>While it's true that introverts can vary widely in their skills, there are a few situations where most introverts will succeed, simply because they are introverted.</p> <h2>1. Intimate Dinners</h2> <p>Introverts are happiest socializing with a smaller group of people (or with a single person), and they place a high value on <a href="http://patricia-weber.com/introverts-intimacy-busting-myths/">emotional intimacy</a>. When you put these together, it's easy to see how an introvert would excel at an intimate dinner. Whether the dinner is romantic or for just a few friends, the introvert will be able to draw those present, including themselves, together.</p> <p>In fact, introverts are often known for their close friendships and for being good romantic partners. Emotional intimacy can be hard to come by, but introverts build it because it's what they value. It's part of what makes their world go 'round.</p> <h2>2. Family Gatherings</h2> <p>For similar reasons, introverts tend to ace family gatherings. Usually, they are comfortable with their family members (or, at least, they know them well and know how they will respond). Add that to their high value on emotional intimacy, and you can see why the introvert is often just the person to pull a family together. This can be especially true for a family facing hard times, because an introvert often has the skills necessary to help people share their feelings and listen to one another.</p> <h2>3. Confronting a Friend</h2> <p>Introverts are <a href="http://gulfnews.com/life-style/general/the-secret-power-of-introverts-1.1038171">good listeners</a>, which often makes them just the person to confront someone about an issue. This sounds counterintuitive at first, but makes more sense when you think about it. Often, people who need to be confronted are behaving the way they are for a reason, and someone skilled at listening can understand that reason and help come up with a plan that will satisfy everyone.</p> <p>Note that most introverts will have to overcome a deep aversion to confrontation before they can actually use this skill. Because introverts seek out situations that are less stimulating, and confrontation is often very stimulating, an introvert will need to learn how to tolerate this before they can use this gift.</p> <h2>4. Giving Advice</h2> <p>Introverts are natural observers. They watch the world around them carefully. While this can cause them to come across as aloof or shy, it actually means that they usually understand what is going on very well. They see patterns, they understand how the world works, and they step into life from that position.</p> <p>Because introverts understand their environment, they are often skilled at helping others navigate it, too. They can explain what they see, advising others who want to get through a particular situation or life in general better. And they often aren't forceful about the advice they give, leaving the receiver able to make his or her own choice once they've received more data.</p> <h2>5. Deep Conversations</h2> <p>Many introverts hate small talk. It feels flat, false, and boring to them. While this can make them seem socially awkward, many become skilled at turning small talk into deeper conversation. They naturally ask questions that take things deeper, and they aren't afraid of those waters.</p> <p>If you need someone to take a conversation deeper, ask an introvert. If you want to have a deep conversation but you aren't sure how to get there or how to share what you feel like you want to share, find an introverted friend. They can help you dive into what you are thinking and feeling, without making you feel like someone has invaded your soul. And they thrive on this kind of thing, so you don't have to worry about unloading on them, either.</p> <h2>6. Negotiations</h2> <p>Several years ago, Susan Cain's book <a href="http://www.amazon.com/gp/product/0307352153/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0307352153&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=3RO22OKAUMXYI3OQ">Quiet</a> started the introvert's revolution. One of the first stories Cain tells is about herself as a young lawyer. She was sent into an important negotiation and felt like she just couldn't do it &mdash; she wasn't loud enough, wasn't forceful enough, and heard both sides too well. As it turned out, these were all strengths, and Cain became known for her negotiation skills.</p> <p>We tend to think that good negotiators intimidate the people on the other side of the table. However, coming up with a solution that is amenable to everyone takes listening, observing how people respond to certain suggestions, asking questions that probe, and even building some intimacy between the parties. These are all skills that introverts have, so it's no wonder that most introverts are actually very good at negotiation.</p> <h2>7. Preparing for Anything</h2> <p>Because introverts observe before they act, they are usually very good at preparing for whatever is coming. Whether they are looking at writing a report, making a presentation, getting married, or surviving the zombie apocalypse, introverts are good at getting things ready before an event happens, because they have observed patterns in the past and they understand what is coming.</p> <p>If you have something coming up that is making you nervous, try asking an introverted friend or coworker for help. Even if the project isn't something they can dive into themselves, they can often steer you in the right direction so that you think of what might come and get ready for it.