retail http://www.wisebread.com/taxonomy/term/375/all en-US 11 Ways to Prepare for Your Best Black Friday http://www.wisebread.com/11-ways-to-prepare-for-your-best-black-friday <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-ways-to-prepare-for-your-best-black-friday" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_asian_woman_with_shopping_bags.jpg" alt="Happy asian woman with shopping bags" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Don't let the success of Cyber Monday fool you: Black Friday is still a massive holiday spending day. According to the National Retail Federation, over 154 million consumers shopped over Black Friday weekend in 2016 &mdash; up from 151 million the year before.</p> <p>Chances are, you're going to be one of those many consumers shopping on Black Friday this year. But you don't have to totally blow your budget in the process. There are ways you can soften the blow to your bank account with advance preparation. Here's how.</p> <h2>1. Put your common indulgences on hold</h2> <p>I like to have my hair cut every two weeks. But when I'm trying to save, I push the cut out to every three weeks. My haircuts cost $17 including tip, and if I adhered to this schedule on a regular basis, I'd save a whopping $148 a year. You may have an indulgence like this that you can honor less frequently or stop altogether while you try to budget more strictly during the holidays. These indulgences usually aren't cheap, and forgoing them will provide a sizable amount of extra dough for you to use for gift shopping.</p> <h2>2. Focus on paying off any existing credit card debt</h2> <p>Before you start swiping your cards left and right, it's important to tackle any existing credit card debt, especially if you've only been making minimum payments up to this point. Concentrate on the highest-interest cards first; you'll save more in the long run by paying those down or off as soon as possible. (See also: <a href="http://www.wisebread.com/5-ways-to-pay-off-high-interest-credit-card-debt?ref=seealso" target="_blank">5 Ways to Pay Off High Interest Credit Card Debt</a>)</p> <h2>3. Pause or change your media subscriptions</h2> <p>The holidays are busy. Shopping, parties, pageants &mdash; you know the drill. All that running around probably leaves you with little time to use the subscription services for which you're paying a premium. So don't.</p> <p>&quot;Consider pausing subscriptions for a few months, or temporarily changing services to a lower-priced tier,&quot; advises Lindsay Sakraida, director of content marketing with DealNews. &quot;For example, if you pay extra for Hulu without ads, premium Netflix, or extra data cell service, you might want to adjust all of them for a month or two to save some cash for Black Friday and the holidays.&quot;</p> <h2>4. Pick up short-term gigs and odd jobs for quick cash</h2> <p>I participate in several &quot;gig&quot; services throughout the year, but this side work really picks up around the holidays &mdash; and that helps my disposable income swell. Pet sit via Rover.com, pick up passengers using Lyft, host guests in your home through Airbnb, and deliver groceries with the help of Instacart. I do it all, and I highly recommend looking into any one of these opportunities for quick cash. (See also: <a href="http://www.wisebread.com/8-seasonal-side-hustles-thatll-cover-your-holiday-spending?ref=seealso" target="_blank">8 Seasonal Side Hustles That'll Cover Your Holiday Spending</a>)</p> <h2>5. Make a gift list and establish a firm maximum budget</h2> <p>Make your list, check it twice, and decide how much you want to spend on each recipient. Once that budget is set, stick to it. Better yet, make it your goal to come in under the amounts you've established for each person so you can treat yourself to a little something special when all is said and done. (See also: <a href="http://www.wisebread.com/the-simple-holiday-budget-anyone-can-follow?ref=seealso" target="_blank">The Simple Holiday Budget Anyone Can Follow</a>)</p> <h2>6. Research the Black Friday deals ahead of time</h2> <p>News of many Black Friday offers will be released well in advance &mdash; several retailers, like Walmart, Costco, Kohl's, and JCPenny have already whetted consumers' appetites with &quot;leaked&quot; deals &mdash; which allows you plenty of time to research the best of the best. There are entire sites, such as <a href="https://bestblackfriday.com/" target="_blank">Best of Black Friday</a>, dedicated to compiling the deals in one place.</p> <h2>7. Start shopping early to spread out your spending</h2> <p>Why wait until Black Friday if you recognize a great deal when you see one? Just because the day after Thanksgiving receives heavy promotion doesn't mean there aren't other great deals before the stampedes begin.</p> <p>&quot;Make it a point to get a jump-start on planning and shopping early so you have a few months to purchase gifts instead of waiting until the holiday season,&quot; suggests Natasha Rachel Smith, personal finance expert at TopCashback.com. &quot;Also, don't forget about deals on Thanksgiving. Every year Black Friday has crept up earlier and earlier. In fact, in recent years, some deals sell out before Black Friday.&quot; (See also: <a href="http://www.wisebread.com/6-ways-to-score-a-black-friday-deal-without-leaving-home?ref=seealso" target="_blank">6 Ways to Score a Black Friday Deal Without Leaving Home</a>)</p> <h2>8. Have a game plan before stepping foot in the store</h2> <p>Similar to never going to the supermarket on an empty stomach, don't head into the holiday season without a game plan.</p> <p>&quot;Most major retailers will release their deals for Black Friday the week before to give consumers time to plan and get excited about what they want to purchase,&quot; Smith says. &quot;Use this time wisely to see what is going to be on sale and compare deals at each retailer. By creating a game plan, you can prioritize any items that sell fast or are at the best-discounted price. Not only will you save time but you'll save money too by planning what to get, when, and where.&quot; (See also: <a href="http://www.wisebread.com/8-frugal-skills-you-need-to-survive-black-friday?ref=seealso" target="_blank">8 Frugal Skills You Need to Survive Black Friday</a>)</p> <h2>9. Consult your cash back apps before heading out</h2> <p>I've been killing it in the cash back game lately, thanks to apps like Ibotta and Checkout 51. The trick is to consult these apps before you go shopping so you know what's available and opt in if required. With Ibotta, for instance, many times it requires you to make purchases through its app &mdash; it will launch the retailers' sites for you, like Under Armour, as an example &mdash; so it can track your purchase and deposit the cash back you've earned. Every penny returned to you helps. Trust me &mdash; you will be thankful for this at holiday time. (See also: <a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop?ref=seealso" target="_blank">7 Apps That Actually Pay You to Shop</a>)</p> <h2>10. Consider your method of payment for maximum savings</h2> <p>You might think that cash in hand is the best way to shop on Black Friday (it certainly can help avoid overspending if you're disciplined), but you could be disqualifying yourself for deals available through other methods of payment. Capitalize on your Black Friday spending by deciding how you're going to buy things &mdash; cash, debit, or credit card &mdash; to reap the best benefits.</p> <p>Scope out all your payment options and use the bonuses and rewards in your favor. If you do the research and find that you want to apply for a specific card, do so a couple weeks in advance to ensure you receive it in time to use it. Using the shopping season to get <a href="http://www.wisebread.com/5-best-credit-cards-that-offer-bonus-cash-for-sign-up?ref=internal" target="_blank">bonus cash back</a> that has a spending requirement can give you help ease the holiday costs. (See also: <a href="http://www.wisebread.com/read-this-to-maximize-your-rewards-and-cash-back-this-holiday-season?ref=seealso" target="_blank">Read This to Maximize Your Rewards and Cash Back This Holiday Season</a>)</p> <h2>11. Renew your commitment to financial freedom</h2> <p>It's easy to go overboard during the holidays, whether it's on gifts or social activities. Don't let yourself off the hook on your financial goals just because it's the holidays. Stay committed to them and use the holidays to focus on gratitude rather than the mad dash to grab discounts.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F11-ways-to-prepare-for-your-best-black-friday&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F11%2520Ways%2520to%2520Prepare%2520for%2520Your%2520Best%2520Black%2520Friday.jpg&amp;description=11%20Ways%20to%20Prepare%20for%20Your%20Best%20Black%20Friday"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/11%20Ways%20to%20Prepare%20for%20Your%20Best%20Black%20Friday.jpg" alt="11 Ways to Prepare for Your Best Black Friday" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/11-ways-to-prepare-for-your-best-black-friday">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-frugal-skills-you-need-to-survive-black-friday">8 Frugal Skills You Need to Survive Black Friday</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-score-a-black-friday-deal-without-leaving-home">6 Ways to Score a Black Friday Deal Without Leaving Home</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-use-miles-and-points-for-holiday-gifts">9 Ways to Use Miles and Points for Holiday Gifts</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/money-a-mess-try-this-personal-finance-starter-kit">Money a Mess? Try This Personal Finance Starter Kit</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-excuses-we-need-to-stop-making-about-overspending">5 Excuses We Need to Stop Making About Overspending</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Shopping black friday budgeting cash back credit deals gifts holiday shopping money moves retail rewards sales Thanksgiving Thu, 09 Nov 2017 09:00:07 +0000 Mikey Rox 2050495 at http://www.wisebread.com Here's How Boomers and Millennials Are Creating Winners on the Stock Market http://www.wisebread.com/heres-how-boomers-and-millennials-are-creating-winners-on-the-stock-market <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/heres-how-boomers-and-millennials-are-creating-winners-on-the-stock-market" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/mother_with_adult_daughter_in_park_together.jpg" alt="Mother With Adult Daughter In Park Together" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It may not seem like millennials and baby boomers have a lot in common, aside from the fact that they make up a huge chunk of the U.S. population. But the two generations do share some similar traits when it comes to spending and investing. This is already having a significant impact on the economy and the stock market, and will continue to do so.</p> <p>Here are some key ways that baby boomers and millennials are impacting business and the markets.</p> <h2>Health care will be huge</h2> <p>There's a lot of noise related to the Affordable Care Act and a possible replacement. How things will shake out on Capitol Hill is anyone's guess, but there's no doubt that Americans will be spending more on health care. Baby boomers make up an increasing percentage of the U.S. population, and will require more medical attention as they age. This means big profits for pharmaceutical firms, but also biotech companies, hospitals, and manufacturers of medical equipment. The S&amp;P 500 Health Care Index has seen annualized returns of more than 16 percent over the last five years, and is up nearly 12 percent in 2017. Expect the upward trend to continue.</p> <h2>Health consciousness is also big</h2> <p>Millennials are aware of the obesity problem in America, and many of them are making lifestyle choices to counteract that. We've seen a push for more natural and organic food items, and a desire for less sugar and fat. This also means a continued expansion of fast-casual restaurants that offer healthier options, perhaps at the expense of traditional fast food chains. Baby boomers will help fuel this push to health as well simply by following doctor's orders to eat healthy as they age.</p> <h2>Investing costs will go down</h2> <p>Boomers have no interest in seeing their retirement savings cut down by high expense ratios and commissions, and millennials are becoming more savvy about the impact these costs have on their portfolios. These two demographics have led the charge against fees, and we've seen some brokerages respond. In February, Charles Schwab and Fidelity cut their online trade commissions to a mere $4.95, and many brokerage firms have expanded their offerings of commission-free exchange-traded funds (ETFs).</p> <p>Meanwhile, investing in low-cost index funds has ballooned; nearly half of all assets placed in mutual funds and ETFs are indexed rather than in actively-managed accounts, according to Morningstar.</p> <h2>Investing in individual stocks will decline</h2> <p>Aging baby boomers can be expected to withdraw their investments or at least shift their portfolios to more conservative investments like bonds and cash. Meanwhile, millennials are wary of the markets in general after living through the stock market declines of the early 2000s and 2008. Millennials have also learned that trying to beat the market by investing in individual stocks is generally a fool's game. This shying away from individual stocks could impact the overall returns in the stock market over time.</p> <h2>Popular brands aren't a sure thing</h2> <p>There has long been a common thought among investors that big, popular brands will always be surefire investments. Investors have long banked on the notion of brand loyalty as a driver of investment returns. But there have been several recent reports that millennials are not as brand-loyal as their predecessor generations. Millennials will go for value and quality, and aren't going to stick with a single brand out of stubbornness. This may have implications for stocks that have performed well over the years in part due to brand recognition.</p> <h2>Brick-and-mortar retail will go south</h2> <p>We're already seeing retail chains struggling, with H.G. Gregg, Gymboree, Rue 21, and several other brick-and-mortar outlets declaring bankruptcy in recent months. Meanwhile, online retailing giant Amazon just reported a 23 percent increase in sales, to $35.7 billion. Millennials don't mind shopping online, and baby boomers are less likely to go out on long shopping trips as they get older.