smartphone http://www.wisebread.com/taxonomy/term/440/all en-US Best Money Tips: Ways to Save on the Latest Smartphones http://www.wisebread.com/best-money-tips-ways-to-save-on-the-latest-smartphones <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-save-on-the-latest-smartphones" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="/files/fruganomics/imagecache/250w/blog-images/smartphone-cafe-494181221-small.jpg" alt="smartphone cafe" title="smartphone cafe" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on ways to save on the latest smartphone, ways to save at school, and cool car hacks you should try.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneytalksnews.com/2014/09/08/how-to-save-on-a-new-smartphone/">7 Ways to Save on the Latest Smartphones</a> &mdash; To save on the latest smartphones, trade in your old phone and wait a few months to buy the latest model released. [Money Talks News]</p> <p><a href="http://www.bargaineering.com/articles/smarrealistic-ways-save-money-wont-ruin-college-fun.html">Smart Ways to Save Money at School Without Ruining Your College Fun &mdash; or Going Hungry</a> &mdash; Not taking more than 4 years to graduate and taking advantage of student discounts can help you save money at college. [Bargaineering]</p> <p><a href="http://www.popsugar.com/smart-living/Car-Hacks-35664947">19 Insanely Cool Car Hacks You Should Try Out</a> &mdash; Did you know hanging a shoe organizer on the back of your seat in your car can help you keep your car organized? [PopSugar Smart Living]</p> <p><a href="http://www.kiplinger.com/article/spending/T059-C011-S001-5-reasons-you-hate-flying-and-what-to-do-about-it.html">5 Reasons You Hate Flying and What to Do About It</a> &mdash; If you hate flying because of baggage fees, opt to fly with JetBlue or Southwest. [Kiplinger]</p> <p><a href="http://www.mainstreet.com/article/the-best-and-worst-states-to-retire">The Best and Worst States to Retire</a> &mdash; Orlando is one of the best cities to retire in, as is Scottsdale. [MainStreet]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.creditsesame.com/blog/when-a-relative-steals-your-identity/">When a Relative Steals Your Identity</a> &mdash; If a relative steals your identity, request copies of your credit report to find out how much damage has been done. [Credit Sesame]</p> <p><a href="http://angelashelton.com/8-steps-to-write-your-book/">8 Steps to Write and Publish Your Book</a> &mdash; Unsure how to start writing your book? Try creating an outline that lists questions your book will answer. [Angela Shelton]</p> <p><a href="http://www.freemoneyfinance.com/2014/09/the-new-retirement-rule.html">The New Retirement Rule?</a> &mdash; What do you think of the new retirement rule that states that you should save 15% of your pay for 30 years? [Free Money Finance]</p> <p><a href="http://onecentatatime.com/when-money-is-everything-how-to-financially-prepare-for-divorce/">When Money Is Everything: How to Financially Prepare for Divorce</a> &mdash; When you are going through a divorce, find a lawyer and be prepared to divide up assets. [One Cent at a Time]</p> <p><a href="http://parentingsquad.com/7-ways-to-be-a-leader-in-healthy-living">7 Ways to Be a Leader in Healthy Living</a> &mdash; To be a leader in healthy living, be organized and start early. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-save-on-the-latest-smartphones">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-laptop-cases">The 5 Best Waterproof Laptop Cases</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buying-a-new-smartphone-without-extending-your-contract">Buying a New Smartphone Without Extending Your Contract</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-powerful-smartphones-that-arent-overpriced">4 Powerful Smartphones That Aren&#039;t Overpriced</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-google-wallet-can-save-you-money">5 Ways Google Wallet Can Save You Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-reasons-why-you-should-get-a-3d-printer">8 Reasons Why You Should Get a 3D Printer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips iPhone save smartphone smartphones technology Mon, 15 Sep 2014 19:00:04 +0000 Ashley Jacobs 1207214 at http://www.wisebread.com 11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It) http://www.wisebread.com/11-terrifying-things-that-can-happen-when-someone-steals-your-phone-and-how-you-can-protect-it <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-terrifying-things-that-can-happen-when-someone-steals-your-phone-and-how-you-can-protect-it" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="/files/fruganomics/imagecache/250w/blog-images/smartphone-computer-187830664-small.jpg" alt="smartphone" title="smartphone" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A phone used to be a phone. Now, many of us live our entire lives through our phones. It's how we check our bank balances, organize our schedules, send emails and texts, and pay our bills. Most of us have hundreds, if not thousands, of photos and videos on our phones. They also house sensitive personal information that an identity thief would just love to get his or her hands on. In short, it's no longer a phone&hellip; it's our life.</p> <p>So when a phone is lost, or worse, stolen, we have every reason to panic. Here are 10 horrible things that can happen if your phone is stolen.</p> <h2>1. Your Bank Accounts Could Be Wiped Out</h2> <p>In an experiment conducted by Symantec, 50 smartphones were intentionally &quot;lost.&quot; On <a href="http://www.symantec.com/content/en/us/about/presskits/b-symantec-smartphone-honey-stick-project.en-us.pdf" style="text-decoration:none;">43% of those phones</a>, attempts were made to open the online banking apps. If you have the &quot;save user name&quot; option engaged, the thief only needs to guess your password. For some that will be easy enough to do &mdash; your phone gives out a lot of clues and if you have a guessable password you're in real trouble. That money can be transferred to another account, and you're left with nothing. The bank covers misuse of credit and debit cards, but hacked accounts are another story entirely.</p> <h2>2. Your Personal Photos Could Be Leaked</h2> <p>There is no shame in having &quot;sensitive&quot; photos of yourself or other people you are intimate with, on your phone. But those photos are for your eyes only. If someone were to access those photos on your phone, they could be uploaded to the web in seconds. It happens to celebrities all the time, but you don't hear about it happening to the public because the press doesn't have a story in it. However, it's all too common for thieves to steal those photos and spread them far and wide, which could make for a very embarrassing situation, or worse, as the next point will dive into. They could also<a href="http://abc7.com/archive/9007115/" style="text-decoration:none;"> blackmail you for a lot of money.</a></p> <h2>3. You Could Lose Your Job</h2> <p>If inappropriate photos of you or your friends are leaked, it could quickly lead to a firing. It was obviously not your intention to let those photos get out, but that's nothing your employer will care about. If you have in any way sullied your reputation, you have also put a black mark against the company you work for. In some instances, the company won't care. But if you work in a business that requires its employees to be clean cut and professional at all times, you could see the dreaded pink slip. Even password-protected folders can be hacked.