Travel http://www.wisebread.com/taxonomy/term/254/all en-US How to Get Cash While Traveling Abroad http://www.wisebread.com/how-to-get-cash-while-traveling-abroad <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-get-cash-while-traveling-abroad" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-522548212.jpg" alt="take out cash while traveling abroad without getting hit with fees" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When you're on the road, whether it's for a domestic or international trip, a <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">good travel credit card</a> can usually meet most of your payment needs. But inevitably, you will need cash at some point, too &mdash; for instance, when you want to tip skycaps, bellhops, and other service providers who don't take credit cards. In addition, many retailers in the developing world &mdash; and even advanced nations like Japan &mdash; still don't take credit cards. Finally, there are merchants at flea markets, farmer's markets, and traditional shopping areas where you can drive a harder bargain if you pay in cash.</p> <h2>Don't Use Your Credit Card at an ATM</h2> <p>Credit cards are the worst way to access cash at home or abroad. To do so, you have to take out a cash advance. Most credit cards charge an extremely high interest rate &mdash; often over 25% APR &mdash; for cash advances, even if they offer a competitive rate for purchases. Furthermore, cash advances don't come with a grace period, so those interest charges begin accruing as soon as you make your transaction. Most credit cards also impose a cash advance fee of 5% or $10, whichever is greater. On top of that, you may be charged a foreign transaction fee as well as an ATM fee.</p> <p>If you're thinking it still might be worth taking out a cash advance to earn rewards through your credit card, you should know that cash advances don't earn rewards. Even if they did, the fees would far outweigh the value of any rewards anyway.</p> <h2>Debit Cards Are Better for Accessing Cash<strong> </strong></h2> <p>The key to accessing cash at home or while traveling is to have a debit card linked to your bank account. These cards will never impose interest charges or cash advance fees, which can represent most of the costs associated with using a credit card at an ATM. In addition, most credit cards issued by banks in the United States are part of global networks such as Pulse, Plus, and Interlink, which virtually assure compatibility with ATMs all over the world.</p> <p>Check with your bank about ATMs available in the area you'll be visiting, fees to use out of network ATMs, as well as currency exchange fees. You may want to consider opening an account with a bank that has better rates like fee-free ATM use. Some banks charge you a flat fee each time you use your debit card at an ATM that's outside of their network, and some ATM operators also charge a fee for using an out-of-network card (yes, that's <em>two</em> separate fees). In addition, most banks charge a 3% foreign transaction fee, and even if they don't, the card networks &mdash; Visa and MasterCard &mdash; charge 1% for purchases for withdrawals in a foreign currency.</p> <p>Fortunately, there are some banks that don't charge these fees, and others, such as Schwab Bank, will even reimburse you for any ATM-associated fees. Read the fine print on your agreement before you leave. (See also: <a href="http://www.wisebread.com/5-best-online-checking-accounts?ref=seealso" target="_blank">Best Online Banks for Checking Accounts</a>)</p> <h2>Best Practices for Accessing Cash From ATMs</h2> <p>First, you should contact your bank before you travel to inform it what countries you will be visiting. This will prevent the bank from suspecting fraud and freezing your account. This is also a good time to ask what fees you can expect from your card &mdash; including out-of-network fees and foreign transaction fees.</p> <p>Once you're traveling, look to withdraw money from an ATM that's part of your bank's network, so that you will not be charged any out-of-network fees. And if you are charged fees, you can minimize these flat charges by making fewer, larger withdrawals rather than many smaller ones. Make sure to take extra precaution though, if planning to carry around large sums of cash. (See also: <a href="http://www.wisebread.com/how-to-avoid-theft-while-traveling?ref=seealso" target="_blank">How to Avoid Theft While Traveling</a>)</p> <p>Finally, try to use an ATM from a major bank rather than a standalone machine, especially at an airport. The machines at the large banks are typically the ones used by locals and will likely have lower fees, while standalone machines in tourist areas will often have the highest fees. In addition, there can be more security when you are in the lobby of a bank as opposed to accessing cash from a small machine in a crowded area.</p> <p>By using these tips to access cash, you should have the money you need wherever your travels take you, without paying unnecessary fees.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/how-to-get-cash-while-traveling-abroad">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds">10 Flight Booking Hacks to Save You Hundreds</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-airport-hacks-from-professional-travelers">15 Airport Hacks From Professional Travelers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-protect-yourself-from-theft-while-traveling">7 Ways to Protect Yourself From Theft While Traveling</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-reasons-why-i-prefer-credit-cards-over-cash">10 Reasons Why I Prefer Credit Cards Over Cash</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-get-taken-how-to-evaluate-an-exchange-rate">Don&#039;t Get Taken: How to Evaluate an Exchange Rate</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel atms bank transfers cash credit cards traveler's cheques Tue, 14 Feb 2017 10:30:39 +0000 Jason Steele 1892046 at http://www.wisebread.com 14 Things You Can Do Now to Prep for Your Best Summer Ever http://www.wisebread.com/14-things-you-can-do-now-to-prep-for-your-best-summer-ever <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/14-things-you-can-do-now-to-prep-for-your-best-summer-ever" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-508921978.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In the past week, I have experienced Polar Vortex-level temperatures in the upper Midwest and then back-to-back wind and rainstorms in California. I have not seen the sun in days. All this weather has got me dreaming about what my family will do this summer.</p> <p>But I can't just dream an epic summer into existence. I need to plan and prepare. Here are some things you &mdash; and I &mdash; can do in the gloom of winter to lay the groundwork for the best summer ever.</p> <h2>1. Reserve a Campsite</h2> <p>In some states, like California, state park sites book up devilishly early. In fact, a quick search of a couple of favorite beach campgrounds found them already booked for weekends throughout the summer. So if you haven't already booked any summer camp-outs, go to <a href="http://www.reserveamerica.com/" target="_blank">Reserve America</a> and snag them before it's too late.</p> <h2>2. Arrange a Home Exchange</h2> <p>If you're able to take a sabbatical or work from home, consider swapping your house with someone far away for a change of scenery, even without using vacation time. If you have to report to work every day, try a temporary relocation to a different part of your region. For instance, since my husband has a 40-mile commute to his Silicon Valley job, I'm eyeing swaps with families who live within the same distance from his work, but in other directions, on <a href="http://www.tkqlhce.com/click-2822544-10774433" target="_blank">HomeExchange</a>.</p> <h2>3. Send the Kids to Camp</h2> <p>If you're a parent, time away from your job might not be as relaxing as time away from your kids. I should know, I have three little buggers of my own. Fortunately, there exists a wonderful institution to give you a vacation from parenting: sleep-away camp. Camp catalogs go out soon. Girl Scout, Boy Scout, church, and YMCA camps offer some of the best values. (See also: <a href="http://www.wisebread.com/how-to-save-money-on-child-care-this-summer?ref=seealso" target="_blank">How to Save Money on Child Care This Summer</a>)</p> <h2>4. Book a National Park Trip</h2> <p>The big-name parks book up fast. In fact, a random check of <a href="http://www.yellowstonenationalparklodges.com/" target="_blank">Yellowstone lodges</a> for June showed that rooms are already getting hard to find. If you're planning to stay in &mdash; or even near &mdash; a National Park this summer, get going.</p> <h2>5. Buy Baseball Tickets</h2> <p>It's not as if it will be impossible to get seats in most ballparks after Opening Day, but still, wouldn't it be nice to see a big circle on the calendar around a July day and know you'll be spending it at the ballgame? My family received tickets to a Cubs game as a Christmas gift, and I'm already looking forward to that August event.</p> <h2>6. Figure Out Where You'll Be for the Solar Eclipse</h2> <p>In case you haven't heard, there will be a total solar eclipse August 21, but the full monty will only be <a href="http://www.al.com/news/huntsville/index.ssf/2017/01/nasas_new_map_can_put_you_righ.html" target="_blank">viewable from certain parts of the United States</a>. You'd better believe that campgrounds and other lodging in the path, which will follow an arc from Oregon to South Carolina, are selling out fast. August 21 is a Monday, so if you can do a long weekend and get there, it should be a sight to see as the moon takes a big bite out of the sun and then blots it out entirely, bringing out the stars in the middle of the day. We haven't had a total eclipse cross the whole country like this for about 100 years.</p> <h2>7. Plan Your Garden</h2> <p>Your dirt may be buried under snow, but that doesn't mean you can't sketch out new garden beds (there's even <a href="http://theselfsufficientliving.com/7-vegetable-garden-planner-software-for-better-gardening/" target="_blank">gardening software</a> to help you do that now), ordering seeds, and starting seedlings indoors.</p> <h2>8. Research Major Summer Purchases on Your Wishlist</h2> <p>Is this the year you buy a boat or a camper, or even an inflatable dinghy? Most of the boat and <a href="http://www.rvpark411.com/rv-shows-camping-expos.html" target="_blank">RV shows</a> are in winter and spring. Even if you're just going to dream, walking through a boat show can help pass chilly days with dreams of fishing and snorkeling.</p> <h2>9. Get Medical Procedures Out of the Way</h2> <p>This may not be as fun as booking vacations or boat shopping, but think about it: If you need a knee replacement, do you want to be laid of up for six weeks in summer or now? Might as well get those bunions removed while you're stuck inside anyway.</p> <h2>10. Learn to Scuba Dive</h2> <p>If you live near water, you might love exploring the underside of it this summer. Did you know you can start learning even if it's too cold to jump in right now? First of all, scuba certification involves a classroom portion, which you can <a href="https://apps.padi.com/scuba-diving/elearning/purchasecourse.aspx" target="_blank">take online</a>. Then, there are <a href="http://www.dolphinscuba.com/scuba-diving-classes/overview.html" target="_blank">classes you can take in heated pools</a> to get you ready for dive season.</p> <h2>11. Buy Tickets to a Summer Theater Festival</h2> <p>For me, one of the highlights of summer is watching Shakespeare out in nature, whether it's at Wisconsin's <a href="http://americanplayers.org/" target="_blank">American Players Theatre</a> or the <a href="https://www.bard.org/" target="_blank">Utah Shakespeare Festival</a>. Tickets are already available for some of these festivals, and even if they're not, the schedule is probably posted, so you can decide which shows you'll see. And if you're unable to travel to see these, check for local shows in your area.</p> <h2>12. Book Amtrak Tickets</h2> <p>Even more than flights, Amtrak trains can fill up early, especially those sleeper cars that make the journey more pleasant. Buy it now or you may find yourself sleeping in a seat.</p> <h2>13. Buy Theme Park Season Passes</h2> <p>Early bird discounts can net you some real savings on these. For instance, Six Flags Great America in Chicago is selling season passes for $75-$93 right now; full price runs $189-$250.</p> <h2>14. Work Out</h2> <p>I'm not talking about a &quot;get your beach body&quot; weight-loss program, because all bodies are welcome at the beach. I'm talking about cardio and strength training to build your endurance for those summer hikes and swims you're going to do. You won't regret it.