Travel http://www.wisebread.com/taxonomy/term/254/all en-US Best Money Tips: Ways to Fly on a Private Jet for Less http://www.wisebread.com/best-money-tips-ways-to-fly-on-a-private-jet-for-less <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-fly-on-a-private-jet-for-less" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_private_jet_000064952285.jpg" alt="Woman finding ways to fly on a private jet for less" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found ways to fly on a private jet for less, tips for staying healthy on a budget, and how to create a meditation retreat at home.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.cheapism.com/blog/4341/cheap-private-jet-service">10 Ways to Fly on a Private Jet for Less</a> &mdash; It can cost as low as a few hundred dollars to book a whole charter jet if it's on an &quot;empty leg&quot; trip. [Cheapism]</p> <p><a href="http://www.moneysoldiers.com/6-tips-for-staying-healthy-on-a-budget/">6 Tips For Staying Healthy on A Budget</a> &mdash; Pay attention to your salt intake! Salt raises blood pressure and makes you retain water. [Money Soldiers]</p> <p><a href="http://www.popsugar.com/smart-living/How-Meditate-Home-41217830">How to Create a Relaxing Meditation Retreat Right at Home</a> &mdash; Choose a quiet corner to set up your retreat. You'll want use it more often if it's in plain view. [PopSugar Smart Living]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0514/Five-money-talks-you-need-to-have-before-marriage-and-four-ways-to-start">Five money talks you need to have before marriage (and four ways to start)</a> &mdash; Go over that student loans, credit cards, and other debt that each of you will bring into the marriage.&nbsp; [The Monitor]</p> <p><a href="http://everythingfinanceblog.com/17561/celebrate-memorial-day-on-a-budget.html">Fun and Inexpensive Ways to Celebrate Memorial Day</a> &mdash; Pay tribute by writing a letter or creating a care package to send to our troops. [Everything Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.adaringadventure.com/how-to-tweak-your-morning-routine-to-make-your-entire-day-more-productive/">How to Tweak Your Morning Routine to Make Your Entire Day More Productive</a> &mdash; You body needs to be hydrated in the morning. A hot cup of water will do the trick without shocking your body temperature. [A Daring Adventure]</p> <p><a href="http://www.milliondollarjourney.com/give-yourself-a-financial-checkup.htm">Give Yourself a Financial Checkup</a> &mdash; Check your financial well-being by going over your cash flow, investments, estate planning, and other areas. [Million Dollar Journey]</p> <p><a href="http://funhappyhome.com/2016/05/7-ways-to-spend-the-rest-of-your-life-debt-free/">7 Ways to Spend the Rest of Your Life Debt-Free</a> &mdash; Pretend that you make less than you do. Can you live off 50% of your income? [Fun Happy Home]</p> <p><a href="http://www.currentoncurrency.com/6-steps-take-lose-job/">6 Steps to Take When You Lose Your Job</a> &mdash; Talk to your boss to hash out exactly why you're being let go.&nbsp; [Current on Currency]</p> <p><a href="http://www.treesfullofmoney.com/?p=3723">4 Tips to Combat Moisture in Your Basement</a> &mdash; Declutter your basement! Things like old boxes, clothes, and books absorb moisture, so either get rid of them or store them in plastic tote bins. [Trees Full of Money]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-fly-on-a-private-jet-for-less">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-accommodations-online">8 Ways to Save on Accommodations Online</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-save-on-baggage-fees">6 Ways to Save On Baggage Fees</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-credit-cards-for-road-trips">Best Credit Cards For Road Trips</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget">7 Fool-Proof Ways to Stay Within Your Travel Budget</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel best money tips private jet Wed, 25 May 2016 10:00:11 +0000 Amy Lu 1716907 at http://www.wisebread.com 8 Ways to Save on Accommodations Online http://www.wisebread.com/8-ways-to-save-on-accommodations-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-to-save-on-accommodations-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000049917430_Large_0.jpg" alt="saving on travel accommodations online" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The online accommodation landscape is changing quickly. New websites are popping up every day, each with a unique way to search for different types of lodging. But sometimes sites like Airbnb have hefty service charges, while booking engines like Expedia and Booking.com often take a 25% cut from the hotel, which is sometimes passed on to the guests. I've traveled for over six years and have stayed in over 400 different hotels, hostels, and apartments around the world, and I've found a few ways to get cheaper (or even free) accommodation online. Here they are.</p> <h2>1. Try House Sitting</h2> <p>The <a href="http://www.wisebread.com/10-tips-for-landing-the-perfect-house-sitting-gig">idea of house sitting</a>, while gaining traction, is still very foreign to most people. When I tell people that I've house sat in beachfront villas on the Caribbean Sea and in casitas in the jungles of Costa Rica, they often expect that I knew the owners or that I've somehow solicited myself door-to-door.</p> <p>The fact is, finding beautiful homes to house sit all around the world is easier today than it's ever been, thanks to websites like <a href="http://www.trustedhousesitters.com/">TrustedHouseSitters.com</a>. This site has the largest collection of available house sitting jobs on the web and it's really easy to get started.</p> <p>All you have to do is sign-up for their yearly service ($8.25 per month) and you'll have access to thousands of potential house sitting gigs around the world. I've seen everything from mountain top bungalows in Fiji, to vineyards in France, and even castles in the UK. It seems too good to be true, but it's really not.</p> <p>To better your chances of landing that perfect job, create a profile with your picture and a brief write-up about yourself, get some reviews from other people you've house sat for in the past, and complete a police check (usually done at your local police station for a fee).</p> <p>Once you've created your profile, you'll receive an email in your inbox every couple of days with potential house sitting jobs. Then all you have to do is wait until there's one that suits your needs, send the owner a message, and hope to get chosen!</p> <p>If you are chosen, you typically do a quick Skype call and then a few weeks later, you'll be flying off to your temporary dream home... where you'll stay for free.</p> <p>Usually the <a href="http://www.wisebread.com/how-to-make-400-a-week-as-a-pet-sitter">listings include pet sitting</a>, so you'll have to take care of an animal during your stay, but sometimes there aren't any pets and you just get the house to yourself. The jobs typically don't pay, but we have had some experiences where the owners give us a small salary for staying.</p> <h2>2. Use Local Property Sites</h2> <p>When big companies like Expedia and Airbnb charge a fee to the hotel or apartment owners, that cost is usually passed on to you, the guest. To avoid this, you can sometimes find the name of the property owner on these sites, and then run a Google search to see if you can find the same property listed on a local website.</p> <p>Local websites generally have much lower fees, so you can potentially save 10%-15% off of the total cost of your accommodation. In Malta, for example, you can find many apartments online through large websites, but Malta also has a few locally run sites like <a href="http://shortletsmalta.com/">ShortLetsMalta.com</a>, where you can find the same properties much cheaper. In Guatemala, there's <a href="http://rentalsatitlan.com/">Atitlan Solutions</a>, and in pretty much every town or country, there's a local website that will have cheaper accommodations than the big search sites.</p> <h2>3. Contact the Owner Directly</h2> <p>This is a particularly good trick if you're looking for short let apartments around the world. The way to contact the owner directly is similar to finding local websites in the previous tip. You just have to go into Airbnb or Villas.com and find a place you like, then look at the owner profile and see if they list their name or the name of their property management company.</p> <p>Once you have that, you can run a Google search to see if you can find the owner directly online. Sometimes they have their own website for the property, and sometimes they don't. If they don't have a website, they probably won't show up in Google, but there's another tactic you can use.</p> <p>Head to Facebook and search their name and the destination where the property is located. For example: &quot;John Doe Puerto Vallarta.&quot;</p> <p>Facebook will show a list of people by the same name in or around that city. You can match the person's profile photo to their picture on the booking site, and then send them a direct Facebook message asking them about the property.</p> <h2>4. Check the Hotel Website</h2> <p>A lot of hotels don't like the fact that when they have 100 rooms occupied in their establishment, they're paying 25% of their total revenue to big booking sites.</p> <p>This is why many hotels offer financial incentives for booking directly on their websites. Once you find a hotel on a booking site, consider running a Google search with the hotel name and see if you can go directly to their site.</p> <p>Compare the prices between the booking engine and the direct website and you'll often find that you can save upwards of 15% by booking directly with the hotel.</p> <h2>5. Haggle, Haggle, Haggle</h2> <p>Once you contact the local rental agency, the apartment owner, or the hotel's website, you can bargain. With hotels, they may not have as much leeway to give you more of a discount, but you can send the owner an email and ask for a percentage off the room rate if you're staying more than a couple nights.</p> <p>Usually with rental agencies and apartment owners, there's a fair amount of negotiating space. You can save a lot of money, especially considering that you'll already be saving the fees from the big booking sites. I rented an apartment in Malta for two months and I ended up saving nearly 30% of the cost by contacting them directly and bargaining for the price. It really works!</p> <h2>6. Consider Couch Surfing</h2> <p>Saving money is great, but free lodging is even better. The term &quot;couch surfing&quot; is becoming more mainstream, but there's still a misunderstanding of what's involved.</p> <p>Many people hear it and think, <em>I don't want to sleep on someone's couch!</em></p> <p>But in reality, there are thousands of couch surfing opportunities where you have your own room, a queen-sized bed, and even your own bathroom. Couch surfing is now a universal term for <a href="http://www.wisebread.com/7-ways-that-anyone-can-travel-for-free">staying in someone's home for free</a>, not just crashing in someone's living room.</p> <p>The great thing about couch surfing is that you get a real local experience when traveling to a new destination. What better way to immerse yourself in the culture than by staying in a local's home?</p> <p>To start couch surfing, head to <a href="https://www.couchsurfing.com/">CouchSurfing.com</a> and sign-up for free. You can then browse through 400,000+ hosts around the world, and in no time at all, you can arrange to stay with somebody overseas. It's a great service.</p> <h2>7. Try Home Exchange</h2> <p>Another great way to get free accommodation is to do a home exchange. Made famous by the 2006 movie: <em>The Holiday</em>, home exchanges are a really cool concept. Head to <a href="http://www.lovehomeswap.com/">LoveHomeSwap.com</a>, sign up for $20 per month, and start swappin'!</p> <p>Of course, some downsides of this option are that you have to own a home, and you have to be willing to let a stranger stay in your home in exchange for getting to stay in theirs. But if it means you can fly to London and stay in the historical city for free... why not?</p> <h2>8. Check Out Volunteer Exchange</h2> <p>Websites like <a href="http://workaway.info/">WorkAway.info</a> and <a href="https://www.helpx.net/">HelpX</a> also offer travelers a great way to earn free accommodations all around the world, while helping out the local communities along the way. Basically it's an exchange. You sign up for a fee and then you have access to all of the volunteer opportunities on the website, and there thousands in over 135 countries.</p> <p>Browse through the listings, find a rewarding placement, and enjoy free accommodations (and sometimes food) in return for your services. Whether you decide to work on organic farms in South America, teach children in Asia, or help out at orphanages in Africa, your lodging will be earned, but the experience will be priceless.</p> <p><em>Have you tried any of these accommodation hacks? Let us know in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/8-ways-to-save-on-accommodations-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-hotel-hacks-from-professional-travelers">25 Hotel Hacks From Professional Travelers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-easy-way-to-negotiate-a-cheaper-hotel-room">The Easy Way to Negotiate a Cheaper Hotel Room</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-money-on-travel-accommodations">Save Money on Travel Accommodations</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-ways-to-get-hotel-deals">3 Ways to Get Hotel Deals</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel accommodations hotel deals hotels save money travel hacks travel tips Mon, 23 May 2016 09:00:05 +0000 Nick Wharton 1714250 at http://www.wisebread.com 6 Ways to Save On Baggage Fees http://www.wisebread.com/6-ways-to-save-on-baggage-fees <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-save-on-baggage-fees" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_holding_luggage_000081890955.jpg" alt="Woman learning how to save on airline baggage fees" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Since May, 2008 when American Airlines announced that it would be the first U.S. airline to charge for <em>every </em>checked bag, it's been downhill for frugal flight passengers. Now, nearly every airline in the U.S. and Canada charges around $25 for the first bag their customers check (and more for the second and third). But don't worry! You can avoid these fees if you're a savvy flyer. In this article, I'm going to break down six cures to the checked baggage fee epidemic.