Travel http://www.wisebread.com/taxonomy/term/254/all/%2525252525252522http%252525252525253A/wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/10862514.jpg%2525252525252522 en-US Save on Car Rentals With These 10 Easy Hacks http://www.wisebread.com/save-on-car-rentals-with-these-10-easy-hacks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/save-on-car-rentals-with-these-10-easy-hacks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000048091142_Large.jpg" alt="couple enjoying easy car rental hacks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Over the years, I've rented vehicles in over a dozen countries around the world. From those experiences, and a significant amount of research, I've learned some extremely useful tips that I use when renting a car. And to share the wealth, I'm passing them along to you, so that you can <a href="http://www.wisebread.com/10-ways-to-save-on-your-next-car-rental-without-even-trying-hard">save big money on your next rental</a>. Let's get started.</p> <h2>1. Deny the Insurance</h2> <p>Almost all major <a href="http://www.wisebread.com/what-does-car-rental-insurance-really-cover-on-your-credit-card">credit cards will cover your rental insurance</a>, so if you're paying for the car on your credit card, there's almost always no reason to pay for insurance. (See also: <a href="http://www.wisebread.com/travel-perks-you-didnt-know-your-credit-card-had?ref=seealso">Travel Perks You Didn't Know Your Credit Card Offers</a>)</p> <p>If you have put rentals on your credit card in the past, and still paid the rental agency for the Collision Damage Waiver (CDW), I'm sorry to be the one to tell you that you wasted your money. However, sometimes rental insurance specifics can be hard to understand or hidden in the small print.</p> <p>You want to make sure that you have Primary Insurance Coverage with your credit card, meaning that if something were to happen to the car (knock on wood) while it's in your possession, you'll be able to file the claim directly with the credit card's insurance rather than fussing with the rental company's insurance plan &mdash; which most people want to avoid like the plague.</p> <h2>2. Earn Rewards Points With Your Rental</h2> <p>Some credit cards will give you some pretty lucrative points bonuses when you're renting a car. Make sure you check your current rewards programs on all of your cards and try to use one that offers a bonus for rentals. The <a href="http://www.wisebread.com/citi-hilton-hhonors-reserve-enjoy-more-free-stays">CITI&reg; Hilton HHonors&trade; Reserve Card</a> from our partner Citi offers five bonus points on every dollar spent on car rentals and 25% off of rentals with National Car Rentals. The <a href="http://www.wisebread.com/chase-sapphire-preferred-review-500-signup-bonus">Chase Sapphire Preferred Card</a> gives 20% off when you redeem points for car rentals.</p> <h2>3. Earn Points on Your Gas</h2> <p>You're going to have to pay for gas during the time you have the rental car, so why not earn some serious points at the pump? Use the credit card that offers the <a href="http://www.wisebread.com/5-best-gas-rewards-credit-cards">most rewards on gas purchases</a>. The <a href="http://www.wisebread.com/cashing-in-at-the-supermarket-blue-cash-preferred-card-from-american-express-review">Blue Cash Preferred Card from American Express</a> offers 3% cash back at U.S. gas stations (terms and limitations apply).</p> <h2>4. Book the Car With Your Flight</h2> <p>Next time you're booking a flight and you know you're going to want a rental car for a portion of your visit, consider clicking that &quot;Flight+Car&quot; tab that appears at the top of the page on your favorite booking engine. This little tab will open a whole category of secret discounts that can often save you money when you reserve a car with your airline ticket. (See also: <a href="http://www.wisebread.com/travel-resources?ref=seealso">40+ Most Useful Travel Websites That Can Save You a Fortune</a>)</p> <p>I ran a test booking for a return flight from New York to London in November of 2015 with Expedia and found that when booking a Hertz rental with the flight, the car was only $160 for the week. When searching for the same car and the same dates on Hertz's website, it was $225 for the week. In this case, the Flight+Car hack saved $65 in a week.</p> <p>Note: Savings vary depending on flights and dates, but there are times when you can nearly earn a free car rental by using the Flight+Car tab.</p> <h2>5. Rent Long-Term</h2> <p>The longer you rent your car, the cheaper it will become. In a sample reservation I made with Avis, I found that the daily rental rate was $34.10, while the monthly rate was only $11.60 per day, for a savings of $22.50 per day. If you rent the vehicle for 30 days, you'll save $675!</p> <p>On top of this amazing discount, many rental companies will waive the &quot;drop-off&quot; fee if you choose to leave the car at a different location than the one you picked it up from. These fees can be as high as $50. Add this to the savings above and you've kept $725 in your pocket over the course of a month-long rental.</p> <h2>6. Don't Pick Up at the Airport</h2> <p>I know, it's easy and convenient to simply hop off of your plane and into the driver's seat of your new rental, but if you're really trying to save money, you wouldn't do this! In my test bookings, I found that there are &quot;airport fees&quot; attached to reservations at almost all rental providers. These fees ranged from $9&ndash;$30. This may not sound like a lot, but if you're only booking for a day or two, that can be a large percentage of your overall rental rate.</p> <p>A taxi into town to rent a car at a different location may cost more than $30, but if you're taking public transport or having a friend meet you at the airport, you may want to consider driving a few miles away from the runway to save on that pesky airport fee.</p> <h2>7. Return the Car With a Full Tank</h2> <p>Rental companies hate when they have to fill up the gas tanks. In fact, they hate it so much that they'll charge you ridiculous rates for returning the car with less gas than you took it out with. Apparently car companies use super premium fuel, because if they have to fill up the car for you, you'll find a charge on your credit card that's more than double the normal price per gallon.</p> <p>Most rental agencies will give you the car with a full tank. Make sure you return it with the same amount, or more.</p> <h2>8. Use a Promo Code</h2> <p>Rental agencies love to run promotions and discounts for fixed periods of time. While you're shopping for your next rental car, keep your eye out for a little box that says &quot;promo code&quot; or &quot;discount code.&quot; After you've found the deal that best suits you, run a Google Search that looks like this: &quot;your rental company&quot; + &quot;promo code.&quot; Dozens of sites will pop up that will give you codes that you can put into that magic box to save big money.</p> <p>Another useful tip is to look on the rental agency's website for words like &quot;Special Offers&quot; or &quot;Promotions&quot; and click it. Sometimes there are some pretty hefty discounts hidden in these pages and if you book the right car at the right time, you can save a lot of money.</p> <h2>9. Don't Speed</h2> <p>I consider myself a pretty cautious driver, and I've managed to only get nailed for one speeding ticket during all of my time renting cars. Luckily, my ticket was in South Africa and I was able to pay the officer right there on the street &mdash; perhaps not &quot;officially&quot; but it did the trick.</p> <p>Had the officer put the ticket into the system, I would've had to pay $175 for my ticket plus a $50 &quot;administrative fee&quot; with my rental company. Simply put, almost all rental agencies have these fees and they can quickly add up if you're a fast driver.</p> <h2>10. Be Elite and Get More Perks</h2> <p>As I mentioned earlier, you can earn some good points by booking your rental on your best rewards credit card, but you should also know about your chosen card's special perks.</p> <p>If you're an elite card holder, you can skip line-ups at the office, get a free day after renting for four days, get up to 25% off of your rental, or get a free car class upgrade! Call your credit card provider and ask if it gives you elite status with any rental agencies, or if it comes with any extra perks for car rentals.</p> <p><em>Did we miss any smart car rental hacks? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/save-on-car-rentals-with-these-10-easy-hacks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-secrets-from-the-worlds-most-frugal-frequent-travelers">25 Secrets From the World&#039;s Most Frugal Frequent Travelers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-the-united-states-should-copy-from-other-countries">10 Things the United States Should Copy From Other Countries</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-more-fun-affordable-train-trips">5 More Fun, Affordable Train Trips</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-resources">40 Most Useful Travel Websites That Can Save You a Fortune</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel car rentals life hacks rent a car transportation travel tips Mon, 08 Feb 2016 22:00:05 +0000 Nick Wharton 1649861 at http://www.wisebread.com 5 Steps to Getting a Free (or Close to Free) Vacation in 9 Months or Less with Credit Cards http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_on_vacation_000044982462.jpg" alt="Couple learning to use credit card sign-up spree for a free vacation" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you want a free vacation at the end of the year? Of course you do! Follow these five simple steps and within nine months, you'll have earned enough rewards points from your credit cards to go on a vacation.</p> <p>Before going ahead with this plan, you should know that the higher your credit score and spending habits, the faster and more efficiently you'll be able to collect your rewards. But don't worry! You don't have to be a big spender with an outrageously high credit score to do this. It may just take you slightly longer to execute.</p> <h2>1. Know Your Credit Score and Make Preparations</h2> <p>Signing up for multiple credit cards in a short period can temporarily deplete your credit score, so timing is everything. It's important that you only do this when your credit is strong. Otherwise you risk being denied for one or more of the cards and your plan will be ruined.</p> <p>Basically, make sure you haven't applied for any credit for three months <em>before </em>you start and plan to not apply for any credit for three months <em>after </em>you've completed it. This is especially true of big credit applications like mortgages and lines of credit.&nbsp;Don't worry, your score will recover (and likely be even better) after a few months with the new cards.&nbsp;</p> <h2>2. Research and Find the Right Cards</h2> <p>People have been signing up for multiple cards to bundle bonus points since credit card companies started paying people to join their clubs. It's a very simple idea, but takes research, discipline, and commitment to actually pull it off properly.&nbsp;</p> <p>First, figure out where you want to go. For example, let's say you want to visit Barcelona, Spain in December. A roundtrip ticket from LAX to BCN cost 60,000 Avios + $650 fees for economy. A 10 night stay at an eligible hotel using Chase Ultimate Rewards points start at 12,000 points (for a two star hotel). Here are the options that will get you there:</p> <ul> <li><a href="http://www.wisebread.com/for-business-travelers-citibusiness-aadvantage-platinum-select-world-mastercard">Citi / AAdvantage Platinum Select MasterCard</a> offers 50,000 AAdvantage bonus miles after spending $3,000 within the first 3 months. Annual fee: $95, <strong>waived for the first year</strong>. (AAdvantage miles are redeemable for Avios reward flights.)<br /> &nbsp;</li> <li><a href="http://www.wisebread.com/chase-sapphire-preferred-review">Chase Sapphire Preferred card</a> offers 50,000 bonus points after spending $4,000 on purchases within the first 3 months. Annual fee: $95, <strong>waived for the first year</strong>. (Chase Ultimate Rewards Points are transferrable to Avios miles.)