frugal http://www.wisebread.com/taxonomy/term/43/all en-US 10 Simple Household Repairs Every Frugal Person Should Master http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-simple-household-repairs-every-frugal-person-should-master" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000057954298_Large.jpg" alt="doing easy and frugal home repairs themselves" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether you're a homeowner or a renter, sooner or later, something is going to break. And when that time comes, you'll have two options: fix it yourself, or get someone else to fix it. The latter usually costs money &mdash; unless you happen to know someone who'll help for free &mdash; and yet, so many of these repairs require minimal skill and effort to get the job done. Here are 10 of the easiest household repairs every frugal person should have under their belt.</p> <h2>1. Changing a Faucet Washer</h2> <p><iframe width="560" height="315" src="https://www.youtube.com/embed/15A0V7lj_Lo" frameborder="0" allowfullscreen=""></iframe></p> <p>Drip. Drip. Drip. It can be the annoying sound that wakes you up at night, or one that constantly bothers you in the kitchen. You have a leaky faucet. The most likely cause of that leak is a worn washer, and they are very easy to replace. No need to call a plumber, because all you need are a few basic tools and a new washer.</p> <p>Turn off the water supply, remove the faucet cap, unscrew the handle, and unscrew the nut. You'll reveal the valve stem, which you remove, and voila&hellip; the old washer is revealed. Replace it, and then do everything in reverse. Here's an instructional video that explains a <a href="https://www.youtube.com/watch?v=15A0V7lj_Lo">basic washer change</a> in just a few minutes. You'll save water, and a lot of money on a plumbing charge.</p> <h2>2. Replacing a Furnace Filter</h2> <p><iframe width="560" height="315" src="https://www.youtube.com/embed/SGYrVgFSzV4" frameborder="0" allowfullscreen=""></iframe></p> <p>It's amazing that some people still hire someone to come and <a href="https://www.youtube.com/watch?v=SGYrVgFSzV4">replace the filter</a> on their furnace. This is literally a job that takes less than a minute to do, and anyone can do it. What you need to do is find the correct size of filter, which will be written somewhere on the furnace. When you have the dimensions, you can go to a hardware store for replacements or order online. Don't go for the cheapest type; you want one that traps not just dirt, but allergens and other air hazards. Remove the furnace door &mdash; this will almost always deactivate the furnace, but if not, turn it off at the switch. Slide out the dirty filter, and replace it with the new one, making sure to insert it with the arrows pointing in the direction of the airflow. Then, close up the furnace. It's that easy.</p> <h2>3. Unblocking a Drain</h2> <p><iframe width="560" height="315" src="https://www.youtube.com/embed/YwANFKK__kk" frameborder="0" allowfullscreen=""></iframe></p> <p>So, simple blocked drains on <a href="https://www.youtube.com/watch?v=YwANFKK__kk">sinks are easy to unclog</a>. Get out the plunger, and go to work. It should clear in seconds. If it doesn't, don't run to the phone to call a plumber, because 99% of the time, you can do this yourself. There are various tools available for this, including snakes, liquid plumber, and even wire coathangers. In all instances, most of these clogs or blocks are caused by old hair, debris, grease, and food. So, you may want to invest in a pair of <a href="http://www.amazon.com/gp/product/B00BE02FH6/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00BE02FH6&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=IBAELM4ETCRRSBVG">rubber gloves</a>. Here are a few videos showing some basic drain unblocking; <a href="https://www.youtube.com/watch?v=GF2RAJUye58">clearing the trap</a>; <a href="https://www.youtube.com/watch?v=BKZjQxabLjA">using a snake</a>. (See also: <a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains?ref=seealso">10 Really Easy Ways to Unclog Drains</a>)</p> <h2>4. Painting a Room</h2> <p><iframe width="420" height="315" src="https://www.youtube.com/embed/jFVYvSxLawg" frameborder="0" allowfullscreen=""></iframe></p> <p>Some home repair jobs can actually be a lot of fun, and this is one of them. <a href="https://www.youtube.com/watch?v=jFVYvSxLawg">Painting a room</a>, especially a kid's room or playroom, can be creative and fulfilling. But whether it's a bedroom, living room, or kitchen, you'll need some basic tools and a few tips before you start. Get a variety of paintbrushes; you'll need some for small, fiddly areas, others for big areas like doors and walls. You will also need a paint roller and tray, or a paint pad. Plus, <a href="http://www.amazon.com/gp/product/B010O5HZVW/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B010O5HZVW&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=5EH4DIPGUM5KIWPB">dropcloths</a>, painter's tape (Frog is excellent), paint, a stepladder, and some clothes you don't mind getting dirty. Make sure to block off any areas you don't want paint to land on &mdash; including the ceiling lines, window trim, door frames, and baseboards. Paint around those areas first, then fill in with your roller or paint pad. You will usually need to do two coats, and maybe more if a light color is going over a dark one.</p> <h2>5. Changing the Locks</h2> <p><iframe width="420" height="315" src="https://www.youtube.com/embed/48SrVmlbZpQ" frameborder="0" allowfullscreen=""></iframe></p> <p>Walk down the Locks and Doors aisle in any hardware store and you'll be greeted with a plethora of different options. You have so many choices here, and it takes very little time to <a href="https://www.youtube.com/watch?v=48SrVmlbZpQ">change out a door lock</a>. (However, installing a lock from scratch is a lot more involved). The hardest part of all this is making sure you get the right replacement lock to fit the one you're swapping out. Take a look at it first, remove it, take photos, write down model numbers, etc. Take that information to the hardware store, and they can guide you to the correct one. Then, with just a few screws, and you're good to go.</p> <h2>6. Sewing<strong> </strong></h2> <p><iframe width="560" height="315" src="https://www.youtube.com/embed/9XHRaym3qLQ" frameborder="0" allowfullscreen=""></iframe></p> <p>Never let it be said that <a href="https://www.youtube.com/watch?v=9XHRaym3qLQ">sewing</a> is a hobby. It's something we should all know how to do, because it can save us a lot of money on clothing and other repairs around the home. From torn curtains and sofa cushions, to holes in jeans and shirts, some basic sewing repair skills are essential. You don't need to be a master tailor, but having a grasp on the basics &mdash; such as sewing on a button, darning a sock, or patching jeans &mdash; will really help you out in the long run. You don't even need a sewing machine. Just a very simple <a href="http://www.amazon.com/gp/product/B00V8BH8VE/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00V8BH8VE&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=QJ57PPNDY43EBD2C">sewing kit</a> will do, for under $10.</p> <h2>7. Unclogging the Garbage Disposal</h2> <p><iframe width="420" height="315" src="https://www.youtube.com/embed/qC8LN32ep_Q" frameborder="0" allowfullscreen=""></iframe></p> <p>You flick the switch, and you hear one of two things: complete silence, or a faint buzz. Either way, it's not the growl of the motor and the blades that you were expecting. When this happens, your <a href="https://www.youtube.com/watch?v=qC8LN32ep_Q">garbage disposal is clogged</a>. You may be tempted to call a plumber, who will either fix it for you, or suggest an often unnecessary replacement. But this is a job you can do easily yourself.</p> <p>First, it may have stopped working due to a jam. Unplug it, and reach in there to see if something is stopping the blades. Fish it out, if that's the case. If not, you will still want to go underneath the disposal and turn the blades using the <a href="http://www.amazon.com/gp/product/B0025ZA3EQ/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B0025ZA3EQ&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=CHUBCDBFY2TKT2G7">Allen wrench</a> that came with it. After turning it several times, you should feel the blades loosen. Hit the reset button on the base, plug it back in, and hit the main switch. Your disposal should now be working again.</p> <h2>8. Replacing Screen Door Mesh</h2> <p><iframe width="420" height="315" src="https://www.youtube.com/embed/1vBS-UP37fI" frameborder="0" allowfullscreen=""></iframe></p> <p>So many people I have talked to, including family members, have bought a <a href="https://www.youtube.com/watch?v=1vBS-UP37fI">new screen door</a> when the mesh has ripped or worn out. This is a huge waste of money. If the screen door itself is in great condition, you only need to replace the mesh, and that's a job most people can do in less than 30 minutes. You'll need to buy replacement screen mesh and a screen door spline roller. The pair will cost between $20-$30 depending on the store you buy them at, and the type of screen mesh you opt for. The hardest part is actually removing the screen door from the track. Once that's done, you remove the old rubber cord and mesh, place the new one on the door, roll in the new rubber cord, and trim the excess. It's that simple.</p> <h2>9. Recaulking Sinks and Tubs</h2> <p><iframe width="560" height="315" src="https://www.youtube.com/embed/nHwmqkoz1tE" frameborder="0" allowfullscreen=""></iframe></p> <p>Over time, the <a href="https://www.youtube.com/watch?v=nHwmqkoz1tE">caulk surrounding bathtubs and sinks</a> will need to be replaced. Sometimes it gets discolored or moldy. Sometimes, it can actually begin to peel away, and start causing issues with leaks or water damage. In that case, you need to replace the caulk. And the good news is, it's really easy.</p> <p>All you need is a <a href="http://www.amazon.com/gp/product/B000CSR5PS/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000CSR5PS&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=ATGFIZOB5GKODBHF">caulking gun</a> and caulk, which comes in a wide variety of colors and types. Talk to an expert in your hardware store about your needs. Clear out any of the old caulk, which can be done using a <a href="http://www.amazon.com/gp/product/B00002X201/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B00002X201&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=AC2E7BTPBV6EJWB6">Stanley knife</a> and a scraping tool. Make sure the area to be caulked is clean and dry. Then, apply a thin bead using the caulking gun, and with a wet finger, swipe away the excess to form a beautiful new seal.