smartphones http://www.wisebread.com/taxonomy/term/424/all en-US 8 Apps That Actually Pay You to Shop http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-apps-that-actually-pay-you-to-shop" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_phone_shopping_000086939113.jpg" alt="Woman using apps that pay her to shop" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We all know &quot;there's an app for that.&quot; Usually we're referring to apps that make our lives a little bit easier somehow. But what if there were a bunch of apps out there that'll actually <em>pay </em>you to shop? Whether it be through earning cash back by purchasing stuff we'd be buying anyways, or simply paying you to snap a pic of your receipt, these apps all have the potential to help you earn some significant money. What's more helpful than that?</p> <h2>1. Swagbucks</h2> <p><a href="http://swagbucks.7eer.net/c/27771/19503/799">Swagbucks</a> is a cash back app with a twist &mdash; namely it focuses on surveys as its primary business model. You download the app, pick a survey to complete, and earn &quot;Swagbucks&quot; when you complete it. The cool thing about the surveys is they tell you exactly how long they will take to complete, and the number of Swagbucks you'll earn. For example, a six-minute survey will give you 50 Swagbucks and the questions are very simple, opinion-based questions. Earn 500 Swagbucks and you'll be eligible for a $5 gift card from Amazon, Starbucks, Walmart or Target. Sitting in the doctor's office waiting room, or maybe at the DMV, complete a Swagbucks survey or two, and before you know it, you'll be treating yourself to a free Venti Frappuccino.</p> <p>See also: <a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online?utm_source=wisebraed&amp;utm_medium=seealso2&amp;utm_campaign=article">How to Make Money Online Without Even Trying</a></p> <h2>2. iBotta</h2> <p>While already on the radar screen of most frugal shoppers,&nbsp;<a href="https://ibotta.com/r/jcsgjbv">iBotta</a> is a terrific way to earn cash at the grocery store. Cash back takes the form of &quot;rebates,&quot; and you simply unlock rebates on specific items before you head to the grocery store. Items that often have rebates available include such staples as milk, eggs, yogurt, and butter. Then when you return home, just scan the receipt with the iBotta app and your rebates, once verified, go straight to your account balance. When your iBotta account reaches $10, you can request payment via PayPal or Venmo. The app is terrific way to supplement traditional paper coupons and double your savings in many cases.</p> <p>See also: <a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year?utm_source=wisebread&amp;utm_medium=seealso2&amp;utm_campaign=article">Earn Thousands Per Year With These Cash Back Sites</a></p> <h2>3. ShopKick</h2> <p>The&nbsp;<a href="https://www.shopkick.com/">ShopKick</a> app rewards you with free gift cards for doing the shopping you'd be doing anyways. It works by giving you reward points, known as &quot;kicks,&quot; just for walking into stores like Walmart, Target, Starbucks, Best Buy, and even at your local grocery store. Then when you buy something from the store, you earn even more kicks. Earn enough kicks, and you'll get rewarded with free gift cards to the store of your choosing. Surprisingly, it doesn't take much to earn things like a $5 Starbucks gift card. You'll also be kept updated with new coupons and deals at your favorite stores so you can save even more. An insider tip to quickly add up kicks is to follow&nbsp;<a href="https://www.facebook.com/SHOPkick">ShopKick on Facebook</a> as they update their feed with new ways to earn free kicks.</p> <h2>4. Mobee</h2> <p><a href="http://www.mobeeapp.com/">Mobee</a> touts themselves as a &quot;fun, new way to make money on your phone.&quot; Once downloaded to your smartphone, the app works by displaying &quot;missions&quot; in your local area that pay you money to complete. The missions are displayed on a map allowing you to quickly see which ones you can easily perform on your next shopping trip. The idea is that you're going to be there anyways, so why not earn a couple bucks in the process?</p> <p>For example, your local Starbucks might have a mission that requires you to answer a few questions about your visit. Most missions give you 250&ndash;750 points and a $5 Starbucks gift card is available after about 500 points. Earn 2,500 points at Walmart and trade your points in for a $25 gift card. I was happily surprised to see the points required to earn gift cards were very reasonable, making this app worth a look.</p> <h2>5. Receipt Hog</h2> <p><a href="http://receipthog.com/">Receipt Hog</a> allows you to cash-in on your shopping receipts. Unlike cash back apps like iBotta, Receipt Hog lets you earn rewards by scanning your receipt from ANY store and it doesn't matter what items you purchased. Once you earn 1,000 points, you'll be eligible for a $5 Amazon gift card or $5 sent directly to your PayPal account. You'll earn 50&ndash;100 points per receipt making a free $5 pretty easy to obtain. I've been using this app for a few months and have already earned $25 in Amazon gift cards with very little effort.</p> <h2>6. Loot!</h2> <p>The folks at&nbsp;<a href="http://earn.loot-app.com/">Loot!</a> have created an app that lets you earn rewards by sharing, typically via social media, recent experiences with a particular brand or retailer. These experiences often require you to snap a picture to share, but not always. For example, you might be asked to snap a picture of a movie you're viewing and share it on Facebook, or perhaps share a print advertisement for a particular product via Twitter. These tasks typically pay in the $0.50 to $1.75 range.</p> <p>You can also earn $0.05 for a Twitter and Facebook &quot;shout out&quot; on specific products and brands that Loot! is currently promoting. The app automatically links your social media accounts making it a simply process to perform a shout out.</p> <h2>7. Gigwalk</h2> <p>When you're out-and-about, on a shopping trip, or simply taking a stroll through town, use the&nbsp;<a href="http://www.gigwalk.com/">Gigwalk app</a> to earn some extra cash by completing small tasks. A couple &quot;gig&quot; examples include $10 for taking a dog on a walk or $4 for taking a picture of a store display. The closer you live to a large metropolitan area, the more gigs will be available to you. While the app is appealing as a cool way to earn a few extra bucks, the negative reviews of the app revolve around not enough gigs available and a waiting period for approval that often exceeds a week. But it definitely has potential and is worth being on your radar screen.</p> <p>See also:&nbsp;<a href="http://www.wisebread.com/find-a-side-gig-at-these-4-best-micro-jobs-sites?utm_source=wisebread&amp;utm_medium=seealso2&amp;utm_campaign=article">Find a Side Gig at These 4 Best Micro-Jobs Sites</a></p> <h2>8. Field Agent</h2> <p>Somewhat similar to Gigwalk,&nbsp;<a href="https://app.fieldagent.net/">Field Agent</a> pays you to do small jobs in your local area. The biggest difference between the two apps is that Field Agent is more shopping-focused and has &quot;jobs&quot; at locations like Costco, RiteAid, Safeway, and Marshalls. Jobs are first come first serve, pay between $2 and $15, and must be accomplished within two hours of accepting. An example of a past Costco job was an &quot;egg audit,&quot; which for $7, required you record the egg sizes, egg prices, and count the number of egg products in the warehouse. An easy $7 in your pocket if you're on your way to Costco anyways. Similar to Gigwalk, the closer you live to a metropolitan area, the more jobs will be available to you via the app.</p> <p>Free for&nbsp;<a href="https://itunes.apple.com/US/app/field-agent/id364946558">iOS</a> and&nbsp;<a href="https://play.google.com/store/apps/details?id=net.fieldagent">Android</a>.</p> <p><em>How do you use your smartphone to earn a little extra money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-more-apps-that-pay-you-to-shop">6 More Apps That Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-shopping-apps-thatll-actually-save-you-money-in-2016">The 8 Shopping Apps That&#039;ll Actually Save You Money in 2016</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-cool-companies-that-pay-you-for-referring-friends">10 Cool Companies That Pay You for Referring Friends</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology apps gift cards groceries ibotta online shopping rewards smartphones swagbucks Fri, 27 May 2016 10:30:04 +0000 Kyle James 1717319 at http://www.wisebread.com 6 Free Debt Management Tools http://www.wisebread.com/6-free-debt-management-tools <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-free-debt-management-tools" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_using_smartphone_000040508552.jpg" alt="Woman using free debt management tools" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The average American looks at his or her phone <a href="http://time.com/4147614/smartphone-usage-us-2015/">46 times every day</a>.</p> <p>That number is even higher among U.S. Millennials: individuals in the 18&ndash;24 age bracket and the 25&ndash;34 age bracket check their mobile devices 74 and 50 times per day, respectively. With all this time spent on their smartphones, Americans can leverage their devices to improve their personal finances at no extra cost. Additionally, there are some key tools that allow you to corroborate the data that you gather from those apps.</p> <p>Here are six free smartphone apps or tools to track debt management.</p> <h2>1. ReadyForZero</h2> <p>Since 2011, ReadyForZero has helped individuals to track their debts and pay down those debts. Available for <a href="https://itunes.apple.com/us/app/readyforzero-pay-off-debt/id524834938?mt=8&amp;uo=4">Apple</a> and <a href="https://play.google.com/store/apps/details?id=com.readyforzero">Android</a> devices, this app enables you to link all of your debts, including student loans, credit cards, and mortgages, to create a personalized payoff plan and track your progress. Once you have connected all of your accounts, you'll be able to keep tabs on how much you have paid off and how much you still have remaining.</p> <p>The nicest feature about ReadyForZero is the immediate gratification of tracking your daily and monthly progress, including the interest that you save over time. ReadyForZero partners with TransUnion to provide you with free access to your&nbsp;<a href="http://thescore.vantagescore.com/article/98">VantageScore&reg; 3.0</a> credit score.</p> <h2>2. Mint: Money Manager, Budget, and Personal Finance</h2> <p>On top of helping you track your debts, the Mint app enables you to gather all of your financial information into one place. Besides your debt accounts, you can connect your bank and investment accounts to get a full snapshot of your financial standing at all times.</p> <p>The main draw of Mint is its budget feature, which allows you to create monthly budgets and track how much you have left for each category, such as gas, groceries, and education. If you provide your social security number, the app allows you to track your credit score with Equifax. The app is available for <a href="http://www.amazon.com/Intuit-Mint-com-Personal-Finance/dp/B004T2P7MQ">Amazon</a>, <a href="https://itunes.apple.com/us/app/mint-personal-finance/id300238550?mt=8">Apple</a> (designed for iPhone, iPad, and Apple Watch), and <a href="https://play.google.com/store/apps/details?id=com.mint&amp;hl=en">Android</a> devices.</p> <h2>3. Prosper Daily</h2> <p>Formerly known as BillGuard, the Prosper Daily app is an alternative to Mint. Besides tracking your spending and credit, Prosper Daily focuses on protecting your credit cards against fraud and unfair charges. For example, the app can use location-based technology to alert you when your credit or debit card is used at a store or AMT when you're not there. If you provide your social security number, the app allows you to track your credit score with TransUnion. Prosper Daily is available for <a href="https://itunes.apple.com/app/id602710567?mt=8">Apple</a> and <a href="https://play.google.com/store/apps/details?id=com.billguard.android&amp;hl=en">Android</a> devices.</p> <h2>4. AnnualCreditReport.com</h2> <p>No matter what app you use to track your debt and credit score, you should corroborate that data against your official credit report once a year. Through <a href="http://www.annualcreditreport.com/">AnnualCreditReport.com</a>, you can request your free credit report every 12 months from each credit reporting company (Experian, TransUnion, and Equifax). This report allows you to verify that you only have accounts and loans that you recognize on file.</p> <p>Since your credit report may affect your mortgage rates, credit card approvals, credit scores, and apartment requests, you should be on the lookout for potential inconsistencies, such as accounts that you didn't open, addresses of employers that you didn't work for, or information that should no longer be on your credit report, such as an over 10-year old bankruptcy.</p> <p>If you find an error, you can dispute it by reporting it to the credit reporting bureaus online, by mail, or by phone.</p> <p>Keep copies of your initial dispute letter and supporting documents, and communications with the credit reporting bureaus.</p> <h2>5. Compound Interest Calculator</h2> <p>When you're trying to pay down debt faster, you want to maximize how much interest you're gaining so that you can make additional payments towards your debts whenever possible. This <a href="http://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php">compound interest calculator</a> allows you to work out the compound interest on your savings and investments, including a breakdown of monthly interest gains and the option to list regular monthly deposits or withdrawals.