</p> <h2>4. You Could Lose Your Friends</h2> <p>Thieves are not exactly upstanding moral crusaders. They will have no problem messing with your life just for the sake of it, and that includes texting and calling people in your contacts list. There have been cases of thieves sending profane and rude texts to contacts, just for the fun of it. It's a laugh for them, but it could take more than a quick &quot;it wasn't me&quot; to mend those relationships.</p> <h2>5. Your Social Accounts Could Be Hacked</h2> <p>Your Facebook, Twitter, and Instagram channels are usually logged in automatically. If a thief has access to them, he or she could easily make your life very difficult by posting on your behalf. Suddenly, you've gone from being a nice person with nice posts, to a lurid or vicious individual hell bent on offending as many people as possible. Soon, your friends and family are unfriending you quicker than they can hit send. Employers also have access to your social channels, and it could reflect very badly upon you. You may have no choice but to shut down your accounts and start from scratch. But you'll have a lot of explaining to do first.</p> <h2>6. Your Identity Can Be Stolen</h2> <p>You have a lot of personal information on your phone. Some people I have talked to even keep pictures of their driver's license and SS card in their phone, just in case they need the numbers. Well, that's not a great idea. Using just the information you have in emails, photos, and other files, a skilled identity thief could have bank accounts set up in your name before you know what's hit you.</p> <h2>7. Expensive Calls Could Be Made</h2> <p>How much does it cost you to dial international numbers on your phone? You probably don't have that information close at hand because you don't do it too often. Well, it can cost from just 1 cent per minute, and over $3 per minute, depending on the country you call. A 60-minute call to Afghanistan on AT&amp;T will set you back $183. You can see how that can soon add up to thousands if you don't take the time to act.</p> <h2>8. Thousands of Dollars of Purchases Can Be Racked Up</h2> <p>You likely have apps like eBay and Amazon on your phone, as well as other shopping sites. Usually, you are automatically logged in to those sites, and if you do a lot of purchasing, you may very well have one click purchases set up. Once the thief realizes this, they can start shopping to their heart's content. They can set up a new shipping address, probably to an address that can't be traced back to them, and can also do a lot of instant downloads. They could even be spiteful, and just start making massive purchases just to mess with you and your life.</p> <h2>9. You Could Be Charged for Overages</h2> <p>Not everyone is on an unlimited plan. If you have a set number of minutes, texts and data every month, the thief could quickly eat those up and start costing you money every time they make a call, send a text or surf the web. Those small charges can soon add up to <a href="http://www.planetfeedback.com/index.php?level2=blog_viewpost&amp;topic_id=310136&amp;reply_id=206383" style="text-decoration:none;">hundreds</a> of dollars.</p> <h2>10. You Could Go To Jail</h2> <p>Now, this is unlikely. But if you work for an employer that gives you access to some very confidential information, and that information is on your phone, you could get in big trouble. Despite the fact that you had no intention of leaking this information, if it gets out because of your stolen phone the consequences could be severe, especially if you work for the government. Even if you work for a private employer, you may have signed a Nondisclosure Agreement, and this could violate it. So if you have photographs of highly sensitive data or product designs on your phone, you might want to delete them, or transfer them to a very secure location.</p> <h2>11. You Could Help Commit a Crime</h2> <p>It's quite possible that the phone was stolen from you for a specific reason, and not just a random theft. The thief may know that you work at a certain place, a bank or jewelers, and would text the boss or owner from your phone asking for information. Even worse, it may be someone looking to abduct a friend or colleague of yours, using texts or social media apps. Most of us communicate by those methods these days, imagine receiving a text from a friend asking to meet them somewhere. What would happen if you turned up and it was not your friend waiting for you, but someone wanting to do you harm? Get the picture? Yes, it's not only possible, it's easy to do.</p> <h2>So, What Can You Do to Protect Yourself?</h2> <p>Quite simply, you should prepare for the worst right now by taking steps that can protect you if your phone is stolen, or at least minimize the damage.</p> <h3>Password Protect Your Phone</h3> <p>Yes, it's a hassle. The latest data says we check our phones over 100 times a day. Having to enter a PIN every time we want to check email or send a text may be annoying, but it takes only a second or two and makes it tough for an average thief to get past the unlock screen. By entering a PIN, you will probably make the thief do a hard reset on your phone to make it usable. In that case, you have simply lost a device, not the sensitive information it holds. And if you can, use a PIN or lock code that is not easily guessable. 0000 and 1234 are all too common.</p> <h3>Install &quot;Seek and Destroy&quot; Apps</h3> <p>In conjunction with a PIN, you should definitely invest in an app that will help you find your phone, or wipe the data remotely. There are way too many to list here, so check the ratings and the number of downloads (you want a high number for both). Once installed, it will not only help you find your phone if you misplace it, but it can also wipe the data on it with a few simple steps.</p> <h3>Set Up Two-Step Authorization</h3> <p>As so much is tied to Google, and your phone, it's a good idea to add an additional layer of security. Google's <a href="http://www.androidcentral.com/no-excuses-its-time-turn-two-step-authentication" style="text-decoration:none;">two-step authorization process</a> means that if one of your accounts is compromised, you need access to another to verify it.</p> <h3>Register With an Identity Theft Protection Service</h3> <p>There a several out there, including LifeLock and Protect My ID, but your own bank may very well offer a service just like those for less money. They aren't very expensive, usually around $6-$12 per month, and will alert you if anyone opens accounts in your name.</p> <h3>Call Your Cell Phone Provider Immediately</h3> <p>You should have their customer service number stored in a place other than your phone. As soon as you notice the phone is gone, call them and let them know. They can take steps to ensure that you are not charged for anything, and can also deactivate the account. Make sure you have the IMEI and device serial numbers stored in the same place as the customer service number.</p> <p><em>Have you lost a smartphone or had one stolen? Did any of these terrifying things happen to you?