coupon http://www.wisebread.com/taxonomy/term/2675/all en-US Ask the Readers: Do You Use Coupons? http://www.wisebread.com/ask-the-readers-do-you-use-coupons <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-do-you-use-coupons" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_phone_coupon_495978276.jpg" alt="Woman using coupons while she shops" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to Courtney, Martha, and Jeannie for winning this week's contest!</em></p> <p>One way to save major bucks on everyday shopping is by using coupons. While clipping coupons may not be everyone's idea of a good time, it makes sense to do a quick search for coupons when you're looking for a specific product or shopping at stores that offer coupons.</p> <p><strong>Do you use coupons?</strong> Where do you go to look for coupons? What was the best deal you've ever gotten from a coupon? If you don't use coupons, why not?</p> <p>Tell us whether you use coupons and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win:</p> <ul> <li>Tweet about our giveaway for an entry.</li> <li>Visit our Facebook page for an entry.</li> </ul> <p>Use our Rafflecopter widget for your chance to win one of three Amazon Gift Cards:</p> <p><a class="rcptr" href="http://www.rafflecopter.com/rafl/display/79857dfa295/" rel="nofollow" data-raflid="79857dfa295" data-theme="classic" data-template="" id="rcwidget_n88wckyi">a Rafflecopter giveaway</a> </p> <script src="https://widget-prime.rafflecopter.com/launch.js"></script></p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, April 24th at 11:59 p.m. Pacific. Winners will be announced after April 24th on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook or Twitter.<br /> &nbsp;</li> <li>You must be 18 and U.S. resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us whether you use coupons and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-do-you-use-coupons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-does-corporate-social-responsibility-mean-to-you">Ask the Readers $200 Giveaway: What Does Corporate Social Responsibility Mean to You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-best-purchase-of-your-life-chance-to-win-100">Ask the Readers: Best Purchase of Your Life? (Chance to win $100)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-winter-savings-tip-do-you-swear-by">Ask the Readers: What Winter Savings Tip Do You Swear By?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-do-you-manage-stress-and-spending-your-chance-to-win-10">Ask the Readers: How Do You Manage Stress and Spending? (Your Chance to Win $10)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers coupon Tue, 18 Apr 2017 08:30:08 +0000 Ashley Jacobs 1927495 at http://www.wisebread.com Best Money Tips: Slash Your Grocery Bill Without Clipping Coupons http://www.wisebread.com/best-money-tips-slash-your-grocery-bill-without-clipping-coupons <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-slash-your-grocery-bill-without-clipping-coupons" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4292948126_2814a7e322_z-1.jpg" alt="Slash Your Grocery Bill Without Clipping Coupons" title="Slash Your Grocery Bill Without Clipping Coupons" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on slashing your grocery bill without clipping coupons, things you can cut from your budget now, and saving strategies that work.</p> <h2>Top 5 Articles</h2> <p><a href="http://parentingsquad.com/how-to-slash-your-grocery-bill-without-becoming-an-extreme-couponer">Top 10 Ways to Slash Your Grocery Bill Without Clipping Coupons</a> &mdash; Want to slash your grocery bill without clipping coupons? Consider starting a garden! [Parenting Squad]</p> <p><a href="http://www.creditsesame.com/blog/stop-overspending-10-things-you-can-cut-from-your-budget-now/">Stop Overspending: 10 Things You Can Cut From Your Budget Now</a> &mdash; Stop spending money on ink cartridges. Opt to refill your old cartridges instead! [Credit Sesame]</p> <p><a href="http://www.thewisdomjournal.com/Blog/savings-strategies-that-work/">Saving Strategies That Work</a> &mdash; Try saving more money by sending yourself a bill that makes you save. By making yourself think that savings are a bill you must pay, you are more inclined to save! [The Wisdom Journal]</p> <p><a href="http://moneyning.com/kids-and-money/11-tips-for-packing-a-healthy-frugal-lunch-that-your-kids-will-actually-eat/">11 Tips for Packing a Healthy Frugal Lunch that Your Kids Will Actually Eat</a> &mdash; Learn how to pack a frugal lunch your kids will eat by having your kids bring home their lunch leftovers for a couple weeks. This way you can see what they ate and what they avoided. [Money Ning]</p> <p><a href="http://www.positivityblog.com/index.php/2011/09/21/less-stress/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+ThePositivityblog-PutSomePersonalDevelopmentAndPositivityIntoYourLife+%28The+PositivityBlog+-+Put+some+personal+development+and+positivity+into+your+life%29">How to Be Less Stressed in Everyday Life</a> &mdash; Want to be less stressed? Try dealing with things one thing at a time. [The Positivity Blog]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.openforum.com/articles/winning-workspaces-7-tips-from-professional-organizers">Winning Workplaces: 7 Tips From Professional Organizers</a> &mdash; Organize your workplace by making a priority area. [American Express OPEN Forum]</p> <p><a href="http://money.cnn.com/2011/09/26/pf/free_health_care.moneymag/index.htm?section=money_pf&amp;utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+rss%2Fmoney_pf+%28Personal+Finance%29">6 free health care sites and apps</a> &mdash; Want to compare hospitals? Try visiting hospitalcompare.hhs.gov! [CNNMoney]</p> <p><a href="http://www.biblemoneymatters.com/how-to-save-money-when-attending-a-blog-conference/">How To Save Money When Attending A Blog Conference</a> &mdash; Save money when attending a conference by registering early and taking advantage of sponsored meals. [Bible Money Matters]</p> <p><a href="http://www.greenpandatreehouse.com/2011/09/use-this-study-guide-to-pass-your-exams/">Use This Study Guide to Pass Your Exams with Flying Colors!</a> &mdash; To make sure you pass your exams, don't procrastinate on studying. [Green Panda Treehouse]</p> <p><a href="http://www.asianefficiency.com/task-management/10-tips-managing-to-do-list/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+asianefficiency+%28Asian+Efficiency%29">10 Tips For Managing Your To Do List</a> &mdash; Manage your to do list better by adding time estimates to everything on your list. [Asian Efficiency]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-slash-your-grocery-bill-without-clipping-coupons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-a-drink-get-a-free-whopper-every-single-day">Buy a drink, get a free Whopper - every single day?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/limes-are-crazy-expensive-right-now-16-ways-to-replace-them">Limes Are Crazy Expensive Right Now: 16 Ways to Replace Them</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-halloween-treats-you-can-make-in-an-instant-pot">9 Halloween Treats You Can Make in an Instant Pot</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-podcasts-for-foodies">7 Podcasts for Foodies</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The Best Credit Cards for Groceries</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips coupon grocery Tue, 27 Sep 2011 09:48:14 +0000 Ashley Jacobs 717080 at http://www.wisebread.com 22 Reasons to Write a Letter http://www.wisebread.com/22-reasons-to-write-a-letter <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/22-reasons-to-write-a-letter" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/writing_a_letter1.jpg" alt="Woman holding envelopes" title="Woman holding envelopes" class="imagecache imagecache-250w" width="250" height="143" /></a> </div> </div> </div> <p>My daughter loves getting mail. Since she&rsquo;s only 18 months old, that doesn&rsquo;t happen very often. But the journey to the mailbox is still something we do religiously every day, because it brings her so much joy.</p> <p>Truth be told, I still love receiving packages and letters. Not the junk kind, but the real kind, from friends or relatives, just telling me about their days. But it takes effort to correspond this way, especially in today&rsquo;s world of easy electronic communication. Here are some times when it&rsquo;s definitely worthwhile to make that effort. (See also: <a href="http://www.wisebread.com/the-importance-of-friendly-letters">The Importance of Friendly Letters</a>)</p> <h3>1. Get a Deal</h3> <p>Some companies don&rsquo;t publish their coupons, but will send them to you if you request them in writing. It&rsquo;s always good to include a Self-Addressed Stamped Envelope (SASE) when you make your request, too, so it&rsquo;s easier for them.</p> <h3>2. Express Yourself</h3> <p>Read a newspaper article that you didn&rsquo;t like? Find an editorial that you could have written better fast asleep? Send the newspaper a letter to let them know what you&rsquo;re thinking. Maybe they&rsquo;ll publish it under &ldquo;Letters to the Editor!&rdquo;</p> <h3>3. Make Some Change</h3> <p>Tell your Congressman, Assemblywoman, or another politician what you think. While emails and phone calls can work, too, a handwritten letter expressing strong sentiments just might be heard where those aren&rsquo;t. And you might even get a response, too &mdash; after all, even Barak Obama hand writes 10 letters to citizens every day!