credit card applications http://www.wisebread.com/taxonomy/term/22146/all en-US American Express Credit Card Offers: Applications & Reviews http://www.wisebread.com/american-express-credit-card-offers-applications-reviews <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/american-express-credit-card-offers-applications-reviews" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_60281500_LARGE.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>One of the oldest credit card issues, American Express has a line of credit cards that include a number of consumer credit cards and credit cards for business owners that provide the benefits and rewards that make them known as some of the best credit cards available, and American Express, one of the leading issuers in customer satisfaction.</p> <p>Whatever your needs, you&rsquo;ll likely find an Amex card that suits you and provides valuable perks and rewards. Here&rsquo;s everything you need to apply for and select the best American Express card for you.</p> <h2>How to Apply for American Express Credit Cards</h2> <p>Applying for Amex cards is relatively quick and easy. You can apply online at AmericanExpress.com and get an approval or denial in as little as 60 seconds. This provides the simplest and fastest way to apply. Plus, you can compare the features of each card without leaving your living room.</p> <h2>Top American Express Credit Card Application Offers</h2> <p>American Express offers one of the largest selections of consumer and business credit cards, as well as charge cards if you prefer the features of a charge card over a credit card. Whether you prefer to earn rewards for your gas and groceries, or you want to earn miles that can be used for award flights, there are a number of Amex cards available that you can apply for and use. Here are the best American Express Credit Card application offers that you should consider.</p> <h2>Amex EveryDay&reg; Credit Card from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/a2f3b693e26bf5cf242adc4ab82e4ebb.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=2&amp;pp=1&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=2&amp;pp=1&amp;uv=xname" target="_blank">The Amex EveryDay&reg; Credit Card</a> awards 2x points at US supermarkets up to $6,000 in purchases per year (then 1x points), and 1x points for each dollar you spend on other purchases. If you make 20 or more purchases in a billing period, you earn 20% extra points. New cardholders can earn a bonus of 10,000 points after making $1,000 in purchases within the first 3 months. Terms apply. There is no annual fee. <a href="https://www.americanexpress.com/us/credit-cards/personal-card-application/terms/amex-everyday-credit-card/26129-10-0/?print&amp;noBox=y#terms-details">See rates and fees.</a><strong><br /> </strong></p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=2&amp;pp=1&amp;uv=xend" target="_blank">Click here to learn more and apply for the Amex EveryDay&reg; Credit Card from American Express today! </a></strong></p> <h2>Blue Cash Everyday&reg; Card from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/e4a6d215f24c7f2e2c4d7ac91299f024.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" alt="Blue Cash Everyday&reg; Card from American Express" title="Blue Cash Everyday&reg; Card from American Express" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=5&amp;pp=2&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=5&amp;pp=2&amp;uv=xname" target="_blank">The Blue Cash Everyday&reg; Card from American Express</a> awards 3% cash back on purchases made at U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% cash back at U.S. gas stations and select U.S. department stores, and 1% for all other purchases you make with the card. As a new cardholder, you can earn a $150 statement credit after you spend $1,000 in purchases with your card in the first 3 months. Terms apply. There is no annual fee for this card. <a href="https://www.americanexpress.com/us/credit-cards/personal-card-application/terms/blue-cash-everyday-credit-card/26129-10-0/?print&amp;noBox=y#terms-details">See rates and fees.</a></p> <p><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=5&amp;pp=2&amp;uv=xend" target="_blank"><strong>Click here to learn more and apply for the&nbsp;Blue Cash Everyday&reg; Card from American Express today!</strong></a></p> <h2>Blue Cash Preferred&reg; Card from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/6f7672576cfa9aca52bfe1ad856782e5.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" alt="Blue Cash Preferred&reg; Card from American Express" title="Blue Cash Preferred&reg; Card from American Express" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=6&amp;pp=3&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>With the <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=6&amp;pp=3&amp;uv=xname" target="_blank">Blue Cash Preferred&reg; Card from American Express</a> you earn 6% cash back on purchases made at U.S. supermarkets up to $6,000 per year (then 1%), 3% cash back at U.S. gas stations, and 1% cash back on other purchases. As a new cardholder, you can earn a bonus of a $200 statement credit after you spend $1,000 in purchases in the first 3 months of account opening. Terms apply. There is a $95 annual fee for this card. <a href="https://www.americanexpress.com/us/credit-cards/personal-card-application/terms/blue-cash-preferred-credit-card/26129-10-0/?print&amp;noBox=y#terms-details">See rates and fees.</a><strong><br /> </strong></p> <p><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=6&amp;pp=3&amp;uv=xend" target="_blank"><strong>Click here to learn more and apply for the&nbsp;Blue Cash Preferred&reg; Card from American Express today!</strong></a></p> <h2>The Platinum Card&reg; from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/7d2f4c7099f0707b4e73705a7fc0e172.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" alt="The Platinum Card&reg; from American Express" title="The Platinum Card&reg; from American Express" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=11&amp;pp=4&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=11&amp;pp=4&amp;uv=xname" target="_blank">The Platinum Card&reg; from American Express</a> is a charge card, rather than a credit card, which includes a number of valuable travel benefits such as Hilton Honors Gold status, an airline fee credit of up to $200 per year, fee credit for Global Entry or TSA Precheck every five years for the application fee, access to more than 1,000 airport lounges, and Uber savings up to $200 annually. This card also awards 5X points in American Express Membership Rewards for flights booked directly with airlines or with American Express Travel, plus 1X point for other eligible purchases. New cardholders earn a bonus of 60,000 points after spending $5,000 in purchases within the first 3 months. Terms apply. There is no foreign transaction fee. The annual fee is $550. <a href="https://www.americanexpress.com/us/credit-cards/personal-card-application/terms/platinum-charge-card/26129-10-0/?print#terms-details">See rates and fees.</a><strong><br /> </strong></p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=11&amp;pp=4&amp;uv=xend" target="_blank">Click here to learn more and apply for&nbsp;The Platinum Card&reg; from American Express today!</a></strong></p> <h2>Premier Rewards Gold Card from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/532367.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" alt="American Express&reg; Premier Rewards Gold Card" title="American Express&reg; Premier Rewards Gold Card" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=3&amp;pp=5&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=3&amp;pp=5&amp;uv=xname" target="_blank">Premier Rewards Gold Card from American Express</a> is also a charge card rather than a credit card. With this card, you earn 3x points for flights booked directly with airlines, 2x points for US supermarket, US gas station, and US restaurant purchases, and 1x point for all other purchases. New members can earn 25,000 Membership Rewards&reg; points after spending $2,000 on purchases with the card in the first 3 months. Other benefits include a $100 airline fee statement credit per calendar year and a $75 hotel credit with The Hotel Collection. Terms apply. There is no foreign transaction fee. There is a $0 intro annual fee for the first year, then $195. <a href="https://www.americanexpress.com/us/credit-cards/personal-card-application/terms/premier-rewards-gold-card/26129-10-0/?print#terms-details">See rates and fees.</a><strong><br /> </strong></p> <p><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=3&amp;pp=5&amp;uv=xend" target="_blank"><strong>Click here to learn more and apply for the Premier Rewards Gold Card from American Express today!</strong></a></p> <h2>Gold Delta SkyMiles&reg; Credit Card from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/019a31fe02824fe6ced42862024694f6.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" title="Gold Delta SkyMiles&reg; Credit Card from American Express" alt="Gold Delta SkyMiles&reg; Credit Card from American Express" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=9&amp;pp=6&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>If you&rsquo;re a fan of Delta Air Lines, you might consider the <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=9&amp;pp=6&amp;uv=xname" target="_blank">Gold Delta SkyMiles&reg; Credit Card from American Express</a>. This card awards 2 SkyMiles for each dollar you spend on purchases directly with Delta and 1 mile for each dollar spent on other eligible purchases. For a limited time, new cardholders can earn 50,000 bonus miles after you spend $2,000 in purchases with your new card in the first 3 months and a $50 statement credit after you make a Delta purchase with your new card in your first 3 months. Plus, earn an additional 10,000 bonus miles after you make an additional $1,000 in purchases within your first 6 months. Offer expires on 11/8/2017. This card also includes first checked bag free, priority boarding, Delta Sky Club discount, and a 20% in-flight savings. Terms and conditions apply. There is no foreign transaction fee. The annual fee of $95 is waived the first year. <a href="https://www.americanexpress.com/us/credit-cards/personal-card-application/terms/delta-gold-credit-card/26129-10-0/?print#terms-details">See rates and fees.</a><strong><br /> </strong></p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=9&amp;pp=6&amp;uv=xend" target="_blank">Click here to learn more and apply for the&nbsp;Gold Delta SkyMiles&reg; Credit Card from American Express today!</a></strong></p> <h2>Starwood Preferred Guest&reg; Credit Card from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/2bf8a9cff831efae606b28a4836c8a68.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" title="Starwood Preferred Guest&reg; Credit Card from American Express" alt="Starwood Preferred Guest&reg; Credit Card from American Express" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=14&amp;pp=7&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>With the <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=14&amp;pp=7&amp;uv=xname" target="_blank">Starwood Preferred Guest&reg; Credit Card from American Express</a> you can earn as many as 5 points for each dollar you spend at participating SPG and Marriott Rewards hotels and 1 point on other purchases. Earn 25,000 Starpoints after you use your new card to make $3,000 in purchases within the first 3 months. You can use your points for hotel stays or you can transfer them to miles. If you transfer 20,000 Starpoints to a participating frequent flyer program at once, you earn a 5,000 point bonus. Terms apply. There is no foreign transaction fee. The annual fee of $95 is waived the first year. <a href="https://www.americanexpress.com/us/credit-cards/personal-card-application/terms/starwood-preferred-credit-card/26129-10-0/?print#terms-details">See rates and fees.</a></p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=14&amp;pp=7&amp;uv=xend" target="_blank">Click here to learn more and apply for the&nbsp;Starwood Preferred Guest&reg; Credit Card from American Express today!</a></strong></p> <h2>Hilton Honors&trade; Surpass&reg; Card from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/6e0472a59baf6b135b12eba0dcc1a7b7.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=119&amp;pp=8&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>With the <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=119&amp;pp=8&amp;uv=xname" target="_blank">Hilton Honors&trade; Surpass&reg; Card from American Express</a> you earn 12x points for each dollar you spend at Hilton Portfolio hotels or resorts, 6x points for each dollar spent at U.S. restaurants, U.S. supermarkets, and U.S. gas stations, and 3x points for all other purchases. If you spend $3,000 in purchases on the card within the first 3 months of card membership, you earn 75,000 Hilton Honors bonus points. Other benefits include Hilton Honors Gold status and, if you spend $40,000 within a calendar year, you earn Diamond status at the end of the next calendar year. Terms apply. The annual fee is $75. <a href="https://www.americanexpress.com/us/credit-cards/personal-card-application/terms/hilton-hhonors-surpass-credit-card/26129-10-0/?print#FeeTable">See rates and fees.</a><strong><br /> </strong></p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=119&amp;pp=8&amp;uv=xend" target="_blank">Click here to learn more and apply for the&nbsp;Hilton Honors&trade; Surpass&reg; Card from American Express today!</a></strong></p> <h2>American Express Serve Cash Back&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/eca84431c1c68f55e3d38f239e30f0ea.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=127&amp;pp=9&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=127&amp;pp=9&amp;uv=xname" target="_blank">American Express Serve Cash Back&reg; card</a> is a prepaid card rather than a credit card. There are no credit checks or minimum requirements. This card includes features such as free early direct deposit and free ATM withdrawals. Plus, it awards 1% cash back on purchases, which isn&rsquo;t a feature you will find with other prepaid or debit card options. There is a monthly fee of $5.95.<strong><br /> </strong></p> <p><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=127&amp;pp=9&amp;uv=xend" target="_blank"><strong>Click here to learn more and apply for the American Express Serve Cash Back&reg; card today!</strong></a></p> <h2>The Business Gold Rewards Card from American Express OPEN</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/beee7c1fedb73189b959268c4c7ef1bc.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=7&amp;pp=10&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=7&amp;pp=10&amp;uv=xname" target="_blank">Business Gold Rewards Card from American Express OPEN</a> is a charge card for business owners that offers 3x points for one of five categories that you can select and 2x points on the remaining four categories, on the first $100,000 in purchases in each of the 5 categories per year. You also earn 1x points on other purchases. New cardholders can earn a bonus of 50,000 Membership Rewards points after spending $5,000 in purchases within the first 3 months of membership. Terms and limitations apply. There is no foreign transaction fee. The annual fee of $175 is waived the first year. <a href="https://www262.americanexpress.com/business-card-application/business-gold-charge-card/tandc/42732-AJTnC-0/?pznOfferCode=&amp;rsvpFlag=&amp;rc=&amp;zc=&amp;ch=&amp;key=tncBody">See rates and fees.</a><strong><br /> </strong></p> <p><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=7&amp;pp=10&amp;uv=xend" target="_blank"><strong>Click here to learn more and apply for the Business Gold Rewards Card from American Express OPEN today!</strong></a></p> <h2>The Business Platinum&reg; Card from American Express OPEN</h2> <p><img src="http://imgsynergy.com/product_creatives/6c518c1d6c6397ce2a1fbe3b52928cfd.png" style="float:right;margin:0 5px 5px 10px;" alt="" width="154" border="0" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=8&amp;pp=11&amp;uv=xcardbutton" rel="nofollow" target="_blank"><img alt="" class="img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=8&amp;pp=11&amp;uv=xname" target="_blank"> Business Platinum&reg; Card from American Express OPEN</a> is a charge card for business owners who travel and prefer the most rewards and benefits from their travel rewards card. This card gives you one point for each dollar you spend on purchases under $5,000, 1.5 points per dollar for each purchase $5,000 or over, and 5 points per dollar on flights and prepaid hotels on amextravel.com. Plus, get benefits such as access to Delta Sky Club airport lounges, Priority Pass Select, and American Express Centurion lounges. Earn 50% of your points back when you use them for all or part of a flight with your selected qualifying airline, and 50% back on First and Business class flights with all airlines available through American Express Travel. You also earn a $200 annual airline fee credit for qualifying airlines and a $100 credit toward the Global Entry application fee or $85 for the TSA PreCheck program. You can earn up to 75,000 bonus points after meeting spending requirements. Terms apply. There are no foreign transaction fees. The annual fee is $450. <a href="https://www262.americanexpress.com/business-card-application/business-platinum-charge-card/tandc/42732-AJTnC-0/?key=tncBody">See rates and fees.</a><strong><br /> </strong></p> <p><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=8&amp;pp=11&amp;uv=xend" target="_blank"><strong>Click here to learn more and apply for the Business Platinum&reg; Card from American Express OPEN today!</strong></a></p> <h2>SimplyCash&reg; Plus Business Credit Card from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/4e0feb6204802feee5fb91b6664e9cc0.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=13&amp;pp=12&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=13&amp;pp=12&amp;uv=xname" target="_blank">SimplyCash&reg; Plus Business Credit Card from American Express</a> awards business owners 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores, 3% cash back on one of eight categories of your choice, and 1% cash back on other purchases. 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% applies thereafter. Cash back received is automatically credited to your statement. New cardholders can earn up to $400 in statement credits after meeting the spending requirements. Terms and limitations apply. There is no annual fee for this card. <a href="https://www262.americanexpress.com/business-card-application/simplycashplus-business-credit-card/tandc/44765-AJTnC-0/?pznOfferCode=&amp;rsvpFlag=&amp;rc=&amp;zc=&amp;ch=&amp;key=tncBody#Off">See rates and fees.</a><strong><br /> </strong></p> <p><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=13&amp;pp=12&amp;uv=xend" target="_blank"><strong>Click here to learn more and apply for the SimplyCash&reg; Plus Business Credit Card from American Express today!