family http://www.wisebread.com/taxonomy/term/4558/all en-US 5 Fun, Affordable Train Trips http://www.wisebread.com/5-fun-affordable-train-trips <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-fun-affordable-train-trips" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_train_ride_000055717024.jpg" alt="Mother and child taking fun and affordable train trip" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Trains are not only a huge part of our history and economy, but they make for scenic, relaxing, and enjoyable travel. Next time a three-day weekend rolls around, try going on one of these five fun, <a href="http://www.wisebread.com/24-train-hacks-from-an-amtrak-veteran">affordable train trips</a>.</p> <h2>1. California: Pacific Surfliner</h2> <p>This <a href="http://www.amtrak.com/pacific-surfliner-train">beachy train</a> runs daily from the heart of the Central Coast all the way down to San Diego, past many of California&rsquo;s most beautiful beaches. Expect to see lots of everyday train commuters, college kids headed home for the weekend, and vacationing families on their way to Legoland. Two great times for people-watching are on the week of <a href="http://www.comic-con.org/">San Diego Comic-Con International</a>, where you can meet tons of comics, movie, and TV celebrities on their way to the convention; and on opening day of the <a href="https://www.dmtc.com/">Del Mar race track</a>, when men in suits and women in their most colorful fineries and elaborate hats turn the whole train into a party.</p> <p><strong>Price</strong>: As low as $61 per adult ($30.50 child) one way, for the full route.</p> <h2>2. Colorado: Durango-Silverado Mining Trail</h2> <p>Any frontier history buff should have this <a href="https://rezeast.net/durango/default.aspx">mining trail train</a> on their bucket list. The Denver-Rio Grande Railway Company founded the railway to haul tons of ore through the Colorado Rockies back in 1880, but the route was (and still is) so scenic that it was immediately in use for passenger trains as well. The Durango-Silverado trains are vintage models indigenous to the route, and there are plenty of <a href="http://www.durangotrain.com/packages/adventure-packages#.VYslX1WJOuY">literature, tours, and adventures</a> to accompany the trip. Great for the adventuring prospector in all of us and great for kids, too.</p> <p><strong>Price</strong>: As low as $85 adult ($51 child) per roundtrip.</p> <h2>3. New York: Ethan Allen Express</h2> <p>Live near NYC and want an unforgettable Walden-esque scenic experience? The Ethan Allen railway is one of the <a href="http://www.amtrak.com/ethan-allen-express-train">prettiest railroad routes</a> in America, stretching over 271 miles of verdant Northeastern mountain ranges such as New York&rsquo;s Adirondacks and Vermont&rsquo;s Green Mountains. Try going during early autumn, when the leaves turn into that famous red and gold foliage and apples are ready for picking. Rutland, Vermont, the end of the line, is also well-known for its <a href="http://www.rutlandrec.com/events/2014/10/25/55th-annual-halloween-parade">Halloween celebrations</a>. Bring the kids!</p> <p><strong>Price</strong>: As low as $72 per adult ($36 child) one way.</p> <h2>4. West Virginia: Cass Scenic Railroad</h2> <p>Let this route take you <a href="http://mountainrailwv.com/choose-a-train/cass-scenic-railroad">into the Appalachian mountains</a> and back in time, when the Cass company railway opened in 1902. It was used to transport lumber to the Cass sawmill. Now you can gaze upon the old mill surrounded by lush, overgrown wilderness from the open air passenger train. There is also a <a href="http://www.cassrailroad.com/new.html">museum and a tour</a> through the old company shop that built and maintained the lumber trains. A must-see for Americana and railroad fans alike, with lots of activities for the kids.</p> <p><strong>Price</strong>: As low as $35 per adult ($24 child) roundtrip.</p> <h2>5. Arizona: Grand Canyon Railway</h2> <p>Ready to savor the Grand Canyon, but not necessarily the hiking type? The <a href="http://www.thetrain.com/the-train/train-rates/">Grand Canyon Railway</a> is a wonderful way to travel the South Rim comfortably and in style, as did many U.S. presidents such as Roosevelt, Taft, and Eisenhower. Another historical gem, there are stories of all the train&rsquo;s most notable passengers since its opening in 1901 throughout the tour. The train will provide a four-hour stopover, where you can stretch your legs, walk around the rim, or <a href="http://www.grandcanyonlodges.com/">sleepover in a nearby lodge</a>. A great trip for a family with older children ready experience the Old West.</p> <p><strong>Price</strong>: As low as $65 per adult ($29 child) per trip.</p> <p><em>Have you taken a family vacation by rail? How was it?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/5-fun-affordable-train-trips">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/pay-your-bills-and-5-other-things-you-must-do-before-you-leave-on-vacation">Pay Your Bills and 5 Other Things You Must Do Before You Leave on Vacation</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-simple-rules-of-excellent-houseguest-etiquette">11 Simple Rules of Excellent Houseguest Etiquette</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/volunteer-to-travel-11-opportunities-for-free-or-very-cheap-travel">Volunteer to Travel: 11 Opportunities for Free or Very Cheap Travel</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-budget-and-track-expenses-for-your-next-vacation">How to Budget and Track Expenses for Your Next Vacation</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-escape-with-these-14-affordable-weekend-getaways">Make Your Escape With These 14 Affordable Weekend Getaways</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Travel family history trains trips vacation Wed, 29 Jul 2015 17:00:22 +0000 Amanda Meadows 1502093 at http://www.wisebread.com Frayed Relationships, Damaged Credit, and Costly Additions — What a Multi-Generational Home Might Cost You http://www.wisebread.com/frayed-relationships-damaged-credit-and-costly-additions-what-a-multi-generational-home-might-cost-y <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/frayed-relationships-damaged-credit-and-costly-additions-what-a-multi-generational-home-might-cost-y" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_home_000043205148.jpg" alt="Family learning what a multi-generational home might cost " title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Are your adult children moving back into your home after struggling to find <a href="http://www.wisebread.com/12-gross-jobs-that-pay-pretty-well">well-paying jobs</a> after earning their college degrees? Or maybe you've moved your elderly parents back into your house to help care for them as they age?