target http://www.wisebread.com/taxonomy/term/226/all en-US The 8 Things That Are Always Cheaper at Target http://www.wisebread.com/the-8-things-that-are-always-cheaper-at-target <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-8-things-that-are-always-cheaper-at-target" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/target_shopper_000035488722_0.jpg" alt="Learning things that are always cheaper at target" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There is no arguing the fact that Target has a very loyal following among many shoppers. While they might not always have the lowest prices, they certainly attract consumers who'll happily pay a little extra to avoid the crowded aisles of other discounters.</p> <p>But there <em>are</em> certain items which are almost always cheaper at Target compared to other retailers. Here are eight such items that'll save you money on your next Target shopping trip. (See also: <a href="http://www.wisebread.com/the-best-store-credit-card-target-redcard?ref=seealso">The Best Store Credit Card: Target REDcard</a>)</p> <p>(<strong>Note</strong>: Prices below as of October, 2015.)</p> <h2>1. &quot;Green&quot; Cleaning Products</h2> <p>Not only has Target led the natural cleaning trend over the past few years, but they often do it at a price lower than the competition. For example, Target sells the 28oz bottle of Method All-Surface Cleaner for&nbsp;<a href="http://www.target.com/p/method-pink-grapefruit-all-purpose-natural-surface-cleaner-28-oz/-/A-13532715">an affordable $2.99</a>, while Walmart sells the same product&nbsp;<a href="http://www.walmart.com/ip/Method-00010-All-Surface-Cleaner/32559207">for $5.49</a> and Amazon sells it&nbsp;<a href="http://www.amazon.com/gp/product/B000FEUKCO/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000FEUKCO&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=MQXFL45BCGGHYREB">for $8.00</a>.</p> <p>Another great example is Green Works laundry detergent in the 90oz size; at Target&nbsp;<a href="http://www.target.com/p/green-works-laundry-detergent-90-oz/-/A-16755120">you'll pay $11.99</a>, while&nbsp;<a href="http://www.walmart.com/ip/Liquid-Laundry-Detergent-Original-90oz-Bottle-30319/45752456">you'll pay $23.27</a> at Walmart, and&nbsp;<a href="http://www.amazon.com/gp/product/B00RXIVIDU/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00RXIVIDU&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=TAVEZFFCGKKMHPL3">$19.21 at Amazon</a>. You'll also find similar savings at Target on other popular natural cleaning brands, like J.R. Watkins, Honest, and Seventh Generation.</p> <h2>2. Kids' Bedding and Decor</h2> <p>When buying bedding for your child's room, your wallet will likely benefit greatly from shopping at Target. You'll find steep savings on sheet and comforter sets, throw blankets, and even decorative pillows. This is especially true when buying &quot;character&quot; bedding from Star Wars, Disney, and Sesame Street. For example, you can purchase the popular Star Wars Classic Twin Sheet Set from Target&nbsp;<a href="http://www.target.com/p/star-wars-classic-twin-sheet-set/-/A-15666118">for $19.79</a>, while you'll have to pay&nbsp;<a href="http://www.amazon.com/gp/product/B00NZE18HC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00NZE18HC&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=MJZNWGPAGDVX5M2L">$26.07 on Amazon</a>. If you're shopping for a girl, you'll also save at Target, as you can buy the four-piece Disney Frozen bed set&nbsp;<a href="http://www.target.com/p/disney-frozen-4-piece-toddler-bed-set-multicolor-toddler/-/A-16337571">for $31.49</a> where you'll have to pay&nbsp;<a href="http://www.walmart.com/ip/Disney-Frozen-Elsa-Anna-4-Piece-Toddler-Bedding-Set/38580148">$36.97 at Walmart</a>.</p> <h2>3. Photo Frames</h2> <p>When compared to the competition, Target is a great place to shop for picture frames and save money. While they easily beat the price at specialty stores like Michaels and Jo-Ann Fabric, they surprisingly also undercut the likes of Walmart and Amazon. For example, at Target you can buy 8x10 inch frames (set of two&nbsp;<a href="http://www.target.com/p/room-essentials-flat-top-frame-2-pack/-/A-12729946">for $13.99</a>, while you'll have to pay&nbsp;<a href="http://www.walmart.com/ip/Better-Homes-and-Gardens-Wide-Picture-Frame-Black-Set-of-2-8-x10/10404218">$19.97 at Walmart</a> and&nbsp;<a href="http://www.amazon.com/gp/product/B012TOJZJ6/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B012TOJZJ6&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=VK4JJ7KFH4J4KYF7">$18.99 at Amazon</a>.</p> <p>The savings you'll find at Target aren't limited to the popular 8x10 size &mdash; it's seen across all picture frame sizes and designs. Plus, they often have coupons available via their&nbsp;<a href="http://cartwheel.target.com/">Cartwheel app</a> on home items and décor that will bring the price down even further.</p> <h2>4. Beauty Items</h2> <p>Target is where you'll get the most bang for your buck when buying cosmetics and makeup. While prices are generally better at Target when compared to Amazon, Walmart, and Macy's, the real savings comes in the gift card deals they offer. A current example is a free $5 Target gift card when you buy three L'Oreal products. When the gift card is factored into the price, Target easily beats the competition.</p> <p>Other examples include a free $5 Target gift card with the purchase of three Aveeno items, and buy one, get one for 50% off with all fragrances. Also, be sure to always check for&nbsp;<a href="http://coupons.target.com/coupons/beauty-Coupons-101/">printable Target coupons</a> before you visit to ensure you get the lowest price on beauty items.</p> <h2>5. Name-Brand Baby Gear</h2> <p>Brands like Graco, Britax, and Evenflo are often cheapest at Target. For example, Target currently sells the Graco Pack 'N Play Playard&nbsp;<a href="http://www.target.com/p/graco-pack-n-play-playard-on-the-go/-/A-13516456">for $59.99</a> (color: Pasadena), while the cheapest color currently on&nbsp;<a href="http://www.amazon.com/gp/product/B005UV0UEA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B005UV0UEA&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=WHKUO2T2XHD2CF2Q">Amazon is $69.97</a>. The same can be said for the Evenflo High-Back Booster seat; you'll find it&nbsp;<a href="http://www.target.com/p/evenflo-amp-high-back-booster/-/A-14419216">for $33.99</a> at Target and have to pay&nbsp;<a href="http://www.amazon.com/gp/product/B006PB2C5O/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B006PB2C5O&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=C4FHLRE2EY4LLZ2W">$39.98 at Amazon</a>,&nbsp;<a href="http://www.walmart.com/ip/Evenflo-Big-Kid-Amp-Booster-Car-Seat/21670282">$35.98 at Walmart</a>, and&nbsp;<a href="http://www.toysrus.com/product/index.jsp?productId=55309466">$39.99 at Babies R Us</a>. It's always a smart idea to check pricing at Target before buying baby products, as you'll often find the lowest price.</p> <h2>6. Men's Deodorant</h2> <p>Target is a great place to save money on deodorant and anti-perspirant for men. For example, Target sells the two-pack of men's Old Spice High Endurance Deodorant&nbsp;<a href="http://www.target.com/p/old-spice-high-endurance-fresh-scent-men-s-deodorant-3-oz-2-count/-/A-13331201">for $3.97</a>, while Walmart sells the&nbsp;<a href="http://www.walmart.com/ip/Old-Spice-Fresh-High-Endurance-Deodorant-3-oz-Pack-of-2/22101438">same product for $5.97</a>. Also, you can find a two-pack of Axe Phoenix Anti-Perspirant at&nbsp;<a href="http://www.target.com/p/axe-phoenix-anti-perspirant-deodorant-stick-2-7-oz-twin-pack/-/A-12980578">Target for $6.29</a>, compared to&nbsp;<a href="http://www.walmart.com/ip/Axe-Phoenix-Twin-Pack-2.7oz/14178767">$7.37 at Walmart</a>. I found similar savings on other popular brands like Gillette, Degree, and Dove Men's Care as well.</p> <p>For whatever reason, women's deodorant is cheaper across the board at Walmart and Amazon. But if you're a guy, or buying for one, purchase from Target and take advantage of the lower prices.</p> <h2>7. Tall Kitchen Bags</h2> <p>This one might seem a bit random, but kitchen trash bags &mdash; the tall variety &mdash; are 25% cheaper at Target compared to Walmart. Specifically, I'm talking about the store brand at each store. At Target, you can get the Up &amp; Up brand in a 110 count box&nbsp;<a href="http://www.target.com/p/up-up-flap-tie-tall-kitchen-bags-13-gal-110-ct/-/A-14738970">for $9.99</a>, while you'll pay $12.52 for a box of only 100 bags of the&nbsp;<a href="http://www.walmart.com/ip/Great-Value-Tall-Kitchen-Bags-13-gal-100ct/16940526">Walmart brand</a>. Both bags received strong customer reviews, making the Target brand a solid buy.</p> <h2>8. Wedding Registry Gifts</h2> <p>Because of the&nbsp;<a href="http://www.target.com/gift-registry/wedding-registry">exclusive discounts they offer</a>, wedding registry gifts are simply cheaper at Target. If the wedding couple registered at several stores, and Target is one of them, always choose to shop with them and you'll save. For example, they currently have a discount code (WEDDING20) that is good for 20% off your $100 or more regular-priced wedding registry gift. So if you're buying the couple the KitchenAid Mixer they registered for, you'll only pay $200 instead of $250 &mdash; a price that beats all of the major competition.</p> <p>By the way, having been married for 15 years, I can honestly say that this mixer is the only gift we received that we still use today. It clearly falls under the category of <a href="http://www.wisebread.com/quality-over-price-15-items-to-spend-more-on">quality items worth the price</a>.</p> <p>By knowing the items at Target that provide the most savings, you can plan your next trip accordingly and save money. Also, it's worth noting that most of the products listed above provide the same savings in-store as they do online. Happy savings.</p> <p><em>What items, if any, do you usually find cheaper at Target compared to other major retailers?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/the-8-things-that-are-always-cheaper-at-target">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/walmart-vs-sams-club-who-actually-has-the-better-deals">Walmart vs. Sam&#039;s Club: Who Actually Has the Better Deals?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/special-holiday-return-policies-of-popular-stores">Special holiday return policies of popular stores</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-discount-stores-that-are-more-expensive-than-you-think">5 Discount Stores That Are More Expensive Than You Think</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon best deals big box stores department stores price comparisons target WalMart Wed, 18 Nov 2015 12:15:21 +0000 Kyle James 1603285 at http://www.wisebread.com The Best Store Credit Card: Target REDcard http://www.wisebread.com/the-best-store-credit-card-target-redcard <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-best-store-credit-card-target-redcard" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000044492840.