sales http://www.wisebread.com/taxonomy/term/397/all en-US 8 Things to Wait Until After Christmas to Buy http://www.wisebread.com/8-things-to-wait-until-after-christmas-to-buy <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-things-to-wait-until-after-christmas-to-buy" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_binoculars_000076051407.jpg" alt="Woman waiting until after Christmas to buy these things" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>While the media tends to focus on shopping events like Black Friday, Cyber Monday, and Free Shipping Day, the sales and clearance deals you'll find right after Christmas just might trump them all. The key to maximizing your savings is to know which items tend to be marked down the most, as well considering events in early 2016 where you may need a gift. Buy it now, store it, and save a bunch of money. Here are the eight best post-Christmas deals worth considering.</p> <h2>1. Clothing and Outerwear</h2> <p>Aside from Cyber Monday and Free Shipping Day, perhaps the best time to stock up on clothing are the days right after Christmas. Last year, for instance, Nordstrom Rack sold clearance items for an additional 25% off through January 4th. On December 26th, Victoria's Secret had an in-store promotion for buy one bra, get one 50% off, while Macy's marked down all sweaters by 65%. Also last year, Banana Republic had a coupon code good for 50% off your entire online order. Look for more of the same deals this year.</p> <p>Also, due to the incredibly warm weather right now in the eastern U.S., winter apparel is not exactly flying off the shelves. The good news is that many stores are trying to unload excess inventory of jackets, sweaters, boots, and scarves and offering deals up to 60% off. Look for these sales from retailers like Macy's, TJ Maxx, Gap, and Lands' End to continue right through the New Year. This really is a great time to stock up for next year's winter.</p> <h2>2. Christmas Decor and Wrapping Paper</h2> <p>I'm always surprised by the number of shoppers I see walking around before Christmas with a cart full of wrapping paper and decorations. Apparently, they haven't received the memo that the absolute best time to stock up on that stuff is right <em>after</em> Christmas. No joke, you'll find wrapping paper, decorations, bows, ornaments, and the like, at 40%&ndash;75% off. Retailers have no place to store their extra inventory and will practically give it away. The stores that typically have the best deals include Lowe's, Home Depot, Target, Walmart, and even Pottery Barn. (See also:&nbsp;<a href="http://www.wisebread.com/15-cheap-clever-and-attractive-ways-to-save-on-gift-wrapping-paper">15 Cheap, Clever, and Attractive Ways to Save on Gift Wrapping Paper</a>)</p> <h2>3. Wedding Gifts</h2> <p>While the wedding season won't roll around for another five months, it's still a great time to save money on a potential gift. If you know you'll be attending a matrimonial ceremony in the near future, take advantage of after-Christmas sales on small appliances, home decor, dishware, and housewares. Retailers that typically have their best sales of the year include JCPenney, Macy's, Crate &amp; Barrel, and Cost Plus World Market.</p> <h2>4. Fitness Equipment</h2> <p>One of the most popular New Year's resolutions is to get in shape. To entice consumers to make a fitness equipment purchase, retailers like Sears, Sports Authority, and Dick's Sporting Goods start offering some pretty attractive incentives and coupons starting December 26th and going right through the New Year. Last year, we saw Sports Authority offer $50 off your order of $250 or more, and Sears was selling elliptical machines and treadmills from NordicTrack, ProForm, and AFG for 50% off the original price tag.</p> <h2>5. Teacher Gifts</h2> <p>With three elementary-aged kids, this is a tip my wife and I use. We routinely pick up a few teacher gifts that are on sale right after Christmas. We then store them until the end of May, when our kids give them to their teachers. If your kids give Christmas gifts to their teacher every December, stock up when ornaments and decorations are being sold for 75%&ndash;90% off the original price right after the holidays. This way, you won't be scrambling for last-minute teacher gifts next year.</p> <h2>6. HDTVs</h2> <p>Last year, starting on December 26th, we saw retailers like Best Buy, Sears, and Walmart slash the prices on overstocked HDTVs. Look for more of the same this year and be prepared to arrive when the doors open to secure a deal. While there will be some name brand models on sale, look for the best deals from third tier manufacturers like Westinghouse, Element, Insignia, RCA, and Ultra. Last year many of the prices were very similar to what we saw on Black Friday, making it a great day to save.</p> <h2>7. Baby Gear</h2> <p>This is another one of those out-of-the box ways to think about your spending. If you have a friend or family member expecting a baby in the next few months, right after Christmas is a terrific time to look for a baby shower or newborn gift on the cheap. Historically, retailers like Gymboree, Babies R Us, Hanna Andersson, and Children's Place have some amazing sales after the holidays as they start to clear out older merchandise.</p> <h2>8. Future Holiday Gifts</h2> <p>In particular, consider gifts for upcoming holidays like Valentine's Day, Mother's Day, and Father's Day. After-Christmas sales can often be a great time to save money on jewelry, tools, personalized gifts, and small kitchen appliances. Retailers to consider, both online and in-store, include Home Depot, Zales, Shutterfly, and Macy's, as they're famous for slashing prices right after Christmas through January 1st.</p> <p><em>Do you take advantage of post-Christmas deals? If so, what's the best deal you've gotten in recent years?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/8-things-to-wait-until-after-christmas-to-buy">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-best-deals-coupons-sites">50 Best Deals and Coupon Sites</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping after christmas bogo clearance coupons deals post holidays sales Mon, 21 Dec 2015 16:00:05 +0000 Kyle James 1623404 at http://www.wisebread.com 6 Genius Ways to Save on Cyber Monday http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-genius-ways-to-save-on-cyber-monday" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_online_shopping_000015054304.jpg" alt="Woman finding genius ways to save on Cyber Monday" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Cyber Monday (November 30th this year) is the day when online shopping deals take center stage. Last year, Cyber Monday garnered over $2 billion in sales &mdash; and this year it's projected to do even more. While there will be a plethora of deals available, you can easily maximize your savings by following these tips.</p> <h2>1. Know the Best Products to Buy</h2> <p>Historically, some items provide the most bang for your buck on Cyber Monday, even more than Black Friday in many cases. Here are the best products to watch.</p> <h3>Apparel and Shoes</h3> <p>Aside from Free Shipping Day on December 18th, Cyber Monday is the single best day to shop online for new clothing and shoes. Retailers like Gap, Old Navy, Ann Taylor, American Eagle, and Lands' End always offer online coupon codes in the 25%&ndash;40% off range, with free shipping. Always be aware of return policies so you don't get stuck paying to return clothing that doesn't fit.</p> <h3>Brand Name TVs</h3> <p>If you fail to <a href="http://www.wisebread.com/6-ways-to-score-a-black-friday-deal-without-leaving-home">score a Black Friday deal</a> on a new TV, don't fret &mdash; Cyber Monday is actually a better day to save on a quality brand. Black Friday is all about deals on third tier manufacturers, many of which you've never heard of. But Cyber Monday regularly sees discounts from online consumer electronics sites in the 30%&ndash;40% range on brands like Samsung, Panasonic, LG, Sony, and Vizio.</p> <h3>Gaming System Bundles</h3> <p>If you're in the market for an Xbox One or PlayStation 4, you stand a good chance of saving money on Cyber Monday. Your best bet for savings is a bundle which typically includes the actual system along with a game and an additional controller. Online retailers like Gamestop, Target, Costco, and Walmart offered discounts in the 20%&ndash;30% range last year on Cyber Monday.</p> <h3>Beauty Products</h3> <p>If you need to stock up on beauty products, Cyber Monday would be a wise day to do it. Last year we saw online deals like 25% off at Macys, 30% off at Avon, 25% off at Smashbox, 20% off at Lancome, and 40% off at Ulta. Look for more of the same this year.</p> <h3>Quality Laptops</h3> <p>If you need a budget laptop, shop on Black Friday. But if you need a laptop with specs that'll have you video editing, gaming, and running several large programs at once, shop on Cyber Monday. Historically, it's one of the best days of the year to shop online at Best Buy, Fry's, and NewEgg and save money on a quality laptop from brands like Dell, Lenovo, Toshiba, and Apple.</p> <h2>2. Stack Coupons</h2> <p>There will undoubtedly be a large number of Cyber Monday coupons available for those willing to seek them out. Did you know that some sites actually let you stack more than one coupon, which leads to huge savings?</p> <h3>Kohl's</h3> <p>Kohl's will have a ton of Cyber Monday coupons available, so do a Google search for &quot;Kohls Coupons&quot; and start stacking. They'll let you combine a percent off coupon with a dollar off coupon, but note that you can't stack two &quot;percent off&quot; coupons during one transaction. But the good news is that you can stack two &quot;dollar off&quot; coupons when making an online purchase.</p> <h3>Target</h3> <p>Target's website lets you stack one manufacturer coupon, one Target coupon (must have online promo code printed on it), and one Cartwheel offer.</p> <h3>NewEgg</h3> <p>They'll let you stack an unlimited number of online coupons on your transaction. The catch is that you can only use a single coupon code on each item in your virtual cart.</p> <h2>3. Free Shipping Is Great, But...</h2> <p>If you plan to cross a few names off your Christmas list on Cyber Monday, it's smart to start with a website that offers free shipping. But be warned that free shipping is not always what it's cracked up to be. Many sites will actually jack up their prices just before releasing a Cyber Monday coupon for free shipping or a percent off your purchase. This is why I recommend using a site like PriceGrabber or Google Shopping to quickly find the cheapest price online, then go look for a Cyber Monday coupon code to make that price even cheaper.</p> <h2>4. Abandon Your Shopping Cart to Trigger a Deal</h2> <p>If you're considering a big Cyber Monday purchase like a new appliance or HDTV, I have a passive aggressive way to score a special discount at many online retailers. In the days leading up to Cyber Monday, visit the website you want to shop, login to your account, and add the item to your shopping cart. Then, log out right before you enter your credit card information. Sit back and wait for your coupon to show up in your email inbox. It could be a coupon for free shipping, or it could be coupon code good for up to 20% off your purchase.</p> <p>Websites where this technique works include Toys R Us, Bass Pro Shops, Bed Bath &amp; Beyond, Macy's, and Williams-Sonoma. Retailers know you're very close to completing the transaction and are willing to entice you back to the their site with an exclusive coupon. Try it this Cyber Monday and you stand a great chance of scoring an extra discount that you might not otherwise get.</p> <h2>5. Use Social Media to Score a Deal</h2> <p>The past couple Cyber Mondays, retailers have been littering their Facebook and Twitter feeds with exclusive deals and coupons. So before you do any online shopping, be sure to check the retailer's social media accounts for extra savings. Last year we saw exclusive discounts from Banana Republic, Crate &amp; Barrel, Best Buy, JCPenney, and Lands' End to name a few. Most are limited time offers so be ready to pounce when you find the deal.</p> <h2>6. If a Deal Looks Too Good to Be True&hellip;</h2> <p>...It probably is. Cyber Monday emails are already floating around, and with that comes the added threat of scam sites designed to steal your money. Be suspicious of any email that claims savings significantly lower than the competition. When using price comparison tools, be cautious of any website that you're not familiar with, especially if they're offering an item at an unusually low price. Always do a quick Google search of the company's name, followed by &quot;reviews&quot; or &quot;complaints,&quot; and see if you can find out a little bit more about them. Trust your gut.</p> <p>Also, when you reach the checkout page that is asking for your credit card information, take note of the browser url &mdash; does it change from &quot;http://&quot; to &quot;https://&quot;? If the all-important &quot;s&quot; shows up, that means the website has taken the proper steps to keep your credit card and personal information secure. If the site doesn't have the letter &quot;s&quot; showing, do not enter your credit card information. It could be compromised by a third party.</p> <p><em>Are you planning on checking out Cyber Monday deals? If so, do you have any websites or deals in mind?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-black-friday-craziness-is-worth-it">5 Reasons Black Friday Craziness Is Worth It</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-spot-and-avoid-a-fake-sale">4 Ways to Spot and Avoid a Fake Sale</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping coupons cyber monday discounts online shopping retail sales Wed, 25 Nov 2015 16:01:00 +0000 Kyle James 1616006 at http://www.wisebread.com 5 Reasons Black Friday Craziness Is Worth It http://www.wisebread.com/5-reasons-black-friday-craziness-is-worth-it <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-reasons-black-friday-craziness-is-worth-it" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_holiday_shopping_000052946922.jpg" alt="Women learning why Black Friday craziness is worth it" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It seems like all the cool kids poke fun at Black Friday, and I get it. Black Friday is crazy! However, there are also some great reasons for hitting the stores the day after Thanksgiving. Here's why you might choose to head out and score some amazing deals on one of America's biggest shopping days. (See also: <a href="http://www.wisebread.com/surprising-ways-to-save-even-more-on-black-friday">Hidden Ways to Save Even More on Black Friday</a>)</p> <h2>1. Discounts</h2> <p>Black Friday sales offer some amazing discounts. Sure, not every product advertised is at the lowest price, but it's easy to do some research online to find out whether a deal is good.