personal finance

Ask The Readers: What is Your Personal Finance "Story?" (A Chance to Win $10!)

Posted August 11, 2009 - 08:07 by Linsey Knerl

Giveaways

Everyone is writing a book these days (even a few personal finance blogs we know.. *ahem*). If you could, what would you call it? What would you cover? Answer for your chance to win $10!

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Ask the Readers: Who is Your Online Personal Finance/Frugality Hero? (A Chance to Win $10!)

Posted August 4, 2009 - 07:14 by Linsey Knerl

Giveaways

Is there an online blogger, columnist, or personality who has really inspired you to take charge of your finances? Do you secretly hope to meet a big-name PF writer some day? Is there just one name or blog at the top of your daily RSS feed? Tell us who you read or like the best for a chance to win $10!

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7 Free and Low Cost Ways To Protect Your Credit

Posted May 5, 2009 - 08:15 by Silicon Valley Blogger

Personal Finance

protect your credit

Many people have fallen victim to identity theft and credit fraud such that it's become essential for us to keep an eye on our credit. Most of the time, a fraud victim finds out a little too late that his or her identity has been compromised. My own brother was surprised to learn after a visit to the bank that his social security number had a variety of foreign identities associated with it! And just how many times have I been called by my credit card company about suspicious activity on my account? One time too many. So it's time to fight back with a few options.

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Fresh Mint: 'Recession-proof' ideas make good business

Posted March 16, 2009 - 20:05 by Jabulani Leffall

Personal Finance

It's rare for me to endorse any financial product or service, much less bigging-up an Internet destination that could divert traffic away from myself and wisebread.com but it's worth looking at this budgeting site.

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How The Economic Crisis Challenges Our Financial Beliefs

Posted March 8, 2009 - 22:30 by Silicon Valley Blogger

Personal Finance

economic recession, unemployment line

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have become for so many, more and more people I know are questioning the tenets of solid personal finance, at least the way I've come to embrace it. Has this crisis changed your mind about how to manage your money?

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The Gettin'-Baptized-in-the-Watah Epiphany

Posted March 2, 2009 - 17:01 by Jabulani Leffall

Personal Finance, Frugal Living, Food and Drink, Budgeting, Art and Leisure, Consumer Affairs

In an average week, an average chunky-blooded professional American could easily spend up to $140 on a combination of drinks that come with meals such as morning coffee, herbal tea, Jamba Juice or over-priced store-bought smoothies. This is to say nothing of the deceased potatoes, fermented wheat, tonics, spirits and dead grapes that some of us just must have in excess come Friday night through Sunday. Water anyone?

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Johnny Says: Read This Post and Get Riyyyyyyyyyyatch

Posted February 8, 2009 - 20:45 by Jabulani Leffall

Personal Finance

The sad truth is everybody is not going to get rich. This is why picking up the books and CDS of your favorite finance guru(s) seems like you're doing the work at getting your house in order when you may not be. What can you do differently? My man Johnny Upinya has the perfect plan for you.

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How to check if your mortgage statement is correct

Posted January 28, 2009 - 16:02 by Xin Lu

Personal Finance, Real Estate and Housing, Consumer Affairs

This week the Federal Trade Commission sent out around $28 million in redress checks to more than 86,000 customers of Bear Stearns and EMC Mortgage Corporation. Apparently EMC Mortgage engaged in a flurry of unlawful practices such as misrepresenting mortgage amounts owed, charging unauthorized fees, and engaging in abusive collection practices. This is obviously a case of a dishonest company, but I am sure some customers were defrauded without even realizing it because they trusted the statements they received. This is a guide to how you can double check that the mortgage statement you receive is accurate.

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6 Ways that Dieting and Budgeting are Exactly the Same

Posted January 26, 2009 - 14:13 by Linsey Knerl

Frugal Living, Health and Beauty, Budgeting

The New Year usually brings about two very common goals for most people: Getting in shape and getting their finances under control. Dieting is the number one method of achieving the first, and you may also hear much about budgeting to address the second. Here’s what I’ve learned about both, and why they’re not really all that different.

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15 Ways To Manage Risk In Your Financial Life

Posted January 18, 2009 - 23:17 by Silicon Valley Blogger

Personal Finance

reduce financial risk

By managing our risks, we are better equipped with addressing unpredictable scenarios that can wreak havoc with our finances. Risk isn't a bad thing, just as long as it's controlled or "calculated". Here are a few strategies that I employ for keeping financial risks in check.

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