career en-US Are You in the Wrong Career? Here's How to Tell <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/are-you-in-the-wrong-career-heres-how-to-tell" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="tired businesswoman" title="tired businesswoman" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to the new normal: The average worker today <a href="">stays in a job for 4.4 years</a>.</p> <p>You should probably expect that number to get even lower as 91% of Millennials expect to stay in a job for less than <em>three </em>years. (See also: <a href="">25 Career Changes You Can Make Today</a>)</p> <p>And while being labeled as a job hopper may make you less attractive to future employers, there's no time to waste if you don't like what you're doing. Here are seven tools to check if you're on the right career path.</p> <h2>1. What Can I Do With My Major In...?</h2> <p>In 2012, there were about <a href="">19.9 million Americans</a> enrolled in college. With the <a href="">average student debt around $29,400</a>, students need to take a close look at the career options that their degrees provide. offers a comprehensive list of jobs according to major through its <a href="">What Can I Do With a Major in&hellip;?</a> tool.</p> <p>Taking a look at your career options during your studies is a good way to check what your career path may look like in the future. You can filter your options by using the results from your Values Assessment Test, which helps you understand what is important to you in a job.</p> <h2>2.</h2> <p>What if you haven't declared a major yet or what if you are just taking a sabbatical year to think things through? In that case, the U.S. Department of Labor's <a href=""></a> is a comprehensive tool to help you explore a wide variety of career options and industries. You can search careers through keywords, browse careers by industry, or use the Interest Profiler to find out what kind of careers may be a good fit for you.</p> <h2>3. Occupational Projections Data</h2> <p>If you already have a job or are thinking about switching jobs, then you may be wondering what are the expected employment and wages in a couple years. The <a href="">Selected Occupational Projections Data</a> from the U.S. Bureau of Labor Statistics gives you data starting 2012 and with projections up to 2022.</p> <p>For example, I looked up that there were 129.1 thousand writers and authors in 2012 and that number is expected to grow to 132.9 thousand by 2022. With a small number of competitors, a median annual wage of $55,940, and a 64.4% rate of self-employment, I am comforted that I made the right career decision!</p> <h2>4. Careerrealism's Quiz</h2> <p>Let's imagine that you are just fed up with your current job. Maybe you haven't been promoted for several years or your work hours are starting to affect your health. To help you decide whether you should quit your job, take this <a href="!bB3x78">11-question quiz</a> from Carrerrealism. They also provide you a suggested course of actions based on your quiz results.</p> <h2>5. Glasdoor's Job Finder</h2> <p>Sometimes the root of your job frustration may not be that you are in the wrong career, but that you are just in the wrong city. <a href="">Glassdoor's Job Finder</a> allows you to plug in your job title and check how many work opportunities are available across the United States. For example, my search for <a href="">freelance writer</a> showed me that while Hawaii only has two opportunities, New York has 49, California has 375, and Illinois has 99.</p> <p>While the first two made sense to me, I would had never imagined that the Prairie State was ripe with opportunities within my field. The Job Finder also allows you to drill down results per city and find out what other job titles (and cities!) you should consider in your career path.</p> <h2>6. PayScale's GigZig</h2> <p>Here is a really interesting twist on job evaluation. If you already know that the average person stays in a job about four years, then you can leverage that knowledge to predict your career path. <a href="">PayScale's GigZig</a> uses data from millions of people to indicate, based on a job title, what job that person held five years ago and what job that person will have five years from now.</p> <p>Based on those three job titles, GigZig shows you what percentage of people have taken a specific path. Since the median salary is included for each job, you will find yourself exploring the many zigs and zags your career path could take.</p> <p>If you cannot make up your mind between two jobs, then take a closer look at each one through PayScale's chart on the <a href="">most and least meaningful jobs</a>. This interactive chart compares job meaning, salary, and job satisfaction for over 450 job titles.</p> <h2>7. Career Values Test</h2> <p>Finally, if you need a full revaluation of your career path, then you should take a look at your career values. The <a href="">Career Values Test</a> is a comprehensive examination of your career values and your motivations behind them. Having a deeper understanding of what makes you tick in career terms allows you to better evaluate your career path and any potential employer. According to the makers of the test, these career values provide the means to evaluate the merits of any career and negotiate the terms for actual job offerings.</p> <p><em>What are some other useful tools to evaluate if you're in the right career path?</em></p> <a href="" class="sharethis-link" title="Are You in the Wrong Career? Here&#039;s How to Tell" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Damian Davila</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career Building Personal Development career choosing a career job search Fri, 29 Aug 2014 17:00:05 +0000 Damian Davila 1197957 at 5 Things to Say to Your Boss to Get a Promotion or Raise <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-to-say-to-your-boss-to-get-a-promotion-or-raise" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="boss employee handshake" title="boss employee handshake" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The squeaky wheel gets the grease, and that goes double when it comes to asking for a promotion or a raise.</p> <p>A 2014 study performed by management consulting firm Accenture found that nearly 80% of employees who ask for a raise, and 70% of employees who <a href="">ask for a promotion, get one</a>. (See also: <a href="">12 Ways to finally Get That Promotion This Year</a>)</p> <p>But even with such high success rates, the study found that half of the people polled never bring up the subject of a promotion or a raise to their superiors, potentially robbing themselves of advancement. Getting ahead and earning more can be as easy as asking for it, as long as you know what to say. So go ahead and try one of the following angles.</p> <h2>1. &quot;I'm Good for the Company.&quot;</h2> <p>Remind higher-ups of your value whenever the opportunity arises, such as during performance reviews, meetings, and other business-related conversations with management. You don't want to bring up every little thing you do, but you should definitely mention those specific times when you exceeded a customer's expectations, outdid yourself on a special project, or had an especially positive impact on the bottom line. Make sure you have hard numbers or other evidence to back up your claims, or it may just come across as empty bragging.</p> <h2>2. &quot;I Have a Unique Skill Set.&quot;</h2> <p>One of the best ways to set yourself up for a promotion or raise is to let management know about the distinctive knowledge, skills, and experience you bring to the table. Think about the things you do or know that go above and beyond what is necessary for your current position. Even better, demonstrate how those skills have helped you overcome issues or otherwise perform your job. Of course, the absolute best way to go about it is to let your boss know how you can use your one-of-a-kind knowledge to address a current or recurring problem.</p> <h2>3. &quot;What He Said.&quot;</h2> <p>How do upper leadership, top performers, and key influencers interact and engage upper management and each other? Observing these interactions during meetings as well as in the break room can tell you a lot about the communication styles and behaviors adopted by leaders in your company. To learn even more, engage these key people in conversation by making a positive comment about how they handled a recent project and asking specific questions, such as how they dealt with a prominent issue or managed to come in under budget despite the high demands of a client.</p> <h2>4. &quot;I Understand the Inner Workings.&quot;</h2> <p>Showing that you know the little nuances that keep the business running smoothly tells your supervisors that you understand not just the nature of your position, but the interconnected network of other employees and departments as well. Use the intel you gather from all that bigwig shoulder rubbing to enhance your knowledge and demonstrate your grasp of things that exceed your job description, especially the details of any specific positions you're gunning for. Peruse trade publications and professional association newsletters and attend industry-related functions to stay up-to-date on the bigger picture, as well.</p> <h2>5. &quot;People Like Me.