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/11-terrifying-things-that-can-happen-when-someone-steals-your-phone-and-how-you-can-protect-it">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-slash-the-cost-of-wi-fi-when-you-travel">6 Ways to Slash the Cost of Wi-Fi When You Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-comprehensive-guide-to-identity-theft-everything-you-need-to-know">The Comprehensive Guide to Identity Theft: Everything You Need to Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-is-your-auto-reply-email-telling-people-about-you">What Is Your Auto-Reply Email Telling People About You?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe">6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad">How to Minimize Cell Phone Charges When You Travel Abroad</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology identity theft lost phone smartphone smartphone theft Tue, 29 Jul 2014 17:00:04 +0000 Paul Michael 1169308 at http://www.wisebread.com How to Minimize Cell Phone Charges When You Travel Abroad http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-minimize-cell-phone-charges-when-you-travel-abroad" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="/files/fruganomics/imagecache/250w/blog-images/international-phone-call-200252062-001-small.jpg" alt="international phone call" title="international phone call" class="imagecache imagecache-250w" width="250" height="143" /></a> </div> </div> </div> <p>You can use your cell phone as usual when you travel abroad, but cellular providers charge outrageous fees for this service &mdash; and you can expect to find a huge phone bill in the mail when you get home. Instead, here aere are some economical ways for you to stay connected with your loved ones at home while traveling abroad. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">Best Travel Rewards Credit Cards</a>)</p> <h2>Know Your Roaming Fees</h2> <p>The simplest way to minimize your phone charges is to keep track of them. For a short trip, this is a great solution that doesn't require much time or effort.</p> <p>Every cell phone provider has a different set of roaming fees, so contact yours before the trip. They usually have different rates for calls, texts, and data. Additionally, the rates may vary from country to country. There may also be special roaming phone plans you can get to lower your international phone rates.</p> <p>Take note of all the rates that apply to every country in your itinerary, then keep track of your phone usage. You may have to use your phone less frequently to stay within your budget, but on the bright side, you can use the extra time to explore instead. (See also: <a href="http://www.wisebread.com/fantastic-phone-services-for-people-on-the-go?ref=seealso">Fantastic Phone Services for People on the Go</a>)</p> <h2>Turn Off Data Roaming</h2> <p>This is a quick and easy trick, but it can save you a lot of money during the trip. Your phone may be consuming data even when you're not actively using it, especially if you use push notifications.</p> <p>To completely stop data use while you're abroad, go to your phone settings and turn off data roaming. With data roaming off, you'll still be able to make phone calls and text. The phone will also retain the ability to connect to the Internet via Wi-Fi, which may be free at airports and hotels. When connected to a Wi-Fi network, you'll also be able to use a VoIP service like Skype to make calls over the Internet.</p> <p>Alternatively, you can choose to turn off push notifications only. This way, you'll be able to use data roaming services without having to pay for superfluous automated data use. You can then choose to use data-heavy apps only when you're connected to a Wi-Fi network.</p> <h2>Turn on Airplane Mode</h2> <p>While abroad, you'll have to pay roaming fees when you receive phone calls and text messages, regardless of who's contacting you. Even if the phone call is from your gas company, you'll have to pay for every minute the representative blabs about the new green energy program.</p> <p>To completely eliminate the risk of mounting roaming charges, turn on airplane mode. This shuts off data service, phone calls, and text messages. You can still turn on Wi-Fi and connect to the Internet, so your family and friends can contact you through chat apps, social media, and email.</p> <h2>Use a Local SIM Card</h2> <p>If you travel a lot, consider getting an unlocked phone. By placing a local SIM card in an unlocked phone, you'll be able to enjoy local rates. This is useful when you need to get online or call local contacts like hotels or airlines. You'll have to pay international call rates to ring home, though, so it's best to stick with VoIP services like Skype for that.</p> <h2>Use an International SIM Card</h2> <p>If there are multiple destinations in your itinerary, you can get an international SIM card like <a href="http://www.onesimcard.com/">OneSimCard</a> or <a href="http://www.telestial.com/">Telestial</a> instead of a country-specific SIM card. These global SIM cards are generally cheaper than if you were to use roaming services on your U.S. phone plan, but more expensive than if you were to buy a local SIM card every time you entered a different country.</p> <h2>Rent a Phone</h2> <p>If it seems like too much of a hassle to get your phone unlocked, you can rent a phone instead. Global cell phone providers often offer this service. You'll pay a daily or weekly rental fee, the company will deliver the rental phone to you, and you'll be able to return it by mail at the end of your trip.</p> <p>A global phone rental usually also comes with a global SIM card and a short-term phone plan, making it an easy option for short trips. However, the call, text, and data rates with a rental global phone are higher than they would be if you used a local SIM card in your own unlocked phone.</p> <p>If you'll be traveling to isolated areas with little cell phone coverage, you can rent a satellite phone instead of a regular phone. The rates will be higher, but you'll be able to use the phone in most open spaces.</p> <p>In both cases, you'll get a phone number that your loved ones at home can use to contact you, wherever you are in the world. If you set your American home and cell phones to forward calls to your global phone number, you won't miss a call at all.</p> <p><em>How do you use your cell phone or smartphone while traveling abroad &mdash; without incurring excessive fees? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/deia-b">Deia B</a> of <a href="http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-slash-the-cost-of-wi-fi-when-you-travel">6 Ways to Slash the Cost of Wi-Fi When You Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-avoid-expensive-phone-charges-when-traveling">5 Ways to Avoid Expensive Phone Charges When Traveling</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/kids-going-abroad-8-ways-to-stay-in-touch-without-going-bankrupt">Kids Going Abroad? 