</p> <h3>4. Cause a Ripple</h3> <p>Interested in changing something in your community but not sure how to go about it? Crafting a letter that you then deliver to every home and business in your area can be a great way to be heard and to find others who agree with you.</p> <h3>5. Have Some Class</h3> <p>Have you ever wanted to feel posh in your communication? Send a letter instead of an email. Bonus points if it&rsquo;s handwritten.</p> <h3>6. Add That Personal Touch</h3> <p>Sure, most of what you need to tell people doesn&rsquo;t require a personal letter. But when you want to make sure the recipient of your words knows who you are and that you leave a positive impression, writing a letter instead of sending an email or leaving a voicemail will help you do just that.</p> <h3>7. Get Offline</h3> <p>Give your computer the boot for the day (or the week) and send all your communications by mail. Not only is it a blast from the past, but it lets you unplug, too.</p> <h3>8. Send Your Voice Farther</h3> <p>Though the Internet and email are used widely around the world, there are still places where they aren&rsquo;t common. If you want to get a message to people in these parts, send a letter. Better yet, get a pen pal and build a relationship.</p> <h3>9. Preserve Memories</h3> <p>Even if your kids don&rsquo;t remember what&rsquo;s going on now, they might want to someday. Jotting down little notes for them about events you go to together, special days, and even the things they do that make you smile will help both of you remember what happened and what&rsquo;s important.</p> <h3>10. Remind Yourself of Now</h3> <p>Sending a letter to your future self might sound pretty cliche, but it&rsquo;s actually a great way to preserve who you are now, so you can remember later. You may not agree with any of your advice for the future, but you&rsquo;ll be able to hear your own voice, which might be even better.</p> <h3>11. Speak to the Future</h3> <p>Time capsules are so 1992, but the truth is that they do preserve aspects of an era that are often forgotten. Make your own time capsule for your children or grandchildren by writing letters to them now that they can read in 15 or 20 years.</p> <h3>12. Say &ldquo;Thanks&rdquo;</h3> <p>Thank you notes aren&rsquo;t overrated. In fact, they&rsquo;re a great way to reach out and touch people. Let them know that you noticed and appreciated their efforts with a special note saying &ldquo;<a href="http://www.wisebread.com/25-ways-to-say-thanks">thanks!</a>&rdquo;</p> <h3>13. Encourage a Soldier</h3> <p>Whether you agree with the current deployment of troops or not, these folks are risking their lives for the rest of us. Let them know they&rsquo;re remembered by sending them a letter that says so. <a href="http://www.letterstosoldiers.org/">Letters to Soldiers</a> is a great place to get started.</p> <h3>14. Communicate With the Elderly</h3> <p>Email is more and more common among older people, but many of them lose the ability to type and read small print eventually. Writing letters allows them to keep in touch with people who love them, and it means so much when you send them something in return.</p> <h3>15. Ask for Help</h3> <p>Customer service being what it is these days, sometimes the best way to get a favorable response is to write a letter. Sure, you have to organize your thoughts and wait for a response, but that&rsquo;s worth it if your situation is dealt with in a way that makes sense to you.</p> <h3>16. Document Your Concerns</h3> <p>If you have a longstanding beef with a company or a corporation, one of the best ways to show this is to have an extended correspondence on the issues involved. So write your letters and send them off. Even if you don&rsquo;t get a response, you have ammunition for later.</p> <h3>17. Express Admiration</h3> <p>Is there an author you love, a director whose films never fail to move your heart, or someone else you look up to? Let them know the influence they&rsquo;ve had on your life with letters. While these may never reach big-name celebrities, they&rsquo;re the best kind of encouragement to most creative people.</p> <h3>18. Offer Encouragement That Lasts</h3> <p>Encouraging words can be easily said and just as easily forgotten. Make sure the recipient of yours can&rsquo;t forget them by documenting them in a letter. Who knows? Maybe they&rsquo;ll find it again, years from now, and tackle something they wouldn&rsquo;t have had the courage to do before.</p> <h3>19. Give Sympathy</h3> <p>When someone dies, it can be hard to process everything that&rsquo;s going on. Send your sympathy in a letter, so the bereaved can go back and read it anytime. Include memories of the deceased to make the read a special experience.</p> <h3>20. Get That Job</h3> <p>With the job market being what it is, anything that will give you an edge is worth doing. After you <a href="http://www.wisebread.com/how-to-answer-23-of-the-most-common-interview-questions">interview</a>, follow up with a thank you note. Be specific, telling the interviewer what you appreciated about meeting them.</p> <h3>21. Leave a Legacy</h3> <p>Write letters to those close to you to be read after your death. This gives you the chance to say all the things that you need to say and gives them a special way to remember you. Even if you&rsquo;re young, having these prepared can give peace of mind.</p> <h3>22. Make a Child&rsquo;s Day</h3> <p>Like I said at the start, my daughter loves getting mail. Friends tell me she isn&rsquo;t alone in that. Make a child happy by sending something, even something small, with their name on the envelope.</p> <p><em>Why do you send letters? Let us know in the comments.</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F22-reasons-to-write-a-letter&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F22%2520Reasons%2520to%2520Write%2520a%2520Letter.jpg&amp;description=22%20Reasons%20to%20Write%20a%20Letter"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/22%20Reasons%20to%20Write%20a%20Letter.jpg" alt="22 Reasons to Write a Letter" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/22-reasons-to-write-a-letter">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-baking-soda-took-my-bathroom-from-yuck-to-yes">How Baking Soda Took My Bathroom from “Yuck” to Yes!</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/51-uses-for-coca-cola-the-ultimate-list">51 Uses for Coca-Cola – the Ultimate List</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/almost-2000-uses-for-a-can-of-wd-40-1">Almost 2000 uses for a can of WD-40</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-cheap-and-easy-formulas-for-homemade-windshield-de-icer-plus-bonus-tips">3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/21-disposable-products-you-can-reuse">21 Disposable Products You Can Reuse</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Life Hacks communication coupon mail writing a letter Wed, 06 Jul 2011 10:24:30 +0000 Sarah Winfrey 603956 at http://www.wisebread.com The Awesome Art of Getting Great Deals Online http://www.wisebread.com/the-awesome-art-of-getting-great-deals-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-awesome-art-of-getting-great-deals-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/411453602_d56a3b88a4_o.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Ah, the modern marvels of being able to type a few things in, click your mouse, and have a desired object delivered to your place in a few days. Even tumultuous economic conditions don't mean so-called ecommerce is going away; rather, it stresses being a savvy, frugal shopper, and opens up opportunities for businesses to attract your attention.</p> <p>Whether it's buying or building, <strong>being resourceful helps you score the same great stuff at lower prices, and possibly faster delivery</strong>. (Think MacGyver marrying the A-Team.) The following isn't an exhaustive guide to each and every to-do under the sun, but it <em>is</em> experience-worn advice which I'll gladly impart for your benefit. It mainly concentrates on buying in the US of A, but the principles are mostly true worldwide. I'll also specify for the scope of this article, by &quot;Stuff&quot;, I mean possessions you can carry (like a microwave) or at the most, can transport around (like a car) &mdash; so, not a new house.</p> <p><em>Let's dive in with the spirit of Scrooge McDuck, then!</em></p> <h2>Know where you're looking</h2> <p>Some questions have very easy answers. If you're looking for books and other sundry merchandise, you'll almost always go right with Amazon.com. Yes, I know it has competitors &mdash; as well as other sellers which've partnered with it &mdash; but 2 special things call it out:</p> <ol> <li><strong><a href="http://www.amazon.com/gp/subs/primeclub/signup/main.html/">Amazon Prime</a></strong> - If you're a shopaholic, even a thrifty one, it's currently US$80/year for free 2-day shipping. Other details apply, but if you buy frequently enough &mdash; say, at least a dozen times a year &mdash; this will have you covered both cost- and convenience-wise. Of course, they do this to make you buy more! So don't spend just because you want to, but consider how it fits your lifestyle, and try their free 1-month trial.