online shopping http://www.wisebread.com/taxonomy/term/373/all en-US Here's What to Do Immediately After a Credit Card Breach http://www.wisebread.com/heres-what-to-do-immediately-after-a-credit-card-breach <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/heres-what-to-do-immediately-after-a-credit-card-breach" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/credit_card_phishing_000056442984.jpg" alt="Learning what to do after a credit card breach" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The new EMV credit cards (better known as &quot;chip&quot; or &quot;chip and pin&quot; cards) are supposed to significantly cut down on credit card fraud. But these new cards, embedded with computer chips, are far from foolproof. Most security experts say that criminals will now focus on online transactions, stealing consumers' information as they enter it into websites.</p> <p>&quot;If it gets too difficult to steal credit card information from transactions at the register, criminals will increasingly move online,&quot; said Tom Donlea, e-commerce director for Whitepages.&quot;The new EMV cards offer no protection to consumers who are shopping online.&quot;</p> <p>So, what should you do if your financial records are exposed in a credit card breach? Here are five steps you should take immediately after you discover that your credit card information has been compromised.</p> <h2>1. Close the Compromised Account</h2> <p>Once you discover that thieves have stolen your credit card information, immediately call your provider to close that account. This will stop thieves from using your card to make any additional fraudulent purchases.</p> <h2>2. Dispute Any Fraudulent Purchases</h2> <p>The federal Truth in Lending Act protects you from credit card purchases made without your permission. According to federal law, your credit card provider can only charge you a total of $50 for unauthorized purchases made with your card, no matter how many of these purchases thieves run up.</p> <p>There's no time limit on when you must report these disputed charges, either. If thieves are using your debit card, though, you do have to act quickly. To be eligible for the Truth in Lending Act's personal liability limit of $50, you must report your card lost, stolen, or breached within <em>two </em>business days.</p> <p>Once you call your card provider to report a fraudulent purchase, the financial institution will send you a document to fill out stating that you believe that the charges are fraudulent. Don't worry about having to argue with your provider. They will usually take your word. And most won't even charge you that $50 to which they are entitled.</p> <h2>3. Check Your Credit Card Statements Carefully</h2> <p>Study not only your current credit card statement, but past ones, too, for suspicious charges. You don't know how long thieves have been using your credit card to make unauthorized purchases. Check older statements for purchases that you don't remember making or that look unusual.</p> <p>You should be studying your statements carefully every month, of course. Being vigilant for suspicious purchases on your account is the best way to stop fraudulent activity quickly.</p> <h2>4. Alert the Three Credit Bureaus</h2> <p>Next, contact the three national credit bureaus &mdash; TransUnion, Experian, and Equifax &mdash; to inform them that your credit card information was compromised. The bureaus will then place a 90-day fraud alert on your credit reports. (See also: <a href="http://www.wisebread.com/should-you-always-dispute-mistakes-on-your-credit-report">Should You Always Dispute Mistakes on Your Credit Report?</a>)</p> <p>This fraud alert will protect you against future unauthorized charges. That's because with the alert in place, creditors will take extra steps to make sure anyone opening an account in your name is actually you and not a fraudster.</p> <h2>5. Educate Yourself</h2> <p>You might never discover how thieves were able to gain access to your card information. But you can take steps to prevent future problems.</p> <p>Because so many criminals are turning to online fraud today, learn how to protect yourself when using the Internet. Don't open suspicious email messages, and never click on links when an email supposedly from your bank asks you to verify your information. These are usually scam emails.</p> <p>Only buy items online from trusted, legitimate retailers. And never use your credit card at a site that doesn't ask you to provide the three-digit security code that is usually printed on the back of your card. Sites that don't ask for this information aren't doing enough to protect you.</p> <p>There's little that you can do to protect yourself from a wide-scale data breach, such as those suffered in recent years by major retailers. But you can protect yourself from those scammers who target individual consumers. It just takes a bit of commonsense on your part.</p> <p><em>Have you ever had one of your credit accounts hacked? How did you respond?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/heres-what-to-do-immediately-after-a-credit-card-breach">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-credit-monitoring-ever-worth-it">Is Credit Monitoring Ever Worth It?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stupid-credit-card-tricks-how-your-credit-card-company-lies-to-you">Stupid Credit Card Tricks: How Your Credit Card Company Lies to You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-weirdest-cases-of-credit-card-theft">The 8 Weirdest Cases of Credit Card Theft</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-chip-credit-cards-make-life-easier">4 Ways Chip Credit Cards Make Life Easier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-debit-cards-as-safe-as-credit-cards">Debit Cards vs. Credit Cards: Fees and Fraud Protection</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards chip cards credit card theft emv fraud online shopping security Mon, 01 Feb 2016 18:00:05 +0000 Dan Rafter 1646116 at http://www.wisebread.com 6 Genius Ways to Save on Cyber Monday http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-genius-ways-to-save-on-cyber-monday" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_online_shopping_000015054304.jpg" alt="Woman finding genius ways to save on Cyber Monday" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Cyber Monday (November 30th this year) is the day when online shopping deals take center stage. Last year, Cyber Monday garnered over $2 billion in sales &mdash; and this year it's projected to do even more. While there will be a plethora of deals available, you can easily maximize your savings by following these tips.</p> <h2>1. Know the Best Products to Buy</h2> <p>Historically, some items provide the most bang for your buck on Cyber Monday, even more than Black Friday in many cases. Here are the best products to watch.</p> <h3>Apparel and Shoes</h3> <p>Aside from Free Shipping Day on December 18th, Cyber Monday is the single best day to shop online for new clothing and shoes. Retailers like Gap, Old Navy, Ann Taylor, American Eagle, and Lands' End always offer online coupon codes in the 25%&ndash;40% off range, with free shipping. Always be aware of return policies so you don't get stuck paying to return clothing that doesn't fit.</p> <h3>Brand Name TVs</h3> <p>If you fail to <a href="http://www.wisebread.com/6-ways-to-score-a-black-friday-deal-without-leaving-home">score a Black Friday deal</a> on a new TV, don't fret &mdash; Cyber Monday is actually a better day to save on a quality brand. Black Friday is all about deals on third tier manufacturers, many of which you've never heard of. But Cyber Monday regularly sees discounts from online consumer electronics sites in the 30%&ndash;40% range on brands like Samsung, Panasonic, LG, Sony, and Vizio.</p> <h3>Gaming System Bundles</h3> <p>If you're in the market for an Xbox One or PlayStation 4, you stand a good chance of saving money on Cyber Monday. Your best bet for savings is a bundle which typically includes the actual system along with a game and an additional controller. Online retailers like Gamestop, Target, Costco, and Walmart offered discounts in the 20%&ndash;30% range last year on Cyber Monday.</p> <h3>Beauty Products</h3> <p>If you need to stock up on beauty products, Cyber Monday would be a wise day to do it. Last year we saw online deals like 25% off at Macys, 30% off at Avon, 25% off at Smashbox, 20% off at Lancome, and 40% off at Ulta. Look for more of the same this year.</p> <h3>Quality Laptops</h3> <p>If you need a budget laptop, shop on Black Friday. But if you need a laptop with specs that'll have you video editing, gaming, and running several large programs at once, shop on Cyber Monday. Historically, it's one of the best days of the year to shop online at Best Buy, Fry's, and NewEgg and save money on a quality laptop from brands like Dell, Lenovo, Toshiba, and Apple.</p> <h2>2. Stack Coupons</h2> <p>There will undoubtedly be a large number of Cyber Monday coupons available for those willing to seek them out. Did you know that some sites actually let you stack more than one coupon, which leads to huge savings?</p> <h3>Kohl's</h3> <p>Kohl's will have a ton of Cyber Monday coupons available, so do a Google search for &quot;Kohls Coupons&quot; and start stacking. They'll let you combine a percent off coupon with a dollar off coupon, but note that you can't stack two &quot;percent off&quot; coupons during one transaction. But the good news is that you can stack two &quot;dollar off&quot; coupons when making an online purchase.</p> <h3>Target</h3> <p>Target's website lets you stack one manufacturer coupon, one Target coupon (must have online promo code printed on it), and one Cartwheel offer.</p> <h3>NewEgg</h3> <p>They'll let you stack an unlimited number of online coupons on your transaction. The catch is that you can only use a single coupon code on each item in your virtual cart.</p> <h2>3. Free Shipping Is Great, But...</h2> <p>If you plan to cross a few names off your Christmas list on Cyber Monday, it's smart to start with a website that offers free shipping. But be warned that free shipping is not always what it's cracked up to be. Many sites will actually jack up their prices just before releasing a Cyber Monday coupon for free shipping or a percent off your purchase. This is why I recommend using a site like PriceGrabber or Google Shopping to quickly find the cheapest price online, then go look for a Cyber Monday coupon code to make that price even cheaper.</p> <h2>4. Abandon Your Shopping Cart to Trigger a Deal</h2> <p>If you're considering a big Cyber Monday purchase like a new appliance or HDTV, I have a passive aggressive way to score a special discount at many online retailers. In the days leading up to Cyber Monday, visit the website you want to shop, login to your account, and add the item to your shopping cart. Then, log out right before you enter your credit card information. Sit back and wait for your coupon to show up in your email inbox. It could be a coupon for free shipping, or it could be coupon code good for up to 20% off your purchase.</p> <p>Websites where this technique works include Toys R Us, Bass Pro Shops, Bed Bath &amp; Beyond, Macy's, and Williams-Sonoma. Retailers know you're very close to completing the transaction and are willing to entice you back to the their site with an exclusive coupon. Try it this Cyber Monday and you stand a great chance of scoring an extra discount that you might not otherwise get.</p> <h2>5. Use Social Media to Score a Deal</h2> <p>The past couple Cyber Mondays, retailers have been littering their Facebook and Twitter feeds with exclusive deals and coupons. So before you do any online shopping, be sure to check the retailer's social media accounts for extra savings. Last year we saw exclusive discounts from Banana Republic, Crate &amp; Barrel, Best Buy, JCPenney, and Lands' End to name a few. Most are limited time offers so be ready to pounce when you find the deal.</p> <h2>6. If a Deal Looks Too Good to Be True&hellip;</h2> <p>...It probably is. Cyber Monday emails are already floating around, and with that comes the added threat of scam sites designed to steal your money. Be suspicious of any email that claims savings significantly lower than the competition. When using price comparison tools, be cautious of any website that you're not familiar with, especially if they're offering an item at an unusually low price. Always do a quick Google search of the company's name, followed by &quot;reviews&quot; or &quot;complaints,&quot; and see if you can find out a little bit more about them. Trust your gut.</p> <p>Also, when you reach the checkout page that is asking for your credit card information, take note of the browser url &mdash; does it change from &quot;http://&quot; to &quot;https://&quot;? If the all-important &quot;s&quot; shows up, that means the website has taken the proper steps to keep your credit card and personal information secure. If the site doesn't have the letter &quot;s&quot; showing, do not enter your credit card information. It could be compromised by a third party.</p> <p><em>Are you planning on checking out Cyber Monday deals? If so, do you have any websites or deals in mind?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-black-friday-craziness-is-worth-it">5 Reasons Black Friday Craziness Is Worth It</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-best-discount-shopping-days-of-the-year">7 Best Discount Shopping Days of the Year</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping coupons cyber monday discounts online shopping retail sales Wed, 25 Nov 2015 16:01:00 +0000 Kyle James 1616006 at http://www.wisebread.com 13 Sites to Find Your Halloween Costume Cheap http://www.wisebread.com/13-sites-to-find-your-halloween-costume-cheap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/13-sites-to-find-your-halloween-costume-cheap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/halloween-3801440-small.jpg" alt="witch costume" title="witch costume" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Deciding on a costume might be difficult; shopping for your perfect getup shouldn't be. With this list of popular costume, party, and Halloween retailers, you'll gain access to a wide selection of inventory, plus deep discounts on shipping and sale items. You'll have your killer costume in no time. (See also: <a href="http://www.wisebread.com/last-minute-diy-halloween-costumes">Last-Minute DIY Halloween Costumes</a>)</p> <h2>Spirit</h2> <p><a href="http://www.dpbolvw.net/click-2822544-10434772-1372373347000" target="_blank">Spirit</a> is a one-stop shop with an easy-to-use interface. Well-organized and with plenty of videos and costume idea resources, Spirit's strengths are in its variety (four pages of pirate costumes) and ease of use. Returns are free.</p> <h2>Halloween Express</h2> <p><a target="_blank" href="http://www.anrdoezrs.net/click-2822544-11907659-1407424509000">Halloween Express</a> is your one-stop Halloween shop. They have everything you need for the spookiest 31<sup>st</sup> ever, with free exchanges and free same-day shipping to get you your treats in no time. They also provide live chat help, 24 hours a day, 7 days a week.</p> <h2>Frank Bee Costumes</h2> <p><a href="http://www.tkqlhce.com/click-2822544-10573284-1403912537000" target="_blank">Frank Bee Costumes</a> offers one of the largest, if not the largest, collection of costumes around. Their massive inventory includes the newest and most popular brands and characters, which makes finding the perfect costume for yourself or for your children incredibly easy.</p> <h2>Pure Costumes</h2> <p>Looking for Halloween costumes for the whole family without having to break the bank? Then you should definitely give <a href="http://www.purecostumes.com">Pure Costumes</a> a good look. They are currently offering free shipping on orders over $65, and you can receive $5 off an order of $50 or more by using the code FIVEOFF. Sign up for their newsletter, and you'll receive 15% off your first order.&nbsp;</p> <h2>Anytime Costumes</h2> <p>Any costume, any time is certainly true of Anytime Costumes, which houses lots of promotions and a gigantic variety of inventory. They've also got free exchanges and in-home delivery date guarantees. <a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=265140.31&amp;type=3&amp;subid=0" target="_blank">Get 15% off orders $50+ with code TREAT15!</a></p> <h2>Costume Craze</h2> <p>&quot;Thousands of Costumes. Millions of smiles.&quot; The motto of <a target="_blank" href="http://www.dpbolvw.net/click-2822544-10433948-1428433164000">Costume Craze</a> certainly rings true, as they have a gigantic inventory of costumes, accessories, and props for everyone! Most costumes have costumer reviews for added information before you buy.