8 Ways to Stay In Touch Without Going Bankrupt</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fantastic-phone-services-for-people-on-the-go">Fantastic Phone Services for People on the Go</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-terrifying-things-that-can-happen-when-someone-steals-your-phone-and-how-you-can-protect-it">11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology Travel cell phone international calls roaming smartphone Thu, 10 Jul 2014 17:00:04 +0000 Deia B 1156615 at http://www.wisebread.com 6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="/files/fruganomics/imagecache/250w/blog-images/family-smartphone-458844997-small.jpg" alt="family smartphone" title="family smartphone" class="imagecache imagecache-250w" width="250" height="147" /></a> </div> </div> </div> <p>They used to be a luxury, but now, almost every American home has at least one smartphone. With their ability to organize and simplify so many of our daily tasks, it's no surprise that today's iPhones, Androids, and Windows-based gadgets are allowing us to be safer than ever before. Here are some of my favorite ways to use my smartphone to keep me and my six kids secure! (See also: <a href="http://www.wisebread.com/how-men-and-women-use-smartphones-differently?ref=seealso">How Men and Women Use Smartphones Differently</a>)</p> <h2>Weather Warnings</h2> <p>Last month, my property suffered damage from a tornado. Living out in the country, we have no warning sirens, so it's important that I have an alert system that stays with me and is updated in real time.</p> <p>In addition to the &quot;alert&quot; feature on my phone that is tied into my zip code and sets my phone off when a storm warning is issued for my area, I can use any number of apps to check radar and even follow the social media accounts for the meteorologists for my part of the state. This past storm, I was able to get the kids into the cellar just in time to avoid softball sized hail and an actual tornado touch-down that tore 100-year-old trees out by the roots. I was very thankful for technology!</p> <p><strong>Tip</strong>: Check your local TV station's website for a link to their specific weather app. Most will be tailored to the viewing area. The Red Cross also has an app for a <a href="http://www.redcross.org/prepare/mobile-apps">variety of environmental emergencies</a> unique to your climate and region.</p> <h2>Traffic Reports</h2> <p>I remember the days of sitting in my car at 5:01 p.m. and listening to my local AM radio station for the traffic report. While it was helpful, it was no match for the real-time reports you can get from phone apps and even the GPS service available on most phones. While using your cell phone is prohibited while driving in my jurisdictions, it's OK to have your traffic app or GPS mode running while your phone is in your seat or placed safely on the dash. Avoiding an accident isn't just a time-saver; it could be a life-saver!</p> <p><strong>Tip</strong>:The <a href="https://www.google.com/mobile/maps/">Google Maps app</a> does a pretty good job of alerting you to accidents on major highways and the interstate. If you don't have an Android phone, the <a href="http://www.mapquest.com/traffic/">Mapquest version</a> works well.</p> <h2>First Aid</h2> <p>If you are a parent, you know very well that some kids have an insane desire to put everything into their mouths. For those moments, a call to Poison Control may be advisable, and, if you plan ahead, you can program your phone to connect via a shortcut on smartphone screen.</p> <p>If the situation isn't life threatening, a quick reference to some basic first aid tips might be called for. The Red Cross makes first aid apps available for the<a href="http://www.redcross.org/mobile-apps/first-aid-app">people members</a> of your family, <a href="http://www.redcross.org/mobile-apps/pet-first-aid-app">as well as pets</a>!</p> <p><strong>Tip</strong>: While poison is serious business, sometimes a game is called for. The <a href="https://itunes.apple.com/us/app/choose-your-poison/id419949128">Name Your Poison app</a> teaches kids and parents that common poisons can easily be mistaken for safe materials &mdash; like candy.</p> <h2>Emergency Contact</h2> <p>Most of us don't carry around little cards in our wallet telling medical personnel or the police who to contact if they find us unconscious. Most of us do, however, carry around our smartphones.</p> <p>If you don't already have an &quot;emergency&quot; contact designated in your phone's contact list, do so right now. Otherwise, your phone might also have some unique features to help you in a life-threatening situation. My Samsung Galaxy, for example, will automatically connect me with my designated contact with three short pushes of the power button, and it will record sound, take photos, and send along GPS coordinates until I deactivate emergency mode. Other smartphone have similar features in their settings screen. (Consult your user's guide for more info.)</p> <p><strong>Tip</strong>: Medical professionals recommend an &quot;ICE&quot; (In Case of Emergency) contact clearly labeled on your phone, but many rumors claim that doing so leaves your phone open to viruses. <a href="http://www.snopes.com/crime/prevent/icephone.asp">Snopes clearly debunks this myth</a>.</p> <h2>Food Allergies</h2> <p>Not everyone is allergic to peanuts or pineapple, but if your kids are, it can seem like the whole world is against you. While it may be obvious to you that certain foods contain allergens, not all caregivers are savvy to the language of food labeling. Giving your kids access to information on food ingredients via a handy app empowers them to choose safe foods when they aren't obvious to everyone; <a href="https://itunes.apple.com/us/app/food-additives-2/id287917148?mt=8">Food Additives 2</a> gets good review from parents of allergy-sufferers.</p> <p><strong>Tip</strong>: Food allergies don't go away when you dine out. <a href="http://www.allergyeats.com/?gclid=CNTKvZSJ974CFSlgMgodTRYARQ">Allergy Eats mobile dining guide</a> helps you make safe decisions when on the road and at your favorite restaurant.</p> <h2>Child Location</h2> <p>If little Johnny wandered off without his phone, tracking him down may be difficult. Since most kids carry their phones with them at all times (even into the bathroom), there is a good chance you can find him with a good GPS location tool. <a href="http://www.securafone.com/subpages/securafone.php">Securafone</a> is a comprehensive tool that not only offers geographic location services, it alerts you when a child may be driving over the speed limit or texting while driving.</p> <p><strong>Tip</strong>: In the case that your child really does go missing, having a &quot;kit&quot; on hand with their info and identifying features can be the difference between finding them and not. The <a href="http://www.fbi.gov/news/stories/2011/august/child_080511/child-id-app-content">FBI offers</a> a high-tech version of the traditional &quot;ID Kit&quot; for most smartphones.</p> <p><em>Do you use any smartphone safety apps not mentioned here? