Travel http://www.wisebread.com/taxonomy/term/254/all en-US Earn Free Travel Sooner With These Frequent Flyer Mileage Secrets http://www.wisebread.com/earn-free-travel-sooner-with-these-frequent-flyer-mileage-secrets <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/earn-free-travel-sooner-with-these-frequent-flyer-mileage-secrets" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_42077894_MEDIUM.jpg" alt="earning free travel sooner with these frequent flyer mileage secrets" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>One of the biggest costs you will encounter when planning for travel is the transportation: airfare to and from your destination. That's where frequent flyer miles come in &mdash; an easy way to travel more and spend less. (See also: <a href="http://www.wisebread.com/little-known-trick-to-getting-exclusive-travel-discounts-and-rewards?ref=seealso">Little Known Trick to Getting Exclusive Travel Discounts and Rewards</a>)</p> <h2>An Intro to Frequent Flyer Miles</h2> <p>Frequent flyer programs are nothing new. The <a href="http://www.economist.com/node/5323615">first airline loyalty program</a> of this type debuted in 1981, offered by <a href="http://www.wisebread.com/which-american-airlines-us-airways-credit-card-should-you-get?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=travel">American Airlines</a>. Ever since, these programs have been gaining in popularity. Now nearly every major airline offers a frequent flyer program.</p> <p>Each program has its own set of rules but generally, if you sign up for their loyalty program, you can get points for purchases or other activities that you can then redeem for free flights. However, accruing enough points to get those free flights can take a long time, unless you know some of the secrets to getting more points, faster, so you can be on your way to your next vacation.</p> <h3>1. Loyalty Can Get You More</h3> <p>These programs aren't called loyalty programs for nothing. If you consistently fly with the same airline, you'll earn points and rewards toward a free flight faster than spreading your points across various airline programs. Rather than having 200 points with three different airline programs, you can have 600 with one, which should be enough for a free domestic flight.</p> <h3>2. Use a Co-Branded Credit Card</h3> <p>Once you've decided on your favorite airline, check their credit card options. Getting a <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=travel">co-branded airline credit card</a> will allow you to get points for everyday shopping, not just when you book a flight. These credit cards usually come with great perks, like priority boarding, free checked bags, and discounts on in-flight purchases.</p> <h3>3. Make Your Frequent Flyer Miles Go Farther</h3> <p>Now that you've accumulated enough points, it's time for the fun part: redeeming them for free travel.</p> <p>Pay attention to how you redeem your points, to make them worth as much as possible. This means making a high-value trade-in for your points. Simply put, this means don't waste your points on something that would cost you a small amount in dollars. For example, a $300 round trip economy flight might cost 500 points. That's a $0.60 value you're getting from each point. But a $1,200 international flight might only cost 1,000 points. That would get you a $1.20 value for each point! So it could be worth your while to hold on to those points until you can get a large ticket item.</p> <p><em>What are some other ways to score free travel fast? Share with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/earn-free-travel-sooner-with-these-frequent-flyer-mileage-secrets">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/everything-you-need-to-know-about-frequent-flyer-miles">Everything You Need to Know About Frequent Flyer Miles</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-saved-enough-for-a-down-payment-while-working-in-china">How I Saved Enough for a Down Payment While Working in China</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-little-known-ways-to-save-at-disneyland">15 Little Known Ways to Save at Disneyland</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-15-road-trip-snacks-make-it-all-about-the-journey">These 15 Road Trip Snacks Make It All About the Journey</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel free travel frequent flyer miles saving money travel on a budget travel rewards Fri, 26 Aug 2016 10:00:12 +0000 Nick Wharton 1779795 at http://www.wisebread.com Best Money Tips: Don't Miss These Labor Day Travel Deals! http://www.wisebread.com/best-money-tips-dont-miss-these-labor-day-travel-deals <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-dont-miss-these-labor-day-travel-deals" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_airport_travel_28321392.jpg" alt="Couple not missing out on Labor Day travel deals" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on Labor Day travel deals you won&rsquo;t want to miss, how to make your summer tan stick around, and online dollar stores for major savings.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.popsugar.com/smart-living/Labor-Day-Travel-Deals-42268491">11 Labor Day Travel Deals You Can Still Get Your Hands On</a> &mdash; Save on hotels, flights, and even vacation bundles! [PopSugar Smart Living]</p> <p><a href="http://www.cheapism.com/blog/how-to-keep-summer-tan-from-fading-14298/">Keep That Healthy Glow: 13 Tips for Prolonging Your Summer Tan</a> &mdash; Use a moisturizing body wash, which helps nourish skin, delay natural exfoliation, and prolong a tan. [Cheapism]</p> <p><a href="http://moneypantry.com/online-dollar-stores/">8 Online Dollar Stores with Deals Better than Your Local Dollar General</a> &mdash; Dollar stores are the place to go for rock-bottom prices on home essentials. Now, you can find the same (or sometimes better) deals online! [Money Pantry]</p> <p><a href="http://www.dontpayfull.com/blog/dangerous-jobs-that-pay-extremely-well">10 Dangerous Jobs That Pay Extremely Well</a> &mdash; Farm managers need to handle heavy machinery, poisonous snakes and uncooperative animals, and long hours that can make them less alert &mdash; and less careful. The upshot is that they can earn up to $70,000 a year. [Don't Pay Full]</p> <p><a href="http://www.positivityblog.com/index.php/2016/08/24/go-easy-on-yourself/">Go Easy on Yourself: 4 Tips to Help You Do What Matters in a Self-Kind Way</a> &mdash; Set smarter and more human standards. You can always improve things &mdash; they'll just never be perfect. [The Positivity Blog]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.easyways.net/6-easy-ways-travel-pet/">6 Easy Ways To Travel With A Pet</a> &mdash; Look up pet-friendly dining options before you arrive at your destination. Many restaurants allow pets as long as you keep them on a leash. [easy Ways]</p> <p><a href="https://due.com/blog/make-new-friends-work-home/">How to Make New Friends When You Work from Home</a> &mdash; Working from home can be isolating. If you want to meet new people, check out local meetups and events related to your interests. [Due]</p> <p><a href="http://www.thefinancialblogger.com/three-expenses-you-may-be-forgetting-to-budget/">Three Expenses You May Be Forgetting to Budget</a> &mdash; That free cellphone upgrade may not be totally free. Check the fine print on your plan for associated service charges or other hidden fees. [The Financial Blogger]</p> <p><a href="http://moneyqanda.com/financing-fixer-upper/">Four Ways for Financing a Fixer Upper Home of Your Dreams</a> &mdash; If you want to completely renovate your home or build a new one, you may be able to maximize your borrowing power with a construction loan. [Money Q&amp;A]</p> <p><a href="http://parentingsquad.com/4-affordable-and-creative-ways-to-buy-back-to-school-clothes">4 Affordable and Creative Ways to Buy Back-to-School Clothes</a> &mdash; Check Craigslist for gently used clothes. Parents often sell an entire wardrobe of children's clothing based on size. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-dont-miss-these-labor-day-travel-deals">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-travel-hacks-for-an-affordable-summer-road-trip">7 Travel Hacks for an Affordable Summer Road Trip</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-questions-to-ask-before-you-book-a-vacation-package">6 Questions to Ask Before You Book a Vacation Package</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-saved-enough-for-a-down-payment-while-working-in-china">How I Saved Enough for a Down Payment While Working in China</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel best money tips labor day travel deals Fri, 26 Aug 2016 09:30:32 +0000 Amy Lu 1779793 at http://www.wisebread.com How I Saved Enough for a Down Payment While Working in China http://www.wisebread.com/how-i-saved-enough-for-a-down-payment-while-working-in-china <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-i-saved-enough-for-a-down-payment-while-working-in-china" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_hand_globe_43186582.jpg" alt="How to save for a down payment while working in China" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When I was first considering teaching abroad after graduating from college, I had many friends and family who were concerned that I'd be setting myself back financially. With the best of intentions, these loved ones told me that I would be making a mistake by moving to Asia and accepting a lower paycheck. How would I ever afford a car or a house if I didn't find a high-paying job in Canada or the U.S. and start saving right away?</p> <p>Ten years later, I look back and realize that teaching abroad was one of the best financial decisions of my life. During our four years <a href="http://www.wisebread.com/follow-these-5-credit-card-rules-when-traveling-abroad" target="_blank">teaching in China</a>, my husband and I saved enough between us for a down payment on our house in Southern California.</p> <p>Not every job abroad will be a an ideal situation for saving, so if you're considering teaching or working abroad, and want to prioritize saving, here are a few tips for how to save as much as you can.</p> <h2>1. Find Free or Subsidized Housing</h2> <p>Many schools and companies abroad realize that it's hard for foreign employees to pick up and leave their home countries without having a living situation set up in the new country. Therefore, many employment contracts abroad include either a housing allowance, or a free or subsidized apartment that belongs to the company. In our case, the school we worked for owned an apartment block which provided heavily subsidized living quarters for teachers and employees.</p> <p>Living rent-free or on subsidized rent saves a <em>huge </em>chunk of your income that you can put entirely toward savings. It also saves a tremendous amount of time and stress when your overseas employer helps arrange your living quarters.</p> <p>It also helps greatly if the living quarters provided by the employer come furnished, which will cut down on the initial costs of moving. Having to purchase furniture and appliances can make it harder for you to start saving right away.</p> <h2>2. Take Advantage of the Lower Cost of Living</h2> <p>Another huge factor that enabled us to save was the lower cost of living in our host country. By choosing to eat at local restaurants and shop at local grocery stores, we saved hundreds of dollars every month on food in a city where the local cost of living was quite a bit lower than at home in the U.S. Of course, it would have been easy to blow our paychecks eating at expat-oriented bars and restaurants (Starbucks was pretty much everywhere in our city), but we saved the pricier international food for weekends and special occasions. A nice side effect of our frugal mentality is that we discovered a whole new world of delicious local dishes that we would never have tried otherwise.