drinking http://www.wisebread.com/taxonomy/term/258/all en-US How to Prevent a Drunken Online Shopping Spree http://www.wisebread.com/how-to-prevent-a-drunken-online-shopping-spree <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-prevent-a-drunken-online-shopping-spree" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/guy_at_home.jpg" alt="Guy at home" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It used to be that drinking and shopping took some effort on your part, since you had to get yourself to a brick-and-mortar store in order to actually make purchases. It wasn't really a situation many of us would find ourselves in. But online shopping has made it possible to shop while buzzed.</p> <p>Browsing Amazon or eBay after a night of drinking may not seem like a terrible habit to indulge in. You're safe at home, after all, and you can crash in bed after your wine and shopping binge &mdash; and there's always that hilarious moment several days later when your purchase finally arrives and you get to open the mystery box. But drunken shopping sprees aren't cheap. According to a Finder.com survey, the <a href="https://www.finder.com/how-much-do-americans-spend-after-having-a-few-drinks" target="_blank">average amount of money that drunk shoppers spend</a> in a single evening of tipsy debauchery is $206.</p> <p>While having a funny souvenir of a memorable night may be a justifiable use of your money the first time it happens, making a habit of drunk shopping can throw a major wrench in your financial plans. Here are six ways you can keep your wallet safe from your worst shopping impulses when you are tempted to drink and shop.</p> <h2>1. Carry cash</h2> <p>While most drunken shopping sprees are now happening online, in-person tipsy shopping is still a problem. This tends to be more of an issue when your drinking venue is close to a shopping destination &mdash; like when you are on vacation and can drift from the bar to the cute boutiques without having to set foot in a vehicle. There are also plenty of opportunities for you to spend your money in person after a few drinks have loosened your purse strings, including &quot;Sip and Shop&quot; events set up specifically to encourage that behavior.</p> <p>The easiest way to thwart yourself from making unnecessary purchases is by carrying cash for the evening. That helps you to reduce the potential damage you can do to your finances by limiting the amount of money you can spend in one evening. (See also: <a href="http://www.wisebread.com/is-an-all-cash-diet-right-for-you?ref=seealso" target="_blank">Is an All-Cash Diet Right for You?</a>)</p> <h2>2. Post sticky notes everywhere</h2> <p>Believe it or not, sticky notes can be a form of time travel. Your past self can use the sticky note to remind your future drunk self why you don't want to waste your money on more iTunes purchases or cute shoes. If you know you're likely to shop under the influence, write out notes to yourself about why drunk shopping is a bad idea. Go ahead and list the reasons why you are going to regret your purchase in the morning.</p> <p>While a single sticky note can get this across, putting additional notes so that your computer screen is covered with them will really force your future self to remember that your past self is serious about this issue.</p> <h2>3. Turn off one-click ordering</h2> <p>One-click ordering means you can go from being unaware an item exists, to coveting it, to buying it, all within seconds. Add some beer to that equation, and it's even more likely that you'll be scratching your head over a delivery in a few days while lamenting your lighter wallet.</p> <p>Removing your credit card information from your favorite retail sites can help to curb your drunken shopping habits, since you will have to get up to get your wallet and enter in your credit card information in order to complete your sale. The work necessary to enter in your information will either sober you up enough to make you question your need for cardboard cutouts of the Golden Girls, or will be more typing than you can handle in your inebriated state.</p> <p>This is also a good reason to remove your account information on any shopping sites, so that you are forced to type in your mailing address every time you shop. That can be enough of a barrier to keep you from recklessly drinking and buying. (See also: <a href="http://www.wisebread.com/39-mindless-ways-youre-wasting-money-in-every-part-of-your-life?ref=seealso" target="_blank">39 Mindless Ways You're Wasting Money in Every Part of Your Life</a>)</p> <h2>4. Block retail sites when you know you will be drinking</h2> <p>There are many apps and browser extensions out there to help force you to be productive when you are feeling the siren's song of your Twitter or Facebook feed. But these tools can also help you to manage your drunk purchasing behavior. Simply set your app or browser extension to block you out of shopping sites anytime you are likely to be drinking &mdash; such as on Friday evenings or after your weekly happy hour with friends.</p> <h2>5. Remove shopping apps from your phone</h2> <p>It's entirely possible to spend your rent money without leaving your house or even booting up your laptop, which means you will need to cut off this additional source of temptation: shopping apps on your phone. Not only do these apps make it far too easy to shop after you've had a few, they don't do you any favors while you are sober, either. These apps allow you to spend money without feeling any pain of payment, which makes them especially dangerous when you are drunk.</p> <p>Remove those apps from your phone, and consider replacing them with apps that will also be fun to surf without spurring you to spend money. For instance, the Pinterest app can give you the feeling of virtual window shopping.</p> <h2>6. Be prepared to make returns</h2> <p>While opening up the mystery box you receive after a night of drunk shopping can be exciting, it's a much better policy to simply return your purchases without opening them. Go ahead and send it back rather than clutter up your home with a purchase that only seemed like a good idea when you were at the bottom of a glass of wine.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/how-to-prevent-a-drunken-online-shopping-spree">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-items-you-should-never-buy-online">8 Items You Should Never Buy Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-shop-for-food-once-a-month-and-save-big">How to Shop for Food Once a Month and Save Big</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-one-question-you-should-ask-before-every-major-purchase">The One Question You Should Ask Before Every Major Purchase</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-checkout-line-tricks-to-finish-shopping-faster">5 Checkout Line Tricks to Finish Shopping Faster</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-its-better-to-buy-at-the-last-minute">6 Things It&#039;s Better to Buy at the Last Minute</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping drinking drinking habits drunk shopping online shopping shopping spree Shopping Tricks shopping while drunk Spending Money Mon, 12 Jun 2017 09:00:10 +0000 Emily Guy Birken 1963764 at http://www.wisebread.com What Booze Teaches Us About Money http://www.wisebread.com/what-booze-teaches-us-about-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-booze-teaches-us-about-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_40966788_MEDIUM.jpg" alt="what booze teaches us about money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Alcohol gets a bad rap for numbing the brain. But as it turns out, there are some <a href="http://www.businessinsider.com/what-alcohol-does-to-your-body-and-mind-2012-11">positive benefits</a> to responsible indulgence in wine, beer, or whiskey, too. A couple of drinks can increase your creativity, promote better and deeper sleep, and make you feel at ease. And <a href="http://www.foodandwine.com/articles/8-health-benefits-of-drinking-wine">moderate wine consumption</a> can reduce your risk of heart disease, heart attack, and diabetes. Now here's a benefit of alcohol consumption that you maybe haven't heard: A healthy relationship to alcohol can pave the way for improved fiscal health. Yes, we're serious. And we've got the logic to back it up. Here are a few ways in which a little booze can boost your financial literacy.