</p> <p>Being an introvert can make life more difficult in our culture, but it can also make it better. When introverts and extroverts work together, each valuing the other, things often get done in a manner that is more satisfying to everyone involved.</p> <p><em>Do you identify as an introvert? What situations do you ace because of your introversion?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/7-everyday-situations-that-introverts-ace">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-12-best-weekend-activities-for-introverts">The 12 Best Weekend Activities for Introverts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-introverts-make-the-best-employees">6 Reasons Introverts Make the Best Employees</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-easy-tricks-to-become-instantly-more-likeable">6 Easy Tricks to Become Instantly More Likeable</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-be-a-better-friend-without-any-effort">6 Ways to Be a Better Friend Without Any Effort</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-fun-practically-free-ways-to-make-new-friends">10 Fun, Practically Free Ways to Make New Friends</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development friendship intimacy introverts negotiating personality types quiet people shy Mon, 19 Oct 2015 11:15:15 +0000 Sarah Winfrey 1593210 at http://www.wisebread.com Avoid These 5 Pitfalls When Moving in Together http://www.wisebread.com/avoid-these-5-pitfalls-when-moving-in-together <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/avoid-these-5-pitfalls-when-moving-in-together" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_fighting_000051175734.jpg" alt="Couple trying to avoid relationship pitfalls when moving in together" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Moving in with the person you love is a huge step! In fact, it's so huge that we get too swept up in the excitement to really look at the gritty details. These are five things you should never do when moving in together.</p> <h2>1. Don't Avoid Organizing Your Stuff Before the Move</h2> <p>This is one of the most useful things you can do to avoid fights about belongings down the line. You must be willing to self-edit (and to help your partner self-edit) before schlepping all your stuff into a new place where it may not all fit. Clean house and decide which items of yours are most important to keep, so you can make room for the new items you'll acquire as a cohabiting couple.</p> <p>Remember these key categories: Keep, Sell, Donate, and Toss. Keep items such as any clothing you have actually worn in the past year, or big ticket furniture items you can't spare. Sell items of some value that are either redundant or no longer needed. Donate items like new clothing you haven't worn in the last year, shoes, books, and anything not worth taking time to <a href="http://www.wisebread.com/the-5-best-things-to-buy-or-sell-on-craigslist">sell on Craigslist</a> or a yard sale. Toss pretty much everything else! Let your partner have a veto option.</p> <h2>2. Don't Reject Your Significant Other's Red Flags</h2> <p>This can range from extremely small to extremely big issues. To some, a loud snore could potentially be a deal breaker; but harboring an addiction to pills could go undetected for years before finally moving in with someone. It comes down to how well you know each other. What are your partner's triggers and soft spots, and will you be able to work around them? </p> <p>For some, a series of talks is all you need to answer questions like, &quot;How will our work schedules mesh?&quot; Or, &quot;Can we share a bedroom or do we need separate spaces as well?&quot; Or, &quot;Who will be in charge of the bills?&quot;</p> <p>There are also elephants in the room that you must address. For example: If your significant other has a child, you will need to be a part of the child's life. Is that something you're ready to do?</p> <p>Another example: If your partner has a disability, how will it affect your responsibilities to them and the home?</p> <p>Maybe you're the one with a lot red flags. Don't react defensively &ndash; deeply consider your partner's needs and decide if they are workable for you. You can't just hope it will all fall into place.</p> <h2>3. Don't Assume Finances Will Work Themselves Out</h2> <p>Finances are the largest source of stress and arguments in every household. Yours will not be an exception. While you're not legally obligated to each other's money, you do need to share some pertinent information with your significant other before you set up your household system. <a href="http://www.wisebread.com/5-life-mistakes-you-need-to-stop-making-by-30">Are you in massive debt</a>? Are you terrible at managing bills?</p> <p>If you're the organized one who has their bills set up on auto-pay, you're probably going to be the one to shepherd the other into a better system. Try setting up an automatic monthly transfer from your partner's bank account to yours to ensure you get their share of the rent and bills on time. Don't think of this as babysitting; think of this as an investment of your time and expertise into avoiding future fights when the lights suddenly get shut-off!</p> <h2>4. Don't Let One Person Do All the Housework</h2> <p>This is a tough one that inevitably happens to most new couples. Whoever gets sick of staring at the unending tower of dirty dishes first is ultimately the one who cleans them. That's not fair, but it's really easy to get stuck into imbalanced patterns like this when living together.