<br /> &nbsp;</li> <li><a href="http://www.wisebread.com/capital-one-venture-rewards-card-review">Capital One&reg; Venture&reg; Rewards Credit Card</a> offers 40,000 bonus miles (equal to $400 redeemable as statement credit) after spending $3,000 within the first 3 months. Annual fee: $59, <strong>waived for the first year</strong>.&nbsp;</li> </ul> <p>See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=seealso">Best Credit Cards with Travel Rewards</a></p> <p>The key here is to make sure you know which airlines will take you where you want to go, and then find the corresponding cards that you can use for those airlines. Co-branded <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards">airline credit cards</a> are easy -- the miles will already be in the airline program you want. Other travel rewards cards will offer points that you can <a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles">transfer to partner airline programs</a>, and still others will allow you to apply your points as statement credit (you purchase your travel and then use points to pay for it). All of these options have pros and cons (statement credits allow you to have the most flexibility -- you can book with whatever airline or hotel you want -- but with airline miles you can usually get a <a href="http://www.wisebread.com/which-credit-cards-have-the-best-travel-redemption-value">higher value ticket</a> than a straight points to dollars conversion).</p> <p>See also: <a href="http://www.wisebread.com/how-travel-rewards-credit-cards-really-work">How Travel Rewards Credit Cards Work</a></p> <h2>3. Calculate the Spending Requirements</h2> <p>Once you've narrowed down the list of cards that will give you the specific miles/points you need, you need to break down each card's spending requirements to find out how much you'll have to spend to get your bonus points. Using the example above, you'd need to spend the following:</p> <ul> <li>Citi/AAdvantage Platinum Select MasterCard: $3,000 in 3 months</li> <li>Chase Sapphire Preferred Card: $4,000 in 3 months</li> <li>Capital One Venture Card: $3,000 in 3 months</li> </ul> <p>Now I'm not advocating you go on a 10k spending spree to get your free vacation. In order for this to truly be &quot;free&quot; you need to already have about $1300 in monthly expenses that you can charge to a credit card over nine months. This is why you shouldn't sign up for all these cards at the same time. You'd be stuck with trying to spend $3500 per month in order to get the bonus if you were approved for all three cards at once.</p> <p>If it looks like you can meet the spending requirements without overextending yourself, then you can move on to the next step.</p> <h2>4. Apply for the Cards</h2> <p>As mentioned earlier, the better your credit score, the better your chances of being accepted for all of these cards. You are entitled to one free copy of your credit report each year from AnnualCreditReport.com, so take advantage of it.&nbsp;Once you've confirmed that your credit is strong enough, it's time to start applying.</p> <p>Remember, depending on your monthly expenses, you may need to stagger applying for these cards 3 months at a time. If you don't meet the spending requirement, you do not get the bonus points!</p> <p>If you get denied, you can still call the provider and plead your case. Usually the rejection letter will include a reason why you were denied. If you have been told that you have too many credit cards with the same issuer, offer to close one account or lower the credit limit on one of them.</p> <h2>5. Set a Spending Schedule</h2> <p>Once you're approved, you need to be sure to meet the spending requirement. Use the new card for your expenses and monitor it to make sure you are on track to meet the requirements. You can even set alarms for yourself to ensure that you're reaching the spending goals. Once you've met the requirements, it may take 1-2 billing cycles for the bonus points to appear. In the example above, after 9 months, (or less, if you can meet the spending requirements for multiple cards at once) you'll have:</p> <ul> <li>50,000 AAdvantage points (redeemable as Avios)</li> <li>50,000 Chase Ultimate Rewards Points</li> <li>40,000 Venture Rewards miles</li> </ul> <p>To book your flight, first transfer 10k Chase Ultimate Rewards Points to Avios points. Now along with the 50,000 AAdvantage points you effectively have 60k Avios for your rountrip ticket. Book it with your Venture Rewards card (you'll have to pay $650 in fees for the rewards flight). Use your 40k Venture card miles to apply $400 to your purchase. Then use the rest of your Chase Ultimate Rewards points to book your hotel (with 40k points you can get 10 nights at a 4 star hotel). You'd have paid $250 for your 10 day Barcelona flight + hotel.</p> <p>Note that these cards all waive the annual fee for the first year, so you can pocket all of those points in year one without having to pay the yearly fee. After the year is up, the combined annual fees of all of these cards is $249, so it's important that you keep a reasonable spending schedule even after you complete the spree. You'll want to make sure that these are cards you actually want to keep even with the fees -- you can continue to rack up miles and points with these cards for your next free vacation.</p> <h2>Recap</h2> <p>Let's quickly go over the information that we've covered in this article:</p> <ul> <li><a href="http://www.wisebread.com/the-5-best-credit-cards-that-offer-free-credit-scores">Check your credit score</a> and ensure that you're in a good position to apply for multiple cards.<br /> &nbsp;</li> <li>Plan carefully by choosing the best credit cards based on their sign-up bonuses.<br /> &nbsp;</li> <li>Calculate the rewards that you stand to earn.<br /> &nbsp;</li> <li>Apply for the cards.<br /> &nbsp;</li> <li>Keep organized and set a spending schedule to ensure that you meet the minimum spending requirements on each new credit card.</li> </ul> <p>There you have it! It's just that easy. It's worth noting that when paying for a flight with points, you'll still need to pay some taxes and fees. Which is why your vacation is likely to be &quot;close to free&quot; instead of 100% free (in my example above, British Airways charges the most fees for award flights, so choosing another airline will help lower the out-of-pocket and get your much closer to FREE). You can also check out these <a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds">10 flight booking hacks</a> to help make up the difference.</p> <p><em>Have you used the Bonus Spree strategy to earn free travel?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cash-back-vs-travel-rewards-pick-the-right-credit-card-for-you">Cash Back vs Travel Rewards: Pick the Right Credit Card for You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-and-sell-airline-miles">How to Buy and Sell Airline Miles</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-credit-cards-for-hotel-deals-and-rewards">The Best Credit Cards for Hotel Deals and Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-travel-rewards-credit-cards-really-work">How Travel Rewards Credit Cards Really Work</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel free vacation rewards credit cards rewards miles sign up bonuses travel rewards Thu, 28 Jan 2016 19:05:27 +0000 Nick Wharton 1586246 at http://www.wisebread.com Easy Ways to Get Elite Status for Free Hotel Upgrades http://www.wisebread.com/easy-ways-to-get-elite-status-for-free-hotel-upgrades <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/easy-ways-to-get-elite-status-for-free-hotel-upgrades" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000066351103.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's a great feeling when you are handed the keys to your hotel room and are informed that you received a complimentary upgrade. And it feels even better when you open the door to your room and are blown away by its size, view, and amenities. Sometimes, you might get lucky, but most of the time these free upgrades are offered to guests who hold elite status in the hotel's loyalty program. (See also: <a href="http://www.wisebread.com/the-5-best-credit-cards-with-free-hotel-status-upgrades?ref=seealso">Credit Cards that Offer Free Hotel Status Upgrades</a>)</p> <p>But since every hotel chain has its own loyalty program, which one should you use to get the best room upgrades? Here is a list the major hotel brands, and how they doll out upgrades to their elite members.</p> <h2>Hyatt</h2> <p>Hyatt's Gold Passport program offers Platinum members a preferred room, including rooms on higher floors or larger rooms, based on availability. You can earn Platinum status through five qualifying stays or 15 eligible nights in a calendar year, or by holding the Hyatt rewards credit card from Chase. If you have top-tier Diamond status, you are automatically upgraded to the best room available, excluding suites. But if you really must have a suite, you can receive a confirmed upgrade four times annually on eligible paid nights.</p> <h2>Hilton</h2> <p>There are three elite tiers to Hilton's HHonors&trade; program. The entry level Silver tier is reached by completing four stays in a calendar year, or 10 nights in a calendar year, but does not offer room upgrades as stated benefit. Gold status is reached through one of three ways: 20 stays in a calendar year, 40 nights in a calendar year, or by earning 75,000 HHonors Base Points in a calendar year. In addition, you can earn Gold status by having either the <a href="http://www.wisebread.com/citi-hilton-hhonors-reserve-enjoy-more-free-stays">Citi&reg; Hilton HHonors Reserve card</a> or the Hilton HHonors&trade; Surpass card from American Express. Those with Gold status can receive space-available upgrades to a preferred room. Finally, Hilton offers a top-tier Diamond status to those who do one of the following: complete 30 stays in a calendar year, stay 60 nights in a calendar year, or earn 120,000 HHonors Base Points in a calendar year. Nevertheless, the published room upgrade benefit is the same as it is for Gold members, which includes space-available upgrades to a preferred room.</p> <h2>Starwood</h2> <p>Starwood hotels includes several brands such as Westin and Sheraton. Gold elite status in the Starwood Preferred Guest&reg; program offers and enhanced room at check-in, such as one with a preferred view or a corner room. In addition, Platinum elites are offered select standard suites, when available. Gold status is earned through 10 stays or 25 eligible nights annually, while Platinum status requires 25 stays or 50 eligible nights annually. In addition, you can earn Gold status by spending $30,000 in a calendar year, using the <a href="http://www.wisebread.com/best-rewards-card-the-starwood-preferred-guest-credit-card-from-american-express">Starwood Preferred Guest&reg; card from American Express</a>.</p> <h2>Marriott</h2> <p>The Marriott Rewards program offers complimentary room upgrades to both its Gold and Platinum elites. Gold status is achieved from staying 50 nights or more in a year, while Platinum Elite status requires 75 nights or more. The <a href="http://www.wisebread.com/the-best-hotel-rewards-card-for-free-nights-marriott-rewards-premier-credit-card">Marriott Rewards&reg; Premier credit card</a> offers 15 nights credit towards elite status. Cardholders also get an annual free night stay.</p> <h2>IHG&reg;</h2> <p>IHG&reg; stands for Intercontinental Hotels Group, and it offers complimentary room upgrades to Platinum Elites and to those in its new Spire Elite. Platinum status is earned through 40 night stays or by earning 40,000 elite qualifying points, while its newly introduced Spire elite status is achieved through 75 night stays or by earning 75,000 elite qualifying points. In addition, you can earn Platinum elite status by holding the <a href="http://www.wisebread.com/get-free-nights-with-ihg-rewards-club-select-credit-card?ref=internal">IHG&reg; Rewards Club Select credit card from Chase</a>.