</li> <li><strong>Amazon's service</strong> - It's not just about the raw dollar, it's about the smile on your face. I've had questions about my orders and confusion about pricing, and I've consistently received timely, pleasant replies. That peace of mind pays for itself, and serves as a model of what you should expect elsewhere.</li> </ol> <p>I give the obligatory disclaimer that I'm not professionally affiliated with Amazon &mdash; just a happy customer many times over that cites them as an &quot;example megahub&quot; for many goods.</p> <p><em>Let's open it up&hellip;</em></p> <p>You'll want to be familiar with the major deals sites. There are <em>many</em> out there which duplicate the same style and deals, so here are a few I check daily &mdash; they're all stored as bookmarks in my Firefox toolbar, <strong><em>highly</em> recommended for saving time via &quot;Open All in Tabs&quot;</strong>:</p> <ul> <li><strong><a href="http://www.woot.com/">Woot</a></strong> - I was drawn to their flavorful copywriting. Aside from their famed &quot;Woot-Offs&quot; and &quot;Bags of crap&quot;, they sell ONE thing a day. Sometimes it's what you're looking for. Often it's not. But they're full of whimsy and fun, and fill a great niche.</li> <li><strong><a href="http://dealspl.us/">DealsPlus</a></strong> - Some deals site make the horrendous mistake of piling on more text than you'll care to parse. DealsPlus is very visual, providing thumbnails and a quick-browse summary of each deal.</li> <li><strong><a href="http://www.dealhack.com/">Dealhack</a></strong> - In the &quot;More text but not so much that it makes your eyes fall out&quot; dept., they also provide a very thumbnail-ish view, with a vertically-designed navigation. So get your scroll wheel ready and skim down.</li> <li><strong><a href="http://dealnews.com/index.html?sort=hotness&amp;view=large">dealnews.com</a></strong> - Again, good use of thumbnails (I find they make browsing a <em>lot</em> easier). Wider layout than Dealhack, and as you gain experience, you'll notice when the same popular deals appear on different sites. But what I like here is the quick summary of the hottest stuff at the very top.</li> <li><a href="http://forums.slickdeals.net/forumdisplay.php?f=9"><strong>SlickDeals.net Forums</strong></a> - Disparate deals sites have forums. Among the best is SlickDeals. They also have their own front page, but I heart their forums because of the unadulterated spontaneity of excitement that punches through the hype. You can smell it in the air &mdash; like the inevitable scramble for cheap hard drives before they're OoS (Out of Stock)! And to make this sound more like a restaurant guide, be sure to check out the offerings of the legendary <a href="http://forums.slickdeals.net/sdsearch.php?mode=forum&amp;showposts=0&amp;starteronly=1&amp;searchuserid=65229&amp;forumchoice[]=9">Selma</a>, a gothy deal-sharer who's posted 50,000+ times. If you feel lost, look for the thumbs-up ratings and # of thread views you can sort.</li> <li><strong><a href="http://www.fatwallet.com/deals.php">FatWallet</a></strong> - Finally, a site without &quot;deals&quot; in the name. They tend to broadcast deals which are broadly advertised by stores themselves (as opposed to &quot;secret coupons&quot;). Part of the reason behind this is that they offer <a href="http://www.fatwallet.com/cash-back-coupons.php">cashback &amp; coupons</a>. I haven't really used their cashback, but I think FatWallet's a fine overview of the more commercial (for lack of a better term) bargains.</li> </ul> <p>Be brave to explore beyond these, and let me know what gems you uncover and have missed! For example, <a href="http://www.redflagdeals.com/"><strong>RedFlagDeals.com</strong></a> reigns surpreme in Canada. The jungle o' deals is thick, indeed.</p> <p>By immersing yourself in deals sites, you'll become familiar with which stores are favored by veteran dealhunters. E.g., you'll often see <a href="http://www.buy.com/">buy.com</a> and <a href="http://www.newegg.com/">NewEgg</a> mentioned for computer gear. And a sensible way to get a grasp on various stores is to see their customer feedback on eBay (if they have a presence there), or search <strong><a href="http://www.resellerratings.com/">ResellerRatings</a></strong>. Don't zoom in on outliers (the occasional bad review), look for <em>consistency</em>.</p> <p>Beyond mere observation, <em>do</em> chat up with your fellow dealhunters &mdash; especially those who know a lot more. They'll save you dollars and hardship.</p> <h2>Know what you're looking for</h2> <p>Were you expecting something less obvious? That's coming up soon! But for now, I'll say&hellip;</p> <p>It's fun to browse bargain sites. It's also time-consuming if you do it too much, and while it may inform you of what fair prices are for various items, it also tends to be unfocused.</p> <p>Give yourself a direction, and at the very least, <strong>take advantage of the &quot;deal alerts&quot; most bargain sites make available</strong>. These come in varying forms, but tend to work like this: you enter keyword(s) and frequency of when you want to be notified. They'll ping (via onsite notice, email, and in some cases SMS) you when new deals are available.</p> <p>This is useful, by the way, if you just missed a substantial rebate on an item and are waiting for it to come around again. Chances are high it will (unless an item's being discontinued). If you don't really want a gadget, don't fall for ad pressure to &quot;ACT NOW BECAUSE SUPPLIES ARE LIMITED!&quot; because if something's really in demand, they'll want to sell more of it. I rebate-waited and got my Logitech diNovo Edge keyboard for US$50 cheaper &mdash; a price that'd command a fair meal!</p> <p>Emphasis on <em>rebate-waited</em>, because&hellip;</p> <h2>Mail-in rebates will make you wait</h2> <p>a LONG time. Not always, but often enough for it to be a point of consideration, especially if finances are tight. You may see estimated expectations of &quot;6-8 weeks&quot;, and these tend to be pretty common. Thankfully, some companies like Logitech do email you to check your rebate status online, along with an estimated mail date for your cheque.</p> <p>That's why <strong>if you can't wait, don't depend on mail-in rebates</strong>. And be wary of companies that've been called out by expert dealhunters as scams, because while the majority aren't, lack of communication does create that perception. Thus, my fave kind of rebate is the instant rebate.</p> <p>You may be wondering then, besides the understandable processing time, why so long a wait for MIRs? <a href="http://en.wikipedia.org/wiki/Rebate_(marketing)">Wikipedia has the backstory.</a></p> <h2>Be smart about coupons &amp; price comparison</h2> <p><a href="http://retailmenot.com/"><strong>RetailMeNot.com</strong></a> isn't just a beautiful site, it makes it very easy to look for discount coupons. I've regretted not checking here in the past because I discovered a substantial savings <em>after</em> I bought something &mdash; talk about buyer's remorse! So whenever I have a significant (obviously relative, but a good rule of thumb is above US$200) purchase, I fire up RetailMeNot and do the groundwork.</p> <p><strong>For price comparison, </strong><a href="http://shopzilla.com/"><strong>Shopzilla</strong></a><strong> and </strong><a href="http://www.pricegrabber.com/"><strong>PriceGrabber.com</strong></a><strong> are your friends.</strong> Use them and if they're really useful, you'll keep using them.</p> <p>Major search engines, like Google, also have their own price comparisons, and links to <em>many</em> others. Through experience, naturally find what works for you.</p> <p>After practicing coupons &amp; price comparison for a few weeks, odds are high you'll spot diminishing returns. For instance, it's not healthy to spend half an hour trying to save US$2. <strong>Aim for the big savings, stack coupons whenever possible (<em>mmmm</em>, compound discounts), and be quick.</strong></p> <h2>Be quick (Part II)</h2> <p>Hot deals often sell out very quickly. (Not to be confused by artificial pressure like &quot;ACT NOW!&quot; mentioned above.) That's why it's important for you to have a solid understanding of the context you're involved in: for example, on deals forums, you'll notice a few of the same posters grab deal after deal and boast about it. (There's a certain social bonding that comes when you become an involved member of deal-communities.) This, like any other acquired skill, comes with extended practice. Have your alerts set up so you can pounce on deals that matter. <strong>The most advanced dealhunters use automation, like </strong><a href="http://en.wikipedia.org/wiki/Macro_(computer_science)"><strong>macros</strong></a><strong>, to cut down on tedious steps and jump to the front of the virtual checkout line.</strong></p> <p>What also counts for a lot: <strong>have accounts pre-setup with payment info at the sites you want to shop from</strong>. You want to be selective with who you give your personal info to, but if it's a reputable store, your data should be safe, in all practical likelihood. This saves you the trouble of having to fumble with a credit card # when it comes down to crunch time. I once missed out on a hot MP3 player sale at Woot because I hadn't signed up for an account yet &mdash; I learned my lesson!</p> <h2>Don't be fooled by fake free shipping</h2> <p>If an item is a fine price <em>and</em> has free shipping, then <em>praise be!