</strong></a></p> <h2>Starwood Preferred Guest&reg; Business Credit Card from American Express</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/4a658ab48d351170f874ed714e983584.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=15&amp;pp=13&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>Fans of the Starwood Preferred Guest program can earn up to five Starpoints for each dollar spent at participating SPG and Marriott Rewards hotels and one point for each dollar spent on other purchases with the <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=15&amp;pp=13&amp;uv=xname" target="_blank">Starwood Preferred Guest&reg; Business Credit Card from American Express.</a> For a limited time,&nbsp;earn 25,000 bonus Starpoints&reg; after you use your new card to make $6,000 in purchases within the first 3 months. Earn an extra 10,000 bonus Starpoints&reg; after you make an additional $4,000 in purchases on the Card within the first 6 months. (Offer ends 11/1/2017.) This card also includes benefits such as free in-room internet, complimentary access to Sheraton Club lounge, and SPG Elite status. Terms apply. There is no foreign transaction fee on international purchases. The annual fee of $95 is waived the first year. <a href="https://www262.americanexpress.com/business-card-application/starwood-preferred-guest-business-credit-card/tandc/42732-AJTnC-0/?pznOfferCode=&amp;key=tncBody">See rates and fees.</a><strong><br /> </strong></p> <p><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=15&amp;pp=13&amp;uv=xend" target="_blank"><strong>Click here to learn more and apply for the&nbsp;Starwood Preferred Guest&reg; Business Credit Card from American Express today!</strong></a></p> <h2>The Plum Card&reg; from American Express OPEN</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/301bb30f616ffeb799ac56ae2ce53fea.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=144&amp;pp=14&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=144&amp;pp=14&amp;uv=xname" target="_blank">The Plum Card&reg; from American Express OPEN</a> is a charge card for business owners. Although it is a charge card that requires payment in full each month, it also offers a 1.5% discount with no cap if you pay early. If you decide to pay later, you can take up to 60 days to pay without paying interest. Terms and restrictions apply. The is no foreign transaction fee. The annual fee of $250 is waived the first year. <a href="https://www262.americanexpress.com/business-card-application/the-plum-card-business-charge-card/tandc/42732-9-0/?key=tncBody" target="_blank">See rates and fees</a>.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=144&amp;pp=14&amp;uv=xend" target="_blank">Click here to learn more and apply for The Plum Card&reg; from American Express OPEN today!</a></strong></p> <h2>Business Green Rewards Card from American Express OPEN</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://imgsynergy.com/product_creatives/db25d1dcb320098ed0df07674f3dfe1f.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=221&amp;pid=138&amp;pp=15&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=138&amp;pp=15&amp;uv=xname" target="_blank">Business Green Rewards Card from American Express OPEN</a> is a charge card for business owners. After your first purchase with the card, you can earn a bonus of 5,000 Membership Rewards points. You also earn 2x points for each dollar you spend when you book on the American Express Travel website and 1x points for each dollar spent on other purchases. Terms and limitations apply. There is a $95 annual fee which is waived the first year. <a href="https://www262.americanexpress.com/business-card-application/business-green-rewards-charge-card/tandc/44344-9-0/?key=tncBody">See rates and fees.</a><strong><br /> </strong></p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=221&amp;pid=138&amp;pp=15&amp;uv=xend" target="_blank">Click here to learn more and apply for the&nbsp;Business Green Rewards Card from American Express OPEN today!</a></strong></p> <h2>How to Find the Best American Express Card Promotions</h2> <ol> <li><strong>Internet &ndash; Our Recommended Option. </strong>One of the best ways to get the most current American Express promotions is through the Internet. The website always has the newest cards and offers available. Plus, if you visit the website, you can compare the features of each card and choose the one that works the best for your situation. You can also apply right from your laptop and receive an answer of approval or denial almost instantly. If you have questions, there is usually a live chat option where you can chat with an Amex operator to help with your card selection and application.</li> <li><strong>Mail Offers.&nbsp;</strong>Many consumers get credit card promotions through mail offers which are usually targeting a specific demographic or based on your own demographic. Mail offers often include current promotions for a particular card, usually the newest, with a phone number or website address such as myamexeverday.com and applydeltagold.com where you can&nbsp;apply for the card. These offers can be limiting though because they are sent based on specific criteria for your area.</li> <li><strong>TV</strong>. You have likely seen American Express credit card ads on television featuring various celebrities such as Tina Fey using her Amex card to purchase workout gear and toys for her dog. Many of the American Express card promotions are offered on TV along with a phone number or website address where you can apply for the card featured in the commercial. Although most TV ads offer the most current promotions, they are usually limited to a handful of the most popular cards.</li> <li><strong>Magazines/Newspapers.&nbsp;</strong>&nbsp;You can still get American Express card promotions through magazine and newspaper ads. Like television ads, these promotions usually feature a specific card. However, with magazines and newspapers, you risk not getting the most up-to-date promotion simply because the ads could be from promotions that have ended.</li> <li><strong>Bank Branches. </strong>If sitting down with a real person is your preference, you can still find American Express banks around. Your local bank may even be able to help you choose cards among different issuers.&nbsp;</li> </ol> <h2>Credit Cards for People with Excellent to Good Credit</h2> <p>Most American Express credit cards require good to excellent credit ratings for qualification. Unlike other credit card issuers, American Express does not offer cards for building or rebuilding credit. If you are new to credit or have had credit problems in the past, you will need to rebuild or build with another issuer card or a <a href="http://www.wisebread.com/the-5-best-secured-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">secured credit card</a>. Also, if you don&rsquo;t find the card you&rsquo;re looking for with American Express, we recommend that you read our lists of the best balance transfer cards, low-interest rate, travel rewards, and cash back credit cards.</p> <ul> <li><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best 0% Balance Transfer Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Low Interest Rate Credit Cards</a></li> <li><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Travel Rewards Cards</a></li> <li><a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">5 Best Cash Back Credit Cards</a></li> </ul> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/american-express-credit-card-offers-applications-reviews">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/barclaycard-credit-card-offers-applications-reviews">Barclaycard Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-credit-card-offers-applications-reviews">Citi Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chase-credit-card-offers-applications-reviews">Chase Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wells-fargo-credit-card-offers-applications-reviews">Wells Fargo Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/us-bank-credit-card-offers-applications-reviews">U.S. Bank Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards credit card applications credit card reviews Tue, 27 Jun 2017 01:29:39 +0000 Christina Majaski 1740469 at http://www.wisebread.com U.S. Bank Credit Card Offers: Applications & Reviews http://www.wisebread.com/us-bank-credit-card-offers-applications-reviews <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/us-bank-credit-card-offers-applications-reviews" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-504371868.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>U.S. Bank is a popular financial institution with bank branches in 25 states throughout the country, providing products ranging from checking and savings accounts to personal loans and mortgages. U.S. Bank also provides its customers with a long list of credit card opportunities ranging from low-interest options to travel rewards and cash back cards. Most of these cards also come equipped with extra card benefits and perks that the bank is known for providing its customers.</p> <p>Further, U.S. Bank&rsquo;s collection includes a wide range of secured credit cards to assist customers who are <a href="http://www.wisebread.com/best-credit-cards-to-rebuild-credit-after-bankruptcy ?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">building credit or rebuilding</a> their credit scores. If you are a U.S. Bank customer or plan to become one in the future, there&rsquo;s a good chance that you will find a credit card that perfectly suits your needs.</p> <h2>How to Apply for U.S. Bank Credit Cards</h2> <p>You can apply for U.S. Bank credit cards quickly and easily online through their online application process, or you can apply in one of the bank branches in your area. If you prefer, you can also fill out an application and mail it in, or call and speak with a representative over the phone to apply. Applying online, however, is hands down the easiest and most convenient way to get started in the process, and just requires you to fill in your basic information. In most cases, you can get a decision within a matter of minutes.</p> <h2>Top U.S. Bank Credit Card Application Offers</h2> <p>You don&rsquo;t necessarily have to have a bank account with U.S. Bank to qualify for a credit card. However, many of the cards come with increased benefits if you connect your card to a U.S. bank checking or savings account. The types of credit cards you can choose from range from travel rewards cards to secured cards for people who are in the process of rebuilding their credit. Some of the best credit card application offers you can get with U.S. Bank include the following.</p> <h3>U.S. Bank Cash 365&trade; American Express<sup>&reg;</sup>&nbsp;Card</h3> <p>The U.S. Bank Cash 365&trade; American Express<sup>&reg;</sup>&nbsp;Card awards a flat rate of 1.5% cash back on purchases made with the card. New cardholders can earn 2% cash back on eligible purchases for the first year, then 1.5% cash back. There is a 0% introductory APR for the first 12 billing cycles on balances transferred within 60 days from account opening. After that, the variable APR of 14.99% - 23.99% will apply based on your creditworthiness. The balance transfer fee is 3% or $5, whichever is greater. There is no annual fee.</p> <h3>U.S. Bank Cash+&trade; Visa Signature<sup>&reg;</sup>&nbsp;Card</h3> <p>For a limited time, the <a href="http://www.wisebread.com/us-bank-cash-visa-signature-credit-card-review?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">U.S. Bank Cash+&trade; Visa Signature<sup>&reg;</sup>&nbsp;Card</a>&nbsp;awards new cardholders 5.5% cash back on your first $2,000 in combined net purchases each quarter on two categories you choose, for your first year. After that, 5% cash back. You also earn 2.5% cash back on one everyday category for your first year, then 2% cash back. All other purchases earn 1.5% cash back for your first year, then 1%. There is a 0% intro APR for balance transfers for the first 12 billing cycles on balances transferred within 60 days of opening the account. The variable APR for balance transfers after the intro period and for purchases is 14.99% to 23.99% based on your creditworthiness. The balance transfer fee is the greater of $5 or 3%. There is no annual fee.</p> <h3>U.S. Bank FlexPerks<sup>&reg;</sup>&nbsp;Travel Rewards Visa Signature<sup>&reg;</sup>&nbsp;Card</h3> <p>The <a href="http://www.wisebread.com/rewards-that-change-with-your-spending-us-bank-flexperks-travel-rewards-american-express-credit-card?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">U.S. Bank FlexPerks<sup>&reg;</sup>&nbsp;Travel Rewards Visa Signature<sup>&reg;</sup>&nbsp;Card</a> awards 3X FlexPoints per dollar spent on qualifying charitable donations, 2X FlexPoints per dollar spent at gas stations, grocery stores, or airlines, whichever category you spend most on each monthly billing cycle, and as well as most cell phone service providers. You also earn 1 point for each dollar spent on other purchases. This card includes travel benefits such as a $25 airline allowance for airline award tickets, and 12 complimentary Gogo Inflight Wi-Fi passes pear year. New cardholders can earn a bonus of 20,000 enrollment FlexPoints after spending $2,000 with the card in the first four months of account opening. The variable APR on purchases and balance transfers is 14.99% - 24.99%. There is no foreign transaction fee. There is a $0 introductory annual fee for the first 12 months. After that, the annual fee is $49.</p> <h3>U.S. Bank FlexPerks<sup>&reg;</sup>&nbsp;Gold American Express<sup>&reg;</sup> Card</h3> <p>The U.S. Bank FlexPerks<sup>&reg;</sup>&nbsp;Gold American Express<sup>&reg;</sup> Card awards 3X points at restaurants, 2X points at airlines and gas stations, and 1X point per dollar spent on other qualifying purchases. Travel benefits include an automatic statement credit reimbursement on the application fee for either TSA Precheck or Global Entry, whichever you apply for first. You also get complimentary Boingo Wi-Fi access and a $25 airline allowance for each air travel award ticket. The variable APR on purchases and balance transfers is 14.99% - 24.99%. There is no foreign transaction fee. The annual fee is $85.<a href="http://ct.wisebread.com/click.php?pg=247&amp;pid=143&amp;pp=1&amp;uv=xend"><strong><br /> </strong></a></p> <h3>U.S. Bank FlexPerks<sup>&reg;</sup>&nbsp;Select+&nbsp;American Express<sup>&reg;</sup>&nbsp;Card</h3> <p>The <a href="http://www.wisebread.com/us-bank-flexperks-select-american-express-card-review?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">U.S. Bank FlexPerks<sup>&reg;</sup>&nbsp;Select+&nbsp;American Express<sup>&reg;</sup>&nbsp;Card </a>awards one FlexPoint for each dollar you spend with the card up to $120,000 in purchases each year. When you reach the spending cap, you earn one point for every $2 you spend with the card for the remainder of the calendar year. New cardholders can earn a bonus of 10,000 points after you spend $1,000 with the card in the first four months of account opening. There is a 0% introductory APR for nine billing cycles on balance transfers made within 60 days of opening the account. The APR is 14.99% - 24.99% variable. There is no annual fee.</p> <h3>U.S. Bank Visa<sup>&reg;</sup>&nbsp;Platinum Card</h3> <p>The <a href="http://www.wisebread.com/us-bank-visa-platinum-credit-card-review?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">U.S. Bank Visa<sup>&reg;</sup>&nbsp;Platinum Card</a> is one of U.S. Bank&rsquo;s low-interest card options. This card offers a 0% introductory APR on purchases and balances transferred within 60 days from account opening, for 15 billing cycles. After that, the variable APR is 10.99% to 22.99% based on your creditworthiness. There is a balance transfer fee of 3% or $5, whichever is greater. There is no annual fee.</p> <h3>AeroMexico Visa Signature<sup>&reg;</sup>&nbsp;Card</h3> <p>The AeroMexico Visa Signature<sup>&reg;</sup>&nbsp;Card awards double miles on Aeromexico ticket purchases and vacations as well as gas and grocery purchases, and one mile for each dollar spent on other purchases. This card also includes 4,000 annual bonus miles plus a $99 companion certificate when you renew your card. You also get travel benefits such as a free upgrade each year, complimentary baggage, and the fourth ticket free when you buy three tickets. New cardholders can earn 20,000 bonus miles after your first use plus a complimentary companion certificate. The variable APR is 13.99% to 23.99%. There is a $0 introductory annual fee for the first 12 months. After that, the annual fee is $80.</p> <h3>AeroMexico Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The AeroMexico Visa<sup>&reg;</sup>&nbsp;Card also awards miles that can be used for AeroMexico flights. With this card, you get double miles for AeroMexico tickets and vacations, as well as gas and groceries. All other qualifying purchases are awarded one mile. New cardholders can earn 15,000 first use bonus miles plus a complimentary companion certificate. You also get 2,000 annual bonus miles plus a $99 companion certificate when you renew your card. Other benefits include fourth ticket free when you buy three and complimentary baggage. The variable APR is 13.99% to 23.99%. There is a $0 introductory annual fee for the first 12 months. After that, the annual fee is $45.</p> <h3>Club Carlson℠ Premier Rewards Visa Signature<sup>&reg;</sup>&nbsp;Card</h3> <p>The Club Carlson℠ Premier Rewards Visa Signature<sup>&reg;</sup>&nbsp;Card awards 10 points for each dollar spent on purchases at Carlson Rezidor hotels and 5 points per dollar spent on other purchases. New cardholders can receive 50,000 Gold Points after your first purchase with the card plus 35,000 points when you spend $2,500 on your card in the first 90 days. Each year you also get 40,000 renewal bonus points and one free night when you charge $10,000 with your card and pay your annual fee. This card also includes a Gold Elite Status upgrade. The variable APR is 14.99% to 23.99%. The annual fee is $75.</p> <h3>Club Carlson℠ Rewards Visa Signature&reg; Card</h3> <p>The Club Carlson℠ Rewards Visa Signature&reg; Card awards 6 points per dollar spent at Carlson Rezidor hotels and 3 points everywhere else. New cardholders can earn up to 60,000 bonus gold points &ndash; 50,000 after your first purchase with the card plus 10,000 points when you spend $1,500 on your card within the first 90 days. You also get 25,000 renewal bonus points each year you renew your card when you pay your annual fee. When you make $10,000 in purchases and renew your card by paying your annual fee, you earn a free night. The APR is variable and will be 14.99% to 23.99%. The annual fee is $50.</p> <h3>Club Carlson℠ Rewards Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>With the Club Carlson℠ Rewards Visa<sup>&reg;</sup>&nbsp;Card you get 3 points per dollar spent at Carlson Rezidor hotels and 1 point on purchases everywhere else. You can also earn up to 30,000 bonus gold points after you spend $1,000 on your card within the first 90 days. This card awards one free night when you charge $10,000 each year then renew your card. The variable APR is 23.99%. There is no annual fee.