</p> <h2>The Costs</h2> <p>Before getting into how we can save on bags, let's go over the costs.</p> <p>Generally airlines charge $25 for the first checked bag for each direction of your journey, meaning you'll pay $50 for a roundtrip flight. While $50 may not sound like a crippling fee, when you're hunting for a great deal on a flight, it can end up being a large percentage of your overall fare &mdash; and that's just for one checked bag.</p> <p>That $50 is a steak dinner for two, it's eight beers at a nice restaurant, it's a nice bottle of wine and a museum entry ticket. That $50 is enough to make you think twice about your baggage fees on your next flight.</p> <p>If you're traveling with a family, you can save upwards of $125 each journey (much more if your bags are overweight). So let's get started with some tips.</p> <h2>1. Become Elite</h2> <p>If you're a frequent flyer (usually 25,000+ miles per year), you can become an elite member of your frequent flyer program and reap some pretty amazing rewards. One of them will likely be free checked bags on your flights. Other rewards include free upgrades, free food, and unlimited booze.</p> <p>American Airline's AAdvantage program offers one free checked bag for Gold members, two for Platinum members, and three for Executive Platinum members.</p> <p>If you don't think that you're going to be traveling all the way around the world and back each year and thus don't qualify for elite status, then you may want to utilize the next tip instead.</p> <h2>2. Use the Right Credit Card</h2> <p>Airline loyalty programs like <a href="http://www.wisebread.com/which-delta-skymiles-credit-card-has-the-best-value">Delta SkyMiles</a>, <a href="http://www.wisebread.com/which-united-mileageplus-credit-card-should-you-get">United MileagePlus</a>, <a href="http://www.wisebread.com/which-american-airlines-us-airways-credit-card-should-you-get">American Airlines AAdvantage</a>, <a href="http://www.wisebread.com/earn-award-flights-faster-with-the-jetblue-rewards-mastercard-from-barclaycard">JetBlue TrueBlue</a>, and <a href="http://www.wisebread.com/best-domestic-frequent-flyer-program-southwest-airlines-rapid-rewards-premier-credit-card">Southwest Rapid Rewards</a> all have their line of <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards">co-branded credit cards</a>. These credit cards offer a variety of travel perks, including free checked baggage.</p> <p>If you're a frequent flyer, or you always fly with the same airline or airline partner, then you should definitely consider choosing a credit card that will maximize your flight benefits with that airline. Baggage fees are usually just the tip of the iceberg when it comes to credit card rewards. You can earn some pretty nice perks by putting your flight purchases on the right credit card.</p> <h2>3. Pack Smart</h2> <p>In 2010, Spirit Airlines started charging for carry-on bags, but luckily no other airlines (aside from Frontier) have followed suit so far. This means that you can sometimes pack all of your things into a carry-on sized bag to avoid baggage fees. You might be surprised at how easy this can be done! (See also: <a href="http://www.wisebread.com/15-packing-secrets-from-a-professional-traveler?ref=seealso">15 Packing Secrets From a Professional Traveler</a>)</p> <p>One tip that works quite well is to wear all of your bulky clothes on the plane to free up space in your bag. I'm not saying that you should dress in everything you own like Joey from <em>Friends</em>, but you can definitely wear your jacket, jeans, and sweater on the day of your flight to lessen the load in your bags.</p> <p>If you're trying to avoid overweight baggage fees, then wearing your bulky items and carrying as much in your carry-on may just save you a lot of money. A 60-lb checked bag can cost you upwards of $90, so if you can put some of that weight in the cabin, you'll be keeping some money in your wallet.</p> <h2>4. Fly With the Right Airline</h2> <p>Sorry, guys! This list is slowly dwindling down and you now only have one option for free bags in the U.S. &mdash; Southwest Airlines. JetBlue was the only other airline that held out on baggage fees until June, 2015 when they announced that the first checked bag would be $25 for all passengers.</p> <p>Southwest is still holding out and they actually allow <em>two </em>free checked bags for all passengers. Go Southwest!</p> <h2>5. Upgrade</h2> <p>You may cringe at the idea of spending double the price of your ticket just for some extra leg room, good service, and a fancy meal, but flying first class doesn't always have to be expensive. Delta, for example, sometimes offers seat upgrades for $90 at check-in. First class allows you a free checked bag and often offers more weight allowance.</p> <p>An overweight bag on Delta can cost around $90, so why not enjoy some comfort, free booze, and a free meal along the way? Definitely ask about upgrades at check-in.</p> <p>WestJet in Canada offers upgrades to Economy Plus Seating for between $15&ndash;$50 and it includes food, more leg room, a drink, and a free checked bag (worth $25). Definitely worth considering.</p> <h2>6. Go Ultra-Light</h2> <p>If you're a frequent flyer, it's probably worth it for you to invest in <a href="http://amzn.to/1Soc74E">lightweight luggage</a>. The amount of money that you can potentially save in overweight baggage fees will likely be far more than the cost of the bag over the course of a year.</p> <p>Some regular suitcases can weigh upwards of 20 lbs &mdash; empty! Buy purchasing ultra-lightweight luggage, you can get this down to around seven lbs. That's 13 lbs lighter, and if you're that much overweight, this luggage could save you around $60 in your return journey!</p> <h2>You Don't Have to Go Far</h2> <p>Some people go as far as to avoid flying altogether, or even shipping their bags with an independent courier service like VIPbags to avoid fees, but you really don't have to go that far. By using the tips in this article, you should be able to rid yourself of the baggage fees, while still flying comfortably on your next vacation. (See also: <a href="http://www.wisebread.com/the-10-most-creative-ways-to-avoid-airline-fees-like-wearable-suitcases?ref=seealso">10 Most Creative Ways to Avoid Airline Fees</a>)</p> <h2 style="text-align: center;">Did You Like This Article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-ways-to-save-on-baggage-fees&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FWays%20To%20onBaggageFees.jpg&amp;description=6%20Easy%20Ways%20To%20Save%20On%20Airline%20Baggage%20Fees" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Ways%20To%20onBaggageFees.jpg" alt="Save On Baggage Fees" width="250" height="374" align="middle" /></p> <p><em>How do you avoid paying airline checked baggage fees?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/6-ways-to-save-on-baggage-fees">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-save-and-make-money-while-traveling">12 Ways to Save and Make Money While Traveling</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-through-the-airport-faster">How to Get Through the Airport Faster</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget">7 Fool-Proof Ways to Stay Within Your Travel Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-get-free-or-almost-free-airline-tickets">10 Ways to Get Free (or Almost Free) Airline Tickets</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">5 Affordable Alternatives to Pet Boarding</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel frugal living luggage luggage fees saving money travel travel fees Thu, 19 May 2016 10:00:12 +0000 Nick Wharton 1706847 at http://www.wisebread.com Best Credit Cards For Road Trips http://www.wisebread.com/best-credit-cards-for-road-trips <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-credit-cards-for-road-trips" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000064357051_Large.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you enjoy taking a good old-fashioned road trip? By hitting the road, you can enjoy the wonder of directly experiencing landscape while avoiding the hassle and tedium of modern air travel. And when you set out on the road, you'll want to carry the right credit card to earn the most rewards and take advantage of the benefits you might need along the way.</p> <p>Here are the best credit cards for your next road trip.</p> <h2>BankAmericard Cash Rewards&trade; Credit Card</h2> <p><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=106&amp;pp=1&amp;uv=xcard&amp;fot=1337" rel="nofollow" target="_blank"><img width="154" border="0" src=" http://wisebread.com/files/fruganomics/BoA_Cash_Rewards.jpg" alt="" style="float:right;margin:0 10px;" /></a>The <a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=106&amp;pp=1&amp;uv=xname&amp;fot=1337">BankAmericard Cash Rewards&trade; Credit Card</a> offers a strong 3% cash back on gas purchases, as well as 2% at grocery stores (on up to $1,500 spent each quarter on combined gas and grocery purchases), and 1% on all other purchases. New cardholders also receive $100 online cash bonus after making $500 in purchases within the first 90 days after account opening. You also receive a 10% bonus on the rewards you've earned when you deposit your cash back into a Bank of America&reg; checking or savings account. There is no annual fee for this card.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=106&amp;pp=1&amp;uv=xend&amp;fot=1337">Click here to learn more and apply for the BankAmericard Cash Rewards&trade; Credit Card today!</a></strong></p> <h2>Premier Rewards Gold Card from American Express</h2> <p><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=3&amp;pp=2&amp;uv=xcard&amp;fot=1337" rel="nofollow" target="_blank"><img width="154" border="0" src="http://www.imgsynergy.com/191x120/premier-rewards-gold-card-111715.png" alt="" style="float:right;margin:0 10px;" /></a>The <a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=3&amp;pp=2&amp;uv=xname&amp;fot=1337">Premier Rewards Gold Card from American Express</a> offers 2x points on purchases at U.S. gas stations, restaurants and U.S. supermarkets, as well as 3x points for airline purchases and 1 point on all other purchases. This card also offers Premium Roadside Assistance, which can provide you with a tow, a jumpstart, or other minor service up to four times a year at no cost. Terms and limitations apply. There is a $195 annual fee for this card that's waived the first year, and no foreign transaction fees.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=3&amp;pp=2&amp;uv=xend&amp;fot=1337">Click here to learn more and apply for the Premier Rewards Gold Card from American Express today!</a></strong></p> <h2>Amex EveryDay&reg; Preferred Credit Card from American Express</h2> <p><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=4&amp;pp=3&amp;uv=xcard&amp;fot=1337" rel="nofollow" target="_blank"><img width="154" border="0" src="http://www.imgsynergy.com/191x120/the-amex-everydaysm-preferred-credit-card-102814.png" alt="" style="float:right;margin:0 10px;" /></a>The <a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=4&amp;pp=3&amp;uv=xname&amp;fot=1337">Amex EveryDay&reg; Preferred Credit Card from American Express</a> offers 2x points at US gas stations, as well as 3x points at US supermarkets and 1x on other purchases. You also receive a 50% points bonus each statement period when you make at least 30 transactions. New cardholders can earn 15,000 bonus points after spending $1,000 within three months of account opening. This card also features a roadside assistance hotline, but it is a dispatch service that does not include payments for any services received. Terms and conditions apply. There is a $95 annual fee for this card.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=4&amp;pp=3&amp;uv=xend&amp;fot=1337">Click here to learn more and apply for the The Amex EveryDay&reg; Preferred Credit Card from American Express today!</a></strong></p> <h2>Discover it&reg; chrome</h2> <p><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=65&amp;pp=4&amp;uv=xcard&amp;fot=1337" rel="nofollow" target="_blank"><img width="154" border="0" src="http://www.imgsynergy.com/191x120/discover-it-chrome-052615.png" alt="" style="float:right;margin:0 10px;" /></a>The <a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=65&amp;pp=4&amp;uv=xname&amp;fot=1337">Discover it&reg; chrome Card</a> offers 2% cash back on gas and purchases at restaurants on up to $1,000 in combined purchases each quarter, and unlimited 1% cash back on all other purchases. Discover also matches all the cash back earned at the end of the first year. There is no annual fee for this card, no penalty interest rate, and no foreign transaction fees.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=65&amp;pp=4&amp;uv=xend&amp;fot=1337">Click here to learn more and apply for the Discover it&reg; chrome Card today!</a></strong></p> <h2>Citi&reg; Double Cash Card</h2> <p><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=47&amp;pp=5&amp;uv=xcard&amp;fot=1337" rel="nofollow" target="_blank"><img width="154" border="0" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/CitiDoubleCash.jpg" alt="" style="float:right;margin:0 10px;" /></a>Besides gas, restaurants, and grocery stores, your road trip might include many various purchases that don&rsquo;t fall under certain bonus categories other cards offer. For all your other purchases, the <a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=47&amp;pp=5&amp;uv=xname&amp;fot=1337">Double Cash card</a> from our partner Citi can help rack up points without a lot of complicated calculations. It offers 1% cash back on all purchases, and another 1% cash back when those purchases are paid. There is no annual fee.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=192&amp;pid=47&amp;pp=5&amp;uv=xend&amp;fot=1337">Click here to learn more and apply for the Citi&reg; Double Cash Card today!