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Target stores provide a wide variety of household wares, clothing, food, and nearly any other type of everyday item you need. As the second largest retailer in the United States, it only makes sense that it would also offer an equally competitive store credit card. (See also: <a href="http://www.wisebread.com/store-credit-cards-that-dont-suck?ref=seealso">Store Credit Cards That Don't Suck</a>)</p> <p>While many store cards lack the benefits that general rewards credit cards provide, the <a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=121&amp;pid=77&amp;pp=0&amp;uv=sname">Target REDcard</a> offers convenience and value for Target shoppers. If you are a frequent Target shopper and fan of its affordable merchandise, the Target REDcard Credit (or Debit) Card could come in handy.</p> <h2>Why We Like This Card</h2> <ul> <li>5% off Target purchases, online or in-store</li> <li>Special Target shopping benefits</li> </ul> <h2>How This Card Works</h2> <p>If you use the card for your Target purchases, whether online or at a retail store, you'll get 5% off at checkout, on all purchases. You'll also get an extra 30 days for returns and free shipping at target.com. There is no annual fee.</p> <h2>Other Benefits</h2> <p><strong>1% Back to Schools</strong>.Choose an eligible K-12 school and Target will donate up to 1% of your REDcard purchases to that school.</p> <p><strong>Special promotions</strong>. As a cardholder, you may receive notification of special sales, discounts, and promotions, that you wouldn't receive if you weren't a cardholder. This small perk, provides yet another way in which you can save money when you shop with this card</p> <p><strong>Chip technology</strong>. This card now includes EMV chip technology, which is an embedded electronic chip that provides additional security and protection when you shop with your card. Instead of using the standard magnetic stripe, chip terminals can interact with the chip, which is a procedure commonly preferred and accepted by international retailers.</p> <h2>Costs</h2> <ul> <li>$0 Annual Fee</li> <li>23.15% APR</li> <li>There is no balance transfer option</li> </ul> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=121&amp;pid=77&amp;pp=0&amp;uv=sbutton2"><img alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a></p> <h2>Pros</h2> <p><strong>Discount on shopping. </strong>You get a 5% discount on all purchases you make with the card, whether in store or online. This is an automatic discount that occurs at checkout, which doesn't require accumulating a certain amount or redeeming anything in order to take advantage of the discount. You also receive the discount on all purchases and not just certain merchandise in specific categories, providing a savings on a wide variety of products. This is comparable to a cash back card that gives 5% back on purchases.</p> <p><strong>Extra days for returns.</strong> If you need to return a purchase, you receive 30 extra days to do so when you purchase with this card. Target's return policy is 90 days for unopened items in new condition, but as a cardholder, you receive a little extra time if the product you have purchased doesn't meet your needs.</p> <p><strong>Donation to education.</strong> Target donates up to 1% of all your purchases to the elementary, middle school, or eligible K-12 school of your choice, through its Take Charge of Education program. This donation does not cost you anything and allows you to support education by just using your card for your purchases.</p> <p><strong>Free shipping</strong>. You can not only save money shopping Target's many sales and discounts, but you can also skip the drive to the store and standing in line, by shopping online at Target.com. If you use your Target credit card, shipping is free with no minimum purchase Although other retailers offer free shipping, this benefit sometimes comes with a price. For example, you have to be Prime Member with Amazon.com for free shipping, which costs $99 per year.</p> <p><strong>Pharmacy Rewards.</strong> Target also offers its Pharmacy Rewards program, which provides a discount of 5% off a day of shopping if you fill five eligible prescriptions. This is in addition to the discount you receive as a cardholder. You do need to sign up for Pharmacy Rewards, but it is another method of savings available if you choose.</p> <h2>Cons</h2> <p><strong>No balance transfers or foreign purchases.</strong> Because this card is a store card and not a Visa or MasterCard, it isn't a credit card that allows you to transfer a balance from another credit card or to make foreign purchases. In fact, you can't use either of the cards anywhere except Target stores. (See also: <a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?ref=review">5 Best Credit Cards with 0% Intro APR&nbsp;for Balance Transfers</a>)</p> <p><strong>High APR. </strong>The APR of 23.15% for purchases is exceptionally high. If you carry your balance from month to month, the 5% discount you receive for your purchases isn't going to be worth the money you pay in interest. In order to get the most from the card, it is important that you are diligent in paying your balance in full each month and avoid paying interest on your purchases. (See also: <a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards?ref=review">5 Best Low Interest Rate Credit Cards</a>)</p> <h2>Who This Card Is Best For</h2> <p>The Target REDcard Credit Card is best for those who frequently shop at Target stores, especially online where you can take advantage of free shipping. It is also best for those who don't need other credit card benefits such as a balance transfer option or the opportunity to make foreign purchases. Most importantly, because of the APR, the card is ideal for those who consistently pay their balances in full each month rather than carry balances.</p> <p>Note: The Target REDcard Debit Card provides many of the same benefits but instead of purchasing on credit, the card is attached to your checking account. You can also withdraw up to $40 cash at checkout with the debit card version. Because there are no credit checks required for the debit card, however, it is not a card that will help establish credit.</p> <p style="text-align: center;"><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=121&amp;pid=77&amp;pp=0&amp;uv=send"><strong>Click here to apply for the Target REDcard today!</strong></a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/the-best-store-credit-card-target-redcard">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/theres-no-good-reason-not-to-get-the-amazoncom-rewards-visa-credit-card">There&#039;s No Good Reason Not to Get the Amazon.com Rewards Visa Credit Card</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/barclaycard-visa-with-apple-rewards-credit-card-review">Barclaycard Visa with Apple Rewards Credit Card Review</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-new-rewards-card-partnered-with-tons-of-retailers-the-plenti-credit-card-from-amex">A New Rewards Card Partnered With Tons of Retailers: The Plenti Credit Card From Amex</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/upromise-world-mastercard-credit-card-review">Upromise World MasterCard Credit Card Review</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cashing-in-at-the-supermarket-blue-cash-preferred-card-from-american-express-review">Cashing in at the Supermarket: Blue Cash Preferred Card from American Express Review</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Shopping credit card reviews target Wed, 11 Nov 2015 22:11:59 +0000 Christina Majaski 1545926 at http://www.wisebread.com Best Money Tips: 20 Awesome Target Shopping Hacks http://www.wisebread.com/best-money-tips-20-awesome-target-shopping-hacks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-20-awesome-target-shopping-hacks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/target_shopper_000035488716.jpg" alt="Target customer learning awesome shopping hacks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found awesome Target shopping hacks, over 100 small ways to save big, and an easy way to deep clean your kitchen like a pro.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.morewithlesstoday.com/20-awesome-target-shopping-savings-hacks-for-dollar-squeezers-like-me/">20 Awesome Target Shopping Savings Hacks for Dollar Squeezers Like Me!</a> &mdash; Remember to combine manufacturer's coupons and Target coupons. It's even better if there's a BOGO promotion going on! [More With Less Today]</p> <p><a href="http://www.popsugar.com/smart-living/101-Ways-Save-Money-31143289">101 Small Ways to Save Big</a> &mdash; Got a big purchase coming up? Start looking well in advance so you know what is and isn't a good deal when you see it. [PopSugar Smart Living]</p> <p><a href="http://adebtfreestressfreelife.com/deep-cleaning-your-kitchen-the-easy-professional-way/">Deep Cleaning Your Kitchen the Easy, Professional Way</a> &mdash; Don't forget your light fixtures! Remove and clean the glass covers, and dust your light bulbs and fan blades if you have a ceiling fan. [A Debt Free Stress Free Life]</p> <p><a href="http://www.cultofmoney.com/2015/10/21/6-healthy-habits-that-save-money/">6 Healthy Habits That Save Money</a> &mdash; Walk instead of drive whenever you can. You'll get some exercise and save money on gas and car maintenance. [Cult of Money]</p> <p><a href="http://phroogal.com/blog/how-to-spruce-up-your-house-on-a-budget/#.VigdOm7R3lY">How to Spruce up Your House on a Budget</a> &mdash; Good artwork doesn't have to be expensive, and it's even cheaper when you make it yourself. Enlarge sheet music of a song that is meaningful to you, or use stencils to paint an inspirational quote. [Phroogal Blog]</p> <h2>Other Essential Reading</h2> <p><a href="http://frugalbeautiful.com/blog/plan-perfectly-inexpensive-tropical-getaway/">Start Now To Plan A Perfectly Inexpensive Tropical Getaway On A Budget</a> &mdash; Groupon often offers deals for vacations in the Dominican Republic. Look up activities at your resort to save even more! [Frugal Beautiful]</p> <p><a href="http://www.mydollarplan.com/tackle-your-financial-clutter-in-10-minutes-today/">Tackle Your Financial Clutter in 10 Minutes Today</a> &mdash; Dedicate 10 minutes to focus on a task on your financial to-do list. Set a timer&hellip;and go! [My Dollar Plan]</p> <p><a href="http://www.dinksfinance.com/2015/10/5-times-when-its-o-k-to-splurge/">5 Times When It&rsquo;s O.K. to Splurge</a> &mdash; It's OK to splurge on experiences if it's something you really enjoy and it isn't something you do regularly. [Dinks Finance]</p> <p><a href="http://www.cleverdude.com/content/how-to-save-money-and-still-shower-your-family-with-gifts/">How to Save Money and Still Shower Your Family With Gifts</a> &mdash; Start a Secret Santa tradition with your family. This way, each person will only need to get one gift. [Clever Dude]</p> <p><a href="http://parentingsquad.com/7-ways-to-protect-our-kids-from-online-predators">7 Ways to Protect Our Kids From Online Predators</a> &mdash; Look out for unusual behavior. If your child has significant mood swings or they're acting sneaky, it could mean that something is wrong. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-20-awesome-target-shopping-hacks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-target-really-just-as-bad-as-wal-mart">Is Target Really Just as Bad As Wal-Mart?