</p> <p>Black Friday discounts come in especially handy when someone wants something for Christmas that you can't actually afford. Check online ahead of time, so you know about how much the item usually costs. Then, if a store offers a better deal on it, it's totally worth your while to go out and get it.</p> <p>These discounts are also useful if you are struggling to make ends meet financially. Need new work clothes but can't afford them at regular prices? You're likely to find some deals on Black Friday. The same is true for children's clothes and common household items. If you need to save money, the Black Friday struggle can totally be worth your while.</p> <h2>2. You'll Feel Good About Your Deals</h2> <p>People tend to feel playful and excited when they get the deal they're after. Basically, what can seem like a struggle turns into something that feels more like a game. So if you're dreading holiday shopping, going out on Black Friday can make it a little more exciting. See the whole thing as a puzzle you need to solve and your fellow shoppers as competitors, and it just might be the most fun you've ever had on a shopping trip.</p> <h2>3. Finish Christmas Shopping Before the Last Minute</h2> <p>If you're one of those people who finished their Christmas shopping in July, this isn't for you. But if you're like the rest of us, Black Friday can save your life.</p> <p>For this to work, you have to be organized. Look through the ads and find out what you want to buy for each person on your list. Write it all down. Check it twice. Make sure you're actually getting good deals. Then go out, follow your plan and, at the end of the day, all you'll have left is the wrapping.</p> <h2>4. The Thrill of the Chase</h2> <p>If the idea of beating out other shoppers for a great deal doesn't do it for you, thinking of Black Friday as a hunt can make it a lot of fun. People enjoy being part of a group, and they enjoy pursuing goals as part of a team. If hunting down just the right item at just the right price excites you, it's totally worth all the hassle to get out there on Black Friday.</p> <h2>5. It's Kinda Fun</h2> <p>Sure, there can be jerks out there on Black Friday, but my experience is that the vast majority of Black Friday shoppers are extra nice. People chat in line, or even pay it forward at places like Starbucks. Since Black Friday is the &quot;official&quot; start of the Christmas season, people often feel especially festive. When you catch the Christmas spirit, it's totally worth all of the frustrations of shopping on Black Friday.</p> <p><em>Will you be out there on Black Friday? Why or why not?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/5-reasons-black-friday-craziness-is-worth-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-major-retailers-that-give-employees-time-off-for-thanksgiving">25 Major Retailers That Give Employees Time Off for Thanksgiving</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">6 Genius Ways to Save on Cyber Monday</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/for-the-best-deals-of-the-year-shop-labor-day-and-skip-black-friday">For the Best Deals of the Year, Shop Labor Day and Skip Black Friday</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-raincoats-in-summer-because-winter-always-comes-0">Buy raincoats in summer, because winter always comes.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping black friday discounts Holidays retail sales Tue, 24 Nov 2015 12:00:03 +0000 Sarah Winfrey 1616004 at http://www.wisebread.com 7 Best Buys at TJ Maxx http://www.wisebread.com/7-best-buys-at-tj-maxx <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-best-buys-at-tj-maxx" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000072725527.jpg" alt="Woman finding best buys at TJ Maxx" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you ever set foot in a TJ Maxx store only to be completely overwhelmed by the selection? While it's a great place to score designer brands at a low price, you'll get the absolute <em>best</em> value on these six items. (See also: <a href="http://www.wisebread.com/the-8-things-that-are-always-cheaper-at-target">The 8 Things That Are Always Cheaper at Target</a>)</p> <h2>1. Designer Jeans</h2> <p>If designer jeans are your thing, you'd be smart to buy them at TJ Maxx and save close to 70% off the retail price. Brands that you can typically find include Jones New York, Jessica Simpson, Lucky, and Paris Blues. Surprisingly, many of the jeans you'll find at TJ Maxx are not last season's style and were just recently stocked in big department stores like Macy's and Nordstrom. According to website Mental Floss, high-end department stores buy jeans directly from manufacturers under what they term a &quot;buy-back clause.&quot; This stipulates that all unsold merchandise is bought-back by the clothing manufacturer, then sold to TJ Maxx at a hefty discount. The savings is then passed along to you.</p> <h2>2. Outerwear</h2> <p>TJ Maxx is a great stop when you need a new winter jacket, coat, or vest. This is because they tend to carry more name brands than other discount clothing stores like Ross and Marshalls. Outerwear brands you'll typically find include The North Face, Under Armour, Burton, U.S. Polo, and Steve Madden. While they stock outerwear all year long, they obviously have more selection in early autumn. I recommend shopping early on a Wednesday, if possible, as according to an employee, most TJ Maxx locations have their price markdowns completed by midweek. Another pro tip? Shop at the end of the season. TJ Maxx marks down items even further these times of the year.</p> <h2>3. Handbags</h2> <p>Top handbag brands that are regularly stocked include Valentina, Kenneth Cole, Michaella Barri, Saint Laurent, Perlina, and Emma Fox. You'll often find these brands at close to 75% off the original retail price. According to website Racked, TJ Maxx buyers are able to secure deals on handbags by foregoing the ability to return unsold bags to the designer. This means they'll put unsold handbags on clearance and continue to reduce them in price until they're sold-out. So if you see several of the same purse on the clearance rack, be aware that they'll probably get even cheaper within the next couple weeks. It may be worth your time, and money, to come back and buy it at the lower price.</p> <h2>4. Jewelry and Watches</h2> <p>Savings on jewelry is in the 50%&ndash;75% off range on name brands like Anne Klein, Fossil, Paz Creations, Gucci, Movado, Mia Fiore, and even Versace. Jewelry is no doubt one of the all-time popular Christmas gifts, and TJ Maxx is a great place to shop, especially for procrastinators &mdash; they receive new items right up until Christmas Eve.</p> <h2>5. Home Goods</h2> <p>If you're in the market for new kitchen, bath, or bedroom items, you'd be wise to shop at TJ Maxx and save up to 65% off name brands. A few of the designers you'll find highly discounted include Nicole Miller, All-Clad, Oneida, Cynthia Rowley, Wolfgang Puck, and Caro Home.</p> <h2>6. Shoes</h2> <p>Shoe brands like Jessica Simpson, Lucky, Keds, Nine West, Born, Adidas, Reebok, and New Balance can be found up to 70% off at TJ Maxx. Keep in mind that approximately 95% of the shoes at TJ Maxx are <a href="http://www.thebudgetbabe.com/archives/916-The-Truth-about-TJ-Maxx.html">first-run quality</a>. The other 5% are typically irregular and have a small flaw somewhere. Because of this, I always recommend trying on shoes and looking them over really well before purchasing.</p> <h2>7. Food and Coffee</h2> <p>Food, coffee, and other specialty goodies are often over-looked at TJ Maxx, yet provide some great values. According to <a href="http://www.redbookmag.com/life/money-career/features/a38894/tj-maxx-shopping-hacks-save-money-time/">Redbook's Kayla Keegan</a>, you should shop for deals on &quot;gift baskets, imported olive oils, handmade pastas, stainless steel cooking gadgets, and way more.&quot; She also points out that the assortment and selection gets much better around the holidays, and makes for a great place to shop for discounted gifts for the food lover in your life.</p> <p><em>What items do you consistently find the best deals on at TJ Maxx?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/7-best-buys-at-tj-maxx">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon">5 Things You Shouldn&#039;t Order on Amazon</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-raincoats-in-summer-because-winter-always-comes-0">Buy raincoats in summer, because winter always comes.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should">10 Things You Should Never Buy at the Dollar Store (and 10 You Should)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping bargains best values brand name designers discounts sales tj maxx Thu, 19 Nov 2015 17:05:27 +0000 Kyle James 1613394 at http://www.wisebread.com 6 Surprising Ways to Maximize Your Savings at Home Depot http://www.wisebread.com/6-surprising-ways-to-maximize-your-savings-at-home-depot <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-surprising-ways-to-maximize-your-savings-at-home-depot" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/the_home_depot_000016789311.jpg" alt="Learning surprising ways to maximize savings at home depot" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There's no arguing the fact that Home Depot can be a great place to save money on hardware and building supplies. And having worked at Home Depot fairly recently, I have the inside scoop on how to best take advantage of the savings opportunities. Here are a few tips to maximize your savings. (See also: <a href="http://www.wisebread.com/8-ikea-shopping-tricks">8 IKEA Shopping Tricks</a>)</p> <h2>1. Don't Ignore the Cents in the Price</h2> <p>I recently had a former Home Depot employee, who used to perform all of the price changes in his store, inform me of how their pricing system works. Use this information to determine what items are clearance price, and if they might go even cheaper.</p> <h3>Price Ending in .06</h3> <p>If you see an item with an ending price of .06, you know it's a clearance item. These price stickers will typically be printed on a yellow tag. The &quot;6&quot; means that after six weeks, if the item has not sold-out, the price will be lowered again. Look for a date printed on the price tag, as that indicates the date the tag was printed. If the date is close to six weeks ago, you know the item is about to get marked down again. If they still have plenty in stock, it's worth waiting in order to get it cheaper in the near future.</p> <h3>Price Ending in .03</h3> <p>Any price ending in .03 is a clearance item that has been marked down from .06. This means that after three weeks, the item will be removed from the store if not sold-out. Typically, when you see an item ending in .03, printed on a yellow tag, it's the rock-bottom price and your best opportunity for a deal. Again, examine the date on the price tag to determine how close the item is to being liquidated.</p> <h2>2. Negotiate the Price on Damaged Stuff</h2> <p>The Home Depot is notorious for slashing the price on any visible imperfections or damage on either the product's packaging, or the item itself. When I worked in the warehouse, we were actually given the authority to knock 15% off the price on damaged products without any managerial approval required. Use this insider information to your advantage, and look for items that have cosmetic damage. Then, ask an associate if a discount is available.</p> <p>Your chances of success increase greatly if you're polite and ask in a conversational tone. Also, if the item is the last one on the shelf, and shows even the slightest evidence of damage or wear, your success rate will increase substantially as employees want to clear it out of the store, since they know they'll have trouble selling it at full price. As a general rule of thumb, I like to start by asking for a 25% discount, knowing that I will probably settle for 15% off.</p> <h2>3. Score a Deal on Products Wrongly Stocked</h2> <p>This tip is not for everyone, but I saw it work several times during my employment at Home Depot. The average store stocks thousands of products, and every once in a while, a product is put back in the wrong spot or simply mis-stocked by the overnight crew. If you notice that a product is incorrectly stocked, and has a lower shelf price tag then it should, you can politely ask for the lower price.</p> <p>According to Consumer Reports, the store does not have to <a href="http://www.consumerreports.org/cro/shopping/december-2009/the-savvy-shopper/know-your-consumer-rights/the-savvy-shopper-consumer-rights.htm">honor the lower price</a>, but in many cases, Home Depot will give you the lower price if the price difference is not outrageous. I saw this work for a customer that found a $25 Purdy paint brush stocked with the $5 cheap brushes. The assistant manager immediately gave him the $20 discount rather than argue with the man and create a scene.</p> <h2>4. Buy &quot;Oops&quot; Paint for Cheap</h2> <p>The next time you need to paint a room, or even an entire house, always check the &quot;oops&quot; paint rack in the Home Depot paint department. You'll find it next to the paint mixing station and it's where they sell highly discounted paint that was either mistinted by the paint machine, or simply not the color the customer requested. Having worked in the paint department in my younger days, I can tell you that you'll find some amazing hidden gems. This is especially true if you're not picky about paint color and simply looking for something neutral. Examples include one-gallon cans of Behr paint for $5&ndash;$8, and five-gallon buckets of paint, which typically sell for $125, can often be had for under $50.</p> <p>A word of caution: Always ask to see the actual paint color, and never trust the color swatch on top of the can. To foil customers trying to scam the system by intentionally rejecting a color so they can come back and buy it from the &quot;oops&quot; rack, employees will sometimes add bright colors to the cans and change the color intentionally. Make sure the color you think you're getting is the actual color.</p> <h2>5. Buy Paint on a Holiday Weekend</h2> <p>Sticking with the paint theme, another insider tip I learned while working in the paint department involves the rare days of the year when paint actually goes on sale. The best days of the year to buy paint are on holiday weekends when the weather is warm. These include Memorial Day weekend, Fourth of July, and Labor Day weekend. The discount is usually a $5 rebate on one-gallon cans and a $25 rebate on five-gallon buckets. These holiday sales are typically good for both major brands of paint (Behr and Glidden) that Home Depot stocks. So, if you're thinking of doing a large painting project in the near future, it may very well be worth the money to wait, and buy, on one of these sale weekends.