</p> <h2>Experiences over objects</h2> <p>Millennials don't really care about owning things. Instead, they get satisfaction from experiences like fitness classes, travel, or eating well. To the extent that they need items such as music or movies, they prefer to obtain them through streaming services such as Netflix (one of the hottest tech stocks in America) or Spotify. Meanwhile, baby boomers are getting older and aren't in the habit of acquiring more &quot;stuff,&quot; either.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fheres-how-boomers-and-millennials-are-creating-winners-on-the-stock-market&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHeres%2520How%2520Boomers%2520and%2520Millennials%2520Are%2520Creating%2520Winners%2520on%2520the%2520Stock%2520Market.jpg&amp;description=Heres%20How%20Boomers%20and%20Millennials%20Are%20Creating%20Winners%20on%20the%20Stock%20Market"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Heres%20How%20Boomers%20and%20Millennials%20Are%20Creating%20Winners%20on%20the%20Stock%20Market.jpg" alt="Here's How Boomers and Millennials Are Creating Winners on the Stock Market" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/heres-how-boomers-and-millennials-are-creating-winners-on-the-stock-market">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-reasons-millennials-should-stop-being-afraid-of-the-stock-market">7 Reasons Millennials Should Stop Being Afraid of the Stock Market</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-making-the-biggest-investment-risk-of-all">Are You Making the Biggest Investment Risk of All?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/with-micro-investing-your-smartphone-pays-you">With Micro-Investing, Your Smartphone Pays YOU</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-everyone-should-know-about-the-commodities-markets">8 Things Everyone Should Know About the Commodities Markets</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-unexpected-expenses-of-a-new-baby">15 Unexpected Expenses of a New Baby</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment baby boomers brand loyalty eating well Food Health health care millennials retail stock market Mon, 24 Jul 2017 08:00:10 +0000 Tim Lemke 1986883 at http://www.wisebread.com 6 Smart Ways to Save Money This Year (Without Clipping a Coupon) http://www.wisebread.com/6-smart-ways-to-save-money-this-year-without-clipping-a-coupon <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-smart-ways-to-save-money-this-year-without-clipping-a-coupon" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-534001267.jpg" alt="save money without clipping any coupons" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The days of exclusively saving money by clipping coupons are long gone. While using paper coupons still makes sense in many cases, there now exists a plethora of new ways to save when buying the stuff you need. Here are six new money-saving techniques that you should add to your toolbox this year. Your wallet will surely thank you.</p> <h2>1. Ibotta</h2> <p>The hottest money-saving app in recent years is <a href="https://ibotta.com/register?friend=jcsgjbv" target="_blank">Ibotta</a>, which takes grocery savings to a whole new level &mdash; no coupon clipping required. The app lets you redeem &quot;rebates&quot; in place of coupons on items you'll be buying anyways. It doesn't matter the store, or the price &mdash; you still collect the rebate. It even has rebates on generic items like milk, eggs, and loaves of bread.</p> <p>You simply unlock rebates via the app before your trip to the grocery store, do your shopping like you normally would, then upload a picture of your receipt as evidence of your purchase. Ibotta then credits your account with the rebate within 48 hours. Get at least $20 in your account, which won't take long if you're buying groceries for a family, and collect your earnings via PayPal or a gift card.</p> <h2>2. Become a #Hashtag Pro</h2> <p>Most folks who attempt to use social media to save money are doing it all wrong. If you're not using the famed hashtag correctly, you're probably not finding the best deals. For example, let's say you live in Atlanta and are looking for a screaming deal on a new bicycle on Twitter or Facebook. Be sure to use hashtags like #bike #deals and #atlanta rather than combining words like #BikeDeals or #DealsAtlanta. By breaking up the hashtag into separate words, you'll actually find deals on specific items and spend less time weeding through useless information.</p> <h2>3. Use Hyphens in Craigslist Searches</h2> <p>Craigslist is another fantastic resource to find deals on stuff that others are getting rid of, no coupon clipping required. But if you've ever used their search feature, you know it can be difficult to find exactly what you're looking for without having to sift through a bunch of junk.</p> <p>An easy workaround is to start using the hyphen (-) in your search queries. Specifically, use the hyphen to <em>exclude </em>or block certain words. For example, let's say you're looking for some gently used furniture, but would like to stay away from any IKEA items. Simply search &quot;Furniture -ikea&quot; and they'll automatically exclude all IKEA furniture from your search results. This is a huge time saver and can help you quickly find the best deals on exactly what you're looking for.</p> <h2>4. Ask About Store Markdown Days</h2> <p>Another great way to save at retailers, without using a coupon, is to figure out when your favorite stores do their clearance markdowns. After all, there is nothing more frustrating than showing up at a store like Old Navy and having the clearance section completely picked over. But if you're in the know, most Old Navy locations do their markdowns on Sunday and Monday mornings. So if you shop early in the week, you'll be able to take advantage of clearance deals when they're most likely to have your size and color.</p> <p>The bottom line is to always start a conversation with store employees and politely ask what day of the week they do their markdowns. Try it and you'll be amazed with how open most employees are with the information. Then plan your shopping trips accordingly and shop when there is ample clearance inventory and real opportunities to save money.</p> <h2>5. Look for Quantity Discounts</h2> <p>If you have any DIY projects planned for this year, and know you'll be buying in bulk, start thinking about quantity discounts that many retailers offer. No coupon required to qualify for these discounts. Think about things like lumber, nails, fencing, paint, and screws. Here are a few quantity discounts to be aware of.</p> <ul> <li>Home Depot: They call it <a href="http://www.homedepot.com/c/Pro_VolumePricing" target="_blank">Volume Pricing Discounts</a>. Once you build your project checklist, you'll qualify for a discount when your order exceeds $1,500.<br /> &nbsp;</li> <li>Lowe's: Through the <a href="https://www.lowes.com/cd_Lowes+Commercial+Services+Buy+in+Bulk_577249990_" target="_blank">Lowe's ProServices: Buy in Bulk</a> program, you'll score deals on contractor packs, reduced delivery fees, as well as a flat 5% discount.<br /> &nbsp;</li> <li>Costco: Available to all paying members, <a href="http://www.costco.com/volume-bulk-sales.html" target="_blank">Costco's Volume Sales Department</a> can hook you up with some exclusive quantity discounts.<br /> &nbsp;</li> <li>Sam's Club: Sam's offers what they call <a href="http://www.samsclub.com/sams/pallet-quantity-items/7470122.cp" target="_blank">Pallet Quantity Discounts</a> which will get you deals on stacking chairs, folding tables, office tables, and even sports drinks.</li> </ul> <h2>6. Use Grocery Store Loyalty Cards Religiously</h2> <p>While some grocery store loyalty cards are nothing more than a way to send you worthless advertising, many are <a href="http://www.wisebread.com/9-store-loyalty-programs-that-are-worth-it?ref=internal" target="_blank">absolutely worth your while</a>. This is especially true if the grocery store has a gas station attached to it that gives gas discounts via your loyalty card. (See also: <a href="http://www.wisebread.com/5-best-gas-rewards-credit-cards?ref=seealso" target="_blank">5 Best Gas Rewards Credit Cards</a>)</p> <p>Also, many grocery stores slash prices on meat, dairy, and bakery items via their loyalty card, making it another smart way to save. Many also allow you to add coupons found online to the card, completely removing the need to cut them out of the newspaper. Bottom line, be sure you're taking full advantage of the loyalty programs your local grocery stores provide. (See also: <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries?ref=seealso" target="_blank">The 5 Best Credit Cards for Groceries</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-smart-ways-to-save-money-this-year-without-clipping-a-coupon">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">How to Find the Best Back to School Sales</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-highly-effective-ways-to-save-without-clipping-a-coupon">6 Highly Effective Ways to Save Without Clipping a Coupon</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-more-apps-that-pay-you-to-shop">6 More Apps That Pay You to Shop</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping apps coupons deals hashtags ibotta markdowns retail saving money social media store loyalty Fri, 27 Jan 2017 10:30:26 +0000 Kyle James 1881614 at http://www.wisebread.com 5 Great Retail Jobs for Working Parents http://www.wisebread.com/5-great-retail-jobs-for-working-parents <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-great-retail-jobs-for-working-parents" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-458589277.jpg" alt="Costco is a good place for parents to work" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>'Tis the season, as in, the 4th quarter of the calendar year! That magical time when seasonal retail employees are needed the most, and hired en masse to meet the demand from Black Friday through January. If you have kids, try these five great retail gigs for working parents.</p> <h2>1. Patagonia</h2> <p>The best retailer for working parents could very well be Patagonia, the clothing and gear brand beloved by trekkers and puffy-vest fans everywhere. Why? They have <a href="http://time.com/money/4546719/patagonia-onsite-child-care/">free on-site child care</a> for employees. You read that right! This also means that 100% of employees return to their post after their maternity leave.</p> <p>So how do you climb your way into that gig? Well, it's not so much a seasonal gig as it is a job in their headquarters, which is in Ventura, CA. Not such a bad relocation, though.</p> <h2>2. Lands' End</h2> <p>In similar step with Patagonia, another purveyor of outdoorsy goods Lands' End also provides lots of benefits to workers. In addition to many citing its company culture as safe, fair, and open, they also boast some competitive benefits, including: <a href="http://www.landsend.com/jobs/life-at-lands-end/real-benefits/">health insurance</a>, 401K, subsidized on-site food services, a wellness center &ndash;&ndash; all great benefits for parents. Time to apply for a position now!</p> <h2>3. Wegmans</h2> <p>That's right, the supermarket chain known across the East Coast for great food and service is also a great employer. Wegmans is number four on the <a href="http://fortune.com/best-companies/wegmans-food-markets-4/">Best Companies to Work For list in 2016</a>. </p> <p>Why are they so great? Wegmans covers 85%-100% of employees' and their dependents health insurance. Many employees are even offered dental insurance. Plus, if you're a college student, they help <a href="https://jobs.wegmans.com/benefits">pay your tuition</a>. If you live in the Northeast and are looking for a job, this would be a good one. Plus, they make really delicious doughnuts.</p> <h2>4. Staples</h2> <p>Need a chain store with more locations, and most likely to be near your home? Staples is a very good option. </p> <p>Staples employees get an Aetna <a href="http://www.stapleslivewell.com/SitePages/Welcome.aspx">health insurance plan</a> for a deduction of $30 per paycheck, or $60 for those with dependents. Workers also get short-term disability insurance, and access to a service that can pair them with financial services and child care. Not too shabby!</p> <h2>5. Costco</h2> <p>If it wasn't already hard to avoid spending money at Costco, everyone's favorite bulk-everything retailer is also famously good to its employees. <a href="https://www.costcobenefits.com/">Employee perks</a> for America's second-largest retailer include: choosing your own health plan if you work over 24 hours per week, a 401K plan, an FSA account to use <a href="http://www.wisebread.com/dont-miss-out-on-this-easy-way-to-pay-for-child-care">pretax income for child care</a>, and an employee care program that includes access to mental health, and financial professionals.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/5-great-retail-jobs-for-working-parents">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-you-really-make-a-living-in-the-gig-economy">Can You Really Make a Living in the Gig Economy?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-financial-reasons-paid-parental-leave-is-essential-for-moms-and-dads">5 Financial Reasons Paid Parental Leave Is Essential for Moms and Dads</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-side-jobs-for-people-who-are-good-with-money">6 Side Jobs for People Who Are Good With Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-part-time-jobs-to-do-while-your-kids-are-at-school">17 Part-Time Jobs to Do While Your Kids Are at School</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-companies-with-the-best-employee-discounts">8 Companies With the Best Employee Discounts</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Family Job Hunting benefits employers insurance part-time job retail retail job side gig side jobs working parent Thu, 01 Dec 2016 11:30:11 +0000 Amanda Meadows 1844262 at http://www.wisebread.com 8 Frugal Skills You Need to Survive Black Friday http://www.wisebread.com/8-frugal-skills-you-need-to-survive-black-friday <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-frugal-skills-you-need-to-survive-black-friday" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_shopping_bags_78628943.jpg" alt="Women learning frugal living skills to survive Black Friday" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Black Friday: It's a day some of us look forward to, and others dread. It's the one day of the year when stores seemingly lose all sense of reality and offer products at prices that are insanely low.</p> <p>Of course, anyone who really knows what's going on behind the scenes is well aware that the stores have not gone mad. Most are employing clever tactics, like loss leaders and limited doorbusters, to lure you in and get you spending. But if you arm yourself with the following frugal skills, you'll come out on top.