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ends-in-4-its-the-final-markdown">Ends in 4? It&#039;s the final markdown</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/pursenalized">Pursenalized</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/special-holiday-return-policies-of-popular-stores">Special holiday return policies of popular stores</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-perimeter-perusing-at-target">Tips for Perimeter Perusing at Target</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips target Fri, 23 Oct 2015 19:15:57 +0000 Amy Lu 1597972 at http://www.wisebread.com Best Money Tips: Ways to Save More at Target http://www.wisebread.com/best-money-tips-ways-to-save-more-at-target <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-more-at-target" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man-shopping-supermarket-Dollarphotoclub_54260979.jpg" alt="man shopping supermarket" title="man shopping supermarket" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ways to save more at Target, burn calories without going to the gym, and live a more natural lifestyle.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/Ways-Save-Target-36488054">25 Amazing Ways to Save More at Target</a> &mdash; Know when different departments have discounts throughout the week. For example, you'll see markdowns on electronics and kids' clothing on Monday, and&nbsp;housewares and shoes go on sale on Thursday. [PopSugar Smart Living]</p> <p><a href="http://www.moneytalksnews.com/15-simple-ways-burn-calories-without-the-gym/">15 Simple Ways to Burn Calories Without the Gym</a> &mdash; Park in the farthest spots on the lot and enjoy the walk from your car to your destination. [Money Talks News]</p> <p><a href="http://www.cultofmoney.com/2014/12/31/6-ways-to-live-a-more-natural-lifestyle/">6 Ways to Live a More Natural Lifestyle</a> &mdash; Make your own cleaners. They're cheaper than store-bought and better for the environment! [Cult of Money]</p> <p><a href="http://www.thecentsiblelife.com/2015/01/5-easy-steps-make-year-long-menu-plan/">5 Easy Steps to Make a Year Long Menu Plan</a> &mdash; Make a list of your family's favorite meals that you can go back to every week. Change it up simply by using different sides or ingredients. [The Centsible Life]</p> <p><a href="http://www.kiplinger.com/slideshow/spending/T007-S001-things-that-cost-women-more/index.html">7 Things That Cost Women More</a> &mdash; On average, women spend 26% more on health care than men do. [Kiplinger]</p> <h2>Other Essential Reading</h2> <p><a href="http://gradmoneymatters.com/money-making-ideas/5-things-you-should-not-say-to-your-boss.html">5 Things You Should Not Say to Your Boss</a> &mdash; Don't tell your boss you're tired or bored &mdash; he'll think you aren't putting in your best work. [Grad Money Matters]</p> <p><a href="http://www.creditsesame.com/blog/protect-your-identity-change-security-habits/">7 Security Habits You Need to Change to Protect Your Identity in 2015</a> &mdash; Start loading up on all the free security tools out there. If they work and they're free, why not? [Credit Sesame]</p> <p><a href="http://moneyning.com/shopping-smart/how-to-calculate-the-real-cost-of-upgrading-your-mobile-phone/">How to Calculate the Real Cost of Upgrading Your Mobile Phone</a> &mdash; A no-contract service may not be significantly cheaper than a traditional 2-year contract. [MoneyNing]</p> <p><a href="http://www.moneyunder30.com/setting-freelance-rates">How Much Should You Charge? 3 Keys to Setting Freelance Rates</a> &mdash; Start by working backwards &mdash; figure out how much you need to earn to cover your expenses and make a profit. [Money Under 30]</p> <p><a href="http://parentingsquad.com/5-tips-to-get-your-household-cleaning-done-with-little-kids-around">5 Tips to Get Your Household Cleaning Done With Little Kids Around</a> &mdash; Prioritize your chores so the most important ones get done no matter what surprises may pop up. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-save-more-at-target">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-target-really-just-as-bad-as-wal-mart">Is Target Really Just as Bad As Wal-Mart?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ends-in-4-its-the-final-markdown">Ends in 4? It&#039;s the final markdown</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/pursenalized">Pursenalized</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/special-holiday-return-policies-of-popular-stores">Special holiday return policies of popular stores</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-perimeter-perusing-at-target">Tips for Perimeter Perusing at Target</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips target Mon, 12 Jan 2015 20:00:11 +0000 Amy Lu 1279157 at http://www.wisebread.com Best Money Tips: Ways to Save Money at Target http://www.wisebread.com/best-money-tips-ways-to-save-money-at-target-0 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-money-at-target-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/shopping-smartphone-163217846-small.jpg" alt="shopping smartphone" title="shopping smartphone" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on ways to save money at target, getting the most from your auto insurance claim, and crucial things to know about life.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.kiplinger.com/article/spending/T050-C011-S001-10-ways-to-save-money-at-target.html">10 Ways to Save Money at Target</a> &mdash; To save money at Target, shop early in the week and look for mobile coupons. [Kiplinger]</p> <p><a href="http://www.bargaineering.com/articles/auto-insurance-claim.html">How to Get the Most From Your Auto Insurance Claim</a> &mdash; If you want to get the most from your auto insurance claim, never accept the adjuster's first offer. [Bargaineering]</p> <p><a href="http://www.savvysugar.com/Important-Life-Lessons-35557670">30 Crucial Things to Know About Life</a> &mdash; Talking it out and understanding the value of time are two important things to know when it comes to life. [PopSugar Smart Living]</p> <p><a href="http://www.creditsesame.com/blog/what-you-dont-know-about-fico-9/">What You Don't Know About FICO 9 (But Really Should)</a> &mdash; Did you know your residential history is included in your FICO 9? [Credit Sesame]</p> <p><a href="http://www.empowereddollar.com/start-a-conversation/dont-move-back-in-with-your-parents/">Graduating Without a Good Job? Here's Why You Don't Have to Move Back in With Your Parents</a> &mdash; Avoid moving back in with your parents after graduation, get laser-specific with your job goals. [The Empowered Dollar]</p> <h2>Other Essential Reading</h2> <p><a href="http://cashcarconvert.com/14-steps-first-cash-car/">14 Steps to Your First Cash Car</a> &mdash; To buy a car with all cash, start saving, working another job, or selling things to come up with the cash for your car. [Cash Car Convert]</p> <p><a href="http://baldfinance.com/2014/01/how-to-start-saving-for-retirement/">How to Start Saving for Retirement</a> &mdash; Opening an IRA is one way to start saving for retirement. [Bald Finance]</p> <p><a href="http://www.moneytalksnews.com/2014/08/25/the-5-most-complained-about-cars-in-america/">The 5 Most Complained About Cars in America</a> &mdash; Did you know the Cadillac ATS is one of the most complained about cars in America? [Money Talks News]</p> <p><a href="http://parentingsquad.com/9-tips-for-throwing-a-child-s-birthday-party">9 Tips for Throwing a Child's Birthday Party</a> &mdash; When throwing a birthday party for your child, serve nutritious snacks and have fun with the birthday cake. [Parenting Squad]</p> <p><a href="http://www.budgetbloggess.com/prince-charming-worth-sacrificing-finances/">Is Prince Charming Worth Sacrificing Your Finances Over?</a> &mdash; Don't wait for a guy to help you with your finances, get to work and start learning how to effectively manage your finances now! [Budget Bloggess]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-save-money-at-target-0">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/pursenalized">Pursenalized</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-your-credit-card-will-save-you-money-while-holiday-shopping">11 Ways Your Credit Card Will Save You Money While Holiday Shopping</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-key-to-free">The Key to Free</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-only-5-grocery-shopping-techniques-you-need">The Only 5 Grocery Shopping Techniques You Need</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-supermarket-insider-reveals-5-ways-your-grocer-is-trying-to-upsell-you">A Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips save shopping target Mon, 01 Sep 2014 19:00:03 +0000 Ashley Jacobs 1195774 at http://www.wisebread.com Best Money Tips: Protecting Yourself From a Target-Sized Data Breach http://www.wisebread.com/best-money-tips-protecting-yourself-from-a-target-sized-data-breach <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-protecting-yourself-from-a-target-sized-data-breach" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/credit-card-119133750.jpg" alt="credit card" title="credit card" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on protecting yourself from a Target-sized data breach, affording a pet, and adding flair to your desk.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneyunder30.com/target-data-breach-will-happen-again-109777">Why a Target-sized Data Breach Will Happen Again, and 11 Steps to Protect Yourself</a> &mdash; To protect yourself from another Target data breach, use cash and get credit monitoring. [Money Under 30]</p> <p><a href="http://mintingnickels.com/how-much-you-can-spend-on-your-pet/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+MintingNickels+%28Minting+Nickels%29">Can You Afford Fido or Fifi? Determine How Much You Can Spend on Your Pet Before You Buy One</a> &mdash; Before you get a pet, figure out how much you can afford to spend each month on a pet. [Minting Nickels]</p> <p><a href="http://www.savvysugar.com/Stylish-Desk-Organizers-26326052">11 Ways to Add Some Flair to Your Desk</a> &mdash; To add some flair to your desk, get a magnetic paper clip holder. [PopSugar Smart Living]</p> <p><a href="http://www.fivecentnickel.com/2013/12/27/5-shrewd-ways-to-adjust-your-portfolio-as-you-near-retirement/">5 Shrewd Ways to Adjust Your Portfolio As You Near Your Retirement</a> &mdash; If you want to adjust your portfolio as you&nbsp;near your retirement, ladder your fixed income investments. [Five Cent Nickel]</p> <p><a href="http://www.freemoneyfinance.com/2013/12/the-long-and-short-of-commuting.html">The Long and Short of Commuting</a> &mdash; Keeping productive as you travel can make you happier&nbsp;during your commute. [Free Money Finance]</p> <h2>Best Money Tips</h2> <p><a href="http://www.getrichslowly.org/blog/2013/12/30/in-the-kitchen-when-less-is-more/">In the kitchen: When less is more</a> &mdash; If you want to set up your kitchen without breaking the bank, determine what kitchen gadgets you can and can&#39;t live without. [Get Rich Slowly]</p> <p><a href="http://www.dinksfinance.com/2013/12/3-things-you-can-do-now-to-save-for-retirement/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+blogger%2FmELS+%28Dual+Income+No+Kids%29">3 Things You Can Do Now to Start Saving for Retirement</a> &mdash; To start saving for retirement now, remember to not rely on government money. [DINKS Finance]</p> <p><a href="http://asklizweston.com/uncle-sam-can-help-with-education-costs/">Uncle Sam Can Help With Education Costs</a> &mdash; Did you know interest on student loans is generally tax deductible? [Ask Liz Weston]</p> <p><a href="http://parentingsquad.com/new-in-town-how-to-make-friends-and-find-local-resources">New in Town? How to Make Friends and Find Local Resources</a> &mdash; Google can help you make new friends and find resources if you&#39;ve just moved to a new town. [Parenting Squad]</p> <p><a href="http://gradmoneymatters.com/money-making-ideas/how-to-use-social-media-for-your-business.html?