&quot;</h2> <p>You may be the absolute best person for the job, but your chances of snagging a raise or promotion can be affected negatively if you don't have a good rapport with coworkers and supervisors. A 2010 study to <a href=";pg=PA125&amp;lpg=PA125&amp;dq=favorable+impression+performance+review+study+pfeffer&amp;source=bl&amp;ots=9-P0-n6gVL&amp;sig=uYzdxXvDRyB-Sf7VDBV031JO5hg&amp;hl=en&amp;sa=X&amp;ei=5y3QU4PWH4LC8AGqiYGYAw&amp;ved=0CB8Q6AEwAA#v=onepage&amp;q=favorable%20impression%20performance%20review%20study%20pfeffer&amp;f=false">determine the effect friendliness has on performance evaluations</a> found that participants gave more favorable reviews to people who displayed better interpersonal skills than those who appeared less amiable, even when the good-natured subject performed worse on tasks. The leader of the project, Stanford professor Jeffrey Pfeffer, summarized the gist of his findings in a 2013 interview: &quot;<a href="">Life is really about relationships</a> and your success in getting promoted and getting raises and getting hired, depends on the quality of the network and relationships you were able to build with a large number of other people inside your company and for that matter, outside your company.&quot;</p> <p><em>What have you said to help you get that promotion or raise? Please share in comments!</em></p> <a href="" class="sharethis-link" title="5 Things to Say to Your Boss to Get a Promotion or Raise" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Lauren Treadwell</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career Building career promotion raise Wed, 27 Aug 2014 15:00:04 +0000 Lauren Treadwell 1195556 at Best Money Tips: Things You Can Do To Find Your Calling <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-things-you-can-do-to-find-your-calling" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="girl taking selfie" title="girl taking selfie" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="">Best Money Tips</a> Roundup! Today we found some amazing articles on things you can do to find your calling, protecting your child's identity, and vices that can ruin your finances.</p> <h2>Top 5 Articles</h2> <p><a href="">12 Things You Can Do to Find Your Calling</a> &mdash; Starting a blog or a YouTube channel can help you find your calling. [PopSugar Smart Living]</p> <p><a href="">How to Protect Your Child's Identity</a> &mdash; To protect your child's identity, be aware of whether or not your child is receiving pre approved credit accounts. [Rich Single Momma]</p> <p><a href="">Five Vices That Could Ruin Your Finances</a> &mdash; Eating out and brand name shopping can ruin your finances. [Your Smart Money Moves]</p> <p><a href="">7 Reasons to Give Your Ideas a Try Even If They Might Not Work</a> &mdash; Do you have an idea you want to try even though you think it won't work? Give it a try anyway and remember that failure isn't permanent. [Create My Independence]</p> <p><a href="">10 Key Characteristics of Debt-Free People</a> &mdash; Debt-free people are patient and not addicted to shopping. [Len Penzo dot Com]</p> <h2>Other Essential Reading</h2> <p><a href="">3 Simple Ways to Finish Your Financial Year Off Right</a> &mdash; Before the year is over, take the time to revisit your goals. [NarrowBridge Finance]</p> <p><a href="">4 Books to Spark Your Child's Imagination</a> &mdash; The book Roxaboxen can help spark your child's imagination. [Parenting Squad]</p> <p><a href="">When to Pick Butternut Squash</a> &mdash; If you are growing butternut squash, wait until the stems are brown to pick it. [My Frugal Home]</p> <p><a href="">Why I'm Going Back to School</a> &mdash; Were you passed up for a promotion? Consider going back to school so that doesn't happen again. [According to Athena]</p> <p><a href="">DIY Sewing Room Storage Ideas</a> &mdash; Using a frame with wire and small pegs can give you a unique DIY storage option for your sewing room. [The Centsible Life]</p> <a href="" class="sharethis-link" title="Best Money Tips: Things You Can Do To Find Your Calling" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Ashley Jacobs</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Job Hunting best money tips career job Tue, 26 Aug 2014 19:00:04 +0000 Ashley Jacobs 1194287 at Best Money Tips: Ways to Score a Raise <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-score-a-raise" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="businessmen talking" title="businessmen talking" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="">Best Money Tips</a> Roundup! Today we found some stellar articles on ways to score a raise, how to never make a late payment again, and paying off student loans smarter and sooner.</p> <h2>Top 5 Articles</h2> <p><a href="">14 Tried and Tested Ways That Will Score You a Raise</a> &mdash; If you want a raise, approach the conversation like an interview and have a number in mind. [PopSugar Smart Living]</p> <p><a href="">7 Simple Tips to Never Make a Late Payment Again</a> &mdash; To avoid making a late payment, pay bills when you receive them instead of waiting until their due date. [Money Manifesto]</p> <p><a href="">Student Loans: Start Smart and Payoff Sooner</a> &mdash; Did you know the average student graduates with around $29,400 in student loan debt? [Penny Pinchin' Mom]</p> <p><a href="">Don't Let the Fine Print Bite You in the Rear</a> &mdash; It is important to check exclusions and expirations when purchasing something. [Well Kept Wallet]</p> <p><a href="">How to Stop Being a Hoarder</a> &mdash; When trying to break your habit of holding on to things you shouldn't, start small. [20's Finances]</p> <h2>Other Essential Reading</h2> <p><a href="">6 Dorm Room Essentials for College Students</a> &mdash; All college students should have single use laundry pods and a basic first aid kit in their dorm room. [Parenting Squad]</p> <p><a href="">7 Actions to Uncover Your Life's Possibilities</a> &mdash; To uncover your life's possibilities, change your thoughts and take a risk. [Good Financial Cents]</p> <p><a href="">Top 4 Summer Money Pitfalls</a> &mdash; Try not to eat out too often this summer, it's a major money pitfall! [SmartAsset Blog]</p> <p><a href="">What to Do When You Need Cash Now But Have No Job</a> &mdash; Selling unnecessary items can help you get cash when you have no job. [Budgeting in the Fun Stuff]</p> <p><a href="">Three Tips for Leaving Your Job on a Good Note</a> &mdash; It is important to help create a smooth transition when you leave your job. [Budget Blonde]</p> <a href="" class="sharethis-link" title="Best Money Tips: Ways to Score a Raise" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Ashley Jacobs</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career and Income best money tips career raise work Wed, 06 Aug 2014 19:00:08 +0000 Ashley Jacobs 1177177 at Best Money Tips: The Career Edition <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-career-edition-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="job interview" title="job interview" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="">Best Money Tips</a> Roundup! Today we found some of the best articles from around the web on everything related to your career!</p> <h2>Top 5 Articles</h2> <p><a href="">50 Ways to Make Money: Maximizing, Creating, and Increasing Your Income</a> &mdash; Asking for more benefits or perks at your current position can help you maximize your income. [Bible Money Matters]</p> <p><a href="">How to Start Off Your Cover Letter Right</a> &mdash; To get your cover letter started off right, begin with a compliment. [PopSugar Smart Living]</p> <p><a href="">What Should I Do If I've Been Passed Over for a Promotion?</a> &mdash; Were you passed over for a promotion? Remember that all promotions are not necessarily a good thing. [Lifehacker]</p> <p><a href="">Don't Forget Your 401(k) When You Leave Your Job! Here's What You Can Do With It</a> &mdash; When you leave your job, consider rolling your 401(k) money into an IRA. [Free From Broke]</p> <p><a href="">Control the Job Interview by Asking All the Questions</a> &mdash; If you are able to ask the majority of the questions in a job interview, you have the upper hand. [Free Money Wisdom]</p> <h2>Other Essential Reading</h2> <p><a href="">Tips to Stay a Valuable Employee</a> &mdash; Being an innovator can help you keep your status as a valuable employee. [Sweating the Big Stuff]</p> <p><a href="">How to Approach the Job Hunt Differently</a> &mdash; Volunteering while you look for work may open some new doors for you. [CNI]</p> <p><a href="">5 Keys to Full-Time Employment for Young People</a> &mdash; When starting full-time employment, young people should expect to work like they've never worked before. [Consumerism Commentary]</p> <p><a href="">Is It Time to Find a New Job? 4 Signs It's Time to Quit</a> &mdash; It may be time to find a new job if you wish you had more challenging assignments. [MoneyNing]</p> <p><a href="">From the Playroom to the Boardroom: 5 Steps For Returning To Work</a> &mdash; If you plan on returning to work after time off as a parent, make sure you stay informed of trends in your profession. [Parenting Squad]</p> <a href="" class="sharethis-link" title="Best Money Tips: The Career Edition" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Ashley Jacobs</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career and Income best money tips career job work Wed, 23 Jul 2014 19:00:07 +0000 Ashley Jacobs 1147494 at Why Generosity Is Key to Everything — Including Your Career <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/why-generosity-is-key-to-everything-including-your-career" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="teamwork" title="teamwork" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>True generosity means giving without expecting anything &mdash; zero, zilch, nada &mdash; in return. Generosity takes many forms, both tangible and intangible.