</p> <p>Not all countries will have a lower cost of living than your home country, of course, so it's worth looking into what it typically costs for food, clothing, rent (if you are renting a place yourself), health care, and other necessities before going.</p> <h2>3. Use Public Transportation</h2> <p>We saved the cost of having to maintain a car because our apartment was walking distance to the school where we worked. On weekends, a cheap and efficient subway system was our transportation of choice whenever we wanted to leave the school campus. When looking for a job overseas, be sure to ask questions about how you will get to and from work, and what transportation options exist to take you to the fun part of town. Some jobs (generally not teaching jobs, though) will even provide a company car and driver to make things easier for you.</p> <h2>4. Live Simply</h2> <p>Curbing excess spending is a good financial strategy no matter where you live, but I think it's easier to live simply when you anticipate moving in a year or a few. Because we didn't plan on staying more than a few years, I was less motivated to buy unnecessary stuff, with the mentality that everything needed to fit in a couple suitcases for the trip home. While we did spend money on leisure activities such as traveling during our holidays, for the most part, we just enjoyed meeting new friends and exploring our city, activities that didn't cost much.</p> <p>We did end up shipping a few souvenirs back home, but because we had to pay to ship them, we were more mindful about purchasing only what we loved.</p> <h2>5. Research Your Tax Exemptions</h2> <p>Although U.S. citizens and residents are required to pay taxes on foreign-earned income, a large chunk of that income (or even all of it depending on how much you make) could be <a href="https://www.irs.gov/individuals/international-taxpayers/foreign-earned-income-exclusion">exempt from income taxes</a>. When filing your yearly taxes, be sure to file your foreign-earned income correctly. Of course, you may be taxed in your country of employment, but in our experience the local tax was very low. You will want to research the tax rate in the country you're thinking of working in before you accept a job.</p> <p>Before accepting a job overseas, be sure also to ask about health benefits and support in case you run into a medical emergency. If your employer does not provide adequate health benefits, you may have to purchase it privately, which you should factor into your savings plan. It also goes without saying that you should do research into typical salaries for the job you will be doing, as they can vary widely depending on the employer.</p> <p>If you play your cards right, you can certainly turn a few years of adventure working overseas into an opportunity to save and to meet your financial goals.</p> <p><em>Have you considered working overseas? What's holding you back?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> of <a href="http://www.wisebread.com/how-i-saved-enough-for-a-down-payment-while-working-in-china">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/retire-for-half-the-cost-in-these-5-countries">Retire for Half the Cost in These 5 Countries</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-let-these-expenses-spoil-your-retirement-abroad">Don&#039;t Let These Expenses Spoil Your Retirement Abroad</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-worst-states-for-retirees">The 10 Worst States for Retirees</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-little-known-ways-to-save-at-disneyland">15 Little Known Ways to Save at Disneyland</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/follow-these-5-credit-card-rules-when-traveling-abroad">Follow These 5 Credit Card Rules When Traveling Abroad</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career Building Travel cost of living expats living abroad overseas saving money taxes teaching abroad transportation working Thu, 25 Aug 2016 10:00:15 +0000 Camilla Cheung 1778730 at http://www.wisebread.com Little Known Trick to Getting Exclusive Travel Discounts and Rewards http://www.wisebread.com/little-known-trick-to-getting-exclusive-travel-discounts-and-rewards <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/little-known-trick-to-getting-exclusive-travel-discounts-and-rewards" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/76859453.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most travelers know to go to <a href="http://www.wisebread.com/travel-resources?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">popular travel sites</a> to search quickly for the best rates available among a variety of airlines, hotels, and car rental companies. But there is one place that is often overlooked: Travel portals only available through your credit card. These travel portals offer cardholders exclusive discounts and offers that aren&rsquo;t available anywhere else. (See also: <a href="http://www.wisebread.com/the-best-credit-cards-for-online-booking-sites?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=cc_article">Best Credit Cards for Online Booking Sites</a>)</p> <h2>How Credit Card Travel Portals Work</h2> <p>Many credit card issuers have travel portals on their websites that allow you to book flights, hotels, and rental cars as well as cruises, tours, transfers, and other travel activities. Often the card issuer offers these travel portals as a place to spend rewards points or miles, and some even offer bonus rewards when you book travel this way. It&rsquo;s something to keep in mind when you&rsquo;re deciding on the <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_source=cc_article">best travel rewards credit card</a> for you.</p> <h2>Bank of America Travel Center</h2> <p>The Bank of America Travel Center provides customers with access to over 200 airlines and 10,000 hotels and resorts. It also offers a Best Price Guarantee: if you purchase your travel through the Travel Center, then find it for less on another site, Bank of America will adjust your price or allow you to cancel with no penalty.&nbsp;</p> <h3>BankAmericard Travel Rewards&reg; Card</h3> <p><img border="0" alt="" style="float:right;margin:0 5px 5px 10px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/BoA_Travel-154.jpg" /><a onclick="window.fbq('track', 'Lead');" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;" target="_blank" rel="nofollow" alt="BankAmericard Travel Rewards&reg; Credit Card" title="BankAmericard Travel Rewards&reg; Credit Card" href="http://ct.wisebread.com/click.php?pg=228&amp;pid=108&amp;pp=1&amp;uv=xcardbutton"><img alt="" class="img-exempt" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a>The <a href="http://ct.wisebread.com/click.php?pg=228&amp;pid=108&amp;pp=1&amp;uv=xname">BankAmericard Travel Rewards&reg; card</a> offers 1.5 points per dollar spent on most purchases, and points are worth one cent each as statement credits toward travel purchases that you make through any travel agency or travel provider. This card also offers 20,000 bonus points, worth $200 in travel statement credits, after using the card to make $1,000 in purchases within the first 90 days of account opening. Cardholders who have a Bank of America checking or savings account also earn a 10% annual customer relationship bonus on all of the points they earn each year. There is no annual fee for this card.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=228&amp;pid=108&amp;pp=1&amp;uv=xend">Click here to learn more and apply for the&nbsp;BankAmericard Travel Rewards&reg; credit card today!</a></strong></p> <h2>American Express Travel</h2> <p>When you use your eligible American Express card through American Express Travel, you can earn double Membership Rewards points on your purchases. You can also use the Pay With Points program to redeem your Membership Rewards points towards travel reservations. In addition, American Express Travel allows you to take advantage of complimentary benefits and competitive rates when booking with the Fine Hotels &amp; Resorts or The Hotel Collection programs. Terms and conditions apply.</p> <h3>Amex EveryDay&reg; Credit Card from American Express</h3> <p><img width="154" border="0" height="97" src="http://www.imgsynergy.com/191x120/amex-everyday-credit-card-111115.png" alt="" class="img-exempt" style="float:right;margin:0 5px 5px 10px;" /><a href="http://ct.wisebread.com/click.php?pg=228&amp;pid=2&amp;pp=2&amp;uv=xcardbutton" target=" rel=" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt" alt="" /></a>The <a href="http://ct.wisebread.com/click.php?pg=228&amp;pid=2&amp;pp=2&amp;uv=xname">Amex EveryDay&reg; Credit Card from American Express</a> gives you an extra 20% points boost when you use your card 20 or more times in a billing period. Also, earn 2x points at US supermarkets (on up to $6,000 per year) and 1x points on other purchases. Get 10,000 bonus points after using your new card to make $1,000 in purchases within the first 3 months of account opening. There is no annual fee. Terms and conditions apply.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=228&amp;pid=2&amp;pp=2&amp;uv=xend">Click here to learn more and apply for the&nbsp;Amex EveryDay&reg; Credit Card from American Express today!</a></strong></p> <h2>Chase Ultimate Rewards Travel Portal</h2> <p>The Chase Ultimate Rewards Travel Portal allows cardholders to spend points earned in their rewards program. Certain cards offer a higher rewards redemption rate, like the Chase Sapphire Preferred which offers a 20% redemption discount when booking travel through the portal. Some cards also offer the added benefit of transferring points to airline and hotel loyalty programs, which can also be done through the portal.</p> <h3>Chase Sapphire Preferred&reg; Card</h3> <p><img width="154" border="0" style="float:right;margin:0 5px 5px 10px;" alt="" src="http://www.imgsynergy.com/191x120/chase-sapphire-preferred-091814.png" /><a target="_blank" rel="nofollow" href=" http://ct.wisebread.com/click.php?pg=228&amp;pid=38&amp;pp=3&amp;uv=xcardbutton" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt" alt="" /></a>The best card to use in Chase&rsquo;s Travel Portal is the <a href="http://ct.wisebread.com/click.php?pg=228&amp;pid=38&amp;pp=3&amp;uv=xname">Chase Sapphire Preferred&reg; Card</a>, which offers the extra 20% redemption discount. The card offers 2X points on travel and dining at restaurants &amp; 1 point per dollar spent on all other purchases worldwide. Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards&reg;. If you don&rsquo;t like what the Travel Portal has to offer, you can also transfer your points on a 1:1 rate to partner airlines and hotels.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=228&amp;pid=38&amp;pp=3&amp;uv=xend">Click here to learn more and apply for the&nbsp;Chase Sapphire Preferred&reg; Card today!</a></strong></p> <h2>Citi ThankYou Rewards Travel Center</h2> <p>The Citi ThankYou Rewards Travel Center is where you can spend ThankYou points earned through a Citi ThankYou credit card. Points earned from the ThankYou Preferred card are worth one cent each toward travel reservations made here but select Citi cards offer higher redemption value.</p> <h3>Citi Prestige&reg; Card</h3> <p><img width="154" border="0" style="float:right;margin:0 5px 5px 10px;" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/10.22-CitiPrestigeCard-191.jpg" /><a target="_blank" rel="nofollow" href=" http://ct.wisebread.com/click.php?pg=228&amp;pid=53&amp;pp=4&amp;uv=xcardbutton" style="border:none;float:right;clear:right;margin: 0 5px 5px 10px;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" class="img-exempt" alt="" /></a>With the <a href="http://ct.wisebread.com/click.php?pg=228&amp;pid=53&amp;pp=4&amp;uv=xname">Citi Prestige&reg; Card</a> from our partner Citi, points are worth 1.33 cents each toward most flight reservations, and 1.6 cents each towards flights booked on American Airlines. Cardholders earn 3 points for travel purchases, 2 points on dining and entertainment, and 1 point on other purchases. Earn 40,000 bonus points after spending $4,000 on purchases within the first 3 months of account opening. This premier card offers a large array of benefits, including a $250 annual air travel credit for fees, up to $100 in statement credit every 5 years toward Global Entry or TSA PreCheck application, AA airport lounge access, and more. There is a $450 annual fee.