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/easy-ways-to-get-elite-status-for-free-hotel-upgrades">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards">5 Steps to Getting a Free (or Close to Free) Vacation in 9 Months or Less with Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-and-sell-airline-miles">How to Buy and Sell Airline Miles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards">6 Ways My Family Scores Free Travel With Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel hotel upgrades Wed, 27 Jan 2016 19:10:06 +0000 Jason Steele 1545953 at http://www.wisebread.com How to Enjoy Disney World on the Cheap http://www.wisebread.com/how-to-enjoy-disney-world-on-the-cheap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-enjoy-disney-world-on-the-cheap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/walt_disney_world_000031896032.jpg" alt="Learning how to enjoy Disney World on the cheap" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Since we live in New York, my four-year-old daughter hasn't yet confronted us with the mighty D-word. That's right: Disney. However, as she's getting older, we've been seriously contemplating a trek. But the price tag can be a bit intimidating.</p> <p>Think you can't afford a Disney World vacation? Think again. Here are a few ways to ease the financial burden, as well as some smart tips that will keep more dollars in your pocket. (See also: <a href="http://www.wisebread.com/8-affordable-amusement-parks-that-are-just-as-fun-as-disney?ref=seealso">8 Affordable Amusement Parks That Are Just as Fun as Disney</a>)</p> <h2>1. Travel</h2> <p>If you're going to fly, try booking early &mdash; really early. You can also save on airfare by flying into different airports, experimenting with different arrival dates (think mid-week versus weekend), and using tools like Kayak's flight search to both track and compare prices. (See also: <a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds?ref=seealso">10 Flight Booking Hacks That Can Save You Hundreds</a>)</p> <h2>2. Accommodations</h2> <p>A lot of people think they need to stay in the Disney resorts to have the best experience. But that just isn't true. You can have a great time and save money by investigating hotels that are just a few miles away.</p> <p>My family always stayed at an Embassy Suites. The place came complete with an awesome pool, complimentary breakfast, cocktail hour, and other fun family events. We also had a small kitchenette in our room and lots of space for a family of four at a fraction of the resort price.</p> <p>Concerned about transportation to the parks? Many nearby hotels offer free shuttle services that run all day, possibly eliminating your need to rent a car. Yes, the Disney hotel package deals can look appealing &mdash; but do your research. Map out a few hotels that meet your budget and other criteria. Then call them to see what kinds of perks they offer.</p> <h2>3. Tickets</h2> <p>There's really no &quot;off season&quot; at Disney, but the crowd is less intense from mid-January through March. Weekends also tend to be bustling because locals flock to the parks for quick getaways. Mousesavers.com shares that during peak times, not only are hotels and tickets more expensive, but Disney even <a href="http://www.mousesavers.com/walt-disney-world-vacation-discounts-and-deals/frequently-asked-questions-about-walt-disney-world/#busy">raises its food prices</a>.</p> <p>According to these sites, the best times to visit (with regard to both crowds and prices) include:</p> <ul> <li>Mid-November through mid-December (except Thanksgiving)</li> <li>Mid-January through mid-February</li> <li>First three weeks of May</li> <li>Late August through September</li> </ul> <p>If you don't have a lot of flexibility with timing, you can still save on tickets. Sites like <a href="https://www.undercovertourist.com/orlando/">Undercover Tourist</a> offer tickets at reduced rates. You may even be able to score a deal by heading to the <a href="http://www.mousesavers.com/walt-disney-world-vacation-discounts-and-deals/walt-disney-world-ticket-discounts/#walmart">local Orlando Walmart</a> for discounted multi-day tickets.</p> <p>And don't forget to check out <a href="https://disneyworld.disney.go.com/special-offers/">Disney World's Special Offers</a> page. The parks give discounted rates to military, Florida residents, and more. Call ahead to see if you qualify or check with other groups (for seniors, union members, AAA, etc.) that might offer discounts.</p> <h2>4. Food</h2> <p>When you're walking around the parks all day, you're going to get hungry and thirsty. Think ahead by packing your own snacks and beverages in a small backpack versus buying them individually at the park. A single bottle of water costs several dollars, so bringing your own (or a reusable bottle to refill at fountains) is a solid idea.</p> <p>With meals, pick and choose your splurges. There are plenty of off-campus restaurants you can enjoy on your way to and from your park visit. Try clipping coupons before you go or look for offers directly on the restaurant's website. Packing some sandwiches and snacks can ease your hunger at lunch. And if you choose a hotel that offers a free breakfast, you're going to save big on the most important meal of the day.</p> <h2>5. Other Ways to Save</h2> <p>I have a friend who paid for her first trip to Disney (hotel and tickets) entirely through credit card points. Use any <a href="http://www.wisebread.com/5-best-cash-back-credit-cards">cash rewards credit card</a> or <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards">airline rewards card</a> to rack up on miles, and you can save up enough to pay for your trip in no time. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=seealso">Best Travel Rewards Credit Cards</a>)</p> <p>You'll probably be tempted to get all sorts of trinkets and other souvenirs. Setting a budget ahead of time can help with those impulse buys. And who says you have to buy stuff in the park? Check out the nearby <a href="https://www.facebook.com/pages/Disneys-Character-Warehouse-Orlando-Premium-Outlets/157338437781791">Disney Character Warehouse</a> for authentic souvenirs at low prices.</p> <p><em>How did you save on your Disney vacation? We'd love to hear your tips!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/how-to-enjoy-disney-world-on-the-cheap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-luxe-travel-destinations-that-are-cheaper-in-winter">6 Luxe Travel Destinations That Are Cheaper in Winter</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-popular-vacation-spots-that-arent-worth-the-money-and-where-to-go-instead">7 Popular Vacation Spots That Aren&#039;t Worth the Money (and Where to Go Instead)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-cheap-fun-fall-getaways">5 Cheap, Fun Fall Getaways</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-vacations-the-entire-family-will-love">Frugal Vacations the Entire Family Will Love</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-on-car-rentals-with-these-10-easy-hacks">Save on Car Rentals With These 10 Easy Hacks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel disney world family vacations florida orlando theme parks Fri, 15 Jan 2016 16:00:03 +0000 Ashley Marcin 1637754 at http://www.wisebread.com The 5 Best Mid-Sized Cities for Millennials http://www.wisebread.com/the-5-best-mid-sized-cities-for-millennials <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-mid-sized-cities-for-millennials" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_drinking_coffee_000052117826.jpg" alt="Woman finding best mid-sized cities for millennials" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Want an urban lifestyle without spending a fortune on rent? These cities &mdash; and several other mid-size metropolises &mdash; are attracting a <a href="http://www.wisebread.com/7-ways-millennials-are-better-with-money-than-you-are">growing number of 20-somethings</a> who want the benefits of city living without the high rental prices that come with larger urban oases like Chicago, San Francisco, or New York City.</p> <p>If you're looking for a more affordable version of the Big Apple or the Windy City, why not try these five moderately sized cities?</p> <h2>1. Cambridge, Massachusetts</h2> <p>When Niche &mdash; which annually publishes Best Cities lists &mdash; released its 2015 ranking of the best U.S. cities for young professionals, Cambridge, in the Boston area, held the top spot.</p> <p>Niche said that a high 27.7% percent of the Cambridge population is between the ages of 25 to 34 years old, which makes it easier for Millennials to find other like-minded adults. It also gets an A+ from Niche for the ease of its average commute. The unemployment rate in Cambridge is a mere 4.4%, while the city gets A or A+ ratings for its bar, restaurant, and coffee shop offerings.</p> <p>On the downside, it's not exactly cheap to rent here. Niche reported that the median rent for an apartment in Cambridge was $1,612.</p> <h2>2. Denver, Colorado</h2> <p>Colorado's biggest city is attracting a steady stream of Millennials, too. City Observatory says that the percentage of 25 to 34-year-olds with college degrees increased here by 46.6% from 2000 through 2012.</p> <p>In a 2015 report, The Urban Land Institute listed Denver as one of the new top destinations for Millennials. The institute cited numbers from ApartmentList.com saying that the median cost of renting a two-bedroom apartment in Denver stood at $1,380 in 2015. That's not a rock-bottom price. But it's far lower than the average two-bedroom rental price in San Francisco ($4,350) or New York City ($3,260).</p> <p>There's plenty for Millennials to like about Denver. The city's light rail system is a top one, with 48 miles of track. Recently, Denver businesses and cycling fans ran a successful crowdfunding campaign to cover the $155,000 cost of a new protected bike lane that will run along Arapahoe Street downtown. Denver also has the great outdoors. Yes, Denver has all the restaurants, bars, and theaters that you'd expect from a big city. But its location means that Millennials also have easy access to hiking, rock climbing, and skiing.</p> <h2>3. Pittsburgh, Pennsylvania</h2> <p>The Urban Land Institute also cited Pittsburgh as a top mid-size city for Millennials. This is because Pittsburgh has steadily transformed from a city focused on steel and manufacturing to one that is becoming a hub for technology, finance, and healthcare jobs.</p> <p>Pittsburgh also has plenty of affordable apartments. Walkable neighborhoods are common, and Millennials who live here can find plenty of boutique shops, gourmet restaurants, and trendy bars.</p> <p>How popular is Pittsburgh today with young adults? The Atlantic recently ran a story with the headline &quot;What Millennials Love About Pittsburgh.&quot;</p> <h2>4. San Antonio, Texas</h2> <p>Think San Antonio is home to the Alamo, a nice river walk, and little else? Think again. The Texas city is seeing a boom in aerospace, information technology, biosciences, and advanced manufacturing jobs. And these are the jobs that Millennials increasingly want.</p> <p>It's little surprise that last year, Forbes reported that San Antonio saw the largest increase in its Millennial population of any U.S. city from 2010 through 2013. According to Forbes, which relied on data from the U.S. Census Bureau, the number of residents from the ages of 20 to 29 increased by 9.2% during this time. As of 2013, San Antonio had 339,540 residents in this age range.</p> <p>You can join these Millennials for a relatively affordable price. Rent Jungle reported that as of August of this year, the average monthly rent within the San Antonio market stood at $1,035 for a two-bedroom unit and $847 for a one-bedroom apartment.</p> <h2>5. Indianapolis, Indiana</h2> <p>Indianapolis doesn't get a ton of attention from hip young adults. But if you want to spend a smaller percentage of your monthly income on rent &mdash; and you'd like to live in the Midwest &mdash; you could do worse than moving to Indianapolis. Apartment site RentLingo reports that the median one-bedroom apartment rent in this city consumes just 11.7% of the average household's income. According to RentLingo, this makes Indianapolis the most affordable mid-size city in the country for renters.