</p> <p>You donate to a specific cause, volunteer at a food pantry, offer to help the intern write a press release, give away free copies of your recently published book&hellip; Opportunities to brighten someone's day abound. And yet, although it may seem paradoxical, being generous can also brighten your day &mdash; and your career. (See also: <a href="">5 Ways Giving to Charity Is Good For You</a>)</p> <h2>Generosity Can Boost Your Career &mdash; and Happiness</h2> <p>Giving makes people happier, increasing their productivity at work and leading to long-term success.</p> <p>A 2008 Harvard Business School study found that participants who gave money to another person resulted in <a href="">greater feelings of happiness</a> than those who spent money to buy something for themselves. While this study specifically focused on participants giving something tangible (money), the same logic can apply to intangible gifts of generosity, like time, advice, and mentoring.</p> <p>Happier people make <a href="">better employees</a> because they work harder and tend to be more productive. Just ask the folks at Zappos and Google, two companies well known for their innovative corporate culture based on happy employees.</p> <p>The positive feelings that result from acts of generosity can be traced to <a href="">biology</a>, according to an earlier study conducted by the National Institutes of Health. Regions of the brain associated with pleasure, social connection and trust are activated when people contribute to charity, according to the research.</p> <p>&quot;Charity&quot; in your career may take the form of leading a networking discussion group, offering a free podcast, or introducing a recent college graduate to your company's hiring manager.</p> <h2>Team Players Win the Networking Game</h2> <p>Karma aside, the selfish ones usually finish last &mdash; and alone. By contrast, in life and at work, generous people generally build supportive networks. They are seen as more likable, and people are attracted to their presence (perhaps because they are so happy!).</p> <p>Generosity also helps you exude confidence. When you offer to mentor the new hire on your sales team, you send a positive message: &quot;I know I'm good at what I do, and I'm not afraid that you'll overtake me in sales if I show you my trade secrets.&quot;</p> <p>Confident people often believe that knowledge is like the flame of a candle; it shines just as brightly no matter if one person or 10 people are enjoying its beauty. Therefore, they don't feel a need to &quot;hoard&quot; information due to any insecurities. They are true team players.</p> <p>Eleanor C. Whitney, author of the book <a href=";camp=1789&amp;creative=390957&amp;creativeASIN=1621060071&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=6MHFANJKY3GEGXV5">Grow</a>, said that &quot;when you <a href="">act with generosity</a> you are consistently open with your skills, ideas and knowledge. When you are generous you don't just give of yourself, but acknowledge the contributions and needs of others. The result is a network of people who are also willing to help you.&quot;</p> <p>Networking &mdash; and its multiplier effect &mdash; can be one of the most influential factors leading to professional success. It is often listed as the number one way to find a job. And the importance of networking &mdash; in person and online &mdash; extends throughout your career, by increasing your exposure (and, thereby, perhaps sales) and by building and nurturing mutually beneficial relationships.</p> <h2>Generous People Make More Effective Bosses...</h2> <p>&hellip;Which in turn inspires more successful employees.</p> <p>It may be one of the least-touted qualities of a good leader, but generosity may well be one of the most important. Communications expert Jodi Glickman explains that if a manager or leader is generous, he or she is generally well-liked.</p> <p>But it goes much further than that. &quot;<a href="">Generous bosses get 10x the productivity</a> from their employees; generous employees' stars rise in tandem with their bosses'.&quot;</p> <h2>Small Gestures Go a Long Way</h2> <p>Being generous doesn't necessarily mean donating a million dollars to your favorite charity (although that would indeed be generous!).</p> <p>Giving your time to mentor a new employee may take just an hour out of your day, but could set your new colleague on a solid path for success. Contributing $5 to the kitty for the mailroom employee's 10th anniversary at the company won't break your bank, but the collective efforts of your department breed feelings of social connectedness and goodwill.</p> <p>Thanks to social media, we are more up-to-date than ever when it comes to our friends' and colleagues' professional news. That means plenty of opportunities to send a congratulatory email to a former co-worker on a new job, refer a friend for a vacant position in your company, wish your new client all the best as she goes on maternity leave, or offer some insightful tips to a group discussion on LinkedIn.</p> <p>Being generous with your thoughtfulness in ways that you might deem &quot;insignificant&quot; could have a very big impact on someone else.</p> <h2>Win-Win Doesn't Get Any More Classic</h2> <p>When you give to others, the world gets a little brighter. Generosity is about more than karma &mdash; what goes around comes around &mdash; and its ripple effects can boomerang back to you in many positive, often unexpected, ways, especially in your career.</p> <p><em>How has generosity boosted your career? Please share in comments!</em></p> <a href="" class="sharethis-link" title="Why Generosity Is Key to Everything — Including Your Career " rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Mardee Handler</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career Building Personal Development career charity generosity leadership productivity promotion Tue, 22 Jul 2014 21:00:06 +0000 Mardee Handler 1164532 at Best Money Tips: Nail a Job Interview Before You Even Step Into the Room <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-nail-a-job-interview-before-you-even-step-into-the-room" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="job interview" title="job interview" class="imagecache imagecache-250w" width="250" height="143" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="">Best Money Tips</a> Roundup! Today we found some fantastic articles on nailing a job interview before you enter the room, ways parents can save money, and ways to make $50 in a day.</p> <h2>Top 5 Articles</h2> <p><a href="">How to Nail a Job Interview Before You Even Step Into the Room</a> &mdash; To nail a job interview before you enter the room, enter the office 7 minutes before the interview is supposed to begin. [Dumb Little Man]</p> <p><a href="">5 Everyday Ways Parents Can Save Money</a> &mdash; Parents can save money everyday by keeping food waste to a minimum and understanding the tax code. [Money Blue Book]</p> <p><a href="">7 Ways to Make $50 in a Day</a> &mdash; Cleaning someone's home or renting out your couch can help you score $50 in a day. [POPSUGAR Smart Living]</p> <p><a href="">Top 10 Dumbest Ways You're Inviting ID Theft</a> &mdash; If you are using the same password for everything, you are inviting ID theft into your life. [MainStreet]</p> <p><a href="">7 Practical Tips for Young Investors</a> &mdash; When it comes to investing, young investors should get to know about taxes and inflation. [Lifehack]</p> <h2>Other Essential Reading</h2> <p><a href=";utm_medium=feed&amp;utm_campaign=Feed%3A+FireFinance-FinancialIndependenceRetireEarly+%28FIRE+Finance+-+Financial+Independence+Retire+Early%29">Top 7 Energy Saving Tips for This Summer</a> &mdash; To save money on energy this summer, use timers for turning off lights and unplug your electronics. [FIRE Finance]</p> <p><a href="">31 Ways Your Meetings Are Inefficient</a> &mdash; If you are not making decisions or making food part of your meetings, your meetings may be inefficient. [Time Management Ninja]</p> <p><a href="">16 Things Emotionally Strong People Don't Do</a> &mdash; Emotionally strong people don't expect things to be easy or worry about pleasing everyone. [Marc and Angel Hack Life]</p> <p><a href="">Will a No-Haggle Car Dealership Really Get Me a Better Deal?</a> &mdash; When deciding whether or not to go to a haggle or no-haggle dealership, ask yourself how much you value your time. [Ask Lifehacker]</p> <p><a href="">Dads: 8 Ways to Make Your Health a Priority</a> &mdash; Dads can make their health a priority by reducing stress and being part of the community. [Parenting Squad]</p> <a href="" class="sharethis-link" title="Best Money Tips: Nail a Job Interview Before You Even Step Into the Room" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Ashley Jacobs</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career and Income best money tips career interview job Thu, 19 Jun 2014 19:00:03 +0000 Ashley Jacobs 1145228 at Elevator Repairers Get Paid WHAT? (And 9 Other Shockingly Well-Paid Jobs) <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/elevator-repairers-get-paid-what-and-9-other-shockingly-well-paid-jobs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="business" title="business" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>If you have your sights set on a home, a new car, and braces on your kids' teeth, you should first consider jobs that can get you to an income level that makes this possible. Making $75,000 a year is a good start &mdash; and these 10 surprising careers will pay you $75,000 per year or more.</p> <h2>1. Elevator Installer and Repairer</h2> <p>There are <a href="">21,270 elevator installers and repairers</a> in the United States, earning a median wage of $78,640.</p> <p>The profession is rare in states like Montana and North Dakota, which count fewer than 50 elevator installer and repairers registered in each state. That's also true for Oregon, New Hampshire, Vermont, and Utah. Oddly, however, there are far more in the state of Hawaii. It must be all the resort hotels, which suggests another benefit of this job &mdash; living near resort hotels.