</p> <p><strong><a href="http://ct.wisebread.com/click.php?pg=228&amp;pid=53&amp;pp=4&amp;uv=xend">Click here to learn more and apply for the&nbsp;Citi Prestige&reg; Card today!</a></strong></p> <h2 style="text-align: center;">&nbsp;</h2> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Flittle-known-trick-to-getting-exclusive-travel-discounts-and-rewards&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FLittle%20Known%20Trick%20to%20Getting%20Exclusive%20Travel%20Discounts%20and%20Rewards.jpg&amp;description=Little%20Known%20Trick%20to%20Getting%20Exclusive%20Travel%20Discounts%20and%20Rewards" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Little%20Known%20Trick%20to%20Getting%20Exclusive%20Travel%20Discounts%20and%20Rewards.jpg" width="250" height="374" alt="" /></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/little-known-trick-to-getting-exclusive-travel-discounts-and-rewards">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bankamericard-travel-rewards-more-rewards-for-more-travel">BankAmericard Travel Rewards®: More Rewards for More Travel</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/follow-these-5-credit-card-rules-when-traveling-abroad">Follow These 5 Credit Card Rules When Traveling Abroad</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-sign-up-bonuses-for-airline-miles-credit-cards">5 Best Sign-up Bonuses for Airline Miles Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-an-extra-109486-a-year">How to Save an Extra $1,094.86 a Year</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel credit card portals Tue, 23 Aug 2016 10:30:12 +0000 Jason Steele 1762584 at http://www.wisebread.com 6 Ways to Travel When You Have Student Loans http://www.wisebread.com/6-ways-to-travel-when-you-have-student-loans <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-travel-when-you-have-student-loans" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_backpack_travel_87628739.jpg" alt="Woman finding ways to travel while paying student loans" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Student loans are a reality for millions of recent graduates and even some of us who have been out of school for a while. Americans alone have <a href="https://commonbond.co/blog/average-student-loan-debt-and-student-loan-refinancing/">1.36 trillion dollars</a> of student loan debt. That's second only to U.S. mortgage debt.</p> <p>Don't worry! There are plenty of ways to manage your student debt and continue doing what you love. With these tips, you can get out and spend your time traveling while making all of your payments on time!</p> <h2>1. Take a Look at Your Loans Before You Go</h2> <p>Getting ready for a big trip is actually a very good time to re-evaluate your student loans (and the rest of your finances), especially because it has the potential to save you a lot of money. By <a href="http://www.wisebread.com/should-you-refinance-your-student-loan">refinancing your student loans</a> you could save thousands. That's because you may be able to get a better APR, and you can also change the terms of your loan so that your monthly payment feels more manageable.</p> <p>Even a small difference in the interest rate can make a big difference over the time that you're paying off your loan. With <a href="http://www.wisebread.com/3-private-lenders-that-can-really-save-you-money-on-your-student-loans">online lenders like CommonBond</a>, you can get an APR starting as low as 2.14%. It only takes minutes to fill out the application, and you're under no obligation to change your loan once you get your free quote.</p> <p>That cash you're saving can easily go into your travel fund!</p> <h2>2. Consider Consolidating Your Loans</h2> <p>This second tip is closely linked to the first, since in the process of refinancing your loans, you may also want to <a href="http://www.wisebread.com/what-s-the-difference-between-student-loan-refinancing-and-consolidation">consolidate your loans</a>. This means that if you have multiple student loans, instead of paying, let's say, three separate bills every month, you can combine all of your existing loans into one.</p> <p>Consolidating your loans will help to simplify the payment process for you and reduce the time you spend every month administering and worrying about your loan payments.</p> <p>This is an especially important point for people planning to travel, since you're already going to have a lot of logistics to keep straight. The simpler you can keep your loan payments, the better.</p> <h2>3. Put Things in Perspective &mdash; And Into Your Budget!</h2> <p>It can be paralyzing to think about the total amount of money that you owe, especially if you know you're going to be spending the next 20 years of your life paying it off.</p> <p>It's more helpful to put things in perspective, so once you've refinanced your loans and you have a manageable monthly payment, treat that like you would any other monthly bill that you have to pay.</p> <p>Take it on a month-to-month basis and you won't feel as limited by the amount of money that you owe. When you're making your travel budget, simply factor in the monthly payment that you'll be making into your overall budget for the time you'll be traveling, and set aside that money before you go. That way, you won't feel like you have to scramble for funds at the last minute.</p> <h2>4. Start a Travel Fund</h2> <p>Figure out how much money you can commit to setting aside for travel every month. Then you can set up an automatic transfer into a special bank account that is dedicated just to travel expenses. Even if you're only putting in a few hundred dollars a month, you'll be surprised at how fast these funds can add up over time.</p> <p>See also: <a href="http://www.wisebread.com/the-5-best-credit-cards-for-college-students?utm_source=wisebread&amp;utm_medium=seealso2&amp;utm_campaign=travel">Best Credit Cards for College Students</a></p> <h2>5. Create a Realistic Budget</h2> <p>You should think about how you like to travel and be honest with yourself. Frugal travel is not for everyone, so you should consider what your priorities are; maybe you will be just as satisfied going on a shorter trip and putting more emphasis on higher-end accommodations and fancy restaurant meals.</p> <p>If these types of comforts or luxuries don't matter to you, you can probably get by with a smaller budget, but on a longer trip. (See also: <a href="http://www.wisebread.com/savor-your-trip-and-save-big-with-these-5-slow-travel-tips">Save Big With These Slow Travel Tips</a>)</p> <p>Budgeting is all about striking a balance that works best for you while being realistic about how much you can afford to spend on your trip. By weighing these decisions before you leave, you'll eliminate a lot of money-related stress so that you can just enjoy your trip, knowing that you've already budgeted in the funds to cover your student loans.</p> <h2>6. Earn Extra Money for Travel</h2> <p>You're probably already getting excited to go, so if you want to speed up the process you can always consider earning a little extra money to cover your travel expenses.</p> <p>It's up to you what skills you have and what kind of work you enjoy, but maybe you want to consider getting a second part-time job and putting the money you earn right into your travel account!</p> <p>Depending on your professional skill set, you can also consider taking on some <a href="http://www.wisebread.com/22-websites-that-will-pay-you-to-write-for-them">freelance gigs</a>, since they can be very flexible and add a little something extra to your normal paycheck. While you'll have less free time, this also means less time to be out spending money which can be a big help when you're trying to save money. There are also ways to <a href="http://www.wisebread.com/15-ways-to-make-money-while-you-travel">make money while you&rsquo;re traveling</a>.</p> <h2>Don't Let Debt Stop You</h2> <p>There's no reason to let student debt paralyze you, and there are simple steps you can take if you're passionate about traveling. It will take a bit of good strategy, combined with some hard work and a proper execution of your plan, but if you're willing to put in the time you can really reap the rewards on your next trip (and even at home).</p> <p><a href="http://www.inklingafar.com/"><em>Amanda Gokee</em></a><em>, a writer at </em><a href="http://www.goatsontheroad.com/"><em>Goats On The Road</em></a><em> contributed to this article and helped with some student loan specific information.</em></p> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-ways-to-travel-when-you-have-student-loans&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%20Ways%20to%20Travel%20When%20You%20Have%20Student%20Loans.jpg&amp;description=6%20Ways%20to%20Travel%20When%20You%20Have%20Student%20Loans" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Ways%20to%20Travel%20When%20You%20Have%20Student%20Loans.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/6-ways-to-travel-when-you-have-student-loans">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-ignore-these-4-things-before-refinancing-your-student-loans">Don&#039;t Ignore These 4 Things Before Refinancing Your Student Loans</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-private-lenders-that-can-really-save-you-money-on-your-student-loans">3 Private Lenders That Can Really Save You Money on Your Student Loans</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-s-the-difference-between-student-loan-refinancing-and-consolidation">What’s the Difference Between Student Loan Refinancing and Consolidation?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-times-student-loan-refinancing-can-save-you-big">4 Times Student Loan Refinancing Can Save You Big</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-get-trapped-by-these-higher-education-scams">Don&#039;t Get Trapped by These Higher Education Scams</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Travel APR budgeting consolidation debt refinancing strategy student loans travel funds trips Mon, 22 Aug 2016 10:00:13 +0000 Nick Wharton 1775891 at http://www.wisebread.com 5 Hotel Room Booking Tools Every Frugal Traveler Should Know http://www.wisebread.com/5-hotel-room-booking-tools-every-frugal-traveler-should-know <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-hotel-room-booking-tools-every-frugal-traveler-should-know" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_hotel_room_45246706.jpg" alt="Woman using hotel booking tools for frugal travelers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Frequent travelers know a thing or two about scoring the best deals on hotel rooms, but you don't have to be a road warrior to snag a great room on the cheap. We've found some of the best tools to help you get terrific prices on hotel rooms.</p> <h2>1. Roomer</h2> <p><a href="https://www.roomertravel.com/">Roomer</a> brings the sharing economy to hotel rooms. It's a bit like Airbnb, but strictly for hotels. Customers can buy unused hotel rooms from other people who don't want theirs, often at deep discounts. But what if you want to sell your unused hotel rooms, instead? Roomer's easy interface makes it simple to buy or sell unused hotel rooms quickly and efficiently.</p> <h2>2. Hotel Tonight</h2> <p>Traveling last-minute? Don't despair. Some of the best deals on hotel rooms can actually be had when you book on the same day. That's because hotels are eager to offload excess inventory before it's too late &mdash; and that's where tools like <a href="https://www.hoteltonight.com/">Hotel Tonight</a> come in. They show you all the very last-minute deals available in the city of your choice. I've snagged rooms that typically go for over $500 for $100 or less using this app.