</p> <p>Indianapolis isn't just affordable, either. Indiana's capital city boasts several top-ranked attractions that will appeal to Millennials. Lucas Oil Stadium is considered one of the best venues in the National Football League, while the still-newish Bankers Life Fieldhouse, home to the Pacers, ranks as one of the top stadiums in the NBA. For the non-sports fan, Indianapolis offers the Indianapolis Museum of Art, Indiana Repertory Theatre, and the Kurt Vonnegut Memorial Library.</p> <p><em>What's your favorite mid-sized American city?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/the-5-best-mid-sized-cities-for-millennials">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-cities-the-most-billionaires-call-home">The 5 Cities the Most Billionaires Call Home</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-best-cities-for-frugal-lovers-of-the-outdoors">8 Best Cities for Frugal Lovers of the Outdoors</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-best-affordable-cities-to-start-a-family">The 7 Best Affordable Cities to Start a Family</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-thousands-by-buying-a-timeshare-on-the-secondary-market">Save Thousands by Buying a Timeshare on the Secondary Market</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/got-extra-space-make-money-and-meet-travelers-with-short-term-rentals">Got Extra Space? Make Money and Meet Travelers With Short-Term Rentals</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing Travel cities city living cost of living millennials urban lifestyle Thu, 31 Dec 2015 12:00:02 +0000 Dan Rafter 1629242 at http://www.wisebread.com 10 Ways to Get More Out of Business Trips http://www.wisebread.com/10-ways-to-get-more-out-of-business-trips <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-ways-to-get-more-out-of-business-trips" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_business_trip_000015958604.jpg" alt="Woman learning ways to get more out of business trips" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whenever I travel for work, I find the time on planes to be relaxing, and I get lots of work done. For me, recreational Internet use is a major distraction, and with less distraction comes more productivity. This travel work ethic is something that isn't just me either. The Atlantic notes the same phenomenon that occurs at coffee shops, where <a href="http://www.theatlantic.com/business/archive/2011/04/working-best-at-coffee-shops/237372/">most people are more effective</a> outside of their offices, even though it's noisy. But there also seems to be more personal responsibility. Because people can see your screen, you're <a href="http://lifehacker.com/5793436/why-some-of-us-get-more-done-at-coffee-shops">more likely to actually do work</a> and not just scroll through Facebook, as Life Hacker notes. These examples can be equated directly to travel.</p> <p>And while Bloomberg Business <a href="http://www.bloomberg.com/bw/articles/2013-03-21/eight-reasons-business-travelers-shouldnt-work-on-planes">doesn't recommend working on an airplane</a>, there is a way to take advantage of your time without causing a headache or stress. Here are 10 ways to maximize your travel time when you fly.</p> <h2>Before You Take Off</h2> <p>Here are little things you can do before you're in the air that'll make flying an enjoyable &mdash; and efficient &mdash; experience.</p> <h3>1. Buy Noise-Canceling Headphones</h3> <p>Planes can be loud. That's where headphones come in handy. I even use them when I forget my iPod (yes, I'm probably one of the few who still uses an iPod). It helps me rest and keeps the distractions out. (See also: <a href="http://www.wisebread.com/the-5-best-wireless-headphones?ref=seealso">Best Wireless Headphones</a>)</p> <h3>2. Download Podcasts</h3> <p>Don't forget to download any podcasts or songs ahead of time. Planes can be the perfect time to catch up on <em>This American Life</em>, a business podcast, or even a comedy podcast. My friend listens to a lot of inspirational podcasts that have been great for her as she has been trying to start a new business. Find something that works for you and make sure you have it on your phone or other electronic device.</p> <h3>3. Set Your Google Drive to Work Offline</h3> <p>If you do a lot of work in Google Drive, make sure to download your drive on your computer. It lets you make changes online and then loads them when you connect to the Internet again. It's great!</p> <h3>4. Get Your To-Do List Together</h3> <p>To maximize your time on the plane, make sure you have your to-do list together so you can be effective. I have a bad habit of writing down my list on every scrap of paper I can find. I now use Flow on my iPhone instead, which has been more effective lately since I can't remember when I've finished something, and deadlines help make me more productive. Unfortunately, they don't currently have an offline version, so you might have to print your list or save it elsewhere.</p> <h2>On the Plane</h2> <p>Once you're onboard, here's what you can do maximize time in your seat.</p> <h3>5. Meditate</h3> <p>Practicing mindfulness is quickly becoming one of my favorite ways to relax and become centered. On a plane, it can be used to quell those moments of fearfulness, but it's also a great way to get your mind ready for the big trip. If you're <a href="https://www.psychologytoday.com/basics/mindfulness">new to mindfulness</a>, practice it a bit before leaving so you understand how to really take advantage of your time. Also download some soothing music to listen to.</p> <h3>6. Write</h3> <p>As a writer, I get some of my best work done while on a plane. Even if you don't enjoy writing, there are some great observations to be made while traveling. Carry around a little notebook and note every time the toddler behind you kicks your chair or demands crackers. It can actually help you put your mind at ease and make light of a stressful situation. If you love to write, plane trips can relieve writer's block.</p> <h3>7. Read</h3> <p>Because I never make time to just sit and read in my everyday routine, I rarely do it at all. However, reading is one of my favorite things to do. You don't have the pressure of the Internet calling your name or someone texting you while you're lost in the pages of a good book, so take advantage of being disconnected!</p> <h3>8. Brainstorm</h3> <p>Because I work at a nonprofit that provides affordable housing solutions, my mind is constantly buzzing with ideas for projects we can undertake. I also run a nonprofit that conducts classes, which means my brain never gets a break from ideas. I've spent a large amount of time on planes brainstorming and creating a vision for the coming months and I highly recommend it.</p> <h3>9. Budget</h3> <p>I recently had a hospital visit that <a href="http://www.wisebread.com/what-to-do-if-youre-hit-with-a-huge-medical-bill">proved to be very costly</a> and I've had to really sit down and budget how I'm going to spend my money. On a plane ride not long ago, I figured out how to take care of my medical bills, and I've been using the method ever since. While online tools like Mint are great, I prefer using Excel to track my expenses. It really depends on what your goals are and how you want to get there.</p> <h3>10. Sleep</h3> <p>If you're mentally exhausted, sleeping on the plane might be the best option. There are days when I get no alone time, and being an introvert, I really value that time. So sometimes I plan ahead to sleep on the plane. Just make sure you don't sleep during takeoff and landing.</p> <p><em>What do you do to be productive while traveling?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jennifer-holder">Jennifer Holder</a> of <a href="http://www.wisebread.com/10-ways-to-get-more-out-of-business-trips">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-get-people-to-respond-to-your-email">15 Ways to Get People to Respond to Your Email</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-say-no-at-work-and-still-get-ahead">How to Say &quot;No&quot; at Work and Still Get Ahead</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/kill-boredom-with-these-34-fun-and-productive-projects">Kill Boredom With These 34 Fun and Productive Projects</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-your-sluggish-workday-go-a-lot-faster">How to Make Your Sluggish Workday Go (a Lot) Faster</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-helpful-tools-to-manage-your-small-business">6 Helpful Tools to Manage Your Small Business</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Productivity Travel business travel business trip efficiency productivity work trip Mon, 28 Dec 2015 10:00:03 +0000 Jennifer Holder 1625937 at http://www.wisebread.com The 5 Cities the Most Billionaires Call Home http://www.wisebread.com/the-5-cities-the-most-billionaires-call-home <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-cities-the-most-billionaires-call-home" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/rich_couple_boat_000063821551.jpg" alt="Finding cities that the most billionaires call home" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Lured by favorable tax laws and fantastic views, the richest of the rich choose their backyards with precision. Read on for our roundup of some of the most popular locales for the luxe &mdash; and why so many of the globe's elite choose to call them home.&nbsp;(See also: <a href="http://www.wisebread.com/8-jaw-dropping-tax-havens-of-the-filthy-rich" target="_blank">8 Jaw-Dropping Tax Havens of the Filthy Rich</a>)</p> <h2>1. Moscow</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/moscow_000019576792.jpg" width="605" height="340" alt="" /></p> <p>More than 80% of Russia's 68 billionaires reside in the sprawling country's capital, making Moscow a mecca of wealth. The city center is dominated by gold-domed architecture, pricey eateries, and luxe hotels. Home of the Kremlin and some of the world's most exquisite ballet, Moscow offers impressive city parks, unique urban promenades, and a nightlife scene that rivals that of New York. Moscow is also full of culinary treats. Consider your visit incomplete until you've sampled the perogies and borscht.</p> <h2>2. Zurich</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/zurich_000028993338.jpg" width="605" height="340" alt="" /></p> <p>The average price of a pair of blue jeans in this Swiss banking hub is a staggering $156. Need we say more? Millionaires account for an astounding 27% of the population, pushing the price of everyday items like jeans nearly out of reach for everyone else. The city itself is concentrated on a fairly small footprint surrounded by mountains, rolling hills, and other feats of nature. It's entirely possible to spend the morning exploring city streets and art galleries, and then enjoy an afternoon hike alongside a serene lake or river.</p> <h2>3. Monaco</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/monaco_beach_000032484536.jpg" width="605" height="340" alt="" /></p> <p>This city-state on the sea is the most likely place you'll bump into a millionaire. And with its posh casinos, glamorous hotels, and yacht-lined harbors, it's really no surprise. Monaco is a major center of banking as well as tourism, but it is most widely associated with being the ultimate playground for the rich and famous. With nearly 38,000 residents stuffed into soaring high rises and regal estates along a small area of the French Riviera, it is the world's second smallest and most densely populated country &mdash; and one of its most legendary tax havens. Monaco does not charge its elite residents income taxes.</p> <h2>4. New York</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/new_york_city_000045975658.jpg" width="605" height="340" alt="" /></p> <p>One in every 22 New Yorkers is a millionaire. And with 78 billionaires, the Big Apple has more uber-rich residents than any other city in the world. Home of the Statue of Liberty, Wall Street, and the best pizza on the planet, New York is chock full of iconic people and places just waiting to be explored. New York is also the global center of industries ranging from fashion to finance. Luckily, there are lots of frugal ways to enjoy the City That Never Sleeps.</p> <h2>5. Stamford</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/stamford_connecticut_000060481318.jpg" width="605" height="340" alt="" /></p> <p>This waterfront enclave in yankee Connecticut is called &quot;the city that works.