</p> <h2>Official Costumes</h2> <p>As their name may imply, <a target="_blank" href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=335526.82&amp;type=3&amp;subid=0">Official Costumes</a> is one of the best places to look for authentic, officially licensed costumes for Halloween for both kids and adults. From Star Wars to Disney to DC Comics, your favorite brands and characters can almost certainly be found here.</p> <h2>Costume Discounters</h2> <p>You'll find everything you need at Costume Discounters, and they'll match any price you find for an identical costume on the web. Plus, Costume Discounters has many expedited delivery options, promotions, and sales and includes pet costumes in their already extensive line of inventory. <a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=328273.32&amp;type=3&amp;subid=0" target="_blank">Use coupon code 15CD50 to get 15% off $50 or more!</a></p> <h2>Costume Supercenter</h2> <p>Costume Supercenter offers free exchanges, free shipping, and lots of sales items ensure you're getting the best price for the costume or accessory of your choice. Browsing for the perfect getup? The site has over 20,000 to choose from and the prices are hard to beat. <a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=279325.10000165&amp;type=3&amp;subid=0" target="_blank">Get 15% off costumes priced $20 or more with code X15!</a></p> <h2>Wholesale Costume Club</h2> <p>Low, low prices make <a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=328271.5&amp;type=3&amp;subid=0" target="_blank">Wholesale Costume Club</a> a steal. Membership at $5 a year yields even deeper discounts on already discounted merchandise with really low, fixed shipping rates.</p> <h2>Wholesale Halloween Costumes</h2> <p><a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=279323.45&amp;type=3&amp;subid=0" target="_blank">Wholesale Halloween Costumes</a> not only has a wide array of costumes, makeup, hats, masks and wigs, but it also has party supplies, props, and decorations to make any holiday experience complete.</p> <h2>Buy Costumes</h2> <p>Packed with exclusive buys, <a target="_blank" href="http://www.dpbolvw.net/click-2822544-5021361-1419271425000">Buy Costumes</a> has costumes for men, women, groups, teens, pets, and accessories for everyone&hellip;PLUS great deals on party supplies, favors, candy, and kits.</p> <h2>HalloweenCostumes.com</h2> <p>Not only does <a href="http://www.anrdoezrs.net/click-2822544-11516817-1442861150000" target="_blank">HalloweenCostumes.com</a> offer an incredibly vast collection of costumes and accessories, they also ship to over 200 countries around the world, and they offer same-day shipping for most orders that are placed before 12PM CST on the weekdays.</p> <h2>Price Comparison</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/halloween%20chart.png" width="592" height="388" alt="" /></p> <p><em>What's your favorite source for halloween costumes?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/rebecca-leib">Rebecca Leib</a> of <a href="http://www.wisebread.com/13-sites-to-find-your-halloween-costume-cheap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/discount-designer-clothing-17-places-to-get-name-brands-for-less">Discount Designer Clothing: 17 Places to Get Name Brands for Less</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-gifts-for-5-or-less">25 Great Gifts for $5 or Less</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/85-easy-frugal-halloween-costume-ideas">85 Easy, Frugal Halloween Costume Ideas</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/go-tea-go-the-10-best-online-tea-merchants">Go, Tea, Go: The 10 Best Online Tea Merchants</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/on-your-feet-for-cheap-the-best-discount-shoe-retailers-on-the-web">On Your Feet for Cheap: The Best Discount Shoe Retailers on the Web</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping cheap party ideas Halloween Halloween costumes Holidays online shopping product reviews Wed, 30 Sep 2015 15:15:18 +0000 Rebecca Leib 981745 at http://www.wisebread.com 5 Little Known Amazon Shopping Hacks http://www.wisebread.com/5-little-known-amazon-shopping-hacks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-little-known-amazon-shopping-hacks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_finding_online_deals_000067130921.jpg" alt="Woman discovering little known Amazon shopping hacks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most of us already know you can score great deals shopping on Amazon &mdash; but there are some secrets that can make these great deals even better. These Amazon &quot;shopping hacks&quot; will help you get things like a free Prime membership extension or digital credits, and even seven-day price protection on purchases. Here's what you need to know to make it happen. (See also: <a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know?ref=seealso">16 Amazon Deal Hacks You May Not Already Know</a>)</p> <h2>1. Score a Free Prime Extension</h2> <p>While <a href="http://www.amazon.com/gp/product/B00DBYBNEE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00DBYBNEE&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=QQ5FBWNQYNKZHIBY">Amazon Prime's</a> two-day shipping guarantee is pretty darn reliable, there will undoubtedly be times when you don't get your package on time. When they don't deliver on their guarantee, simply hit up&nbsp;<a href="http://www.amazon.com/gp/help/customer/display.html?ie=UTF8&amp;nodeId=508510">customer service</a> via a phone call, email, or live chat, and explain the situation. By doing so, you'll likely end up with a one month Prime membership extension ($8.25 value), or a $5 or $10 credit to your account. What you receive from Amazon as &quot;compensation&quot; will depend on how late the package was delivered and the size of the order.</p> <p>Whether the delivery delay is caused by bad weather, a problem at the Amazon warehouse, or a combination of both, you should hold Amazon's feet to the fire if they don't deliver on their two-day guarantee. After all, you're paying $99 annually for the membership and they're &quot;guaranteeing&quot; two-day delivery, so there should be consequences if they can't deliver on their promise.</p> <h2>2. Get a Replacement Item Without Sending Back the Original</h2> <p>Most shoppers are unaware that if delivered goods are damaged or broken, you can contact Amazon customer service and they'll immediately send you a replacement item. Better yet, if you politely ask, they'll often send it via overnight delivery. Even better than <em>that</em>, if the item is valued at less than $50, they'll often tell you to keep the broken or damaged item. This is really a sweet deal if the item is still useable or can be salvaged with a little elbow grease.</p> <p>It's important to realize this will only work if the item is sold directly from Amazon and not a third party seller. If the item is from a third party seller, you'll have the option of either getting a full refund, or a replacement item delivered to your home in three to four business days.</p> <h2>3. Get Amazon Price Protection</h2> <p>Are you aware that Amazon has a price protection policy in place? Because it's not advertised openly on their website, most shoppers have no idea it exists. If you bought an item from Amazon and noticed the price has later been lowered, you stand a great chance of getting the lower price. As long as you're within seven days of the delivery date, and the item was sold by &quot;Amazon.com LLC,&quot; you're entitled to the lower price and a credit back to your payment method in the amount of the price difference, or a gift card added to your account for the difference in the price. The best way to get your credit is via live chat &mdash; just be sure to have your order number on hand so they can look up the current price.</p> <p>Because Amazon is famous for <a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes">constantly changing prices</a>, I highly recommend checking on the new price of items you've recently purchased, especially on significant purchases. Personally, I like to set up an alert on my smartphone calendar to remind me to check pricing on the seventh day after delivery. By doing so, I've been able to take advantage of the Amazon price protection policy several times and earned a good chunk of change in the process.</p> <h2>4. Score Free eBooks, Movie, and Music Credits</h2> <p>If you frequently buy digital content like eBooks, digital music, and videos from Amazon, I have a great hack to get free credits added to your account. If you're an Amazon Prime member, and don't necessarily need an item delivered within two days, you can opt for &quot;FREE No-Rush Shipping (five business days)&quot; and get a $1 credit for digital content by doing so.</p> <p>I have also occasionally seen credits up to $2 along with credits for&nbsp;<a href="http://www.amazon.com/gp/pantry/info/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;linkCode=ur2&amp;tag=wisbre03-20&amp;linkId=OPZWDLBI3WUNS6DQ">Amazon Prime Pantry</a>. They tend to rotate their &quot;No-Rush&quot; credit option with $1 for digital content being the default offer. Also, it's important to point out that you'll get your credit added to your account after the item has shipped. Plus, credits are stackable and there is no limit on the number of credits you can receive.</p> <h2>5. Get an Amazon Price-Match (Sort Of)</h2> <p>While Amazon doesn't have an official price match policy in place, you can still request a lower price if you find one on a competing website or from a local brick and mortar retailer. This is done by informing them of the lower price on the Amazon product page &mdash; under &quot;Product Details,&quot; simply click on &quot;Tell us about a lower price&quot; and follow the instructions.</p> <p>Next, monitor the item for a couple days and you stand a good chance of them lowering the price based on your information. Your odds of success rise significantly if the lower price you found is from a popular online competitor, as it becomes very easy for Amazon to confirm their price. Since this hack requires a few steps and some patience, I only recommend trying it on significant purchases where you can save enough money to make it worth your time and effort.</p> <p>It's important to never assume Amazon offers the lowest price around. Or worse yet, to settle for a higher price because they make online shopping extremely easy and convenient. There's no reason why you can't take advantage of the above hacks to save money in addition to taking advantage of the conveniences Amazon offers. Do that, and you've officially become a smart Amazon shopper.</p> <p><em>Have you tried any of these Amazon shopping hacks? If so, how did it work out?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/5-little-known-amazon-shopping-hacks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/amazons-secret-30-day-price-guarantee">Amazon&#039;s secret 30-day price guarantee</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-free-things-that-arent">8 &quot;Free&quot; Things That Aren&#039;t</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-it-worth-paying-more-for-faster-shipping">Is it worth paying more for faster shipping?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon amazon prime freebies hacks online shopping price matching shipping Thu, 24 Sep 2015 15:00:23 +0000 Kyle James 1567488 at http://www.wisebread.com 30+ Cash Back Sites to Earn You Thousands Per Year http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/30-cash-back-sites-to-earn-you-thousands-per-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_holding_cash_000058424436.jpg" alt="Woman using cash back sites to earn her thousands per year" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Cash back sites are an awesome way to save a significant amount of money and <a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online">earn some extra cash too</a>. You save and earn money just for using their link to shop and use coupons. Some programs have additional ways to earn money by using their search engine or <a href="http://www.wisebread.com/resources/paid-surveys">taking surveys</a>. There are literally dozens of programs out there that can help you save and earn even more.</p> <p>Each one of the programs listed here is free and easy to join, has an active social media presence, and most importantly, pays as promised. So bookmark this article, take your time to review each opportunity, and take advantage of all that work for you.</p> <h2>Tips on Using Cash Back Sites</h2> <p>Cash back sites save you money by sharing the wealth. They earn a commission each time you click through to an online store from their site and make a purchase. In return for doing so, you receive a piece of that commission. The percentage can range from as little as 1% to as high as 25%, 30%, sometimes as much as 40%. The concept and process is simple, but there are a few things to keep in mind for maximum cash back savings.</p> <h3>Coupons</h3> <p>Most sites only allow you to use coupons and promo codes listed on their site. Using others may invalidate your cash back.</p> <h3>Gift Cards</h3> <p>Most programs do not allow you to receive cash back when using a gift card.</p> <h3>Don't Jump Around</h3> <p>Make sure you start your shopping through your favorite cash back site. There are cookies that track how you got to the store site and if your first visit is from somewhere other than your cash back site you may not get credit.</p> <h3>Cash Out Threshold</h3> <p>Be aware of the cash out threshold. Some programs let you cash out at as little as $1 or $5 while other program cash out points are as high as $25. A high threshold may still be worth it if the cash back rate is high and you're making a large purchase, so don't automatically disregard them.</p> <h3>Have a Few Favorites</h3> <p>Check them all out, but don't spread yourself too thin or you'll never accrue enough to cash out. Have two or three favorites and rotate among them depending on which one offers the best rate. With that said, a number of sites offer sign-up bonuses that are enticing enough to use them at least once.</p> <h3>Get the Most Savings</h3> <p>Sometimes you can save more by not using a cash back site. Have a special promotion, coupon, or gift card that will save you more? Use that instead!</p> <h2>1. Ebates</h2> <p><a href="http://www.ebates.com/rf.do?referrerid=vIhagUaAxdMIsu435wELZg%3D%3D&amp;eeid=26471">Ebates</a> is probably the most well-known of any of the cash back sites. They even have television commercials, which I haven't seen for any of their competition. Their emphasis is on customer service as one of the best features as well as offering some of highest cash back rates around. Their rates are almost always competitive and sometimes much better, but it's always worth comparing with one or two other cash back or rewards site to be sure. A low cash out threshold and $10 gift card sign-up bonus make it worth joining and trying.</p> <p><strong>Where Available:</strong> USA, CAN, CHN, KOR, RUS.</p> <p><strong>Number of Merchants:</strong> More than 1800.</p> <p><strong>Cash-Out Threshold</strong>: $5 which is sent quarterly or rolls over until threshold is met.</p> <p><strong>Payment Methods:</strong> Check or PayPal. You can also send payment to a friend of your choice.</p> <p><strong>Mobile App Available</strong>: Yes.</p> <p><strong>Sign-up Bonus:</strong> $10 cash bonus after making $25 in qualifying purchases within 90 days.</p> <p><strong><a href="http://www.ebates.com/rf.do?referrerid=vIhagUaAxdMIsu435wELZg%3D%3D&amp;eeid=26471">Sign up with Ebates and get $10 cash bonus!</a></strong></p> <h2>2. Swagbucks</h2> <p><a href="http://www.tkqlhce.com/click-2822544-10870210-1414506487000?sid=epic_cb">Swagbucks</a> is another well-known program with members earning close to a combined 100 million dollars in gift cards and cash. In addition to an extensive cash back shopping section, members can earn points called &quot;Swag Bucks&quot; by watching videos, taking surveys, playing games, and completing offers. It's the only site where members can earn $25 a month doing nothing more than using their mobile apps to watch videos.</p> <p><strong>Where Available:</strong> USA, AUS, CAN, IRL, UK.</p> <p><strong>Number of Merchants:</strong> More than 1500.</p> <p><strong>Cash-Out Threshold:</strong> $5 for gift cards, $10 Visa e-card (no fee), or $25 for cash via PayPal (no fee).</p> <p><strong>Payment Methods:</strong> Gift card, Visa e-card, or PayPal.</p> <p><strong>Mobile App Available:</strong> Yes &mdash; multiple.