</p> <h2>6. Buy a Gift Card for Less Than Face Value</h2> <p>If you have a large remodel or DIY project in your future plans, you should definitely consider buying a discounted Home Depot gift card and easily save 7%&ndash;10% off your purchases. This is done by taking advantage of websites like&nbsp;<a href="http://www.giftcardgranny.com/store/home-depot/">Gift Card Granny</a> and&nbsp;<a href="https://www.raise.com/buy-home-depot-gift-cards">Raise</a>, which sell unwanted gift cards at less than face value. Typically, the higher the gift card balance, the larger the discount. For example, right now you can buy a $100 Home Depot gift card on Gift Card Granny for $90 with free delivery.</p> <p>By knowing some of the inner-workings of Home Depot, you can definitely learn to save money &mdash; money that can easily be used to make your next DIY or home remodel project a little more affordable. Whether it's knowing how they price clearance items, or how willing they might be to negotiate the price of an item, it's all information you can use to become a smarter consumer.</p> <p><em>How do you maximize your savings when shopping at Home Depot?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-surprising-ways-to-maximize-your-savings-at-home-depot">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price">11 Retailers Where You Can Negotiate a Lower Price</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-coupon-rules-that-stores-let-you-break">4 Coupon Rules That Stores Let You Break</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">6 Genius Ways to Save on Cyber Monday</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping discounts gift cards Home Depot home improvement negotiating price tags sales Fri, 13 Nov 2015 09:15:50 +0000 Kyle James 1593639 at http://www.wisebread.com 7 Best Discount Shopping Days of the Year http://www.wisebread.com/7-best-discount-shopping-days-of-the-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-best-discount-shopping-days-of-the-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_sale_sign_000047847430.jpg" alt="Woman shopping on shopping deal days that aren&#039;t Black Friday" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>With just a few weeks left before Black Friday, you may be gearing up to start your Christmas shopping. However, it may surprise you that 32 million Americans started their Christmas shopping during the summer, according to a survey by creditcards.com.</p> <p>Even more shocking, 4.6 million ultra early-bird shoppers are already done!</p> <p>If you're wondering why people aren't starting their holiday shopping on Black Friday, the reason is that there are plenty of other major days for deals. Here is your ultimate calendar of shopping days that provide major savings.</p> <h2>1. Amazon Prime Day (Sometime in July)</h2> <p>While some people posted several <a href="http://www.buzzfeed.com/kanikateng/the-26-best-responses-to-amazon-prime-day-9wy1#.obzD54rdXj">funny responses</a> to Amazon's well-publicized Prime Day earlier this year, many Americans surely took advantage of it, <a href="http://money.cnn.com/2015/07/16/technology/amazon-prime-day-sales-increase/">rocketing sales</a> by 93%.</p> <p>Here is a <a href="http://www.cnet.com/news/all-the-best-amazon-prime-day-deals/">sample of the savings</a> last July 15, 2015:</p> <ul> <li>28% off GoPro HERO4 bundle (sale price: $499.99)</li> <li>47% off Bose SoundTrue On-Ear Headphones (sale price: $80)</li> <li>34% off iRobot Robot Roomba (sale price: $250)</li> <li>38% off Amazon Fire TV Stick (sale price: $24.00)</li> </ul> <p>While Amazon hasn't announced if it would reprise its Prime Day in 2016, it's a good idea to save your chance for a <a href="http://www.amazon.com/gp/help/customer/display.html/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;linkCode=ur2&amp;nodeId=200444170&amp;tag=wisbre03-20&amp;linkId=GC3X3QSN6ZADLVZN">free trial of Amazon Prime</a> until July 2016 to potentially take advantage of this major shopping day. If you already have a Prime membership, make sure you use it then. (See also: <a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know?ref=seealso">16 Amazon Deal Hacks You May Not Already Know</a>)</p> <h2>2. Singles Day (November 11th)</h2> <p>Forget Black Friday, Singles Day (created by Chinese company <a href="http://www.alibaba.com/">Alibaba</a>) is the largest shopping day in the world! In 2014, Singles Day hit a new record of <a href="http://www.forbes.com/sites/liyanchen/2014/11/10/happy-singles-day-chinas-anti-valentines-festival-is-the-worlds-biggest-e-commerce-holiday/">$9.3 billion (RMB 57.1 billion)</a> in gross merchandise sales, a 60% increase from last year's $5.8 billion. (See also: <a href="http://www.wisebread.com/4-big-tech-stocks-offering-big-returns?ref=seealso">4 Big Tech Stocks Offering Big Returns</a>)</p> <p>Only 27 merchants took part in Singles Day back when it first started in 2009. In just five years, that number grew to an estimated 27,000. Non-Chinese companies are also eager to jump in the game and more than 200 merchants from over 20 countries participated last year.</p> <p>For 2015, the total value of discounted coupons is estimated to be <a href="http://multichannelmerchant.com/must-reads/alibaba-unveils-omnichannel-retailing-plans-singles-day-2015-22102015/#_">$0.7 billion (RMB 4.8 billion)</a>.</p> <h2>3. Small Business Saturday (Saturday After Thanksgiving)</h2> <p>In 2014, 88 million Americans &quot;<a href="http://www.forbes.com/sites/nicoleleinbachreyhle/2014/12/02/small-business-saturday-2014-stood-strong-among-communities-and-small-businesses/">shopped small</a>&quot; on Small Business Saturday, up 14.9% from the previous year, spending about $14.3 billion at independent retailers and restaurants.</p> <p>To help its cardmembers in supporting their favorite local shops and small businesses, in previous years American Express has offered up to three $10 statement credits per eligible American Express Card for shopping at participating stores. In 2014, registration for this perk took place between November 1st and November 29th, so keep an eye on your American Express card portal and sign up for it under the &quot;Amex Offers &amp; Benefits&quot; tab.</p> <h2>4. Cyber Monday (Monday After Thanksgiving)</h2> <p>This major shopping day has proven so successful for U.S. retailers that some of them, such as <a href="http://www.target.com/c/cyber-monday/-/N-5q0f1">Target</a>, <a href="http://www.walmart.com/cp/cyber-monday/546840">Walmart</a>, and <a href="http://www.bestbuy.com/site/misc/cyber-monday/pcmcat309500050010.c?id=pcmcat309500050010">Best Buy</a>, already have landing pages for Cyber Monday (November 30, 2015) and extend some of the savings throughout &quot;Cyber Week.&quot;</p> <p>Here are some examples of past savings during Cyber Monday:</p> <ul> <li>In 2014, Amazon cut down the price of its Fire TV by $30 to $69.<br /> &nbsp;</li> <li>In 2014, Best Buy reduced the price of Sharp Aquos Q+ Series 70&quot; Class LED 1080p 240Hz Smart HDTV by $1,100 to $1,799.99.<br /> &nbsp;</li> <li>In 2013, Newegg shaved off $100 of the LG G Pad 8.3 and offered it at $249.</li> </ul> <h2>5. Green Monday (Early December)</h2> <p><a href="http://www.comscore.com/Insights/Press-Releases/2007/12/Holiday-Retail-Green-Monday">Created by eBay</a> in 2007, Green Monday is held the second Monday of every December. Sorry environmentalists, this day has nothing to do with hugging trees &mdash; it's all about saving some greenbacks!</p> <p>Since 2010, Green Monday has consistently ranked as the <a href="http://www.thestreet.com/story/12140553/1/green-monday-deals-where-are-they-at-wal-mart.html">third heaviest online sales day</a> of the year. And for good reason: Many retailers, including Walmart, Sears, Macy's, J.C. Penney, and Amazon take part of this shopping day. According to deals site FatWallet, about <a href="http://www.marketwatch.com/story/green-monday-is-the-poor-mans-cyber-monday-2014-12-05">70% of retailers</a> take part of this day, offering 20% to 50% in discounts for toys and electronics.</p> <h2>6. Free Shipping Day (Middle December)</h2> <p>Taking place on December 18th this year, Free Shipping Day capitalizes on two big trends. First, more and more late Christmas shoppers are looking for free shipping with guaranteed arrival by Christmas Eve. Second, 90% of consumers spend more when <a href="http://www.freeshippingday.com/about/">offered free delivery</a>, and nearly 50% of them will abandon an online shopping cart if met with high shipping fees.</p> <p>The full list of participating merchants will be revealed at the same site at 12:01am EST on Friday, December 18, 2015. On top of guaranteed free shipping by Christmas Eve, most companies offer discount codes and coupons.</p> <h2>7. Super Saturday (Saturday Before Christmas)</h2> <p>Many shoppers won't be done until Christmas Eve. Retailers know this and are willing to provide some last minute savings on Super Saturday. While sale offers may differ among retailers, deals site DealNews found that last year Super Saturday offered good savings in <a href="http://dealnews.com/features/What-to-Expect-from-Super-Saturday-Sales/">TVs, appliances, and clothes</a> (except shoes).</p> <p>Some <a href="http://www.al.com/news/index.ssf/2014/12/super_saturday_sale_2014_amazo.html">sample savings</a> from 2014's Super Saturday were:</p> <ul> <li>Kmart: Westinghouse 39&quot; TV ($239.99 with free shipping)</li> <li>Sears: Kenmore 1.6-Cubic-Foot Over-the-Range Microwave ($189.99)</li> <li>Sears: Kenmore 25-Cubic-Foot Side-by-Side Refrigerator ($985.28)</li> <li>Target: Samsung 32&quot; HDTV ($199.99)</li> <li>Target: Nintendo 3DS XL Handheld Gaming System ($149.99)</li> <li>Walmart: 55&quot; LED HDTV ($678)</li> <li>Walmart: GoPro HERO3: White Edition Action Camcorder ($199)</li> </ul> <p><em>What are other major shopping days besides Black Friday?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/7-best-discount-shopping-days-of-the-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-awesome-art-of-getting-great-deals-online">The Awesome Art of Getting Great Deals Online</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-to-wait-until-after-christmas-to-buy">8 Things to Wait Until After Christmas to Buy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon">5 Things You Shouldn&#039;t Order on Amazon</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon black friday buy local cyber monday deals free shipping sales Mon, 09 Nov 2015 15:15:51 +0000 Damian Davila 1606438 at http://www.wisebread.com 14 Frugal Christmas Decorating Hacks http://www.wisebread.com/14-frugal-christmas-decorating-hacks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/14-frugal-christmas-decorating-hacks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000053284130.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Let's face it: The holidays can be expensive. Along with spending money on gifts, food, and fun, you also need to worry about lights, decorations, wrapping essentials, and other items. Fortunately, we've found some smart ways to help you save big on your holiday decorations!</p> <h2>1. Set a Budget</h2> <p>First, figure out how much you're willing to spend. Set this amount aside and don't go over-budget. It might be easier for you to set it aside in cash. That way you're protected from overspending, and it's easier to keep track of how much is left.</p> <h2>2. Follow the Sales</h2> <p>There's no better time than the holidays to take advantage of things like price matching, coupons, and promo codes. Many stores, like Walmart, offer to match or beat any local competitors' prices, or will accept competitors' coupons, so you should know which stores near you offer these perks. Most large stores start offering discounts on outdoor decorations in early November, indoor decorations in mid-November, and tree decorations in early December. Follow the sales.</p> <h2>3. Buy Holiday Items Off-Season</h2> <p>Right after the gift-giving season, holiday decorations, lights, wrapping, and seasonal foods go on massive sale. You can save up to 75% on all of the holiday essentials. If your storage or garage has the extra space to store decorations for next year, this can save you big money.</p> <h2>4. Make DIY Decorations</h2> <p>Not only will you save money and get in touch with your creative side, but you can also get the kids involved for a fun family activity. There are thousands of free videos and tutorials online to help you create beautiful DIY decorations and ornaments for a fraction of the cost of new ones. (See also: <a href="http://www.wisebread.com/12-ideas-for-cheap-festive-fall-decor?ref=seealso">12 Ideas for Cheap, Festive, Fall Decor</a>)</p> <h2>5. Use the Outdoors as Inspiration</h2> <p>Your yard might have some great natural pieces that you can use to decorate the interior and exterior of your home, like pinecones, dried leaves, twigs, branches, acorns, and other foliage. You can use pinecones as centerpieces, or you can even spray paint them gold or silver and add glitter for a DIY tree ornament.</p> <h2>6. Give Your Old Decorations a Makeover</h2> <p>Nearly anything looks better in a glass vase, so consider filling some with cranberries, old glass ornaments, or pinecones to create brand new, festive displays and centerpieces.</p> <h2>7. Get More Out of Your Tree</h2> <p>When purchasing your tree, remember that prices are usually lower during the week and higher on the weekends. You can also save big by buying your tree the week before Christmas, if you are okay with waiting. Save any bits that are lopped off your tree as it is being shaped. These pieces can be used to decorate the mantel or serve as a centerpiece.</p> <h2>8. Get More From Old Wrapping Paper</h2> <p>Keep small scraps of wrapping paper to make your own gift tags. Simply fold the scrap of wrapping paper in half, tape it to the gift, and write the &quot;To&quot; and &quot;From&quot; inside. You can also do the same with old holiday cards.</p> <h2>9. Focus on the Smells of the Holidays</h2> <p>Cinnamon sticks, cloves, oranges, clementines, cranberries, pumpkin spice, and vanilla are all staple holiday ingredients with discernible smells. Some other ways to focus on the scents of the holidays include:</p> <ul> <li>Cook more with seasonal ingredients to naturally scent your home;<br /> &nbsp;</li> <li>Buy holiday scented candles;<br /> &nbsp;</li> <li>Make your own affordable <a href="http://www.onegoodthingbyjillee.com/2012/12/make-your-home-smell-like-christmas-with-simmering-stovetop-potpourri.html">holiday simmering potpourri</a>, which is the perfect way to welcome someone into your home, and also doubles as a great gift;<br /> &nbsp;</li> <li>Use candy canes and seasonal fruits to make a unique scented table display;<br /> &nbsp;</li> <li>Hang bunches of cinnamon sticks from the tree or mantle.</li> </ul> <h2>10. Buy in Bulk</h2> <p>Some of the best holiday items to buy in bulk include wrapping paper, ornaments, candles, and serving dishes. If you buy too much, consider repurposing ornaments into DIY gifts or centerpieces.