dog http://www.wisebread.com/taxonomy/term/3190/all en-US How to Make Your Pet an Official Emotional Support Animal http://www.wisebread.com/how-to-make-your-pet-an-official-emotional-support-animal <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-make-your-pet-an-official-emotional-support-animal" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/seeing_eye_dog.jpg" alt="Seeing Eye dog" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>As a pet parent, I understand the emotional benefits of having a loving four-legged friend by my side. My dog, Diamond, is one of the biggest calming forces in my life. Her mellow demeanor allows me to take her to dog-friendly restaurants, on pet-sitting gigs, and more. I had always considered making her an emotional support animal (or ESA), but knowing I didn&rsquo;t have a medical reason to do so kept me from taking the plunge.</p> <p>However, when I was diagnosed with an iron-overload disorder called Hereditary Hemochromatosis and learned I would have to deal with needles &mdash; my greatest fear &mdash; on a frequent basis, I decided to take the steps to make Diamond an ESA so I could have her with me at my doctor's office.</p> <p>If you are thinking about making your pet an ESA, here's what I learned when I went through the process.</p> <h2>The difference between an emotional support animal and a service animal</h2> <p>The first thing to note is that under the Americans with Disabilities Act (ADA), <a href="https://adata.org/publication/service-animals-booklet" target="_blank">ESAs are not considered service animals</a>. While service animals are allowed everywhere, ESAs have limitations on where they can go. This is because service animals are specially trained to assist a person with a diagnosed physical or mental disability, whereas ESAs are not.</p> <h2>Where you can take an ESA</h2> <p>Based on federal regulations, there are only two places your ESA is allowed:</p> <h3>A home you'd like to rent</h3> <p>Under the Fair Housing Act, all <a href="https://portal.hud.gov/hudportal/documents/huddoc?id=servanimals_ntcfheo2013-01.pdf" target="_blank">landlords must make &ldquo;reasonable accommodation&rdquo;</a> to permit dogs that are ESAs.</p> <h3>When you fly</h3> <p>Under the Air Carrier Access Act, <a href="http://servicedogcentral.org/content/node/73" target="_blank">airlines are required to provide accommodation</a> to passengers traveling with an ESA, upon review of required ESA documents.</p> <p>You can also check with your state or local government to find out their rules on allowing ESAs in public places. I did find that many doctor&rsquo;s offices and medical facilities in my area allow patients to bring their ESA with them to appointments, tests, and treatments. Just call and make sure before you bring them along. (See also: <a href="http://www.wisebread.com/5-surprising-ways-your-dog-can-save-you-money?ref=seealso" target="_blank">5 Surprising Ways Your Dog Can Save You Money</a>)</p> <h2>Are you a candidate?</h2> <p>If you are dealing with high levels of stress, anxiety, or depression, and your pet helps alleviate these issues, you may be a candidate for an ESA. If you plan on taking your pet on planes or to medical facilities, make sure your pet is obedient and calm enough to be in those environments.</p> <h2>How to prove your pet is an ESA</h2> <p>Many websites sell vests, certificates, or other identification tags stating that your pet is an ESA. While having your pet wear an ESA vest can make them more easily identifiable (I have Diamond wear one for this purpose), these items don&rsquo;t actually prove ESA status. The only thing you must have to verify your pet is an ESA is a letter from a licensed mental health professional dated within the last year on their letterhead stating:</p> <ul> <li> <p>That you are under their treatment</p> </li> <li> <p>Your mental illness or disability</p> </li> <li> <p>The name of your pet</p> </li> <li> <p>How your pet medically alleviates your symptoms</p> </li> </ul> <h2>Avoid fake document sellers</h2> <p>There are countless websites willing to send you a letter from a &ldquo;mental health professional&rdquo; for a fee. These sites make it easy to get a letter classifying your pet as an ESA. However, these letters are fake. In order for the letter to be valid, the mental health professional who writes the letter has to actually be treating you.</p> <p>If you need an ESA to help you feel calm, safe, or to assist with your sense of well-being, being under the treatment of a licensed mental health professional can be beneficial in helping you overcome the difficulties you are facing.</p> <h2>How the process works</h2> <p>Go online to find a few mental health professionals you think would be a good fit for you. Email or call them to explain your situation, why you think having an ESA would benefit you, and ask if they support the use of ESAs in therapy.</p> <p>Once you determine which therapist is right for you, schedule a session to start working through your anxiety, depression, or stress, and have your therapist write you an ESA letter.</p> <h2>Learn from my mistakes</h2> <p>My experience didn&rsquo;t go as smoothly as I&rsquo;d hoped. I contacted a few mental health professionals within my insurance network to see if they supported the use of ESAs, with no luck. Realizing I might have to use a website in order to get the letter (albeit fake) I needed in time for my first treatment, I put out a desperate plea on Nextdoor asking for recommendations for therapists who were advocates of using ESAs. Luckily, I was able to find someone with a couple days to spare before my first treatment.</p> <p>The lesson here is don&rsquo;t get discouraged if you are having trouble finding the right therapist. There are therapists out there that believe in the calming and healing power of pets!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/how-to-make-your-pet-an-official-emotional-support-animal">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-lower-your-vet-bills">8 Ways to Lower Your Vet Bills</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">5 Affordable Alternatives to Pet Boarding</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets">6 Money Lessons You Can Learn From Your Pets</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Lifestyle dog family members furry friends service dog support animal therapy dog therapy pet traveling with pets Fri, 26 May 2017 08:30:14 +0000 Ashley Jacobs 1953941 at http://www.wisebread.com 6 Reasons You Need to Include Pets in Your Will http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-reasons-you-need-to-include-pets-in-your-will" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-535409412.jpg" alt="Learning reasons to include pets in your will" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Our pets give us love. They share our beds. We even buy them birthday presents. And though you might consider Fido to be a bona fide member of the family, the law has a different perspective. Your dog is your personal property &mdash; no different from your car or the silver china.</p> <p>But unlike your other personal property, there's good reason to include your pet in your estate plan. Here's why your pet deserves a <a href="http://www.wisebread.com/should-you-set-up-a-trust-for-your-child?ref=internal" target="_blank">place in your will</a>.</p> <h2>1. Your Pet Could End Up Lonely, Or Worse</h2> <p>Though pets have shorter life spans than people, many pet owners will die before their animals do. And those who fail to make arrangements for their furry friend's future care take on the risk that their beloved animal could be condemned to an ownerless life in an animal shelter &mdash; or worse. Often, pets without owners are euthanized when there are no immediate options to find them a new home.</p> <h2>2. You Can Designate Funds for Pet Care</h2> <p>Funding is optional, but a future pet care fund is recommended for pet owners who want to ensure that their pet receives a certain quality of care in the event that they're no longer around to see to it themselves. You can designate a fixed amount or a percentage of a bank account, insurance policy, retirement fund, or even a portion of the sale of a home.</p> <p>If you do decide to designate funding for pet care, you need to figure out how much. Consider that pets are more expensive as they age. How long is your pet expected to live? Do you plan to compensate a person or organization to see your pet care wishes through, or are you only interested in setting aside funding for the actual pet care services?</p> <p>It's also important to determine who or what organization will be in charge of the funds. In a pet trust, the person who manages the funds is called the trustee. It's smart to consider a backup trustee in case your first choice becomes unwilling or unable to do the job.</p> <h2>3. You Can Keep Bonded Pets Together</h2> <p>If you have multiple pets that were raised together or developed a close bond, you can save them from the emotional trauma of separation by including instructions to keep them together in your will.</p> <h2>4. You Can Name a Pet Guardian</h2> <p>Sometimes friends or family members vow to take in a cat or parrot in the event of a pet owner's death. Yet many of these informal promises, however well-intentioned, fail to play out as planned. This is why it's beneficial to designate a pet guardian.</p> <p>A pet guardian is any person or organization who will become responsible for your pets and for the task of carrying out your pet care instructions. This can include the role of monitoring any funding set aside for pet care, or you may instead designate a completely different person or organization to assume the role of trustee. If a pet organization assumes the role of pet guardian, you should be sure to include directions about adoption. It's also vital that you research whether the pet organization has a fee for pet guardianship. If it does, you must factor in this fee when deciding how to disburse your funds.