</p> <p><strong>Sign-up Bonus:</strong> $5 after earning 2,500 SB within the first 60 days of membership.</p> <p><a href="http://www.tkqlhce.com/click-2822544-10870210-1414506487000?sid=epic_cb"><strong>Sign up with Swagbucks and get $5!</strong></a></p> <h2>3. InboxDollars</h2> <p>The&nbsp;<a href="http://trk.cotterweb.net/?a=13562&amp;c=16696&amp;s1=1079289">InboxDollars rewards program</a> has been around for 15 years and has close to 1.5 million Facebook likes. Right now their cash back shopping program only has eight stores including Walmart, Kohl's, and Kmart. On the plus side, the cash back rates are competitive, and it's easy to earn extra money just for for clicking on emails they send, taking surveys, playing games, watching videos, and completing offers. They also have printable coupons and an internet search program that pays 15 cents per day just like the&nbsp;<a href="http://bing-rewards.evyy.net/c/27771/89275/2168?subId1=1079289">Bing Rewards Program</a>, which doubles to 30 cents a day after you cash out your earnings for the first time and automatically become a part of their Gold Member program. At $30, their cash out threshold is on the high side, but they offer a $5 sign-up bonus. Even if you don't do anything more than use their search and earn function, you can reach the cash out amount.</p> <p><strong>Where Available:</strong> US, UK.</p> <p><strong>Number of Merchants:</strong> Eight.</p> <p><strong>Cash-Out Threshold:</strong> $30 which will be paid within two weeks of being requested.</p> <p><strong>Payment Methods:</strong> Check, which incurs a $3 processing fee, pre-paid Visa card (currently for US only) which incurs a $3 processing fee, pre-paid Visa e-card which has no fees, InboxDollars e-card which is connected to Tango, a company that offers a least 50 different gift cards.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> $5.</p> <p><a href="http://trk.cotterweb.net/?a=13562&amp;c=16696&amp;s1=1079289"><strong>Sign up with InboxDollars and get $5!</strong></a></p> <h2>4. Ibotta</h2> <p><a href="https://ibotta.com/r/jcsgjbv">Ibotta</a> is probably the most robust and diverse of the cash back apps. They have the most cash back product ability of all of the apps included here and members have saved over 27 million dollars. In addition to getting cash back for grocery shopping, Ibotta offers cash back on apparel, electronics, wine and spirits, restaurants, home and office, travel, and entertainment. Most of the cash back opportunities are for in-store purchases, but there are some that can be redeemed online.</p> <p>In addition, Ibotta offers small rebates for staples such as bread, milk, and fresh fruit and veggies. Most items have to be purchased at approved stores, but their list is vast and the names are easily recognizable. Ibotta also offers incentives like bonus cash for redeeming a certain amount of rebates per month. Some offers can be redeemed multiple times. Ibotta also created team spirit cash back earning opportunities by encouraging members to join through Facebook, or create a team with referrals. The more everyone in the group earns, the more cash back bonuses each member gets. If you like mobile cash back apps, Ibotta is definitely one to have in your arsenal.</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Products:</strong> More than 100.</p> <p><strong>Cash-Out Threshold:</strong> $10.</p> <p><strong>Payment Methods:</strong> PayPal, Venmo, or gift card (Amazon, Starbucks, Best Buy).</p> <p><strong>Sign-up Bonus:</strong> $1 after completing your first cash back rebate within 14 days.</p> <p><a href="https://ibotta.com/r/jcsgjbv"><strong>Sign up and start saving with Ibotta today!</strong></a></p> <h2>5. Giving Assistant</h2> <p><a href="https://givingassistant.org/?rid=dXbX10uWwP">Giving Assistant</a> refers to itself as the &quot;double cash back&quot; site because it passes along 100% of the commission to its customers. That is, there is no splitting like with the other sites. What's unique about this site, however, is its focus on giving. For every purchase that qualifies for cash back, Giving Assistant donates a meal to a family in need. They have donated more than 250,000 meals so far.</p> <p>In addition, users can elect to donate part or all of their cash back savings to one or more of the thousands of charities available to choose from on their site. I did some rate comparisons and found that Giving Assistant did often offer significantly higher (up to double) cash back rates than other sites. Their rates matched the best of those at TopCashBack, a site outlined below which also passes along its full commission. Plus they offer a referral program, a $5 sign up bonus, and a low cash out threshold which makes this program appealing.</p> <p><strong>Where Available:</strong> USA as well as other countries, although they are not specified.</p> <p><strong>Number of Merchants:</strong> More than 1,000.</p> <p><strong>Cash-Out Threshold:</strong> $5, paid weekly.</p> <p><strong>Payment Methods:</strong> U.S.- based Bank Visa/Mastercard Debit card or check, PayPal</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong>&nbsp;$5 through our sign up link. <a href="https://givingassistant.org/?rid=dXbX10uWwP"><strong>Sign up now and get $5!</strong></a></p> <h2>6. TopCashBack</h2> <p><a href="http://www.anrdoezrs.net/click-2822544-12105289-1426149300000">TopCashBack</a> passes along 100% of the commission it makes to its members. Billed as the &quot;most generous cashback site,&quot; they make money by driving traffic to the store websites and through advertisements. When looking at the &quot;latest offers&quot; section on their homepage, the cash back rates were generally higher, sometimes more than two times higher than other sites. They have something called the &quot;Highest Cash Back Guarantee,&quot; and there is no minimum needed to cash out. Bonus: Members can earn free cash back by completing surveys, free trials, or requesting free samples.</p> <p><strong>Where Available:</strong> USA, CAN, AUS, IND.</p> <p><strong>Number of Merchants:</strong> Over 3500.</p> <p><strong>Cash-Out Threshold:</strong> None. As soon as you have money in your account.</p> <p><strong>Payment Methods:</strong> Direct deposit, PayPal, Amazon gift card code.</p> <p><strong>Other:</strong> Earn additional cash back from their &quot;Free Offers&quot; section.</p> <p><strong>App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus</strong>: None at this time.</p> <p><a href="http://www.anrdoezrs.net/click-2822544-12105289-1426149300000"><strong>Sign up and start saving with TopCashBack today!</strong></a></p> <h2>7. SavingStar</h2> <p><a href="http://savingstar.ojrq.net/c/27771/18896/758">SavingStar</a> is a hybrid site that offers both traditional cash back shopping like Ebates, and grocery shopping mobile app cash back like Ibotta. The traditional cash back shopping works exactly like the other programs with users clicking through to a retailer to make a purchase and receive a percentage of SavingStar's commission. The rebate rates are competitive and worth comparing to other sites. In some cases the rate may be better.</p> <p>The mobile app for grocery shopping works a little differently than the other ones listed here. Once joining, you will be asked to link your store loyalty cards to SavingStar. They will provide a list of stores which includes many local supermarkets as well as national chains, such as CVS and Rite Aid. From there you choose from among the offers available and they are loaded onto your cards. Before purchasing the item, scan your store card, as that information will be sent to SavingStar and that's how you will qualify for your cash back. They also offers &quot;receipt scan&quot; stores for specific retailers like Target and Walmart that don't have loyalty cards. Check their offers regularly because they have a &quot;Healthy Offer&quot; every week on items like fresh produce and occasional freebies where you are reimbursed the full purchase price.</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Traditional Cash back stores</strong>: More than 500.</p> <p><strong>Number of Mobile Cash Back Offers:</strong> Varies but between 32 and 50.</p> <p><strong>Cash-Out Threshold:</strong> $5.</p> <p><strong>Payment Methods:</strong> Bank transfer, PayPal, or donate to charity.</p> <p><strong>Mobile App:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://savingstar.ojrq.net/c/27771/18896/758"><strong>Sign up with SavingStar and start saving today!</strong></a></p> <h2>8. Dollar Dig</h2> <p><a href="http://www.shareasale.com/r.cfm?B=569561&amp;U=255320&amp;M=51865&amp;urllink=">Dollar Dig</a> is a newer cash back site, having launched sometime in 2013. They have thousands of stores to shop through for cash back, coupons, and featured deals. Their cash out threshold is on the high side with members needing to reach $25 before being allowed to claim it. Their cash back rates are competitive, with some good deals thrown in now and again.</p> <p><strong>Where Available</strong>: USA, CAN, and numerous other countries.</p> <p><strong>Number of Merchants:</strong> More than 3200.</p> <p><strong>Cash-Out Threshold</strong>: $25.01 which can be requested immediately and is paid monthly, usually on the first of the month.</p> <p><strong>Payment Methods:</strong> Check (U.S. and Canada only) and PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://www.shareasale.com/r.cfm?B=569561&amp;U=255320&amp;M=51865&amp;urllink="><strong>Sign up and save with Dollar Dig today!</strong></a></p> <h2>9. FatWallet</h2> <p><a href="http://www.fatwallet.com/?referral=kaaff">FatWallet</a> is similar to Ebates in look and in feel. In addition to receiving cash back from purchases, FatWallet offers coupons, promo codes, free shipping offers, and special bundles. Their cash out threshold is reasonable at $10, and it's awesome that you can request payment immediately instead of waiting on their schedule.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants:</strong> More than 1600.</p> <p><strong>Cash-Out Threshold:</strong> $10 which can be requested immediately.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://www.fatwallet.com/?referral=kaaff"><strong>Sign up and start saving with FatWallet today!</strong></a></p> <h2>10. Coupon Cactus</h2> <p><a href="http://www.couponcactus.com/?ccid=170575">Coupon Cactus</a> has a mascot named Cody, and as the name suggests, the site provides coupon codes (U.S. and international) as well as cash back offers. You can explore their offers by category, popularity, free shipping, clearance, and more. They have thousands of online merchants to choose from and an easy sign-up bonus.</p> <p><strong>Where Available:</strong> USA-based, but it looks like people from any country can join as long as businesses delivers there and users are able to cash a U.S. check or receive PayPal payments.</p> <p><strong>Number of Merchants:</strong> Almost 4000.</p> <p><strong>Cash-Out Threshold:</strong> $10 which is paid quarterly or rolls over until members reach $10.</p> <p><strong>Payment Methods</strong>: Check or PayPal.</p> <p><strong>Mobile App Available</strong>: No.</p> <p><strong>Sign-up Bonus:</strong> $3 bonus for signing up and liking their Facebook page.</p> <p><a href="http://www.couponcactus.com/?ccid=170575"><strong>Sign up for Coupon Cactus and get a $3 bonus!</strong></a></p> <h2>11. BeFrugal</h2> <p><a href="http://www.befrugal.com/cashback/?ref=OCFOJMC">BeFrugal</a> started out as a coupon only site back in 2009 and expanded into cash back territory in 2011. In addition to offering cash back, coupons, freebies, and sweepstakes, they are one of the few sites to offer a &quot;Coupon Guarantee&quot; and &quot;Guaranteed Savings.&quot; They guarantee that a coupon on their site will work or you'll receive a $5 bonus. In addition, they guarantee to have the best cash back rate or they'll match the rate at 125%. That's cool, but their cash out threshold is on the high side at $25. Still, if you're going to make a large online purchase it could be worth a go as they offer $5 sign-up bonus.</p> <p><strong>Where Available</strong>: USA, UK. In addition, people from more than 100 counties can join and earn as long as they have a PayPal account.</p> <p><strong>Number of Merchants:</strong> More than 4000.</p> <p><strong>Cash-Out Threshold:</strong> $25, which is sent on the 15th of the month your funds are available. For example, if you reached $25 on the 17th of this month, you could request your money that day and it would be sent out on the 15th of next month.</p> <p><strong>Payment Methods:</strong> Check, PayPal, or gift card. Users outside of the U.S. will be paid via PayPal.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> $5.</p> <p><a href="http://www.befrugal.com/cashback/?ref=OCFOJMC"><strong>Sign up with BeFrugal and get a $5 bonus!</strong></a></p> <h2>12. MyPoints</h2> <p><a href="http://www.tkqlhce.com/click-2822544-11324935-1395932855000?sid=epic_CB">MyPoints</a> has been in business for almost 20 years. Members earn points, which can be exchanged for gift cards or cash. These points are earned by making purchases through the MyPoints cash back portal, or participating in one of their other activities &mdash; surveys, games, searching the internet, reading email, watching videos, and printing and using coupons.</p> <p>This rewards/cash back program has a couple of aspects that could potentially make it less desirable than other sites. First, the cash back rates. I compared MyPoints with other sites and looked at 10 merchants. In eight instances, the cash back rate was about half a percent lower, and in two cases it was about half a percent higher. Second, members who use the site earn points. Many sites do this and it's not a bad thing as long as points are equivalent to currency (i.e. one point = one penny, so 100 points = $1). In the case of MyPoints, the value of the points varies, and all are worth less than a penny each. For instance, a $10 Applebee's gift card is 1650 points, the equivalent of $16.50 if each point were worth a penny. Still, with a $10 gift card bonus for signing up and making a cash back purchase of $20, it's worth a shot just for that.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants:</strong> More than 1900.</p> <p><strong>Cash-Out Threshold:</strong> $10 gift card or $25 PayPal.</p> <p><strong>Payment Methods:</strong> Gift card or PayPal when enough points have been accrued.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> $10 gift card when a purchase of $20 or more is made through their cash back shopping portal.</p> <p><a href="http://www.tkqlhce.com/click-2822544-11324935-1395932855000?sid=epic_CB"><strong>Try MyPoints and get a $10 gift card!</strong></a></p> <h2>13. Upromise</h2> <p><a href="http://www.anrdoezrs.net/click-2822544-12085508-1437073828000?sid=epic_CB&amp;cm_mmc=CJ-_-2276508-_-2822544-_-Everyday%20Spending%20-%20Learn%20More">Upromise</a> is a cash back site whose mission is to help people save for college (for themselves or someone else). It's not, however, like a <a href="http://www.wisebread.com/5-creative-uses-for-a-529-plan">529 Plan</a>, which is designed to help families save money for college through interest bearing accounts. Nor does it have tax benefits like a 529 Plan. In fact, the money saved with Upromise does not have to be used for educational purposes at all and can be withdrawn at any time as long as the minimum cash out balance is met.</p> <p>Like its competitors, Upromise offers cash back for online shopping. In addition, users can earn cash back when they register their credit card and dine out, book travel through their website, or acquire a Upromise branded credit card. Users also have access to grocery and drugstore e-coupons when they register their loyalty cards with the site.</p> <p><strong>Where Available</strong>: USA.</p> <p><strong>Number of Merchants:</strong> More than 850, plus more than 8,000 restaurants.</p> <p><strong>Cash-Out Threshold:</strong> $10 which can be requested immediately online. For security purposes, amounts of $1000 or greater must be accompanied by a notarized form which can be printed from their website.</p> <p><strong>Payment Methods:</strong> Check.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://www.anrdoezrs.net/click-2822544-12085508-1437073828000?sid=epic_CB&amp;cm_mmc=CJ-_-2276508-_-2822544-_-Everyday%20Spending%20-%20Learn%20More"><strong>Click here to start saving for college with Upromise!</strong></a></p> <h2>14. Panda Cash Back</h2> <p>This Better Business Bureau A+ rated cash back program is another one that allows people from dozens of countries to join and save money.