</p> <h2>2. Geographer</h2> <p>Why not be a geographer? The median wage in 2012 was a smidge under $75k, and you would most certainly be the talk of any party you attended, because there are only 1,700 geographers in the country. Federal data shows there are only 15 states that have less than 30 geographers working there, so if you were a geographer passing through Florida, for example, it would probably be headline news and you might even get a police escort to your destination. Once you got there, they would likely give you the keys to the city.</p> <p>Geographers create maps and diagrams, but the modern geographer is not only concerned with maps of places. There are also geographers who track human activity, charting cultural and demographic trends.</p> <p>One problem is that &quot;Geographers are more likely to modify existing maps than to create entirely new ones,&quot; meaning there are few, if any, remaining places where they will put a plaque in your honor because nobody has ever mapped it before. So, the pay is good, and you'll be a novelty item at parties, but superstar status is a thing of the past.</p> <h2>3. Art Director</h2> <p><a href="">Art directors</a> earned a median salary of $83,000 in 2013, according to the government, a clear victory for higher education, given a four-year degree with a concentration in marketing is the acceptable norm for the profession.</p> <p>Art directors work, essentially, as producers for projects that are primarily visual, such as an advertising campaign or design of a communal space in a retirement home.</p> <p>Responsibilities include making sure everybody has what they need to stay on schedule and do quality work. But don't be confused: The primary focus is on administrative tasks involving art projects rather than production of the art itself.</p> <h2>4. Air Traffic Controller</h2> <p>Although special training is required, working as an <a href="">air traffic controller</a> remains the route to one of the best financial outcomes you can achieve with a four-year degree. The downside is stress-city. The upside is a median income of $122,530 per year.</p> <p>If you want to join the profession, start young; the Federal Aviation Administration has an age limit of 30 for anyone entering the field. You'll also need to get through an FAA interview, physical, and drug testing; and you'll need to be a United States citizen.</p> <h2>5. Ship Engineer</h2> <p>We're fudging a little here because ship engineer is just so cool, but with a <a href="">mean income of $75,650</a> (rather than a <em>median</em> income of $69,660, the measure we've used for all the rest), becoming a ship's engineer might be worth exploring.</p> <p>You can't get a more authentic answer on what this job entails than one provided by the <a href="">Maine Maritime Academy</a>, where you might spend some time on the way to becoming a ship engineer.</p> <p>The responsibility of the engineering staff on a ship? Succinctly put, &quot;the propulsion system of a vessel,&quot; the academy says.</p> <p>Picture your car with someone assigned to ride along under the hood and keep the engine in tip-top shape as you roll along. Commercial ships average four engineers set up in a distinct pecking order running from chief engineer on down to 3rd assistant engineer.</p> <p>Besides the salary, consider the perks. Ships do have a tendency to travel to exotic lands at least some of the time. And the places of employment sound at least a bit amusing: &quot;cruise ships, casino boats, sightseeing boats, and ferries.&quot; It could be worse than starting your work week in New York and ending it in the Bahamas.</p> <h2>6. Financial Analyst</h2> <p>There are several positions in finance that can reap serious financial rewards, including positions at banks that pay off with huge bonuses at the end of the year, if the firm does well.</p> <p><a href="">Financial analysts</a> &quot;provide guidance to businesses and individuals making investment decisions. They assess the performance of stocks, bonds, and other types of investments.&quot; The median salary is $76,950 per year.</p> <p>On the negative side, it can be a competitive (meaning stressful), bottom line-oriented occupation that has been going through seismic readjustments since the recession. That said, job growth is expected to be robust over the next decade.</p> <h2>7. Nurse Anesthetist</h2> <p>Like the category above, healthcare includes several jobs with incomes that peak well above $75,000, including physicians, pharmacists, and registered nurses. This is because health care is a growing industry, so much so that it continued to grow right through the recession.</p> <p>But one job that jumps off the page is nurse anesthetist, which earned a <a href="">whopping median income of $151,090 in 2012</a>. The position is available to registered nurses with one year of acute care experience who complete graduate training in an accredited program, which amounts to earning a Master of Science degree.</p> <p>In a broad sense, the job sounds like being a ship engineer, which involves overseeing the propulsion system of a ship. In this case, a nurse anesthetist oversees a patient's vital signs during and after surgery.</p> <h2>8. Sales Engineers</h2> <p>Under sales, jobs that top $75,000 per year are predictably specialized or involved with administrative tasks. For example, <a href="">sales engineers</a> for technical and scientific products earn a median income of $91,830, whereas <a href="">travel agents</a> earn a median salary of $34,600.</p> <h2>9. Mathematician</h2> <p>Good with numbers? If you are, your salary can be a very healthy number &mdash; in 2012 the median mathematician brought home <a href="">$101,360 per year</a>. (Bonus? As a mathematician you'll automatically know the difference between median and mean.)</p> <p>Job growth is expected to be a robust 23% over the next 10 years &mdash; much better than the growth rate in the rest of the economy.</p> <p>Most mathematicians work for the Federal government or for private firms that do engineering and scientific research. A very specialized cohort of mathematicians work on Wall Street as &quot; <a href="">quants</a>.&quot; These are the people who design complex mathematical models to help investors create, sell, and buy even more complex investments such as derivatives and mortgage backed securities &mdash; you remember, the stuff that turned a housing bubble into a financial market implosion.</p> <h2>10. Lawyer</h2> <p>Okay, this may not come as a surprise, salary-wise, but read on for some surprising news about the job market over the next decade.</p> <p>Given that the law touches so much of our lives, there's a lot of variety in the kinds of law one can practice: criminal law, contract law, family law, environmental law, intellectual property law&hellip; One can pursue the career to earn the big bucks, or one can pursue it to help those in need. And sometimes maybe even both. The <a href="">median annual wage is $113,530</a>, and the demand for lawyers may finally be catching up with the attorney job market that has been on the decline for years.</p> <p>The problem was simple: Too many lawyers. That left many scrambling for work and slowed the normally enviable raises lawyers could normally expect. In December, however, The Wall Street Journal noted that the number of law students had falling by an amazing <a href="">31% from 2010 to 2013</a>, dropping to 39,675, the lowest number since 1977. That suggests the forces of supply and demand should start moving in a positive direction for lawyers in the next few years.</p> <p><em>Have you considered any of these jobs (or others) that pay in excess of $75k per year. Let us know in comments!</em></p> <a href="" class="sharethis-link" title="Elevator Repairers Get Paid WHAT? (And 9 Other Shockingly Well-Paid Jobs)" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Anthony Hall</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career and Income career high paying jobs jobs Fri, 16 May 2014 08:00:27 +0000 Anthony Hall 1139532 at Best Money Tips: Ways to Be Happier With Your Work Life <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-be-happier-with-your-work-life" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="work" title="work" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="">Best Money Tips</a> Roundup! Today we found some awesome articles on ways to be happier with your work life, spoiling mom this Mother's Day without spending a fortune, and affordable ways to make your home original.</p> <h2>Top 5 Articles</h2> <p><a href="">10 Ways to Be Happier with Your Work Life</a> &mdash; To be happier with your work life, eat healthy and follow your passion. [Lifehack]</p> <p><a href="">8 Ways to Spoil Mom This Mother's Day Without Spending a Fortune</a> &mdash; Channeling your inner chef is just one way to spoil mom this Mother's Day without spending a fortune. [Parenting Squad]</p> <p><a href="">5 Affordable Ways to Make Your Home Original</a> &mdash; Frames and mirrors can make your home original without breaking the bank. [Dumb Little Man]</p> <p><a href="">How Often Should I Charge My Gadget's Battery to Prolong its Lifespan?