</p> <p>Have a discussion, before moving in, about housekeeping equality. Who takes out the trash? Who does the dishes? (Hint: if you don't own a dishwasher, I suggest it's whoever didn't cook the meal.) Who fixes the bookcase when it starts to teeter? These are tasks that have nothing to do with gender or who earns more money. It's usually whoever can do it with the least amount of goading. If neither of you wants to clean, agree to split the cost of a monthly cleaning service and never fight about dusting again.</p> <h2>5. Don't Pretend You're Married</h2> <p>This is a hard one. Many people see shacking up as a stepping stone to marriage, and for many, it is. This is a great time to test each other's willingness to compromise, generosity with belongings, and emotional, sexual, and financial compatibility on an everyday level. This is all invaluable.</p> <p>But it doesn't mean that you're married. Avoid forming unhealthy, codependent habits with him or her. Your stuff doesn't belong to your partner, nor theirs to you. You have a choice in every decision that doesn't necessarily have to include your partner. You can hang in there and try to make a relationship work, but you can always leave if it isn't going well. That's the whole point, isn't it?</p> <p><em>Did you fall into any of these traps when you moved in with a significant other?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/avoid-these-5-pitfalls-when-moving-in-together">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-these-6-relationship-moves-now-or-youll-regret-it-in-20-years">Make These 6 Relationship Moves Now or You&#039;ll Regret It in 20 Years</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-tips-for-balancing-love-and-money">10 Tips for Balancing Love and Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-relationship-rules-you-should-be-breaking">10 Relationship Rules You Should Be Breaking</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-signs-you-need-to-dump-your-friend">11 Signs You Need to Dump Your Friend</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-should-you-actually-be-spending-on-a-date">How Much Should You Actually Be Spending on a Date?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Personal Development Dating finance housing living arrangements moving moving in relationships Mon, 12 Oct 2015 17:00:44 +0000 Amanda Meadows 1586180 at http://www.wisebread.com Best Money Tips: Small Changes for a Happier You http://www.wisebread.com/best-money-tips-small-changes-for-a-happier-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-small-changes-for-a-happier-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_woman_autumn_000007679392.jpg" alt="Woman making small changes to get happier" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on small changes that will make you happier, challenges your budget will face this fall, and a few rules for bringing less stuff into your home.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/How-Become-Happier-36454534">Little Changes That Will Make You a Happier Person</a> &mdash; Give yourself something to look forward to on Friday nights, and it doesn't have to be a social event! You can take a bubble bath, make a dish that you crave, and other activities that you enjoy. [PopSugar Smart Living]</p> <p><a href="http://www.savingthousands.com/9-challenges-your-budget-will-face-this-fall/">9 Challenges Your Budget Will Face this Fall</a> &mdash; Home décor is a great way to get into the spirit of the season, but don't blow your budget on fall trappings. Instead, make DIY projects that use materials you already have. [Saving Thousands]</p> <p><a href="http://parentingsquad.com/5-rules-for-bringing-less-stuff-into-your-home">5 Rules for Bringing Less Stuff Into Your Home</a> &mdash; When you see something you want, wait 24 hours before you make the purchase. Having the time to think can help you realize that you don't want it all that much, after all! [Parenting Squad]</p> <p><a href="http://www.dontpayfull.com/blog/11-pet-care-tips-for-cold-weather">11 Pet Care Tips for Cold Weather</a> &mdash; If your pet stays outdoors most of the time, give them 10-15% more food to help them keep warm while it's cold out. [Don't Pay Full]</p> <p><a href="http://www.onesmartdollar.com/simplify-the-car-buying-process-with-these-4-tips/">Simplify the Car-Buying Process With These 4 Tips</a> &mdash; Don't let the dealership's salesperson pressure you into buying a car on your first trip. Think about it overnight; the perks they offered you will still be there tomorrow. [One Smart Dollar]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.getrichslowly.org/blog/2015/10/01/money-mistakes-to-avoid-in-your-40s/">Money mistakes to avoid in your 40s</a> &mdash; It's a good thing to have an emergency fund; it's a better thing to revisit your fund to make sure there's enough to cover your current needs. [Get Rich Slowly]</p> <p><a href="http://www.dinksfinance.com/2015/10/5-ways-to-control-your-spending-urges">5 Ways to Control Your Spending Urges</a> &mdash; Use the financial equivalent of a swear jar. When you spend carelessly, put your fun money into a jar as punishment. [Dinks Finance]</p> <p><a href="http://www.modestmoney.com/5-ways-to-make-quick-cash-that-wont-get-you-arrested/">5 Ways to Make Quick Cash (That Won&rsquo;t Get You Arrested)</a> &mdash; Go to schools, businesses and other places that might have a lot of aluminum cans and scrap metal. Collect the recyclables and turn them in for cash! [Modest Money]</p> <p><a href="http://everythingfinanceblog.com/15481/how-to-improve-your-budget.html">How to Improve Your Budget