</p> <h2>Wine Teaches Us to Develop a Knack for Value Forecasting</h2> <p>If you've ever been to a wine tasting, you know that the ability to sniff out the complexity of flavors before the stuff ever touches the tongue is a celebrated form of art. Likewise, the ability to forecast a stock's future value based on historical trends, an industry's present-day performance, and the current economic climate is more skill than gamble.</p> <p>&quot;Once you learn how to give wine a good sniff, you'll begin to develop the ability to isolate flavors &mdash; to notice the way they unfold and interact &mdash; and, to some degree, assign language to describe them,&quot; reads Wine Enthusiast magazine's guide to wine tasting for beginners. &quot;This is exactly what wine professionals &mdash; those who make, sell, buy, and write about wine &mdash; are able to do.&quot;</p> <p>Sounds a bit like the skills needed to succeed in playing the stock market, doesn't it? Indeed, the methods used in wine selection aren't much different from those used by skilled stock traders and investors. So the next time you go wine tasting or select a bottle of red, think about all of the subtle ways in which you're assessing a wine's taste and value, and remember to apply that same circumspection when maneuvering your personal stock trades and purchases.</p> <h2>Beer Teaches Us the Value of Seeing the Big Picture</h2> <p>It's Friday night. You get home and pour yourself a pint of beer. But no so fast! No matter how eager you are to unwind from the work week, a hasty pour is ill-advised. Pour slowly. This way, you'll avoid the foam.</p> <p>Why?</p> <p>Imagine for a moment that the <a href="http://www.wisebread.com/the-9-hidden-costs-of-drinking">beer in your glass</a> is a publically traded company. For example's sake, let's call it Microsoft. Congratulations, you are officially a Microsoft shareholder. If the beer is Microsoft, then the foam on top represents all of the daily trades that cause Microsoft's stock value to fluctuate. The value of your stock is in constant flux. Up and down and up and down it goes.</p> <p>As a Microsoft shareholder, you want to know how all of these trades are affecting the value of your shares, right? Not so, according to <a href="http://amzn.to/2dsu1V6">The Simple Path To Wealth</a> author Jim Collins. When a stock price jolts up high or sinks down low, it's hard to know what to make of it. Even the top day traders struggle to make sense of it all. Is a big daily point loss indicative of real loss in company value? Or is it just a little hiccup &mdash; background noise &mdash; soon to be forgotten by month's end? Bottom line: It's hard to say.</p> <p>Now, you want to make smart trades, right? So you're going to want to be able to develop some skill in assessing your stock's real value. That's where the ability to differentiate between all those little hiccups and the real ebb and flow in your stock's value are going to come in handy. If you distract yourself with the background noise &mdash; if you crowd your pint glass with foam &mdash; you're going to have a hard time zeroing in on what's really going on. And what is really going on? Well, look at your annual shareholder statements. Take a peek at the monthly ones, too. These monthly and yearly value fluctuations show real trends. Not insignificant hiccups, but trends.</p> <h2>Whiskey Teaches Us That the Best Things Take Time</h2> <p>A good whiskey takes years to mature. And, if we're talking high-end whiskey, then it's safe to bet it was left to age in a barrel for 10-20 years. Indeed, <a href="http://www.telegraph.co.uk/foodanddrink/foodanddrinknews/7422701/Worlds-oldest-whisky-goes-on-sale-for-10000-a-bottle.html">the world's oldest whiskey</a> developed its complex, woody flavor over a period of 70 years. If the cask had been popped open and poured out sooner, it simply wouldn't have been as valuable, nor as good.</p> <p>In whiskey, like in saving for retirement, patience is a virtue. So is an enduring commitment to making small, incremental steps toward a future goal &mdash; be it a good spirit or a comfortable golden years era. That's why, in many ways, it can be helpful to think of your long-haul effort to save for retirement as a journey to make a really great whiskey. Set and stick to a realistic savings goal, make smart investments, and live within your means. This stuff isn't easy, and it's certainly not always fun, but there's big payoff to be had for all your efforts. Like when you reach your 60s with a sizable nest egg to show for all your hard work. And when you reach that wonderful day, why not consider celebrating with whiskey? After all, you've earned it.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/what-booze-teaches-us-about-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-save-money-when-getting-your-drink-on">15 Ways to Save Money When Getting Your Drink On</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-9-hidden-costs-of-drinking">The 9 Hidden Costs of Drinking</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/alcohol-is-good-for-your-heart">Alcohol is good for your heart</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-rich-youd-be-if-you-stopped-drinking">Here&#039;s How Rich You&#039;d Be If You Stopped Drinking</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/getting-drunk-on-the-cheap-wine-tastings">Wine Tastings: Finding Cheap Wine That You Like</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Food and Drink alcohol beer booze cash cocktails drinking drinks money money lessons saving money wine Wed, 05 Oct 2016 09:30:29 +0000 Brittany Lyte 1805693 at http://www.wisebread.com 15 Ways to Save Money When Getting Your Drink On http://www.wisebread.com/15-ways-to-save-money-when-getting-your-drink-on <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-ways-to-save-money-when-getting-your-drink-on" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_87464673_MEDIUM.jpg" alt="saving money at the bar" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Going to the bar can be a fun pastime with your friends and significant other, or a great place to find your next date. However, the costs of going to the bar can add up quickly, which is why we've provided some simple tips to help you save money on a night of bar hopping.</p> <h2>1. Order Simple Drinks</h2> <p>The bar business brings in roughly <a href="http://www.ibisworld.com/industry/default.aspx?indid=1685">$24 billion in revenue every year</a>, so the cost of drinks at the bar can really add up over time. As a general rule, the more complicated your drink is, the more expensive it will be.</p> <p>Ordering complicated drinks on a busy night is never a good idea. When the bartender is busy, they won't have the time (or patience) to make your mixed drink properly. This means that your expensive drink won't taste as good and may even contain less alcohol. In this case, you won't get a good deal and instead should stick with something simple like a rum and coke. If the bartender knows that you're going to order a complicated drink on your second round, they may not be as likely to help you promptly.