</p> <h2>11. Visit Dollar Stores and Thrift Stores</h2> <p>Dollar stores, discount stores, and craft stores have some beautiful decorations for a fraction of the cost. Craft stores also have large selections of branches and wreaths that are both affordable and unique. Along with holiday decorations, you can stock up on essentials like glitter and tinsel to complete your holiday decorating kit.</p> <p>Don't forget about used! Many thrift stores also offer great deals on vintage decorations, holiday sets, and ornaments. You might also be able to find some great holiday finds at nearby garage or moving sales, all at prices that can't be beat.</p> <h2>12. Think Outside of the Box</h2> <p>There are countless ways to upcycle your unwanted items and old holiday decorations into unique pieces. For example, try one of the following ideas this year:</p> <ul> <li>Turn old brown paper grocery bags or comic strips into DIY wrapping paper;<br /> &nbsp;</li> <li>Make garlands out of popcorn;<br /> &nbsp;</li> <li>Download a fireplace screensaver to your laptop, tablet, or mobile phone, which can light up the room with fake flames and even make the crackling sounds that we all associate with the holidays;<br /> &nbsp;</li> <li>Purchase inexpensive plain tissue paper and decorate it yourself.</li> </ul> <h2>13. Save on Holiday Cards</h2> <p>You can usually find holiday cards for cheap at the dollar store or on sale at your local home goods store (they typically go on sale in December if you can wait). If you don't want to spend part of your budget on holiday cards, send a postcard, letter, or even holiday email instead.</p> <h2>14. Plan an Ornament Swap</h2> <p>Before you start decorating for the holidays, take inventory of what you have and what you want to use this year. Whatever is left over can be traded at an ornament swap with your friends, family, neighbors, and/or co-workers. Everyone will be able to clear out their holiday stash, and you'll have some &quot;new&quot; ornaments, wrapping essentials, or holiday decorations at the end. Bring some wine and holiday snacks to make a pre-holiday party out of the swap.</p> <p><em>How do you save money on holiday decorations and wrapping essentials? Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/14-frugal-christmas-decorating-hacks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-5-common-holiday-budget-pitfalls">Avoid These 5 Common Holiday Budget Pitfalls</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-festive-and-easy-diy-holiday-decorations">14 Festive and Easy DIY Holiday Decorations</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-last-minute-gifts-that-keep-on-giving">25 Last Minute Gifts That Keep on Giving</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-last-minute-gifts-for-book-lovers">11 Last Minute Gifts for Book Lovers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-festive-frugal-ways-to-spruce-up-your-home-for-the-holidays">6 Festive, Frugal Ways to Spruce Up Your Home for the Holidays</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Shopping Christmas decorations Holidays sales Mon, 09 Nov 2015 11:15:33 +0000 Andrea Cannon 1606437 at http://www.wisebread.com 6 Things You Should Always Buy at Department Stores http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-things-you-should-always-buy-at-department-stores" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_applying_lipstick_000020303130.jpg" alt="Woman always buying makeup at department stores" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you been avoiding the department store because you thought it was just too expensive? Well, there are actually some occasions when it's usually cheaper to shop at a department store than anywhere else. Consider these times when department store shopping actually makes financial sense.</p> <h2>1. Bedding and Towels</h2> <p>If you want your sheets and towels to last through multiple washes and still feel comfortable, then it's important to buy high quality items &mdash; such as the ones at your department store. Clip coupons, buy during online sales, or take advantage of end-of-season clearance specials to score the best deals. With these discounts, the prices will be similar to those of discount stores like Target or Walmart, but the quality will typically be better and the items will last much longer.</p> <h2>2. Appliances and Electronics</h2> <p>Purchasing appliances at your favorite department store, such as Sears, may save you more money, include free shipping, and have the store's warranty and guarantee behind them. Macy's has also teamed with Best Buy to offer some of the best electronics deals and selections, beginning in November 2015.</p> <h2>3. Perfume, Makeup, and Cosmetics</h2> <p>The department store perfume counters may be annoying with their incessant, unwanted spraying and sales pitches. However, they really do offer some of the best deals around on your favorite designer perfumes, makeup, and cosmetics. Along with the discounted pricing and bundle offers, they will also commonly have promotions throughout the year, such as free lipstick if you make a perfume purchase. You can also get tons of free samples anytime you visit the perfume or makeup counter at the department store.</p> <p>You can also find lotions, acne products, and anti-aging solutions behind the counter at your favorite department store. Along with the free samples and promotional items you receive with your purchase, you can also get free professional advice from the counter person. They may even be able to offer advice and assistance with applying the makeup you're purchasing.</p> <h2>4. Items You Need a Stylist For</h2> <p>Did you know that most big department stores offer personal stylist services? For instance, <a href="http://shop.nordstrom.com/c/personal-stylists">Nordstrom</a>, <a href="https://www.jcrew.com/footie/verypersonalstylist_sm.jsp">J.Crew</a>, <a href="http://www1.macys.com/store/service/index.jsp?cm_sp=macys_our_stores-_-store_landing-_-see_services">Macy's</a>, <a href="http://www.saksfifthavenue.com/Saks-Stylist">Saks Fifth Avenue</a>, and many other department stores offer personal stylist services, wedding services, custom home services, and other visitor services, usually by appointment and free of charge. If you have a big event coming up, then these free services can be highly beneficial. A professional's recommendation and assistance can help you make the perfect purchase, backed by a return policy in case you're not completely satisfied.</p> <h2>5. Sale and Presale Items</h2> <p>Most stores offer sales frequently, at least once a month. While you can save money on particular items at any time during the year, nothing beats certain sales, like Black Friday. On this momentous occasion, you can save big money on nearly anything. That's because nowadays, sale items are marked up so much at regular price that the sale price isn't that great anymore.</p> <p>When sale items just aren't enough, consider presales, early access sales, and anniversary sales. There, you'll have first dibs on sales items, so you'll have access to the best selection and prices available.</p> <p>If you find a clothing item at a department store that you can't live without, wait for a sale. It usually takes about six to eight weeks for an item to go on sale, so ask an associate how long it's been on the floor and if there are any upcoming sales. Men's suits also go on sale twice a year, so you can get a top-quality suit in any size that will last you for years to come, at about 50% off.</p> <h2>6. Items You Can Negotiate</h2> <p>Many shoppers have luck negotiating for lower prices at big brand name stores like Sears, Macy's, Kohl's, and JCPenney. Often, simply asking for a discount or price adjustment will result in saving money on auto parts, furniture, electronics, and even home appliances. The more expensive the item is, the better luck you will have of negotiating a better deal.</p> <p>The salespeople are often working on a commission or simply want to make a sale, so there may be some wiggle room when it comes to the price. You will also likely have better luck negotiating towards the end of the month, as this is usually when inventory needs to be moved out. If you are interested in an older model appliance, the store will probably be eager to discount the old model to make room for a newer one. If you have found the same item for a lower price elsewhere, try negotiating for a match or better deal. It never hurts to politely ask for a discount that could end up saving you big money in the end.</p> <h2>Additional Ways to Save</h2> <p>Shopping at a department store has its perks, like occasional sales, a high-quality selection, and impressive return and exchange policies. You can rest easy when you shop at a department store knowing that you will be satisfied with the items and are getting your money's worth. The same can't be said for outlet and dollar store items.</p> <p>Fortunately, there are a number of other ways to save at your favorite department store, regardless of what you may be buying.</p> <h3>1. Start at the Back of the Store</h3> <p>When a department store wants you to purchase a specific item, they will make sure that it is within your eyesight. That means items in the front of the store, in front of the rack, and in your direct eye line are probably the most expensive options, or the items that the store is trying to push for some reason. Make sure to look at the top and bottom shelf, towards the back of the store, and in the back of the clothing racks to find hidden gems (and sales).</p> <h3>2. Use Coupons</h3> <p>Department stores offer coupons all the time. Search online or use sites like <a href="http://www.retailmenot.com/">RetailMeNot</a> or <a href="http://www.couponsherpa.com/">Coupon Sherpa</a> to find printable coupons that can save you even more on regular and sale items.</p> <h3>3. Join Reward Programs</h3> <p>You can enjoy added savings and discounts by signing up for the store's loyalty program, where you can earn rewards every time you shop.</p> <h3>4. Get a Store Credit Card</h3> <p>You may want to look into signing up for the store's credit card, which can provide you with even more savings and benefits, such as interest-free financing, discounts on purchases, special coupons, access to exclusive sales, rewards points on every purchase, and even free items throughout the year. However, in order to make this work for you in the long run, it is crucial that you pay off the balance every time you use the card. (See also: <a href="http://www.wisebread.com/store-credit-cards-that-dont-suck">Store Credit Cards That Don't Suck</a>)</p> <h3>5. Know When to Buy Things</h3> <p>Be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything to save more money throughout the year.</p> <h3>6. Feel Free to Return Things</h3> <p>If you don't like something, return it. Don't let it wither away in your closet or let it take up space in your home or garage. If buyer's remorse sets in, department stores offer great return policies. Simply return it and get your money back.</p> <p><em>What do you always purchase at department stores? Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">6 Genius Ways to Save on Cyber Monday</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-best-buys-at-tj-maxx">7 Best Buys at TJ Maxx</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-spot-and-avoid-a-fake-sale">4 Ways to Spot and Avoid a Fake Sale</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-score-a-last-minute-coupon">6 Ways to Score a Last-Minute Coupon</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best values big box stores coupons department stores discounts sales Wed, 07 Oct 2015 15:00:50 +0000 Andrea Cannon 1578793 at http://www.wisebread.com Never Order Fish on Mondays and 7 Other Bad Days to Buy Stuff http://www.wisebread.com/never-order-fish-on-mondays-and-7-other-bad-days-to-buy-stuff <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/never-order-fish-on-mondays-and-7-other-bad-days-to-buy-stuff" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_reading_outside_000011316429.jpg" alt="Woman learning common calendar shopping pitfalls" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Timing is everything. You can buy a great TV one day, only to see it half-price a few months later. You can sell your stocks one weekend, only to see them double in price over the next few weeks. But while some instances are impossible to foresee, some calendar shopping pitfalls are well known, and should be avoided at all costs. Here are eight instances when you should definitely put your credit card away, and wait for a better time to buy (or sell).</p> <h2>1. Don't Buy Airline Tickets on Weekends</h2> <p>Data collected by online travel agencies, fare trackers, and airline-pricing executives has revealed that the absolute worst time to buy airline tickets is the weekend. &quot;Like bread, fares get sort of stale towards the end of the week,&quot; says Bob Harrell, a fare consultant.</p> <p>In fact, most airlines will increase the prices of fares on Thursday evenings, and will watch to see how it affects competitor pricing. By Monday, big changes are made in the opposite direction, reacting to the price drops and other price matching. Fare analysts don't work on weekends either, which means they cannot react when all the cheap seats are taken. On Monday, they could drop the pricing on more expensive seats, and by Wednesday, you could see the lowest prices of the week. Then, the cycle continues. So, if you are planning a trip, don't think that leaving it to the weekend is a good strategy. You'll pay through the nose.</p> <h2>2. Don't Order Fish on Sunday or Monday</h2> <p>If there's one person to trust on this one, it's acclaimed chef and traveler Anthony Bourdain. He laid it out very clearly in his memoir, written in 2000.</p> <p>&quot;Here's how it works: The chef of this fine restaurant orders his fish on Thursday for delivery Friday morning. He's ordering a pretty good amount of it, too, as he's not getting another delivery until Monday morning. All right, some seafood purveyors make Saturday deliveries, but the market is closed Friday night. It's the same fish from Thursday!&quot;</p> <p>He also goes on to say in an article for <em>The Guardian</em> that he would not <a href="http://www.theguardian.com/books/2000/aug/12/features.weekend1">order fish on Mondays</a> unless it was in a four-star restaurant.</p> <p>&quot;I never order fish on Monday,&quot; Bourdain says, &quot;unless I'm eating at a four-star restaurant where I know they are buying their fish directly from the source. I know how old most seafood is on Monday &mdash; about four to five days old!&quot;</p> <h2>3. Don't Buy a Car on Monday or Tuesday</h2> <p>A recent Time magazine article unveiled the ups and downs of the <a href="http://business.time.com/2012/03/05/why-this-tuesday-is-one-of-the-worst-days-of-the-year-to-buy-a-car/">car-shopping calendar</a>, and it all revolves around incentives, dealership quotas, and what TrueCar senior analyst Kristen Andersson calls &quot;savvy weekend shoppers.