personal finance

6 Ways that Dieting and Budgeting are Exactly the Same

The New Year usually brings about two very common goals for most people: Getting in shape and getting their finances under control. Dieting is the number one method of achieving t

15 Ways To Manage Risk In Your Financial Life

By managing our risks, we are better equipped with addressing unpredictable scenarios that can wreak havoc with our finances. Risk isn't a bad thing, just as long as it's controlle

Bouncing Back When There's No "Bounce" Left

We all have our ups and downs. We've all faced some pretty depressing odds and come out on top. But sometimes, it feels like you just can't get ahead, no matter how hard you try

Book review: Spend 'til The End

My wife spotted this book at the library and brought it home, suggesting (based on the title) that it might be a sort of anti-Wise Bread that I could read and mock. When I started

Why young investors should "Stay the Course" and continue to invest

With the recent upheaval in the financial markets, many individual investors are feeling the pain of shrinking investment accounts. In fact, over $2 trillion dollars have been wipe

What Makes You the Expert?

Now, more than ever, financial “experts” are crawling out of the woodwork, ready to give you advice on pinching pennies in a tight economy. While all of this concern and guidance

Dealing with Financial Drought: A Recovery Plan

You know how it goes. One minute, you have extra money sitting in the bank just waiting for you to play with it. The next, your car needs repaired, or the cat gets sick, or the roo

Wise Bread Spotlight: List of Top Personal Finance Blogs by Women

To help women bloggers network with each other, we are starting a series of discussions in our Bloggers Forum focusing on female personal finance bloggers and special blogging chal

Welcome to the Real World - My Best Advice for New Graduates

I graduated from college just three years ago, so the confusion and anxiety I felt after graduating college is still quite fresh in my mind. I moved out of my parents' house a wee

The Costa Rica Lesson: Awwwwwww They Got Me

Get Travel Insurance before you go anywhere. Have and not need it. No really trust me.

Friends Don't Let Friends...

In the past few decades the Ad Council has been running an ad with the tag line "Friends Don't Let Friends Drive Drunk". This ad campaign has been instrumental in decreasing drunk

Sittin' on Dubs: The Andrew Jackson Proposal

Twenty dollars isn't what it used to be and for that matter, given recent events, neither is $100, $1,000 or $10,000. With consumer confidence waning, why not get your swagger

Why You Should Donate a Blood Sucking Timeshare

My parents always told me that buying a timeshare is a bad idea because of the inflated upfront cost and perpetual maintenance and exchange fees the timeshare companies pile on.

Could a Divorce Improve Your Finances?

When I was single, I thought that getting married would reduce my expenses greatly, and after I got married I realized that in some instances

Killin 'em Out There: The School Clothes Conundrum

How do you break the cycle when social engineering and personal spending habits that are as unique as your genetic coding, are emptying your pockets?

25 Things I Don't Want to Regret Once I Retire: Take Two

Since posting the first part of my list of 25 ideas and goals that I want to live by and be able to look back on with pride when it comes

Miser v. Stunna: A Case Study

Miserly is derived from a Latin term that means "wretched." It is the linguistic blood relative of miserable. Stuntin' is when you spend too much money and w

Common Currency: A Primer

These postings will pertain to the economy of life, which is all about personal alternatives that shape our financial world.

Personal Finance Lessons from Online Adventure Game (RuneScape)

A friend shared with me some strategies he's learned for playing RuneScape. Can these strategies be applied to personal finance? Let's see.

Book review: Your Money or Your Life

This book is one of the classics of modern frugality, and it's been a source of some controversy. At the bottom, though, its message is a simple one: Pay attention. Pay attention t