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/14-things-you-can-do-now-to-prep-for-your-best-summer-ever">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-little-known-ways-to-save-at-disneyland">15 Little Known Ways to Save at Disneyland</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-digital-nomads-can-save-for-retirement">6 Ways Digital Nomads Can Save for Retirement</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-best-vacation-deal-websites">The 6 Best Vacation Deal Websites</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-build-your-best-travel-budget">How to Build Your Best Travel Budget</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-incredible-world-cities-you-can-afford">5 Incredible World Cities You Can Afford</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel book a trip camping family vacation saving money summer shopping summer travel summer trip summer vacation winter Tue, 14 Feb 2017 10:30:39 +0000 Carrie Kirby 1888422 at http://www.wisebread.com 6 Affordable Places to Ski http://www.wisebread.com/6-affordable-places-to-ski <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-affordable-places-to-ski" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-597967434.jpg" alt="Family finding affordable places to ski" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>There's a lot of white stuff out there this year, but the lift ticket prices at popular resorts, like Sierra's Heavenly or Colorado's Vail, are steeper than the slopes. Snow lovers on a budget, don't despair. Especially for beginners, there are plenty of ski and snowboard destinations where you can have lots of fun without the sticker shock.</p> <p>What's the difference between budget resorts and premium ones? One difference is elevation. Resorts on lower peaks charge less, because sometimes they miss out on snow that higher points get. Another factor is size. If you're an animal out there and want to attack 25 different runs in one day, it may be worth it to shell out big bucks for a huge resort. If you're planning on sticking to intermediate runs and taking long cocoa breaks, go to a smaller, cheaper resort.</p> <p>Location is another factor, since cheaper resorts may be more isolated from urban areas or gorgeous scenery. Then there are amenities: ice rinks, designer shops, and free s'mores around outdoor fireplaces. All of those are very nice, but if you just want to ski or ride cheap, opt for one of these low-frills places instead.</p> <h2>1. Bear Valley, California</h2> <p>Lake Tahoe has the glitz and the views, but the same 3.5-hour drive from San Francisco could also get you to <a href="http://www.bearvalley.com/" target="_blank">Bear Valley</a>, a family-friendly resort between Tahoe and Yosemite where an adult lift ticket runs $70&ndash;$80 (instead of the $100 plus you'll pay at Tahoe). The resort boasts 10 lifts, including plenty of Black Diamonds, and a terrain park.</p> <h2>2. Mount Rose, Nevada</h2> <p>If you're flying into Reno, check out <a href="http://skirose.com/tickets-%E2%80%A2-lessons-%E2%80%A2-rentals/lift-tickets-specials/" target="_blank">Mount Rose</a>, where a four-person family pack of lift tickets costs just $320&ndash;$330 and Tuesdays are BOGO. The resort operates shuttles into Reno, and since it's at higher elevation than Tahoe resorts, it's sometimes the only hill in the area with snow.</p> <h2>3. Mount Baldy, California</h2> <p>Skiing in So Cal? Not only does it exist, but it's cheap as heck at <a href="http://mtbaldyskilifts.ltibooking.com/product/20/CA/Mt.-Baldy-1-Day-Lift-Tickets.htm#01-2017" target="_blank">Mount Baldy</a>, where passes bought in advance online can dip below $50. But as you might guess based on the location, just an hour from Los Angeles, this resort doesn't always have snow. When it does, drop everything and head for the mountains.</p> <h2>4. Crested Butte, Colorado</h2> <p>Lift tickets are around $100, but kids ski free during the early and late season. <a href="http://www.skicb.com/tickets-passes/lift-tickets" target="_blank">Crested Butte</a> has 15 lifts and 121 trails. This high-elevation, no-frills resort is four hours from Denver.</p> <h2>5. Snowbird, Utah</h2> <p>Lift tickets are $106&ndash;$116; <a href="http://www.snowbird.com/specials/" target="_blank">Snowbird</a>'s stay-and-ski packages can bring that down a bit. That might not seem like such a low price until you consider that Snowbird is considered one of the top mountains in the United States, with tons of terrain and snow that makes the Sierra's &quot;powder&quot; feel like sludge.</p> <h2>6. Mt. Bachelor, Oregon</h2> <p>I don't usually think of Oregon for skiing, but <a href="https://www.mtbachelor.com/" target="_blank">Mt. Bachelor</a>, 22 miles west of Bend, sounds like a lot of fun, with 101 runs and 3,365 feet of vertical drop. Lift tickets are $92, and they have kids ski free packages. Besides, when you're done skiing, you get to hang out in Bend, known for its craft brews and artsy vibe.</p> <h2 style="text-align: center;">Like this article? Pin it!&nbsp;</h2> <p style="text-align: center;">&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-affordable-places-to-ski&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%20Affordable%20Places%20to%20Ski.jpg&amp;description=6%20Affordable%20Places%20to%20Ski" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Affordable%20Places%20to%20Ski.jpg" alt="6 Affordable Places to Ski" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/6-affordable-places-to-ski">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-winter-travel-destinations-that-wont-break-the-bank">7 Surprising Winter Travel Destinations That Won&#039;t Break the Bank</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-all-inclusive-vacations-and-cruises-worth-the-money">Are All-Inclusive Vacations and Cruises Worth the Money?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-sneaky-vacation-costs-that-add-up-quickly">10 Sneaky Vacation Costs That Add Up Quickly</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-fun-affordable-train-trips">5 Fun, Affordable Train Trips</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds">10 Flight Booking Hacks to Save You Hundreds</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel california mountains nevada oregon skiing snow snowboarding Utah vacation west coast Fri, 10 Feb 2017 11:00:08 +0000 Carrie Kirby 1888399 at http://www.wisebread.com How Almost Anyone Can Afford to Retire in Mexico http://www.wisebread.com/how-almost-anyone-can-afford-to-retire-in-mexico <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-almost-anyone-can-afford-to-retire-in-mexico" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_chairs_beach_154894068.jpg" alt="Couple learning how to retire in Mexico for less" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're thinking about retirement, you're not alone. However, out of 100 Americans who start working at age 25, only 4% are <a href="http://www.statisticbrain.com/retirement-statistics/" target="_blank">expected to have saved enough</a> for retirement at age 65.</p> <p>While this number may seem surprisingly low, retiring doesn't have to be as expensive as you may think. If you can lower your monthly income requirement, you can also greatly reduce the total capital that you need to save to retire.</p> <p>One easy way to do this: retire abroad. For many Americans, Mexico is a top choice. It's not only geographically close, it's also very affordable. Adventure seekers love its bustling cities full of colonial architecture and rich culture, as well as the natural beauty found along its coastlines and highlands. (See also: <a href="http://www.wisebread.com/retire-for-half-the-cost-in-these-5-countries?ref=seealso" target="_blank">Retire for Half the Cost in These 5 Countries</a>)</p> <p>If you're worried you might be among the 96% of people who haven't saved enough for retirement, moving to Mexico may be an effective way to make your nest egg go further.</p> <h2>Cost of Living in Mexico</h2> <p>The cost of living is drastically lower than in the U.S. or in Canada. According to Numbeo, the cost of living in Mexico is <a href="https://www.numbeo.com/cost-of-living/country_result.jsp?country=Mexico" target="_blank">nearly 60% lower</a> than the United States, with rent costing 79% less.</p> <p>However, keep in mind that those are costs averaged over the entire country. Expenses are higher in bigger cities such as the capital, and in places that attract a lot of foreigners, such as Playa del Carmen.</p> <h2>Rental Costs</h2> <p>Based on my experience living in Mexico City and traveling extensively through the country during 2015 and 2016, I have found rents to be far lower than the U.S. You can find a place for as low as $100 a month in off-the-beaten-track destinations, such as the small beach town of Mazunte. However, a great deal like this often means sacrificing on some of the comforts of home such as air conditioning and hot water.</p> <p>On the upper end of the budget, if you're willing to spend $600&ndash;$1,000, you can rent a luxury apartment, even in the more expensive and cosmopolitan destinations.</p> <h2>Health Insurance Costs</h2> <p>Private health insurance is significantly cheaper in Mexico than in the states. It can cost you <a href="http://rollybrook.com/health.htm" target="_blank">as little as 20%</a> of what it would cost in the U.S.</p> <p>Because the cost of routine visits and minor incidents is so small, you may also choose to self-insure, which means simply paying for these costs out-of-pocket as opposed to purchasing an insurance plan.</p> <h2>Doctor Costs</h2> <p>As with rental prices, the cost of going to the doctor also varies to some extent, so these numbers should only serve as a rough guideline.</p> <p>From my experience, a routine teeth cleaning from a dentist costs $15&ndash;$20. A regular doctor's visit costs as little as $25 to $50, while a specialist normally costs $35&ndash;$50 and up per visit.</p> <h2>Food Costs: Restaurants and Grocery Shopping</h2> <p>Groceries in Mexico are about a third of the price of food in the U.S., depending on the season and availability. You can even sometimes find American chains like Wal-Mart, where you can buy cheap groceries.</p> <p>Restaurant prices vary, too, based on type. On the lower end, you can visit food stands to get snacks, which Mexicans call antojitos for as little as 50 cents to a dollar. These include tacos, quesadillas, and burritos. Freshly pressed juice and prepared fruit is also in this price range.</p> <p>One step up from the food stands are restaurants called fondas. These are small, family-owned establishments that serve two- or three-course meals, including soup or salad, a full entree, and a drink. Sometimes they also come with dessert. Expect to pay $3&ndash;$10 dollars.</p> <p>A truly gourmet, upscale dining experience should set you back $10&ndash;$30.</p> <h3>Alcohol Costs</h3> <p>Alcohol in Mexico is widely available, and enjoying tequila or mezcal is a common cultural practice. There are no taboos on drinking, and alcohol is accessible at the local corner store for very affordable prices.</p> <p>For a bottle of tequila or mezcal you can expect to pay $10 for a low-quality bottle and up to $40 for an artisanally produced bottle of very good quality alcohol.</p> <p>A six-pack of beer starts at $4&ndash;$6. There are not as many microbrew options available as in the U.S., but some bars do offer local, small-batch beer, usually priced around $4 a bottle.</p> <p>Mexico is an attractive place to retire, not only because it is an affordable option, but because of all that it has to offer, from interesting cultural experiences to the hospitable locals who often go out of their way to make you feel at home.</p> <h2>Transport Costs</h2> <p>If you're traveling by plane, prices start around $250 for round-trip tickets to or from the U.S., and $40&ndash;$100 for trips within country. Long-distance coaches are an even cheaper alternative to internal flights. An eight-hour basic bus trip costs about $25, varying a bit depending on your destination. You also have the option of paying more for a first-class bus that includes drinks, snacks, entertainment (TV and music), and seats that are designed to be comfortable to sleep in.</p> <p>Local transportation options include the bus (on average 50 cents) and, in Mexico City, the Metro (25 cents).</p> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-almost-anyone-can-afford-to-retire-in-mexico&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%20Almost%20Anyone%20Can%20Afford%20to%20Retire%20in%20Mexico.jpg&amp;description=How%20Almost%20Anyone%20Can%20Afford%20to%20Retire%20in%20Mexico" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20Almost%20Anyone%20Can%20Afford%20to%20Retire%20in%20Mexico.jpg" alt="How Almost Anyone Can Afford to Retire in Mexico" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/how-almost-anyone-can-afford-to-retire-in-mexico">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/retire-for-half-the-cost-in-these-5-countries">Retire for Half the Cost in These 5 Countries</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-let-these-expenses-spoil-your-retirement-abroad">Don&#039;t Let These Expenses Spoil Your Retirement Abroad</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-your-financial-planner-isnt-telling-you-about-retirement">5 Things Your Financial Planner Isn&#039;t Telling You About Retirement</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-lessons-i-learned-about-money-after-living-in-mexico">7 Lessons I Learned About Money After Living in Mexico</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-saved-enough-for-a-down-payment-while-working-in-china">How I Saved Enough for a Down Payment While Working in China</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Retirement Travel cost of living expats expenses food costs foreign countries health care mexico Fri, 10 Feb 2017 10:30:38 +0000 Amanda Gokee 1871128 at http://www.wisebread.com Best Money Tips: 7 Vacation Rental Tips for Every Traveler http://www.wisebread.com/best-money-tips-7-vacation-rental-tips-for-every-traveler <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-7-vacation-rental-tips-for-every-traveler" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_wine_travel_584004338.jpg" alt="Couple using vacation rental tips while traveling" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on vacation rental tips, financial habits that build wealth, and ways to get through your emails faster.