</p> <p>If so, you're not alone. The Pew Research Center found that a record 57 million U.S. residents in 2012 lived in multi-generational households. That number &mdash; the most recent compiled by the research center &mdash; means that in 2012, 18.1% of the U.S. population lived in a home filled by residents of two or more generations.</p> <p>Living with two or more generations under one roof can prove challenging. It might also become expensive, depending on what modifications have to be done to a home to make sure that everyone &mdash; no matter what generation &mdash; can live in peace. Here's what it might cost you.</p> <h2>Mortgage Matters</h2> <p>Chris Copley, regional sales manager for the Delaware Valley, Pennsylvania, and New Jersey in the Mount Laurel, New Jersey, office of TD Bank, says that he's worked with adult parents and their children who want to buy a multi-generational home together.</p> <p>Such an arrangement can work. But Copley says that buyers need an exit strategy. What happens if after six years, the adult children whose names are on the mortgage note want to move on and buy their own homes?</p> <p>&quot;You need to have that conversation about what happens five to 10 years from now before you all agree to put your names on that mortgage loan,&quot; Copley says. &quot;There has to be an exit strategy.&quot;</p> <p>If there isn't? There could be hard feelings and damaged family relationships. That's because when people on the mortgage decide to leave the arrangement, there aren't many good options available. The owners could sell their home, splitting the mortgage. But that only works well if all parties are happy with selling.</p> <p>The owners could refinance their mortgage loan so that it is only in the name of one of the homeowners. But that assumes that the new sole owners could afford the monthly mortgage payment on their salaries alone. This isn't always the case.</p> <p>Copley's advice: Have a plan in place so that everyone knows what happens if one person wants to ditch the home.</p> <h2>Damaged Credit?</h2> <p>Some multi-generational households only list one generation's names on the mortgage loan. Parents who buy a home with their college-graduate children might only put their own names on the loan and then accept money each month from their children to help cover the costs of the monthly mortgage payment and other housing expenses.</p> <p>Copley says that this arrangement can work if one generation's income is high enough for them to qualify for the mortgage loan on their own. But credit problems can result once one generation moves out of the home.</p> <p>What if your name is on the mortgage and you're only able to make your payment each month because the members of the second generation in your home are covering half of your mortgage? What happens when the members of the generation move out and you can no longer afford the mortgage payment on your own?</p> <p>Copley recommends that multi-generational households not overspend on a mortgage loan. It's best to make sure that the home you buy &mdash; and the mortgage payment that comes with it &mdash; is affordable enough so that the members of just one of the generations can make the payment each month if necessary.</p> <h2>It Might Not Be Cheap</h2> <p>You might decide it is time to move your elderly parents into your home to help care for them. This can be a way to strengthen the bond between you and your parents. But it can also be expensive. You might need to turn main-floor home offices into bedrooms, installing new walls and doorways as you do so.</p> <p>You might also need to install grip-bars in bathrooms and widen hallways to make enough room for wheelchairs. To make sure that everyone is comfortable you might even need to build a new bathroom. You may be living with your elderly parents for 10 years, 20 years or more &mdash; you can't have your parents living like house guests arriving for a three-day stay.</p> <p>Maybe you've decided to buy a new home to make room for yourself and your elderly parents or your adult children. This can prove costly, too. You'll need enough bedrooms to provide enough living space for everyone. And housing prices can jump substantially when you add a greater number of bedrooms to the mix. Zillow found that in 2015, the average price for a three-bedroom home in the United States stood at $173,300. That figure jumped to $291,300 for a four-bedroom home.</p> <p>This doesn't mean that living in a multi-generational home can't work. It just means that families need to discuss financial matters honestly before making a move, and that they need to find a living space that provides enough room and privacy for all of the generations living under one roof.</p> <p><em>How do you make your multi-generational home affordable?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/dan-rafter">Dan Rafter</a> of <a href="http://www.wisebread.com/frayed-relationships-damaged-credit-and-costly-additions-what-a-multi-generational-home-might-cost-y">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-why-2015-is-the-year-to-buy-a-house">5 Reasons Why 2015 is the Year to Buy a House</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/whats-faster-for-mortgage-payoff-100-month-extra-or-1-payment-year-extra">What&#039;s Faster for Mortgage Payoff: $100/Month Extra or 1 Payment/Year Extra?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-qualify-for-a-mortgage-with-a-small-downpayment">5 Ways to Qualify for a Mortgage With a Small Downpayment</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/87-of-homebuyers-think-they-know-how-much-home-they-can-afford-but-they-really-dont">87% of Homebuyers Think They Know How Much Home They Can Afford (But They Really Don&#039;t)</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/six-options-if-youre-underwater-on-your-mortgage">6 Options if You&#039;re Underwater on Your Mortgage</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing credit family living with kids living with parents mortgages multi-generational living Wed, 29 Jul 2015 13:00:14 +0000 Dan Rafter 1501980 at http://www.wisebread.com 5 Reasons Why Life Insurance Isn't Just for Old People http://www.wisebread.com/5-reasons-why-life-insurance-isnt-just-for-old-people <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-reasons-why-life-insurance-isnt-just-for-old-people" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/newborn_baby_000046762652.jpg" alt="Man getting life insurance to protect his child" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Life insurance isn't your average dinnertime conversation &mdash; no one likes to even talk about it. After all, life insurance is something that you only have to think about when you are old and grey, right?