</p> <h2>6. Check Deposit App From Your Bank</h2> <p>Many Americans opt to have their bi-weekly or monthly salary checks directly deposited to their checking or saving accounts. However, every now and then you may receive an additional paper check, such as a dividend payout from an investment account, a lucky windfall from your aunty for your birthday, or a check from a class action.</p> <p>In those instances, you could skip the trip to the bank by using the mobile deposit app from your bank to deposit checks in your account. For example, my credit union allows me to make deposits directly into my checking, saving, or money market accounts using a &quot;check snap&quot; mobile deposit account. Such an app is useful to save time making deposits and helps boost monthly payments to your financial obligations. (See also: <a href="http://www.wisebread.com/9-good-reasons-to-choose-a-credit-union-instead-of-a-bank?ref=seealso">9 Good Reasons to Choose a Credit Union Instead of a Bank</a>)</p> <p>Make sure to check applicable rules, such as signing the back of your check and writing a disclaimer that check is for mobile deposit only, technical requirements, and processing times.</p> <p><em>What are other free apps or software to track debt management?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/6-free-debt-management-tools">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-millennial-money-apps-everyone-should-use">The 5 Millennial Money Apps Everyone Should Use</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-modern-life-skills-everyone-should-master">15 Modern Life Skills Everyone Should Master</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-apps-for-business-owners-on-the-go">5 Apps for Business Owners on the Go</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Banking Technology apps calculators debt tracking mobile deposit money management smartphones websites Tue, 26 Apr 2016 10:00:13 +0000 Damian Davila 1696223 at http://www.wisebread.com The 10 Best Couponing Apps http://www.wisebread.com/the-10-best-couponing-apps <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-10-best-couponing-apps" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple_shopping_000064962297_0.jpg" alt="Couple finding great apps for finding coupons " title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Couponing seems like a great idea. After all, who wouldn't want to save money when they shop, dine out, or enjoy activities in their area? However, tales of extreme couponing can scare many people. Most of us don't have the time and energy it takes to cut out, organize, and actually use coupons.</p> <p>Fortunately, there are a number of great apps that can help you find the best coupons and deals in your area, and we've rounded them up below.</p> <h2>1. The Coupons App</h2> <p>The <a href="http://www.thecouponsapp.com/">Coupons App</a> is a popular download for retail savings. The app offers coupons and deals, updated daily. You can find discounts on everything from food to gas, at all your favorite restaurants and popular retail stores. You can also search directly for deals from your favorite store, or you can scan a barcode and search for deals on that particular product using the built-in barcode reader.</p> <p>Along with providing coupons to your favorite restaurants and stores, the app can also help you find the most affordable gas in your area. Most reviewers find that this is an important part of their everyday life, and agree that if there's only one coupon app to download, this is the one.</p> <h2>2. SnipSnap</h2> <p><a href="http://www.snipsnap.it/">SnipSnap</a> claims to have the largest collection of store coupons of any app. It is the first app to scan, save, and redeem print coupons from your mobile phone. SnipSnap is perfect for anyone who receives a lot of physical coupons because it can help you keep track of your paper coupons. You simply save any printed coupon to your phone and show the cashier your phone at checkout to take advantage of the savings.</p> <p>The large database of coupons also holds tens of thousands of deals for all your favorite stores. The app will even remind you to use the coupons and warn you as the expiration dates approach. You can also keep track of how much money you've saved with the savings tracker.</p> <h2>3. Coupons.com</h2> <p><a href="http://www.dpbolvw.net/click-2822544-10395834-1398363531000">Coupons.com</a> offers some of the best deals on groceries and everyday items. It also makes it easy to access deals on the go. You can choose to have coupons emailed to you, added to your store loyalty card or Passbook app to scan at checkout, or you can print them from your mobile device.</p> <h2>4. Grocery IQ</h2> <p>Also from Coupons.com, <a href="http://www.groceryiq.com/">Grocery IQ</a> specializes in grocery coupons. Once you create your supermarket list, the app will match items with applicable coupons. You will have access to the same impressive inventory of coupons from the Coupons.com app, so you can receive your discounts through e-mail, by printing them, or by scanning them to your store loyalty card or Passbook app.</p> <h2>5. SavingStar</h2> <p><a href="http://savingstar.ojrq.net/c/27771/16897/758">SavingStar</a> works differently than other coupon apps. Rather than enjoying discounts every time you shop, the money you save will add up in your SavingStar account. Once you hit $5 in savings, you can choose to have the money deposited to your bank, deposited to your PayPal account, in the form of a gift card, or you can have it donated to the Conservation Group of American Forests. This means that every time you shop online, in-store, and for groceries, you can <a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online?ref=internal">earn cash back</a> at the same time. There are typically about 30 deals available at any given time.</p> <h2>6. RetailMeNot</h2> <p><a href="http://www.retailmenot.com/">RetailMeNot</a> offers the very best location-based deals. With deals from more than 50,000 retailers available, you'll find an incredible assortment of coupons and promo codes for anything you may be shopping for, both online and in-store. You can quickly find the right deals by location, category, popularity, and more. You can even save a list of your favorite establishments to create personalized offers.</p> <h2>7. Groupon</h2> <p><a href="http://www.kqzyfj.com/click-2822544-10861379-1424728017000">Groupon</a> searches your local area for the best deals. Whether you are new in town or want to get to know your neighborhood better, this is a great app to help you get more from the area, without breaking your budget. You can quickly buy and redeem vouchers on your phone to take advantage of massive discounts, oftentimes up to 90% savings.</p> <h2>8. Amazon Local</h2> <p><a href="http://local.amazon.com/?tag=wisbre03-20">Amazon Local</a> helps you find the best local deals online. Whether you are looking for a spa, need to hire moving services, or just want to enjoy a night out, this app can help you find the deals you are looking for. Along with deals from your favorite service providers, restaurants, and retail stores, you can also find the latest local and travel deals and free coupons. You can even view your appointments and reservations all within the app.</p> <h2>9. CardStar</h2> <p><a href="http://www.cardstar.com/">CardStar</a> is unique because it offers a simple way to increase your savings. It works by consolidating your membership and rewards cards into a single app. This means you don't need to worry about carrying your loyalty cards around in your wallet or on a keychain any longer. Once you instantly load your cards, you can simply scan the barcode at your favorite store to take advantage of your loyalty cards and access deals and coupons from your favorite merchants. The app works with 1,500 retailers, so you can easily find all of your store loyalty cards, or even add new ones yourself. Using this in combination with your other couponing apps can save you even more.</p> <h2>10. Ibotta</h2> <p><a href="https://ibotta.com/r/jcsgjbv">Ibotta</a> offers big cash back opportunities every time you shop. The offers change weekly, and if you buy the select items, you simply upload your grocery receipt and receive cash in return. Once you reach the threshold amount, you can receive a transfer to your PayPal or Venmo account, or you can select from a number of gift cards. Earn real cash and rewards, not just points.</p> <p><em>What are your favorite apps for coupons? Do you have any other ways of saving money when you shop? Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-10-best-couponing-apps">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-6-shopping-mistakes-keeping-you-from-a-great-deal">The 6 Shopping Mistakes Keeping You From a Great Deal</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-best-back-to-school-sales">How to Find the Best Back to School Sales</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-more-apps-that-pay-you-to-shop">6 More Apps That Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Technology apps coupons deals discounts saving money smartphones Thu, 24 Sep 2015 21:00:22 +0000 Andrea Cannon 1567497 at http://www.wisebread.com The 8 Best Ways to Stream TV and Movies for Free http://www.wisebread.com/the-8-best-ways-to-stream-tv-and-movies-for-free <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-8-best-ways-to-stream-tv-and-movies-for-free" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_holding_tablet_000024578966.jpg" alt="Woman finding best ways to stream tv and movies for free" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>&quot;Cutting the cord&quot; to cable and satellite TV seems to be everyone's dream these days. However, getting rid of your cable bill often only makes sense if you can find cheap (or free) replacements for your viewing habits. Fortunately, cord-cutters have some pretty amazing free &mdash; and totally legal &mdash; streaming options available to them. While many of these are still fairly unknown services, they can provide some terrific options for your viewing needs. Here are eight streaming services worth checking out.</p> <h2>1. Crackle</h2> <p>Owned by Sony,&nbsp;<a href="http://www.crackle.com/">Crackle</a> has an excellent selection of free streaming movies, TV shows, and original content. If you have a smartphone, tablet, smart TV, PlayStation 3 or 4, or current Xbox, you can stream Crackle content for free. Current top movies include <em>Joe Dirt</em>, <em>Click</em>, and <em>Underworld,</em> while popular TV shows include <em>Seinfeld</em>, <em>The Shield</em>, and <em>Damages</em>. The original content available on Crackle is what gets it on my list; popular programs include <em>Sports Jeopardy</em> with Dan Patrick, and the highly acclaimed series <em>The Ropes</em> produced and directed by Vin Diesel.</p> <h2>2. Hulu</h2> <p><a href="http://www.hulu.com/">Hulu</a> is by far the most recognizable service on my list, and for good reason. While they have a premium service that will cost you $7.99 per month, their free content is pretty darn amazing as well, and worth a look. As I type this, I'm watching last night's <em>The Daily Show </em>for free, without commercials. Other network programming that you can watch for free (eight days after they air), includes <em>Once Upon a Time</em>, <em>Modern Family</em>,<em> Nashville</em>, and <em>The Mindy Project</em>. It's also worth noting that they offer a free 30-day trial.</p> <h2>3. PopcornFlix.com</h2> <p>While&nbsp;<a href="http://www.popcornflix.com/">PopcornFlix.com</a> has hundreds of movies and TV series available for free streaming (most of which you'd never heard of), they make my list simply for their awesome selection of kids' titles and &quot;general family&quot; viewing. A few that immediately caught my eye include Jim Henson's <em>Mee-Shee</em>, <em>Jack and the Beanstalk</em>, <em>Benii</em>, and <em>School of Life</em> starring Ryan Reynolds. Supported devices include Android phones, Apple devices, Roku players, Samsung Smart TV's, and Xbox consoles.</p> <h2>4. MoviesFoundOnline.com</h2> <p>The movies tend to be indie classics along with some cult favorites, but it's the variety of TV shows available for streaming that makes <a href="http://moviesfoundonline.com/">MoviesFoundOnline.com</a> stand out from the crowd. A few examples include <em>The Lucy Show</em>, <em>Mr. Bean</em>, <em>BattleBots</em>, and stand-up comedy acts from Robin Williams and Zach Galifianakis. Watch shows on their website, as they do not have an app available for mobile viewing yet.</p> <h2>5. RetroVision</h2> <p>If you're a big fan of classic TV shows like <em>Bonanza</em>, <em>Alfred Hitchcock Presents</em>, <em>Star Trek</em>, or <em>Dragnet</em>, you'll want to give&nbsp;<a href="http://retrovision.tv/">RetroVision</a> a solid look. Many of these classic shows are hard to find on DVD, or regular cable, making RetroVision a pretty cool and valuable service. Supported devices are limited, and thus requires you to view via your computer or with their free Google Chrome app.</p> <h2>6. Watch Documentary</h2> <p>The name&nbsp;<a href="http://watchdocumentary.org/">Watch Documentary</a> pretty much sums up what's offered. They stream over 9,000 free high-quality documentaries for your viewing pleasure. A few of their currently popular documentaries include <em>Planet Earth</em>, <em>Roger &amp; Me</em> by Michael Moore, <em>From the Earth to the Moon </em>by Tom Hanks, and <em>The U</em> by ESPN. While they allow viewing from any computer or Android device, they currently do not have an app for Apple products.