deals http://www.wisebread.com/taxonomy/term/230/all en-US 5 Things Millennials Can Learn About Saving Money From Gen-X http://www.wisebread.com/5-things-millennials-can-learn-about-saving-money-from-gen-x <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-millennials-can-learn-about-saving-money-from-gen-x" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_friends_shopping_64269827.jpg" alt="Millennials learning about saving money from Gen-Xers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Millennials think they've got it all figured out &mdash; just ask one and they'll tell you. But while I'm an advocate of the so-called &quot;Me Generation,&quot; allow me to freely admit we still have a few things to learn.</p> <p>Recently, money-saving grocery app Ibotta conducted a three-year analysis on user shopping habits &mdash; they dove deep into 25-million-plus user receipts &mdash; and the findings were interesting. As it turns out, Millennials aren't as financially savvy as they think they are. In fact, they can still learn a thing or two from Gen-Xers, who seem to have the saving vs. spending game down pat. Here are some of the results.</p> <h2>1. Gen-X Shops Where They Get More Bang for Their Buck</h2> <p>According to Ibotta's study, Millennials shop most frequently at beauty/cosmetic stores, nutrition stores, movie theaters, convenience stores, and apparel stores. That tells us that Millennials value quality over cost, and they don't mind paying the price for it. Especially when you consider the places Millennials shop the least, including pharmacies, dollar stores, arts-and-crafts stores, footwear stores, and home improvement stores.</p> <p>I have to admit, as someone who considers myself more Millennial than Gen-X (and I'm right on the cusp of both of these generations being born in 1981), I tend to shop at the places Millennials are least likely to be found. There are incredible savings at dollar stores and arts-and-crafts stores, in particular, and they're too good for me to pass up. Of course, I go to the movies a lot as well (I guess that's the Millennial in me), but you'll very rarely find me in beauty/cosmetics stores or nutrition stores when I know that I get anything I'd find there cheaper at places like Wal-Mart and Target &mdash; and I'm never too proud to shop at either of those establishments.</p> <h2>2. Gen-X Is Perfectly Happy Shopping at Traditional, Lower-Cost Grocery Stores</h2> <p>Millennials shop at natural grocery stores like Whole Foods and Trader Joe's about 56% more than non-Millennials, the Ibotta study reports. Which means that Millennial shoppers are not only trendy (or &quot;health-conscious&quot; if you want to be PC about it) in their food choices, but their grocery bills are likely much higher considering the steep prices of natural food markets.</p> <p>Personally, I've never understood the appeal of &quot;organic&quot; food. I've been putting nonorganic foods in my body for 35 years, and I feel two ways about it: First, I'm A-okay, healthy as an ox. Second, the damage by preservative- and pesticide-packed foods has already been done; I hardly believe that switching to organic fruits and vegetables now will change whatever is going to happen to me down the road.</p> <p>Plus, organic broccoli is the worst. I hate it, and you can't make me eat it.</p> <p>On the flip side, Gen-Xers still shop at traditional grocery stores &mdash; and use coupons! &mdash; which we'll get into later.</p> <h2>3. Gen-X Values Their Own Hard-Earned Money More Than Making a Political Statement</h2> <p>I'm not at all surprised by this statistic: Millennials are 8% more likely to shop at Costco over Sam's Club. Moreover, they're 13.5% more likely than non-Millennials to shop at Costco.</p> <p>I have a hunch as to why Millennials largely shun Sam's Club, and it has everything to do with being associated with Wal-Mart.</p> <p>Now, I'm not someone who avoids Wal-Mart as a result of its labor practices or other political stances &mdash; I go where the savings are, just like Gen-Xers (yep, I'm fickle) &mdash; but it seems that there's an entire generation of consumers that look down on Wal-Mart as if it's subpar for whatever reason. (Although, one of those reasons might have to do with those unflattering &quot;People of Wal-Mart&quot; memes or the tramplings at Christmastime &mdash; who's to say, really?)</p> <p>In any case, my assumption is especially valid when you consider that Millennials are 27% more likely to shop at Target than users in all other age groups.</p> <p>I will contend that Target is much cleaner and more organized than most Wal-Marts I've been in, but I'm not boycotting a Wal-Mart or Sam's Club to make a political statement if at the end of the day my wallet comes out the winner. That's just common sense.</p> <h2>4. Gen-Xers Are Good at Making the Most of Mid-Level Consumer Goods</h2> <p>Millennials are brand loyalists through and through. Just look at the forever converts Apple has following its cult. The loyalty doesn't stop there, though. Whereas Gen-X is open to trying new brands, especially if they're lower priced or on sale, Millennials are willing to loosen the purse strings for established labels. When it comes to a brand like Sephora, in fact, Millennials are two times more likely to shop there than Gen X &mdash; and it ain't cheap.</p> <p>But perhaps beauty vlogger Raye Boyce can change a few Millennial minds. She recently tested $600 worth of makeup on one side of her face and $60 in makeup on the other side. The results? Well, see if you can tell the difference in her video on <a href="https://www.youtube.com/watch?v=VCXwnlOYsfs">makeup that could save you money</a>.</p> <h2>5. Gen-X Clips a Good Coupon When They See It</h2> <p>I don't know if it's the stigma of using a coupon (maybe they feel &quot;cheap&quot; or embarrassed when they hand over a discount?), but Millennials are losing out on a lot of opportunity to save, which in turn is making their lifestyle way costlier than it needs to be.</p> <p>The Ibotta study reveals that Millennials use 20% fewer coupons than Gen-X, and they take advantage of 7.5% fewer in-store discounts. Those numbers are crazy &mdash; especially the disparity in coupon use.</p> <p>If you're a Millennial reading this right now, listen up: Your ego is making you broke, and it's time to come back down to earth.</p> <p>I don't know how anybody can shop without coupons. This is coming from a guy who has and will continue to use coupons on dates (first dates even!). Because wherever I save means extra money for things I like to do, like enjoying new experiences or making investments that make me more money. That full-price pair of expensive shoes will only make you so happy &mdash; and that happiness will run right out when you're sitting in those shoes at home, broke and alone, on a Saturday night.</p> <p>But at least then you'll have time to clip a few coupons with your shears&hellip; and probably a few tears.</p> <p><em>Do you recognize yourself in any of these shopping stats and behaviors?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/5-things-millennials-can-learn-about-saving-money-from-gen-x">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-shopping-mistakes-keeping-you-from-a-great-deal">The 6 Shopping Mistakes Keeping You From a Great Deal</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-improve-your-finances-using-social-media">How to Improve Your Finances Using Social Media</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-use-google-alerts-to-save-money">6 Ways to Use Google Alerts to Save Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping advice coupons deals gen x generations millennials politics saving money stores Fri, 19 Aug 2016 09:00:15 +0000 Mikey Rox 1775193 at http://www.wisebread.com 10 Stores With the Best Price Matching http://www.wisebread.com/10-stores-with-the-best-price-matching <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-stores-with-the-best-price-matching" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_selfie_88753237.jpg" alt="Woman shopping stories with the best price matching" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In an effort to prevent <em>showrooming</em>, when shoppers browse products in-store only to buy them online for less, retailer price match policies have become much more prevalent in recent years. After all, once a store has you in their doors, many are willing to match the competition's price to keep you from ordering elsewhere via your mobile device. It's simply a smart business move. But like any retailer's policy, some are simply better for shoppers than others. Here are the nine best retail price match policies that you should take advantage of every chance you get.</p> <h2>1. Best Buy</h2> <p>The <a href="http://www.bestbuy.com/site/clp/price-match-guarantee/pcmcat290300050002.c?id=pcmcat290300050002">Best Buy price match guarantee</a> is a strong one, because they'll match the price of both online and local brick-and-mortar competitors &mdash; a policy that many top retailers have yet to adopt. When shopping in-store, simply show evidence of the lower price to any &quot;Blue Shirt&quot; in the store. The best way is via your smartphone or an actual store ad. They'll then review the price and verify that the product is identical and currently available at the local competing store.</p> <p>To get an online price match from Best Buy, you'll need to call them directly at 1-800-BEST-BUY. Be prepared to direct the company rep to the ad or website that is showing a lower price. They'll then verify that the item is in-stock on the competing website and 100% identical. Top websites that they'll price match include Amazon.com, Bhphotovideo.com, Crutchfield.com, Dell.com, HP.com, Newegg.com, and TigerDirect.com.</p> <h2>2. Fry's Electronics</h2> <p><a href="http://www.frys.com/utm_src/page006.jsp?utm_source=lowpriceguarantee&amp;utm_medium=vanityurl&amp;utm_campaign=lowpriceguaranteeoffline">Fry's price match promise</a> also includes online and in-store pricing. While they don't specify which authorized stores they will price match, it's safe to assume that they'll match all the big players in your area. Just bring in evidence of the lower price on your smartphone and show it to any employee.</p> <p>While their in-store price match policy is straightforward, their online policy is a little less spectacular. For example, their site says they'll match all authorized Internet competitors on their &quot;delivered price&quot; only. This means they might not match Amazon Prime pricing, as they'll consider Amazon shipping charges into the order total. In other words, even if you would get free shipping from Amazon, Fry's will still factor in shipping charges when giving you an Amazon price match. In many cases, you might be better off ordering the item directly from Amazon and avoid the headache of dealing with Fry's online price match policy.</p> <h2>3. Home Depot</h2> <p>Home Depot stands behind their prices by <a href="http://www.homedepot.com/c/PM_New_Lower_Price">offering a low price guarantee</a> where they will actually beat a local competitor's price by an extra 10%. All you need to do is show evidence of the lower price in the form of an ad, printout, or photo. In most cases, the easiest way to do this will be with your smartphone. I like to get my price match at the customer service desk rather than at a checkout register, as some cashiers are really busy and it tends to hold up the line.</p> <p>As for an online price match, unfortunately they won't give you the extra 10% discount on top of the lower price. But they will happily match other verified websites that might have an item at a lower price. To get your online price match you'll need to call Home Depot directly at 1-800-HOME-DEPOT. The rep will independently verify the lower price and adjust your virtual shopping cart accordingly.</p> <h2>4. Lowe's</h2> <p>Similar to Home Depot, Lowe's will also <a href="http://www.lowes.com/cd_Everyday+Low+Prices_787241445_#Everyday%20Low%20Prices,%20Guaranteed">beat any competitor's price</a> by 10% as long as the item being sold is identical at both stores. While the Lowe's policy states that you must bring in the ad of the local competitor, I've had success simply showing the lower price on my smartphone. It's worth noting that Lowe's excludes competitor's closeout, special order, discontinued, clearance, and liquidation items from a price match. The rub here can be that many ads from competitors are clearance or closeout items making them ineligible for a price match. Just keep this in mind and be prepared to politely argue your case if need be. Also, as of this writing they do not offer an online price match on your Lowes.com purchase.</p> <h2>5. Staples</h2> <p>The folks at Staples have a <a href="http://www.staples.com/sbd/content/help-center/pricing-and-promotions.html#10003_7">very intriguing price match policy</a> that will actually beat the competing price by 10% through 9/17/16. For an in-store price match, they'll match <em>any </em>retailer &quot;who sells products in both retail stores and online under the same brand.&quot; This means that most small &quot;ma and pa shops&quot; will not be included unless they also have a website that sells merchandise. This is their way of making it easier to verify the lower price by keeping it limited to larger retailers.</p> <p>In terms of an online price match, they will match prices, but it has to be from a retailer with a brick and mortar location as well as an ecommerce website. The two exceptions to this rule are Amazon.com and Wayfair.com, as Staples will price match both of these &quot;online-only&quot; players. To get your online price match, you'll need to call Staples directly at 1-800-333-3330.</p> <h2>6. and 7. Office Depot/Max</h2> <p>The <a href="http://www.officedepot.com/renderStaticPage.do?file=/customerservice/lowPrice.jsp">Office Depot/Max price match policy</a> also offers a great way to save on office supplies and technology. Similar to Staples, they'll price match any retailer as long as the item is identical and the competing store sells the item both online and in-store. They also clearly spell out the methods you can use to get your price match and they include a &quot;printed advertisement, printed in-store signage, receipt of item purchased, picture of in-store signage, or online offer from mobile device.