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/Vacation-Rental-Tips-43138080">7 Vacation Rental Tips Every Traveler Needs to Know</a> &mdash; Consider making two rental bookings in two different neighborhoods &mdash; one local, one touristy &mdash; to fully experience your destination. [PopSugar Smart Living]</p> <p><a href="https://due.com/blog/4-financial-habits-that-build-personal-wealth/">4 Financial Habits That Build Personal Wealth</a> &mdash; Think of money as a means to achieve your goal. You won't able to enjoy your money if you're constantly afraid of losing it. [Due]</p> <p><a href="https://timemanagementninja.com/2017/02/7-tips-to-increase-your-email-speed/">7 Tips to Increase Your Email Speed</a> &mdash; Don't click the links in an email unless you really need to. It's easy to be sucked in by one link and find yourself still surfing the Internet an hour later. [Time Management Ninja]</p> <p><a href="http://www.lifehack.org/534849/4-uncommon-habits-successful-people-have-that-make-them-stand-out-from-the-crowd">4 Uncommon Habits Successful People Have That Make Them Stand Out From The Crowd</a> &mdash; High-achievers know that constructive criticism can help us to learn and grow, so they often go out of their way to seek criticism of their plans and ideas. [Lifehack]</p> <p><a href="http://blog.shoplet.com/office-fun/10-valentines-day-traditions-from-around-the-world/">10 Valentine&rsquo;s Day Traditions From Around The World</a> &mdash; Learn how other countries have added their own twist to the celebration of love! [Shoplet]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.getorganizedwizard.com/blog/2017/02/financial-tips-empty-nesters/">Financial Tips For Empty Nesters</a> &mdash; Once your kids are out of the nest and have insurance coverage through their school or work, you can adjust your coverage to reduce the premiums. [Get Organized Wizard]</p> <p><a href="http://productivitytheory.com/improve-self-confidence-5-minutes-day/">How To Improve Self-Confidence In 5 Minutes a Day</a> &mdash; Write uplifting messages on your mirror to give yourself a boost every morning. [Productivity Theory]</p> <p><a href="http://www.moneyspruce.com/5-smart-ways-use-tax-refund/">5 Smart Ways to Use a Tax Refund</a> &mdash; A great use for tax refund money is to fund DIY projects that will increase the value of your home. [Money Spruce]</p> <p><a href="https://www.thepennyhoarder.com/life/car-buying-tips/">2 Numbers You Absolutely Need to Know If You&rsquo;re Buying a Car From a Dealer</a> &mdash; You'll have a much easier time buying a car from a dealer if you know these two numbers before you step on the lot. [The Penny Hoarder[</p> <p><a href="http://www.takeasmartstep.com/how-much-save-retirement-each-month/">4 Actionable Steps to Ensure You Save Enough to Retire</a> &mdash; Follow these steps to figure out how much to you need save each month for a comfortable retirement. [Smart Step]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-7-vacation-rental-tips-for-every-traveler">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-should-you-get-a-vacation-rental-instead-of-a-hotel">When Should You Get a Vacation Rental Instead of a Hotel?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bankamericard-travel-rewards-more-rewards-for-more-travel">BankAmericard Travel Rewards®: More Rewards for More Travel</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards">6 Ways My Family Scores Free Travel With Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel best money tips vacation rental Fri, 10 Feb 2017 10:00:17 +0000 Amy Lu 1889854 at http://www.wisebread.com 6 Ways Digital Nomads Can Save for Retirement http://www.wisebread.com/6-ways-digital-nomads-can-save-for-retirement <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-digital-nomads-can-save-for-retirement" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-511054478.jpg" alt="Digital nomads learning how to save for retirement" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There is a common misconception that traveling is only about spending money. However, there are many people (myself included) who have figured out how to sock away money for retirement while on the road.</p> <p>Travel offers some surprising advantages when it comes to savings, especially because the cost of living in many foreign countries is much lower than in the U.S. If you're able to eliminate a pricey mortgage or car expense at home, you're already well on your way to saving more than you thought possible. (See also: <a href="http://www.wisebread.com/5-incredible-world-cities-you-can-afford?ref=seealso" target="_blank">5 Incredible World Cities You Can Afford to Live In</a>)</p> <p>You'll need to talk to an accountant about whether you're eligible to contribute to an IRA. If not, you could set up an investment account filled with tax-advantaged investments, or simply stash money in a savings account. Here are ways you can still save for retirement while traveling full-time. (See also: <a href="http://www.wisebread.com/how-to-travel-full-time-for-17000-a-year-or-less?ref=seealso" target="_blank">How to Travel Full-Time for $17,000 a Year or Less</a>)</p> <h2>Earning an Income Anywhere in the World</h2> <p>The first step is to plan how you can earn an income on the road. There are many ways of doing this, which will depend on your skills, interests, and career goals.</p> <h3>1. Become a Digital Nomad to Earn Money From Anywhere</h3> <p>One option is to move your current business online or find remote jobs that allow you to work from anywhere. If you have experience as a software programmer, a web designer, a graphic artist, or a writer, these jobs can easily be done remotely, giving you the freedom to work from anywhere.</p> <p>Another option is to <a href="http://www.wisebread.com/can-you-really-make-money-by-starting-a-blog?ref=internal" target="_blank">start a travel blog</a>. A blog is not a surefire way of getting rich, but if you're traveling the world, you will likely have a lot of material to write about. Creating quality content and establishing a readership may allow you to eventually monetize your blog. (See also: <a href="http://www.wisebread.com/5-social-media-stars-who-earn-way-more-than-you?ref=seealso" target="_blank">These Social Media Stars Make More Money Than You</a>)</p> <h3>2. Get Short-Term Jobs at Overseas Destinations</h3> <p>Not all travel jobs require a computer. For example, you could work as a divemaster, waiter, or another type of seasonal professional that allows you to have greater flexibility. Some people in these professions work for half a year and travel the other half.</p> <p>Seasonal jobs are a good way to work in a new place while you're traveling. Growing up in a ski town, I saw many foreigners who found jobs at the mountain during the winter. In these types of jobs you may work long hours, but for just a few months out of the year. When you finish the season, you are free to travel, or find another seasonal job somewhere new. (See also: <a href="http://www.wisebread.com/15-ways-to-make-money-while-you-travel?ref=seealso" target="_blank">15 Ways to Make Money While You Travel</a>)</p> <h2>Cutting Costs</h2> <p>An important part of saving for retirement on the road is to cut any costs you can. Luckily, some of these are painless.</p> <h3>3. Eliminate Traditional Living Costs</h3> <p>Traveling full-time means that you don't have to pay housing costs back home. I spent nearly a year traveling after I graduated. I'd never signed a lease, so I didn't have to pay for rent as well as accommodation abroad.</p> <p>If you own a car and a home, you can sell them, cutting out mortgage and car payments, as well as insurance and upkeep. Or, you can <a href="http://www.wisebread.com/the-11-best-websites-for-renting-your-extra-space?ref=internal" target="_blank">rent out your home</a>, turning a cost into an income stream. Airbnb can be a lucrative way of renting out your home short-term and you can make a fair amount of money doing so. If you'll be away for a long time, consider having a friend, family member, or a hired service manage the rental for you. (See also: <a href="http://www.wisebread.com/this-is-how-you-rent-your-place-on-airbnb-and-succeed?ref=seealso" target="_blank">How to Rent Your Place on Airbnb &mdash; and Succeed</a>)</p> <h3>4. Use the Right Travel Credit Card</h3> <p>You will want to carefully consider which credit card you travel with. Some of the <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">best travel cards</a> offer sign-up bonuses that alone can <a href="http://www.wisebread.com/how-i-redeemed-a-12000-family-vacation-with-credit-card-rewards-in-2-months?ref=internal" target="_blank">get you a free flight</a>. For instance, I recently opened a credit card with a nice bonus and was able to easily <a href="http://www.wisebread.com/5-smart-ways-to-meet-a-rewards-card-minimum-spending-requirement?ref=internal" target="_blank">meet the spending requirement</a> on a trip I took with my family.</p> <p>On top of rewards and perks, the credit card you use overseas should <a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation?ref=internal" target="_blank">never charge foreign transaction fees</a>. When deciding on which card you want to open, you can also check out what other <a href="http://www.wisebread.com/travel-perks-you-didnt-know-your-credit-card-had?ref=internal" target="_blank">travel perks</a> the cards offer. For example, some cards come with <a href="http://www.wisebread.com/what-does-car-rental-insurance-really-cover-on-your-credit-card?ref=internal" target="_blank">free rental car insurance</a> that can save you a bundle.</p> <h3>5. Find Free or Steeply Discounted Accommodations</h3> <p>How you <a href="http://www.wisebread.com/8-ways-to-save-on-accommodations-online?ref=internal" target="_blank">save on accommodations</a> depends on how you like to travel and where you want to go. Some options include house sitting, couch surfing, or just cashing in your <a href="http://www.wisebread.com/5-best-credit-cards-with-sign-up-bonuses-for-hotel-stays?ref=internal" target="_blank">hotel credit card points for free stays</a>.</p> <p>I've used couchsurfing while traveling in the south of Spain. A hostel would have cost me $25&ndash;$30 a night, and a traditional hotel would have been at least $50. Even over a short weekend trip, I was able to save nearly $100 on accommodation, plus connect with some interesting locals that I would have never met otherwise.</p> <p>A lot of backpackers will offer to work in a hostel in exchange for free accommodation. Some websites facilitate this type of exchange. However, in my travels, I've had hotel owners offer me this type of exchange more informally. Talk with whoever is running the hotel or hostel and find out if they are looking for help and what type of arrangement they'd be open to. (See also: <a href="http://www.wisebread.com/6-easy-ways-to-get-free-travel?ref=seealso" target="_blank">6 Easy Ways to Score Free Travel</a>)</p> <h3>6. Avoid Unnecessary Banking Fees</h3> <p>Your bank may charge fees for withdrawing money abroad, and foreign ATMs may charge fees on top of that. These fees really add up. Say your bank charges you $5 for using an out-of-network foreign ATM, plus a 3% foreign transaction fee, and the ATM owner charges you $5 per transaction. If you make four withdrawals of $100 each per month, you'll spend $52 a month, or $624 a year, just on fees.</p> <p>Cutting down on the number of withdrawals you make can reduce any flat fees you have to pay. But also check your bank's fee structure before you leave. If it's expensive, you may want to switch banks and put these fees into your retirement savings instead. A few U.S. banks will even reimburse you for all ATM fees at the end of the month. (See also: <a href="http://www.wisebread.com/8-ways-to-make-sure-you-never-pay-an-atm-fee?ref=seealso" target="_blank">8 Ways to Make Sure You Never Pay an ATM Fee Again</a>)</p> <p>Saving for retirement while you travel full-time doesn't have to be difficult. Make a plan before you leave. Once you're traveling, you can make adjustments when you see which strategies are really helping you to meet your travel and retirement goals.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-ways-digital-nomads-can-save-for-retirement&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%20Ways%20Digital%20Nomads%20Can%20Save%20for%20Retirement.jpg&amp;description=6%20Ways%20Digital%20Nomads%20Can%20Save%20for%20Retirement" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Ways%20Digital%20Nomads%20Can%20Save%20for%20Retirement.jpg" alt="6 Ways Digital Nomads Can Save for Retirement" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/6-ways-digital-nomads-can-save-for-retirement">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-save-and-make-money-while-traveling">12 Ways to Save and Make Money While Traveling</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget">7 Fool-Proof Ways to Stay Within Your Travel Budget</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-things-you-can-do-now-to-prep-for-your-best-summer-ever">14 Things You Can Do Now to Prep for Your Best Summer Ever</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-travel-full-time-for-17000-a-year-or-less">How to Travel Full-Time for $17,000 a Year (or Less!)