</p> <h2>10. Banishing Squeaks</h2> <p><iframe width="420" height="315" src="https://www.youtube.com/embed/3iAseVZZKlY" frameborder="0" allowfullscreen=""></iframe></p> <p>Squeaky doors, windows, stairs, and floorboards are more an annoyance than anything else, but they don't have to be. They are usually a very simple fix. For squeaking doors and windows, some spray lube, <a href="http://www.amazon.com/gp/product/B000JCGU8U/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B000JCGU8U&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=NMR24HOGV5D3R6Y4">WD-40</a>, or white lithium grease will usually eliminate the problem. If none of those are available, even a little olive oil or Vaseline can work. You are simply looking for a way to reduce the friction. For <a href="https://www.youtube.com/watch?v=3iAseVZZKlY">floorboards</a>, it's a little more involved. Most of the time, it happens because the floorboard has raised up from the main floor joists or the subfloor. In that case, a shim can eliminate that gap, and thus, the squeak.</p> <p><em>What other home repair should every frugal person learn? Let us know in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-common-household-leaks-you-can-fix-without-a-plumber">4 Common Household Leaks You Can Fix Without a Plumber</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-fun-and-frugal-things-to-do-with-origami">8 Fun and Frugal Things to Do with Origami</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-diy-projects-to-make-your-home-look-amazing-and-3-you-shouldnt-try">17 DIY Projects to Make Your Home Look Amazing (and 3 You Shouldn&#039;t Try)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-some-cash-with-these-6-clever-cleaning-hacks">Save Some Cash With These 6 Clever Cleaning Hacks</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-many-reasons-besides-frugality-to-do-for-yourself">The many reasons--besides frugality--to do for yourself</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Home DIY diy repairs frugal Home repair household repairs Fri, 25 Mar 2016 10:00:16 +0000 Paul Michael 1678795 at http://www.wisebread.com 8 Smart and Fun Things You Could Do if You Paid Less Rent http://www.wisebread.com/8-smart-and-fun-things-you-could-do-if-you-paid-less-rent <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-smart-and-fun-things-you-could-do-if-you-paid-less-rent" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000075723379_Large.jpg" alt="Woman enjoying life by paying less rent" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Paying rent is one of life's necessary evils. And you have to toil away to cover the cost of your too-small dwelling that seems to <em>always</em> need the Super to fix <em>something</em>. But let's think happy thoughts. What would you do, in a perfect world, if you paid less rent? Here are eight smart and fun things to do with all that extra cash in your pocket at the end of the month.</p> <h2>1. Take Classes to Learn a New Skill</h2> <p>A few years ago, my husband spent an incredible amount of money on helicopter lessons, because learning how to fly an aircraft has been a pursuit of his since his Navy days. Okay, I get it, people have dreams and all, but I also think that if you're not rich, like we aren't, those lessons should somehow pay for themselves or earn income down the road. But they didn't, and still haven't.</p> <p>Thus, let my disdain be a lesson in and of itself: If you want to use your leftover rent money to take a class, I highly recommend it, but you should have a purpose, an endgame. For instance, if you'd like to take a pottery class, that's all well and good, but are you doing it so you can make everybody ashtrays and vases for Christmas, or are you visualizing the potential of becoming proficient enough to sell the items or market yourself as a potter? The choice certainly is yours, but you'd be doing yourself a solid by trying to <em>monetize </em>your new skill, whatever it may be.</p> <h2>2. Upgrade Your Vehicle to Something You Want</h2> <p>There are upsides and downsides to buying a car brand new or used, which should be considered when deciding on a vehicle. But many times we get so lost in the details that we don't end up with the vehicle we actually <em>want</em>. If you're in this situation &mdash; driving a car or truck that gets you from A to B without much joie de vivre &mdash; maybe it's time to upgrade. It'd be a real possibility if you paid less rent.</p> <h2>3. Enhance Your Work Wardrobe</h2> <p>No matter where you work, somebody is judging you on your professional attire. And whether or not you want to believe it, the way you look plays a part in your income potential. It's not fair, no, because dressing &quot;well&quot; is a relative concept, but it behooves you to be on the trendier, more fitted side of the spectrum. If you're not feeling as confident as you'd like when you walk into the office, use your rent surplus to upgrade and enhance your wardrobe. Just a few key pieces &mdash; a fitted suit and shinier shoes &mdash; can do the trick.</p> <h2>4. Pursue a Healthier Lifestyle</h2> <p>It's true that nobody really needs to pay for exercise. You can do that on your own, without a trainer or even a gym. However, having the ability to work out by your own motivation and <em>wanting</em> to do it are two different things. I'm a self-motivator in all other aspects of my life, but when it comes to exercise, I need help. Which is why I don't feel bad paying for my gym membership or my personal trainer because I'm using these services to their full potential and seeing results (which is necessary for these expenditures to make sense).</p> <p>If you're like me, there's no harm in using what you would have paid in rent to better your health and your body by getting help along the way.</p> <h2>5. Save for That Always-Out-of-Reach Vacation</h2> <p>If you find yourself with the good fortune of paying less rent, you probably won't be able to pack your bags and jet off on your dream vacation right away. With about a half a year of saving &mdash; depending on how much you were able to shave off your rent &mdash; that always out-of-reach vacation will be much easier to grasp.</p> <h2>6. Establish a New Side Gig or Small Business</h2> <p>With the sharing economy in full effect &mdash; thanks to services like Airbnb, DogVacay, and Uber &mdash; you can start earning income with little to no investment. But not all side gigs or small businesses are that easy. If you have an idea in mind that requires start-up capital, use your rent surplus to fund this endeavor.</p> <p>In fact, I would say that this opportunity trumps everything else on this list so far. Adding another source of income can help you get to those other things faster, but establishing a new revenue generator should always be a priority. (See also: <a href="http://www.wisebread.com/10-things-you-must-know-about-money-before-you-take-a-side-job?ref=seealso">10 Money Moves You Need to Make Before You Take a Side Job</a>)</p> <h2>7. Funnel Cash Into Your Home-Buying Fund</h2> <p>Nobody will ever convince me that <a href="http://www.wsj.com/articles/SB10001424052702303948104579534230618539424">renting is better than owning</a> your own home &mdash; not even the <em>Wall Street Journal</em>. Because why pay someone else to live in their house when you can pay yourself to live in your own house? Get out of that rental prison quicker by establishing a down-payment savings account and sending your rental savings there every month. Stick to it, and you'll have enough for a down payment before you know it.</p> <h2>8. Invest in Yourself</h2> <p>Go back to school, pursue a higher paying job, learn a new language &mdash; do something that will make you a better person <em>and</em> a more attractive employee. The best investment you can make is in yourself. Unless, of course, you have a hot tip on stocks; then I'll stand corrected.</p> <p><em>What are some of the smart and fun things you would do if you paid less rent? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-smart-and-fun-things-you-could-do-if-you-paid-less-rent">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-simple-ways-to-live-rent-free">5 Simple Ways to Live Rent-Free</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-resist-a-splurge">6 Ways to Resist a Splurge</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/in-times-like-these-separate-the-want-from-the-need">In times like these, separate the want from the need.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-not-buy-something-just-because-you-can-afford-it">Do not buy something just because you can afford it</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/oprah-asks-a-great-question-what-can-you-live-without">Oprah Asks A Great Question; What Can You Live Without?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Real Estate and Housing budget frugal fun activities rent rent money Spending Money Mon, 25 Jan 2016 16:00:03 +0000 Mikey Rox 1643601 at http://www.wisebread.com 12 Ways to Tell the Difference Between Being Frugal and Being Cheap http://www.wisebread.com/12-ways-to-tell-the-difference-between-being-frugal-and-being-cheap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/12-ways-to-tell-the-difference-between-being-frugal-and-being-cheap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/thrift-store-shopping-iStock_000034802126Small.jpg" alt="thrift shopping" title="thrift shopping" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There's a thin line between being frugal and being cheap, but how do we know when we're in danger of crossing it?</p> <p>Being frugal is being resourceful and savvy about how you spend your money, whereas being cheap is trying to cut corners to the detriment of yourself or others just so you don't have to spend money. Take a look at some of these frugal versus cheap examples, and let me know if you agree in the comments below.</p> <h2>1. Ordering Wisely at Restaurants vs. Eating Like a King and Skimping on the Tip</h2> <p>It's perfectly acceptable to be frugal at a restaurant by ordering less expensive dishes or appetizers to serve as your main meal. It's completely out of line, however, to order the most expensive dishes on the menu and then skimp on the tip; if you can afford a $26 steak and a glass of scotch, you can afford at least a 15% tip for decent service (more if the service was above and beyond). I've seen it many times over, and there's a special name for cheap people like that.</p> <p>Likewise, don't be the jerk that goes out to eat with friends and doesn't order anything but then picks off other people's plates. That's a good way to get your hand stabbed with a fork if you're dining with me.