</p> <h2>7. SnagFilms</h2> <p>The folks at&nbsp;<a href="http://www.snagfilms.com/">SnagFilms</a> differentiate themselves by specializing in over 5,000 indie films and what they term &quot;hidden movie treasures.&quot; A few of their current favorites include cult classics like <em>Heavy Metal Parking Lot</em>, <em>Murder on Flight 502</em>, and <em>The Boogey Man</em>. You can stream content via their iOS or Android app, Kindle, smart TV, computer, or Xbox 360.</p> <h2>8. Yidio</h2> <p><a href="http://www.yidio.com/">Yidio</a> is a popular streaming service that allows you to search and watch TV shows and movies &quot;across Netflix, Hulu, Amazon, and hundreds of other providers in one place.&quot; While they do have free stand-alone content available, the power of Yidio is shown when you pair it with a Netflix, Hulu, or Amazon Prime subscription. Essentially they pull all content available into one handy interface to make searching and viewing a breeze. Yidio is compatible with iOS, Android, and smart TVs.</p> <p>The amount of free content available online for free streaming is truly remarkable. If you're on the fence about removing cable or satellite from your monthly bills, these resources are definitely worth a look. It's easy to make an argument that a combination of several of these free services can easily satisfy your family's TV and movie needs.</p> <p><em>Have you used any of these streaming services after cutting the cord to cable? If so, what's your favorite?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/the-8-best-ways-to-stream-tv-and-movies-for-free">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-tricks-for-a-better-netflix-experience">6 Tricks for a Better Netflix Experience</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/never-pay-for-a-redbox-dvd-rental-again">Never Pay for a RedBox DVD Rental Again</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-watch-movies-in-the-theater-for-free">How to Watch Movies in the Theater for Free</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-movies-about-money">25 Great Movies About Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/want-free-hbo-or-showtime-just-ask">Want Free HBO or Showtime? Just Ask.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment cable free tv movies smartphones streaming Tue, 25 Aug 2015 17:00:29 +0000 Kyle James 1530585 at http://www.wisebread.com 5 Life Mistakes You Need to Stop Making by 30 http://www.wisebread.com/5-life-mistakes-you-need-to-stop-making-by-30 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-life-mistakes-you-need-to-stop-making-by-30" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000047196720.jpg" alt="Couple learning life mistakes to stop making by 30" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Thinking about the big 30th birthday benchmark? I certainly am! Some habits we get away with in our 20s are not so flattering later in life. Here are the five things you need to <a href="http://www.wisebread.com/5-financial-mistakes-you-need-to-stop-making-by-30">stop doing by age 30</a>.</p> <h2>1. Maxing Out Credit Cards</h2> <p>When you got that first credit card fresh out of high school, you thought, whoa, $500 is so much money! A few weeks later, you learned how few dollars that really was, and by then you were maxed out. It's a lesson that we would ideally learn once, pay it down, and move on, but many of us don't. Start learning <a href="http://www.wisebread.com/oops-i-maxed-out-my-credit-cards-now-what">how to manage your debt</a> and resolve to keep a balance of no more than 20%&ndash;30% of your credit limit.</p> <h2>2. Avoiding Doctors</h2> <p>When you're 23, you still boast a high metabolism and strong immune system, so you can't possibly get sick, right? This is a lie every young person believes throughout their 20s to get out of paying for health care. Whether you get into a car accident or you need to treat certain communicable diseases, you need a doctor. Thanks to the Affordable Care Act and the limited benefits some employers offer, it's easier than ever to find a low-cost plan that will cover you in case of an emergency. If you're a lucky person who's still under his/her parents' plan, use it before you lose it! Here's how to <a href="http://www.wisebread.com/simple-ways-to-get-the-healthcare-you-need-without-overspending">get the care you need</a> without spending too much.</p> <h2>3. Keeping All Funds in One Account</h2> <p>When you first start out as an adult, banking is something you do when you absolutely need to: paying bills, making transfers, informing the bank you lost your debit card at a bar again. Direct deposit dumps your check into the checking account, and so it stays there &mdash; until you drain it dry three days before payday. Start thinking about your other banking options. Tweak that direct deposit to send 10% of your checks to you savings account, and don't touch it. Afraid you will touch it anyway? <a href="http://www.wisebread.com/the-5-best-high-yield-cds">Look into CDs</a> (certificates of deposit) and mutual funds as a way to make a fraction of your earned income grow over time. This can work as your emergency fund or a nest egg for later.</p> <h2>4. Getting Sucked Into Your Phone</h2> <p>This is hard for Millennials. On one hand, we want to <a href="http://www.wisebread.com/why-i-like-my-flip-phone-the-5-smartphone-effects">use our phones</a> a lot because all our stuff is there! On the other hand, it causes a big social rift between us and elder generations &mdash; including the Gen Xers and Boomers, who are still mostly in charge of hiring us for jobs. This means you must have an &quot;offline mode&quot; switch: Know when you're in the clear to play Neko Atsume on your iPhone, and know when it's time to silence the phone and keep it stowed away (not on the table face-up). It's not only to appease our parents; it's also to help us be more human by staying present to others in real time and charming to be around.</p> <h2>5. Putting Off Your Education</h2> <p>Around 40% of college enrollees (both community and university) end up dropping out before earning a degree, and that's only of those who actually apply and enroll to a college &mdash; most people in the U.S. do not have a college degree. Think about that if you are struggling to scrape together enough to live on your own comfortably &mdash; the bottom rung is too crowded. College is still indisputably the key to success, <a href="http://www.wisebread.com/5-college-degrees-with-the-highest-roi">especially for these majors</a>. If you're still putting off that degree to jumpstart your career, now is the time. Make your 30s an age of well-earned prosperity.</p> <p><em>What habits will you finally break when you turn 30?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/5-life-mistakes-you-need-to-stop-making-by-30">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-successful-30-somethings-do">9 Things Successful 30-Somethings Do</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-steps-to-starting-a-retirement-plan-in-your-30s">8 Steps to Starting a Retirement Plan in Your 30s</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-money-goals-all-30-somethings-should-have">10 Money Goals All 30-Somethings Should Have</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-to-stop-doing-on-social-media-by-30">10 Things to Stop Doing on Social Media by 30</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/science-says-you-dont-need-a-standing-desk-after-all-you-only-need-this">Science Says You Don&#039;t Need a Standing Desk, After All -- You Only Need This</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks 30s education finance Health job security millennials smartphones Thu, 13 Aug 2015 11:00:30 +0000 Amanda Meadows 1521832 at http://www.wisebread.com 8 Technologies We Wish Were Never Invented http://www.wisebread.com/8-technologies-we-wish-were-never-invented <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-technologies-we-wish-were-never-invented" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/selfie_stick_000052027808.jpg" alt="Girls using technology we wish were never invented" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Remember when we couldn't wait for the future? It was gonna be awesome&hellip;with a capital AWE. Flying cars, hover boards, robot maids, and automated everything would make our lives easier, happier, shinier.</p> <p>Except that didn't happen. We got some of those things for sure, but many of the futuristic enhancements and conveniences that we thought were going to change our lives for the better have revealed themselves to have very dark sides &mdash; or at least unfavorable consequences.</p> <p>What are they? Take a look at a few of my picks for <a href="http://www.wisebread.com/6-interesting-ways-technology-can-help-you-buy-a-home">technologies</a> that we wish were never invented, then add your own in the comments section below.</p> <h2>1. Mobile Phones</h2> <p>There's no denying that mobile phones have innumerable benefits &mdash; like being able to call for help in an instant &mdash; but our reliance on our mobiles increasingly has become a&nbsp;<a href="http://www.webmd.com/children/news/20140819/children-cell-phones">detriment to our health</a> and relationships, the latter of which has spawned a term of its own known as &quot;technoference.&quot; This problem has only exponentially increased with the advent of smartphones. And perhaps that's where the real issue lies. We didn't have so many mobile phone-related problems when we were using phones like the now-primitive StarTAC or Razr.</p> <p>Do you even remember those? Those phones served one purpose &mdash; to make and receive calls (and maybe play a very bare-bones game or two). Nowadays our mobile phones are essentially tiny, quite powerful computers in our pockets that give us too much 24/7 access to almost everything in our lives, and we can't seem to peel our faces away. There's probably no turning back from this downward spiral &mdash; until, of course, Mother Nature gets fed up and decides to flip the switch &mdash; but this&nbsp;<a href="http://gawker.com/short-film-about-smartphone-overuse-is-smart-poignant-1189811144">short film about smartphone overuse</a> exists to put the state our lives in perspective until then.</p> <h2>2. Texting</h2> <p>With mobile phones came a host of other technologies that became even more popular with the introduction of smartphones. Texting, or short messaging service (SMS), is one of them. And while I'm an avid texter myself &mdash; it's quick, easy, and efficient &mdash; I also can recognize how my reliance on SMS has affected my desire for other forms of communication, specifically voice calls. Now I send calls to voicemail because I can't be bothered &mdash; and I know I'm not alone.</p> <p>I'll totally text you back after I listen to it, though. So I guess there's that.</p> <h2>3. Online Dating</h2> <p>When online dating first became a thing, we had limited technology to upload or send a dozen selfies; there was no such thing as sexting; and it was still a time in our culture when folks liked to get together one-on-one to hang out and get to know each other better.</p> <p>Fast forward 15 years and this &quot;swipe right, swipe left&quot; world we live in leaves much to be desired, as we're more likely to hook up with someone we find attractive to feed our need for immediate gratification (a collective personality disorder that many of us suffer from as a result of all this technology) than choose to spend quality time together &mdash; because what for when there's somebody else waiting for you with the flick of a finger?</p> <h2>4. Video Games</h2> <p>I'm not a gamer. Never have been, and never will be, which is perhaps why I don't understand the draw or benefit of video games. Aside from pure entertainment value, what purpose do video games serve? To waste time? To&nbsp;<a href="https://www.psychologytoday.com/blog/get-psyched/201401/violent-video-games-decrease-self-control">psychologically damage users</a>? To <a href="http://www.sciencedaily.com/releases/2011/05/110517151253.htm">make kids overweight</a>? Of course, all of those arguments have a rebuttal &mdash; and perhaps they're perfectly valid (i.e. video games can be used for learning, and there are video games to help people get fit) &mdash; but overwhelmingly most video gamers are not spending their time playing Reader Rabbit or wobbling on the Wii Fit.</p> <h2>5. Selfies and Selfie Sticks</h2> <p>Love my selfies! Everybody with whom I'm connected on social media will tell you that I'm no stranger to a sunny-day (or bathroom) selfie, but, like my affinity for texting, I'm self-aware enough to recognize that this kind of incessant narcissism isn't healthy. Quite frankly, I fear that it may lead to self-image problems down the road &mdash; specifically as I start aging more rapidly &mdash; but, then, isn't that justification that I should get in all the beautiful, tight-skinned selfies while I can?</p> <p>As for the selfie stick, well, that's only perpetuating the selfie craze (though admittedly, I love my selfie stick, too), causing people to put themselves in danger in the pursuit of the perfect selfie. People are hanging off cliffs and buildings (seriously!) and in the middle of busy streets, and the issue is posing enough of a problem in Los Angeles that there are sidewalk murals scattered around West Hollywood urging selfie takers to stay out of the road. Because &mdash; splat!