</a> &mdash; It is important to keep your battery cool to prolong its lifespan. [Lifehacker]</p> <p><a href="">How to Win the War Between Consumers and Creators</a> &mdash; If consumers want to win the war against creators, they need to learn the tricks creators use. [Consumerism Commentary]</p> <h2>Other Essential Reading</h2> <p><a href="">20 Questions that Will Free Your Mind from Negativity</a> &mdash; Asking yourself what the right thing to do is will free your mind from negativity. [Marc and Angel Hack Life]</p> <p><a href="">Signs Your Side Hustle Has Become a Career</a> &mdash; If your side hustle income exceeds your day job income, your side hustle has become a career. [NarrowBridge Finance]</p> <p><a href="">3 Financial Tips that Generation X Can't Live Without</a> &mdash; Thinking big and living small is just one tip that Generation X can't live without. [Sweating the Big Stuff]</p> <p><a href="">11 Things Mom Said That Turned Out To Be 100 Percent True</a> &mdash; Chances are your mom was right when she said time heals all wounds. [PopSugar Smart Living]</p> <p><a href="">Do You Have a Plan for Today?</a> &mdash; It is important to always have a plan for each day. [Time Management Ninja]</p> <a href="" class="sharethis-link" title="Best Money Tips: Ways to Be Happier With Your Work Life" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Ashley Jacobs</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career and Income best money tips career work Thu, 08 May 2014 08:48:56 +0000 Ashley Jacobs 1138436 at 8 Ways to Improve Your Career, Get Ahead, and Become Upwardly Mobile <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-to-improve-your-career-get-ahead-and-become-upwardly-mobile" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="stairs" title="stairs" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>A recent research study shows that the odds of a child <a href="">moving to a higher socioeconomic bracket</a> as an adult have remained relatively stable over the past 20 years. But the study also showed that a significant factor determining where a child winds up on the earnings ladder is where they start. <a href=";_ylt=AwrSyCXGgPlSzVIAhN.TmYlQ">Rich kids are more likely to wind up rich</a> than poor kids are. We have to be careful when we hear this kind of headline because by nature these studies with very large samples sizes are looking for trends in broad strokes. They are based on averages across thousands of data points and they don't examine individual cases.</p> <p>As individuals, we don't need to &quot;regress to the mean.&quot; There are many things that we can do to improve our chances of upward mobility. Here are eight. (See also: <a href="">How to Be Upwardly Mobile</a>)</p> <h2>1. Invest in Higher Education</h2> <p>Many people see education as a cost rather as an investment. A cost is a payment we make that we never get back. An investment is a payment we make that provides a return over time. Despite the many news stories about the soaring cost of higher education and whether or not it's worth the expense, the data shows that a <a href="">college degree has a significant impact on future earnings</a>. Those with only a high school education earn less, are more likely to be unemployed, and are more likely to be adversely effected in an economic downturn than those with a college education. (See also: <a href="">6 Ways to Save on Tuition</a>)</p> <h2>2. Keep Your Skills Sharp and Add New Ones</h2> <p>For those who are employed, it's imperative to keep skills sharp and add new skills to the repertoire. There are a number of ways to do this and many of them don't cost a dime. They do require time, effort, and dedication. Free massive open online courses (<a href="">MOOCs</a>), volunteering, and taking on a side gig (paid or volunteer) help us stay up-to-date in our chosen fields and give us the chance to cultivate new interests and opportunities. (See also: <a href="">Free Ways to Learn Something New</a>)</p> <h2>3. Make or Take a Side Gig</h2> <p>A voluntary or paid side gig is one way to sharpen existing skills and develop new ones. Another option is to create a side gig. I recently learned about Steve Chou from Greg Go's recent Wise Bread article about <a href="">people who have built successful online stores</a>. Steve and his wife started an online store and after a year of long hours, his wife quit a job she hated to run their online store that makes over $100,000+ per year in profit. That sounds like self-made upward mobility to me!</p> <h2>4. Put Yourself Out There</h2> <p>Networking gets a bad rap. Don't think of it as people angling to get something from one another. It's really a series of active conversations that teach us something. You tell me what interests you and I tell you what interests me. Maybe there's a chance for us to work together. Maybe we each know someone who would benefit from our respective skills and interests. Maybe we learn something new from each other that we didn't know before we met. There are plenty of low-pressure ways to network that cost very little, if anything at all. <a href="">Meetup</a> is a great resource as are alumni groups and volunteer programs. (See also: <a href="">15 Networking Tricks</a>)</p> <h2>5. Be Open to Opportunity</h2> <p>People meet and strike up relationships in all sorts of ways. They go to a friend's party, the gym, a lecture or event, and simply grab dinner or a drink with friends. Social media is another great avenue where people can meet, learn, and share. These interactions can spark relationships that evolve in the wildest ways. Keep your eyes and ears open so you can recognize how to help others and how they might be able to help you.</p> <h2>6. Fill the Three Buckets of Long-Term Savings</h2> <p>Our wealth comes not from the amount of money we earn, but rather the amount of money we save. Put your long-term savings into three buckets:</p> <ul> <li> <p>An emergency fund to be used if you get sick and can't work, have an unexpected emergency bill, or a month when your revenue is lower than expected;</p> </li> <li> <p>Non-retirement savings that you use to meet goals such as taking a class or training that helps your career and launching your online store or side business;</p> </li> <li> <p>Retirement savings that you invest in a 401K, IRA, or other investment account .</p> </li> </ul> <h2>7. Grab that 401(k) Match and Compound It</h2> <p>I left my corporate job almost two years ago to work for myself full-time. I just finished doing my taxes and was pleasantly surprised to see that the money I had put away in my 401(k) increased substantially over the last year without me lifting a finger. This is the power of grabbing your employer's 401(k) match benefit (if they offer that) and compounding. I invested my money in a time-specific plan. I set the age when I wanted to retire. In response, the 401(k) managers invest it accordingly, taking more risk when I'm young and have time to recover losses and lowering the risk as I age. The results? A double-digit percentage increase in my account balance year-over-year.</p> <h2>8. Raise Your Hand and Learn on Your Company's Dime</h2> <p>I worked in financial services during a turbulent time in our economy. Rather than keep my head down and try to stay out of the line of fire, I raised my hand and volunteered for new projects that were far outside my comfort zone. This course of action helped me learn new skills that I wouldn't have been able to attain so easily, and it made me more valuable to my employer at a time when they needed people they could turn to for new projects. These new skills helped me launch my business once the economy improved.</p> <p>Even though the market isn't as rocky as it was a few years ago, plenty of industries and companies are still in turmoil. Take a look around your company and see what needs to be done that most others won't do. You'll improve your own lot and the company's at the same time, and that's good for both of you &mdash; and your bank account.</p> <p>The most interesting part about data isn't the data itself. It's the narrative around the data and the learning we can draw from it that inform changes in our creative direction, behavior, and thought processes. Take a long hard look at the social mobility study mention above and then think about ways you can help yourself improve your circumstances.</p> <p><em>What are you doing to to get ahead? Please share in comments!</em></p> <a href="" class="sharethis-link" title="8 Ways to Improve Your Career, Get Ahead, and Become Upwardly Mobile" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Christa Avampato</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career Building career getting ahead upward mobility Fri, 07 Mar 2014 10:36:15 +0000 Christa Avampato 1127977 at 12 Ways to Finally Get That Promotion This Year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-ways-to-finally-get-that-promotion-this-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="climbing ladder" title="climbing ladder" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Do you ever feel like everyone else but you gets rewarded at work?</p> <p>Your slacker cubicle neighbor pulls a couple of all-nighters, closes a deal, and promptly gets better and bigger accounts to manage. The seemingly average performer down the hall gets pulled away from the drudgery of day-to-day work to head a new branch office. (See also: <a href="">25 Signs You're at the Same Job for Too Long</a>)</p> <p>Your coworkers may not be doing everything perfectly. But they may be doing a few things extremely well, enough to get on the boss's radar and move to the next level of responsibility.</p> <p>What propels people to success varies from company to company. But there are specific actions you can take to make sure you get a promotion as quickly as possible. Consider these ways to get selected for the next big job.</p> <h2>1. Start Doing the Job You Want</h2> <p>Show your boss you can handle more complex situations than your current position requires. Take on duties associated with the job you want, being careful not to violate company policies, cross unmarked territory lines, or slack off on your present accountabilities.