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-all-inclusive-vacations-and-cruises-worth-the-money">Are All-Inclusive Vacations and Cruises Worth the Money?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel digital nomads full-time travel retirement saving money travel budget traveling in retirement Thu, 09 Feb 2017 10:00:08 +0000 Amanda Gokee 1877974 at http://www.wisebread.com 5 Countries That Welcome American Retirees http://www.wisebread.com/5-countries-that-welcome-american-retirees <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-countries-that-welcome-american-retirees" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-517458088.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Retiring abroad can be a great way to secure a fun and affordable lifestyle for years to come. Of course, you'll need to plan out some important logistics if you think retiring overseas might be right for you. It helps that some countries have very welcoming policies for U.S. retirees who are looking to relocate.</p> <p>Some things to consider when choosing a location include residency requirements, taxes, property ownership laws, and health care options. You'll also want to choose a place that allows you to do the activities you're interested in and offers you the quality of life you're looking for. (See also: <a href="http://www.wisebread.com/retire-for-half-the-cost-in-these-5-countries?ref=seealso" target="_blank">Retire for Half the Cost in These 5 Countries</a>)</p> <p>Here are five excellent countries for Americans to retire in.</p> <h2>1. Mexico</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-505646374%20%281%29.jpg" width="605" height="342" alt="" /></p> <p>Mexico has many advantages going for it, which might explain why there are already a million U.S. citizens retired there. In fact, it has the largest established American expat community of anywhere in the world.</p> <p>Its proximity to the United States makes it easy to visit home. There's no shortage of direct flights to the U.S., and airfare is generally affordable. You can enter the country on a tourist visa that lasts for six months and then later apply for a temporary or permanent retiree visa. You will have to meet certain income or asset requirements to get one of these visas.</p> <p>Mexico offers a vibrant culture, sun-soaked beaches, scenic highlands, delicious cuisine, and beautiful colonial architecture that all contribute to an enjoyable retirement here. Depending on what kind of community and lifestyle you choose, Mexico's cost of living can be a fraction of that north of the border.</p> <p>While relocating to Mexico is the perfect opportunity to brush up on your Spanish skills, you should also know that there are many English speakers that can help make your transition as smooth as possible.</p> <h2>2. Cambodia</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-512732376.jpg" width="605" height="339" alt="" /></p> <p>If you're trying to get the most bang for your buck, you may want to look to Cambodia, which has the best cost of living for U.S. expats, according to InternationalLiving.com. You can find a rental apartment for as little as $250 a month and eat out at a restaurant for under $5.</p> <p>The weather is warm year-round and there is an abundance of cultural sites to visit, such as the temples of Angkor Wat located on the site of the ancient capital of the Khmer Empire.</p> <p>Some challenges might include learning the local language, although there is a significant expat community and many locals speak English as well.</p> <p>And while buying a condo above the ground floor is much easier for expats these days, thanks to a 2010 law, foreigners looking to buy land will encounter more restrictions. If you specifically want to buy property abroad you might be better off looking elsewhere.</p> <h2>3. Spain</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-511515106.jpg" width="605" height="343" alt="" /></p> <p>If you want a European lifestyle without the hefty price tag, Spain may be the perfect option for you. With the greenback doing well, European destinations are becoming more affordable for retirees with dollars. Rent is variable but you can find a place for as little as $500, and a dollar can often buy you a beer at a local bar.</p> <p>Spain offers a temperate Mediterranean climate in the winter, although summer can be hot, with temperatures rising to over 100 degrees Fahrenheit.</p> <p>To move to Spain permanently, you'll need a residence visa for retirees, which requires you have a certain level of income, among other things. (See related: <a href="http://www.wisebread.com/dont-let-these-expenses-spoil-your-retirement-abroad?ref=seealso" target="_blank">Don't Let These Expenses Spoil Your Retirement Abroad</a>)</p> <h2>4. Colombia</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-472552712.jpg" width="605" height="340" alt="" /></p> <p>Colombia is an attractive place for retirees for a few reasons, including the warm climate and affordable high-quality health care.</p> <p>Plus, there are many direct flights to and from the U.S. for reasonable fares. For instance, you can find a round-trip ticket from Medellín to the states for as little as $350, which is less than some domestic tickets can cost.</p> <p>Medellin has changed dramatically since it was dubbed the most dangerous city on earth in the early 1990s. The colonial town is now charming, with parks, museums, and plenty of other cultural activities to keep retirees busy and entertained.</p> <p>See also: <a href="http://www.wisebread.com/x-exciting-world-cities-you-can-afford-to-retire-in?ref=seealso" target="_blank">4 Exciting World Cities You Can Afford to Retire In</a></p> <h2>5. South Africa</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5169/iStock-477451698.jpg" width="605" height="343" alt="" /></p> <p>South Africa is a country of stunning beauty and diversity for retirees, with both an expansive coast and mountainous landscape offering many opportunities for outdoor recreation. The country's crown jewel is Cape Town, but Johannesburg is also a cosmopolitan city with many cultural offerings.</p> <p>Rural areas offer ample opportunities to see exotic wildlife and experience diverse ecosystems. The temperate weather is another great draw for people who are considering moving here.</p> <p>The cost of living is attractive, too. According to <a href="https://www.numbeo.com/cost-of-living/compare_countries_result.jsp?country1=United+States&amp;country2=South+Africa" target="_blank">Numbeo</a>, consumer prices are 44% lower in South Africa than in the United States and rent is nearly 50% less expensive, so your retirement funds will go much further here.</p> <p>While crime is still high in the country, if you stick to the right neighborhoods and take precautions, you can stay safer. English is the language used for business, politics and the media, so it's easy enough for Americans to get around.</p> <p>There are two visa options: a retired person's permit, available on both a temporary (four-year) and permanent basis; and an independent financial person's permit. The main qualifying criteria for both of these options is that the applicant is able to support themselves financially.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-countries-that-welcome-american-retirees&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%20Countries%20That%20Welcome%20American%20Retirees.jpg&amp;description=5%20Countries%20That%20Welcome%20American%20Retirees" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Countries%20That%20Welcome%20American%20Retirees.jpg" alt="5 Countries That Welcome American Retirees" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/5-countries-that-welcome-american-retirees">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-keys-to-an-early-retirement">4 Keys to an Early Retirement</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-incredible-places-to-retire-abroad-that-anyone-can-afford">5 Incredible Places to Retire Abroad That Anyone Can Afford</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-amazing-cheap-places-to-live-as-an-expat">5 Amazing, Cheap Places to Live as an Expat</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bankamericard-travel-rewards-more-rewards-for-more-travel">BankAmericard Travel Rewards®: More Rewards for More Travel</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel expat expatriate retirees retire overseas retirement community retirement fund retirement planning Wed, 08 Feb 2017 11:00:15 +0000 Nick Wharton 1877414 at http://www.wisebread.com Flashback Friday: 40 Best Budget-Friendly Travel Tips Ever http://www.wisebread.com/flashback-friday-40-best-budget-friendly-travel-tips-ever <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-40-best-budget-friendly-travel-tips-ever" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_travel_camera_499233540.jpg" alt="Woman finding best budget-friendly travel tips" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Life gets hectic, work gets overwhelming, and we all daydream about packing our bags and jetting off to another country. Travel isn't just an escape, either. It's a love affair that enriches the soul and expands the mind by getting thrown into the middle of other cultures. Wanderlust doesn't need to suck your bank account dry, though. Here's how to do it on the cheap.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_beach_vacation_538041934.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/9-simple-ways-to-save-on-hotel-stays?ref=fbf">9 Simple Ways to Save on Hotel Stays</a> &mdash; Saving money on hotel stays has nothing to do with knowing a secret password provided directly by the owner or using a celebrity's name. You can reduce your overall hotel bill by making easy, simple moves when you book and at checkout.</p> <p><a href="http://www.wisebread.com/7-easy-ways-to-save-on-travel-gear?ref=fbf">7 Easy Ways to Save on Travel Gear</a> &mdash; Depending on where you're going, you might need certain travel gear to take along. Luckily, you don't need to sacrifice quality when shopping for said gear. You just need the right shopping strategy.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock-502640028.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/one-surprising-skill-that-can-save-you-money-when-you-travel?ref=fbf">One Surprising Skill That Can Save You Money When You Travel</a> &mdash; Nobody wants to look like an obvious tourist in another country. So to blend in, there's one skill that can help you save money, mingle with the locals, and see the coolest sights. Master it, and you're in.</p> <p><a href="http://www.wisebread.com/9-affordable-travel-items-that-you-shouldnt-leave-home-without?ref=fbf">9 Affordable Travel Items That You Shouldn't Leave Home Without</a> &mdash; So you want to pack light, eh? I feel you. However, these travel items are budget-friendly, and extremely helpful when you're on the road. Don't leave home without them!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock-613104682.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/eat-these-6-foods-to-stay-healthy-while-traveling?ref=fbf">Eat These 6 Foods to Stay Healthy While Traveling</a> &mdash; Travel and healthy eating typically do not mix. Blame the vacation mentality, as it makes you feel like immortal royals who can consume endless amounts of salty grub and booze without any health repercussions. Since you're not a vampire with a sack full of cash, make sure to keep these healthy foods on you at all times and you'll fare better throughout your trip, and beyond.</p> <p><a href="http://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time?ref=fbf">8 Costly Flight Booking Mistakes You Make All the Time</a> &mdash; Booking flights is like a dance, and scoring a cheap flight to a faraway land is like executing a flawless pirouette with zero ballet experience. It's tricky, but not impossible. It takes practice, patience, and guidance from an expert. Lucky for you, we have a stellar expert to guide you.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-40-best-budget-friendly-travel-tips-ever">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-accommodations-online">8 Ways to Save on Accommodations Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-36-things-you-should-buy-second-hand">Flashback Friday: 36 Things You Should Buy Second Hand</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-useful-items-hotels-usually-provide-for-free">14 Useful Items Hotels Usually Provide for Free</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-do-when-your-belongings-get-stolen-abroad">What to Do When Your Belongings Get Stolen Abroad</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel fbf flashback friday frugal travel save money travel hacks travel tips Fri, 03 Feb 2017 10:30:33 +0000 Chrissa Hardy 1885877 at http://www.wisebread.com Learn How to Travel Forever From These 7 Digital Nomads http://www.wisebread.com/learn-how-to-travel-forever-from-these-7-digital-nomads <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/learn-how-to-travel-forever-from-these-7-digital-nomads" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-513070060.jpg" alt="these people will teach you how to travel forever" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Chances are you've heard the term &quot;digital nomad,&quot; as this lifestyle has become more popular &mdash; and more visible &mdash; in recent years. Digital nomads are people who have taken their work online, using the Internet as a means to continue working while they travel. Their work is truly location independent, allowing them to earn money no matter where they are.