</p> <h2>6. Fracking</h2> <p>Unless you've been living under bedrock for the past few years, you've heard about fracking (also known as hydraulic fracturing) &mdash; the process of drilling and injecting fluid into the ground to release natural gas and petroleum. It's a hot-button issue, especially during election season as it pits profit makers against environmentalists due to the potential dangers fracking poses to the planet and human beings. The debate sometimes gets so heated that veteran news anchors lose their heads and start <a href="http://www.salon.com/2015/06/08/fox_news_host_gets_schooled_on_fracking_and_angrily_orders_his_guest_off_the_show/">kicking guests off the air</a> for having a difference of opinion. Very professional.</p> <p>Still, studies that have been conducted are iffy at best &mdash; even the <a href="http://arstechnica.com/science/2015/06/epas-draft-of-four-year-fracking-study-finds-no-inherent-water-risks/">latest released by the EPA </a>leaves room for error &mdash; and the long-term effects of the practice may not be discovered until it's too late. Paging Erin Brockovich!</p> <h2>7. Robo Calls</h2> <p>Yep, we've become so lazy as a society that live people can't even call you at dinnertime to annoy you anymore. Now we have pre-recorded robocalls to inform you about the prize you've won, the credit card for which you qualify, or the candidate for whom you should be voting. There's absolutely nothing redeeming about robocalls &mdash; unless it's a case study on how to effectively waste resources in the United States &mdash; but at least you don't have to feel bad about hanging up the phone as soon as you hear&nbsp;<a href="http://www.washingtonpost.com/blogs/govbeat/wp/2014/08/19/listen-to-michelle-duggars-anti-anti-discrimination-robocall/">Michelle Duggar on the other end</a>.</p> <h2>8. Nuclear Weapons</h2> <p>As a result of their invention, civilization as we know it rests in the hands of a few powerful world leaders who could decide to end it all with the press of a few buttons...</p> <p>And you thought this article was just going to be about smartphones.</p> <p><em>What are some technologies you wish were never invented? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-technologies-we-wish-were-never-invented">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-digital-detox-how-and-why-to-do-it">The Digital Detox: How and Why to Do It</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buying-a-new-smartphone-without-extending-your-contract">Buying a New Smartphone Without Extending Your Contract</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-the-cell-phone-industry-so-screwed-up">Why Is the Cell Phone Industry So Screwed Up?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology annoying fracking inventions selfies smartphones texting Wed, 08 Jul 2015 11:00:11 +0000 Mikey Rox 1477321 at http://www.wisebread.com 5 Ways to Avoid Expensive Phone Charges When Traveling http://www.wisebread.com/5-ways-to-avoid-expensive-phone-charges-when-traveling <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-to-avoid-expensive-phone-charges-when-traveling" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_taking_selfie_000051919134.jpg" alt="Woman avoiding international roaming and phone charges" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>So, you're planning that long-anticipated international vacation, and you're eager to get away from it all. Guess what? You're probably still going to need phone service. Here are five easy ways to avoid roaming and <a href="http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad">phone charges</a> while traveling abroad.</p> <h2>1. Use Your Provider's International Pass</h2> <p>This may be surprising: Your mobile carrier might have a great international package that, if compared to only using international data when you need it, is a much better deal. Without a special international package you could be paying several dollars per megabyte of data &mdash; which these days feels like nothing &mdash; so it adds up fast!</p> <p>T-Mobile is known for having a really good <a href="http://www.t-mobile.com/International/RoamingOverview.aspx?tp=Inl_Tab_RoamWorldwide">international mobile passport </a>that has converted some smartphone users who can't bear to part with their email or social media when away. Ask your carrier. With some haggling, you might even be able to bring down already-incurred charges if you buy the package last-minute.</p> <h2>2. Turn Off Data Roaming</h2> <p>When data roaming is &quot;on&quot; in the U.S., it simply makes use of any cell towers in the area, which is usually of no extra cost to the user. However, once you go outside the U.S., your carrier knows right away you're abroad, and the charges from international cell towers start to rack up immediately.</p> <p>Learn how to do it correctly.</p> <ul> <li>With an iPhone, go to &quot;Settings,&quot; then turn off &quot;Airplane Mode.&quot;<br /> &nbsp;</li> <li>On Android phones, select Wireless &amp; Networks &gt; Mobile Networks &gt; uncheck Data Roaming.</li> </ul> <p>This will ensure you won't incur extra roaming charges. You can still run Wi-Fi while on Airplane Mode. A bonus benefit? Your phone's battery will last longer because it's not using as much power on data &mdash; more juice to take photos!</p> <h2>3. Do a SIM Card Swap</h2> <p>The classic SIM card swap still works, especially if you don't have an iPhone. The drawback to this, of course, is that you also get a new phone number temporarily until you put your original SIM card back. If this works for you, it's the easiest way to get full use of your phone while overseas.</p> <p>If you have a GSM unlocked phone and want to buy a prepaid SIM card, a company called Telestial Passport has a <a href="http://www.telestial.com/view_product.php?ID=MSIM-PP02#none">good SIM card</a> meant for lots of data usage.</p> <h2>4. Use Facebook Messenger</h2> <p>All your friends are on Facebook all day anyway, right? Another great alternative to using phone service, Facebook Messenger makes itself most useful when traveling internationally. Use the app to communicate with your colleagues, traveling buddies, or friends and family back home.</p> <p>Download the instant messaging app well in advance and make sure you are Facebook friends with everyone you need to contact while abroad.</p> <h2>5. Try Google Voice</h2> <p>Deciding to go the &quot;Airplane Mode with Wi-Fi where available&quot; route? Google Voice and Google Hangouts will be huge boons to your trip. <a href="https://www.google.com/voice/b/0/rates">Google Voice</a> is an almost entirely free method to call any phone domestically and internationally &mdash; it's only one cent to call the U.S. from anywhere.</p> <p>Google Hangouts, formerly known as Google Chat, is a great way to touch base with coworkers and friends. Nearly everyone is on Gmail and Hangouts, so it's very easy to find someone to IM instead of texting. Download the app well before your trip to give yourself enough time get used to it.</p> <p><em>How else do you avoid international phone and roaming charges?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/5-ways-to-avoid-expensive-phone-charges-when-traveling">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/pay-your-bills-and-5-other-things-you-must-do-before-you-leave-on-vacation">Pay Your Bills and 5 Other Things You Must Do Before You Leave on Vacation</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-to-leave-behind-during-your-midsummer-trip">10 Things to Leave Behind During Your Midsummer Trip</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-diy-air-conditioner-and-14-other-cool-camping-hacks">A DIY Air Conditioner and 14 Other Cool Camping Hacks</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-life-mistakes-you-need-to-stop-making-by-30">5 Life Mistakes You Need to Stop Making by 30</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/everything-you-need-to-know-about-frequent-flyer-miles">Everything You Need to Know About Frequent Flyer Miles</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Travel bills data international roaming smartphones Thu, 04 Jun 2015 13:00:09 +0000 Amanda Meadows 1439308 at http://www.wisebread.com 15 Modern Life Skills Everyone Should Master http://www.wisebread.com/15-modern-life-skills-everyone-should-master <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-modern-life-skills-everyone-should-master" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_tech_skills_000042638902.jpg" alt="Woman with basic tech skills needed for everyday life" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's 2015, people! That means there's no excuse not to learn these 15 basic tech skills that will save you money, time, and embarrassment when talking to more tech-savvy know-it-alls.</p> <h2>1. Use Uber and Lyft</h2> <p>Taxis are expensive, and not every city has a fast and expansive public transit system. That's why <a href="https://www.uber.com/">Uber</a> and <a href="https://www.lyft.com/">Lyft</a> are great alternatives, especially when you plan to drink.</p> <h2>2. Make a Basic Website</h2> <p>You never know when you might need to have your own website, and if you're a freelancer, it's a must. With platforms like <a href="http://squarespace.com/">Squarespace</a> and <a href="http://wix.com/">Wix</a>, it's never been easier (or cheaper) to make your own website.</p> <h2>3. Set-Up Online Banking</h2> <p>Are you still going to the bank to check balances and move money around? That's insane. It's about time you enrolled in online banking at your institution. It's as easy as going to your bank's website, clicking on &quot;online banking,&quot; and following the instructions.</p> <h2>4. Update Your Facebook Privacy Settings</h2> <p>Don't want just anyone to see your private posts? It's time to learn how to <a href="https://www.facebook.com/help/325807937506242/">edit your privacy settings</a> on social networks, especially Facebook.</p> <h2>5. Transfer Money Instantly</h2> <p>At this point, Western Union and other traditional money wire companies are useless. Every bank offers transfers within their banking app, and it's instant when transferring within the same bank. Failing that, <a href="https://www.paypal.com/us/webapps/mpp/mobile-apps">PayPal's new app</a> is simpler than ever.</p> <h2>6. Operate Bluetooth Accessories</h2> <p>Want to use all the cool new speakers, keyboards, mouses, headphones, and more? You will need to master the Bluetooth connection. Here's how to do it for <a href="http://windows.microsoft.com/en-us/windows7/add-a-bluetooth-enabled-device-to-your-computer">Windows</a>, <a href="https://support.apple.com/kb/PH13704?locale=en_US">Mac</a>, <a href="http://www.techrepublic.com/blog/smartphones/get-the-most-out-of-bluetooth-on-an-android-device/">Android</a>, and <a href="https://support.apple.com/en-us/HT201205">iPhone</a>.</p> <h2>7. Edit a Smartphone Photo</h2> <p>Are you one of those people who uploads your photos sideways or too dark? There's no excuse! Most mobile phones allow for you to crop, rotate, adjust brightness or contrast, and more, all with a couple finger taps. Want to get creative? Try some cool photo editing apps.</p> <h2>8. Comparison Shop With Barcodes</h2> <p>Out shopping and want to check prices elsewhere? A great cheat is to use the <a href="http://www.amazon.com/gp/feature.html?ie=UTF8&amp;docId=1000645111">Amazon app</a>, which uses your phone's camera to scan barcodes. It will show you the same product and its Amazon price. <a href="http://www.google.com/shopping">Google Shopping</a> is also helpful when on a computer.</p> <h2>9. Crowdsource Information</h2> <p>Learn the art of the ask. Sometimes you don't have the time or enough prior knowledge of something to Google it, and that's when asking your friends comes in. Being able to ask your social network for their expertise is clutch in this modern age.</p> <h2>10. Invest Your Own Money</h2> <p>Why hire someone to take over your money management when you can day trade and manage your investments online? If you're putting off saving for retirement, it has never been easier to start. Learn more about <a href="http://www.wisebread.com/4-cheap-easy-ways-to-invest-your-first-1000">how to start saving</a>.</p> <h2>11. Upgrade Your Email</h2> <p>Email is still a very important part of work and personal communication, but issues like cluttered inboxes, unsynced calendars, non-replies, and copious newsletters make email frustrating. There are plenty of extremely useful email plug-ins to increase your productivity!</p> <h2>12. Google Better</h2> <p>Everyone knows about using quotes and the plus and minus while searching, but did you know about the tip calculator? What about reverse image search? Polish your Google prowess with these <a href="http://www.popsugar.com/tech/Things-You-Can-Do-Google-35330843#photo-35330843">key search hacks</a> to get the results you're looking for.</p> <h2>13. Use Siri</h2> <p>&quot;Siri&quot; (or &quot;Cortana,&quot; or &quot;Google&quot;) as a tool can seem silly and time consuming, so many people don't use her. However, there are some instances in which she's indispensable, such as sending text messages and making calls in the car. There are tons of other <a href="http://www.businessinsider.com/13-cool-things-siri-can-do-for-you-2014-8?op=1">cool things Siri can do</a>, too.</p> <h2>14. Use GPS Apps</h2> <p>If you're still printing out maps before you leave the house, it's time to stop. GPS has come a long way. (Remember those old Garmin GPS machines you had to buy back in the 00s that worked poorly?) <a href="https://maps.google.com/">Google Maps</a> is the best, but <a href="https://www.waze.com/">Waze</a> is excellent for those looking to snake their way out of traffic or avoid highways. You can save locations, pre-plan trips, and add new locations with voice-control while driving.