</a></strong></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/best-credit-cards-for-road-trips">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-credit-cards-for-cruises">Best Credit Cards for Cruises</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards">5 Best Co-Branded Airline Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-credit-cards-with-free-airport-lounge-access">5 Best Credit Cards with Free Airport Lounge Access</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel best credit cards Wed, 18 May 2016 10:30:06 +0000 Christina Majaski 1695175 at http://www.wisebread.com 7 Fool-Proof Ways to Stay Within Your Travel Budget http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-fool-proof-ways-to-stay-within-your-travel-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_travel_map_000054071742.jpg" alt="Woman finding ways to stay within travel budget" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Once you've planned your big trip, written down all of your expenses, and come up with a travel plan, you may think that it will be easy to stay within your budget. But sometimes you end up going over your planned costs, no matter how prepared you think you are. Here are seven tips to help ensure that you stay under budget and on top of your travel spending.</p> <h2>1. Put Your Daily Budget in Your Wallet</h2> <p>This is a very easy way to make sure that you spend exactly what you were hoping to spend on your trip. Simply calculate a daily budget and only put that amount of money in your wallet each day. When the wallet is empty, your budget for the day is spent.</p> <p>Of course, some would argue that using cash instead of credit has all sorts of disadvantages. So if you want to use your credit card (the one with <a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation">no foreign transaction fees</a> and that <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">offers travel rewards</a> so you can go on your next vacation sooner), you can always jot down what you've spent through the day, so you know how much is left in your daily budget.</p> <h2>2. Keep Track of Everything</h2> <p>The best way to stay on top of your spending is to write it all down, but who has a pen, paper, and calculator these days? Luckily, there's an app for that.</p> <p>The Trail Wallet app (only <a href="http://voyagetravelapps.com/trail-wallet/">available for Apple devices</a>) allows you to set a daily budget, add different currencies, and input each purchase you make throughout the day. It saves you the hassle of converting foreign money to your home currency and even puts everything into handy, easy-to-read pie charts so that you can see exactly where your money is spent.</p> <p>See also: <a href="http://www.wisebread.com/travel-resources?ref=seealso">40 Most Useful Travel Websites That Can Save You a Fortune</a></p> <h2>3. Cook and Drink In</h2> <p>This can be a huge money saver while on the road, especially when traveling to expensive destinations like Rome and Paris. Of course, I'm not saying you should forgo local food and cook for yourself every day to save a buck, but if you can eat at least one meal in each day, you can save a significant amount of money.</p> <p>See also: <a href="http://www.wisebread.com/the-14-best-ways-to-cut-food-costs-while-traveling?ref=seealso">14 Ways to Cut Food Costs While Traveling</a></p> <p>You don't have to rent your own apartment to have your own cooking facilities, either. Many hostels and some guest houses and B&amp;Bs have communal kitchens where you can store your groceries in the fridge and have full use of the stove and dishes.</p> <h2>4. Riding Isn't Always Cheaper Than Flying</h2> <p>People often assume that flying is always the more expensive option, but that's not always the case. Sometimes, especially in places with strong competition for budget airlines like in Europe and Asia, it's much cheaper to fly.</p> <p>For example, a train from Rome to Paris will cost you at least $136 and take you around 11 hours, while a cheap non-stop flight with Ryanair will only take two hours and won't likely cost you more than $40.</p> <h2>5. Travel a Little Slower</h2> <p>One sure way to blow your budget is to move around too much. When people plan their finances for a holiday, they rarely take into consideration how much buses, taxis, rental cars, and flights will cost.</p> <p>To cut down on these expenses, consider <a href="http://www.wisebread.com/savor-your-trip-and-save-big-with-these-5-slow-travel-tips">traveling slower</a>. Stay in a place longer and get to know it better. Rent an apartment for a week and get a discount for a longer stay. Get to know the cheapest restaurants where the locals always eat and try to cook for yourself.</p> <p>See also: <a href="http://www.wisebread.com/live-like-a-local-how-to-tap-into-the-local-scene-while-traveling?ref=seealso">Live Like a Local: How to Tap Into the Local Scene While Traveling</a></p> <h2>6. Shop Around</h2> <p>Don't just take the first price you're given. This goes for everything while traveling. Take the time to walk around and find cheaper restaurants. Check different bus routes and companies to find better value transport. Check different tour companies for the best deals.</p> <p>If you're planning to rent a car, shop around to different rental companies. Find the best deal you can, and then go to other companies and see if they can beat the price. You'd be surprised how low these business are willing to drop their prices.</p> <p>I recently used this tactic in Croatia. At first, the car was going to cost me $25 per day for 12 days, but after shopping around and bargaining with different companies, I got it down to $15. I saved a total of $120 over 12 days just by shopping around.</p> <p>See also: <a href="http://www.wisebread.com/10-things-youre-paying-too-much-for-when-you-travel-and-how-to-pay-less?ref=seealso">10 Things You're Paying Too Much for When You Travel and How to Pay Less</a></p> <h2>7. Rent a Motorcycle Instead of Doing Tours</h2> <p>This can be a big money saver, especially in Asian countries where it costs less than $5 per day for a motorcycle rental. Instead of taking expensive tours, consider heading into a tourist office or tourism information center and ask them where the best nearby sites are.</p> <p>They'll often give you a map and circle the highlights of the region. These are likely the same stops that a day tour would take you to, so now all you have to do is rent a motorbike or scooter for the day and visit the sites yourself.</p> <p>In Asia, you can rent a motorbike for $5 and you'll probably only use $5 worth of gas in a full day of touring. Tours usually cost $40 or more, so the motorbike is a good way to save money and stay in budget. You can even split the motorbike and gas cost with a friend or travel partner.</p> <h2>Don't Be Too Strict</h2> <p>Even budget travelers have to splurge sometimes. These tips will help you stay within your financial plan, but make sure you leave some room for extra activities and must-see side trips. Don't try to scrape by on as little as possible because you may end up missing out on some amazing experiences. Budget smart and travel safe!</p> <p><em>How do you stay on budget when you're on the road?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-fun-ways-the-sharing-economy-helps-you-save-on-vacation">5 Fun Ways the Sharing Economy Helps You Save on Vacation</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-all-inclusive-vacations-and-cruises-worth-the-money">Are All-Inclusive Vacations and Cruises Worth the Money?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-smart-travel-hacks-only-frequent-flyers-know">5 Smart Travel Hacks Only Frequent Flyers Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-save-and-make-money-while-traveling">12 Ways to Save and Make Money While Traveling</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-best-vacation-deal-websites">The 6 Best Vacation Deal Websites</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel air travel car rentals saving money tourism travel budget vacation Tue, 17 May 2016 10:00:13 +0000 Nick Wharton 1706848 at http://www.wisebread.com Best Credit Cards for Cruises http://www.wisebread.com/best-credit-cards-for-cruises <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-credit-cards-for-cruises" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000073051513.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>After taking a cruise for my honeymoon, I am hooked. Cruises are an affordable way to travel around the world. Your travel costs, lodging costs, and food costs are all packaged together for one price while you enjoy an ocean view. Even better, most cruises offer free entertainment each day of the cruise.</p> <p>Before you book your next cruise, consider one of these credit cards. You will notice that both cruise-specific cards and general travel rewards cards are included in the list. We didn&rsquo;t want to give you a list of just cruise-specific cards. This is because many cruise-branded credit cards are just glorified and pricy membership cards. They boast perks, but most of the perks are only tied to that specific cruise line. If you are a cruise fanatic but don&rsquo;t want to be tied to a certain cruise line, here is a mix of options that will get you on your next cruise sooner. (See also:<a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=5x"> 5 Best Travel Reward Credit Cards</a>)</p> <h2>Celebrity Visa Signature Card</h2> <p>The Celebrity Visa Signature Card comes with a $69 annual fee but you also get a $50 statement credit after you spend $1,000 in qualifying purchases in the first 65 days. The card also comes with $50 ChoiceAir Airfare Discount, 50% off second guest discount for onboard, qualified dining, and 10,000 bonus points when you make a transaction within the first 65 days, which can be redeemed for a $100 onboard credit.</p> <p>As far as cruise cards go, the Celebrity Visa seems to be connected with the most cruise lines, since it has sister cruises lines, Royal Caribbean International and Azamara Club Cruises. Cardholders earn two MyCruise points for every dollar spent qualifying purchases on Celebrity Cruises and its sister cruise lines, and one MyCruise point for every $1 spent on all other qualifying purchases. There is no foreign transaction fee with this card.</p> <h2>Norwegian Cruise Line World MasterCard</h2> <p>The Norwegian Cruise Line World MasterCard is one of the best cruise line cards. Cardholders can earn 10,000 bonus WorldPoints, which is worth $100, after they make their first transaction in the first 60 days. The card also earns double WorldPoints on Norwegian purchases. Unlike many other cruise specific cards, Norwegian&rsquo;s WorldPoints can be redeemed for awards outside of the cruise line, such as hotel stays and gift cards to over 100 retailers. Cardmembers will also be the first to know about last-minute redemption offers, such as highly discounted cruises.</p> <p>If you are a fan of Norwegian cruises, I would use the card for the purchase of your cruise and on-ship purchases. However, I would not use the card off of the ship, since the card comes with a 3% foreign transaction fee. There is no annual fee for this card.</p> <h2>Carnival World Mastercard</h2> <p>Fans of Carnival Cruises will love the Carnival World Mastercard, which gives you 10,000 bonus points after your first purchase, worth up to $100. Get double points for each dollar spent on all Carnival Cruise Lines purchases, including onboard purchases charged to Sail &amp; Sign, Carnival's cashless onboard credit system. You can redeem your points for statement credit towards a cruise, onboard amenities, gift cards and merchandise. There are no foreign transaction fees for this card and no annual fee.</p> <h2>Chase Sapphire Preferred&reg; Card</h2> <p><a href="http://ct.wisebread.com/click.php?pg=194&amp;pid=38&amp;pp=1&amp;uv=xcard&amp;fot=1339" rel="nofollow" target="_blank"><img width="154" border="0" src="http://www.imgsynergy.com/191x120/chase-sapphire-preferred-091814.png" alt="" style="float:right;margin:0 10px;" /></a>Feel like the <a href="http://ct.wisebread.com/click.php?pg=194&amp;pid=38&amp;pp=1&amp;uv=xname&amp;fot=1339">Chase Sapphire Preferred&reg; Card</a> makes an appearance on every travel card article? There is a good reason. The Chase Sapphire Preferred Card has an irresistible sign-up bonus and points can be redeemed towards travel via the Ultimate Rewards portal for 1.25 cents per point. The Chase Sapphire comes with a $95 annual fee, but that fee is waived the first year. If you spend $4,000 in the first 3 months of opening the account, you will earn 50,000 bonus points, which can be redeemed for $625 towards travel through the Ultimate Rewards portal. You can earn a free cruise after just 3 months of opening the card!</p> <p>The benefits of the Chase Sapphire Preferred do not stop there. If you add an authorized user to your account and make a purchase also within the first 3 months, you will earn 5,000 bonus points. Also, you will earn double points on restaurant and travel purchases, and Chase&rsquo;s definition of travel purchases is very lenient, meaning you can earn double points on your daily Uber or Lyft drive to work. Finally, you will not pay any foreign transaction fees, which is helpful if you shop offshore.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=194&amp;pid=38&amp;pp=1&amp;uv=xend&amp;fot=1339">Click here to learn more and apply for the&nbsp;Chase Sapphire Preferred&reg; Card today!</a></strong></p> <h2>BankAmericard Travel Rewards Credit Card</h2> <p><a target="_blank" rel="nofollow" alt="BankAmericard Travel Rewards&reg; Credit Card" title="BankAmericard Travel Rewards&reg; Credit Card" href="http://ct.wisebread.com/click.php?pg=194&amp;pid=18&amp;pp=2&amp;uv=xcard"><img border="0" alt="" class="img-exempt" style="float:right;margin:0 10px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/BoA_Travel-154.jpg" /></a>The <a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=194&amp;pid=18&amp;pp=2&amp;uv=xname">BankAmericard Travel Rewards&reg; Credit Card</a> offers unlimited 1.5 points per $1 spent on every purchase, and new cardmembers get 20,000 online bonus points if you make at least $1000 in purchases in the first 90 days &mdash; redeemable for a $200 statement credit that can be used toward travel purchases. Bank of America customers get an additional 10% customer points bonus on every purchase when you have an active checking or savings account with Bank of America. Points can be redeemed as a statement credit to pay for flights, hotels, vacation packages, and more with no blackout dates and restrictions. This card has no annual fee and no foreign transaction fees. <a href="https://consumer.bankofamerica.com/USCCapp/Ctl/entry?sc=VACOY7&amp;pid=dppf">See terms.