</p> <p>But nothing could be further from the truth. Life takes unexpected turns, and at any age it could be just as important as having a strong emergency fund or funding your retirement.</p> <p>Still need proof? Here are five compelling reasons why <a href="http://www.wisebread.com/universal-life-insurance-and-whole-life-insurance-a-comparison">life insurance</a> isn't just for old people.</p> <h2>1. You're Young and Healthy</h2> <p>Life insurance doesn't pay out until you die, but the best time to buy it is when you are young and healthy, since it's issued on rating scale. The healthier you are, the better the rating. The better the rating, the lower the price.</p> <h2>2. You Want to Boost Your Retirement Funding</h2> <p>401(k), IRA, ROTH, SEP-IRA &mdash; they are all great retirement options. But there are also hefty fees if you want to withdraw early from retirement accounts. Life insurance is the yin to retirement accounts yang. There are two kinds of life insurance: those that expire (term), and those that generate cash value (permanent). If you structure a permanent life insurance policy properly, you can actually use the cash value during your life to help fund your retirement, and even better, the benefits can be tax-free to you.</p> <h2>3. You Got Married</h2> <p>Being single can have many benefits. However, right after you say &quot;I do&quot; is probably the best time to start thinking about life insurance. What if one spouse works, while the other spouse might stay home? Or, maybe one spouse makes a lot more money than the other. However you slice it, life insurance can provide a very valuable asset if something was to happen to the higher-earning partner. You want to make sure you have enough life insurance to cover all your expenses, and then some.</p> <h2>4. You're Having a Baby</h2> <p>If you didn't think getting married was a compelling reason enough, that little bundle of joy should surely spur on the need. Kids bring on a ton more expenses &mdash; day care, education, clothes, food, and not to mention college. Tax-free life insurance benefits can become an important life preserver and ensure your child's well-being.</p> <h2>5. You're Open for Business</h2> <p>So, you've got a rock star business concept and are ready for world domination. If you've got a business partner, then life insurance should be your next step. You share expenses, knowledge, and more. What if something happens to one business partner? You've also got their family, their business interest, and the loss of a partner to think about. Business owners usually opt for <a href="http://www.wisebread.com/business-succession-planning-part-2-how-life-insurance-will-insure-the-life-of-your-business">life insurance on each other</a> in what is a called a &quot;buy-sell agreement.&quot; This agreement drafted by an attorney states who gets what when something happens. The most common form of currency to &quot;fund&quot; a buy-sell agreement&hellip;you guessed it: life insurance.</p> <p><em>Do you own life insurance yet? If so, why or why not?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/shannah-game">Shannah Game</a> of <a href="http://www.wisebread.com/5-reasons-why-life-insurance-isnt-just-for-old-people">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/selling-your-life-insurance-policy-for-cold-hard-cash">Selling Your Life Insurance Policy for Cold, Hard Cash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-financial-mistakes-to-stop-making-by-age-40">6 Financial Mistakes to Stop Making by Age 40</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-times-its-okay-to-borrow-from-your-life-insurance-policy">4 Times It&#039;s Okay to Borrow From Your Life Insurance Policy</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-these-7-money-moves-now-or-youll-regret-it-in-20-years">Make These 7 Money Moves Now Or You&#039;ll Regret It in 20 Years</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-long-does-it-take-to-get-life-insurance">How Long Does It Take to Get Life Insurance?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Insurance business death family life insurance marriage retirement Thu, 11 Jun 2015 17:00:21 +0000 Shannah Game 1447185 at http://www.wisebread.com 10 Financial Lessons We Learn From Our Grandparents http://www.wisebread.com/10-financial-lessons-we-learn-from-our-grandparents <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-financial-lessons-we-learn-from-our-grandparents" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_gardening_000036914124.jpg" alt="Child learning financial lesson from grandparent" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Depending on your age and circumstances, it's likely your grandparents' relationship with money was forged by some different (and probably tougher) financial times. My own grandparents have been gone for decades now, but their lifestyles were studies in frugality and sharp financial management that I remember to this day. In honor of all the grandmas and grandpas out there, here are ten financial lessons we've learned from our grandparents:</p> <h2>1. Pay Cash</h2> <p>My grandmother never owned a credit card. She paid cash for everything and tracked every nickel in little paper passbooks. We found dozens of them when she died. She was meticulous. She was frugal. And she was always in the black.</p> <h2>2. Take Care of Your Stuff</h2> <p>Today, we live in a throw-away culture where it's easy and relatively cheap to replace most things we own. Not so for our grandparents. Every item was considered an investment, and therefore, everything was diligently cleaned, waxed, oiled, painted, patched, and repaired. Their stuff lasted forever &mdash; and that saved money.</p> <h2>3. Have Practical Skills</h2> <p>Doesn't it seem like our grandparents' generation was filled with renaissance men and women? My grandfather farmed, raised livestock, built his own house, repaired machinery, and &mdash; I kid you not &mdash; divined for water using the twigs of a willow tree. With that level of skill, I wonder if he ever needed to hire anyone to do anything. Today, developing <a href="http://www.wisebread.com/20-great-frugal-skills-and-how-to-get-them">frugal skills</a> is still a great way to build self-reliance and save money.</p> <h2>4. Get Creative</h2> <p>Folks who grew up during the Great Depression had to channel their inner creativity to survive. Their ingenuity helped them feed their families, earn an income, keep their kids clothed, and maybe stash a few bucks on the side. It's the same today; discovering <a href="http://www.wisebread.com/25-ways-to-boost-creativity">ways to boost creativity</a> can still positively impact our budgets and keep us engaged and inspired.