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+GradMoneyMatters+%28Grad+Money+Matters%29">How To Use Social Media For Your Business</a> &mdash; Joining Twitter parties and having a blog are a couple good social media strategies for your business. [Grad Money Matters]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-protecting-yourself-from-a-target-sized-data-breach">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-of-personal-finance-41-financial-calculators-for-major-life-decisions">Best Money Tip: 41 Financial Calculators for Major Life Decisions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/90-off-is-not-a-deal-if-you-don-t-need-it">90% off is not a deal if you don’t need it.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easy-ways-to-get-your-finances-fit-for-summer">10 Easy Ways to Get Your Finances Fit For Summer</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-improve-your-credit-score-fast">5 Ways to Improve Your Credit Score Fast</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/meet-meg-favreau-our-senior-editor">Meet Meg Favreau, Our Senior Editor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance best money tips data breach target Fri, 03 Jan 2014 11:01:04 +0000 Ashley Jacobs 1106473 at http://www.wisebread.com Best Money Tips: Ways to Save Money at Target http://www.wisebread.com/best-money-tips-ways-to-save-money-at-target <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-money-at-target" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2355572339_1a744c46f1_z.jpg" alt="shopping carts" title="shopping carts" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on ways to save money at Target, how to work abroad, and whether or not shopping can alleviate sadness.</p> <h2>Top 5 Articles</h2> <p><a href="http://bargainbabe.com/2013/02/26/10-ways-to-save-money-at-target/">10 Ways to Save Money at Target</a> &mdash; To save money at Target, learn their markdown schedule and get a refund when items go on sale. [Bargain Babe]</p> <p><a href="http://www.moneyunder30.com/how-to-work-abroad">How to Work Abroad</a> &mdash; If you want to work abroad, consider teaching English or being an au pair. [Money Under 30]</p> <p><a href="http://moneysmartlife.com/shopping-and-sadness/">Can Shopping Really Help You Alleviate Sadness?</a> &mdash; Shopping may alleviate feelings of sadness, but not feelings of anger. [Money Smart Life]</p> <p><a href="http://www.thesimpledollar.com/2013/02/25/the-personal-finance-number-that-matters-the-most/">The Personal Finance Number That Matters the Most</a> &mdash; The percentage of your income you save for the future, also referred to as the gap, is the most important personal finance number. [The Simple Dollar]</p> <p><a href="http://freefrombroke.com/tax-time-what-to-bring-to-your-accountant/">Tax Time: What to Bring to Your Accountant</a> &mdash; When going to your accountant to do your taxes, remember to bring deduction and credit documentation. [Free From Broke]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/Cities-Best-Job-Growth-28287843">Move to These Cities to Get a Job</a> &mdash; If you are looking for a job, consider moving to Denver or San Antonio. [SavvySugar]</p> <p><a href="http://www.girlsjustwannahavefunds.com/common-misconceptions-around-disability-income-protection/">Common Misconceptions Around Disability Income Protection</a> &mdash; Even if you have a medical condition, you still may be able to get disability income protection. [Girls Just Wanna Have Funds]</p> <p><a href="http://yesiamcheap.com/2013/02/is-getting-cash-for-your-annuity-worth-it/">Is Getting Cash For Your Annuity Worth It?</a> &mdash; Do you have an immediate need for cash? If so, selling your annuity may be a good idea. [Yes, I Am Cheap]</p> <p><a href="http://www.freemoneyfinance.com/2013/02/my-initial-impressions-of-linkedin.html">My Initial Impressions of LinkedIn</a> &mdash; For those of you who use LinkedIn, what are your impressions of the site? [Free Money Finance]</p> <p><a href="http://parentingsquad.com/50-ways-you-can-affirm-your-toddler-or-preschooler-today">51 Ways You Can Affirm Your Toddler or Preschooler Today</a> &mdash; To affirm your toddler or preschooler today, tell your child you love him or her. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-save-money-at-target">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/in-times-like-these-separate-the-want-from-the-need">In times like these, separate the want from the need.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-money-really-can-buy-happiness">6 Ways Money Really Can Buy Happiness</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-calls-you-can-make-now-to-save-hundreds-to-thousands-of-dollars">Five calls you can make now to save hundreds to thousands of dollars</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-cant-save-if-you-dont-try">You Can’t Save if You Don’t Try</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-tip-do-not-spend-when-you-are-sad">Frugal Tip: Do Not Spend When You Are Sad</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips money saving target Wed, 27 Feb 2013 11:00:31 +0000 Ashley Jacobs 968125 at http://www.wisebread.com 25 Things You Shouldn't Buy at the Grocery Store http://www.wisebread.com/25-things-you-shouldnt-buy-at-the-grocery-store <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/25-things-you-shouldnt-buy-at-the-grocery-store" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/produce_shopper.jpg" alt="Woman shopping for produce" title="Woman shopping for produce" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>We've all done it &mdash; grabbed a candy bar or gossip magazine while waiting in the checkout line at the grocery store. Without realizing it, we've just thrown our meticulous shopping out the window for the sake of convenience and a last-minute treat. Such quick spending decisions can add up over time. </p> <p>There are plenty of purchases at the grocery store that can be avoided with a little forethought. They can be found cheaper elsewhere, which I admit is a hassle if you want to finish your shopping trip at one store and get it over with. But with some planning and the strength to avoid last-minute shopping for things you forgot, you can save money by buying these 25 things elsewhere. (See also: <a href="http://www.wisebread.com/8-overpriced-grocery-items-to-skip">8 Overpriced Grocery Items to Skip</a>)</p> <h2>1. Magazines</h2> <p>Let's start with the common item that catches your eye while waiting in line. The headlines and photos are meant to grab your attention, and while a quick glance through may be worth a minute or two, don't give in and buy them. You'll pay the full cover price at the grocery store, and even if they give a 10% discount, it's still a ripoff. If you're only going to read that particular magazine once, go to the library, borrow an issue from a friend, or go to the magazine's website to read a few articles. If you want every issue (or even just a few) it's a lot cheaper to subscribe.</p> <h2>2. Organic Fruits and Vegetables</h2> <p>Compare supermarket prices of organic and non-organic fruits and vegetables, and all of the organic ones will likely be higher &mdash; much higher. If it's in-season (apples in the fall, watermelon in summer), find your local farmers market. You should find cheaper prices there for organic fruit and vegs that should taste a lot better than something trucked to your store.</p> <h2>3. Batteries</h2> <p>You can save 70% by buying in bulk at Costco, or better yet, buy rechargeable batteries for a higher upfront cost that will save you a lot of cash over the year. Department stores such as CVS often have much better sales on rechargeable batteries than grocery stores do.</p> <h2>4. Cakes</h2> <p>This goes for many things that are pre-made at a grocery store, but cakes are one of the top ones. You're paying for a baker's time and expertise in making a cake for you. For a lot less money, you can make one at home. Then again, your time may be worth enough that it makes sense to pay someone to bake the cake for you.</p> <h2>5. Cut-Up Stew Meat</h2> <p>This is another instance where paying for convenience doesn't make sense. Stew meat is comprised of some of the cheapest cuts of meat, so paying for it to be cut up into chunks just adds profit back to something that should be inexpensive to begin with. Grab a knife when you get home. If you can't do that, then buy a big piece of meat at the grocey store and ask the butcher to cut it up for you for free.</p> <h2>6. Pre-Cut Vegetables</h2> <p>You're not saving as much time as you think you are by buying pre-cut vegetables. Get to know your meal by washing and cutting veggies yourself, and don't pay a supermarket employee to do it for you. Same goes for fruit. You can slice a watermelon at home for free.</p> <h2>7. Anything Cooked or Made at the Store</h2> <p>Like buying cakes, buying friend chicken or going to the deli department and paying someone to make you a sandwich carries a hefty price for the convenience of not doing it yourself. That may be worth it to you. But if you want to save money, do it at home. Think ahead and buy everything you need to make sandwiches for the week, and make them at home for at least half the cost of what the store charges.</p> <h2>8. Canned Goods Not on Sale</h2> <p>Grocery stores mark up canned goods a lot &mdash; 50% is common &mdash; because they're often staples that people use a lot. Canned soup, for example, is a big seller in the fall and winter, and eventually a sale will lower the price. When you see a sale for something you buy often, stock up.</p> <h2>9. Deli Cheese</h2> <p>Many things in the deli section are more expensive than they are elsewhere in the grocery store, so it's a good area to avoid. Fancy cheeses can be found in the dairy section for a lot less money.</p> <h2>10. Spices</h2> <p>Name-brand spices especially are more expensive at a grocery store than at a natural food store. Instead of paying a few dollars for a spice you use regularly, you'll pay pennies at a health food store.</p> <h2>11. Fruit With a Short Shelf Life</h2> <p>Berries are notorious for getting moldy within a few days of purchase, and grocery stores charge more for such fruit because they have to cover their cost for the spoiled fruit that doesn't sell and they have to throw away. Either buy it fresh at the farmers market, where it's more likely to be freshly picked and won't go bad as quickly, or pay up and eat it soon.