</a></p> <p><strong><a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=194&amp;pid=18&amp;pp=2&amp;uv=xend">Click here to learn more and apply for the BankAmericard Travel Rewards&reg; Credit Card today!</a></strong></p> <h2>Capital One&reg; Venture&reg; Rewards Credit Card</h2> <p><a href="http://ct.wisebread.com/click.php?pg=194&amp;pid=26&amp;pp=3&amp;uv=xcard&amp;fot=1339" rel="nofollow" target="_blank"><img width="154" border="0" src="http://www.imgsynergy.com/191x120/capital-one-venture-rewards-credit-card-101614.png" alt="" style="float:right;margin:0 10px;" /></a>The <a href="http://ct.wisebread.com/click.php?pg=194&amp;pid=26&amp;pp=3&amp;uv=xname&amp;fot=1339">Capital One&reg; Venture&reg; Rewards Credit Card</a> is also one of the most popular travel rewards credit cards available. Although you may not, at first, think of it as a card particularly ideal for cruises, its value is in the ability to earn unlimited 2x miles for each dollar spent on all purchases. You can then redeem your miles for a statement credit against travel purchases, which includes cruises. It has an annual fee of $59, which is waived the first year. New cardholders can earn a one-time bonus of 40,000 miles if you make $3,000 in purchases within the first 3 months of opening the account. This bonus can be used for $400 in travel statement credits.</p> <p>There is also no foreign transaction fee with this card. Plus, you get other travel benefits such as complimentary upgrades and savings, as well as complimentary concierge service.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=194&amp;pid=26&amp;pp=3&amp;uv=xend&amp;fot=1339">Click here to learn more and apply for the&nbsp;Capital One&reg; Venture&reg; Rewards Credit Card today!</a></strong></p> <h2>Barclaycard Arrival Plus&trade; World Elite MasterCard&reg;</h2> <p><a href="http://ct.wisebread.com/click.php?pg=194&amp;pid=19&amp;pp=4&amp;uv=xcard&amp;fot=1339" rel="nofollow" target="_blank"><img width="154" border="0" src="http://www.imgsynergy.com/191x120/barclaycard-arrival-plus-081215.png" alt="" style="float:right;margin:0 10px;" /></a>Don&rsquo;t let the $89 annual fee scare you away from this card; the first year fee is waived. The <a href="http://ct.wisebread.com/click.php?pg=194&amp;pid=19&amp;pp=4&amp;uv=xname&amp;fot=1339">Barclaycard Arrival Plus&trade; World Elite MasterCard&reg;</a> offers a generous sign-on bonus of 40,000 bonus miles when you spend $3,000 on purchases within the first 90 days. This is can be redeemed for $400 statement credit towards travel purchases, including cruises. Cardholders will also earn 2X miles on every purchase, and earn 5% miles redemption bonus. For example, if you redeem your 40,000 bonus miles, you will earn 2,000 miles back. Another notable benefit is that this card does not charge foreign transaction fees, so you can shop for souvenirs without worrying about extra fees.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=194&amp;pid=19&amp;pp=4&amp;uv=xend&amp;fot=1339">Click here to learn more and apply for the&nbsp;Barclaycard Arrival Plus&trade; World Elite MasterCard&reg; today!</a></strong></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/best-credit-cards-for-cruises">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-credit-cards-for-road-trips">Best Credit Cards For Road Trips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles">5 Best Credit Cards that Transfer Points to Airline Miles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-credit-cards-with-free-airport-lounge-access">5 Best Credit Cards with Free Airport Lounge Access</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel best credit cards cruises Mon, 16 May 2016 10:30:04 +0000 Ashley Eneriz 1696374 at http://www.wisebread.com Are All-Inclusive Vacations and Cruises Worth the Money? http://www.wisebread.com/are-all-inclusive-vacations-and-cruises-worth-the-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/are-all-inclusive-vacations-and-cruises-worth-the-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000052055860_Large.jpg" alt="are all-inclusive cruises and vacations still worth it?" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You see an ad for an &quot;all-inclusive&quot; tropical getaway. It seems like such a great vacation deal, right? All-inclusive resorts charge a flat fee for lodging, food, use of facilities, and activities, and it's a concept that has been adopted by thousands of hotels and <a href="http://www.wisebread.com/the-13-craziest-cruises-ever-to-sail-the-high-seas">cruise ships</a> since Club Med premiered its one-stop-shop design in 1950. But are flat fee escapes truly a bargain? Here's how to decide whether the all-inclusive vacation model is right for you.</p> <h2>All-Inclusive Won't Work for Everyone</h2> <p>If you're looking for quiet relaxation, a party atmosphere, an opportunity to meet other singles in an exotic setting, a pampering experience, or a place where there's a little something to interest your family's three generations, there's an all-inclusive vacation out there to suit your wants. Some resorts cater to honeymooners, for example, while others target guests with young children in tow.</p> <p>If you're looking for adventure, however, an all-inclusive resort probably isn't the way to go. There's a certain ease in knowing where your next meal is coming from and exactly how much it will cost you, but that will only detract from the experience for folks seeking raw exposure to a new place and all of the historic, geographic, and culinary flair it has to offer. In short, all-inclusives make for great vacations, but they're not particularly suitable for adventure-driven travelers.</p> <h2>You'll Likely Miss Out On Local Culture</h2> <p>Even the hula dance shows offered to guests at Hawaii resorts have been culturally sanitized. For authentic local culture, you'll likely have to journey outside the resort's perimeter, where you can mix and mingle with the locals and experience first-hand how they live.</p> <h2>You Won't Have to Think About Money</h2> <p>There are very few people who aren't constantly <a href="https://www.bostonglobe.com/business/2015/03/31/americans-still-stressed-out-over-financial-worries/TKQzcQfFQukQ7sWFuryOzM/story.html">thinking about money</a>. And studies show that just the thought of greenbacks can incite physical or emotional stress on the human body. Luckily, when all your food, drinks, and activities are prepaid, there isn't much opportunity to contemplate the money you're spending on your annual week of leisure. For this reason, all-inclusive getaways create an atmosphere that offers many guests a supreme form of relaxation. You literally never have to pay for anything, because you already have.</p> <h2>&quot;All&quot; Doesn't Mean Everything</h2> <p>Don't assume that spa treatments, airport transportation, and alcoholic beverages are included in the flat rate. Some all-inclusive packages include just food and lodging, while others also cover perks such as Internet access, parking, cocktails, premium meals featuring lobster or steak, and boat trips. &quot;<a href="http://www.marketwatch.com/story/10-things-all-inclusive-vacations-wont-tell-you-2014-04-17?page=1">It's &lsquo;all inclusive&rsquo; with an asterisk</a>,&quot; says Laura Mandala, the managing director of tourism-industry research firm Mandala Research.</p> <h2>Some Perks Go Unused</h2> <p>Marketed as money-savers, the all-inclusive vacation also offers a big convenience factor. Choose a resort or cruise ship, pay a single fee, show up, and enjoy. But if you're not taking full advantage of all the perks you're paying for &mdash; top shelf liquor, motorized water sports, horseback riding, adult comedy shows &mdash; then you might have been better off booking your lodging, food, and activities separately. The big benefit of the all-inclusive concept, of course, is that it makes budgeting easy. You know how much your vacation will cost you and if you don't want to spend any additional money, you don't have to. But you would be wise to do the math and make sure that you'll actually be utilizing the inclusives you're paying for.</p> <h2>Beware of Hidden Fees</h2> <p>Like other hotels and cruise ships, all-inclusive resorts can charge what's commonly dubbed a &quot;resort fee&quot; or &quot;convenience fee.&quot; Here's the kicker: This <a href="http://www.reuters.com/article/us-hotels-bills-charges-idUSBRE97D10120130814">charge isn't included in advertised prices</a> and it can run as high as $30 per night. &quot;Increasingly, hotels give away free breakfast, free Internet, and now some hotels are trying to claw that back with &quot;convenience fees,&quot;&quot; says Robert Habeeb, president of First Hospitality Group in Chicago, which operates 53 hotels. Notably, these fees are on the rise. The <a href="http://www.scps.nyu.edu/about/newsroom/news/2014/u_s_lodging_industry.html">hotel industry collects</a> more than $2 billion in fees annually. Guests paid just half that amount a decade ago.</p> <h2>Sometimes Cheap Is Cheap for a Reason</h2> <p>If the advertised price tag on an all-inclusive vacation package seems too good to be true, there's probably a reason. Maybe it's for a week that falls smack dab in the middle of hurricane season. Or maybe the view from that particular unit features nothing but concrete and pavement. Yes, there is such a thing as a good steal, but read all the particulars to be sure that you're comfortable with what you're getting.</p> <h2>Do Your Research</h2> <p>Before you book an all-inclusive package, be sure to read the recent online reviews and message board postings by other vacationers. That's where you'll learn just how good the food really is, whether the cocktails are too sugary or watered down, and if the resort is undergoing renovation work that may inhibit your experience.</p> <h2>Loyalty Is Often Rewarded</h2> <p>If you find an all-inclusive resort or cruise you love, it often pays to repeat the experience. Loyalty programs and perks for return guests are common, running the gamut from room upgrades to gratis premium meals and cocktails.</p> <p><em>Have you been on an all-inclusive vacation cruise? Was it worth the cost? Share with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/are-all-inclusive-vacations-and-cruises-worth-the-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget">7 Fool-Proof Ways to Stay Within Your Travel Budget</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-take-a-frugal-grownup-spring-break">4 Ways to Take a Frugal Grownup Spring Break</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-need-to-know-before-you-book-an-all-inclusive-vacation">6 Things You Need to Know Before You Book an All-Inclusive Vacation</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-smart-travel-hacks-only-frequent-flyers-know">5 Smart Travel Hacks Only Frequent Flyers Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-save-and-make-money-while-traveling">12 Ways to Save and Make Money While Traveling</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Travel all-inclusive cruises all-inclusive vacations cruise resorts travel budget travel costs vacation Fri, 13 May 2016 09:00:11 +0000 Brittany Lyte 1708886 at http://www.wisebread.com Which Disney Credit Card Is Best for You? http://www.wisebread.com/which-disney-credit-card-is-best-for-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/which-disney-credit-card-is-best-for-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000021290339_Large.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Disney fans, if you have shopped at a Disney store or visited one of Disney&rsquo;s theme parks, then you have probably already received one of Disney&rsquo;s credit card offers. Disney offers two credit cards: the Disney Premier Visa Card and the Disney Rewards Visa Card.</p> <p>These Disney credit cards offer special Disney perks that no other card can get Disney fans. Take a look at the shared benefits and differences between the two cards to see which Disney credit card is the right choice for you.&nbsp;</p> <h2>The Shared Benefits</h2> <p>Both the Premier and Rewards Visa share some cool Disney perks. Some of the special perks include:</p> <ul> <li>Private Disney and Star Wars character Meet &lsquo;N&rsquo; Greets at a special part of the park. This perk also comes with a free 5x7 photo.</li> <li>Discounts on merchandise and purchases at theme parks, resorts, and Disney Stores. Card members can also receive discounts on special Disney tours and vacation packages.</li> <li>Access to exclusive cardmember events and cardmember only areas in the park.</li> <li>Special Disney vacation financing. The usual APR is 16.24%, but on select Disney vacation packages the APR is 0% for 6 months.</li> <li>$50 on board credit for Disney Cruises.</li> <li>Fun Disney or Star Wars card design.</li> </ul> <h2>The Difference Between the Premier and Rewards Visa</h2> <p>One major difference between the two Disney cards is the annual cost. The Premier card comes with a $49 annual fee, whereas the Rewards Visa has no annual fee. However, the Premier card allows you to earn a $100 statement credit after you spend $500 in your first 3 months.</p> <p>Another difference between the cards is how many reward dollars you earn. Both cards earn 1% rewards on all purchases, but you can earn 2% rewards on card purchases made at gas stations, grocery stores, restaurants and most Disney locations, with the Premier card.</p> <p>You can also redeem points towards statement credit for airline credit with the Premier card. This allows you to book any flight through any website, and then redeem your points for a statement credit to pay for your flight. This can end up being more beneficial and less expensive than <a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=review">redeeming your points for miles</a>.