</em> But, <strong>sometimes &quot;free shipping&quot; is deceptive, because the shipping cost is absorbed in a jacked-up item cost</strong>. For example, I saw a pair of headphones on eBay for US$20 that claimed &quot;free shipping&quot;. The same pair could be found elsewhere for US$15 with approx. US$5 shipping clearly stated, so it's really not a better deal.</p> <p>The inverse is also true: beware of inordinate shipping costs. And taxes. A number of stores charge <a href="http://en.wikipedia.org/wiki/Sales_tax">sales tax</a> if you buy in-state/province/region &mdash; <a href="http://www.amazon.com/gp/help/customer/display.html?nodeId=468512">see Amazon's policy</a> &mdash; and while sometimes this is unavoidable due to a lack of alternatives, it's worth keeping in mind. While tax laws are out-of-scope of this article, you won't ever regret being prepared and being aware.</p> <p>Do your best to <strong>find out a store's shipping costs <em>beforehand</em></strong> so you can factor that in ASAP.</p> <h2>Look for gems with eBay's Buy It Now</h2> <p><a href="http://ebay.com/"><strong>eBay</strong></a> is synonymous with popularizing and dominating online auctions. While it's still famous for auctions, gems (not just in the mineral sense) can be found by way of many smaller stores which are trying to build their presence and business via eBay's big visibility.</p> <p>Often, this is new or refurbished/B-stock material with warranty which is sent to you not from an individual, but a company. And it has a &quot;Buy It Now&quot; graphic to indicate such. (It may or may not have a corresponding auction if you want to try your hand at getting it for lower.)</p> <p>Buy It Now can be good for rarer, but not highly obscure goods. There're sometimes <strong>package deals</strong> &mdash; like a digital camera that comes with a case + memory card + mini-tripod + extra battery at the same cost of the camera alone elsewhere.</p> <p>In my web browser, I often have one tab opened on eBay and another opened on Amazon, and I do searches and compare. To supplement my info when it's tough to tell, I use the comparison shopping resources mentioned above.</p> <p>While it's past, much of a dealhunter ballyhoo was made about <a href="http://forumst.slickdeals.net/showthread.php?sduid=0&amp;t=952519"><strong>Microsoft Live.com's 25% cashback through eBay</strong></a> (apparently, it was 35% last time it came 'round). Being on top of opportunities like these can sweeten already honey-soaked deals. Make sure you read the terms and conditions and revel in the savings.</p> <h2>Do your best to assure the clothing fits</h2> <p>Measure yourself accurately. <a href="http://ravenelle.net">My wife</a> stresses how important this is, because we've been subject to inaccurate pictures and vague sense of scale when buying clothes online. I thought a pair of pants, despite the specs, would fit me snugly. Turns out they're baggy as heck! While I haven't opted for an accompanying pair of suspenders since they're surprisingly comfy, my position still stands.</p> <p>A good &quot;fit&quot; is also transferably applicable to non-clothing goods which you may feel compelled to see in-person, like TVs and flat panel monitors: a JPG picture can't give you its actual display quality, but if your local store's stock costs much more than what's online, it's fair to compare. (A store's physical presence can add to the cost.)</p> <p>Some stores offer 3D 360-degree views of their merchandise, but this is still a novelty, rather than a common staple. Still worth looking out for.</p> <h2>Keep customer service and return policy close</h2> <p>I'll often tell you: it's not just about the $$$. Saving a few bucks isn't worth it if you have a problem with your order and the merchants turn out to be jerks! <strong>You'd rather much have prompt, friendly &quot;service with a smile&quot; than being unheard or being treated rudely.</strong></p> <p>Consumer reviews often keep track of this, combining real stories with numerical ratings. And your own experiences will be the most visceral. <strong>If you're cautious, why not send an email or make a phone call <em>before</em> buying anything?</strong> Test the waters. See how they respond and if that makes you comfortable. Above any human-constructed currency, feeling good and expressing our identity through what we buy is an intriguing psychological phenomenon, and great customer service goes a long way towards reinforcing our beliefs.</p> <p>If a store has a brick-and-mortar presence (like Old Navy), then you'll likely be able to return merchandise to a nearby store. If you live in the boonies, it may not as be as convenient, but good to know. If a store only allows you to mail a package back, verify who'd be responsible for postage costs beforehand, and be intimate with their <a href="http://en.wikipedia.org/wiki/Return_Merchandise_Authorization">RMA</a> policy. <strong>A key keyphrase is: <em>hassle-free</em>.</strong></p> <h2>Get ready to recycle</h2> <p>If you buy stuff online, it's going to come in a box. And if it arrives at your house, soon, you'll have a whole extended family of boxes, <em>yes sirree</em>, with itty-bitty baby boxes, and big grandparent boxes. So you'll either want to use those boxes to do something else, or have them recycled or otherwise disposed of.</p> <p>It's an omnipresent, yet understated part of getting great deals.</p> <h2>Time-shift your holidays</h2> <p>Lastly, I'll suggest something unorthodox which you may not be able to do, especially if you're under social pressure from your family &amp; friends. But consider liberating yourself because of this: when is Halloween and Easter candy cheapest? <em>No</em>, not in the stretch leading up to the holiday &mdash; look at the markdown prices <em>after!</em> This is easily observable in both offline and online stores, but it goes to show: <strong>when something's out of style/season and perceived value is less, prices plummet</strong>.</p> <p>By being &quot;out of sync&quot; with society at large and other cultural waves, <strong>you can create your own opportunities to acquire the same stuff at much-reduced prices</strong>. Granted, I feel strongly about this because my family used to wait until after Christmas to grab boxes of bonbons and ornaments to prepare for the <em>next</em> year, but there's much truth&hellip; once you break free of generic trappings. (And I'm partially referring to Boxing Day sales, but saturated marketing of Dec. 26th has created its own traps.)</p> <p>This is awesome news if you're flexible about traditional holidays. Clearly not for everyone &mdash; but <strong>if you can be an exception, consider yourself exceptional</strong>.</p> <h2>Happy buying!</h2> <p>While the above should never be considered an end-all or be-all since the Art of Getting Great Deals Online will continue to adapt and evolve, I hope my personal experiences and specific suggestions will <em>enlighten</em> you to discover the joy of consumerism in refreshing and eclectic ways.</p> <p>Devoted dealhunters know that saving money goes beyond lopping off a fraction of the price &mdash; it's a <em>way of life</em>.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/torley-wong">Torley Wong</a> of <a href="http://www.wisebread.com/the-awesome-art-of-getting-great-deals-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/modifiers-5-things-that-change-an-items-final-price">Modifiers: 5 things that change an item&#039;s final price</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-best-discount-shopping-days-of-the-year">7 Best Discount Shopping Days of the Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-you-need-to-start-flipping-items-for-cash-online">What You Need to Start Flipping Items for Cash Online</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-retailers-with-the-absolute-best-customer-service">7 Retailers With the Absolute Best Customer Service</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping alert Amazon clothes coupon customer service deals eBay fake free shipping holiday macro mail-in rebate mir recycle retailmenot Fri, 24 Apr 2009 00:11:19 +0000 Torley Wong 3081 at http://www.wisebread.com Modifiers: 5 things that change an item's final price http://www.wisebread.com/modifiers-5-things-that-change-an-items-final-price <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/modifiers-5-things-that-change-an-items-final-price" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/dice_0.jpg" alt="Dice" title="Dice" class="imagecache imagecache-250w" width="250" height="250" /></a> </div> </div> </div> <p>On <em>Who Wants to Be a Millionaire</em>, Regis Philbin's famous catchphrase was &quot;Is that your final answer?&quot; You should keep the same thing in mind when buying stuff, because spending a few seconds to check could <strong>save you a substantial stash of moolah</strong>.</p> <p>Not counting &quot;used&quot; (B-stock and refurbished) goods and store cards, <strong>here are 5 modifiers which affect the final price of what you</strong> <strong>buy</strong>, whether it's in person or on the Internet:</p> <h2>1. Coupons &amp; promo codes</h2> <p>How easy! Surely you've heard of these &mdash; magical slips of paper that give you a spontaneous discount at the register. Or online, it's even easier (and saves trees): just paste the code into the order form at checkout.