</p> <h2>5. You Can Name a Successor Pet Guardian</h2> <p>The goal is to ensure that your pet is cared for when you're no longer around to see to this end yourself. So it only makes sense that a successor pet guardian should be named to take the guardianship duties over in the event that your primary pet guardian becomes unable or unwilling to do the job.</p> <h2>6. A Cautionary Tale: Wild Wishes Could Be Ignored</h2> <p>The instructions you leave for the care of your pet should be sensible and legal. Just because you write it in your will doesn't necessarily mean it will be carried out. In fact, a will cannot enforce far-fetched demands when there's no one willing or legally able to uphold them. At its core, estate planning is solely intended to distribute property. Wild wishes can be ignored.</p> <p>In perhaps the most extreme cautionary tale, billionaire real estate heiress Leona Helmsley famously left 12 million dollars for the care of her white Maltese, Trouble. &quot;I direct that when my dog, Trouble, dies, her remains shall be buried next to my remains in the Helmsley mausoleum,&quot; Helmsley wrote in her will. But very few of the instructions she left in her will were followed. Millions of dollars that Helmsley intended to be spent on the dog went to other purposes because she never specified how all of the money should be spent, and the cemetery where Helmsley was buried refused to ignore a legal policy that forbids the interring of nonhuman remains at human cemeteries.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">5 Affordable Alternatives to Pet Boarding</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets">6 Money Lessons You Can Learn From Your Pets</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-lower-your-vet-bills">8 Ways to Lower Your Vet Bills</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own">Wise Bread Reloaded: Watch These Adorable Puppy and Kitten Videos and Learn How to Care for Your Own, Frugally</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-your-pet-an-official-emotional-support-animal">How to Make Your Pet an Official Emotional Support Animal</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Family cat dog family members family pet last will and testament pet care pets will Thu, 02 Mar 2017 10:30:33 +0000 Brittany Lyte 1901228 at http://www.wisebread.com The 5 Best Pet Collars http://www.wisebread.com/the-5-best-pet-collars <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-pet-collars" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/dog_wearing_collar_157333376.jpg" alt="Dog wearing best pet collar" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A quality pet collar is an essential item for your dog or cat. You can attach their leash or harness to it, as well as some form of identification, in case your pet ever gets lost.</p> <h2>What Is a Pet Collar?</h2> <p>A pet collar is placed around your pet&rsquo;s neck to keep them safe and serve as a year-round fashion accessory. Collars are available in virtually limitless sizes, styles, and colors.</p> <p>The collar should fit comfortably snug on your pet's neck. To find the right size, measure snugly around the middle of your pet&rsquo;s neck and add an extra 5% for a comfortable fit. As a general rule, you should be able to fit two fingers comfortably underneath the collar. As your pet gets older (and bigger), you&rsquo;ll need to adjust the collar size so they remain comfortable.</p> <h2>Top 5 Pet Collars</h2> <h3>Custom Embroidered Dog Collars</h3> <p><a href="http://amzn.to/2hShxw1" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/custom.jpg" width="245" height="195" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in basic dog collars, the <a href="http://amzn.to/2hShxw1" target="_blank">Custom Embroidered Dog Collar</a> is a personalized identification collar with your pet&rsquo;s name and phone number permanently embroidered into it. The tough nylon collar features a sturdy snap closure style plastic buckle and a stainless steel D-ring swivel clip that is double boxed stitched for added durability. Best of all, if your pet ever gets lost, you&rsquo;ll have the peace of mind that their name and phone number are easily visible to passersby. This is available in five collar colors, 15 thread colors, and allows for up to 25 stitched characters. It is adjustable and available in a range of sizes. It has outstanding online reviews, including more than 2,600 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2hShxw1" target="_blank"><em>Currently $18.95 on Amazon</em></a></p> <h3>LupinePet 1-Inch Adjustable Dog Collar</h3> <p><a href="http://amzn.to/2iFcwnm" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/lupine.jpg" width="245" height="112" align="right" alt="" /></a>The reliable <a href="http://amzn.to/2iFcwnm" target="_blank">LupinePet 1-Inch Adjustable Dog Collar</a> is made of the highest quality jacquard nylon webbing, with strong bar tack stitching. It features the highest quality, strongest side release plastic buckle on the market. The non-slip teeth molded into the nylon plastic tri-glide maintain the collar&rsquo;s size even when your dog pulls. The welded steel D-ring is rust-resistant and the collar can be machine-washed, so it can hold up well over time. This is fully adjustable and available in a range of sizes and colors. It is recommended by Heavy.com and is guaranteed to last your dog&rsquo;s lifetime.</p> <p><a href="http://amzn.to/2iFcwnm" target="_blank"><em>Currently $10.69 on Amazon</em></a></p> <h3>Blueberry Pet Classic Solid Color Nylon Dog Collar</h3> <p><a href="http://amzn.to/2ic6D0c" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/blueberry.jpg" width="245" height="196" align="right" alt="" /></a>The <a href="http://amzn.to/2ic6D0c" target="_blank">Blueberry Pet Classic Solid Color Nylon Dog Collar</a> is made of durable nylon with high-density polyester webbing and a neoprene bottom layer for maximum comfort. It features eco-friendly, heavy-duty plastic buckles and a metal, chrome-coated D-ring. There is also a loop on the logo, which you can attach tags or charms to, instead of to the D-ring, like most other collars. This is available in various sizes and colors. It is recommended by Heavy.com and is made to last.</p> <p><a href="http://amzn.to/2ic6D0c" target="_blank"><em>Currently $8.99 on Amazon</em></a></p> <h3>GoDoggie-GLOW USB Rechargeable LED Dog Safety Collar</h3> <p><a href="http://amzn.to/2ic0Szz" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/godoggie.jpg" width="245" height="164" align="right" alt="" /></a>If you walk your pooch at night, then the <a href="http://amzn.to/2ic0Szz" target="_blank">GoDoggie-GLOW USB Rechargeable LED Dog Safety Collar</a> is an absolute necessity. It looks like a traditional collar, but with the switch of a button, you can turn on the super-bright LED collar lights, allowing you to find your dog quickly in the dark. The innovative premium-quality dog collar can provide greater safety for your pet and peace of mind for you. The lightweight, durable collar is made of top quality, super-strong nylon webbing with high-tensile stitching, an indestructible stainless steel D-ring, and a strong plastic quick-release buckle. It is easy to put on and features glow, rapid flash, and slow flash settings, making your pet visible over 1,000 feet in the dark. The weatherproof collar has rust-proof components, so it works in all weather conditions.</p> <p>This charges quickly via USB and can hold the charge for a long time. The power-saving LED lights last for 100,000 hours, providing a great value. The LED safety collar comes with a USB charging cable and rechargeable lithium-ION battery. It has an enclosed battery case and switch, as well as a protected USB charging port, so it&rsquo;s not exposed to dirt and mud. It is fully adjustable and comes in a range of sizes and colors. It has outstanding online reviews, including more than 1,000 five-star reviews on Amazon. It is also backed by a two-year money-back satisfaction guarantee for your added peace of mind.</p> <p><a href="http://amzn.to/2ic0Szz" target="_blank"><em>Currently $16.99 on Amazon</em></a></p> <h3>PetSafe Petite Martingale Collar With Quick Snap Buckle</h3> <p><a href="http://amzn.to/2hTSWFq" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/petsafe.jpg" width="31" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2hTSWFq" target="_blank">PetSafe Petite Martingale Collar With Quick Snap Buckle</a> offers a safer, more comfortable alternative to a choke collar. It tightens when pressure is applied, reducing the risk of a dog backing out of the collar and escaping. It is made of high-quality, durable nylon and features a quick snap buckle for easy on and off. This is available in a range of sizes and colors. It is recommended by the American Kennel Club and by countless vets and trainers as the best design for daily wear.</p> <p><a href="http://amzn.to/2hTSWFq" target="_blank"><em>Currently $9.09 on Amazon</em></a></p> <p>And those are our recommendations for the best pet collars. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar" target="_blank">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-pet-collars">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-infant-nail-clippers">The 5 Best Infant Nail Clippers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-medications">The 5 Best Pet Flea Medications</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-nail-clippers">The 5 Best Pet Nail Clippers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-cameras">The 5 Best Pet Cameras</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-label-makers">The 5 Best Label Makers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Shopping 5 best dog dog accessories dog collar family dog family pet product reviews shopping Thu, 05 Jan 2017 10:00:15 +0000 Andrea Cannon 1868726 at http://www.wisebread.com 5 Affordable Alternatives to Pet Boarding http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-affordable-alternatives-to-pet-boarding" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000079180615_Large.jpg" alt="traveling with pets" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Summer is just around the corner and you can't stop daydreaming about getting away for the week. There is only one problem. What are you going to do with your pet? When it comes to traveling, the thought of leaving Fido in a kennel for the week makes many pet owners uneasy.