</p> <h2>3. Hotel Loyalty Cards</h2> <p>I just scored two weeks of free hotels in Europe for zilch. The secret was my <a href="http://www.wisebread.com/breakdown-of-benefits-and-value-of-the-best-hotel-rewards-programs-and-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=article">hotel rewards credit cards</a>. Credit cards offered by major hotel chain rewards programs, such as <a href="http://www.wisebread.com/best-rewards-card-the-starwood-preferred-guest-credit-card-from-american-express?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=article">Starwood Preferred Guest Credit Card</a> or <a href="http://www.wisebread.com/more-rewarding-hotel-stays-hilton-hhonors-card-from-american-express?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=article">Hilton HHonors Card</a> often come with <a href="http://www.wisebread.com/5-best-credit-cards-with-sign-up-bonuses-for-hotel-stays?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=article">big bonus point hauls at sign-up</a>, plus you earn points with every purchase. Finally, these credit cards can come with perks like <a href="http://www.wisebread.com/the-5-best-credit-cards-with-free-hotel-status-upgrades?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=article">hotel status upgrades</a> which will get you free Wi-Fi, room upgrades, and more.</p> <h2>4. Coupon Sherpa</h2> <p>Couponing isn't just for groceries or other household items. Coupon aggregator sites, such as <a href="http://www.couponsherpa.com/">Coupon Sherpa</a>, can also help you locate coupons for use on booking sites like Hotels.com. So, don't forget to quickly search for coupon codes before booking a room.</p> <h2>5. Your Phone's Calendar or Clock</h2> <p>As they say, timing is everything, and that couldn't be more true when booking hotels. Often, rooms at resort or vacation destinations are cheapest mid-week, when most tourists can't travel, so consider booking your trip on Tuesdays, Wednesdays, or Thursdays to score the best hotel deals. But hotel rooms at business destinations are the opposite: They're cheapest on the weekends, when business travelers are home with families.</p> <p>Another timing trick? Check in late in the day to maximize the success of haggling for room upgrades, free WiFi, or other perks.</p> <p><em>Any other frugal hotel booking tips we should know about? Share with us!</em></p> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-hotel-room-booking-tools-every-frugal-traveler-should-know&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%20Hotel%20Room%20Booking%20Tools%20Every%20Frugal%20Traveler%20Should%20Know.jpg&amp;description=5%20Hotel%20Room%20Booking%20Tools%20Every%20Frugal%20Traveler%20Should%20Know" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Hotel%20Room%20Booking%20Tools%20Every%20Frugal%20Traveler%20Should%20Know.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/janet-alvarez">Janet Alvarez</a> of <a href="http://www.wisebread.com/5-hotel-room-booking-tools-every-frugal-traveler-should-know">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-useful-items-hotels-usually-provide-for-free">14 Useful Items Hotels Usually Provide for Free</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-take-one-vacation-day-and-save-thousands">How to Take One Vacation Day and Save Thousands</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">5 Affordable Alternatives to Pet Boarding</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/taking-frugal-road-trips-even-when-gas-prices-are-high">Taking Frugal Road Trips (Even When Gas Prices Are High)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-groupon-getaways-a-good-idea">Are Groupon Getaways a Good Idea?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Travel cheap travel hotel travel travel apps travel tools Fri, 19 Aug 2016 10:30:20 +0000 Janet Alvarez 1775078 at http://www.wisebread.com Follow These 5 Credit Card Rules When Traveling Abroad http://www.wisebread.com/follow-these-5-credit-card-rules-when-traveling-abroad <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/follow-these-5-credit-card-rules-when-traveling-abroad" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_beach_credit_card_100441963.jpg" alt="Woman following credit card rules while traveling abroad" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Traveling around the world can be an exciting time. However, if you are not careful with your credit card use, your trip can dig you into deep money trouble. Keep your money safe and your budget on track with these five credit card rules.</p> <h2>1. Only Use Cards With No Foreign Transaction Fees</h2> <p>Using the wrong credit card for your international shopping could cost you a lot more than you think. Most cards will charge a one to three percent foreign transaction fee for each purchase made overseas. This might not seem like a big deal, but it can add up quickly. If you end up charging your hotel, all of your food, shopping, transportation, and events internationally, that can easily add up to hundreds of dollars in foreign transaction fees alone. Bring a <a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation">card that has no foreign transaction fees</a>.</p> <h2>2. Avoid ATM Machines</h2> <p>Do not use your credit card for cash withdrawals at ATM machines. It will be processed as a cash advance. Cash advances come with higher APRs, and interest starts accruing immediately. It's not wise to use cash advances at home, and it's definitely not wise to use them abroad.</p> <p>The best way to get cash abroad is to sign up for a bank that provides ATM usage with no or low fees, or has a vast network of ATMs in the country you're traveling to. Keep in mind that while some banks offer zero fees for ATM usage, they may still charge you a foreign transaction fee for getting money in local currency. <a href="http://www.wisebread.com/capital-one-360-review">Capital One 360 Checking</a> offers ATM usage with no fees and no foreign transaction fees.</p> <h2>3. Just Say &quot;No&quot; to Debit Cards</h2> <p>A credit card will be safer to use abroad than a debit card. It would be horrible to run your debit card at a small souvenir shop, only to have your bank funds drained from card theft. Even better, use a credit card with the new chip technology that reduces fraud and identity theft.</p> <p>Often a hotel or car rental agency will put a hold on your card, so if you are using a debit card, it may take time for your cash to be available to you again. And if you ever run into problems with the funds release, you'll be stuck without access to your money. With a credit card, however, you can talk with your credit card company about removing the hold or helping you resolve the issue, without having to actually pay for it and wait for the funds to be returned.</p> <h2>4. Bring Multiple Credit Cards</h2> <p>Don't rely on just one card for your trip. Bring two or three cards altogether, allowing yourself a backup. It is a good idea to vary your cards, too. For example, don't make them all Visas. Try to have another card that is a MasterCard or American Express. If you run into an issue using one of them, you'll have another to fall back on.</p> <h2>5. Set Up Spending Alerts</h2> <p>No one wants to think about fraud and identity theft while they are on vacation, but it is a good idea to check over your purchases and make sure you have all of your cards and identification daily. Sign up for spending alerts so you get an email or text for each purchase. It may seem excessive, but you don't want to take any chances while you're traveling. Also, it's better to get these alerts than to log into your credit card account through public Wi-Fi. You can also call your credit card company to review recent charges.</p> <p>Traveling abroad is an adventure, so don't ruin your trip with unwise money moves.</p> <p><em>What is your favorite card to use when traveling abroad? </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/follow-these-5-credit-card-rules-when-traveling-abroad">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-avoid-credit-card-fraud-while-traveling">7 Ways to Avoid Credit Card Fraud While Traveling</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-avoid-bank-fees-while-traveling">11 Ways to Avoid Bank Fees While Traveling</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/little-known-trick-to-getting-exclusive-travel-discounts-and-rewards">Little Known Trick to Getting Exclusive Travel Discounts and Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bankamericard-travel-rewards-more-rewards-for-more-travel">BankAmericard Travel Rewards®: More Rewards for More Travel</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel atm machines foreign transaction fees fraud protection identity theft overseas protecting money safety traveling abroad Fri, 19 Aug 2016 10:00:12 +0000 Ashley Eneriz 1775194 at http://www.wisebread.com 10 Sneaky Vacation Costs That Add Up Quickly http://www.wisebread.com/10-sneaky-vacation-costs-that-add-up-quickly <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-sneaky-vacation-costs-that-add-up-quickly" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_75848571_MEDIUM.jpg" alt="sneaky vacation costs" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We all love going away on vacation, but we don't love the costs associated with it. Usually, the big costs are taken into account before leaving the house &mdash; the hotel, the flight, the attractions, even the rental car. But what we often forget about are the little costs that can eat into the budget before your plane even takes off. Here are 10 of the biggest offenders, with a little advice on cutting down these last-minute expenses.</p> <h2>1. Check-In Fees</h2> <p>Most of us check-in way ahead of time to avoid lines at the airport. However, more airlines are starting to charge for different aspects of this service, knowing that you would rather pay a fee than leave it to the last minute. In some instances, you will be charged for the convenience of checking-in online. Amazingly, there may even be a cost for printing a boarding pass (currently Spirit charges $10 if you have one printed at the check-in counter), so look for options that are free (like printing yours at home, or using an app). (See also: <a href="http://www.wisebread.com/5-airline-miles-secrets-only-frequent-flyers-know?ref=seealso">5 Airline Miles Secrets Only Frequent Flyers Know</a>)</p> <h2>2. Checked or Carry-On Luggage Fees</h2> <p>If you've flown anywhere in the last few years, you probably noticed how insanely full the overhead luggage compartments were. That's because people got wise to the checked baggage fees, and started bringing even more carry-on luggage instead. In fact, you'd often see flight attendants asking for carry-on bags to be checked free, due to space issues. However, recent carry-on fees (which are usually more than checked baggage fees) have reversed that trend. Now, there's plenty of room in the cabin, because once again, people are looking for the cheapest option. So, even if you have a bag that's carry-on-sized, look at the prices. It may be cheaper to check it.</p> <h2>3. Overweight Luggage Charges</h2> <p>This one can really bite you at the last minute. If your bag weighs more than 50 pounds, you will pay a penalty, and this can vary depending on the airline. For instance, Frontier will charge you $75, whereas American Airlines tacks on a whopping $200! Sometimes, you can do some quick swapping between bags to get them all under 50 pounds, but if that's not an option, you may find it cheaper to leave some items at the airport (give them away, trash them) rather than pay the hefty fee.</p> <p>A good way to avoid this is to buy a luggage scale and weigh your luggage before you ever get to the airport. Bring it with you, too. You may also want to pack a light extra bag that you can use in an emergency. Usually, the additional bag fee is cheaper than the overweight bag charge. Or, try <a href="https://www.luggageforward.com/excess-baggage-fees/">Luggage Forward,</a> which ships your bags to and from your destination.