</p> <h2>12. Bottled Water</h2> <p>You probably already know that bottled water is a waste of money and that free tap water at home is just as safe. But if you're going to buy bottled water, buy it in bulk at Costco or another discount store, or at least buy generic brands that cost less. While water is a staple of life, bottled water at a grocery store is overpriced and should be avoided.</p> <h2>13. Cereal</h2> <p>The markup is too high to make a box of cereal worthwhile. Either wait for a sale or buy a two-pack box at a warehouse store. I'm not trying to say that bulk stores are the answer to all of your grocery-shopping problems, but this is another area where they make a lot of financial sense.</p> <h2>14. Detergent</h2> <p>Warehouse stores beat supermarkets in this area too, and online stores such as Target have better prices. If it's something you use a lot of, you might as well stock up.</p> <h2>15. Toothbrushes</h2> <p>If you can't get these free from your dentist, get another dentist. A regular pharmacy should be able to sell you a toothbrush or dental floss for a cheaper price than a grocery store can.</p> <h2>16. Greeting Cards</h2> <p>I have yet to see these sold at anything but full price at a grocery store. $2.99 for a paper card with printed thoughts from someone else? No thanks. Buy them in bulk online, make one yourself, or even better, have your kid make cards and pay them half of what you'd pay a grocery store. </p> <h2>17. Party Supplies</h2> <p>Candles, birthday hats, and paper plates are some of the party supplies that supermarkets stock for shoppers' convenience. Go to a dollar store or party supply store for lower prices.</p> <h2>18. Light Bulbs</h2> <p>Like any hardware item you'll find in a grocery store, it's probably a lot cheaper at a hardware store that specializes in such things. Again, you're paying for the convenience of having many things on your shopping list for sale at a grocery store, but don't let a darkened light bulb at home make you buy one immediately.</p> <h2>19. Bakeware</h2> <p>This is another item that's at the grocery store for your convenience, but the high price of a baking pan, cooking utensils, or similar kitchen products is often so high that you're better off shopping elsewhere. Baking cookies may be a spur-of-the-moment decision, but a good baking sheet should be a staple of every home.</p> <h2>20. Cosmetics</h2> <p>Like toothbrushes and other such products, most skin-care items can be bought cheaper at a drugstore.</p> <h2>21. Swiffer Cloths</h2> <p>These popular dusters are great for cleaning, but the replacement cloths can be bought a lot cheaper at a dollar store. Or tie an old rag to the device and sweep away.</p> <h2>22. Beer</h2> <p>Like many things at a grocery store, unless beer is on sale, skip it and go to a discount liquor store. You'll find the same brands at cheaper prices.</p> <h2>23. Diapers</h2> <p>Not that they go together with beer, but unless they're on sale, <a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers">diapers can be found cheaper</a> at department stores.</p> <h2>24. Rotisserie Chicken</h2> <p><a href="http://www.wisebread.com/25-things-to-do-with-rotisserie-chicken">Rotisserie chickens</a> look good under the hot bulbs at the supermarket, but you'll likely find them cheaper at warehouse stores. And you'll get a bigger bird for your money elsewhere &mdash; giving you more leftovers to enjoy.</p> <h2>25. Milk</h2> <p>Yes, it's a staple at most houses and is needed so often that a quick trip to the grocery store is worth it as far as saving time. But a gallon of milk is usually half the cost at a warehouse store, so if you don't mind the crowds and are there for other purchases, grab some cheaper milk.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/aaron-crowe">Aaron Crowe</a> of <a href="http://www.wisebread.com/25-things-you-shouldnt-buy-at-the-grocery-store">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-your-groceries-european-style">Buy Your Groceries European-Style</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-theres-no-reason-not-to-buy-store-brand-baby-formula">Why there&#039;s no reason NOT to buy store brand baby formula.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-frugal-rules-you-must-follow-when-shopping-at-costco">5 Frugal Rules You Must Follow When Shopping at Costco</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/canned-vs-dried-beans-which-are-cheaper">Canned vs. Dried Beans: Which Are Cheaper?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-other-grocery-stores-should-steal-from-trader-joes">5 Things Other Grocery Stores Should Steal from Trader Joe&#039;s</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink cheap groceries target warehouse stores Wed, 10 Oct 2012 10:36:44 +0000 Aaron Crowe 954918 at http://www.wisebread.com Best Money Tips: How to Save Money at Target http://www.wisebread.com/best-money-tips-how-to-save-money-at-target <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-save-money-at-target" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5313218644_f72c8832ae_z-1.jpg" alt="How to Save Money at Target" title="How to Save Money at Target" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on saving money at Target, managing finances after college, and ways you may be hurting your credit.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.threethriftyguys.com/2012/05/how-to-save-money-at-target/">How to Save Money at Target</a> &mdash; To save money at Target, check out their coupon page. [Three Thrifty Guys]</p> <p><a href="http://www.goodfinancialcents.com/managing-finances-after-college/">4 Simple Steps for Managing Finances After College</a> &mdash; After college, make sure you work on eliminating whatever debt you may have accumulated. [Good Financial Cents]</p> <p><a href="http://blog.creditkarma.com/credit-scores/4-ways-you-could-be-hurting-your-credit/">4 Ways You Could Be Hurting Your Credit</a> &mdash; If you are not using your credit cards, you may be hurting your credit. [Credit Karma Blog]</p> <p><a href="http://parentingsquad.com/top-9-things-to-give-the-non-traditional-mother-for-mothers-day">Top 7 Things to Give the Non-Traditional Mother for Mother's Day</a> &mdash; This Mother's Day, buy mom a gift of service. For example, hire someone to spruce up the yard or clean the house. [Parenting Squad]</p> <p><a href="http://timemanagementninja.com/2012/05/21-things-you-could-do-in-just-5-minutes/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+TimeManagementNinja+%28Time+Management+Ninja%29">21 Things You Could Do In Just 5 Minutes</a> &mdash; Do you have an extra 5 minutes? If so, use it to check your todo list or do someone a favor. [Time Management Ninja]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.thesunsfinancialdiary.com/frugal-living/discounted-ways-destress/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+thesunsfinancialdiary%2FOpRy+%28The+Sun%27s+Financial+Diary%29">Discounted Ways to De-Stress</a> &mdash; De-stress frugally by calling a friend or making your workspace more comfortable. [The Sun's Financial Diary]</p> <p><a href="http://www.cashthechecks.com/other/how-to-pay-off-your-credit-card-debt.html">How To Pay Off Your Credit Card Debt</a> &mdash; When paying off your credit card debt, focus on one debt at a time. [Cash The Checks]</p> <p><a href="http://financialhighway.com/how-to-save-money-on-water/">Twelve Small Steps That Can Add Up to Big Savings on Your Water Bill</a> &mdash; Save money on your water bill by using your pet's old water to water your plants. [Financial Highway]</p> <p><a href="http://www.savvysugar.com/How-Boost-Happiness-23012605">11 Ways To Love Yourself More</a> &mdash; Love yourself more by setting small, realistic goals. [SavvySugar]</p> <p><a href="http://balanceinme.com/worklife-balance/stress-free-work-day/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+BalanceInMe+%28Balance+In+Me%29">14 Effective Ways to Survive a Stressful Day at Work</a> &mdash; To survive a stressful day at work, listen to music that makes you productive. [Balance In Me]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/04/wise-bread-tweetchat-wbchat-4">Wise Bread Tweetchat (#WBChat)</a> &mdash; Don't miss our weekly #WBChat at 12pm PST! We will be giving away prizes!</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-save-money-at-target">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-target-really-just-as-bad-as-wal-mart">Is Target Really Just as Bad As Wal-Mart?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ends-in-4-its-the-final-markdown">Ends in 4? It&#039;s the final markdown</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/pursenalized">Pursenalized</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/special-holiday-return-policies-of-popular-stores">Special holiday return policies of popular stores</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-perimeter-perusing-at-target">Tips for Perimeter Perusing at Target</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips target Thu, 10 May 2012 10:00:15 +0000 Ashley Jacobs 929130 at http://www.wisebread.com Is Target Really Just as Bad As Wal-Mart? http://www.wisebread.com/is-target-really-just-as-bad-as-wal-mart <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/is-target-really-just-as-bad-as-wal-mart" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/targetcart.JPG" alt="Target shopping cart with teeth" title="Is Target Just a Smaller Shark?" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>I caught some flack here recently when I expressed a very common attitude: I won&#39;t shop at Wal-Mart due to their well known labor problems, but I love to shop at Target.</p> <p>Is there really any moral difference between shopping at the two big box stores? Or is it just that Isaac Mizrahi and Jovovich-Hawk blind us to the store&#39;s values?</p> <p>Here is how the two stores stack up:</p> <ul> <li>Both have fought off employee unionization efforts, so far with 100 percent success in the United States. Target employees are shown an <a href="http://www.alternet.org/workplace/35610/?comments=view&amp;cID=118628&amp;pID=118609">anti-union video as part</a> of their orientation. </li> <li>Neither store pays a living wage. A 2005 <a href="http://reclaimdemocracy.org/walmart/2005/target_better.php">newspaper article</a> quotes the United Food and Commercial Workers, which had tried to organize some Target workers, saying that wages and health plans at the two stores are similar, but Target&#39;s plan is more restrictive. &quot;We feel they are worse than Wal-Mart because they are masquerading as this benign employer,&quot; said Bernie Hesse, a UFCW leader, in a <a href="http://money.cnn.com/2008/03/18/news/companies/reingold_target.fortune/index.htm">Fortune piece</a> published this month.</li> <li>Both <a href="http://www.coopamerica.org/programs/rs/profile.cfm?id=295">Target</a> and <a href="http://www.coopamerica.org/programs/rs/profile.cfm?id=306">Walmart</a> use factories with poor human rights records. </li> <li>Both stores present obvious environmental problems with all the packaging used, etc. Both have initiatives to improve their record in this area; Wal-Mart&#39;s promises go farther, according to the <a href="http://aliberals-hitlist.blogspot.com/2007/08/target-and-wal-mart-try-to-get-green.html">Minneapolis Star Tribune</a>.</li> <li>With their low prices, both stores have the effect of putting smaller, more specialized and often locally owned retailers out of business.