</p> <p>Yes, you'll run the risk of spending more time at work for little or no extra pay. But your boss won't have to guess whether you are ready for the next step in your career. A promotion will be a formality because you'll already be doing the job you want. (See also: <a href="">Career Changes You Can Make Today</a>)</p> <h2>2. Look and Act Like You Belong in a Better Position</h2> <p>Step up your professional style. Upgrade your wardrobe, correct bad habits, refresh your language, and expand your conversational horizons. Make subtle improvements over time so the transformation is not sudden or contrived. (See also: <a href="">Build a Work Wardrobe for Any Job</a>)</p> <p>Your boss should feel comfortable that your professional presence will be appropriate in a new role. For example, you may need to impress senior-level staff, venture capital investors, or clients in a higher level position. The more you can look and act the part, the more likely you'll be promoted.</p> <h2>3. Solve Problems That Are Worth Solving</h2> <p>Identify and solve persistent problems. To get favorable attention, your solutions should benefit the company's profitability, its productivity, or its relationships with customers. So, make sure you are dealing with a genuine concern of higher-ups, not squashing a minor irritation that annoys only you.</p> <p>Demonstrate initiative, resourcefulness, and the ability to collaborate with and lead people. Successfully solving a problem can get you noticed, appreciated, and promoted.</p> <h2>4. Discover and Position Yourself for Upcoming Openings</h2> <p>Broaden your knowledge of the company's talent requirements. Pinpoint the types of skills and experiences needed.</p> <p>At the same time, expand your network among peers and senior-level staff. Get to know the hiring decision-makers through interactions on work-related projects, corporate-sponsored outreach programs, and social activities.</p> <p>When the company needs qualified people for a new role, your name may surface as a candidate. Plus, you should fare better in interviews because you'll be more likely to have the credentials and know the hiring decision-makers. (See also: <a href="">Simple Networking Tricks</a>)</p> <h2>5. Develop Yourself</h2> <p>Continually improve your professional capabilities. Find ways to get better at your job in ways that are meaningful to you. Become more promotable internally by gaining the skills needed most by your employer. Attend in-house training sessions. Participate in development opportunities offered by professional organizations. Earn an advanced degree in your field. Keep up with industry trends.</p> <p>Demonstrate that you are both committed to and capable of professional success. Your employer should find ways to tap your talent and keep you onboard through better and better opportunities.</p> <h2>6. Keep HR Updated on Your Credentials</h2> <p>Let your human resources representative know about your educational achievements, professional skills, designations, etc. before you apply for a promotion. Starting and maintaining a dialogue with the HR staff can help you stay in front of those who influence hiring managers. Plus, you can learn what skills are valued by the company.</p> <p>Many large employers have talent databases that are accessed for the purposes of identifying current employees qualified for an opening or finding those who might benefit from professional development activities. By keeping your credentials updated in the system, you are increasing the chances you will be considered for growth opportunities.</p> <h2>7. Talk to Your Boss About Your Career Path</h2> <p>Schedule sessions with your boss to discuss career possibilities within the organization. Frame your conversations in terms of making greater contributions to the company while building your career.</p> <p>Not only will you know what steps to take to progress, your supervisor will be aware of your interest in getting a promotion.</p> <h2>8. Stop Acting So Comfortable in Your Current Position</h2> <p>Excel in your current job, but don't let your boss think that you're so comfortable you want to stick around forever. Demonstrate enthusiasm for growth opportunities. Build relationships with people in other departments. Create processes that make your job readily transferable to a new employee.</p> <p>Managers love consistency and stability. So, your boss may want to keep great performers, like you, where they are, especially if they sense you are reasonably happy. Show that promoting (and replacing) you won't disrupt the workflow or workplace harmony.</p> <h2>9. Move to a Place That Is Career Enhancing, Even If It's Boring</h2> <p>Take the job that is promising in terms of professional growth, even if you must move to a less desirable location. (See also: <a href="">6 Places It Pays to Relocate To</a>)</p> <p>Make the adjustment to your personal lifestyle without downsizing your career ambitions. Keep in touch with executive leaders through regular visits to the corporate office and updates on your accomplishments.</p> <p>Your employer may be willing to promote an average performer in order to take advantage of untapped potential in an out-of-the-way branch location or sales territory. By accepting a position in one of these places, you can not only snag a better job in the short term but also build your resume, positioning yourself for the future.</p> <h2>10. Transfer to the Area Where People (Are Most Likely to) Get Promoted</h2> <p>You may need to make a lateral move before you can move upward. Study the organizational chart and notice which departments tend to promote their employees. Plan your next career steps accordingly.</p> <p>Leadership experts suggest that women (and men) in sales roles are <a href="">more likely to be promoted</a> than those in staff positions. The reasoning is that these employees are more likely to make significant contributions benefiting the bottom line, compared to lower-profile team members in other disciplines. Choose career paths in high-visibility fields for a faster and much surer trip to the upper echelons.</p> <h2>11. Give the Hiring Manager Plenty of Reasons to Promote You</h2> <p>At a minimum, meet your performance objectives, complete projects on time, and work effectively with your team members. In addition, build a list of accomplishments such as quantifiable sales growth and improved efficiency, along with specific credentials that prove you are the best candidate. You may even consider getting testimonials from customers or colleagues at sister facilities for your references and LinkedIn profile. Finally, if you think a past mistake may be held against you, let your boss know about actions you've taken to prevent further problems and examples of subsequent successes.</p> <p>Your boss or the hiring decision-maker may need to justify your selection for a promotion. Make it easy to pick you and explain why you are the best choice for the job.</p> <h2>12. Promote Yourself by Snagging a Job at Another Employer</h2> <p>You may need to change employers to get a promotion with greater responsibilities and compensation. Depending on your professional credentials and the new employer's organizational structure, you could go directly to a higher-level position or move up quickly after being hired. Look for high growth companies and ones with a clear career path.</p> <p>Your current employer may not promote people very often for reasons that have little to do with your job performance, initiative, credentials, etc. The company may be financially stable but experiencing minimal growth. Changing employers can open up new career possibilities.</p> <p><em>Have you recently gotten a promotion? What tips do you have to help people move up in their careers?</em></p> <a href="" class="sharethis-link" title="12 Ways to Finally Get That Promotion This Year" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Julie Rains</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career Building career career advancement promotion Tue, 11 Feb 2014 10:36:41 +0000 Julie Rains 1124084 at 100+ Ways to Make More Money This Year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/100-ways-to-make-more-money-this-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="cash" title="cash" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>This year, this week, this minute: There is a way you can make more money if you want to. Here I&#39;ve collected more than 100 ways to make more money &mdash; most right from Wise Bread&#39;s archives, and many of which you can start on today. From furthering your career to selling your stuff, from recycling to, heck, even juggling chainsaws &mdash; there&#39;s something here for you. (See also: <a href="">Ways to Make Money Over the Holidays</a>)</p> <h2>Career</h2> <p>Within your current career, here are some ways to up your income.</p> <h3>Ask for a Raise</h3> <p>You&#39;ll never know if you don&#39;t ask; pay rates are rarely straight across the board (unless you&#39;re unionized). You might just deserve a bit extra for your efforts. (See also: <a href="">Ways to Boost Your Take-Home Pay</a>)</p> <h3>Look for Another Job</h3> <p>If getting more money from your current employer isn&#39;t working, maybe it&#39;s time for you to take a step up. Look around to see what jobs are available; depending on your career, you may wish to align yourself with a headhunter who can job hunt for you (headhunters are compensated by the employers and are free for job seekers). (See also: <a href="">25 Awesome Websites to Help You Get a Job</a><span style="line-height: 1.6em;">)</span></p> <h3>Start a Business</h3> <p>What are you passionate about? Can you turn it into a business? You never know &mdash; and it might not be expensive to set up. Find some inspiration here: <a href="">Make Your Dream Career a Reality for Less Than $100</a></p> <h2>Side Jobs</h2> <p>These can be side jobs or even full-time jobs, depending on your situation.