&quot; Clearly, you've got to work pretty hard to afford living here. Stamford has one of the highest concentrations of millionaire households in the nation, with housing costs at more than double the national average. But with its easy access to NYC, views of Long Island Sound, and a bustling downtown, Stamford is one of Connecticut's jewels. This city of 126,000 people boasts a lively bar scene, small theaters, and several live recording studios where episodes of legendary television shows are filmed. Brimming with hedge fund types, Stamford is also home of the largest trading floor in the world.</p> <p><em>Have you visited any of these hangouts of the mega-wealthy?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/the-5-cities-the-most-billionaires-call-home">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-mid-sized-cities-for-millennials">The 5 Best Mid-Sized Cities for Millennials</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-thousands-by-buying-a-timeshare-on-the-secondary-market">Save Thousands by Buying a Timeshare on the Secondary Market</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/got-extra-space-make-money-and-meet-travelers-with-short-term-rentals">Got Extra Space? Make Money and Meet Travelers With Short-Term Rentals</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-you-won-the-lottery-you-would">If You Won The Lottery, You Would...</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/tactics-of-the-rich">Tactics of the rich</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing Travel billionaires millionaires rich tax laws wealthy world cities Thu, 24 Dec 2015 12:00:03 +0000 Brittany Lyte 1625936 at http://www.wisebread.com Best Money Tips: 25 Ways to Travel for Free http://www.wisebread.com/best-money-tips-25-ways-to-travel-for-free <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-25-ways-to-travel-for-free" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_airport_travel_000048751410.jpg" alt="Woman finding ways to travel for free" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found ways to travel for free, last-minute gifts you don&rsquo;t have to buy, and how to have more money at the end of each month.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.becauseimcheap.com/ways-to-travel-for-free/">25 Ways To Travel For Free</a> &mdash; Certain volunteer programs give you the opportunity to travel around the world. [Because I'm Cheap]</p> <p><a href="http://patverettosfrugalliving.blogspot.com/2015/12/last-minute-gifts-you-dont-have-to-buy.html">Last Minute Gifts You Don't Have to Buy</a> &mdash; For kids, you can throw together an art box with an assortment of paper, some coloring pages printed from the Internet, stamps, pencils, glue, and anything else you can find lying around. [Pat Veretto's Frugal Living Blog]</p> <p><a href="http://parentingsquad.com/how-to-have-more-money-in-your-wallet-at-the-end-of-each-month">How to Have More Money in Your Wallet at the End of Each Month</a> &mdash; Consider replacing cable with a low-cost streaming alternative. [Parenting Squad]</p> <p><a href="http://www.popsugar.com/smart-living/Dollar-Store-Item-DIY-Projects-22623041#photo-22623041">36 Dollar-Store DIY Projects to Try Out</a> &mdash; Add style to your home with a beaded chandelier that you can make out of materials from the dollar store. [PopSugar Smart Living]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/1220/Want-to-see-Cuba-before-the-tourists-get-there-Go-now">Want to see Cuba before the tourists get there? Go now.</a> &mdash; Thanks to a new agreement, commercial airlines can now schedule regular flights between the U.S. and Cuba. If you want to explore Cuba before it's overrun with tourists, now's the time to do it! [The Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="http://moneyning.com/make-money/6-ways-to-increase-semi-passive-income-today/">6 Ways to Increase Semi-Passive Income Today</a> &mdash; Rent out the tools and appliances that you rarely use. [MoneyNing]</p> <p><a href="http://www.livingwellspendingless.com/2015/12/21/start-financial-year-off-right/">How to Start Your Financial Year Off Right</a> &mdash; Stop making excuses to avoid paying off debt. Face your fears and just do it! [Living Well Spending Less]</p> <p><a href="http://www.thepennyhoarder.com/passenger-rights-you-should-know-about-airlines">Lost Bag? Overbooked Flights? Passenger Rights You Should Know About (But Airlines Never Mention)</a> &mdash; Learn what you're owed &mdash; and how to get it &mdash; if your baggage is lost. [The Penny Hoarder]</p> <p><a href="http://productivitytheory.com/5-ways-to-boost-productivity-after-the-holidays/">5 Preemptive Ways To Boost Productivity After The Holidays</a> &mdash; Take a random weekday off, if you can, to run errands that you couldn't squeeze in after work. [Productivity Theory]</p> <p><a href="http://naturemoms.com/blog/2015/12/21/the-10-best-indoor-plants/">The 10 Best Indoor Plants</a> &mdash; The Spider Plant helps to clear chemicals in the air and is easy to look after. [Nature Moms Blog]</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-25-ways-to-travel-for-free">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/home-exchanges-free-accommodations-with-perks">Home Exchanges: Free Accommodations With Perks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-of-the-best-free-things-to-do-abroad">14 of the Best Free Things to Do Abroad</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/get-free-hotel-stays-with-wyndhams-best-rate-guarantee">Get Free Hotel Stays with Wyndham&#039;s Best Rate Guarantee</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-free-things-to-do-in-any-city-you-visit">9 Free Things to Do in Any City You Visit</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-on-car-rentals-with-these-10-easy-hacks">Save on Car Rentals With These 10 Easy Hacks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel best money tips free travel Wed, 23 Dec 2015 20:00:03 +0000 Amy Lu 1625700 at http://www.wisebread.com 5 Amazing Honeymoons That Only Seem Expensive http://www.wisebread.com/5-amazing-honeymoons-that-only-seem-expensive <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-amazing-honeymoons-that-only-seem-expensive" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/hula_dancer_beach_000015568584.jpg" alt="Finding honeymoon destinations that only seem expensive" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Europe. Asia. Remote islands. When you hear these, you immediately think &quot;$$$.&quot; But that's not necessarily the case! You can easily find ways to afford these five amazing honeymoon spots!</p> <h2>1. The Caribbean</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/caribbean_snorkeling_honeymoon_000023889887.jpg" width="605" height="340" alt="" /></p> <p>This may sound crazy, but there are ways you can make a trip to the Caribbean work within your budget.</p> <h3>All-Inclusive Resorts Can Be Cool</h3> <p><a href="http://www.tripadvisor.com/HotelsList-Caribbean-All-Inclusive-Resorts-zfp746393.html">All-inclusive resorts</a> like Sandals, or cruise lines like <a href="http://www.royalcaribbean.com/cruises?destinationRegionCode_CARIB=true">Royal Caribbean</a>, are really stepping up their game for young people to buy their packages. You can find competitive rates with reasonable add-on packages for specific excursions. For couples short on time, don't overthink your itinerary. (See also: <a href="http://www.wisebread.com/6-questions-to-ask-before-you-book-a-vacation-package?ref=seealso">6 Questions to Ask Before You Book a Vacation Package</a>)</p> <h3>Don't Forget Puerto Rico!</h3> <p>The U.S. territory of Puerto Rico uses U.S. dollars, has a large English-speaking population, and has really affordable flights from the states. For example, a flight from LAX to SJU in November (right before the busy season of December through May) is only around $300 per person.</p> <p>Prices for everything from hotels to restaurant meals are comparable to nearly everything in the states, as opposed to many of the fancier Caribbean islands (St. Bart's, Bermuda), where there is a high markup for fine dining and shopping. (See also: <a href="http://www.wisebread.com/7-fun-frugal-vacations-for-people-over-30?ref=seealso">7 Fun, Frugal Vacations for People Over 30</a>)</p> <h3>When to Travel for Deals</h3> <p>The rainy season of September through November is good for lower rates and fewer crowds. The mid-summer peak time can work if you pick cheaper destinations such as Belize, the Dominican Republic, or Puerto Rico.</p> <h2>2. Italy</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/italy_wine_cheese_000044805382.jpg" width="605" height="340" alt="" /></p> <p>You can live that Tuscan dream if you play it smart and plan it yourself.</p> <h3>When to Fly</h3> <p>The most affordable time to fly to Italy is November, but you will be facing a few trade-offs: Fewer attractions may be open and weather can start getting rainy and harsh. October is just before the lowest month and can be just as affordable with more options for accommodations and temperate weather. April is also a good, affordable time, as schools are still in session.</p> <h3>Trains Are Your Deal Machine</h3> <p>Consider getting a Eurail pass, as it will pay for itself very quickly. For as low as <a href="http://www.eurail.com/eurail-passes/one-country-pass/italy">$190 per person</a>, you can get a pass that will allow you to visit multiple cities across Italy. This means you can hop on a train, go to a new city, and have a new budget adventure with little planning.</p> <h3>Airbnbs Are Gorgeous</h3> <p>You don't want to settle for a two-star hotel or a hostel. Getting an Airbnb rental is definitely your best bet for a honeymoon-appropriate, Instagram-worthy stay. Accommodations like this <a href="https://www.airbnb.com/rooms/4994220">chic studio in Milan</a> or this spacious <a href="https://www.airbnb.com/rooms/2115110">canal-view apartment in Venice</a> are great examples of luxury on a budget.</p> <h2>3. Mountain Ski Resort</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/couple_skiing_winter_000024151832.jpg" width="605" height="340" alt="" /></p> <p>So you want to be snow bunnies by day, and cuddle by a fireplace in a chalet by night. It's entirely possible without paying Vail or Swiss Alps money.</p> <h3>Stay at an Underrated Resort</h3> <p>The countless great mountain ranges in America means lots of ski towns are relegated to &quot;deep cuts.&quot; This equals savings for anyone looking to celebrate their winter nuptials in a less famous setting with equally dramatic views. With places like <a href="http://www.redlodgemountain.com/">Red Lodge Mountain</a> in Montana, <a href="https://www.skitaos.org/">Taos Ski Valley</a> in New Mexico, and <a href="http://www.mtbachelor.com/site/index.html">Mt. Bachelor Ski Resort</a> (fun irony) in Oregon, you've got some great affordable options.</p> <h3>When to Travel</h3> <p>Shoulder seasons are your friend. Late October through mid-November, and the tail end of the season from March through April, are great times to still get some skiing in while enjoying the peace and quiet of non-peak times.</p> <h2>4. Hong Kong</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/couple_shopping_hong_kong_000052631280.jpg" width="605" height="340" alt="" /></p> <p>If you've always wanted to galavant a dazzling city scape, savor Chinese cuisine, and enjoy the luxurious shopping experiences of Hong Kong, know that it can be done without the sky-high prices.</p> <h3>Exchange Rates Are Good Right Now</h3> <p>China has recently made it much easier for American tourists to plan their trips with a <a href="http://www.cnto.org/">new tourism website</a> and easier to follow visa guidelines.</p> <h3>When to Fly</h3> <p>Flights are getting cheaper from all kinds of cities. From LAX, for example, one can fly for as low as $600 per person. That's low enough to afford another day or two of travel! The cheapest times of year to buy tickets are October, November, and December. (Noticing a pattern? A good reason to have a fall wedding!)