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-ssn-can-now-be-accurately-guessed-using-date-and-place-of-birth">Your SSN Can Now Be Accurately Guessed Using Date and Place of Birth</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-slash-the-cost-of-wi-fi-when-you-travel">6 Ways to Slash the Cost of Wi-Fi When You Travel</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-modern-life-skills-everyone-should-master">15 Modern Life Skills Everyone Should Master</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-back-to-school-essentials-for-high-schoolers">6 Back to School Essentials for High Schoolers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-photoshop-fixes-for-your-family-photos">7 Easy Photoshop Fixes for Your Family Photos</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Technology apps first aid safety smartphone Mon, 07 Jul 2014 17:00:11 +0000 Linsey Knerl 1151053 at http://www.wisebread.com 6 Ways to Slash the Cost of Wi-Fi When You Travel http://www.wisebread.com/6-ways-to-slash-the-cost-of-wi-fi-when-you-travel <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-slash-the-cost-of-wi-fi-when-you-travel" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="/files/fruganomics/imagecache/250w/blog-images/airport-laptop-177027865-small.jpg" alt="laptop airport" title="laptop airport" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>When you spend most of your time either at home or at the office, you probably take your Wi-Fi signal for granted. Then when you travel, suddenly connecting to a Wi-Fi network becomes a privilege. Sometimes you can enjoy it for free; at other times you have to pay high premiums for it. But with a little bit of planning, you can get free or cheap Wi-Fi almost anywhere. Here's how. (See also: <a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">Best Travel Rewards Credit Cards</a>)</p> <h2>Look for Free Hotel Wi-Fi</h2> <p>Many hotels have wisened up to the fact that Wi-Fi is a necessity for many travelers. Some hotels choose to use this information to charge a fee for Wi-Fi use and earn a short-term profit; others choose to provide the service for free and get long-term business.</p> <p>When you book a hotel, pay attention to the amenities included. Some hotels charge for Wi-Fi access by the hour or by the night, so it can get expensive quickly. Even if you have to pay a higher nightly rate for a hotel with free Wi-Fi, it may be worth the price.</p> <h2>Join a Hotel Loyalty Program</h2> <p>Some hotel loyalty programs provide free Wi-Fi for members. Depending on the hotel chain, you may have to accumulate a minimum number of points, stay a minimum number of nights, or acquire a certain elite status to enjoy this perk. Some programs only require you to join for free to get free Wi-Fi. For example, Omni Resorts &amp; Hotels and InterContinental Hotels Group both charge Wi-Fi fees, but let even basic members of their loyalty programs enjoy it for free.</p> <h2>Download Before You Leave Home</h2> <p>Travel involves a lot of idle time, like when you're waiting for a boarding call or sitting on a plane. If you only need Wi-Fi for entertainment, you can avoid Wi-Fi fees at airports and on planes by downloading videos and reading materials ahead of time. You may even be able to get some work done offline using only Microsoft Office programs. (See also: <a href="http://www.wisebread.com/10-ways-to-keep-your-laptop-safe-when-traveling?ref=seealso">10 Ways to Keep Your Laptop Safe While Traveling</a>)</p> <p>I personally like to use digital maps to find my way when I travel. Because I don't always have a data connection, Google Maps' offline features often come in handy. I simply load the part of the map I need when I have Wi-Fi connection, then have Google Maps save it on my smartphone.</p> <h2>Tether to Your Smartphone</h2> <p>If you travel to a domestic location where you're not charged any roaming fees, make full use of your smartphone data connection. Before you travel, check if your smartphone supports tethering, which allows other devices to connect to your phone's data network. It's a bit like having your own little Wi-Fi router.</p> <p>All you have to do is enable tethering on your phone, then use your other device to find and connect to the phone's Wi-Fi network. Don't forget to contact your phone provider before you travel to find out if there are any extra fees to use this feature.</p> <p>If you travel abroad, you may still be able to tether a device to your phone, but the roaming fees may make it so expensive that you'd be better off paying for the hotel Wi-Fi. Look into using a local SIM card in an unlocked phone to enjoy local tethering rates.</p> <h2>Get a USB Modem</h2> <p>If you travel a lot, you can consider getting a dedicated device to connect to the Internet. One option is a USB modem, which is a compact stick that plugs into your laptop or tablet. You usually have to install special software on your device to use a USB modem, but it's portable and easy to use after your first time connecting to the Internet with it.</p> <p>You also need a data plan to use a USB modem, but it could be cheaper than what hotels charge if you travel within the country. If you travel abroad, you may be able to save some money by getting a local data plan.</p> <h2>Get a Mobile Hotspot</h2> <p>A mobile hotspot works in a similar way as a USB modem. Known as &quot;Mi-Fi,&quot; this device is usually more robust than just a smartphone or a USB modem, with a longer-lasting battery and the ability to connect multiple devices at once. It's also not necessary to install special software to connect to the Internet with a Mi-Fi. You can probably get a Mi-Fi device for free or at a deep discount if you sign up for a data plan contract.</p> <h2>Find Free Public Wi-Fi</h2> <p>If none of the above options seem practical for you, there are often public Wi-Fi networks you can use.</p> <p>Coffee shops are your best bet, but more and more businesses are offering free Wi-Fi access. You may be able to get free Wi-Fi at fast food restaurants, grocery stores, bookstores, and even gas stations. Just look for a Wi-Fi sign at the entrance.</p> <p>Public spaces in big cities may also provide free Wi-Fi access. For example, Taipei has free public Wi-Fi at train stations, libraries, hospitals, malls, and even some commercial and residential areas. Research your travel destination beforehand to see if the local government provides this service and where.</p> <p><em>Where do you go for Wi-Fi access when you travel? Please share your connection in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/deia-b">Deia B</a> of <a href="http://www.wisebread.com/6-ways-to-slash-the-cost-of-wi-fi-when-you-travel">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad">How to Minimize Cell Phone Charges When You Travel Abroad</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-free-wi-fi-at-airports-that-charge-for-internet-connections">How to Get Free Wi-Fi at Airports That Charge for Internet Connections</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-alternatives-to-cable-tv-that-will-keep-you-entertained">8 Alternatives to Cable TV That Will Keep You Entertained</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/life-without-tv">Life Without Television</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology Travel free wi-fi Internet SIM card smartphone wi-fi Wed, 02 Jul 2014 11:00:05 +0000 Deia B 1151054 at http://www.wisebread.com Why I Like My Flip Phone: The 5 Smartphone Effects http://www.wisebread.com/why-i-like-my-flip-phone-the-5-smartphone-effects <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/why-i-like-my-flip-phone-the-5-smartphone-effects" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="/files/fruganomics/imagecache/250w/blog-images/5457243000_deb2f5eba4_z.jpg" alt="cell phones" title="cell phones" class="imagecache imagecache-250w" width="250" height="211" /></a> </div> </div> </div> <p>In spite of my proclivity toward simple-living, over the past couple of years I&rsquo;ve been feeling more and more technologically shunned without a smartphone. Since I make my living writing for the Web and 90% of my workday takes place in front of a computer screen, I gradually began to justify a mobile phone upgrade. I told myself that it would help my career &mdash; make me more available to clients, allow me to respond more quickly to assignment requests, do editing on-the-fly, etc. (See also:&nbsp;<a href="http://www.wisebread.com/living-without-a-landline">Living Without a Landline</a>)</p> <p>Fast forward to last week. I finally took the plunge and retired my lovely, simple little contract-free flip phone. By signing a two-year contract, I got a discounted (but not by much) mega-fancy-bells-and-whistles smartphone with a conservative 2G data plan. My cell phone bill doubled, jumping from a contract-free $50.00 per month to a two-year contract at $110.00 per month.