</p> <h2>1. Iron-Clad Willpower</h2> <p>Temptation is everywhere on Black Friday. Even if you think you know every deal that's coming, you will be surprised by bargains you never dreamed of. This is the time to remain frugal, and hold firm to what you came there to get. A good way to think of it is this: If you didn't want it, no matter <em>how</em> cheap it was, it wasn't a bargain.</p> <p>Grabbing handfuls of DVDs and Blu-Rays priced at $1.99 each may feel like you're ripping the place off, but if you're never going to watch them, what's the point? This goes for everything you see that day. Hold firm. What do you need, and what do you want? You should only be buying what you need on Black Friday, because otherwise, you can get swept away by the hysteria and spend more than you planned.</p> <h2>2. A Healthy Dose of Skepticism</h2> <p>Do not, for one second, think that the deals being presented on Black Friday are the most incredible money-saving bargains around. Sure, the doorbusters will be great opportunities to save, but they are always available in very limited quantities (in some cases, only a handful per store). And unless you're planning to spend hours, or even days, waiting in line, you aren't going to get them.</p> <p>Many of the other deals you'll see on Black Friday have often been available on that price, <a href="http://www.wsj.com/articles/SB10000872396390443615804578042700772445448">or even lower,</a> on other days of the year. And as always, take that RRP (recommended retail price) with a huge grain of salt. This is the price you see as &quot;before,&quot; and the sale price as &quot;after&quot; &mdash; but chances are, the store never priced the item at that RRP.</p> <h2>3. The Patience of a Saint</h2> <p>Things are going to get tough, both mentally and physically, on Black Friday. There will be pushing and shoving, shouting and screaming, and sadly, injuries. The chaos can easily take hold of you, and before you know it you're right in there, grabbing at bargains, pushing people out of the way, and getting caught up in a world of trouble.</p> <p>Take a step back. Breathe. Be patient. Remember, this is all just stuff. It may be stuff you'd like to have, or give as a gift, but it is not worth your health or sanity. What's more, by giving into your more animalistic emotions, you can find yourself spending more money than you wanted to. The competitive spirit can cloud your judgment, spurring you to buy more than you ever wanted. Have patience. If you can't get what you want on the day, don't worry. There will be other days.</p> <h2>4. Complete Preparation</h2> <p>One of the keys to surviving Black Friday is knowing exactly what you want to buy before you ever leave the house. And not only what you want to buy, but how much you're willing to pay for it.</p> <p>On the day in question, your senses will be bombarded. Deals galore will hit you square in the face as you rush into each and every store, and it is very easy to become sidetracked. Before you know it, your cart is filled with everything but the items you actually wanted. So, stick to your guns, and stick to your list. The stores will all put out circulars well in advance of Black Friday. There are sites dedicated to Black Friday deals. Create a shopping list based on which stores you want to visit, what you want to get, and the top price you are going to pay. Follow it to the letter, and you'll stick to your budget and get the deals and items you really want.</p> <h2>5. A Good Memory</h2> <p>Most Black Friday deals are repeats of previous years. In fact, many of the <a href="https://d1l9zs272jkxri.cloudfront.net/blog/uploads/2016/09/20123212/Target-Black-Friday-Ad-2013p14-2014p14-2015p22_edited-1.jpg">deals are nearly identical</a>, down to the same brand, price, and stores offering them. Black Friday, for most companies, follows a specific formula. This is calculated. They know what people are shopping for, what will sell, and most importantly, what the healthy profit margins are. That's why you will continually see circulars offering huge discounts on luggage, pots and pans, boots, food processors, cheap DVDs, and even air mattresses.</p> <p>You won't, however, see huge discounts on the big video game systems, iPads, or other &quot;in demand&quot; tech. You will buy those regardless of the price, and stores are not going to miss out on those guaranteed dollars.</p> <h2>6. Knowing How to Compare and Save</h2> <p>Whatever your go-to way of price comparison shopping is, you need to have it locked down before the big day. Some people like apps such as <a href="http://shopsavvy.com/">ShopSavvy</a> or <a href="http://redlaser.com/application/">RedLaser</a>. Others simply pop the product into Google and see what prices show up. However you go about it, you need to have a strategy in place on the day. Don't buy anything without researching it first. If you're worried that the item will be scooped up by someone, hold onto it while you look it up. Is the deal on offer in that store the best one around? Is another store offering a mail-in rebate, or bundling it with other items for free? Your smartphone can save you hundreds of dollars on the day.</p> <h2>7. An Eye for Details</h2> <p>Frugal shoppers like to read the small print. They look at the little asterisks that are innocently slapped next to a price tag. They know that the devil is in the details, and in some stores, that devil can cost you quite a lot of money. So, get ready to look over every deal with the analytical mind of Sherlock Holmes. Is it really only $200, or are there strings attached? Do you have to buy two items together to get the price? Do you have to purchase the three-year extended warranty for the lower price? Is the steal of the day limited to only two stores in the whole state? Look closely, and make sure you are not being stung by small print.</p> <h2>8. Realizing Every Single Dollar Counts</h2> <p>Most of us are loss averse. We would much rather avoid losing $10 than find $10 in the street. On Black Friday, loss aversion can quickly crumble in the minds of shoppers. And the stores know just how to take advantage of it.</p> <p>For instance, after you buy a $450 laptop, what's another $25 on a laptop case, or a flash drive? The thing is, on any other day of the week, you would scrutinize those purchases and look around for better deals. But on Black Friday, you are shelling out so much money that the smaller purchases slip under your usually frugal radar. Remember, every dollar counts. Examine every deal, even the small ones. If they're not worth it on any other day of the week, they're not worth it on Black Friday.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/8-frugal-skills-you-need-to-survive-black-friday">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-prepare-for-your-best-black-friday">11 Ways to Prepare for Your Best Black Friday</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-score-a-black-friday-deal-without-leaving-home">6 Ways to Score a Black Friday Deal Without Leaving Home</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-best-discount-shopping-days-of-the-year">7 Best Discount Shopping Days of the Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-people-go-crazy-on-black-friday">Why People Go Crazy on Black Friday</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-use-miles-and-points-for-holiday-gifts">9 Ways to Use Miles and Points for Holiday Gifts</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping black friday christmas shopping deals doorbusters gifts holiday shopping price comparisons retail sales strategies willpower Wed, 16 Nov 2016 09:00:07 +0000 Paul Michael 1833770 at http://www.wisebread.com 10 Stores With the Best Price Matching http://www.wisebread.com/10-stores-with-the-best-price-matching <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-stores-with-the-best-price-matching" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_selfie_88753237.jpg" alt="Woman shopping stories with the best price matching" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In an effort to prevent <em>showrooming</em>, when shoppers browse products in-store only to buy them online for less, retailer price match policies have become much more prevalent in recent years. After all, once a store has you in their doors, many are willing to match the competition's price to keep you from ordering elsewhere via your mobile device. It's simply a smart business move. But like any retailer's policy, some are simply better for shoppers than others. Here are the nine best retail price match policies that you should take advantage of every chance you get.</p> <h2>1. Best Buy</h2> <p>The <a href="http://www.bestbuy.com/site/clp/price-match-guarantee/pcmcat290300050002.c?id=pcmcat290300050002">Best Buy price match guarantee</a> is a strong one, because they'll match the price of both online and local brick-and-mortar competitors &mdash; a policy that many top retailers have yet to adopt. When shopping in-store, simply show evidence of the lower price to any &quot;Blue Shirt&quot; in the store. The best way is via your smartphone or an actual store ad. They'll then review the price and verify that the product is identical and currently available at the local competing store.</p> <p>To get an online price match from Best Buy, you'll need to call them directly at 1-800-BEST-BUY. Be prepared to direct the company rep to the ad or website that is showing a lower price. They'll then verify that the item is in-stock on the competing website and 100% identical. Top websites that they'll price match include Amazon.com, Bhphotovideo.com, Crutchfield.com, Dell.com, HP.com, Newegg.com, and TigerDirect.com.</p> <h2>2. Fry's Electronics</h2> <p><a href="http://www.frys.com/utm_src/page006.jsp?utm_source=lowpriceguarantee&amp;utm_medium=vanityurl&amp;utm_campaign=lowpriceguaranteeoffline">Fry's price match promise</a> also includes online and in-store pricing. While they don't specify which authorized stores they will price match, it's safe to assume that they'll match all the big players in your area. Just bring in evidence of the lower price on your smartphone and show it to any employee.</p> <p>While their in-store price match policy is straightforward, their online policy is a little less spectacular. For example, their site says they'll match all authorized Internet competitors on their &quot;delivered price&quot; only. This means they might not match Amazon Prime pricing, as they'll consider Amazon shipping charges into the order total. In other words, even if you would get free shipping from Amazon, Fry's will still factor in shipping charges when giving you an Amazon price match. In many cases, you might be better off ordering the item directly from Amazon and avoid the headache of dealing with Fry's online price match policy.</p> <h2>3. Home Depot</h2> <p>Home Depot stands behind their prices by <a href="http://www.homedepot.com/c/PM_New_Lower_Price">offering a low price guarantee</a> where they will actually beat a local competitor's price by an extra 10%. All you need to do is show evidence of the lower price in the form of an ad, printout, or photo. In most cases, the easiest way to do this will be with your smartphone. I like to get my price match at the customer service desk rather than at a checkout register, as some cashiers are really busy and it tends to hold up the line.</p> <p>As for an online price match, unfortunately they won't give you the extra 10% discount on top of the lower price. But they will happily match other verified websites that might have an item at a lower price. To get your online price match you'll need to call Home Depot directly at 1-800-HOME-DEPOT. The rep will independently verify the lower price and adjust your virtual shopping cart accordingly.</p> <h2>4. Lowe's</h2> <p>Similar to Home Depot, Lowe's will also <a href="http://www.lowes.com/cd_Everyday+Low+Prices_787241445_#Everyday%20Low%20Prices,%20Guaranteed">beat any competitor's price</a> by 10% as long as the item being sold is identical at both stores. While the Lowe's policy states that you must bring in the ad of the local competitor, I've had success simply showing the lower price on my smartphone. It's worth noting that Lowe's excludes competitor's closeout, special order, discontinued, clearance, and liquidation items from a price match. The rub here can be that many ads from competitors are clearance or closeout items making them ineligible for a price match. Just keep this in mind and be prepared to politely argue your case if need be. Also, as of this writing they do not offer an online price match on your Lowes.com purchase.</p> <h2>5. Staples</h2> <p>The folks at Staples have a <a href="http://www.staples.com/sbd/content/help-center/pricing-and-promotions.html#10003_7">very intriguing price match policy</a> that will actually beat the competing price by 10% through 9/17/16. For an in-store price match, they'll match <em>any </em>retailer &quot;who sells products in both retail stores and online under the same brand.&quot; This means that most small &quot;ma and pa shops&quot; will not be included unless they also have a website that sells merchandise. This is their way of making it easier to verify the lower price by keeping it limited to larger retailers.</p> <p>In terms of an online price match, they will match prices, but it has to be from a retailer with a brick and mortar location as well as an ecommerce website. The two exceptions to this rule are Amazon.com and Wayfair.com, as Staples will price match both of these &quot;online-only&quot; players. To get your online price match, you'll need to call Staples directly at 1-800-333-3330.</p> <h2>6. and 7. Office Depot/Max</h2> <p>The <a href="http://www.officedepot.com/renderStaticPage.do?file=/customerservice/lowPrice.jsp">Office Depot/Max price match policy</a> also offers a great way to save on office supplies and technology. Similar to Staples, they'll price match any retailer as long as the item is identical and the competing store sells the item both online and in-store. They also clearly spell out the methods you can use to get your price match and they include a &quot;printed advertisement, printed in-store signage, receipt of item purchased, picture of in-store signage, or online offer from mobile device.&quot;</p> <p>As for an online price match, they don't currently offer one. But if you're shopping in-store and you find that Amazon.com is selling the item for less, they'll match the price as long as it's sold directly by Amazon and not a 3rd party seller. According to their website, Amazon is the only online merchant that they'll currently price match.