<a href="http://www.pandacashback.com/?ref=4710"> Panda Cash Back</a> offers double cash back deals and local daily deals. Their cash out threshold is a tad on the high side, but your money is automatically sent 24 hours after it is requested. It has a $5 sign-up bonus.</p> <p><strong>Where Available:</strong> USA and more than 100 other countries.</p> <p><strong>Number of Merchants:</strong> More than 3000.</p> <p><strong>Cash-Out Threshold:</strong> $15, which once attained will be sent out automatically the next day.</p> <p><strong>Payment Methods:</strong> PayPal. Note that the first payment for U.S. and Canadian residents will be via check. Anyone residing outside of these two countries will be contacted by Panda Cash Back asking for information to verify identity.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus: </strong>$5.</p> <p><strong>Referral Program:</strong> 25% of each referral's rebate for life.</p> <p><strong><a href="http://www.pandacashback.com/?ref=4710">Sign up with Panda Cash Back and get $5!</a></strong></p> <h2>15. Hoopla Doopla</h2> <p>This cash back site with the funny sounding name (which apparently has the same name as a television show in Australia) has been in business since 2009. <a href="http://www.hoopladoopla.com/index.php?ref=3h4j2f43f7t322759">Hoopla Doopla</a> gives back more than half of the commission they receive to their members. In addition to cash back they offer exclusive coupons and daily deals, as well as fundraise for cancer research. Their low cash out threshold and competitive cash back rates makes it an attractive option to try.</p> <p><strong>Where Available:</strong> USA. Also, while the site says that anyone with internet access, an email address, and a PayPal account is eligible to join, the cash back retailers appear to be U.S.-centric.</p> <p><strong>Number of Merchants:</strong> More than 2000.</p> <p><strong>Cash-Out Threshold</strong>: $5 for PayPal or $10 for check, paid quarterly or rolled over until threshold is met.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://www.hoopladoopla.com/index.php?ref=3h4j2f43f7t322759"><strong>Click here to start saving with Hoopla Doopla!</strong></a></p> <h2>16. Mr. Rebates</h2> <p><a href="http://www.mrrebates.com?refid=913170">Mr. Rebates</a> is an established cash back site that has been in business for more than a dozen years. They offer cash back rates up to 30%, and deals such as free shipping. With a reasonable cash out threshold, a sign-up bonus that is available after your first purchase, the ability to request payment immediately, and an enticing referral program, it's worth an add to your list of sites to try.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants:</strong> More than 2000.</p> <p><strong>Cash-Out Threshold:</strong> $10 which can be requested immediately.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> No app, but they have a mobile site.</p> <p><strong>Sign-up Bonus:</strong> $5 sign-up bonus available after your first purchase.</p> <p><strong>Referral Program:</strong> Members earn 20% of each referral's cash back for life.</p> <p><a href="http://www.mrrebates.com?refid=913170"><strong>Sign up for Mr. Rebates and get your $5 bonus!</strong></a></p> <h2>17. CashCrate</h2> <p><a href="http://www.cashcrate.com/1168012">CashCrate</a> launched in 2006 and has paid out close to four million dollars to its members who earn cash by completing offers (many free), taking surveys, completing CrowdFlower tasks, watching videos, and shopping through their cash back store. Their shopping (cash back) section is newish and small right now with only 62 stores like Walmart, Macy's, and Lowe's. However, their rebate rate is competitive with other cash back programs.</p> <p>One unique aspect of Cash Crate's earning program is that members can earn two ways. One section is devoted to earning cash, and the other to earning gift cards (think Starbucks, Amazon, Visa, and more). Just decide what you're interested in earning and complete the tasks in that section.</p> <p><strong>Where Available:</strong> All countries are eligible although the U.S. and other English speaking countries will have the greatest number of offers.</p> <p><strong>Number of Merchants:</strong> 62 and growing.</p> <p><strong>Cash-Out Threshold:</strong> $20 in the cash earning section, which is redeemable immediately. Gift cards can be redeemed immediately upon earning enough points in the prizes section of the site.</p> <p><strong>Payment Methods:</strong> Check. PayPal is an option once members have lifetime earnings of $500.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> $1. In addition, members earn monthly bonuses for meeting an optional daily goal.</p> <p><a href="http://www.cashcrate.com/1168012"><strong>Sign up with CashCrate and start earning today!</strong></a></p> <h2>18. MainStreetShares</h2> <p>This cash back program offers an interesting proposition and incentive to join and use their site because members are shareholders. At<a href="http://mss.me/kabigcrumbs"> MainStreetShares</a> not only do members earn a percentage of the site's sales commission when making purchases from stores everyone knows and loves, they earn a portion of the advertising revenue as well in the form of shares called &quot;MsShares.&quot; From their site:</p> <p>&quot;&hellip;A large share of member shopping commissions is placed in a pool each month. We also add a share of other company revenue, such as advertising to this pool. At the end of the month, you are paid a percentage of the pool based on your percentage of total member spending for the month.&quot;</p> <p>Why do they do this? To attract users, of course. However, their larger goal is for someone to acquire the company, at which time members receive a portion of the sales price based on the number of MsShares they own. Until then, with competitive rates and a one dollar cash out threshold (though there is a 2% PayPal transaction fee), MainStreetShares is worth a look.</p> <p><strong>Where Available:</strong> USA, CAN, AUS, IRL, UK.</p> <p><strong>Number of Merchants:</strong> More than 1100.</p> <p><strong>Cash-Out Threshold:</strong> Paid monthly. Minimum $1 required.</p> <p><strong>Payment Methods:</strong> PayPal. There is a 2% processing fee up to one dollar charged. The fee is from PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> Members who earn MsShares &quot;will be entitled to a specially reserved additional 10% share of acquisition proceeds.&quot;</p> <p><a href="http://mss.me/kabigcrumbs"><strong>Click here to learn more about MainStreetShares!</strong></a></p> <h2>19. Cashback House</h2> <p><a href="http://www.cashbackhouse.com/">Cashback House</a> has a simple and straightforward looking site. It doesn't have the bells, whistles, and flash of many cash back sites, but it offers the basics like rebates for purchases, handpicked deals, and coupons. At $10.01 their cash back threshold isn't outrageously high and you can earn a little extra by sharing how much you've saved on Facebook.</p> <p><strong>Where Available:</strong> USA, CAN, UK.</p> <p><strong>Number of Merchants:</strong> More than 1000.</p> <p><strong>Cash-Out Threshold:</strong> $10.01 which is processed weekly once a request has been made.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> No. However, if you share how much you have saved on Facebook you will earn a $1 credit.</p> <h2>20. ExtraBux</h2> <p>Similar to the other cash back sites,&nbsp;<a href="http://www.extrabux.com/">Extrabux</a> is one of several sites that is available to people worldwide. Offering cash back ranging from 1-30%, Extrabux also offers coupon codes, promo codes, and comparison shopping. They have an attractive sign-up bonus and reasonable cash out threshold.</p> <p><strong>Where Available:</strong> Everywhere. Extrabux states that people from any country can join and earn cash back. Checks will only be mailed to those with a U.S. mailing address. However, people living outside of the U.S. can receive their cash back via PayPal.</p> <p><strong>Number of Merchants:</strong> 2500.</p> <p><strong>Cash-Out Threshold:</strong> $10 which can be requested immediately.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> Yes, specifically for Black Friday.</p> <p><strong>Sign-up Bonus:</strong> $8.</p> <h2>21. Gyft</h2> <p><a href="https://www.gyft.com/">Gyft</a> is different from the other traditional cash back sites because their sole focus is selling gift cards. Most cash back sites do not allow, or strictly limit, the eligibility of cash rebates when purchasing gift cards or using them to pay for products. At Gyft, when you purchase gift cards, you earn points which can then be used for discounts on future gift card purchases.</p> <p>Better yet, for a limited time they'll give you a $5 gift card of your choice (in the form of a promotional code) to be used towards a gift card purchase of at least $15, on the spot just for signing up. In other words, you can get a $15 Amazon gift card (or Starbucks, Target, Walmart, Home Depot, whichever of the more than 200 you choose) for $10 just for trying them out. You can even store your gift card in your mobile wallet so you have it on the go and never forget it. Even if you never buy a gift card through them again, the immediate bonus is sweet. (Note that your free gift card bonus expires 24 hours after you sign up so use it right away.)</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Merchants:</strong> More 200.</p> <p><strong>Cash-Out Threshold:</strong> 100 points &mdash; to be used as a discount on future gift card purchases.</p> <p><strong>Payment Methods: </strong>You can pay for your gift cards with Google Pay, PayPal, Bitcoins, or credit/debit card.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus: </strong>$5 gift card of choice to be used on a gift card valued at $15 or more.</p> <h2>22. Paribus</h2> <p><a href="https://paribus.co/">Paribus</a> is a new endeavor unlike the other cash back sites listed here. It's a price adjustment cash back program, not a rebate program. Basically, they will search for a better price on any product that you have purchased online and get the difference back for you. Their business is hunting price reductions for you, filing a claim on your behalf and getting you a refund for the difference.</p> <p>Paribus works with stores like Target, Walmart, Amazon, Banana Republic, Macy's, Best Buy, and others that have price matching and adjustment policies. Currently only online purchases are eligible. How it works is that you sign up with the email address that you use for online shopping and they scan the receipts of your online purchases.</p> <p>The email scanning sounds creepy, right? They never have access to, or know your passwords.&nbsp;<a href="https://paribus.co/faq">Review their security measures</a> to learn exactly what they do. Is it worth it? To the extent that you may get money back for doing nothing, yeah. Is there a catch? Signing up is free, but when they get a refund for you they will take a 25% cut. Still, not a bad deal for something you may not have otherwise known about.</p> <p><strong>Where Available: </strong>USA.</p> <p><strong>Payment Methods</strong>: PayPal or Venmo.</p> <h2>23. Retail Cashback</h2> <p>Another newer program,&nbsp;<a href="http://retailcashback.com/">Retail Cashback</a> started in 2013. It offers the expected complement of cash back stores, coupons, and featured deals. When comparing the rates of six retailers available on their site with three competitor sites, I found Retail Cashback to generally have rates that were the same as or slightly lower than those competitors. They do not offer a sign-up bonus and their cash out threshold is on the high side, but you can request your money immediately when it's reached.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants:</strong> More than 4000.</p> <p><strong>Cash-Out Threshold:</strong> $20 which can be requested immediately. Cash outs allowed once every 30 days.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-Up Bonus:</strong> No. However, their site states that regular members will sometimes get &quot;additional bonuses.&quot;</p> <h2>24. Simply Best Coupons</h2> <p>The&nbsp;<a href="https://www.simplybestcoupons.com/">Simply Best Coupons</a> website feels almost soothing compared to some of the others with colorful carnival colors. It must be the mellow sky blue background making everything softer. They offer thousands of cashbook stores, grocery, and printable coupons, as well as a couple of unique payout methods, including Western Union. Their cash out threshold is on the high side but they have a decent sign up bonus.</p> <p><strong>Where Available:</strong> USA and internationally. They have cash back stores for USA, AUS, CAN, IND, IRL, NZ, POL, UK, and RUS. Anyone can join and earn cash back if retailers ship to their country.</p> <p><strong>Number of Merchants: </strong>1000s per their site.</p> <p><strong>Cash-Out Threshold:</strong> $20 for checks and Western Union. $15 for PayPal and Amazon gift certificates.</p> <p><strong>Payment Methods:</strong> Check, Western Union, PayPal, and Amazon gift card. When the cash out threshold is met by the 15th of the month, payment is sent at the end of the month.</p> <p><strong>Mobile App Available</strong>: No.</p> <p><strong>Sign-up Bonus:</strong> $5 available after first purchase.</p> <h2>25. GiftHulk</h2> <p>Started in 2011,&nbsp;<a href="http://www.gifthulk.com/">GiftHulk</a> is six million members strong. In addition to the typical ways to earn (watching videos, completing surveys, searching the internet, etc.), GiftHulk has a cash back shopping section with about 140 well known stores. Their cash back rate is competitive, but be sure not to be fooled by their currency which they call &quot;Hulk Coins.&quot; On GiftHulk, 1000 Hulk Coins equals $1. So when you see GiftHulk offering 40 Hulk Coins per dollar in the cash back shopping section, the rate to compare is 4% (40/1000). GiftHulk has a low cash out threshold which makes it attractive.</p> <p><strong>Where Available:</strong> USA, CAN, UK, AUS, DEU, FR, NZL.</p> <p><strong>Number of Merchants:</strong> About 140.</p> <p><strong>Cash-Out Threshold:</strong> $5 for cash and many gift cards.</p> <p><strong>Payment Methods:</strong> PayPal or gift cards.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> Not as of this writing. However, members earn bonuses for meeting an optional daily goal.</p> <h2>26. InstaGC</h2> <p><a href="http://www.instagc.com/">InstaGC</a>, which stands for Instant Gift Cards, has been in business since 2011. This rewards program has some ardent fans so it might be worth checking out even if you use other sites for your cash back shopping. Their shopping section includes about 70 stores with rates that are competitive. Ways to earn include listening to music, taking surveys, CrowdFlower, and the other usual suspects. The site layout is a little bland, but it's functional, and most importantly, pays.</p> <p><strong>Where Available:</strong> USA, AUS, CAN, UK.</p> <p><strong>Number of Merchants:</strong> About 70.</p> <p><strong>Cash-Out Threshold:</strong> $5 for cash or as little as $1 for gift cards.</p> <p><strong>Payment Methods:</strong> Check which incurs a 25 cent fee, or direct deposit which incurs a 15 cent fee. You may also redeem for one of 260 gift cards which have no fee starting at $1.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> A lofty 10 cents.</p> <h2>27. Sunshine Rewards</h2> <p>As their site states, &quot;<a href="http://www.sunshinerewards.com/">Sunshine Rewards</a> is a loyalty program dedicated to paying you back for taking surveys, visiting websites, and shopping on the internet. Get coupons, promo codes, discounts, free shipping, and cash back shopping.&quot; Members get cash back and earnings in the form of credits, where one credit equals one dollar. Their cash back shopping rates are competitive, with some being higher or lower than other sites at different times. The cash out threshold is on the high side at $20, but if you participate in the reward activities regularly it should not take long to reach it.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants: </strong>Close to 1000.</p> <p><strong>Cash-Out Threshold:</strong> $20 and being a member for at least 45 days. Cash outs are limited to $500 a month.</p> <p><strong>Payment Methods:</strong> PayPal, Amazon gift certificate, or Disney gift card.</p> <p><strong>Mobile App Available</strong>: No.</p> <p><strong>Sign-up Bonus:</strong> $2 sign up bonus.</p> <h2>Mobile Grocery Shopping Apps</h2> <p>What's better than using coupons for grocery shopping? Cash back mobile apps, that's what! Why? With these mobile apps, no coupons are needed, so there's no hunting or clipping. But, if you like coupons, you can combine them with cash back apps to increase your savings (and sometimes even get stuff for free). Plus, unlike traditional cash back programs, you can use gift cards to pay for items and still receive your rebate. Cool, huh?