</p> <h2>2. New Underwear/Sneakers vs. Thrift Shop Underwear/Sneakers</h2> <p>Underwear and sneakers aren't exactly cheap these days, especially if you want halfway decent pairs. I try to shop for these items thoughtfully, keeping in mind that the quality, often more expensive items will probably last longer. I also try to find any deals and coupons that I can use before I can go shopping to offset the higher cost. Conversely, shopping at thrift shops for these particular items isn't just cheap, it's downright disgusting. It doesn't matter your financial state: you should buy new, clean underwear &mdash; always. And with shoes, you run the risk of having to replace them more often because they've already been through the ringer.</p> <h2>3. Turning One Two-Ply Toilet Paper Roll Into Two One-Ply Rolls</h2> <p>I really hate buying toilet paper because it's the epitome of flushing money down the drain &mdash; but it's one of those necessary evils that I just have to suck up and deal with. As much as I hate it though, I still buy fairly high-end TP because my bum deserves it. Because of my penchant for quilted softness then, I always buy in bulk with a coupon or discount from a savings app. That's the frugal way to do it. The cheap alternative &mdash; and, honestly, I don't know if it gets any cheaper than this &mdash; is to buy bottom-of-the-barrel two-ply paper so you can create two one-ply rolls. I feel like this practice is a recipe for a lifetime of bachelorhood &mdash; and deservedly so.</p> <h2>4. Buying Day-Old/Clearance Food vs. Freeganism</h2> <p>I've purchase clearance food items from the grocery store in the past, and I've recommended it in some of my articles. I've also visited secondhand food stores, like the Wonder Bread Bake Shop outlet and the Pepperidge Farm Outlet Center to score deals on perfectly edible food that just may not be as fresh-from-the-oven as I would prefer. Ya take the good, ya take the bad. But one thing I will never do &mdash; at least while I can afford to buy food &mdash; is adopt a life of freeganism, which is the practice of eating discarded food, ie. food from trash cans and dumpsters. The cheapness level here is Code Red, and its grossness is up there with the thrift shop underwear.</p> <h2>5. Making a Homemade Gift vs. Regifting an Arbitrary Gift</h2> <p>The holidays are a hard time financially for many people, and it's perfectly okay to be frugal when deciding on gifts. If you can't afford to buy presents, use your resources to make gifts that recipients' will appreciate because of the thought you put into it. Admittedly I like receiving &quot;things,&quot; but I've never received a handmade gift that I didn't love. Regifting is okay too&nbsp;<span style="font-family: Arial, Helvetica, sans-serif; font-size: 13px; line-height: 22.1000003814697px;">&mdash;</span>&nbsp;if it's done properly.</p> <p>If you plan to regift, take a couple things into consideration:</p> <ul> <li>The regift should never go back to the person that gave it to you originally.</li> <li>The regift should be thoughtfully gifted.</li> </ul> <p>If you're regifting a gift just to give somebody something for the purpose of giving somebody something, that's not only cheap, but it's terribly rude. (And if you ever do it to me, I will totally judge for it forever.)</p> <h2>6. Watering Down Liquid Soaps and Shampoos to Make It Go Further</h2> <p>How much money are you saving by watering down your shampoos and liquid soaps? Like 30 cents? I'll give you 30 cents if I can just wash my hands at your house with full-strength soap that I know is cleaning me. To avoid being a cheapskate in this regard, buy in bulk, find coupons and discounts, and look for store brands instead of higher-priced name brands.</p> <h2>7. Buying Inexpensive Permanent Dishes vs. Rewashing Plasticware</h2> <p>I've purchased full sets of dishes on clearance at Target for $16 in the past, which have lasted me many years. Which is why I'm always surprised at people who strictly buy plastic plates, cups, and utensils (which are meant to be disposable), and wash and rewash them like they're acceptable adult dining ware. Eventually these plastic farces will melt, crack, and otherwise end up in the trash. So while you think you're saving money in the short-term (by being cheap), you're actually spending more in the long-run than you would if you just bought grown-up dishes.</p> <h2>8. Enjoying Free Refreshments vs. Stuffing Your Pockets With Them</h2> <p>If you're attending an event where free refreshments will be available, it's absolutely fine and frugal to decide to make your meal from whatever's available while you're there. If you're a human person with food in the fridge at home and you make a decent-enough living and you're stuffing your pockets with the free food that's offered so you can make three or four meals out of it, you're cheap and you're stealing and I will totally tell security on you.</p> <h2>9. Paying for a Trial Online Dating Subscription vs. Trying to Trick the System by Distorting Your Contact Information</h2> <p>Rochelle Peachey runs the transatlantic dating site<a href="http://www.iloveyouraccent.com"> I Love Your Accent</a>, and she sent me her take on the difference between being frugal and cheap. &quot;Joining a dating site for just one month is frugal,&quot; she wrote. &quot;Making a profile and writing your email address backwards or adding your Facebook details to avoid paying is cheap &mdash; especially if you are trying to meet someone across the pond.&quot;</p> <p>To clarify her point, many online dating services require a subscription for users to exchange personal contact information &mdash; that's how they make their money and build the community. Without a subscription, the service will block attempts to share phone numbers, email addresses, etc. Some people, however, try to trick the system and save on subscription fees by distorting their information (like spelling out their phone number in letters and characters) to avoid paying for a membership &mdash; which probably isn't the best first impression to make when you're looking for someone to go out with you.</p> <h2>10. Turning One Admission Stamp Into Two With the Lick of a Wrist</h2> <p>I heard a story once about a guy so cheap that when he went to the club with his buddy, he made his buddy lick his wrist after paying and receiving the admission stamp to transfer the admission stamp to him. They both got into the club, but only one of them paid. That's not only super cheap, but also disgusting. One of them should definitely reevaluate that friendship &mdash; and see a doctor.</p> <h2>11. Researching an Inexpensive Company vs. Accepting the Lowest Bid</h2> <p>As a homeowner, I sometimes have to hire contractors to do work around the house, and I like to consider all my options. I use sites like Angie's List and Home Advisor to find the right person for the job while also trying to mind my budget. I don't always get the lowest price I was hoping for, but being frugal means making the right decision after considering all factors &mdash; not just saving money.</p> <p>Being cheap in this situation and automatically choosing the lowest bid can go south very quickly, and more times than not it will result in a higher fee in the end because you've had to a hire a second contractor to fix the first contractor's cheap mistakes. Sometimes you have to suck it up and pay a little extra to have it done right the first time. Cheap is a huge headache in this case.</p> <h2>12. Pre-Gaming vs. Smuggling Alcohol Into the Venue</h2> <p>All you twenty-somethings out there can learn a thing or two about the difference between being frugal and being cheap from Alex Zaragoza, a spokesperson for the coupons and deals site <a href="http://www.clicksnm.com/">ClickSNM.com</a>. He brought up a good point about alcohol etiquette when going out. &quot;Having drinks at home before going out at night is frugal,&quot; he says. &quot;Smuggling your own alcohol to a bar is cheap.&quot; You've seen it, I've seen it, and it's embarrassing for all of us every time.</p> <p><em>What are some other instances that tell the difference between being frugal and being cheap? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/12-ways-to-tell-the-difference-between-being-frugal-and-being-cheap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wisdom-from-my-favorite-frugal-tv-character-julius-rock">Wisdom from My Favorite Frugal TV Character - Julius Rock</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheap-and-romantic-ideas-for-valentines-day-and-any-other-day-of-the-year">Cheap and Romantic Ideas for Valentine&#039;s Day (And Any Other Day of the Year)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/additional-smart-frugal-people">Additional smart, frugal people</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-a-crafty-airbrush-out-of-old-junk">Make a crafty airbrush out of old junk</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-the-rich-stay-rich-a-lesson-in-lateral-thinking">How the rich stay rich; a lesson in lateral thinking</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle cheap frugal too frugal Mon, 03 Nov 2014 17:00:05 +0000 Mikey Rox 1248516 at http://www.wisebread.com 10 Wasteful Things That Frugal People Do http://www.wisebread.com/10-wasteful-things-that-frugal-people-do <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-wasteful-things-that-frugal-people-do" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man-eating-chinese-takeout-84522101-small.jpg" alt="man eating takeout" title="man eating takeout" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>It's easy to assume that the more frugal you are, the more money you will save. But it's also possible to get duped into believing you're saving when you are really not. (See also: <a href="http://www.wisebread.com/frugal-red-herrings-money-savers-that-cost-you-in-other-ways?ref=seealso">Frugal Red Herrings: Money Savers That Cost You in Other Ways</a>)</p> <p>Despite the best of intentions, frugal people can sometimes make decisions that are less-than-ideal from a long-term financial perspective&hellip; like these 10 wasteful things that frugal people do.</p> <h2>1. Buy in Bulk Blindly</h2> <p>There is no doubt you can save money over time if you buy certain items in large quantities. Common products that you use on a regular basis, such as toilet paper or cooking oil, are great candidates for bulk buying. But you need to be very careful when buying perishable food items, because anything you don't consume quickly may end up in the trash &mdash; and that's a waste. Also, it's best to avoid buying anything in bulk unless you're sure you like the product. Buying 10 boxes of laundry detergent is fine, but what if you find after the first load that it doesn't clean your clothes very well?