</p> <p>Not only can kennel boarding be expensive, but your pet will not get the care and love they are used to getting daily from you. Your pet can also develop behavioral issues and possibly diseases from being kept in a kennel, including stress, kennel cough, and fleas. If kennel boarding is not your first choice, these five alternatives are easier on your pet and wallet.</p> <h2>1. Hire a House Sitter</h2> <p>You can have your house and your pet watched for one price, essentially killing two birds with one stone. House sitters can get pricey, but if you can find a trustworthy college student or family member to do the job, then you can save quite a bit.</p> <p>According to Care.com, kennel boarding&nbsp;<a href="http://www.care.com/pet-care-pet-care-cost-p1145-q7401.html">costs an average of $20&ndash;$25</a> per day for small animals. I have two dachshunds, therefore, if I were to take a five-day vacation, boarding my dogs could cost $40&ndash;$50 per day, or $200&ndash;$250 for the duration of my trip. I am certain there are many reliable college students that would be over the moon to make $100&ndash;$150 for crashing on someone's couch for a week, enjoying free food and Wi-Fi.</p> <p>A house sitter is an ideal choice if you can find the right person. Not only will a house sitter give your pet company and care, but you can also prevent a break-in from happening while you are gone. House sitters can also bring in important mail and packages, water plants, and make sure your trash cans get put out on trash day. Care.com is just one website where you can hire affordable house sitters. I have used Care.com before and I like it because it allows you to run background checks before hiring someone.</p> <h2>2. Ask a Friend or Family Member</h2> <p>If you have the type of pet that is easy to drop off with a friend or family member, then ask for a favor. My in-laws used to drop off their dachshund at my house when they traveled, and since all the dogs liked each other, it was a win-win for both me and my in-laws.</p> <p>Friends and family members are also more willing to barter their time for home cooked meals or a few nights of babysitting. If you can get a friend or family member to agree to take your pet for your trip, you can save $100&ndash;$300, depending on how many pets you have and how long you will be gone. (See also:&nbsp;<a href="http://www.wisebread.com/5-pet-costs-you-dont-see-coming?ref=seealso">5 Pet Costs You Don't See Coming</a>)</p> <h2>3. Hire Someone Just to Check In</h2> <p>If you have low-maintenance animals, like cats, you can just hire someone to show up each day or every other day to refresh the food, water, and litter box. Some dogs could be left alone with minimal pet sitting, too. If you have a dog door and an automatic feeder, then just hire someone to walk your dog for an hour each day, as well as refresh food and water. You can hire someone for as cheap as $10 per hour.</p> <h2>4. Peer-to-Peer Pet Sitting</h2> <p>There are two websites that match you directly with other pet owners and pet lovers in your area.&nbsp;<a href="https://dogvacay.com/">DogVacay</a> and&nbsp;<a href="http://us.holidog.com/">Holidog.com</a> list local individuals who will take your pets into their home for the duration of your trip. In my area, prices started out at $20 per night. In one listing, the individual even said they text pictures and reports daily to the owners. (See also:&nbsp;<a href="http://www.wisebread.com/23-tips-for-traveling-with-pets?ref=seealso">23 Tips for Traveling With Pets</a>)</p> <h2>5. Take Your Pets With You</h2> <p>Traveling with your pet is not always an affordable option, especially if there is airfare involved. However, for road trips, it might just be simpler and less expensive to bring your favorite canine or feline with you. Many more hotel chains are allowing pets to stay in their rooms, although some fees and restrictions do apply. You might even have some luck finding a pet-friendly room or house on Airbnb.</p> <p><a href="https://www.tripadvisor.com/ShowTopic-g1-i26969-k5837472-Hotel_Pet_sanitation_deposits_fees-Traveling_with_Pets.html">Marriott</a> charges a $100 sanitation fee for your pet to stay with you, and&nbsp;<a href="http://www.bestwestern.com/travel-planning/tips/traveling-with-pets.asp">Best Western</a> charges $20 per day, with a maximum of $100 per week for up to two dogs. Other pet types, such as cats, snakes, monkeys, etc. might be allowed depending on the property. Pet owners need to ask in advance.&nbsp;<a href="http://www.LQ.com/pets">La Quinta Inns</a> and Suites is the best choice for a hotel because it has over 880 pet-friendly locations and does not charge a fee or deposit.</p> <p>Don't let the cost of boarding your pet ruin your vacation or travel plans. Any of the above options could work for your situation and save you money &mdash; you just need to use a little creativity.</p> <p><em>What do you do with your pet when you travel?</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-affordable-alternatives-to-pet-boarding&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%20Affordable%20Alternatives%20to%20Pet%20Boarding.jpg&amp;description=%205%20Affordable%20Alternatives%20to%20Pet%20Boarding" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Affordable%20Alternatives%20to%20Pet%20Boarding.jpg" width="250" height="374" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets">6 Money Lessons You Can Learn From Your Pets</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-hotel-room-booking-tools-every-frugal-traveler-should-know">5 Hotel Room Booking Tools Every Frugal Traveler Should Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-dog-costs-you-should-prepare-for-now">5 Unexpected Dog Costs You Should Prepare for Now</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-take-one-vacation-day-and-save-thousands">How to Take One Vacation Day and Save Thousands</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Family Travel cat dog family pet flying with pets house sitter pet boarding pet sitting travel Tue, 10 May 2016 09:00:10 +0000 Ashley Eneriz 1706813 at http://www.wisebread.com 5 Unexpected Dog Costs You Should Prepare for Now http://www.wisebread.com/5-unexpected-dog-costs-you-should-prepare-for-now <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-unexpected-dog-costs-you-should-prepare-for-now" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000065477617_Large.jpg" alt="unexpected dog costs can add up" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Is dog man's best friend &mdash; or budget blower? Many potential pet owners are aware of the initial costs of buying and owning a canine, but what about the unexpected costs, such as furniture damage and travel expenses?</p> <p>Here are five unexpected dog-related costs to be aware of before committing to your new furry friend. (See also: <a href="http://www.wisebread.com/3-ways-your-dog-is-ruining-your-credit-score?ref=seealso">3 Ways Your Dog Is Ruining Your Credit Score</a>)</p> <h2>1. Damaged Furniture and Housing</h2> <p>Puppies will be puppies, and that includes chewing on just about everything. While the occasional shoe or clothing item will not set you back a lot of money, you should prepare for costly furniture damage.</p> <p>Not only can dogs ruin table legs and couches, but some canines will even do costly home damage. One friend had a bulldog puppy who chewed a good-sized hole in the wall and baseboard. Puppies are not the only ones to blame, either. My husband's grandmother's adult dog ruined her front doorway because he was accidentally left outside during 4th of July and grew overly anxious during the fireworks.</p> <h2>2. Minor Medical Costs</h2> <p>Thankfully there is pet insurance that helps cover costly vet bills from injuries and old age. However, many people do not factor in the minor medical costs, such as flea and tick medication, special lotion for dry skin, nail trims, anal gland expression, and even sedative medication during certain holidays &mdash; like New Year's and 4th of July.</p> <p>Even just adding a puppy to your family can add on the costs of vaccinations, exams, and getting them spayed or neutered. Money.com says, &quot;Routine vet exams cost between $45 and $200 for puppies in the first year of life.&quot; So don't let that cute puppy face make you forget all of these extra upfront costs.</p> <h2>3. Higher Home Insurance Policies</h2> <p>Certain dog breeds are blacklisted by insurance companies due to their breed traits. Pit bulls, dobermans, rottweilers, German shepherds, huskies, and akitas are all breeds that can raise home insurance premiums. Even if your dog is the sweetest dog around, you will still be charged more, or be denied coverage altogether. The average dog bite claim <a href="http://www.iii.org/issue-update/dog-bite-liability">costs insurance companies $30,000</a>, so you can see why they charge more.</p> <h2>4. Excess Rental Fees</h2> <p>Landlords can charge you extra for living with a dog. Many landlords will charge a standard pet deposit and might even add on an additional monthly payment. Depending on the contract you sign, your landlord can come after you for damages if your dog ruins the yard or interior. Many apartments and landlords do not even allow dogs, so your pooch could put you in a tough spot when it comes to finding a place to live.</p> <h2>5. Traveling Fees</h2> <p>My husband and I got our two dogs in our first year of marriage. We missed out on several vacation and travel opportunities because of them that first year. I didn't realize how much it would cost to board them or to take them with us, and when you are newly married, the budget can be very tight.</p> <p>According to Pettravel.com, the average cost to <a href="http://www.pettravel.com/0001216.cfm">fly domestic with your pooch</a> is $125 each way. So expect to pay $250 roundtrip just for your pup to be on board. To keep your dog in a kennel, it costs on average $20-$25 per day, per pet.