&quot;</p> <p>As for an online price match, they don't currently offer one. But if you're shopping in-store and you find that Amazon.com is selling the item for less, they'll match the price as long as it's sold directly by Amazon and not a 3rd party seller. According to their website, Amazon is the only online merchant that they'll currently price match.</p> <h2>8. Target</h2> <p>In my experience, one of the <a href="https://corporate.target.com/about/shopping-experience/shop-with-confidence">easier price match policies</a> to take advantage of is at Target. The team at your local Target customer service desk actually has an iPad dedicated to price-matching, making it a very quick and seamless experience for shoppers. Just show them evidence of the lower price on your mobile device, or via a local ad, and they'll verify the lower price and make sure the item is identical and in-stock at the competing store and get you your savings quickly. It should be noted that exclusions include clearance, closeout, liquidation sales, and refurbished products.</p> <p>For an online price match, Target has a long list of <a href="https://corporate.target.com/_media/TargetCorp/about/pdf/Price-Match-Online-Competitor-List.pdf">29 online competitors</a> that they'll match. Rest assured that the list includes all the big players like BestBuy.com, Amazon.com, Costco.com, Toys R Us.com, and Walmart.com. To request your online price match, you'll need to contact Target directly at 1-800-591-3869.</p> <h2>9. Toys R Us</h2> <p>Toys R Us has an excellent in-store <a href="http://www.toysrus.com/shop/index.jsp?categoryId=11949070">price match guarantee</a> that will help you get the lowest price on your future toy purchases. Not only will they price match all local competitors, but they'll also match 21 popular websites including Walmart.com, Target.com, and Amazon.com. It should be noted that when price-matching a competitor's website, they'll factor shipping charges into the total price of the item. To get your price match, simply show evidence of the lower price on your smartphone or via a print ad and a Toys R Us associate will take care of the rest. Items must be identical and they limit the price match to a maximum of two identical items per purchase. Unfortunately, they do not offer an online price match when shopping from their website.</p> <h2>10. Wal-Mart</h2> <p>The <a href="http://help.walmart.com/app/answers/detail/a_id/31/~/walmarts-price-matching-policy">Wal-Mart price match policy</a> is fairly straightforward and definitely worth taking advantage of. Wal-Mart will happily match the price on identical items sold by any local competitor or a <a href="http://corporate.walmart.com/policies#00000150-2910-d285-add2-fff8e8700000">select list of online retailers</a>. Exclusions include clearance items, specials buys, and value of the day items as well as holidays like Thanksgiving, Black Friday, and Cyber Monday. To get your in-store price match, just show the lower price on your smartphone when checking out. For an online price match, you can either visit <a href="http://www.walmart.com/cservice/cu_comments_online.gsp">Walmart.com customer care</a> or call them directly at 1-800-966-6546.</p> <p><em>Are you a price-matcher? Do you often forget to take advantage of these great policies?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">How to Find the Best Back to School Sales</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/amazons-secret-30-day-price-guarantee">Amazon&#039;s secret 30-day price guarantee</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-online-retailers-who-let-you-stack-coupons">9 Online Retailers Who Let You Stack Coupons</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/special-holiday-return-policies-of-popular-stores">Special holiday return policies of popular stores</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon best buy deals discounts guarantees price matching retail target Wal-Mart Thu, 11 Aug 2016 10:30:10 +0000 Kyle James 1769337 at http://www.wisebread.com 8 Ways Everybody Saves During Back-to-School http://www.wisebread.com/8-ways-everybody-saves-during-back-to-school <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-everybody-saves-during-back-to-school" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_office_supplies_75992729.jpg" alt="Man learning ways to save during back-to-school" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>One day after Independence Day, retailers made way for <a href="http://www.wisebread.com/6-back-to-school-shopping-hacks-for-big-savings?ref=internal" target="_blank">back-to-school items</a> in their aisles. It's kind of annoying, in my opinion, because many kids just got out for the summer a week or two beforehand. I mean, let the dust settle first, right? But I digress. These early installments of supplies can also mean big savings for you, even if you're not a student or don't have children of your own. (See also: <a href="http://www.wisebread.com/5-best-credit-cards-for-back-to-school-shopping?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=article">Best Credit Cards for Back to School Shopping</a>)</p> <h2>1. Treat School Supplies Like Office Supplies</h2> <p>Need pens, pencils, and paper? Hit your local big-box retailer &mdash; like Wal-Mart, Target, and Staples &mdash; to take advantage of their discounted &quot;school&quot; supplies that coincidentally are the same things you use in your own office. At Target, look for additional savings on its Cartwheel app before checking out; check the clearance section at Wal-Mart and take try to score Bluebird savings on the back end; and checkout with your loyalty card at Staples to get a small kickback in the form of future monetary rewards for everything you buy there.</p> <h2>2. Raid Your Kids' Stash From Last Year</h2> <p>Your kids probably didn't use everything you bought them when they went back to school 12 months earlier. Chances are they still have at least a few leftovers, like binders, folders, dividers and more, that you can claim as your own and put to use. Lord knows they're not going to use something from last year &mdash; what will people say!? So whatever remains might as well go the extra mile for you.</p> <h2>3. Browse Local School's Social Media for Deals</h2> <p>Both big-box and local businesses are attracted to schools this time of year, so adding your local schools on Facebook and other social media may score you insider deals that won't be posted elsewhere.</p> <p>&quot;Similarly, if you live in or near a college town, check Yelp with the keyword 'school' and 'coupon' (or deal/offer) to find a slew of coupons that are intended to attract college students but can be used by anyone,&quot; suggests money-saving expert Mike Catania, whose own site PromotionCode.org also is a good resource.</p> <h2>4. Take Advantage of Price Matching</h2> <p>Spotted a better deal at a retailer at which you don't normally shop? You don't have to go out of your way to get it.</p> <p>&quot;Many back-to-school retailers like Target, Wal-Mart, and Office Depot will price match competitor's offers, so it pays to compare prices and circulars so you don't have to run around town to hunt down the best bargains,&quot; says money-saving expert Andrea Woroch.</p> <p>In fact, Staples is going a step further and offering a price-match guarantee of 110% with an extra 10% off identical products. Use tools like the ShopSavvy app or the Invisible Hand browser add-on to simplify this task while shopping in store and online.</p> <p>&quot;Circulars are your best tool in comparing offers for back-to-school,&quot; Woroch adds. &quot;In addition to browsing weekly ads found in Sunday newspapers, apps like <a href="http://www.retale.com/">Retale</a> and <a href="https://www.flipp.com/">Flipp</a> offer a digital means of finding top discounts while you're out and about shopping.&quot;</p> <h2>5. Visit Trade-In Sites for Savings Upon Savings</h2> <p>Trade-in sites &mdash; those online outlets that offer refurbished electronics at discounted prices &mdash; are often overlooked when people are shopping for the latest and greatest gadgets. But checking in may yield big savings on just what you're looking for. For instance, Gazelle.com is offering up to 30% off on <a href="http://buy.gazelle.com/buy/used/back-to-school-deals">back-to-school gadgets</a> for everyone, with new items added daily. Gazelle sells certified, pre-owned devices that must pass a 30-point quality inspection and everything comes with a 30-day risk-free return policy; payment plans also are available. Don't overlook the brick-and-mortars though: Apple, Newegg, Best Buy, and even warehouse clubs like Costco and Sam's Club offer refurbished or open-box laptops, tablets, computers, smartphones, and the like for up to 75% off.</p> <p>This strategy applies to clothing, too.</p> <p>&quot;Thrift store, consignment shops, and online resellers, including <a href="http://www.poshmark.com">Poshmark</a> and <a href="http://www.thredup.com">ThredUp</a>, are top resources for gently used clothing,&quot; explains Woroch.</p> <h2>6. Clip, Print, Tap, or Paste Coupons</h2> <p>The best way to quickly access store coupons is through a coupon app like <a href="http://www.couponsherpa.com">Coupon Sherpa</a>, which features savings at national chain stores like Staples as well as local shops. When shopping online, it's important to search for coupon codes to save money, like a <a href="http://www.couponsherpa.com/target">Target promo code</a> for $5 off $50 orders, or 25% off a Disney Store purchase. Otherwise, register for a retailer's online newsletter to receive a new subscriber coupon for savings from 10% to 20% off your first purchase.</p> <h2>7. Opt for Generic Over Name-Brand Supplies</h2> <p>Can you really tell the difference between a national brand-name notebook and the off-name or store brand? Probably not enough to pay more.</p> <p>&quot;You're better off sticking with the generic or store brand options to save money, especially since there is little difference between brand names and generic versions,&quot; Woroch says. &quot;On the flip side, however, backpacks, electronics, art supplies, and even sneakers are better brand-name buys because they're often higher quality and last longer, reducing the need to replace them.&quot;</p> <h2>8. Show Those Summer Clearance Racks Who's Boss</h2> <p>While parents are shopping for fall clothing for kids, you can cop the remnants of the summer clothing in the clearance section for yourself. Sure, the summer is winding down, but all is not for naught: You can use the lighter pieces for layering during the colder months, and there will likely be fall-perfect clothing among the summer clothes as well. I recently visited J. Crew Factory's clearance section, which had racks of button-downs, long-sleeve polos, and pants for 50% off already very reduced prices. These kind of deals exist elsewhere &mdash; and they're all in one place at outlet malls &mdash; which makes a visit worth it if you're in need of a wardrobe refresh.</p> <p><em>Do you have more back-to-school shopping tips? I'd love to hear them in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-ways-everybody-saves-during-back-to-school">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">How to Find the Best Back to School Sales</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-best-ways-to-save-on-back-to-school-supplies-right-now">The 8 Best Ways to Save on Back-to-School Supplies Right NOW</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-to-wait-until-after-christmas-to-buy">8 Things to Wait Until After Christmas to Buy</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/use-less-cash-for-your-jcpenney-purchase">Use Less Cash for Your JCPenney Purchase</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-millennials-can-learn-about-saving-money-from-gen-x">5 Things Millennials Can Learn About Saving Money From Gen-X</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping back to school clearance coupons deals office supplies savings school supplies seasonal Tue, 02 Aug 2016 09:30:37 +0000 Mikey Rox 1762301 at http://www.wisebread.com How to Improve Your Finances Using Social Media http://www.wisebread.com/how-to-improve-your-finances-using-social-media <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-improve-your-finances-using-social-media" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_phone_text_94856801.jpg" alt="Woman learning how to improve finances using social media " title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Social media is about more than just looking at friends' baby photos, posting what you ate for dinner last night, and watching the most recent viral videos. It can actually help you improve your finances, land a new job, and reach your savings goals more efficiently. That's why we've found some of the best ways to improve your finances by getting the most out of social media. (See also: <a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money?ref=seealso">6 Ways Social Media Can Save You Money</a>)</p> <h2>&quot;Friend&quot; Your Credit Cards and Bank</h2> <p>Add your credit card issuers and bank to your social media accounts by &quot;friending&quot; or following them. Large institutions usually offer deals to followers, so you can enjoy a lower APR, higher savings interest rate, or other money-saving promos. In fact, according to U.S. News, social media is often the first outlet that banks choose to <a href="http://money.usnews.com/money/personal-finance/articles/2015/06/03/why-the-financial-services-industry-started-tweeting">share news about upcoming deals</a>.</p> <p>Social media is also possibly the best way to get in touch with customer service quickly, as it will allow you to get their attention more easily. Just make sure to keep your account information, address, and any other private information off the message boards and social media pages.