</p> <p>My humble, quietly dependable flip phone went in my sock drawer. The sleek and sexy new phone took its rightful place at my side. I finally had, albeit late, a ticket to the Smartphone Party.</p> <p>And that&rsquo;s when the trouble began. My misadventure with my new smartphone wasn&rsquo;t dramatic or comedic or the result of being technologically challenged. Rather, it was a slow disillusionment born from a dozen annoyances. Because of what I&rsquo;ve come to call &ldquo;Five Smartphone Effects,&rdquo; I began to long for humble little Flipper, sleeping in my sock drawer.</p> <h2>1. The Live Wire Effect</h2> <p>A touch screen seems like a great idea, but in practice I found it unnerving. Maybe I would have improved with practice, but I was constantly hitting the wrong key, inadvertently launching an app, or calling someone I had no desire to talk to. Touch screens make 45% of the phone a &ldquo;live wire,&rdquo; sensitive to even the most ginger graze of a fingertip. To avoid a misfire, you have to pay attention.</p> <h2>2. The Shirt-Tail Effect</h2> <p>The beauty of a smartphone is, of course, its connectedness. Audible alerts tugged on my metaphorical shirt-tail all day long. Texts, emails, Facebook updates &mdash; each clamored for attention. Different rings told me who was calling before I looked. Wonderful and terrible. If I forgot to silence these default tones before bed, my sleep became restless and my dreams infused with a cacophony of digital bird calls.</p> <h2>3. The Zombie Screen-Gazer Effect</h2> <p>I&rsquo;ve always been amused by that special subset of smartphone user, the zombie gazer. Before my foray into their world, the leagues of people walking into lamp posts, tripping on sidewalks, and driving on curbs was a constant source of fascination and annoyance. Honestly, I was probably just a few months away from plastering a &ldquo;Shut up and drive!&rdquo; bumper sticker on my car. And although I didn&rsquo;t become an avid screen-gazer, the temptation was there. Checking email, texts, and Facebook or Googling any random question I had at the most inopportune time became not only possible, it became <i>necessary</i>. I wondered and worried about my ability to ever go back to delayed gratification &mdash; to wait until I had parked the car before Facebooking about my commute. To choke down my first bite of sushi before texting my friends about how much I hated it. My standards were slowly being reset, my sense of timing was being condensed.</p> <h2>4. The Simplicity Through Complexity Effect</h2> <p>As much as I wanted to believe it and as much as I had nearly convinced myself of it, I don&rsquo;t think smartphones simplify much in our lives. Simplicity at its best is gained by a removal of something &mdash; hassles, challenges, red tape, objects we no longer use, expenses we don&rsquo;t need. While smartphones arguably offer <a href="http://www.wisebread.com/8-ways-convenience-is-screwing-your-finances">convenience</a>, <a href="http://www.wisebread.com/frugality-simplicity-and-sustainability">simplicity</a> is an entirely different animal. Simplicity finds the golden mean between the competing ideas of convenience and distraction, between productivity and inefficiency.</p> <h2>5. The Tribal Effect</h2> <p>Let&rsquo;s admit it; smartphones are a marker of status. They imply certain things about our financial condition, our position, our professions, or our popularity. Whether any of those assumptions hold true behind Oz&rsquo;s curtain is inconsequential. Smartphones, like all branded status products, convey an almost tribal affiliation. They&rsquo;re the slightly more expensive Jordan high-tops for adults. And, while I&rsquo;m not above a bit of vanity, I&rsquo;d look ridiculous in high-tops (my legs are too short). Besides, there are still a few hardcore members of my tribe pulling out flip phones with a steely sense of self.</p> <p>So, with a &quot;meh,&quot; my smartphone misadventure came to an end today. I was still within my 14-day trial period, and I bid farewell to sleek and sexy and retrieved my ugly duckling from the sock drawer. Numbers have been ported, car chargers exchanged, proper authorities notified, and tribal affiliations realigned. Call me crazy (you wouldn&rsquo;t be the first), but I love my little phone that simply makes great calls and takes really bad photos. I may even buy a back-up to have on-hand when Flipper makes his inevitable final call. I have a feeling he&rsquo;ll soon be hard to replace.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/why-i-like-my-flip-phone-the-5-smartphone-effects">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad">How to Minimize Cell Phone Charges When You Travel Abroad</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cell-phone-relief">Cell Phone Relief</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/living-without-a-landline">Living Without A Landline</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/38-ways-to-save-money-without-trying-much">38 Ways to Save Money Without Trying (Much)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-travel-full-time-for-17000-a-year-or-less">How to Travel Full-Time for $17,000 a Year (or Less!)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle cell phone cheap phones smartphone Wed, 03 Oct 2012 09:48:43 +0000 Kentin Waits 954859 at http://www.wisebread.com Have Coupon, Will Travel: Apps to Save on the Go http://www.wisebread.com/have-coupon-will-travel-apps-to-save-on-the-go <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/have-coupon-will-travel-apps-to-save-on-the-go" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="/files/fruganomics/imagecache/250w/blog-images/guys_on_phones.jpg" alt="Guys on phones" title="Guys on phones" class="imagecache imagecache-250w" width="250" height="136" /></a> </div> </div> </div> <p>I never pay full price for my clothes, but I hate clipping coupons (yes, like Ellen, I&rsquo;m a big fan of <a href="http://mediadecoder.blogs.nytimes.com/2012/01/25/penneys-new-approach-takes-target-like-tack/">JCP&rsquo;s rebranding</a>). And while I like the idea of Groupon and LivingSocial type websites, my terrible memory never reminds me to print them or use them when the time comes. So instead of having crumbled pieces of paper at the bottom of my purse, I&rsquo;ve recently rejoined the world of smartphones (aka &ldquo;society at large&rdquo;) and am putting my unnecessarily expensive data plan to good use.