</p> <h2>Which Disney Card Is Right for You?</h2> <p>If you are still scratching your head over which Disney card to get, consider how much money you spend on Disney merchandise, theme park visits, and Disney vacations. If you spend a lot of money and time at Disney stores, theme parks, and resorts, then the Premier card is a good choice for you because you will earn double points on your purchases.</p> <p>Also, if your current credit card does not award you 2% in points for groceries or gas, the Disney Premier card is a good choice. You can use the Premier card for grocery store purchases, and you might have enough points for Disney Christmas presents or a Disney vacation by the end of the year. (See also:<a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=review"> 6 Ways My Family Scores Free Travel With Credit Cards</a>)</p> <p>If you just want to take advantage of the special character Meet &lsquo;N&rsquo; Greets, the discounts, and the 0% APR financing on Disney vacations, but only visit Disney once a year or every other year, then the Rewards Visa is a better choice for you. If you sign up for the card and make at least one purchase you can earn a $50 statement credit and access to the Meet &lsquo;N&rsquo; Greet areas.&nbsp;</p> <h2>When Not to Use the Disney Card</h2> <p>Even if you are planning a trip to one of Disney&rsquo;s theme parks or resorts, other travel cards might be more beneficial. For example, the<a href="http://www.wisebread.com/chase-sapphire-preferred-review?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=review"> Chase Sapphire Preferred Card</a> awards 50,000 bonus points if you spend $4,000 the first three months. This is equal to $625 worth of travel, meaning a good chunk of your Disney vacation will be paid for just by using the Chase Sapphire Preferred Card. Also, all travel purchases award double points, so if you book your Disney vacation with the Sapphire Preferred Card, you will earn just as many points as you would with the Disney Premier cards. However, the Chase Sapphire Preferred will then allow you to redeem your points for 1.25 cents per point towards travel, making your points go a little further.</p> <p>Of course, if you choose to use the Chase Sapphire Preferred rather than one of the Disney cards, you will not get access to some exclusive events like the private character Meet &lsquo;N&rsquo; Greets.</p> <p>In the end, if you are a die-hard Disney fan, then the Disney Premier card could be the right card for you. If you just want the Disney perks without the pressure to use a Disney credit card, then you can sign up for the Disney Visa.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/which-disney-credit-card-is-best-for-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation">Smarter Security and No Foreign Transaction Fees: The Best Credit Cards to Use While on Vacation</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-rewards-card-the-starwood-preferred-guest-credit-card-from-american-express">Best Rewards Card: The Starwood Preferred Guest Credit Card from American Express</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/more-rewards-more-benefits-the-jetblue-plus-card">More Rewards, More Benefits: The JetBlue Plus Card</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/citi-platinum-select-aadvantage-world-mastercard-review">Travel with Comfort and Ease: Citi / AAdvantage Platinum Select MasterCard</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/be-an-elitist-with-the-citi-aadvantage-executive-world-elite-mastercard">Be an Elitist with the Citi / AAdvantage Executive World Elite MasterCard</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel credit card reviews Disney Thu, 12 May 2016 02:01:35 +0000 Ashley Eneriz 1698400 at http://www.wisebread.com Best Money Tips: How to Upgrade Your Flight to First Class http://www.wisebread.com/best-money-tips-how-to-upgrade-your-flight-to-first-class <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-upgrade-your-flight-to-first-class" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_first_class_000081471163.jpg" alt="Woman learning how to upgrade flight to first class" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found helpful tips to snag a first-class ticket upgrade, strange and wonderful Captain America collectibles to check out, and ways to resist 21 common retail tricks.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/How-Save-First-Class-Ticket-40902397">10 Tips to Snag a First-Class Ticket Upgrade</a> -- Travel during the slow times. You're more likely to get an upgrade when there are more seats available in first class. [PopSugar Smart Living]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0508/Captain-America-10-strange-and-wonderful-collectibles">Captain America: 10 strange and wonderful collectibles</a> -- Fans of Captain America won't want to miss out on these weird collectibles! [The Monitor]</p> <p><a href="http://www.livingwellspendingless.com/2016/05/06/21-retail-tricks-resist/">21 Retail Tricks (and How to Resist Them)</a> -- Many retailers use vanity sizing to make us feel more confident and push us to buy clothing items just because of the number on the tag. [Living Well Spending Less]</p> <p><a href="http://www.dontpayfull.com/blog/pantry-items-to-stock-up-on-this-spring">10 Pantry Items to Stock Up On This Spring</a> -- Dandelion leaves are great in salads and stir fries -- they're even better if you can find them in your lawn! [Don't Pay Full]</p> <p><a href="http://www.experian.com/blogs/news/about/debt-pay-off/">Pay Off Debt: How to Pay Down Debt Faster</a> -- Carrying long-term debt can have a huge impact on our lives, financially and emotionally. Join Experian's #CreditChat tomorrow at 3 p.m. ET to learn different ways to eliminate debt faster. [Experian]</p> <h2>Other Essential Reading</h2> <p><a href="http://thrftster.com/pro-tips/being-lazy-looking-professional/">A Gentleman&rsquo;s Guide: To Being Lazy &amp; Looking Professional</a> -- Slip a coin into the tip of the bigger end of your tie to keep it nice and straight without a tie clip. [Thrfster]</p> <p><a href="http://bargainbabe.com/how-to-make-your-own-composter-for-cheap/">How to make your own composter for cheap</a> -- Store-bought compost bins can cost upwards of $100, but you can easily make your own composting bins from empty buckets. [Bargain Babe]</p> <p><a href="http://shopperstrategy.com/2016/05/05/7-plants-that-offer-privacy/">7 Plants that Offer Privacy</a> -- Turn your yard into a private retreat! Clematis, morning glories, and moonflowers all love to climb trellises, chain link fences, and walls and would make beautiful natural walls. [Shopper Strategy]</p> <p><a href="http://moneyning.com/debt/4-keys-to-dealing-with-legitimate-debt-collectors/">4 Keys to Dealing with (Legitimate) Debt Collectors</a> -- Don't get emotional. The more calm and professional you are, the easier it will be to resolve the issue to your advantage. [Money Ning]</p> <p><a href="http://parentingsquad.com/how-to-follow-through-on-punishment-for-your-young-child">How to Follow Through on Punishment for Your Young Child</a> -- It's easy to get angry and toss out punishment without thinking, but that can create an unhealthy dynamic between you and your kids. Follow these tips to make discipline more effective for everyone involved. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-upgrade-your-flight-to-first-class">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-save-on-baggage-fees">6 Ways to Save On Baggage Fees</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget">7 Fool-Proof Ways to Stay Within Your Travel Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/best-credit-cards-for-road-trips">Best Credit Cards For Road Trips</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-accommodations-online">8 Ways to Save on Accommodations Online</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel best money tips flight upgrade Tue, 10 May 2016 09:30:28 +0000 Amy Lu 1706755 at http://www.wisebread.com 5 Affordable Alternatives to Pet Boarding http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-affordable-alternatives-to-pet-boarding" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000079180615_Large.jpg" alt="traveling with pets" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Summer is just around the corner and you can't stop daydreaming about getting away for the week. There is only one problem. What are you going to do with your pet? When it comes to traveling, the thought of leaving Fido in a kennel for the week makes many pet owners uneasy.</p> <p>Not only can kennel boarding be expensive, but your pet will not get the care and love they are used to getting daily from you. Your pet can also develop behavioral issues and possibly diseases from being kept in a kennel, including stress, kennel cough, and fleas. If kennel boarding is not your first choice, these five alternatives are easier on your pet and wallet.</p> <h2>1. Hire a House Sitter</h2> <p>You can have your house and your pet watched for one price, essentially killing two birds with one stone. House sitters can get pricey, but if you can find a trustworthy college student or family member to do the job, then you can save quite a bit.</p> <p>According to Care.com, kennel boarding&nbsp;<a href="http://www.care.com/pet-care-pet-care-cost-p1145-q7401.html">costs an average of $20&ndash;$25</a> per day for small animals. I have two dachshunds, therefore, if I were to take a five-day vacation, boarding my dogs could cost $40&ndash;$50 per day, or $200&ndash;$250 for the duration of my trip. I am certain there are many reliable college students that would be over the moon to make $100&ndash;$150 for crashing on someone's couch for a week, enjoying free food and Wi-Fi.</p> <p>A house sitter is an ideal choice if you can find the right person. Not only will a house sitter give your pet company and care, but you can also prevent a break-in from happening while you are gone. House sitters can also bring in important mail and packages, water plants, and make sure your trash cans get put out on trash day. Care.com is just one website where you can hire affordable house sitters. I have used Care.com before and I like it because it allows you to run background checks before hiring someone.</p> <h2>2. Ask a Friend or Family Member</h2> <p>If you have the type of pet that is easy to drop off with a friend or family member, then ask for a favor. My in-laws used to drop off their dachshund at my house when they traveled, and since all the dogs liked each other, it was a win-win for both me and my in-laws.</p> <p>Friends and family members are also more willing to barter their time for home cooked meals or a few nights of babysitting. If you can get a friend or family member to agree to take your pet for your trip, you can save $100&ndash;$300, depending on how many pets you have and how long you will be gone. (See also:&nbsp;<a href="http://www.wisebread.com/5-pet-costs-you-dont-see-coming?ref=seealso">5 Pet Costs You Don't See Coming</a>)</p> <h2>3. Hire Someone Just to Check In</h2> <p>If you have low-maintenance animals, like cats, you can just hire someone to show up each day or every other day to refresh the food, water, and litter box. Some dogs could be left alone with minimal pet sitting, too. If you have a dog door and an automatic feeder, then just hire someone to walk your dog for an hour each day, as well as refresh food and water. You can hire someone for as cheap as $10 per hour.</p> <h2>4. Peer-to-Peer Pet Sitting</h2> <p>There are two websites that match you directly with other pet owners and pet lovers in your area.&nbsp;<a href="https://dogvacay.com/">DogVacay</a> and&nbsp;<a href="http://us.holidog.com/">Holidog.com</a> list local individuals who will take your pets into their home for the duration of your trip. In my area, prices started out at $20 per night. In one listing, the individual even said they text pictures and reports daily to the owners. (See also:&nbsp;<a href="http://www.wisebread.com/23-tips-for-traveling-with-pets?ref=seealso">23 Tips for Traveling With Pets</a>)</p> <h2>5. Take Your Pets With You</h2> <p>Traveling with your pet is not always an affordable option, especially if there is airfare involved. However, for road trips, it might just be simpler and less expensive to bring your favorite canine or feline with you. Many more hotel chains are allowing pets to stay in their rooms, although some fees and restrictions do apply. You might even have some luck finding a pet-friendly room or house on Airbnb.</p> <p><a href="https://www.tripadvisor.com/ShowTopic-g1-i26969-k5837472-Hotel_Pet_sanitation_deposits_fees-Traveling_with_Pets.html">Marriott</a> charges a $100 sanitation fee for your pet to stay with you, and&nbsp;<a href="http://www.bestwestern.com/travel-planning/tips/traveling-with-pets.asp">Best Western</a> charges $20 per day, with a maximum of $100 per week for up to two dogs. Other pet types, such as cats, snakes, monkeys, etc. might be allowed depending on the property. Pet owners need to ask in advance.&nbsp;<a href="http://www.LQ.com/pets">La Quinta Inns</a> and Suites is the best choice for a hotel because it has over 880 pet-friendly locations and does not charge a fee or deposit.</p> <p>Don't let the cost of boarding your pet ruin your vacation or travel plans. Any of the above options could work for your situation and save you money &mdash; you just need to use a little creativity.</p> <p><em>What do you do with your pet when you travel?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets">6 Money Lessons You Can Learn From Your Pets</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-dog-costs-you-should-prepare-for-now">5 Unexpected Dog Costs You Should Prepare for Now</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-groupon-getaways-a-good-idea">Are Groupon Getaways a Good Idea?