</li> </ul> <p>There are plenty of reasons in there to justify boycotting both chains. However, there are also arguments for focusing on just one store: A boycott of one store is more effective. People have to buy things someplace, and for many, especially those outside urban areas, that someplace is going to be a big box store. A boycott is an easier sell if it isn&#39;t an undue burden on those who are asked to participate.</p> <p>And if just one store is chosen, Wal-Mart is the obvious choice. Although both companies have labor problems, it&#39;s Wal-Mart that has shown in legal cases to abuse its workers by coercing them to put in <a href="http://www.commondreams.org/headlines02/0625-04.htm">unpaid overtime</a>, and its Wal-Mart that faces a class action lawsuit on <a href="http://www.walmartclass.com/public_home.html">discrimination against female employees</a> (Target was found guilty in an <a href="http://www.eeoc.gov/press/12-10-07a.html">EEOC suit</a> on racial discrimination in Wisconsin stores). </p> <p>Wal-Mart&#39;s <a href="http://www.coopamerica.org/programs/rs/profile.cfm?id=306">rap sheet</a> at Co-Op America is as long as my arm, much longer than Target&#39;s. It&#39;s true that as a larger and higher profile company, Wal-Mart has been the subject of more scrutiny, but still -- there are many more documented reasons to avoid Wal-Mart than Target.</p> <p>Finally, Wal-Mart&#39;s sheer size makes it the better candidate for a boycott. It&#39;s Wal-Mart&#39;s size that is allowing it to dictate changes in the retail supply chain worldwide. It&#39;s the size, and its 1.9 million employees, that make its wage-lowering influence on the labor market so powerful and its uncared-for workers such a burden on the public health system.</p> <p>This last fact, the size, is what keeps me away from Wal-Mart while still caving occasionally to Target&#39;s siren song. Even if Wal-Mart was a model of good labor practices, I would feel uncomfortable adding to this behemoth&#39;s coffers and helping it become more powerful than any world government. Personally, I feel that no company should be as big or powerful as Wal-Mart has become, and, no matter what the sins of the other retailers out there, I know for sure that I&#39;m not adding one more cent to the Wal-Mart world domination fund.</p> <p>By the way, if you are looking for a big-box retailer with a reputation as a fair employer, <a href="http://www.laborresearch.org/print.php?id=391">look no farther than Costco</a>, where employees make more, get better health care, and see a smaller difference between their own wages and those of executives than workers at either of the two leading retail chains. Costco is <a href="http://www.coopamerica.org/programs/rs/profile.cfm?id=207">far from perfect</a>, of course -- choices that truly benefit communities, the environment, etc. don&#39;t involve big boxes at all. But in a relative world, shopping there will cause you less guilt than shopping at Wal-Mart or Target.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/is-target-really-just-as-bad-as-wal-mart">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tips-for-perimeter-perusing-at-target">Tips for Perimeter Perusing at Target</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-things-that-are-always-cheaper-at-target">The 8 Things That Are Always Cheaper at Target</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/90-off-is-not-a-deal-if-you-don-t-need-it">90% off is not a deal if you don’t need it.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ends-in-4-its-the-final-markdown">Ends in 4? It&#039;s the final markdown</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-store-credit-card-target-redcard">The Best Store Credit Card: Target REDcard</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping justice labor target Wal-Mart Thu, 27 Mar 2008 19:37:59 +0000 Carrie Kirby 1953 at http://www.wisebread.com 90% off is not a deal if you don’t need it. http://www.wisebread.com/90-off-is-not-a-deal-if-you-don-t-need-it <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/90-off-is-not-a-deal-if-you-don-t-need-it" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/930660427_ab76c3de6a.jpg" alt="Sale" title="Sale" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>I found myself in a strange battle of wills last week. My favorite store, Target, was having another one of those spectacular sales. Red tags featuring the 75% off, and the rare 90% off, sticker were scattered far and wide throughout the store. And try as I might, I could not find a reason to buy anything. </p> <p>It was hard work leaving the store empty-handed. Some of the items were reduced from $40 to just $4. Others were down from $120 to $30. Deals, deals, deals. The one I had the most trouble leaving alone was a beautiful full sized comforter set, down from $80 to $20. Great color, good fabric, a steal.</p> <p>Trouble is, we don’t own a full sized bed. So I stood there thinking “hmm, could I buy it and sell it, maybe make a few bucks?” and “do I get this now, just in case we get a full sized bed?” What was I doing? “Leave it alone!” I screamed internally. Then I walked, quickly, out of the store. I initially felt like a fool for not getting anything, but later realized I had done the right thing.</p> <p>This is a quandary I often find myself in. As a deal hound, I can sniff out a bargain at 100ft. But then I just can’t leave it alone. The fact that it’s a deal turns off, for a moment anyway, that part of my brain that says “but you don’t need it…walk away.” Is it greed? You bet, I admit it. It’s also preparing for those times of feast or famine, too. I grew up in a poor family and if my folks saw something on sale they would grab it, even if they didn’t need it until months, or even years, later.</p> <p>So, what’s my advice if you’re as tempted as I am? It’s simply this…take a moment. If you see an incredible deal, don’t just pop it into your shopping cart, take it home and then leave it to rot in your garage or basement. </p> <p>Simply stop and think…do I need this? Will I use this? If I’m buying it to sell, will I actually go through with it? Often that pause is enough to stop yourself getting a bargain that’s really not a bargain at all. Saving $36 on a $40 item is not much of a deal if that $4 could have been spent on something you really do need. </p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/90-off-is-not-a-deal-if-you-don-t-need-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-stuff-i-try-never-to-buy-new">The stuff I try never to buy new</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/big-list-of-senior-discounts">Big List of Senior Discounts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-your-own-soda-tidy-a-room-in-three-minutes-cure-a-hangover-and-become-a-movie-extra-phew">How To Make Your Own Soda, Tidy A Room In Three Minutes, Cure A Hangover And Become A Movie Extra. Phew!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-deals-matter">When Deals Matter</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/in-times-like-these-separate-the-want-from-the-need">In times like these, separate the want from the need.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Consumer Affairs General Tips Shopping bargains deals frugal shopping target Tue, 11 Mar 2008 19:01:40 +0000 Paul Michael 1908 at http://www.wisebread.com Tips for Perimeter Perusing at Target http://www.wisebread.com/tips-for-perimeter-perusing-at-target <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/tips-for-perimeter-perusing-at-target" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/target store.jpg" alt="Target store" title="Target store" class="imagecache imagecache-250w" width="250" height="180" /></a> </div> </div> </div> <p>Want a deal on a Dyson, a jogging stroller, or a jewelry armoire? What if I told you that it could be on sale at your local Target for 75% off, and there is little chance anyone else knows about it? In addition to the fantastic finds on the end caps of most aisles of your local Target store, there are fabulous hidden deals to be had for those of us who really want them.</p> <h2>Save Big Money</h2> <p>Target has a crazy system of marking down their merchandise. Those that are familiar can get some really great deals before anyone else even knows that they are on sale. Clearance items at Target are usually marked with a red sticker in the upper right-hand corner of the packaging. Sometimes, however, the stickers don&rsquo;t display the full discount, or there may be no sticker at all.</p> <h2>Secret Deals</h2> <p>Regular Target deal hunters know that it can really be a hit or miss type of deal. Some parts of the country have fantastic deals on high-end items, with no hint of the discount from their sticker price. Other areas never mark these same items down. The only way to really know if an item is on &ldquo;secret clearance&rdquo; is to scan it, made handy by the self-scanning stations placed throughout most stores. In order to get an idea of what might be on secret clearance, it is often necessary to browse message boards and web forums of those shoppers that do this regularly. (For a great resource for getting awesome Target deals, do a search for &ldquo;Target Perimeter Perusing&rdquo; and see what you may find!)</p> <h2>Daily Markdowns</h2> <p>In addition to the odd lot items that may be lurking among the regular merchandise and could be haphazardly stashed at the end caps, Target has a system for marking down their merchandise weekly:</p> <p><strong>Monday:</strong> Electronics, Kids Clothing and Stationary (Cards, GiftWrap, etc.)<br /> <strong>Tuesday:</strong> Domestics, Women's Clothing, Pets and Market (food items)<br /> <strong>Wednesday:</strong> Men's Clothing, Toys, Lawn &amp; Garden, Health and Beauty items<br /> <strong>Thursday:</strong> House Wares, Lingerie, Sporting Goods, Shoes, Music / Movies, Books, Decor and Luggage<br /> <strong>Friday:</strong> Auto, Cosmetics, Hardware, and Jewelry</p> <p>By closely following the markdown schedule, and hitting the stores early in the morning, it is possible to get what you want before anyone else knows about it. (We often hit the food items on Tuesday morning and come home with armloads of canned goods, boxed dinner kits, and gourmet juices for pennies!)</p> <h2>Holiday Deals</h2> <p>Target participates in a generous markdown after major holidays, as well. Clothing is at a fabulous price during their after-holiday clearance, with many Valentines or Independence Day t-shirts for under a buck. (By picking some generic prints and designs, they can be worn year-round.) Their holiday markdown schedule is usually as follows (with the exception of Christmas, which can vary):</p> <p><strong>50% off</strong> the day after holiday for three days.<br /> <strong>75% off</strong> the fourth day after holiday for three days.<br /> <strong>90% off</strong> the seventh day after holiday for 1-2 days.</p> <p>Some additional points to note about Target shopping:</p> <ul> <li>If you find an item at 75% off, and you want it, don&rsquo;t let it get away! They rarely mark down non-holiday items below this discount.</li> <li>If the price <a href="http://wisebread.com/ends-in-4-its-the-final-markdown">ends in the number 4</a>, you may be looking at your last chance to buy.