</p> <h2>2. Choose Beer on Tap or House Liquor</h2> <p>Beer on tap is cheaper than imported beer. Likewise, if you want hard liquor, house liquor will be your most affordable option. If you prefer the more expensive stuff, consider choosing the cheaper stuff later in the night. Once you've had a couple of drinks and are feeling the effects, you probably won't appreciate the expensive stuff anyways.</p> <h2>3. Buy Pitchers of Beer Instead of Shots</h2> <p>Buying shots for everyone can be fun, but your hard-earned money will be gone with just one gulp. Purchasing a pitcher of beer for the table will make you look like a hero and will go a lot further than one shot or one glass of beer per person. According to US News, cocktails and wine can be <a href="http://money.usnews.com/money/blogs/my-money/2014/07/23/11-ways-to-save-money-at-the-bar">twice as expensive as beer</a>, so it's better to stick with beer at the bar and wine and cocktails at home.</p> <h2>4. Don't Pay a Cover</h2> <p>Paying a cover charge will just needlessly increase the overall price of the night. It's best to just avoid bars with a cover charge, so you can spend that money on drinks instead.</p> <h2>5. Pay With Cash</h2> <p>People paying with a credit card tend to leave the tab open, and this can quickly make them lose focus on how much they're spending. Instead, use cash so that you are on top of what you're spending all night. You can even set a budget beforehand and bring only that amount of cash with you to help curtail your drinking and spending.</p> <h2>6. Slow Your Roll</h2> <p>Try to drink slowly, so you can drink less. Take smaller sips, have a conversation while you're drinking, or drink more water so that you drink less overall throughout the night.</p> <h2>7. Drink Water in Between</h2> <p>A good way to save money, and ensure that you don't get too drunk too quickly, is to drink ice water in between every alcoholic drink. Liquor can also be very dehydrating, which is one of the causes of a hangover the next morning. By drinking ice water or mineral water between drinks, you also help ensure that you don't feel as bad the next day.</p> <h2>8. Find a Fun Bar</h2> <p>Find a fun bar in your area that offers more than just food and drinks. By choosing a bar that offers something like dancing or trivia, you can take advantage of other fun activities, rather than just devoting the whole night to drinking (and spending money).</p> <h2>9. Pre-Game</h2> <p>Pre-gaming and drinking at home with friends before going out is another great way to save money once you make it to the bar. You also get to hang out with friends beforehand and can even get ready together while enjoying drinks on the cheap at home.</p> <h2>10. Take Advantage of Deals</h2> <p>Many bars offer deals during the week on food and drinks. You can also check sites like Groupon, Living Social, and Yelp Deals to find discounts on food and drinks near you.</p> <h2>11. Go to Happy Hour</h2> <p>A cocktail at the bar can cost anywhere from $10-$15, which can really add up. Happy hour offers the best deals on food and drinks at the bar. Depending on the establishment, happy hour can go into pretty late hours. Some bars even offer late night or early morning happy hours on weekdays. Do a quick online search to see if any bars offer late night specials in your city or town.</p> <h2>12. Eat a Light Meal Beforehand</h2> <p>Eating before you get to the bar might prevent you from paying for food at the bar. On the other hand, you shouldn't eat too much or it will require you to drink more in order to feel the effects of the alcohol, so make sure just to eat something light.</p> <h2>13. Check the Prices</h2> <p>If you're already planning on eating at the bar, then take a look at their menu online. This will allow you to get a better idea of the prices on their food and drinks, so you can have a plan ahead of time. Consider also splitting appetizers with the group, rather than everyone ordering their own meals, which will be more expensive.</p> <h2>14. Go to a Tasting</h2> <p>Many bars offer tastings of beer, wine, or hard liquor like tequila. This will allow you to try and compare different liquors. It's also a fun event and will save you money.</p> <h2>15. Have a Designated Driver</h2> <p>Spending money on a cab or Uber can increase what you spend on your night out. Instead, consider having a designated driver, which can save money and provide a safe solution at the end of the night. If possible, you can also consider taking public transportation home.</p> <h3>How Much Do You Spend?</h3> <p>When you consider that the top 10% of drinkers in America drink an average of <a href="https://www.washingtonpost.com/news/wonk/wp/2014/09/25/think-you-drink-a-lot-this-chart-will-tell-you/">74 drinks per week</a>, you can see how important it is to find ways to save money at the bar. You can also use an <a href="http://rethinkingdrinking.niaaa.nih.gov/tools/Calculators/alcohol-spending-calculator.aspx">Alcohol Spending Calculator</a> to get a better idea of exactly how much you're spending on alcohol per week, month, and year. (See also: <a href="http://www.wisebread.com/save-a-surprising-amount-by-quitting-these-4-bad-habits?ref=seealso">Save a Surprising Amount by Quitting These 4 Bad Habits</a>)</p> <p><em>Do you have other tips for saving money at the bar? Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/15-ways-to-save-money-when-getting-your-drink-on">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-your-bartender-is-ripping-you-off">7 Ways Your Bartender Is Ripping You Off</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-booze-teaches-us-about-money">What Booze Teaches Us About Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-money-and-eat-better-with-these-6-online-meal-planners">Save Money and Eat Better With These 6 Online Meal Planners</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-more-tips-for-eating-in-restaurants-and-sticking-to-a-budget">Five More Tips For Eating In Restaurants And Sticking To A Budget</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-a-surprising-amount-by-quitting-these-4-bad-habits">Save a Surprising Amount by Quitting These 4 Bad Habits</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Entertainment Food and Drink adult beverage bar hopping bar night bars drinking drinks happy hour saving money Thu, 21 Jul 2016 10:30:09 +0000 Andrea Cannon 1756333 at http://www.wisebread.com Best Money Tips: Dining Hacks From Restaurant Insiders http://www.wisebread.com/best-money-tips-dining-hacks-from-restaurant-insiders <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-dining-hacks-from-restaurant-insiders" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/restaurant-menu-86488893-small.jpg" alt="restaurant menu" title="restaurant menu" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on dining hacks from restaurant insiders, reconsidering the college investment, and tools to help you find the cheapest textbooks.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/How-Save-Money-Restaurants-35413835">12 Drinking and Dining Hacks From Restaurant Insiders</a> &mdash; When drinking or dining out, save money by skipping the pricey liquor and only ordering an appetizer. [PopSugar Smart Living]</p> <p><a href="http://www.getrichslowly.org/blog/2014/08/06/ivory-tower-reconsidering-college-investment/">The &quot;Ivory Tower&quot;: Reconsidering the College Investment</a> &mdash; Did you know nationally, student loan debt has reached the trillion-dollar mark? [Get Rich Slowly]</p> <p><a href="http://www.doughroller.net/education/websites-to-buy-and-sell-your-college-textbooks/">5 Tools to Help You Find the Cheapest Textbooks</a> &mdash; Barnes &amp; Noble and Half.com can help you find textbooks on the cheap. [The Dough Roller]</p> <p><a href="http://www.fivecentnickel.com/2014/08/04/are-you-getting-ahead-or-falling-behind/">Are You Getting Ahead or Falling Behind?</a> &mdash; If you are managing your career successfully, you are probably getting ahead. [Five Cent Nickel]</p> <p><a href="http://reddebtedstepchild.com/stuff-cost/">How Much Does Your Stuff Cost?