</p> <h3>Accommodations</h3> <p>Airbnb is, again, a great way to go. You can rent a brand new luxury condo for half of what a hotel room will cost you, before tax! This <a href="https://www.airbnb.com/rooms/8476126">trendy flat</a>, this <a href="https://www.airbnb.com/rooms/7147584">cozy suite</a>, and this <a href="https://www.airbnb.com/rooms/5290405">roomy apartment </a>are all great options for well under $200 per night.</p> <h2>5. Hawaii</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/hula_dancer_beach_000015568584.jpg" width="605" height="340" alt="" /></p> <p>This classic U.S. bucket-list vacation spot sounds like an expensive splurge, but it's totally reasonable and within reach for couples on a budget.</p> <h3>When to Fly</h3> <p>Luckily, there are lots of little pockets to fly to Hawaii throughout the year: January through late February, the first half of March, late April through early June, mid-August through early November (just watch for storm advisories), and the end of November through mid-December. Any major holidays, three-day weekends, or school breaks should be avoided.</p> <h3>Hotel Deals</h3> <p>During the above times of year, you can find boutique hotels at discounted rates. Larger resorts tend to start their rotating renovations and repairs during the off seasons, so be sure to ask for the lowest rate while asking to be placed in a room as far from the renovations as possible (you might have to get a manager on the phone, but it'll be worth it). Follow Beat of Hawaii for <a href="http://beatofhawaii.com/category/all-deals/">up-to-date Hawaii deals</a>.</p> <h3>Self-Guided Tours</h3> <p>Don't get stuck on expensive and boring group tours. Simply rent a car and go on your own <a href="http://www.selfguidedhawaii.com/">self-guided excursions</a>. You can even make friends with fellow hotel guests and go on long drives in a friendly caravan.</p> <p><em>Any other great frugal honeymoon ideas?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/5-amazing-honeymoons-that-only-seem-expensive">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/traveling-to-asia-snatch-up-airasias-asean-pass">Traveling to Asia? Snatch Up AirAsia&#039;s Asean Pass</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-resources">40 Most Useful Travel Websites That Can Save You a Fortune</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-book-an-amazing-cheap-vacation-package">How to Book an Amazing Cheap Vacation Package</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-luxe-travel-destinations-that-are-cheaper-in-winter">6 Luxe Travel Destinations That Are Cheaper in Winter</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-affordable-amusement-parks-that-are-just-as-fun-as-disney">8 Affordable Amusement Parks That Are Just as Fun As Disney</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel abroad couples honeymoon overseas vacations weddings Fri, 18 Dec 2015 12:00:02 +0000 Amanda Meadows 1622729 at http://www.wisebread.com Best Money Tips: Fun Ways to Make Money While Traveling http://www.wisebread.com/best-money-tips-fun-ways-to-make-money-while-traveling <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-fun-ways-to-make-money-while-traveling" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_world_traveler_000068178357.jpg" alt="Woman finding ways to make money while traveling" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found fun ways to make money while you travel, common budgeting mistakes, and steps to a happy new you.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneypantry.com/make-money-while-traveling/">20 Fun Ways to Make Money While Traveling the World</a> &mdash; Many hostels offer discounts to visitors who agree to work there part-time. [Money Pantry]</p> <p><a href="http://www.wellkeptwallet.com/2015/12/7-common-budgeting-mistakes/">7 Common Budgeting Mistakes</a> &mdash; Setting a budget that's too strict, and constantly overspending because of it, can make you want to give up on budgeting altogether. [Well Kept Wallet]</p> <p><a href="https://getoutofdebt.org/97047/12-steps-to-a-happy-new-you">12 Steps to a Happy New You</a> &mdash; Let go any guilt you have over past choices. Strive to make better choices today. [Get Out of Debt Guy]</p> <p><a href="http://www.popsugar.com/smart-living/How-Impress-My-Boss-7115558#photo-7115558">15 Qualities That Will Impress Your Boss</a> &mdash; Bosses like employees who are on the ball. For example, show up for meetings on time, with notes and ideas. [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/deals-and-steals-family-shopping-guide-for-december">Deals and Steals: Family Shopping Guide for December</a> &mdash; This is the month to shop for toys and tools! [Parenting Squad]</p> <h2>Other Essential Reading</h2> <p><a href="http://fitzvillafuerte.com/if-you-want-to-reach-your-goals-these-are-the-things-you-need-to-do.html">If You Want To Reach Your Goals, These Are The Things You Need To Do</a> &mdash; To reach your goals, you'll have to make sacrifices, go the extra mile, and take action even when it's hard. [Ready To Be Rich]</p> <p><a href="http://www.frugalvillage.com/2015/11/30/5-money-saving-last-minute-tips-for-holiday-party-food/">5 Money Saving Last Minute Tips for Holiday Party Food</a> &mdash; The Classic Dump Cake is an easy, affordable dessert. Stock on up the ingredients so you're ready for all the holiday parties you're attending. [Frugal Village]</p> <p><a href="moneyning.com/frugality/tips-to-throwing-a-great-holiday-party-on-a-tight-budget/">Tips to Throwing a Great Holiday Party on a Tight Budget</a> &mdash; The more people you invite, the more you'll spend on food and drinks, and the prep and clean-up will be more stressful, too. So pare down your guest list to VIPs only. [Money Ning]</p> <p><a href="https://due.com/blog/3-habits-that-can-ruin-your-business">3 Habits That Can Ruin Your Business</a> &mdash; Neglecting your health can harm your business, too. Your decision-making and effectiveness suffers when you're always tired and you can't concentrate. [Due.com]</p> <p><a href="http://couplemoney.com/money-questions/fight-back-identity-theft/">How to Fight Back Against Identity Theft</a> &mdash; Act fast! Contact the companies that may have been affected and set up a fraud alert on your credit report. [Couple Money]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-fun-ways-to-make-money-while-traveling">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-money-while-traveling-the-world">How to Make Money While Traveling the World</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-to-get-your-master-s-degree-abroad">3 Reasons to Get Your Master’s Degree Abroad</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-money-in-your-hometown-become-a-tour-guide">Make Money in Your Hometown: Become a Tour Guide</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-hobby-pay-its-way">Make Your Hobby Pay Its Way</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-making-activities-you-can-do-today">5 Money Making Activities You Can Do Today</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Travel best money tips make money traveling Thu, 03 Dec 2015 20:00:19 +0000 Amy Lu 1617586 at http://www.wisebread.com Best Money Tips: How to Avoid Getting Sick While Traveling http://www.wisebread.com/best-money-tips-how-to-avoid-getting-sick-while-traveling <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-avoid-getting-sick-while-traveling" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_bottled_water_000044051298.jpg" alt="Woman trying to avoid getting sick while traveling" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found simple ways to avoid getting sick while traveling, affordable alternatives to real Christmas trees, and the best way to clean your fridge.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneytalksnews.com/3-simple-rules-avoid-getting-sick-while-traveling/">3 Simple Rules to Avoid Getting Sick While Traveling</a> &mdash; If you're traveling abroad, stick to bottled water and avoid foods that may have been washed or prepared with tap or well water. [Money Talks News]</p> <p><a href="http://www.popsugar.com/smart-living/Cheap-Christmas-Tree-Ideas-36107165#photo-36107165">15 Crazy-Affordable Alternatives to Real Christmas Trees</a> &mdash; Save money and space by tacking string lights to your wall in the outline of a tree. [PopSugar Smart Living]</p> <p><a href="http://adebtfreestressfreelife.com/the-best-way-to-clean-your-refrigerator/">The Best Way To Clean Your Refrigerator</a> &mdash; Turn up the temperature when you're cleaning the refrigerator. If you're cleaning the freezer too, shut off the refrigerator altogether. [A Debt Free Stress Free Life]</p> <p><a href="http://parentingsquad.com/how-your-kids-can-help-you-save-money-on-family-vacations">How Your Kids Can Help You Save Money on Family Vacations</a> &mdash; New York City hosts an annual Kids&rsquo; Night on Broadway where children under 18 can watch a Broadway show for free when they attend with a full-paying adult. [Parenting Squad]</p> <p><a href="http://www.csmonitor.com/USA/Society/2015/1122/How-to-change-the-world-with-10">How to change the world with $10</a> &mdash; The culture of giving is changing as more and more people are donating small amounts directly to their favorite causes, bypassing the big philanthropies. [The Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.kiplinger.com/article/spending/T062-C011-S000-best-gift-cards-to-give-this-holiday-season.html">10 Best Gift Cards to Give for the Holidays</a> &mdash; Target, Walmart and Home Depot are really good bets if you plan to give out gift cards. [Kiplinger]</p> <p><a href="https://www.listenmoneymatters.com/seven-financial-red-flags-in-a-relationship/">Seven Financial Red Flags in a Relationship</a> &mdash; A job loss can happen to anyone, but it's a bad sign if someone keeps getting fired for things within their control, like chronic lateness or an explosive temper. [Listen Money Matters]</p> <p><a href="http://blog.readyforzero.com/4-overlooked-ways-pay-off-debt/">4 Overlooked Ways to Pay Off Debt</a> &mdash; Prioritize your spending. Cut spending in areas that don't offer much value and put that money towards paying off debt. [ReadyForZero]</p> <p><a href="http://www.carefulcents.com/become-a-freelance-writer/">How to Become a Freelance Writer in 30 Days or Less (and Make $4,000 a Month)</a> &mdash; Work-life balance is especially important for freelancers who often work at home. Set a regular schedule for writing and stick to it. [Careful Cents]</p> <p><a href="http://frugalbeautiful.com/blog/tips-smarter-snacking-holidays/">Tips For Smarter Snacking During The Holidays</a> &mdash; It's easy to snack mindlessly when you're standing next to the buffet table at a party. Instead, nosh off a napkin or small plate and mingle among the guests. [Frugal Beautiful]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-avoid-getting-sick-while-traveling">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/holiday-travel-hacks-that-will-save-your-sanity">Holiday Travel Hacks That Will Save Your Sanity</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-ultimate-guide-to-flying-during-the-holidays">The Ultimate Guide to Flying During the Holidays</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/train-now-for-a-summertime-family-cycling-trip">Train Now for a Summertime Family Cycling Trip</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/getting-your-greens-on-the-road-how-to-eat-well-while-traveling">Getting Your Greens on the Road: How to Eat Well While Traveling</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-travel-this-holiday-season-without-getting-sick">How to Travel This Holiday Season Without Getting Sick</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Travel best money tips getting sick holiday travel Tue, 01 Dec 2015 20:00:10 +0000 Amy Lu 1617375 at http://www.wisebread.com 5 Simple Ways to Make a Hotel Feel Like Home http://www.wisebread.com/5-simple-ways-to-make-a-hotel-feel-like-home <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-simple-ways-to-make-a-hotel-feel-like-home" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_jumping_bed_000013142551.jpg" alt="Man finding simple ways to make a hotel feel like home" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Leon Rbibo, president of Los Angeles-based The Pearl Source, travels three to four times a month between Los Angeles, Southeast Asia, and French Polynesia. That's a lot of travel, but it's to be expected when you import pearls for a living.