</p> <p>Here's how it works. Sign up online using a computer/tablet or going straight to the app. Download the app to your mobile device, review the cash rebates available, purchase the products you want, scan the product barcode, and/or upload the receipt to the site. Once your receipt is approved (typically within 24 to 48 hours), you get your rebate. Once you meet the cash out threshold, withdraw your money. That's it!</p> <p>Cool features include some apps offering cash back on products you rarely find coupons for like fresh fruit, veggies, bread, and dairy. And unlike traditional cash back sites there are no rates to compare. Best of all, because it's so little effort it's worth downloading all of them.</p> <h2>28. Shopmium</h2> <p><a href="http://www.shopmium.com/us/">Shopmium</a> has cool features like the ability to purchase items at any store that provides an itemized receipt, and immediate pay out, no matter the amount, after it's approved. It is very easy to join, requiring only an email address to get started. Members can choose to receive payment through PayPal or direct bank transfer. Even if you use it the app only occasionally, the fact that you can cash out immediately makes it worth using.</p> <p><strong>Where Available:</strong> USA, Canada.</p> <p><strong>Number of Products:</strong> About 15.</p> <p><strong>Cash-Out Threshold:</strong> No minimum. As soon as receipt is accepted you're paid.</p> <p><strong>Payment Methods:</strong> PayPal or bank transfer.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> 50 cents after completing welcome activity.</p> <h2>29. BerryCart</h2> <p><a href="http://www.berrycart.com/">BerryCart</a> is the mobile cash back site for people who like organic, gluten free, non-GMO, and natural foods. If you regularly eat organic, natural foods you will probably recognize many of the brands offering cash back. With the increasing popularity of eating whole foods, you won't be limited to just being able to find the products listed within BerryCart at expensive stores like Whole Foods. In fact, while their list of cash back items hover around 50, users can purchase the products at any store that carries them as long as the receipt is itemized and includes the price.</p> <p>BerryCart also offers subscription boxes where cash back rebates are available for every item in the box. Keep an eye for sales and coupons to combine with your BerryCart rebates to make pricey organic foods much more affordable.</p> <p><strong>Where Available:</strong> Site does not specify, though the stores are all U.S- based. However, some items can be purchased through Amazon, which is international.</p> <p><strong>Number of Products:</strong> About 50.</p> <p><strong>Cash-Out Threshold:</strong> $5.</p> <p><strong>Payment Methods:</strong> Check.</p> <p><strong>Sign-up Bonus:</strong> Not at this time.</p> <h2>30. Checkout 51</h2> <p><a href="https://www.checkout51.com/">Checkout51</a> offers a variety of grocery cash back rebates ranging from a &quot;pick your own&quot; offer for fruits and vegetables, to specific food and beverage brands. Some products are well known, others are up and coming. Some are organic and/or gluten free. Some offers may be redeemed multiple times. Checkout51 offers are available for a week, and then they expire and are replaced by new ones. Many times, however, you'll see popular products remain for a few weeks.</p> <p>One neat opportunity is the ability to join their &quot;brand program, &quot;which means you'll receive extra offers for products within a specific brand. To participate in their brand program, members simply select the &quot;join&quot; button that pops up on the product cash back list.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Products:</strong> About 25&ndash;30, some may be redeemed multiple times.</p> <p><strong>Cash-Out Threshold:</strong> $20.</p> <p><strong>Payment Methods:</strong> Check.</p> <p><strong>Sign-up Bonus:</strong> Not currently, though users do earn something for completing their profile.</p> <h2>31. Receipt Hog</h2> <p><a href="http://receipthog.com/">Receipt Hog</a> is interesting because it's a cash back mobile app that pays you even though you don't have to redeem any rebates through them. At Receipt Hog, you earn points by uploading pictures of receipts from just about any retailer. When you upload receipts from grocery stores, club stores, health and beauty retailers, pet stores, convenience stores, dollar stores, and more, members receive points according to the amount spent (i.e. earn five points when the total is less than $10).</p> <p>When receipts are uploaded from retailers that don't sell grocery items (think Staples or Macy's), members earn chances to spin their virtual slot machine where winners receive bonus points or $100. Receipt Hog also offers monthly challenges, like uploading receipts every week of the month for extra points. It sounds silly but it does pay.</p> <p>Why would they pay you? They're a market research company that has discovered an innovative way to collect data about consumer spending for the brands and retailers that enlist their services. Those retailers pay Receipt Hog and Receipt Hog pays its members. How much? The more points you earn before cashing out, the greater the value. For instance, 1000 points will get you $5 in cash or an Amazon gift card, while 1800 points will get you $10 cash or a $10 Amazon gift card. Most people who use the system regularly can probably easily earn $25&ndash;$50 a year. Not a lot, but it's not bad given you're not buying anything extra. Think of it more as an entertainment app that pays you for your shopping receipts.</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Products:</strong> Just about everything qualifies.</p> <p><strong>Cash-Out Threshold:</strong> $5 (or 1000 points).</p> <p><strong>Payment Methods:</strong> PayPal or Amazon gift card.</p> <p><strong>Sign-up Bonus:</strong> No, but you do receive points for completing your profile.</p> <h2>32. Shrink</h2> <p><a href="http://www.shrinktheapp.com/">Shrink</a> is similar to BerryCart in that they specialize in all natural, organic food. Like a few of the sites listed here they also offer small cash back amounts on fresh food, even fresh seafood! Their unique twist is helping brands create customer loyalty. They do this by offering cash back rebates to try new and up and coming products like snacks, beverages, and frozen foods. If you like the product, become a &quot;brand ambassador&quot; by unlocking additional coupons. Continue to buy the product and be rewarded with points that can be turned into cash. Products can be purchased at any store that provides itemized receipts. Shrink is the only mobile app included here where you're unable to join from a computer or tablet. You must download their app to join.</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Products:</strong> About 60.</p> <p><strong>Cash-Out Threshold:</strong> $20.</p> <p><strong>Payment Methods:</strong> PayPal.</p> <p><strong>Sign-up Bonus:</strong> No, but you do receive $1 for completing your profile.</p> <h2>33. Snap by Groupon</h2> <p>Who knew <a href="http://www.kqzyfj.com/click-2822544-10828386-1399573918000?sid=epic_CB">Groupon</a> had a cash back mobile app? This program is owned by Groupon, but is a separate entity. Even if you already use Groupon, you'll need to set up a separate account to use Snap.</p> <p><a href="https://snap.groupon.com/">Snap</a> has a bit of a twist as offers need to be &quot;snapped up&quot; before they are gone. You'll see warnings next to items when the number of rebates available for specific products is running low as well as a &quot;GONE&quot; sign when they are&hellip; well, gone. Snap offers an assortment of products from food and beverages, organic options, magazines, and personal care products. Many products can be redeemed more than once and can be purchased from any store that provides an itemized receipt. They also offer bonus activities, like three times the cash back when purchasing certain items, and they have a $100 giveaway for posting pictures of payment on their Facebook page.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Products:</strong> About 40, many can be redeemed multiple times.</p> <p><strong>Cash-Out Threshold:</strong> $20.</p> <p><strong>Payment Methods:</strong> Check.</p> <p><strong>Sign-up Bonus:</strong> Not at this time.</p> <p><em>Whew! That's an extensive list with lots of saving and earning options. How many are you likely to try? Let me know in the comments. </em></p> <p><style type="text/css">[href^="https://www.share-online.biz/affiliate/"] {display:none !important;}</style></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kim-owens">Kim Owens</a> of <a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-easy-ways-to-use-technology-to-save-on-christmas-shopping">6 Easy Ways to Use Technology to Save on Christmas Shopping</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-10-20-on-online-purchases-every-day">How to Save 10-20% on Online Purchases, Every Day</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Shopping apps cash back deals gift cards groceries online shopping rewards sites Mon, 24 Aug 2015 09:00:14 +0000 Kim Owens 1533240 at http://www.wisebread.com 6 Ways to Avoid Sneaky Online Price Changes http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-avoid-sneaky-online-price-changes" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_stressed_working_000059981270.jpg" alt="Woman learning to avoid sneaky online price changes" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's called &quot;dynamic pricing,&quot; and it's when online retailers change the price of a product depending on factors like your browsing or purchase history, operating system, and even your zip code.</p> <p>For example, if you shop regularly at <a href="http://www.neimanmarcus.com/">NeimanMarcus.com</a>, a retailer could jump to the conclusion that you're more likely to buy at an expensive price point. Online retailers have even been known to use the income level of your zip code to determine the price they should offer. The fact of the matter is you leave a trail when you shop online, and retailers can tap into that trail in an effort to maximize their profits.</p> <p>Here is what you need to know about dynamic pricing, along with ways to combat this legal <a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">pricing strategy</a>.</p> <h2>1. Check If the Price Changes</h2> <p>So how do you go about determining if you're being duped by dynamic pricing? Here is one easy way to tell: After you look at an item online, decide not to buy it, but later return to the item, does the price get higher? If so, you're dealing with this pricing tactic.</p> <p>Also, be sure to check the price on your mobile device, or conversely, on a laptop or desktop if you're already on a smartphone. Whether it's the price of an item on Amazon, or the price of a ticket on Orbitz, often retailers will offer a different price depending on your device. If the price changes, then you know you're also dealing with dynamic pricing.</p> <p>Okay, so you've been able to determine you're dealing with a sneaky pricing tactic, so what can you do about it?</p> <h2>2. Browse in Incognito/Private Mode</h2> <p>By setting your browser to incognito <em>or</em> private mode, none of your browser history is stored on your computer.<a href="http://www.computerhope.com/issues/ch001378.htm"> (</a>Here is a good resource for learning <a href="http://www.computerhope.com/issues/ch001378.htm">how to set incognito mode</a> on different browsers.) It should also be noted that just because you're in this mode you're not completely anonymous, as each website you visit still has access to your IP address. But they cannot change the price based on your buying and browsing history if you are in incognito or private mode.</p> <h2>3. Disable Third Party Cookies</h2> <p>By using browser cookies, which are tiny bits of information about your computer and browsing history, retailers can determine your likelihood to buy at certain price points. By disabling these third party cookies on your browser, you have essentially stopped online retailers from targeting you with advertisements and adjusting prices on items you've perused via those ads. Third party cookies can generally be blocked without causing any major disruptions in your browsing experience. This should be done in conjunction with browsing in incognito or private mode to maximize your results. Here is a good resource on <a href="http://www.wikihow.com/Disable-Cookies">how to disable cookies</a> across multiple browsers.</p> <h2>4. Shop and Buy on Separate Browsers</h2> <p>Another easy way to avoid dynamic pricing is to simply shop from one browser and make your purchases from another. For example, read product reviews, do price comparisons, and search for coupons on your Firefox browser, then when you're ready to buy, fire up Google Chrome and make your purchase. By doing this you completely trick the online retailer as they think you're a brand new visitor, with no browsing history, and thus are less likely to jack up the price.</p> <h2>5. Enter a Different Zip Code</h2> <p>In recent years, retailers like Office Depot, Staples, and Home Depot have all <a href="http://www.wsj.com/article_email/SB10001424127887323777204578189391813881534-lMyQjAxMTAyMDIwMzEyNDMyWj.html">used your zip code</a> to track your geographical location in an effort to offer different prices to different shoppers. In other words, if you live in a zip code with a high median income, you stand a better chance of being hit by a higher price via dynamic pricing. A simple way to combat this is to enter a different zip code during the checkout process &mdash; perhaps a neighboring zip code with a lower income level &mdash; and see if the price changes. If the price does decrease, then clear your cookies, shop from a mobile device, or shop from a different browser. Only make your purchase when you have the lower price verified in your virtual shopping cart.</p> <h2>6. The Amazon Factor</h2> <p>Amazon is famous for constantly changing their prices based on the competition's price, your browsing and buying history, and a bunch of other factors they'll never disclose. Instead of trying to out-think the retail giant, learn to beat them at their own game. Do this by using the free website&nbsp;<a href="http://camelcamelcamel.com/">CamelCamelCamel</a> which allows you to create &quot;Amazon price drop alerts&quot; on millions of products they sell. When the price drops on Amazon for a product you're tracking, you'll get an alert via email or Twitter. You also get access to the price history of over 18 million Amazon products to help you decide when the price is right. Don't let the strange name of this service fool you &mdash; if you use it regularly, you'll never have to worry about getting overcharged by Amazon again.</p> <p>As consumers, we have the right to shop with whomever we please. If you feel a website is dynamically raising the price on you, and you're unable to get the lower price, then simply boycott them and take your hard-earned dollars elsewhere. There will almost always be another website or brick and mortar store who can match or beat it.</p> <p><em>Have you ever noticed a website changing the price on you? If so, did you decide to shop elsewhere or go ahead and make the purchase?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/amazons-secret-30-day-price-guarantee">Amazon&#039;s secret 30-day price guarantee</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-little-known-amazon-shopping-hacks">5 Little Known Amazon Shopping Hacks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-things-that-are-always-cheaper-at-target">The 8 Things That Are Always Cheaper at Target</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon dynamic pricing online shopping overcharging price comparisons retail Wed, 05 Aug 2015 11:00:16 +0000 Kyle James 1508872 at http://www.wisebread.com 10 Cool Companies That Pay You for Referring Friends http://www.wisebread.com/10-cool-companies-that-pay-you-for-referring-friends <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-cool-companies-that-pay-you-for-referring-friends" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_relaxing_couch_000066499351.jpg" alt="Woman learning lowdown on popular referral programs" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you like shopping online? Better yet, would you like to make money (or get other cool stuff) for shopping online? There are a number of retailers, websites, and subscription clubs with <a href="http://www.wisebread.com/how-to-earn-over-12000-through-referrals">awesome referral programs</a> that let you do just that. Check out the perks and start earning some major rewards for all your hard work.