</p> <h2>15. Troubleshoot Your Wi-Fi</h2> <p>You don't need an IT person to fix your Wi-Fi. Computers have made it extra easy to troubleshoot a connection. Check your laptop's network settings and <a href="http://www.computershopper.com/feature/ten-fast-fixes-for-wi-fi-problems">troubleshoot your Wi-Fi</a> on your own. When all else fails, you can always reset your router! Another hack: many smartphones can be used as a Wi-Fi hotspot. Simply go to your phone's general settings, to networks, then tap &quot;use as hotspot&quot; and follow the password directions.</p> <p><em>What modern life skill do you think everyone should master?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/15-modern-life-skills-everyone-should-master">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-skills-that-will-be-obsolete-soon">9 Skills That Will Be Obsolete Soon</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-free-debt-management-tools">6 Free Debt Management Tools</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-apps-for-business-owners-on-the-go">5 Apps for Business Owners on the Go</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity Technology apps email life skills online banking smartphones social networks Tue, 21 Apr 2015 13:00:21 +0000 Amanda Meadows 1392289 at http://www.wisebread.com 4 Mobile Phone Upgrades That Aren't Worth the Money http://www.wisebread.com/4-mobile-phone-upgrades-that-arent-worth-the-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-mobile-phone-upgrades-that-arent-worth-the-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/girl_phone_000039037532.jpg" alt="Girl realizing she has mobile phone plan she doesn&#039;t need" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The old adage says &quot;If you buy what you don't need, you'll need what you can't buy.&quot;</p> <p>When you have a mobile phone, you're already shelling out some serious coin every month. The average U.S. <a href="http://www.cbsnews.com/news/6-reasons-your-phone-bill-keeps-rising/">monthly phone bill</a> ranges from $120 to $148. So, there's no need to pay for additional features you don't really need.</p> <p>Consider avoiding these four costly plan upgrades.</p> <h2>1. International Long Distance</h2> <p>Unless it's an absolute emergency, it just doesn't make sense to make international calls using your mobile phone's plan. For example, as an AT&amp;T subscriber, I would pay $2.19 per minute if I were to call to a landline in Ecuador, or $2.37 per minute if I were to call a wireless number.</p> <p>While paying $5 per line to upgrade to <a href="https://www.att.com/shop/wireless/international/long-distance.html?tab=1">AT&amp;T World Connect</a> lowers my calling rates to Ecuador ($0.35 per minute to landlines and $0.53 per minute to wireless), it is still not worthwhile. Without paying any additional fees, I can call any landline or mobile in Ecuador for $0.15 per minute, by signing up for a Skype subscription. I'd decrease my calling cost to landlines in Ecuador to as little as $0.075 per minute.</p> <p>You could also leverage smartphone apps, such as <a href="http://line.me/en/">Line</a>, <a href="http://www.tango.me">Tango</a>, or <a href="http://www.viber.com/en/">Viber</a>, that allow you to make international calls for free. Or, buy an international calling card with good rates for the country that you're trying to call. The point is that there are much more affordable options than upgrading for an international long distance feature.</p> <h2>2. Frequent Equipment Upgrades</h2> <p>T-Mobile Jump, AT&amp;T Next, and Verizon Edge offer variations of the same idea: Instead of committing to a single phone model for two years, you can upgrade to the latest model as soon as you want. No matter your phone carrier, if you have a frequent upgrade plan, you pay a monthly fee based on the full price of your selected phone (cost of service is separate).</p> <p>From a purely financial perspective, frequent equipment upgrade plans often aren't worth the money. For example, you could <a href="http://lifehacker.com/are-early-upgrade-plans-worth-it-1369868915#">save close to $650</a> by sticking to a two-year plan with AT&amp;T, instead of going with a frequent upgrade plan for two years. Similar savings scenarios happen with Verizon ($600) and T-Mobile ($340). (Note: Sprint retired its <a href="http://support.sprint.com/support/article/Learn_more_about_Sprint_One_Up/35e890a8-cbab-4cc4-99a7-91b0bc533e35?INTNAV=LP:Support:01102014:oneup&amp;ECID=vanity:oneup">One Up upgrade plan</a> on January 9, 2014). The premium that you pay for the &quot;convenience&quot; of having the latest model is too high and something that you don't really need.</p> <h2>3. International Data Plan</h2> <p>I get it, I really do.</p> <p>Just like many Millennial travelers, I believe that a trip isn't a trip without posting a few vacation pics for my friends to view. About 69% of Millennial travelers use some form of <a href="https://www.yahoo.com/travel/millennials-travel-survey-113198011097.html">social media during vacations</a>.</p> <p>Most service providers provide international data plans starting at 100MB. For example, <a href="http://www.att.com/shop/wireless/international/roaming.html">AT&amp;T's 120MB data plan</a> is $30, and <a href="http://www.verizonwireless.com/landingpages/global-roaming/">Verizon's 100MB data plan</a> is $25. The problem is that a 100MB allowance doesn't go very far. Consider how much data some common activities consume.</p> <ul> <li>Emailing a single high-resolution photo is 2MB to 5MB.</li> <li>Doing a 10-minute video call is about 24MB.</li> <li>Visiting 50 web pages equals about 10MB.</li> <li>Completing 30 social media posts with photos is roughly 10MB.</li> <li>Downloading 10 songs is 40MB.</li> </ul> <p>You could burn through 100MB of data in a single day. And that's assuming that you're keeping track of all of your data use. If you unintentionally left on the auto-push feature of your smartphone for all apps, you could easily burn through most of the data in just a couple of hours.</p> <p>Instead of buying an international data plan, take the following steps when traveling abroad (See also: <a href="http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad?ref=seealso">How to Minimize Cell Phone Charges When Traveling Abroad</a>):</p> <ul> <li>Use the Wi-Fi from your hotel or from other reliable sources;<br /> &nbsp;</li> <li>Plan ahead with smartphone map apps, such as <a href="http://www.ulmon.com">Ulmon Maps</a> and <a href="http://osmand.net">OsmAnd</a>, which can work without an Internet connection;<br /> &nbsp;</li> <li>Keep your phone in airplane mode as much as possible to prevent data use;<br /> &nbsp;</li> <li>Prevent automatic upload of media.</li> </ul> <h2>4. Tethering</h2> <p>Sharing your data connection with all your other devices sounds like an awesome deal. However, the reality is that mobile tethering has several drawbacks:</p> <ul> <li>Most cellular carriers will require you to pay an additional fee or upgrade to a minimum MB plan to be able to tether through your device.<br /> &nbsp;</li> <li>There is no cellular carrier that will let you tether any device with an unlimited plan. You have to downgrade to a paid data plan, and figure out which one makes financial sense.<br /> &nbsp;</li> <li>You have a data cap when tethering, often ranging from 2GB to 5GB. Depending on your data use, you may incur overages and their corresponding expensive fees.<br /> &nbsp;</li> <li>Tethering is major drain to any mobile's battery life.<br /> &nbsp;</li> <li>Many users report that their Internet connection freezes when the phone receives a text or call.<br /> &nbsp;</li> <li>You're always trading off something when you're tethering. Tether via Wi-Fi, and your phone's battery drains quickly. Tether via USB, and only your computer can connect to the Internet. Tether via Bluetooth, and your connection gets very slow.</li> </ul> <p>This is why that tethering fee is something that you don't really need. Imagine if your home Internet provider would try to charge you for plugging an additional device to your home connection. You would probably tell your Internet company that they're crazy. If you really need a hotspot on the go for work purposes, you're better off investing in a mobile hotspot. That way you won't have to compromise for subpar service.</p> <p><em>What are some mobile plan upgrades that aren't worth the money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/4-mobile-phone-upgrades-that-arent-worth-the-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-apps-will-help-you-finally-organize-your-money">These 5 Apps Will Help You Finally Organize Your Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-alternatives-to-cable-tv-that-will-keep-you-entertained">8 Alternatives to Cable TV That Will Keep You Entertained</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-free-debt-management-tools">6 Free Debt Management Tools</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Technology data plans long distance mobile smartphones tethering upgrades Fri, 17 Apr 2015 15:00:07 +0000 Damian Davila 1388408 at http://www.wisebread.com 10 Important Reasons You Need to Cut Back on Screen Time http://www.wisebread.com/10-important-reasons-you-need-to-cut-back-on-screen-time <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-important-reasons-you-need-to-cut-back-on-screen-time" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/girls_on_phones.jpg" alt="young girls on their cellphones" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Screen time. You know, all those hours you spend in front of your computer at work? Plus the time on your cell phone at lunch, and the TV you watch before you go to bed. It all adds up.</p> <p>Unfortunately, research seems to show some significant negative effects of all the time we spend in front of our screens. While this is still a nascent field of academic study &mdash; we simply haven't had access to these devices for long enough to know exactly how they affect us &mdash; there seem to be some compelling reasons to make the effort to look at something other than a screen.</p> <h2>1. It's Bad for Your Health</h2> <p>Being in front of a screen is almost always sedentary behavior (unless, I suppose, you're on the treadmill). Because of this, it correlates with things like lower fitness levels and undesirable body composition.</p> <p>Turn this around by choosing something active rather than watching TV or playing video games in your spare time. You don't have to kill yourself at the gym; you can take a walk, work on a project at home, or even garden.</p> <h2>2. It Hinders Your Brain's Performance</h2> <p>Kids do better in school when they have less screen time. Researchers aren't yet sure why this is true, but it probably has to do with the ways that technology teaches the brain to function. If you want to perform well in situations that involve memorization or problem solving (which are tasks that many kids perform in school), limit your screen time.</p> <h2>3. It Lowers Your Ability to Process Nonverbal Cues</h2> <p>When people are taken away from their screens, they seem to better <a href="http://www.sciencedirect.com/science/article/pii/S0747563214003227">process nonverbal cues</a>. It makes sense that when you are mostly interacting with actual people, you get better at understanding emotional things they're trying to communicate.</p> <p>Processing nonverbal cues well means that you're less likely to make awkward social mistakes, and also means that you might have more opportunities for social interaction and have an easier time making new friends.</p> <h2>4. It Messes Up Your Sleep</h2> <p>When teenagers have more than four hours of screen time per day, and especially when they use their screens in the hour before going to bed, they have trouble falling asleep. This can lead to a sleep deficit of up to two hours each night!</p> <p>If you're not sleeping well, you will not only feel tired the next day, but it can hinder your performance at work or in school. It's worth the effort to use your screen less and get a little more rest.</p> <h2>5. It Reduces Your Ability to Plan Ahead</h2> <p>People who spend a lot of time in front of screens, and especially those who play video games a lot, have a <a href="https://www.psychologytoday.com/blog/mental-wealth/201402/gray-matters-too-much-screen-time-damages-the-brain">loss of brain volume</a> in their frontal lobes. If this happens to you, it lowers your ability to do a lot of things, among them the ability to plan ahead.</p> <p>Most of us need to make plans in our daily lives. We plan everything from where to go to lunch tomorrow, to how much money we can spend this weekend, to what we want to do on vacation next year. It's important to have the healthiest frontal cortex that you can, in order to perform these tasks well.</p> <h2>6. It Makes Impulse Control Harder</h2> <p>If you spend so much time in front of a screen that you get addicted to being online, there are all sorts of negative effects. One of these is that you lose the ability to <a href="http://www.psyn-journal.com/article/S0925-4927%2812%2900029-7/abstract">control your impulses</a>. This means that you will be more likely to do things like spending money whenever you see something that you want, overeating on things that look good to you, and making hasty decisions that could negatively affect your future.</p> <h2>7. It Inhibits Communication Skills</h2> <p>People who spend more time online, especially young people, are more likely to <a href="http://www.scmp.com/lifestyle/health/article/1513555/beware-negative-effects-too-much-screen-time-children">struggle with communication</a>. It seems that people who learn how to interact with others in online contexts don't necessarily develop the skills to interact outside of those specific structures. If interpersonal communication is important to you or part of your job, you will likely reap rewards if you spend less time in front of your screen.