</p> <h3>Write</h3> <p>Writing is not a ticket to easy or quick income, but if you have a penchant for the written word, you can pitch articles to various editors of publications (online or in print) that you like to read, or you could even dust off some of that old poetry and see if it will sell. Here are some cautionary tips and tricks for making money as a freelance writer: <a href="">So You Wanna Be a Travel Writer</a></p> <h3>Get a Sponsor</h3> <p>If you have a business or talent or website with a loyal following already, you might be able to monetize further with sponsorships. This is generally more of an in-kind form of income, with free products, tickets, and discounts in exchange for some sort of exposure. Learn more about sponsorships and the ethics around them: <a href="">Financial Travel Tip #52: Getting Sponsorships</a></p> <h3>Affiliate Sales</h3> <p>Again this is dependent on having a solid online following. Find products or services that are in your website&#39;s niche, and sign up for their affiliate programs. Digital products like e-books can pay up to 50% in commission, Amazon&#39;s affiliate program pays about 5% commission, and there is a myriad of options in between.</p> <h3>Tutoring</h3> <p>Whatever you know about &mdash; if you can teach it, you can tutor it online! From music lessons to language tutoring to business planning and coaching, with tools like Skype, Google Hangouts, and other video conferencing tools, just about anything is possible.</p> <p>Here are some resources for academic tutoring opportunities: <a href="">Earn Extra Income With Online Tutoring</a></p> <h3>Mystery Shop</h3> <p>If you have the time and transportation, mystery shopping can be a fun way to earn extra cash. See our <a href="">Guide to Mystery Shopping</a>.</p> <h2>Online</h2> <p>Many of the methods of making extra money in this article are made possible by the Internet. Some are more Internet-dependent than others. There are sites to help you rent out your car when it&#39;s not in use, others to sell things, and others yet to unleash your creativity (juggling chainsaws?) &mdash; and more &mdash; there are a lot of ways to make money online! Check out these articles for some inspiration and 21 ways to make money online:</p> <ul> <li><a href="">5 Ways to Make Extra Income Online Today</a></li> <li><a href="">Cool Convenient Cash: 11 Easy Ways to Make Money Online</a></li> <li><a href="">5 Websites that can Seriously Pad Your Pocket</a></li> </ul> <h2 style="list-style-type:decimal;">Recycling</h2> <p>Isn&#39;t it great when the stuff you don&#39;t need is worth something and doesn&#39;t have to go in the trash? Here are 20 or so ways to make money from recycling (heck &mdash; you can even <a href="">make money recycling corks</a>):</p> <ul> <li><a href="">Cash for Trash: Making Money Recycling</a></li> <li><a href="">Make Money Recycling: Get Paid to Recycle by 15 Websites</a></li> </ul> <h2 style="list-style-type:decimal;">Sell Your Stuff</h2> <p>From using the likes of Craigslist and eBay to local target marketing efforts, here are a few ways to be rid of your wares and all the richer for it.</p> <h3>Cleaning House</h3> <p>Adam and Courtney Baker sold just about everything they owned (similar to myself) several years ago. The difference is, they applied more of a science to it, and I would surmise they profited better from it than I did using eBay, Amazon, and Craigslist: <a href="">How to Sell Your Crap: Book Review &amp; Tips.</a></p> <h3>Get Creative</h3> <p>In these articles you&#39;ll find sites and ideas like ExBoyfriend Jewelry (requiring your tragic tale of breakup in order to post your jewelry for sale), living estate sales, raid my closet parties, smartphone apps &mdash; and other creative ways of finding buyers for your stuff.</p> <ul> <li><a href="">11 Unusual Ways to Sell Your Stuff</a></li> <li><a href="">Clear Out That Clutter: 15 Places to Sell Your Stuff</a></li> <li><a href="">Reselling Antiques: The Five Principles of Power Picking</a></li> </ul> <h2 style="list-style-type:decimal;">Random Miscellany</h2> <p>How do you categorize renting out extra space, dog walking, selling event tickets, becoming a tour guide, participating in medical tests, and other wacky ways to make money? Randomly, I say. Very randomly:</p> <ul> <li><a href="">Got Extra Space? Make Money and Meet Travelers With Short-Term Rentals</a></li> <li><a href="">12 Ways Legit Ways to Earn Some Extra Cash</a></li> <li><a href="">30 Great Side Jobs</a></li> <li><a href="">12 Side Jobs with Flexible Schedules</a></li> <li><a href="">9 Ways to Earn Extra Cash</a></li> <li><a href="">25 Ways to Make Money Today</a></li> <li><a href="">Make Money in Your Home Town: Become a Tour Guide</a></li> <li><a href="">15 Ways to Make Money While You Travel</a></li> </ul> <p><em>What&#39;s your best idea for making more money?</em></p> <a href="" class="sharethis-link" title="100+ Ways to Make More Money This Year" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Nora Dunn</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Extra Income career extra income income small business Tue, 07 Jan 2014 11:25:18 +0000 Nora Dunn 1102579 at Best Money Tips: Ways to Get Ahead at Work <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-get-ahead-at-work" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="woman" title="woman" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="">Best Money Tips</a> Roundup! Today we found some great articles on ways to get ahead at work, alternative financial resolutions, and ways to motivate yourself.</p> <h2>Top 5 Articles</h2> <p><a href="">10 Ways to Get Ahead at Work</a> &mdash; If you want to get ahead at work, develop new skills and behave professionally. [Money Smart Life]</p> <p><a href="">12 Alternative Financial Resolutions for 2014</a> &mdash; In 2014, make one of your resolutions to earn money from your hobby. [Consumerism Commentary]</p> <p><a href="">52 Easy Yet Highly Effective Ways to Motivate Yourself</a> &mdash; To motivate yourself, drink coffee and start exercising. [PopSugar Smart Living]</p> <p><a href="">7 Signs You Are a Secret Cheapskate</a> &mdash; You may be a secret cheapskate if you control your family or a partner by withholding money. [And Then We Saved]</p> <p><a href="">What&#39;s on sale in January</a> &mdash; You can get huge discounts on Christmas goods in January. [Living on the Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="">4 Uncommon Ways to Start Saving Money this Year</a> &mdash; To save money this year, look for ways to DIY. [NarrowBridge Finance]</p> <p><a href="">Dog Bathing Made Easy With These Inexpensive Tools</a> &mdash; Bathing your dog at home is easier if you have a hair catcher for your drain. [Thousandaire]</p> <p><a href="">30 Steps to Great Finances: Steps 7 Through 9</a> &mdash; If you want to have great finances, develop a side business using skills you already have. [Free Money Finance]</p> <p><a href="">Financial New Year&#39;s Resolution: Create a Will</a> &mdash; This year one of the best things you can do for your finances is create a will. [Cash Money Life]</p> <p><a href="">Best Children&#39;s Books of 2013</a> &mdash; &quot;Liar and Spy&quot; and &quot;Z is for Moose&quot; are just a couple of the best children&#39;s books of 2013. [Parenting Squad]</p> <a href="" class="sharethis-link" title="Best Money Tips: Ways to Get Ahead at Work" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Ashley Jacobs</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career and Income best money tips career work Tue, 07 Jan 2014 10:49:38 +0000 Ashley Jacobs 1108552 at How to Say "No" at Work and Still Get Ahead <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-say-no-at-work-and-still-get-ahead" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="no" title="no" class="imagecache imagecache-250w" width="250" height="161" /></a> </div> </div> </div> <p>Getting on your supervisor's good side and being a team player can open the door to better opportunities. Play your cards right and you could end up taking your boss's job one day.</p> <p>As a top performer, you're an asset to the company. And as the higher-ups take notice of your ability, they may throw more assignments and projects your way.</p> <p>This is good news, especially if you're looking to challenge yourself. But if you're at capacity and can barely keep up with your current work assignments, taking on new responsibilities might push you over the edge, or at the very least, impact the quality of your work. (See also: <a href="">How to Be Happier and More Likeable at Work</a>)</p> <p>Moving up the corporate ladder doesn't suggest being a &quot;Yes Man.&quot; But if you say &quot;no,&quot; your boss may think that you're not a go-getter, right? Not necessarily.</p> <p>Realistically speaking, there is only so much you can do in a 40-hour workweek. Therefore, it may be impossible to accept every assignment. The key, however, is knowing the right ways to say &quot;no.&quot; (See also: <a href="">How to Say &quot;No&quot; to Friends and Family</a>)</p> <h2>1. Suggest Prioritizing Your Projects.</h2> <p>Just like you, your boss has a lot on his plate. And truthfully, he may not be fully aware of all your current assignments. If you're his main go-to guy or gal, he may feel comfortable assigning new projects or giving you additional responsibilities, especially if you always turn in stellar work. And for fear of being overlooked for future opportunities, you may grudgingly accept each assignment even if it adds stress to your workday. (See also: <a href="">20 Free Ways to Relieve Stress</a>)</p> <p>However, speaking with your boss or supervisor and prioritizing tasks is one way to get out of an assignment without jeopardizing any future advancement.