&quot;</p> <p>&quot;Mondays and Tuesdays are to be avoided, and especially Mondays and Tuesdays early in the month,&quot; writes Time journalist Brad Tuttle. &quot;Why's this? Because dealerships view consumers who come in on Mondays and Tuesdays as 'need-based buyers,' and these particular buyers 'don't negotiate as much as the savvy weekend shoppers who do their homework.'&quot;</p> <p>Andersson also stated that if you are going to buy a car, wait until the end of the month. &quot;The last third of the month is typically when a dealer can tell how the month is going and can incentivize the vehicles.&quot;</p> <h2>4 Don't List eBay Items on Friday Evenings</h2> <p>If you like making a bit of extra money selling items on eBay, <a href="http://www.ebay.com/gds/The-Absolute-Worst-Time-to-List-Something-on-eBay-/10000000002633100/g.html">don't list on a Friday evening</a>. Typically, unless you alter the defaults, your auction will last seven days, and will end precisely seven days from the start of your listing. So, if you find yourself at a loose end one Friday evening, you may think that selling a few items on eBay is a good use of your time. Don't do it.</p> <p>Most people are out and about on Friday evenings, not sat in front of the computer ready to bid on an auction. Even taking into account smartphones and auction snipers, you will still lose a large chunk of your potential bidders. Instead, wait until Saturday morning. You will get much better results. Or, change the listing to three days, a Buy It Now, or perhaps even a 30-day listing.</p> <h2>5. Don't Buy a Home on the Last Day in May</h2> <p>So, with 365 days to choose from (or 366 in a leap year), it seems odd to point out one specific day as the worst day. But, there is <a href="http://homebuying.about.com/od/buyingahome/a/061008_WorstDay.htm">substantial evidence</a> to stay away from that particular day. About.com's Home Buying expert lists a multitude of reasons, including:</p> <ul> <li>Not closing in time. Pending sales peak in April, which means a larger workload for real estate agents, with often triple the amount of listings to deal with.<br /> &nbsp;</li> <li>The Memorial Day weekend playing havoc with customer service.<br /> &nbsp;</li> <li>Higher interest rates from any delay in closing.<br /> &nbsp;</li> <li>High competition from other buyers, resulting in bidding wars and overpriced offers.<br /> &nbsp;</li> <li>More fees for movers due to the increased volume.</li> </ul> <p>If you want to buy a house, choose a day no one else will be thinking about, like Christmas Day.</p> <h2>6. Don't Buy Salad for Lunch on Mondays</h2> <p>This has nothing to do with price, but waiting times (and as we all know, time is money). It seems that we all have a tendency to overdo things on weekends, or we want to start our weeks on a healthy track, even if we know we'll slip a few days later. So, people rush out to get salads for lunch on Mondays, and that means long lines waiting for your healthy lunch.</p> <p>Bloomberg Businessweek looked at findings from salad chain Chop't, which reported selling around 10% more salads on Mondays than any other day of the week. Another chain, Salad Creations, explained that Monday sales tend to exceed Friday sales by 17% to 22%.</p> <h2>7. Don't Buy Groceries on Weekend Afternoons</h2> <p>As Wise Bread's own Linsey Knerl so rightly points out, weekend afternoons are the absolute worst time to <a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">hit the grocery stores</a>. Aside from the fact that those product demonstrators are out offering free food, you will be hampered by massive lines and crowded aisles.</p> <h2>8. Don't Buy Flowers on Mondays</h2> <p>What has been said about fish is equally true for flowers. Many people think that Monday would be the best day to buy flowers, as it is the start of the week, and that means a big new delivery of fresh roses, tulips, and daffodils, right? Wrong.</p> <p>As Flower Arranging 101 states, &quot;Monday is actually the <a href="https://flowerarranging101.tv/monday-blues/">worst day to get your flowers</a>, even here at the&nbsp;San Francisco flower market.&nbsp;Anything that you would buy on Monday is either left over from the previous week or it arrived over the weekend and has sat without refrigeration waiting for markets to open.&nbsp;Even just a day without being kept in a cool environment will cause flowers to age faster and lose&nbsp;vase life.&quot;</p> <p><em>What days of the week do you avoid shopping?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/never-order-fish-on-mondays-and-7-other-bad-days-to-buy-stuff">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price">11 Retailers Where You Can Negotiate a Lower Price</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-times-you-should-demand-a-discount">8 Times You Should Demand a Discount</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Shopping Airfare calendar shopping discounts grocery stores restaurants sales when to buy Thu, 24 Sep 2015 11:00:18 +0000 Paul Michael 1567487 at http://www.wisebread.com 8 Ways Being Patient Saves You Money http://www.wisebread.com/8-ways-being-patient-saves-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-being-patient-saves-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_meditating_at_work_000043979528_0.jpg" alt="Woman learning to be patient and saving money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We all know that patience is a powerful virtue. It helps us get ahead in our careers, be better parents and partners, and avoid unnecessary conflict in nearly every area of life. Patience can even save us money. Here are eight ways going zen before you spend can help your budget:</p> <h2>1. You Have Time to Check Consumer Reviews</h2> <p>Informed consumers are smart consumers. Patience gives buyers a chance to compare features and prices, read online consumer reviews, explore product ratings on non-profit sites like Consumer Reports, and get the very best deal possible. It may sound cynical, but some manufacturers have built their livelihoods on selling junk to uninformed &quot;gotta-have-it-now&quot; buyers. Don't be one of them.</p> <h2>2. You Have Time to Decide If You Really Need It</h2> <p>Impatient consumers are led by their hearts and have trouble <a href="http://www.wisebread.com/how-to-never-succumb-to-impulse-spending-again">avoiding impulse spending</a>. How many times have you purchased an item on impulse only to later ask yourself &quot;What was I thinking?&quot; Being patient gives you time to consider (and reconsider) if you truly need what you're tempted to buy.</p> <h2>3. You Can Wait for a Sale</h2> <p>Don't you relish that moment when the stars align and something you really want or need goes on sale? Sadly, impatient folks never get to experience that natural high. They simply can't wait and their impatience costs them cold hard cash.</p> <h2>4. You Might Find it Used</h2> <p>There are many reasons <a href="http://www.wisebread.com/6-reasons-why-used-is-better">why buying used is better</a>, and saving money is just one of them. A few years ago, I was dangerously close to forking over $3,000 for a new Tempurpedic mattress. Instead, I took a deep breath and gave myself a few months to find a better deal. Amazingly, I spotted one for sale on Craigslist. A newlywed couple had received the queen-sized mattress as a wedding gift (what an amazing gift, right?) and didn't like it. Though technically second-hand, it was still in the factory plastic wrap. It's the best $1,000 I've ever spent.</p> <h2>5. You Can Explore Alternatives</h2> <p>Several years ago, I was decorating my new condo and stumbled upon a limited edition lithograph that I loved in one of those big chain galleries at the mall. It was out of my price range by several hundred dollars, but I crafted all sorts of justifications for the splurge. Luckily, I hesitated just long enough to be invited to a local art fair where I found an original painting that I loved even more &mdash; for one-third the price. A bit of inadvertent patience saved me hundreds, helped me support a struggling independent artist, and allowed me to discover a wonderful original image that I'll treasure for years.</p> <h2>6. You Might Get it as a Gift</h2> <p>If there's an item you want or need, add it to your holiday wish list or drop a few subtle hints in advance of a birthday, housewarming party, or similar gift-giving occasion. Sure, it's not the most evolved money-saving strategy, but often our friends and family are looking for just the perfect gift and would welcome reasonable suggestions.</p> <h2>7. You Can Wait for the Release of a New Model</h2> <p>Our consumer machine is constantly churning out smaller, sleeker, and faster models of the same product you must have right now. If you're patient enough, wait for the new and improved model to be released and then buy the original version at a deep discount.</p> <h2>8. You Can Save up and Avoid Finance Charges</h2> <p>Putting your impulse purchases on pause gives you time to save up and pay cash. Avoiding interest charges, potential late fees, and overdraft dings makes a patient approach even smarter. In fact, there are loads of <a href="http://www.wisebread.com/top-6-reasons-why-using-cash-only-rocks">reasons why using cash-only rocks</a>.</p> <p>In our act-fast, don't wait, while-supplies-last world, patience is a rare quality. Retailers encourage us to buy now and think later because they realized a long time ago that emotion moves products. Patient people spend less and when we do spend, we make better purchasing decisions. When it comes to my money and my budget, impulse has its place, but patience rules the day.</p> <p><em>Do you consider yourself a patient person? How has being patient helped you save money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/8-ways-being-patient-saves-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-simple-ways-to-stop-impulse-buying">9 Simple Ways to Stop Impulse Buying</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/47-simple-ways-to-waste-money">47 Simple Ways To Waste Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-common-money-misconceptions-about-women">4 Common Money Misconceptions About Women</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-the-trap">Book Review: The Trap</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/money-making-lessons-from-the-girl-scouts">Money-Making Lessons From the Girl Scouts</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Buy It Now buying used impulse shopping patience reviews sales Fri, 11 Sep 2015 15:00:30 +0000 Kentin Waits 1554811 at http://www.wisebread.com 5 Times Coupons Trick You Into Spending More Money http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-times-coupons-trick-you-into-spending-more-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000019788649.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Everybody loves to score a deal. Retailers are keenly aware of this phenomenon and have become very good at tricking your brain into thinking you're getting a deal, even when you may be spending more than you should. Here are some clever ways retailers use coupons to get you to open your wallet wide, along with some timely tips to fight back.</p> <h2>1. Online Coupons Aren't Always a Deal</h2> <p>Online shoppers love a good coupon code. But did you know that many <a href="http://www.wisebread.com/score-coupons-for-every-online-store-even-the-ones-that-dont-have-coupons">online retailers</a> are notorious for releasing a coupon only after jacking all of their prices up to full-retail? Suddenly your 25% off coupon code doesn't look so good, especially when you consider the fact that you could have actually saved more money the week prior, for example, when the website had everything in their new fall collection for 30% off, no coupon needed.</p> <p>A few of the online retailers notorious for releasing a coupon when prices are high include Ann Taylor, American Eagle, Old Navy, and Macy's to name a few. It's always in your best interest to keep track of the pricing schemes of the online retailers you frequent on a regular basis. Pay attention to when they release coupons and when they offer sitewide sales and only make your purchases when the price is actually the lowest. Also, if you can time your purchase when you have a coupon code in hand <em>and </em>the retailer is having a sitewide sale, you'll definitely maximize your savings.</p> <h2>2. The BOGO Dilemma</h2> <p>Another commonly used trick retailers use to get you to open your wallets wide is &quot;Buy one, get one for 50% off,&quot; also known as BOGO. Be aware that unless it is &quot;Buy one, get one free,&quot; you're rarely getting a good deal. Buy one, get one for 50% off is the equivalent of a 25% off coupon &mdash; which is an okay deal, but only if you actually need two of the particular item. Keep in mind that many retailers, especially clothing and shoe stores, often have coupons that exceed 25% off, making the BOGO offer nothing more than a spending trap. Kohl's, Lands' End, JCPenney, and Gap are a few retailers that fit this bill and immediately jump to mind.</p> <h2>3. Free Shipping&hellip; With a Catch</h2> <p>When it comes to shopping online, there is nothing worse than finishing your shopping at a website only to discover you're $10 short of qualifying for free shipping. Many online retailers will set a minimum threshold requirement for free delivery at $25, $50, $75, or even $100 to encourage shoppers to add items to their purchase and thus pad their profits.</p> <p>The next time this happens to you, hit up Google and do a search for &quot;[store name] free shipping coupon&quot; and see if you can dig up a coupon code for free delivery. If that doesn't work, many websites employ live chat operators who have a select number of coupons to hand out if you politely ask. Just start a chat session, explain your situation, and tell the operator how you'd like to complete your purchase but can't justify the shipping charge since you're so close to the minimum order threshold. I think you'll be pleasantly surprised with your result and stand a great chance of scoring a free shipping coupon without adding something to your cart that you don't need.</p> <h2>4. Percent Off Coupon With Minimum Order Size</h2> <p>Another retail trick is to release &quot;percent off&quot; or &quot;dollar off&quot; coupons with a minimum dollar amount required to score the discount. Whether you need to spend $49, $75, or $99 to get the discount, it's important to realize that retailers are attempting to get you to spend more in order to &quot;save&quot; some money. This is often a bad proposition for consumers and can easily lead to overspending. A smart workaround is to never walk into a store with one of these coupons unless you're sure you'll meet the minimum. If you do walk in and are determined to redeem the coupon, make sure you're buying items that you actually need or can use as a gift down the road.