</p> <h2>5. It's Better to Own</h2> <p>With few exceptions, it's better to own than rent, especially during tough economic times. Access to money-producing assets (land, a house, a paid-off car, and the like) helped many generations survive and build wealth.</p> <h2>6. Save for a Rainy Day</h2> <p>No offense Suze Orman, but our grandparents and great grandparents invented the emergency fund. The idea of saving up for a rainy day is just smart financial strategy. Because our grandparents lived through some very lean years, they never allowed themselves to be lulled into thinking that today's prosperity guarantees tomorrow's.</p> <h2>7. Get Dirty</h2> <p>Our grandparents taught us that, if we're lucky enough to have a little plot of land, we better put it to work by planting a garden. Gardens stretch our grocery budgets, promote healthier eating, and get us moving in the great out-of-doors. Few activities pack such a holistic health punch. (See also: <a href="http://www.wisebread.com/the-only-4-things-a-vegetable-garden-needs?ref=seealso">4 Things a Vegetable Garden Needs</a>)</p> <h2>8. Live Together</h2> <p>No&hellip;not in that way. In earlier generations, it was more common for households to include mom and dad, their kids, and grandma and grandpa. More people living under one roof through these multi-generational arrangements meant more child care resources, more household help, and more sources of income.</p> <h2>9. Keep Your Wants Under Control</h2> <p>Slowly creeping wants can easily choke our budgets. Our grandparents were able afford what they needed by keeping their wants modest and entirely flexible.</p> <h2>10. Small Luxuries Are Still Luxuries</h2> <p>Even our grandparents' generation knew it: <a href="http://www.wisebread.com/8-little-luxuries-that-go-a-long-way">little luxuries</a> now and then are good for the soul. But pampering doesn't have to cost a fortune. An afternoon off, a leisurely meal out, a mid-day nap all sound quaint by today's standards. But with the right frame of mind, they can still feel indulgent and be entirely therapeutic.</p> <p>The weird thing is, we are (or will soon be) the grandparents of tomorrow. The economic times we've recently weathered have already left their mark on how we spend, save, and invest.</p> <p><em>What money lessons will you pass along to your grandchildren? Which ones are all your own and which have been revived from your grandparents' generation?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/10-financial-lessons-we-learn-from-our-grandparents">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-have-a-great-wedding-if-you-havent-saved-enough">How to Have a Great Wedding if You Haven&#039;t Saved Enough</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-many-will-lose-money-on-those-frugal-gardens-this-year">How Many Will Lose Money on Those &quot;Frugal&quot; Gardens This Year?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ready-for-extreme-saving-money-saving-advice-for-an-extreme-economy">Ready For Extreme Saving? Money Saving Advice For An Extreme Economy</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/things-you-might-not-know-about-your-local-thrift-store">Things You Might Not Know About Your Local Thrift Store</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-sibling-discounts-that-can-save-you-big">6 Sibling Discounts That Can Save You Big</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living family grandparents lessons saving money Tue, 05 May 2015 11:00:29 +0000 Kentin Waits 1407934 at http://www.wisebread.com 8 Holiday Mistakes That Can Ruin Your Cheer http://www.wisebread.com/8-holiday-mistakes-that-can-ruin-your-cheer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-holiday-mistakes-that-can-ruin-your-cheer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/shocked-woman-christmas-164414294-small.jpg" alt="shocked woman christmas" title="shocked woman christmas" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Ahh, the holidays &mdash; those two-sided coins of celebration and resignation, relaxation and maddening stress. How did such a good idea (time off work spent with loved ones exchanging small tokens of our love) become an over-commercialized madhouse? I mean, when we need to take a holiday after our holidays, hasn't something gone terribly wrong? (See also: <a href="http://www.wisebread.com/25-ways-to-slow-down-and-actually-appreciate-the-holidays?ref=seealso">25 Ways to Slow Down and Actually Appreciate the Holidays</a>)</p> <p>If you're anticipating &quot;that most joyous time of year&quot; with a sense of deep foreboding (cue the Jaws theme music), maybe you're doing it wrong. Here are eight common mistakes people make during the holidays.</p> <h2>1. Waiting Until the Last Minute to Begin Shopping</h2> <p>No, no, no! Waiting until the last minute to begin your holiday shopping is like tossing your sanity straight into a woodchipper. Long lines, competition for merchandize, and traffic snarls are just a few of things you'll have to deal with. Instead, <a href="http://www.wisebread.com/early-holiday-shopping-why-i-finish-by-thanksgiving">start shopping early</a> (like in April), employ new ways to <a href="http://www.wisebread.com/3-ways-to-beat-holiday-shopping-stress">beat holiday shopping stress</a>, and err on the side of simple and thoughtful gifts that won't break the bank.</p> <h2>2. Getting Caught Up in the Moment</h2> <p>The decorations, the music, the mistletoe&hellip; and the smell of smoking credit cards? Getting lost in the holiday vibe can bust your budget and leave you feeling Grinch-like for the rest of the year. Though it's easy to get caught up in the moment and overspend, set a budget for gifts and other incidentals during the holidays and stick to it. It'll help you be a little merrier all year round. And if you're still recovering from last year's Christmas splurge or have already maxed out this year, explore smart ways to <a href="http://www.wisebread.com/dealing-with-post-holiday-credit-card-debt">manage post-holiday credit card debt</a>.</p> <h2>3. Overscheduling</h2> <p>Who doesn't feel pressure to over schedule during the holidays? It seems like everyone is throwing a party, flying in for a weekend, or hosting a dinner. Choose your events wisely and remember that it's okay to politely decline an invitation and opt for an evening that's more Silent Night and less Rockin' Around the Christmas Tree.</p> <h2>4. Missing Out on Quality Time</h2> <p>Choose quality over quantity and avoid the inevitable result of over scheduling &mdash; dashing from event to event with very little time to relax and truly enjoy the company of those around you. Instead of viewing the holidays as a blank dance card that you have to fill up, slow down your holidays and look for opportunities to share some quality time with those you hold most dear. Though it might not be the most exciting option, it's quite possibly the most fulfilling.