</p> <p>But here's an intriguing statistic: In the United States, freelancers make up around a third of the workforce, according to a study commissioned by Freelancers Union. And while most have not become digital nomads, many of them certainly could. At the least, telecommuters and freelancers can borrow some of the tricks and strategies digital nomads use for more flexibility, or even to get away for brief working holidays.</p> <p>If you've been wanting to travel more often or for a longer period of time, take a moment to explore the world as seen through the eyes of these six digital nomads. Who knows, maybe one day you'll join them.</p> <p>See also: <a href="http://www.wisebread.com/how-to-travel-full-time-for-17000-a-year-or-less?ref=seealso2" target="_blank">How to Travel Full-Time for $17,000 a Year</a></p> <h2>1. Matt Kepnes</h2> <p>Founder of <a href="http://www.nomadicmatt.com/" target="_blank">NomadicMatt.com</a>, Matt Kepnes started traveling in 2006 after finishing his MBA in the United States. He liked it so much, he decided to continue traveling as a lifestyle. He started a travel blog, and since then has continued running his website from anywhere (and everywhere) in the world.</p> <p>On Matt's blog you'll find plenty of advice for staying on the road for extended periods with his handy tips on saving money and sustaining travel. His motto is &quot;Travel Better. Cheaper. Longer,&quot; after all. He's also authored several guides for different locations around the globe. His site contains a plethora of resources for those looking to become digital nomads or just wanting to travel for extended periods.</p> <p>See also: <a href="http://www.wisebread.com/6-easy-ways-to-get-free-travel?ref=seealso2" target="_blank">6 Easy Ways to Get Free Travel</a></p> <h2>2. Derek &quot;Earl&quot; Baron</h2> <p><a href="http://www.wanderingearl.com/" target="_blank">Wandering Earl</a> started his journey to becoming a digital nomad way back in 1999, right about the time when this type of work was becoming a real possibility. Now one of the main aims of his website is to &quot;use [his] own experiences to prove that long-term travel does not have to be a crazy fantasy. It can, and should be, a realistic lifestyle option instead.&quot;</p> <p>He does so quite convincingly and thoroughly. He's not one to sugar coat the digital nomad lifestyle, and his posts are all the more valuable for their honesty about both the good and the bad that come along with living on the road.</p> <h2>3. James Clark</h2> <p><a href="http://www.nomadicnotes.com/" target="_blank">Nomadic Notes</a> is a website started by James Clark, who has been location independent since 2003. His well-written website provides guides, honest reviews, and tips about managing extended travel. In fact, his site features an entire section devoted to long-term travel as well as an information packed resource page for digital nomads. He also shares information on starting your own travel blog, and a directory that links to blogs from around the world, so you can easily find location-specific information.</p> <h2>4. Jodi Ettenberg</h2> <p>After five years of working as a corporate lawyer in New York City, Jodi Ettenberg decided to ditch the routine for a yearlong sabbatical on the road. That was in 2008 and she's still traveling today.</p> <p>When Jodi started <a href="http://www.legalnomads.com/" target="_blank">Legal Nomads</a>, it was to share stories and photos with friends and family. The website grew to be a big success and she started getting offers to do freelance work. Now she dedicates an entire section of her site to providing resources for other digital nomads.</p> <h2>5. Pat Flynn</h2> <p>Although, his website, <a href="http://www.smartpassiveincome.com/" target="_blank">The Smart Passive Income Blog</a> is not directly related to travel, Pat Flynn provides valuable information about how to set up passive income streams, which can be important if you're looking to use a website to help you sustain your travels.</p> <p>Check out his website if you have questions about the finances of running a business online, podcasts, or blogging.</p> <h2>6. Tom Allen</h2> <p><a href="http://tomallen.info" target="_blank">Tom Allen</a> has a website with just about every resource you need if you're looking to travel by bike. But he also has some great posts for non-biking digital nomads. He writes thought-provoking essays that are good food for thought for prospective or experienced digital nomads. He also posts useful video editing tips, if your brand of digital nomadism involves anything to do with videography.</p> <h2>7. Nick Wharton and Dariece Swift</h2> <p>I don't mean to toot my own horn, but <a href="http://www.goatsontheroad.com/" target="_blank">Goats on the Road</a> has become a valuable resource for people interested in the digital nomad lifestyle. The blog is built on more than just our personal experience, which makes it unique. We interview and feature amazing digital nomads who tell their stories, share their income, explain their achievements and failures, and break down their business models so that others can follow in their footsteps.</p> <p>We've covered almost every job one can get overseas with in-depth guides about how you can get started, find work, and make money abroad. Check out our Sustaining Travel Section for dozens of jobs that allow you to earn a living while traveling.</p> <h2>Ready to Hit the Road?</h2> <p>As you've certainly noticed, many of the digital nomads that made this list are involved with travel blogging, and it's true that travel blogging can be a great way to sustain travel. However, there are many other ways that you can travel forever.</p> <p>While it is true that digital nomadism is a relatively recent development in the global workforce, it has become a viable lifestyle for successful entrepreneurs, freelancers, writers, and others who conduct their business mainly online.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Flearn-how-to-travel-forever-from-these-7-digital-nomads&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FLearn%20How%20to%20Travel%20Forever%20From%20These%207%20Digital%20Nomads.jpg&amp;description=Learn%20How%20to%20Travel%20Forever%20From%20These%207%20Digital%20Nomads" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Learn%20How%20to%20Travel%20Forever%20From%20These%207%20Digital%20Nomads.jpg" alt="Learn How to Travel Forever From These 7 Digital Nomads" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/learn-how-to-travel-forever-from-these-7-digital-nomads">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-easy-ways-to-get-free-travel">6 Easy Ways to Get Free Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-one-man-used-credit-card-rewards-to-go-to-the-last-11-super-bowls">How One Man Used Credit Card Rewards to Go to the Last 11 Super Bowls</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-that-anyone-can-travel-for-free">7 Ways That Anyone Can Travel for Free</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-redeemed-a-12000-family-vacation-with-credit-card-rewards-in-2-months">How I Redeemed a $12,000 Family Vacation with Credit Card Rewards in 2 Months</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fantastic-phone-services-for-people-on-the-go">Fantastic Phone Services for People on the Go</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entrepreneurship Travel digital nomad free travel travel bloggers work abroad Thu, 02 Feb 2017 10:30:35 +0000 Nick Wharton 1884233 at http://www.wisebread.com 6 Types of Travel Insurance Credit Cards Include That You Didn't Know About http://www.wisebread.com/6-types-of-travel-insurance-credit-cards-include-that-you-didnt-know-about <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-types-of-travel-insurance-credit-cards-include-that-you-didnt-know-about" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-482555117.jpg" alt="your credit card may offer travel insurance" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The right <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?ref=internal" target="_blank">travel credit card</a> doesn't just get you <a href="http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards?ref=internal" target="_blank">free flights</a>, <a href="http://www.wisebread.com/the-5-best-credit-cards-with-free-hotel-status-upgrades?ref=internal" target="_blank">status upgrades</a>, or <a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation?ref=internal" target="_blank">zero transaction fees</a> when using it abroad. The best credit cards come with numerous forms of travel insurance that may offer financial assistance or reimbursement for all sorts of things that may happen while on a trip. Look for these benefits in the credit cards you use for your next trip.</p> <h2>1. Auto Rental Insurance</h2> <p>Most major credit cards offer some form of <a href="http://www.wisebread.com/what-does-car-rental-insurance-really-cover-on-your-credit-card?ref=internal" target="_blank">automobile rental insurance</a>, often called a collision damage waiver, which covers you in the event of theft or damage to your rented vehicle. Although these policies vary by credit card, they all require you to use your card to pay for the rental, and to decline any optional insurance offered by the rental car company. Cards like the <a href="http://www.wisebread.com/chase-sapphire-preferred-review?ref=internal" target="_blank">Chase Sapphire Preferred</a> will offer primary rental car insurance, so you don't have to first submit a claim to your personal vehicle insurer &mdash; which could cause your rates to go up. (See also: <a href="http://www.wisebread.com/chase-credit-card-offers-applications-reviews?ref=seealso" target="_blank">Which Chase Credit Card Should You Get?</a>)</p> <h2>2. Trip Cancellation And Trip Interruption Insurance</h2> <p>Some <a href="http://www.wisebread.com/the-5-best-premium-credit-cards?ref=internal" target="_blank">premium travel rewards credit cards</a> have policies that provide compensation when your trip is canceled or interrupted, as long as you booked the trip with that card. For example the <a href="http://www.wisebread.com/citi-prestige-card-world-class-benefits?ref=internal" target="_blank">Citi ThankYou Prestige card</a> policy can reimburse you for nonrefundable trip expenses, such as change fees, when you experience a delay or cancellation for a covered reason, including illness, injury, or severe weather. <a href="http://www.wisebread.com/usaa-credit-card-offers-applications-reviews" target="_blank">USAA's Preferred Cash Rewards Visa Signature</a> and the <a href="http://www.wisebread.com/the-best-new-travel-rewards-card-on-the-block-barclaycard-arrival-plus-world-elite-mastercard" target="_blank">Barclaycard Arrival Plus World Elite MasterCard</a> both offer up to $1,500 of coverage for trip cancellation or interruption due to death, accidental injury, illness, or default by the carrier due to financial insolvency. There are plenty of exclusions, so read the policy carefully. (See also: <a href="http://www.wisebread.com/citi-credit-card-offers-applications-reviews?ref=seealso" target="_blank">Which Citi Credit Card Should You Get?</a>)</p> <h2>3. Lost and Delayed Luggage Insurance</h2> <p>If you travel often, it's only a matter of time until your <a href="http://www.wisebread.com/the-airline-lost-your-luggage-now-what?ref=internal" target="_blank">luggage is lost or delayed</a>. But once again, the right credit card will come through in a pinch with lost or delayed luggage insurance, so long as you used your card to pay for your trip. For example, many <a href="http://www.wisebread.com/american-express-credit-card-offers-applications-reviews?ref=internal" target="_blank">American Express travel cards</a> offer $500 of lost baggage coverage for checked bags and $1,250 for theft from your carry-on bags. This coverage is <em>secondary</em>, so you will first have to file a claim with the airline and sometimes your homeowner's insurance. But after you've gone those routes, the credit card coverage can fill the gaps.</p> <h2>4. Roadside Assistance</h2> <p>Many credit cards offer programs to help you if you have car trouble on the road. Services often include towing up to 10 miles, flat tire changing, lockout service, and delivery of up to two gallons of fuel. The <a href="http://www.wisebread.com/citi-prestige-card-world-class-benefits?ref=internal" target="_blank">Citi Prestige</a>, <a href="http://www.wisebread.com/amex-platinum-do-the-perks-justify-the-fee?ref=internal" target="_blank">American Express Platinum</a>, and <a href="http://www.wisebread.com/chase-sapphire-preferred-review?ref=internal" target="_blank">Chase Sapphire Preferred</a> all offer these services at no cost. Many other credit cards offer referrals to these services, but you'll have to pay for the service &mdash; for example the tow truck &mdash; yourself. In those cases, it's sometimes faster to just find the nearest towing service on your smartphone and make the call yourself.