</a> &mdash; Have you ever considered how much your stuff costs you when it comes to the time you spent buying it? [Red Debted Stepchild]</p> <h2>Other Essential Reading</h2> <p><a href="http://fitnpoor.com/2014/07/30/emotional-shopper/">Are You an Emotional Shopper?</a> &mdash; If you purchase items in hopes they will improve your state of mind, you are probably an emotional shopper. [Fit is the New Poor]</p> <p><a href="http://www.amandaabella.com/2014/08/04/opportunities-for-abundance/">How to Be Open to Opportunities for Abundance</a> &mdash; Being a good steward of your money can keep you open to opportunities for abundance. [Amanda Abella]</p> <p><a href="http://financialducksinarow.com/9329/3-do-over-options-for-social-security-benefits/">3 Do Over Options for Social Security Benefits</a> &mdash; Did you take your social security benefits early? Give yourself a do-over by working it off. [Getting Your Financial Ducks in a Row]</p> <p><a href="http://thebudgetnistablog.com/2014/dont-splurge-to-impress-him/">Four Items That You Don't Need to Splurge on to Impress Him</a> &mdash; Ladies, don't feel the need to splurge on makeup to impress a guy. [The Budgetnista]</p> <p><a href="http://parentingsquad.com/10-things-to-do-with-your-kids-this-weekend">10 Things to Do With Your Kids This Weekend</a> &mdash; This weekend, consider going on a treasure hunt or to a concert with your kids. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-dining-hacks-from-restaurant-insiders">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-case-for-caloric-labeling">The case for caloric labeling</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bookmark-this-how-much-to-tip-in-almost-every-situation">Bookmark This: How Much to Tip in Almost Every Situation</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/alternatives-to-drunk-driving">Alternatives to drunk driving</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-save-money-when-getting-your-drink-on">15 Ways to Save Money When Getting Your Drink On</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/to-life-to-life-la-kayim-the-joy-of-home-enhanced-booze">To life, to life, la kayim! The joy of home-enhanced booze.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips dining drinking hacks restaurant Fri, 08 Aug 2014 19:00:04 +0000 Ashley Jacobs 1179251 at http://www.wisebread.com The 9 Hidden Costs of Drinking http://www.wisebread.com/the-9-hidden-costs-of-drinking <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-9-hidden-costs-of-drinking" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/restaurant-wine-488031279-small.jpg" alt="restaurant drinking" title="restaurant drinking" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Drinking isn't cheap. We all know that whether it's a quiet glass of wine at home in the evening or a full-fledged night out on the town, alcohol can cost you. But do you know the <em>true</em> costs? Those that go beyond just the actual price you're paying for that can of Coors or bottle of chianti? (See also: <a href="http://www.wisebread.com/how-to-make-moonshine?ref=seealso">How to Make Moonshine</a>)</p> <p>Check out some of the common pitfalls associated with your drinking expenditures, as well as frugal ways to still have your wine and drink it too.</p> <h2>1. Transportation Costs</h2> <p>Taxis, limos, and other chauffeured vehicles are necessary for a responsible night of drinking. However, they don't usually come cheap. Even new ride services like <a href="https://www.uber.com/">Uber</a> can run up the tab. So, what to do when you've had a few, but want to save on your transit costs?</p> <p>If you're lucky enough to live in a city with reliable and safe late night public transportation, by all means take advantage of this cheap alternative to a cab. Another option is to pick nearby restaurants and bars where you can easily walk home. Or, take turns being a designated driver within your entourage each weekend, so that everyone can save and be safe.</p> <h2>2. Restaurant Dining</h2> <p>Having a nice drink with your meal at a restaurant makes for a great night. But, that markup on your drink is hefty. Take wine for example. Some restaurants can <a href="http://www.restaurants.com/blog/how-much-do-restaurants-mark-up-wine/#.U8BEsNm9LCQ">mark up bottles</a> as high as 400%! And, if you and your other guests start ordering wine by the glass, your bill can skyrocket.</p> <p>First off, if you even think there's a chance that you and another guest will have more than one glass of wine each, then buy the bottle. It's almost always cheaper. Or, find restaurants where you can bring your own drinks (BYOB), and avoid the restaurant markup. Lastly, you can always stick to ordering the restaurant's cheaper drink options, such as domestic beers or house liquors and wines, instead of perusing the more expensive drink menus.</p> <h2>3. The Gracious Host</h2> <p>If you have thrown anything from a dinner party to a wedding, you know that a big chunk of the budget can go to alcohol. Events can get expensive quickly when drinks cost more than your food. Still, the best hosts usually find ways to provide the booze.</p> <p>Short of cutting out the alcohol or forcing a cash bar on guests, try cheaper options, like bulk wine (yes, you could even do wine-in-a-box for the less discerning crowd) or kegs of beer, which all give you a quantity discount. Another option is to make up large batches of your own punch, sangria, or other affordable mixed drinks. This can help save as people can't take the liberty to pour more of the expensive stuff in their concoctions. You can also try for cheaper substitutes. One of my favorites is using Cava instead of Champagne. (See also: <a href="http://www.wisebread.com/discount-luxury-save-50-or-more-on-5-fabulous-substitutions?ref=seealso">Discount Luxury: Save 50% or More on 5 Fabulous Substitutions</a>)</p> <h2>4. Late Night Food Run</h2> <p>A late night food run may seem like a fun way to top off your night. However, don't forget that even fast food can cost you, especially if you indulge and aren't thinking as clearly as you might otherwise after having a few drinks.</p> <p>To alleviate the extra spend on calories you probably don't need, try to wait until you get home and eat there where it's cheaper. Fast food restaurants, diners, and food trucks may seem cheap at the time, but they add up. Or, if you are lucky enough to know where to find $1 pizza slices, make sure to only hit up these types of super cheap places if you just can't resist.</p> <h2>5. Running a Tab</h2> <p>Tabs can get out of hand when you slap down a credit card and don't realize how much you are truly spending. And, they can be especially dangerous when you buy drinks for others and are feeling festive (a round of shots anyone?).</p> <p>Next time, try paying cash for your drinks, so you'll be more aware of your spend. If you need to use your credit card, set a limit and ask the bartender to automatically close out your tab once reached. Or, if you are looking to treat others, hit the bar when you can save, such as during happy hour or when regular specials and promotions take place.</p> <h2>6. Shopping and Impulse Buys</h2> <p>Any time you've had a drink during the day, whether it be a lunch date or happy hour splurge, beware of your lowered inhibitions and the expenditures that can follow. It's certainly fun to have lunch and go shopping, but you may overpay or buy stuff on impulse.</p> <p>In order to suppress your urge to splurge, try making sure you have a budget or list in mind before you hit the stores. You can also ask friends to keep you in check or use cash to make sure you don't overspend. And lastly, don't fall into the trap of buying just because whomever you're with starts doing so.