</p> <h2>5. Stiffing the Host or Hostess</h2> <p>No matter what your friends tell you, it's always proper etiquette to bring a small token of appreciation to the host or hostess of a gathering. A small box of chocolates, bottle of wine, pound of premium coffee, or small bouquet of flowers is the perfect way to acknowledge hospitality. Getting it right will get you noticed &mdash; especially when first impressions matter or when the event is work-related.</p> <h2>6. Overindulging</h2> <p>Who doesn't loosen their nutritional standards a little bit over the holidays? After all, how many times a year do we have the perfect excuse to act like kids in Willy Wonka's Chocolate Factory? But over indulging can really detract from all the other joys of the season and leave you feeling tired, irritable, and downright guilty. Try allowing yourself a single small treat each day during the holidays or build a calorie credit by having smaller meals or working out more.</p> <h2>7. Giving Plastic to Kids</h2> <p>Though giving gift cards is convenient and easy, aren't they really just credit card starter kits for kids? Instead of giving plastic, <a href="http://www.wisebread.com/5-reasons-why-you-should-give-kids-cash-for-the-holidays">give kids cash</a> for the holidays or let them choose a gift for themselves online or in the store (within very clear budget parameters, of course).</p> <h2>8. Missing the Meaning</h2> <p>It's easy to approach everything like a task-master &mdash; even our holidays. Instead of slowing down and reconnecting with the more fundamental aspects of life, we shop, wrap, cook, clean, decorate&hellip; and maybe have a few minutes left over to down a glass of eggnog and drop into bed. This year, try something new: <a href="http://www.wisebread.com/creating-a-memorable-christmas">create a more memorable Christmas</a> by simplifying your approach. Choose family over frenzy, time over stuff, and reflection over perfection. You'll not only enjoy the holidays more, you just might start a new tradition.</p> <p>Besides gifts, we wrap up a lot of emotions and expectations during the holiday season. But maybe it's time to embrace a much more reasonable and joyous philosophy. After all, combating over-commercialization, over-spending, over-scheduling, and over-the-top stress starts with each of us.</p> <p><em>What holiday mistakes have you made? How do you avoid stress and keep your holidays happy?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kentin-waits">Kentin Waits</a> of <a href="http://www.wisebread.com/8-holiday-mistakes-that-can-ruin-your-cheer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-gifts-for-5-or-less">25 Great Gifts for $5 or Less</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-art-of-the-group-gift">The Art of the Group Gift</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-ways-to-spend-less-money-on-valentines-day">14 Ways to Spend Less Money on Valentine&#039;s Day</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/people-who-love-christmas-do-these-9-things-do-you">People Who Love Christmas Do These 9 Things — Do You?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ways-to-have-a-no-spend-holiday-season">12 Ways to Have a No-Spend Holiday Season</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Shopping entertainment family gifts holiday parties Holidays the season Wed, 05 Nov 2014 16:00:06 +0000 Kentin Waits 1250738 at http://www.wisebread.com 15 Things Most People Screw Up When Meeting the Parents http://www.wisebread.com/15-things-most-people-screw-up-when-meeting-the-parents <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-things-most-people-screw-up-when-meeting-the-parents" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/boy-meeting-parent-77860976-small.jpg" alt="boy meeting parent" title="boy meeting parent" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The dread. Everyone at some point must meet their partner's parents. How can you avoid looking like Ben Stiller in <a href="http://www.amazon.com/gp/product/B002K06NB8/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B002K06NB8&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=QUJGRKBFGKYCJUL6">Meet the Parents</a>? Learn from these 15 things most people screw up. (See also: <a href="http://www.wisebread.com/11-ways-to-have-fun-at-your-in-laws?ref=seealso">11 Ways to Have Fun at Your In-Laws</a>)</p> <h2>1. The Pre-Meet Discussion</h2> <p>Always, <em>always</em> discuss the parents with your significant other before meeting them. Learn the sore spots. What do they like? What do they detest? Are there familial relationships not to ask about (divorces, sibling issues)? Going in blind will be just the first of a whole evening of screw-ups.</p> <h2>2. The Arrival</h2> <p>Arriving late to anything involving his or her parents is a great way to show them that you do not value their time. Avoid appearing like an inconsiderate narcissist or someone who doesn't have their life together and get there five minutes early.</p> <h2>3. The Smartphone</h2> <p>Unless the parents are Facebook-obsessed phone hogs themselves, stay off your phone in front of them and do not bring your phone to the dinner table. It appears immature and disrespectful of those who want to engage with you in person.</p> <h2>4. The Conversation</h2> <p>Don't wait for your partner to strike up conversation! If you did your homework before the meeting, you'll know what to bring up. Ask questions about movies, books, TV shows, and sports teams they may like so you appear as interested in them as they are you.</p> <h2>5. The Anxiety Management</h2> <p>Let's face it: when you're anxious, you radiate it and it affects those around you. Remember that meeting your partner's parents is a good milestone in the relationship. Just be yourself and go with the flow. Don't let fear take over.</p> <h2>6. The Wardrobe</h2> <p>This one sounds easy, but it requires some thought. Where are you going: dinner party, boating, seeing a play? If it's a long trip, make sure you have the right outfit for each occasion. Always err on the conservative side: button down shirts, work dresses, sweaters, and sharp jackets. Shoes say a lot about a person, so make sure you have attractive but functional shoes.</p> <h2>7. The TMI</h2> <p>On a first meeting, there is no reason to bring up personal topics such as childhood trauma, religious beliefs, medical history, political views, relationship history, or anything else only close friends should know. You can slowly divulge personal details as you get to know your partner's parents over time, when it feels right.</p> <h2>8. The Listening</h2> <p>Your memory's got to be a steel trap when talking to the parents. Don't gloss over details when speaking over dinner, because you never know when that information will be handy. Never, ever cut off a parent when they are talking, either.