</p> <h2>5. Emergency Evacuation and Transportation</h2> <p>One of the most costly consequences of becoming injured or ill while traveling can be transportation back home when you are unable to get good care overseas or when you need to complete your recovery at home. Some credit cards cover these costs when you charge your trip to the card. For example, both the Chase Sapphire Reserve and Citi Prestige offer $100,000 of transportation benefits if a doctor certifies that you need to be evacuated and the benefits administrator approves the claim in advance.</p> <h2>6. Travel Accident Insurance</h2> <p>Should the unthinkable happen, <a href="http://www.wisebread.com/what-exactly-does-travel-accident-insurance-cover-on-credit-cards?ref=internal" target="_blank">travel accident insurance</a> will cover you and your loved ones in the event of loss of life, limb, sight, or hearing during a trip paid for with your card. For example, the <a href="http://www.wisebread.com/capital-one-venture-rewards?ref=internal" target="_blank">Capital One Venture Rewards card</a> offers $250,000 worth of this coverage. (See also: <a href="http://www.wisebread.com/capital-one-credit-card-applications?ref=seealso" target="_blank">Which Capital One Credit Card Is Right for You?</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-types-of-travel-insurance-credit-cards-include-that-you-didnt-know-about&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%20Types%20of%20Travel%20Insurance%20Credit%20Cards%20Include%20That%20You%20Didnt%20Know%20About.jpg&amp;description=6%20Types%20of%20Travel%20Insurance%20Credit%20Cards%20Include%20That%20You%20Didnt%20Know%20About" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Types%20of%20Travel%20Insurance%20Credit%20Cards%20Include%20That%20You%20Didnt%20Know%20About.jpg" alt="6 Types of Travel Insurance Credit Cards Include That You Didnt Know About" width="250" height="374" />&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/6-types-of-travel-insurance-credit-cards-include-that-you-didnt-know-about">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-unexpected-ways-a-credit-card-can-save-you-money-on-travel">8 Unexpected Ways a Credit Card Can Save You Money on Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bankamericard-travel-rewards-more-rewards-for-more-travel">BankAmericard Travel Rewards®: More Rewards for More Travel</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards">6 Ways My Family Scores Free Travel With Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel car rental insurance lost luggage travel insurance trip cancellation Wed, 01 Feb 2017 10:30:31 +0000 Jason Steele 1884229 at http://www.wisebread.com Packing Light? Don't Forget These 5 Must Haves http://www.wisebread.com/packing-light-dont-forget-these-5-must-haves <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/packing-light-dont-forget-these-5-must-haves" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_packing_luggage_522545712.jpg" alt="Woman not leaving items behind when packing light" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you ever gone on a trip, and almost immediately regretted leaving behind that one item that would have made things easier? So have I, which is why I put together this list of the essential items to remember to pack, even when you don't have much space. (See also: <a href="http://www.wisebread.com/15-packing-secrets-from-a-professional-traveler?ref=seealso" target="_blank">15 Packing Secrets From a Professional Traveler</a>)</p> <h2>1. Comfortable Footwear</h2> <p>Getting caught without the right shoes can really ruin a trip. This is not an excuse to bring every pair of shoes you own, but you do need a practical, comfortable pair of shoes that will work for a variety of situations.</p> <p>Best option: A solid pair of sneakers that you can dress up or down. Of course, your fashion choices will depend on your style, but neutral colors tend to pair with a wider range of outfits, for both men and women. Try colors like black, beige, or white for the most versatility.</p> <p>Comfort is even more important. You will be surprised how often the right sneakers can get you out of a fashion bind and enable you to fully explore the place you're visiting without worrying about blisters or tiring your feet too much.</p> <p>Some travelers walk 10 miles a day or more when visiting a new city. Walking is an amazing way to see a new place, while helping you keep in shape while traveling. My wife and I travel with <a href="http://www.lemsshoes.com/" target="_blank">Lems shoes</a>, which are extremely comfortable and roll up if you need to jam them in a small space. The black version can even pass in more formal situations.</p> <h2>2. Versatile Pieces</h2> <p>When you're trying to pack light while not leaving any essentials behind, a good packing strategy is to pick out pieces that are multipurpose.</p> <p>For women, a large scarf is a great piece that can be used in many situations. You can use it as a blanket on the bus when the air conditioning is too cold. You can bring it to the beach to use as a towel or just a place to sit while having a picnic. Plus, it's always good to have as a cover up.</p> <p>If you're going to a warm destination, you can often find skirts that will double as a top. Remember that dresses and rompers can be a good use of space, since you don't have to think about matching a top and a bottom.</p> <p>For men, you'll want to think about bringing classic combinations. Dark jeans transition from day to night seamlessly. Pick out clothing that is casual but that can easily be dressed up for going out in the evening.</p> <p>For both men and women, look for pieces that can layer well.</p> <h2>3. Essential Toiletries</h2> <p>Sometimes the hotel shampoo makes the cut and sometimes you really need your standby toiletries to feel like yourself. If you have certain items you can't live without, buy travel-sized versions that will save you a lot of space and weight compared to full-sized bottles.</p> <p>Alternatively, if you can't find the travel size of your favorite shampoo, you can easily buy small plastic travel bottles at your local drugstore and make your own travel versions of any of your favorite products.</p> <p>To keep bottles from leaking in your bag, put a piece of kitchen plastic wrap over the mouth and then screw the lid on over this extra layer. This will prevent you from unpacking your bag to discover a goopy mess when you reach your destination.</p> <h2>4. Chargers</h2> <p>Forgetting a phone, camera, or computer charger is really a bummer. Before you leave your home or a hotel room always double and even triple check the outlets to make sure you haven't left an important charger plugged in. Some chargers can be very difficult to replace on the road.</p> <p>On that note, also be sure to bring the appropriate plug converter. If you can find an all-in-one converter that has plugs for multiple countries, you will save yourself the headache of trying to keep track of a bunch of different adapters.</p> <h2>5. Passports and Credit/Debit Cards</h2> <p>No matter how light you pack, these items are the very most essential. If you have your travel identification and, ideally both a credit and debit card, you'll be able to figure out the rest on the fly. (See also: <a href="http://www.wisebread.com/follow-these-5-credit-card-rules-when-traveling-abroad?ref=seealso" target="_blank">Follow These 5 Credit Card Rules When Traveling Abroad</a>)</p> <p>It's also an important precaution to make a couple of copies of your travel documents and credit cards. Leave one with someone at home and take an extra along with you. Keep that one in a different place from the originals. That way if anything gets stolen you will be in a much better position to get replacement documents and cards. In addition to having a paper copy, you can save a digital copy to Google Drive or a similar cloud account, or just email a version to yourself.</p> <p>See also: <a href="http://www.wisebread.com/what-to-do-when-your-belongings-get-stolen-abroad?ref=seealso2" target="_blank">What to Do When Your Belongings Get Stolen Abroad</a></p> <h2>Pack Smart</h2> <p>Traveling light is not only very practical, it's also liberating to realize how few belongings you really need. When you pack less you'll have less to lug around and worry about losing.</p> <p>If you still feel like you're having trouble fitting everything in, remember to roll your clothes when you pack instead of folding them. You'll save just a little more space and may be able to take a smaller bag. (See also: <a href="http://www.wisebread.com/vacation-hack-7-tips-for-single-bag-travel?ref=seealso" target="_blank">7 Tips for Single Bag Travel</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <h2 style="text-align: center;">&nbsp;</h2> <h2 style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fpacking-light-dont-forget-these-5-must-haves&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FPacking%20Light-%20Dont%20Forget%20These%205%20Must%20Haves.jpg&amp;description=Packing%20Light%3F%20Dont%20Forget%20These%205%20Must%20Haves" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a></h2> <h2 style="text-align: center;"> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script><p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Packing%20Light-%20Dont%20Forget%20These%205%20Must%20Haves.jpg" alt="Packing Light? Don't Forget These 5 Must Haves" width="250" height="374" /></p> </h2> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/packing-light-dont-forget-these-5-must-haves">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-should-never-pack-for-vacation">5 Things You Should Never Pack for Vacation</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-affordable-places-to-ski">6 Affordable Places to Ski</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-all-inclusive-vacations-and-cruises-worth-the-money">Are All-Inclusive Vacations and Cruises Worth the Money?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-sneaky-vacation-costs-that-add-up-quickly">10 Sneaky Vacation Costs That Add Up Quickly</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-fun-affordable-train-trips">5 Fun, Affordable Train Trips</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel clothes footwear packing light passports suitcase toiletries travel documents vacation Wed, 01 Feb 2017 10:30:30 +0000 Nick Wharton 1871081 at http://www.wisebread.com 8 Simple Ways to Take Stunning Travel Photos http://www.wisebread.com/8-simple-ways-to-take-stunning-travel-photos <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-simple-ways-to-take-stunning-travel-photos" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_nature_photographer_508941068.jpg" alt="Woman learning ways to improve her travel photography" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Having beautiful photos of your trip is one of the best mementos you can bring back with you, to share with friends and family, and to look back on fondly. Whether you're an experienced photographer or you're just trying to get a nice shot on your vacation, here are some tips for capturing the best images possible on your trip.</p> <h2>1. Consider Your Subject</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/geishas_walking_594485142.jpg" width="605" height="340" alt="" /></p> <p>The first step is to think about what it is that you want to capture. This could be anything, including a person, a building or landmark, or a landscape.</p> <p>Instead of just snapping shots randomly and hoping that one will come out the way you like, take a moment to assess what it is you hope to communicate with your picture. A shot of a lone tree on a dry prairie communicates something very different from a candid photo of locals laughing while they play mahjong in the park.</p> <p>When someone looks at your picture they should be able to identify what it was you were trying to portray.</p> <h2>2. Lighting Is Everything</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/man_nature_photographer_524381338.jpg" width="605" height="340" alt="" /></p> <p>When you're taking a picture, you are always working with light, since that is how your camera is able to capture an image. Different lighting can dramatically alter the mood and clarity of your subject.</p> <p>Many photographers recommend you to take pictures an hour after sunrise or an hour before sunset &mdash; the so-called golden hours &mdash; because the light at these times is soft, diffused, and flattering to most subjects.</p> <p>However, you can still take pictures during the rest of the day. Especially if you are working with a camera in automatic mode, utilizing the ample light during the day can help you to get a great shot.</p> <p>Be cautious about taking pictures that are backlit. A backlit photo is any shot where the sun is behind the subject that you're shooting. Used intentionally, backlighting can produce gorgeous silhouette images. To do that, you'll need to expose for the background, making the subject dark enough that most detail is lost.</p> <p>You can also use backlighting to create an effect where the subject is exposed correctly, but the background is overexposed, giving it a dreamy, faded look, sometimes purposely accented by sun flares. You might want to use a &quot;fill flash&quot; to fill in shadows on the subject as well.</p> <p>If those backlit effects are not what you're aiming for, position yourself so that the sun is behind <em>you</em>, the photographer, which will ensure that your subject is properly exposed. Sometimes positioning the subject at an angle to the sun helps ward off the harshest shadows.