</p> <h3>LANPASS Visa Signature<sup>&reg;</sup>&nbsp;Card</h3> <p>The LANPASS Visa Signature<sup>&reg;</sup>&nbsp;Card awards LATAM Pass Miles that you can redeem for award flights. You get two miles on LATAM Airlines ticket purchases and one mile for each dollar you spend on other purchases with the card. New cardholders earn 20,000 bonus miles after your first credit card use and 4,000 bonus miles with your annual renewal. Other benefits include a 20% discount on LATAM Airlines purchases up to $1,000 once per year, 3 one-way upgrade coupons per year, and 25% flight miles bonus. The variable APR is 13.99% - 23.99%. There is a $0 intro annual fee for the first 12 months, then $75.</p> <h3>LANPASS Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The LANPASS Visa<sup>&reg;</sup>&nbsp;Card is similar to the Visa Signature version but a little different. This card awards one mile for every dollar you spent with the card. You can earn 15,000 bonus miles after your first card use. You also get 2,000 bonus miles with your annual renewal. There is a 10% discount on LATAM Airlines purchases (up to $1,000) one time per year. The variable APR is 13.99% - 23.99%. There is a $0 intro annual fee for the first 12 months, then $45.</p> <h3>SKYPASS Visa Signature<sup>&reg;</sup>&nbsp;Card</h3> <p>The SKYPASS Visa Signature<sup>&reg;</sup>&nbsp;Card awards double miles on Korean Air ticket purchases and one mile for other eligible purchases. New cardholders can earn 15,000 bonus miles after your first purchase and 2,000 bonus miles at renewal. Other travel benefits include two Korean Air Lounge coupons each year and the ability to reach and maintain Morning Calm Club membership. The APR is 13.99% - 20.99% (variable). This is the only SKYPASS card of the three that does not charge foreign transaction fees. The annual fee is $80.</p> <h3>SKYPASS Visa<sup>&reg;</sup>&nbsp;Classic Card</h3> <p>The SKYPASS Visa<sup>&reg;</sup>&nbsp;Classic Card awards one mile for each dollar you spend with the card. New cardholders can earn 5,000 SKYPASS bonus miles after your first purchase and 1,000 bonus miles at renewal. The APR is 13.99% - 20.99% (variable). The annual fee is $50.</p> <h3>SkyBlue SKYPASS Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The SkyBlue SKYPASS Visa<sup>&reg;</sup>&nbsp;Card awards one mile for every $2 net purchase. New cardholders can earn 5,000 bonus miles after your first purchase. The APR is 13.99% - 20.99% (variable). There is no annual fee.</p> <h3>1-2-3 REWARDS<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The 1-2-3 REWARDS<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Card awards 3 points per dollar for Kroger family of quality brands purchases, 2 points for Kroger family of stores purchases (excluding fuel centers), and 1 point for other purchases. You can also get an additional 25 cents off per gallon for one year at Kroger Family of Stores Fuel Centers when you redeem 100 Fuel Rewards points. The variable APR is 14.99% - 24.99%. There is no annual fee.</p> <h3>Ace Rewards<sup>&reg;</sup>&nbsp;Visa Signature<sup>&reg;</sup>&nbsp;Card</h3> <p>The Ace Rewards<sup>&reg;</sup>&nbsp;Visa Signature<sup>&reg;</sup>&nbsp;Card awards up to 10% in Ace Rewards in popular quarterly categories and up to 5% at participating Ace Stores. You also get 2% rewards at gas stations and grocery stores and 1% on other purchases. For each 12,500 points you earn, you receive $25 in Ace Rewards. The variable APR is 14.99% - 23.99%. There is no annual fee.</p> <h3>Fred Meyer Rewards<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The Fred Meyer Rewards<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Card awards 2 points for each dollar spent on purchases at Fred Meyer stores and 1 point on all other eligible purchases. Your rewards are automatically sent each quarter when you reach 500 points, which is equal to $5. You also save up to $1.25 a gallon at Fred Meyer Fuel Centers for one year when you redeem up to 1000 Fuel Points and you scan and pay with your card. There is 0% introductory APR on purchases and balance transfers for the first 9 billing cycles. After that, a variable APR of 14.99% - 24.99% will apply. There is no annual fee.</p> <h3>Gymboree<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The Gymboree<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Card offers cardholders a 5% discount on all Gymboree clothing purchases and 1% reward on all other qualifying purchases. New cardholders receive a $10 Gymboree Retail Store Enrollment Bonus after approval and 20% savings on your first Gymboree clothing purchase. You also get opportunities for more savings throughout the year. The APR is 14.99% - 23.99% (variable). There is no annual fee.</p> <h3>Harley-Davidson<sup>&reg;</sup>&nbsp;Visa Signature<sup>&reg;</sup>&nbsp;Card</h3> <p>The Harley-Davidson<sup>&reg;</sup>&nbsp;Visa Signature<sup>&reg;</sup>&nbsp;Card awards 3 points at Harley-Davidson dealerships, 2 points at gas stations, restaurants, bars, and lodging, and 1 point everywhere else. You can redeem 2,500 points for a $25 H-D gift card. The APR is 14.99% - 23.99% (variable). There is no annual fee.</p> <h3>Polaris<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The Polaris<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Card awards 2 points at Polaris dealerships and gas stations, and 1 point everywhere else Visa is accepted. You can redeem 2,500 points for $25 Polaris Cash, which can be used at Polaris Dealerships. New cardholders get 5,000 bonus points after making your first purchase. The APR is 14.99% - 23.99% (variable). There is no annual fee.</p> <h3>Ralphs Rewards Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The Ralphs Rewards Visa<sup>&reg;</sup>&nbsp;Card awards 3 points per dollar spent on Ralphs store brand products, 2 points at Ralphs grocery stores, and 1 point on other eligible purchases. You get a $50 statement credit after your first purchase and a $5 rewards certificate for every 1,000 points. The variable APR is 14.99%-24.99%. There is no annual fee.</p> <h3>REI Co-op MasterCard<sup>&reg;</sup></h3> <p>The REI MasterCard<sup>&reg;</sup> is the only card that allows you to increase your REI dividend. U.S. Bank donates $10,000 per year to nonprofit organizations for connecting people with nature and preservation and restoration of natural spaces. This card gives you 5% back at REI and 1% back on everyday purchases. New cardholders are eligible for a one-time REI gift card offer once you are approved for the card and you make a purchase with your card within the first 60 days. The variable APR is 11.99%-23.99%. There is no annual fee.</p> <h2>Secured Cards for Rebuilding or Building Credit</h2> <p>U.S. Bank offers one of the largest selections of secured cards available. Plus, these cards are some of the only secured credit cards which also include a rewards program for earning when you use the card. Most secured cards with U.S. Bank require a security deposit of at least $300, which is held in an interest-bearing savings account while your account is open. You then receive a card with a credit limit in the amount of the security deposit, to use just as you would any other credit card. As you make your payments, your account activity is reported to the credit bureaus, and over time, you can build a better credit score.</p> <h3>U.S. Bank Secured Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The <a href="http://www.wisebread.com/us-bank-secured-visa-credit-card-review?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">U.S. Bank Secured Visa<sup>&reg;</sup>&nbsp;Card</a> is the standard version secured card that U.S. Bank offers to help rebuild your credit. It also includes the benefits you get with other U.S. Bank cards such as fraud protection, auto rental insurance, and FlexControl, which can help you avoid interest and late fees. The variable APR for purchases and balance transfers is 19.99%. The annual fee is $29.</p> <h3>Harley-Davidson<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Secured Card</h3> <p>Harley fans can work on improving their credit with the <a href="http://www.wisebread.com/for-riders-only-harley-davidson-visa-secured-card?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Harley-Davidson<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Secured Card</a>, which also comes with Harley-Davidson (H-D) rewards. This card awards one H-D point for each dollar you spend with the card. You can redeem 2,500 points for a $25 H-D gift card which can be used for Harley-Davidson merchandise. The variable APR for purchases and balance transfers is 23.99%. There is no annual fee.</p> <h3>AeroMexico Visa<sup>&reg;</sup>&nbsp;Secured Card</h3> <p>The <a href="http://www.wisebread.com/aeromexico-visa-secured-card-rebuild-your-credit-while-you-travel?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">AeroMexico Visa<sup>&reg;</sup>&nbsp;Secured Card</a> awards double miles on gas and groceries and one mile on other purchases. You can redeem your miles for AeroMexico flights. New cardholders receive a complimentary companion certificage upon approval and can earn 5,000 bonus miles after you use the card the first time. You also get a $99 companion certificate with renewal as well as complimentary baggage when you fly with AeroMexico. The APR for purchases and balance transfers is variable 23.99%. There is no annual fee for the first 12 months. After that, the annual fee is $25.</p> <h3>LANPASS Visa<sup>&reg;</sup>&nbsp;Secured Card</h3> <p>The <a href="http://www.wisebread.com/lanpass-visa-secured-credit-card-review?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">LANPASS Visa<sup>&reg;</sup>&nbsp;Secured Card</a> awards 1 LATAM Pass mile for each dollar you spend with the card. These miles can be redeemed for LANPASS award flights. As a new cardholder, you get 5,000 bonus miles after your first card use. The card also includes a 10% discount on your first LATAM Airlines purchase, up to $500, one time per year. The APR for purchases and balance transfers is 23.99% (variable). There is no annual fee for the first 12 months. After that, the annual fee is $25.</p> <h3>SKYPASS Visa<sup>&reg;</sup>&nbsp;Secured Card</h3> <p>The <a href="http://www.wisebread.com/skypass-visa-secured-credit-card-review?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">SKYPASS Visa<sup>&reg;</sup>&nbsp;Secured Card</a> awards one mile for each dollar you spend with the card, which can be redeemed for SKYPASS award flights. New cardholders can earn 5,000 bonus miles after your first purchase. This card also offers 1,000 bonus miles at renewal and $250,000 in travel accident insurance. The APR for purchases and balance transfers is 17.24% (variable). The annual fee is $50.</p> <h2>U.S. Bank Business Credit Cards</h2> <p>U.S. Bank also offers a wide variety of business credit cards offering a variety of rewards and benefits for small business owners.</p> <h3>U.S. Bank Business Edge&trade; Cash Rewards World Elite&trade; MasterCard<sup>&reg;</sup></h3> <p>The U.S. Bank Business Edge&trade; Cash Rewards World Elite&trade; MasterCard<sup>&reg;</sup> awards 3% cash back on cellular, gas, and office supply store purchases and 1% cash back on all other eligible purchases. You can earn a 25% annual bonus, up to $250, based on your prior year&rsquo;s cash rewards. There is a 0% intro APR on purchases for the first nine billing cycles. After that, the variable APR is 12.99% to 23.99%. There is no annual fee.<a href="http://ct.wisebread.com/click.php?pg=247&amp;pid=117&amp;pp=2&amp;uv=xend"><strong><br /> </strong></a></p> <h3>U.S. Bank Business Edge&trade; Select Rewards Card</h3> <p>If your business expenses include travel or auto expenses, you might instead choose the U.S. Bank Business Edge&trade; Select Rewards Card. This card awards three points for each dollar you spend in the category of your choice. The categories you can choose from include day-to-day expenses such as shipping, office supplies, and utilities, automotive expenses such as gas, tires, and car washes, and travel and entertainment expenses such as airlines, hotels, and restaurants. You also earn one point for each dollar you spend on other purchases. As a new cardholder you can earn 10,000 bonus points after you spend $500 in the first 90 days after opening the account. There is a 0% intro APR on purchases for the first 9 billing cycles. The APR after that is 12.99% to 23.99% variable. There is no annual fee.</p> <h3>U.S. Bank Business Edge&trade; Platinum Card</h3> <p>There is no rewards program with the U.S. Bank Business Edge&trade; Platinum Card, but it does offer a 0% intro APR on purchases and balance transfers for the first 12 billing cycles. After that, the APR is 10.99% to 18.99% variable. There is no annual fee.<a href="http://ct.wisebread.com/click.php?pg=247&amp;pid=141&amp;pp=4&amp;uv=xend"><strong><br /> </strong></a></p> <h3>U.S. Bank FlexPerks<sup>&reg;</sup>&nbsp;Business Edge&trade; Travel Rewards Card</h3> <p>The U.S. Bank FlexPerks<sup>&reg;</sup>&nbsp;Business Edge&trade; Travel Rewards Card awards triple FlexPoints for qualifying charitable donations, double points for each dollar spent on gas, office supply or airline purchases, whichever you spend the most on each month. Plus, get double points on most cell phone expenses, and one point for all other purchases. This card also includes an airline travel allowance up to $25 with each award ticket, which can be used for baggage fees, in-flight food or drinks, or other expenses. Each year that you use the card for $24,000 in purchases, your annual fee will be credited back to your account. The variable APR is 12.99% to 23.99%. There is an introductory $0 first year annual fee. After that, the annual fee is $55.</p> <h3>Club Carlson Business Rewards Visa<sup>&reg;</sup>&nbsp;Card</h3> <p>The Club Carlson Business Rewards Visa<sup>&reg;</sup>&nbsp;Card awards 10 points for each dollar spent at Carlson Rezidor hotels and 5 points per dollar on all other eligible purchases. You can earn 50,000 bonus points after your first purchase, plus 35,000 points when you spend $2,500 on your card within the first 90 days. Each year, you also get 40,000 bonus points when you renew your card by paying the annual fee. Further, if you charge $10,000 and renew your card, you earn one free night. The variable APR is 14.99% - 23.99%. The annual fee is $60.</p> <h3>SKYPASS Visa<sup>&reg;</sup>&nbsp;Business Card</h3> <p>The SKYPASS Visa<sup>&reg;</sup>&nbsp;Business Card Awards awards double miles on Korean Air ticket purchases and one mile for each dollar you spend on other purchases. New cardholders can earn 10,000 bonus miles after your first purchase. Each year, you get two Korean Air Lounge coupons and 2,000 bonus miles at renewal. The APR is 13.99% - 20.99% (variable). There is no foreign transaction fee. The annual fee is $75.</p> <h3>Ace Rewards<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Business Card</h3> <p>The Ace Rewards<sup>&reg;</sup>&nbsp;Visa<sup>&reg;</sup>&nbsp;Business Card awards business owners 3% in Ace rewards points at Ace Stores, 2% in rewards points at gas stations and grocery stores, and 1% everywhere else. Rewards can be redeemed at Ace Stores and are automatically issued when you reach 12,500 points, which are worth $25. The variable APR is 14.99% &ndash; 23.99%. There is no annual fee.</p> <h2>How to Find the Best U.S. Bank Card Promotions</h2> <p><strong>Internet &ndash; Our Recommended Option. </strong>The easiest way to find the best U.S. Bank credit card promotions is online. Although there are many other ways to find the card you are looking for, the Internet and the U.S. Bank website provide the most up-to-date offers. You can also see if you qualify for the card you choose and apply online right from your computer at home. The Internet also provides the simplest way to research each card and determine which one provides the best opportunities before you apply.</p> <p><strong>Mail Offers.&nbsp;</strong>You may also get U.S. Bank credit card offers in the mail, especially if you are already a bank customer. However, these promotions are usually targeted to your demographic or the products you already have with the bank. If you are not already a customer, this could mean that you miss out on certain promotions. These offers usually include a phone number and the U.S. Bank website that you can visit if you want to follow up on the offer.</p> <p><strong>TV</strong>. Many of U.S. Bank&rsquo;s television ads are designed for promoting its banking services and other types of financial products. You won&rsquo;t typically see a television offer for a particular U.S. Bank credit card, like you would with other large credit card providers. TV ads are helpful, however, for getting information about U.S. Bank products and seeking more information if you are interested.</p> <p><strong>Magazines/Newspapers.&nbsp;</strong>&nbsp;There are still promotions that run through magazines and newspapers for various credit cards. Again, most of the print offers for U.S. Bank will focus on its banking services rather than a particular credit card. However, these ads usually include the phone number and website for customers who are interested in any of the bank&rsquo;s services.</p> <p><strong>Bank Branches.&nbsp;</strong>Because U.S. Bank has branches across the country, getting the best credit card offer by simply walking into our nearest branch might be one of the easiest ways to get the information you need. It isn&rsquo;t as easy to research the right card for your situation as it would be through the Internet, but you can apply for the card of your choice and usually get an instant decision in the bank as well.&nbsp;</p> <h2>Credit Cards for People with Excellent to Good Credit</h2> <p>Many of the U.S. Bank credit cards require <a href="http://www.wisebread.com/5-best-credit-cards-for-people-with-excellent-credit?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">excellent to good credit </a>scores. However, U.S. Bank provides one of the largest lists of secured credit card options available. If you have poor or no credit, it might be best to apply for a secured credit card and then build your credit score until you can qualify for one of the other cards. If none of U.S. Bank&rsquo;s many credit card options work out for you or you don&rsquo;t qualify for any of the cards you are interested in, you should consider some of the cards on our lists below.