</p> <h2>8. Target</h2> <p>In my experience, one of the <a href="https://corporate.target.com/about/shopping-experience/shop-with-confidence">easier price match policies</a> to take advantage of is at Target. The team at your local Target customer service desk actually has an iPad dedicated to price-matching, making it a very quick and seamless experience for shoppers. Just show them evidence of the lower price on your mobile device, or via a local ad, and they'll verify the lower price and make sure the item is identical and in-stock at the competing store and get you your savings quickly. It should be noted that exclusions include clearance, closeout, liquidation sales, and refurbished products.</p> <p>For an online price match, Target has a long list of <a href="https://corporate.target.com/_media/TargetCorp/about/pdf/Price-Match-Online-Competitor-List.pdf">29 online competitors</a> that they'll match. Rest assured that the list includes all the big players like BestBuy.com, Amazon.com, Costco.com, Toys R Us.com, and Walmart.com. To request your online price match, you'll need to contact Target directly at 1-800-591-3869.</p> <h2>9. Toys R Us</h2> <p>Toys R Us has an excellent in-store <a href="http://www.toysrus.com/shop/index.jsp?categoryId=11949070">price match guarantee</a> that will help you get the lowest price on your future toy purchases. Not only will they price match all local competitors, but they'll also match 21 popular websites including Walmart.com, Target.com, and Amazon.com. It should be noted that when price-matching a competitor's website, they'll factor shipping charges into the total price of the item. To get your price match, simply show evidence of the lower price on your smartphone or via a print ad and a Toys R Us associate will take care of the rest. Items must be identical and they limit the price match to a maximum of two identical items per purchase. Unfortunately, they do not offer an online price match when shopping from their website.</p> <h2>10. Wal-Mart</h2> <p>The <a href="http://help.walmart.com/app/answers/detail/a_id/31/~/walmarts-price-matching-policy">Wal-Mart price match policy</a> is fairly straightforward and definitely worth taking advantage of. Wal-Mart will happily match the price on identical items sold by any local competitor or a <a href="http://corporate.walmart.com/policies#00000150-2910-d285-add2-fff8e8700000">select list of online retailers</a>. Exclusions include clearance items, specials buys, and value of the day items as well as holidays like Thanksgiving, Black Friday, and Cyber Monday. To get your in-store price match, just show the lower price on your smartphone when checking out. For an online price match, you can either visit <a href="http://www.walmart.com/cservice/cu_comments_online.gsp">Walmart.com customer care</a> or call them directly at 1-800-966-6546.</p> <p><em>Are you a price-matcher? Do you often forget to take advantage of these great policies?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-online-retailers-who-let-you-stack-coupons">9 Online Retailers Who Let You Stack Coupons</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">How to Find the Best Back to School Sales</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/amazons-secret-30-day-price-guarantee">Amazon&#039;s secret 30-day price guarantee</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/special-holiday-return-policies-of-popular-stores">Special holiday return policies of popular stores</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon best buy deals discounts guarantees price matching retail target Wal-Mart Thu, 11 Aug 2016 10:30:10 +0000 Kyle James 1769337 at http://www.wisebread.com How to Find the Best Back to School Sales http://www.wisebread.com/how-to-find-the-best-back-to-school-sales <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-find-the-best-back-to-school-sales" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kids_back_to_school_68821847.jpg" alt="Kids finding the best back to school sales" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It seems that just as you settle into your summer routine, the school supply signage and setups hit the stores. Every year the back-to-school supply lists seem to get longer, and that doesn't even include all of the new clothes and shoes you have to buy.</p> <p>Here are eight tips on how to find the best back-to-school sales. (See also: <a href="http://www.wisebread.com/23-relaxing-ways-to-enjoy-your-kids-first-day-at-school?ref=seealso">23 Relaxing Ways to Enjoy Your Kid's First Day at School</a>)</p> <h2>1. Let Other Sites Do the Work for You</h2> <p>You are only one person, so it will take you quite a while to track down the best deals from all local stores. Save yourself some time and sanity and rely on the expertise from other websites. Here are just a few to put on your radar.</p> <ul> <li><a href="http://www.passionforsavings.com/download-the-passion-for-savings-iphone-app/">Passion for Savings</a>: This site puts a lot of effort into collecting and laying out all of the back to school deals each week. There is even a free app that will keep you up to date on the sales.<br /> &nbsp;</li> <li><a href="http://slickdeals.net/">SlickDeals</a>: Just search &quot;back to school&quot; in the SlickDeals search bar for the best and latest deals.<br /> &nbsp;</li> <li><a href="https://app.flipp.com/">Flipp App</a>: The Flipp app has all of your local ads in one place. Flipp will also match up any coupon offers available. If your local Walmart or Target allow price matching of digital ads, the Flipp app will make price matching simple.<br /> &nbsp;</li> <li><a href="http://www.afullcup.com/">AFullCup</a>: This savings forum has many postings on deals, coupon matchups, clearance finds, and more for many popular stores.</li> </ul> <h2>2. Don't Do All of Your Shopping in One Place</h2> <p>Many parents will make the mistake of hitting up one store for a few loss leaders and then finish up their back-to-school shopping at that same store. School sales generally go on four to six weeks before most schools get back in session. This gives you multiple opportunities to shop just the loss leaders of most stores.</p> <h2>3. Max Out on Discounted Items</h2> <p>If one store has pencil boxes for a penny with a buy limit of four, then buy all four. Save supplies for the middle of the school year. Usually five months into the school year, school supplies could use a refresher. Replacing school items in December or January is a lot costlier, since there are no amazing sales.</p> <p>You can also donate extra school supplies to teachers, back-to-school drives, and even international charities. Inexpensive art supplies can be given as Christmas gifts or birthday gifts later in the year.</p> <h2>4. Price Match</h2> <p>Walmart and Target will price match most store competitors. Depending on your local Walmart or Target, you might need the store's physical ad to price match. Both stores will only price match items of the same name brand and the same quantity. For example, Walmart will not price match a deal on Target's Up &amp; Up glue nor will they price match a deal on a two pack of Sharpies if Walmart only carries Sharpies in a three pack. Walmart will also not price match rebates.</p> <p>Price matching at Walmart can help eliminate excessive trips to several stores. If you need a lot of a deal, you can also use Walmart to double or triple your deal. For example, if Staples has Kleenex on sale, and you want to stock up, you can get the maximum deal at Staples, and then price match the deal at Walmart to get even more. Since many cities have more than one Walmart nearby, you can even price match the same deal at a different Walmart.</p> <h2>5. Combine Coupons and Rebates</h2> <p>Check&nbsp;<a href="http://www.coupons.com/">Coupons.com</a> and&nbsp;<a href="http://coupons.target.com/">Target's coupons</a> for coupons on school supplies. You might even be able to combine Target's printable coupons with a Cartwheel offer or gift card offer.</p> <p>Don't forget to check out rebate apps such as <a href="https://ibotta.com/r/jcsgjbv">Ibotta</a> and <a href="https://www.checkout51.com/">Checkout 51</a>. When the back-to-school sales start, many bigger brands want to boost sales through rebates. (See also:<a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop?ref=seealso">8 Apps That Actually Pay You to Shop</a>)</p> <h2>6. Back-to-School Sales Are Not Just for Students</h2> <p>Even if you don't have students to shop for, the back-to-school sales are a great time to score deals on household items. Usually printer paper is inexpensive or free after a rebate. Many household cleaners and products are also highly discounted.</p> <h2>7. Don't Forget eBay</h2> <p>While eBay shouldn't be your first stop for pencils and glue, it can be a great way to save on expensive calculators and laptops. A new graphing calculator can cost over $100 in the store, but you can find that same calculator used for $40&ndash;$50 on eBay.</p> <h2>8. Hold Out for Clearance</h2> <p>After the back-to-school buying rush is over, stores are quick to put merchandise on clearance to make room for holiday items. Now is your chance to score character items or higher end items at a greater discount. You might even be able to score your child's wardrobe on clearance, since many stores will want to make room for winter gear.</p> <p>When your child is begging for the Avengers backpack or the Dory lunch box, tell them to wait and hopefully their favorite characters will be discounted a few weeks into September.</p> <p><em>How do you save during the back-to-school sales?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-everybody-saves-during-back-to-school">8 Ways Everybody Saves During Back-to-School</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-more-apps-that-pay-you-to-shop">6 More Apps That Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-smart-ways-to-save-money-this-year-without-clipping-a-coupon">6 Smart Ways to Save Money This Year (Without Clipping a Coupon)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">10 Stores With the Best Price Matching</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping apps back-to-school coupons deals education kids price matching retail school supplies seasonal Fri, 22 Jul 2016 09:00:11 +0000 Ashley Eneriz 1757095 at http://www.wisebread.com 9 Online Retailers Who Let You Stack Coupons http://www.wisebread.com/9-online-retailers-who-let-you-stack-coupons <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-online-retailers-who-let-you-stack-coupons" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_computer_shopping_71387301.jpg" alt="Couple using online retailers who let them stack coupons" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The idea of walking into a store and stacking coupons of different varieties is not a new concept to most savvy shoppers. Perhaps it's a manufacturer's coupon, stacked with a store-branded coupon, to essentially double your savings. But what about stacking coupon codes when shopping online? I'm here to tell you that it absolutely can be done and it's an amazing way to score a fantastic online deal. Here are the nine &quot;stacking&quot; websites worth knowing about.</p> <h2>1-3. Banana Republic, Gap, and Old Navy</h2> <p>While all three of these stores generally don't allow coupon stacking in-store, their websites happily let you stack up to five coupon codes on a single purchase. Your best option for success is to stack a percentage-off coupon with a dollar-off coupon, although two percentage-off coupons will sometimes work. To maximize your savings, add the percentage-off coupon to your online order first, followed by the dollar-off coupon. Sign up for their newsletters and keep an eye on<a href="http://www.wisebread.com/50-best-deals-coupons-sites"> coupon websites</a> in order to find multiple coupon codes worth stacking.</p> <h2>4. CVS Drugstore</h2> <p>CVS has a legendary in-store coupon stacking policy that lets you stack a manufacturer coupon, store coupon, and CVS Extra Care Bucks for maximum savings. While shopping online via their website doesn't provide the same amazing stacking ability, it's still worth mentioning. They'll let you stack two coupons per online order, one for a site-wide percentage off, and one coupon good for a specific item you're purchasing.</p> <h2>5. DSW</h2> <p>DSW, also known as Designer Shoe Warehouse, is known for their liberal coupon policy which lets you stack three different coupon codes on your online order. It should also be noted that a coupon code is only good once per account, so once you redeem it, it's gone. Be sure to sign up for the <a href="https://www.dsw.com/dsw_shoes/user/loginAccount.jsp?cm_re=010509%2520Flats-_-Sub3-_-DSW%2520Rewards">DSW Rewards program</a>, as they'll send you monthly coupons that you can stack for things like free shipping or up to 20% off your order.</p> <h2>6. Kohl's</h2> <p>Kohl's just might be the king of coupons when it comes to the ability to stack them. As a matter of fact, you can stack up to four coupons per online purchase. Your best strategy is to start by adding a site-wide percentage off coupon to your virtual shopping cart; you can typically find 15% or 20% off coupons by doing a quick Google search for &quot;Kohl's coupons.&quot; Next, if available, add a couple department specific coupon codes to your purchase. Lastly, for good measure, add a free shipping coupon code to the mix so you get your purchase delivered to your doorstep for no extra charge.</p> <h2>7. NewEgg</h2> <p>Stacking coupon codes at NewEgg works a little different than the other stores mentioned. They allow you to stack more than one coupon per order, but you can only use a single coupon on each item in your purchase. Because they rarely release site-wide coupons, this is not a big issue. But they do release many coupons for specific items, especially for computers and accessories like external hard drives, flash drives, and SSD drives. So if you're not brand or model specific, and simply have a few &quot;must-have&quot; specs in mind, you can very likely buy three items and apply a coupon code to each. Check out their <a href="http://promotions.newegg.com/NEemail/latest/index-landing.aspx">promo codes page</a> for a updated list of current coupons. It's also worth your time to sign up for coupons via email while you're there.</p> <h2>8. Target</h2> <p>According to the <a href="http://help.target.com/help/subcategoryarticle?childcat=How+to+use+promo+codes&amp;parentcat=Promotions+%26+Coupons">Target website</a>, you can apply multiple promo codes to your online purchase. While they aren't specific as to the number of codes you can stack, all you need to do is enter each one and click apply until they say &quot;no mas.