</p> <h2>8. It Can Make You Depressed</h2> <p>People who spend a lot of time in front of screens, specifically while watching TV, have a higher <a href="http://fit.webmd.com/teen/recharge/article/teens-screen-time?page=2#2">incidence of depression</a> than those who choose to do other things with their time.</p> <p>There are likely multiple reasons for this. If you choose to watch TV rather than interact with people, loneliness could cause the depression. TV also gives an unrealistic portrayal of how life should be and what you should look like, and comparing that to your real life can bring you down. Finally, TV can be violent and scary (and that's just the news!), which can lead people to an overall negative view of the world.</p> <h2>9. It Leads to Antisocial Behavior</h2> <p>When kids watch a lot of TV, they are more likely to have problems with <a href="http://www.everydayhealth.com/kids-health/0219/too-much-tv-leads-to-antisocial-behavior-in-kids-study-finds-7591.aspx">antisocial behavior</a> at some time in their lives. Note that this doesn't mean that they are necessarily antisocial as kids, but that this behavior can manifest as they grow older. Researchers aren't sure how time in front of the television leads to this behavior, but the correlation is strong enough that it seems like good motivation for limiting screen time for anyone.</p> <h2>10. It Means You're Almost Always Multitasking</h2> <p>When you're in front of a screen, you're usually multitasking. This means that a lot of screen time can lead to some of the same <a href="http://www.wisebread.com/the-fallacy-of-multitasking?ref=seealso">negative effects of multitasking</a>, like a lack of focus or an inability to remember things because your brain is overstimulated. (See also: <a href="http://www.wisebread.com/the-simple-way-to-make-multitasking-actually-work?ref=seealso">The Simple Way to Make Multitasking Actually Work</a>)</p> <p>If you must use a screen, try to do just that. Then, when you're done, move onto whatever you need to do next and leave the screen behind. Do one thing at a time so you can focus and remember.</p> <p><em>Do you choose to limit your screen time? What positive effects have you noticed?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/10-important-reasons-you-need-to-cut-back-on-screen-time">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-fitness-gadgets-actually-worth-the-money">5 Fitness Gadgets Actually Worth the Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-digital-detox-how-and-why-to-do-it">The Digital Detox: How and Why to Do It</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/life-without-tv">Life Without Television</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buying-a-new-smartphone-without-extending-your-contract">Buying a New Smartphone Without Extending Your Contract</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Technology screen time smartphones television video games Thu, 19 Mar 2015 11:00:09 +0000 Sarah Winfrey 1347472 at http://www.wisebread.com Best Money Tips: Ways to Save on the Latest Smartphones http://www.wisebread.com/best-money-tips-ways-to-save-on-the-latest-smartphones <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-on-the-latest-smartphones" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/smartphone-cafe-494181221-small.jpg" alt="smartphone cafe" title="smartphone cafe" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on ways to save on the latest smartphone, ways to save at school, and cool car hacks you should try.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneytalksnews.com/2014/09/08/how-to-save-on-a-new-smartphone/">7 Ways to Save on the Latest Smartphones</a> &mdash; To save on the latest smartphones, trade in your old phone and wait a few months to buy the latest model released. [Money Talks News]</p> <p><a href="http://www.bargaineering.com/articles/smarrealistic-ways-save-money-wont-ruin-college-fun.html">Smart Ways to Save Money at School Without Ruining Your College Fun &mdash; or Going Hungry</a> &mdash; Not taking more than 4 years to graduate and taking advantage of student discounts can help you save money at college. [Bargaineering]</p> <p><a href="http://www.popsugar.com/smart-living/Car-Hacks-35664947">19 Insanely Cool Car Hacks You Should Try Out</a> &mdash; Did you know hanging a shoe organizer on the back of your seat in your car can help you keep your car organized? [PopSugar Smart Living]</p> <p><a href="http://www.kiplinger.com/article/spending/T059-C011-S001-5-reasons-you-hate-flying-and-what-to-do-about-it.html">5 Reasons You Hate Flying and What to Do About It</a> &mdash; If you hate flying because of baggage fees, opt to fly with JetBlue or Southwest. [Kiplinger]</p> <p><a href="http://www.mainstreet.com/article/the-best-and-worst-states-to-retire">The Best and Worst States to Retire</a> &mdash; Orlando is one of the best cities to retire in, as is Scottsdale. [MainStreet]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.creditsesame.com/blog/when-a-relative-steals-your-identity/">When a Relative Steals Your Identity</a> &mdash; If a relative steals your identity, request copies of your credit report to find out how much damage has been done. [Credit Sesame]</p> <p><a href="http://angelashelton.com/8-steps-to-write-your-book/">8 Steps to Write and Publish Your Book</a> &mdash; Unsure how to start writing your book? Try creating an outline that lists questions your book will answer. [Angela Shelton]</p> <p><a href="http://www.freemoneyfinance.com/2014/09/the-new-retirement-rule.html">The New Retirement Rule?</a> &mdash; What do you think of the new retirement rule that states that you should save 15% of your pay for 30 years? [Free Money Finance]</p> <p><a href="http://onecentatatime.com/when-money-is-everything-how-to-financially-prepare-for-divorce/">When Money Is Everything: How to Financially Prepare for Divorce</a> &mdash; When you are going through a divorce, find a lawyer and be prepared to divide up assets. [One Cent at a Time]</p> <p><a href="http://parentingsquad.com/7-ways-to-be-a-leader-in-healthy-living">7 Ways to Be a Leader in Healthy Living</a> &mdash; To be a leader in healthy living, be organized and start early. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-save-on-the-latest-smartphones">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-save-on-smartphone-costs-while-traveling">8 Ways to Save on Smartphone Costs While Traveling</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-must-immediately-do-after-losing-your-smartphone">8 Things You Must Immediately Do After Losing Your Smartphone</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips iPhone save smartphone smartphones technology Mon, 15 Sep 2014 19:00:04 +0000 Ashley Jacobs 1207214 at http://www.wisebread.com 4 Powerful Smartphones That Aren't Overpriced http://www.wisebread.com/4-powerful-smartphones-that-arent-overpriced <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-powerful-smartphones-that-arent-overpriced" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/phone-483766677.jpg" alt="woman with phone" title="woman with phone" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Smartphones have just about become a necessity in our daily lives. With the big manufacturers releasing a better, faster, more powerful handset nearly every year, consumers shell out a fortune to keep up with the Joneses. The marketing strategists behind tech giants like Apple and Samsung invest heavily to ensure their latest devices are ogled for their sexy design and performance prowess. But in an age where innovation is king, handsets rarely retain their initial appeal. There is good news, however. You don't have to commit to a soul-crushing contract or pay a fortune to enjoy a fantastic mobile experience. Here are five affordable alternatives to those pricey smartphones. (See also: <a href="http://www.wisebread.com/the-5-best-smartphones?ref=seealso">5 Great Smartphones</a>)</p> <h2>1. Nokia Lumia 520</h2> <p>The fact that the <a href="http://www.nokia.com/us-en/phones/phone/lumia520/">Lumia 520</a> is the <a href="http://news.softpedia.com/news/The-Best-Selling-Windows-Device-in-the-World-Is-a-Phone-386951.shtml">best selling Windows device</a> in the world right now should be reason enough for its mention on this list. At only $100 and unlocked, the Lumia 520 saves consumers from the nightmarish hellscape of carrier contracts.</p> <p>The sturdy build is comfortable to hold and the colorful Windows 8 OS makes it pretty to look at. The hardware may seem lacking, but it performs beautifully and provides a smooth and enjoyable experience. Nokia apps like Drive and Music are highlights, offering data-free navigation and Pandora-esque music discovery. (See also: <a href="http://www.wisebread.com/new-ways-to-listen-to-music-for-free-or-cheap?ref=seealso">New Ways to Listen to Music for Free</a>)</p> <p>The one caveat is that the Windows ecosystem is not as robust as iOS or Android, resulting in considerably fewer available apps. A fantastic value, the Lumia 520 deserves your consideration and, with its <a href="http://www.brighthand.com/default.asp?newsID=20530&amp;News=Nokia+Lumia+525+Windows+Phone">big brother</a> on the way, the Lumia series is likely to find even more converts.</p> <h2>2. Motorola Moto G</h2> <p>A sub-$200 phone running Android 4.4 KitKat? The correct answer is a resounding &quot;Yes, please!&quot; After Motorola was acquired by Google there was little question of quality, but at what cost? Apparently very little. (See also: <a href="http://www.wisebread.com/5-ways-google-wallet-can-save-you-money?ref=seealso">How to Save Money With Google Wallet</a>)</p> <p>The <a href="http://www.motorola.com/us/consumers/moto-g/Moto-G/moto-g-pdp.html">Moto G</a> features a quad-core Snapdragon processor and the closest thing to stock Android you'll see outside of the Nexus. This means that there is no bloatware or awkward user-interface hogging space or slowing performance.</p> <p>Despite the low internal storage and 5MP camera there is a lot to love about the Moto G, in particular Google Now. &nbsp;(See also: <a href="http://www.wisebread.com/the-10-best-productivity-apps-for-really-busy-people-like-you?ref=seealso">The Best Productivity Apps for Busy People</a>)</p> <h2>3. ZTE Blade V</h2> <p>Chinese manufacturer ZTE has struggled to make a name for itself, probably because its previous offerings in the western market have been downright atrocious. However, ZTE is slowly turning the tide with their promise of attractive, budget-minded handsets that don't sacrifice performance. With some respectable hardware, <a href="http://www.ztedevices.co.uk/blade-v-android-smartphone.html">ZTE's Blade V</a> is a phone that that deserves a look.</p> <p>As a budget smartphone, the Blade V does suffer from subpar screen resolution, low internal storage, and a near-useless camera. However, its saving grace is the 1.2 GHz quad-core processor, which makes the Blade V surprisingly breezy and responsive for a handset well under $200. Heavy users might notice a bit of lag, but most won't have any problem navigating the Android 4.1 OS. This phone, like many of the budget smartphones, has limited availability in North America. Similar ZTE models to consider are the <a href="http://www.amazon.com/gp/product/B00D1VNENK/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00D1VNENK&amp;linkCode=as2&amp;tag=wisbre03-20">ZTE v956</a> and the slightly pricier <a href="http://www.amazon.com/gp/product/B00CQ24416/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00CQ24416&amp;linkCode=as2&amp;tag=wisbre03-20">ZTE v967</a>.</p> <h2>4. Google Nexus 5</h2> <p>Priced around $350, some would say that the flagship Google handset is far removed from the budget-minded crowd. While certainly more expensive than the other phones on this list, the <a href="https://www.google.com/nexus/5/">Nexus 5</a> is a steal when compared to devices from Samsung and Apple. Off contract prices for the iPhone 5s start at $649.99, whereas the Samsung Galaxy S5 can be found for $825 and up.</p> <p>The Nexus 5 delivers everything that Google promised from Android and then some. With a fantastic screen and seriously powerful hardware, you'll be hard pressed to find another handset delivering a comparable experience at such a low price. With the <a href="http://www.ibtimes.co.in/articles/546323/20140402/nexus-6-release-date-upgrades-5.htm">Nexus 6 rumored</a> to be unveiled soon, you can expect to snag this phone at an even steeper discount.</p> <h2>5. Various Overseas Manufacturers</h2> <p>There are a number of smaller tech firms and startups that have been making waves in the smartphone market. Some of the most exciting manufacturers are based in China and their handsets are not only <a href="http://www.engadget.com/2014/03/19/oppo-find-7-50mp-camera/">feature rich</a> but technically impressive at <a href="http://www.engadget.com/2014/03/13/xiaomi-redmi-2-octa-core-leak/">incredible price points</a>. However, when buying a phone from overseas there are a <a href="http://www.gizchina.com/2013/12/17/10-tips-buying-chinese-android-phone-china/">number of things to consider</a>, so make sure you do your homework.