</p> <ul> <li><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best 0% Balance Transfer Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Low Interest Rate Credit Cards</a></li> <li><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Travel Rewards Cards</a></li> <li><a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">5 Best Cash Back Credit Cards</a></li> </ul> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/us-bank-credit-card-offers-applications-reviews">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/usaa-credit-card-offers-applications-reviews">USAA Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/barclaycard-credit-card-offers-applications-reviews">Barclaycard Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation">Smarter Travel with No Foreign Transaction Fees: The Best Credit Cards to Use While on Vacation</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chase-credit-card-offers-applications-reviews">Chase Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wells-fargo-credit-card-offers-applications-reviews">Wells Fargo Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards best credit cards credit card applications credit card reviews us bank Thu, 05 Jan 2017 23:21:14 +0000 Christina Majaski 1863920 at http://www.wisebread.com Wells Fargo Credit Card Offers: Applications & Reviews http://www.wisebread.com/wells-fargo-credit-card-offers-applications-reviews <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/wells-fargo-credit-card-offers-applications-reviews" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_84740715_LARGE.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>As one of the largest financial institutions in the world, Wells Fargo provides a number of banking services in more than 8,000 retail branches in more than 35 countries globally. You&rsquo;ll find a broad range of financial products, whether you need a checking or savings account, home mortgage, or credit card.</p> <p>Although the Wells Fargo line of credit cards isn&rsquo;t as well-known as some of the other leading credit cards, it still provides a variety of cards with valuable features, rewards, and benefits. Wells Fargo credit cards range from cash back credit cards to travel rewards, as well as credit cards for those who are rebuilding or building their credit histories. In order to find the best Wells Fargo credit card for your needs, you should consider the following.</p> <h2>How to Apply for Wells Fargo Credit Cards</h2> <p>Like many other credit card issuers and banks, you can apply for a Wells Fargo credit card online at <a href="https://www.wellsfargo.com/credit-cards/">https://www.wellsfargo.com/credit-cards/</a>. The process is quick and easy, and simply requires you to fill in your social security number and income information on the online application. You will usually receive a response of approval or denial in a matter of seconds. One thing you should note when apply for Wells Fargo cards is that you need to have an existing relationship with the bank to apply online. Otherwise, you will need to apply at a Wells Fargo branch.</p> <h2>Top Wells Fargo Credit Card Application Offers</h2> <p>Although Wells Fargo offers fewer credit cards than other card issuers, you&rsquo;ll likely find a card that works for your situation and provides valuable rewards or benefits. Whether you prefer cash back, travel rewards, or you&rsquo;re just starting out with a college student card, there is a Wells Fargo available that you can apply for and use. Here are the top Wells Fargo credit card application offers you should consider.</p> <h3>Wells Fargo Cash Wise Visa&reg; Card</h3> <p>The Wells Fargo Cash Wise Visa&reg; Card awards $200 cash rewards bonus after you spend $1,000 in net purchases in the first 3 months, and unlimited 1.5% cash rewards on virtually any purchase. If you use Android Pay&trade; or Apple Pay&reg; mobile wallets, you earn 1.8% cash rewards on those purchases during the first 12 months of opening the account. You can redeem your cash rewards in $25 increments. If you withdraw your rewards from a Wells Fargo ATM or into a Wells Fargo account, you can redeem in $20 increments. There is a 0% introductory APR for purchases and balance transfers for 12 months. After that, a variable APR of 13.99% to 25.99% will apply. The foreign transaction fee is 3%. There is no annual fee.</p> <h3>Wells Fargo Propel American Express&reg; Card</h3> <p>With the Wells Fargo Propel American Express&reg; Card you get 3x points on U.S. gas stations, 2x points on U.S. restaurants, and 1x point on all other purchases. Plus, you earn 20,000 bonus points after spending $1,000 in the first three 3 months. You can redeem points at 2,500 points for a $25 gift card or you can redeem for travel, statement credit, deposit into a Wells Fargo checking or savings account, or a check. You can earn an annual bonus of 10% on non-bonus rewards points if you maintain a consumer checking, savings, or PMA Package account with Wells Fargo. There is a 0% intro APR for purchases and balance transfers for 12 months. Then the APR is 13.99% to 25.99% (variable). There is no foreign transaction fee and no annual fee for this card.</p> <h3>Wells Fargo Platinum Card</h3> <p>The Wells Fargo Platinum Card is Wells Fargo&rsquo;s low-interest rate option. You get a 0% intro APR on purchases and balance transfers for 18 months. Then, the variable APR is 16.15% to 25.99%. This card&rsquo;s benefits also include cellular telephone protection. The foreign transaction fee is 3%. There is no annual fee.</p> <!--<h3>Wells Fargo Propel 365 American Express&reg; Card</h3> <p><img src="http://www.imgsynergy.com/191x120/wells-fargo-propel-365-american-express-credit-card.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" height="97" width="154" border="0" /><a href="http://ct.wisebread.com/click.php?pg=235&amp;pid=139&amp;pp=4&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=235&amp;pid=139&amp;pp=4&amp;uv=xname">Wells Fargo Propel 365 American Express&reg; Card</a> awards 3x points at U.S. gas stations, 2x points at U.S. restaurants, and 1x point on all other purchases. You can earn an annual bonus of 10%, 25%, or 50% if you maintain a qualifying Wells Fargo checking, savings, or PMA Package account. New cardholders can earn a bonus of 20,000 points when you spend $3,000 in purchases in the first 3 months. There is a 0% intro APR on balance transfers and purchases for 12 months. After that, the variable APR of 14.49% to 22.49% will apply. There is no foreign transaction fee. There is no annual fee for the first year. After that, the annual fee is $45.</p> <p><a href="http://ct.wisebread.com/click.php?pg=235&amp;pid=139&amp;pp=4&amp;uv=xend"><strong>Click here to learn more and apply for the Wells Fargo Propel 365 American Express&reg; Card today!</strong></a></p>--><!--<h3>Wells Fargo Propel 365 American Express&reg; Card</h3> <p><img src="http://www.imgsynergy.com/191x120/wells-fargo-propel-365-american-express-credit-card.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" height="97" width="154" border="0" /><a href="http://ct.wisebread.com/click.php?pg=235&amp;pid=139&amp;pp=4&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=235&amp;pid=139&amp;pp=4&amp;uv=xname">Wells Fargo Propel 365 American Express&reg; Card</a> awards 3x points at U.S. gas stations, 2x points at U.S. restaurants, and 1x point on all other purchases. You can earn an annual bonus of 10%, 25%, or 50% if you maintain a qualifying Wells Fargo checking, savings, or PMA Package account. New cardholders can earn a bonus of 20,000 points when you spend $3,000 in purchases in the first 3 months. There is a 0% intro APR on balance transfers and purchases for 12 months. After that, the variable APR of 14.49% to 22.49% will apply. There is no foreign transaction fee. There is no annual fee for the first year. After that, the annual fee is $45.</p> <p><a href="http://ct.wisebread.com/click.php?pg=235&amp;pid=139&amp;pp=4&amp;uv=xend"><strong>Click here to learn more and apply for the Wells Fargo Propel 365 American Express&reg; Card today!</strong></a></p>--><h2>How to Find the Best Wells Fargo Card Promotions</h2> <p><strong>Internet &ndash; Our Recommended Option. </strong>Our most recommended option for finding the best Wells Fargo card promotions is to through the Internet. This is because the most up-to-date and newest offers are typically available online. Looking for your card promotions online also means you have the chance to completely research your options and choose a card that works the best for your situation. As an added bonus, the Internet provides the convenience of applying online, directly from your laptop at home and getting a reply of approval or denial almost instantly.</p> <p><strong>Mail Offers.&nbsp;</strong>Many consumers get credit card promotions through the mail, although you may not get the the promotions as often from Wells Fargo unless you are already a banking customer. If not, you might have to rely on other ways to get the best Wells Fargo card promotions. However, even if you are a Wells Fargo customer and you get the mail offers, one of the downsides of mail offers is that the offer is usually limited to a specific card according to your demographics.</p> <p><strong>TV</strong>. You may have seen TV commercials for Wells Fargo credit card and other financial product promotions. These ads typically include a celebrity such as Jennifer Garner, who directs you to a phone number or a website like &nbsp;https://www.wellsfargo.com/credit-cards/ where you can apply for a credit card. Like other types of promotions, however, TV ads are usually limited to a particular product, so you don't get the information you need for other cards that are being offered.&nbsp;</p> <p><strong>Magazines/Newspapers.&nbsp;</strong>&nbsp;Magazines and newspapers are still important vehicles for credit card promotions. For Wells Fargo, it also means ads for various other banking products. The ads in print media usually focus on one opportunity and includes a phone number you can call or website you can visit to apply for that card. The only problem with these offers, is that they can sometimes be outdated or even expired.</p> <p><strong>Bank Branches.&nbsp;</strong>With thousands of Wells Fargo branches in the United States alone, Wells Fargo is one of the easiest branches to find if you want to find a credit card promotion in person. If you aren't already a Wells Fargo customer, you will likely have to apply for the credit card you choose in a branch anyway. If you live near a Wells Fargo branch you can take care of any of your financial product needs and choose the right credit card for your situation the next time you visit. Another advantage is that it's easier to find a Wells Fargo branch than it is to find many other credit card issuers.</p> <h2>Credit Cards for People with Excellent to Good Credit</h2> <p>Except for the secured card, many of the Wells Fargo credit cards require excellent to good credit. If you are currently working on rebuilding or building your credit, you may want to start out with the secured card or the student card. Further, if you just don't find a Wells Fargo card that meets all of your needs, we recommend that you read our lists of the best balance transfer cards, low-interest rate, travel rewards, and cash back credit cards.</p> <ul> <li><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best 0% Balance Transfer Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Low Interest Rate Credit Cards</a></li> <li><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Travel Rewards Cards</a></li> <li><a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">5 Best Cash Back Credit Cards</a></li> </ul> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/wells-fargo-credit-card-offers-applications-reviews">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/barclaycard-credit-card-offers-applications-reviews">Barclaycard Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/us-bank-credit-card-offers-applications-reviews">U.S. Bank Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chase-credit-card-offers-applications-reviews">Chase Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-credit-card-offers-applications-reviews">Citi Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/american-express-credit-card-offers-applications-reviews">American Express Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards credit card applications credit card reviews Wells Fargo Tue, 08 Nov 2016 22:51:09 +0000 Christina Majaski 1780041 at http://www.wisebread.com USAA Credit Card Offers: Applications & Reviews http://www.wisebread.com/usaa-credit-card-offers-applications-reviews <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/usaa-credit-card-offers-applications-reviews" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_81221609_LARGE.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>The United Services Automobile Association (USAA) has provided the United States military service members with a broad range of financial products since the 1920s. Those who currently serve or have served in the past, as well as their family members, can choose bank accounts, mortgages, auto insurance, retirement planning options, credit cards, and many other products that also come with exclusive benefits for the military.</p> <p>USAA is currently one of the only card issuers with cards that have no foreign transaction fees. This is especially beneficial for service members who have to travel and are often located in various countries around the world as part of their jobs. If you are in the military, served in the past, or you are related to someone who is a member or was in the past, you can likely find a credit card with USAA that suits all your needs.</p> <h2>How to Apply for USAA Credit Cards</h2> <p>You can apply for USAA credit cards online at USAA.com by simply answering the questions and filling in the information required. However, in order to qualify for any of the USAA cards, you will need to be a USAA member. Some of the ways you can qualify for membership include being in the U.S. military, or having a parent or spouse who has been or currently is a USAA member. You can also qualify for membership if your spouse has honorably served in the U.S. military.</p> <h2>Top USAA Credit Card Application Offers</h2> <p>Although you have to qualify for membership with USAA to get a credit card, military personnel and family members that do qualify can choose from a broad range of credit cards. These cards include cards that award cash back as well as low-interest rate cards for those who prefer to carry a balance from month to month. All of the cards offered by USAA come with the military benefits that USAA is known for, making them some of the best options available for service members and their family. Some of the best credit card application offers include the following.</p> <h3>USAA Preferred Cash Rewards Visa Signature&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-preferred-cash-rewards-visa-signature-card-231210674.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=115&amp;pp=1&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=115&amp;pp=1&amp;uv=xname">USAA Preferred Cash Rewards Visa Signature&reg;</a> credit card awards a flat rate of 1.5% cash back on all purchases. You can redeem your cash back in any amount in increments of $1.00. The variable APR is 12.90% - 26.90%. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=115&amp;pp=1&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Preferred Cash Rewards Visa Signature&reg; credit card today!</strong></a></p> <h3>USAA Cashback Rewards Plus American Express&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/cashback-rewards-plus-american-express-card-with-chip-technology.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=83&amp;pp=2&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=83&amp;pp=2&amp;uv=xname">USAA Cashback Rewards Plus American Express&reg;</a> credit card awards 5% cash back on the first $3,000 you spend on combined gas and military base purchases each year. You also get 2% cash back on the first $3,000 on supermarket purchases per year, and unlimited 1% cash back on all other purchases. The variable APR is 12.90% - 26.90%. There is no annual fee.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=83&amp;pp=2&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Cashback Rewards Plus American Express&reg; card today!</strong></a></p> <!--<h3>USAA Cash Rewards&reg; American Express&reg; Card</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-cash-rewards-amex-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=111&amp;pp=3&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=111&amp;pp=3&amp;uv=xname">USAA Cash Rewards&reg; American Express&reg;</a> card awards up to 2.25% cash back on gas and grocery purchases, and up to 1.25% on everyday purchases. The variable APR on purchases and balance transfers is 10.65% to 26.65%. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=111&amp;pp=3&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Cash Rewards&reg; American Express&reg; card today!</strong></a></p>--><!--<h3>USAA Cash Rewards&reg; American Express&reg; Card</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-cash-rewards-amex-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=111&amp;pp=3&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=111&amp;pp=3&amp;uv=xname">USAA Cash Rewards&reg; American Express&reg;</a> card awards up to 2.25% cash back on gas and grocery purchases, and up to 1.25% on everyday purchases. The variable APR on purchases and balance transfers is 10.65% to 26.65%. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=111&amp;pp=3&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Cash Rewards&reg; American Express&reg; card today!</strong></a></p>--><!--<h3>USAA Cash Rewards&reg; Visa Signature&reg; Card</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-cash-rewards-visa-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=82&amp;pp=4&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>With the <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=82&amp;pp=4&amp;uv=xname">USAA Cash Rewards&reg; Visa Signature&reg;</a> card, you can earn up to 1.25% cash back on everyday purchases. The variable APR is 10.65% - 26.65%. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=82&amp;pp=4&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Cash Rewards&reg; Visa Signature&reg; card today!</strong></a></p>--><!--<h3>USAA Cash Rewards&reg; Visa Signature&reg; Card</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-cash-rewards-visa-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=82&amp;pp=4&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>With the <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=82&amp;pp=4&amp;uv=xname">USAA Cash Rewards&reg; Visa Signature&reg;</a> card, you can earn up to 1.25% cash back on everyday purchases. The variable APR is 10.65% - 26.65%. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=82&amp;pp=4&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Cash Rewards&reg; Visa Signature&reg; card today!</strong></a></p>--><h3>USAA Rate Advantage Platinum Visa&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-rate-advantage-platinum-visa-062915.