</p> <h2>7. Your Crowd</h2> <p>If you run with some high rollers, you may find yourself draining your wallet at fancy clubs and restaurants. The ordinary draft beer at such places can cost you four times more than the pub down the street. And, other beverages are sure to run you a small fortune in such places.</p> <p>To avoid the spend of the rich and famous, perhaps it's time to pick your crowd wisely. You can always go out with more like-minded friends to lower-key establishments. Or, make sure you are the one to pick the venues, so you can choose places with reasonable prices or no cover charges. If you still find yourself confronted with absorbent pricing, limit your intake and stay clear of champagnes and signature mixed drinks, which always run higher than most other items.</p> <h2>8. Health Care Costs</h2> <p>We all know that there's a flip side to most guilty pleasures. Consuming alcohol can affect both your health and your wallet. Continual use or over-consumption can cause a number of <a href="http://www.nytimes.com/health/guides/disease/alcoholism/possible-complications.html">alcohol related health problems</a>, from liver disorders to heart problems to violence and depression. A <a href="http://www.cdc.gov/media/releases/2013/p0813-excessive-alcohol-use.html">CDC study</a> has estimated that excessive drinking has cost the country at least $224 billion per year in the past, the majority of which is health care costs. As an individual, this means money lost on doctor's visits, costly procedures, missed pay, decreased quality of life, and higher health insurance premiums.</p> <p>It's obvious that the way to combat such problems is to aim to drink less or not at all. Preventive programs and seeking help for excessive alcohol consumption are measures that can be taken. Be sure to limit binge drinking and search for other ways, besides alcohol, to relax and unwind.</p> <h2>9. Long Term Consequences</h2> <p>Excessive or irresponsible drinking can certainly lead to some grave consequences, especially if you drink and drive. Besides the physical dangers, the <a href="http://money.msn.com/auto-insurance/dui-the-10000-dollar-ride-home.aspx">financial fallout from a DUI</a> is a lot more than you may realize. It has been estimated that by the time you pay bail, legal fees, and insurance, a DUI can cost you $10,000 or more. From the insurance perspective, a DUI will <a href="http://www.esurance.com/violations/dui-and-car-insurance">increase your premium</a> by several hundred dollars, which can last for up to five years. You may also be required to carry more than the state-mandated amount of coverage, further driving up your costs.</p> <p>The obvious way to avoid such expenses is to not drink and drive. A DUI can do all kinds of harm, much of which can last well beyond the initial offense.</p> <p><em>What are some other extra costs you have come across when it comes to spending on drinks? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kelly-medeiros">Kelly Medeiros</a> of <a href="http://www.wisebread.com/the-9-hidden-costs-of-drinking">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-booze-teaches-us-about-money">What Booze Teaches Us About Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/alcohol-is-good-for-your-heart">Alcohol is good for your heart</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/alternatives-to-drunk-driving">Alternatives to drunk driving</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-rich-youd-be-if-you-stopped-drinking">Here&#039;s How Rich You&#039;d Be If You Stopped Drinking</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/to-life-to-life-la-kayim-the-joy-of-home-enhanced-booze">To life, to life, la kayim! The joy of home-enhanced booze.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Lifestyle alcohol alcohol costs booze drinking wine Thu, 31 Jul 2014 15:00:05 +0000 Kelly Medeiros 1171611 at http://www.wisebread.com The Ultimate List of Hangover Cures http://www.wisebread.com/the-ultimate-list-of-hangover-cures <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-ultimate-list-of-hangover-cures" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/2382689187_d0ce30dd0f.jpg" alt="The morning after" title="the morning after" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>We're only a few months away from the party season. Halloween, Thanksgiving, Christmas, and New Year are just a few of the many occasions that give you an excuse to drink a little more than you should. And then, the hangover is upon you. Are there really any good cures out there? Well, it turns out there are a bunch of methods worth trying.</p> <h3>First, the tried and tested ones</h3> <p><b>Drink plenty of water.</b> That means drinking high-quality H2O before, during and after the event. My general rule is one glass of water for every drink, and then chug a glass or two before bed and again when you wake up. Alcohol dehydrates you which causes a lot of the hangover pains. Water is a great way to combat those effects. And if you want to up the ante, try a drink packed with electrolytes, like Powerade, Gatorade, and so on.</p> <p><b>Hit up the eggs.</b> Our bodies often crave things like eggs after we've been drinking. Mine usually comes fried with bacon, but why eggs? Well, the magic word here is &quot;albumin.&quot; It's a protein in eggs that helps to rehydrate cells (the same ones you dehydrated the night before). You can even chug them raw, if you can stomach them in your delicate state.</p> <p><b>Get fruity.</b> Fruits are full of fructose, which helps you get the alcohol out of your system faster. Vitamin C is also packed into most fruits, and that needs to be replenished after your night on the town. Whether it's a fruit smoothie, tomato juice, orange juice, persimmon, or anything else fruity, get them down you. Also, try additional vitamin C pills to boost your levels. This will stimulate your liver to break down the alcohol.</p> <p><b>Drugs work.</b> Ibuprofen. Alka-Seltzer. Pepto-Bismol. Resolve (that's from the UK). I've tried them all and they ALL helped. You're in pain, and pain relievers will help to dull that pain. Combined with the tips above, they'll work wonders. You can also try Tiger Balm, clove oil or any other cooling medication on your head, the back of your neck, and your temples. This should provide some relief.</p> <p><b>Hair of the dog.</b> You know the expression. Why does it work? Well, some say that a hangover is caused by alcohol withdrawal, which is alleviated by more booze. Others say it has to do with the effects of methanol metabolism. Either way, it's a very good way to beat the hangover, but it obviously has major drawbacks. Good for a Sunday at home, not so good for a Monday morning in the office. Unless, of course, you have a very liberal alcohol policy.</p> <p><b>Coffee really is your friend.</b> You see it all the time in movies and on TV. Someone has a hangover, they reach for the coffee pot. Well, it's not just good for making you a little more alert. The caffeine present in your cup of joe acts as a vasoconstrictor. This helps to shrink those dilated blood vessels that are causing your headache. Apparently, anyway.</p> <h3>Now, some more unusual cures</h3> <p><b>Try a little willow bark or feverfew.</b> Pop down to your local vitamin store and pick up one of mother nature's best pain relievers. Willow bark has a natural form of aspirin in it that will help fight off those headaches. Feverfew has the same qualities. And they're both completely natural, if that's something you want from your medication.</p> <p><b>Bouillon and some hot water.</b> The Brits have no problem drinking weak gravy (Oxo cube + hot water) and yet it can be more than a tasty beverage. All that salt and potassium that left your body via the toilet needs to be replaced, and bouillon contains a bunch.</p> <p><b>Take Niacin for better blood flow.