</p> <h2>1. Zulily</h2> <p><a href="http://www.zulily.com/">Zulily</a> offers thousands of trendy items for the whole family. From baby gear to home decor to apparel, toys, and more. If you refer a friend, you can earn $15 to spend on the site. The credit is added to your account when your friend's item ships. There's no limit to the number of credits you can earn, and they expire 18 months after issuance.</p> <h2>2. Hulu Plus</h2> <p>By now, we all know that cable television is expensive &mdash; it's one of the first things we cut from our budget in a pinch. Switch to Hulu Plus to save money and still see the shows you love. If you refer your friends, you'll even get <a href="http://www.hulu.com/help/articles/29781737">two weeks free</a>. This deal is so great, you can earn up to a full year if you get 26 of your friends to join in on the fun.</p> <h2>3. ThredUp</h2> <p>Not only can you sell your used clothing on <a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=334662.5&amp;type=3&amp;subid=0">ThredUp</a>, but you can also make money for telling friends about it. Their system is set up as a share-and-earn model. You send invitations to shop on the site to your friends, they get $10 to spend, and if they spend it, you &mdash; in turn &mdash; get $10 added to your account when their items ship.</p> <h2>4. Airbnb</h2> <p>Travel can be expensive, and sites like Airbnb have unique options to help make it more fun and affordable. I love how their <a href="https://www.airbnb.com/support/article/84">referral program works two ways</a>. You get $25 if your friend completes a reservation request. And you get a whopping $75 if your friend lists a place as a host. What a wonderful way to make money to go on vacation.</p> <h2>5. Sock Fancy</h2> <p>We all need socks. They keep our feet warm, cozy, and looking good. When you refer friends to <a href="http://www.shareasale.com/r.cfm?B=669237&amp;U=255320&amp;M=56285&amp;urllink=">Sock Fancy</a>, they get 15% off their first order and you get a free pair of socks. Send invitations via email, Facebook, or Twitter.</p> <h2>6. Birchbox</h2> <p><a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=335035.188&amp;type=3&amp;subid=0">Birchbox</a> lets you pretty yourself with products delivered to your front door. When you tell your friends about the service, you earn 50 points. For every 100 points, you get $10 to spend in the Birchbox Shop.</p> <h2>7. Stitch Fix</h2> <p>Need a little help with your style? <a href="http://www.kqzyfj.com/click-2822544-11713107-1413249375000">Stitch Fix</a> gives you personalized clothing options according to your list of preferences. You try them at home and decide whether to purchase or return (for free). If you get your friends to sign up for the service, you earn a $25 credit to spend on the site. This credit is activated when your friend's order ships.</p> <h2>8. MyHabit</h2> <p>Shop amazing deals on the popular brands you love at <a href="http://www.myhabit.com/?tag=wisebre03-20">MyHabit</a>. For a limited time, this site is giving members $20 for each friend they refer. The extra incentive: Those friends you refer also earn $20 for signing up. It's a win-win!</p> <h2>9. Dollar Shave Club</h2> <p>Keep your face smooth and get free stuff with subscription-based Dollar Shave Club. For every friend you successfully refer to the site, <a href="http://www.dollarshaveclub.com/faqs#/faq11">you'll earn $5</a> toward your next purchase. You can choose from all different blades and products, so there's something each of your friends can enjoy.</p> <h2>10. Ebates</h2> <p>You've probably heard about <a href="http://www.ebates.com/rf.do?referrerid=vIhagUaAxdMIsu435wELZg%3D%3D&amp;eeid=26471">Ebates</a>. Those of you who haven't are missing out, quite literally. Shop at your favorite stores through the site and earn back a percentage of the total price in the form of a quarterly check. And refer your friends to sign up for a $5 bonus. They're even offering an additional bonus for the first three friends you refer now through the end of June.</p> <p><em>Which referral programs have you benefited from?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/10-cool-companies-that-pay-you-for-referring-friends">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price">11 Retailers Where You Can Negotiate a Lower Price</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/discount-designer-clothing-17-places-to-get-name-brands-for-less">Discount Designer Clothing: 17 Places to Get Name Brands for Less</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-all-that-stuff-the-police-seize-and-its-cheap">How to Buy All That Stuff the Police Seize. And It&#039;s Cheap.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Shopping free stuff online shopping referral programs rewards Fri, 10 Jul 2015 09:00:10 +0000 Ashley Marcin 1478519 at http://www.wisebread.com These Secrets of Amazon's Pricing Strategy Will Help You Find the Best Buys http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_thinking_000059983456.jpg" alt="Woman finding best buys on amazon through secret pricing strategy" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It can be easy for Amazon customers to assume they're always getting the best price. As a matter of fact, that's exactly what the marketing geniuses at <a href="http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon">Amazon</a> want you to do. They don't want you to compare prices with Walmart; instead they want you to perceive them as always having the lowest price.</p> <p>They do this by pricing a few, popular items lower than Walmart does in an effort to build your perception of them as a low-price leader. By knowing which items undercut Walmart's pricing &mdash; and which don't &mdash; you can become a more informed shopper and save money in the process.</p> <h2>Items That Are Cheaper at Amazon</h2> <p>Spotting the loss leaders at Amazon is not hard. After all, they <em>wan</em>t you to find the lower prices for their marketing to work.</p> <h3>Items With a High Customer (Star) Rating</h3> <p>A recent study from Boomerang Commerce showed that, in an effort to be perceived as a low price leader, Amazon <a href="http://www.prnewswire.com/news-releases/boomerang-commerce-introduces-price-perception-index-for-online-retailers-300019677.html">purposefully undercuts the Walmart price</a> on products with a high star rating. (A high rating is anything over four stars.)</p> <p>By analyzing millions of orders over the years, Amazon has realized that a great way to build loyal customers is to beat the competition on products that people are gobbling up due to the glowing opinions of fellow shoppers. Use this to your advantage by gravitating toward products with at least a four-star rating, especially when there are at least 50 reviews. It's a bit of a follower's mentality, but you'll find it really does hold true, especially when shopping for small electronics, toys, and video games.</p> <h3>Highly Visible Products</h3> <p>Another category of products that Amazon sells cheaper than Walmart is highly visible and popular items. In other words, items that have a lot of buzz around them and are often featured on the Amazon homepage or highlighted on specific product category pages. Again, the perception of having the lowest price means a lot to Amazon, so when a product has a lot of eyes on it, Amazon will tend to price it lower than Walmart. Examples of some popular and highly visible items that consistently beat Walmart include the popular <a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;fst=as%3Aoff&amp;keywords=Fitbit%20Charge%20activity%20wristband&amp;linkCode=ur2&amp;qid=1431703039&amp;rh=i%3Aaps%2Ck%3AFitbit%20Charge%20activity%20wristband%2Cp_89%3AFitbit&amp;rnid=2528832011&amp;tag=wisbre03-20&amp;linkId=42WLZJFPNJZAUQMH">Fitbit Charge Activity Wristband</a>, <a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;field-keywords=Dyson%20vacuum%20cleanerDyson%20vacuum%20cleaner&amp;linkCode=ur2&amp;rh=i%3Aaps%2Ck%3ADyson%20vacuum%20cleanerDyson%20vacuum%20cleaner&amp;tag=wisbre03-20&amp;url=search-alias%3Daps&amp;linkId=PBDXWU3XBHNYR2PJ">Dyson vacuum cleaners</a>, <a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;fst=as%3Aoff&amp;keywords=Keurig%20brewer&amp;linkCode=ur2&amp;qid=1431703152&amp;rh=n%3A1055398%2Cn%3A284507%2Cn%3A915194%2Cn%3A7740213011%2Cn%3A2474054011%2Ck%3AKeurig%20brewer%2Cp_89%3AKeurig&amp;rnid=2528832011&amp;tag=wisbre03-20&amp;linkId=S77OLKFBQ7V2NDDM">Keurig coffee makers</a>, and the <a href="http://www.amazon.com/s/ref=as_li_ss_tl?_encoding=UTF8&amp;camp=1789&amp;creative=390957&amp;fst=as%3Aoff&amp;keywords=Jawbone%20wireless%20speaker&amp;linkCode=ur2&amp;qid=1431703218&amp;rh=i%3Aaps%2Ck%3AJawbone%20wireless%20speaker%2Cp_89%3AJawbone&amp;rnid=2528832011&amp;tag=wisbre03-20&amp;linkId=UAR2FRJOBTDAWQXX">Jawbone Wireless Speaker</a>.</p> <h2>Items That Are Bad Buys at Amazon</h2> <p>Amazon obviously can't undercut the Walmart price on every product. With Walmart's enormous buying power, and reputation for pressuring suppliers to lower prices, it simply can't be done. This means Amazon often raises the prices on other products to make up the difference. These &quot;other products&quot; are items that are not very glamorous in nature and tend to be more &quot;needs&quot; than &quot;wants.&quot;</p> <h3>Consumer Electronic Add-Ons</h3> <p>If you score a great deal on a HDTV from Amazon, beware of add-ons like cables, wall mounts, and screen cleaners, as they're typically marked-up. Other examples of add-ons that can be marked up include things like a wireless mouse when buying a laptop, and a protective case or charging station for your new Kindle. In many cases, Amazon will try to pad their profits on these add-ons making them not such a great deal for shoppers.</p> <h3>Household Items</h3> <p>Amazon has the reputation of being up to <a href="http://www.bloomberg.com/news/articles/2012-06-22/wal-mart-beats-amazon-prices-including-glee-dvd-set">20% more expensive than Walmart</a> when shopping for household items like laundry detergent, paper towels, toilet paper, and the like. While this margin is definitely getting smaller in recent years, you'll still typically end up paying more compared to Walmart and Costco. If you are going to shop for household items at Amazon, I highly recommend signing up for their&nbsp;<a href="http://www.amazon.com/gp/subscribe-and-save/details/">Subscribe &amp; Save</a> program, which allows you to get items sent on a monthly schedule with free delivery. The best part is you'll get 15% off your total when you have at least five items in your monthly subscription plan. The extra 15% savings brings Amazon very close in price, or in many cases, under the Walmart price for identical products.</p> <h3>Clothing</h3> <p>The problem with buying brand name apparel from Amazon is they rarely mark down prices and seldom have coupons. You'll typically score a much better deal by shopping at discount clothing stores like TJ Maxx, Ross, and Marshalls.</p> <h3>Shoes</h3> <p>When shopping for brand name shoes, especially online, you'll find much better prices at websites like Shoebuy, 6PM.com, and ShoeMall. Not only do all three sites offer free shipping, but they also regularly have coupon codes in the 25% off range. For example, a new pair of top of the line women's <a href="http://www.amazon.com/gp/product/B005UVNE9S/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B005UVNE9S&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=6OPCHDMFUUS3DULF">New Balance 990V3</a> running shoes is selling for $149.95 at both Amazon and Shoebuy, with free shipping. But with a little digging, I found a 20% off coupon code for Shoebuy, bringing my total down to $119.96 &mdash; a price Amazon can't touch.</p> <p>While having the perception of being a low price leader is something Amazon strives for, it's up to us, as smart consumers, to see through the charade and always do our due diligence when making significant purchases. This means always price comparing, looking for coupons that'll beat Amazon pricing, and understanding the types of products Amazon purposefully prices higher than the competition. Do that and you're guaranteed to always find the lowest price.</p> <p><em>Have you noticed Amazon offering certain items cheaper than the competition?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/filler-strategies-for-amazon-s-free-super-saver-shipping">Filler Strategies for Amazon’s Free Super Saver Shipping</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes">6 Ways to Avoid Sneaky Online Price Changes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-discount-stores-that-are-more-expensive-than-you-think">5 Discount Stores That Are More Expensive Than You Think</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/amazons-secret-30-day-price-guarantee">Amazon&#039;s secret 30-day price guarantee</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/more-sales-insanity-this-time-from-walmart">More Sales Insanity, This Time From Walmart</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Shopping Amazon online shopping price comparison retail WalMart Mon, 25 May 2015 13:00:13 +0000 Kyle James 1429809 at http://www.wisebread.com Best Money Tips: Online Shopping Hacks to Beat Retailers http://www.wisebread.com/best-money-tips-online-shopping-hacks-to-beat-retailers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-online-shopping-hacks-to-beat-retailers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_online_000023286303.jpg" alt="Woman using online shopping hacks to beat retailers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on online shopping hacks to beat retailers at their own game, what you can expect from Memorial Day sales, and a guide to selling on Facebook groups.</p> <h2>Top 5 Articles</h2> <p><a href="http://couponpal.com/blog/4-online-shopping-hacks-to-beat-retailers-at-their-own-game">4 Online Shopping Hacks To Beat Retailers at Their Own Game</a> &mdash; Many stores offer special discounts or rewards if you share promotional messages your social media accounts&hellip;which you can delete as soon as you get the discount. [CouponPal]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0519/What-to-expect-from-Memorial-Day-sales">What to expect from Memorial Day sales</a> &mdash; You'll see a lot of great clothing deals &mdash; and a bunch of them will allow you to use stackable coupons! [The Monitor]</p> <p><a href="http://www.bargaineering.com/articles/guide-facebook-group-selling-junk.html">How to get people to buy your junk &hellip; A guide to selling almost anything on Facebook groups</a> &mdash; Before you make a listing, spend a bit of time learning the etiquette and lingo of the groups, and take note of what sells. [Bargaineering]</p> <p><a href="http://www.popsugar.com/smart-living/Life-Hacks-Women-37511605">16 Life Hacks All Women Absolutely Should Know</a> &mdash; There's an easy way to break in new shoes with just a pair of thick socks and a hair dryer! [PopSugar Smart Living]</p> <p><a href="http://moneyning.com/shopping-smart/how-to-successfully-resist-a-tempting-sales-pitch/">How to Successfully Resist a Tempting Sales Pitch</a> &mdash; If you know you're easily persuaded, tell a friend or famly member exactly what you want and your budget, and bring them along as reinforcements. [MoneyNing]</p> <h2>Other Essential Reading</h2> <p><a href="http://blog.readyforzero.com/7-ways-conquer-student-loan-debt/">7 Ways to Conquer Student Loan Debt</a> &mdash; If you continue to live on a college budget and keep your expenses low, you'll be able to put more of your money into paying off student loans. [ReadyForZero]</p> <p><a href="http://ptmoney.com/best-gifts-for-graduates/">6 Gifts That Actually Help to Launch Graduates</a> &mdash; Take the new grad shopping for a well-made, perfectly-fit interview suit. [PT Money]</p> <p><a href="http://www.listenmoneymatters.com/dont-get-off-track-this-summer/">Don&rsquo;t Get Off Track This Summer</a> &mdash; It's easy to sit for hours at a restaurant with outdoor seating, ordering more food and drinks as you socialize, but that gets expensive. Instead, opt for cheap outdoor activities like picnics, street fairs, and movies in the park. [Listen Money Matters]</p> <p><a href="http://www.aspiringmillionaire.com/2015/05/why-spending-more-on-food-now-is-better.html">Why Spending More on Food Now is Better For Your Retirement</a> &mdash; If you don't want to spend all your retirement savings on medical bills during your golden years, then make sure to prioritize your health now. [Aspiring Millionaire]</p> <p><a href="http://parentingsquad.com/8-tips-for-new-dads-in-the-delivery-room">8 Tips for New Dads in the Delivery Room</a> &mdash; Your wife may not be able to answer questions or make decisions during labor. Be ready to field questions and handle any issues that come up. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-online-shopping-hacks-to-beat-retailers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/discount-designer-clothing-17-places-to-get-name-brands-for-less">Discount Designer Clothing: 17 Places to Get Name Brands for Less</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-cool-companies-that-pay-you-for-referring-friends">10 Cool Companies That Pay You for Referring Friends</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-all-that-stuff-the-police-seize-and-its-cheap">How to Buy All That Stuff the Police Seize. And It&#039;s Cheap.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips online shopping Wed, 20 May 2015 19:00:10 +0000 Amy Lu 1429597 at http://www.wisebread.com Best Money Tips: The Worst Things to Buy Online http://www.wisebread.com/best-money-tips-the-worst-things-to-buy-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-worst-things-to-buy-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_online_shopping_000021736587.jpg" alt="Woman shopping and picking worst things to buy online" title="" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the worst things to buy online, foods you can grown in your kitchen, and important (but often overlooked) qualities for success.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.kiplinger.com/slideshow/spending/T050-S001-things-you-should-not-buy-online/index.html">9 Worst Things to Buy Online</a> &mdash; It's best to buy things like furniture and home décor in person so you can verify comfort, quality, and color. [Kiplinger]</p> <p><a href="http://parentingsquad.com/10-foods-you-can-grow-in-your-kitchen">10 Foods You Can Grow in Your Kitchen</a> &mdash; Scallions and garlic greens can be grown in a glass of water. It doesn't get much easier than that! [Parenting Squad]</p> <p><a href="http://www.lifehack.org/articles/productivity/10-important-qualities-for-success-that-are-often-overlooked.html">10 Important Qualities For Success That Are Often Overlooked</a> &mdash; Being curious means that you are eager to learn and explore, which help you find success at what you do. [Lifehack.org]</p> <p><a href="http://www.northerncheapskate.com/5-things-you-can-do-to-free-up-some-cash/">5 Things You Can Do To Free Up Some Cash</a> &mdash; Start using your car one less day a week. Instead, walk, ride bike, or car pool with someone else. You'll save on gas and spend less from not be out and about. [Northern Cheapskate]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0510/Six-things-you-don-t-need-to-buy">Six things you don't need to buy</a> &mdash; You don't need to buy extended warranties on electronics. Electronics today are more reliable than we realize &mdash; and your credit card may already extend the manufacturer's warranty.&nbsp;[The Monitor]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.popsugar.com/smart-living/Ikea-Facts-36624338">13 Crazy Things You Never Knew About Ikea</a> &mdash; The world's largest Ikea, in Gwangmyeong, South Korea, is bigger than 11 American football fields! [PopSugar Smart Living]</p> <p><a href="http://www.creditsesame.com/blog/top-identity-theft-questions-answered/">Top Identity Theft Questions Answered</a> &mdash; A credit freeze prevents identity thieves from opening new accounts under your name; it doesn't hurt your credit at all. [Credit Sesame]</p> <p><a href="http://www.cheapism.com/blog/3581/summer-party-ideas">10 Tips for Hosting a Budget-Friendly Summer Party</a> &mdash; Be ready for mosquitoes, flies, and wasps! Invest in some bug spray, citronella candles, or mosquito-repellent coils &mdash; or make your own! [Cheapism]</p> <p><a href="http://adebtfreestressfreelife.com/how-to-handle-the-competing-demands-of-work-and-family/">How To Handle The Competing Demands of Work and Family</a> &mdash; An easy way to transition away from your &quot;work&quot; state is by changing into comfy clothes as soon as you get home. [A Debt Free Stress Free Life]</p> <p><a href="http://www.marcandangel.com/2015/05/17/9-addictions-90-percent-of-us-struggle-with/">9 Addictions 90% of Us Struggle With</a> &mdash; Most of us are more loving to others than we are to ourselves, but in order to take good care of the people we love, we need to take good care of ourselves first. [Marc and Angel Hack Life]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-the-worst-things-to-buy-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/discount-designer-clothing-17-places-to-get-name-brands-for-less">Discount Designer Clothing: 17 Places to Get Name Brands for Less</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-cool-companies-that-pay-you-for-referring-friends">10 Cool Companies That Pay You for Referring Friends</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-all-that-stuff-the-police-seize-and-its-cheap">How to Buy All That Stuff the Police Seize. And It&#039;s Cheap.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips online shopping Tue, 19 May 2015 19:00:09 +0000 Amy Lu 1428337 at http://www.wisebread.com 8 Price Match Policies You Should Be Wary Of http://www.wisebread.com/8-price-match-policies-you-should-be-wary-of <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-price-match-policies-you-should-be-wary-of" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_shopping_electronics_000022473557.jpg" alt="Couple shopping for electronics and comparing price match options" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Price match policies can vary wildly from retailer to retailer. While most of them are fairly straight forward, there are some whose fine print will leave you scratching your head in confusion. And in the world of bargain shopping, few things are more frustrating than finding a cheaper price from a competing store, only to be denied a price match because you failed to read the fine print.</p> <p>By knowing which price match policies have strange exclusions, or won't price match online pricing, you'll save yourself from some potential headaches and disappointments. Here are eight price match policies to watch out for.</p> <h2>1. Amazon</h2> <p>For a company that claims to strive for the lowest price, the Amazon price match policy leaves a lot to be desired. As a matter of fact, the only thing they'll actually price match are select TVs and cell phones. A few of the online retailers they <em>will</em> price match include Crutchfield.com, Costco.com, Walmart.com, and Dell.com. In order to get your price match, you need to login to your account and click on &quot;Order Details&quot; followed by &quot;Found a lower price?&quot; and follow the instructions.</p> <h2>2. Fry's Electronics</h2> <p>Fry's has a 110% price match policy guaranteeing they'll match the price of any local authorized retailer or authorized Internet competitor. Seems like a fairly straight-forward policy, right? But they've taken heat in recent years for making it very difficult to get an online price match when shopping in-store. Examples includes not price matching Amazon Prime prices or trying to tack on the shipping charges that online retailers would charge.</p> <h2>3. Home Depot</h2> <p>When shopping in-store, Home Depot will match the price of a local competitor plus beat their price by 10%. That sounds great, but the exclusions are pretty formidable and include special orders, volume discounts, open-box merchandise, and online purchases. This means that unfortunately they won't price match Amazon, Lowes.com, and the like.</p> <h2>4. JCPenney</h2> <p>The JCPenney price match policy has some fine print you'll want to be aware of. While they'll happily price match local competitors' current advertised price on identical items, they will <em>not</em> match any online prices. Also, they will not price match any competitor pricing that they consider clearance or sale prices, which is really unfortunate.</p> <h2>5. Kohl's</h2> <p>The Kohl's price match policy leaves a lot to be desired. First of all, they will not price match any online price. But more than that, they require you to bring in a copy of the competitor's ad with the current date printed on it. How many ads actually have the date stamped on them? Not too many. Also, what if you see a lower price in another physical store and not in an actual ad? Will they still match the price if you snap a picture of the item and show it to a Kohl's associate? Unfortunately, their policy does not stipulate, which makes things quite confusing.</p> <h2>6. NewEgg</h2> <p>NewEgg.com has a price match policy named the &quot;Iron Egg Price Guarantee&quot; that claims to match the price of any identical item sold by a major retailer. When shopping on their website, look for the Iron Egg badge next to all products that qualify for a price match, which according to NewEgg is close to 80% of their inventory. You file a price match claim, and if approved, get money back via a NewEgg gift card. Sounds okay, right? But then you look at the fine print of the offer and the things they won't price match. In particular, any &quot;competitor's item that is advertised below NewEgg's actual cost.&quot; But here's the rub; they don't tell you their actual costs! So you make a purchase from them, file a claim, and pray the deal isn't so good that it's below their costs. Because if it is, you'll be denied and stuck paying full price with no recourse.</p> <h2>7. Sears</h2> <p>Sears will happily price match local competitors; just bring in evidence of the lower price and an associate will help you out. So far, so good. Now let's look at their online price match policy as this is where things get really confusing. From their website, &quot;If you find a lower online price on an identical brand and model number currently available from a local competitor's retail store honoring its own online price and the item is currently available for sale and delivery in your area, Sears will match the price of the merchandise.&quot; Huh? So according to that rambling sentence, isn't this just a regular price match? Their policy is so darn confusing that it makes me want to take my business elsewhere.</p> <h2>8. Toys R' Us</h2> <p>Toys R' Us will price match local competitors as well as select online retailers. They'll also give you up to seven days after the date of your purchase to come back for your price match. But they make this list for a couple reasons. First, their policy is only good for in-store purchases. Secondly, from their website, &quot;Competitor shipping charges will be calculated and factored in the cost of online prices.&quot; So if you're trying to get a price match via a lower price on Amazon, Toys R' Us is going to tack on the shipping costs Amazon would charge. But what if you're an Amazon Prime member and don't pay for shipping? It doesn't matter. Toys R' Us is still going to include shipping costs into your &quot;price adjusted&quot; price. Price matcher beware.</p> <p><em>Any price match policies that seem okay (until you read the fine print) that I missed? Let me know!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/8-price-match-policies-you-should-be-wary-of">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-little-known-amazon-shopping-hacks">5 Little Known Amazon Shopping Hacks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-to-get-a-sale-price-match-at-16-popular-stores">Here&#039;s How to Get a Sale Price-Match at 16 Popular Stores</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-10-20-on-online-purchases-every-day">How to Save 10-20% on Online Purchases, Every Day</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Shopping fine print online shopping price matching saving money Fri, 01 May 2015 13:00:27 +0000 Kyle James 1402491 at http://www.wisebread.com New App Ondot Is a Remote Control for Your Credit Card http://www.wisebread.com/new-app-ondot-is-a-remote-control-for-your-credit-card <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/new-app-ondot-is-a-remote-control-for-your-credit-card" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/phone-148486921.jpg" alt="smartphone" title="smartphone" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>What's the good of ordering food via your smartphone's Grubhub app or ordering a car via its Uber app if you don't also have an app to make sure there's some money left on your credit card when it gets there? (See also: <a href="http://www.wisebread.com/3-smartphone-apps-that-manage-and-maximize-your-credit-card-rewards?ref=seealso">Apps to Manage Credit Card Rewards</a>)</p> <p>Well soon you will, thanks to <a href="http://www.ondotsystems.com">Ondot</a>, a San Jose-based company that just unveiled Card Control, a mobile command center for defeating fraud, all built into your phone.</p> <p>At the most basic level, the app serves as an extra line of protection against fraud, allowing the user to toggle the card's use on or off, or set the card to only function within certain parameters.</p> <p>For example, a location-based control means one can set their card to work only in a specific zip code, meaning it will automatically shut off if it gets nabbed and taken for a ride. Or, the app can sync a phone's GPS to the card, effectively disabling it if they're separated (e.g., the card is left behind).</p> <p>Other users might choose to toggle types of merchants the card will work with, disabling e-merchants until the user manually unlocks them before making a purchase, for instance. (See also: <a href="http://www.wisebread.com/keep-your-credit-card-safe-while-shopping-online?ref=seealso">Credit Card Safety When Shopping Online</a>)</p> <p>And here's where &mdash; even for <a href="http://www.wisebread.com/whats-your-credit-card-spending-style">those unconcerned with fraud</a> &mdash; the app gets really interesting. That same technology allows parents to limit or toggle types of spending on their kids' credit cards, meaning one might allow food purchases but bar clothing expenditures on any particular card. And the app would even allow parents to monitor their kids' card use in real time.</p> <p>While the company's been around since 2011 and already raised $18 million in funding, the app itself is just now rolling out, having already partnered with four major card processors working with 10,000 banks and credit unions across the country.</p> <p><img width="605" height="446" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/Ondot.jpg" alt="" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/joe-epstein">Joe Epstein</a> of <a href="http://www.wisebread.com/new-app-ondot-is-a-remote-control-for-your-credit-card">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-favorite-mail-order-websites">10 Favorite Mail-Order Websites</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-money-shopping-online-with-google">Save Money Shopping Online With Google</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-why-buying-groceries-online-is-great">3 Reasons Why Buying Groceries Online Is Great</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/great-sites-for-online-wedding-shopping">Great Sites for Online Wedding Shopping</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-high-tech-tools-to-help-your-garden-grow">6 High-Tech Tools to Help Your Garden Grow</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Financial News Technology credit card fraud online shopping smartphone apps Sat, 26 Apr 2014 04:14:40 +0000 Joe Epstein 1136959 at http://www.wisebread.com 4 Dumb Ways You Are Wasting Money Online http://www.wisebread.com/4-dumb-ways-you-are-wasting-money-online <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-dumb-ways-you-are-wasting-money-online" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/laptop-87660518.jpg" alt="woman using laptop" title="woman using laptop" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>It used to be that you had to leave the house to waste your money. Nowadays, with the Internet available on any gadget with a screen, you can lose money while barefoot in your pajamas &mdash; and without even touching your wallet. (See also: <a href="http://www.wisebread.com/how-online-retailers-make-it-easier-to-spend-money?ref=seealso">Ways Online Retailers Make It Easier to Spend Money</a>)</p> <p>The problem is that spending money online has become something you don't even have to think about, unlike traditional shopping that requires a number of decisions before you hand over your hard-earned cash. Even the most frugal of individuals may find himself losing money in dumb ways online.