</p> <h2>5. Coupons You Buy Can Expire</h2> <p>Popular websites like Groupon and LivingSocial allow you to buy deals and coupons for experiences like golfing, sky diving, cooking classes, yoga classes, and the like. But what many consumers don't know is that many of these deals have expiration dates. They're banking on you buying the offer and forgetting to use it, or deciding later that it's not your cup of tea.</p> <p>Avoid this expiration trick by instituting a &quot;30-day&quot; policy. If you know you'll use the coupon within 30 days, then go ahead and purchase it. If you're on the fence in the slightest, pass on the offer as it'll probably go unused. Once you buy the experience or class, book it right away and get it on your calendar to make sure it gets used and doesn't end up in your desk drawer for all eternity.</p> <p>By being aware of why retailers release certain coupons and deals, and how they can make you overspend, you stand a great chance of actually saving money on the things you need.</p> <p><em>What other ways have retailers used coupons and &quot;deals&quot; to get you to spend more?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-genius-ways-to-save-on-cyber-monday">6 Genius Ways to Save on Cyber Monday</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-coupon-rules-that-stores-let-you-break">4 Coupon Rules That Stores Let You Break</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-to-wait-until-after-christmas-to-buy">8 Things to Wait Until After Christmas to Buy</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Shopping bogo coupons discounts free shipping retail sales saving money Wed, 12 Aug 2015 15:00:20 +0000 Kyle James 1518247 at http://www.wisebread.com Always Buy Airfare on Tuesdays and 7 Other Calendar Shopping Secrets http://www.wisebread.com/always-buy-airfare-on-tuesdays-and-7-other-calendar-shopping-secrets <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/always-buy-airfare-on-tuesdays-and-7-other-calendar-shopping-secrets" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_000026548068.jpg" alt="Woman using calendar shopping secrets to find good deals" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Ever wonder if there's a rhyme or reason to the retail game? Well, there is, and it often involves knowing <em>when </em>to buy. Reverse your losing streak and start winning by buying these items on certain days of the week.</p> <h2>1. Airfare</h2> <p>It seems like everyone has an opinion about the best time to purchase airfare, but the general consensus seems to be that Tuesdays are you best bet to pick up a ticket for your next jet-setting vacay.</p> <p>&quot;Airlines post sales on Monday evening which make other airlines scramble to match prices on Tuesday morning. By 3 p.m. on Tuesday, the unbelievable deals are gone, but those sales may last for a few more days,&quot; writes My Dollar Plan.</p> <p>ABC News also weighed in on the subject of <a href="http://abcnews.go.com/Lifestyle/best-days-shop-save-electronics-clothing-airfare-groceries/story?id=24515725">cheap airfare</a>, citing CheapOair.com, which said that purchases can save up to $236 on average on Tuesdays &mdash; while Fare Compare is much more specific, claiming that the lowest prices are typically found at 3 p.m. EST on Tuesdays.</p> <p>CNN took a different approach to find out the best average time to <a href="http://money.cnn.com/2015/02/11/pf/best-time-to-buy-airfare/">book your cheapest plane ticket</a>. &quot;CheapAir.com analyzed nearly 5 million trips last year and found the best prices for domestic airfare were booked, on average, 47 days ahead of the departure date. The year before, the sweet spot was 54 days,&quot; it says. Forbes backs up that assessment by generalizing that the <a href="http://www.forbes.com/sites/grantmartin/2014/12/09/best-days-to-book-flights-are-tuesdays-50-100-days-before-travel-expedia-study-concludes/">best time to buy airfare</a> is 50 to 100 days before the trip.</p> <h2>2. Electronics</h2> <p>In the market for a new computer? DVD player? Flatscreen TV? Tell the boss you'll be a little late on Monday because you've got some shopping to do.</p> <p>According to the Huffington Post, &quot;Online manufactures and retailers offer cheaper deals for computers, TVs, cameras, video games, and other electronics on Mondays.&quot;</p> <p>Consumer savings expert Andrea Woroch confirmed to ABC News that Mondays are the best time to buy electronics, such as cellphones and tablets, because that's the day manufacturers release rebates and discounts and the retailers pass them on to customers.</p> <h2>3. Jewelry</h2> <p>Lifehacker says that Wednesdays are the best day of the week to buy jewelry, because &quot;...apparently women tend to shop in the middle of the week, so online jewelry prices start dropping on Wednesdays and sales on accessories continue on Thursday.&quot;</p> <p>That statement isn't entirely scientific, of course, but <em>Time</em> magazine substantiates it with research that suggests that jewelry is at it lowest on Wednesdays.</p> <h2>4. Groceries</h2> <p>You might expect Mondays to be the best day to go grocery shopping &mdash; because who wants to go grocery shopping on Monday &mdash; but it's actually Wednesday when you'll score the best deals.</p> <p>DailyFinance says it's more economical to shop mid-week because Wednesday is the day that many supermarkets release new sale ads, but also honor the previous week's sale items. Take advantage of that tidbit and you could walk away with double the savings.</p> <p>On the other hand, however, My Dollar Plan and U.S. News &amp; World Report both claim that Sundays are the day you should do your food shopping because that's when new coupons appear in the newspaper.</p> <p>So who's right?</p> <p>Let's say that nobody's wrong &mdash; both days have their merits &mdash; but Wednesdays take the lead in the &quot;best day to grocery shop&quot; category.</p> <p>Just steer clear of the supermarket on Saturdays, which research shows is the busiest grocery-shopping day of the week.</p> <h2>5. Cars</h2> <p>Many websites agree that Monday is the best day of the week to buy a car.</p> <p>&quot;Coming off of a less than impressive weekend, any sales they can get to temper their unimpressive performance are gladly taken, but sometimes the opposite is true,&quot; explains My Dollar Plan. &quot;If the dealership had a big sale and the results were impressive, they may be more likely to make the same deals to people they met over the weekend. Sort of an icing on the cake as they look at their sales numbers.&quot;</p> <p>But wait &mdash; there's more&hellip;</p> <p>The best month to a buy a new car, according to Fox Business News and ABC News based on data from TrueCar, is August. Reasoning suggests that August buyers benefit from changeovers in model years, which used to come in September and October.</p> <p>And for the absolute, very best day to buy a car, you'll want to&nbsp;<a href="http://www.marketwatch.com/story/the-years-best-day-to-buy-a-car-is-approaching-2013-12-09">shop on New Year's Eve</a>. That's right, you'll have to put your party plans on hold if you want to score serious savings, according to MarketWatch &mdash; though you can still save a bundle anytime between the day after Christmas and Jan. 2.</p> <h2>6. Major Appliances</h2> <p>You've probably noticed a pattern emerging that weekdays are the best days to save on a lot of item, which is just typical isn't it? Who has time to shop Monday to Friday!?</p> <p>Rest assured that major-appliance manufacturers are tapped into your schedule, with Saturday and Sunday being the best days to reduce the cost of washers, dryers, refrigerators, and more.</p> <p>For good measure, Home Depot accepts competitor coupons. You can find an abundance of low-priced Lowe's coupons on eBay (that's how coveted they are; people are selling them online), primarily for 10% of your purchase.</p> <h2>7. Gas</h2> <p>You might think the gas gods are against you &mdash; always raising the price-per-gallon when you feel the pinch the most &mdash; but you might be surprised to learn that the industry is (sort of) in your corner.</p> <p>According to GasBuddy, the best days of the week to <a href="https://blog.gasbuddy.com/posts/GasBuddy-Study-Finds-Best-Day-for-Motorists-to-Fill-Up/1715-562509-2244.aspx">buy the cheapest gasoline</a> are actually on the weekend. Shocker, huh?</p> <p>&quot;Surprisingly, many states see the lowest gasoline prices for the week during the weekend, which may come as a surprise to many motorists,&quot; said Patrick DeHaan, senior petroleum analyst with GasBuddy.</p> <h2>8. Clothing</h2> <p>The early bird gets the worm when it comes to <a href="http://www.wisebread.com/101-ways-to-save-money-on-clothes">new clothes</a>, and if you want the pick of the litter, you better show up on Wednesdays or Thursdays.</p> <p>Margie Cader, spokeswoman for Shop It To Me, says that retailers <a href="http://abcnews.go.com/Business/best-days-buy/story?id=23128573#4">add new sale merchandise</a> on Wednesday, Thursday, and Friday, so if you want to take advantage of new markdowns, Thursday is the ideal time to strike, according to ABC News.</p> <p>Catey Hill, a consumer reporter for MarketWatch, confirms Cader's assessment to Marketplace.</p> <p>&quot;They're hoping people will go shopping on Friday or Saturday, so they <a href="http://www.marketplace.org/topics/your-money/ask-money/best-days-week-shop">release the deals</a> on Wednesday or Thursday in preparation for the weekend. But there are so many avid couponers that are like, 'Oh deal's released, I'm getting this right now!' that by the time Saturday has rolled around the inventory is much more picked through,&quot; she says.</p> <p><em>Do you have insider knowledge on items that are cheaper to buy on certain days of the week? Let us know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/always-buy-airfare-on-tuesdays-and-7-other-calendar-shopping-secrets">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-should-always-buy-at-department-stores">6 Things You Should Always Buy at Department Stores</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-coupon-rules-that-stores-let-you-break">4 Coupon Rules That Stores Let You Break</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-ways-to-maximize-your-savings-at-home-depot">6 Surprising Ways to Maximize Your Savings at Home Depot</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping clearance discounts sales saving money Wed, 20 May 2015 17:00:11 +0000 Mikey Rox 1424425 at http://www.wisebread.com 11 Retailers Where You Can Negotiate a Lower Price http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-retailers-where-you-can-negotiate-a-lower-price" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/retail_employee_000026834633.jpg" alt="Retail employee at store where prices are negotiable" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In many parts of the world, haggling is a way of life. You would never think of paying the sticker price, and to be honest, the retailer would be offended if you didn't try to negotiate.</p> <p>In America, things are a little different. We have become used to just accepting that the price we see is the price we pay, with very few exceptions. Yes, we'll negotiate on a home or car, but after that, we tend to avoid haggling. However, several major retail stores will actually take part in price negotiations, and will usually give you a better deal than the one you were expecting. You just have to know how to play the game. And it goes without saying &mdash; be polite and courteous the whole time. Demanding a discount won't get you anywhere.</p> <h2>1. Best Buy</h2> <p>Let's start with the one most people have asked me about. &quot;Can you really haggle at Best Buy?&quot; Yes, you absolutely can, although the results will vary from store to store.</p> <p>First, you want to go shopping towards the end of the month, between the 29th and the 31st. Like most retail stores, Best Buy gives its floor managers sales goals, and they really want to hit them. By going in when they are down to the wire, you have more haggling power.</p> <p>Next, follow a few simple rules and you will get the bargain you want.</p> <ul> <li>You will get better discounts on high-end items. A huge $2500 TV or home theater system has a serious markup, and therefore, more wiggle room. If you go big, start negotiating.<br /> &nbsp;</li> <li>Ask for freebies to be thrown in. If you're buying a computer, ask for a pack of blank DVDs. If you get a laptop, ask for a free bag or wireless mouse.<br /> &nbsp;</li> <li>Focus on floor models and open box items. I've had great success buying floor models at massive discounts. The great thing is, you can buy the Geek Squad protection on it, and they'll replace it for a brand new item if they're unable to repair it. Open-box items are also easy to haggle on, and 20%-25% off is fair. And if the packaging on a new item is damaged, ask for a discount. They will often give you 10% off.<br /> &nbsp;</li> <li>Bundle and save. Buying a monitor and a keyboard? Ask for a discount on both. The same goes for a TV and Blu-ray player, or a bunch of DVDs. If you are buying multiples, the store manager has some discretion to give you a deal.<br /> &nbsp;</li> <li>Remember price matching. If you see a lower price anywhere, Best Buy will match it. So before you buy, search for the item on your smartphone and find the lowest price online or locally. Then watch the salesperson crumble.</li> </ul> <h2>2 &amp; 3. Home Depot and Lowes</h2> <p>The top two big box DIY stores are both susceptible&nbsp;to the art of negotiation. Just ask Kyle James, a former Home Depot worker whose own post at <a href="http://www.rather-be-shopping.com/blog/2014/09/08/how-to-negotiate-at-major-retailers/">Rather Be Shopping</a> is full of great tips for negotiating at that store and several others on this list. Both Home Depot and Lowes have&nbsp;very similar policies when it comes to negotiating, and the following guidelines apply.</p> <ul> <li>Scratches, dents, and dings give you great haggling power. On big appliances, most customers want their new items to be pristine. They cost a lot of money, they should be perfect. But who cares about minor dings? After a few months in the house with kids and pets, those dings will soon appear anyway. Seek out scratched and dented items when you want a new appliance, and start haggling. It's damaged goods, and the managers have wiggle room. Even torn packaging can get you a discount.<br /> &nbsp;</li> <li>Get deals on poor quality lumber, roll ends, and off cuts. If you're building a fence and don't mind a few imperfect pickets or posts, grab them from the rack. Then, talk to a store manager and ask for a discount. You should easily get one, since the lumber they can't sell gets junked, anyway. You can also get great deals on roll-ends for carpet and linoleum, as well as off-cut wood and other materials.