</b> You've no doubt seen that word on cereal boxes and other foods. One of Niacin's properties is the dilation of your blood vessels. That increase in blood flow allows toxins to removed from your cells more quickly, speeding up the whole detoxification process. Niacin is available from most pharmacies and vitamin stores.</p> <p><b>Go crackers with honey.</b> Honey is another one of those high fructose ingredients that helps your body get rid of the alcohol faster. So pour some on a cracker or two and put that hangover in its place.</p> <p><b>And why not go bananas at the same time?</b> Instead of the crackers, mix bananas with honey and milk and make a hangover-busting milkshake. The banana helps to calm the stomach, as does the milk. The honey and banana both contain natural sugars to restore your blood sugar levels back to normal. The milk also rehydrates you. And best of all, bananas are rich in electrolytes, magnesium and potassium, which are killed by heavy drinking.</p> <p><b>Charcoal ain't just for grillin'.</b> More prevention than cure, take a tablet of activated charcoal for each alcoholic drink you have. Charcoal absorbs all sorts of impurities in the alcohol (water filters are made of them) and these are known to cause some of the issues associated with a hangover. But don't overdo it, as charcoal can also absorb nutrients, too.</p> <p><b>Ginger or peppermint for the inevitable stomach upset.</b> It's not just your head that hurts after painting the town red. Ginger is a natural and effective remedy for stomachs that are really feeling the effects of one too many. Make sure you're getting a good amount of real ginger, though. Capsules are reliable; a can of ginger ale usually isn't &mdash; that's just ginger flavor. Peppermint is also a great natural aid for indigestion and stomach problems, but chew actual leaves, not minty gum. Real peppermint tea is a good solution if you can't find real leaves in your local store.</p> <p><b>Replace your amino acids.</b> Alcohol deprives your body of essential amino acids. These are the building blocks of protein, so replace them with a meal that contains beef, chicken, fish or soy. You can also buy amino acid supplements if you just can't face food.</p> <p><b>Lemon-aid (or lime-aid).</b> Lemons and limes contain a lot of natural sugars. Adding two or three tablespoons to a glass of water or coffee will help stabilize your blood sugar. It may not taste all that great though.</p> <p><strong>Stimulate the scalp.</strong> In college, I had a friend who would cure his hangover by standing in the shower and aiming the high-powered jets at a certain spot on his head. I always thought it was odd, but there's method to the madness. By stimulating the scalp you are bringing blood into the area, and those open vessels help relieve a headache. Pull your hair (if you have some), use a gentle massager or try the shower-head technique.</p> <p><strong>Take a mustard bath.</strong> Now, before you go out and spend a few hundred bucks on Grey Poupon, relax. All you need to do is add a few tablespoons of mustard powder to a hot bath and soak for 20 minutes. Mustard has the ability to increase circulation and draw toxins out from the body. Give it a try.</p> <p><strong>Milk thistle.</strong> Available from any good vitamin store, milk thistle (silymarin) protects liver cells from toxins. It should be taken before going out for a few drinks, preferably with a meal or snack.</p> <p><strong>Get to know Kudzu extract.</strong> Also known as Pueraria lobata, Kudzu has been in used in traditional Chinese medicine for many years. It's something that actually helps reduce alcohol intake, so you're less likely to want those extra drinks that turn you from happy to completely bombed. It also contains isoflavones, diadzin and puerarin, which are known to speed up the hangover healing time.</p> <p><b>Give Yoga the time of day.</b> Some yoga poses can literally help you push the alcohol out of the effected organs. I have not tried this one, but I know a few people who swear by yoga as a hangover cure. Look at &quot;the seated twist&quot; for starters.</p> <p><b>Try a shot of wheatgrass.</b> Wheatgrass is considered to be a natural detoxifier, cleansing the body's blood and water and revitalizing the cells. It also contains powerful detoxifying agents and assists in hydration. Drink a glass at night before hitting the hay, and one the following morning for full effect.</p> <p><strong>Prickly pear cactus.</strong> Researchers at Tulane University and the University of California have discovered that prickly pear cactus extract (<em>Opuntia ficus indica</em>) can relieve hangover symptoms and dry mouth. It can also relieve inflammation. It is best taken several hours before you start drinking alcohol.</p> <p>Well, there you have it. If you know of any sure-fire hangover cures (other than not drinking in the first place) share them here so we can all benefit this holiday season. And as always, please, don't drink and drive.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/the-ultimate-list-of-hangover-cures">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-wonderful-uses-for-witch-hazel">15 Wonderful Uses for Witch Hazel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/alternatives-to-drunk-driving">Alternatives to drunk driving</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/curing-warts-removing-splinters-and-19-other-bizarre-uses-for-banana-peels">Curing Warts, Removing Splinters, and 19 Other Bizarre Uses for Banana Peels</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-booze-teaches-us-about-money">What Booze Teaches Us About Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink General Tips Health and Beauty alcohol drinking hangover headache medicine pain relief Fri, 08 Oct 2010 13:00:07 +0000 Paul Michael 256993 at http://www.wisebread.com Wine Tastings: Finding Cheap Wine That You Like http://www.wisebread.com/getting-drunk-on-the-cheap-wine-tastings <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/getting-drunk-on-the-cheap-wine-tastings" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/wine tasting2.jpg" alt="Wine Tasting" title="Have a pour" class="imagecache imagecache-250w" width="250" height="271" /></a> </div> </div> </div> <p>Say you want to have yourself a drink&mdash;whether it's because <a href="http://www.thewriterscoin.com/2009/06/12/when-things-get-crazy-at-work/trackback/">work has been rough</a> or the kids have been especially bad&mdash;without spending a ton of money. You'll find tons of advice on how to save money on booze. From BYOBs to specific recommendations for wine.</p> <p>Let's say you've moved on from the days of buying dirt-cheap 30-packs of beer and want to be a little classy. So you decide to get some wine.</p> <p>Let's be honest: most of us browse for wine at a restaurant (or at the liquor store) and don't have a clue. Then there is the waiter, who is just trying to be helpful: <em>The 2001 Bordeaux is just fabulous!</em></p> <p>It may be fabulous but you just might not like it.</p> <p>There are also tons of books out there listing cheap wine that has already been through exhaustive testing and tasting from wine experts. Books like <a href="http://www.amazon.com/gp/product/0974014354?ie=UTF8&amp;tag=thwrsco-20&amp;linkCode=xm2&amp;camp=1789&amp;creativeASIN=0974014354"><em>The Wine Trials</em></a>, which a friend gave me and is very helpful but still doesn't do the trick.</p> <p>The problem with wine is that it's a very fickle beast.&nbsp;You may find a bottle of wine to be really fantastic and tasty (official wine-expert terms, fyi), while critics and experts think it's trash. Does it matter?&nbsp;Nope.<strong>*</strong> If you like it, that's all that counts&mdash;it'll still get you just as buzzed as the fancy, expensive stuff.</p> <p><strong>The only real way (and the best way) to find cheap wine that you know you'll like is to taste as many as you can without spending a lot of money.