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-save-on-baggage-fees">6 Ways to Save On Baggage Fees</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-get-free-or-almost-free-airline-tickets">10 Ways to Get Free (or Almost Free) Airline Tickets</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Family Travel cat dog family pet flying with pets house sitter pet boarding pet sitting travel Tue, 10 May 2016 09:00:10 +0000 Ashley Eneriz 1706813 at http://www.wisebread.com How I Redeemed a $12,000 Family Vacation with Credit Card Rewards in 2 Months http://www.wisebread.com/how-i-redeemed-a-12000-family-vacation-with-credit-card-rewards-in-2-months <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-i-redeemed-a-12000-family-vacation-with-credit-card-rewards-in-2-months" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000027276924_Large.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>One area where having a family can really cost you is travel, especially if you are like me and want to take your brood on international trips. This year, a family wedding is calling my family of five, plus my mom, to Sydney, Australia. Round trip fares from San Francisco to Sydney range from $1,000 to $2,000 a ticket, meaning that our group could have spent a hefty $12,000 getting there and back. Instead, we&rsquo;re <a href="http://carfreemom.com/?p=519">flying there for nearly nothing</a>.</p> <p>I&rsquo;d heard about this increasingly popular hobby of collecting frequent flyer miles through promotional offers, mostly <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">credit card sign-up bonuses</a>. But as I was planning this trip in February, I worried that I would not be able to accrue the needed miles -- about 450,000 -- in time to reserve our seats for the September wedding.</p> <p>See also: <a href="http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards">How to Get a Free Vacation in 9 Months or Less</a></p> <p>But just two months later, all six of my round trip seats are reserved, and all we paid was $651.86 in taxes and fees -- about $180 per person. How did I get so many miles that could be applied to one airline in such a short time? Here is the process I followed.</p> <h2>Step 1: Make a flight plan</h2> <p>My first order of business was making a list of airlines that flew from my starting point (San Francisco) to my destination (Sydney), and noting their routes. A Kayak search can give you an idea of that -- but keep in mind that not every airline is on the site.</p> <p>I narrowed down the list of potential airlines by itinerary. Then, I looked at what reward &ldquo;currencies&rdquo; I already held. I had about 100,000 American AAdvantage miles and 75,000 American Express Membership Rewards Points. Ideally, I would look for a way to combine the different reward points I held; you can use a <a href="http://www.webflyer.com/programs/mileage_converter/">Mileage Converter</a> to figure out how. Unfortunately, while it&rsquo;s possible to transfer Amex MRP to the American AAdvantage system, it&rsquo;s not a great deal. I decided to use AAdvantage miles and look for a <a href="http://www.wisebread.com/how-to-get-the-most-out-of-your-american-express-membership-rewards-points">smarter way to use my Amex MRP</a>.</p> <p>I decided to take Qantas because it flies direct from San Francisco to Sydney, and because it&rsquo;s part of <a href="http://www.wisebread.com/how-airline-partnerships-can-supercharge-your-travel-rewards">American&rsquo;s oneworld alliance</a>, meaning that I could book seats on Qantas using AAdvantage miles.</p> <p>See also: <a href="http://www.wisebread.com/which-american-airlines-us-airways-credit-card-should-you-get?ref=seealso">Best AAdvantage Credit Cards</a></p> <h2>Step 2: Figure out what it takes</h2> <p>By consulting American&rsquo;s award chart, I found that I would need 37,500 miles per person to travel in coach from San Francisco to the South Pacific region, which includes Australia. (American recently reconfigured its chart, and now the same flight costs 40,000 miles.) So for six people to fly both ways, I&rsquo;d need 450,000 miles.</p> <h2>Step 3: Get what you need</h2> <p>Remember, I only had about 100,000 miles at this point. My mom had 30,000 miles in her AAdvantage account. How on earth were we going to rack up more than 300,000 miles in a short time?</p> <p>Two words: credit cards.</p> <p>Many of us are already used to <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards">receiving airline miles</a> as a reward for credit card spending. But I had been using the same card for years, and hadn&rsquo;t paid much attention to the many generous bonuses being offered to sign up for new cards.</p> <p>One thing that surprised me is that you can generally get approved for different kinds of cards from the same bank. For instance, I already held a Citi AAdvantage Gold card, but Citi was happy to also issue me an AAdvantage Platinum card, as well as a Platinum card for my freelance writing business. My husband got both Gold and Platinum cards, and my mother got a Platinum card.</p> <p>See also: <a href="http://www.wisebread.com/citi-platinum-select-aadvantage-world-mastercard-review?ref=seealso">Travel in Comfort and Ease: Citi/AAdvantage Platinum Select MasterCard</a></p> <p>Most of these cards were offering 50,000-mile sign up bonuses at the time (they have since reduced their bonuses). These five new cards -- after meeting spending targets -- yielded 225,000 bonus miles. Plus, between the three of us we earned about 15,000 miles on spending because we had some major expenses that we were able to put on the new cards, helping us meet the $3,000 spend that most require to get the bonus. So, after adding the 240,000 from these cards to the 130,000 we already had, we ended up with 370,000 miles -- still about 80,000 short.</p> <p>I wasn&rsquo;t sure how to get the remaining miles until a friend who has been playing the miles game for a while pointed out that we could each get 25,000 Starwood points by getting the <a href="http://www.wisebread.com/best-rewards-card-the-starwood-preferred-guest-credit-card-from-american-express">Starwood Preferred Guest American Express card</a>. Starwood points are the award currency of Sheraton hotels, and not only can you transfer them to American AAdvantage, but you can get a 5,000-mile bonus for every 20,000 miles you transfer at one time.</p> <p>Three Starwood bonuses later, we had the 450,000 miles we needed to book six round trips to Australia. Credit cards always say that it could take a few weeks for the miles to hit your account, but all of mine were credited right after the close of the period in which I completed the minimum spend.</p> <p><strong>Frequently Asked Questions</strong></p> <p>When I tell friends about the maneuvering I did to fly the family around the world for free, a few recurring concerns pop up:</p> <p>1. Don&rsquo;t you end up spending more than you would have spent just buying the airline tickets outright?</p> <p>Answer: Well, yes, but you should only be charging purchases that you were going to make anyway. And it&rsquo;s very important to pay off all these charges as soon as you get the bill, to avoid accruing financing charges that would make the whole exercise pointless. If you can&rsquo;t afford to pay off the minimum spend right away, <em>don&rsquo;t play this game</em>. In our case, we were able to charge a major purchase (new furnace) and the kids&rsquo; summer activities, which we had to pay for anyway, so it made sense.</p> <p>2. Won&rsquo;t applying for so many new cards trash your credit?</p> <p>Answer: While having too many recent inquiries and too many cards that you haven&rsquo;t had for very long could hurt your chances of qualifying for a loan in the short term, it&rsquo;s not a long-lasting effect. Also, the number of recent inquiries and age of accounts are only responsible for a small part of your credit score; factors such as your payment history and the overall amount you owe are more important.</p> <p>My FICO score was 790 in January, before I started this project. In February, when I made most of the credit applications, it went up to 796; in March it was 783. My report listed the young age of my accounts as one factor why my score was not higher, so it&rsquo;s plausible that this activity dinged my credit slightly. However, 783, like 790, is still near the top of the second highest category, meaning that lenders view me as &ldquo;very dependable.&rdquo;</p> <p>3. Isn&rsquo;t this a lot of work?</p> <p>Answer: Frankly, yes, especially because I wanted to accrue a lot of miles in such a short time. I ended up spending large chunks of several days when I would have normally been working doing nothing but researching miles and figuring out what expenses to charge to what card.</p> <p>However, you know what else is a lot of work? Work. I received $6,000 to $12,000 worth of airfare for my efforts, and I couldn&rsquo;t have earned that much by working those hours. So the game was definitely worth playing for me. (See also: <a href="http://www.wisebread.com/get-started-with-travel-rewards-in-4-simple-steps?ref=seealso">How to Get Started with Travel Rewards in 4 Simple Steps</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/how-i-redeemed-a-12000-family-vacation-with-credit-card-rewards-in-2-months">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/extreme-mileage-hacking-creative-ways-to-earn-flier-miles">Extreme Mileage Hacking: Creative Ways to Earn Flier Miles</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-credit-cards-for-hotel-deals-and-rewards">The Best Credit Cards for Hotel Deals and Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-credit-card-perks-beyond-points-and-miles">The Best Credit Card Perks Beyond Points and Miles</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel credit card rewards free travel Mon, 09 May 2016 19:38:03 +0000 Carrie Kirby 1695512 at http://www.wisebread.com 5 Incredible World Cities You Can Afford http://www.wisebread.com/5-incredible-world-cities-you-can-afford <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-incredible-world-cities-you-can-afford" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mexico.jpg" alt="Guanajuato, Mexico" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Even if you love the city that you live in now, you may want to consider moving abroad. There are so many great international cities that are beautiful &mdash; and actually affordable.</p> <p>Here are five great cities based on a high quality of life for a very low-cost of living, taking into consideration good nightlife, great restaurants, a buzzing atmosphere, large grocery stores, and fast Wi-Fi.They're not rural, rustic, or lacking in amenities, either. (See also: <a href="http://www.wisebread.com/5-international-destinations-you-can-visit-for-50-a-day?ref=seealso">5 International Destinations You Can Visit for $50 a Day</a>)</p> <p><strong>Note</strong>: Cost comparisons were found at Numbeo.com and Internet speeds are from <a href="http://www.internetsociety.org/">InternetSociety.org</a>.</p> <h2>1. Guanajuato, Mexico</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/mexico.jpg" width="605" height="340" alt="" /></p> <ul> <li>Population: 174,000</li> <li>Language: Spanish</li> <li>Apartment Rent: $400+ per month</li> <li>Cost Comparison: $1,364 per month in Guanajuato would go as far as $7,200 per month in New York. (Guanajuato is 5x cheaper.)</li> <li>Average Internet Speed: Download = 11 mb/s, Upload = 5.5 mb/s</li> </ul> <p>Possibly the most romantic historical town on Earth, Guanajuato really has it all. Excellent cafes, beautiful parks and plazas, a buzzing and young nightlife, and a captivating history that can be seen and felt on countless cobblestone streets.</p> <p>Most people who plan to visit Guanajuato for a day end up staying a week, and those who plan to stay for a week, end up buying an apartment and staying for a lifetime. Such is the undeniable pull that this colonial town has on first-time visitors.</p> <p>You can find apartments here for under $400/month, a meal in a restaurant will cost you around $8 and you can eat delicious <em>gorditas</em> and <em>sopes</em> on the street for around $2.</p> <p>There is Wi-Fi in pretty much every restaurant and even in a few of the city parks, plus there are some good grocery stores, supermarkets, and pharmacies as well as a few quality hospitals nearby.</p> <p>If you get bored of the small old town of Guanajuato, you can venture into some nearby villages like San Miguel de Allende or the city of Guadalajara. A five- hour bus ride (or three-hour drive) will get you to Mexico City where you have excellent flight connections to pretty much anywhere in the world.</p> <h2>2. Plovdiv, Bulgaria</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/plovdiv_bulgaria.jpg" width="605" height="340" alt="" /></p> <ul> <li>Population: 338,000</li> <li>Language: Bulgarian</li> <li>Apartment Rent: $200+ per month</li> <li>Cost Comparison: $1,496 per month in Plovdiv would go as far as $7,200 per month in New York. (Plovdiv is 5x cheaper.)</li> <li>Internet Speed: Download = 33 mb/s, Upload = 22 mb/s (18th fastest on Earth)</li> </ul> <p>Perhaps you've never heard of Plovdiv, and you've never considered living in Bulgaria. But once you step foot in the enchanting old town, or walk along the mile-long pedestrian street &mdash; the longest in Europe &mdash; you'll wonder why nobody has told you about this place.</p> <p>Plovdiv sits at the center of Bulgaria and it is surrounded by beautiful vineyards and a vast, green countryside. A scattering of villages can be found within a 50-mile radius and each one seems to have its own winery.</p> <p>The town itself is under renovation with many &quot;up-and-coming&quot; neighborhoods being revived in time for the city being named the 2019 European Capital of Culture.</p> <p>Kapana (aka &quot;The Trap&quot;) is one such neighborhood that has seen a boom in recent years with new shops, restaurants, craft bars, and nightclubs popping up almost every day.</p> <p>A nice apartment in Plovdiv can cost as little as $200 per month, while a meal in a nice restaurant will only set you back around $4. A bottle of wine in a restaurant will not likely cost you more than $6, and a beer will be under $2.</p> <p>The city has excellent and inexpensive shopping, a few good grocery stores, and a reputable hospital nearby.