</p> <h2>Enjoy Travel and Shopping Deals</h2> <p>There are endless travel and shopping deals available through social media. Retailers often choose social media as the first outlet to announce upcoming sales, so their friends and followers are able to take advantage of the biggest discounts first. Followers are frequently offered early deals, as well.</p> <p>You can find Twitter-specific deals that can save you on everything from rental cars and vacations to eating out and even buying gifts. Before going out to make any purchases, check Facebook, Twitter, Instagram, and Pinterest to make sure there aren't any deals that you're missing. You can even check social media hashtags, such as #deal, to find the best deals in your area.</p> <h2>Share Goals</h2> <p>Many financial experts recommend sharing your financial goals online. By setting your goals early and sharing them with the people you love, it can help you articulate what you really want and hold you accountable to achieve your goals. In fact, research has shown that making <a href="http://www.fastcompany.com/3047432/work-smart/why-sharing-your-progress-makes-you-more-likely-to-accomplish-your-goals">public statements about goals</a> can help you achieve them more efficiently. However, you never want to reveal anything too personal, such as private information that fraudsters can use against you.</p> <h2>Get Money-Saving Tips</h2> <p>By following your favorite finance site on social media, you can find endless free money-saving tips and updates. You can also find forums and group discussions with unique money-saving ideas and encouragement from others. You can even find good financial and investment advice online.</p> <p>Seeing these tips on a daily basis on your social media pages can also be a good reminder each and every day to protect your hard-earned income. After all, we all need a reminder once in a while that we don't really need that new top or expensive latte in the morning.</p> <h2>Find a New Job</h2> <p>LinkedIn can be an invaluable tool when you're searching for a new job. You can apply for jobs directly through LinkedIn, perfect your resume, and even reach out to potential employers and former colleagues. Contacting them through Facebook or Twitter won't be as effective or as professional as contacting them through LinkedIn.</p> <p>With LinkedIn, once you have created a professional profile, employers and recruiters can even reach out to you with potential job offers. You can also join LinkedIn groups within your field so you are the first to know about potential opportunities. You can even add examples of your work, recommendations from current or previous coworkers, and any honors you've received to better build your online portfolio.</p> <h2>Make Connections</h2> <p>Networking through social media can result in better face-to-face communication, potential job offers, and endless contacts in your field. Simply following someone or sharing their social media posts can be a great first step in networking and making connections.</p> <h2>Build Your Brand</h2> <p>Whether you're promoting your personal business or services, or just want to build your reputation as the best in your field, posting on social media can be a great start. Just make sure to stay consistent so that you can reach as many followers as possible.</p> <h2>Research More Efficiently</h2> <p>Gone are the days of asking for financial suggestions from friends and coworkers. Whether you're looking for a new financial planner or would like information on which investments to make, you can find more information quickly through social media. With a simple social media search, you can find detailed research on the investment product or financial adviser you're interested in.</p> <p>You can also find suggestions for dentists and other service providers in your area through social media. This will ensure you get what you're looking for and don't waste money.</p> <h2>Sell Your Items</h2> <p>If you create and sell items privately, such as through Etsy, social media can be a great free platform for you to advertise your products or services. This can help you bring in more revenue, reach new customers, and show off your work to a limitless audience.</p> <h2>Make Some Extra Income</h2> <p>There are even ways to make some extra income using social media. If you have a large following, you can publish sponsored tweets or sign up for affiliate accounts, where you will receive your own unique link to earn some extra income when followers make purchases using that link. (See also: <a href="http://www.wisebread.com/6-ways-to-make-extra-money-using-social-media?ref=seealso">6 Ways to Make Extra Money Using Social Media</a>)</p> <p><em>Have you followed Wise Bread on social media yet? What are your best tips for improving your finances through social media? </em><em>Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/how-to-improve-your-finances-using-social-media">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-millennials-can-learn-about-saving-money-from-gen-x">5 Things Millennials Can Learn About Saving Money From Gen-X</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-personal-finance-skills-everyone-should-master">12 Personal Finance Skills Everyone Should Master</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-take-one-vacation-day-and-save-thousands">How to Take One Vacation Day and Save Thousands</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Technology advice blogs deals extra money Internet job hunting promotions saving money selling shopping social media travel Mon, 25 Jul 2016 09:00:11 +0000 Andrea Cannon 1753337 at http://www.wisebread.com How to Find the Best Back to School Sales http://www.wisebread.com/how-to-find-the-best-back-to-school-sales <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-find-the-best-back-to-school-sales" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kids_back_to_school_68821847.jpg" alt="Kids finding the best back to school sales" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It seems that just as you settle into your summer routine, the school supply signage and setups hit the stores. Every year the back-to-school supply lists seem to get longer, and that doesn't even include all of the new clothes and shoes you have to buy.</p> <p>Here are eight tips on how to find the best back-to-school sales. (See also: <a href="http://www.wisebread.com/23-relaxing-ways-to-enjoy-your-kids-first-day-at-school?ref=seealso">23 Relaxing Ways to Enjoy Your Kid's First Day at School</a>)</p> <h2>1. Let Other Sites Do the Work for You</h2> <p>You are only one person, so it will take you quite a while to track down the best deals from all local stores. Save yourself some time and sanity and rely on the expertise from other websites. Here are just a few to put on your radar.</p> <ul> <li><a href="http://www.passionforsavings.com/download-the-passion-for-savings-iphone-app/">Passion for Savings</a>: This site puts a lot of effort into collecting and laying out all of the back to school deals each week. There is even a free app that will keep you up to date on the sales.<br /> &nbsp;</li> <li><a href="http://slickdeals.net/">SlickDeals</a>: Just search &quot;back to school&quot; in the SlickDeals search bar for the best and latest deals.<br /> &nbsp;</li> <li><a href="https://app.flipp.com/">Flipp App</a>: The Flipp app has all of your local ads in one place. Flipp will also match up any coupon offers available. If your local Walmart or Target allow price matching of digital ads, the Flipp app will make price matching simple.<br /> &nbsp;</li> <li><a href="http://www.afullcup.com/">AFullCup</a>: This savings forum has many postings on deals, coupon matchups, clearance finds, and more for many popular stores.</li> </ul> <h2>2. Don't Do All of Your Shopping in One Place</h2> <p>Many parents will make the mistake of hitting up one store for a few loss leaders and then finish up their back-to-school shopping at that same store. School sales generally go on four to six weeks before most schools get back in session. This gives you multiple opportunities to shop just the loss leaders of most stores.</p> <h2>3. Max Out on Discounted Items</h2> <p>If one store has pencil boxes for a penny with a buy limit of four, then buy all four. Save supplies for the middle of the school year. Usually five months into the school year, school supplies could use a refresher. Replacing school items in December or January is a lot costlier, since there are no amazing sales.</p> <p>You can also donate extra school supplies to teachers, back-to-school drives, and even international charities. Inexpensive art supplies can be given as Christmas gifts or birthday gifts later in the year.</p> <h2>4. Price Match</h2> <p>Walmart and Target will price match most store competitors. Depending on your local Walmart or Target, you might need the store's physical ad to price match. Both stores will only price match items of the same name brand and the same quantity. For example, Walmart will not price match a deal on Target's Up &amp; Up glue nor will they price match a deal on a two pack of Sharpies if Walmart only carries Sharpies in a three pack. Walmart will also not price match rebates.</p> <p>Price matching at Walmart can help eliminate excessive trips to several stores. If you need a lot of a deal, you can also use Walmart to double or triple your deal. For example, if Staples has Kleenex on sale, and you want to stock up, you can get the maximum deal at Staples, and then price match the deal at Walmart to get even more. Since many cities have more than one Walmart nearby, you can even price match the same deal at a different Walmart.</p> <h2>5. Combine Coupons and Rebates</h2> <p>Check&nbsp;<a href="http://www.coupons.com/">Coupons.com</a> and&nbsp;<a href="http://coupons.target.com/">Target's coupons</a> for coupons on school supplies. You might even be able to combine Target's printable coupons with a Cartwheel offer or gift card offer.</p> <p>Don't forget to check out rebate apps such as <a href="https://ibotta.com/r/jcsgjbv">Ibotta</a> and <a href="https://www.checkout51.com/">Checkout 51</a>. When the back-to-school sales start, many bigger brands want to boost sales through rebates. (See also:<a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop?ref=seealso">8 Apps That Actually Pay You to Shop</a>)</p> <h2>6. Back-to-School Sales Are Not Just for Students</h2> <p>Even if you don't have students to shop for, the back-to-school sales are a great time to score deals on household items. Usually printer paper is inexpensive or free after a rebate. Many household cleaners and products are also highly discounted.</p> <h2>7. Don't Forget eBay</h2> <p>While eBay shouldn't be your first stop for pencils and glue, it can be a great way to save on expensive calculators and laptops. A new graphing calculator can cost over $100 in the store, but you can find that same calculator used for $40&ndash;$50 on eBay.</p> <h2>8. Hold Out for Clearance</h2> <p>After the back-to-school buying rush is over, stores are quick to put merchandise on clearance to make room for holiday items. Now is your chance to score character items or higher end items at a greater discount. You might even be able to score your child's wardrobe on clearance, since many stores will want to make room for winter gear.</p> <p>When your child is begging for the Avengers backpack or the Dory lunch box, tell them to wait and hopefully their favorite characters will be discounted a few weeks into September.</p> <p><em>How do you save during the back-to-school sales?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-everybody-saves-during-back-to-school">8 Ways Everybody Saves During Back-to-School</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-more-apps-that-pay-you-to-shop">6 More Apps That Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">10 Stores With the Best Price Matching</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping apps back-to-school coupons deals education kids price matching retail school supplies seasonal Fri, 22 Jul 2016 09:00:11 +0000 Ashley Eneriz 1757095 at http://www.wisebread.com 6 More Apps That Pay You to Shop http://www.wisebread.com/6-more-apps-that-pay-you-to-shop <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-more-apps-that-pay-you-to-shop" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/19250271.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Not into <a href="http://www.wisebread.com/50-best-deals-coupons-sites">cutting coupons</a>? With the help of technology, you no longer have to spend hours looking over the Sunday paper and trying to creatively get around print limits. Several apps make saving money on groceries much simpler and all at your fingertips.</p> <p>These six apps will help you save money on your grocery bill, help you find the best money on certain items, and even earn you cash back</p> <p>See also: <a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop?ref=seealso">8 Apps That Actually Pay You to Shop</a></p> <h2>1. Your Favorite Store's App</h2> <p>Depending on what store you shop at, there is probably an app for it. I live in Southern California and shop frequently at Vons. All I did was attach my Vons loyalty card to the app, and I automatically had over 100 coupons available to use. Not only do they offer store coupons, like $5 off $20, but they also offer the manufacturer's coupons that are found in the Sunday newspaper.</p> <p>My Vons app also gives me coupons based off what I buy. So if I buy organic chicken one week, then it might have an organic chicken coupon on the app the next week. Also, since my Vons has a Starbucks, I receive special coupons and free drinks through the app, too.</p> <p>Whole Foods is another store that has coupons on its app. Usually, Whole Foods is on the expensive side. However, if I am in the area and there is a good price on a certain product, it is easy to just run in for one or two discounted groceries.