<br /> &nbsp;</li> <li>Floor models are also great starting points for negotiations. These days, you can get all of your major appliances from the hardware store, and they all have floor models that have been poked, prodded, and generally used and abused by potential customers. However, they work just fine, most of them have never even been plugged in. Ask for a floor model, at a 10%-15% discount. If they are not ready to sell the floor models yet, ask when they are. You may even be able to put one on hold, if you are particularly charming.<br /> &nbsp;</li> <li>Take advantage of stocking errors. This doesn't always work, but if you see something you want and the price looks too good to be true, it could be a product that has been placed in the wrong section. If it's a one off, forget it. But if the whole rack is marked at $10, instead of $20, then it is a legitimate angle for a discount. They priced it incorrectly, it's their mistake, and their loss. This happens a lot at hardware stores, especially in some of the aisles with very similar products at vastly different prices.<br /> &nbsp;</li> <li>Price match. This is always a good option. Now, Home Depot and Lowes seem to be a little tougher on this than other stores, and will require evidence of a product in stock locally for a lower price. Online price matching will be way more difficult to achieve.</li> </ul> <h2>4 &amp; 5. Sam's Club and Costco</h2> <p>Wherever you do your bulk buying, there are some strategies you can employ that can help you get better prices. Remember, just because you're already getting a discount, it doesn't mean the prices cannot go lower. Your membership fees and the bulk buying formula are the reason the prices are low. The stores are getting this stuff cheap, they make great profits, and you can negotiate.</p> <ul> <li>Know the store layouts. Clark Howard, a consumer expert, says that the best deals in both of these stores are on aisles five, six, and seven. Knowing this in advance, you can head over to these areas and talk to the manager about buying a lot of these goods for a discount.<br /> &nbsp;</li> <li>Look for items going off that day. Whether it's fruit, meat, bread, cakes, or vegetables, the manager will be very pliable towards the end of the day. They'd rather get a sale from you than throw it all in the dumpster.<br /> &nbsp;</li> <li>Tires should never be bought at sticker price. The warehouse stores rely on you thinking that they will have the cheapest prices around. This is a complete fallacy. With your smartphone at hand, bring up the prices of the same tires at places like Discount Tire or Tire Rack.</li> </ul> <h2>6. Furniture Stores</h2> <p>There are big retail chains, and there are local mom-n'-pop businesses. However, they both have one thing in common: They are willing to negotiate on certain items, especially as the <a href="http://www.marketwatch.com/story/guid/dbc03806-309a-11e0-b7f5-072128040cf6?page=2">markup on furniture</a> is so high. How high, you ask? Try 80%. A lot of the stock is bought overseas, shipped in, and marked up to ridiculous amounts. Here are some negotiation strategies you can use.</p> <ul> <li>First, head to the back of the stores, or the clearance sections. You will find some products marked &quot;as is&quot; or &quot;last one.&quot; Well, this is a great place to start haggling. They have discounted the stock because they want it gone, and if you are ready to take it off their hands on that day, you'll be doing them a favor. Don't get greedy, it's already cheap, but drop the price another 20%. If you can, offering cash also helps.<br /> &nbsp;</li> <li>They know many of their products are not as high-quality as they make out. So, start looking over the pieces like they're used cars. Inspect the joints, the finish, point out the flaws. As you make your case for the poor craftsmanship, you are laying the groundwork for a discount.<br /> &nbsp;</li> <li>Buy more, get more of a discount. If you plan on remodeling the bedrooms, see if you can afford to buy everything at one time. If you're dropping a lot of money, the furniture store may work with you.</li> </ul> <h2>7 &amp; 8. Walmart and Target</h2> <p>You might think that the country's two largest retailers wouldn't let you haggle. Well, this isn't the case. There are times you can haggle, if you know what you're doing.</p> <ul> <li>Like other stores on this list, Walmart and Target will let you haggle on items that are damaged or dinged. On damaged items, you can get a <a href="http://consumerist.com/2010/08/09/its-never-too-late-to-haggle-even-at-target/">13% discount at Target</a>. I checked into this, and it's a standard figure that is often offered, especially if you received a damaged item from Target.com. So, if you are okay with the amount of damage the item has, ask for the discount. They will often apply it right there.<br /> &nbsp;</li> <li>Food is very easy to negotiate on. Just like in the warehouse stores, Walmart and Target managers know that food that has reached its best-before-date is not going to be easy to sell. That's why you'll often see those &quot;manager's special&quot; stickers on meat and seafood. Well, just go and talk to a manager and ask for a discount on the food. They will usually apply a savings sticker right there. It can be anywhere from $3 off, to half price. If it's in questionable shape, or the packaging is beaten up, you can often get it for 75% off.<br /> &nbsp;</li> <li>Discontinued items are another great way to save money. You can find out about them from websites, and armed with that knowledge you can ask for big discounts. You will also see them in bargain bins. The store wants them gone; they will negotiate.</li> </ul> <h2>9. Pawn Stores</h2> <p>You've seen Rick on Pawn Stars, so you know the score here. This is one of the few kinds of stores that actively encourages haggling, due to the nature of their &quot;buy low and sell high&quot; model. They want to engage you in negotiations, but this of course works both ways. You can get a deal, if you know how to approach them:</p> <ul> <li>Learn the pawn store discount codes, such as the <a href="http://lifehacker.com/5948519/crack-the-hidden-pawn-shop-price-codes-to-haggle-a-better-price#">codes from Pawn America</a>. Once you know the secret, you are instantly given a way to know how much the item can be discounted. Other pawn stores may have similar codes, so do your homework.<br /> &nbsp;</li> <li>If you're selling, make sure you know as much as you can about your item. And then, make sure <em>you </em>make the first offer, knowing that it will be countered by a much lower offer. One of the first rules of negotiation is that the person who sets the price controls the bidding.<br /> &nbsp;</li> <li>Don't over-negotiate. The pawn store owner is running a business, and has to make a profit from the items he or she buys. Yes, they are ready to haggle, but if you offer them half of what the item is worth, they'll laugh you out of the store. When they say &quot;final offer,&quot; they mean it.</li> </ul> <h2>10. Thrift Stores</h2> <p>As someone who goes to thrift stores often, haggling is a great skill to have. Every thrift store is different, but having worked behind the scenes at Goodwill, I can tell you that the pricing is very loose. Some items are marked too low, and others too high. With that in mind...</p> <ul> <li>Look at the color-coded tags. If a color is on sale that week, it means it has been sitting on the shelf for a long time. Thrift stores have a high turnover, and want to make room for new merchandise constantly. These items are ready to go to something called salvage, and that means you have the ability to haggle the price.<br /> &nbsp;</li> <li>Look carefully at the condition. Is it scratched, dented, or chipped? Does it work correctly? Did you find snags or holes that the pricer may have missed? Simply by pointing those things out, you can get a manager to knock a few bucks off the price.<br /> &nbsp;</li> <li>Use your smartphone to bring up the going rate of the item you want. If they have overpriced it, they'll usually bring it down to the price you show them. After all, they get all of their items for free, so it's all profit for the charity.<br /> &nbsp;</li> <li>Ask for discounts on bulk purchases. I recently bought a set of four plates the same price that three would have cost me, simply because I asked for a discount if I took them all.</li> </ul> <h2>11. Department Stores</h2> <p>Despite what you may think, Nordstrom's, Macy's, Kohl's, and Dillard's are definitely open to haggling. Managers are open to a little negotiation, and are even authorized to go <a href="http://www.nytimes.com/2013/12/16/business/more-retailers-see-haggling-as-a-price-of-doing-business.html?_r=2&amp;pagewanted=all">10% below a competitor's price</a>. Here's what you need to do to make sure you are in the discount zone.</p> <ul> <li>Price matching is key. If you find a blouse or a pair of shoes cheaper in another store, bring it up on your smartphone. They want your business, and they have numbers to hit. The price is not going to be much lower anyway, and they'd rather have less profit than no sale.<br /> &nbsp;</li> <li>Sales happen all the time. Ask if the item you're looking for was recently on sale, or if it is coming on sale again soon. The store manager will often give you last week's sale price. You can also come back to a store when the item you bought at full price is now on sale, and ask for the difference as a refund. They will usually honor this.<br /> &nbsp;</li> <li>Once again, scuffs, scratches, and dents are great haggling points.<br /> &nbsp;</li> <li>Use something called &quot;sticker shock.&quot; That means you're very interested in the item until the clerk reveals the price. If you are really taken aback, they will look into discounts for you. Sometimes, those discounts can be significant, especially on jewelry and watches.<br /> &nbsp;</li> <li>Ask for extras to be thrown in for free. If you buy a suit, ask for a shirt and tie.<br /> &nbsp;</li> <li>The golden rule with department stores &mdash; ask for the manager. They have the authority to offer bigger discounts, and if you are very polite, they often like to show how powerful they are by giving you a big fat discount.</li> </ul> <p><em>Where do you negotiate price?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/11-retailers-where-you-can-negotiate-a-lower-price">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-these-8-questions-to-get-a-better-price">Ask These 8 Questions to Get a Better Price</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-tricks-you-should-learn-from-great-hagglers">10 Tricks You Should Learn From Great Hagglers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/conversation-killers-what-s-holding-you-back-from-negotiating">Conversation Killers: What’s Holding You Back From Negotiating?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/get-more-money-for-your-stuff-with-these-retail-secrets">Get More Money for Your Stuff With These Retail Secrets</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-ways-to-maximize-your-savings-at-home-depot">6 Surprising Ways to Maximize Your Savings at Home Depot</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Shopping bargaining haggling negotiating sales sticker prices Thu, 30 Apr 2015 15:00:26 +0000 Paul Michael 1401050 at http://www.wisebread.com 5 Things You Shouldn't Order on Amazon http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-things-you-shouldnt-order-on-amazon" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/online_shopping_000043524592.jpg" alt="Woman shopping on Amazon and not finding good deals" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When I'm in the market to purchase, well, anything, I usually first check Amazon to find the best price. Over the years, however, I've noticed that I can't just use the site as a one-stop shop for everything on my list. Some things are simply cheaper elsewhere. (I've even started using the <a href="http://www.savings.com/pricejump">PriceJump</a> tool from Savings.com to compare Amazon prices against those at other retailers.) Here are five items that usually <em>aren't </em>cheapest on Amazon. (See also: <a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should?ref=seealso">10 Things You Should Never Buy at the Dollar Store</a>)</p> <h2>1. Groceries</h2> <p>Yes, you can order virtually anything on Amazon, including food. But examine those price tags first. I checked out a few staple items, like <a href="http://www.amazon.com/gp/product/B003ZWLCZC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B003ZWLCZC&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=DE2XY356OYUJQOTV">Skippy Natural Peanut Butter</a>, which costs over $8 per container on the site. One commenter noted he could buy three jars of the same stuff at his local store for this price. I agree. Then my eyes bugged out of my head at the sight of a $7.99 box of <a href="http://www.amazon.com/Kix-dinirao-Cereal-12-oz/dp/B000VDSRV0/ref=sr_1_3?ie=UTF8&amp;qid=1426444426&amp;sr=8-3&amp;keywords=kix+cereal">Kix Cereal</a> (12 ounces) that I recently purchased for under $3 in our breakfast aisle. Sure, it's convenient to get groceries delivered to your door step, but not at such a premium.</p> <h2>2. Personal Care Items</h2> <p>I was shocked when I went looking for my favorite container of <a href="http://www.amazon.com/gp/product/B000HK1ON0/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000HK1ON0&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=KIVLRR2TJ3T2FZKE">Dr. Bronner's Castile Soap</a> only to find it costs several dollars more online than it does at my grocery store, even with free shipping. Some further investigation uncovered that the <a href="http://www.amazon.com/gp/product/B004LI6CDQ/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B004LI6CDQ&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=6L4KM5YFPDCLZG5I">Neutrogena mascara</a> I use costs $11 on Amazon compared to the $9 I spend at the corner drug store. And today as I write this article, there's a buy one, get one 50% off sale with my Rite-Aid Wellness Card. The same <a href="http://www.amazon.com/gp/product/B0016OCTLM/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B0016OCTLM&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=EJZKNDCACZDCWSTH">henna dye</a> I use to color my hair is an insane $50 on Amazon, versus the $25.95 I pay on Lush.com. (One area where Amazon wins? Sun care! Most sunscreens I use &mdash; organic and conventional &mdash; are several dollars less on the site.)