</p> <p>Offline, there's no shortage of flyers being mailed to the point where it becomes overwhelming. If you don't already have a few favorite stores, <strong><em>focus</em> on your options and weigh not just individual item coupons, but the overall shopping experience</strong>. (It doesn't make sense to save a few cents and be let down by unhelpful staff.) Find out if you can be apprised of specials online, since they tend to be more searchable. For example, Costco has paper coupon booklets, but they (and many Costcoholics, apparently) also post them on the web, which makes them easier to find or even setup an automatic alert for. This includes big things you're waiting for the price to drop on &mdash; such as an HDTV or fridge.</p> <p>Clipping paper coupons is a time-honored art which my Mom excelled at, the details of which are beyond this article's scope. But one principle which must always be stated is: most coupons for lower-priced goods (like food) don't make much of a difference in isolation. It's in aggregate that the savings add up. However, while you can make more money, you can never make more time, so <strong>consider whether the laborious task of scouring booklets and compiling your coupons &mdash; a crimp on convenience &mdash; is worth the cost</strong>. This is highly individual and needs to meet your needs, as some people enjoy coupon-clipping as a hobby. <em>Don't knock 'em! </em></p> <p>Online, <a href="http://www.retailmenot.com/"><strong>RetailMeNot</strong></a> is essential. It's user-powered, meaning many people submit promo codes and other people vote on their accuracy. Stale/expired coupons sink into the red while hot ones rise upwards. Some vendors feel threatened by this collective knowledge so they've asked RetailMeNot to exclude them, but other companies actively participate in promos. Be skeptical, however, as they may make something look better than it actually is. That's marketing for ya.</p> <p>Always look out for <strong>stackable coupons</strong>. Some deals mavens have mastered combining them, such as:</p> <ul> <li>a time-unlimited $50 off +</li> <li>a one-week special which removes a further $25 +</li> <li>extra 10% off if you buy 2.</li> </ul> <p>The math can get confusing, but don't let that deter you from savings, because web checkout forms usually assist with calculations.</p> <h2>2. Cashback</h2> <p>Cashback often comes in the form of: you need to sign up, then click on a special link which tracks you when you buy something. Then, after an elapsed amount of time (so the participating company can reap a net profit), you get your cash back (literally). Under this are all manner of economic and social complexities, such as partner sites receiving commission payments.</p> <p>Cashback tends to be smaller amounts like 2-10% and there are many flavors &mdash; <a href="http://www.fatwallet.com/"><strong>FatWallet</strong></a> is one of the more popular sites to have strategically turned cashbacking into a community &mdash; but there are occasional jackpots. For instance, eBay's Buy It Now thru Microsoft Live Search once <a href="http://forums.slickdeals.net/showthread.php?t=846962">rose as high as 35%</a> (!), and while I missed out on that, the cashback amount was at a still-respectable 25% when I opted for some pricey music gear. I ended up saving myself over $600 (it took a rolling 60 days to receive all my money after the orders had taken place).</p> <p>One downside of cashback programs, including the eBay-Microsoft one: at-face prices may be inflated slightly or hugely, so <strong>be careful the cashback doesn't merely reduce the price to its usual parity</strong>.</p> <p>Like coupons, take advantage of compound savings whenever possible: there've been a few times where I didn't just stack coupons, there was also cashback, sweetening the deal further. And sometimes there are rebates on top of that.</p> <h2>3. Rebates</h2> <p>Rebates come in different flavors, but they all have one thing in common: motivating you to take action (buy!) when you might normally not be so interested.</p> <p>MIR stands for Mail-In Rebate, another way of enticing you to buy an item with a lower final cost, but you need to wait weeks, or even months to get a check in the mail as compensation. If money is tight <em>today</em>, be sure to factor that in. The waiting game can be tense and rebate programs often have strict rules, such as how your claim form is filled out, and what you need to include from the original packaging &mdash; commonly both a copy of the receipt and original UPC (bar code). Let me assure you, it sucks to go through that trouble, miss out one detail, and receive a rejection letter instead of money. Some rebate programs are shady and unresponsive, so search for others who've dealt with certain companies before.</p> <p>This is why I prefer instant rebates &mdash; just like a coupon, but even easier, because it's automatically applied at checkout. All you have to do is buy. Ah, consumerism.</p> <h2>4. Shipping</h2> <p><strong>Don't be fooled by &quot;free shipping&quot;. It sounds tasty but often isn't true, as the cost is eaten up by a premium on the item itself.</strong> This applies everywhere from Amazon to eBay to Zappos.</p> <p>But it's also true some places have substantially better shipping deals than others, all costs considered. Some may spur you to buy over a certain amount, e.g., &quot;All orders over $99 get free ground shipping&quot;. This is tied to the economy of scale, since it takes about the same time to process most orders, but if you have a more expensive order, you (or at least your money) are viewed as more valuable to the company's bottom line.</p> <p>In those cases, if your order is close to the minimum for free shipping, it may make sense to buy a small, sub-$10 item (also known as a &quot;<a href="http://www.filleritem.com/">filler</a>&quot;) to push you over the limit. But <strong>don't force yourself to buy more than you actually need</strong>, 'cuz then you won't be saving at all.</p> <p>I previously wrote, &quot;<a href="http://www.wisebread.com/is-it-worth-paying-more-for-faster-shipping">Is it worth paying more for faster shipping?</a>&quot;. Check it out if you'd like related info.</p> <h2>5. Tax</h2> <p>Death and taxes may be certain, but at least you have a say in controlling the eventuality of the latter &mdash; like <strong>not paying sales tax if you order from out-of-state</strong>. After <a href="http://www.wisebread.com/new-mac-minis-beware-small-gains-at-a-big-price">writing about the Mac mini for Wise Bread</a>, I found out <a href="http://www.powermax.com/">PowerMax</a>, located one state to the south in Oregon, wouldn't ding me for $75 sales tax unlike Apple's own store. Sales tax becomes even more prohibitive on expensive orders: with high-end electronics, it easily runs into the hundreds of dollars.</p> <p>The point here isn't to deprive the government, but make the smartest decision based on what's legal and available. Be resourceful like MacGyver.</p> <h2>The most important lesson I've learned about modifiers...</h2> <p>is <strong>don't get excited until <em>you</em> see the final price</strong>. So often, I've thought &quot;That sounds like a bargain!&quot; but by the time I get to the register, all these additional hits, surcharges, and in the case of airlines, hidden costs have added up and stabbed me in the side.</p> <p>Online, don't be afraid to do a simulation by adding items to your cart and rushing to the checkout to see what it really costs. Some stores add additional friction (whether by dumb design or accident) and require you to signup for account &mdash; in which case, if you're understandably concerned about your privacy and getting spammed, have an alternate email address on hand to test the waters.</p> <p>If you're new to this, the first few times of keeping the above 5 modifiers and other elements straight can be confusing. But persist, know what you want, and <strong>get it at a better price than you originally thought possible</strong>.</p> <p><strong><em>What are your fave modifiers? Have a modifier that I missed? Share your knowledge with us!</em></strong></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/torley-wong">Torley Wong</a> of <a href="http://www.wisebread.com/modifiers-5-things-that-change-an-items-final-price">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-awesome-art-of-getting-great-deals-online">The Awesome Art of Getting Great Deals Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-little-known-amazon-shopping-hacks">5 Little Known Amazon Shopping Hacks</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-strange-ways-online-shopping-has-changed-the-world">6 Strange Ways Online Shopping Has Changed the World</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-it-worth-paying-more-for-faster-shipping">Is it worth paying more for faster shipping?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-you-need-to-start-flipping-items-for-cash-online">What You Need to Start Flipping Items for Cash Online</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon cashback costco coupon eBay fatwallet modifier powermax promo rebate retailmenot shipping tax Zappos Sun, 22 Mar 2009 14:29:46 +0000 Torley Wong 2950 at http://www.wisebread.com Restaurant.com helps you save for Valentine's Day - 60% off gift certifcates and a free $15 FTD gift card! http://www.wisebread.com/restaurantcom-helps-you-save-for-valentines-day-60-off-gift-certifcates-and-a-15-ftd-gift-card <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/restaurantcom-helps-you-save-for-valentines-day-60-off-gift-certifcates-and-a-15-ftd-gift-card" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/restaurnt.gif" alt="" title="" class="imagecache imagecache-250w" width="240" height="39" /></a> </div> </div> </div> <p><strong>Note:&nbsp; The following promotion has ended, but there is a new&nbsp; promotion starting from 2/21/09 to 2/28/09 at </strong><a href="http://www.dpbolvw.net/click-2893747-10445122"><strong>Restaurant.com</strong></a><strong>.