</p> <h2>2. Flipp</h2> <p><a href="https://flipp.com/">Flipp</a> matches local circular deals with coupons, allowing consumers to see the best price matches for their area. You can also connect your loyalty card numbers with the app, so that your personalized store coupons will sync with the deals. Since you have all of the current circulars in one spot, you can easily price match our favorite deals at a store that price matches.</p> <p>For example, if your local Wal-Mart will price match with online circulars, then you can simply show them this app, rather than keeping track of several different papers. Some stores will require the physical ad for price matching purposes, so know your store's policy before you shop.</p> <h2>3. Checkout 51</h2> <p><a href="https://www.checkout51.com/">Checkout 51</a> is very similar to<a href="https://ibotta.com/r/jcsgjbv">Ibotta</a>. All you have to do is buy one of the special offers (right now any brand of milk will earn you $.50 and tomatoes will earn $.25), scan the product bar code, and upload the receipt. It is very simple and quick to use. I like that all of the offers are right on the front screen, and you do not need to shop at a certain store. This means that if you find a gallon of milk at the .99 Cent Store, you can redeem it, whereas Ibotta does not offer that store for cash back.</p> <p>The Ibotta app still offers more cash back offers, but you don't have to pick one or the other. You can use both to get the most cash back possible. For example, if there is a $1.00 cash back offer for Enjoy Life cookies on Ibotta and Checkout 51, you can get $2 back from scanning your bar code and receipt on both apps. (See also: <a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year?ref=seealso">The Best Cash Back Sites to Earn Thousands Per Year</a>)</p> <h2>4. BerryCart</h2> <p><a href="http://www.berrycart.com/">BerryCart</a> is another cash back offer app that features healthy foods offers. This app pairs well with the Whole Foods app, since many of the deals will overlap, allowing you to get organic and non-GMO groceries for free or very little.</p> <h2>5. RedLaser</h2> <p>Not sure if you are getting the best deal on an item? Simply open up your<a href="http://redlaser.com/application/">RedLaser</a> app and scan the bar code. Not only will RedLaser show you which online stores have a better price on an item, but it also uses GPS to show you the price of that item at stores close to you. For example, if you wanted a certain book and went into Barnes and Noble to buy it, you could scan the bar code and find that the Target next door has the same exact book for $2 cheaper.</p> <h2>6. Shrink</h2> <p><a href="http://www.shrinktheapp.com/">Shrink</a> is a fun app to use. You can earn points, as well as cash back. You can earn points for sharing an item on Facebook, referring friends, and doing other small tasks. These points can then be redeemed for coupons and free grocery products. When you buy certain items, you can then earn cash back for that product. The only drawback is that Shrink features a lot of harder to find, specialty health food items. You might be able to find the products at your local Whole Foods. For example, I was interested in trying a new product called Mother-in-law's Kimchee, but the nearest location I could find it at was a specialty store 150 miles away.</p> <p>To save even more money on your groceries and earn more cash back, look up price matches before you go. Simply Google &quot;(store name) + price match + (current week or month).&quot; Many websites will easily lay out the best deals for certain stores, as well as which app cash back rebates are available.</p> <p><em>What's your favorite app to use at the grocery store?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/6-more-apps-that-pay-you-to-shop">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">How to Find the Best Back to School Sales</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping apps berrycart cash back checkout 51 coupons deals groceries ibotta price matching Mon, 18 Jul 2016 09:00:09 +0000 Ashley Eneriz 1753205 at http://www.wisebread.com 8 Sneaky Ways Wholesale Clubs Get You to You Spend More http://www.wisebread.com/8-sneaky-ways-wholesale-clubs-get-you-to-you-spend-more <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-sneaky-ways-wholesale-clubs-get-you-to-you-spend-more" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_warehouse_store_18578927.jpg" alt="Man learning sneaky ways warehouse clubs get you to spend more" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether you're a loyal wholesale club shopper, or someone trying to decide if the&nbsp;<a href="http://www.wisebread.com/these-6-costco-items-will-easily-cover-your-55-membership">membership fee is worth the savings</a>, it's important to understand how Costco and Sam's Club trick you into spending your money. From the floor plan of the warehouse, to how they stock their shelves, everything is done for a reason. And that reason is to separate you from as much of your hard-earned money as possible. Here are the tricks to be aware of so you can become a savvier warehouse club shopper. (See also: <a href="http://www.wisebread.com/6-things-you-need-to-know-about-the-new-costco-credit-card?utm_source=wisbread&amp;utm_medium=seealso&amp;utm_campagin=article">What You Need to Know About the New Costco Credit Card</a>)</p> <h2>1. The Shiny Objects Are Stacked Up Front</h2> <p>Have you ever wondered why warehouse clubs put their 4K 65&quot; TVs right near the entrance, and you almost have to step over them to get in and do your shopping? This is where you'll also find all the coolest new gadgets and electronics that are designed to suck you (and your money) in like a <em>Star Wars</em> tractor beam. It's hard to not stop and daydream a little bit. But unless one of these bright and shiny objects is on your shopping list, keep on trucking.</p> <p>Warehouse clubs are also famous for stocking really cheap seasonal items near the front of the store, forcing you to walk by them. During the summer, you'll find bargains on camping chairs and shorts. During the winter, you'll find deals on coats, sleds, and warm clothing. Known as &quot;<a href="http://www.wisebread.com/4-ways-to-spot-and-avoid-a-fake-sale">Open the Wallet</a>&quot; pricing, it's done to get you excited about the idea of saving money. Money that you can, in theory, use to buy more stuff at full price before you check out.</p> <h2>2. Bland Décor Tricks Your Brain</h2> <p>Have you ever taken a second and looked around at the décor at warehouse clubs? The gray concrete floors, the metal shelving, the pallets stacked to the ceiling. While some of it's for inventory reasons, it's mainly done to make it appear like very little money was spent on sprucing up the warehouse and all the money saved is being passed along to you, the shopper. It's clearly a Jedi mind trick designed to separate you from your money and make you think you must always be getting a great deal. Don't be fooled.</p> <h2>3. The Center Aisle Is a Trap</h2> <p>The center aisles at Costco, especially toward the front of the warehouse, are full of items that you had no idea existed but clearly cannot live without. If you're like most, and easily tempted to wander those aisles and throw a couple &quot;must haves&quot; in your cart, I have a tip. When you walk into Costco, keep your shopping cart in the outside aisle around the exterior of the store and shop from there. The best way to not be tempted by items you don't need is to stay out of the center of the store whenever possible.</p> <h2>4. Free Samples Can Play Mind Games</h2> <p>Costco doesn't offer free samples out of the kindness of their hearts. The do it because it helps pad their bottom line. Offering a sample creates a sense of reciprocity in which some shoppers feel obligated to buy something. Often it might not even be the product being sampled, but something similar. For example, maybe the orange juice you sampled is not your favorite, but you decide to pick up some apple juice instead.</p> <p>Also, there is an <a href="http://www.theatlantic.com/business/archive/2014/10/the-psychology-behind-costcos-free-samples/380969/">interesting psychological effect</a> that takes place when you indulge in a free sample with a bunch of people standing around you. It's as if you don't want to look like a cheap freeloader in front of everyone, so you'll throw a box of the cookies in your cart. The obvious solution to these psychological tricks is to quickly walk past the sample stations and stay focused on why you walked into the warehouse to begin with.</p> <h2>5. Large Quantities Don't Always Signify a Deal</h2> <p>Whenever you're shopping, and see a large pile of a particular item, most brains will automatically associate it with a deal. After all, just think of the quantity discount Costco or Sam's must have received by ordering such a huge amount of product. Surely that saving is being passed along to us shoppers. Right? Wrong.</p> <h2>6. Buying in Bulk Isn't Always a Deal</h2> <p>There are clearly some items that will save you money by <a href="http://www.wisebread.com/13-food-items-to-always-buy-in-bulk">buying in bulk</a>. But don't assume that just because you can buy in bulk from a warehouse club, it makes it a screaming deal. The take-away here is to always do the math and figure out the per unit price to determine if it's a good buy.</p> <h2>7. Expect Highly Targeted Marketing</h2> <p>Sam's Club is famous for looking closely at your order history and sending out targeted marketing campaigns via email and snail mail to get you back in the warehouse. By being aware that they're coming after you directly, you can better decide if the incentive or coupon they're offering really does give you the best value. Bottom line, it's not a coincidence that you just ran out of diapers and within a couple days you get a Sam's Club email with a coupon for diapers inside.</p> <h2>8. Beware the &quot;Fear&quot; of Missing Out</h2> <p>Perhaps the greatest psychological trick that warehouse clubs use is planting the seed in shoppers minds that once an item is gone, you'll never see it again. While this may be the case on seasonal items, it shouldn't be the deciding factor when deciding on a purchase. Do you actually need the item? Or will you end up storing it in the hopes that you might someday use it? If it's the latter, walk by the item like you have blinders on and your budget will thank you.</p> <p><em>How do you stay focused and not overspend when shopping at warehouse clubs?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/8-sneaky-ways-wholesale-clubs-get-you-to-you-spend-more">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/shop-in-stores-with-concrete-floors">“Shop in stores with concrete floors.”</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-6-costco-items-will-easily-cover-your-55-membership">These 6 Costco Items Will Easily Cover Your $55 Membership</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/walmart-vs-sams-club-who-actually-has-the-better-deals">Walmart vs. Sam&#039;s Club: Who Actually Has the Better Deals?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-frugal-rules-you-must-follow-when-shopping-at-costco">5 Frugal Rules You Must Follow When Shopping at Costco</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Bulk buying costco deals sam's club Secrets sneaky warehouse stores wholesale clubs Fri, 15 Jul 2016 10:00:13 +0000 Kyle James 1752236 at http://www.wisebread.com 9 Online Retailers Who Let You Stack Coupons http://www.wisebread.com/9-online-retailers-who-let-you-stack-coupons <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-online-retailers-who-let-you-stack-coupons" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_computer_shopping_71387301.jpg" alt="Couple using online retailers who let them stack coupons" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The idea of walking into a store and stacking coupons of different varieties is not a new concept to most savvy shoppers. Perhaps it's a manufacturer's coupon, stacked with a store-branded coupon, to essentially double your savings. But what about stacking coupon codes when shopping online? I'm here to tell you that it absolutely can be done and it's an amazing way to score a fantastic online deal. Here are the nine &quot;stacking&quot; websites worth knowing about.</p> <h2>1-3. Banana Republic, Gap, and Old Navy</h2> <p>While all three of these stores generally don't allow coupon stacking in-store, their websites happily let you stack up to five coupon codes on a single purchase. Your best option for success is to stack a percentage-off coupon with a dollar-off coupon, although two percentage-off coupons will sometimes work. To maximize your savings, add the percentage-off coupon to your online order first, followed by the dollar-off coupon. Sign up for their newsletters and keep an eye on<a href="http://www.wisebread.com/50-best-deals-coupons-sites"> coupon websites</a> in order to find multiple coupon codes worth stacking.</p> <h2>4. CVS Drugstore</h2> <p>CVS has a legendary in-store coupon stacking policy that lets you stack a manufacturer coupon, store coupon, and CVS Extra Care Bucks for maximum savings. While shopping online via their website doesn't provide the same amazing stacking ability, it's still worth mentioning. They'll let you stack two coupons per online order, one for a site-wide percentage off, and one coupon good for a specific item you're purchasing.</p> <h2>5. DSW</h2> <p>DSW, also known as Designer Shoe Warehouse, is known for their liberal coupon policy which lets you stack three different coupon codes on your online order. It should also be noted that a coupon code is only good once per account, so once you redeem it, it's gone. Be sure to sign up for the <a href="https://www.dsw.com/dsw_shoes/user/loginAccount.jsp?cm_re=010509%2520Flats-_-Sub3-_-DSW%2520Rewards">DSW Rewards program</a>, as they'll send you monthly coupons that you can stack for things like free shipping or up to 20% off your order.</p> <h2>6. Kohl's</h2> <p>Kohl's just might be the king of coupons when it comes to the ability to stack them. As a matter of fact, you can stack up to four coupons per online purchase. Your best strategy is to start by adding a site-wide percentage off coupon to your virtual shopping cart; you can typically find 15% or 20% off coupons by doing a quick Google search for &quot;Kohl's coupons.