</p> <h2>3. Sometimes Less Is More</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/photography_statue_626501632.jpg" width="605" height="340" alt="" /></p> <p>At times it can be tempting to try to capture everything in one shot, but the usual outcome is a cluttered photo that ends up not really portraying much of anything.</p> <p>One thing you can try is to identify one poignant detail and highlight that detail by framing it tightly. That's how our vision naturally works, and you can replicate that in your photography for eye-catching shots.</p> <p>In addition to taking a wide shot of a baroque cathedral, why not snap a few close-ups of detailed carvings, scenes from stained glass windows, or parishioners leaving or entering the building? At a market, rather than trying to capture the whole chaotic scene, focus on one vendor, or even one pile of brightly colored vegetables.</p> <p>By capturing little quirky details from your trip you are also expressing something about yourself and your interaction with those details, which can be helpful when trying to weave together a story from these visual cues.</p> <h2>4. Pay Attention to Patterns</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/building_sunset_155440607.jpg" width="605" height="340" alt="" /></p> <p>If you are going to take a busier photo, think about the natural patterns that may be appearing. Repetition &mdash; of fence posts, or trees in a row, for example &mdash; can often create a rhythm that's visually appealing in photography and this can help to guide the composition of your photo.</p> <h2>5. Follow the Rule of Thirds</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/rule_of_thirds.jpg" width="605" height="340" alt="" /></p> <p>The rule of thirds is another guideline that can help when you're thinking about how you want to compose your photo. Imagine your photo with a grid of two lines horizontally and two lines vertically traced over the image that you are taking.</p> <p>A viewer's eye is naturally drawn to the intersections on this grid, so instead of putting your subject right in the middle of the photo, you can play around with a more visually interesting layout by lining your subject up on these crossing points. Many digital cameras can overlay a grid on the viewfinder to help you.</p> <h2>6. Experiment With Different Points of View</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/travel_glacier_frozen_528073320.jpg" width="605" height="340" alt="" /></p> <p>A straight-on shot in which the subject is facing you at a 180 degree angle can be fine, but also try shooting from above, below, or at a different angle to the subject. Experiment with wide, medium, and close-up shots, too. The results are often more dramatic and dynamic than a straight-on point of view.</p> <h2>7. Start Looking at Photos With a Photographer's Eye</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/sunset_city_view_488714494.jpg" width="605" height="340" alt="" /></p> <p>A great way to improve your pictures without even using your camera is by examining photographs that you like. The next time you open your Instagram feed, instead of mindlessly scrolling through the shots, take a few extra minutes with the ones that really catch your eye.</p> <p>Identify three to five elements of the picture that make it special to you. This could be the color, the composition, a certain detail that pops or the repetition of certain elements. Whatever it is, once you've seen a successful example in a photograph, it will be easier for you to recreate the effect when you're out taking your own pictures.</p> <h2>8. Take Plenty of Shots</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_camera_travel_531402746.jpg" width="605" height="340" alt="" /></p> <p>When you are out experimenting with your camera, take a variety of shots so that you can choose from them once you get home. Don't just take the same shot over and over. Change it up so that when you see the pictures later, you can figure out which way worked the best.</p> <p>Remember to enjoy the process and take a playful attitude! You will be surprised at the beautiful results you can get just by taking a more lighthearted approach to your pictures.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F8-simple-ways-to-take-stunning-travel-photos&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F8%20Simple%20Ways%20to%20Take%20Stunning%20Travel%20Photos.jpg&amp;description=8%20Simple%20Ways%20to%20Take%20Stunning%20Travel%20Photos" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Simple%20Ways%20to%20Take%20Stunning%20Travel%20Photos.jpg" alt="8 Simple Ways to Take Stunning Travel Photos" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/8-simple-ways-to-take-stunning-travel-photos">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-adventurous-things-you-should-do-before-you-die">15 Adventurous Things You Should Do Before You Die</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/everything-you-need-to-know-about-frequent-flyer-miles">Everything You Need to Know About Frequent Flyer Miles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-get-free-or-almost-free-airline-tickets">10 Ways to Get Free (or Almost Free) Airline Tickets</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles">5 Best Credit Cards that Transfer Points to Airline Miles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time">8 Costly Flight Booking Mistakes You Make All the Time</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Travel hacks photography travel Tue, 31 Jan 2017 10:30:33 +0000 Nick Wharton 1876829 at http://www.wisebread.com How One Man Used Credit Card Rewards to Go to the Last 11 Super Bowls http://www.wisebread.com/how-one-man-used-credit-card-rewards-to-go-to-the-last-11-super-bowls <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-one-man-used-credit-card-rewards-to-go-to-the-last-11-super-bowls" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/football_player_498545428.jpg" alt="Man using credit card rewards to go to the Super Bowl" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Millions of Americans use their rewards credit cards to earn frequent flyer miles, hotel rewards, or just a little extra cash back. But Artie Lange, business owner and New York Giants fan, goes for a more unusual reward. His credit card is his ticket to the Super Bowl. When this 50-year-old father of four arrives at Houston's NRG Stadium, it will be the 12th consecutive Super Bowl he's attended using just credit card rewards.</p> <h2>Rewards Get Him to the Game</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Artie%20and%20his%20son%20on%20the%20Field.jpg" width="454" height="605" alt="" /></p> <p>Lange's Super Bowl attendance began 22 years ago when he started cajoling some of the well-connected clients of his business, which builds and renovates custom homes, to give him tickets each year. &quot;When you're 29, it's easy to ask people for tickets,&quot; he remembers. But after a while, he could tell that his annual pleas were starting to wear thin.</p> <p>Then, Lange discovered the <a href="http://www.wisebread.com/nfl-extra-points-credit-card-review?ref=internal" target="_blank">NFL Extra Points credit card</a>, which allowed him to earn rewards for his spending that could be redeemed for cash back, or for a variety of exclusive NFL purchases, including Super Bowl tickets.</p> <p>With the NFL Extra Points card, you earn two points per dollar spent on all NFL and team purchases, and one point per dollar spent on everything else. You also get a 20% discount on all purchases from NFLShop.com, and special financing on all eligible NFL ticket purchases. New cardholders earn 10,000 bonus points after spending $500 on their card within 90 days of account opening. There is no annual fee for this card.</p> <p>Lange uses his NFL Extra Points card for all of his personal purchases and many of his business expenses as well. By November every year, he's ready to go. When tickets were released in 2016, they sold out within hours. Once again, Artie Lange was able to redeem his points and book his trip to the big game in February.</p> <h2>How Many Points Do You Need?</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Our%20Seats.jpg" width="605" height="454" alt="" /></p> <p>For Super Bowl LI, Barclaycard offered three different ticket packages, each with the option to add hotel accommodations. That's a valuable option, as getting a hotel reservation in the host city for Super Bowl weekend is not only expensive, it can be almost as hard as getting the game tickets themselves.</p> <p>The options for this year were:</p> <ul> <li>175,000 points for two upper-level tickets, or 325,000 points including three hotel nights.<br /> &nbsp;</li> <li>225,000 points for two mid-level tickets, or 375,000 points including three hotel nights.<br /> &nbsp;</li> <li>275,000 points for two premium-level tickets, or 425,000 points including three hotel nights.</li> </ul> <p>Furthermore, Barclaycard invites all cardholders to a welcome brunch featuring an NFL player. This year it will be former quarterback and nine-time Pro-Bowler Warren Moon.</p> <h2>Other Ways to Use NFL Extra Points Card Rewards</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Arties%20Son%20On%20The%20Field.JPG" width="453" height="605" alt="" /></p> <p>The NFL Extra Points program offers unique awards beyond just Super Bowl tickets. You can redeem points for tickets to regular season games, starting at 25,000 points for two tickets and even playoff games. There is also a variety of exclusive opportunities available to cardholders that vary by team, including sideline passes, tickets to the coach's press conference, and the chance to be in the tunnel as the teams exit the locker room.</p> <p>And during the Super Bowl, cardholders can redeem points to attend events such as opening night with the media, a VIP player meet and greet, and a private kicking clinic with legendary kicker and four-time Super Bowl champ Adam Vinatieri.</p> <h2>Super Bowl Memories Worth Every Point Spent</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Super%20Bowl%20L.jpg" width="454" height="605" alt="" /></p> <p>As a New York Giants fan, Lange's favorite game was Super Bowl XLII in 2008, when his underdog team emerged victorious in a spectacular finish against the previously unbeaten New England Patriots. He also has great memories of going with his wife, who's been to 12 Super Bowls, and his son, who will be attending his 10th this year.</p> <p>Then there was halftime at Super Bowl XXXVI on February 3, 2002. &quot;As a New Yorker, there was nothing more memorable than U2 singing while all the names of the victims of 9/11 scrolled in the background.&quot; Lange says. &quot;I had three friends that died in the towers, so that brought me to tears and is burned into my brain.&quot;</p> <p>On a happier note, he and his three daughters got to go on the field during halftime of Super Bowl XLVII in New Orleans in 2013, and watch Beyonce up close. As he recalls, &quot;The kids went crazy for that experience.&quot;</p> <p>Not everyone will be able to spend the amount needed on an NFL Extra Points card each year to join Artie Lange at the Super Bowl, but it's within reach for many small business owners. Others might save up their points over a few years for this once-in-a-lifetime experience, or just redeem fewer rewards points for a regular season game or other NFL experiences. But Lange's story proves that it's possible to use credit card rewards to attend the Super Bowl every year, and to bring home some incredible memories with it.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-one-man-used-credit-card-rewards-to-go-to-the-last-11-super-bowls&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%20One%20Man%20Used%20Credit%20Card%20Rewards%20to%20Go%20to%20the%20Last%2011%20Super%20Bowls.jpg&amp;description=How%20One%20Man%20Used%20Credit%20Card%20Rewards%20to%20Go%20to%20the%20Last%2011%20Super%20Bowls" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20One%20Man%20Used%20Credit%20Card%20Rewards%20to%20Go%20to%20the%20Last%2011%20Super%20Bowls.jpg" alt="How One Man Used Credit Card Rewards to Go to the Last 11 Super Bowls" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/how-one-man-used-credit-card-rewards-to-go-to-the-last-11-super-bowls">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards">6 Ways My Family Scores Free Travel With Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-sell-or-donate-your-airline-miles">6 Ways to Sell or Donate Your Airline Miles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles">5 Best Credit Cards that Transfer Points to Airline Miles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-and-sell-airline-miles">How to Buy and Sell Airline Miles</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel airline miles churning football free travel rewards sports Super Bowl Mon, 30 Jan 2017 11:00:09 +0000 Jason Steele 1882260 at http://www.wisebread.com 5 Cities Where Airbnb Is Way Cheaper Than a Hotel http://www.wisebread.com/5-cities-where-airbnb-is-way-cheaper-than-a-hotel <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-cities-where-airbnb-is-way-cheaper-than-a-hotel" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_paris_travel_486971456.jpg" alt="Woman traveling to cities where Airbnb is cheaper than a hotel" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Since it was first founded in 2008, Airbnb has become a household name, nearly synonymous with the concept of short-term rentals. According to their website, Airbnb properties are available in more than 34,000 cities in over 190 countries, with 60 million users. This can be a great way to <a href="http://www.wisebread.com/how-to-stay-in-a-5-star-hotel-for-less-than-the-cost-of-a-motel?ref=internal" target="_blank">save on accommodations</a> while traveling. (See also: <a href="http://www.wisebread.com/3-ways-to-get-hotel-deals?ref=seealso" target="_blank">3 Easy Ways to Get Hotel Deals</a>)</p> <p>By offering accommodation in locals' homes and apartments, Airbnb is often able to offer lower rates than traditional hotels, sometimes at unique properties or with added perks (like full kitchens). For solo travelers, renting a room with Airbnb can also be a great way to get to know a local host.