</p> <p>If you plan to take your pooch with you on vacations, you should prepare for these following costs:</p> <ul> <li>Air travel costs;<br /> &nbsp;</li> <li>Vaccination updates;<br /> &nbsp;</li> <li>Accessory costs, such as a carrier that meets flight requirements, and a travel bed;<br /> &nbsp;</li> <li>Hotel costs. For example, the Best Western charges <a href="http://www.usatoday.com/story/travel/hotels/2014/09/03/pet-dog-friendly-hotel/14972079/">$20 per day</a> and other hotels might charge a refundable damage deposit.</li> </ul> <h2>How to Avoid Higher and Unexpected Pet Costs</h2> <p>Most of these costs come from a lack of planning. Dogs can bring great joy and fun to a family, but the costs, pros, and cons needed to be thought out carefully. Dogs, like children, are living creatures that will need many years of love, care, and even sacrifice at times. Be sure you consider the future money and time required when you see that cute face and floppy ears.</p> <p><em>How do you prepare for costly vet bills? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/5-unexpected-dog-costs-you-should-prepare-for-now">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets">6 Money Lessons You Can Learn From Your Pets</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">5 Affordable Alternatives to Pet Boarding</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-your-pet-an-official-emotional-support-animal">How to Make Your Pet an Official Emotional Support Animal</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-parenting-mistakes-to-avoid-when-teaching-kids-about-money">4 Parenting Mistakes to Avoid When Teaching Kids About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Family cat dog dog costs household pet pet costs pet owner vet bills veterinary bills Mon, 18 Apr 2016 10:30:09 +0000 Ashley Eneriz 1691404 at http://www.wisebread.com 6 Money Lessons You Can Learn From Your Pets http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-money-lessons-you-can-learn-from-your-pets" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000047379998_Large.jpg" alt="learning money lessons from your cat and dog" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Each morning, I am generally awoken in one of two ways: either Tivo, our three-year-old greyhound, places his wet nose directly in my face and snuffles with excitement, or our cat Lebowski (a.k.a. The Dude) lays himself across my neck and purrs jet-engine-decibel contentment straight into my ear.</p> <p>I love my pets, and not just because they have made the alarm clock app on my phone completely superfluous. They are great companions and friends, but they are also fonts of incredible money wisdom. (See also: <a href="http://www.wisebread.com/5-surprising-ways-your-dog-can-save-you-money?ref=seealso">5 Surprising Ways Your Dog Can Save You Money</a>)</p> <p>Don't believe me? Consider the following.</p> <h2>1. Dogs Remind You to Enjoy the Little Things</h2> <p>If you want to make your dog happy, just grab his favorite ball and head outside. A little bit of rough-and-tumble play with Rover, or some scratches behind his ear are more than enough to send him over the moon. He knows that there's no need to commit to a huge, expensive indulgence to have fun, when walkies and a full bowl of kibble get his tail wagging.</p> <p>And researchers have found that dogs are onto something. We derive more happiness from the small, regular pleasures in life than we do from the big, occasional indulgences. That's because of something known as <a href="https://en.wikipedia.org/wiki/Hedonic_treadmill">hedonic adaptation</a>, where we feel less pleasure from something we have become accustomed to. After a day at the beach, you will not be feeling as happy as you were when you got there, and by the end of your vacation, you will be completely accustomed to sand and surf, which means you'll take it for granted.</p> <p>If you emulate your beloved pooch, however, and spend your money or time on smaller and more regular pleasures &mdash; such as weekly drinks out with friends, a monthly manicure, and daily walks with Rover &mdash; then you'll be much happier than if you deny the small indulgences in favor of big purchases.</p> <h2>2. Model Your Investments After Catnaps</h2> <p>Cats sleep between 12 and 16 hours a day, and will often only move in order to stay in the sunbeam they are napping in. But even with all of that shut-eye, cats are hardly &quot;sleeping on the job.&quot; Even a snoozing feline will twitch his ears if you drop something &mdash; and he can spring into action almost instantaneously if he feels threatened while snoozing.</p> <p>What Mittens is indirectly teaching you with this type of sleeping pattern is how to be a rational investor. Taking a long view and sitting tight on your investments through market ups and downs is by far the smartest way to grow your wealth. Most of us have a hard time doing what feels like nothing during market volatility. This is called the <a href="http://ambiguityadvantage.blogspot.com/2008/02/action-bias-in-decision-making-problem.html">action bias</a>, and it makes us feel as though doing anything, even if it is counterproductive, is preferable to sitting around doing nothing. But listening to the action bias is the reason why people sell when the market is at its lowest and buy when it's at its highest. They are afraid of doing nothing.</p> <p>It's important to note that your cat doesn't just sleep the day away. He always keeps one ear cocked for signs of trouble. Doing nothing may be his default &mdash; as it should be with your investments &mdash; but he is ready to take action when it is necessary, and not a moment before.</p> <h2>3. Dogs Teach Us That Boredom Is Destructive</h2> <p>When we first got Tivo, one afternoon he managed to tear open our locked bread drawer by pulling hard enough on the handle to break the wooden face of the drawer. We quickly realized that our new family member didn't just share our affinity for bagels &mdash; he was also suffering from boredom. Thankfully, increasing our visits to the dog park, and investing in a better drawer lock, helped solve the problem.</p> <p>But Tivo's drawer-breaking tendencies reminded me of the destructive power of boredom. Parents know that bored kids will always find something to do, and generally that something is destructive. Bored grownups, on the other hand, tend to spend money to <a href="http://www.wisebread.com/15-frugal-ways-to-battle-boredom">relieve their ennui</a>. How often have you found yourself browsing Amazon or going out to eat because you can't think of anything else to do?</p> <p>For both dogs and people, the best boredom relief is often exercise. Heading out for a quick walk or even doing some jumping jacks when you are feeling bored can stimulate both your body and your mind, for free. Even better, it won't result in the better part of your kitchen being strewn through your living room.</p> <h2>4. Your Cat Doesn't Fear Failure, and Neither Should You</h2> <p>I have owned cats my entire life, and yet I never cease to be impressed by their ability to leap tall cabinets in a single bound. Cats do not weigh risks or do cost-benefit analysis when trying to navigate a tricky obstacle to the preferred spot on the highest piece of furniture. They simply leap without hesitation. Even if they do miss their target and fall, they simply get up, pretend that they meant to fall, and try again.</p> <p>Of course, cats feel confident making acrobatic jumps because they are uniquely suited to landing on their feet. But human beings are similarly well-suited to adapting to new circumstances and handling the issues life throws at them. We may fear big changes, like leaving a job to become an entrepreneur, or going back to school to learn a new skill. But like the cat's landing reflexes, we have the ability to handle those big changes. We should look at failure like cats do &mdash; as a potential cost you can easily bounce back from.</p> <h2>5. Emulate Your Dog by Thoroughly Investigating Opportunities</h2> <p>When you introduce your dog to a new person, their first instinct is to take a good whiff of the stranger before deciding if he's a friend or a foe. Dogs also thoroughly investigate every fire hydrant and patch of yellow snow on their walks to make sure they are au courant with the neighborhood doggy business.</p> <p>This kind of investigation is an important aspect of protecting your finances. Dogs are known for being easily excitable, and yet they take a moment to make sure they know everything they can about a person or fellow animal's scent before making a decision. Human beings, who are supposedly more rational, will often jump into the &quot;sure thing&quot; investment because they are so excited about the prospect of big money. Only when they discover that there are no tin mines in Bolivia and that they were taken in by a con man, do they remember that they should have investigated the investment thoroughly before writing a check.</p> <h2>6. Cats Know How to Ask for What They Want</h2> <p>Although cats have a reputation for being aloof and dignified, they are also perfectly happy letting the humans in their lives know when they want something &mdash; as anyone who has spent a day letting a cat in and then back out and then back in again, can attest.</p> <p>Human beings have trouble being both dignified and willing to ask for help. We tend to think of dignity as somehow being above asking others for help. But our cats show us that there is nothing undignified in recognizing when you need help getting what you want. Getting help from others is often necessary to meet your career and financial goals. You would hate to miss opportunities just because you were afraid to ask for help.</p> <h3>Four-Footed Friends and Finance</h3> <p>Tivo and The Dude may not have a thriving stock portfolio or even a simple budget. But my dog and cat both show me on a daily basis that they may know a thing or two about money anyway.</p> <p><em>What money lessons have you learned from your pets? Share with us in the comments!</em></p> <h2 style="text-align: center;">Like this article? Pin it!