&quot; Next, if available, add a couple department specific coupon codes to your purchase. Lastly, for good measure, add a free shipping coupon code to the mix so you get your purchase delivered to your doorstep for no extra charge.</p> <h2>7. NewEgg</h2> <p>Stacking coupon codes at NewEgg works a little different than the other stores mentioned. They allow you to stack more than one coupon per order, but you can only use a single coupon on each item in your purchase. Because they rarely release site-wide coupons, this is not a big issue. But they do release many coupons for specific items, especially for computers and accessories like external hard drives, flash drives, and SSD drives. So if you're not brand or model specific, and simply have a few &quot;must-have&quot; specs in mind, you can very likely buy three items and apply a coupon code to each. Check out their <a href="http://promotions.newegg.com/NEemail/latest/index-landing.aspx">promo codes page</a> for a updated list of current coupons. It's also worth your time to sign up for coupons via email while you're there.</p> <h2>8. Target</h2> <p>According to the <a href="http://help.target.com/help/subcategoryarticle?childcat=How+to+use+promo+codes&amp;parentcat=Promotions+%26+Coupons">Target website</a>, you can apply multiple promo codes to your online purchase. While they aren't specific as to the number of codes you can stack, all you need to do is enter each one and click apply until they say &quot;no mas.&quot; Also, according to their website, it should also be noted that &quot;some offers require that only one promo code be applied.&quot; When this happens, you'll automatically get credit for the coupon that nets you the greatest savings. Always start your search for stackable Target promo codes directly on <a href="http://help.target.com/help/subcategoryarticle?childcat=Current+promotions&amp;parentcat=Promotions+%26+Coupons">their &quot;Current Promotions&quot; page</a>.</p> <h2>9. Victoria's Secret</h2> <p>Victoria's Secret will accept three offer codes on a single online purchase. When checking out from their website, look for the offer codes section and enter up to three. You'll find these codes through their catalog, website, emails, and in promotional mailings. If all of these options fail to score you a code, simply type &quot;Victoria's Secret coupons&quot; into Google and you're bound to find something you can use to save.</p> <p>Not only will Victoria's Secret accept multiple coupon codes on your online purchase, but they'll even <a href="https://customerservice.victoriassecret.com/app/answers/detail/a_id/309/~/i-forgot-my-offer-code-when-i-placed-my-order,-what-do-i-do%3F">retroactively add a code</a> if you forget to add it during checkout, or maybe found one after you finalized your order. You can call them directly at (800) 568-4288 to get your coupon code added to your online purchase. The sooner you can call them after finalizing your purchase, the better, as it gives them ample to time to adjust your order total before shipping your purchase.</p> <p><em>Have you ever been able to successfully stack coupons to save some extra money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/9-online-retailers-who-let-you-stack-coupons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">10 Stores With the Best Price Matching</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">6 Genius Ways to Save on Cyber Monday</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping coupon codes deals discounts online shopping retail stacking websites Mon, 11 Jul 2016 10:00:14 +0000 Kyle James 1748329 at http://www.wisebread.com The 6 Shopping Mistakes Keeping You From a Great Deal http://www.wisebread.com/the-6-shopping-mistakes-keeping-you-from-a-great-deal <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-6-shopping-mistakes-keeping-you-from-a-great-deal" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_shopping_71503441.jpg" alt="Woman making shopping mistakes keeping her from a great deal" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In today's digital retail world, there are plenty of clever ways to save money while shopping, including traditional coupons, price protection policies, or cash back apps. But unfortunately, many shoppers still make some big mistakes along the way &mdash; mistakes that result in them paying way more than they should, either online or in-store. Here are some of the most common mistakes, and how to avoid them in the future.</p> <h2>1. Failing to Compare Prices</h2> <p>If you're blindly making purchases without investigating price, you're clearly spending more than you should. With the advent of smart shopping apps like&nbsp;<a href="http://shopsavvy.com/">ShopSavvy</a> and <a href="http://itunes.apple.com/us/app/quick-scan-barcode-scanner/id446067710" target="_blank">Quick Scan</a>, there's no reason not to compare prices on significant purchases. These apps work by simply scanning the item's bar code, and within seconds, you'll know if the product is sold cheaper down the street or online. Get in the habit of using one of these apps regularly and you'll never overpay again.</p> <h2>2. Never Considering Price-Protection Policies</h2> <p>While Amazon recently axed their seven-day price protection policy, many popular retailers still offer it. This is important to know, as retailers are always trying to anticipate demand and thus are constantly changing their prices, especially online. Take advantage of the following retailers' price-protection policies.</p> <ul> <li><strong>Best Buy (15 days):</strong> For an in-store purchase, simply return with your receipt and head straight to customer service. For an online purchase, call them at 1-888-BESTBUY to request your price adjustment.<br /> &nbsp;</li> <li><strong>Costco (30 days):</strong> Hang onto your receipt and if you notice a lower price within 30 days, simply visit the customer relations desk and receive the difference. If for some reason you lose your receipt, you can always return the item (no receipt required) and rebuy at the lower price.<br /> &nbsp;</li> <li><strong>Dick's Sporting Goods (14 days):</strong> For in-store purchases, you must return to the store of original purchase, with receipt, to get your price adjustment. For online purchases, call them at 1-877-846-9997 to request a price adjustment.<br /> &nbsp;</li> <li><strong>Home Depot (14 days):</strong> Bring the item and receipt back to the store within 14 days if the price has been lowered. For online purchases, you can call customer service at 1-800-430-3376.<br /> &nbsp;</li> <li><strong>Kohl's (14 days):</strong> You'll need the original receipt to get a Kohl's price adjustment within 14 days or purchase. Items that don't qualify include clearance, BOGO, and Kohl's Cares merchandise.<br /> &nbsp;</li> <li><strong>Macy's (14 days):</strong> Simply bring back your receipt within 14 days for in-store purchases. For online orders, <a href="https://www.customerservice-macys.com/app/help/price_adjust#formstart">use this form</a> to get your price adjustment.<br /> &nbsp;</li> <li><strong>Staples (14 days):</strong> Take your original receipt back to Staples within 14 days and get the lower price. For an online purchase, call them at 1-800-333-3330 to get your price adjustment.<br /> &nbsp;</li> <li><strong>Target (7 days):</strong> Bring your receipt in, within seven days, if the item you bought goes down in price. Clearance items are not eligible for price protection. Also, keep an eye out on competitor's pricing as Target will also price match the following retailers within seven days of your purchase: Amazon, Walmart.com, BestBuy.com, ToysRUs.com, and BabiesRUs.com.<br /> &nbsp;</li> <li><strong>Wal-Mart (7 days):</strong> Wal-Mart will refund the difference if the price drops within seven days of your purchase. Exclusions include clearance, special buys, and value of the day products.</li> </ul> <h2>3. Buying the Wrong Items in Bulk</h2> <p>When it comes to buying items in bulk from warehouse clubs like Costco and Sam's, some items don't make the grade and should stay out of your shopping cart completely. Here are some to be aware of.</p> <ul> <li><strong>Brown rice:</strong> Due to the oil content in brown rice, it only lasts for three to six months on average, compared to an indefinite shelf life for white rice. Only buy what you can consume in a few months.<br /> &nbsp;</li> <li><strong>Condiments:</strong> Unless you eat hot dogs and hamburgers on a daily basis, you'll hardly ever use up all of the ketchup, mustard, and mayonnaise before they go bad.<br /> &nbsp;</li> <li><strong>Cooking oils:</strong> They just don't have a very long shelf life, so only buy if you know you'll use them before their expiration date.<br /> &nbsp;</li> <li><strong>Nuts:</strong> Because they are loaded with oil, they tend to go rancid fairly quickly. Even when stored in an ideal temperature and humidity, they only last a couple of months.<br /> &nbsp;</li> <li><strong>Bleach:</strong> This one was a surprise to learn. Apparently bleach is only usable for three to six months; after that it starts to lose its effectiveness.<br /> &nbsp;</li> <li><strong>Baking powder:</strong> A big box of baking powder is often a bad buy, as you typically don't need much, and it only lasts for six to 12 months, depending on how you store it.<br /> &nbsp;</li> <li><strong>Beer:</strong> Many shoppers will stock up on beer for an upcoming party and overbuy, leaving them with a lot leftover. If you're not a beer drinker, be warned that most beers only have a shelf life of three to five months.</li> </ul> <h2>4. Assuming the Final Price Is What You Have to Pay</h2> <p>If you assume the price on the tag is what you're stuck paying, you're clearly doing it all wrong. You've failed to consider money-saving tools like coupons, cash back, and the idea of&nbsp;<a href="http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price">negotiating a lower price</a>. Here is how to take advantage of each:</p> <ul> <li><strong>Coupons:</strong> When shopping in-store, arm your smartphone with the&nbsp;<a href="http://www.couponsherpa.com/mobile-coupons/">CouponSherpa</a> and&nbsp;<a href="http://www.retailmenot.com/mobile/">RetailMeNot</a> apps. The combination of both will provide you with a plethora of coupons to thousands of stores which the cashier can simply scan when you're checking out.<br /> &nbsp;</li> <li><strong>Cash back:</strong> Use free apps like&nbsp;<a href="https://ibotta.com/r/jcsgjbv">Ibotta</a> and&nbsp;<a href="https://checkout51.com/">Checkout51</a> gather rebates at the grocery store on items you'll be buying anyway. You will be amazed how quickly your cash back rebates add up. (See also: <a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=article">Earn Thousands Per Year with These Cash Back Sites</a>)<br /> &nbsp;</li> <li><strong>Negotiate:</strong> Always look for damaged packaging, floor models, and imperfect items and negotiate a deal. Often times they will already be marked down, but managers want them out of the store quickly. To accomplish this, they will often sweeten the deal for you by 10% &mdash; 20% if you politely ask.</li> </ul> <h2>5. Always Buying Brand New</h2> <p>If you have the mindset that &quot;new is always better,&quot; you're making a big shopping blunder. If you can&nbsp;<a href="http://www.wisebread.com/8-things-you-should-always-buy-used">consider buying used</a> when making big purchases like a new car, to small purchases like textbooks, furniture, tools, and exercise equipment, you'll save significant money. After all, it makes smart financial sense to let someone else take the depreciation hit. While Craigslist is the obvious place to start your search, don't forget about&nbsp;<a href="http://gsalr.com/">GSALR.com</a> which helps you find garage sales in your local area. The site even offers a Google map to each garage sale and allows you to filter your search by specific keywords like &quot;furniture,&quot; &quot;baby clothes,&quot; or &quot;golf clubs.&quot;</p> <h2>6. Stocking Up Because It's a &quot;Deal&quot;</h2> <p>Do you ever fight the temptation to stock up when you find a good deal, even if in the back of your mind you know you don't need more than one? It's an easy trap to fall into and it often leads to overspending. An easy way to remedy this problem is to stick to your shopping list, and budget, and know that buying excess &quot;deals&quot; often leads to excess waste.</p> <p><em>What shopping mistakes have led you to overspend in the past?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/the-6-shopping-mistakes-keeping-you-from-a-great-deal">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-millennials-can-learn-about-saving-money-from-gen-x">5 Things Millennials Can Learn About Saving Money From Gen-X</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping cash back coupons deals discounts negotiation price comparisons price protection sales saving money Tue, 28 Jun 2016 10:00:09 +0000 Kyle James 1738706 at http://www.wisebread.com Best Kids Eat Free Restaurants http://www.wisebread.com/best-kids-eat-free-restaurants <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-kids-eat-free-restaurants" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_eating_dinner_41560746.jpg" alt="Family finding best kids eat free restaurants" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>One great way to save money while going out to eat is to take advantage of a &quot;kids eat free&quot; deal. My favorite are when you can get up to two free kids meals with the purchase of one adult meal. This allows my family to save even more, since I can share a meal with my husband or one of my kids.</p> <p>While the specifics will vary by area, here are some of the top restaurants that offer a kids eat free deal.</p> <h2>Acapulco</h2> <p>Acapulco varies by location, but when the restaurant does offer free kids meals, it is for kids 11-years-old and under.