</p> <p>Living in Plovdiv is never dull, with shows and concerts playing in a 1,000-year-old Roman amphitheatre, live music played nightly at many bars, and numerous festivals and events going on throughout the summer.</p> <p>The city is a two-hour drive from the nation's capital of Sofia &mdash; where there are flight connections to the rest of Europe and onward to other parts of the world.</p> <h2>3. Ohrid, Macedonia (FYROM)</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/ohrid_macedonia.jpg" width="605" height="340" alt="" /></p> <ul> <li>Population: 55,000</li> <li>Language: Macedonian</li> <li>Apartment Rent: $200+ a month</li> <li>Cost Comparison: $1,260 a month in Ohrid would go as far as $7,200 per month in New York. (Ohrid is 5x cheaper.)</li> <li>Internet Speed: Download = 13 mb/s, Upload = 6.6 mb/s</li> </ul> <p>Imagine renting an apartment with a lake view for less than $200 a month. Lake Ohrid is simply one of the most stunning places to live on Earth, and while summers can be busy with tourists (both local and foreign), somehow this place hasn't been fully discovered yet.</p> <p>The cost of living in Ohrid (and all of Macedonia) is extremely low when compared to western countries, and the entire country boasts dramatic landscapes, from snowcapped mountains to pristine waterfalls and beautiful forests. Plus there are countless old churches, monasteries, and villages.</p> <p>A meal in a restaurant will rarely cost you more than $8 ($3 at a cheap restaurant), beer will cost you less than $1.50, and a bottle of wine won't cost you more than $12 in a restaurant.</p> <p>Macedonia is such a small country that you can spend a weekend anywhere within it's borders. When the temperature drops below zero for a couple of months in the winter, consider driving two hours north to the stunning Mavrovo National Park and Ski Resort for some great skiing and spa treatments.</p> <p>The capital of Skopje is only a three-hour drive away and has flight connections to parts of Europe, from where you can travel onward to anywhere you wish to go.</p> <p>There are some great shops and restaurants in Skopje, as well as some excellent hospitals.</p> <h2>4. Kuala Lumpur, Malaysia</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/kuala_lumpur.jpg" width="605" height="340" alt="" /></p> <ul> <li>Population: 1.6 Million</li> <li>Language: Bahasa Malaysian</li> <li>Apartment Rent: $400+ per month</li> <li>Cost Comparison: $2,322 per month in Kuala Lumpur would go as far as $7,200 per month in New York. (Kuala Lumpur is 3x cheaper.)</li> <li>Average Internet Speed: Download = 6.6 mb/s, Upload = 5.1 mb/s</li> </ul> <p>The cost of living in Kuala Lumpur isn't quite as low as the other cities listed above, the Internet isn't as fast, and the population is much higher, but this bustling Asian capital has everything you might need from a life abroad.</p> <p>World-class shopping, great hospitals, well-stocked grocery stores, and cheap flight connections to almost anywhere, KL is without a doubt one of the best places for city-loving expats to relocate to.</p> <p>If you tire from the buzz of the city, you can retreat to one of the region's luxurious and pristine beach destinations &mdash; which are all just a short (and extremely cheap) flight away.</p> <h2>5. Ubud, Bali</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/ubud_bali.jpg" width="605" height="340" alt="" /></p> <ul> <li>Population: 30,000</li> <li>Language: Bahasa Indonesian</li> <li>Apartment Rent: $300+ per month</li> <li>Cost Comparison: $1,766 per month in Ubud would go as far as $7,200 per month in New York. (Ubud is 4x cheaper.)</li> <li>Average Internet Speed: Download = 5 mb/s, Upload = 3 mb/s</li> </ul> <p>You definitely wouldn't be the first person who decided to pack up their things and move to Ubud, but there's a reason this peaceful, green, yoga and meditation oasis has become so popular.</p> <p>The town is a quiet spiritual hot spot, and yet it has many amenities and comforts that one might look for in a larger city center.</p> <p>There are great restaurants, plenty of biking trails, and loads of accommodation options to choose from. One bedroom apartments usually start at $300 a month and there are a lot of street meals that you can have for under $2.</p> <p>You can drive to the main city of Kuta for any major shopping needs and for flights to elsewhere in Indonesia &mdash; from where you can find lots of international flights.</p> <h2>Do a Test Run First</h2> <p>If you're seriously considering packing up all of your things and moving to a new city, you should always consider doing a test run. I love these five places and I would (and have) live there in a second. But everyone's different.</p> <p>Book a holiday, and try each one out to decide which one is best for you. If you're looking to live a better life for a fraction of the price, these wonderful cities might just be your answer.</p> <h2 style="text-align: center;">Did You Enjoy This Post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-incredible-world-cities-you-can-afford&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%20Affordable%20Cities%20To%20Visit.jpg&amp;description=Here%20Are%205%20Amazing%20Cities%20That%20You%20Can%20Afford%20To%20Travel%20To%20This%20Year!" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Affordable%20Cities%20To%20Visit.jpg" width="259" height="388" align="middle" alt="" /></p> <p style="text-align: left;"><em>Any other affordable international cities? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/5-incredible-world-cities-you-can-afford">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-best-cities-for-single-millennials">The 6 Best Cities for Single Millennials</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-save-on-baggage-fees">6 Ways to Save On Baggage Fees</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget">7 Fool-Proof Ways to Stay Within Your Travel Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-save-and-make-money-while-traveling">12 Ways to Save and Make Money While Traveling</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-fun-ways-the-sharing-economy-helps-you-save-on-vacation">5 Fun Ways the Sharing Economy Helps You Save on Vacation</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel best cities moving moving abroad relocating saving money travel abroad Fri, 06 May 2016 09:00:13 +0000 Nick Wharton 1704431 at http://www.wisebread.com 8 Unexpected Ways a Credit Card Can Save You Money on Travel http://www.wisebread.com/8-unexpected-ways-a-credit-card-can-save-you-money-on-travel <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-unexpected-ways-a-credit-card-can-save-you-money-on-travel" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_travel_credit_card_000076858727.jpg" alt="Woman finding ways credit cards can save her on travel" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There are plenty of obvious reasons to use a credit card while traveling. For example, it's easier than carrying a lot of cash, and if it gets lost or stolen, you can call your credit card company and you won't be held responsible for fraudulent charges. But did you know that using a credit card actually saves you money on your travels? Here are eight ways that credit cards can save you money on your next trip.</p> <h2>1. Rewards Points</h2> <p>Surely the most obvious way that credit cards can put more funds in your travel piggy bank is earning rewards points. It might seem overwhelming to dive into the world of credit card rewards, but it doesn't have to be.</p> <p>To start out, simply apply for three of the <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">best travel credit cards</a> for you. Chose two based on a <a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">good sign up bonus</a> so that you can get a head start on your points, and one based on a <a href="http://www.wisebread.com/5-best-cash-back-credit-cards">good percentage of cashback</a> return.</p> <p>Make sure you spend the minimum amount on each card in the first three months to ensure you get your sign-up bonus. Then continue to use the best cards based on their highest earning potential. For example, if one of them offers 3% <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">cash back on groceries</a>, always use that one at the supermarket. If one offers a high percentage on gas, use that at the pump.</p> <p>If you have a hard time keeping track, you can always put a sticky note on each card. After a while, you won't need the notes anymore.</p> <h2>2. Rental Car Insurance</h2> <p>This is a really easy way to save a few bucks a day on your rental car. All major credit card providers offer <a href="http://www.wisebread.com/what-does-car-rental-insurance-really-cover-on-your-credit-card">good insurance coverage on rentals</a> if you put the full cost of the rental car on your card (obligatory with most rental companies).</p> <p>Don't pay extra for the damage collision waiver or for extended coverage if your credit card includes it! Many people who don't know about their credit card's coverage buy a ton of extra insurance through the rental company, not knowing that it's already covered on their card.</p> <h2>3. Travel Insurance</h2> <p>This is another place where so many people waste their money because they don't know that their card has them covered. There are dozens of cards that offer <a href="http://www.wisebread.com/what-exactly-does-travel-accident-insurance-cover-on-credit-cards">complementary travel insurance</a>.</p> <p>Before paying for expensive third-party insurance, call your credit card provider and ask what kind of travel insurance they include in their policy. You may be surprised to find out that they cover you for more than the expensive third-party insurance you've paid for in the past!</p> <p>Stop wasting money on extra insurance. Call your credit card provider before your next trip.</p> <h2>4. Rental Car Discounts</h2> <p>Many credit card providers offer discounts if you book your rental car with their partners. If you can't get a direct deal with the rental car agencies, many issuers have their own travel portal sites that allow their cardholders to book travel with exclusive discounts.</p> <h2>5. Lost Luggage Insurance</h2> <p>As someone who has recently been a victim of <a href="http://www.wisebread.com/the-airline-lost-your-luggage-now-what" target="_blank">lost luggage at an airport</a>, I have to say that this is something you may take for granted, but can save you a lot of money.</p> <p>You may think that when an airline loses your luggage, they'll reimburse you for everything you lost, plus pay you a little extra for your troubles. This simply isn't true with most airlines. While recent laws have been enforced to hold airlines accountable for your belongings, they are still only required to pay you the depreciated value of your used goods.</p> <p>Credit card lost luggage insurance will help to top up the amount that the airline isn't willing to pay and will even give you a small amount to pay for emergency purchases while the airline tries to retrieve your luggage. That way you can at least pick up some warm clothes, extra underwear, and a toothbrush knowing that your credit card insurance is paying for it.</p> <h2>6. Airline Credits</h2> <p>Some credit cards will actually offer to reimburse a certain amount each year for airline fees and in-flight food and entertainment. At a minimum, most <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards">airline credit cards</a> will offer a discount for in-flight purchases.</p> <h2>7. Baggage Fees</h2> <p>These days, pretty much every airline in North America is charging passengers for their first checked bag. Put an end to this by having the right plastic in your wallet.</p> <p>Again, this is where airline credit cards will come in handy. Most of them will give you a free checked bag, plus for your companions, too. Before you book your flight, make sure you're using the right credit card.</p> <h2>8. Foreign Fees</h2> <p>Most credit cards will charge a 3% foreign transaction fee for using your credit card abroad. This fee cancels out any convenience or advantages of using a credit card abroad. Worse is figuring out whether the exchange rate is going to leave you better off or worse off than the 3% fee.</p> <p>The good news is that there are credit cards that have <a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation">no foreign transaction fees</a>. Sign up for one and make sure to use that one on your travels.</p> <h2>The Bottom Line</h2> <p>If you're a disciplined spender, signing up for numerous travel rewards credit cards and putting all your purchases on plastic can save you a lot of money both at home and on the road. Just make sure that you're careful about how many cards you apply for and how you spend.</p> <p>There's no point in earning points if you are paying 19.99% interest. Be sure to pay off your card each month and abide by the minimum spending for sign-up bonuses and you'll have more money to enjoy (or to save up for your next adventure).</p> <p><em>Have you taken advantage of any of these credit card travel savers?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/8-unexpected-ways-a-credit-card-can-save-you-money-on-travel">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-airline-lost-your-luggage-now-what">The Airline Lost Your Luggage. Now What?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-airline-partnerships-can-supercharge-your-travel-rewards">The Secret to Redeeming Travel Rewards with Airline Partners</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-ways-your-bank-account-can-boost-your-travel-rewards">3 Ways Your Bank Account Can Boost Your Travel Rewards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards">6 Ways My Family Scores Free Travel With Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-the-major-airlines-determine-when-and-how-you-board">Here&#039;s How the Major Airlines Determine When and How You Board</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel airlines foreign transaction fees insurance lost luggage rental cars rewards sign up bonuses Thu, 05 May 2016 10:00:14 +0000 Nick Wharton 1703936 at http://www.wisebread.com Best Money Tips: Ways to Save Big at Hotels http://www.wisebread.com/best-money-tips-ways-to-save-big-at-hotels <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-big-at-hotels" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_laptop_hotel_000046691626_0.jpg" alt="Woman finding ways to save big at hotels" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found helpful articles on ways to save money at hotels, great options for selling your clothes, and simple tips forå people who eat alone.