</p> <h2>2. Use Coupons Unwisely</h2> <p>If you're frugal, it's a rush to hold that little piece of paper that allows you to buy something for 20% off. Before you go shopping, however, it's best reflect on whether it's a product you planned to purchase anyway. Remember that coupons exist solely to entice consumers to buy certain products. If you're spending money that you wouldn't otherwise spend &mdash; even if it's on a deeply discounted product &mdash; you're not saving money. The only real way to save money is to not spend it.</p> <h2>3. Delay Repairs</h2> <p>Sometimes, spending a little bit of money now can save you from a major bill down the road. If you are super-frugal you may be tempted to ignore that missing shingle on your roof or that leaky faucet. You may delay oil changes and other scheduled maintenance on your car. Though you may save money in the short term, you may end up paying more in the end when you face a massive repair on your home or car.</p> <h2>4. Fail to Seek Quality</h2> <p>The frugal person inside you never wants to spend more than you have to, but that doesn't mean you should always go after the product with the lowest price. Often, the cheapest bicycle in the store is inexpensive because it's made with lower-quality materials, and that could mean it won't hold up on that week-long mountain biking trek you have planned. If you truly want to save money, search for products that offer the best combination of quality and price. You may be better off financially if you spend more money for a product with a long lifespan than a poorly made product that will leave you disappointed.</p> <h2>5. Eat Badly</h2> <p>Eating well can sometimes be a challenge from a financial standpoint. You may feel it's cheaper to buy a couple of McDonald's cheeseburgers than to make a fresh fruit smoothie and a salad. When you don't eat well, you're putting yourself at risk for conditions such as obesity, diabetes, and heart disease. So in the long run, whatever money you save by eating junk simply goes to medical bills.</p> <p>The good news is that eating well can be inexpensive if you know how to go about it. Drink water instead of sugary drinks. Rely on low-cost fruits and veggies like bananas, tomatoes and cucumbers. For breakfast, enjoy a big bowl of oatmeal with raisins. You can eat healthy and save money, if you try.</p> <h2>6. Keep Too Much Cash in Savings</h2> <p>This seems counterintuitive, but ultra-frugal people can sometimes be ultra-conservative when it comes to investing, preferring to keep more money than they need in low-interest savings accounts. By doing this, they may have peace of mind, but actually are costing themselves thousands of dollars in possible financial gains.</p> <p>It's definitely essential to have an emergency fund, but few financial advisors would advise keeping anything more than a year's worth of living expenses in cash accounts. Be honest with yourself about how much liquid savings you really need, and invest any extra cash in index funds. (See also: <a href="http://www.wisebread.com/3-steps-to-getting-started-in-the-stock-market-with-index-funds?ref=seealso">3 Steps to Getting Started Investing With Mutual Funds</a>)</p> <h2>7. Skimp on Insurance</h2> <p>You may be young and in shape, and don't feel the need to spend too much on health insurance. Or you may feel like it's not worth it to spend a lot of money on auto insurance because you never get into car accidents. It's okay to shop around for the best rates, but there is a danger in being under-insured. Even after the passage of the Affordable Care Act, which caps the amount people must pay for treatments, patients can be on the hook for thousands of dollars. And if you spend too little on auto or homeowner's insurance, you may find that some things aren't covered under your policies. In the long run, too little insurance could result in higher costs for you.</p> <h2>8. Refuse to Take a Vacation</h2> <p>Many frugal people look at travel as an extravagance. There's no doubt that taking a trip can be expensive, but when you absolutely refuse to take time off of work, you're wasting vacation days. And there is a <a href="http://www.nytimes.com/roomfordebate/2014/09/04/why-dont-americans-take-vacation-7">growing body of evidence</a> that suggests doing that is bad for you and for your employer.</p> <h2>9. Save Too Much Stuff</h2> <p>You save everything, because you can't bear the thought of throwing something away that still has value. Those old video games. Your record collection. All those crates of kids' clothes. You feel like you might need these things at some point, so you keep them around. But in the long run, are you really saving money? After all, all that stuff might require a bigger house, and maybe even a storage unit with a monthly payment. Real frugality should be about simplifying your life, not holding onto your old stuff.</p> <h2>10. Turn Your Home's Air Conditioning or Heat On and Off</h2> <p>It's logical to think that you should turn off the heat or air conditioning if you're not going to be home. But the reality is that turning your thermostat off and then turning it on when you get home actually uses up more energy. The best way to save money is to have a programmable thermostat that allows you to vary the temperature throughout the day without turning the heat or air conditioning off.</p> <p><em>What other wasteful mistakes do otherwise frugal people make? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/10-wasteful-things-that-frugal-people-do">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-that-make-you-look-cheap-without-actually-saving-much-money">7 Things That Make You Look Cheap Without Actually Saving Much Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wisdom-from-my-favorite-frugal-tv-character-julius-rock">Wisdom from My Favorite Frugal TV Character - Julius Rock</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheap-and-romantic-ideas-for-valentines-day-and-any-other-day-of-the-year">Cheap and Romantic Ideas for Valentine&#039;s Day (And Any Other Day of the Year)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/one-pot-roast-a-week-of-cheap-and-delicious-lunches">One Pot Roast, A Week of Cheap and Delicious Lunches</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/in-times-like-these-separate-the-want-from-the-need">In times like these, separate the want from the need.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living cheap frugal saving wasteful Fri, 31 Oct 2014 09:00:04 +0000 Tim Lemke 1246794 at http://www.wisebread.com 7 Things That Make You Look Cheap Without Actually Saving Much Money http://www.wisebread.com/7-things-that-make-you-look-cheap-without-actually-saving-much-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-things-that-make-you-look-cheap-without-actually-saving-much-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young-man-buffet-147042763-small.jpg" alt="young man buffet" title="young man buffet" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There is a huge difference between being frugal, and being cheap. But sometimes, the line gets blurred, and you can damage your good reputation without even saving any money. (See also: <a href="http://www.wisebread.com/are-you-frugal-or-cheap?ref=seealso">Are You Frugal or Cheap?</a>)</p> <p>Here are seven things that can make you look cheap, and they won't even help you save very much!</p> <h2>1. Buying Low Quality Products</h2> <p>Frugal people want great products for less. But cheap people? They'll only look at the price tag. Case in point; clothing or electronics can range in price from &quot;way too expensive&quot; to &quot;there must be a reason it's so cheap.&quot; When you buy the latter, you'll soon find out that the clothing will tear easily, fade quickly, or shrink in the wash. The electronics will malfunction or break quickly. You'll end up having to replace them sooner than you would have if you'd bought a better quality item. The end result &mdash; buy cheap, buy twice. And you'll look cheap if you do.</p> <h2>2. Reusing Old Coffee Grounds</h2> <p>It may seem like a great way to save money but it's not; it's a cheap move.</p> <p>Some people say that if you only remove half of the used grounds from the filter, and top up with fresh ones, you'll get a great pot of coffee for half the price. No, you won't. What you'll get is a weak pot of coffee with an unpleasant aftertaste which you'll end up throwing away. Instead of saving money, you're putting it in the garbage, or at the very least, enduring a nasty cup of coffee. Don't do it.</p> <p>The same goes for teabags, too. They don't work anywhere near as well the second time around, you'll need to add in a new bag and you're back to square one.</p> <h2>3. Driving a Car That Always Needs Repairs</h2> <p>I know a few people who swear by their &quot;trusty old banger.&quot; The trouble is, it's not that trusty. When they pull up in a car that's pouring with smoke, making a clattering sound, and basically begging to go on the scrap heap, they look really cheap.</p> <p>But this is a false economy.</p> <p>Instead of buying a sensible new car (and by new, I mean new to them), they insist on driving around in a car that is always in need of new parts, services and attention. And it is often a gas-guzzler that drips oil everywhere and gets terrible gas mileage. This is a cheap move and no mistake about it.</p> <h2>4. Eating Dramatically Expired Food</h2> <p>We all know that expiration dates are usually more like guidelines than strict rules. However, some people, cheap people, take that idea a little too far. Eating food that has gone well past its use by date is not only cheap and nasty, it's dangerous. These people are often spending money on over-the-counter drugs to help with bad stomach pains, nausea, and headaches. They can miss time at work, and miss other important functions; and all because they were too cheap to throw out a sad piece of food that was long past its prime.</p> <h2>5. Ignoring Servers and Attendants</h2> <p>There seems to be this notion that if you ignore people who want something from you, like a tip, then you don't have to pay them as much. There's no rapport, hence, no guilt for lowballing. Well, here's the thing. If you really cannot afford to pay people a healthy tip, you really should question eating out in the first place. But if it's simply the case that you realize you can't afford to put a decent chunk of change down, you can make up for it by being nice. Service staff have tough jobs; if you can make their lives pleasant instead of miserable, you will still be leaving the same tip. Avoiding eye-contact and being cold just makes you look cheap and mean.