&nbsp; The new coupon code is DINE and gives you 80% off $25 gift certificates and also Dinner of the Month memberships . Enjoy!&nbsp; </strong></p> <p>A few months ago I shared a coupon code for <a href="http://www.dpbolvw.net/click-2893747-10445122">Restaurant.com</a> that allowed 80% off on their already discounted gift certificates, and that post was quite popular. &nbsp; <br /> Today I found that Restaurant.com is offering a great deal valid from today until February 15th, 2009&nbsp; that gives 60% off their gift certificates and a $15 gift card for shopping at FTD.&nbsp; You could easily take care of both dinner and flowers for Valentine's Day with this deal.&nbsp;</p> <p>Here is the scoop.&nbsp; All you have to do is to log onto <a href="http://www.dpbolvw.net/click-2893747-10445122">Restaurant.com</a> and purchase a gift certificate, and type in the coupon code <strong>TREAT</strong>.&nbsp; You will get 60% off right away on your gift certificate so the $25 gift certifcate is only $4.&nbsp; You will also receive a $15 FTD gift card in the confirmation email.&nbsp; This gift card is actually not valid at FTD.com so do not try to use it there.&nbsp; You have to click on the FTD&reg; logo on the Restaurant.com confirmation page or in the confirmation email and make your purchase at the cobranded site.&nbsp; The discount is only good for regular priced merchandise and is not good for taxes or shipping.&nbsp; The FTD discount expires on 3/31/2009.</p> <p>Since the last promotion I have already used some of my Restaurant.com gift certificates with no hassle at all so I know their service is quite legitimate.&nbsp; If you plan correctly, it is possible you could get a lovely Valentine's Day with dinner and flowers for under $30.&nbsp;</p> <p>As usual, you should read the terms and conditions of each gift certificate before purchasing them, and also do not accept any offers from strange popups.&nbsp; This deal is strictly for the gift certificates, and the FTD $15 discount.</p> <p>&nbsp;</p> <p><em>Disclosure:&nbsp; this post contains affiliate links to Restaurant.com</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/xin-lu">Xin Lu</a> of <a href="http://www.wisebread.com/restaurantcom-helps-you-save-for-valentines-day-60-off-gift-certifcates-and-a-15-ftd-gift-card">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/xm-satellite-radio-car-combo-for-under-6-and-free-shipping">XM satellite radio/car combo for under $6 and free shipping!</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/friday-deal-sweet-dreams-for-a-real-bargain-deal-over">Friday deal - Sweet dreams for a real bargain -DEAL OVER</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-25-meal-for-just-3-updated">A $25 meal for just $3. Updated.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-copy-of-what-to-expect-the-first-year-book">FREE copy of &quot;What To Expect The First Year&quot; book.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-18-cultured-freshwater-pearl-necklace">FREE 18&quot; Cultured Freshwater Pearl Necklace</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Deals coupon deal restaurant.com Wed, 11 Feb 2009 02:49:07 +0000 Xin Lu 2829 at http://www.wisebread.com Can a Kindle Save You Money? Oprah's Coupon Code Makes It Easier http://www.wisebread.com/can-a-kindle-save-you-money-oprahs-coupon-code-makes-it-easier <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/can-a-kindle-save-you-money-oprahs-coupon-code-makes-it-easier" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kindle_10.jpg" alt="Kindle with books" title="Kindle Books Cost Less Than Hard Copies" class="imagecache imagecache-250w" width="250" height="224" /></a> </div> </div> </div> <p>Amazon's <a href="http://www.amazon.com/gp/product/B000FI73MA?ie=UTF8&amp;tag=myfufufa-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000FI73MA">Kindle</a><img width="1" height="1" src="http://www.assoc-amazon.com/e/ir?t=myfufufa-20&amp;l=as2&amp;o=1&amp;a=B000FI73MA" alt="" /> digital reader is like&nbsp;a Wii for&nbsp;readers: Endless entertainment options, loveable hardware, extra features galore. Just today, Oprah showed how, with the addition of an digital memory card, the Kindle allows you to carry around FOUR THOUSAND books. An entire library, in your carry-on bag. Instant gratification when you want a new book or magazine. Plus blogs.</p> <p>But two things have held me (and my credit card) back: price and price.</p> <p>That is, the $359 price tag, and the cost to buy books and magazines to put on it. Even though Kindle books cost about $6 less than hard copies, if you get most of your books through the public libarary or second-hand sales like I do,&nbsp;keeping your Kindle stocked will end up costing you more.</p> <p>In a moment, more on whether a Kindle could actually save you money. But right now, here's something that's convincing me to take the Kindle plunge: This morning, that booklover Oprah offered a $50 off coupon code, making the Kindle just $309.</p> <p>The code is <strong>OPRAHWINFREY</strong>, and it's good through Nov. 1.</p> <p>Now, to the question of whether owning a Kindle can save you money. Many have asserted it can -- in fact the Wall Street Journal argued that it can in <a href="http://www.thestreet.com/story/10421428/2/amazons-kindle-could-save-you-money.html">two</a> <a href="http://online.wsj.com/article/SB121431458215899767.html">different columns</a>. The best way, the Journal points out, to save money with the Kindle is not through buying books -- saving $6 a book, you'd have to buy 52 new books for it to pay for itself even with the Oprah discount.</p> <p>The way a Kindle can really save you money, WSJ columnist Brett Arends says, is with its mobile data features. With Kindle's keyboard and basic Internet browser, some users may replace their cell phone's mobile data plan with the free Kindle service, saving $20 a month or more.</p> <p>If you set aside your $20 a month for mobile data toward the $309 for the Kindle, you are only paying $5.75 a month for a year, then it's paid for. So if you buy one book a month, and cancel a $20 data plan, the savings WOULD pay for a Kindle in a year.</p> <p>Then there are subscriptions. When I was a business reporter, I used to subscribe to the New York Times to read on the train. It currently costs about <a href="https://www.nytimesathome.com/checkout.php?step=1">$6.70 a week</a> to have the Times delivered to your doorstep. On&nbsp;<a href="http://www.amazon.com/gp/product/B000FI73MA?ie=UTF8&amp;tag=myfufufa-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000FI73MA">Kindle</a>, it's $13.99, a <img width="1" height="1" src="http://www.assoc-amazon.com/e/ir?t=myfufufa-20&amp;l=as2&amp;o=1&amp;a=B000FI73MA" alt="" />savings of more than $13 a month. So if all you did was read the NYT, it would take you two years for the device to pay for itself at the Oprah price. But other magazines, like the Wall Street Journal, currently offer better deals on the&nbsp;paper version&nbsp;than the Kindle version.</p> <p>In conclusion, I'd say that SOME people would save money with&nbsp;a Kindle. Daily train commuters and people who spend a lot of time in airports could clearly save -- and would most benefit from the convenience of not having to go out and seek physical copies of their reading material. For me, a stay-at-home mom with no mobile data plan, there would be little to no savings.</p> <p>But you know what? I kind of, really want one anyway. And my birthday is coming up. And, since I have a <a href="http://www.amazon.com/gp/subs/primeclub/signup/extmain.html?ref=prime_assoc_bt&amp;tag=myfufufa-20">free trial of Amazon Prime</a>, I could have one here tomorrow by paying just $3.99 to upgrade to overnight shipping. Oh, wait! I thought of something. I'm about to spend about $500 on a nice oak bookshelf for our dining room. To hold all those old-school books we buy at second-hand sales, etc. If I stop buying paper books, I won't have to buy any more expensive bookshelves. And there's always the savings to the environment if I convert my Chicago Tribune subscription to a digital one, even though they're the same price.</p> <p>Commenters: Can you help me come up with any more justifications so my husband will read this and buy me a &quot;money-saving&quot; Kindle for my birthday?</p> <p>Note: This post contains affiliate links.