</p> <h2>4. Seat Selection</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5170/seat_selection.jpg" width="605" height="340" alt="" /></p> <p>If you're happy with any old seat on the plane, you usually don't have to worry. But if you would like to choose your seat (and if you're not traveling alone, you will most likely want to sit next to the person you're flying with), you'll be faced with a variety of costs. These costs get much higher as you move toward the front of the plane, where there is extra legroom, or if you want to sit in an exit row. Some airlines, like Spirit, will charge you for an advanced seat assignment, no matter where it is on the plane, so you may want to wait until you get to the check-in counter.</p> <h2>5. Food</h2> <p>When you're on vacation, you don't think much about food on the way to your destination. But remember, you're a captive audience in an airport. And when you're hungry or thirsty, you'll pay big bucks. Airport food is always more expensive than it is elsewhere, and when you're traveling as a family, those costs add up quickly. On the plane, it's even worse, with in-flight meals now costing upward of $10 for something quite meager. So before you leave, try and eat a good meal to keep you going through the airport and flight.</p> <h2>6. Parking</h2> <p>If you park at the airport, you won't be paying for this until you return. But make sure you budget for it, because it can really add up (especially at a garage parking, which can run over $20 a day). Instead, look at off-airport parking, which is cheaper and can be paid for in advance. These places offer valet, and covered and uncovered parking, with free shuttles to and from the airport. Most offer coupons and discounts as well, so do a little research before you book. You can get your parking down to $5 a day if you're smart.</p> <h2>7. Car Transportation</h2> <p>If you decide to take a taxi to the airport, you will save on parking fees, but you'll replace them with cab fares. An airport run is often a standard fee for most cab companies, and usually comes with the &quot;airport access fee&quot; tacked on. Depending on where you live in relation to the airport, you can easily spend $75 on a one-way trip, and that does not include the tip. Services like Lyft and Uber are cheaper (although watch out for the surge pricing with Uber), and you can also find car services that specialize in airport runs.</p> <h2>8. Currency Exchange</h2> <p>If you're traveling out of the country, you'll want to turn your dollars into cash you can use when you arrive. And that costs money. Depending where and when you do it, the service fee and poor exchange rate could really cost you. <em>Do not</em> exchange your money at the airport. It's the worst place to do it because it's the most convenient. Instead, order the cash from your own bank way ahead of time, or use a reputable online service. If you can, bring a <a href="http://www.wisebread.com/smarter-security-and-no-foreign-transaction-fees-the-best-credit-cards-to-use-while-on-vacation?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=travel">credit card with no foreign transaction fees</a> with you. It'll really help.</p> <h2>9. Visa Fees</h2> <p>Depending on your destination, you will have to purchase visas to enter the country. For instance, right now U.S. passport holders are required to pay a <a href="http://www.mychinavisa.com/rates/">$140 fee per visa to enter China</a>. That's almost $600 for a family of four, which really adds a lot onto the cost of the vacation. You could choose to visit a country that does not require a visa. There are currently 38 countries in the Visa Waiver Program, so if you pick one of those, you don't have to worry about this fee.</p> <h2>10. Carry-On Friendly Items</h2> <p>If you're planning to bring toiletries and similar personal items on the plane with you, get ready to go shopping. The restrictions are quite clear: You can bring a quart-sized bag of essentials, but each liquid, aerosol or gel is <a href="https://www.tsa.gov/travel/security-screening/liquids-rule">restricted to just 3.4 ounces</a>. If you bring expensive perfume or cologne, and it's bigger than 3.4 ounces, it will be confiscated.</p> <p><em>What are some other sneaky vacation fees to look out for? Share with us!</em></p> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F10-sneaky-vacation-costs-that-add-up-quickly&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F10%20Sneaky%20Vacation%20Costs%20That%20Add%20Up%20Quickly.jpg&amp;description=10%20Sneaky%20Vacation%20Costs%20That%20Add%20Up%20Quickly" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/10%20Sneaky%20Vacation%20Costs%20That%20Add%20Up%20Quickly.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/10-sneaky-vacation-costs-that-add-up-quickly">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-smart-travel-hacks-only-frequent-flyers-know">5 Smart Travel Hacks Only Frequent Flyers Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-fool-proof-ways-to-stay-within-your-travel-budget">7 Fool-Proof Ways to Stay Within Your Travel Budget</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-reasons-you-should-check-your-luggage">7 Reasons You Should Check Your Luggage</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-budget-for-summer-vacation">7 Easy Ways to Budget for Summer Vacation</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds">10 Flight Booking Hacks to Save You Hundreds</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Travel air travel expenses fees flying Food luggage parking travel budget vacation vacation costs Tue, 16 Aug 2016 10:30:12 +0000 Paul Michael 1773244 at http://www.wisebread.com Best Money Tips: Ways to Save on Food During Road Trips http://www.wisebread.com/best-money-tips-ways-to-save-on-food-during-road-trips <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-on-food-during-road-trips" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/friends_food_road_trip_71523221.jpg" alt="Friends finding ways to save on food during road trips" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to save on food costs during road trips, over 100 interview tips to get your dream job, and things that extremely likable people do.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.bargaineering.com/articles/save-on-food-costs-road-trips.html">6 ways to save on food costs during road trips with family</a> &mdash; Look for farmers markets along your route. It's a great opportunity to stretch your limbs, eat good food, and learn about the produce grown in the region. [Bargaineering]</p> <p><a href="https://wallethacks.com/ultimate-interview-guide/">The Ultimate Interview Guide: 101 Interview Tips to Get Your Dream Job</a> &mdash; From your frame of mind to post-acceptance (or rejection), this guide will walk you through every step of the interview process! [Wallet Hacks]</p> <p><a href="http://www.popsugar.com/smart-living/Things-Likeable-People-Do-35059138">16 Things Extremely Likable People Do</a> &mdash; Don't turn everything into a competition. People don't like it when someone is constantly trying to one-up them. [PopSugar Smart Living]</p> <p><a href="http://www.kiplinger.com/article/business/T049-C006-S001-boost-profits-your-lemonade-stand-small-business.html">5 Smart Ways to Boost Profits at Your Lemonade Stand &ndash; or Any Small Business</a> &mdash; Pick the right location for your business &mdash; ideally, a highly visible space with minimal competition. [Kiplinger]</p> <p><a href="http://couplemoney.com/budgeting/5-financial-tips-military-couples/">5 Financial Tips For Military Couples</a> &mdash; Take advantage of all the free resources available to you, including legal services, tax services, and even free concert and event tickets through VetTix. [Couple Money]</p> <h2>Other Essential Reading</h2> <p><a href="https://studentloanhero.com/featured/10-student-loans-terms/">10 Terms Every Grad With Student Loans Should Know</a> &mdash; Student loans can be complicated and confusing. Knowing these terms and numbers will help new grads understand how their particular loan works. [Student Loan Hero]</p> <p><a href="http://www.currentoncurrency.com/not-spend-much-wedding-guest/">How to Not Spend Too Much as a Wedding Guest</a> &mdash; Pick the perfect gift from the wedding couple's registry and shop around to see where you can get it at the best price. [Current on Currency]</p> <p><a href="http://profinanceblog.com/4-smart-moves-to-make-when-planning-a-vacation-on-a-budget.html">4 Smart Moves to Make When Planning a Vacation on a Budget</a> &mdash; Sometimes, it can be cheaper to book directly with the hotel than it is through a travel website. [Pro Finance Blog]</p> <p><a href="http://www.positivityblog.com/index.php/2016/08/10/stop-for-simplicity/">3 Things You Need to Stop Doing to Live a Simpler Life</a> &mdash; Stop overcomplicating your relationship. If you want to know something, just ask. Be direct and do your best to communicate clearly. [The Positivity Blog]</p> <p><a href="http://parentingsquad.com/7-ways-to-throw-a-kids-birthday-party-on-a-budget">7 Ways to Throw a Kid's Birthday Party on a Budget</a> &mdash; Skip the usual goody bags, which will only become clutter in someone else's home. Instead, send your guests home with cookies, coupons to a local family spot, and a T-shirt that follows the party's theme. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-save-on-food-during-road-trips">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-fresh-ideas-for-healthy-road-trip-snacks">7 Fresh Ideas for Healthy Road Trip Snacks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-an-extra-109486-a-year">How to Save an Extra $1,094.86 a Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-travel-hacks-for-an-affordable-summer-road-trip">7 Travel Hacks for an Affordable Summer Road Trip</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-15-road-trip-snacks-make-it-all-about-the-journey">These 15 Road Trip Snacks Make It All About the Journey</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-worlds-most-affordable-michelin-starred-restaurants">The World&#039;s Most Affordable Michelin-Starred Restaurants</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Travel best money tips road trips Fri, 12 Aug 2016 09:30:37 +0000 Amy Lu 1770700 at http://www.wisebread.com 15 Little Known Ways to Save at Disneyland http://www.wisebread.com/15-little-known-ways-to-save-at-disneyland <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-little-known-ways-to-save-at-disneyland" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_92789511_MEDIUM.jpg" alt="learning how to save money at disneyland" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Disneyland is considered the &quot;happiest place on Earth,&quot; but if you look at the ticket prices, it is not the happiest place for your budget. Despite the pricey tickets, Disneyland is still a <a href="http://www.wisebread.com/4-reasons-you-should-splurge-on-experiences-not-things">fun and magical place</a> to visit for the whole family. Here are some overlooked tips for enjoying Disneyland on a budget.</p> <h2>1. Be Prepared</h2> <p>We went to Disneyland recently for my four-year-old's birthday. All month, it had been in the high 80s, so we did not think to bring extra clothes. Of course, once we were in the park, the weather was chilly, and my daughter was uncomfortable. We ended up spending $50 on an Elsa sweater to keep her warm.</p> <p>Had we been prepared, we would've brought a sweater so that we wouldn't have had to waste the money. The funny thing is that Costco now has a very similar Elsa sweater for less than $10. I suggest you also bring a change of clothes and maybe even a poncho, especially if your little one loves to go on the water rides.</p> <h2>2. Shop the Wal-Mart or Target Near Disneyland</h2> <p>Wal-Mart and Target near Disneyland both have a lot of Disney memorabilia, clothing, and souvenirs similar to those offered at the parks. The only difference is you'll pay much less at these stores than on Main Street.