</p> <p>And not leaving any kind of tip, ever, may save you some money but it makes you cheaper than Ebenezer Scrooge. Is your soul worth it?</p> <h2>6. Gorging Yourself at &quot;All You Can Eat&quot; Buffets</h2> <p>When I was a student, I was poor. Hey, that's not news, I know. But there was a place in town that offered &quot;all you can eat curry&quot; every Wednesday night for local college students. Needless to say, we starved ourselves all day and ate royally that evening. That, I think, is okay. But doing it now would make me look cheap. Just because a place is &quot;all you can eat.&quot; It doesn't mean you should attempt to break a world record. Eat until you're full, and then stop. Shoving every morsel you can down your neck because &quot;I wanna get what I paid for&quot; makes you look really cheap.</p> <h2>7. Taking Advantage of Freebies</h2> <p>While we're on the subject of food, how many times have you seen someone grab handfuls of complimentary mints as they exit a restaurant? Or dozens of packets of ketchup from the burger joint? It's not costing you anything to grab less (well, maybe pennies if you're refilling your ketchup bottle at home&hellip; a very, very cheap move), but you look very cheap and nasty by doing it. These products are there to help you enjoy your dining experience, but abusing this privilege reflects very badly on you. Don't do it.</p> <p><em>So, do you have any examples from your own life of people being very cheap without saving money in the process? Let us know.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/7-things-that-make-you-look-cheap-without-actually-saving-much-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-wasteful-things-that-frugal-people-do">10 Wasteful Things That Frugal People Do</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wisdom-from-my-favorite-frugal-tv-character-julius-rock">Wisdom from My Favorite Frugal TV Character - Julius Rock</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheap-and-romantic-ideas-for-valentines-day-and-any-other-day-of-the-year">Cheap and Romantic Ideas for Valentine&#039;s Day (And Any Other Day of the Year)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/one-pot-roast-a-week-of-cheap-and-delicious-lunches">One Pot Roast, A Week of Cheap and Delicious Lunches</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/when-frugal-is-stupid">When Frugal is Stupid</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living cheap frugal pound foolish tight-fisted Mon, 06 Oct 2014 17:00:05 +0000 Paul Michael 1226905 at http://www.wisebread.com Best Money Tips: Convince Your Partner That Frugality Is the Way to Go http://www.wisebread.com/best-money-tips-convince-your-partner-that-frugality-is-the-way-to-go <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-convince-your-partner-that-frugality-is-the-way-to-go" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/couple-discussion-dv342134b-small.jpg" alt="couple discussion" title="couple discussion" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on convincing your partner that frugality is the way to go, things you're spending too much money on, and saving at Ikea.</p> <h2>Top 5 Articles</h2> <p><a href="http://andthenwesaved.com/convince-partner-frugal-living/">13 Ways to Convince Your Partner That Frugality Is the Way to Go</a> &mdash; To convince your partner that frugality is the way to go, establish a plan for short term goals. [And Then We Saved]</p> <p><a href="http://www.smartasset.com/blog/money-saving-tip/6-things-youre-probably-spending-too-much-money-on/">6 Things You're Probably Spending Too Much Money On</a> &mdash; Chances are you are spending too much on cable tv and bottled water. [SmartAsset]</p> <p><a href="http://www.popsugar.com/smart-living/How-Save-Money-Ikea-35593579">11 Secrets to Saving Big Bucks at Ikea</a> &mdash; If you want to save big bucks at Ikea, never pay for extra parts. [PopSugar Smart Living]</p> <p><a href="http://www.survivingthestores.com/whats-on-sale-in-september.html">What's On Sale In September?</a> &mdash; Expect to see good deals on corn and grapes in September! [Surviving the Stores]</p> <p><a href="http://www.money-guy.com/2014/08/how-much-insurance-do-i-need/">How Much Insurance Do I Need?</a> &mdash; Did you know the standard insurance coverage amount is ten times your income? [The Money-Guy Show]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.empowereddollar.com/start-a-conversation/reset-button/">Need a Reset Button on Life? Here You Go</a> &mdash; When was the last time you hit the reset button on your life? [The Empowered Dollar]</p> <p><a href="http://www.smartpassiveincome.com/top-10-mobile-apps/">My Top 10 Favorite Apps on My Phone (and Why I Love 'em So Much)</a> &mdash; Evernote can help you stay organized and Lift can help you develop positive habits. [Smart Passive Income]</p> <p><a href="http://blog.sparefoot.com/6749-tips-for-moving-and-storing-electronics/">6 Tips for Moving and Storing Your Electronics</a> &mdash; Labeling everything can make moving and storing your electronics easier. [The SpareFoot Blog]</p> <p><a href="http://www.modestmoney.com/create-popular-blog-makes-money/">How to Create a Popular Blog That Makes Money</a> &mdash; When creating a blog, keep the design simple and clean and write about a trending topic. [Modest Money]</p> <p><a href="http://parentingsquad.com/10-steps-to-teaching-at-home-successfully">10 Steps to Teaching at Home Successfully</a> &mdash; To teach at home successfully, keep good records and communicate with your child. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-convince-your-partner-that-frugality-is-the-way-to-go">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-line-between-frugal-and-crazy">The line between frugal and crazy</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-many-reasons-to-make-do-with-less">The Many Reasons to Make Do with Less</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugality-simplicity-and-sustainability">Frugality, Simplicity, and Sustainability</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/it-takes-a-frugal-spouse-to-make-a-frugal-home">It takes a frugal spouse to make a frugal home</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-new-normal-economy">The new normal economy</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips convince frugal frugality partner Thu, 04 Sep 2014 19:00:08 +0000 Ashley Jacobs 1203135 at http://www.wisebread.com Best Money Tips: Tried-and-Tested Tips For a Frugal Life http://www.wisebread.com/best-money-tips-tried-and-tested-tips-for-a-frugal-life-0 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tried-and-tested-tips-for-a-frugal-life-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/girl-shopping-78717652-small.jpg" alt="girl shopping" title="girl shopping" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some wonderful articles on tried-and-tested tips for a frugal life, what to do to shine at work, and tricks for spotting the best deals.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/How-Live-Frugally-24174070">66 Tried-and-Tested Tips for a Frugal Life</a> &mdash; To live a frugal life, don't rent a modem and look for cheaper means of transportation. [PopSugar Smart Living]</p> <p><a href="http://www.lifehack.org/articles/work/you-want-shine-work-these-5-things.html">If You Want To Shine at Work, Do These 5 Things</a> &mdash; Handling bad situations like a leader can enable you to shine at work. [Lifehack]</p> <p><a href="http://money.cnn.com/gallery/pf/2014/05/28/best-deals/index.html?section=money_pf&amp;utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+rss%2Fmoney_pf+%28Personal+Finance%29">Tricks for Spotting the Best Deals</a> &mdash; Avoiding add-ons at a restaurant can save you money. [CNN Money]</p> <p><a href="http://www.forbes.com/sites/learnvest/2014/05/28/5-money-mistakes-even-diligent-savers-make/?ss=personalfinance">5 Money Mistakes Even Diligent Savers Make</a> &mdash; Try to avoid making the money mistakes of putting all your savings in one account and saving as much cash as you possibly can. [Forbes]</p> <p><a href="http://www.smartonmoney.com/5-tips-for-reducing-financial-stress/">5 Tips for Reducing Financial Stress</a> &mdash; Reduce your financial stress by getting help and taking action. [Smart On Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.cleverdude.com/content/three-steps-to-saving-big-time-at-bed-bath-and-beyond/">Three Steps to Saving Big Time at Bed, Bath, and Beyond</a> &mdash; Signing up for offers on Bed, Bath, and Beyond's website can help you save big time. [Clever Dude Personal Finance and Money]</p> <p><a href="http://www.dumblittleman.com/2014/05/6-ways-deal-burnout.html">6 Ways to Deal with Burnout</a> &mdash; To deal with burnout, identify your purpose and take small steps. [Dumb Little Man]</p> <p><a href="http://sustainablepersonalfinance.com/enjoy-summer-without-breaking-bank/">How to Enjoy Summer Without Breaking the Bank</a> &mdash; Looking for free activities can help you enjoy summer without breaking the bank. [Sustainable Personal Finance]</p> <p><a href="http://www.marcandangel.com/2014/05/25/10-things-you-need-to-say-before-its-too-late/">10 Things You Need to Say Before It's Too Late</a> &mdash; Say &quot;thank you&quot; and &quot;I'm sorry&quot; before you don't have the chance to. [Marc and Angel Hack Life]</p> <p><a href="http://parentingsquad.com/7-tips-for-teaching-kids-proper-phone-etiquette">7 Tips for Teaching Kids Proper Phone Etiquette</a> &mdash; Reinforcing safety and politeness is important when teaching kids proper phone etiquette. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-tried-and-tested-tips-for-a-frugal-life-0">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-reasons-alone-time-is-good-for-your-soul">9 Reasons Alone Time Is Good For Your Soul</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-tell-the-difference-between-being-frugal-and-being-cheap">12 Ways to Tell the Difference Between Being Frugal and Being Cheap</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-spectacular-uses-for-that-lone-can-of-fruit">8 Spectacular Uses for that Lone Can of Fruit</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-the-rich-stay-rich-a-lesson-in-lateral-thinking">How the rich stay rich; a lesson in lateral thinking</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-i-conquer-my-vanity-for-the-sake-of-my-sanity">Can I Conquer My Vanity for the Sake of My Sanity?