</p> <p>See also: <a href="http://www.wisebread.com/the-5-best-credit-cards-with-free-hotel-status-upgrades">Best Credit Cards That Offer Free Hotel Upgrades</a></p> <p>Being on the road so much can be difficult. It's easy to overeat. It's easier to neglect your normal exercise routine. But Rbibo, and other frequent travelers, say that you can help avoid these pitfalls with some personal touches to your hotel accommodations.</p> <p>Here are five tips, from Rbibo and others, for sticking to your routine and making your hotel room feel more like home.</p> <h2>1. Unpack</h2> <p>Stacy Royal, a travel publicist in New York City and managing director of public relations firm Decker Royal Agency, always unpacks her suitcases as soon as she arrives in her hotel room. Living from a suitcase makes you feel like you're on the road. Packing your clothes away in closets and dressers feels like home.</p> <p>&quot;Dressers are one of the most underrated pieces of furniture in the room, and often go unused,&quot; Royal said. &quot;Create a place for everything the same way you would in your own bedroom. I even go so far as to bring a few extra very-thin hangers because hotels never have enough.&quot;</p> <h2>2. Bring Your Own Pillow</h2> <p>Megan MacNee, founder and editor of the travel website Traveling Nine to Fiver, never goes on an extended trip without her pillow. Having the comfort of a familiar pillow makes it easier to sleep each night, MacNee explained. And regular sleep is key to eating well and maintaining an exercise routine while on a long trip.</p> <p>&quot;I know it sounds like a lot of work to bring along, but if you're driving or good at packing light, it's a life saver,&quot; MacNee said. &quot;If your head and neck are off from what you are used to, it can make a world of difference.&quot;</p> <h2>3. Don't Forget the Family Photos</h2> <p>Ideally, you'd bring your family along on long trips, but that's not always possible. Rbibo, though, always brings framed family photos with him on his long hotel stays. He keeps one family photo on his hotel room nightstand, and a couple more on the room's dresser. If there's a desk in his room, he'll load that up with family photos, too.</p> <p>&quot;It gives you the sense that you're not too far away from home, even if you're thousands of miles away,&quot; Rbibo said.</p> <h2>4. Don't Overindulge</h2> <p>Manu Lail, managing partner with Dallas-based hotel management company RMG Hospitality, said that travelers on long trips should eat like they would at home. It's easy to overeat on the road, with pizzas, burgers, and breakfast buffets making you feel sluggish and tired.</p> <p>Travelers who avoid this temptation will feel better physically and mentally. Being on the road is no reason to abandon the healthier eating habits you follow at home, Lail said.</p> <p>&quot;I've seen the guests who pile their plates full of bacon and eggs, all in the name of vacation,&quot; Lail said. &quot;While you're more than welcome to help yourself at the breakfast buffet, keep in mind that your body is tuned to your routine. Drink and eat moderately as you would at home.&quot;</p> <h2>5. Fix the Furniture</h2> <p>Gigi Griffis, a travel writer who now travels full time, says that guests shouldn't be afraid to rearrange the hotel furniture to better suit their needs. Doing so can make a room feel more comfortable and personal.</p> <p>&quot;Feng shui your space,&quot; Griffis said. &quot;Most hotels won't complain if you rearrange the furniture a little bit, especially if you move it back when you leave. Make the space feel comfortable to you.&quot;</p> <p><em>What steps do you take to make travel more homey?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/5-simple-ways-to-make-a-hotel-feel-like-home">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-simple-rules-of-excellent-houseguest-etiquette">11 Simple Rules of Excellent Houseguest Etiquette</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-travel-full-time-for-17000-a-year-or-less">How to Travel Full-Time for $17,000 a Year (or Less!)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/volunteer-to-travel-11-opportunities-for-free-or-very-cheap-travel">Volunteer to Travel: 11 Opportunities for Free or Very Cheap Travel</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-free-accommodations-and-paid-jobs-on-boats">How to Get Free Accommodations (and Paid Jobs) on Boats</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/31-super-smart-travel-hacks">31 Super Smart Travel Hacks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Travel comfort hotel rooms routine traveling for work Tue, 01 Dec 2015 10:00:57 +0000 Dan Rafter 1617373 at http://www.wisebread.com Holiday Travel Hacks That Will Save Your Sanity http://www.wisebread.com/holiday-travel-hacks-that-will-save-your-sanity <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/holiday-travel-hacks-that-will-save-your-sanity" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/10862514.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Are you dreading holiday travel? The traffic jam to the airport, the crowded lines, delayed flights, and other headaches associated with holiday travel? Don't worry. There are ways to make your travel this holiday season a lot more comfortable.</p> <h2>Fly Through Security with TSA Pre-Check</h2> <p>It's hard to predict how long the line at security will be. There really is no way to know in advance. Travelers are always advised to arrive at the airport extra early, which usually means waiting around the packed gate areas before your flight. But if you are savvy enough to join the TSA's Pre-Check program, you're virtually assured that you will have a short line and will be subjected to a far less invasive process. For example, Pre-Check members do not need to take off their shoes, unpack their liquids and laptops, or go through a full body scanner. To access this line, you must register in advance for Pre-Check ($85 for five years), or better yet, apply for the Global Entry program for $100 which also includes expedited immigration upon arrival from a foreign country. Thankfully, Pre-Check application fees are reimbursed by some credit cards including the <a href="http://www.wisebread.com/amex-platinum-do-the-perks-justify-the-fee">American Express Platinum</a>.</p> <h2>Carry a Lounge Pass, Just in Case</h2> <p>Airport lounges offer not just peace and quiet, but free food, drinks, Wifi, and more. But perhaps the greatest advantage of visiting a lounge comes when you are experiencing a flight delay or cancellation. In these cases, hundreds of travelers could be lining up to be rescheduled. Alternatively, your airline's lounge is typically staffed with representatives that can quickly assist you before the next flight is booked. To access the lounge, you'll need to pay for membership (or a day pass) or you could use a rewards credit card such as the <a href="http://www.wisebread.com/be-an-elitist-with-the-citi-aadvantage-executive-world-elite-mastercard">Citi Aadvantage Executive World Elite Mastercard</a> or the <a href="http://www.wisebread.com/delta-skymiles-reserve-credit-card-from-american-express-review">Delta SkyMiles Reserve Credit Card from American Express</a>. (See also: <a href="http://www.wisebread.com/5-best-credit-cards-with-free-airport-lounge-access">Best Credit Cards with Free Airport Lounge Access</a>)</p> <h2>Get Help</h2> <p>In the old days, travelers would call or page an experienced travel local agent whenever things went wrong, someone who always had someone available to help. These days, nearly all travelers book their own flights, or rely on online booking sites that aren't often as helpful as your local travel agent used to be. But if you are an inexperienced traveler in a pinch, you might try calling your credit card's <a href="http://www.wisebread.com/what-do-the-concierge-services-from-credit-cards-really-provide">concierge service</a>, which can rapidly offer you assistance booking new reservations as necessary. Most reward credit cards offer some form of concierge which includes the service of experienced travel agents. Alternatively, you might consider paying for premium travel service like the <a href="http://crankyconcierge.com/">Cranky Concierge</a>, which specializes in tracking your trip, spotting problems in advance, and coming up with ingenious solutions.</p> <p>Always have a Plan B. No matter how you are planning on getting to your destination, you must always consider what will happen if your flight is delayed or cancelled. This means booking a flight that arrives well in advance of any event or reservation that you simply can't miss. For instance, cruise lines always recommend that you schedule your flight to arrive at least 24 hours before sailing, so that you don't literally miss the boat. Having a Plan B can also mean knowing which alternate flights exist that could get you there on-time, or even being aware of other backup modes of transportation such as a bus or a train.</p> <h2>Uber It to the Airport</h2> <p>One of the hiccups that often affect travelers is parking. Not only is it expensive to park at the airport, but you can discover that the parking lots are full at the last minute, especially during the holidays. And even when it all works out, you still are left traversing an enormous airport lot, or wasting time waiting for a shuttle bus from a remote lot. In the past, most people's best alternative was a taxi. But today, ride sharing services like <a href="http://www.uber.com">Uber</a> and <a target="_blank" href="http://track.flexlinks.com/a.ashx?foid=1029882.1525833&amp;fot=9999&amp;foc=1" rel="nofollow">Lyft</a> have fought and won access to most airports, and offer 24 hour service in many cities. Prices are often about half that of traditional taxi services, and you can start with <a target="_blank" href="http://track.flexlinks.com/a.ashx?foid=1029882.1525833&amp;fot=9999&amp;foc=1" rel="nofollow">$20 off first ride for new customers with code: LYFTAFF49255</a>..</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/holiday-travel-hacks-that-will-save-your-sanity">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards">5 Steps to Getting a Free (or Close to Free) Vacation in 9 Months or Less with Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-and-sell-airline-miles">How to Buy and Sell Airline Miles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards">6 Ways My Family Scores Free Travel With Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel holiday travel Tue, 24 Nov 2015 23:31:44 +0000 Jason Steele 1616743 at http://www.wisebread.com 6 Luxe Travel Destinations That Are Cheaper in Winter http://www.wisebread.com/6-luxe-travel-destinations-that-are-cheaper-in-winter <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-luxe-travel-destinations-that-are-cheaper-in-winter" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_selfie_london_000061899106.jpg" alt="Man finding luxe travel destinations that are cheaper in winter" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>What did you do on your summer vacation? Yawn, what a cliché. Just about every vacation spot is mobbed in summer, when families with children are free to travel. If you have the flexibility, enjoy fewer crowds and pay less by visiting these normally-expensive spots during winter!</p> <h2>1. Europe</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/europe_city_fountain_000054520320.jpg" width="605" height="340" alt="" /></p> <p>The lowest airfares to Europe are usually available from mid-January through the end of February. Don't despair, there are plenty of great things to do there during the colder months, whether it's enjoying Denmark's <em>hygge</em>, sipping hot chocolate in Vienna, skiing in Switzerland, or hiking in temperate Italy and Spain.