&nbsp;</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-money-lessons-you-can-learn-from-your-pets&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%20Money%20Lessons%20You%20Can%20Learn%20From%20Your%20Pets.jpg&amp;description=6%20Money%20Lessons%20You%20Can%20Learn%20From%20Your%20Pets" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Money%20Lessons%20You%20Can%20Learn%20From%20Your%20Pets.jpg" alt="6 Money Lessons You Can Learn From Your Pets" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">5 Affordable Alternatives to Pet Boarding</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-unexpected-dog-costs-you-should-prepare-for-now">5 Unexpected Dog Costs You Should Prepare for Now</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-lessons-on-how-to-be-a-financial-grownup-from-bobbi-rebell">6 Lessons on How to Be a Financial Grownup From Bobbi Rebell</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-frugal-living-skills-you-should-be-teaching-your-children">7 Frugal Living Skills You Should Be Teaching Your Children</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Budgeting Family cat dog family pet lessons learned money lessons Thu, 24 Mar 2016 10:30:06 +0000 Emily Guy Birken 1677206 at http://www.wisebread.com Wise Bread Reloaded: Watch These Adorable Puppy and Kitten Videos and Learn How to Care for Your Own, Frugally http://www.wisebread.com/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/puppy-kitten-478872471-small.jpg" alt="puppy kitten" title="puppy kitten" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you seen this already? The video of the dachshund pups frollicking? It's short and so cute you'll scream. Go ahead and watch. We'll wait.</p> <p><iframe frameborder="0" width="605" height="340" src="//www.youtube.com/embed/qj3OiNdTUm4" allowfullscreen=""></iframe></p> <p>Puppies (and kittens!) <em>are</em> cute and adorable, but they also need proper care. It's a big responsibility &mdash; one that can get expensive if you aren't careful.</p> <p>Over the years Wise Bread's writers have come up with lots of clever ways to cut down the cost of living with a pet, while also increasing the satisfaction and enjoyment for pets and people alike. Here's a sampling.</p> <p><a href="http://www.wisebread.com/10-diy-dog-toys-you-can-make-for-pennies?ref=classicwb">10 DIY Dog Toys You Can Make for Pennies</a> &mdash; Paul Michael points you toward an assortment of fun and frugal dog toys, everything from the classic Sock and Ball to the always engaging Cardboard Tubular.</p> <p><a href="http://www.wisebread.com/5-iphone-apps-your-dog-wants-you-to-download?ref=classicwb">5 iPhone Apps Your Dog Wants You to Download</a> &mdash; Our smartphones have infiltrated every aspect of our lives &mdash; even pet care. Mikey Rox uncovers five apps your dog agrees are all awesome.</p> <p><a href="http://www.wisebread.com/homemade-dog-food-recipe-and-cost?ref=classicwb">Homemade Dog Food &mdash; Recipe and Cost</a> &mdash; Elizabeth Lang Walks you through going DIY with your dog chow with an easy, healthful recipe that saves her family about $30 a month on dog food.</p> <p><a href="http://www.wisebread.com/no-pulling-dogs-walk-easy-with-the-easy-walk-harness?ref=classicwb">No Pulling! Dogs Walk Easy With the Easy Walk Harness</a> &mdash; I'm including this one because I'm shameless &mdash; the featured photo is of my dog Doughty, and I think you'll agree, she's the cutest of all the dogs. (I'm also a big believer in the effectiveness of the harness I review.)</p> <h2>Cats Are Cute and Need Quality Care, Too!</h2> <p>Just so you don't think Wise Bread is not fair and balanced, our writers have also covered cat care, too.</p> <p><a href="http://www.wisebread.com/how-much-does-it-cost-to-keep-a-cat?classicwb">How Much Does It Cost to Keep a Cat?</a> &mdash; Carrie Kirby breaks out the calculator and the spreadsheet and tallies it all up. Fortunately, there's no accounting for attitude &mdash; you get that free.</p> <p><a href="http://www.wisebread.com/really-great-uses-for-kitty-litter?ref=classicwb">Really Great Uses for Kitty Litter</a> &mdash; After the obvious, there's a lot you can do with that sack of super absorbent sand. Linsey Knerl shows you what and how.</p> <p><a href="http://www.wisebread.com/another-36-uses-for-tin-foil?classicwb">Another 36 Uses for Tin Foil</a> &mdash; Number 33 is the relevant one writer Nora Dunn suggests &mdash; cat play toy. Unnumbered is the featured photo.</p> <p>Finally, since we opened with puppies playing, let's close with kittens cavorting.</p> <p><iframe frameborder="0" width="605" height="340" src="//www.youtube.com/embed/-ydZPFLcHGA" allowfullscreen=""></iframe></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/lars-peterson">Lars Peterson</a> of <a href="http://www.wisebread.com/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-pet-health-insurance-worth-it">Is Pet Health Insurance Worth It?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-dogs-facelift">My dog&#039;s facelift</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-fit-while-hanging-out-with-animals">8 Ways to Get Fit While Hanging Out With Animals</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-affordable-home-remodel-tips-for-pet-owners">6 Affordable Home Remodel Tips for Pet Owners</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle animal care cat dog pet care pets Sat, 20 Sep 2014 11:00:04 +0000 Lars Peterson 1216974 at http://www.wisebread.com Best Money Tips: Ways to Reduce Vet Bills http://www.wisebread.com/best-money-tips-ways-to-reduce-vet-bills <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-reduce-vet-bills" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/pet-481457145.jpg" alt="cat" title="cat" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some amazing articles on reducing vet bills, living without a car, and haggling for a better price on everything.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.stretcher.com/stories/13/13mar25e.cfm?slider">10 Ways to Reduce Vet Bills</a> &mdash; To reduce vet bills, shop smart for pet supplies and choose your vet wisely. [TheDollarStretcher.com]</p> <p><a href="http://livingonthecheap.com/live-without-car/">How to live without a car</a> &mdash; Learning about delivery options and utilizing car-sharing can help you live without a car. [Living on the Cheap]</p> <p><a href="http://www.moneyunder30.com/how-to-haggle-for-a-better-price">How to Haggle for a Better Price on Almost Everything</a> &mdash; When it comes to haggling, remember that you are doing nothing wrong when you ask for a better price on something. [Money Under 30]</p> <p><a href="http://www.narrowbridge.net/5-great-reasons-to-get-out-of-debt/">5 Great Reasons to Get Out of Debt</a> &mdash; No longer having to pay interest is just one great reason to get out of debt. [NarrowBridge Finance]</p> <p><a href="http://www.savvysugar.com/Free-Things-Do-San-Francisco-34438960">15 Free Things to Do in San Francisco</a> &mdash; Visiting Pier 39 is just one free thing you can do in San Francisco. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.biblemoneymatters.com/how-to-curb-your-shopping-addiction-this-year/">How to Curb Your Shopping Addition This Year</a> &mdash; To curb your shopping addiction this year, identify your spending triggers. [Bible Money Matters]</p> <p><a href="http://retireby40.org/3-steps-spouse-on-board-goals/">3 Steps to Getting Your Spouse on Board with Your Goals</a> &mdash; Communicating with your spouse about your goals can help get him or her on board with your goals. [Retire By 40]</p> <p><a href="http://www.freemoneywisdom.com/studying-online-can-save-money/">How Studying Online Can Save You Money</a> &mdash; Studying at home will eliminate the cost of expensive gasoline! [Free Money Wisdom]</p> <p><a href="http://www.carefulcents.com/freelancers-avoid-huge-tax-bill/">3 Ways Self-Employed Freelancers Can Avoid a Huge Tax Bill</a> &mdash; Freelancers can avoid a huge tax bill by making quarterly tax payments. [Careful Cents]</p> <p><a href="http://parentingsquad.com/how-to-protect-your-family-from-poisons">How to Protect Your Family From Poisons</a> &mdash; Never refer to medicine as candy; this can confuse kids and turn medicine into a dangerous poison. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-reduce-vet-bills">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-pet-health-insurance-worth-it">Is Pet Health Insurance Worth It?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">5 Affordable Alternatives to Pet Boarding</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets">6 Money Lessons You Can Learn From Your Pets</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-pet-costs-you-dont-see-coming">5 Pet Costs You Don&#039;t See Coming</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living animals best money tips bills cat dog pets reduce vet Tue, 01 Apr 2014 09:00:29 +0000 Ashley Jacobs 1133952 at http://www.wisebread.com Best Money Tips: Simple Ways To Lower Vet Costs http://www.wisebread.com/best-money-tips-simple-ways-to-lower-vet-costs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-simple-ways-to-lower-vet-costs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/pet-4695321-small.jpg" alt="dog" title="dog" class="imagecache imagecache-250w" width="250" height="169" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on simple ways to lower vet costs, financial rules every 30 year-old should know, and the worst holiday gifts.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.jeanchatzky.com/smart-spending/welcome-wednesday-simple-ways-to-lower-vet-costs/">Welcome Wednesday: Simple Ways To Lower Vet Costs</a> &mdash; To lower vet costs, consider taking your dog to the shelter for cheaper vaccinations as opposed to going to the vet where they will charge you more. [Jean Chatzky - Making Money Make Sense]</p> <p><a href="http://www.goodfinancialcents.com/30-financial-rules-for-30-year-olds/">30 Financial Rules That Every 30 Year-Old Should Know (or risk going broke)</a> &mdash; Every 30-year-old should know to invest in reliable transportation. [Good Financial Cents]</p> <p><a href="http://money.usnews.com/money/personal-finance/articles/2013/12/02/the-worst-holiday-gifts">The Worst Holiday Gifts</a> &mdash; This holiday season, avoid giving religious or politically inappropriate gifts. [US News and World Report]</p> <p><a href="http://moneyning.com/advice/7-ways-youre-setting-yourself-up-for-financial-failure/">7 Ways You&#39;re Setting Yourself Up for Financial Failure</a> &mdash; If your budget makes you cringe, you are probably setting yourself up for financial failure. [MoneyNing]</p> <p><a href="http://www.budgetsaresexy.com/2013/12/why-is-saving-hard/">Why is Saving So Hard?