&quot; Also, according to their website, it should also be noted that &quot;some offers require that only one promo code be applied.&quot; When this happens, you'll automatically get credit for the coupon that nets you the greatest savings. Always start your search for stackable Target promo codes directly on <a href="http://help.target.com/help/subcategoryarticle?childcat=Current+promotions&amp;parentcat=Promotions+%26+Coupons">their &quot;Current Promotions&quot; page</a>.</p> <h2>9. Victoria's Secret</h2> <p>Victoria's Secret will accept three offer codes on a single online purchase. When checking out from their website, look for the offer codes section and enter up to three. You'll find these codes through their catalog, website, emails, and in promotional mailings. If all of these options fail to score you a code, simply type &quot;Victoria's Secret coupons&quot; into Google and you're bound to find something you can use to save.</p> <p>Not only will Victoria's Secret accept multiple coupon codes on your online purchase, but they'll even <a href="https://customerservice.victoriassecret.com/app/answers/detail/a_id/309/~/i-forgot-my-offer-code-when-i-placed-my-order,-what-do-i-do%3F">retroactively add a code</a> if you forget to add it during checkout, or maybe found one after you finalized your order. You can call them directly at (800) 568-4288 to get your coupon code added to your online purchase. The sooner you can call them after finalizing your purchase, the better, as it gives them ample to time to adjust your order total before shipping your purchase.</p> <p><em>Have you ever been able to successfully stack coupons to save some extra money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/9-online-retailers-who-let-you-stack-coupons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">10 Stores With the Best Price Matching</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">6 Genius Ways to Save on Cyber Monday</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-big-list-of-money-saving-coupon-codes-for-halloween-2016">The Big List of Money-Saving Coupon Codes for Halloween 2016</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-prepare-for-your-best-black-friday">11 Ways to Prepare for Your Best Black Friday</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping coupon codes deals discounts online shopping retail stacking websites Mon, 11 Jul 2016 10:00:14 +0000 Kyle James 1748329 at http://www.wisebread.com Use These Stores' Gift Cards ASAP http://www.wisebread.com/use-these-stores-gift-cards-asap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/use-these-stores-gift-cards-asap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_bags_85634401.jpg" alt="Woman using gift cards for stores ASAP" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Retailers absolutely love selling gift cards to shoppers. This was never more evident than when Sports Authority began liquidating all of their stores with <a href="https://consumerist.com/2016/05/24/theres-92-5-million-in-outstanding-sports-authority-gift-cards-use-yours-before-june-26/">$92.5 million in outstanding gift cards</a> still out there. Retailers are keenly aware that many shoppers will forget about them or simply lose them in the desk drawer. The time has come to take a thorough inventory of what gift cards you currently have. Be sure to spend them sooner, rather than later, at these 11 retailers who seem destined to go away forever in the near future.</p> <h2>1. Aeropostale</h2> <p>On May 4, 2016, the trendy clothing retailer Aeropostale filed for Chapter 11 bankruptcy protection in an attempt to reorganize and come back a stronger company. While they currently still sell and accept gift cards, they are a company worth keeping on your radar screen if you have a gift card from them in your desk or wallet. It might be a good time to get it out and use it as the jury is still out on how long Aero might be around. In the future, if you need to file a claim form for Aeropostale to recover your gift card money, you can do so by <a href="https://cases.primeclerk.com/aeropostale/EPOC-Index">clicking here</a>.</p> <h2>2. American Apparel</h2> <p>American Apparel emerged from Chapter 11 in February of 2016 and is currently operating normally. Their gift cards are being accepted both online and in-store. Time will tell how well they do financially in the future. In the meantime, it may be a good time to use your American Apparel gift card.</p> <h2>3. Hancock Fabrics</h2> <p>On March 31, 2016, Hancock announced <a href="http://www.prnewswire.com/news-releases/b-riley-financials-great-american-group-to-close-remaining-hancock-fabric-stores-300244255.html">they will be closing</a> all of their brick-and-mortar stores along with their ecommerce website. While they are no longer selling gift cards, they are still accepting them in-store only, as their website has closed down. While they have yet to post an official date as to when they won't accept gift cards, it's safe to assume that once their inventory is liquidated, your gift card will be worthless. You'd be wise to pull it out now and use it.</p> <h2>4. Hastings</h2> <p>On June 13, 2016, Hastings announced they were <a href="https://www.gohastings.com/custserv/custserv.jsp?pageName=Abouthttps://www.gohastings.com/custserv/custserv.jsp?pageName=About">entering Chapter 11</a> in the hopes of selling the business. They currently have 126 stores open throughout the country and also operate sister brands Movie Stop and SPImages. While they have stopped selling gift cards, shoppers have until July 13th to use any gift cards before they will be turned away. If you missed the July 13th deadline, you still have hope, as you can <a href="http://www.omnimgt.com/sblite/templates/a/claimform.aspx?clientid=CsgAAncz%2b6auN9ajQ9dw0JtzMUjZskXmeu53RB%2bVbo5jtmqMNZslX%2fyBGJJoJ85Z%2fIznZx8%2bReE%3d">file a proof of claim form</a> with Hastings in an attempt to get your money returned to you.</p> <h2>5. PacSun</h2> <p>On April 7th, 2016, PacSun filed for Chapter 11 bankruptcy protection. The California-inspired clothing retailer hopes to emerge a stronger, leaner company. They are still selling and accepting their own gift cards both online and in-store. Because their future is still murky at this point, it's a good idea to get out your PacSun gift card and use it before it becomes a windshield ice-scraper. If for some reason they are unable to bounce back from Chapter 11, and are forced to close their doors, you can file a gift card claim with PacSun by <a href="https://cases.primeclerk.com/pacsun/Home-Index">clicking here</a>.</p> <h2>6. RadioShack</h2> <p>Unfortunately, RadioShack stopped accepting their own gift cards back in 2015. But if you still have an unused gift card, surprisingly you stand a great chance of getting your money back. Simply <a href="https://cases.primeclerk.com/radioShack/GiftCard-Home">file a claim</a> by December 2nd, 2016. It's also worth noting that gift cards which were bought from a RadioShack store, and not obtained in an exchange for returned merchandise, will be given priority. According to the website, if you file by December 2nd, &quot;You will be paid one hundred percent of the balance shown on your card.&quot;</p> <h2>7. Sears and Kmart</h2> <p>Sears and Kmart seem to always be in the news announcing more store closures, and they appear destined to eventually go away forever. Because of this, it's definitely worth your while to pull out any unused gift cards for either store and use them up. If you don't necessarily need anything right now, think about birthdays, Christmas, and any special occasions where you might need a gift. Stock up now, while you can, and hold on to the gift until you need it.</p> <h2>8. Sports Authority</h2> <p>Sports Authority announced in May that they were going out of business and liquidating all of their inventory. Shoppers had until June 28, 2016, to use their gift card balances both online and in-store. If you are one of the thousands of consumers stuck with an outstanding gift card balance, your only option at this point is to <a href="http://www.kccllc.net/documents/pocs/sports%20authority%20-%20poc%20form%20w%20503b9%20160401%20epoc%20v2%20blank.pdf">file a gift card claim</a> as an unsecured creditor. It might be a long shot to get any money back, or maybe only a percentage, but it's better than doing nothing and throwing your gift card in the trash.</p> <h2>9. Sports Chalet</h2> <p><a href="http://www.sportchalet.com/">Sports Chalet</a> gave shoppers until May 31, 2016, to use any remaining gift cards before they closed their doors permanently. If you missed the cutoff date, never fear, as you still have one great option left. From now until July 29th, 2016, you can transfer your Sports Chalet gift card balance to one of their sister stores, <a href="http://www.ems.com/">Eastern Mountain Sports</a> or <a href="http://www.bobstores.com/">Bob's Stores</a>. Once transferred, you can use the balance to shop at either store.</p> <p><em>What strategies do you use so you never forget to use a gift card?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/use-these-stores-gift-cards-asap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-major-retailers-that-give-employees-time-off-for-thanksgiving">25 Major Retailers That Give Employees Time Off for Thanksgiving</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-prepare-for-your-best-black-friday">11 Ways to Prepare for Your Best Black Friday</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-on-christmas-shopping-with-this-clever-gift-card-strategy">Save on Christmas Shopping With This Clever Gift Card Strategy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes">6 Ways to Avoid Sneaky Online Price Changes</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping chapter 11 gift cards going out of business retail store closings stores Fri, 08 Jul 2016 10:00:11 +0000 Kyle James 1747538 at http://www.wisebread.com 6 Ways to Convince a Store Clerk to Give You a Deal http://www.wisebread.com/6-ways-to-convince-a-store-clerk-to-give-you-a-deal <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-convince-a-store-clerk-to-give-you-a-deal" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_bag_83996573.jpg" alt="Woman finding ways to convince store clerk to give her a deal" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The time and effort required to &quot;extreme coupon&quot; is something that many of us&nbsp;<a href="http://www.wisebread.com/extreme-couponing-5-reasons-why-i-ll-pass">would rather pass on</a>. Instead, learn the right questions to ask store employees to score the best deal possible. Sometimes they'll pass along an exclusive coupon, and sometimes they'll drop clues on the best day of the week to shop, or the products they can mark down for you. By knowing the right questions to ask, you can easily maximize your savings on your next shopping trip. Here's what you need to know.</p> <h2>1. Ask About Markdown Days</h2> <p>Most retailers, both small and large, have specific days of the week when they do their internal store markdowns. Whether it's adding new items to the clearance section, or reducing the price on already reduced clearance products, if you know the &quot;markdown&quot; day, you can shop when the selection is the greatest and actually save some money. Alternatively, if you shop on the day before they do their markdowns, you'll find the clearance section picked over and will offer little of value. Avoid that day if you can by asking when the store does their markdowns.</p> <p>For example, a Macy's employee told me to shop on a Tuesday as they have all their markdowns done by then. Also, if you're a Kohl's shopper, I was told to shop on the 2nd and 4th Saturday every month. The bottom-line is to have the conversation at your favorite store as the information can really help you shop when the clearance section is stacked with fresh deals. I have found that most employees are very open to share this information if you have a friendly chat with them.</p> <h2>2. Ask About Floor Models and Imperfect Items</h2> <p>When I worked at The Home Depot, floor employees were given the authority to markdown imperfect items, scratch and dents, and floor models in order to clear them out of the store quickly. This included marking down damaged packaging that did not affect the quality of the actual product.</p> <p>I can remember having regular customers who would ask me specifically if we had any such items that they could get a deal on. I'd then happily point to them the products I could mark down for them and they often got stuff for 25%&ndash;30% off the original retail price. Start asking employees at stores like The Home Depot, Lowe's, Best Buy, and Walmart about deals on floor items and imperfect stuff. If you can't find any specific items to <a href="http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price">ask for a discount</a>, then just ask an employee, &quot;Do you have any screaming deals on floor models or scratch and dents?&quot; Then just follow them to the real deals in the store.</p> <h2>3. Ask for a Coupon</h2> <p>Many retailers arm their employees with special coupons and discounts to freely hand out to customers in an effort to build store loyalty and goodwill. So if you're shopping in-store, and you can't find a coupon via your smartphone, start a polite conversation with an employee and ask if they might have a coupon to use. You have absolutely nothing to lose and significant savings to gain. JCPenney, Macy's, Old Navy, Bed Bath &amp; Beyond, and Cost Plus are a few of the stores where this has been known to work effectively.</p> <h2>4. Expired Coupon? Use It Anyway</h2> <p>Have you ever been on a shopping trip and pulled a coupon out of your purse or wallet only to realize it expired last week? For a frugal shopper, it can be a sickening feeling. Next time this happens, still try to use the expired coupon as often the cashier will say, &quot;Oh sorry, this one is expired. But I have one here by the register that you can use.&quot; They'll then scan it for you and you'll save some cash. Stores where I have used this strategy successfully include Bed Bath &amp; Beyond, Michaels, Jo-Ann Fabric, Dick's Sporting Goods, and Harbor Freight Tools.</p> <h2>5. Find Out Which Items You Can Negotiate</h2> <p>It's no secret that retailers have certain products that offer a larger profit margin than others. I recently had a Best Buy employee tell me that products with a bigger profit margin are the items they can negotiate a lower price on. He went on to say that high-end TVs often have more wiggle room in price than those in the $250&ndash;$500 range.