</p> <p>We&rsquo;ve already brought you the best places to get coupons online (<a href="http://www.wisebread.com/5-reasons-why-i-don-t-clip-coupons">for those who like to clip</a>) and the best <a href="http://www.wisebread.com/big-bytes-using-tech-for-restaurant-discounts">apps to use to get discounts at restaurants</a> (for those who like to dine out). Now I'm bringing you the best apps to use to save instantly while shopping &mdash; from movie tickets to new clothes to makeup. Some you might be familiar with, but hopefully some of these suggestions are unfamiliar territory to your saving sensibilities. (See also: <a href="http://www.wisebread.com/50-best-deals-coupons-sites">The 50&nbsp;Best Deals and Coupon&nbsp;Sites</a>)</p> <h2>1. Coupon Sherpa</h2> <p>It may not carry your belongings up the Himalayas, but <a href="http://www.couponsherpa.com/">Coupon Sherpa</a> will make that price tag go down. On the app, there is one side for retail stores and a whole other (new!) world for grocery stores. On the retail side, there are coupons for everything from auto stores and hardware stores to clothing shops and hair salons. As for the grocery side, let&rsquo;s just say if your grandmother had a smart phone, she&rsquo;d have no use for the Sunday paper.</p> <p>Similarly, check out the <a href="https://play.google.com/store/apps/details?id=thecouponsapp.coupon&amp;feature=search_result">Coupon App</a>, which also stores tons of coupons for your disposal. If you have both of these apps going at the same time, you&rsquo;ll never pay full price again.</p> <h2>2. Foursquare</h2> <p>Sharing where I am has never been enticing to me until now. When my friend and I recently went to New Orleans for the weekend, we ran up and down Magazine Street discovering <a href="https://foursquare.com/">Foursquare</a> deals on everything from coffee to pizza to souvenirs. Simply open the app, click Explore, then Specials, and get to shopping. It&rsquo;s definitely worth a check to see if you can unlock more than just a &ldquo;Crunk badge&rdquo; after pulling an all-nighter. The cool thing about Foursquare is that the deals are on local stores, rather than just big corporations. In fact, I recently discovered a 10% off coupon at my favorite local outdoor store, and I can't wait to go use it!</p> <h2>3. Facebook</h2> <p>Face it &mdash; <a href="https://www.facebook.com/deals/checkin/">Facebook</a> is already installed on most of your phones, so now use it for something more than liking your friend&rsquo;s baby pictures and links to cat videos. Go to Facebook&rsquo;s very own <a href="https://www.facebook.com/deals/checkin/">check-in and deals website</a> on your phone to see what&rsquo;s available in your area &mdash; there are lots of check-ins that will save you money. Also, keep your eyes peeled for signs in stores saying &ldquo;Follow us on Facebook and we&rsquo;ll take such and such percent off your purchase!&rdquo; You can also follow your favorite stores on Facebook and take part in weekend sales and special discounts through events and more.</p> <h2>4. Yelp</h2> <p><a href="http://www.yelp.com/yelpmobile">Yelp</a> is less invasive than Foursquare but just as easy to use. Download it on your phone, and when you are out shopping, open it up and hit Deals. The app will show you all the discounts close to you. You can also click on Nearby and then Deals or Check-In Offers. You don&rsquo;t have to check in at every place, but it doesn&rsquo;t hurt to look and see if you can save a little bit of dough (speaking of dough &mdash; this works for restaurants as well!).</p> <h2>5. Key Ring Reward Cards</h2> <p>Instead of having scores and scores of cards on your key ring, scan them into your phone with the <a href="http://keyringapp.com/">Key Ring app</a>. That way, next time you check out, you won&rsquo;t have to rifle through your keys for the right card, just through your phone. The app also lets you sign up for cards in the store and instantly and offers occasional coupons as well.</p> <p>Please note &mdash; memorizing your phone number works too.</p> <h2>6. Movie Theater Apps</h2> <p>Nowadays, I mostly resort to waiting for a movie to come out on DVD before I bother to watch it. But if you&rsquo;re a continual patron at <a href="http://itunes.apple.com/us/app/regal-cinema/id489161597?mt=8">Regal Cinemas</a>, there&rsquo;s an app for that. And included in the app are specials (only one I found was free refills, unfortunately), promotions, and sweepstakes. <a href="http://www.fandango.com/mobilemovietickets">Fandango</a>&rsquo;s app is only really good for showtimes and trailers, but you can save your loyalty cards and credit cards in the app for faster check out. I didn&rsquo;t find one for Carmike Cinemas, but I&rsquo;d say it&rsquo;s only a matter of time before they jump on the app bandwagon.</p> <h2>7. Entertainment Coupons</h2> <p>The <a href="http://www.entertainment.com/discount/home.shtml">Entertainment Coupons</a> app is free, but the savings aren&rsquo;t&hellip;necessarily. Memberships run around $30 per year (depending on your area). This is the app for those thick coupon books you may have seen floating around in certain cities. In fact, these books are global &mdash; my flatmate in New Zealand had one, and I can attest to the fact that they are an excellent deal if you like to go out and about. But if you&rsquo;re more of a grocery store shopping/<a href="http://www.wisebread.com/never-pay-for-a-redbox-dvd-rental-again">rent a movie</a> type of person, this app wouldn&rsquo;t be for you.</p> <h2>8. Individual Store Apps</h2> <p>True, having a billion apps on your phone can be somewhat annoying (and after playing with all of these my phone isn&rsquo;t quite functioning as an actual&hellip;phone), but if you happen to frequent a particular store often (like the <a href="http://itunes.apple.com/us/app/cvs-pharmacy/id395545555?mt=8">CVS Pharmacy</a> on your corner or the <a href="http://www.publix.com/Mobile.do">Publix</a> down the road), then having a store-specific app on your phone will save you money. <a href="https://play.google.com/store/apps/details?id=com.target.ui&amp;feature=search_result">Target</a> &rsquo;s app offers daily deals and the weekly ads, and while somewhat ironically, so does <a href="http://itunes.apple.com/us/app/jcpenney-weekly-deals/id326315083?mt=8">JCP&rsquo;s</a>. Simply Google your favorite store and &ldquo;app&rdquo; afterward, and there&rsquo;s bound to be something out there!</p> <h2>9. Price-Comparison Apps</h2> <p>There are a lot of apps that offer the chance to compare prices online while in the store. It&rsquo;s actually how I saved a lot of money on my camera. I went to Best Buy, played with a few cameras, and picked out which one I wanted. Then I hopped on <a href="http://www.amazon.com/gp/feature.html?ie=UTF8&amp;docId=1000291661">Amazon Mobile</a>, found it $50 cheaper, and purchased it on the spot. And if you&rsquo;re a lucky Android user (or, okay, fine it works for the <a href="http://itunes.apple.com/us/app/google-shopper/id416091721?mt=8">iPhone</a> now as well), you can use <a href="https://play.google.com/store/apps/details?id=com.google.android.apps.offers&amp;feature=search_result">Google Offers</a> on the Google Shopper app to take advantage of some great deals from 30 different sites, all on your phone.</p> <h2>10. Shopkick</h2> <p><a href="http://www.youtube.com/watch?v=ZsABTmT1_M0">Treat yo self 2011</a> (er, 2012)! The makers of <a href="http://www.shopkick.com/">Shopkick</a> have partnered with thousands of retailers across the U.S. to offer points (or &ldquo;kicks&rdquo;) for just walking into a store. Then, while you&rsquo;re searching for the perfect purchase, the app shows you in-store deals, and you can get more kicks for scanning certain items. Once you link your Visa credit or debit card to the app, you get more points for purchases. After you collect a certain amount of points, you can redeem them for movie tickets, Starbucks coffee, donations to charity, and more! Hey, maybe even some fine leather goods&hellip;</p> <p><em>What are some apps that you use to save money while shopping?