</p> <p><em>Do you know of any bargain basement smartphone deals? Are there any dirt cheap handsets that should be on our budget radar? Let us know in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ryan-lynch">Ryan Lynch</a> of <a href="http://www.wisebread.com/4-powerful-smartphones-that-arent-overpriced">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buying-a-new-smartphone-without-extending-your-contract">Buying a New Smartphone Without Extending Your Contract</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smartphones">The 5 Best Smartphones</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-google-wallet-can-save-you-money">5 Ways Google Wallet Can Save You Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping affordable phones cell phones smartphones Mon, 14 Apr 2014 08:24:20 +0000 Ryan Lynch 1135283 at http://www.wisebread.com The 5 Best Smartphones http://www.wisebread.com/the-5-best-smartphones <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-smartphones" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/phone-147514538.jpg" alt="man using smartphone" title="man using smartphone" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Nothing captures the essence of modern technology quite like a smartphone. The convenience of having a portable computer always in reach has allowed us to connect to the world in ways we previously never thought possible. It has become the one gadget that most of us cannot live without. Love it or hate it, the smartphone is here to stay.</p> <p>But with its booming popularity comes the onslaught of multiple varieties of smartphones, each with their own unique shapes, sizes, and operating systems. Wise Bread is here to help you find the phone that's right for you with our list of the top five smartphones available today.</p> <h2>What Is a Smartphone?</h2> <p>A smartphone is an advanced cell phone with a built-in mobile operating system that allows it to perform many of the tasks and functions that a regular computer can do. Modern smartphones utilize a touchscreen interface and a vast ecosystem of mobile apps to perform an almost endless list of functions, from taking photos and recording HD videos to providing GPS navigation to even managing your finances and business, all while embracing incredibly slim and minimalistic designs that fit comfortably in your pocket or hand. Smartphones nowadays are also all-in-one multimedia devices, capable of playing your favorite music and movies and displaying your books to read. Their sheer power and convenience are what make them so popular and useful.</p> <p>Please note that smartphone prices and availability may vary depending on your cellular provider. Prices will also be higher if you're buying a smartphone that is factory unlocked.</p> <h2>Best 5 Smartphones</h2> <h3>Apple iPhone 5s</h3> <p><a target="_blank" href="http://store.apple.com/us/buy-iphone/iphone5s"><img style="height: 300px; width: 225px; float: right;" src="http://static1.killeraces.com/files/fruganomics/u784/smtphn-apple.jpg" alt="" /></a>With a top recommendation from Consumer Reports, the new <a href="http://store.apple.com/us/buy-iphone/iphone5s">Apple iPhone 5s</a>, which marks the seventh iteration of the popular iPhone line, is still one of the best smartphones available in the market.</p> <p>The iPhone 5s contains a bunch of new exclusive features, including a top-notch 64-bit A7 processor that allows for a lag-free experience when using graphics-intensive apps and a Touch ID fingerprint reader that enables faster and safer access to your iPhone. There's also an improved rear-facing iSight camera that has a host of new features of its own, including auto-stabilization, a new True Tone flash, continuous burst mode, and slow-motion video capabilities. The new iOS 7 operating system adds a brand new look and new level of functionality to the iPhone 5s while still being easy to use and learn.</p> <p>Despite all the added new features, the iPhone 5s' physical design remains unchanged from the iPhone 5 for better or for worse, and there are still no expandable storage capabilities and no NFC capabilities. But with access to the largest marketplace of apps available, these are merely small grievances when compared to the incredible package that the iPhone 5s delivers overall.</p> <p><em><a href="http://store.apple.com/us/buy-iphone/iphone5s">Currently $199.99 on Apple.com for the 16GB version with a two-year contract.</a></em></p> <h3>Samsung Galaxy S4</h3> <p><a target="_blank" href="http://www.amazon.com/gp/product/B00E6FGSHY/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00E6FGSHY&amp;linkCode=as2&amp;tag=bguidelink-20"><img style="width: 225px; height: 300px; float: right;" src="http://static1.killeraces.com/files/fruganomics/u784/smtphn-samsungs4.jpg" alt="" /></a>Another Consumer Reports top pick, the <a target="_blank" href="http://www.amazon.com/gp/product/B00E6FGSHY/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00E6FGSHY&amp;linkCode=as2&amp;tag=bguidelink-20">Samsung Galaxy S4</a>, which is the fourth iteration in the popular Galaxy S line, is part of the Android family of smartphones and is definitely one of the best Android phones you can buy.</p> <p>To start, it has a large, yet gorgeous 5-inch Super AMOLED HD touchscreen display with 441 pixels-per-inch, which is a great deal more than the iPhone's 326 ppi. It has a 1.9GHz quad-core processor with 2GB of RAM, which makes loading and running apps a breeze. The S4 also has the ability to add up to 64GB of additional memory via its micro-SD slot. On top of that, the S4 also packs a 13-megapixel camera with a ton of cool features, including the ability to take pictures from both the front and rear-facing camera simultaneously.</p> <p>While the S4's plastic-build quality and incredibly large screen may not be to everyone's liking, the Samsung Galaxy S4 is still a beast of smartphone that leaves very little to complain about.</p> <p><em><a target="_blank" href="http://www.amazon.com/gp/product/B00E6FGSHY/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00E6FGSHY&amp;linkCode=as2&amp;tag=bguidelink-20">Currently $138.00 on Amazon for the 16GB version with a two-year contract.</a></em></p> <h3>Nokia Lumia 1020</h3> <p><a target="_blank" href="http://www.amazon.com/gp/product/B00DVRJ3WA/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00DVRJ3WA&amp;linkCode=as2&amp;tag=bguidelink-20"><img style="width: 225px; height: 300px; float: right;" src="http://static1.killeraces.com/files/fruganomics/u784/smtphn-nokia.jpg" alt="" /></a>The <a target="_blank" href="http://www.amazon.com/gp/product/B00DVRJ3WA/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00DVRJ3WA&amp;linkCode=as2&amp;tag=bguidelink-20">Nokia Lumia 1020</a> is a Consumer Reports recommended choice that presents a strong alternative for those interested in a smartphone that's outside of the Apple and Android masses.</p> <p>The Lumia 1020 is part of a new line of &ldquo;Windows Phones&rdquo; that utilize the brand-new Windows Phone 8 mobile operating system developed by Microsoft. The interface is composed of customizable Live Tiles that display the information of apps in real time without the need to open them, which provide a fresh user experience overall. The Lumia 1020's most notable feature is its incredible 41-megapixel camera &mdash; the highest resolution in any smartphone available now. It allows for stunning detail and clarity to be retained in both normal and zoomed-in photos. Images and videos look brilliant on the Lumia 1020's 4.5-inch AMOLED touchscreen display.</p> <p>Beyond that, there's actually not that much else that it offers in the way of features. The Lumia 1020 is also much thicker and heavier than most other smartphones, and its app selection is really limited due to its new OS. But if you strongly desire to stand out from the pack or have an amazing camera, then the Nokia Lumia is the phone for you.</p> <p><em><a target="_blank" href="http://www.amazon.com/gp/product/B00DVRJ3WA/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00DVRJ3WA&amp;linkCode=as2&amp;tag=bguidelink-20">Currently $149.99 on Amazon for the 16GB version with a two-year contract.</a></em></p> <h3>HTC One</h3> <p><a target="_blank" href="http://www.amazon.com/gp/product/B00EKT26AE/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00EKT26AE&amp;linkCode=as2&amp;tag=bguidelink-20"><img style="width: 225px; height: 300px; float: right;" src="http://static1.killeraces.com/files/fruganomics/u784/smtphn-htcone.png" alt="" /></a>As both a Consumer Search and a Consumer Reports best reviewed pick, the <a target="_blank" href="http://www.amazon.com/gp/product/B00EKT26AE/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00EKT26AE&amp;linkCode=as2&amp;tag=bguidelink-20">HTC One</a> is the biggest competitor to the Samsung Galaxy S4 in the race for the best Android smartphone title, and there are many ways that the HTC One tries to best its Samsung rival.</p> <p>Its 4.7-inch Super LCD touchscreen display packs in a whopping 468 pixels-per-inch, which results in sharp details and vibrant colors. Users have reported that the super-slim aluminum body of the HTC One feels especially light and resilient. The HTC One's UltraPixel Camera is one of its most noteworthy special features. While the camera offers only 4 megapixels, each of those pixels takes in much more light, which allows for outstanding pictures to be taken in low-light conditions. The HTC Blinkfeed is another special feature that allows you to open your favorite apps right from the lock screen for quick and easy access.</p> <p>The HTC One isn't without its share of flaws, however. Some users have reported that the HTC Sense interface isn't as intuitive as other Android smartphones and that the battery life is particularly poor. Still, users generally agree that the HTC One shines quite brightly above the rest.</p> <p><em><a target="_blank" href="http://www.amazon.com/gp/product/B00EKT26AE/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00EKT26AE&amp;linkCode=as2&amp;tag=bguidelink-20">Currently $49.99 on Amazon for the 16GB version with a two-year contract.</a></em></p> <h3>Samsung Galaxy S3</h3> <p><a target="_blank" href="http://www.amazon.com/gp/product/B00894K248/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00894K248&amp;linkCode=as2&amp;tag=bguidelink-20"><img style="height: 300px; width: 225px; float: right;" src="http://static1.killeraces.com/files/fruganomics/u784/smtphn-samsungs3.jpg" alt="" /></a>Despite being over a year old, the <a target="_blank" href="http://www.amazon.com/gp/product/B00894K248/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00894K248&amp;linkCode=as2&amp;tag=bguidelink-20">Samsung Galaxy S3</a> is still a top-performing contender in the smartphone market and easily takes the title of best value smartphone on our list. Being the predecessor to the S4 isn't a sign of weakness for this phone, but rather, it's what makes it stand out.</p> <p>This Consumer Reports and Consumer Search top pick has a 1.5GHz dual-core processor underneath a beautiful 4.8-inch Super AMOLED HD touchscreen display. It packs an 8-megapixel camera with a continuous burst mode and 1080p HD video recording. It has expandable memory capabilities via its micro SD slot as well as a surprisingly long battery life. Users have even reported that the call quality on the S3 is superb and crisp. However, what's most impressive about the S3 is that its specifications still hold their ground today and even beat several smartphones that are priced above it.</p> <p>The only downsides seem to be the plastic build quality and the shaky TouchWiz interface. But all can be forgiven once you realize that you can get this phone now for close to nothing. It's practically a steal.</p> <p><em><a target="_blank" href="http://www.amazon.com/gp/product/B00894K248/ref=as_li_ss_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00894K248&amp;linkCode=as2&amp;tag=bguidelink-20">Currently $0.01 on Amazon for the 16GB version with a two-year contract.</a></em></p> <p>And those are our recommendations for the best smartphones!&nbsp;As always, be sure to check out the <a href="http://www.wisebread.com/buying-calendar">Wise Bread Shopping Calendar</a> to learn when and how to buy just about anything.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/william-tran">William Tran</a> of <a href="http://www.wisebread.com/the-5-best-smartphones">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-led-monitors">The 5 Best LED Monitors</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-home-theater-projectors">The 5 Best Home Theater Projectors</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-indoor-tv-antennas">The 5 Best Indoor TV Antennas</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-swiss-army-knives">The 5 Best Swiss Army Knives</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-fabric-softeners">The 5 Best Fabric Softeners</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping Buying Guides electronics product reviews smartphones Tue, 19 Nov 2013 10:30:43 +0000 William Tran 1085849 at http://www.wisebread.com Why Is the Cell Phone Industry So Screwed Up? http://www.wisebread.com/why-is-the-cell-phone-industry-so-screwed-up <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/why-is-the-cell-phone-industry-so-screwed-up" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4506307928_42db84ab2e_z.jpg" alt="cell phone" title="cell phone" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Cell phone bills are on the rise. Again. Oh, you broke your phone and didn&rsquo;t have insurance on it? That&rsquo;ll be $500+ to replace it. Or you can terminate your contract early. For $175.</p> <p>What&rsquo;s wrong with the cell phone industry? Why does it seem that customers are getting the raw end of the deal and nobody is stepping forward to fix it? Why, exactly, is the cell phone industry so screwed up? (See also: <a href="http://www.wisebread.com/why-i-like-my-flip-phone-the-5-smartphone-effects">Why I Like My Flip Phone</a>)</p> <h2>Fierce Competition?