</p> <h2>9. The Speaking</h2> <p>Sometimes, it's just not your turn to talk. Say your partner gets into a fight with their parents in front of you. Do not take over the argument in an attempt to defend your partner, nor should you do the same for the parents. Be light and try to change the subject, but if you can't, just let it pass. Your partner has to be able to negotiate his or her own adult relationship with the parents.</p> <h2>10. The PDA Boundary</h2> <p>A kiss on the cheek is fine. A full open-mouthed bonanza in the same room as the parents? That will only make them uncomfortable. Your partner will likely feel awkward afterward, too. Who wants that?</p> <h2>11. The Check</h2> <p>It's sweet to bring a gift, offer coffee, or pay for movie tickets, but when parents host, they tend to be the ones to pay. Make sure you are not overstepping your bounds in offering to pay for too much.</p> <h2>12. The House Rules</h2> <p>Every house has rules, and if you are staying with your girlfriend or boyfriend's parents, there are likely to be a few. Do your homework. Make sure you put the towels where they go. If they have a stringent &quot;no-sex in the house&quot; rule, do yourself a favor and follow it. They will know if you don't, and it will be awful.</p> <h2>13. The Interrogation</h2> <p>There will be an interrogation, always. Trust that your partner will interject with good words for you. If your partner's parents say something hurtful, like unintentionally belittling your career, keep a smile on your face and answer questions truthfully and without defensive tactics.</p> <h2>14. The Humility</h2> <p>Hopefully your partner has told his or her parents everything about you and how great you are, so you don't have to feel like you're proving yourself to a panel of judges. Try your best to be honest and not to exaggerate your accomplishments. Definitely do not brag about your salary or other material factoids &mdash; it will make you appear superficial.</p> <h2>15. The Relationship That Matters</h2> <p>This one's key. If you and your partner are having a disagreement or communication issues, try to sort them out before visiting the parents. Small moments of tension can leave a lasting impression. Definitely schedule in some alone time so you can speak honestly without the parents present.</p> <p><em>Did you make any of these &mdash; or other &mdash; missteps when you met the parents? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/15-things-most-people-screw-up-when-meeting-the-parents">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-be-happy-and-married-24-tips-from-a-24-year-old-marriage">How to Be Happy and Married: 24 Tips from a 24-Year-Old Marriage</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/spice-up-the-conversation-by-skipping-what-do-you-do">Spice Up the Conversation by Skipping &quot;What Do You Do?&quot;</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-deal-when-your-spouse-is-suffering-from-burnout">How to Deal When Your Spouse is Suffering From Burnout</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-life-mistakes-you-need-to-stop-making-by-30">5 Life Mistakes You Need to Stop Making by 30</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-you-should-never-do-when-camping">7 Things You Should Never Do When Camping</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks family first impressions in-laws relationships Thu, 09 Oct 2014 11:00:05 +0000 Amanda Meadows 1228112 at http://www.wisebread.com Best Money Tips: Save on Medical Costs and Improve Your Family’s Health http://www.wisebread.com/best-money-tips-save-on-medical-costs-and-improve-your-family-s-health <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-save-on-medical-costs-and-improve-your-family-s-health" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/medical-exam-181306228-small.jpg" alt="medical exam" title="medical exam" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some amazing articles on saving on medical costs and improving your family's health, things you need to throw away, and remaining frugal while traveling.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thesimpledollar.com/twelve-inexpensive-strategies-for-saving-on-medical-costs-and-improving-your-familys-health/">Twelve Inexpensive Strategies for Saving on Medical Costs and Improving Your Family&rsquo;s Health</a> &mdash; To save money on medical costs and improve your family's health, eat a better diet, and evaluate free health clinics. [The Simple Dollar]</p> <p><a href="http://www.savvysugar.com/Things-Throw-Away-21653157">11 Things You Need to Throw Away</a> &mdash; It's ok to get rid of books you haven't touched in awhile or expired medicines. [PopSugar Smart Living]</p> <p><a href="http://www.americandebtproject.com/2014/07/how-to-remain-frugal-while-traveling/">How to Remain Frugal While Traveling</a> &mdash; Only bringing carry-ons can help you remain frugal while traveling. [American Debt Project]</p> <p><a href="http://nhpr.org/post/adults-who-wear-kids-clothing-saving-money-through-size">Adults Who Wear Kids' Clothing: Saving Money Through Size</a> &mdash; If you could fit into kids clothing, would you buy it to save money? [New Hampshire Public Radio]</p> <p><a href="http://onecentatatime.com/tricks-to-lower-auto-insurance-premium/">Tricks to Lower Auto Insurance Premium</a> &mdash; Sustaining good credit can help you lower your auto insurance premium. [One Cent at a Time]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.budgetinginthefunstuff.com/5-apps-help-budget-better-summer/">5 Apps to Help You Budget Better This Summer</a> &mdash; To budget better this summer, use RetailMeNot and Hotel Tonight. [Budgeting in the Fun Stuff]</p> <p><a href="http://www.carefulcents.com/turn-freelance-dream-into-reality/">4 Ways to Turn Your Freelance Writing Dream Into a Reality</a> &mdash; Want to turn your dream of freelance writing into a reality? Find somewhere you like to work and go there. [Careful Cents]</p> <p><a href="http://www.20sfinances.com/planning-ahead-college/">Planning Ahead for College</a> &mdash; When planning ahead for college, take the time to get to know your roommate before you move in with him or her. [20's Finances]</p> <p><a href="http://couponpal.com/blog/top-5-beach-essentials-you-need-before-you-hit-the-sand">Top 5 Beach Essentials You Need Before Hitting the Sand</a> &mdash; Before you head to the beach, don't forget to pack your flip flops and sunscreen. [CouponPal]</p> <p><a href="http://parentingsquad.com/8-tips-to-help-your-kids-survive-sharing-a-bedroom">8 Tips to Help Your Kids Survive Sharing a Bedroom</a> &mdash; If your kids are sharing a bedroom, set some ground rules and prepare for bumps. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-save-on-medical-costs-and-improve-your-family-s-health">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-places-to-get-vaccinated-for-cheap-or-free">7 Places to Get Vaccinated for Cheap or Free</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-7-exercises-are-scientifically-proven-to-increase-happiness">These 7 Exercises Are Scientifically Proven to Increase Happiness</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-ways-to-lower-your-cholesterol">10 Simple Ways to Lower Your Cholesterol</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-simple-ways-to-get-more-exercise-without-working-out">6 Simple Ways to Get More Exercise Without Working Out</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-pet-health-insurance-worth-it">Is Pet Health Insurance Worth It?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty best money tips family Health medical Wed, 30 Jul 2014 19:00:06 +0000 Ashley Jacobs 1171486 at http://www.wisebread.com Dads Who Do Dishes Raise Ambitious Daughters (and 4 Other Ways Any Parent Can Help Their Kid Succeed) http://www.wisebread.com/dads-who-do-dishes-raise-ambitious-daughters-and-4-other-ways-any-parent-can-help-their-kid-succeed <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/dads-who-do-dishes-raise-ambitious-daughters-and-4-other-ways-any-parent-can-help-their-kid-succeed" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/child-entrepreneur-172429752-small.jpg" alt="child entrepreneur" title="child entrepreneur" class="imagecache imagecache-250w" width="250" height="137" /></a> </div> </div> </div> <p>A recent study by UBC found that dads who do the dishes &mdash; and other household chores &mdash; <a href="http://news.ubc.ca/wp-content/uploads/2014/05/FULL-submitted-version-PSCI-13-1163-R2.pdf">tend to raise more ambitious daughters</a> than dads who stick to more traditional (or, dare I say, outdated) gender roles and leave the kitchen duties to the women in the house. (See also: <a href="http://www.wisebread.com/7-important-lessons-frugal-parents-teach-their-children?ref=seealso">7 Important Financial Lessons Kids Teach Their Children</a>)</p> <p>I am not a mother (yet), but I'd say I'm a pretty ambitious daughter myself. And yes, my dad did do the dishes. In fact, he did them every single night. Coincidence? Probably. But sticking dad with kitchen duty isn't the only way to raise daughters who want to take on the world. Here are a few things that could make a difference.</p> <h2>But First&hellip;</h2> <p>Before looking at how to turn precocious young girls into determined young women, we have to acknowledge the existence of what Facebook CEO Sheryl Sandberg calls &quot;<a href="http://www.makers.com/sheryl-sandberg/moments/closing-ambition-gap">the ambition gap</a>.&quot; According to Sandberg, even though girls in the United States are well-educated, most still <a href="http://www.catalyst.org/knowledge/women-ceos-fortune-1000">fail to make it to the executive level</a> in business, <a href="http://www.cawp.rutgers.edu/fast_facts/levels_of_office/Current_Numbers.php">don't have proportional representation in political office</a>, and <a href="http://www.nytimes.com/2014/04/24/upshot/the-pay-gap-is-because-of-gender-not-jobs.html">still earn significantly less</a> in almost all jobs compared to men. And, of course, this doesn't happen because women are less capable, or even less interested. It happens, according to many experts, because so far, our world hasn't been designed to set girls up for this kind of success.</p> <p>So, rather than looking at how to raise more ambitious <em>daughters</em>, I'm going to look at what the research says about raising more ambitious <em>children</em>. I think the idea here is that these lessons should be applied equally to both girls and boys.</p> <p>Here are four ways that have been shown to help kids to achieve their best &mdash; whatever that may be.</p> <h2>Stop at One</h2> <p>According to a study from the Institute for Social and Economic Research at the University of Essex, the eldest or only female child in a family is likely to be (at least statistically) <a href="http://www.theguardian.com/society/2014/apr/26/firstborn-children-excel-study-reveals">more capable and successful than her younger siblings</a>. So, if you want to give young girls the best chance, just have one.</p> <p>I'm kidding, of course. But the discrepancy is pretty interesting, and it disappears as the space between children in a family widens. The study's author, FeiFei Bu, believes that the difference could have something to do with parents' investment of time and effort into first-born children compared to their younger siblings. It's worth keeping in mind, especially since many experts still argue that birth order doesn't define a kid's destiny. But, they say that in order to reduce the birth-order effect, parents need to be aware of the biases they have about their children, and work to encourage their strengths individually.</p> <h2>Encourage Them (or Let Them) Dream Big</h2> <p>Big achievements usually start as big dreams and research suggests those are worth nurturing, no matter how abstract, grandiose, or even absurd they might seem. According to researchers at London University's Institute of Education, <a href="http://www.bbc.com/news/education-19586824">little kids with the biggest dreams fared the best</a> as adults, regardless of their backgrounds. Sure, an unrealistic proportion of the kids in the study may have said they wanted to be sports stars or veterinarians. The fact that many of them probably didn't achieve those careers (and, by the time they got a little older may not have wanted to) doesn't matter. What made the difference is that their big goals gave them hope for the future.</p> <p>So how can parents encourage those big dreams? A <a href="http://www.suttontrust.com/our-work/research/download/70/">poll out of the U.K</a>. found that all it takes is opening up the conversation with kids about what they'd their lives to look like and encouraging them to &quot;think big.&quot; The poll also found benefit in education and career guidance from an early age.</p> <h2>Value Effort Over Achievement</h2> <p>When Stanford University researcher Carol Dweck told kids how smart and capable and awesome they were before asking them to assemble a puzzle, those kids did much worse than those who weren't praised at all. Weird, right? But it makes sense when you think about it.