and Make it Work For You</a> &mdash; When building up your savings, make sure you set away funds for future inevitables, like a replacement car, furniture, and appliances. [Everything Finance]</p> <p><a href="http://www.financialsamurai.com/creating-multi-generational-financial-security/">How To Create Multi-Generational Financial Security</a> &mdash; Here's one way to maximize your money when you (and your retired parents) need it. [Financial Samurai]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-small-changes-for-a-happier-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/100-small-things-that-can-bring-you-joy">100 Small Things That Can Bring You Joy</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-giving-to-charity-is-good-for-you">5 Ways Giving to Charity Is Good for You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-ways-to-be-a-better-person-today">25 Ways to Be a Better Person Today</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-ways-to-feel-better-fast">25 Ways to Feel Better Fast</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-happiness-habits-7-ways-to-feel-better-now">The Happiness Habits: 7 Ways to Feel Better Now</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips happiness Fri, 02 Oct 2015 19:00:26 +0000 Amy Lu 1578573 at http://www.wisebread.com Best Money Tips: 10 Things Smart People Don't Do http://www.wisebread.com/best-money-tips-10-things-smart-people-dont-do <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-10-things-smart-people-dont-do" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/smart_woman_000042274742.jpg" alt="Woman avoiding things smart people don&#039;t do" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the things smart people don&rsquo;t do, jobs with the biggest pay raises, and new ways to use your farmers market favorites.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.dumblittleman.com/2015/09/10-things-smart-people-dont.html">10 Things Smart People Don&rsquo;t Do</a> &mdash; Smart people know that it takes hard work to get what you want; they don't expect immediate results. [Dumb Little Man]</p> <p><a href="http://money.cnn.com/2015/09/22/pf/jobs-biggest-raises/index.html?section=money_pf">20 jobs with the biggest pay raises</a> &mdash; The position of business systems analyst saw the largest growth in pay over the last year. [CNN Money]</p> <p><a href="http://www.popsugar.com/smart-living/Ways-Use-Food-From-Farmers-Market-38342434">New Ways to Use Your Farmers Market Favorites</a> &mdash; You'll find many different varieties of tomatoes at the farmers market. Use a few different kinds, plus other seasonal veggies, to make a lettuce-less salad. [PopSugar Smart Living]</p> <p><a href="http://www.adventuresinfrugalland.com/how-to-save-money-on-groceries-without-extreme-couponing/">How To Save Money On Groceries Without Extreme Couponing</a> &mdash; Look for a meat market in your area. You can get a bigger discount when you buy in bulk, so shop with family or friends to split the cost. [Adventures In Frugal Land]</p> <p><a href="http://www.artofmanliness.com/2015/09/22/how-to-clean-your-gutters/">How to Clean Your Gutters</a> &mdash; Don't try to clean your gutters from the roof. For safety's sake, grab a ladder! [The Art of Manliness]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.thefrugaltoad.com/personalfinance/5-ways-to-lower-your-insurance-premiums">5 Ways to Lower Your Insurance Premiums</a> &mdash; A good credit score can save you hundreds on insurance premiums. [The Frugal Toad]</p> <p><a href="http://www.northerncheapskate.com/15-must-have-pantry-staples/">15 Must-Have Pantry Staples</a> &mdash; Dried beans are cheap, versatile, and a great source of protein! [Northern Cheapskate]</p> <p><a href="http://adebtfreestressfreelife.com/how-to-cut-people-off-the-holiday-gift-giving-list-without-feeling-guilty-debtfreeholiday/">How To Cut People Off The Holiday Gift Giving List Without Feeling Guilty</a> &mdash; If you are having trouble affording gifts for everyone, other members of your family are probably in the same boat. You can all agree to set a limit on gifts and the cost for them, or skip that part of the holidays altogether. [A Debt Free Stress Free Life]</p> <p><a href="http://www.thousandaire.com/best-finance-books-youve-never-heard-of/">Best Finance Books You&rsquo;ve Never Heard Of</a> &mdash; If you want a technical manual for quickly achieving financial independence, then check out Jacob Lund Fisker's <em>Early Retirement Extreme</em>. [Thousandaire]</p> <p><a href="http://parentingsquad.com/why-its-okay-to-not-be-a-pinterest-mom">Why It's Okay to NOT Be a Pinterest Mom</a> &mdash; Pinterest is a great way to keep track of ideas and recipes, but you'll wreck yourself if you try to turn it into a lifestyle. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-10-things-smart-people-dont-do">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-stupidest-things-smart-people-say">The 10 Stupidest Things Smart People Say</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-life-skills-you-must-learn-in-your-40s">The 8 Life Skills You Must Learn in Your 40s</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-good-manners-make-you-wealthier">5 Ways Good Manners Make You Wealthier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-spending-3-on-you-will-advance-your-career">Here&#039;s How Spending 3% On You Will Advance Your Career</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Development best money tips smart people Thu, 24 Sep 2015 19:00:23 +0000 Amy Lu 1569993 at http://www.wisebread.com