</strong> That's where wine tastings come into play.</p> <p>I&nbsp;just attended my first one a couple of weeks ago and here's how they all basically work:</p> <ul> <li>You get a glass and a menu</li> <li>A person who knows all the wineries' wines runs through the selection</li> <li>You're told to taste them from sweetest to not so sweet</li> <li>You get a certain number of picks for free (we got six)</li> <li>You get a pour and you smell the wine</li> <li>You take a sip</li> <li>You figure out if you like it or not</li> <li>You repeat</li> <li>You feel very happy</li> </ul> <p>Some people spit the wine out into a spittoon (do NOT&nbsp;mistake your glass for that!) but most people just drink it. I've only been to a few, but the whole thing is a lot of fun.</p> <p>I'm no expert, but here are my tips to getting the most out of the experience:</p> <ol> <li><strong>Take notes: </strong>they'll give you a pencil and that menu of options&mdash;rank the wines and put stars next to the ones you really like. Something so you'll remember because after six types of wines they'll start to look the same on paper.</li> <li><strong>Talk about it: </strong>you'll see your language start to get very weird when you're talking about how wines taste&mdash;that's OK. Sometimes a word someone else uses (&quot;Blustery&quot;) will make sense to you and describe the wine perfectly. Write it down.</li> <li><strong>Ask questions: </strong>the people working there love to talk about this stuff, so ask away.</li> <li><strong>Go to a bunch of wineries at a time: </strong>Hit up three or four wineries in a day and you'll have tasted 18 different types of wine&mdash;plenty of choices to find something you like and want to buy without busting the bank.</li> </ol> <p>Wine isn't for everyone&mdash;but that's mostly because people are intimidated by what they don't know. Wineries are the perfect antidote: you'll have a chance to taste a bunch of different wines and figure out what you like and don't like. Forget about what the experts say&mdash;follow your instincts and your taste buds.</p> <p>They'll lead you to the wines that taste good without breaking the bank.</p> <p>P.S. If you really want to learn more about wine, check out <a href="http://tv.winelibrary.com/">Wine Library TV</a>, run by the infamous Gary Vaynerchuk&mdash;he's all about bringing wine to the people.</p> <p><strong>* </strong>There's a raging debate about this in the wine community. Should you care?&nbsp;Not really.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carlos-portocarrero">Carlos Portocarrero</a> of <a href="http://www.wisebread.com/getting-drunk-on-the-cheap-wine-tastings">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-booze-teaches-us-about-money">What Booze Teaches Us About Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-save-money-when-getting-your-drink-on">15 Ways to Save Money When Getting Your Drink On</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/argentine-wine-hack-make-bad-wine-better">Argentine Wine Hack: Make Bad Wine Better</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-9-hidden-costs-of-drinking">The 9 Hidden Costs of Drinking</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-delicious-dishes-you-can-make-with-a-can-of-tomato-soup">11 Delicious Dishes You Can Make With a Can of Tomato Soup</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Food and Drink drinking wine wine tasting Thu, 02 Jul 2009 11:26:50 +0000 Carlos Portocarrero 3342 at http://www.wisebread.com Argentine Wine Hack: Make Bad Wine Better http://www.wisebread.com/argentine-wine-hack-make-bad-wine-better <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/argentine-wine-hack-make-bad-wine-better" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/108914327_ff8c26275a_z.jpg" alt="soda water" title="soda water" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>While traveling in Argentina for 3 months, I visited Rosario, an off-the-tourist-path but major metropolitan city. Rosario was beautiful &mdash; on the river, large parks, pretty buildings, amazingly friendly people. In some ways it offered a better glimpse of Argentine city life than Buenos Aires. (See also: <a href="http://www.wisebread.com/live-like-a-local-how-to-tap-into-the-local-scene-while-traveling" title="Live Like a Local: How to Tap Into the Local Scene While Traveling">Live Like a Local: How to Tap Into the Local Scene While Traveling</a>)</p> <p>At lunch on my first day in Rosario I ordered from the menu of the day. For $5 U.S. I could enjoy an appetizer, entree, dessert, and <a href="http://www.wisebread.com/10-great-wines-under-10-dollars" title="10 Great Wines Under 10 Dollars">wine</a> or soda.</p> <p>Given that it was lunch time and I was sill unsure of Argentine customs, I looked around the dining room to see what everyone else was drinking.&nbsp; They all had half liter carafes of house wine.&nbsp; So I&nbsp;ordered wine.</p> <p>But, I&nbsp;noticed that everyone also had something else on their table.</p> <p><strong>Soda water.</strong>&nbsp; In a fancy soda siphon.</p> <p>When my carafe of wine was served, soda water came with it.</p> <p>I carefully glanced around the room to see what others were doing with their soda water. They were putting ice in a wine glass, adding soda water, and mixing in red wine.&nbsp; Following their lead, I mixed my wine with soda water.</p> <p>On the blistering hot day, the homemade wine spritzer was extremely refreshing. But, the soda water wine mixture had plenty of other benefits. The otherwise mediocre house wine had some spunk to it. And the biggest benefit was that the wine lasted longer than it otherwise would have because of the extra liquid. Presumably this also prevents you from getting drunk at the important business lunches many Argentinians were at.</p> <p>This summer if you open a bottle of wine &mdash; red or white &mdash; that just isn't all that great, add some soda water to it. You'll be pleasantly surprised.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fargentine-wine-hack-make-bad-wine-better&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FArgentine%20Wine%20Hack-%20Make%20Bad%20Wine%20Better.jpg&amp;description=Argentine%20Wine%20Hack%3A%20Make%20Bad%20Wine%20Better" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Argentine%20Wine%20Hack-%20Make%20Bad%20Wine%20Better.jpg" alt="Argentine Wine Hack: Make Bad Wine Better" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/elizabeth-lang">Elizabeth Lang</a> of <a href="http://www.wisebread.com/argentine-wine-hack-make-bad-wine-better">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/getting-drunk-on-the-cheap-wine-tastings">Wine Tastings: Finding Cheap Wine That You Like</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-booze-teaches-us-about-money">What Booze Teaches Us About Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-cheap-travel-destinations-for-wine-lovers">5 Cheap Travel Destinations for Wine Lovers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-9-hidden-costs-of-drinking">The 9 Hidden Costs of Drinking</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-rich-youd-be-if-you-stopped-drinking">Here&#039;s How Rich You&#039;d Be If You Stopped Drinking</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Travel drinking wine Wed, 27 May 2009 18:24:15 +0000 Elizabeth Lang 3204 at http://www.wisebread.com Alternatives to drunk driving http://www.wisebread.com/alternatives-to-drunk-driving <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/alternatives-to-drunk-driving" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000011331813_Large.jpg" alt="preventing drunk driving" title="preventing drunk driving" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Party hardy tonight, but don't drive drunk!