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=90&amp;pp=5&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=90&amp;pp=5&amp;uv=xname">USAA Rate Advantage Platinum Visa&reg;</a> credit card is the low-interest option for USAA members. This card does not offer a rewards program but you can, instead, qualify for an interest rate as low as 7.90% up to 24.90% (variable). There is no annual fee.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=90&amp;pp=5&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Rate Advantage Platinum Visa&reg; card today!</strong></a></p> <!--<h3>USAA Classic American Express&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-classic-amex-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=84&amp;pp=6&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=84&amp;pp=6&amp;uv=xname">USAA Classic American Express&reg;</a> card is designed for consumers who may have had credit problems and want to rebuild or build credit with an unsecured credit card. Although many credit cards require good and excellent credit scores, this card only requires average credit to qualify. The variable APR on purchases is 18.65% to 24.65%. There is no balance transfer option with this card. There is an annual fee of $35.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=84&amp;pp=6&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Classic American Express&reg; card today!</strong></a></p>--><!--<h3>USAA Classic American Express&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-classic-amex-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=84&amp;pp=6&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=84&amp;pp=6&amp;uv=xname">USAA Classic American Express&reg;</a> card is designed for consumers who may have had credit problems and want to rebuild or build credit with an unsecured credit card. Although many credit cards require good and excellent credit scores, this card only requires average credit to qualify. The variable APR on purchases is 18.65% to 24.65%. There is no balance transfer option with this card. There is an annual fee of $35.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=84&amp;pp=6&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Classic American Express&reg; card today!</strong></a></p>--><!--<h3>USAA Classic Platinum Visa&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-classic-platinum-visa-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=113&amp;pp=7&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=113&amp;pp=7&amp;uv=xname">USAA Classic Platinum Visa&reg;</a> card is also designed for consumers with lower credit scores who prefer an unsecured card rather than a secured card for rebuilding their credit. This card is best for those with average credit ratings. The variable APR on purchases is 18.65% - 24.65%. There is no balance transfer option with this card. The annual fee is $35.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=113&amp;pp=7&amp;uv=xend"><strong>Click here to learn more and apply for the&nbsp;USAA Classic Platinum Visa&reg; card today!</strong></a></p>--><!--<h3>USAA Classic Platinum Visa&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-classic-platinum-visa-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=113&amp;pp=7&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=113&amp;pp=7&amp;uv=xname">USAA Classic Platinum Visa&reg;</a> card is also designed for consumers with lower credit scores who prefer an unsecured card rather than a secured card for rebuilding their credit. This card is best for those with average credit ratings. The variable APR on purchases is 18.65% - 24.65%. There is no balance transfer option with this card. The annual fee is $35.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=113&amp;pp=7&amp;uv=xend"><strong>Click here to learn more and apply for the&nbsp;USAA Classic Platinum Visa&reg; card today!</strong></a></p>--><h3>USAA Secured Card&reg; American Express&reg; Card</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-secured-cards-amex-card-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=86&amp;pp=8&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=86&amp;pp=8&amp;uv=xname">USAA Secured Card&reg; American Express&reg;</a> requires a security deposit of $250 to $5,000, which is held in a two-year CD with USAA which earns interest. You receive a credit card with a credit limit in the amount of your security deposit. As you use your card and manage your account responsibly, you can rebuild your credit score over time. You also get access to CreditCheck Monitoring with Experian. The variable APR is 10.90%-20.90%. The annual fee is $35.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=86&amp;pp=8&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Secured Card&reg; American Express&reg; card today!</strong></a></p> <h3>USAA Secured Card&reg; Platinum Visa&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-secured-card-platinum-visa-062915.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=91&amp;pp=9&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=91&amp;pp=9&amp;uv=xname">USAA Secured Card&reg; Platinum Visa&reg;</a> is also a card for rebuilding or building credit. It requires a security deposit of $250 to $5,000 which is held in an interest-bearing two-year CD with USAA. You receive a credit card with a limit in the amount of your security deposit. As you use the card, you can build your credit. The variable APR is 10.90%-20.90%. The annual fee is $35.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=91&amp;pp=9&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Secured Card&reg; Platinum Visa&reg; today!</strong></a></p> <h3>USAA Rewards&trade; American Express&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-rewards-amex-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=110&amp;pp=11&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=110&amp;pp=11&amp;uv=xname">USAA Rewards&trade; American Express&reg;</a> awards 2x points for each dollar you spend on gas and groceries with no caps. You also earn one point for each dollar you spend on everyday purchases. This card also awards a 2,500 point bonus when you make your first purchase with the card. You can redeem your points for cash, merchandise, gift cards, and other options. The variable APR on purchases and balance transfers is 10.90% to 26.90%. There is no annual fee.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=110&amp;pp=11&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Rewards&trade; American Express&reg; card today!</strong></a></p> <h3>USAA Rewards&trade; Visa Signature&reg;</h3> <p><img src="http://www.imgsynergy.com/191x120/usaa-rewards-visa-062415.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=112&amp;pp=13&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=112&amp;pp=13&amp;uv=xname">USAA Rewards&trade; Visa Signature&reg;</a> card awards one point for each dollar you spend on your purchases with the card. You also get a bonus of 2,500 points when you make your first purchase with the card. The APR on purchases and balance transfers is 10.90% to 26.90% (variable). There is no annual fee.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=112&amp;pp=13&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Rewards&trade; Visa Signature&reg; card today!&nbsp;</strong></a></p> <h3>USAA Military Affiliate Card</h3> <p><img src="http://imgsynergy.com/product_creatives/4d55cd3654679393641c7f08f4c8e990.png" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" alt="" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=114&amp;pp=14&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=114&amp;pp=14&amp;uv=xname">USAA Military Affiliate Card</a> allows you to show your military pride with a card that reflects the affiliate group of your choice. Some of your options include the Civil Air Patrol (CAP), the American Military Society (AMS), and many others. This card awards 2x points for gas and grocery purchases and one point for each dollar you spend on everyday purchases, which can be redeemed for 1% cash back, gift cards, travel, merchandise, or donations to your favorite affiliate group. You also get 2,500 bonus points with your first purchase. As a special offer, you get 0% intro APR for 12 months on balance transfers that post within 3 months. After the intro period, the regular variable APR of 11.90% - 26.90% will apply. There is no annual fee.</p> <p><a href="http://ct.wisebread.com/click.php?pg=237&amp;pid=114&amp;pp=14&amp;uv=xend"><strong>Click here to learn more and apply for the USAA Military Affiliate Card today!</strong></a></p> <h2>USAA Military Benefits</h2> <p>Some of the exclusive military benefits that USAA cardmembers get with their credit cards include a deployment PCS APR of 4% on balances when you are deployed for up to 12 months and 4% Servicemembers Civil Relief Act (SCRA) rate on your balance upon entering active military duty for one year after completing active duty. You can also qualify for a rebate of finance charges while you serve in a qualified military campaign like the Iraq Campaign or Afghanistan Campaign.</p> <h2>How to Find the Best USAA Card Promotions</h2> <p><strong>Internet &ndash; Our Recommended Option. </strong>The best way to find the best USAA credit card promotions is online. Although you will find many other ways to get the promotions, the Internet still provides the most up-to-date offers. Further, you can see if you qualify and apply for the card of your choice right online, from the convenience of your laptop at home. The Internet also lets you research each card and its features, so you know you&rsquo;re applying for the best card for you.</p> <p><strong>Mail Offers.&nbsp;</strong>You may get mail offers for USAA promotions if you are already a member of USAA. However, it&rsquo;s unlikely if you aren&rsquo;t yet a member since mail offers often target specific demographics. The mail offers you could get typically include a promotion for a specific credit card, with instructions to apply online or over the phone.</p> <p><strong>TV</strong>. You won&rsquo;t see as many TV ads for USAA credit card promotions as you would with other credit card issuers. USAA TV offers often focus on a particular product such as car insurance and the other services the bank is known for providing. TV ads for USAA credit card promotions might include a link to a website or a phone number to apply for that particular credit card.</p> <p><strong>Magazines/Newspapers.&nbsp;</strong>&nbsp;USAA credit card offers are less likely to be available in magazines or newspapers like some of the other card issuers and offers. If you do come across a USAA credit card promotion in a magazine or newspaper, it will generally focus on one card, and in many cases, may not be the most up-to-date credit card promotion.</p> <p><strong>Bank Branches.&nbsp;</strong>You can also find USAA credit card promotions in bank branches. Fortunately, there are a number of USAA locations worldwide, if you prefer to find credit card promotions inside a bank branch. In these locations, you can find out what the most current credit card offers are, and you can apply in the bank while you are there.</p> <h2>Credit Cards for People with Excellent to Good Credit</h2> <p>Many of the USAA credit cards require excellent to good credit scores, but there are cards available for those with average credit scores. There is also a secured credit card option if you have had credit problems and you are in the process of rebuilding or building. However, you also have to be sure you qualify for membership with USAA. If you don&rsquo;t qualify for membership, or you don&rsquo;t see a USAA card that works for you, we recommend that you check out our lists of the best 0% balance transfer cards, best low-interest rate credit cards, best travel rewards cards, and the best cash back credit cards.</p> <ul> <li><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best 0% Balance Transfer Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Low Interest Rate Credit Cards</a></li> <li><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Travel Rewards Cards</a></li> <li><a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">5 Best Cash Back Credit Cards</a></li> </ul> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/usaa-credit-card-offers-applications-reviews">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/us-bank-credit-card-offers-applications-reviews">U.S. Bank Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/barclaycard-credit-card-offers-applications-reviews">Barclaycard Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-credit-card-offers-applications-reviews">Citi Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation">Smarter Travel with No Foreign Transaction Fees: The Best Credit Cards to Use While on Vacation</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chase-credit-card-offers-applications-reviews">Chase Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards best credit cards credit card applications credit card reviews USAA Wed, 26 Oct 2016 22:02:40 +0000 Christina Majaski 1785403 at http://www.wisebread.com Barclaycard Credit Card Offers: Applications & Reviews http://www.wisebread.com/barclaycard-credit-card-offers-applications-reviews <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/barclaycard-credit-card-offers-applications-reviews" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_70073525_LARGE.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Barclaycard provides a number of different credit cards ranging from those with <a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=applications">low interest rates</a> to credit cards that <a href="http://www.wisebread.com/5-best-credit-cards-for-travel-purchases?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=applications">award points for travel, hotels, and airfare</a>, as well as cash back. Whether you are an NFL fan, or you are planning your next cruise vacation, you will likely find a Barclaycard that suits your needs.</p> <h2>How to Apply for Barclaycard Credit Cards</h2> <p>You can apply for Barclaycard credit cards online and usually receive an answer in a matter of minutes. The online application process makes it very convenient to apply for card. You simply select the card of your choice and then fill in your information.</p> <h2>Top Barclaycard Credit Card Application Offers</h2> <p>Barclaycard offers a wide variety of credit cards and rewards programs. Whether you want to earn miles for travel purchases, cash back, or you just want a low-interest rate option, you will likely find a card that works for your situation. These are the top Barclaycard application offers.</p> <h2>Barclaycard CashForward&trade; World Mastercard&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" src="http://imgsynergy.com/product_creatives/5641d56a186b0b48a85002dbfa883aed.png" alt="" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=223&amp;pid=21&amp;pp=1&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=21&amp;pp=1&amp;uv=xname">Barclaycard CashForward&trade; World Mastercard&reg;</a> is one of the newer cards in the Barclaycard line. This card offers 1.5% cash back on every purchase. You also get a 5% redemption bonus that you can use toward your next redemption. New cardholders can earn a bonus of $200 after spending $1,000 in purchases in the first 90 days after opening the account. There is also a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that, a standard variable APR of 15.99%, 20.99% or 25.99% will apply. There is a 3% (minimum $5) balance transfer fee for each balance transferred. There is no annual fee for this card.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=21&amp;pp=1&amp;uv=xend">Click here to learn more and apply for the Barclaycard CashForward&trade; World Mastercard&reg; today!</a></strong></p> <!--<h2>Barclaycard Ring&trade; Mastercard&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://www.imgsynergy.com/191x120/barclaycard-ring-mastercard-081215.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" alt="Barclaycard&reg; Ring MasterCard&reg;" title="Barclaycard&reg; Ring MasterCard&reg;" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=223&amp;pid=23&amp;pp=3&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=23&amp;pp=3&amp;uv=xname">Barclaycard Ring&trade; Mastercard&reg;</a> is different from other credit cards, providing cardholders with an opportunity to participate through crowdsourcing in shaping the card&rsquo;s terms and conditions. With its Giveback&trade; Feature, you can receive a small percentage of the company profits and can choose to donate to charity or keep in your account as a bonus credit. The regular APR is 13.99% (variable) with a 0% intro APR offer on purchases and qualifying balance transfers for the first 15 months, and there is no balance transfer fee or annual fee for this card.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=23&amp;pp=3&amp;uv=xend">Click here to learn more and apply for the Barclaycard Ring&trade; Mastercard&reg; today!</a></strong></p>--><!--<h2>Barclaycard Ring&trade; Mastercard&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://www.imgsynergy.com/191x120/barclaycard-ring-mastercard-081215.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" alt="Barclaycard&reg; Ring MasterCard&reg;" title="Barclaycard&reg; Ring MasterCard&reg;" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=223&amp;pid=23&amp;pp=3&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=23&amp;pp=3&amp;uv=xname">Barclaycard Ring&trade; Mastercard&reg;</a> is different from other credit cards, providing cardholders with an opportunity to participate through crowdsourcing in shaping the card&rsquo;s terms and conditions. With its Giveback&trade; Feature, you can receive a small percentage of the company profits and can choose to donate to charity or keep in your account as a bonus credit. The regular APR is 13.99% (variable) with a 0% intro APR offer on purchases and qualifying balance transfers for the first 15 months, and there is no balance transfer fee or annual fee for this card.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=23&amp;pp=3&amp;uv=xend">Click here to learn more and apply for the Barclaycard Ring&trade; Mastercard&reg; today!</a></strong></p>--><h2>Barclaycard Arrival Plus&reg; World Elite Mastercard&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" src="http://imgsynergy.com/product_creatives/82c67d5d8a1c94842f736b8e0339e129.png" width="154" border="0" height="97" alt="" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=223&amp;pid=19&amp;pp=4&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=19&amp;pp=4&amp;uv=xname">Barclaycard Arrival Plus&reg; World Elite Mastercard&reg;</a> awards 2x miles for all purchases. New cardholders can earn 40,000 bonus miles after spending $3,000 in the first 90 days of card membership, which can be worth $400 in travel. There is an intro APR of 0% for the first 12 months on balance transfers completed within the first 45 days of opening the account. After that, a variable APR of 16.99%, 20.99% or 23.99% will apply. There is a fee for balance transfers. The annual fee of $89 is waived the first year.