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips frugal life tips Thu, 29 May 2014 09:00:25 +0000 Ashley Jacobs 1141014 at http://www.wisebread.com Best Money Tips: 7 Frugal Ideas to Celebrate Mother's Day http://www.wisebread.com/best-money-tips-7-frugal-ideas-to-celebrate-mothers-day <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-7-frugal-ideas-to-celebrate-mothers-day" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family-101787123.jpg" alt="mother and son" title="mother and son" class="imagecache imagecache-250w" width="250" height="185" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on frugal ideas to celebrate Mother's Day, things beginners must know about saving for retirement, and how to fill the hours after a layoff.</p> <h2>Top 5 Articles</h2> <p><a href="http://freefrombroke.com/frugal-save-mothers-day/">Don't Go Broke Celebrating Mother's Day - 7 Frugal Ideas</a> &mdash; Opt to make dinner yourself and give mom a no work day for Mother's Day. [Free From Broke]</p> <p><a href="http://www.moneyunder30.com/23-things-beginners-absolutely-must-know-about-saving-for-retirement">23 Things Beginners Absolutely Must Know About Saving for Retirement</a> &mdash; If you are new to the world of saving for retirement, know that Social Security won't be enough and that 401(k) contributions can reduce your taxes. [Money Under 30]</p> <p><a href="http://moneysmartlife.com/hours-layoff-constructively/">How to Fill the Hours After a Layoff - Constructively</a> &mdash; To be constructive after a layoff, network with positive people. [Money Smart Life]</p> <p><a href="http://cashmoneylife.com/why-you-should-work-in-college/">Why You Should Work in College - And It's Not All About the Money</a> &mdash; Working in college teaches you how to deal with people. [Cash Money Life]</p> <p><a href="http://www.freemoneyfinance.com/2014/05/what-weve-learned-from-millionaires.html">What We've Learned from Millionaires</a> &mdash; Did you know millionaires don't tend to have exciting portfolios? [Free Money Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://kylieofiu.com/2014/05/why-buy-when-you-can-rent-renting-by-choice/">Why buy when you can rent? Renting by choice</a> &mdash; Renting gives you flexibility and freedom that owning a home doesn't give you. [Kylie Ofiu]</p> <p><a href="http://www.biblemoneymatters.com/3-advantages-of-having-a-side-business/">3 Advantages of Having a Side Business</a> &mdash; Having a side business gives you unlimited earning potential. [Bible Money Matters]</p> <p><a href="http://www.savvysugar.com/Home-Essentials-Small-Spaces-30010548#photo-30050174">Cute, Mini Essentials for Small Living Spaces</a> &mdash; A counter dish rack and small steamer are a couple essentials when living in a small space. [PopSugar Smart Living]</p> <p><a href="http://livingonthecheap.com/great-deals-last-minute-mothers-day-gifts/">Great last minute deals on Mother's Day gifts</a> &mdash; If you are still in need of a Mother's Day gift, consider getting her a portable cell phone charger. [Living on the Cheap]</p> <p><a href="http://parentingsquad.com/how-to-teach-your-children-to-love-animals">How to Teach Your Children to Love Animals</a> &mdash; To teach your children to love animals, adopt a pet or volunteer at an animal shelter. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-7-frugal-ideas-to-celebrate-mothers-day">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">10 Simple Household Repairs Every Frugal Person Should Master</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-meaningful-mothers-day-gifts-for-every-budget">30 Meaningful Mother&#039;s Day Gifts for Every Budget</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-you-really-need-soft-water">Do You Really Need “Soft” Water?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-spectacular-uses-for-that-lone-can-of-fruit">8 Spectacular Uses for that Lone Can of Fruit</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-star-wars-can-inspire-you-to-save-money">9 ways Star Wars can inspire you to save money.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips celebrate frugal Mother's day Tue, 06 May 2014 09:00:21 +0000 Ashley Jacobs 1138161 at http://www.wisebread.com Best Money Tips: Frugal Habits You Need to Pick Up http://www.wisebread.com/best-money-tips-frugal-habits-you-need-to-pick-up <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-frugal-habits-you-need-to-pick-up" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cash-74951571.jpg" alt="counting coins" title="counting coins" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on Depression-era frugal habits you should have, money mistakes to avoid in your 20s, and budget travel tips.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Great-Depression-Saving-Tips-32030865">9 Depression-Era Frugal Habits You Need to Pick Up</a> &mdash; Using less and reusing items are just a couple Depression-era frugal habits that are good to have. [PopSugar Smart Living]</p> <p><a href="http://www.fivecentnickel.com/2014/02/24/money-mistakes-to-avoid-in-your-20s/">Money mistakes to avoid in your 20s</a> &mdash; Don't make the mistake of keeping up with the Joneses or living on credit cards in your 20s. [Five Cent Nickel]</p> <p><a href="http://budgetandthebeach.com/2014/02/25/five-budget-travel-tips-that-you-must-know/">Five Budget Travel Tips That You Must Know</a> &mdash; When traveling, using the power of the Internet and setting a budget can help you be frugal. [Budget and the Beach]</p> <p><a href="http://sweatingthebigstuff.com/tax-deductions-anyone-can-take/">Tax Deductions Anyone Can Take</a> &mdash; Don't forget to deduct retirement contributions and student loan interest payments when filing your taxes. [Sweating the Big Stuff]</p> <p><a href="http://www.getrichslowly.org/blog/2014/02/25/dont-have-savings-quit-making-excuses/">Don't have savings? Quit making excuses!</a> &mdash; If you don't have savings, cook at home and pick up extra work. [Get Rich Slowly]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.mainstreet.com/article/smart-spending/top-5-worst-personal-finance-mistakes">Top 5 Worst Personal Finance Mistakes</a> &mdash; Carrying credit card debt in your 40s is a horrible personal finance mistake you shouldn't make. [MainStreet]</p> <p><a href="http://www.smartasset.com/blog/news/are-oscar-winners-actually-financial-losers/">Are Oscar Winners Actually Financial Losers?</a> &mdash; Did you know that just because someone won an Oscar doesn't mean they made a ton of money for being part of a film? [SmartAsset Blog]</p> <p><a href="http://www.threethriftyguys.com/2014/02/how-to-keep-visiting-family-from-busting-your-food-budget/">How to Keep Visiting Family From Busting Your Food Budget</a> &mdash; When your family comes to visit you, prevent them from busting your food budget by sticking to your routine. [Three Thrifty Guys]</p> <p><a href="http://www.morewithlesstoday.com/jc-penney-tips-saving-money-spotting-deals/">JC Penney: Tips for Saving Money and Spotting the Deals</a> &mdash; When shopping at JCPenney, signing up for their email list and shopping online can save you money. [More With Less Today]</p> <p><a href="http://parentingsquad.com/best-resources-to-help-your-child-get-ready-for-kindergarten">Best Resources to Help Your Child Get Ready for Kindergarten</a> &mdash; To help your child get ready for kindergarten, take advantage of websites that will help them learn what they need to learn before their first day of school. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-frugal-habits-you-need-to-pick-up">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">10 Simple Household Repairs Every Frugal Person Should Master</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-you-really-need-soft-water">Do You Really Need “Soft” Water?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-spectacular-uses-for-that-lone-can-of-fruit">8 Spectacular Uses for that Lone Can of Fruit</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-star-wars-can-inspire-you-to-save-money">9 ways Star Wars can inspire you to save money.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-wasteful-things-that-frugal-people-do">10 Wasteful Things That Frugal People Do</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips depression-era frugal habits Fri, 28 Feb 2014 11:00:19 +0000 Ashley Jacobs 1128362 at http://www.wisebread.com Best Money Tips: 50 Small Things You Can Do to Save Money http://www.wisebread.com/best-money-tips-50-small-things-you-can-do-to-save-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-50-small-things-you-can-do-to-save-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/piggy-bank-5243589-small.jpg" alt="woman holding piggy bank" title="woman holding piggy bank" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on small things you can do to save money, dry cleaning dos and don&#39;ts, and claims people make to close a deal.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.narrowbridge.net/top-50-small-things-you-can-do-to-save/">Top 50 Small Things You Can Do to Save Money</a> &mdash; To save money, bake from scratch and lower your thermostat. [NarrowBridge Finance]</p> <p><a href="http://www.savvysugar.com/Dry-Cleaning-Dos-Donts-20966967">Dry Cleaning Dos and Don&#39;ts</a> &mdash; Next time you head to the dry cleaners, take stock of your clothing before you make the trip. [PopSugar Smart Living]</p> <p><a href="http://lenpenzo.com/blog/id22547-8-misleading-claims-people-oftenmake-to-close-a-deal.html">8 Misleading Claims People Often Make to Close a Deal</a> &mdash; Sometimes in order to close a deal, people will make the claim that they will lower the monthly payments for you. [Len Penzo dot Com]</p> <p><a href="http://www.moneyunder30.com/decorate-your-apartment-on-a-budget-10379">Four Simple and Inexpensive Ways to Decorate Your New Home or Apartment</a> &mdash; Decorate your new place without breaking the bank by updating the light fixtures. [Money Under 30]</p> <p><a href="http://www.stretcher.com/stories/06/06oct30f.cfm?slider">Dollar Smarts for Pre-Teens</a> &mdash; Make sure your pre-teen knows how to share their skills to make some extra dough. [DollarStretcher.com]</p> <h2>Other Essential Reading</h2> <p><a href="http://cashmoneylife.com/social-security-is-bankrupt-myth/">Don&#39;t Buy Into the Social Security is Going Bankrupt Myth</a> &mdash; Chances are instead of social security going bankrupt, most people will more likely see a reduction in benefits. [Cash Money Life]</p> <p><a href="http://www.inkjetwilly.com/blog/free-pumpkin-carving-printables/">13 Free Pumpkin-Carving Printable Sites</a> &mdash; Still need to carve your pumpkin? Check out Spookmaster and Reader&#39;s Digest for printables! [Inkjet Willy]</p> <p><a href="http://retireby40.org/2013/10/5-unusual-reasons-love-employment/">5 Unusual Reasons Why I Love Self Employment</a> &mdash; Self employment gives you the ability to go at your own pace. [Retire By 40]</p> <p><a href="http://money.usnews.com/money/blogs/my-money/2013/05/16/7-car-dealership-fees-and-services-to-avoid">7 Car Dealership Fees and Services to Avoid</a> &mdash; If you are buying a car, be sure to avoid advertising fees and delivery charges. [US News and World Report]</p> <p><a href="http://parentingsquad.com/when-family-dinner-doesnt-work-11-alternatives-for-connecting-with-your-kids">When Family Dinner Doesn&#39;t Work: 11 Alternatives for Connecting with Your Kids</a> &mdash; To connect with your kids, try having a family game night or a family notebook. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-50-small-things-you-can-do-to-save-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-wasteful-things-that-frugal-people-do">10 Wasteful Things That Frugal People Do</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/in-times-like-these-separate-the-want-from-the-need">In times like these, separate the want from the need.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/keith-knight-of-the-k-chronicles-keepin-kool-on-the-cheap">Keith Knight of the K Chronicles - Keepin&#039; Kool on the Cheap</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-or-just-plain-wrong">Frugal... or just plain wrong?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">10 Simple Household Repairs Every Frugal Person Should Master</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips frugal saving small Wed, 30 Oct 2013 09:48:04 +0000 Ashley Jacobs 1061783 at http://www.wisebread.com Best Money Tips: Frugal Ways to Celebrate Halloween http://www.wisebread.com/best-money-tips-frugal-ways-to-celebrate-halloween <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-frugal-ways-to-celebrate-halloween" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/autumn-1204942-small.jpg" alt="pumpkins" title="pumpkins" class="imagecache imagecache-250w" width="250" height="165" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on frugal ways to celebrate Halloween, saving on baby gear, and saving at warehouse clubs.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/Career-Money-News-Oct-21-2013-32226141">19 Frugal Ways to Celebrate Halloween</a> &mdash; Celebrate Halloween without breaking the bank by visiting a pumpkin patch. [PopSugar Smart Living]</p> <p><a href="http://andthenwesaved.com/ways-to-save-money-on-baby-gear/">10 Tricks to Save Money on Baby Gear</a> &mdash; Going secondhand and borrowing can help you save on baby gear. [And Then We Saved]</p> <p><a href="http://wealthyturtle.com/6-ways-to-save-at-warehouse-clubs/">6 Ways to Save at Warehouse Clubs</a> &mdash; To save money at warehouse clubs, carry a calculator with you. [Wealthy Turtle]</p> <p><a href="http://money.usnews.com/money/personal-finance/articles/2013/10/22/the-best-budgeting-strategies-for-your-first-job">The Best Budgeting Strategies for Your First Job</a> &mdash; If you just landed your first job, add your expenses slowly and carefully. [US News and World Report]</p> <p><a href="http://manvsdebt.com/mindful-habit-change/">How to Change a Dangerous Bad Habit</a> &mdash; When changing a bad habit, remember that habits don&#39;t change overnight. [Man vs. Debt]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.americandebtproject.com/2013/10/5-keys-winning-money/">5 Keys To Winning With Your Money</a> &mdash; If you want to win with your money, have a basic understanding of investing so you don&#39;t get robbed. [American Debt Project]</p> <p><a href="http://eyesonthedollar.com/saving-money/affordable-ways-to-modernize-old-furniture/">Affordable Ways to Modernize Old Furniture</a> &mdash; You can modernize your old furniture by changing out the hardware or painting it. [Eyes on the Dollar]</p> <p><a href="http://www.greenpandatreehouse.com/2013/10/5-ways-to-distinguish-yourself-from-other-graduates-when-looking-for-a-job/">5 Ways to Distinguish Yourself from Other Graduates When Looking For a Job</a> &mdash; When looking for a a job, promoting yourself is one way to distinguish yourself from other graduates. [Green Panda Treehouse]</p> <p><a href="http://bargainbabe.com/natural-skin-care-items-in-your-kitchen/">Natural Skin Care: 18 Beauty Products Already in Your Kitchen</a> &mdash; Did you know avocado and honey make great beauty products? [Bargain Babe]</p> <p><a href="http://parentingsquad.com/5-ways-to-have-a-miley-free-household">5 Ways to Have a Miley Free Household</a> &mdash; To have a Miley free household, wean your kids off the Disney channel. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-frugal-ways-to-celebrate-halloween">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">10 Simple Household Repairs Every Frugal Person Should Master</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-you-really-need-soft-water">Do You Really Need “Soft” Water?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-spectacular-uses-for-that-lone-can-of-fruit">8 Spectacular Uses for that Lone Can of Fruit</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/blood-gore-and-hairy-warts-a-diy-halloween-makeup-guide">Blood, gore and hairy warts; a DIY Halloween makeup guide.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-star-wars-can-inspire-you-to-save-money">9 ways Star Wars can inspire you to save money.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips celebrate frugal Halloween Wed, 23 Oct 2013 09:48:03 +0000 Ashley Jacobs 1044648 at http://www.wisebread.com Best Money Tips: Frugal Holiday Gifts Under $10 http://www.wisebread.com/best-money-tips-frugal-holiday-gifts-under-10 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-frugal-holiday-gifts-under-10" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/gift-4500363-small.jpg" alt="gift" title="gift" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread&#39;s <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on frugal holiday gifts, retailer&#39;s dirty tricks exposed, and an easy way to crush your debt.</p> <h2>Top 5 Articles</h2> <p><a href="http://staplerconfessions.com/index.php/ways-to-save-money-on-gifts-this-holiday-season/">Frugal Holiday Gifts Under $10</a> &mdash; This holiday season, use gift cards and rewards programs to save money. [Stapler Confessions]</p> <p><a href="http://money.usnews.com/money/blogs/my-money/2013/10/15/retailers-dirty-tricks—exposed">Retailer&#39;s Dirty Tricks - Exposed</a> &mdash; Did you know retailers are deliberate when setting up a store layout in order to get you to buy? [US News &amp; World Report]</p> <p><a href="http://www.yourfinancessimplified.com/smackdown-easy-way-crush-debt/#more-7506">Smackdown! An Easy Way to Crush Your Debt</a> &mdash; The most important thing you can do in your battle with debt is to stop piling on more debt. [Your Finances Simplified]</p> <p><a href="http://www.mrmoneymustache.com/2013/10/15/when-energy-saving-becomes-an-emergency/">When Energy Saving Becomes an Emergency</a> &mdash; Doing things such as line-drying clothes and using LED bulbs can help you save over $1000 per year. [Mr. Money Mustache]</p> <p><a href="http://livingonthecheap.com/cheap-and-easy-pet-halloween-costumes/">10 cheap and easy Halloween costumes for pets</a> &mdash; Need a costume for Fido or Fluffy? Create a superhero costume for your furry friend! [Living on the Cheap]</p> <h2>Other Essential Reading</h2> <p><a href="http://yesiamcheap.com/2013/10/five-things-you-need-to-know-about-obamacare/">Five Things You Need To Know About Obamacare</a> &mdash; It is important for you to know that Obamacare makes it so pre-existing conditions will be covered. [Yes, I Am Cheap]</p> <p><a href="http://www.1099mom.com/2013/10/how-to-handle-mommy-guilt-when-you-work.html">How to Handle Mommy Guilt When You Work From Home</a> &mdash; Planning a fun event where you will be fully present for your kids is one way to handle mommy guilt when you work from home. [1099 Mom]</p> <p><a href="http://www.savvysugar.com/Tips-Celebrating-Halloween-Work-25508538">5 Tips to Keep the Halloween Spirit Alive in a Costume-Free Office</a> &mdash; To keep the Halloween spirit alive in your office, plan a potluck! [PopSugar Smart Living]</p> <p><a href="http://frugalzeitgeist.com/tips-effectively-communicate-employees/">Tips on How to Effectively Communicate With Employees</a> &mdash; Communicate effectively with your employees by using the &quot;dolphin technique.&quot; [Frugal Zeitgeist]</p> <p><a href="http://parentingsquad.com/simple-halloween-treats">Simple Halloween Treats</a> &mdash; This Halloween, consider making witch hat cookies or peanut butter pumpkins. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-frugal-holiday-gifts-under-10">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-cool-diy-christmas-gifts-for-the-under-6-crowd">5 Cool DIY Christmas Gifts for the “Under 6” Crowd</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-wrap-gifts-with-leftovers">How to wrap gifts with leftovers.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/additional-smart-frugal-people">Additional smart, frugal people</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/holiday-shipping-deadlines-coming-up">Holiday shipping deadlines coming up</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ultimate-gift-guide-thoughtful-ideas-for-every-list-and-every-budget">Ultimate Gift Guide: Thoughtful Ideas for Every List and Every Budget</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips frugal gifts holiday Thu, 17 Oct 2013 10:00:06 +0000 Ashley Jacobs 1027736 at http://www.wisebread.com Best Money Tips: Fun and Frugal Ideas for Fall http://www.wisebread.com/best-money-tips-fun-and-frugal-ideas-for-fall <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-fun-and-frugal-ideas-for-fall" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/autumn-5200771-small.jpg" alt="gathering leaves" title="gathering leaves" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on frugal ideas for fall, mistakes people make when buying a home, and the complete guide to getting out of debt.