</p> <h2>3. Use the Disney Credit Card</h2> <p>Disney offers a <a href="http://www.wisebread.com/which-disney-credit-card-is-best-for-you">Disney credit card</a> without an annual fee. Having it allows you to access to a special character meet-and-greet area. This card can also offer you discounts on Disney purchases, as well as special rewards for Disney spending.</p> <h2>4. Get a Multiday Pass</h2> <p>If you're going to experience Disneyland, <em>really </em>experience it. A one-day ticket for just Disneyland can cost $95-$119 per adult, depending on the day you go. However, a three-day park hopper ticket costs $295 per adult, which allows you to visit both Disneyland and California Adventure, as well as expand your trip over three days.</p> <h2>5. Go Offseason</h2> <p>Not only are offseason tickets lower in price, but it's also a more enjoyable time to go. Check the <a href="http://www.isitpacked.com/disneyland-crowd-forecast-predictor-calendar/">Is It Packed? calendar </a>to get a better idea of when to visit. Try to pick a &quot;ghost town&quot; day to really enjoy the park.</p> <h2>6. Consider the Season Pass</h2> <p>The season pass prices start at $329 per person and grant admission to both parks for the full year. With the lowest level of the season pass, there are quite a few blackout days. However, if you visit the park at least four days, you would have already saved money. I live an hour and a half away from Disneyland, and I know many families that take advantage of this deal, usually going once or twice a month. For the Disney lover, season passes are a great deal, but if you're on a strict budget, the season pass might not be for you. Not only will you have the cost of the passes, but you must also factor in gas, parking, and food expenses as well.</p> <h2>7. Bring a DIY Autograph Book</h2> <p>Autograph books are a lot of fun for kids. You can either find a discounted Disney autograph book, or you can make your own. You can even find a small, cute notebook at the dollar store and decorate it with Disney stickers.</p> <p>If you are a little more tech-savvy, you can collect signatures on an iPad or tablet device with a touch screen pen. This will then allow you to upload them alongside pictures from your trip into a digital file that you can then use to create your own Disney scrapbook.</p> <h2>8. Buy a Photopass or Use Photopass Photographer</h2> <p>We opted into getting the Photopass day pass for $39, so that we didn't have to lug our camera around. It was extremely convenient, and now we have over 30 pictures from our special trip available to download. You can also choose to skip the pass and just ask the photographers in the Photopass locations to take your photo for you with your phone or camera.</p> <h2>9. Download the Disneyland App</h2> <p>The free Disneyland app is extremely useful to use in the park. It will tell you the wait times of rides and attractions, as well as show you locations of characters and Photopass spots.</p> <h2>10. Bring Your Own Snacks</h2> <p>The rules of outside food and drinks is not the clearest, however, my diaper bag of snacks and water were not looked down upon when we went. Disneyland is very accommodating for individuals with special dietary needs. Bring your own water bottles and light snacks, and if you're hungry for more, just leave the park for a bit and eat at a nearby restaurant.</p> <h2>11. Stay in a Budget Hotel</h2> <p>The hotels closest to the park are pricey, but there are many other affordable hotels within a five-mile radius. Most also offer affordable shuttle rides to the park so you can avoid paying for parking.</p> <h2>12. Pay With Disney Gift Cards</h2> <p>Paying with Disney gift cards will allow you to save more on ticket prices, souvenirs, and food at the park. You can even find Disney gift cards for up to 9% off at <a href="https://www.giftcardgranny.com/buy-gift-cards/disney-store/">Gift Card Granny</a>.</p> <h2>13. Use a SoCal City Pass</h2> <p>The <a href="http://www.citypass.com/southern-california">SoCal City Pass</a> is a great deal for $341 per adults. The pass includes three-day admission to both Disney parks, as well as admission to SeaWorld and Legoland.</p> <h2>14. Special Discounted Tickets</h2> <p>Disneyland offers special ticket discounts to several different groups of people, including active military, teachers, credit union members, and even college students. Check with your place of employment to see if you can buy discounted tickets. Through my husband's work benefits, we are able to save $10 per ticket.</p> <h2>15. Take Kids Before Three</h2> <p>Kids under three years old can visit for free, and this goes for one-day tickets and annual pass holders alike. My friends have twin daughters, and they took advantage of owning season passes before their daughters turned three. Therefore, every time they went, it cost about $35&ndash;$50 per trip, factoring in how often they went and the extra gas they had to pay for.</p> <p><em>How do you save money at Disneyland? Share with us!</em></p> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F15-little-known-ways-to-save-at-disneyland&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F15%20Little%20Known%20Ways%20to%20Save%20at%20Disneyland.jpg&amp;description=15%20Little%20Known%20Ways%20to%20Save%20at%20Disneyland" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/15%20Little%20Known%20Ways%20to%20Save%20at%20Disneyland.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/15-little-known-ways-to-save-at-disneyland">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-15-road-trip-snacks-make-it-all-about-the-journey">These 15 Road Trip Snacks Make It All About the Journey</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-budget-friendly-beach-destinations">6 Budget-Friendly Beach Destinations</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-rules-thatll-save-you-big-in-babys-first-year">5 Money Rules That&#039;ll Save You Big in Baby&#039;s First Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-save-and-make-money-while-traveling">12 Ways to Save and Make Money While Traveling</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-use-new-toys-to-teach-kids-about-money">How to Use New Toys to Teach Kids About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Family Travel Disney Disneyland family fun family vacation saving money saving money at disneyland savings hacks Thu, 11 Aug 2016 10:00:07 +0000 Ashley Eneriz 1766248 at http://www.wisebread.com 7 Ways to Avoid Credit Card Fraud While Traveling http://www.wisebread.com/7-ways-to-avoid-credit-card-fraud-while-traveling <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-ways-to-avoid-credit-card-fraud-while-traveling" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/credit_card_fraud_56707570.jpg" alt="Learning ways to avoid credit card fraud while traveling" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Credit card fraud is more than just a mild annoyance and risk when you're on the road &mdash; it can bring your travel plans to a halt. But you can outsmart thieves. By using one of these <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=travel">best travel rewards credit cards</a> and following these seven tips, you can minimize the risk of fraud and better enjoy travel!</p> <h2>1. Get an RFID Blocked Wallet</h2> <p>Did you know that credit card thieves don't actually have to touch your wallet in order to steal your credit card? They never even have to see your card or your wallet. All they have to do is brush up against you with an RFID scanner and they'll have your full name, credit card number, expiration date, and even your passport information.</p> <p>To easily avoid this, you can pick up an <a href="http://amzn.to/2aOhoUD">RFID Blocked wallet</a> and <a href="http://amzn.to/2anT8up">passport case</a> on Amazon for around $15. They look like normal wallets but they protect your cards and your personal information from would be identity thieves and credit card hackers.</p> <h2>2. Beware of Insecure Internet Connections</h2> <p>It's inevitable when you're traveling that you'll see this message on your screen at some point:</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/Screen%20Shot%202016-08-05%20at%207.00.36%20PM.png" width="605" height="408" alt="" /></p> <p>When you're using unsecured Wi-Fi connections at hotels, Internet cafes, restaurants, bars, and public parks, everything you type into your browser could potentially be monitored and stolen from you.</p> <p>Whenever you see this warning before browsing, try your best to avoid entering passwords, especially those on your banking and credit card sites. Most banking sites will allow you to access their secure page. Make sure any URL is preceded by <strong>https://</strong> rather than <strong>http://</strong>.</p> <p>You can also get a plug-in for your browser like HTTPS Everywhere (available on <a href="https://addons.mozilla.org/en-US/firefox/addon/https-everywhere/">Firefox</a>, <a href="https://chrome.google.com/webstore/detail/https-everywhere/gcbommkclmclpchllfjekcdonpmejbdp?hl=en">Chrome</a>, and <a href="https://addons.opera.com/en/extensions/details/https-everywhere/">Opera</a>), which will do this automatically. Another solution is SurfEasy VPN, which helps encrypt your data when you're using a public connection.</p> <h2>3. Clear Cookies, Passwords, and Browsing History</h2> <p>Make sure you log out of everything, delete your history whenever you access your email or other password-sensitive web pages from a computer other than your own, and clear cookies and caches on the browser. You want to leave no traces of your personal identification or password information on public computers. To prevent ever having to clear the cache, you can also browse &quot;incognito&quot; in Chrome or &ldquo;private&rdquo; in Firefox.</p> <h2>4. Never Let Your Card Out of Sight</h2> <p>In some places, it's very common to have your credit card information stolen by wait staff at restaurants when you give them your card to pay. If you can, always keep an eye on your card and never let it out of your sight. Consider going up to the counter to pay, rather than leaving it in the bill slip for the waiter to deal with.</p> <h2>5. Memorize (or Write Down) the Theft Hotline Number</h2> <p>The minute you notice that your card has been lost or stolen, you should report it. The sooner you can submit a claim to the lost or stolen card office, the more likely you will be protected against unauthorized charges.</p> <h2>6. Set an Alert</h2> <p>Many credit card providers offer email and SMS alerts that will beep at you when your balance goes over a certain amount. If someone does end up stealing your card and spends a bunch of money all at once, you'll be notified.</p> <p>You may be surprised at how long it takes for people to realize that they've had their card stolen. It can be weeks or even months, depending on how many cards are in the wallet and how often the stolen card is used.</p> <h2>7. Monitor Spending Even After You Return Home</h2> <p>It's always a good idea to do a quick follow-up on your credit card history even after you return home. Smart credit card thieves will steal your credit card information, and wait until you&rsquo;re not so on guard to use it.</p> <p>For a couple of months after returning home, go online and check your statements to make sure that you can account for every single purchase. If there is one that you don't recognize, contact your credit card provider right away and start an investigation.</p> <h2>Be Smart... Not Scared</h2> <p>Credit card fraud is a legitimate worry while traveling, but with increasingly effective fraud protection programs and great credit card customer service lines, you really aren't at too much risk of personal loss, as long as you quickly claim any unauthorized purchases on your account. Travel safe, keep your card close, and be aware of your charges.