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/can-a-kindle-save-you-money-oprahs-coupon-code-makes-it-easier">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/22-reasons-to-write-a-letter">22 Reasons to Write a Letter</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-own-coupons-20-great-free-gift-ideas">20 Great, Free Gift Ideas</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-free-things-to-do-with-your-kindle">10 Free Things to Do With Your Kindle</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-awesome-art-of-getting-great-deals-online">The Awesome Art of Getting Great Deals Online</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/score-coupons-for-every-online-store-even-the-ones-that-dont-have-coupons">Score Coupons for Every Online Store (Even the Ones That &quot;Don&#039;t Have Coupons&quot;)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Coupons coupon kindle Fri, 24 Oct 2008 16:17:27 +0000 Carrie Kirby 2543 at http://www.wisebread.com Free Halloween Candy from Kmart – With a Twist (Expired) http://www.wisebread.com/free-halloween-candy-from-kmart-with-a-twist <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/free-halloween-candy-from-kmart-with-a-twist" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/halloween candy.jpg" alt="halloween candy" title="halloween candy" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p class="MsoNormal"><strong>(Please note that this article was written in 2007.&nbsp; As a result, the coupon is now expired.&nbsp; We are not aware of any new coupons at this time.)</strong></p> <p class="MsoNormal"><a href="http://www.kmart.com/">Kmart</a> is offering a free bag of Halloween candy from now until Wednesday, October 31st.<span> </span>All you have to do is follow these not-quite-so-simple steps.<span> </span>If you&rsquo;re as frugal as I am, it just might be worth it for you!</p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">Visit <a href="http://www.kmart.com/">Kmart&rsquo;s website</a> within the next few days, and click on the <a href="http://f.e.kmart.com/s/9/381647815/halloween2007.html">FREE CANDY link</a> on the upper third portion of the page.<span> </span><a href="http://f.e.kmart.com/s/9/381647815/halloween2007.html">Here is the direct link</a>.</p> <p class="MsoNormal"><span> </span><br /> Watch the quick commercial in the pop-up and enter the code on the tombstone from the commercial.<span> </span>(I&rsquo;m getting &ldquo;TERRY RAVAS&rdquo; when I watch it.)</p> <p class="MsoNormal">Fill out the remaining contact info to get your coupon and updates via email from KMART (which you can unsubscribe from after getting your coupon.)</p> <p class="MsoNormal">There are links straight to the coupon (which is the same for everyone), but I suggest you jump through the simple hoops to be fair.</p> <p class="MsoNormal">&nbsp;</p> <p class="MsoNormal">Here&rsquo;s the rub on HOW to use the coupon.<span> </span>It is only for snack-size Payday, Hershey's Milk Chocolate, Mounds, Reese's PB Cups, Kit Kat, Almond Joy, Heath, Hershey Take 5, Reese Crispy Crunchy, 3 Musketeers, M&amp;M Milk Chocolate, M&amp;M Peanut, Butterfinger, Baby Ruth, 100 Grand, and Kit Kat Orange that ARE NOT on sale and priced at $2.79.<span> </span>Since Halloween candy is almost all on sale right now, using this may be difficult.<span> </span>If you can find any variety at regular price, this coupon should work.</p> <p class="MsoNormal">Several Kmart&rsquo;s are being reported as not taking their own internet coupon.<span> </span>(Our Kmart doesn&rsquo;t currently take internet coupons.)<span> </span>If you&rsquo;re feeling feisty, in a mood for some quick <a href="/a-note-on-consumer-justice">consumer justice</a>, or just particularly desperate for chocolate, don&rsquo;t back down.<span> </span></p> <p class="MsoNormal">Those of you taking advantage of the deal, let us know how it goes for you!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/free-halloween-candy-from-kmart-with-a-twist">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-halloween-treats-you-can-make-in-an-instant-pot">9 Halloween Treats You Can Make in an Instant Pot</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-spending-too-much-on-halloween-this-year">Are You Spending Too Much on Halloween This Year?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-diy-halloween-treats-that-trick-or-treaters-will-love">25 DIY Halloween Treats That Trick-or-Treaters Will Love</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-not-to-hand-out-on-halloween">What NOT to Hand Out on Halloween</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-copy-of-what-to-expect-the-first-year-book">FREE copy of &quot;What To Expect The First Year&quot; book.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Freebies candy coupon free stuff Halloween Wed, 24 Oct 2007 20:01:14 +0000 Linsey Knerl 1318 at http://www.wisebread.com FREE copy of "What To Expect The First Year" book. http://www.wisebread.com/free-copy-of-what-to-expect-the-first-year-book <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/free-copy-of-what-to-expect-the-first-year-book" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/7265404.jpg" alt="What to expect" title="What To Expect" class="imagecache imagecache-250w" width="250" height="377" /></a> </div> </div> </div> <p>A quick 'deal of the day' for you, and it's a great one. When my wife and I were expecting out first child we read &quot;What To Expect When You're Expecting&quot; from cover to cover. When the baby arrived, we quickly turned to this book. It's wonderful, it's well written and you can get it absolutely FREE.</p> <p>The book is being given away in a promotion by <a href="http://www.whattoexpect.com/">WHATTOEXPECT.COM </a> and Balmex. The book has an R.R.P. of $15.95 (although you'll find it in most book stores for around $10). But this is a deal you just can't beat. <a href="http://www.whattoexpect.com/diaperrash/form.aspx">Click here </a> to get yours, or get it for a friend with a new baby.&nbsp;</p> <p>A quick 'deal of the day' for you, and it's a great one. When my wife and I were expecting out first child we read &quot;What To Expect When You're Expecting&quot; from cover to cover. When the baby arrived, we quickly turned to this book. It's wonderful, it's well written and you can get it absolutely FREE.</p> <p>The book is being given away in a promotion by <a href="http://www.whattoexpect.com/">WHATTOEXPECT.COM </a> and Balmex. The book has an R.R.P. of $15.95 (although you'll find it in most book stores for around $10). But this is a deal you just can't beat. <a href="http://www.whattoexpect.com/diaperrash/form.aspx">Click here </a> to get yours, or get it for a friend with a new baby.&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/free-copy-of-what-to-expect-the-first-year-book">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-movie-rental-from-hollywood-video">Free movie rental from Hollywood Video</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-18-cultured-freshwater-pearl-necklace">FREE 18&quot; Cultured Freshwater Pearl Necklace</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-2gb-ipod-shuffle-from-compass-bank">FREE 2GB iPod Shuffle from Compass Bank</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sears-goes-a-little-crazy-sweaters-starting-at-99-cents">Sears goes a little crazy - sweaters starting at 99 cents!</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stapler-stapler-free-20-swingline-stapler">&quot;Stapler. Stapler.&quot; - FREE $20 Swingline Stapler</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Freebies advice baby bargain coupon deal free new parents Mon, 27 Aug 2007 17:58:38 +0000 Paul Michael 1053 at http://www.wisebread.com FREE 18" Cultured Freshwater Pearl Necklace http://www.wisebread.com/free-18-cultured-freshwater-pearl-necklace <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/free-18-cultured-freshwater-pearl-necklace" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/L10699544.jpg" alt="Free Necklace" title="Free pearls" class="imagecache imagecache-250w" width="250" height="250" /></a> </div> </div> </div> <p>This is no joke. This is not a scam, I've checked it out. Right now Overstock.com is giving away 18&quot; pearl necklaces. Why I have no idea. Clearly it was the accountant's day off. All you pay is just $2.95 for shipping, but they have limited you to just 1 per customer. Makes sense.</p> <p><img width="400" height="228" title="FREE 18&quot; Cultured Freshwater Pearl Necklace" alt="free" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u17/overstock_0.jpg" /></p> <p>As you can see, it really is free. No coupon needed, they apply the $19.99 for you. Just pay the paltry shipping. To grab your deal just <a href="http://www.overstock.com/Jewelry-Watches/Cultured-Freshwater-Pearl-Necklace-4-5mm-18in/2482663/product.html">click here</a> . But at this price (what price?) I'd hurry, they aren't going to last long.</p> <p>&nbsp;</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/free-18-cultured-freshwater-pearl-necklace">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-copy-of-what-to-expect-the-first-year-book">FREE copy of &quot;What To Expect The First Year&quot; book.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-movie-rental-from-hollywood-video">Free movie rental from Hollywood Video</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sears-goes-a-little-crazy-sweaters-starting-at-99-cents">Sears goes a little crazy - sweaters starting at 99 cents!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ugliest-shoes-in-the-world-now-less-than-10">Ugliest shoes in the world - now less than $10.