</p> <h2>Applebee's</h2> <p>Many&nbsp;<a href="https://www.facebook.com/ApplebeesKidsEatFree/">Applebee's</a> locations offer a free kid's meal with the purchase of an adult entry on Tuesday night. I like their kid's meal options the best because they seem a bit healthier than the usual greasy chicken nugget/French fry route.</p> <h2>Bob Evans</h2> <p>Kids can eat free on Tuesday nights starting at 4 p.m. at Bob Evans. You can order one free kid's meal per adult meal purchased. Breakfast is usually served all day, so your kids can enjoy a fun breakfast for dinner if they wish.</p> <h2>Chevy's Tex-Mex</h2> <p>Every Tuesday, <a href="http://chevys.com/">Chevy's Fresh Mex</a> offers up two free kid's meals for every adult meal purchased. Children must be 10 and under to qualify.</p> <h2>Chick-fil-A</h2> <p>On Tuesday nights, from 5:30 to 7:30 p.m., kids can receive a free meal for every adult combo meal purchased. Chick-fil-As are individually owned and operated, so not all locations offer this promotion.</p> <h2>Denny's</h2> <p><a href="https://www.dennys.com/food/kids/">Denny's</a> seems to be the most vocal restaurant about their kids eat free promotion. Kids can eat free Tuesdays from 4 to 10 p.m.</p> <h2>Dickey's Barbeque Pit</h2> <p><a href="https://www.dickeys.com/promos">Dickey's Barbeque Pit</a> offers one free kid's meal per paid adult meal. The offer is only valid on Sundays and for kids 12-years-old and under. The best part is that everyone gets free ice cream with their meal.</p> <h2>El Torito</h2> <p>Kids 10 and under can enjoy one free meal with the purchase of an adult entree at&nbsp;<a href="http://www.eltorito.com/kids-eat-free/">El Torito</a>. For families of three to four, you can save money by splitting one main meal and one free kid's meal, since it is easy to fill up on chips while you wait.</p> <h2>Firehouse Subs</h2> <p>Days vary by location, but you can receive up to two free kids meals per one paying adult meal. My local Firehouse Subs allows kids to eat free on Saturday and Sunday. My kids got a kick out of the free firefighter hats that came with their meal.</p> <h2>Hooters</h2> <p>Many might not consider Hooters a family-friendly restaurant, but they offer up to two free kid's meals with the purchase of an adult meal all day on Sundays. The meals are valid for kids ages 12 and under. While the meal is free, you do have to purchase them a beverage.</p> <h2>IHOP</h2> <p>According to&nbsp;<a href="http://www.ihop.com/about-ihop/ihop-news/2016-news/turn-dinner-time-into-family-time-kids-eat-free-at-ihop">IHOP's news release</a>, their kid's eat free promotions are offered periodically. For 2016, IHOP offered a free kid entree with the paid purchase of an adult entree from April to May. Join their eClub to receive a free meal and birthday meal and to be notified if they do another kid's eat free promotion.</p> <h2>Ikea</h2> <p>Many&nbsp;<a href="http://www.ikea.com/us/en/store/burbank/offers">Ikea</a> locations are offering free kids meals for summer. My local Ikea is offering up to two free kid's meals with every adult meal purchased. This promotion is valid every Monday through Friday, between June 6th to July 29th for kids 12 and under.</p> <h2>Joe's Crab Shack</h2> <p>To celebrate school being out, <a href="http://joescrabshack.fbmta.com/members/ViewMailing.aspx?MailingID=34359797387">Joe's Crab Shack</a> allows kids to eat free Sundays and Mondays.</p> <h2>Pizza Hut</h2> <p>Some&nbsp;<a href="http://slickdeals.net/forums/attachment.php?attachmentid=2573326&amp;d=1393957688">Pizza Hut</a> locations offer a free kid's buffet with each adult buffet purchased. This is valid for kids 10-years-old and younger.</p> <h2>Ruby Tuesday</h2> <p>Kids eat free on Tuesday nights, usually from 5 p.m. to close.</p> <h2>Souplantation</h2> <p>Kids two and under can eat free at Souplantation. Souplantation also regularly offers &quot;kids eat free&quot; coupons and family deals. This used to be a favorite spot of my family, since it was easier to find foods my picky toddler wanted to try.</p> <h2>Steak 'n Shake</h2> <p>Sometimes&nbsp;<a href="https://www.facebook.com/steaknshake/photos/a.10150599697315041.440061.78934590040/10152844874325041/">Steak 'n Shake</a> offers free meals for kids during the weekend or other promotional period.</p> <p>Check with your local restaurants to verify their kids eat free rules. Days and regulations might vary by location. Also, be sure to check with local mom and pop restaurants in your town for kids eat free specials. Don't feel like going out at all? Try these <a href="http://www.wisebread.com/10-frugal-and-delicious-meals-to-make-with-your-kids" target="_blank">10 Frugal and Delicious Meals to Make With Your Kids</a> instead.</p> <p><em>What is your favorite restaurant to take advantage of the kids eat free deal?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/best-kids-eat-free-restaurants">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-best-cities-for-frugal-foodies">The 7 Best Cities for Frugal Foodies</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-reasons-frugal-families-love-boardgame-night">8 Reasons Frugal Families Love Boardgame Night</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-time-management-skills-that-will-help-your-kid-win-at-school">10 Time-Management Skills That Will Help Your Kid Win at School</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-ways-to-entertain-your-child-for-free-or-cheap">25 Ways to Entertain Your Child for Free or Cheap</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Family Food and Drink children deals dining out discounts free meals kids restaurants Tue, 28 Jun 2016 09:01:03 +0000 Ashley Eneriz 1740457 at http://www.wisebread.com Best Money Tips: Watch for These July 4th Deals http://www.wisebread.com/best-money-tips-watch-for-these-july-4th-deals <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-watch-for-these-july-4th-deals" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/sale_4th_july_5899510.jpg" alt="Here&#039;s how to watch for 4th of July deals" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on the best deals you&rsquo;ll see this July 4th, secret ways to to see Broadway shows for cheap, and foolproof ways to save on homeowners insurance.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0624/Know-where-to-go-for-the-best-deals-this-July-4th">Know where to go for the best deals this July 4th</a> &mdash; Conventional deal-hunting wisdom says to avoid buying things in-season, but this is actually a great time to stock up on summer staples as stores make room on their shelves for back-to-school bargains. [The Monitor]</p> <p><a href="http://www.popsugar.com/smart-living/How-Get-Cheap-Broadway-Tickets-41630918#photo-41630918">The Secrets to Seeing Broadway Shows For Cheap</a> &mdash; Many Broadway shows offer a ticket lottery either online or in-person on the day of the show. [PopSugar Smart Living]</p> <p><a href="http://www.moneytalksnews.com/year-end-review-9-tips-cut-homeowners-insurance-costs/">9 Foolproof Ways to Save on Homeowners Insurance</a> &mdash; Some companies will give you a discount for buying multiple policies with them. [Money Talks News]</p> <p><a href="http://www.thepennyhoarder.com/wedding-freebies/">5 Awesome Freebies to Look for While Planning Your Wedding</a> &mdash; You'll save thousands by designing your own cards and invites. Look for free printable templates for everything from menus to wedding invites to thank-you notes. [The Penny Hoarder]</p> <p><a href="http://liveyourlegend.net/8-strategies-to-deal-with-unsupportive-people-and-how-to-bring-them-on-board/">8 Strategies to Deal with Unsupportive People (and How to Bring Them on Board!)</a> &mdash; We want to shut down when we're with unsupportive people, but that only shuts down the dialogue. Keeping sharing your excitement and fears so they can better understand what you're going through. [Live Your Legend]</p> <h2>Other Essential Reading</h2> <p><a href="http://want2discover.com/never-feel-overwhelmed-19-best-ways-to-get-organized/">19 Effective Ways To Get Organized And Never Feel Overwhelmed Again</a> &mdash; Use different colors to organize your things. You can color code folders, containers, lists and calendars. [Want 2 Discover]</p> <p><a href="https://www.lupgrade.com/5-warning-signs-turn-job/">5 Warning Signs That You Should Turn Down A Job</a> &mdash; Check out the company's parking lot during lunch. A packed lot can mean that employees are not allowed enough time for lunch to leave the site or that they're kept busy through lunch. [Life Upgrade]</p> <p><a href="http://www.easyways.net/15-easy-ways-get-rid-ants-around-house/">15 Easy Ways To Get Rid Of Ants Around The House</a> &mdash; Plant ant-repellent herbs like catnip, pennyroyal, peppermint, spearmint and sage to keep the little buggers away. [easy Ways]</p> <p><a href="http://shopperstrategy.com/2016/06/23/15-summer-beauty-commandments-for-every-woman/">15 Summer Beauty Commandments for Every Woman</a> &mdash; Don't shave the day you go into the water. You&rsquo;ll be vulnerable to burning skin irritation, and any cuts and nicks will be open to bacteria in the water. [Shopper Strategy]</p> <p><a href="http://www.shebudgets.com/personal-finance/financial-priorities-you-should-line-up-before-having-kids/52719">Financial Priorities You Should Line Up Before Having Kids</a> &mdash; Have a plan for how you will juggle work and the new baby. Do you have maternity or paternity leave, and is it paid? Who will take care of your baby if you decide to go back to work? [SheBudgets]</p> <p><strong>$1,500 Giveaway!</strong> Don't forget to enter before June 30th for your chance to win $1,500 in prizes in our Rutgers Giveaway! If you are a young adult, take a quick survey on your financial decisions and you could win a $500 or one of five $200 Amazon gift cards. For more information and to enter, check out our <a href="http://www.wisebread.com/rutgers-is-giving-away-1500-to-wise-bread-readers">giveaway article</a>!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-watch-for-these-july-4th-deals">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-millennials-can-learn-about-saving-money-from-gen-x">5 Things Millennials Can Learn About Saving Money From Gen-X</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">10 Stores With the Best Price Matching</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should">10 Things You Should Never Buy at the Dollar Store (and 10 You Should)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips deals July 4th Mon, 27 Jun 2016 10:00:05 +0000 Amy Lu 1738450 at http://www.wisebread.com 8 Questions to Always Ask Yourself Before Making a Big Purchase http://www.wisebread.com/8-questions-to-always-ask-yourself-before-making-a-big-purchase <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-questions-to-always-ask-yourself-before-making-a-big-purchase" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_credit_Card_000077386097.jpg" alt="Woman asking questions before making big purchase" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When I say &quot;big&quot; purchase, I mean anything that shows up on your credit card statement and the dollar amount catches your attention. That number will be different for everyone &mdash; could be $50, or it could be triple digits. In any case, if you get in the habit of asking yourself a few of the following questions before making a &quot;big&quot; purchase, you can easily remove some spending on items that don't add to your long term happiness and financial goals. (See also: <a href="http://www.wisebread.com/9-simple-ways-to-stop-impulse-buying?ref=seealso">9 Simple Ways to Stop Impulse Buying</a>)</p> <h2>1. Will I Need the Item in the Future?</h2> <p>When making a significant purchase, get in the habit of talking to yourself a little bit. Ask if this item is something you'll need in a week? In a month? Six months from now? Once you have your answers, then make the decision. By asking yourself the question, you can often quickly determine if it's an impulse purchase, which you'll never use regularly, or something you actually need and has long-term value.</p> <h2>2. Does Amazon Really Have the Best Price?</h2> <p>The biggest problem with Amazon is they make it so darn easy to make purchases and overspend. This is especially true if you have a Prime membership and with a single click you can have an item sitting on your doorstep in two days. It often turns consumers into impulse shoppers who rarely do price comparisons and rely on the convenience factor that Amazon provides. But in the long-run, there's no doubt you're going to overpay on many items, and at the end of the year, that money will be significant, especially if you shop at Amazon on a weekly basis. (See also: <a href="http://www.wisebread.com/this-is-how-you-stop-online-impulse-spending?ref=seealso">This Is How You Stop Online Impulse Spending</a>)</p> <p>I recommend disabling the &quot;1-click&quot; feature and disconnecting your credit card from your account, which makes it harder to complete an order. You'll be much less likely to shop, click, buy, and overspend. Also, before completing your next significant Amazon purchase, I encourage you to pull up a separate browser tab and do a quick price comparison on&nbsp;<a href="https://www.google.com/shopping">Google Shopping</a>. See if the price you're about to pay really is a good deal, and then proceed accordingly.</p> <h2>3. What Is the Return Policy?</h2> <p>How familiar are you with any given store's return policy? If you're like most, unless it's a store you frequent often, you probably have no idea what the policy details are. Be sure to familiarize yourself with the policy, especially if you're on the fence about the purchase to begin with, or don't know if it's the right size, color, or variation. Will you be able to return it? What about if you open the box? How long do you have to bring it back? These are all things you need to know, so be sure to ask before you make the purchase. (See also: <a href="http://www.wisebread.com/how-to-get-a-refund-when-something-is-non-refundable?ref=seealso">How to Get a Refund When Something Is Non-Refundable</a>)</p> <p>Also, be aware of the return policy of &quot;liquidation&quot; or &quot;going out of business&quot; sales. Often these type of sales have a <em>no </em>return policy and all sales are considered final. With the recent news of Sports Authority going out of business, and selling their merchandise to a group of liquidators, it has many shoppers anticipating a plethora of sporting good deals. Be aware that more than likely, whatever you buy you won't be able to return. So be sure that ping-pong table will fit on your patio before handing them your credit card.