</p> <p>Use this information to your advantage and try to politely negotiate a lower price on higher end electronics. If you're worried about looking cheap, try the &quot;bundling&quot; technique. This is when you bundle a TV with a Blu-ray player and ask for a 15% discount if you buy both on the spot. This will also often work at big-box home improvement stores. Think things like a lawn mower purchased with a weed eater, or chain saw with a carrying case and new chain.</p> <h2>6. Ask About Upcoming Sales</h2> <p>When I worked retail, I always had some insider knowledge on upcoming sales events or exclusive coupons and rebates. Most floor employees at big-box retailers have an idea of when prices will probably get better. So ask them when they recommend you should buy to maximize your savings. They'll often tell you to come back on a specific day or weekend as everything will be on sale or when there will be a great coupon available. In either case, just by asking, you can easily get some insider knowledge that'll save you some money.</p> <p><em>What outside-the-box tricks do you use to score a great deal?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-ways-to-convince-a-store-clerk-to-give-you-a-deal">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-coupon-rules-that-stores-let-you-break">4 Coupon Rules That Stores Let You Break</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">6 Genius Ways to Save on Cyber Monday</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-everyday-money-tasks-youve-been-doing-wrong">12 Everyday Money Tasks You&#039;ve Been Doing Wrong</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-creative-shopping-strategy-could-save-you-tons">This Creative Shopping Strategy Could Save You Tons</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping bargains buying coupons discounts negotiating retail saving money strategy Mon, 20 Jun 2016 09:30:20 +0000 Kyle James 1732053 at http://www.wisebread.com Get More Money for Your Stuff With These Retail Secrets http://www.wisebread.com/get-more-money-for-your-stuff-with-these-retail-secrets <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/get-more-money-for-your-stuff-with-these-retail-secrets" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/clothing_store_owner_000085125681.jpg" alt="Woman using retail pricing secrets to earn more" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Want to move product like a boss in the retail arena? Implement a few of these <a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys" target="_blank">pricing secrets used by consumer giants</a> (even if you're a bit player in the online game) to see an uptick in sales.</p> <h2>Use a Colored Tag System</h2> <p>Help your customers easily discern what's full price and what's marked to move with a color-coded tagging system. Home Depot, for example, uses white tags to indicate full price items and yellow tags for clearance merchandise, says <a href="http://smatterist.com/6388/secrets-retailers-dont-want-you-to-know-about-their-price-tag-codes/">Smatterist</a>. This, of course, only works if you have physical items and buyers you can watch, but you'll definitely see what customers gravitate to if they can easily decipher what's on sale and what isn't.</p> <h2>Place Clearance and Sale Items in the Back of the &quot;Store&quot;</h2> <p>Placing clearance and other marked-to-move items in the back of the store is an industry best practice. How do I know? Because I'm conditioned (and you probably are, too) to head straight to the back of the retailer's setup to discover the can't-be-beat deals. Another reason this strategy is attractive to so many retailers is that you have to walk past all the new arrivals and full-priced items along the way &mdash; and they're hoping you'll find something you like there, too. If they put the sale stuff up front, you likely wouldn't venture past that section, and neither will your customers.</p> <h2>Offer Discounts on Damaged Goods</h2> <p>Recently I was shopping at West Elm to furnish a new home I purchased. I had a good idea of most of the items I wanted, but I also took a look around the store for items I knew I needed but hadn't yet settled on from other retailers. In the front window of the store and also in a corner on the second level were items designated as &quot;floor models&quot; that I was told were discounted heavily because they needed to make space for new-season arrivals. As such, I scored a dining table for about $500 off the original price, and two large area rugs, for 50% and 70% off, respectively.</p> <p>These items aren't without their flaws, mind you &mdash; the glass tabletop has a small scratch on it, and the rugs have been walked on by other people &mdash; but everything was still in great enough condition to overlook the minor damage considering the excellent price.</p> <p>If you have stuff that's still perfectly good, but marked by use, drop the price so it's still attractive despite whatever imperfections it may have and make those flaws a feature. If the customer feels like they're walking away with a bargain, those little dents and dings won't matter a bit.</p> <h2>Establish BOGO Deals if You Need to Move Inventory</h2> <p>If you have an abundance of inventory &mdash; maybe you came upon a surplus of items from a recent treasure hunt &mdash; consider offering a buy-one-get-one promotion to get the product out of the store and, thus, money in your pocket faster.</p> <h2>Price Your Items Higher With Room for Negotiation</h2> <p>Whenever I sell items online or at a yard sale, I price them for what I'd like to get for them &mdash; and that's typically higher than what I reasonably think people will pay for the items. And it's all very carefully planned out. I price items this way, because I know people will haggle. Considering the arrival of the eventual bargain hunter, then, I'm putting myself in a position to lower the price to one that they can handle and still walk away satisfied that the final price was one with which I can be happy.</p> <h2>Undercut the Competition</h2> <p>I run a couple businesses myself, though admittedly none of which deal with physical merchandise, but my strategy is always the same: Undercut the competition. If you have a quality product or service and your prices/fees are below the competition, the customers will come. Just don't slash your prices so low that you don't make any money. That's the best way to go bankrupt, which is definitely not this strategy's endgame.</p> <h2>Earn a Little More From Shipping and Other &quot;Fees&quot;</h2> <p>If you're an avid online seller &mdash; eBay, for instance &mdash; you already know that shipping fees can add a few extra bucks to your bottom line with each transaction. All of us have become accustomed to paying these fees when shopping online, so there's not much danger in turning the customer off &mdash; especially if you're a small, mom-and-pop-type retailer. But you want to make sure these fees are proportionate to the product and remain affordable. What I mean by that is if you're selling clothing, you can't charge $20 for shipping like you could an item with more weight, like sports equipment. Just be insightful enough to keep the fees acceptable so there's no red flag from the customer's side and you'll walk away a winner.</p> <p><em>What tricks do you use to help move your stuff faster?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/get-more-money-for-your-stuff-with-these-retail-secrets">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price">11 Retailers Where You Can Negotiate a Lower Price</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-these-8-questions-to-get-a-better-price">Ask These 8 Questions to Get a Better Price</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-simple-negotiating-trick-puts-money-in-your-pocket">This Simple Negotiating Trick Puts Money in Your Pocket</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-always-buy-and-sell-on-ebay">10 Things You Should Always Buy and Sell on eBay</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-secrets-to-scoring-the-best-price-when-buying-on-ebay">7 Secrets to Scoring the Best Price When Buying on eBay</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Shopping eBay negotiating pricing secrets retail sales strategies selling Fri, 22 Apr 2016 09:00:04 +0000 Mikey Rox 1691582 at http://www.wisebread.com How to Find Ethically Sourced Products You Can Afford http://www.wisebread.com/how-to-find-ethically-sourced-products-you-can-afford <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-find-ethically-sourced-products-you-can-afford" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_clothes_shopping_000049977904.jpg" alt="Women finding ethically sourced goods they can afford" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I think that most of us are appalled every time the issues of slavery and trafficking come up in the news. We know that people around the world are working under terrible conditions, often to produce goods that we buy cheaply and use or wear regularly.</p> <p>We know this is a problem, but we feel helpless to solve it.</p> <p>Sure, we know we can buy ethically sourced items, but that's a daunting task, especially when we see and hear how much extra it can cost us to purchase these items. And then we have to <em>find </em>them... it's enough to make most people give up.</p> <p>It's unfortunate that most people don't know just how easy it is to stop supporting slavery and trafficking, and that it doesn't have to cost any more than you would usually spend.</p> <h2>1. Visit a Thrift Store</h2> <p>Most people don't realize that the easiest (and often cheapest) way to stop supporting slavery with our purchases is to <a href="http://daniellelvermeer.com/blog/how-to-buy-ethical-fashion-on-a-budget">buy used goods</a>. Now, before you say it, I know that all of the items at a thrift store are not, in themselves, ethically sourced items. But (and that's a big but), when you buy used, you are stopping the cycle of buying inexpensive goods, not using them up, and instead discarding and buying more. In fact, you are making it so that fewer inexpensive items need to be made which, over time, could lead to fewer of those awful factory situations.</p> <p>Thrift stores can be sources for more than just clothing. I know people who have gotten fabric, dinnerware, appliances, and even furniture via thrifting.</p> <h2>2. Utilize Flash Sale Sites</h2> <p>You know those websites that offer clothing deals until an item is gone? Those can be great resources for buying ethically sourced items. You will need to do some research before you hop on some of these sites and buy something, but a little poking around should help you know which brands are safe when it comes to working conditions. Some sites will actually label clothing from certain manufacturers as ethically sourced or made in America.</p> <p>Not sure where to start? Try <a href="http://www.zulily.com/">Zulily</a>, <a href="http://purecitizen.com/">PureCitizen</a>, and <a href="http://www.fab.com">Fab</a>.</p> <h2>3. Buy American</h2> <p>One great way to make sure you are buying items where workers were paid an ethical wage and had decent working conditions is to buy goods made in America or Canada. Because of the labor laws in those countries, it's almost guaranteed that workers are not slaves and, in fact, are compensated fairly for their time.</p> <p>Not all American goods are cheaper than the unethical imports, but, because you reduce the shipping and transportation costs, these items can sometimes be priced competitively with the cheap, unethically sourced items we are used to.</p> <h2>4. Participate in Swaps</h2> <p>There are all sorts of ways to get involved in clothing swaps. You can usually find a Facebook swap group in your area through a simple search, or you can set one up with some friends. The idea, again, is that wearing used items helps you step out of the vicious cycles that encourage slavery and poor working conditions.</p> <p>To set up a swap, start by finding some friends who are about your size (this is important unless the swap group is large). Set a date, and have everyone bring items that they no longer want. Then &quot;shop&quot; through each other's clothes. Everyone is almost sure to find at least one or two things that will work for them. If all of the clothing finds a new home, great! If it doesn't, donate it to a <a href="http://www.wisebread.com/my-5-best-thrift-store-finds-of-all-time" target="_blank">local thrift store</a>.</p> <h2>5. Co-Purchase Some Large Items</h2> <p>Sometimes, there's not really a way around buying unethical goods. I'm thinking specifically about technology, appliances, and some household items. If you need to make a large purchase and you can't find a way to make it ethical, try to find someone who you could share the item with. This means that you would buy one of the item, rather than two, thus reducing the number of items that need to be made.</p> <p>I have some friends who have made this work with a printer. The live on a cul-de-sac, and went in on the purchase with the neighbors on either side. The printer lives at their house, but everyone has access to the Wi-Fi network it's on. When someone needs to print, they send the document to the printer and pick it up when they can. A scheme like this could work for things like lawnmowers and other pricey, rarely used tools, and so much more!</p> <h2>6. Set Up a Borrowing System</h2> <p>I think the idea of borrowing and lending makes a lot of us nervous. I know I feel that way! If I lend something, I wonder if I'll ever give it back. And if I borrow, I worry about returning it in the same condition, etc. But, when it comes to ethics, borrowing is a great way to, once again, step out of the consumeristic cycles that support low wages and poor working conditions.</p> <p>Try starting a lending group with people you trust. Talk it over, and decide how you want it to work. If you're borrowing and lending clothes, take some time to get a feel for what the other person has. If you're thinking about borrowing and lending kitchen appliances, tour each other's homes. Set up some rules so that everyone is comfortable with the situation. Then, when you want something that you know your friend has, put the system you set up into use.</p> <p>Some folks I know do this with yard equipment. One family owns a lawn mower, another a snow blower, and another an edger. They rotate these items around so that everyone has a nice yard in the summer and clear pathways in the winter.</p> <p><em>How do you buy or use ethically sourced good without breaking the bank? Would you recommend your methods?