</p> <p>Not only could you die (bummer) or kill someone else (unforgivable), but it could cost you financially big time (not savvy living).</p> <p>MSN Money says the fines are just a fraction of a&nbsp;<a href="http://articles.moneycentral.msn.com/Insurance/InsureYourCar/DUIThe$10000RideHome.aspx">DUI's real cost</a>:</p> <blockquote><p>A driving-under-the-influence conviction is a financial wrecking ball. A typical DUI costs about $10,000 by the time you pay bail, fines, fees, and insurance, even if you didn't hit anything or hurt anybody.</p> </blockquote> <!--break--><!--break--><p>A drunk driving conviction is just not worth it, especially when there are plenty of safe, pain-free alternatives.</p> <h2>1. Have a Designated Driver</h2> <p>If one of your friends doesn't drink, great! Carpool and be safe. Let the sober guy drive, and stop yelling at him from the back seat.</p> <h2>2. Use AAA's Tipsy Tow Holiday Program</h2> <p><strong> </strong>Just call the number listed for your area, and tell the operator you need a &quot;<a href="http://newsroom.aaa.com/safety/holiday-safe-ride-program/">Tipsy Tow</a>.&quot; You <em>don't have to be a member</em> to get a free five to 15 mile, one-way tow home (rules vary), but the service is limited by area.</p> <h2>3. Call a Taxicab</h2> <p>To get the phone number of a cab company near you, send an SMS text message to 466453 (&quot;GOOGLE&quot; on most phones) with the word &quot;taxi&quot; and your zip code. For example, &quot;taxi 55101&quot; for taxi listings in St. Paul, MI. (You can test it out without racking up SMS charges at <a href="http://www.google.com/intl/en_us/mobile/sms/">www.google.com/sms</a>. Try searching for restaurants. Very handy.)</p> <p><a name="starwars" title="starwars"></a>Whatever happens, just remember the message from our friends in a galaxy far far away:</p> <h2>Friends don't let friends drive drunk.<i><br /> </i></h2> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/greg-go">Greg Go</a> of <a href="http://www.wisebread.com/alternatives-to-drunk-driving">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-9-hidden-costs-of-drinking">The 9 Hidden Costs of Drinking</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-booze-teaches-us-about-money">What Booze Teaches Us About Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-ultimate-list-of-hangover-cures">The Ultimate List of Hangover Cures</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/alcohol-is-good-for-your-heart">Alcohol is good for your heart</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-moonshine">How to Make Moonshine</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Food and Drink Lifestyle AAA alcohol drinking driving DUI taxi Sun, 31 Dec 2006 14:04:26 +0000 Greg Go 134 at http://www.wisebread.com To life, to life, la kayim! The joy of home-enhanced booze. http://www.wisebread.com/to-life-to-life-la-kayim-the-joy-of-home-enhanced-booze <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/to-life-to-life-la-kayim-the-joy-of-home-enhanced-booze" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000011233283_Large.jpg" alt="infused vodka shots" title="infused vodka shots" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Okay, so this is too late for Christmas, but there's still time before New Year's to try this out. I was pondering the range of joy and sorrow that is the homemade gift.</p> <p>Now, some homemade gifts are terrible. I mean, terrible. There are macrame plant holders in my past that I'd really rather not discuss. My best friend once received a crotchless lace bodysuit &mdash; from her boyfriend's grandmother. Some homemade gifts, however, such as my Aunt's famous homemade pickles, are so fantastic that family members come to fisticuffs over who receives her (rather scant) annual bestowal of two jars of pickles (this year, it was my turn).</p> <p>I'm a lousy baker. Every year, my boyfriend returns from work with bags and bags of scrumptious cookies, fudge, pastries, and other ass-widening goodness that his coworkers' wives whip up and hand out for the holiday season. I feel simultaneously bemused and jealous. <em>Aw, Suzy Homemaker made some delicious cookies.</em> <em>God. I wish I could do that.</em> But seeing as how I can't, I'd rather send my man off to the holiday work week with a bag of many bottles of good Polish vodka, but that can be pricey.</p> <p>A few weeks ago, I read a small article in one of my favorite homemaker magazines (Sunset? Better Homes and Gardens?) about creating your own infused vodka. Apparently, vodka's not just for mixing anymore (we people of Slavic descent realize that vodka should be consumed like water, but apparently the rest of y'all <em>have been mixing it with other non-alcoholic beverages</em> to create &quot;cocktails&quot;). New, infused vodka flavors are served over ice, or with neutral flavored soda pop as a mixer.</p> <p>Sure, sure, you're thinking, but Absolut makes their own flavored vodkas already (including black pepper, which for some reason, NO ONE TOLD ME ABOUT UNTIL YESTERDAY) &mdash; why go to the trouble of creating your own?</p> <p>Well, for one, it's cheaper. You can buy a plain, less-expensive bottle of vodka (a HUGE one, if you live in Las Vegas) and divvy it up into small batches that you can give as gifts or enjoy before work in the morning. Also, you can create a much wider variety of vodka flavors. Why limit yourself? Imagine receiving a gift basket of five different, exotic flavors of vodka &mdash; would YOU complain?</p> <p>Apparently, the process is easy. Vodka kills most germs, so while you probably don't want to go throwing a bunch of scummy socks into a bottle to see if Eau de My Feet is popular with your drinking buddies, you apparently don't have to worry too much about spoilage. That said, you should wash fruit and fruit peels before using any part of them.</p> <p>For fruit-infused vodkas, you can apparently drop entire berries, or slices of citrus fruits, right into the bottle. Popular vodka infusion flavors include raspberry, lemon, orange, and (the now annoyingly ubiquitous) pomegranate. Play-it-safers also like coconut, cranberry, vanilla (yawn), and espresso.</p> <p>I'm personally going to try out lavender, rose, green peppercorn, elderberry, mango, kumquat (because I like the word), star anise, ginger, chamomile, jasmine flower, and a variety of tea flavors.</p> <p>According the article that I originally read, but now cannot find, you should let the ingredients infuse the vodka for something like six months to ensure that you get peak flavor. However, other online recipes say that a couple of days is enough for some of the fruit infusions. Also, I suppose you could always put a &quot;Don't enjoy until ___&quot; sticker on each tiny, adorable bottle to ensure that the yummy fruit flavors are fully distributed throughout the bottle.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> of <a href="http://www.wisebread.com/to-life-to-life-la-kayim-the-joy-of-home-enhanced-booze">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-secrets-to-a-debt-free-holiday-season">8 Secrets to a Debt-Free Holiday Season</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-money-goals-you-should-set-for-the-holidays">10 Money Goals You Should Set for the Holidays</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/teach-your-kids-about-money-with-their-holiday-gift-lists">Teach Your Kids About Money With Their Holiday Gift Lists</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-tidy-up-your-finances-before-the-holidays">10 Ways to Tidy Up Your Finances Before the Holidays</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-reasons-to-skip-the-big-holiday-dinner-this-year">8 Reasons to Skip the Big Holiday Dinner This Year</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink booze Christmas drinking gifts Holidays party vodka Wed, 27 Dec 2006 22:28:50 +0000 Andrea Karim 119 at http://www.wisebread.com