</a> &mdash; Make saving a little less hard on yourself by setting reminders to save. [Budgets Are Sexy]</p> <h2>Other Essential Reading</h2> <p><a href="http://bargainbabe.com/dealing-debt-problems-dedicated/">Dealing with Debt Problems - Dedicated</a> &mdash; When dealing with debt problems, your first step of action should be to speak to someone who can help. [Bargain Babe]</p> <p><a href="http://studenomics.com/vacation/plan-your-epic-trip/">How You Can Be Your Own Travel Agent For Your Next Epic Trip</a> &mdash; Be your own travel agent for your next trip by writing down all the places you want to go. [Studenomics]</p> <p><a href="http://www.savvysugar.com/Christmas-Tree-Decorating-Tips-32523752">Staying Alive: A Tree-Trimmer&#39;s Survival Guide</a> &mdash; Try to get your tree in water as soon as you get it home. [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/7-tips-for-dealing-with-stressful-nap-and-bed-times-for-toddlers">7 Tips for Dealing With Stressful Nap and Bedtimes for Toddlers</a> &mdash; To make nap and bedtime a little less stressful, remember that patience is important. [Parenting Squad]</p> <p><a href="http://howsmarriedlife.net/are-your-ready-for-home-ownership/">Are You Ready For Home Ownership?</a> &mdash; When deciding if you are ready for home ownership, look at your credit score and your job stability. [How&#39;s Married Life?]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-simple-ways-to-lower-vet-costs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-pet-health-insurance-worth-it">Is Pet Health Insurance Worth It?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">5 Affordable Alternatives to Pet Boarding</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets">6 Money Lessons You Can Learn From Your Pets</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own">Wise Bread Reloaded: Watch These Adorable Puppy and Kitten Videos and Learn How to Care for Your Own, Frugally</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips cat dog pets vet Wed, 04 Dec 2013 11:00:15 +0000 Ashley Jacobs 1098942 at http://www.wisebread.com Best Money Tips: Save Money on Vet Bills http://www.wisebread.com/best-money-tips-save-money-on-vet-bills <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-save-money-on-vet-bills" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4015710342_e287499aec_z.jpg" alt="cat and vet" title="cat and vet" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on saving on vet bills, items you can buy cheaper online than in-store, and the worst money mistakes anyone can make.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.getrichslowly.org/blog/2013/02/19/how-to-save-money-on-vet-bills/">How to save money on vet bills</a> &mdash; Pet-proofing your house can save you money on vet bills. [Get Rich Slowly]</p> <p><a href="http://www.threethriftyguys.com/2013/02/7-items-that-are-cheaper-to-buy-at-amazon-than-in-store/">7 Items That are (Often) Cheaper to Buy Online Than In-store</a> &mdash; Did you know you can purchase water filters cheaper online than in stores? [Three Thrifty Guys]</p> <p><a href="http://www.freemoneyfinance.com/2010/05/the-ten-worst-money-mistakes-anyone-can-make.html">The Ten Worst Money Mistakes Anyone Can Make</a> &mdash; Not having an emergency fund is one of the worst money mistakes you can make. [Free Money Finance]</p> <p><a href="http://lifehacker.com/5984288/how-can-i-stay-safe-while-traveling-alone?tag=travel">How Can I Stay Safe While Traveling Alone?</a> &mdash; When traveling alone, stay safe by selecting a hotel room on the third to fifth floor and dressing casually. [Lifehacker]</p> <p><a href="http://moneysmartlife.com/learn-from-your-401k-statement/">6 Things You Can Learn From Your 401(k) Statement</a> &mdash; Your 401(k) statement will tell you your investment options and performance history. [Money Smart Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneyinfant.com/10-ways-to-embrace-the-frugal-life/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+MoneyInfant+%28Money+Infant%29">10 Ways to Embrace the Frugal Life</a> &mdash; Embrace the frugal life by using coupons and minimizing your auto expenses. [Money Infant]</p> <p><a href="http://www.savvysugar.com/Traffic-Tickets-Affect-Insurance-28181720">Will Traffic Tickets Affect Insurance Rates?</a> &mdash; If you have a good driving record, your rates might not go up with your first ticket. [SavvySugar]</p> <p><a href="http://www.fivecentnickel.com/2013/02/19/marrying-for-love-and-money/">Marrying for Love and Money</a> &mdash; When getting married, it is a good idea to take a look at how your spending habits compare to your significant others. [Five Cent Nickel]</p> <p><a href="http://parentingsquad.com/5-benefits-of-sports-for-girls">5 Benefits of Sports for Girls</a> &mdash; Sports can help girls cultivate higher self-esteem. [Parenting Squad]</p> <p><a href="http://www.marcandangel.com/2013/02/20/7-ways-to-stop-hurting-yourself/">7 Ways to Stop Hurting Yourself</a> &mdash; To stop hurting yourself, let go of the things that were never really there. [Marc and Angel Hack Life]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-save-money-on-vet-bills">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own">Wise Bread Reloaded: Watch These Adorable Puppy and Kitten Videos and Learn How to Care for Your Own, Frugally</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-pet-health-insurance-worth-it">Is Pet Health Insurance Worth It?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-dogs-facelift">My dog&#039;s facelift</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-fit-while-hanging-out-with-animals">8 Ways to Get Fit While Hanging Out With Animals</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips bills cat dog pets vet Fri, 22 Feb 2013 11:00:31 +0000 Ashley Jacobs 968035 at http://www.wisebread.com Best Money Tips: Things to Consider Before Adopting a Pet http://www.wisebread.com/best-money-tips-things-to-consider-before-adopting-a-pet <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-things-to-consider-before-adopting-a-pet" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3162730033_fcefec4958_z-1.jpg" alt="Things to Consider Before Adopting a Pet" title="Things to Consider Before Adopting a Pet" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on things to consider before adopting a pet, expediting your tax refund, and how to stop living paycheck to paycheck.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.americanconsumernews.com/2012/04/6-things-to-consider-before-adopting-a-pet.html">6 Things to Consider Before Adopting a Pet</a> &mdash; Before you adopt a pet, take into consideration adoption fees. [American Consumer News]</p> <p><a href="http://www.joetaxpayer.com/7-ways-to-expedite-your-tax-refund/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+Joetaxpayer+%28JoeTaxpayer%29">7 Ways to Expedite Your Tax Refund</a> &mdash; To expedite getting your tax refund, make sure all your information is accurate. [JoeTaxpayer]</p> <p><a href="http://christianpf.com/how-to-stop-living-paycheck-to-paycheck/">How to Stop Living Paycheck to Paycheck</a> &mdash; Stop living paycheck to paycheck by lowering your expenses. [Christian PF]</p> <p><a href="http://www.bripblap.com/top-10-healthy-and-frugal-foods/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+BripBlap+%28Brip+Blap%29">top 10 healthy and frugal foods</a> &mdash; Tuna and brown rice are both healthy and frugal foods that should be part of your diet. [brip blap]</p> <p><a href="http://www.moneychoices.com.au/blog/the-top-5-hidden-costs-of-building-a-house.php?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+com%2FMoneyHacker+%28Money+Hacker%29">The Top 5 Hidden Costs of Building a House</a> &mdash; One of the hidden costs of building a house are the legal fees. [Money Choices]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.worldoffinance.biz/hotel-alternatives-when-traveling/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+wofbiz+%28World+of+Finance%29">Hotel Alternatives When Traveling</a> &mdash; Next time you travel, consider camping or using a timeshare rental as opposed to staying in a hotel. [World of Finance]</p> <p><a href="http://www.savvysugar.com/How-Organize-Medicine-Cabinet-22610494">4 Tips To Organize Your Medicine Cabinet</a> &mdash; Keep your medicine cabinet organized by throwing out expired medications. [SavvySugar]</p> <p><a href="http://www.moneyreasons.com/2012/04/reasons-to-get-a-tax-refund/">Reasons To Get A Tax Refund</a> &mdash; One good reason to get a tax refund is that it will encourage you to file your taxes early. [Money Reasons]</p> <p><a href="http://parentingsquad.com/banks-should-be-more-than-lollipop-dispensers-for-kids">Banks Should Be More Than Lollipop Dispensers for Kids</a> &mdash; Use the bank to teach your kids about saving money. [Parenting Squad]</p> <p><a href="http://www.mint.com/blog/consumer-iq/6-common-medical-procedures-you-probably-dont-need-042012/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+MyMint+%28Mint+Personal+Finance+Blog%29">6 Common Medical Procedures You Probably Don't Need</a> &mdash; Chances are you don't need stress imaging tests for annual checkups. [MintLife Blog]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/04/wise-bread-tweetchat-wbchat-0">Wise Bread Tweetchat (#WBChat)</a> &mdash; Don't miss our weekly #WBChat at 12pm PST! We will be giving away prizes!</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-things-to-consider-before-adopting-a-pet">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-pet-health-insurance-worth-it">Is Pet Health Insurance Worth It?