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jennifer-holder">Jennifer Holder</a> of <a href="http://www.wisebread.com/have-coupon-will-travel-apps-to-save-on-the-go">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-free-handy-coupon-apps-don-t-leave-home-without-one">5 Free Handy Coupon Apps — Don’t Leave Home Without One</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/start-investing-today-acorns-lets-you-invest-your-change-while-you-shop">Start Investing Today: Acorns Lets You Invest Your Change While You Shop</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-shouldnt-order-on-amazon">5 Things You Shouldn&#039;t Order on Amazon</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping check in deals coupon apps smartphone Fri, 27 Apr 2012 10:36:07 +0000 Jennifer Holder 925782 at http://www.wisebread.com Cloud Computing and Your Wallet http://www.wisebread.com/cloud-computing-and-your-wallet <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/cloud-computing-and-your-wallet" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="/files/fruganomics/imagecache/250w/blog-images/talking_with_laptop.jpg" alt="Talking man and woman with laptop" title="Talking man and woman with laptop" class="imagecache imagecache-250w" width="250" height="138" /></a> </div> </div> </div> <p>There's an enormous flood of money rushing into the cloud computing industry (as you may have guessed from all the recent TV and internet ads). Whenever there are billions of dollars chasing a new innovation, it pays to ask questions about how it will impact you and your wallet. This article examines how cloud computing could effect you as a consumer, an employee, and as an investor. (See also: <a href="http://www.wisebread.com/small-business/6-cloud-tools-for-small-business">6 Cloud Tools for Small Business</a>)</p> <h3>Cloud Computing for Consumers</h3> <p>One of the reasons that cloud computing has become so heavily used is because of the popularity of mobile devices. Chances are you've already been accessing the cloud in some form through your computer, phone, or iPad. Tablets and phones don't have the same processing power or storage space that we've become accustomed to on our desktops or laptops. So if you have a big audio or video file you want to save or you want to run a program that needs a lot of computing &quot;muscle,&quot; your mobile device isn't really equipped to handle it. That's where the cloud steps in. Behind the scenes, the cloud is a huge collection of massive computers that have plenty of storage space and lots of processing power.</p> <p>Your phone uses the cloud for storage or processing and just shows you the results. In a way, your phone is like your tiny window into the cloud. Many of the new mobile applications that have sprung up in the last few years are made possible by cloud computing. For example, Foursquare uses Amazon Web Services to help bring you deals from local businesses.</p> <p>Of course, it's not only mobile devices that tap into the cloud. Services like DropBox, Microsoft SkyDrive, iCloud, SugarSync, and Mozy make it relatively cheap to backup your songs, pictures, and data (and also have mobile access). We all know how time consuming and expensive it can be to replace lost data, so the fact that the cloud makes it easier to set and forget your backups makes it worth your while to investigate. Here's a chart that lets you sort and filter the <a href="http://moneysmartlife.com/best-cloud-data-storage-for-your-money/">top cloud data storage</a> services.</p> <h3>Cloud Computing for Employees</h3> <p>Cloud computing has enabled a major shift in the way small and large companies handle their IT needs. Many small businesses pay for hardware, software, and employees or consultants to set up and maintain more IT infrastructure than they actually need or use. The cloud model helps to change that problem for businesses. The cloud lets them rent processing power and disk space as they need it. They only pay for what they use, so the average business that uses its own servers just for email and back office functions stands to save some money by using the cloud.</p> <p>These new services could be good news if they free up some money in your employer&rsquo;s budget. The bad news is that if you're one of the IT workers that has been building and administering email or file servers for years, this shift could put your job in jeopardy as more of those functions are outsourced.</p> <p>On the other hand, the growing trend of sending things to the cloud means that there are growing companies in the cloud industry that need people with IT skills to manage all the servers and data they're supporting.</p> <h3>Cloud Computing for Investors</h3> <p>If you&rsquo;d like to invest some of your money in cloud technology, there are several ways you can buy shares in cloud computing companies. The most difficult is probably investing in new cloud startups like dotCloud and CopperEgg. These start-ups often get their funding from angel investors and venture capitalists. So not only do you need larger sums to invest, but the new technologies are still proving themselves and can offer more risk.</p> <p>Another group of companies are ones that have been providing a variety of functions in the cloud computing industry for several years and have established products and cash flow. Some of the publicly traded companies whose products are used heavily in cloud computing are Riverbed Technology (RVBD), F5Networks (FFIV), VMWare (VMW), and Rackspace (RAX).</p> <p>A third group of companies are the tech giants that sell software, hardware, or infrastructure that are used in cloud computing. Companies like IBM (IBM), <a href="http://www.wisebread.com/filler-strategies-for-amazon-s-free-super-saver-shipping">Amazon</a> (AMZN), Oracle (ORCL), and Microsoft (MSFT) obviously aren&rsquo;t pure cloud computing investments, but they all offer products or services that businesses can use to take advantage of cloud computing.</p> <p>Hopefully this quick overview of how the cloud can impact your wallet has been helpful. If there are other ways I&rsquo;ve missed, please leave them in the comments below.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ben-edwards">Ben Edwards</a> of <a href="http://www.wisebread.com/cloud-computing-and-your-wallet">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-slash-the-cost-of-wi-fi-when-you-travel">6 Ways to Slash the Cost of Wi-Fi When You Travel</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-terrifying-things-that-can-happen-when-someone-steals-your-phone-and-how-you-can-protect-it">11 Terrifying Things That Can Happen When Someone Steals Your Phone (And How You Can Protect It)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/basic-tips-for-investing-in-a-business-1">Basic Tips for Investing in a Business</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe">6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-minimize-cell-phone-charges-when-you-travel-abroad">How to Minimize Cell Phone Charges When You Travel Abroad</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment Technology cloud computing small business smartphone Wed, 07 Sep 2011 09:48:19 +0000 Ben Edwards 687746 at http://www.wisebread.com