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-2gb-ipod-shuffle-from-compass-bank">FREE 2GB iPod Shuffle from Compass Bank</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Freebies bargain coupon deal gifts Overstock.com pearls Sat, 25 Aug 2007 05:48:51 +0000 Paul Michael 1045 at http://www.wisebread.com Junk Mail revenge part 1 - Make fast cash reselling junk mail. http://www.wisebread.com/junk-mail-revenge-part-1-make-fast-cash-reselling-junk-mail <p>If you're anything like me, you hate opening your mailbox to see a whole pile of junk mail waiting for you. Credit Card offers (<a href="/junk-mail-revenge-part-2-its-war">more on those in part 2 of this series</a> ), fake checks from mortgage firms, endless reams of useless coupons and, of course, the trusty 1lb envelope of garbage from ValPak. But a friend recently told me of a hidden gem inside the ValPak envelope. A gem that's worth at least $20.</p> <p><strong>The voucher that's like Wonka's golden ticket. </strong><br /> Inside ValPak envelopes (depending on your zip code) is a voucher from Northwest Airlines. It looks something like the picture below (I apologize for the poor quality, it's the best pic I could find anywhere on the web).</p> <p><img width="343" height="127" title="NWA voucher" alt="NWA voucher" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/nwavoucher.jpg" /></p> <p>Now, what this voucher does is give the redeemer anywhere from $25 to $100 off of a Northwest Airlines flight. Great, if you happen to be in the market for a flight. If you're not, which is probably the case, you'll trash it. But using the mighty reach of eBay you can find hundreds of people who desperately want to save cash on a flight. And that means quick money for the smart eBayer.</p> <p><strong>M</strong><strong>aking the quick buck(s).</strong><br /> All you have to do is list your Northwest Airlines voucher on eBay. As you can see, completed listings (for eBay novices, those green prices are the final SOLD price for the item) are averaging $20-$25.</p> <p><img width="440" height="336" title="Compare listings" alt="Compare listings" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/Picture_5_1.png" /></p> <p>That's cold, hard cash for a voucher that was sent to you free in the mail. List the item for a starting price of around $18.99 and give FREE shipping (it's just the cost of a stamp anyway). You may also want to do a Buy It Now option for $19.99. It's all up to you.</p> <p><strong>Get vouchers from friends, make even more money.</strong><br /> Most people will be more than happy to give you their ValPak envelopes, if they haven't already dumped them in the garbage. You could get 5 or 6 NWA vouchers and sell them in seperate auctions, or list them as &quot;5 available&quot; in one auction. Either way, that's at least $100 lovely dollars from something that used to be a pain in your butt.</p> <p>Now, prepare for something you've never experienced before in your life. Get ready to be happy to see junk mail in your mail box. Next time, starting the Junk Mail war.</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/junk-mail-revenge-part-1-make-fast-cash-reselling-junk-mail">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-does-your-junk-mail-say-about-you">What Does Your Junk Mail Say About You?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-weird-things-to-sell-on-ebay-for-extra-cash">6 Weird Things to Sell on eBay for Extra Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/22-reasons-to-write-a-letter">22 Reasons to Write a Letter</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-rid-of-your-junk">How to Get Rid of Your Junk</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-awesome-art-of-getting-great-deals-online">The Awesome Art of Getting Great Deals Online</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Deals airlines codes coupon eBay junk junk mail mail NWA offers ValPak voucher Mon, 09 Jul 2007 20:13:14 +0000 Paul Michael 820 at http://www.wisebread.com Buy a drink, get a free Whopper - every single day? http://www.wisebread.com/buy-a-drink-get-a-free-whopper-every-single-day <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/burger_small.jpg" alt=" " width="298" height="197" />Did your mom always nag you to keep your receipts? Mine did. She&#39;d see me charge something to a credit card and then casually toss away the receipt, and I&#39;d get an immediate lecture about what it means to <em>keep track of my expenses yada yada yada</em> (Mom actually included the yada&#39;s). Frankly, budgeting has never been an issue for me, even when I was close to the poverty line, and receipts seemed to be a wallet-cluttering nuisance. But that all changed for me recently, and now I treasure receipts because they are kind of convenience that is rare - <strong>they are pre-cut coupons</strong>.</p> <p>You&#39;ve probably noticed that lots of stores and restaurants print coupons on the back of their receipts. You probably throw them out like I used to. </p> <p>I&#39;d still be throwing them out if my local Albertson&#39;s hadn&#39;t started printing a rent-one-get-one-free coupon for my favorite independent video rental store. At $4 a pop, I felt like I was doing my duty, keeping a local, independently-owned business in business, but honestly, with the number of films that I watch, it was really starting to hurt my bottom line. The coupon helped me reduce the cost of my film habit without reducing my intake. Yes, I&#39;m paying a bit less to the store than I used to, but I still buy my caramel corn there. Lots and lots of caramel corn.</p> <p>I understand that many coupons are not really a money-saving device, because you have to buy something to get something. And it&#39;s true that if you go out of your way to get $5 off of a meal at a Greek restaurant that you never eat at because you have a receipt-coupon in hand, then you&#39;re not saving money at all. But, if you use a coupon for a place that you frequent... frequently..., then coupons like this can be your best friend.</p> <p>Paul&#39;s <a href="/the-ghetto-mac-yours-for-1">Ghetto Burger post</a> reminded me that I&#39;ve been living large on more-or-less complimentary BK Whoppers for a while. I didn&#39;t exactly classify my situation as &#39;ghetto&#39;, but rather &#39;frugally fabulous&#39;. You can call it what you will.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/coupons.jpg" alt=" " width="280" height="198" />OK, is it <strong>really</strong> free? No, I suppose it isn&#39;t. But it&#39;s as close to free as I can hope to get. </p> <p>The back of every Burger King receipt should have a coupon for a free Whopper with the purchase of a drink at Burger King, should you take 5 minutes to answer survey questions on the phone (you have to fill out your survey code on the receipt to get your pseudo-free Whopper). My first thought was, &quot;Well, it&#39;s the least I can do. I eat here pretty often.&quot; </p> <p>So I rang up the toll-free number on my cell phone and spent the next 10 minutes politely trying to help the automated system understand that the Burger King that I eat lunch at is neither clean, nor friendly, nor prompt. The problem is that every time you answer with a less than perfect score (let&#39;s say you give them a 4 out of 5 on service), you&#39;ll be asked to tell them more, and rate EVERY ASPECT OF THEIR SERVICE. Is the bathroom clean? Are the employees human? Do the employees bathe frequently?</p> <p>The crazy thing is, once I filled out my code and brought in my receipt-coupon, bought my obligatory Coke and got my free Whopper, I got another receipt for the Coke. <em>With another coupon for another free Whopper on the back</em>. All I had to do was master the phone system, and I appeared to be set for life with close-to-free Whoppers.</p> <p>My advice, should your discount coupon rely on something like an online or phone survey code, make sure you do it on a landline or during your offpeak hours on your cell. If you are really smart, you can use your VoIP system to call the survey line using your computer, and assuming you have dynamic IP capabilities, it shouldn&#39;t be obvious that you are the same person calling everyday. Answer every question as though the company couldn&#39;t be better and you simply love them to death, unless you really want to give honest feedback (this takes some more time - and time is money, so it&#39;s really up to you).</p> <p>I&#39;m not sure that every Burger King is like this, or for how long this kind of discount will continue, but for now, I&#39;m enjoying my nearly free burger binge. Because there is such thing as a mostly free lunch.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/troy-hadley">Troy Hadley</a> of <a href="http://www.wisebread.com/buy-a-drink-get-a-free-whopper-every-single-day">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-key-to-free">The Key to Free</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-health-food-worse-for-you-than-junk-food">Is &quot;Health Food&quot; Worse for You than Junk Food?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-rice-cake-topping-ideas">40 Rice Cake Topping Ideas</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-delicious-dishes-you-can-make-with-a-can-of-tomato-soup">11 Delicious Dishes You Can Make With a Can of Tomato Soup</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cooking-great-meals-with-your-car-engine-the-heat-is-on">Cooking great meals with your car engine. The heat is on.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Burger King coupon customer service discount Fast Food free lunch receipt survey Whopper Wed, 28 Mar 2007 19:24:00 +0000 Troy Hadley 408 at http://www.wisebread.com