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own">Wise Bread Reloaded: Watch These Adorable Puppy and Kitten Videos and Learn How to Care for Your Own, Frugally</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-affordable-alternatives-to-pet-boarding">5 Affordable Alternatives to Pet Boarding</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-you-can-learn-from-your-pets">6 Money Lessons You Can Learn From Your Pets</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips adopting best money tips cat dog pets Thu, 12 Apr 2012 10:00:18 +0000 Ashley Jacobs 918786 at http://www.wisebread.com Best Money Tips: Save Money With Your New Dog http://www.wisebread.com/best-money-tips-save-money-with-your-new-dog <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-save-money-with-your-new-dog" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3520582211_0a8f309f1d_z-1.jpg" alt="Save Money With Your New Dog" title="Save Money With Your New Dog" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on saving money with your new dog, how to fix errors on your credit report, and saving money by doing it yourself.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.fivecentnickel.com/2011/09/27/six-ways-to-save-money-with-your-new-dog/">Six Ways to Save Money With Your New Dog</a> &mdash; Want to save money on your new dog? Keep his or her toys simple and avoid the kennel. [Five Cent Nickel]</p> <p><a href="http://www.savvysugar.com/How-Fix-Errors-Your-Credit-Report-3545337">How-To: Fix Errors on Your Credit Report</a> &mdash; If you find an error on your credit report, be sure you get in touch with your creditor. [SavvySugar]</p> <p><a href="http://www.mangomoney.com/blog/cheap-fun/do-it-yourself">Save Money and Do it Yourself</a> &mdash; Instead of spending money on laundry detergent, consider making it on your own. [Mango Blog]</p> <p><a href="http://www.prolificliving.com/blog/2011/09/27/18-radical-ways-to-stop-procrastination/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+prolificliving%2Fblog+%28Prolific+Living%29">18 Radical Ways to Stop Procrastination</a> &mdash; Stop your procrastination tendencies by cultivating self discipline. [Prolific Living]</p> <p><a href="http://www.thesunsfinancialdiary.com/frugal-living/easy-ways-trim-household-costs-part-1/">Easy Ways to Trim Household Costs (Part 1)</a> &mdash; To cut costs in your living room, have a warm throw on the couch. [The Sun's Financial Diary]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.financialsamurai.com/2011/09/29/how-to-get-anapartment-in-hot-rental-market/">How To Get An Apartment In A Hot Rental Market</a> &mdash; To land a great apartment, do some research on the landlord and property. [Financial Samurai]</p> <p><a href="http://getcurrency.com/technology-toys/multipurpose-gadgets-to-get-you-through-emergencies">Multipurpose Gadgets to Get You Through Emergencies</a> &mdash; Make sure you are really prepared for an emergency by getting a Swiss Army knife. [Currency]</p> <p><a href="http://parentingsquad.com/how-to-teach-your-child-good-hand-hygiene">How to Teach Your Child Good Hand Hygiene</a> &mdash; To teach your child good hand hygiene, make sure to stick to a routine. [Parenting Squad]</p> <p><a href="http://www.re-nest.com/re-nest/cleaning/5-nontoxic-and-natural-ways-to-control-odor-098101">5 Non-Toxic and Natural Ways to Control Odor</a> &mdash; Eliminate odors by using vinegar spray. [re-nest]</p> <p><a href="http://www.boomerandecho.com/treating-your-marriage-like-a-business-financially/">Treating Your Marriage Like A Business (Financially)</a> &mdash; Treat finance and marriage like a business and opt to have a chief financial officer to manage day to day finances. [Boomer and Echo]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2011/09/financial-blogger-conference-fincon11">Financial Blogger Conference</a> &mdash; The Financial Blogger kicks off in Chicago today! This three day conference will bring together the best of the personal finance community!</p> <p><span style="font-size: 13px; line-height: 1.7em;">Be sure to check out our </span><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news" style="font-size: 13px; line-height: 1.7em;">News &amp; Events Calendar</a><span style="font-size: 13px; line-height: 1.7em;"> to see all the awesome upcoming events in the personal finance world!</span></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-save-money-with-your-new-dog">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-your-pet-an-official-emotional-support-animal">How to Make Your Pet an Official Emotional Support Animal</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own">Wise Bread Reloaded: Watch These Adorable Puppy and Kitten Videos and Learn How to Care for Your Own, Frugally</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/my-dogs-facelift">My dog&#039;s facelift</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-fit-while-hanging-out-with-animals">8 Ways to Get Fit While Hanging Out With Animals</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-rise-above-financial-jealousy">How to Rise Above Financial Jealousy</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips dog Fri, 30 Sep 2011 10:00:25 +0000 Ashley Jacobs 722697 at http://www.wisebread.com Is Pet Health Insurance Worth It? http://www.wisebread.com/is-pet-health-insurance-worth-it <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/is-pet-health-insurance-worth-it" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/870290797_bb457469e2_z.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>We have a big dog. She's huge, actually &mdash; over 100lbs but with all the energy of a puppy. And for that reason, we figured we'd need at least some basic health insurance for her. Everyone is talking about the staggering costs of health care these days, but they don't talk about pet health care. And it's not cheap. Not even close.</p> <p>So, my wife and I chose the &quot;top&quot; pet health insurance provider (VPI) and went with a basic package. We didn't want anything that covered the check-ups or wellness exams, we could cover those just fine. What we wanted was coverage in case the worst happened. We didn't want to be stuck choosing between a $7000 vet bill and a $50 shot to put her to sleep. We wanted peace of mind that, should she get sick or be badly injured, we'd have coverage.</p> <p>The basic package we chose costs us just over $14 per month and covers the big stuff: the accidents, illnesses, and other costly procedures. Well, that's how it's described on the site, anyway. The more expensive package also covers exams, shots, and other general health and wellness costs. It's around double the cost of the basic package.</p> <p>We've had this insurance for over 18 months now, with no use for it up until a few weeks ago. Then, our dog was bitten by another dog, quite badly, and we had to rush her to a 24-hour animal hospital. She required some urgent care, overnight stay, and many other services. The final bill came to $545.43.</p> <p><img width="500" height="334" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/HXBbW.png" /></p> <p>I told my wife to pay it, obviously, and then I'd submit the claim to VPI and get a big chunk of it back.</p> <p>Why did I assume we'd get a big chunk? Nothing is guaranteed, right? Well, take a look at the screenshots below, from the VPI site.</p> <p><img src="http://imgur.com/Vvtdi.png" alt="" style="width: 352px; height: 209px;" /></p> <p>Here, the owner of Rufus paid $504 for treatment and received $404 back. That's everything except the $100 deductible. Or, just over 80 percent of the bill was refunded.</p> <p>Maybe that one was a rare case. So, here's another.</p> <p><img src="http://imgur.com/nX4Wu.png" alt="" style="width: 350px; height: 193px;" /></p> <p>Coco's bill came to $1,994. Total reimbursement was $1,894. Again, only the $100 deductible wasn't covered. That means 95 percent of the bill was refunded. Wow, even better.</p> <p>I looked at another &quot;typical&quot; case study.</p> <p><img src="http://imgur.com/zEzhZ.png" alt="" style="width: 350px; height: 218px;" /></p> <p>Kona's fees were $715. After the whopping $250 deductible, Kona's owners got $465 in return. That meant 65 percent of the bill was reimbursed. Not too shabby despite that huge deductible.</p> <p>So, armed with all of that knowledge, I figured we'd probably get at least 50 percent refunded to us. And $272 or less for treatment made the insurance worth it, even though we'd paid out more than that in monthly premiums.</p> <p>I submitted the bill with the claim form and waited. I recently found out that we are receiving $135 of that $545.43.</p> <p><img width="500" height="211" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/PHUEG.png" alt="" /></p> <p>That's less than 25 percent! Far, far less than the examples shown on the website. As you can see, the main injury (the bite wound) was covered for just over 10 percent. Wow.</p> <p>I downloaded the complex <a href="http://www.petinsurance.com/~/media/pdfs/benefit-schedules/Standard_Ben_Sched_07.ashx">bill reimbursement forms </a>(PDF) and they read like quantum physics. There are several categories of reimbursement for each line item, and even then you only get a percentage of what they say you're covered for. Wait, what? So, if you're covered for $100, you get $90. Well why not just cover you for $90? Seems odd.</p> <p>As I tried to make any kind of sense of this, I realized something: I wasn't supposed to make sense of it. This is made as complex as possible so average Joe's like you and I don't know what we're expected to receive or how to fight it.</p> <p>In this case we were lucky. 76 percent of $545 is something we can afford right now. But what if it was 76 percent of $7000? That would have been a lot more difficult to come up with. And the very reason we got pet health insurance in the first place was to avoid that dilemma.