</p> <p>However, you'll be giving up some hotel conveniences, too. <a href="http://www.wisebread.com/when-should-you-get-a-vacation-rental-instead-of-a-hotel" target="_blank">Airbnb isn't for everyone</a>. But if you're willing to forego hotel gyms and professional staff, here are five destinations where Airbnb is much more cost effective than a hotel.</p> <h2>European Destinations</h2> <p>In 2015, more than half of Airbnb's revenue was generated from its European listings. This is an important clue to consumers, as some of the best deals to be had are in expensive European capitals where Airbnb is doing some of its best business.</p> <h3>1. London</h3> <p>London is full of tourist sights that any traveler would be excited to see. This capital city is home to Big Ben, Westminster Abbey, and many diverse national museums. However, London is also one of the most expensive destinations for international travelers.</p> <p>Even budget options in London can be pricey, with hostel dorm rooms often upward of $20 a night for a bed in a room with eight to 10 other people. Needless to say, many travelers don't want to stay in those conditions, but to book a four- or five-star hotel in the city center costs $250 and up.</p> <p>According to a 2015 study by Busbud, Airbnb listings were $108 a night cheaper than hotels, making London one of the best destinations to consider saving with Airbnb.</p> <h3>2. Venice</h3> <p>Venice is another European destination you won't want to miss, but hotels here are notoriously expensive, averaging just over $230 a night according to the Busbud study. However, by booking with Airbnb travelers were able to save an average of $86.</p> <p>There are plenty of good ways you can put these savings to use while out enjoying the area. Be sure not to miss a trip out to Burano and Murano, small islands a short gondola ride away from Venice, known for glass working and artisanal lace production.</p> <h3>3. Paris</h3> <p>Airbnb's rapid growth in Paris was reported by The Wall Street Journal in 2015, with the city continuing to be a hub of Airbnb activity to this day. Paris has more than 55,000 listings that get a great deal of traffic from visitors, according to Inside Airbnb.</p> <p>Given that consumers can save more than $100 on average by booking with Airbnb, it's no surprise that the company has had such great success in Paris, a city with a reputation for being expensive.</p> <h2>In the U.S.</h2> <p>Airbnb can be an affordable alternative to hotels in the U.S., too. In fact, in 2013, a comparative study by Priceonomics found that, on average, to rent an entire apartment in the U.S. with Airbnb was 21% cheaper than paying for a hotel, while renting a single room with Airbnb was half the price of a hotel.</p> <p>Since 2013, the cost of hotels has only been rising, from an average of $110 to $120 in 2015. Given that Airbnb has been gaining traction considerably in the past few years, consumers in the U.S. now have more options than ever before.</p> <p>It is important to remember, however, that these are national averages. Every city varies a little and of course, some cities are more Airbnb-friendly than others. As with the European examples, it seems that in more expensive cities, consumers stand to save more from booking with Airbnb.</p> <h3>4. New York</h3> <p>New York received an estimated 58 million tourists in 2015, making it one of the biggest tourist destinations globally. From bustling Times Square, to Broadway, to Wall Street, to Ellis Island, to its wide array of unique parks and museums, there is no shortage of sights and entertainment for visitors.</p> <p>Plus, New York has the Airbnb listings to match. There's a whole array of options in many diverse neighborhoods. A quick search I made on Airbnb showed the average cost of accommodations was $142, factoring in all options, from a shared room to an entire apartment.</p> <p>Keep in mind that rates also depend on location, location, location.</p> <h3>5. Seattle</h3> <p>Seattle has the advantage of being a good-sized city, while also offering access to beautiful coastlines and nearby mountains. As Washington state's largest city, it attracts a fair amount of both domestic and international visitors.</p> <p>The average cost of a hotel room here in 2015 was $209, according to Statista, making it one of the more costly cities in the U.S. Those looking to book with Airbnb stand to save more than $80 on their reservation.</p> <h2>Places to Avoid Using Airbnb</h2> <p>While these five cities offer a great value on their Airbnb listings, there are also some places you don't want to use Airbnb. Barcelona, for instance, will cost you $140 more on average to book via Airbnb as opposed to a hotel.</p> <p>In the U.S., Austin (home of Airbnb competitor HomeAway) is a much more expensive place to stay with Airbnb, while Los Angeles comes out just about even. Using <a href="http://www.wisebread.com/the-best-credit-cards-for-hotel-deals-and-rewards?ref=internal" target="_blank">credit card reward programs for hotels</a> can make hotels even more attractive than Airbnb in some places.</p> <p>Airbnb can offer great value in notoriously expensive cities both in the U.S. and in Europe, but that doesn't mean it's always a great deal. Check out your destination before you book to be sure you're getting the best value.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-cities-where-airbnb-is-way-cheaper-than-a-hotel&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%20Cities%20Where%20Airbnb%20Is%20Way%20Cheaper%20Than%20a%20Hotel.jpg&amp;description=5%20Cities%20Where%20Airbnb%20Is%20Way%20Cheaper%20Than%20a%20Hotel" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Cities%20Where%20Airbnb%20Is%20Way%20Cheaper%20Than%20a%20Hotel.jpg" alt="5 Cities Where Airbnb Is Way Cheaper Than a Hotel" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/5-cities-where-airbnb-is-way-cheaper-than-a-hotel">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-to-do-about-a-terrible-airbnb-stay">What to Do About a Terrible Airbnb Stay</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-best-vacation-deal-websites">The 6 Best Vacation Deal Websites</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-vacation-rental-alternatives-to-airbnb">10 Vacation Rental Alternatives to Airbnb</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-simple-ways-to-save-on-hotel-stays">9 Simple Ways to Save on Hotel Stays</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-easy-way-to-negotiate-a-cheaper-hotel-room">The Easy Way to Negotiate a Cheaper Hotel Room</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel accommodations AirBnb deals Europe hotels short term rentals tourism united states vacation Mon, 30 Jan 2017 10:30:24 +0000 Nick Wharton 1871129 at http://www.wisebread.com 9 Affordable Travel Items That You Shouldn't Leave Home Without http://www.wisebread.com/9-affordable-travel-items-that-you-shouldnt-leave-home-without <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-affordable-travel-items-that-you-shouldnt-leave-home-without" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_grass_camera_510619646.jpg" alt="Couple not leaving home without affordable travel items" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Your <a href="http://www.wisebread.com/how-to-build-your-best-travel-budget?ref=internal" target="_blank">travel budget</a> can easily get busted just from buying things <em>for</em> your trip. That said, there are certain things you just shouldn't leave home without. If you pack a few smart items that will give you the most bang for your buck, you can enjoy your trip with the right stuff on hand &mdash; and enough money left in your budget for your actual trip.</p> <h2>1. Memory Cards</h2> <p>Chances are if you're going on a trip, you're going to want to bring your camera. Running out of space on your <a href="http://amzn.to/2jaQUiE" target="_blank">memory cards</a> can be a big bummer when you're on the go and just about to capture the perfect shot. You'll burn through memory especially fast if you're taking videos, so it's better to go prepared and have at least one high capacity SD memory card, plus one extra, just in case.</p> <h2>2. Travel Cubes</h2> <p><a href="http://amzn.to/2jvOGhv" target="_blank">Travel cubes</a> are an easy way to pack your bag. These little compartments let you pack and unpack everything with ease. You can group your clothes, toiletries, and shoes all separately, so you don't have to worry about emptying your entire bag just to find one item buried at the bottom. They work well for backpacks, too.</p> <h2>3. Universal Plug Adapters</h2> <p>A <a href="http://amzn.to/2jaOVuC" target="_blank">universal adapter</a> is a packing essential if you're planning to travel to foreign countries, because outlets fit different sized plugs depending on where in the world you are. Some countries even use two different sized plugs.</p> <h2>4. Luggage Scale</h2> <p>When you're packing your bags for a trip, a few extra pounds make a big difference. If you show up at the airport with a bag over the airline's allowed weight limit, you could be charged up to hundreds of dollars in overweight bag fees.</p> <p>With a handy and <a href="http://amzn.to/2jm96VO" target="_blank">portable luggage scale</a>, you never have to worry about guesstimating how much your bag weighs. You can know for sure.</p> <h2>5. TSA Master Lock</h2> <p>It's a good precaution to lock your bag shut. Of course, if you're flying you'll need a lock approved by the U.S. Transportation Security Administration. The proper <a href="http://amzn.to/2jaGM9O" target="_blank">TSA lock</a> will ensure you get through security checkpoints.</p> <h2>6. Leather Passport Case</h2> <p>You know you need to bring your passport when you're traveling, and it's smart to get a case to protect it from wear and tear. Get a <a href="http://amzn.to/2i6QRaX" target="_blank">leather case</a> that blocks the rare thief armed with a Radio Frequency Identification (RFID) reader from scanning personal information on the RFID chip in your passport.</p> <h2>7. Travel Bottles</h2> <p>We're all attached to our specific brand of products. Get the proper sized <a href="http://amzn.to/2iWPg6w" target="_blank">travel bottles</a> and fill them up before your trip.</p> <h2>8. Solar Panel Charger</h2> <p>Solar panel technology is still growing, so it's interesting to see the gear that's now being aimed at travelers. If you're going camping off the grid, a <a href="http://amzn.to/2jaO9OB" target="_blank">solar panel rechargeable battery</a> could be a great way to charge your phone and other electronics you can't do without.</p> <h2>9. Water Filtration Systems</h2> <p>Depending on what type of trip you're going on, having a way to purify your water may not only save you from buying bottled water, but it could also get you out of a tough situation. <a href="http://amzn.to/2iwPIWi" target="_blank">Water filtration systems</a> are particularly useful if you're planning on doing any overnight hiking and you want to be sure you're drinking water that's safe for human consumption.</p> <p>Happy shopping and happy travels.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F9-affordable-travel-items-that-you-shouldnt-leave-home-without&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F9%20Affordable%20Travel%20Items%20That%20You%20Shouldnt%20Leave%20Home%20Without.jpg&amp;description=9%20Affordable%20Travel%20Items%20That%20You%20Shouldnt%20Leave%20Home%20Without" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/9%20Affordable%20Travel%20Items%20That%20You%20Shouldnt%20Leave%20Home%20Without.jpg" alt="9 Affordable Travel Items That You Shouldn't Leave Home Without" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-gokee">Amanda Gokee</a> of <a href="http://www.wisebread.com/9-affordable-travel-items-that-you-shouldnt-leave-home-without">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-should-never-pack-for-vacation">5 Things You Should Never Pack for Vacation</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-costly-flight-booking-mistakes-you-make-all-the-time">8 Costly Flight Booking Mistakes You Make All the Time</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-simple-ways-to-save-on-hotel-stays">9 Simple Ways to Save on Hotel Stays</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-packing-secrets-from-a-professional-traveler">15 Packing Secrets From a Professional Traveler</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-save-on-travel-gear">7 Easy Ways to Save on Travel Gear</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Travel electronics gear luggage packing passports solar panels trips tsa vacations water Thu, 26 Jan 2017 11:00:07 +0000 Amanda Gokee 1871130 at http://www.wisebread.com