</p> <h2>3. Cleaning Products</h2> <p>I find much better prices on cleaning supplies at discount clubs and big box stores. For example, <a href="http://www.amazon.com/gp/product/B000LUTVYA/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000LUTVYA&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=I2XOO3OHXDXGWUKG">Pledge Furniture Polish</a> costs over $5 (with $7.41 shipping) on Amazon, versus the $3.93 at our Walmart store. A four-count box of <a href="http://www.amazon.com/gp/product/B001339ZMW/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B001339ZMW&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=D2SUMBIXTEU5QBWF">Mr. Clean Magic Erasers</a> costs nearly $10 on Amazon, compared to just $3.47 at Walmart. The list goes on. Plus, you can save a ton on cleaning products by making your own at home, which is what we've done for all-purpose cleaner, <a href="http://www.wisebread.com/5-diy-laundry-detergent-recipes">laundry detergent</a>, dish soap, dishwashing detergent, and more. (See also: <a href="http://www.wisebread.com/how-to-clean-everything-with-just-3-all-natural-cleaners?ref=seealso">How to Clean Everything With Just 3 All-Natural Cleaners</a>)</p> <h2>4. Fitness Gear</h2> <p>I love my FitBit fitness tracker, but I snagged it at a low price with a coupon at Kohl's. On Amazon, this wristband is a competitive $88, but you can still save some cash by shopping elsewhere and taking advantage of sales or store incentives.</p> <h2>5. Clothing and More</h2> <p>When it comes to clothing, shoes, and other apparel, you'll need to go on a case-by-case basis and shop around. Online retailers, like 6pm.com, offer great deals on all the top designers and often have codes for extra savings. Using coupons and taking advantage of seasonal sales can yield better prices on everyday wear at your local store. Sometimes Amazon has some incredible deals, like 70% off this cute <a href="http://www.amazon.com/gp/product/B00FQK4LCC/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00FQK4LCC&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=LEQBRYIKUHXJBKBD">Kenneth Cole Skylar dress</a> &mdash; just $30. Other times, not so much. This <a href="http://www.amazon.com/gp/product/B00SAUXDE2/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00SAUXDE2&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=4OMDJ3B4UCJKLIR5">Calvin Klein baseball jacket</a> is $168 on Amazon, and $130 <a href="http://www1.macys.com/shop/product/calvin-klein-baseball-jacket?ID=1991108&amp;pla_country=US&amp;CAGPSPN=pla&amp;CAWELAID=120156340001568481&amp;catargetid=120156340001636759&amp;cadevice=c&amp;cm_mmc=Google_Mens_PLA-_-Men%27s+Apparel+-+Men%27s+Outerwear+-+GS_Calvin+Klein-_-70559928185_-_-_mkwid_btDxCFUh%7Cdc_70559928185%7C-%7CbtDxCFUh">on sale at Macy's</a>.</p> <p><em>This list isn't exhaustive by any means. We'd love to hear what items you've stopped buying on Amazon, or others that you won't buy anywhere else. Please leave your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-best-buys-at-tj-maxx">7 Best Buys at TJ Maxx</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-raincoats-in-summer-because-winter-always-comes-0">Buy raincoats in summer, because winter always comes.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-things-you-should-buy-at-costco">15 Things You Should Buy at Costco</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-should-never-buy-at-the-dollar-store-and-10-you-should">10 Things You Should Never Buy at the Dollar Store (and 10 You Should)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Amazon bargains discounts sales Mon, 30 Mar 2015 13:00:09 +0000 Ashley Marcin 1359516 at http://www.wisebread.com 10 Stupid Shopping Mistakes Even Smart People Make http://www.wisebread.com/10-stupid-shopping-mistakes-even-smart-people-make <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-stupid-shopping-mistakes-even-smart-people-make" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/lady_shopping_000011736667.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I bet you consider yourself a savvy shopper, and probably rightfully so. You search for online discount codes before checkout, pull up mobile coupons at the register, and buy in bulk when necessary. Yes, you're a veritable savings superstar &mdash; but I'm about ruin your day.</p> <p>Even the smartest shoppers make stupid mistakes &mdash; including me &mdash; by overlooking more savings opportunities right under their noses. That ends today. So you can smell what the Rox is cookin', take a look at these 10 buying blunders and change your spendthrift ways.</p> <h2>1. Not Stacking Coupons at Checkout</h2> <p>There's no question that you're using coupon codes at checkout when you're shopping online, but let's face it &mdash; that's amateur hour. Those of us in the major leagues know how to work the system to take advantage of the highest-level discount that we can possibly achieve.</p> <p>Take a recent purchase I made at Gap.com, for instance. I received a promo email touting 50% off one regular-price item, along with 35% off the rest of my purchase. I had to enter two separate codes for the deal. Since the system accepted two separate codes, I wondered if it would take a third, and I found a few online that seemed valid. The first one I entered was rejected, but the second one for an extra 10% off for card members was accepted. Since the system took three codes, I thought maybe it would take a fourth; free shipping &mdash; huzzah! By the time I checked out, I had reduced what was originally $222.75 to $80.79, and because I used my store card, I got reward points that will save me more on a future purchase.</p> <p>This won't work everywhere, mind you, since each retailer's system is different. But, like your momma always told you, you won't know until you try.</p> <h2>2. Bypassing the Refurbished Rack</h2> <p>I have to admit that I don't give much thought to refurbished products. I like the thought of having items that are new and untainted by grubby human hands because, well... they just make my soul feel right. Turns out I'm paying dearly for this snobbishness though, and I may have to reconsider.</p> <p>&quot;Not evaluating the refurbished sections at Sears, Best Buy, Dell, Apple, or other electronics retailers [is a mistake],&quot; says Phong Vu, CEO of DealScience. &quot;The electronics inside are almost always in tip-top shape and always come with a warranty &mdash; big red flag if there's no warranty. These aren't your dent-and-scratch items either. Nowadays, refurbished items look practically new.&quot;</p> <h2>3. Failing to Leverage Price Matching</h2> <p>This is a tactic I learned when I purchased an outdoor theater system for my home last summer. The salesperson at Best Buy told me he was going to consult the online store to see if there was a price difference between in-store and the website. (Nice guy, that one.) If there was a lower price, he would match it. There was, to my bank account's delight. As a result, I make sure to take advantage of this opportunity (if it exists) every time I make a high-price purchase wherever I shop.</p> <p>&quot;When Amazon came along, a lot of retailers like Best Buy, Walmart, and Target felt the price pressure,&quot; Vu explains. &quot;Each of these stores now matches Amazon (and each other) on price. Policies differ by store, so you'll need to read the fine print. In addition, Amazon even matches itself: If you find a lower price on an item you just bought within seven days, they'll give you a refund on the difference in price.&quot;</p> <h2>4. Shopping Like There's Wiggle Room in Your Budget</h2> <p>A lot of times we give up after we're satisfied that we've saved a certain amount &mdash; but is that the maximum amount you can keep for yourself? In some cases it isn't, which is why (if you're dedicated to recouping every last cent you can) you should buy like your budget depends on it (because it does). This is a particularly useful habit when you're booking travel.</p> <p>&quot;Savvy shoppers can utilize Airbnb, HomeAway, and other [short-term rental] sites on vacation for cheaper accommodations,&quot; Vu suggests. &quot;In many cases, you can rent a fully furnished house or apartment for less than your typical hotel chain, like Marriott or Hilton.&quot;</p> <p>As a short-term rental host myself, it's important for me to press this issue. Personally, I offer an entire two-story, three-bedroom home near the beach for less per night than local one-room hotel accommodations. I also undercut all the competition in my area and offer the most amenities, so my guests are truly getting their money's worth on their vacation accommodations.</p> <p>Remember, though, that this habit doesn't only apply to vacations. You should be shopping like there's no wiggle room in your budget on anything &mdash; from groceries to gym membership.</p> <h2>5. Buying Something Just Because It's on Sale</h2> <p>Even though I'm a personal finance expert, I'm still only human &mdash; and I'm guilty of falling prey to falling prices. There have been plenty of times that I've bought things just because they were on sale (hello, holiday decorations), and it's a character flaw that I'm actively trying to correct.</p> <p>I wonder if they have anonymous meetings for discount Christmas décor hoarders...</p> <p>&quot;Buying something solely because it is on sale is one of the best ways to waste your money,&quot; says Sarah Giller Nelson of Less is More organizers. &quot;Before you purchase something on sale, ask yourself if you would still buy it if it was full price. If the answer is no, then save your money for something to come along that you truly love.&quot;</p> <p>&quot;I see this a lot with my more creative clients,&quot; adds Katherine Trezise of Absolutely Organized. &quot;They purchase storage containers, decorative items, and craft supplies simply because they like the way they look and therefore assume they could use them &mdash; somehow, someday,&quot; she says. &quot;I encourage my clients to wait to shop for something until they are ready to put it into use or give it away. Someday is not a day of the week.&quot;</p> <p>Sage advice. These two are never allowed in my basement.</p> <h2>6. Not Negotiating Financing</h2> <p>This is another one of those why-didn't-I-think-of-this tips, but I understand how you can wave the white flag during the financing part of the deal after heavy price negotiating. You don't want to seem cheap or greedy &mdash; but that self-consciousness will cost you. Take the advice of millennial finance expert and author of <a href="http://www.amazon.com/gp/product/B00RI0JE9I/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00RI0JE9I&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=2QDCGFXUJO3YUHLT">The Broke and Beautiful Life</a><em>,</em> Stefanie O'Connell, and go in for the kill anyway. You'll thank yourself later.</p> <p>&quot;One major shopping blunder is working hard to find and negotiate the best price, but failing to apply that same strategy when it comes to financing the purchase,&quot; O'Connell says. &quot;On a mortgage, for example, many people take the first quote they get from their lender. It's far more likely that a negotiation of a few percentage points on the interest rate of a 15 to 30 year loan will pay off more than negotiating a few thousand dollars on closing costs.&quot;</p> <h2>7. Ignoring the Fine Print of Credit Cards</h2> <p>This probably seems like Shopping Savvy 101, but most of us pay more attention to the perks of a credit card than the fine print. This is precisely the purpose of all those attractive incentives: Dangle something shiny in front of your eyes, and you'll totally overlook the ruse. Consider this a reminder to keep your wits about you, especially at the cash wrap.</p> <p>&quot;Signing up for a store credit card may seem like a good idea for even the most savvy shoppers &mdash; who doesn't want 20% off their first purchase?&quot; asks Kevin Fleming, founder of Credit Forums. &quot;The truth is, however, that many <a href="http://www.wisebread.com/store-credit-cards-that-dont-suck">store cards</a> have high interest rates, hidden fees, and lots of fine print. For example, many store cards offer a 0% introductory period with no interest if paid in full. This may seem like a great deal for those who want to finance a large purchase, like a new TV. But there's a huge catch: If you don't pay off your purchase by the end of the introductory period, you may owe deferred interest.&quot;</p> <p>In other words, don't apply for plastic without reading the fine print.</p> <h2>8. Costly Assumptions on Past Experiences</h2> <p>Has a retailer put a bad taste in your mouth because of its high prices? Have you avoided that retailer ever since? Well, you might be doing yourself a disservice.</p> <p>&quot;Comparing prices is a fundamental savings strategy, but sometimes assumptions get the best of us,&quot; warns Kendal Perez, savings expert at<a href="http://www.couponsherpa.com"> Coupo</a>n<a href="http://www.couponsherpa.com"> Sherpa</a>. &quot;For example, my mom purchased a griddle for my husband and me on Christmas, buying it from a local store in town. She was shocked to find it for $20 less at another local shop known for high prices, since she assumed it would cost more there.&quot;</p> <p>You know the saying: Old habits die hard &mdash; until you start bleeding cash.</p> <h2>9. Letting &quot;Vacation Brain&quot; Control Your Wallet</h2> <p>Deny it all you want, but we all know Perez is talking about you (and me):</p> <p>&quot;With Spring Break coming up, many of us will allow 'vacation brain' to take over and bust budgets on 'just one more drink' or a pricey excursion in the spirit of YOLO,&quot; she says.</p> <p>I often write about splurging on vacation &mdash; and sometimes that's okay &mdash; but you don't need to ball like a Rockefeller on every getaway. Unless, of course, you like eating powdered mac-and-cheese when you get home. Otherwise, reign it in, vacation like the average American you are, have a couple meals at Le Sizzler, and come home with change to spare.</p> <h2>10. Not Speaking Up When You've Been Overcharged</h2> <p>This is a foreign concept to me because I have a big mouth, but I can see how the meek and timid can get steamrolled if they're not careful. But if you stick with me, kid, you'll learn how to complain at the register and annoy everybody else in line just like the rest of us.</p> <p>&quot;Selecting something you think is on sale only to find it rings up for more is irritating, but failing to tell the cashier about it and buying the item anyway is not smart,&quot; Perez says. &quot;Whether it's a passive nature or not wanting to be 'that guy' holding up the line with a price check, staying silent can be costly.&quot;</p> <p><em>Do you have other stupid shopping mistakes that even smart people make? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/10-stupid-shopping-mistakes-even-smart-people-make">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-coupons-trick-you-into-spending-more-money">5 Times Coupons Trick You Into Spending More Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-100s-next-month-with-these-10-grocery-shopping-tips">Save $100s Next Month With These 10 Grocery Shopping Tips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-to-get-a-sale-price-match-at-16-popular-stores">Here&#039;s How to Get a Sale Price-Match at 16 Popular Stores</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-price-match-policies-you-should-be-wary-of">8 Price Match Policies You Should Be Wary Of</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping coupons price matching sales saving money Tue, 17 Mar 2015 17:00:11 +0000 Mikey Rox 1344239 at http://www.wisebread.com