</p> <p>We were considering canceling VPI, but we figure 24 percent is better than nothing. However, we are looking into other policies that give us something we can expect, like a regular health insurance policy for people. For instance, many people have a $150 deductible for the ER, plus they pay 20 percent of the final bill. That's simple. You know what is coming. But with pet health insurance, you're rolling the dice. You may get 94 percent back (although I doubt that very much) or you may get as little as 10 percent back. And unless you're an insurance wizard, you most likely won't know until you get the check.</p> <p>So Wise Bread readers, what has been your experience of pet health insurance? Did it save you a bundle? Is my case rare? Or do you even think pet health insurance is worth it? Let us know.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/is-pet-health-insurance-worth-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-fit-while-hanging-out-with-animals">8 Ways to Get Fit While Hanging Out With Animals</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own">Wise Bread Reloaded: Watch These Adorable Puppy and Kitten Videos and Learn How to Care for Your Own, Frugally</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/being-asthmatic-just-got-more-expensive">Being asthmatic just got more expensive</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ive-lived-both-sides-of-the-healthcare-system-this-is-what-ive-learned">I’ve Lived Both Sides of the Healthcare System. This Is What I&#039;ve Learned.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Insurance animals cat dog Health pets Tue, 10 Aug 2010 12:00:07 +0000 Paul Michael 199246 at http://www.wisebread.com My dog's facelift http://www.wisebread.com/my-dogs-facelift <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/my-dogs-facelift" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/Yongy_surgery.jpg" alt="yongy surgery" title="yong surgery" class="imagecache imagecache-250w" width="250" height="187" /></a> </div> </div> </div> <p>I just spent $1200 on a facelift for my dog.</p> <p>Before you go telling me that I should be put down, let me explain that it wasn't elective surgery. My dog is a Pekingese, and say what you will, I don't think that there's much you can do to make a Pekingese look &quot;good&quot;. I mean, I love their ugly little mugs the way they are.</p> <p>But my dog kept getting these infections above his nose. His nose was pretty much indented into his face, so a profile was a complete inverse of what you'd expect from a profile - his nose being the innermost point on his face.</p> <p>Pekes tend to be a tad on the snotty side. Not so much in temperament (they're not often smart enough to be downright snooty) but in terms of mucus production. My dog, Yong Yong, is no exception. Anytime he breathes, he moves moisture all over the place. He sneezes when he is happy, sad, excited, disgusted, or really really put out. The result is that his wet little doggie nose keeps his face moist at all time - a great recipe for infection.</p> <p>After the sixth visit to the vet for an emergency supply of antibiotics, anti-bacterial wipes, anti-fungal creams, and some sort of doggie steroid to reduce inflammation, the vet put her foot down and said that I HAD to get Yong Yong's facial fold removed.</p> <p>I had heard of Pekingese getting facial surgery before, the most famous example being <a href="http://abclocal.go.com/wls/story?section=News&amp;id=191761">Danny</a>, the prize-winning Peke whose surgery caused something akin to a scandal among dog show freaks everywhere. Danny's face surgery was akin to my dog's - something to help him breathe a little better.</p> <p>These days, surgery is quite advanced. Think that lasers are just for people? Think again. I've got a $300 laser fee to prove it. In fact, the actual procedure of removing the fold of skin above Yong Yong's nose was only $300 - the other $900 comes from &quot;fees&quot; - lab tech fee, O.R. fee, laser use fee. A fee for having anesthesia. That kind of thing. My dog's surgeon had told me that a non-specialist could perform the surgery for less, but I kind of figured that since it was my dog's FACE, I would go with the expert.</p> <p>I know it's a sign of terrible yuppiehood that I am not the kind to make my dog into a rug or something. But you don't know this dog. He's hilarious. Obedient, no. Smart, definitely not. Loyal? Far from it. Yong Yong consistently tries to leave with any pretty girl that walks by my house (and has done so since he was a puppy). But he's sweet, in a simple way, and loves kids. When he runs, he looks like he's trying to fly, with his tail down for the sake of aerodynamics and his front legs flapping wildly out to the sides. He tries to beat up on his brother and gets his tail handed to him.</p> <p>I find it hard to imagine life without Yong Yong. And I felt guilty watching him paw at his face, trying to scratch each painful infection.</p> <p>Of course, now that I have him back from the vet, I feel even worse. He's hopped up on pain meds, but whenever he's awake, he gazes at me with the saddest, &quot;How could you do this to me?&quot; expression. The lampshade over his head (to keep him from scratching his stitches) keeps making him run into things, which means that I have to try to keep from laughing out loud at him. His face is swollen and bloody, shaved bare and marred by small stitches. His eyes are watery and accusing. He already sort of looked like ET's furry cousin - now with the satellite dish around his neck, the transformation is complete.</p> <p>But I know that, in time, this will have been a worthwhile investment in his health. If we can get through a few good years in which we're not having to clean his face on an hourly basis, I will be satisfied with this experience. I'm sure Yong Yong will never forgive me, but he's hoping he learns to forget.</p> <p>By the way, if any youngsters are reading this and wondering what a good profession might be, I'd like to recommend veterinary surgery.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> of <a href="http://www.wisebread.com/my-dogs-facelift">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-watch-these-adorable-puppy-and-kitten-videos-and-learn-how-to-care-for-your-own">Wise Bread Reloaded: Watch These Adorable Puppy and Kitten Videos and Learn How to Care for Your Own, Frugally</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-get-fit-while-hanging-out-with-animals">8 Ways to Get Fit While Hanging Out With Animals</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-your-pet-an-official-emotional-support-animal">How to Make Your Pet an Official Emotional Support Animal</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-pet-health-insurance-worth-it">Is Pet Health Insurance Worth It?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-get-fit-with-your-dog">7 Ways to Get Fit With Your Dog</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle dog facelift facial fold pyoderma Pekingese facelift pets surgery veterinary care Wed, 20 Jun 2007 22:43:31 +0000 Andrea Karim 764 at http://www.wisebread.com Pet lovers beware - there's a new scam in town. http://www.wisebread.com/pet-lovers-beware-theres-a-new-scam-in-town <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/wisebread_imce/484053721_34b7c95747.jpg" alt="big eyed pup" title="big eyed pup" width="317" height="187" /></p> <p>If you thought those <a href="http://en.wikipedia.org/wiki/Advance_fee_fraud">Nigerian scammers</a> could not sink any lower, think again. It was reported today by <a href="http://www.thepittsburghchannel.com/news/13455297/detail.html">WTAE.TV</a> that there&#39;s a new scam making the rounds, and this time the scammers are praying on the good nature of pet lovers.</p> <p>It&#39;s a simple enough set-up. Someone either emails or posts an ad (often local, so beware of Craigslist and MySpace) featuring a beautiful free puppy. Many reasons are given for the free giveaway, ranging from a poor environment to lack of funds to keep the little pup. The correspondance tugs on the heart strings like a professional harp player, hitting all the right notes. And then when you reply saying you&#39;d like the free puppy, the con begins.</p> <p>First, they&#39;ll ask for the hefty shipping fee to be sent, something like $160. If you bite, and send the fee, then all of a sudden the shots for the pooch will need to be administered. And guess what, they&#39;re not cheap. Before you know it, you&#39;ve sent several hundred dollars to someone you don&#39;t know. Most likely the dog doesn&#39;t even exist, and cute pictures of helpless puppies are not exactly difficult to come by online (see main picture). </p> <p>If you really do want to adopt a dog and give a homeless animal a good life, go to your local Humane Society or animal adoption center. They are legitimate, you&#39;ll need to pay a few fees for adoption, but at least you know everything is above board and the money is helping real animals. The people who commit these crimes are animals of an entirely different kind. </p> <p><em>Main photo of a beautiful pup by <a href="http://flickr.com/photos/shuck/">Shuck</a> . Thanks, it&#39;s wonderful. </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/pet-lovers-beware-theres-a-new-scam-in-town">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/419-baiting-keeping-online-scammers-running-in-circles">419 baiting – keeping online scammers running in circles</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-vicious-home-rental-scam-dont-get-conned">The vicious Home Rental Scam – don’t get conned.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-surprising-perks-and-some-drawbacks-of-paperless-billing">9 Surprising Perks (and Some Drawbacks) of Paperless Billing</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-reasons-you-need-to-include-pets-in-your-will">6 Reasons You Need to Include Pets in Your Will</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-quick-and-simple-scams-that-could-happen-to-you-today">Five quick and simple scams that could happen to you today</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance adoption deception dog dogs email fake Nigeria puppy scam Wed, 06 Jun 2007 22:08:35 +0000 Paul Michael 706 at http://www.wisebread.com