</p> <h2>4. Is a Coupon Available?</h2> <p>Despite a plethora of coupon apps and coupon websites available, it still amazes me how many shoppers I see pay full-price in front of me in line, while I pull out my smartphone to access a discount. Get in the habit of always asking yourself if a coupon might be available, and then go find one. Then if you can't find one, politely ask the cashier if they have one you can use. Stores like Michaels, Bed Bath &amp; Beyond, Pier 1 Imports, Dick's Sporting Goods, and Joann Fabrics are notorious for handing them out to those who simply ask. After all, the worst they can say is, &quot;No, sorry, we don't have any coupons right now.&quot; (See also: <a href="http://www.wisebread.com/6-ways-to-score-a-last-minute-coupon?ref=seealso">6 Ways to Score a Last-Minute Coupon</a>)</p> <h2>5. Can I Find a Cheaper Alternative?</h2> <p>Some items have&nbsp;<a href="http://www.wisebread.com/7-cheaper-versions-of-your-favorite-products">cheaper alternatives</a> that do the job just as well, and the only difference is the price tag. Things like a KitchenAid mixer, Dyson vacuum, and Beats headphones immediately come to mind. To figure out if the &quot;big&quot; purchase I'm about to make has a cheaper alternative, I love using the Amazon product carousels found on the individual product page. The two Amazon carousels worth scouring for deals are titled &quot;Customers Who Bought This Item Also Bought&quot; and &quot;Sponsored Products Related to This Item.&quot;</p> <p>For example, the Beats Solo2 Wireless Headphones currently sell for&nbsp;<a href="http://amzn.to/1XWINFQ">$199.99&ndash;$299.99 on Amazon</a>, but if you scroll down the product page you'll find some hidden gems in the above mentioned product carousels. In particular, the $44&nbsp;<a href="http://amzn.to/1XWsXLm">Status Audio HD One Headphones</a> caught my eye with their 526 reviews and an average review of 4.5 out of 5 stars, the exact same rating as the Beats variety. Then when you scroll down to the Status Audio reviews, the first review,&nbsp;<a href="http://www.amazon.com/review/R3BYS6LWBH0TNW/ref=cm_cr_dp_title?ie=UTF8&amp;ASIN=B00SWDHUXW&amp;channel=detail-glance&amp;nodeID=172282&amp;store=electronics">by Michael M</a> nails my point:</p> <p>&quot;It's interesting that the Beats headphones are such sellers and that they are making a ton of money on those because they are horrible headphones with cheap parts and are selling you on their name and as a fashion accessory. If that's your thing then that's fine. But if it's music you want to listen to clearly and accurately then buy these.&quot;</p> <h2>6. Is This a Replacement Item or Something New?</h2> <p>Ask yourself if the significant purchase you're about to make is for an item that's replacing something you own, or simply something new and shiny that you figured you couldn't live without. If it's the latter, do you really need to buy it right now? Odds are if you tell yourself &quot;No,&quot; the must-have feeling will go away shortly as your brain moves on to more pressing things. If the item is replacing something you own that broke, are you sure you can't do a YouTube search and figure out how to fix it? Or maybe it's being sold used on eBay for a fraction of the price.</p> <h2>7. Should I Buy a Higher Quality Item?</h2> <p>Sometimes it's just plain smart to&nbsp;<a href="http://www.wisebread.com/quality-over-price-15-items-to-spend-more-on">spend more money on a quality product</a> that will last and not accrue quick replacement costs. The problem is knowing when spending more for quality makes the most sense so you don't overspend unnecessarily. A good rule of thumb is to consider how often the item will be used. If it will be used daily, or several times per day, and you plan on keeping it for years to come, then you'll want to consider the quality of the item along with the price and determine if spending more makes sense. Things like tools, mattresses, shoes, kitchen knives, cold-weather jackets, and baby gear are all items worth spending more for higher quality.</p> <h2>8. Have I Considered the Long Term Costs?</h2> <p>Stores like Petco and PetSmart make a killing on the long-term costs of their products. As a matter of fact, they wouldn't exist without them. While that cute hamster seems like a bargain at only $10, the real cost is actually in the hundreds when you consider a cage, food, bedding, and accessories. I recently ran into this issue with my 11-year-old daughter who saved up to buy her own hamster and supplies only to lose interest in the cute furball a couple months later.</p> <p>Meanwhile, the long term costs of the hamster remain the same even though nobody pays attention to it. While we will be giving it away to a friend, I would have been much better off doing a test run with an animal with lower long term costs in the beginning. Perhaps if she could have cared for a goldfish for several months, she could have moved up to the hamster. Lesson learned.</p> <p><em>How do you noodle through big purchases and whether they're smart buys or not?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/8-questions-to-always-ask-yourself-before-making-a-big-purchase">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes">6 Ways to Avoid Sneaky Online Price Changes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-get-the-best-deals-on-groupon">7 Ways to Get the Best Deals on Groupon</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-shopping-mistakes-keeping-you-from-a-great-deal">The 6 Shopping Mistakes Keeping You From a Great Deal</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon coupons deals google shopping online shopping price comparisons quality Mon, 06 Jun 2016 10:00:13 +0000 Kyle James 1723973 at http://www.wisebread.com 6 Ways Social Media Can Save You Money http://www.wisebread.com/6-ways-social-media-can-save-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-social-media-can-save-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/girl_work_from_home_000092732035.jpg" alt="Woman finding ways social media saves her money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>While using popular social media platforms is a fun way to stay connected with family and friends, perhaps the most useful benefit is tapping into a new way to save money. Whether it be through negotiating a lower monthly bill, scoring a coupon, or finding the best local deals, with just a little bit of effort you can <a href="http://www.wisebread.com/5-surprising-ways-social-media-stars-make-money" target="_blank">use social media</a> to save hundreds of dollars every year. Here are some easy to implement tips to get you started in the right direction.</p> <h2>1. Learn to Negotiate a Lower Bill Via Twitter</h2> <p>Most large companies these days have employees who do nothing but monitor their social media feeds and respond directly to customer inquiries and complaints. Because of this, when it comes to negotiating a lower monthly bill, Twitter has become an excellent way to start the conversation. For example, I was recently able to do this with the folks at Verizon by accident when I responded to a friend's Tweet discussing cheaper cell phone services. Within minutes of my Twitter response, I had a Verizon representative send me a message via Twitter asking if they could help lower my bill. With their proactive help, I was able to lower my bill by $10 a month.</p> <p>This experience led me to investigate other companies that respond quickly via Twitter, and sure enough I found many that did &mdash; namely Dish Network, DirecTV, AT&amp;T, and Sprint. Simply send a direct Tweet to the company, or respond to someone else talking about the company, and drop the hint that you're seriously considering leaving the company for a cheaper alternative. In many cases, you'll quickly get a response with actionable ways to lower your bill. Could be a phone number to call, or even better, the company representative will personally help you lower your bill.</p> <h2>2. Use Facebook Messenger to Ask for a Coupon</h2> <p>Facebook Messenger has also become a great tool to score a deal or coupon. Simply visit the retailer's Facebook page, click on the &quot;Message&quot; button, and send them a polite message asking if they have a coupon code for free shipping or perhaps 15% or 20% off your purchase. Most big-name retailers have staffers standing by to respond to your message, often within minutes. The best part is they are armed with exclusive coupons and are ready to hand them out. After all, they know you're very close to completing your purchase and will often throw you a bone to do just that. So when you can't find a coupon in the more traditional ways, be sure to use Facebook Messenger to avoid paying full price.</p> <p>Also, if the retailer does not have a current coupon to hand out, I've had some let me know via Messenger when a new coupon was going to be released. I'd then wait and make my purchase with the money saving coupon in-hand.</p> <h2>3. Instagram Descriptions Often Have Coupons</h2> <p>Using Instagram to save money with coupons is not something that immediately comes to mind for most shoppers. But the fact of the matter is many retailers and restaurants are starting to use their Instagram profile pages to drop new coupons and deals. For example, I just recently used a coupon on the Dunkin' Donuts profile page to get a free cup of coffee with my doughnut purchase. The key to making this work is to follow your favorite shops and restaurants and get in the habit of checking their Instagram page before you complete your purchase.</p> <h2>4. Search Pinterest Boards for Deals</h2> <p>When it comes to saving money, Pinterest is a great tool but requires a different approach. Because Pinterest is a very static platform, searching for deals/coupons with hashtags is going to leave you frustrated with the lack of results. Instead, you'll want to search &quot;boards&quot; for deals and coupons to particular retailers that users have pinned. Boards are essentially a collection of saved pins and are often kept up-to-date by users. To make this happen, you'll type in your search in the search box, hit the filters button to include boards in your search, then hit enter. By doing it this way, you'll typically get the newest pins which includes a majority of coupons and deals that have yet to expire.</p> <h2>5. Become a Hashtag Superhero</h2> <p>By becoming proficient at using the underrated Twitter hashtag (#), you can quickly find where the best deals are located for specific items. For example, let's say you're in the market for a new mountain bike. A fantastic way to search the entire Internet for a great deal is go on Twitter and search #MountainBike #Deal (or #Sale), or #MountainBike #Coupon. Often Twitter users will combine hashtags when searching, like #MountainBikeCoupon and get frustrated with the results. But if you make it a habit of breaking-up the hashtags, you'll end up with a large list of discounts and coupons that you can use to quickly find the best deals.</p> <p>Also, a great way to localize your search, especially for larger items that are expensive to ship, is to add your hometown to your search query. So sticking with the mountain bike example, do a Twitter search like this: #Sacramento #MountainBike #Sale. You'll end up with search results that can easily lead you to the best current deals and sales in your area.</p> <h2>6. Use Live Chat the Right Way</h2> <p>Most online shoppers are familiar with the live chat feature that many websites operate. Have a question about the product, or want to know more about sizing? The live chat operator typically has the answers. But have you ever started a live chat session for the sole purpose of saving money? If not, you should try it as it often works. I like to start the chat sessions with a question about the product as I don't want it to seem like a gratuitous discount hunter.</p> <p>Once I chat them up a little bit, I'll politely ask if they have a coupon code I can use on my order. Maybe shipping is a little costly, or perhaps a competitor has a slightly cheaper price &mdash; both solid reasons to ask for a coupon. In many cases, the operator has a few coupon codes they can hand out at their discretion. So the bottom line is to be polite, have a real conversation, and you stand a great chance of getting a coupon code you can use to save money.</p> <p><em>How do you use social media to save money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-score-a-last-minute-coupon">6 Ways to Score a Last-Minute Coupon</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/social-media-an-easy-source-of-coupons">Social Media: An Easy Source of Coupons</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-surprising-ways-social-media-stars-make-money">5 Surprising Ways Social Media Stars Make Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-shopping-mistakes-keeping-you-from-a-great-deal">The 6 Shopping Mistakes Keeping You From a Great Deal</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology coupons customer service deals discounts Facebook hashtags instagram social media twitter Tue, 17 May 2016 09:00:10 +0000 Kyle James 1708162 at http://www.wisebread.com How to Find Ethically Sourced Products You Can Afford http://www.wisebread.com/how-to-find-ethically-sourced-products-you-can-afford <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-find-ethically-sourced-products-you-can-afford" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_clothes_shopping_000049977904.jpg" alt="Women finding ethically sourced goods they can afford" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I think that most of us are appalled every time the issues of slavery and trafficking come up in the news. We know that people around the world are working under terrible conditions, often to produce goods that we buy cheaply and use or wear regularly.