</h2> <p>The Atlantic shows us <a href="http://www.theatlantic.com/technology/archive/2012/08/the-state-of-play-in-the-mobile-industry-in-one-venn-diagram/261712/" target="_blank">how profit is shared</a> in the cell phone industry, and why. Apple, of course, enjoys the major share of the profits on the handset side of the business (the company made media headlines in July 2011 for having more available cash than the United States federal government), while other developers are racing to keep up with our smartphone obsession.</p> <p>As for network providers themselves, there is a little more competition, with Verizon and AT&amp;T at the top and T-Mobile, Sprint, and various prepaid providers on the lower rungs of the ladder. Once AT&amp;T lost its exclusive iPhone offering rights, Verizon made some significant gains, but the power struggle between network providers continues.</p> <h2>Patent Wars?</h2> <p>The Huffington Post has an entire section of their website dedicated to the legal battles between <a href="http://www.huffingtonpost.com/news/apple-samsung-lawsuit" target="_blank">Apple and Samsung</a>, the world's top two smartphone designers and manufacturers.</p> <p>In August 2012, Apple sued Samsung for $2.5 billion over intellectual property right infringements. The verdict? $1 billion to Apple. And it hasn&rsquo;t stopped there. Samsung countersued and lost, and now <a href="http://www.huffingtonpost.com/christina-gagnier/patent-litigation_b_2421877.html" target="_blank">patent litigation</a> is upping the stakes in the cell phone industry.</p> <p>Innovation seems to be at war with healthy competition; if Apple controls numerous patents in regards to smartphone technologies, how can the others possibly compete without the threat of lawsuits? Some may argue that Samsung has superior technology and platforms via Google&rsquo;s Android, but with one victory under its belt, lawsuits involving Apple or other cell phone companies are likely to get more frequent and messier from here on out.</p> <h2>Dwindling Profit Margin?</h2> <p>The demand for <a href="http://www.wisebread.com/6-ways-to-save-money-on-ipads-iphones-and-macs">Apple products</a> never seems to fade, but more and more people are jumping on the alternate smartphone bandwagon these days. While Apple is far from financially insecure, this spike in competition in recent years has forced the company to find ways to keep costs from spiraling beyond what the market deems acceptable (brand name can only get them so far, especially when you could easily buy another smartphone for half the cost of an iPhone).</p> <p>Partnering with Sprint and Verizon (in addition to AT&amp;T) helped Apple retain its dominance in the realm of cell phone sales (as much as 73% of the market share belongs to Apple), but in a time where disposable incomes are limited and cell phone bills are on the rise, the Apple frenzy has quieted considerably since the development of the first few iPhones.</p> <p>As for network providers, gone are the days of relying on massive profits from the price-per-text model, as unlimited calling and texting plans are on the rise (despite their ever-increasing cost to the consumer). The industry experimented with unlimited data plans but ultimately found it unsuccessful and phased it out of their menu of services. Apps are also eliminating once-valuable sources of income for these companies, with free calling options from apps like Skype<em> </em>and free texting from a variety of apps like WeChat and What&rsquo;sApp motivating customers to opt out of pricier calling and texting plans that offer more minutes and more texts.</p> <p>The solution? Charge consumers more for data and make it harder for them to switch carriers.</p> <h2>Final Word</h2> <p>Fierce competition over pricing structures and patents are complicating matters in the industry, and dwindling profit margins are prompting companies to increase prices for phones and cell service to maintain the same level of growth they experienced the previous decade. Who pays for all this? Consumers do.</p> <p><em>What are you doing to defend your wallet form the mobile phone industry's aggressive pricing and marketing?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kelly-kehoe">Kelly Kehoe</a> of <a href="http://www.wisebread.com/why-is-the-cell-phone-industry-so-screwed-up">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buying-a-new-smartphone-without-extending-your-contract">Buying a New Smartphone Without Extending Your Contract</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/no-signal-5-quick-ways-to-boost-your-cell-phone-reception-updated">No Signal? 6 Ways to Boost Your Cell Phone Reception</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth">Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-getting-charged-by-a-text-message-scam">Are You Getting Charged by a Text Message Scam?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Consumer Affairs Technology cell phone plan cell phones smartphones Fri, 01 Mar 2013 10:48:57 +0000 Kelly Kehoe 967945 at http://www.wisebread.com The Digital Detox: How and Why to Do It http://www.wisebread.com/the-digital-detox-how-and-why-to-do-it <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-digital-detox-how-and-why-to-do-it" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/7534597516_624fb58373_z.jpg" alt="relaxed woman" title="relaxed woman" class="imagecache imagecache-250w" width="250" height="185" /></a> </div> </div> </div> <p>I'm living in a household with a teenage girl, who, due to recent transgressions, was punished by losing her iPhone, computer, and any other device that she can get online with.</p> <p>She&rsquo;s not adapting well. Losing her connectivity meant losing her lifeline to thousands of online &ldquo;friends&rdquo; who were audience to her random 140-character musings. This is a girl who sleeps with her iPhone, waking up in the middle of the night to send and respond to instant messages and Facebook posts.</p> <p>She is undergoing a digital detox. (See also:&nbsp;<a href="http://www.wisebread.com/how-to-go-on-a-financial-detox">How to Go on a Financial Detox</a>)</p> <h2>Digital Dopamine</h2> <p>This isn't imaginary stuff. The stages of withdrawal I watched this girl go through were eerily similar to coming off any addiction. At one point of utter desperation, she begged for a beating to expedite her punishment and get her phone back.</p> <p>Once &mdash; in a moment of weakness brought on by the holiday season and desire for everybody to get along &mdash; she got her phone back. Seeing her plug in and tune out the rest of the world around her for the next 24 hours (solid &ndash; she didn't even sleep) was enough to realize this is a real problem &mdash; and this girl isn't an isolated case.</p> <p>It has actually been demonstrated that digital electronics are chemically addictive, giving us boosts of dopamine when we receive text messages or browse websites.</p> <p><strong>Digital Addiction Is Common</strong></p> <p>Watching this girl's <a href="http://www.wisebread.com/the-joy-of-disconnecting">digital detox</a> made me realize my backyard isn't so clean either. I make a living online, but I know I spend far more time connected than necessary. And while this has been legitimately helpful, I know I rely a little too much on my online activity as a lifeline, especially given my <a href="http://www.theprofessionalhobo.com/2012/10/the-art-of-communication-relationships-and-the-trappings-of-nomadic-living/" target="_blank">nomadic lifestyle</a>.</p> <p>And what do I do when work is done, and I'm flopped down on the couch at the end of the day? You can bet my smartphone is right there beside me, so I can check emails and social media, and play games with my family and friends around the world.</p> <p><strong>Breaking the Habit Isn't Pretty</strong></p> <p>As with any detox or when breaking any habit, a digital detox can be ugly. That's why there are <a href="http://www.discoversvg.com/index.php/fr/home/latest-news/565-digital-detox-in-svg" target="_blank">digital detox vacations</a> and <a href="http://www.thedigitaldetox.org/" target="_blank">retreats</a> &mdash; they provide a change of scenery and distraction from our normal lives to ease the process.</p> <p>Think rehab, folks. It's more lush, it's not as painful, and you'll come home proud of your &ldquo;rehab&rdquo; experience rather than shamed by it.</p> <h2>DIY Detox</h2> <p>Most of us, however, won't take a digital detox vacation. We'll do it on our own. At home...and maybe against our will.</p> <p>Initially, our bereft heroine slept for lack of anything else to do (she's a teenager with melodramatic tendencies, making the digital detox process even more transparent &mdash; and at times, amusing). Then, when she couldn't sleep any more, she wandered despondently around the house, fighting for unfulfilling TV time.</p> <p>Eventually, when she realized she wasn't getting her phone or computer back anytime soon, she rediscovered some of the things she used to do prior to the age of electro-consumerism. She read books and listened to music. She even cooked dinner, and I'm sure her room is cleaner for it.</p> <p>Finally, she started interacting with her surroundings. She now walks down to the local community center and chats with her neighborhood peers. Talks &mdash; person to person. Previously (if she left the house at all), spending time with others was more about physically being there without really interacting (instead &ldquo;talking&rdquo; to others in her online world).</p> <p><strong>Why Detox?</strong></p> <p>You may be wondering why it's worth bothering with a digital detox at all. Our electronics serve our lives as we program them to, and the sheer inconvenience of going without might be daunting.</p> <p>Then again, maybe you're among the ranks for whom digital electronics have <a href="http://www.sheknows.com/love-and-sex/articles/977199/does-your-relationship-need-a-digital-detox" target="_blank">affected your relationship</a> and/or family life, and your umbilical cord to work is draining you.</p> <p>Before you decide <em>if </em>you need a digital detox, take a bird's eye view of your life and imagine how your inter-personal behavior with everybody would change if you didn't have digital technology at hand. For some people, the differences might be minor; for others, unimaginable.</p> <p><strong>How to Detox</strong></p> <p>The terms of your digital detox are entirely up to you. If you can schedule it <a href="http://www.wisebread.com/america-is-the-no-vacation-nation">during a vacation</a>, it's usually best since you'll have a change of scenery, no work obligations, and you'll simply appreciate the vacation on a new level.</p> <p>If you are doing it at home, sometimes eliminating our devices for too long is impractical, but you can create conditions that complement your daily life without affecting productivity.</p> <p>You can choose to start with one day a week (a day of rest &mdash; how about that?), or even set rules for turning off all devices during certain hours, like after dinner or before work.</p> <p>It helps if the whole family gets involved, but alas, if the teenager in my household is any indication, that might be more of an uphill battle than you're ready to wage.</p> <p><strong>There's an App for It</strong></p> <p>Bless the programmer who ironically designed an (Android) <a href="http://tirl.org/software/digitaldetox/" target="_blank">app to help you with your digital detox</a>. It irrevocably shuts down your phone for a pre-determined time period (from 30 minutes to one month) to help you stick to your guns!</p> <p><strong>It's Worth It</strong></p> <p>Inspired by writing this article, I've experimented with a few short digital detoxes (up to two days in duration).</p> <p>Many of my &ldquo;symptoms&rdquo; of withdrawal were similar to those of our teenage heroine &mdash; just far less dramatic. I fought boredom, at one point aimlessly wandering around the house as she did. I realized the extent of time I spend interacting online &mdash; and the gratification I get from it &mdash; by virtue of the emotions I felt without it.</p> <p>Then, I got out of the house and increased my interpersonal interactions, feeling more energetic as a result.</p> <p>Short detoxes like these do little to <a href="http://www.wisebread.com/find-your-hidden-spending-habits-and-save">reshape habits</a>, but it sure did open my eyes to the world we live in, and I hope to make some more changes as a result.</p> <p>In a time where <a href="http://www.theprofessionalhobo.com/2012/10/the-art-of-communication-relationships-and-the-trappings-of-nomadic-living/" target="_blank">the art of communication</a> (and even the English language) is changing by virtue of the digital age, I think it's especially important to remind ourselves of the basics &mdash; which, regardless of technology, will always get us by.</p> <p><em>How do you feel about being addicted to your digital devices? Have you taken steps to curtail your addiction?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nora-dunn">Nora Dunn</a> of <a href="http://www.wisebread.com/the-digital-detox-how-and-why-to-do-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop">8 Apps That Actually Pay You to Shop</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-10-best-couponing-apps">The 10 Best Couponing Apps</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-free-debt-management-tools">6 Free Debt Management Tools</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-multipurpose-iphone-4-cases-fit-for-a-freelancer">5 Multipurpose iPhone 4 Cases Fit for a Freelancer</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-technologies-we-wish-were-never-invented">8 Technologies We Wish Were Never Invented</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology detoxify disconnecting smartphones Thu, 17 Jan 2013 11:24:33 +0000 Nora Dunn 964572 at http://www.wisebread.com