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/how-to-find-ethically-sourced-products-you-can-afford">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-prepare-for-your-best-black-friday">11 Ways to Prepare for Your Best Black Friday</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">10 Stores With the Best Price Matching</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-frugal-skills-you-need-to-survive-black-friday">8 Frugal Skills You Need to Survive Black Friday</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-score-a-black-friday-deal-without-leaving-home">6 Ways to Score a Black Friday Deal Without Leaving Home</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-save-loads-of-money-using-credit-cards">7 Ways to Save Loads of Money Using Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping borrowing deals ethically-sourced fair trade made in america retail secondhand thrift stores Wed, 06 Apr 2016 09:30:29 +0000 Sarah Winfrey 1682553 at http://www.wisebread.com 7 Retailers With the Absolute Best Customer Service http://www.wisebread.com/7-retailers-with-the-absolute-best-customer-service <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-retailers-with-the-absolute-best-customer-service" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/grocery_store_employee_000018778379.jpg" alt="Man discovering retailers with the best customer service" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The idea of&nbsp;<a href="http://www.wisebread.com/21-times-spending-more-will-save-you-money">spending more on quality items</a> that will stand the test of time is a very smart aspect of frugal living. After all, nobody likes replacement or repair costs that can easily be avoided. This idea carries over to retailers as well. Here are seven such retailers that offer such great customer service, that a possible higher upfront cost will easily pay for itself over the lifetime of the product.</p> <h2>1. Zappos</h2> <p>For years, the customer service team at Zappos.com has been leading the way in terms of putting the customer first. If you're not familiar with their website, they sell popular shoes, handbags, and apparel. While their prices may not always be the cheapest, their amazing customer service is what keeps shoppers coming back time and time again.</p> <p>Let's start with their 365-day return policy. If you order something from them, not only will you get free shipping, but you can return items for free for an entire year. Items must usually be in new condition, so feel free to order several sizes or colors, try them on at home, and mail back the ones you don't want at no charge. Also, if you have a problem with your shoes after you've worn them for a while, they've even been known to overnight a replacement pair and refund the entire cost to the customer as well.</p> <h2>2. Nordstrom</h2> <p>Similar to Zappos, Nordstrom also offers free shipping and returns on all orders via their website. The free returns aspect essentially makes shopping on their site risk-free as you can order whatever size and color you want and simply return the items you don't need at no cost to you. But what makes their return policy truly amazing is there's no time limit and returned items can typically be worn. When pressed on this issue, a Nordstrom live-chat operator told me, &quot;From time to time we cannot accommodate a return but we definitely do our best to take care of you and stand behind what we sell, so we completely understand.&quot; So it's safe to assume that as long as the item doesn't show excessive wear, they'll typically take it back with no questions asked.</p> <h2>3. Amazon</h2> <p>In recent years, Amazon has clearly stepped up their customer service game and created many loyal shoppers in the process. Whether it's their seven-day price protection policy on purchases fulfilled by Amazon directly, or a $5 credit to your Prime account if items don't get delivered in two business days, they always strive to put the customer first. Also, many Amazon shoppers aren't aware that they'll overnight a replacement item if yours gets delivered in non-working or damaged condition. In many cases, typically when the items has a value less than $30, they won't even ask you to send back the damaged item as they realize it's an inconvenience.</p> <h2>4. Apple Store</h2> <p>In the tech industry, Apple has taken customer service to a whole new level. What other company has a specific part of their retail location set up to do nothing but help customers with problems they might be having with their products? This is exactly what the Apple &quot;Genius Bar&quot; does and it has created millions of loyal users over the past 15 years.</p> <p>Whether it's with help operating a new device, or help troubleshooting a major problem with your Apple product, the Genius Bar is a great (and free) place to start. They also have the reputation of replacing products on the spot if they can't fix a problem, even if it's beyond the warranty period. Also, by having so many retail locations across the country, it's fairly easy to walk into one today and walk out with your problem solved.</p> <h2>5. Kroger Grocery</h2> <p>Kroger understands that there role in the community goes way beyond selling grocery items. This was best exemplified recently when&nbsp;<a href="http://www.businessinsider.com/why-people-love-kroger-2015-3">after a devastating hurricane</a>, when they were the only grocery store to open their doors the following day, even while mopping standing water out of the aisles. It also doesn't hurt that they pay their employees $14 per hour, on average, well above the industry standard. With that hourly wage, they're able to find and retain employees who are willing to go the extra mile for their customers.</p> <h2>6. L.L. Bean</h2> <p>Do you own an old pair of L.L.Bean boots or clothing item? If you do, you're probably keenly aware of just how much effort they put into creating quality items that stand the test of time. So much effort that they actually stand behind their items with a&nbsp;<a href="http://www.llbean.com/customerService/aboutLLBean/guarantee.html">Lifetime Guarantee</a>. Amazingly, they don't even require a receipt to get a refund or store credit. This level of customer service stems from their founder, Leon Leonwood Bean, who once said that he didn't consider a sale complete &quot;until goods are worn out and the customer still satisfied.&quot;</p> <h2>7. Whole Foods</h2> <p>Whole Foods does a nice job of empowering their employees to make a customer's experience excellent. In the process, they create loyal customers for life. For example, a Forbes columnist recently&nbsp;<a href="https://www.linkedin.com/pulse/20140317191929-8019905-whole-hearted-approach-to-customer-service-at-whole-foods">documented her experience</a> with a broken cash register at Whole Foods, and subsequent delay in checking out. Not only did the supervisor on shift apologize profusely for the delay, but ended up giving her $50 worth of groceries for free.</p> <p>While some would say that such a gift hurts the bottom-line, it can be argued instead that such a gift has a value way beyond the $50. She now hollers from the mountaintops about the amazing customer service she received &mdash; word-of-mouth advertising that is incredibly powerful and very difficult to put a price tag on. None of that would have happened if Whole Foods didn't empower their employees to exceed customer's expectations.</p> <p><em>Would you be willing to pay more upfront in exchange for strong customer service?</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-retailers-with-the-absolute-best-customer-service&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%2520Retailers%2520With%2520the%2520Absolute%2520Best%2520Customer%2520Service.jpg&amp;description=7%20Retailers%20With%20the%20Absolute%20Best%20Customer%20Service"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/7%20Retailers%20With%20the%20Absolute%20Best%20Customer%20Service.jpg" alt="7 Retailers With the Absolute Best Customer Service" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/7-retailers-with-the-absolute-best-customer-service">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-secrets-of-amazons-pricing-strategy-will-help-you-find-the-best-buys">These Secrets of Amazon&#039;s Pricing Strategy Will Help You Find the Best Buys</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-awesome-art-of-getting-great-deals-online">The Awesome Art of Getting Great Deals Online</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes">6 Ways to Avoid Sneaky Online Price Changes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-stores-with-the-best-price-matching">10 Stores With the Best Price Matching</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-strange-ways-online-shopping-has-changed-the-world">6 Strange Ways Online Shopping Has Changed the World</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Shopping Amazon clothes customer service groceries retail return policies Tue, 05 Apr 2016 09:30:32 +0000 Kyle James 1682550 at http://www.wisebread.com 8 Brands That Came Back From the Dead http://www.wisebread.com/8-brands-that-came-back-from-the-dead <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-brands-that-came-back-from-the-dead" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000062008692_Large.jpg" alt="Lego is a brand that came back from the dead" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Some people call them &quot;zombie brands.&quot; Others simply say they are brands that &quot;bounced back.&quot; But whatever you call them, you cannot write off any brand these days. What was once dead in the water can come back in the most impressive way, thanks to new investors or even online petitions.</p> <p>Most recently, <a href="http://consumerist.com/2016/01/27/circuit-city-is-returning-from-the-dead-yes-again/">Circuit City</a> announced a new line of stores and a new website. But who else has made that jump? Here are eight brands that were either dead or dying and suddenly found a new pulse.</p> <h2>1. Twinkies</h2> <p>The little snack cake with the creamy filling has been part of American pop culture since its introduction in 1930. Made by Hostess, the cakes appeared in movies ranging from <a href="http://www.amazon.com/gp/product/B000SZK41M/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000SZK41M&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=VQIS6ESJDMFDRNBL">Die Hard</a> to <a href="http://www.amazon.com/gp/product/B000E33W1W/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000E33W1W&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=73PMLG4WMCFOR5GQ">Ghostbusters</a> (&quot;That's a big Twinkie&quot;) and most recently appeared in the excellent <a href="http://www.amazon.com/gp/product/B0030B624E/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B0030B624E&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=TSRQPU6EGA27BIYH">Zombieland</a><em>. </em></p> <p>But despite a cheap price tag, massive brand recognition, and let's face it, the tastiness of the sugary treat, it was hit hard by the healthy-eating craze. Twinkies were little time bombs waiting to clog your arteries and make you fat. Or at least, that's what the anti-junk food brigade was saying. Twinkies sales dropped 20% in 2011, and by the beginning of 2012, Hostess filed for bankruptcy. Twinkies were off the store shelves by the end of November that year, to great public outcry. In March 2013, they were acquired for $410 million and production on Twinkies was ramped up. And on July 15, 2013, after roughly seven months away, Twinkies returned to grocery stores everywhere. Now, they have a shelf life of 45 days, compared to the original 26 days. It makes you wonder&hellip; what do they put in them?</p> <h2>2. Old Spice</h2> <p>For the longest time, Old Spice was associated with <a href="https://www.youtube.com/watch?v=V_HKiqkzlgs">that dude surfing the waves</a>, while an attractive blonde lady patiently waited for him. It was cheesy, and it stayed stuck in the past. Old Spice was a joke. It was your dad's, or even your grandfather's, cheap after shave. You bought it for people as a goof, and it had about as much street cred as Payless sneakers. </p> <p>Then, in February 2010, Old Spice introduced &quot;<a href="https://www.youtube.com/watch?v=owGykVbfgUE">The Man Your Man Could Smell Like</a>.&quot; Almost overnight, Old Spice became the talk of the water coolers. Everyone thought the ad was cool. It was followed by more bizarreness, including crazy ads featuring Terry Crews. This, along with a complete overhaul of the packaging, and a new range of scents brought Old Spice back from the dead. It's a hit with the younger audience, and it is no longer an embarrassment to purchase. Right now, OId Spice is the top selling men's body wash on the market.</p> <h2>3. CBS</h2> <p>Once a powerhouse of broadcasting, CBS fell into a deep funk in the late '80s and early '90s. This was a network that was pushing out TV for older and more traditional audiences, including titles like <em>Murder, She Wrote, Falcon Crest, Diagnosis: Murder, Dallas, Dr. Quinn: Medicine Woman, </em>and<em> Major Dad.</em> This was not a lineup that young people were interested in, and it showed.</p> <p>In the mid&ndash;'90s, CBS was dead last in the network ratings, and something had to change. Les Moonves was brought on to CBS from Warner Bros. TV &mdash; where he had greenlit <a href="http://www.amazon.com/gp/product/B00B1LN8WY/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00B1LN8WY&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=EATDXYDD7T2B6GTM">Friends</a> &mdash; and immediately started programming for a much younger crowd. Some of the shows that came out of this shake-up include the <em>CSI</em> (<em>Crime Scene Investigation</em>) series, <em>Survivor</em> (a massive hit for CBS), <em>NCIS, Without a Trace, </em>and<em> Cold Case.</em> It has regained its place in pop culture relevance, and continues to dominate the ratings game with shows like <a href="http://www.amazon.com/gp/product/B00C7PSGBQ/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00C7PSGBQ&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=NWF4BGVCIODQR3MB">The Big Bang Theory</a> and <a href="http://www.amazon.com/gp/product/B0053O8AQE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B0053O8AQE&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=7KFRN7LSGGKO77D3">2 Broke Girls</a>.</p> <h2>4. Marvel</h2> <p>With movies like <a href="http://www.amazon.com/gp/product/B008NCSZQ8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B008NCSZQ8&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=QFJCJW357MCJPHD7">The Avengers</a><em>, </em><a href="http://www.amazon.com/gp/product/B001KZG99A/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B001KZG99A&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=4EA7CHDT3GZQ6PDZ">Iron Man</a><em>, </em><a href="http://www.amazon.com/gp/product/B000IMKDPC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000IMKDPC&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=O4HR354QA6TTUMHT">X-Men</a> and more, it's hard to believe that Marvel was ever in trouble. But back in 1996, Marvel actually filed for bankruptcy. Marvel had not yet committed to making its own movies featuring its iconic heroes, but instead licensed several of the characters (Spider-Man the most notable) to other studios.