</p> <p>We know this is a problem, but we feel helpless to solve it.</p> <p>Sure, we know we can buy ethically sourced items, but that's a daunting task, especially when we see and hear how much extra it can cost us to purchase these items. And then we have to <em>find </em>them... it's enough to make most people give up.</p> <p>It's unfortunate that most people don't know just how easy it is to stop supporting slavery and trafficking, and that it doesn't have to cost any more than you would usually spend.</p> <h2>1. Visit a Thrift Store</h2> <p>Most people don't realize that the easiest (and often cheapest) way to stop supporting slavery with our purchases is to <a href="http://daniellelvermeer.com/blog/how-to-buy-ethical-fashion-on-a-budget">buy used goods</a>. Now, before you say it, I know that all of the items at a thrift store are not, in themselves, ethically sourced items. But (and that's a big but), when you buy used, you are stopping the cycle of buying inexpensive goods, not using them up, and instead discarding and buying more. In fact, you are making it so that fewer inexpensive items need to be made which, over time, could lead to fewer of those awful factory situations.</p> <p>Thrift stores can be sources for more than just clothing. I know people who have gotten fabric, dinnerware, appliances, and even furniture via thrifting.</p> <h2>2. Utilize Flash Sale Sites</h2> <p>You know those websites that offer clothing deals until an item is gone? Those can be great resources for buying ethically sourced items. You will need to do some research before you hop on some of these sites and buy something, but a little poking around should help you know which brands are safe when it comes to working conditions. Some sites will actually label clothing from certain manufacturers as ethically sourced or made in America.</p> <p>Not sure where to start? Try <a href="http://www.zulily.com/">Zulily</a>, <a href="http://purecitizen.com/">PureCitizen</a>, and <a href="http://www.fab.com">Fab</a>.</p> <h2>3. Buy American</h2> <p>One great way to make sure you are buying items where workers were paid an ethical wage and had decent working conditions is to buy goods made in America or Canada. Because of the labor laws in those countries, it's almost guaranteed that workers are not slaves and, in fact, are compensated fairly for their time.</p> <p>Not all American goods are cheaper than the unethical imports, but, because you reduce the shipping and transportation costs, these items can sometimes be priced competitively with the cheap, unethically sourced items we are used to.</p> <h2>4. Participate in Swaps</h2> <p>There are all sorts of ways to get involved in clothing swaps. You can usually find a Facebook swap group in your area through a simple search, or you can set one up with some friends. The idea, again, is that wearing used items helps you step out of the vicious cycles that encourage slavery and poor working conditions.</p> <p>To set up a swap, start by finding some friends who are about your size (this is important unless the swap group is large). Set a date, and have everyone bring items that they no longer want. Then &quot;shop&quot; through each other's clothes. Everyone is almost sure to find at least one or two things that will work for them. If all of the clothing finds a new home, great! If it doesn't, donate it to a <a href="http://www.wisebread.com/my-5-best-thrift-store-finds-of-all-time" target="_blank">local thrift store</a>.</p> <h2>5. Co-Purchase Some Large Items</h2> <p>Sometimes, there's not really a way around buying unethical goods. I'm thinking specifically about technology, appliances, and some household items. If you need to make a large purchase and you can't find a way to make it ethical, try to find someone who you could share the item with. This means that you would buy one of the item, rather than two, thus reducing the number of items that need to be made.</p> <p>I have some friends who have made this work with a printer. The live on a cul-de-sac, and went in on the purchase with the neighbors on either side. The printer lives at their house, but everyone has access to the Wi-Fi network it's on. When someone needs to print, they send the document to the printer and pick it up when they can. A scheme like this could work for things like lawnmowers and other pricey, rarely used tools, and so much more!</p> <h2>6. Set Up a Borrowing System</h2> <p>I think the idea of borrowing and lending makes a lot of us nervous. I know I feel that way! If I lend something, I wonder if I'll ever give it back. And if I borrow, I worry about returning it in the same condition, etc. But, when it comes to ethics, borrowing is a great way to, once again, step out of the consumeristic cycles that support low wages and poor working conditions.</p> <p>Try starting a lending group with people you trust. Talk it over, and decide how you want it to work. If you're borrowing and lending clothes, take some time to get a feel for what the other person has. If you're thinking about borrowing and lending kitchen appliances, tour each other's homes. Set up some rules so that everyone is comfortable with the situation. Then, when you want something that you know your friend has, put the system you set up into use.</p> <p>Some folks I know do this with yard equipment. One family owns a lawn mower, another a snow blower, and another an edger. They rotate these items around so that everyone has a nice yard in the summer and clear pathways in the winter.</p> <p><em>How do you buy or use ethically sourced good without breaking the bank? Would you recommend your methods?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/how-to-find-ethically-sourced-products-you-can-afford">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">10 Stores With the Best Price Matching</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">How to Find the Best Back to School Sales</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-online-retailers-who-let-you-stack-coupons">9 Online Retailers Who Let You Stack Coupons</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-smart-ways-to-save-on-a-wedding-dress">7 Smart Ways to Save on a Wedding Dress</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/thrifting-the-perfect-designer-wardrobe">Thrifting the Perfect Designer Wardrobe</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping borrowing deals ethically-sourced fair trade made in america retail secondhand thrift stores Wed, 06 Apr 2016 09:30:29 +0000 Sarah Winfrey 1682553 at http://www.wisebread.com 5 Things You Should Never Buy on Groupon or LivingSocial http://www.wisebread.com/5-things-you-should-never-buy-on-groupon-or-livingsocial <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-you-should-never-buy-on-groupon-or-livingsocial" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_stressed_computer_000081007957.jpg" alt="Man learning what not to buy on Groupon or Living Social" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Groupon and LivingSocial can save you a bundle on a lot of things &mdash; from restaurants to gifts to vacations. But these daily-deals sites aren't <em>always</em> the best bargain around. Check out these items you should steer clear of when shopping on these super-savings behemoths.</p> <h2>1. Makeup</h2> <p>I don't wear or buy makeup (okay, maybe a dab of concealer here and there; no shame in my fleek game), but I know well enough that you shouldn't buy makeup from third-party vendors. You don't know where it's been or possibly even what's in it, which can be very problematic when you're putting it on your face or generally have sensitive skin. It's just a good habit to practice buying your makeup directly from the source in safety-sealed packaging.</p> <p>Jenn Haskins, who writes popular fashion and beauty blog hellorigby.com, recently had an unfortunate experience with makeup she purchased on LivingSocial.</p> <p>&quot;I purchased makeup on LivingSocial that appeared to be an expensive makeup brand, but what I received instead was an unlabeled counterfeit product,&quot; she says. &quot;Luckily LivingSocial refunded me, but I definitely won't be making that mistake again.&quot;</p> <h2>2. Hotel Rooms</h2> <p>We all want to save as much as we can when we travel &mdash; myself included &mdash; so deeply discounted hotels on Groupon and LivingSocial are quite attractive. Sometimes they're a great buy, while other times you could be paying more for the room than if you had made a reservation directly through the hotel. Mike Catania, consumer savings blogger and co-founder of PromotionCode.org, provides more detail into the dynamics of renting hotels on daily deal sites.</p> <p>&quot;Because hotels only offer a limited number of rooms to a certain provider, Groupon/LivingSocial can offer them near cost because they're making the commission from the hotel for running the offer,&quot; he explains. &quot;If demand surges and you've already booked the hotel, you very well could save up to 40% off the available rate. Alternatively, if demand lags and the booking dates are approaching quickly, the hotel will drop the price beneath what they offered it to Groupon/LivingSocial and you could end up having paid a 20% premium for buying the Groupon/LivingSocial offer when they released it instead of waiting for the best time to buy.&quot;</p> <h2>3. Generic Gadgets and Tech</h2> <p>As a general rule, I tend to regard high-priced electronics and gadgets as higher quality than their less expensive counterparts. That's perhaps not true 100% of time, but I'd give it a solid 98% accuracy rating considering that I've typically had great experiences with tech that cost a pretty penny opposed to bargain buys. My philosophy gets a bit iffy, however, when Groupon and LivingSocial get into the mix. In fact, if the tech deal seems too good to be true on these sites, it probably is, says Kristin Cook, managing editor for BensBargains.com.</p> <p>&quot;Groupon and LivingSocial are notorious for rebranding generic items and giving them ridiculously high &quot;retail&quot; prices,&quot; she reveals. &quot;Before buying anything, do a quick Google Shopping search. If the only site selling the brand is Groupon, odds are high you can find the same item under its more generic name on eBay or Amazon.&quot;</p> <h2>4. Store Vouchers With Lots of Restrictions</h2> <p>When it comes to Groupon and LivingSocial vouchers with a long list of restrictions, buyer beware.</p> <p>I had an experience once with a carpet-cleaning service whose Groupon deal promised a $70 cleaning. What I didn't recognize until after the fact (because some of the details weren't even listed) was that there were additional charges for the type rug, size of the rug, and more. What I thought would save me money cost me way more than I anticipated &mdash; hundreds of dollars more, in fact, which was nearly the cost of a brand new rug &mdash; plus the service itself wasn't that great.</p> <p>&quot;Many stores include rules and restrictions making the voucher almost useless,&quot; Cook says. &quot;Specifically avoid vouchers that can't be used for items on sale or can't be applied to shipping/handling costs.&quot;</p> <p>In other words, read through all the restrictions before you buy the deal, and try not to let that low, low price suck you in without being fully informed.</p> <h2>5. Things That You Can Get for Cheaper &mdash; Or Even Free</h2> <p>It seems like a no-brainer to not pay for something you can get for free, but it's easy to overlook that fact when Groupon and LivingSocial are waving &quot;unbeatable&quot; deals in your face. Ultimately, however, your eagerness and laziness could cost you.</p> <p>Stefanie O'Connell, Millennial finance expert and author of <a href="http://amzn.to/1SRp8FW">The Broke and Beautiful Life</a>, talks about the time she found an awesome deal for a museum &mdash; except it wasn't really a deal at all.</p> <p>&quot;I live in New York City and love using Groupon as a resource for low cost activities, but I found one particular &quot;deal&quot; I stumbled across to be incredibly off-putting,&quot; she says. &quot;Groupon was advertising a deal for $18 admission to The Metropolitan Museum of Art. The MET admission, however, is a suggested donation. The full suggested donation amount is $25, more than the $18 Groupon price &mdash; but it's still suggested donation, meaning you could just as easily give $18 directly to the MET, without Groupon taking any part of that cut.&quot;</p> <p>O'Connell's tip is probably the best tip when browsing Groupon or LivingSocial for deals &mdash; compare other existing prices to the advertised daily &quot;deal&quot; to ensure you're getting the best discount. Online coupon codes, discounts from direct-marketing emails, and other savings may work out better for you than the one-and-done approach you take when purchasing from Groupon or LivingSocial.</p> <p><em>What are some things you'd never buy on Groupon or LivingSocial? Have you ever been burned by these deal sites? Let's talk about it in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/5-things-you-should-never-buy-on-groupon-or-livingsocial">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-price-match-policies-you-should-be-wary-of">8 Price Match Policies You Should Be Wary Of</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-a-groupon-refund-when-a-company-closes">How to Get a Groupon Refund When a Company Closes</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-all-that-stuff-the-police-seize-and-its-cheap">How to Buy All That Stuff the Police Seize. And It&#039;s Cheap.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Shopping coupon sites deals groupon hotels knock offs livingsocial online shopping rip offs too good to be true Wed, 23 Mar 2016 09:00:12 +0000 Mikey Rox 1675387 at http://www.wisebread.com