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/Ways-Save-Hotels-41178939">17 Ways to Save Money at Hotels</a> &mdash; Tell the hotel if you're traveling for your birthday or anniversary. You may be eligible for a bottle of champagne or even a free upgrade. [PopSugar Smart Living]</p> <p><a href="http://frugalbeautiful.com/blog/spring-cleaning-hacks-options-selling-clothes/">Spring Cleaning Hacks: Best Options for Selling Your Clothes</a> &mdash; Tradesy is a good option for higher end items, like a Louis Vuitton bag or Marc Jacobs jeans. [Frugal Beautiful]</p> <p><a href="http://www.bestkeptself.com/2016/05/02/5-simple-tips-busy-people-eat-alone/">5 simple tips for busy people who eat alone</a> &mdash; Spend less time in the kitchen by cooking enough for two meals. You can give leftovers new energy by adding fresh veggies. [Best Kept Self]</p> <p><a href="http://moneyning.com/money-tips/save-your-bucks-at-the-ballpark/">Save Your Bucks at the Ballpark!</a> &mdash; Games with giveaway items are usually marked up, so avoid these if you want a deal. Check your team's schedule, pick a non-promo game, and buy tickets ahead of time. [MoneyNing]</p> <p><a href="http://sustainablog.org/2016/05/smart-recycling-tips-sensible-home-owners/">Smart Recycling Tips for Sensible Home Owners</a> &mdash; Don't know what to do about your old furniture? There are professional teams that can help your furniture find its best use, whether it's resale, recycling, or donation. [Sustainablog]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.marcandangel.com/2016/05/01/10-powerful-mantras-to-stop-you-from-judging-people/">10 Powerful Mantras to Stop You from Judging People</a> &mdash; Remember that we all take different roads toward fulfillment and joy. Someone who isn't on your road is not necessarily lost. [Marc &amp; Angel Hack Life]</p> <p><a href="http://www.pickthebrain.com/blog/15-surprising-qualities-of-creative-geniuses/">15 Surprising Qualities of Creative Geniuses</a> &mdash; Creative geniuses fail well. They know that failure can provided a useful learning experience. [Pick The Brain]</p> <p><a href="http://www.stevenaitchison.co.uk/blog/5-warning-signs-may-much-stress-life/">5 Warning Signs You May Have Too Much Stress In Your Life</a> &mdash; When we feel like we're losing control, we actually try to control even more in our lives. Usually, that ends up being the people around us. [Change Your Thoughts]</p> <p><a href="http://www.theorderexpert.com/why-now-is-the-right-time-to-get-started-on-your-goals/">Why Now is the Right Time to Get Started on Your Goals</a> &mdash; Life is always changing. If you don't start on your goals now, you may become distracted or sidetracked and never get to your goals at all. [The Order Expert]</p> <p><a href="https://due.com/blog/shortcuts-for-entrepreneurs/">3 Shortcuts for Entrepreneurs Who Want to Get Profitable FAST</a> &mdash; Find a mentor who will give you solid advice on your business venture. Your greatest resource is the human brain! [Due.com]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-save-big-at-hotels">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-accommodations-online">8 Ways to Save on Accommodations Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-resources">40 Most Useful Travel Websites That Can Save You a Fortune</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-book-an-amazing-cheap-vacation-package">How to Book an Amazing Cheap Vacation Package</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-hotel-hacks-from-professional-travelers">25 Hotel Hacks From Professional Travelers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-easy-way-to-negotiate-a-cheaper-hotel-room">The Easy Way to Negotiate a Cheaper Hotel Room</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel best money tips hotels Thu, 05 May 2016 10:00:08 +0000 Amy Lu 1703706 at http://www.wisebread.com The Airline Lost Your Luggage. Now What? http://www.wisebread.com/the-airline-lost-your-luggage-now-what <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-airline-lost-your-luggage-now-what" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_lost_luggage_000021488707.jpg" alt="Airline lost this man&#039;s luggage and doesn&#039;t know what to do" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The absolute worst thing that can happen to you when you arrive at the airport after a long trip is waiting at the luggage carousel and watching it stop as you stand there empty-handed. The airline has lost your bags and you're stranded in a foreign country with no toothbrush, no shampoo, and no clothing. I had the misfortune of living through this catastrophe on a recent trip, and it's not fun.</p> <p>Here's what you can do if it happens to you.</p> <h2>Report Your Loss Right Away</h2> <p>In every airport, there will be a luggage lost and found counter. They are usually located right next the baggage carousels and are typically well-marked. As soon as you realize that you made it to your destination but your luggage did not, head to the lost and found area to make a claim.</p> <p>Make sure you bring your baggage ticket as they will need to enter it in the system. They will usually go on the radio and contact the luggage handling staff at the airport to see if your bags were accidentally left somewhere.</p> <p>If you're lucky, your bag is sitting on the tarmac or in the transit area and you'll get it back within an hour or so. If not, you'll have to file a lost luggage claim. The staff will give you a form to fill out with your name, home address, hotel address, passport number, phone number, luggage description, and baggage tag number as well as a brief description of what was in your bag.</p> <p>They will then photocopy your luggage tag, your passport, and the information you gave them and hand you a piece of paper with a reference number.</p> <p>At this time you can leave the airport and head to your hotel. The airline will search for your bag and call or text you when it is found. When they find your bag, they should send it to your hotel or wherever you are staying at the time. (See also:&nbsp;<a href="http://www.wisebread.com/what-to-do-if-you-dont-have-your-id-at-the-airport?ref=seealso" target="_blank">What to Do If You Don't Have Your ID at the Airport</a>)</p> <h2>Check the Status</h2> <p>If, after 24 hours or more, you still haven't heard from the airline, go online to the airline's website and click on the &quot;Lost Luggage&quot; section. Enter your reference number and last name and check the status of your claim.</p> <h2>Follow Up</h2> <p>Most airlines will update your status as soon as they find your luggage, but sometimes they can be slow and unreliable. Some people have had to go without their bags for months, while others never saw their precious luggage again.</p> <p>Go on the airline's website and look for a customer service number. Call them and navigate the automated telephone menu until you get to a luggage lost and found representative. Give them your reference number and tell them your situation. Ask them to do everything they can to find your bag and also tell them how long you'll be at the hotel. Make your situation sound as dire as possible to try to encourage them to actively search for your bag.</p> <h2>Keep the Claim Updated</h2> <p>Make sure that all of the information that you gave is correct and remains valid. If you check out of your hotel and move to a new one, call or go online and change the information on the claim so that the airline can properly contact you when your bag is found. Even if you move to another city or country, they should courier your bag to you as soon as possible.</p> <h2>Go Shopping</h2> <p>The <a href="https://www.transportation.gov/airconsumer/fly-rights">US Department of Transportation</a> has laws in place that help to hold the airline responsible for your lost luggage and the contents of your bag. While the airline is technically required to reimburse you for any losses, the individual airline regulations vary greatly.</p> <p>You can, however, be certain that you will be covered for your essentials. Contact the airline and ask them how much essential spending you will be covered for. Then go out and buy yourself some new underwear, shampoo, deodorant, and clothing. Keep all the receipts for these purchases because you will be asked to submit them later.</p> <p>Sometimes the &quot;Maximum Claim Amount&quot; can be found on the back of your luggage ticket. This is the amount that you can spend on essentials and emergencies. For permanently lost luggage, there are different amounts you can be reimbursed.</p> <h2>Negotiate</h2> <p>No airline is going to willingly offer you the full reimbursement for your troubles or for the value of your lost items. You will have to negotiate, complain, and protest. Make sure you talk to a supervisor when making your claims and if you had anything of sentimental value in the bag, make sure you tell them. Also request that they refund you your checked baggage fee. The airline shouldn't be paid $25 for losing your luggage!</p> <p>You can also ask to be reimbursed in other ways. You may be able to complain your way into a free flight or at least an upgrade into first class on your next scheduled flight with the airline.</p> <h2>Use Social Media</h2> <p>Some airlines don't make the claim process very easy. In this situation, you can take to social media and try a good old fashioned smear campaign. Mention the airline and explain your situation on any social media accounts you have and be sure to @ them so that they will see the posts.</p> <p>No company wants to have the story of your lost luggage go viral on social media. You may be able to speed up the claim process or land yourself some free flights by posting about your situation on Facebook, Twitter, and Instagram.</p> <h2>When to Give Up</h2> <p>According to the DOT's latest <a href="http://www.transportation.gov/sites/dot.gov/files/docs/2015JuneATCR.pdf">Air Travel Consumer Report</a>, 2.9 in 10,000 passengers experience delayed, damaged, or lost baggage. They estimate less than 2% of those passengers actually end up with their luggage permanently lost. If you are one of those unlucky people, it's time to make a lost luggage claim.</p> <p>Claims for reimbursement will have to be backed up by receipts and proof of payment. When you go out shopping for emergency clothing and essentials, make sure to keep all of your receipts and when you claim the items that were permanently lost in your bag, try to find as many receipts as you can to back up your claims of what was in the luggage.</p> <p>Before 2009 when DOT tightened restrictions on lost luggage claims, you would have had to kiss your luggage goodbye and never be reimbursed more than the cost of your essential emergency spending. Nowadays, the airlines are held responsible for &quot;all reasonable, actual, and verifiable expenses related to baggage loss, damage, or delay.&quot;</p> <p>Technically, the per passenger maximum for domestic flights in the U.S. is around $3,400, but getting that amount would be like winning the lost luggage lottery. You're more likely to be refunded a small portion of what you lost. For international flights, you may only be reimbursed around $1,600. It is unlikely that you'll ever receive these full amounts unless you can prove that your bag was indeed carrying more than that value.</p> <p>Even if you can prove that you were carrying $3,400 worth of stuff in your lost baggage, the airline will only pay you a fraction of that amount. They are only required to pay the &quot;depreciated value&quot; of your items, so expect to take a major loss.</p> <h2>Contact Your Insurance and Credit Card Provider</h2> <p>Some travel insurance policies will cover you for lost baggage. This can help to top up the amount the airline agrees to pay. Contact your travel insurance provider and ask about their lost luggage policy. If you paid for the flight with your credit card, contact the card issuer and ask about baggage insurance. Many credit cards will help to cover you for your losses.</p> <h2>Get Your Bag Back</h2> <p>Hopefully you didn't have to go through every step in this article and somewhere in this process you were contacted by the airline and informed that they found your bag. If this is the case, you can either return to the airport to pick up the luggage yourself, or have it delivered to the address that you entered on your claim. Some airlines will try to make your pay for the delivery (believe it or not). If this is the case, negotiate and try your best to have them cover the cost. When your bags are safe and sound back home, it might be wise to invest in a <a href="http://amzn.to/1VOGZjc">GPS luggage tracker</a> in the event this should ever happen again.</p> <p><em>Has the airline ever lost your luggage? Did you get it back?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/the-airline-lost-your-luggage-now-what">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-unexpected-ways-a-credit-card-can-save-you-money-on-travel">8 Unexpected Ways a Credit Card Can Save You Money on Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-airline-travel-sucks-and-what-you-can-do-to-make-it-better">5 Ways Airline Travel Sucks — and What You Can Do to Make It Better</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-airline-perks-from-yesteryear-that-seem-unbelievable-today">10 Airline Perks From Yesteryear That Seem Unbelievable Today</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-travel-hacks-that-will-save-time-money-and-your-sanity">23 Travel Hacks That Will Save Time, Money, and Your Sanity</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-scariest-things-probably-coming-to-air-travel">The 8 Scariest Things Probably Coming to Air Travel</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel airlines airports baggage customer service depreciation filing claims lost luggage Wed, 04 May 2016 09:30:21 +0000 Nick Wharton 1699846 at http://www.wisebread.com