</li> <li>Check to be sure that an item marked &ldquo;As Is&rdquo; is worth purchasing. I have been duped on a few occasions by unscrupulous customers who opened a package and swapped out the contents with a knock-off or broken merchandise. Target will not honor returns on &ldquo;As Is&rdquo; merchandise. That being said, I have also gotten some great deals on a Graco Pack N&rsquo; Play and a car seat simply because they were ordered online and returned to the store. There may not be anything wrong with the item at all!</li> <li>Don&rsquo;t buy just to buy.&lt; Unless you are planning on reselling merchandise, or need the item anyway, don&rsquo;t get tempted into buying for the thrill of it. Every penny you spend is that much more work you will have to do to earn it back. Play the game, but don&rsquo;t lose at it.</li> </ul> <p>The Target shopping game can be very competitive, and there will be others out there trying to get the same deals as you. Get there early, get what you want, and get out. You&rsquo;ll save a bundle, and maybe even have some fun!</p> <p>(Edited to Add:&amp; Many wonderful readers have given me tips on the BEST places to find out which items may be on &quot;secret clearance.&quot; The following sites have forums that track the deals as they are discovered. To see the active Target thread at each site, visit the forums section, and then search for &quot;Target&quot;)</p> <p><a href="http://www.fatwallet.com/">FatWallet</a></p> <p><a href="http://www.dealofday.com/">Deal of the Day</a></p> <p><a href="http://www.gottadeal.com/">GottaDeal</a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/tips-for-perimeter-perusing-at-target">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-to-wait-until-after-christmas-to-buy">8 Things to Wait Until After Christmas to Buy</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/always-buy-airfare-on-tuesdays-and-7-other-calendar-shopping-secrets">Always Buy Airfare on Tuesdays and 7 Other Calendar Shopping Secrets</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price">11 Retailers Where You Can Negotiate a Lower Price</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-ways-to-maximize-your-savings-at-home-depot">6 Surprising Ways to Maximize Your Savings at Home Depot</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-money-with-online-sample-sales">How to Save Money With Online Sample Sales</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping clearance sales target Tue, 05 Feb 2008 22:00:14 +0000 Linsey Knerl 1750 at http://www.wisebread.com Why there's no reason NOT to buy store brand baby formula. http://www.wisebread.com/why-theres-no-reason-not-to-buy-store-brand-baby-formula <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/why-theres-no-reason-not-to-buy-store-brand-baby-formula" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/622916_refill_for_will.jpg" alt="baby feeding" title="baby feeding" class="imagecache imagecache-250w" width="250" height="187" /></a> </div> </div> </div> <p>There’s nothing like starting an article with a double negative is there? Sorry, but it was the easiest way to get my point across. As a father of a 3-year old and a soon to be 1-year old, I’ve suffered the guilt of buying formula that wasn’t name brand. When money was short, we had no choice. But why the guilt? Is it so bad? In short, no. It’s almost exactly the same and it’s half the price. </p> <p>So, what’s the deal? Why the huge price difference and why the guilt-trips? Well, to answer that I’d have to go back around 4 years to when my wife and I first discovered we were pregnant. The second you realize you’re responsible for a life, you start to do the responsible thing. You shop around for the best crib you can afford, decorate the nursery, invest in all kinds of gadgets and gizmos and become a walking cliché for the phrase “nothing’s too good for our baby.” </p> <p>And that’s what lies at the heart of this issue. There’s a reason Babies R Us is growing so fast, and why the baby business is a multi-billion dollar industry. New parents, even old parents, feel that money should really be no object when it comes to a child. After all, how could you even think of pinching pennies when it comes to the life of your most precious addition?</p> <p>I could go through all of the ways the moguls at big corporations factor guilt into every ad campaign and safety study, but I’m sure you know most of them already. But when it comes to infant formula, one of the biggest guilt trips of all is the purchase of store brand formula. You may as well be feeding your baby beer and yesterday’s garbage, the looks you get from people in the supermarket queue are the same. </p> <p>Well, I’m here to say once and for all that there is nothing wrong with store brand formula, and I say this as an ashamed parent who has been buying name brand for over three years. Yes, name brand. The expensive stuff. After my wife stopped breast-feeding with each baby, around the 8-month mark, we have thrown away hundreds and hundreds of dollars buying name brand formula. That was money that could have gone towards all number of things for our babies...and why? To avoid looking and feeling bad, and to feel great knowing we were doing the best for our kids. But no more. It stops today, for today I did my research and found out the truth behind the infant formula cover-up. Let’s start with the most important point.</p> <p><strong>EVERY can of baby formula must meet FDA regulations. </strong><br />It’s called the <a href="http://www.presidency.ucsb.edu/ws/index.php?pid=45151">Infant Formula Act</a> . It basically means that the “safety and nutritional quality of infant formulas are ensured by requiring that manufacturers follow specific procedures in manufacturing infant formulas.” In short, whether you buy Enfamil or Target brand, your baby is getting a product certified by the FDA as good and healthy for your baby. And as long as you buy a formula with iron, you’re fine. All you’re really paying for is a fancy label…and at an extra $13 a can, that’s one pricey label.<br /><strong><br />So what are the major differences?</strong><br />There aren’t any. The differences are very minor, and it all comes down to taste and texture. For instance, <strong>Enfamil Lipil</strong> provides a whey-to-casein ratio of 60:40, which is supposed to mimic breastmilk exactly. <strong>Similac Advance</strong> contains no palm olein oil, which supposedly “promotes increased calcium absorption and greater bone mineralization.” And the one my family used (until today) was <strong>Nestle Good Start Supreme</strong>. It contains 100% whey and partially hydrolyzed &#39;comfort proteins&#39;; these little proteins make the milk easier to digest and help with reflux, something from which both our girls suffered. </p> <p>As for store brands, well, their formulas are almost identical. It’s hard to know for sure what they leave out or put in, you need to do a side-by-side comparison on the labels to see which name brand formula they are mimicking. And almost all of them are made by one company – Wyeth. You can check them <a href="http://www.wyeth.com/">out here.</a> I also saw another company crop up quite a lot in my research. They’re called <a href="http://www.pbmproducts.com/">PBM products. </a>Both companies supply infant formula to all the major supermarket chains, and they make a quality product. </p> <p><a href="http://www.pbmproducts.com/"></a> <strong>But my pediatrician offers the name brand formula. Why?</strong><br />Money. Pediatricians are hit by a barrage of marketing campaigns, samples and kick-backs in order to ‘give away’ samples of name brand formulas. When we left the hospital the nurse offered us one of two bags filled with formula samples, gifts and coupons. One was by Enfamil, the other Similac. No surprise there, they’re the two leaders of the formula world and can afford to dazzle you with free gifts and coupons in the first few months of your baby’s life. These coupons soon dry up though, and you’re faced with paying over $26 for a can of formula that is being sold next to store brand formula that costs half that price. </p> <p>One thing I have learned is consistency. Whatever you choose, when you find one that works you should stick with it. It’s better on you baby’s digestion. But if you happen to stick with Target or Safeway formula, do it with your head held high and feel the power of being an informed consumer. You’re doing good by your baby and saving money for the future. Now, does that sound like something anyone needs to feel guilty about?</p> <p><strong>Further reading </strong></p> <p><a href="http://www.consumerreports.org/cro/babies-kids/baby-toddler/eating-and-sleeping/formula/formula-4-07/overview/0704_formula_ov.htm">http://www.consumerreports.org/cro/babies-kids/baby-toddler/eating-and-sleeping/formula/formula-4-07/overview/0704_formula_ov.htm </a> </p> <p><a href="http://www.keepkidshealthy.com/infant/baby_formula.html">http://www.keepkidshealthy.com/infant/baby_formula.html</a> </p> <p><a href="http://www.momadvice.com/blog/2006/09/everything-you-ever-wanted-to-know.htm">http://www.momadvice.com/blog/2006/09/everything-you-ever-wanted-to-know.htm</a> </p> <p><a href="http://babycheapskate.blogspot.com/2006/09/store-brand-formula-good-enough-or.html">http://babycheapskate.blogspot.com/2006/09/store-brand-formula-good-enough-or.html</a> </p> <p>&nbsp;</p> <p><a href="http://www.pbmproducts.com/"></a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/why-theres-no-reason-not-to-buy-store-brand-baby-formula">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-107-best-breakfast-hacks-to-start-your-day-off-right">Flashback Friday: The 107 Best Breakfast Hacks to Start Your Day Off Right</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/eight-natural-ways-to-make-water-more-flavorful">Eight Natural Ways to Make Water More Flavorful</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-60-best-ways-to-use-food-other-than-eating-it">Flashback Friday: The 60 Best Ways to Use Food Other Than Eating It</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-81-best-tips-for-saving-big-at-the-grocery-store">Flashback Friday: The 81 Best Tips for Saving Big at the Grocery Store</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-starbucks-drinks-you-can-easily-make-yourself">4 Starbucks Drinks You Can Easily Make Yourself</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Food and Drink baby formula Enfamil infant formula Nestle Similac store brand supermarket target Tue, 25 Sep 2007 04:17:36 +0000 Paul Michael 1204 at http://www.wisebread.com Pursenalized http://www.wisebread.com/pursenalized <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/pursenalized" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000076468369_Large.jpg" alt="Stylish woman with red handbag" title="Stylish woman with red handbag" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Like many Wise Bread bloggers, I love Target for a number of reasons. I love their sales racks, where you can find perfectly good wool skirts for $4.99. I adore that they carry clothing sizes that fit women like me, women who could be featured in a remake of Sir Mix-a-Lot's &quot;Baby Got Back.&quot; Target has brought style to the masses, and for that, they will always be a favorite of mine.