</p> <p>Here are four of the most common ways you might stupidly lose money online &mdash; and how to combat them.</p> <h2>Dumb Mistake #1: The Free Shipping Trap</h2> <p>How often has this happened to you? You need something from Amazon that costs about $20. When you put it in your cart, Amazon helpfully informs you that if you spend just a little more, you will get free shipping for all of the items you purchase. Racking your brain, you remember that you were kind of interested in reading a book that your friend recommended. The additional book costs $12, saving you shipping but forcing you to spend $8 more than you would have if you had just paid for the shipping. (And if you're like me, you never get around to reading the book anyway). (See also: <a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know?ref=seealso">Amazon Deal Hacks You May Not Know</a>)</p> <p><a href="http://www.wisebread.com/how-online-retailers-make-it-easier-to-spend-money">Online retailers are a canny bunch</a>. They recognize that <a href="http://www.wisebread.com/the-psychology-of-free-and-its-power-over-you">we are suckers for the word free</a>, and that our brains are wired to keep us chasing after something for nothing, even if it means we pay more overall. Even the most frugal of Internet shoppers has fallen for this trick, since we all convince ourselves that we will be able to get something for free (shipping) as long as we can find another item that we truly need to buy.</p> <p>But it's rare that you really do need something else, so you just end up wasting money and cluttering up your home.</p> <h3>The Smart Move</h3> <p>There are several ways to keep from losing your mind when online retailers start waving free shipping in your face, although not all of these solutions are created equal. (See also: <a href="http://www.wisebread.com/the-psychology-of-free-and-its-power-over-you">The Psychology of Free</a>)</p> <p>One option is to keep a robust wish list going on all of your favorite retail sites. Every time you make an order of something you need, you can scan over your wish list for something that costs about what you'd need to pay in order to reach the free shipping minimum. This will ensure that you only ever order things that you truly want or need, while still letting you take advantage of the free shipping.</p> <p>Another possibility is upgrading your membership to your favorite retailers in order to get free shipping at all times. This is a potentially dangerous solution, since the cost of shipping is often a deterrent for making purchases. Without that deterrent, you might make purchases you otherwise wouldn't &mdash; meaning the retailer gets your membership fee <em>and</em> additional purchases from you. After all, Amazon wouldn't offer upgraded membership if they didn't make money on the deal. In fact, Amazon has been successful in using <a href="http://www.amazon.com/gp/product/B00DBYBNEE/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00DBYBNEE&amp;linkCode=as2&amp;tag=wisbre03-20">Prime</a> &mdash; its free shipping plus free streaming video subscription service &mdash; to create a growing group of motivated and loyal <a href="http://www.wired.com/business/2013/03/amazon-prime-could-soon-cost-next-to-nothing/">customers who spend more than twice as much</a> on Amazon as non-Prime customers do.</p> <p>Finally, using a trick suggested by Dan Ariely in his book <a href="http://www.amazon.com/gp/product/0061353248/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0061353248&amp;linkCode=as2&amp;tag=wisbre03-20">Predictably Irrational</a> could be the most effective way for avoiding the free shipping trap. Ariely described how Amazon's free shipping program was originally different in France, where shipping was reduced to one franc (about 20 cents) for orders over a certain limit. Unlike free shipping, one franc shipping didn't entice the French to spend any more than they already were. But changing the program to free shipping resulted in a dramatic increase in sales.</p> <p>This means that thinking of free shipping as costing you a nominal amount &mdash; like 50 cents &mdash; should be enough to help you remember that &quot;free&quot; shipping ends up costing you more.</p> <h2>Dumb Mistake #2: Daily Deals</h2> <p>Two years ago, my husband purchased an incredible <a href="http://www.dpbolvw.net/click-2822544-10817658">Groupon</a> deal for auto detailing at more than half off the regular price.</p> <p>Unfortunately, the auto detailer was an hour away from where we lived and only open during bankers' hours Monday through Friday. My husband had to take a half-day off work in order to redeem his Groupon deal. In order to keep from &quot;wasting&quot; a trip into town, I drove my car down with him so that we could go to dinner and check out some sights. Otherwise, he would simply have been twiddling his thumbs in the detailer's waiting room.</p> <p>Once we got back to the car, we realized that the Groupon deal was so good because the detailer wasn't. They had done a sub-par job &mdash; and we had spent half a vacation day, gas money, and money on dinner out in order to take advantage that great &quot;deal.&quot; (See also: <a href="http://www.wisebread.com/4-ways-to-find-a-reputable-mechanic?ref=seealso">4 Ways to Find a Reputable Mechanic</a>)</p> <p>While it is certainly possible to get a good deal online through Groupon and other <a href="http://www.wisebread.com/all-the-savings-under-the-sun-12-essential-daily-deal-sites">deal-a-day offers</a>, I have never met a Groupon fan who doesn't have at least one story like ours. When you get right down to it, purchasing a daily deal is usually a waste of your money.</p> <p>That's because these sorts of daily deals play on your psychology. For one thing, unless a certain number of people sign up for a Groupon deal, then the offer is invalid. As David Pogue of the New York Times puts it, that <a href="http://www.nytimes.com/2011/02/10/technology/personaltech/10pogue.html?pagewanted=all&amp;_r=0">makes you more invested in the coupon</a>: &quot;That 'tipping point' business &mdash; the minimum number of takers an offer has to have before it becomes valid &mdash; is part of the psychology&hellip;the tipping point requirement adds a certain thrill to the proceedings.&quot;</p> <p>In addition, Groupon's deal-a-day structure and tipping point requirement puts time pressure on you to buy in, and human beings are not great at <a href="http://www.wisebread.com/how-online-retailers-make-it-easier-to-spend-money">thinking rationally about purchases while under the gun</a>. That's how you end up making a Groupon purchase for something that really doesn't make sense &mdash; like auto detailing at a merchant an hour away from you.</p> <h3>The Smart Move</h3> <p>Don't ever buy something at half-price that you wouldn't buy for the full amount. (See also: <a href="http://www.wisebread.com/5-money-saving-tips-online-retailers-hope-you-dont-know?ref=seealso">Money-Saving Tips Retailers Don't Want You to Know</a>)</p> <p>A friend of mine follows this rule for free items, and it works just as well for Groupon-type deals. That's because you are much more likely to think through a purchase if you are ready and willing to pay full price for it, whereas knowing something is half-off is enough to turn off your critical thinking skills.</p> <p>In our case, had my husband gone looking for a full-price auto detailing service, he would not have chosen a merchant that was so far away with inconvenient hours. He would have done some research into how satisfied customers were with the work, and he would have ultimately saved money by paying full price.</p> <h2>Dumb Mistake #3: Signing Up for Free Trials and Forgetting Them</h2> <p>Whether you decide to check out Hulu for a month, want a pizza at your doorstep sans delivery fee through <a href="https://www.shoprunner.com/">Shoprunner</a>, or would like to read your favorite newspaper online for a month for free, you can often try out any of these services with a short-term free trial.</p> <p>Unfortunately, when you sign up for your free trial, the service will often ask for your credit card information &mdash; as a courtesy, they claim, to keep you from having to enter it in later when you decide you cannot live without this new service. (See also: <a href="http://www.wisebread.com/10-monthly-bills-you-can-slash?ref=seealso">Monthly Bills You Can Slash</a>)</p> <p>In actuality, that courtesy is only to the service-provider, who is counting on you to forget about the expiration of the free trial, at which point they will charge your card for something you don't really want. Because a truly free trial would simply lapse at the end, rather than require you to cancel it.</p> <p>Anyone who has signed up for a free trial only to pay for several months of unneeded and unwanted service before remembering about it knows just how insidious this marketing ploy is.</p> <h3>The Smart Move</h3> <p>The easy answer is to never sign up for a free trial. And for anyone who has trouble with follow-through, this is definitely the smartest course of action for avoiding this particular Internet money drain.</p> <p>But if you can trust yourself to cancel your free trial as long as you have a little reminder, then make a habit of sending yourself a calendar reminder on the date you need to cancel. This is particularly helpful if you use an online calendar that sends you email reminders, since you'll have no excuse for forgetting to cancel.</p> <h2>Dumb Mistake #4: Letting Retail Sites Remember Your Credit Card Information</h2> <p>When you're in the midst of an Internet shopping binge, it's a major bummer to have to get up and hunt down your wallet or purse to enter in your credit card information. That's why it's so lovely and helpful that retailers offer to remember your credit card for you. You don't even have to get up from your computer (or your bed, if you're shopping on your mobile device) in order to consume consume consume.</p> <p>Of course, that &quot;major bummer&quot; of having to get up is the time that your better angel needs to remind you that you probably shouldn't be spending any more money. And having time for such a mental reminder is a necessary part of keeping your spending in check. After all, retailers wouldn't remember your information for you if it weren't in their best interest. (See also: <a href="http://www.wisebread.com/keep-your-credit-card-safe-while-shopping-online?ref=seealso">Keep Your Credit Card Safe While Shopping Online</a>)</p> <h3>The Smart Move</h3> <p>Beth Kobliner of Redbook advises Internet shoppers to simply avoid the &quot;convenience&quot; of having their card on file with their favorite sites: &quot;Opt to enter your payment info each time, and <a href="http://www.redbookmag.com/money-career/tips-advice/avoid-online-shopping-sale-traps#ixzz1wwHsLO5x">use those extra minutes for an Is <em>it really worth it?</em> gut check</a>.&quot;</p> <p>Forcing yourself to look up your credit card information each and every time you make a purchase online will give you plenty of second thoughts about purchases &mdash; which is the opposite of what retailers want you to do.</p> <p>An additional benefit to this strategy: it reduces the number of places you need to notify if your credit card number changes.</p> <h2>Saving Money Without Leaving Home</h2> <p>Being connected 24/7 is certainly convenient. But convenience is where frugality goes to die &mdash; so it is up to us to make wasting money online decidedly inconvenient for ourselves.</p> <p><em>Have you been nickel and dimed online? How do you protect your pocket book from the Internet?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/4-dumb-ways-you-are-wasting-money-online">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/discount-designer-clothing-17-places-to-get-name-brands-for-less">Discount Designer Clothing: 17 Places to Get Name Brands for Less</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-cool-companies-that-pay-you-for-referring-friends">10 Cool Companies That Pay You for Referring Friends</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-all-that-stuff-the-police-seize-and-its-cheap">How to Buy All That Stuff the Police Seize. And It&#039;s Cheap.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping online scams online shopping Tue, 04 Mar 2014 10:36:22 +0000 Emily Guy Birken 1128704 at http://www.wisebread.com Cyber Monday Tips From Our Senior Editor http://www.wisebread.com/cyber-monday-tips-from-our-senior-editor <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/cyber-monday-tips-from-our-senior-editor" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cyber_monday_2.JPG" alt="" title="" class="imagecache imagecache-250w" width="250" height="155" /></a> </div> </div> </div> <p>I was on <a href="http://www.myfoxdc.com/">FOX 5</a> in Washington DC this morning talking about ways to get the best deals on Cyber Monday, &quot;deals&quot; to avoid, and ways to save money shopping online no matter what time of year it is. Check it out:</p> <script type='text/javascript' src='http://WTTG.images.worldnow.com/interface/js/WNVideo.js?rnd=927515;hostDomain=www.myfoxdc.com;playerWidth=645;playerHeight=408;isShowIcon=true;clipId=9588935;flvUri=;partnerclipid=;adTag=News;advertisingZone=;enableAds=true;landingPage=;islandingPageoverride=false;playerType=STANDARD_EMBEDDEDscript;controlsType=overlay'></script><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/meg-favreau">Meg Favreau</a> of <a href="http://www.wisebread.com/cyber-monday-tips-from-our-senior-editor">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">6 Genius Ways to Save on Cyber Monday</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-best-discount-shopping-days-of-the-year">7 Best Discount Shopping Days of the Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/discount-designer-clothing-17-places-to-get-name-brands-for-less">Discount Designer Clothing: 17 Places to Get Name Brands for Less</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-cool-companies-that-pay-you-for-referring-friends">10 Cool Companies That Pay You for Referring Friends</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping cyber monday online shopping Mon, 02 Dec 2013 21:12:36 +0000 Meg Favreau 1098943 at http://www.wisebread.com Amazon Raises Free Shipping Minimum to $35 http://www.wisebread.com/amazon-raises-free-shipping-minimum-to-35 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/amazon-raises-free-shipping-minimum-to-35" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/credit-card-5389268-small.jpg" alt="online shopping" title="online shopping" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Have you heard? Amazon&#39;s Free Super Saver Shipping for $25 orders is a thing of the past. You now <a href="http://www.amazon.com/gp/feature.html/?docId=1001427161">need to spend $35 to qualify for free shipping</a>. This marks the first time in a decade that Amazon has changed the order minimum for free shipping in the US.</p> <p>Note that this policy change doesn&#39;t affect <a href="http://www.amazon.com/gp/product/B00DBYBNEE/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00DBYBNEE&amp;linkCode=as2&amp;tag=wisbre03-20">Amazon Prime</a>, which gets you free 2-day shipping (no order minimum!), plus a slew of other perks, for $79 a year. If you&#39;re a frequent online shopper, you&#39;ll easily recoup the membership cost in shipping savings. And with the holiday season just around the corner, this would be great time to check out Prime &mdash; especially the <a href="http://www.amazon.com/gp/product/B00DBYBNEE/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00DBYBNEE&amp;linkCode=as2&amp;tag=wisbre03-20">30-day free trial</a>.&nbsp;Did you almost forget to send Great Aunt Marcy a garlic press? She never has to know.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/amazon-raises-free-shipping-minimum-to-35">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/filler-strategies-for-amazon-s-free-super-saver-shipping">Filler Strategies for Amazon’s Free Super Saver Shipping</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-best-discount-shopping-days-of-the-year">7 Best Discount Shopping Days of the Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-buy-all-that-stuff-the-police-seize-and-its-cheap">How to Buy All That Stuff the Police Seize. And It&#039;s Cheap.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Amazon free shipping online shopping Wed, 23 Oct 2013 10:36:03 +0000 Amy Lu 1044968 at http://www.wisebread.com