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=19&amp;pp=4&amp;uv=xend">Click here to learn more and apply for the Barclaycard Arrival Plus&reg; World Elite Mastercard&reg; today!</a></strong></p> <!--<h2>JetBlue Card</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://www.imgsynergy.com/191x120/the-jetblue-card-030916.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=223&amp;pid=103&amp;pp=7&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>With the <a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=103&amp;pp=7&amp;uv=xname">JetBlue Card</a> you get 3x points for each dollar you spend on JetBlue purchases, 2x points for restaurant and grocery store purchases, and 1x point for all other purchases. New cardholders can earn a bonus of 10,000 points if you spend $1,000 with your card within the first 90 days of opening the account. There is also a 0% intro APR on balance transfers made within the first 45 days of opening the account, for the first 12 billing cycles. After that, the variable APR is 12.99%, 20.99%, or 25.99%. Cardholders also save 50% on eligible inflight purchases. There is no annual fee for this card.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=103&amp;pp=7&amp;uv=xend">Click here to learn more and apply for the JetBlue Card today!</a></strong></p>--><!--<h2>JetBlue Card</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://www.imgsynergy.com/191x120/the-jetblue-card-030916.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=223&amp;pid=103&amp;pp=7&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>With the <a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=103&amp;pp=7&amp;uv=xname">JetBlue Card</a> you get 3x points for each dollar you spend on JetBlue purchases, 2x points for restaurant and grocery store purchases, and 1x point for all other purchases. New cardholders can earn a bonus of 10,000 points if you spend $1,000 with your card within the first 90 days of opening the account. There is also a 0% intro APR on balance transfers made within the first 45 days of opening the account, for the first 12 billing cycles. After that, the variable APR is 12.99%, 20.99%, or 25.99%. Cardholders also save 50% on eligible inflight purchases. There is no annual fee for this card.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=103&amp;pp=7&amp;uv=xend">Click here to learn more and apply for the JetBlue Card today!</a></strong></p>--><h2>JetBlue Plus Card</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://www.imgsynergy.com/191x120/jetblue-plus-031116.png" width="154" border="0" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=223&amp;pid=116&amp;pp=8&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=116&amp;pp=8&amp;uv=xname">JetBlue Plus Card</a> awards 6x points for JetBlue purchases, 2x points for restaurant and grocery store purchases, and 1x point for all other purchases. You also get an anniversary bonus of 5,000 points each year and 10% of your points back each time you redeem. If you purchase a Getaways vacation package of $100 or more with your card, you get a statement credit of $100. New cardholders earn a bonus of 30,000 points if you spend $1,000 with your card in the first 90 days. There is also a 0% introductory APR for balance transfers made in the first 45 days of opening the account, for the first 12 billing cycles. After that, the variable APR is 12.99%, 20.99%, or 25.99%. The annual fee for this card is $99.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=223&amp;pid=116&amp;pp=8&amp;uv=xend">Click here to learn more and apply for the JetBlue Plus Card today!</a></strong></p> <h2>Free FICO Credit Scores with Barclaycard Credit Cards</h2> <p>Barclaycard credit cards also include free access to your FICO credit score. This allows you to monitor and manage your credit rating without paying a monthly fee. If you are working on increasing your credit score, it&rsquo;s a handy free feature to have that can help.</p> <h2>How to Find the Best Barclaycard Promotions</h2> <ol> <li><strong>Internet &ndash; Our Recommended Option.&nbsp;</strong>There are many ways to find the best Barclaycard promotions, but we recommend the Internet. When you apply online you can research and compare each card before making your final decision. Plus, the promotions online are generally the most up-to-date offers. You are essentially guaranteed to find the best credit card offer and the most current promotions online.</li> <li><strong>Mail Offers.&nbsp;</strong>You can also receive Barclaycard credit card promotions through the mail. These offers, however, are usually limited and based on specific demographics for your area. Mail offers also typically focus on one card, which means you won&rsquo;t get all the promotions offered with other cards. Mail offers usually provide a link and a phone number with a special promotional code for applying for the card.&nbsp;</li> <li><strong>TV</strong>. Barclaycard TV ads have included celebrities and promotions to catchy tunes such as Let Your Love Flow by The Bellamy Brothers. Although TV commercials are popular for reaching lots of new customers, the Barclaycard ads are limited especially when compared to other credit card issuers. If you catch a Barclay commercial, it will likely include a phone number and link to the website for applying for the particular card in the advertisement.&nbsp;</li> <li><strong>Magazines/Newspapers.&nbsp;</strong>You may find a Barclaycard promotion in a magazine or newspaper, but you risk encountering outdated information. Although magazine and newspaper ads provide a phone number and website for applying for a particular card, it&rsquo;s possible that you may miss out on the best promotion.</li> </ol> <h2>Credit Cards for People with Excellent to Good Credit</h2> <p>Barclaycard offers cards for people with excellent to good credit. Card users who have had credit problems in the past may also find cards they qualify for in the Barclaycard family. However, if you don&rsquo;t find a particular Barclaycard that meets your needs, we recommend that you check out our lists of the best 0% balance transfer, low-interest, travel rewards, and cash back credit cards.</p> <ul> <li><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best 0% Balance Transfer Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Low Interest Rate Credit Cards</a></li> <li><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Travel Rewards Cards</a></li> <li><a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">5 Best Cash Back Credit Cards</a></li> </ul> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/barclaycard-credit-card-offers-applications-reviews">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/barclaycard-rewards-mastercard-review-a-promising-new-card-from-an-old-bank">Barclaycard Rewards MasterCard Review: A Promising New Card From an Old Bank</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/us-bank-credit-card-offers-applications-reviews">U.S. Bank Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chase-credit-card-offers-applications-reviews">Chase Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wells-fargo-credit-card-offers-applications-reviews">Wells Fargo Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-credit-card-offers-applications-reviews">Citi Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards barclaycard credit card applications credit card reviews Mon, 08 Aug 2016 19:54:16 +0000 Christina Majaski 1754454 at http://www.wisebread.com Chase Credit Card Offers: Applications & Reviews http://www.wisebread.com/chase-credit-card-offers-applications-reviews <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/chase-credit-card-offers-applications-reviews" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/65242039.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Chase has long been a provider of popular financial services, including well regarded credit cards that offer <a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=applications">cash back</a> and <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=applications">travel rewards</a>. Along with its consumer credit cards, Chase provides <a href="http://www.wisebread.com/the-5-best-credit-cards-for-small-businesses?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=applications">small business owners credit card</a> options equipped with business tools and features for managing business finances. &nbsp;</p> <h2>How to Apply for Chase Credit Cards&nbsp;</h2> <p>Chase has made applying online fast and easy. Its website allows you to easily compare cards and once you apply, you'll find out within minutes if you've been approved. To make your decision a little easier without adding a credit inquiry that you might not be ready for, you can see if you prequalify online, as well. The application process for Chase credit cards is pretty straightforward. You choose the card you want, and then either enter your information to prequalify, or submit your application.&nbsp;</p> <h2>Top Chase Credit Card Application Offers</h2> <p>Whether your spending varies from month-to-month or you&rsquo;re looking for one of the <a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=applications">best balance transfer offers available</a>, you&rsquo;ll likely find a Chase credit card that can provide you a significant amount of value in rewards or benefits. Chase cards are often considered leaders when it comes to travel, with many of its cards designed to reward travel purchases, hotel rewards, and airfare. &nbsp;</p> <h2>Chase Sapphire Preferred&reg; Card</h2> <p><img src="http://www.imgsynergy.com/191x120/chase-sapphire-preferred-card-110716.png" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" alt="" width="154" border="0" height="97" /><a href=" http://ct.wisebread.com/click.php?pg=211&amp;pid=38&amp;pp=1&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=211&amp;pid=38&amp;pp=1&amp;uv=xname">Chase Sapphire Preferred&reg; Card</a> offers a valuable rewards program for those who frequently travel. Earn 2X points on travel and dining at restaurants, and 1 point per dollar spent on all other purchases worldwide. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards&reg;. There is no foreign transaction fee. The introductory annual fee is $0 the first year, then $95.</p> <p><a href="http://ct.wisebread.com/click.php?pg=211&amp;pid=38&amp;pp=1&amp;uv=xend"><strong>Click here to learn more and apply for the Chase Sapphire Preferred&reg; card today!&nbsp;</strong></a></p> <h2>Chase Slate&reg;&nbsp;</h2> <p><img src="http://imgsynergy.com/product_creatives/4470d7d236c1b456ae7828402033efb2.png" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" alt="" /><a href="http://ct.wisebread.com/click.php?pg=211&amp;pid=39&amp;pp=2&amp;uv=xcardbutton" rel="nofollow" title="Chase Slate&reg;" alt="Chase Slate&reg;" target="_blank" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=211&amp;pid=39&amp;pp=2&amp;uv=xname">Chase Slate&reg; card</a> is considered one of the best balance transfer credit cards available. You get a 0% introductory APR for 15 months on purchases and balance transfers after which a variable APR of 15.99%-24.74% will apply. There is no balance transfer fee for transfers made within the first 60 days of opening the account. After that, the balance transfer fee is 5% or $5, whichever is greater. This card also has no annual fee.&nbsp;</p> <p><a href="http://ct.wisebread.com/click.php?pg=211&amp;pid=39&amp;pp=2&amp;uv=xend"><strong>Click here to learn more and apply for the Chase Slate&reg; today!&nbsp;</strong></a></p> <h2>Chase Freedom&nbsp;Unlimited&reg;</h2> <p><img src="http://www.imgsynergy.com/191x120/chase-freedom-unlimited-072116.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=211&amp;pid=130&amp;pp=3&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=211&amp;pid=130&amp;pp=3&amp;uv=xname">Chase Freedom&nbsp;Unlimited<sup>&reg;</sup></a> card is the newest card in the Chase line of consumer credit cards. This card awards unlimited 1.5% cash back on every purchase, automatically. Redeem your cash back at any time, without any minimum requirements and your rewards do not expire. Earn a $150 bonus after you spend $500 on purchases in your first 3 months from account opening. There is no annual fee.&nbsp;</p> <p><a href="http://ct.wisebread.com/click.php?pg=211&amp;pid=130&amp;pp=3&amp;uv=xend"><strong>Click here to learn more and apply for the Chase Freedom Unlimited<sup>&reg;</sup> today!</strong></a></p> <h2>Marriott Rewards&reg; Premier Credit Card</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/marriott.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" width="154" border="0" height="97" /><a href="http://ct.wisebread.com/click.php?pg=211&amp;pid=43&amp;pp=10&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt img-button" alt="" /></a>The <a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=211&amp;pid=43&amp;pp=10&amp;uv=xname">Marriott Rewards&reg; Premier Credit Card</a> provides hotel benefits as well as a rewards program for earning award nights at Marriott properties. You get 5 points for each dollar you spend at Marriott and SPG hotels, 2 points at car rental agencies, airline tickets purchased from the airline, and restaurants, and 1 point for other purchases. As a new cardholder, you can earn a bonus of 80,000 points if you spend $3,000 on purchases in the first 3 months. If you add your first authorized user and make a purchase in the first 3 months, you can earn an additional 7,500 points. This card includes Silver Elite status and a free night at a Category 1-5 hotel each year after your account anniversary. There is no foreign transaction fee. The annual fee is $85.</p> <p><a href="http://ct.wisebread.com/click.php?pg=211&amp;pid=43&amp;pp=10&amp;uv=xend"><strong>Click here to learn more and apply for the Marriott Rewards&reg; Premier Credit Card today!</strong></a></p> <h2>How to Find the Best Chase Credit Card Promotions</h2> <ol> <li><strong>Internet &ndash; Our Recommended Option.&nbsp;</strong>If you&rsquo;re searching for the best Chase card, their website is the best way to find the most current Chase credit card promotions. The application process online is quick and easy, and you can compare different promotions from the convenience of your home. Plus, you will usually find the best bonus offers and the most up-to-date promotions at creditcards.chase.com. In fact, many of the best credit card offers are exclusive to online applicants.</li> <li><strong>Mail Offers.&nbsp;</strong>Mail offers are still a popular and easy way to get Chase credit card offers. However, these offers are sometimes limited and based on your demographic and location. You won&rsquo;t always get the best promotion or the most current offer if you rely solely on the credit card flyers that come to you in the mail. Still, many mail offers include important information and credit card promotions, as well as the phone number or website address so you can apply for the card.&nbsp;</li> <li><strong>TV</strong>. Chase credit card offers also periodically appear via television ads, most recently starring Ellie Kemper, the actress known for her role as Kimmy Schmidt on Netflix. These TV ads generally provide a phone number or website like Chase.com to apply for the credit card. While TV commercials are usually entertaining and catchy, they are limited to a short period of time and don&rsquo;t include much information. In order to compare cards and examine the details of each Chase credit card, you would still need to look online.&nbsp;</li> <li><strong>Magazines/Newspapers.&nbsp;</strong>Believe it or not, magazine and newspaper ads still provide a large number of credit card offers. Like television ads, however, the information provided is limited to a small space. The other disadvantage of credit card offers in magazines and newspapers is that the information may not be the most current, and in fact, could be completely out of date. These ads usually include a phone number you can call to apply or a specific website URL, where you can find more credit card information.</li> <li><strong>Bank Branches.&nbsp;</strong>You can also visit one of more than 5,000 Chase Bank branches if you want to apply for a credit card. This could be convenient if you already bank with Chase. Otherwise, you can usually get the information you need from the bank, or you can just apply directly. However, it will still be easier to do your research online first where you can compare cards and apply to the ones you&rsquo;re interested in.&nbsp;</li> </ol> <h2>Credit Cards for People with Excellent to Good Credit</h2> <p>Most Chase credit cards require excellent to good credit to qualify. Chase is also one of the few card issuers that does not provide credit cards designed for poor or bad credit. If you don&rsquo;t qualify for Chase cards, you should consider <a href="http://www.wisebread.com/the-5-best-secured-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">a secured credit card for improving your credit </a>rating. You can also find other balance transfer, travel, and cash back credit cards from our lists below. &nbsp;</p> <ul> <li><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best 0% Balance Transfer Credit Cards</a></li> </ul> <ul> <li><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Low Interest Rate Credit Cards</a></li> </ul> <ul> <li><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Travel Rewards Cards</a></li> </ul> <ul> <li><a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">5 Best Cash Back Credit Cards</a></li> </ul> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/chase-credit-card-offers-applications-reviews">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/discover-credit-card-offers-applications-reviews">Discover Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chase-slate-visa-review">Chase Slate&amp;reg; Review: Balance Transfers With No Intro Fee</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-better-with-the-united-mileageplus-explorer-card">Travel Better with the United MileagePlus Explorer Card</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-together-for-less-with-british-airways-visa-signature-credit-card">Travel Together For Less with British Airways Visa Signature® Card</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/american-express-credit-card-offers-applications-reviews">American Express Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards chase credit card applications credit card reviews Mon, 08 Aug 2016 19:48:53 +0000 Christina Majaski 1722491 at http://www.wisebread.com Citi Credit Card Offers: Applications & Reviews http://www.wisebread.com/citi-credit-card-offers-applications-reviews <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/citi-credit-card-offers-applications-reviews" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_75181335_LARGE.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="142" /></a> </div> </div> </div> <p>Citibank has a long history of providing a number of financial products from bank accounts to credit cards that offer a variety of rewards programs. Their credit cards award points and cash back for different types of purchases ranging from everyday purchases to travel and others.