</p> <p>Say something like, &quot;Actually, I'm currently working on such-and-such projects...&quot; and then give a brief rundown of your current projects and assignments. &quot;These assignments consume a great deal of my time and attention; however, if you feel that this project takes precedent, I'll gladly prioritize and pause my current projects until the completion of this one.&quot;</p> <p>This approach demonstrates your ready attitude, yet acknowledges your limitations.</p> <h2>2. Give a Sound Explanation With Your &quot;No&quot;</h2> <p>Of course, pausing your current work to take on a new project may not be an option. And given the fact that there are only so many hours in the workday, you may feel that there's no way you'll be able to complete everything &mdash; even if you came in a little earlier and took a shorter lunch break. (See also: <a href="">How to Save Time By Spending Time</a>)</p> <p>If you have to turn down an assignment because of time constraints, don't just say &quot;no&quot; and return to your work &mdash; explain yourself.</p> <p>In all fairness, your boss is likely a reasonable human being, and if you've always given the job your all, this is no doubt evident, or else your boss wouldn't have approached you with a new opportunity. Therefore, he may understand your reason for saying no.</p> <p>For example, &quot;Thank you for the opportunity, but given other deadlines and my current assignments, I feel that my other work will suffer if I take on any new responsibilities. However, if anything changes, I will definitely let you know.&quot;</p> <p>With this approach, you're saying &quot;no&quot; today, but leaving open the possibility of new responsibilities in the future. Plus, it's a friendly, professional way of reminding your boss that you're not a robot.</p> <h2>3. What <em>Not</em> to Say When Saying &quot;No&quot;</h2> <p>Remember, the goal is to say &quot;no,&quot; but still get ahead at work. However, if you manage to say the wrong thing and successfully tick off your boss in the process, you might shoot yourself in the foot. Don't say:</p> <p>&quot;That assignment looks too hard; you might want to find someone else.&quot;</p> <p>Maybe you actually feel that you don't have the necessary skills or knowledge to do a good job, but what your boss might hear is, &quot;I'm happy where I'm at and don't really want to challenge myself.&quot;</p> <p>Also don't say:</p> <p>&quot;That assignment isn't in my job description.&quot;</p> <p>Maybe you're simply overwhelmed and feel that the assignment will affect the quality of your work, but what your boss might hear is, &quot;I don't want to make myself available, I'm here to do my job, and nothing more.&quot;</p> <p>At the end of the day, it's all in how you approach the situation. And it's safe to assume that many corporate heads have had to say a few &quot;nos&quot; throughout their careers. Saying no to certain projects and new tasks won't necessarily kill your chances of moving to a higher pay grade &mdash; it's how you say &quot;no&quot; that makes the difference.</p> <p><em>How do you say &quot;no&quot; to the boss?</em></p> <a href="" class="sharethis-link" title="How to Say &quot;No&quot; at Work and Still Get Ahead" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Mikey Rox</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career Building Productivity boss management career productivity project management Mon, 07 Oct 2013 10:00:03 +0000 Mikey Rox 994622 at 8 Quotes to Inspire Your Dream Career <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-quotes-to-inspire-your-dream-career" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="" alt="woman with binoculars" title="woman with binoculars" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>Maybe you're sitting at work right now, bored out of your wits and struggling for motivation. Don't feel too guilty about it; you're in good company. In fact, most of the people around you probably feel the same way, at least according to a Gallup poll released in June. It found that <a href="">70% of American workers are not &quot;engaged&quot;</a> in their work. Eighteen percent of that group hate their jobs so much they actively try to sabotage their company. (See also: <a href="">How to Survive in a Job You Hate</a>)</p> <p>That seems pretty extreme, but the cold, hard world of cubicle-land can break even the best of us, including yours truly. Want to do something you love? Here are some words of wisdom to help get you there &mdash; and out of a job you hate.</p> <h3>&quot;Choose a job you love, and you will never have to work a day in your life.&quot; &mdash; Confucius</h3> <p>You can't always turn your passions directly to profit, but you can use them as a guide to help you find work that engages you in the same way. Think about when you're doing something you enjoy. Maybe it's cooking or carpentry. It's like a time warp. Time flies by. When you're doing something you hate, on the other hand, the clock gets stuck. Time slows down. Your torture is prolonged. Find work that doesn't feel like labor. Your work will feel more like living. (See also: <a href="">The First Step to Your Dream Job</a>)</p> <h3>&quot;Work to become, not to acquire.&quot; &mdash; Elbert Hubbard</h3> <p>For a long time, I stayed at a job that wasn't working for me for one simple reason: money. I couldn't bear to make even $1,000 less per year. I'd worked hard to get to that salary and somewhere along the way, I got all wrapped up in that number. I didn't need to make that much to pay my bills. But I didn't want to let it go. (See also: <a href="">Define What Financial Success Means to You</a>)</p> <p>Money talks. I get that. And you have to eat. But if you want to do something different, keep your ego out of the action. When I finally gave up the old job, a funny thing happened. I started spending less. A lot less. Not just because I had less to spend, but because I suddenly felt happier with what I already had. I used to spend money because I felt I'd earned some pleasure. Now the pleasure comes free of charge.</p> <h3>&quot;Dreams are extremely important. You can't do it unless you imagine it.&quot; &mdash; George Lucas</h3> <p>If George Lucas hadn't been a dreamer, he'd never have made &quot;Star Wars.&quot; And, of course, the world would be a much darker place. If you can build something in your imagination, you're at least halfway to making it real. So, read things that inspire you. Buy travel magazines. Daydream more. Once you've planted those seeds, they never go away. All they can do is grow.</p> <h3>&quot;Anyone who has never made a mistake has never tried anything new.&quot; &mdash; Albert Einstein</h3> <p>Life is really one big experiment. Sometimes your theory proves true and you get the outcome you expected. Sometimes it proves wrong. But you learn and you keep tinkering. Finding a dream career isn't an exact science. That means you'll probably have to try &mdash; and even fail &mdash; at a few things before you find paying work that you love. Or you can just stick to the job you know (and hate). Up to you. (See also: <a href="">How to Learn From Your Mistakes</a>)</p> <h3>&quot;Your time is limited, so don't waste it living someone else's life.&quot; &mdash; Steve Jobs</h3> <p>Finding fulfilling work is about you. Maybe your mom expects you to be a doctor. Maybe you've spent your entire young life saying you'll be an engineer. Maybe you've already trained to be a teacher, only to find you can't stand the work. Here's the truth: the only person who really has to live with the choices you make is you. Your mom will get over it.</p> <h3>&quot;Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, 'What's in it for me?'&quot; &mdash; Brian Tracy</h3> <p>The best businesses deliver something of value. Sure, they do it for profit, but if value doesn't remain the focus, business suffers. If you can't deliver something of value &mdash; whether to your business or to an employer &mdash; your work suffers. And that's bad news for your career. Think of it as career karma. The more you put in, the more you get back.</p> <h3>&quot;Remember that not getting what you want is sometimes a wonderful stroke of luck.&quot; &mdash; Dalai Lama</h3> <p>In college, it's easy to get the idea that a career is a straight-shot trajectory straight to the top. In reality, it's a lot more... meandering. Sometimes you don't get the jobs or promotions or opportunities you expected. Sometimes you even get laid off. And you almost never get exactly what you thought you wanted. What that means is that you get something else. Something you didn't expect. Don't just toss it aside. Have a look at it. It might be pretty cool.</p> <h3>&quot;All great changes are preceded by chaos.&quot; &mdash; Deepak Chopra</h3> <p>Change is hard. It hurts a little. Sometimes it hurts a lot. I'd like to say that I have lots of peace and wisdom when life is difficult and chaotic; in reality I'm a basket case. But I try to remember that the hardest times often lead to the best times. That's true in work, too. Making sacrifices for the career you want is hard, but sometimes you have to stir up a little chaos to create the change you're looking for.</p> <p><em>What changes are you hoping to make in your career? What inspires you to work toward a dream job? Tell us about it in comments!</em></p> <a href="" class="sharethis-link" title="8 Quotes to Inspire Your Dream Career" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="">Tara Struyk</a> and published on <a href="">Wise Bread</a>. Read more <a href=""> articles from Wise Bread</a>.</div></div> Career Building career dream job inspiration quotes Thu, 03 Oct 2013 10:24:03 +0000 Tara Struyk 994552 at