</p> <p><em>Have you ever been a victim of credit card fraud?</em></p> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-ways-to-avoid-credit-card-fraud-while-traveling&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%20Ways%20to%20Avoid%20Credit%20Card%20Fraud%20While%20Traveling.jpg&amp;description=7%20Ways%20to%20Avoid%20Credit%20Card%20Fraud%20While%20Traveling" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/7%20Ways%20to%20Avoid%20Credit%20Card%20Fraud%20While%20Traveling.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/7-ways-to-avoid-credit-card-fraud-while-traveling">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/follow-these-5-credit-card-rules-when-traveling-abroad">Follow These 5 Credit Card Rules When Traveling Abroad</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bankamericard-travel-rewards-more-rewards-for-more-travel">BankAmericard Travel Rewards®: More Rewards for More Travel</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/little-known-trick-to-getting-exclusive-travel-discounts-and-rewards">Little Known Trick to Getting Exclusive Travel Discounts and Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-an-extra-109486-a-year">How to Save an Extra $1,094.86 a Year</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel computers fraud protection online shopping passports passwords stealing theft unsecure wi-fi Wed, 10 Aug 2016 10:30:07 +0000 Nick Wharton 1767287 at http://www.wisebread.com Best Money Tips: How to Get the Most From Your Next Hotel Stay http://www.wisebread.com/best-money-tips-how-to-get-the-most-from-your-next-hotel-stay <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-get-the-most-from-your-next-hotel-stay" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_hotel_breakfast_64805397.jpg" alt="Couple getting the most from their hotel stay" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to get the most from your next hotel stay, the myths and realities of &ldquo;doing what you love&rdquo;, and enterprising ways to make money from Pokémon Go.</p> <h2>Top 5 Articles</h2> <p><a href="http://bargainbriana.com/3-ways-to-get-the-most-from-your-hotel-stay/">3 Ways to Get the Most From Your Hotel Stay</a> &mdash; Before you arrive, call the hotel to see they provide for free. This way, you know what toiletries and supplies you'll need to bring and what you can leave at home. [Bargain Briana]</p> <p><a href="http://www.thesimpledollar.com/the-myths-and-realities-of-doing-what-you-love/">The Myths and Realities of &lsquo;Doing What You Love&rsquo;</a> &mdash; Don't expect to love a job 100% of the time. No matter what your job, there will always be tasks that you don't enjoy. [The Simple Dollar]</p> <p><a href="http://fitzvillafuerte.com/12-enterprising-ways-make-money-pokemon-go.html">12 Enterprising Ways to Make Money from Pokémon Go</a> &mdash; Business owners have discovered a number of different ways to make money from Pokémon Go, but you don't have to have a business to benefit from the game's popularity. [Ready To Be Rich]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0731/Flying-to-Europe-Go-through-the-Dublin-Airport">Flying to Europe? Go through the Dublin Airport.</a> &mdash; Direct flights to Dublin are the cheapest in Europe, and you won't have to worry about changing currencies or language issues. [The Monitor]</p> <p><a href="http://www.popsugar.com/smart-living/Bed-Bath-Beyond-Facts-42160248#photo-42160248">5 Little-Known Facts Bed Bath &amp; Beyond Shoppers Will Love</a> &mdash; Did you know that Bed Bath &amp; Beyond Inc. also owns Cost Plus World Market, buybuy BABY, Christmas tree Shops, Harmon Stores, Of a Kind, and One Kings Lane? [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://productivitytheory.com/productivity-in-the-workplace/">Productivity In The Workplace: 5 Ways To Take It To A New Level</a> &mdash; Want to be more productive at work? First, you have to know exactly how unproductive you are. [Productivity Theory]</p> <p><a href="http://frugalbeautiful.com/blog/6-tactics-budget-savvy/">6 Tactics To A Better Wardrobe On A Budget</a> &mdash; Fashion trends distract you from having a gorgeous wardrobe that brings you confidence. [Frugal Beautiful]</p> <p><a href="http://www.thefrugaltoad.com/household/essential-tips-frugal-bedroom-makeover">Essential Tips for a Frugal Bedroom Makeover</a> &mdash; Soft neutral shades are more conducive to a relaxing atmosphere, so stick to subdued tones for your bedroom's color scheme. [The Frugal Toad]</p> <p><a href="http://www.mydollarplan.com/skip-these-expenses-to-cut-your-spending/">Skip These Expenses to Cut Your Spending</a> &mdash; If you usually cut your hair once a month, can you try letting it grow for another week or two before your next cut? Stretching it to 6 weeks means you just saved 4 trips a year. [My Dollar Plan]</p> <p><a href="http://patverettosfrugalliving.blogspot.com/2016/08/create-prescription-bottle-sewing-kit.html">Create a Prescription Bottle Sewing Kit</a> &mdash; A prescription bottle is small enough to fit in any purse and large enough to hold everything you need for a basic sewing kit. [Pat Veretto's Frugal Living Blog]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-get-the-most-from-your-next-hotel-stay">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-book-an-amazing-cheap-vacation-package">How to Book an Amazing Cheap Vacation Package</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/travel-resources">40 Most Useful Travel Websites That Can Save You a Fortune</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-hotel-hacks-from-professional-travelers">25 Hotel Hacks From Professional Travelers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-travel-hacks-for-an-affordable-summer-road-trip">7 Travel Hacks for an Affordable Summer Road Trip</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-easy-way-to-negotiate-a-cheaper-hotel-room">The Easy Way to Negotiate a Cheaper Hotel Room</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel best money tips hotels Wed, 10 Aug 2016 10:00:16 +0000 Amy Lu 1769108 at http://www.wisebread.com Are Airline or Travel Rewards Credit Cards the Better Deal? http://www.wisebread.com/are-airline-or-travel-rewards-credit-cards-the-better-deal <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/are-airline-or-travel-rewards-credit-cards-the-better-deal" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_map_credit_card_94754805.jpg" alt="Woman learning if airline or travel credit cards are better" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There is a battle underway for a place in the wallets of credit card users who value travel rewards. In one corner are the traditional <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">airline credit cards</a>, which offer frequent flyer miles, as well as perks and benefits when traveling with a particular airline.</p> <p>Putting up a great fight against these traditional airline cards are the new crop of general travel rewards cards. These travel reward cards are not associated with a single airline. Rather, they offer points and miles that are worth a fixed amount toward travel reservations, or they can offer points that can be transferred to miles with several different airlines, and even hotels, allowing more flexibility when redeeming rewards for travel.</p> <p>The <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">best travel rewards card</a> for you depends on your travel preferences.</p> <h2>The Current State of Airline Credit Cards</h2> <p>It wasn't that long ago that frequent flyer miles were like gold. Airlines published award charts, and travelers simply had to accumulate enough miles and then redeem them for the flights they wanted. And when miles were redeemed for expensive flights in business class, or reservations with little advance notice, it was possible to receive tremendous value from these miles.</p> <p>But now, airlines have devalued their miles by raising the number of miles needed for award seats, and by reducing the number of award seats available. However, these airline credit cards attract frequent flyers by offering an array of perks and benefits that save money and time, and provide comfort and convenience. These benefits include a free checked bag, priority boarding, in-flight discounts, access to airport lounges, and more.</p> <p>These cards make sense for travelers who are committed to flying a single airline, are flexible with travel times, and can use the additional benefits. Flying frequently with that airline will rack up miles faster than using another credit card because of the extra bonus points.</p> <h2>The Case for General Travel Reward Cards</h2> <p>For those who travel infrequently, or like to have flexibility in which airline they fly, the more general travel rewards cards will work better. Whether it's a card that can transfer points to various airline partners, or a card that simply offers a statement credit for any travel purchase, users won't get stuck with sold-out award seats or overpriced ones.</p> <p>Finally, these general travel reward cards are more likely to offer bonus points or miles for non-travel categories, so infrequent travelers can still rack up <a href="http://www.wisebread.com/best-credit-cards-for-everyday-purchases?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=cc_article">points for everyday purchases</a>.</p> <h2>Bottom Line</h2> <p>By examining your travel habits and the way you like to redeem your miles, the right kind of travel rewards credit card for your needs will become clear. (See also: <a href="http://www.wisebread.com/choose-the-best-travel-rewards-credit-card-with-this-guide?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=cc_article">Use this Guide to Choose the Best Travel Rewards Credit Card for You</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/are-airline-or-travel-rewards-credit-cards-the-better-deal">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-expert-tips-for-redeeming-miles-for-free-travel">12 Expert Tips for Redeeming Miles for Free Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-use-travel-rewards-cards-to-get-free-trips">9 Ways to Use Travel Rewards Cards to Get Free Trips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-airline-miles-secrets-only-frequent-flyers-know">5 Airline Miles Secrets Only Frequent Flyers Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-smart-travel-hacks-only-frequent-flyers-know">5 Smart Travel Hacks Only Frequent Flyers Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-sneaky-vacation-costs-that-add-up-quickly">10 Sneaky Vacation Costs That Add Up Quickly</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Travel benefits best value flying frequent flyers miles rewards vacation Tue, 09 Aug 2016 09:30:31 +0000 Jason Steele 1767288 at http://www.wisebread.com These 15 Road Trip Snacks Make It All About the Journey http://www.wisebread.com/these-15-road-trip-snacks-make-it-all-about-the-journey <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-15-road-trip-snacks-make-it-all-about-the-journey" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_90996541_MEDIUM.jpg" alt="delicious road trip snacks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>As children of the '60s, my husband and I spent a lot of time in hot station wagons on car trips. Stopping for gas meant gas only, not junk food, and a trip to the bathroom. Eating out was rarely an option. Instead, we were fed car snacks, and occasionally had a picnic lunch. To this day, on even short trips, my husband and I pack food for the road.</p> <p>My mother elevated road trip food to an art form, using a special picnic basket, and whipping up special foods we didn't usually just have around the house. My dad would find nice spots to stop and picnic so the trip was broken up into pleasant outings.</p> <p>You'll want to pack small ice chests with blue ice blocks to store water, other beverages, any perishable snacks, and wet washcloths, packed in a sandwich bag (nice for cooling off or a good wiping down). Stay away from greasy or oily foods, which are not only messy, but may upset stomachs. Also, avoid foods and drinks that stain if spilled.