</p> <h2>Top 5 Articles</h2> <p><a href="http://frugalbeautiful.com/blog/fun-frugal-ideas-fall/">Fun And Frugal Ideas For Fall</a> &mdash; Have some frugal fun this fall by running in a Halloween Race or knitting a scarf. [Frugal Beautiful]</p> <p><a href="http://plantingmoneyseeds.com/5-financial-mistakes-people-make-when-they-buy-a-home/">5 Financial Mistakes People Make When They Buy A Home</a> &mdash; One mistake people make when they buy a home is not having a plan for the future. [Planting Money Seeds]</p> <p><a href="http://financialmentor.com/financial-advice/how-to-get-out-of-debt/9458">How To Get Out Of Debt - The Complete Guide</a> &mdash; If you want to get out of debt, you have to first identify what is causing you to go into debt. [Financial Mentor]</p> <p><a href="http://www.wellkeptwallet.com/2013/09/looking-to-make-money-on-ebay-some-things-that-sell-well/">Looking to Make Money on Ebay? Some Things That Sell Well</a> &mdash; Did you know that coffee mugs and textbooks sell well on eBay? [Well Kept Wallet]</p> <p><a href="http://seedebtrun.com/2013/09/how-to-save-money-in-las-vegas.html">How to Save Money in Las Vegas</a> &mdash; Save money in Las Vegas by passing on the car rental and drinking for free if you are gambling. [See Debt Run]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.saveoutsidethebox.com/solid-furniture-skinny-budget/">Solid Furniture on a Skinny Budget</a> &mdash; You can get good furniture without breaking the bank if you search Craigslist often. [Save Outside the Box]</p> <p><a href="http://www.savvysugar.com/How-Climb-Career-Ladder-31939380">Stress-Free Secrets to Climbing the Career Ladder</a> &mdash; If you want to climb the career ladder, display leadership qualities. [PopSugar Smart Living]</p> <p><a href="http://clubthrifty.com/high-performers/">Three Habits of High Performers</a> &mdash; Do you want to be a high performer? Then take the time to set weekly goals. [Club Thrifty]</p> <p><a href="http://parentingsquad.com/9-ways-to-celebrate-fall-with-pumpkins-and-kids">9 Ways to Celebrate Fall With Pumpkins (and Kids)</a> &mdash; To celebrate fall with pumpkins and kids, look into different pumpkin recipes! [Parenting Squad]</p> <p><a href="http://microblogger.com/7-fail-safe-ways-to-get-comments/">7 Fail-Safe Ways to Get More Comments on Your Blog</a> &mdash; Are you a blogger who wants more comments on your blog? Consider rewarding your commenters and make it easy to comment. [Microblogger]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-fun-and-frugal-ideas-for-fall">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-fun-and-frugal-things-to-do-with-origami">8 Fun and Frugal Things to Do with Origami</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/declare-a-frugal-friday-fun-night">Declare a Frugal Friday Fun Night</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">10 Simple Household Repairs Every Frugal Person Should Master</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-you-really-need-soft-water">Do You Really Need “Soft” Water?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-spectacular-uses-for-that-lone-can-of-fruit">8 Spectacular Uses for that Lone Can of Fruit</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living best money tips fall frugal fun Tue, 01 Oct 2013 09:48:03 +0000 Ashley Jacobs 993291 at http://www.wisebread.com Best Money Tips: Frugal Hacks for Your Home http://www.wisebread.com/best-money-tips-frugal-hacks-for-your-home <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-frugal-hacks-for-your-home" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cleaning-2651036-small.jpg" alt="sponge" title="sponge" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on frugal hacks for your home, splitting bills fairly, and money questions to ask before getting married.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.beingfrugal.net/frugal-hacks-for-your-home/">75 Frugal Hacks for Your Home</a> &mdash; Close heater vents in rooms you aren't using and make your own cleaning products to keep things frugal at your house. [BeingFrugal.net]</p> <p><a href="http://www.biblemoneymatters.com/eating-with-friends-on-a-budget-how-to-politely-and-fairly-split-the-bill/">Eating With Friends On A Budget: How to Politely And Fairly Split The Bill</a> &mdash; If you are worried about splitting the bill when dining out with friends, ask for separate bills. [Bible Money Matters]</p> <p><a href="http://www.girlsjustwannahavefunds.com/i-do-but-money-questions-you-better-ask-before-getting-married/">I Do...But...Money Questions You Better Ask Before Getting Married</a> &mdash; Before you get married, ask your significant other what their financial plan for the next 1, 3, and 5 years looks like. [Girls Just Wanna Have Funds]</p> <p><a href="http://bargainbabe.com/start-planning-your-most-affordable-christmas-ever/">Start Planning Your Most Affordable Christmas Ever</a> &mdash; Make this Christmas more affordable by setting aside money now and making DIY gifts. [Bargain Babe]</p> <p><a href="http://www.freemoneyfinance.com/2009/09/six-lies-we-tell-ourselves-that-keep-us-financially-ignorant.html">Six Lies We Tell Ourselves That Keep Us Financially Ignorant</a> &mdash; Telling yourself that financial topics are too complicated is a lie that is causing you to be financially ignorant. [Free Money Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://lenpenzo.com/blog/id573-my-ten-commandments-of-personal-finance.html">The Ten Commandments of Personal Finance</a> &mdash; Remember to spend less than you earn and try to avoid paying interest. [Len Penzo dot Com]</p> <p><a href="http://www.thefrugaltoad.com/personalfinance/5-reasons-why-you-shouldnt-expect-an-inheritance">5 Reasons Why You Shouldn't Expect an Inheritance</a> &mdash; Don't expect to get an inheritance from your parents. Parents tend to be living longer and saving less these days. [The Frugal Toad]</p> <p><a href="http://www.carefulcents.com/run-a-lean-not-cheap-business/">How to Run a Lean (But Not Cheap) Online Business</a> &mdash; Keeping a low overhead and investing in yourself can help you run a lean online business. [Careful Cents]</p> <p><a href="http://www.savvysugar.com/Alternative-Uses-Baking-Soda-21988109">26 Uses for Baking Soda Other Than Baking</a> &mdash; Did you know you can use baking soda to deep clean a mattress or garbage disposal? [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/making-time-outs-work-8-things-to-keep-in-mind">Making Time Outs Work: 8 Things to Keep in Mind</a> &mdash; Remember that good conversations should happen during (or at the end of) time out. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-frugal-hacks-for-your-home">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-some-cash-with-these-6-clever-cleaning-hacks">Save Some Cash With These 6 Clever Cleaning Hacks</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-air-fresheners">The 5 Best Air Fresheners</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">10 Simple Household Repairs Every Frugal Person Should Master</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-uses-for-rubber-bands">52 Uses for Rubber Bands</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-our-61-best-home-improvement-hacks-ever">Flashback Friday: Our 61 Best Home Improvement Hacks Ever</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home best money tips frugal hacks home Wed, 11 Sep 2013 14:07:07 +0000 Ashley Jacobs 981860 at http://www.wisebread.com Best Money Tips: Frugal Things to Do at Home This Month http://www.wisebread.com/best-money-tips-frugal-things-to-do-at-home-this-month <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-frugal-things-to-do-at-home-this-month" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/home-4426999-small.jpg" alt="woman arranging flowers" title="woman arranging flowers" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on frugal things to do at home this month, breaking the cycle of living paycheck to paycheck, and pitfalls to avoid when car shopping.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savvysugar.com/How-Save-Money-Home-31547750">5 Frugal Things to Do at Home This Month</a> &mdash; This month, take the time to decorate your home without spending too much money. [PopSugar Smart Living]</p> <p><a href="http://cashmoneylife.com/stop-living-paycheck-to-paycheck/">Stop Living Paycheck to Paycheck - How to Break the Cycle</a> &mdash; Stop living paycheck to paycheck by tracking your income and expenses. [Cash Money Life]</p> <p><a href="http://moneyning.com/budgeting/car-shopping-avoid-these-4-pitfalls/">Car Shopping? Avoid These 4 Pitfalls</a> &mdash; Don't fall into the pitfall of focusing only on the monthly payments when shopping for a car. [MoneyNing]</p> <p><a href="http://www.marcandangel.com/2013/09/02/5-things-you-should-know-about-letting-go/">5 Things You Should Know About Letting Go</a> &mdash; When you are letting go, remember that progress of any sort will feel uncomfortable at first. [Marc and Angel Hack Life]</p> <p><a href="http://lifehacker.com/what-should-i-do-if-i-get-robbed-1251681893">What Should I Do If I Get Robbed?</a> &mdash; If you get robbed, start by calling the police and taking pictures but don't touch anything. [Lifehacker]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.biblemoneymatters.com/does-being-in-debt-affect-your-judgment/">Does Being In Debt Affect Your Judgement?</a> &mdash; Having a tight budget affects your decision making process. [Bible Money Matters]</p> <p><a href="http://www.narrowbridge.net/too-early-start-shopping-christmas-gifts/">Is it Too early to Start Shopping for Christmas Gifts?</a> &mdash; Starting your Christmas shopping early allows you time to be more selective. [NarrowBridge Finance]</p> <p><a href="http://parentingsquad.com/7-things-college-students-should-do-now-to-make-time-for-class">7 Things College Students Should Do Now to Make Time for Class</a> &mdash; College students should start working on getting off their summer sleep schedule before classes start. [Parenting Squad]</p> <p><a href="http://timemanagementninja.com/2013/09/the-importance-of-choosing-between-your-needs-and-wants/">The Importance of Choosing Between Your Needs and Wants</a> &mdash; Always put your needs first because your wants will still be there after you take care of your needs. [Time Management Ninja]</p> <p><a href="http://www.dumblittleman.com/2013/09/the-james-bond-guide-to-ultimate.html">The James Bond Guide To Ultimate Confidence</a> &mdash; Acting confidently even if you don't feel confident can help increase your confidence levels. [Dumb Little Man]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-frugal-things-to-do-at-home-this-month">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-air-fresheners">The 5 Best Air Fresheners</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-household-repairs-every-frugal-person-should-master">10 Simple Household Repairs Every Frugal Person Should Master</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-our-61-best-home-improvement-hacks-ever">Flashback Friday: Our 61 Best Home Improvement Hacks Ever</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/smart-new-uses-for-these-14-kitchen-gadgets">Smart New Uses for These 14 Kitchen Gadgets</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-common-household-leaks-you-can-fix-without-a-plumber">4 Common Household Leaks You Can Fix Without a Plumber</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home best money tips frugal home Thu, 05 Sep 2013 10:00:30 +0000 Ashley Jacobs 981739 at http://www.wisebread.com