personal finance

Bouncing Back When There's No "Bounce" Left

Posted January 6, 2009 - 21:17 by Kate Luther

Personal Finance, Frugal Living, Life Hacks, General Tips, Lifestyle

No More Bounce - Image Courtey of Stock Xchng

We all have our ups and downs. We've all faced some pretty depressing odds and come out on top.

But sometimes, it feels like you just can't get ahead, no matter how hard you try. So what do you do?

Here's how to bounce back when the "bounce" is all gone.

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Book review: Spend 'til The End

Posted October 16, 2008 - 13:48 by Philip Brewer

Personal Finance

Cover of Spend 'til The End

My wife spotted this book at the library and brought it home, suggesting (based on the title) that it might be a sort of anti-Wise Bread that I could read and mock. When I started reading it though, I found it wasn't. In fact, it's an outstanding personal financial book: It offers the best framework for analyzing household finances of any book I've read.

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Why young investors should "Stay the Course" and continue to invest

Posted October 9, 2008 - 22:25 by Xin Lu

Personal Finance, Investment

With the recent upheaval in the financial markets, many individual investors are feeling the pain of shrinking investment accounts. In fact, over $2 trillion dollars have been wiped out from retirement accounts in the past 15 months. One of my friends says that it seems that every bit of money he contributes into his 401k is gone by the next statement. I understand how he feels, but I believe that young investors should try not to panic in these turbulent times and "stay the course" with their investments.

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What Makes You the Expert?

Posted October 9, 2008 - 19:10 by Linsey Knerl

Personal Finance, Frugal Living

Now, more than ever, financial “experts” are crawling out of the woodwork, ready to give you advice on pinching pennies in a tight economy. While all of this concern and guidance is good, each of us will have our own idea of what an “expert” is. Could it even be you?

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Dealing with Financial Drought: A Recovery Plan

Posted September 2, 2008 - 14:39 by Sarah Winfrey

Personal Finance

Cracked earth at his feet

You know how it goes. One minute, you have extra money sitting in the bank just waiting for you to play with it. The next, your car needs repaired, or the cat gets sick, or the roof falls in and there's no way you can afford the bills without dipping into savings. Not only has your "fun money" disappeared, but so has some of your emergency fund, general savings fund, or goal-oriented savings fund. And we all know what happens next: more catastrophe, more bills, more dipping in when you meant with all your will to save this month. What we do when the savings numbers are slipping backwards like this can determine how much we actually lose during the drought and how quickly we bounce back.

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Wise Bread Spotlight: List of Top Personal Finance Blogs by Women

Posted August 5, 2008 - 04:26 by Lynn Truong

Personal Finance

To help women bloggers network with each other, we are starting a series of discussions in our Bloggers Forum focusing on female personal finance bloggers and special blogging challenges faced by women. To kick things off, here is a list of top personal finance blogs written by women.

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Welcome to the Real World - My Best Advice for New Graduates

Posted June 16, 2008 - 01:20 by Xin Lu

Personal Finance, Career and Income, General Tips

I graduated from college just three years ago, so the confusion and anxiety I felt after graduating college is still quite fresh in my mind. I moved out of my parents' house a week after graduation and started at my new job, and since then I have learned a lot of things about the "real world". Here are some of my best advice for you new graduates who are transitioning from the safe structured environment of school to a seemingly infinitely larger world.

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The Costa Rica Lesson: Awwwwwww They Got Me

Posted June 3, 2008 - 22:49 by Jabulani Leffall

Life Hacks, Art and Leisure, Lifestyle

All Aboard?

Get Travel Insurance before you go anywhere. Have and not need it. No really trust me.

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Friends Don't Let Friends...

Posted May 28, 2008 - 00:18 by Xin Lu

Personal Finance, General Tips

In the past few decades the Ad Council has been running an ad with the tag line "Friends Don't Let Friends Drive Drunk". This ad campaign has been instrumental in decreasing drunk driving fatalities and almost every American has heard it at one time or another. What if this ad were applied to mistakes people make in personal finance? Here are some possibilities...

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Sittin' on Dubs: The Andrew Jackson Proposal

Posted April 19, 2008 - 13:46 by Jabulani Leffall

Personal Finance

Dubberific

Twenty dollars isn't what it used to be and for that matter, given recent events, neither is $100, $1,000 or $10,000. With consumer confidence waning, why not get your swagger up and stretch your imagination as well as your weak American currency. Have some fun while you're at it.

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