</p> <p>Here are 15 delicious, frugal road trip snacks to keep you going.</p> <p>See also: <a href="http://www.wisebread.com/7-travel-hacks-for-an-affordable-summer-road-trip?ref=seealso">7 Travel Hacks for an Affordable Summer Road Trip</a></p> <h2>1. Homemade Trail Mix</h2> <p>Sure, you can buy it all pre-mixed, but why not make it yourself and save some money? &quot;Classic&quot; trail mix usually contains cashews, peanuts, almonds, raisins, and M&amp;M's. Before buying all of those ingredients, though, check your pantry for dried fruit, other nuts, and cereal. You might as well use those up. If nuts or cereal are a little stale, just toast in a low oven (200&ordm;F) for about 10 minutes to crisp them up. Nice additions are craisins, coconut pieces, crackers, and pretzels.</p> <h2>2. Energy Bars</h2> <p>These <a href="https://www.hawaiianelectric.com/recipes/find-a-recipe/energy-bars">energy bars</a>, which are extremely popular in Hawaii, travel well and aren't messy like traditional crumbly granola bars. Store the bars individually in waxed paper; twist the ends to seal.</p> <h2>3. Fruit</h2> <p>Select fruit that travels well. This rules out peaches, nectarines, and bananas. Stick to apples, grapes, clementines, oranges, and other nonstaining, non-smelly, and non-sticky fruits.</p> <h2>4. Veggies</h2> <p>You'll feel pretty virtuous if you snack on veggies while you cruise the highway. Good travelers are: baby carrots, snap peas, celery sticks, and even radishes. Wash and pack into small plastic bags; store in the ice chest to keep them more refreshing and crispy.</p> <h2>5. Nuts</h2> <p>Nuts are a great snack for road trips, but you'll pay more if you buy them in individual packages or cans. Make your own <a href="http://markbittman.com/roasted-nuts-so-easy-so-good/">roasted, salted nuts</a> and pack into small snack-sized bags. I like the addition of curry powder, or cumin and red pepper flakes.</p> <h2>6. Snack Mix</h2> <p>My mother cranked this classic <a href="http://allrecipes.com/recipe/87605/original-chex-party-mix/">snack mix</a> out at regular intervals (in the oven, though, not the microwave). I still love it. Try substituting goldfish crackers for the bagel chips, and toss in some oregano. Great stuff.</p> <h2>7. Cheese</h2> <p>Was string cheese developed for road trips? It's such a perfect car snack. Keep it frugal by buying the large bags, not the individual sticks.</p> <h2>8. Soup</h2> <p>Mom filled a large thermos with soup when we were heading someplace chilly. I recommend pulling the car over for a soup break, lest you burn yourself or make a mess. Some of my mom's tried-and-true were <a href="http://allrecipes.com/recipe/13041/my-best-clam-chowder/">clam chowder</a>, <a href="http://www.tasteofhome.com/recipes/old-fashioned-turkey-noodle-soup">turkey noodle</a>, and <a href="http://www.bettycrocker.com/recipes/split-pea-soup/6fe46425-366d-4c2f-b68c-1dc824391f60">split pea</a>. She'd bring along breadsticks, too, to round things out.</p> <h2>9. Sandwiches</h2> <p>I don't like sandwiches on road trips, normally, because they tend to get mushy and I have a phobia about that. There is one exception, though: peanut butter sandwiches. Don't be feeding kids egg salad or tuna unless you want to ride the vomit comet.</p> <h2>10. Animal Crackers</h2> <p>I love these, in their colorful, tiny circus-print boxes. They still entertain me, and they are cholesterol-free.</p> <h2>11. Jerky</h2> <p>Pack beef, turkey, or even fish jerky for a non-messy, high-protein treat.</p> <h2>12. Muffins</h2> <p>Either made sweet or savory, muffins are portable and low on the &quot;messiness&quot; scale. These <a href="http://allrecipes.com/recipe/222601/zucchini-chocolate-chip-muffins/">zucchini-chocolate chip</a> muffins will be a hit.</p> <h2>13. Popcorn</h2> <p>Popcorn has one disadvantage: You'll need to vacuum after the trip. However, it's crunchy and delicious. Try gussying it up with this <a href="http://www.rachaelray.com/recipes/black-pepper-and-parm-cheesy-popcorn">black pepper and parm recipe</a>.</p> <h2>14. &quot;Fried&quot; Chicken</h2> <p>Because it's <a href="http://www.bettycrocker.com/recipes/oven-fried-chicken-tenders/46a69e4d-4c31-485b-9d43-67d40b353f2e">oven-baked</a>, it meets my road trip non-greasy criteria. Bake the night before and chill.</p> <h2>15. Pinwheels</h2> <p>These <a href="http://www.julieseatsandtreats.com/tortilla-pinwheels/">tortilla pinwheels</a> pass the road test because they are a perfect bite size. They're also non-messy and non-greasy.</p> <p><em>What else makes for a great road trip snack? Share with us!</em></p> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthese-15-road-trip-snacks-make-it-all-about-the-journey&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThese%2015%20Road%20Trip%20Snacks%20Make%20It%20All%20About%20the%20Journey.jpg&amp;description=These%2015%20Road%20Trip%20Snacks%20Make%20It%20All%20About%20the%20Journey" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/These%2015%20Road%20Trip%20Snacks%20Make%20It%20All%20About%20the%20Journey.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/marla-walters">Marla Walters</a> of <a href="http://www.wisebread.com/these-15-road-trip-snacks-make-it-all-about-the-journey">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-little-known-ways-to-save-at-disneyland">15 Little Known Ways to Save at Disneyland</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-an-extra-109486-a-year">How to Save an Extra $1,094.86 a Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-useful-items-hotels-usually-provide-for-free">14 Useful Items Hotels Usually Provide for Free</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-budget-friendly-beach-destinations">6 Budget-Friendly Beach Destinations</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-worlds-most-affordable-michelin-starred-restaurants">The World&#039;s Most Affordable Michelin-Starred Restaurants</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Food and Drink Travel road trip road trip snacks saving money snacks travel hacks Fri, 05 Aug 2016 10:30:07 +0000 Marla Walters 1766247 at http://www.wisebread.com 5 Airline Miles Secrets Only Frequent Flyers Know http://www.wisebread.com/5-airline-miles-secrets-only-frequent-flyers-know <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-airline-miles-secrets-only-frequent-flyers-know" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/toy_plane_map_65033677.jpg" alt="Learning miles secrets only frequent flyers know" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most frequent flyers are experts at collecting and redeeming miles for free travel. They know all the tricks for squeezing a bit more value from each point, where to find more award seats, and secrets to getting miles faster. These are the little known secrets for getting more miles and value so you can be on your way to your next <a href="http://www.wisebread.com/how-i-redeemed-a-12000-family-vacation-with-credit-card-rewards-in-2-months?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=tavel">free vacation</a>. (See also: <a href="http://www.wisebread.com/5-steps-to-getting-a-free-or-close-to-free-vacation-in-9-months-or-less-with-credit-cards?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=travel">How to Get a Free Vacation through Credit Card Rewards in Less Than 9 Months</a>)</p> <h2>1. You Can Earn More Miles on the Ground Than in the Air</h2> <p>Even for frequent travelers, most airline miles are earned on the ground, not in the air. That's because <a href="http://www.wisebread.com/5-best-co-branded-airline-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=travel">airline credit cards</a> award miles based on how much you <em>spend</em>, not how <em>far you fly</em>. That includes nonflying purchases. Use your card to pay for all your expenses and watch your miles add up.</p> <h2>2. You Don't Need an Airline Credit Card</h2> <p>Some of the <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=travel">best travel rewards credit cards</a> aren't airline branded cards, but their <a href="http://www.wisebread.com/5-best-credit-cards-that-transfer-points-to-airline-miles?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=travel">points can be transferred to the airline miles</a> of your choice. This gives you more flexibility in choosing the card that offers the most points for the category you spend the most in. Choose a card that offers <a href="http://www.wisebread.com/the-5-best-credit-cards-for-dining-out?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=travel">bonus points for dining</a> if you frequent restaurants often. Get a card that offers <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries?utm_source=wisebread&amp;utm_medium=internal&amp;utm_campaign=travel">high grocery rewards</a>. This will help you earn more points faster.</p> <h2>3. Not All Redemption Opportunities Offer the Same Value</h2> <p>Frequent travelers know how to look for <em>value</em> when redeeming their miles. Planning ahead of time to grab the best award price and comparing different routes will get you a much higher value for your hard earned points.</p> <h2>4. Look for Award Flights on Partner Airlines</h2> <p>If you're searching for award seats on a particular airline, look up the partners that also accept that airline's miles, and search for flights through them. Sometimes award seats show up on a partner site search rather than the specific airline site you're looking to fly on. Sometimes fees are much lower for the same flight through a partner airline. (See also: <a href="http://www.wisebread.com/how-airline-partnerships-can-supercharge-your-travel-rewards?utm_source=wisebread&amp;utm_medium=seealso&amp;utm_campaign=travel">The Secret to Getting the Cheapest Award Flights</a>)</p> <h2>5. Look for Business and First Class International Flights</h2> <p>You might think that business or first class seats are out of your reach, but when it comes to miles, a seat in business class on an international flight that would normally cost two to three times the cost of a coach seat, might only be 50% more miles. Instead of using your miles for a few domestic flights, saving them for upgraded seats on an international flight would give you much more value for your points.</p> <p><em>Do you play the airline miles game? How do you wring out the most value?</em></p> <h2 style="text-align: center;">Like this post? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-airline-miles-secrets-only-frequent-flyers-know&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%20Airline%20Miles%20Secrets%20Only%20Frequent%20Flyers%20Know.jpg&amp;description=5%20Airline%20Miles%20Secrets%20Only%20Frequent%20Flyers%20Know" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Airline%20Miles%20Secrets%20Only%20Frequent%20Flyers%20Know.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/5-airline-miles-secrets-only-frequent-flyers-know">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-airline-or-travel-rewards-credit-cards-the-better-deal">Are Airline or Travel Rewards Credit Cards the Better Deal?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-expert-tips-for-redeeming-miles-for-free-travel">12 Expert Tips for Redeeming Miles for Free Travel</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-use-travel-rewards-cards-to-get-free-trips">9 Ways to Use Travel Rewards Cards to Get Free Trips</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-my-family-scores-free-travel-with-credit-cards">6 Ways My Family Scores Free Travel With Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-flight-booking-hacks-to-save-you-hundreds">10 Flight Booking Hacks to Save You Hundreds</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel airline miles flights frequent flyers international points rewards vacation value Thu, 04 Aug 2016 10:00:08 +0000 Jason Steele 1764990 at http://www.wisebread.com