</p> <p>The only problem with shopping at Target is that everyone else shops there, too. Thus, you are bound to run into people who are wearing the EXACT same thing that you are, or carrying the same handbag. The latter is my current problem.</p> <p>Now, this might be further proof that I have yet to conquer my vanity, but I like to stand out a little bit. Shopping at Target and other large chain stores can make this difficult, because they sell so much stuff.</p> <p>So, when I'm slummin' it with a $21.99 Target handbag, and I frequently am, I want to avoid standing in line at the grocery store sporting the same bag as the three women in line in front of me. I can't help it.</p> <p>In fact, when I went to Target a couple of weeks ago, I picked out a black fake leather hobo-style handbag that I thought was particularly nice &mdash; not overly wrought, not to young and whippersnappery, no garish patterns. As I was walking out of the store, I saw not one, but two women in the parking lot with the same purse.</p> <p>I gazed down at my new purchase. I could return it. It's easy enough to return stuff at Target, right? But I actually liked this bag quite a bit. So I decided to personalize it.&nbsp;I walked back in to Target and immediately found what I was looking for &mdash; a long black scarf with multi-colored polka dots. Polyester. Cheap. I purchased it and drove home.</p> <p>Once home, I got to work immediately (don't you love how fashion can spur you into action? I do). The idea was really simple. I removed the long braided strappy things with a pair of sharp scissors and threaded the scarf through the purse's rivets instead. I tried tying the scarf in a variety of styles before settling on one.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/handbag.jpg" alt=" " width="448" height="336" /></p> <p>I LIKE it. It feels so French, or at least my idea of French.</p> <p>Now, this isn't revolutionary, not by a long shot. But it's a bag that will probably last me six months or so (if you do the math, that's $2.33 per month of use). I can change the scarf out for others if I want, or remove it all together and hang bunches of cheap charms from each rivet. So far, no one has recognized the bag, but lots of people have complimented it.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> of <a href="http://www.wisebread.com/pursenalized">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-body-scrubs">The 5 Best Body Scrubs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-americans-spent-their-money-in-the-1950s">This Is How Americans Spent Their Money in the 1950s</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-exercise-mats">The 5 Best Exercise Mats</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-store-credit-card-target-redcard">The Best Store Credit Card: Target REDcard</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping accessories arts and crafts customized handbag purse scarves shopping target Fri, 02 Feb 2007 18:42:06 +0000 Andrea Karim 247 at http://www.wisebread.com NAACP's Corporate Report Cards Fails Target, Kohl's Dillard's, Sears and Excel http://www.wisebread.com/naacps-corporate-report-cards-fails-target-kohls-dillards-sears-and-excel <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/naacps-corporate-report-cards-fails-target-kohls-dillards-sears-and-excel" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000018108618_Full.jpg" alt="black hands money" title="black hands money" class="imagecache imagecache-250w" width="250" height="145" /></a> </div> </div> </div> <p align="left">The NAACP's Economic Reciprocity Initiative (ERI) is a survey of how large companies treat consumers of color. In the latest report, the majority of the companies scored Cs or below. Companies like Target, Kohl's, Dillard's, Sears, and Excel were given Fs for failing to take the survey.</p> <p>NAACP President Brusce Gordon called on blacks to stop shopping at Target, in particular, until they answer the NAACP's questions.</p> <p>&quot;They didn't even care to respond to our survey,&quot; he said. &quot;Stay out of their stores.&quot;</p> <p>Gordon further expalined that:</p> <blockquote><p>African Americans pump roughly $650 billion into the American economy annually. We should spend wisely and have readily available information to be assured that those we do business with are reinvesting in our community, employing a diverse work force, utilizing minority vendors and supporting our causes. Those not practicing such measures should not benefit from the economic power we provide. There continues to be opportunities for major corporations to improve their performance.&nbsp;</p> </blockquote> <p>In response, a Target spokeswoman said via e-mail that the company opted out of the suyvery because:</p> <blockquote><p>...Target views diversity as being inclusive of all people from all different backgrounds, not just one group. The NAACP survey asks only about blacks.</p> </blockquote> <p>She added that minorities make up <a href="http://www.washingtonpost.com/wp-dyn/content/article/2006/07/18/AR2006071800729.html">40% of Target employees</a> and 23% of all officials and managers.</p> <p align="left"><strong>General Merchandising</strong></p> <table border="0" cellspacing="0" cellpadding="0" width="250" align="left" style="margin: 20px"> <tbody> <tr bgcolor="#cccccc"> <td><strong>Company</strong></td> <td><strong>Score</strong></td> <td><strong>Grade</strong></td> </tr> <tr> <td>Wal-Mart Stores, Inc.</td> <td>2.67</td> <td>C+</td> </tr> <tr> <td>Federated Dept. Stores</td> <td>2.42</td> <td>C</td> </tr> <tr> <td>Nordstrom, Inc.</td> <td>1.79</td> <td>C-</td> </tr> <tr> <td><font color="#ff0000"> J</font><font color="#ff0000">.C. Penney Company, Inc.</font></td> <td>1.63</td> <td><font color="#ff0000"> D+</font></td> </tr> <tr> <td><font color="#ff0000">Saks, Inc.</font></td> <td>1.16</td> <td><font color="#ff0000"> D</font></td> </tr> <tr> <td><font color="#ff0000"> Sears Holding Corp.</font></td> <td>0.00</td> <td><font color="#ff0000"> F</font></td> </tr> <tr> <td><font color="#ff0000"> Dillard&rsquo;s, Inc. </font></td> <td>0.00</td> <td><font color="#ff0000"> F</font></td> </tr> <tr> <td><font color="#ff0000"> Kohl&rsquo;s Dept. Stores </font></td> <td>0.00</td> <td><font color="#ff0000"> F</font></td> </tr> <tr> <td><font color="#ff0000"> Target </font></td> <td>0.00</td> <td><font color="#ff0000">F<br /> </font></td> </tr> </tbody> </table> <p align="left">&nbsp;</p> <p align="left"><strong>Financia</strong><strong>l Services</strong></p> <table border="0" cellspacing="0" cellpadding="0" width="250" align="left" style="margin: 20px"> <tbody> <tr bgcolor="#cccccc"> <td><strong>Company</strong></td> <td><strong>Score</strong></td> <td><strong>Grade</strong></td> </tr> <tr> <td>SunTrust Banks, Inc.</td> <td>3.17</td> <td>B</td> </tr> <tr> <td>Wachovia Corp.</td> <td>3.17</td> <td>B</td> </tr> <tr> <td>Bank of America</td> <td>2.82</td> <td>B-</td> </tr> <tr> <td>Keycorp</td> <td>2.78</td> <td>B-</td> </tr> <tr> <td>Bank of New York</td> <td>2.45</td> <td>C</td> </tr> <tr> <td>Citigroup, Inc.</td> <td>2.35</td> <td>C</td> </tr> <tr> <td>PNC Financial</td> <td>2.34</td> <td>C</td> </tr> <tr> <td>J.P. Morgan Chase</td> <td>2.05</td> <td>C</td> </tr> <tr> <td>National City</td> <td>2.04</td> <td>C</td> </tr> <tr> <td>U.S. Bancorp</td> <td>1.88</td> <td>C-</td> </tr> <tr> <td>Wells Fargo &amp; Co.</td> <td>1.83</td> <td>C</td> </tr> </tbody> </table> <p align="left">&nbsp;</p> <p align="left"><strong>Automotive</strong></p> <table border="0" cellspacing="0" cellpadding="0" width="250" align="left" style="margin: 20px"> <tbody> <tr bgcolor="#cccccc"> <td><strong>Company</strong></td> <td><strong>Score</strong></td> <td><strong>Grade</strong></td> </tr> <tr> <td>DaimlerChrysler</td> <td>2.95</td> <td>B-</td> </tr> <tr> <td>Ford</td> <td>2.85</td> <td>B-</td> </tr> <tr> <td>Toyota</td> <td>2.57</td> <td>C+</td> </tr> <tr> <td>General Motors</td> <td>2.41</td> <td>C</td> </tr> <tr> <td>Nissan</td> <td>2.26</td> <td>C</td> </tr> <tr> <td>Honda</td> <td>2.19</td> <td>C</td> </tr> <tr> <td>BMW</td> <td>2.00</td> <td>C</td> </tr> <tr> <td>Hyundai</td> <td>1.89</td> <td>C-</td> </tr> <tr> <td><font color="#ff0000"> Mitsubishi</font></td> <td>1.70</td> <td><font color="#ff0000"> D+</font></td> </tr> <tr> <td><font color="#ff0000">Volkswagen </font></td> <td>1.60</td> <td><font color="#ff0000"> D</font></td> </tr> </tbody> </table> <p align="left">&nbsp;</p> <p align="left"><strong>Lodging</strong></p> <table border="0" cellspacing="0" cellpadding="0" width="250" align="left" style="margin: 20px"> <tbody> <tr bgcolor="#cccccc"> <td><strong>Company</strong></td> <td><strong>Score</strong></td> <td><strong>Grade</strong></td> </tr> <tr> <td>Adam&rsquo;s Mark</td> <td>2.95</td> <td>B-</td> </tr> <tr> <td>Marriott</td> <td>2.93</td> <td>B-</td> </tr> <tr> <td>Hyatt</td> <td>2.88</td> <td>B-</td> </tr> <tr> <td>Cendant</td> <td>2.80</td> <td>B-</td> </tr> <tr> <td>Omni</td> <td>2.67</td> <td>C+</td> </tr> <tr> <td>Choice</td> <td>2.63</td> <td>C+</td> </tr> <tr> <td>Hilton</td> <td>2.50</td> <td>C+</td> </tr> <tr> <td>Loews</td> <td>2.48</td> <td>C</td> </tr> <tr> <td>Intercontinental</td> <td>2.42</td> <td>C</td> </tr> <tr> <td>Starwood</td> <td>2.37</td> <td>C</td> </tr> <tr> <td>Carlson</td> <td>2.12</td> <td>C</td> </tr> <tr> <td><font color="#ff0000"> Best Western</font></td> <td>1.73</td> <td><font color="#ff0000"> D</font></td> </tr> </tbody> </table> <p align="left">&nbsp;</p> <p align="left"><strong>Telecommunications</strong></p> <table border="0" cellspacing="0" cellpadding="0" width="250" align="left" style="margin: 20px"> <tbody> <tr bgcolor="#cccccc"> <td><strong>Company</strong></td> <td><strong>Score</strong></td> <td><strong>Grade</strong></td> </tr> <tr> <td>BellSouth</td> <td>3.54</td> <td>B+</td> </tr> <tr> <td>Verizon</td> <td>3.40</td> <td>B</td> </tr> <tr> <td>AT&amp;T</td> <td>3.16</td> <td>B</td> </tr> <tr> <td>Sprint Nextel</td> <td>3.16</td> <td>B</td> </tr> <tr> <td>Alltel</td> <td>2.67</td> <td>C+</td> </tr> <tr> <td>Cincinnati Bell</td> <td>2.58</td> <td>C+</td> </tr> <tr> <td><font color="#ff0000">Qwest </font></td> <td>1.52</td> <td><font color="#ff0000"> D+</font></td> </tr> <tr> <td><font color="#ff0000">Excel </font></td> <td>0.00</td> <td><font color="#ff0000"> F</font></td> </tr> </tbody> </table> <p align="left">&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/will-chen">Will Chen</a> of <a href="http://www.wisebread.com/naacps-corporate-report-cards-fails-target-kohls-dillards-sears-and-excel">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-secrets-to-scoring-the-best-price-when-buying-on-ebay">7 Secrets to Scoring the Best Price When Buying on eBay</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/unbearably-stupid-packaging">Dumbest packaging ever?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/double-coupons-they-could-cost-you">Double Coupons – They Could Cost You!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/pursenalized">Pursenalized</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-be-the-perfect-customer">10 Ways to Be the Perfect Customer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs african americans naacp people of color shopping target Sun, 28 Jan 2007 00:40:42 +0000 Will Chen 231 at http://www.wisebread.com