&nbsp;In many cases, these cards include additional benefits for those who bank with Citi. Whether you are already a Citi customer or plan to become one, there&rsquo;s a good chance you&rsquo;ll find a credit card that suits your needs among Citi&rsquo;s many options.</p> <h2>How to Apply for Citibank Credit Cards</h2> <p>Citi makes it simple and easy to research each of its products, with the option to apply for its credit cards online. This is convenient, especially if you aren&rsquo;t sure which of the cards is best for your spending. You can compare the cards against each other before making your final decision and applying. In most cases, you will know if you've been approved within a matter of minutes.</p> <h2>Top Citi Credit Card Application Offers</h2> <p>Many of the credit cards from our partner Citi are among the best and most popular cards available. Whether you prefer cash back or points to redeem for travel, there are many options to choose from when it comes to Citi credit cards.</p> <h2>Citi&reg; Double Cash Card - 18 Month BT Offer</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/CitiDoubleCash.jpg" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=215&amp;pid=47&amp;pp=1&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=47&amp;pp=1&amp;uv=xname"> Citi&reg; Double Cash Card - 18 Month offer</a> awards 1% cash back when you make a purchase and an additional 1% cash back when the purchase is paid. You receive your rewards as soon as you reach $25. There is an introductory APR of 0% for 18 months on balance transfers made from the date of the first transfer when transfers are completed within four months of opening the account. The balance transfer fee is 3% or $5, whichever is greater. After that, a variable APR of 14.49%-24.49% will apply. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=47&amp;pp=1&amp;uv=xend"><strong>Click here to learn more and apply for the Citi&reg; Double Cash Card - 18 Month BT Offer today!</strong></a></p> <h2>Citi Simplicity&reg; Card - No Late Fees Ever</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/CitiSimplicityCard.jpg" alt="" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=215&amp;pid=54&amp;pp=2&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=54&amp;pp=2&amp;uv=xname">Citi Simplicity&reg; Card - No Late Fees Ever</a> offers one of the best introductory APRs available. This card offers a 0% introductory APR on purchases and balance transfers for 21 months, with a balance transfer fee of 3% of the transfer, minimum $5 whichever is greater. After the introductory period, the APR will be 14.99% - 24.99% variable. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=54&amp;pp=2&amp;uv=xend"><strong>Click here to learn more and apply for the Citi Simplicity&reg; Card - No Late Fees Ever today!</strong></a></p> <!--<p><h2>Citi Prestige&reg; Card</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/10.22-CitiPrestigeCard-191.jpg" border="0" width="154" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=215&amp;pid=53&amp;pp=3&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=53&amp;pp=3&amp;uv=xname">Citi Prestige&reg; Card</a> is Citi&rsquo;s elite credit card which offers a broad variety of benefits. New cardholders earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening. This card awards three points for each dollar you spend on air travel and hotels, two points per dollar on entertainment and dining out, and one point for each dollar spent on all other purchases. Other card benefits include a $250 annual air travel credit, up to $100 credit toward Global Entry or TSA Pre-Check program application, and VIP lounge access. There is no foreign transaction fee. The annual fee is $450.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=53&amp;pp=3&amp;uv=xend"><strong>Click here to learn more and apply for the Citi Prestige&reg; Card today!</strong></a></p>--><!--<p><h2>Citi Prestige&reg; Card</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/10.22-CitiPrestigeCard-191.jpg" border="0" width="154" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=215&amp;pid=53&amp;pp=3&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=53&amp;pp=3&amp;uv=xname">Citi Prestige&reg; Card</a> is Citi&rsquo;s elite credit card which offers a broad variety of benefits. New cardholders earn 40,000 bonus points after spending $4,000 in purchases within the first 3 months of account opening. This card awards three points for each dollar you spend on air travel and hotels, two points per dollar on entertainment and dining out, and one point for each dollar spent on all other purchases. Other card benefits include a $250 annual air travel credit, up to $100 credit toward Global Entry or TSA Pre-Check program application, and VIP lounge access. There is no foreign transaction fee. The annual fee is $450.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=53&amp;pp=3&amp;uv=xend"><strong>Click here to learn more and apply for the Citi Prestige&reg; Card today!</strong></a></p>--><h2>Citi&reg; Diamond Preferred&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/CitiDiamondPreferred-3.29.17.jpg" alt="" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=215&amp;pid=46&amp;pp=4&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=46&amp;pp=4&amp;uv=xname">Citi&reg; Diamond Preferred&reg; card</a> is another popular Citi card because of its promotional offer and card benefits. This card offers a 0% introductory APR for 21 months on purchases and balance transfers made from the date of the first transfer when completed within four months of opening the account. After that, a variable APR of 13.99%-23.99% will apply. This card comes with other benefits such as personal concierge service and access to special events and discounts through Citi Private Pass. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=46&amp;pp=4&amp;uv=xend"><strong>Click here to learn more and apply for the Citi&reg; Diamond Preferred&reg; credit card today!</strong></a></p> <h2>Citi ThankYou&reg; Preferred</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/CitiTYPreferredx154-0427.jpeg" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=215&amp;pid=55&amp;pp=5&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=55&amp;pp=5&amp;uv=xname">Citi ThankYou&reg; Preferred card</a> awards two points per dollar on purchases made on dining out and entertainment, and one point per dollar on all other purchases. The card currently offers a 0% intro APR on purchases for 15 months from the date of account opening and balance transfers for 15 months from the date of the first transfer. After that, the variable APR of 14.49%-24.49% will apply. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=55&amp;pp=5&amp;uv=xend"><strong>Click here to learn more and apply for the Citi ThankYou&reg; Preferred card today!</strong></a></p> <h2>Citi&reg; / AAdvantage&reg; Platinum Select&reg; World Elite&trade; Mastercard&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/CitiAAdvantagePlatinumSelectMasterCard-0601.jpg" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=215&amp;pid=52&amp;pp=6&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=52&amp;pp=6&amp;uv=xname">Citi&reg; / AAdvantage&reg; Platinum Select&reg; World Elite&trade; Mastercard&reg;</a> awards two miles for each dollar you spend on eligible American Airlines purchases, and one mile for each dollar spent on other purchases. Earn 30,000 American Airlines AAdvantage&reg;&nbsp;bonus miles after making $1,000 in purchases within the first 3 months of account opening. You can also get a 10% reward rebate on your award redemptions, up to 10,000 miles each calendar year. This card includes additional flight benefits such as a 25% savings on in-flight purchases, first checked bag free, boarding privileges, and many others. The variable APR for purchases and balance transfers is 16.74%-24.74%. There is no foreign transaction fee. The annual fee of $95 is waived the first 12 months.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=52&amp;pp=6&amp;uv=xend"><strong>Click here to learn more and apply for the Citi&reg; / AAdvantage&reg; Platinum Select&reg; World Elite&trade; Mastercard&reg; today!</strong></a></p> <h2>Citi&reg; / AAdvantage&reg; Executive World Elite&trade; Mastercard&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src=" http://www.wisebread.com/files/fruganomics/u784/CitiAAdvantageExecutiveWorldEliteMasterCard-0601.jpg" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=215&amp;pid=51&amp;pp=7&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=51&amp;pp=7&amp;uv=xname">Citi&reg; / AAdvantage&reg; Executive World Elite&trade; Mastercard&reg;</a> is popular for those who frequently fly American Airlines. This card awards two miles for each eligible dollar spent with American Airlines, and one mile spent on other purchases. For a limited time, new cardholders can earn a bonus of 75,000 miles after spending $7,500 with the card in the first 3 months of opening the account. This card also includes Admirals Club membership and an annual miles bonus of 10,000 Elite Qualifying Miles if you make $40,000 in purchases within the year. Other card benefits include an in-flight discount, free checked bags, and other flight privileges. The variable APR is 16.74%-24.74%. There is no foreign transaction fee. The annual fee is $450.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=51&amp;pp=7&amp;uv=xend"><strong>Click here to learn more and apply for the Citi&reg; / AAdvantage&reg; Executive World Elite&trade; Mastercard&reg; today!</strong></a></p> <!--<h2>Citi Hilton HHonors&trade; Visa Signature&reg; Card</h2> <p><img style="float:right;margin:0 5px 5px 10px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/2.14.CitiHiltonHHonorsVisaSignatureCard.jpg" alt="" border="0" width="154" /><a target="_blank" rel="nofollow" href=" http://ct.wisebread.com/click.php?pg=215&amp;pid=50&amp;pp=8&amp;uv=xcardbutton" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt" alt="" /></a>If you frequently stay in Hilton hotels, you can earn rewards and extra benefits with the <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=50&amp;pp=8&amp;uv=xname">Citi Hilton HHonors&trade; Visa Signature&reg;</a> Card. This card awards six points for each dollar spent on hotel stays within the Hilton Portfolio, three points at supermarkets, drugstores, and gas stations, and two points on all other purchases. This card also includes automatic HHonors Silver status, and an annual loyalty bonus of 10,000 Hilton HHonors points at the end of each calendar year that you spend $1,000 or more on Hilton Portfolio hotel stays. The APR is variable at 15.99% - 19.99%. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=50&amp;pp=8&amp;uv=xend"><strong>Click here to learn more and apply for the Citi Hilton HHonors&trade; Visa Signature&reg; Card today!</strong></a></p> <h2>Citi&reg; Hilton HHonors&trade; Reserve Card</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/11-12-CitiHHonorsReserve-191.jpg" border="0" width="154" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=215&amp;pid=48&amp;pp=9&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=48&amp;pp=9&amp;uv=xname">Citi&reg; Hilton HHonors&trade; Reserve Card</a> also awards Hilton hotel stays but includes more benefits with cardmembership. You can earn 10 points for each dollar you spend on Hilton Portfolio hotel stays, five points per dollar on airline and car rentals, and three points for all other purchases. New cardholders get two certificates good for a free weekend night stay after making $2,500 purchases in the first four months after account opening. You also get complimentary HHonors Gold status and an annual weekend night certificate each calendar year that you spend at least $10,000 with the card. The variable APR is 15.99%. There is no foreign transaction fee. The annual fee is $95.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=48&amp;pp=9&amp;uv=xend"><strong>Click here to learn more and apply for the Citi&reg; Hilton HHonors&trade; Reserve Card today!</strong></a></p>--><!--<h2>Citi Hilton HHonors&trade; Visa Signature&reg; Card</h2> <p><img style="float:right;margin:0 5px 5px 10px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/2.14.CitiHiltonHHonorsVisaSignatureCard.jpg" alt="" border="0" width="154" /><a target="_blank" rel="nofollow" href=" http://ct.wisebread.com/click.php?pg=215&amp;pid=50&amp;pp=8&amp;uv=xcardbutton" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt" alt="" /></a>If you frequently stay in Hilton hotels, you can earn rewards and extra benefits with the <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=50&amp;pp=8&amp;uv=xname">Citi Hilton HHonors&trade; Visa Signature&reg;</a> Card. This card awards six points for each dollar spent on hotel stays within the Hilton Portfolio, three points at supermarkets, drugstores, and gas stations, and two points on all other purchases. This card also includes automatic HHonors Silver status, and an annual loyalty bonus of 10,000 Hilton HHonors points at the end of each calendar year that you spend $1,000 or more on Hilton Portfolio hotel stays. The APR is variable at 15.99% - 19.99%. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=50&amp;pp=8&amp;uv=xend"><strong>Click here to learn more and apply for the Citi Hilton HHonors&trade; Visa Signature&reg; Card today!</strong></a></p> <h2>Citi&reg; Hilton HHonors&trade; Reserve Card</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/11-12-CitiHHonorsReserve-191.jpg" border="0" width="154" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=215&amp;pid=48&amp;pp=9&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=48&amp;pp=9&amp;uv=xname">Citi&reg; Hilton HHonors&trade; Reserve Card</a> also awards Hilton hotel stays but includes more benefits with cardmembership. You can earn 10 points for each dollar you spend on Hilton Portfolio hotel stays, five points per dollar on airline and car rentals, and three points for all other purchases. New cardholders get two certificates good for a free weekend night stay after making $2,500 purchases in the first four months after account opening. You also get complimentary HHonors Gold status and an annual weekend night certificate each calendar year that you spend at least $10,000 with the card. The variable APR is 15.99%. There is no foreign transaction fee. The annual fee is $95.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=48&amp;pp=9&amp;uv=xend"><strong>Click here to learn more and apply for the Citi&reg; Hilton HHonors&trade; Reserve Card today!</strong></a></p>--><h2>Expedia&reg;+ Card from Citi</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.com/files/fruganomics/Expedia_Card_from_Citi.jpg" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href=" http://ct.wisebread.com/click.php?pg=215&amp;pid=59&amp;pp=10&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=59&amp;pp=10&amp;uv=xname">Expedia&reg;+ Card from Citi</a> awards three points for each dollar you spend on eligible Expedia purchases and one point for all other purchases. New cardholders can earn 15,000 bonus points after spending $1,000 in purchases within the first 3 months of opening the account. You also get complimentary Expedia+ Silver status and 24/7 personalized concierge service. The variable APR is 15.99% - 23.99%. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=59&amp;pp=10&amp;uv=xend"><strong>Click here to learn more and apply for the Expedia&reg;+ Card from Citi today!</strong></a></p> <h2>Expedia&reg;+ Voyager Card from Citi</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/Expedia__Voyager_Card.jpg" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=215&amp;pid=60&amp;pp=11&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=60&amp;pp=11&amp;uv=xname">Expedia&reg;+ Voyager Card from Citi</a> also awards Expedia purchases. With this card, you get four points for each dollar spent on eligible Expedia purchases, two points for each dollar spent on dining and entertainment, and one point for each dollar spent on all other purchases. New cardholders can earn 25,000 bonus points after spending $2,000 with the card in the first 3 months of opening the account. You also get complimentary Expedia+ Gold status, a $100 air travel fee credit, and anniversary bonus of 5,000 points each year that you spend $10,000 with the card. The variable APR is 14.99% - 22.99%. There is no foreign transaction fee. The annual fee is $95.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=60&amp;pp=11&amp;uv=xend"><strong>Click here to learn more and apply for the Expedia&reg;+ Voyager Card from Citi today!</strong></a></p> <h2>CitiBusiness&reg; / AAdvantage&reg; Platinum Select&reg; World Mastercard&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/CitiBusinessAAdvantagePlatinumSelectWorldMasterCard-0601.JPG" border="0" width="154" height="97" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=215&amp;pid=58&amp;pp=12&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>Citi also offers small business owners an option for earning rewards with the <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=58&amp;pp=12&amp;uv=xname" target="_blank">CitiBusiness&reg; / AAdvantage&reg; Platinum Select&reg; World Mastercard&reg;</a>. This card awards two miles for each dollar spent on eligible American Airlines purchases and select business categories including gas stations, telecommunications, and car rentals, and one mile for each dollar on other purchases. Earn 30,000 American Airlines AAdvantage&reg; bonus miles after making $1,000 in purchases within the first 3 months of account opening. Card benefits also include first checked bag free on domestic American Airlines itineraries, preferred boarding privileges on American Airlines domestic flights, and 25% savings on inflight purchases. Each year you spend $30,000 you get an American Airlines Companion Certificate. The variable APR is 16.74%-24.74%. There is no foreign transaction fee. The annual fee of $95 is waived the first 12 months.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=58&amp;pp=12&amp;uv=xend" target="_blank"><strong>Click here to learn more and apply for the&nbsp;CitiBusiness&reg; / AAdvantage&reg; Platinum Select&reg; World Mastercard&reg; today!</strong></a></p> <h2>Citi ThankYou&reg; Preferred Card for College Students</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" alt="" src=" http://www.wisebread.com/files/fruganomics/u784/CitiTYPreferredx191-0427.JPG" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target=" rel=" href="http://ct.wisebread.com/click.php?pg=215&amp;pid=56&amp;pp=13&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a></p> <p>College students can build their credit with the <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=56&amp;pp=13&amp;uv=xname" target="_blank">Citi ThankYou&reg; Preferred Card for College Students</a>. This card awards two points per dollar spent on dining out and entertainment, and one point for all other purchases. As a new cardholder, you can earn a bonus of 2,500 points after spending $500 in purchases in the first 3 months of account opening. You also get a 0% introductory APR on purchases for seven months. After that, a variable APR of 15.49% - 25.49% will apply. There is no annual fee for this card.