</p> <p>Marvel execs realized that their hottest properties were not the comic books, but the stars of them. And so Marvel Studios was born, and with it, a fantastic strategy; make a bunch of hero movies that will lead to <em>The Avengers. Iron Man</em> was a huge success, and other titles like <em>Thor, Captain America: The First Avenger, </em>and<em> The Incredible Hulk</em> weaved the stories together beautifully. Now, with some of the most successful movies ever made, massive merchandising, and more big movies in the works, Marvel has become one of the biggest entertainment companies in the world.</p> <h2>5. Kodak</h2> <p>The rise of digital photography must have been a nightmare for the people working at Kodak. Known primarily as the supplier of film for cameras, they were quickly becoming obsolete. Once film cameras bit the dust for everyone except a few dedicated professionals, Kodak was destined for the grave. And in 2012, after years of struggling and amassing large debts, Kodak filed for bankruptcy.</p> <p>Clearly, a major restructuring and focus was needed. Over the next few years, Kodak did just that, becoming a tech company focused on &quot;imaging for business.&quot; Recently, Kodak debuted its <a href="http://www.kodak.com/ek/US/en/corp/Press_center/Kodak_Unveils_Super_8_Filmmaking_Challenge_Winners/default.htm">Super 8 camera</a> at CES, winning several awards, and has ignited new interest from younger people who want to get into filmmaking &mdash; with actual film. Don't be surprised if you see Kodak really take off in new and different directions over the next few years.</p> <h2>6. Lego</h2> <p>It's fair to say Lego never really died, but it was definitely put on the back burner for a long time. Lego was simple; a box of building bricks that you could make things with. The idea was always the same &mdash; Lego was as much fun as your imagination could handle. However, there was a problem. Video games were becoming the biggest draw for kids and adults alike, and the physical Lego sets were just not selling very well. In fact, by 2003 Lego sales had dropped over 35% in the U.S. alone. Something had to be done.</p> <p>In 2004, the CEO of Lego instigated a massive shift in focus. Seeing the popularity of video games, Lego got in on licensing deals with enormous franchises like <em>Star Wars</em> and <em>Toy Story</em>. It also started making cartoons, and crossover between film/TV and physical play sets caught on in a big way. Now, Lego is everywhere. From Marvel Super Heroes games on the XBOX One and PS4, to <a href="http://www.amazon.com/gp/product/B00IDI7WP2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00IDI7WP2&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=SHHHYF7VDWUFGQQ7">The Lego Movie</a>, hundreds of franchised game sets, clothing, and so much more, Lego is a powerhouse brand.</p> <h2>7. Sharper Image</h2> <p>As you wandered through the mall on a lazy weekend, Sharper Image was a store you could rely on for a break from the norm. Filled with gadgets and gizmos that you never knew existed, or wanted, Sharper Image was like a toy store for adults. Everything from back massagers and heated shaving cream dispensers were on offer, for a price.</p> <p>As it turns out, that price was too much for most of us to swallow. The sluggish economy meant that the life-enhancing products at Sharper Image were off the shopping list. By 2008, following years of declining sales, all Sharper Image locations were closed after the company filed for bankruptcy. Now, while there are no plans in the works to bring back Sharper Image stores, the products and the brand have been revived online. After being bought first by the Camelot Venture Group, and then Iconix Brand Group, <a href="http://www.sharperimage.com/si/">Sharper Image</a> has a presence online. You can go to their site and buy all those handy, dandy products as gifts. Or even, for yourself!</p> <h2>8. The Muppets</h2> <p>Let's face it. With the exception of a few highlights (notably <a href="http://www.amazon.com/gp/product/B0060D123K/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B0060D123K&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=4IKDWRTE22YEKSHP">The Muppet Christmas Carol</a> and <a href="http://www.amazon.com/gp/product/B000ATQYTC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000ATQYTC&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=HOB4TNLU6Q4TJ4OC">Muppet Treasure Island</a>), Jim Henson's greatest creations had their heyday in the '70s. <em>The Muppet Show</em> was huge. It was a primetime show, featuring some of the biggest stars of TV, film, and music. But that ended in 1981, and after a few big movies, the Muppets franchise suffered a huge loss with the untimely death of Jim Henson in 1990. A TV show emerged in 1996 called <em>Muppets Tonight,</em> introducing new characters but not really capturing the essence of the original show. It was weak, and short-lived.</p> <p>The Muppets spent many years floundering, and were acquired by Disney in 2004. But their big revival came in 2008, with the hit movie <em>The Muppets</em> breathing new life back into the beloved characters. Written by Jason Segel and Nicholas Stoller, the movie took a lot of jabs at the history of the Muppets, and was firmly tongue-in-cheek. Audiences loved it. Another movie followed, <em>Muppets Most Wanted,</em> featuring Ricky Gervais and Tina Fey. And the new TV series, <em>The Muppets</em>, aired in September of 2015 to rave reviews. The Muppets were definitely on the canvas for a while, but they got back up in style, and are now relevant to new audiences everywhere.</p> <p><em>Any other zombie brands we missed? Let us know in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/8-brands-that-came-back-from-the-dead">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-online-retailers-make-it-easier-to-spend-money">How Online Retailers Make It Easier to Spend Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-stores-trick-us-into-impulse-buys-and-how-to-resist">4 Ways Stores Trick Us Into Impulse Buys (And How to Resist)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-camping-coffee-makers">The 5 Best Camping Coffee Makers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-travel-cable-organizers">The 5 Best Travel Cable Organizers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping brands comeback legos retail sharper image shopping Twinkies zombies Mon, 14 Mar 2016 10:30:05 +0000 Paul Michael 1671104 at http://www.wisebread.com 8 Companies With the Best Employee Discounts http://www.wisebread.com/8-companies-with-the-best-employee-discounts <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-companies-with-the-best-employee-discounts" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_bags_000084069437.jpg" alt="Woman working at company with best employee benefits" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Only 29% of U.S. workers are <a href="https://www.washingtonpost.com/news/on-leadership/wp/2013/10/10/only-13-percent-of-people-worldwide-actually-like-going-to-work/">engaged and emotionally invested</a> in their work and focused on helping their organizations improve. Given that most employers are only planning to raise wages by an <a href="http://money.cnn.com/2015/08/26/pf/best-cities-for-pay-raise/">average 3% in 2016</a>, consider companies that provide other ways to make your dollars go further.</p> <p>Here are eight companies with some of the best employee discounts.</p> <h2>1. American Apparel</h2> <p>If your friends look to you for advice on the latest fashion trends, and choosing your wardrobe is one of the most important parts of your day, consider looking for a job at American Apparel. Its store managers even pay attention to what applicants wear during interviews.</p> <p>Buzzfeed reported that employees working at American Apparel receive a cool <a href="http://www.buzzfeed.com/summeranne/which-retail-chains-have-the-best-employee-discoun#.ycwYEN6ezd">50% off on all store items</a>, no exceptions. Since it's company policy that you wear only American Apparel clothes to work, you also receive a $200 stipend to buy their clothes when you first start.</p> <h2>2. Apple Store</h2> <p>Receiving a discount at an Apple store is really hard. The only two common ways to get a discount are either through the <a href="http://www.apple.com/shop/browse/campaigns/education_pricing">Apple Education Pricing</a> program &mdash; which allows students, parents of students, and teachers to save up to $200 on a new Mac, and up to $20 on a new iPad &mdash; and the Black Friday sales event.</p> <p>On the other hand, Apple Store employees are eligible for a 25% discount on the iMac, Mac mini, Mac Pro, MacBook Air, or MacBook Pro on their first day of employment. Additionally, you can receive a 25% discount on each purchase of one item from the iPod, iPad, Airport base station, and Apple Display models, provide your friends and relatives a 15% discount on up to three products, save 50% on software and 10% on third-party accessories, and receive an additional $250 off an iPad or $500 off any Mac computer every three years.</p> <h2>3. Bed Bath &amp; Beyond</h2> <p>The 20% off coupon from Bed Bath &amp; Beyond is so legendary that even actress <a href="http://www.wisebread.com/zooey-deschanel-never-pays-late-fees-and-5-other-smart-money-lessons-from-celebrities">Kristen Bell is a fan</a> of it. Imagine if there was a way to get that discount every day without having to wait to find a coupon in a magazine or an email &mdash; there is! Bed Bath &amp; Beyond associates receive a straightforward 20% discount on all purchases and a 30% discount once a year during Christmas. Associates can also choose from a monthly list of random items that are priced at cost.</p> <h2>4. Best Buy</h2> <p>After a three-month period, employee are eligible to buy a wide selection of items sold at Best Buy stores at wholesale cost, plus a 5% to 10% markup, depending on item. Former Best Buy employees report on Reddit that you can make substantial savings on batteries and tech accessories. For example, the black housing for a GoPro H4 camera retails for $50 and an employee was able to <a href="https://www.reddit.com/r/gopro/comments/3fmhnb/best_buy_employees_what_do_the_accessories/ctpxvcn">purchase it for $15 to $20</a>.</p> <h2>5. Brooks Brothers</h2> <p>Clothing retailer Brooks Brothers offers a great 60% employee discount on all merchandise with no cap on items of dollar amount, according to a reddit poster. At Brooks Brothers you can shop clothes for kids, men, and women so you won't have a hard time finding gifts for friends and family. This employee discount is perfect for those looking to start building or completely revamping their entire wardrobe.</p> <h2>6. J. Crew</h2> <p>Just like at American Apparel, employees at J. Crew stores receive an employee discount on items for their work wardrobe. Every month you can receive a 50% employee discount on five items that you plan to wear at work, so outerwear isn't eligible for this discount. However, you can receive a storewide 30% employee discount on all full-priced merchandise. J. Crew also provides a list of slow-selling or overstock items each week that employees can get 60% off the retail price on.</p> <h2>7. Whole Foods</h2> <p>All Whole Foods employees are eligible for a default <a href="http://fortune.com/2011/05/18/5-reasons-why-its-great-to-work-at-whole-foods/">20% discount</a> on all store purchases. By meeting certain ranges for blood pressure, BMI, and total cholesterol, and not using nicotine products, Whole Foods employees are able to pump up their employee discount from 20% up to 30% through the <a href="http://www.wholefoodsmarket.com/careers/about-our-benefits">Team Member Healthy Discount Incentive Program</a>. Spouses and eligible domestic partners of Whole Foods employees are also eligible for the employee discount. Given that there are some foods that are actually <a href="http://www.wisebread.com/6-foods-that-are-actually-cheaper-at-whole-foods">cheaper at Whole Foods</a>, employees are able to save on organic and socially responsible food items even more.</p> <h2>8. Zappos</h2> <p>Known as one of the companies with the <a href="http://www.wisebread.com/the-6-companies-with-the-best-customer-service">best customer service</a>, Zappos aims to please its employees as well. Among the many employee benefits that the company offers, Zappos provides a <a href="http://about.zappos.com/jobs/why-work-zappos/our-benefits">40% employee discount</a> on the Zappos.com website and several discounts with local businesses. Another employee perk worth mentioning is that Zappos covers 100% of an <a href="http://fortune.com/2015/03/11/companies-offer-all-healthcare-coverage/">employee's health care premiums</a> and 71% of his or her dependents' health care premiums.</p> <p><em>What are other companies that offer excellent employee discounts?</em></p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-reasons-to-choose-traditional-books-over-e-books&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F8%2520Companies%2520With%2520the%2520Best%2520Employee%2520Discounts.jpg&amp;description=8%20Companies%20With%20the%20Best%20Employee%20Discounts"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Companies%20With%20the%20Best%20Employee%20Discounts.jpg" alt="8 Companies With the Best Employee Discounts" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/8-companies-with-the-best-employee-discounts">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/part-time-jobs-that-can-get-you-serious-discounts">Part-Time Jobs That Can Get You Serious Discounts</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-great-retail-jobs-for-working-parents">5 Great Retail Jobs for Working Parents</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-computer-keyboards">The 5 Best Computer Keyboards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-prepare-for-your-best-black-friday">11 Ways to Prepare for Your Best Black Friday</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-avoid-sneaky-online-price-changes">6 Ways to Avoid Sneaky Online Price Changes</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Job Hunting Shopping benefits electronics employee discounts perks retail savings Thu, 11 Feb 2016 16:00:07 +0000 Damian Davila 1653343 at http://www.wisebread.com