</p> <h2>2. Orlando</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/orlando_florida_attraction_000056623332.jpg" width="605" height="340" alt="" /></p> <p>Disney <a href="http://www.wisebread.com/25-hotel-hacks-from-professional-travelers">hotels offer their cheapest rates</a> during &quot;Value Season,&quot; which includes much of January and the first week of February. Universal Orlando lists the first three weeks of December as value season as well. Basically if it's winter but not a holiday week, you're good to enjoy a cheaper and less crowded theme park experience.</p> <h2>3. Yosemite National Park</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/yosemite_park_000008524397.jpg" width="605" height="340" alt="" /></p> <p>You might think this spectacular mountain playground is snowed in all winter, but many of the main roads, including the popular Valley Loop, are kept open.</p> <p>Is there anything to do there in winter? Only if you like ice skating with a view of Half Dome, affordable family downhill skiing, snowshoeing, and cross-country skiing. Make sure to check current conditions before you head out to find out about temporary road closures or chain requirements.</p> <h2>4. Iceland</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iceland_000009978384.jpg" width="605" height="340" alt="" /></p> <p>Thanks to Iceland's affordable Wow Air, you can fly from Boston or DC to Reykjavik for under $400 just about any time of year &mdash; but accommodations (those that don't shut down until spring) cost about 40% less in winter.</p> <p>What can you do during an Icelandic winter when daylight only lasts a few hours? Bathe in a hot spring while sipping a frozen drink, enjoy all-day sunsets and sunrises, and see the Northern Lights. What you won't do is freeze to death, since thanks to the Gulf Stream, Iceland is not as cold as New York City in winter. Speaking of which...</p> <h2>5. New York City or Chicago</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/winter_chicago_city_000071070187.jpg" width="605" height="340" alt="" /></p> <p>You can't deny that living in a northern U.S. city sucks during winter. However, staying in downtown hotels &mdash; where nightly rates plummet with the temperatures &mdash; is a different story.</p> <p>In downtown Chicago, you can ice skate in Millennium Park, walk for miles indoors through world-class museums, and brave the chill to eat strudel at the Christkindlmarket. In New York City, there are countless things to do in winter. Whether it's enjoying the shows on Broadway or visiting the city's many museums or world-class eateries, you won't be disappointed.</p> <h2>6. Montreal</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/montreal_at_christmas_000007750001.jpg" width="605" height="338" alt="" /></p> <p>I once visited Montreal during a mild January where the temperature was above freezing. Between Igloofest, Montréal en Lumière, and taking the kids to Mont Royal to sled and sip hot cocoa, Montreal glitters <em>en hiver </em>&mdash; and discount hotel packages make the normally pricey city <em>un bon march</em>é.</p> <p><em>What are your winter travel plans?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/6-luxe-travel-destinations-that-are-cheaper-in-winter">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-visit-new-york-without-going-broke">How to Visit New York Without Going Broke</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-resources">40 Most Useful Travel Websites That Can Save You a Fortune</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-book-an-amazing-cheap-vacation-package">How to Book an Amazing Cheap Vacation Package</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/volunteer-to-travel-11-opportunities-for-free-or-very-cheap-travel">Volunteer to Travel: 11 Opportunities for Free or Very Cheap Travel</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-enjoy-disney-world-on-the-cheap">How to Enjoy Disney World on the Cheap</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel disney world Europe new york city trips vacations value seasons winter Tue, 24 Nov 2015 22:00:33 +0000 Carrie Kirby 1615576 at http://www.wisebread.com 5 Best Credit Cards for Travel Purchases http://www.wisebread.com/5-best-credit-cards-for-travel-purchases <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-best-credit-cards-for-travel-purchases" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000040198950.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The credit card rewards that you can earn from purchasing travel have gone up, as card issuers continue to offer greater bonuses for travel purchases. So if you have large travel expenses (including gas, parking, public transportation, tolls, etc.), then you should consider these credit cards when making travel purchases. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=seealso">Best Travel Rewards Cards</a>)</p> <h2>Chase Sapphire Preferred Card</h2> <p><a target="_blank" rel="nofollow" alt="Chase Sapphire Preferred&reg; Card" title="Chase Sapphire Preferred&reg; Card" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=38&amp;pp=1&amp;uv=xcard&amp;fot=1276"><img border="0" style="float:right;margin:0 10px;" alt="" src="http://content.linkoffers.net/SharedImages/Products/204650/599888.png" /></a>The <a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=38&amp;pp=1&amp;uv=xname&amp;fot=1276">Chase Sapphire Preferred&reg; Card</a> is a favorite among frequent travelers as cardholders earn two points per dollar spent on all travel and dining purchases. Points can be transferred at a 1:1 ratio to participating travel partners, including Southwest, British Airways, and United, and hotel partners such as Hyatt, Marriott, and IHG. Cardholders also get 20% off travel for purchases made through the Chase Ultimate Rewards travel portal. This card has no foreign transaction fees and a $95 annual fee that is waived the first year.</p> <p><strong>Sign up offer:</strong> Receive 50,000 bonus points after spending $4,000 within the first three months of account opening, and an additional 5,000 points when adding a first authorized user who makes a purchase in the first three months.</p> <p><strong><a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=38&amp;pp=1&amp;uv=xend&amp;fot=1276">Click here to learn more and apply for the Chase Sapphire Preferred&reg; Card today!</a></strong></p> <h2>Premier Rewards Gold Card from American Express</h2> <p><a target="_blank" rel="nofollow" alt="American Express&reg; Premier Rewards Gold Card" title="American Express&reg; Premier Rewards Gold Card" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=3&amp;pp=2&amp;uv=xcard&amp;fot=1276"><img border="0" style="float:right;margin:0 10px;" alt="" src="http://content.linkoffers.net/SharedImages/Products/4564/604615.png" /></a>The <a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=3&amp;pp=2&amp;uv=xname&amp;fot=1276">Premier Rewards Gold Card from American Express</a> offers a variety of benefits for those who often make travel purchases. Cardholders earn three points per dollar on air travel and two points per dollar at US gas stations, US grocery stores, and US restaurants. New applicants receive 25,000 points after spending $2,000 in the first 3 months. You can also use the Premier Rewards Gold Card for incidental travel fees and get up to $100 in statement credits each calendar year. In addition, travelers who stay at least two consecutive nights in a hotel in the American Express Hotel Collection may be able to receive a room upgrade, if available, and a $75 hotel credit on eligible dining, spa, or resort activities. This card has no foreign transaction fees and a $195 annual fee that is waived in the first year.</p> <p><a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=3&amp;pp=2&amp;uv=xend&amp;fot=1276"><strong>Click here to learn more and apply for the Premier Rewards Gold Card from American Express today!</strong></a></p> <h2>Citi ThankYou Premier</h2> <p><a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=57&amp;pp=3&amp;uv=xcard"><img width="154" border="0" style="float:right;margin:0 10px;" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/citi-thank-you-premier-10-23-154.jpg" /></a>The <a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=57&amp;pp=3&amp;uv=xname">Citi ThankYou&reg; Premier</a> from our partner Citi is great for everyday travel. Cardholders earn three points per dollar on gas, public transportation, tolls, taxis, and parking, as well as airfare, hotels, cruises, car rentals, and more. Receive two points per dollar on dining and entertainment and one point per dollar on all other purchases. When booking travel through the ThankYou&reg; Travel Center, points are worth 25% more, as compared to gift cards, and you can easily transfer points to travel partners like Hilton HHonors&trade; and Virgin Atlantic. This card has no foreign transaction fees. There is a $95 annual fee that is waived for the first year.</p> <p><strong>Sign up offer:</strong> Earn 40,000 bonus points after spending $3,000 in the first three months.</p> <p><a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=57&amp;pp=3&amp;uv=xend"><strong>Click here to learn more and apply for the Citi ThankYou&reg; Premier Card today!</strong></a></p> <h2>Citi Prestige</h2> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=53&amp;pp=4&amp;uv=xcard"><img width="154" border="0" alt="" style="float:right;margin:0 10px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/10.22-CitiPrestigeCard-191.jpg" /></a>The <a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=53&amp;pp=4&amp;uv=xname">Citi Prestige&reg; Card</a> is an excellent option for those who like to travel in luxury. Earn three points per dollar on all air travel, hotel, and travel agency purchases, two points per dollar on dining and entertainment, and one point per dollar on all other purchases. Cardholders can receive $250 in travel credits that will automatically apply to flight-related expenses, as well as a $100 Global Entry application fee credit. When booking through the ThankYou&reg; Travel Center, points are worth 60% more on American Airlines or US Airways flights than when redeemed for non-air travel. Like the Citi ThankYou Premier, points can be transferred to partners at no additional fee. Enjoy access to the American Airlines Admirals Club lounges and VIP lounges through Priority Pass Select, and you can receive a complimentary 4th night stay at select hotels while traveling. This card has no foreign transaction fees. There is a $450 annual fee.</p> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=53&amp;pp=4&amp;uv=xend"><strong>Click here to learn more and apply for the Citi Prestige&reg; Card today!</strong></a></p> <h2>Capital One&reg; Venture&reg; Rewards Credit Card</h2> <p><a title="Capital One&reg; Venture&reg; Rewards Credit Card" alt="Capital One&reg; Venture&reg; Rewards Credit Card" rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=26&amp;pp=5&amp;uv=xcard"><img border="0" alt="" style="float:right;margin:0 10px;" class="img-exempt" src="http://content.linkoffers.net/SharedImages/Products/161204/602905.png" /></a>The <a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=26&amp;pp=5&amp;uv=xname">Capital One&reg; Venture&reg; Rewards Credit Card</a> offers 2 miles per dollar on all purchases. Earn an unlimited amount of miles and they don't expire. Get the added benefit of earning 2x miles on non-travel purchases as well. Redeem miles for statement credit on travel purchases, allowing you to earn miles on your travel rewards, too! There is no annual fee for the first year. It's $59 thereafter.</p> <p><strong>Sign up offer:</strong> Get 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel.</p> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=56&amp;pid=26&amp;pp=5&amp;uv=xend"><strong>Click here to learn more and apply for the Capital One&reg; Venture&reg; Rewards Credit Card today!</strong></a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/5-best-credit-cards-for-travel-purchases">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles">5 Best Credit Cards that Transfer Points to Airline Miles</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-credit-cards-for-hotel-deals-and-rewards">The Best Credit Cards for Hotel Deals and Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards">5 Best Co-Branded Airline Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel best credit cards shopping travel Thu, 12 Nov 2015 21:47:37 +0000 Jason Steele 1547040 at http://www.wisebread.com