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=56&amp;pp=13&amp;uv=xend"><strong>Click here to learn more and apply for the Citi ThankYou&reg; Preferred Card for College Students today!</strong></a></p> <h2>Citi&reg; Secured Mastercard&reg;</h2> <p><img style="float:right;margin:0 5px 5px 10px;" class="img-exempt" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/CitiSecured-3.29.17.jpg" alt="" border="0" height="97" width="154" /><a style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" alt="Citi Secured Mastercard" title="Citi Secured Mastercard" rel="nofollow" href=" http://ct.wisebread.com/click.php?pg=215&amp;pid=121&amp;pp=14&amp;uv=xcardbutton"><img alt="" class="img-exempt img-button" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=121&amp;pp=14&amp;uv=xname">Citi&reg; Secured Mastercard&reg;</a> is an option for those who are working on establishing a good credit history. After you make a security deposit of $200 to $2,500 that is held in a Collateral Holding Account, you get a credit card with a limit that is equal to your deposit. As you use your card, your activity is reported to the credit bureaus, helping you to establish credit. This card has a variable APR of 23.49% and no annual fee.</p> <p><a href="http://ct.wisebread.com/click.php?pg=215&amp;pid=121&amp;pp=14&amp;uv=xend"><strong>Click here to learn more and apply for the Citi&reg; Secured Mastercard&reg; today!</strong></a></p> <h2>How to Find the Best Citi Credit Card Promotions</h2> <ol> <li><strong>Internet &ndash; Our Recommended Option.&nbsp;</strong>Because of the ability to research and compare your options, and the simplicity in applying online, our recommended option for finding the best Citi credit card promotions is online. With just a couple clicks you can find the most up-to-date promotions and bonuses and apply for the card you choose immediately.&nbsp;</li> <li><strong>Mail Offers.&nbsp;</strong>Among the many pieces of mail you get, you probably have a couple of different credit card offers, including those from Citi. Mail offers are still some of the most popular ways to get current credit card offers, but these offers are often targeted to a specific demographic and may not include the offers you will find online. Still, mail offers include special promotions, prequalification offers, and usually, a phone number and website to apply for the particular credit card. Go to applynow.citicards.com, applyonline.citicards.com or balancetransfer.citicards.com to find current mail offers available.&nbsp;</li> <li><strong>TV</strong>. Like other credit card issuers, Citi also provides special promotions on TV through commercials and ads, especially when there is a new card like the current Citi Double Cash card. You can usually apply for that card with the phone number or website address provided in the commercial.</li> <li><strong>Magazines/Newspapers.&nbsp;</strong>Whether you are in the dentist&rsquo;s office or still keep up with your own subscriptions, you&rsquo;ll encounter Citi credit card promotions in magazines and newspapers as well. These offers also include a phone number and website address for applying but aren&rsquo;t always the most current or up-to-date credit card offers.</li> <li><strong>Bank Branches.&nbsp;</strong>Citibank has nearly a thousand bank branches in North America, where you can apply for the credit card you choose as well as any other financial product you&rsquo;re interested in. The offers at bank branches will be similar to the promotions you see on TV and online, and it may be helpful to have a live person helping you choose the best card.</li> </ol> <h2>Credit Cards for People with Excellent to Good Credit</h2> <p>Many Citi credit cards require excellent to good credit to qualify unless you are a college student, or you are building credit with the secured card. If you aren&rsquo;t able to qualify for the Citi card of your choice, or you don&rsquo;t find one that perfectly meets your needs, we recommend the following lists of the best balance transfer cards, low-interest rate, travel rewards, and cash back credit cards.</p> <ul> <li><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best 0% Balance Transfer Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Low Interest Rate Credit Cards</a></li> <li><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Travel Rewards Cards</a></li> <li><a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">5 Best Cash Back Credit Cards</a></li> </ul> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/citi-credit-card-offers-applications-reviews">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/barclaycard-credit-card-offers-applications-reviews">Barclaycard Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-need-to-know-about-the-new-costco-credit-card">6 Things You Need to Know About the New Costco Credit Card</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-citi-diamond-preferred-card-0-interest-with-benefits">Get a Break From Interest for 21 Months: The Citi Diamond Preferred Card</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/retire-your-credit-card-debt-with-citi-simplicity-card">Retire Your Credit Card Debt With Citi Simplicity® Card - No Late Fees Ever</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/us-bank-credit-card-offers-applications-reviews">U.S. Bank Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Citi credit card applications credit card reviews Mon, 01 Aug 2016 22:32:01 +0000 Christina Majaski 1726735 at http://www.wisebread.com Discover Credit Card Offers: Applications & Reviews http://www.wisebread.com/discover-credit-card-offers-applications-reviews <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/discover-credit-card-offers-applications-reviews" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/93773781.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Although Discover has fewer credit cards in its collection than other credit card issuers, its cards are often rated as some of the most popular cards available. Discover is well-known for its cash back credit cards that award as much as 5% cash back in rotating categories that change each quarter. This rate of cash back has been one of the most valuable rewards programs offered by any credit card.</p> <p>Discover cards also include helpful card features such as Discover&rsquo;s Freeze It<sup>SM</sup>&nbsp;for easily and quickly freezing your account if you misplace your card, as well as free access to your FICO credit score. And, if you frequently travel abroad, Discover cards don't charge foreign transaction fees. If you&rsquo;re looking for a credit card known for providing valuable rewards and card features, you should consider applying for one of Discover&rsquo;s credit cards.</p> <h2>How to Apply for Discover Credit Cards</h2> <p>You can apply for Discover credit cards online and usually get an answer within minutes. Applying online is not only simple and fast, it provides an opportunity for you to thoroughly research and compare each card. Plus, Discover provides information and a comparison between its own cards and similar leading cards with other card issuers. The Discover website can be helpful in providing the details for a wide variety of cards.</p> <h2>Top Discover Credit Card Application Offers</h2> <p>Discover credit cards are well-known for being low-fee options, whether you prefer general rewards or travel rewards. Their cards have no annual fee or foreign transaction fee. Discover&rsquo;s cash back, travel, student, and secured credit card options are some of the most popular cards available. Here are the top Discover credit card application offers to consider.</p> <h2>Discover it&reg; - 18 Month Balance Transfer Offer</h2> <p>The Discover it&reg; - 18 Month Balance Transfer Offer card is one of Discover&rsquo;s most popular cards. This card awards 5% cash back in rotating categories on up to the quarterly maximum and 1% cash back on other purchases. With its Cashback Match&trade; program, all the cash back earned is matched at the end of the first year for new cardmembers. You also get an 18-month 0% introductory APR on balance transfers, and 0% intro APR for six months on purchases. After the intro period, a variable APR of 11.99% - 23.99% will apply. This card has no annual fee and no foreign transaction fee for this card.<a href="http://ct.wisebread.com/click.php?pg=216&amp;pid=63&amp;pp=1&amp;uv=xend"><strong><br /> </strong></a></p> <h2>Discover it&reg; Miles</h2> <p>Travelers can earn 1.5x miles for each dollar you spend on all purchases with the Discover it&reg; Miles, with no caps or limitations. Discover will also match the miles that new cardmembers earn at the end of the first year. This card also includes an in-flight Wi-Fi credit of up to $30 each anniversary year. There is a 0% introductory APR for 14 months on purchases, and 10.99% on balance transfers for 14 months. After the intro period, the APR is variable at 11.99% - 23.99%. There is no annual fee or foreign transaction fee.<strong><br /> </strong></p> <h2>Discover it&reg; Cashback Match&trade;</h2> <p>The Discover it&reg; Cashback Match&trade; offers 5% cash back on up the quarterly maximum in revolving categories that change throughout the year, and 1% cash back on all other purchases. In addition, new applicants receive their cash back matched on all rewards earned in the first year. There is an introductory 0% APR for 14 months on both new purchases and balance transfers, after which the standard interest rate of 11.99% to 23.99% APR will apply. This card has no penalty interest rate, and the late payment fee is automatically waived the first time you pay late. This card has no foreign transaction fees and no annual fee.<a href="http://ct.wisebread.com/click.php?pg=160&amp;pid=62&amp;pp=3&amp;uv=xend"><strong><br /> </strong></a></p> <h2>Discover it&reg; chrome</h2> <p>The Discover it&reg; chrome Card awards 2% cash back at gas stations and restaurants up to $1,000 in combined purchases each quarter, and 1% cash back for all other credit card purchases. For new cardholders, Discover will match all the cash back you earn in your first year at the end of the year. You can also take advantage of a 0% intro APR on balance transfers and purchases for 14 months. After that, a variable APR 11.99%-23.99% will apply. There is no annual fee or foreign transaction fee.<a href="http://ct.wisebread.com/click.php?pg=216&amp;pid=65&amp;pp=4&amp;uv=xend"><strong><br /> </strong></a></p> <h2>NHL&reg; Discover it&reg; Card</h2> <p>The NHL&reg; Discover it&reg; Card is one of Discover&rsquo;s newest cards. This card awards 5% cash back in quarterly categories that change, up to $1,500 per quarter when you sign up for the category. All other purchases earn 1% cash back. Discover will also match the cash back you earn in the first year, at the end of the year, for new cardmembers. There is an introductory APR of 0% on balance transfers and purchases for 14 months. After that, a variable APR 11.99%-23.99% will apply. The difference between this card and the others is that you can choose to personalize your card with your favorite NHL team&rsquo;s logo, and you get 10% of all your purchases at Shop.NHL.com and NHL.TV&trade;. There is no annual fee or foreign transaction fee.</p> <h2>Discover it&reg; for Students</h2> <p>College students who are working on building credit can earn 5% cash back on rotating categories that you activate, up to the quarterly maximum, with the Discover it&reg; for Students card. You also get 1% cash back on all other purchases. Through Discover&rsquo;s Cashback Match&trade; program, all the cash back you earn in your first year will be matched at the end of the year. Further, if your GPA is 3.0 or higher, you can get a bonus of $20 cash each school year for up to the next five years. There is an introductory APR of 0% for six months on purchases and 10.99% on balance transfers for six months. After the intro period, the variable APR is 13.99% - 22.99%. There is no annual fee or foreign transaction fee.<a href="http://ct.wisebread.com/click.php?pg=216&amp;pid=64&amp;pp=6&amp;uv=xend"><strong><br /> </strong></a></p> <h2>Discover it&reg; chrome for Students</h2> <p>Instead of bonus quarterly categories, the Discover it&reg; chrome for Students awards 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. You also get 1% cash back on all other purchases. Discover also matches the cash back you earn in your first year at the end of the year for new cardholders. You can earn a bonus of $20 cash back each year your GPA is 3.0 or higher, for up to the next five years. There is a 0% introductory APR on purchases for six months and 10.99% for six months on balance transfers . Then, a variable APR of 13.99% - 22.99% will apply. There is no annual fee or foreign transaction fee for this card.<a href="http://ct.wisebread.com/click.php?pg=216&amp;pid=66&amp;pp=7&amp;uv=xend"><strong><br /> </strong></a></p> <h2>Discover it&reg; Secured Credit Card &ndash; No Annual Fee</h2> <p>If you are in the process of rebuilding your credit, you should consider the Discover it&reg; Secured Credit Card &ndash; No Annual Fee. This card awards 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases each quarter, and 1% cash back on all other purchases. Discover will also match the cash back you earn at the end of your first year as a new cardmember. You must make a security deposit of at least $200, which will be the credit limit on the card. Your account will be reviewed at 12 months, and you may qualify to get your security deposit back while you continue using the card. This card also reports to the three major credit bureaus so you can build or rebuild your credit. There is an introductory APR of 10.99% on balance transfers for six months from the date of transfer. The variable APR after the introductory period and for purchases is 23.99%. There is no annual fee or foreign transaction fee for this card.<a href="http://ct.wisebread.com/click.php?pg=216&amp;pid=95&amp;pp=8&amp;uv=xend"><strong><br /> </strong></a></p> <h2>How to Find the Best Discover Credit Card Promotions</h2> <ol> <li><strong>Internet &ndash; Our Recommended Option. </strong>If you&rsquo;re looking for the best and most up-to-date Discover credit card, we recommend checking out the options online first. This is not only one of the easiest and fastest ways to research each card, but it also allows you to get all the information you need and apply for the card of your choice without leaving your house. Further, the Discover credit card website will typically have the most current promotions that are being offered.</li> <li><strong>Mail Offers.&nbsp;</strong>Many credit card issuers, including Discover, send promotional offers in the mail. Mail offers typically include the basic information for a particular card, based on your demographics and any preapproval offers. These offers also provide information for applying for the card through either a phone number or a website address with a preapproval application code for your offer. Mail offers are also usually up-to-date and, as a bonus, are exclusive to your basic information.</li> <li><strong>TV</strong>. Discover&rsquo;s television ads often focus on new features such as the recent commercials that demonstrate how Discover Freeze It<sup>SM </sup>works to protect your account information instantly if you misplace your card. Other commercials cover Discover&rsquo;s live customer service representatives, which are often ranked as the best in customer service. Television ads include current promotions for a particular credit card, with a phone number or website address for applying for the card.</li> <li><strong>Magazines/Newspapers.&nbsp;</strong>You can still get Discover credit card promotions from magazines, newspapers, and other print periodicals. However, unless you are personally subscribed to these publications, there is a chance that an ad you come across can be outdated and not the most current or the best offer. Magazines and newspapers will lead you to a phone number or web page for applying, but won&rsquo;t provide the information you need to compare cards or research the details.</li> <li><strong>Bank Branches.&nbsp;</strong>There are limited Discover locations if you want to physically apply for a credit card, especially when compared to the number of bank branches available with other card issuers. You can apply in-person, and can even get information on current promotions. However, it isn&rsquo;t nearly as fast and easy as searching the Internet for the best promotions from the comfort of your own home.</li> </ol> <h2>Credit Cards for People with Excellent to Good Credit</h2> <p>Most Discover credit cards require excellent to good credit ratings, which can be a problem if you have had credit problems in the past. If you don&rsquo;t qualify for the Discover card of your choice, you should consider a <a href="http://www.wisebread.com/the-5-best-secured-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">secured card for rebuilding</a> or building your credit, and if you are a college student, you might start with one of the student cards. If none of the Discover cards appeal to you, we recommend that you check out our lists of the best balance transfer, low-interest, travel rewards, and cash back credit cards.</p> <ul> <li><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best 0% Balance Transfer Credit Cards</a></li> <li><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Low Interest Rate Credit Cards</a></li> <li><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">Best Travel Rewards Cards</a></li> <li><a href="http://www.wisebread.com/5-best-cash-back-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">5 Best Cash Back Credit Cards</a></li> </ul> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/discover-credit-card-offers-applications-reviews">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-discover-it-card-attractive-cash-back-awards-for-shoppers">The Discover it® Card: Attractive Cash Back Rewards for Shoppers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-credit-card-offers-applications-reviews">Citi Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/barclaycard-credit-card-offers-applications-reviews">Barclaycard Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/new-discover-it-chrome-card-no-fuss-rewards">Discover it® chrome: No Fuss Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/american-express-credit-card-offers-applications-reviews">American Express Credit Card Offers: Applications &amp; Reviews</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards credit card applications credit card reviews Discover Thu, 28 Jul 2016 19:24:37 +0000 Christina Majaski 1731425 at http://www.wisebread.com