</p> <p>When you call someone &quot;smart,&quot; you give them a big, important label they feel they have to live up to. It becomes how they define themselves. The problem is that &quot;smart&quot; isn't really something you have to work at. In practice, that meant that the <a href="http://www.nytimes.com/2012/08/05/opinion/sunday/raising-successful-children.html?pagewanted=all">kids who weren't worried about being smart</a> tended to try harder at the tasks they were given, feel happier with their achievements, and progress better over time. According to Dweck's extensive research in this area, praising kids for their <em>efforts</em> rather than their achievements and encouraging them to do their best is the way to go. (See also: <a href="http://www.wisebread.com/the-secret-to-succeeding-at-absolutely-everything?ref=seealso"> The Secret to Succeeding at Absolutely Everything</a>)</p> <h2>Remember What's Important</h2> <p>Of course, there's more to life than becoming a CEO, and many parents are most concerned about raising their kids to be happy and healthy. And that isn't such a crazy idea. In <a href="http://&lt;a href=&quot;http://www.amazon.com/gp/product/0345515625/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0345515625&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=ROL2XLDL2QYYTQBL&quot;&gt;">Raising Happiness: 10 Steps to More Joyful Kids and Happier Parents</a>, happiness expert and author Christine Carter says that kids who grow up and <a href="http://time.com/35496/how-to-raise-happy-kids-10-steps-backed-by-science/">learn to be happy are also more successful</a>, both in their jobs and in their relationships.</p> <p>Raising ambitious kids to believe in themselves, to have the emotional strength to keep trying at difficult tasks, and to learn to balance all that with becoming happy people is a huge job, even if dad is on dish duty. But hey, it's worth a try, right?</p> <p><em>What are you doing to raise ambitious daughters (and sons)? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tara-struyk">Tara Struyk</a> of <a href="http://www.wisebread.com/dads-who-do-dishes-raise-ambitious-daughters-and-4-other-ways-any-parent-can-help-their-kid-succeed">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-time-management-skills-that-will-help-your-kid-win-at-school">10 Time-Management Skills That Will Help Your Kid Win at School</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-having-a-family-boosts-your-career">6 Ways Having a Family Boosts Your Career</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-terrible-things-science-says-you-do-to-your-kids">6 Terrible Things Science Says You Do to Your Kids</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-ways-to-entertain-your-child-for-free-or-cheap">25 Ways to Entertain Your Child for Free or Cheap</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family ambition children education family successful children Wed, 25 Jun 2014 11:00:03 +0000 Tara Struyk 1147197 at http://www.wisebread.com Best Money Tips: Cheap Nights Out With Your Family http://www.wisebread.com/best-money-tips-cheap-nights-out-with-your-family <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-cheap-nights-out-with-your-family" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family-4975726-small.jpg" alt="family" title="family" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on cheap nights out with your family, winning interviews, and avoiding a garage sale letdown.</p> <h2>Top 5 Articles</h2> <p><a href="http://barbarafriedbergpersonalfinance.com/cheap-nights-out-your-family/">5 Cheap Nights Out With Your Family</a> &mdash; Watching university sports games is a great way to have a cheap night out with the family. [Barbara Friedberg Personal Finance]</p> <p><a href="http://www.freemoneyfinance.com/2013/07/winning-interviews-1.html">Winning Interviews</a> &mdash; If you want to rock your interview, remember that the interview is about the interviewer, not you. [Free Money Finance]</p> <p><a href="http://www.getrichslowly.org/blog/2013/07/24/how-to-avoid-a-garage-sale-letdown/">How to avoid a garage sale letdown</a> &mdash; To avoid a garage sale letdown, know the value of your items and properly advertise your sale. [Get Rich Slowly]</p> <p><a href="http://www.threethriftyguys.com/2013/07/who-pays-the-most-for-car-insurance/">Who Pays More for Car Insurance?</a> &mdash; Did you know that State Farm and Nationwide don't take education or career levels into consideration when factoring insurance premiums? [Three Thrifty Guys]</p> <p><a href="http://www.dinksfinance.com/2013/07/so-you-want-to-be-self-employed-5-tips-to-help-you-get-there/">So you want to be self employed? 5 tips to help you get there.</a> &mdash; Offering your services for free when you are just starting out can help you be successful in your endeavor to become self employed. [DINKS Finance]</p> <h2>Other Essential Reading</h2> <p><a href="http://retireby40.org/2013/07/7-phases-retirement/">The 7 Phases of Retirement</a> &mdash; For a two person plus kids household, the first phase of retirement is both people working. [Retire by 40]</p> <p><a href="http://www.thefrugaltoad.com/personalfinance/pros-and-cons-borrowing-against-a-401k">The Pros and Cons of Borrowing Against a 401k</a> &mdash; One of the cons of borrowing against a 401k is that your monthly take home pay is reduced. [The Frugal Toad]</p> <p><a href="http://www.fivecentnickel.com/2013/07/22/how-financial-milestones-have-changed-over-the-years/">How financial milestones have changed over the years</a> &mdash; In the past, people strived to make their age in salary, meaning if you were 25 you tried to make $25,000 per year. [Five Cent Nickel]</p> <p><a href="http://www.savvysugar.com/Best-Used-Goods-11529094">New Isn't Always Better: 12 Used Things to Love</a> &mdash; Tools and furniture are just a couple things to love used! [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/node/2346">ProSquad: Keeping an Eye on Your Baby's Development</a> &mdash; If your baby has poor head control at 3 months, that could be a developmental red flag. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-cheap-nights-out-with-your-family">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-cheap-fun-things-to-do-with-kids-this-weekend">20 Cheap Fun Things to Do With Kids This Weekend</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-holiday-mistakes-that-can-ruin-your-cheer">8 Holiday Mistakes That Can Ruin Your Cheer</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-12-best-weekend-activities-for-introverts">The 12 Best Weekend Activities for Introverts</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/47-cheap-fun-things-to-do-this-weekend">47 Cheap, Fun Things to Do This Weekend</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-best-ways-to-stream-tv-and-movies-for-free">The 8 Best Ways to Stream TV and Movies for Free</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment best money tips cheap family nights out Fri, 26 Jul 2013 10:00:31 +0000 Ashley Jacobs 980863 at http://www.wisebread.com Best Money Tips: Free (and Almost Free) Spring Family Fun http://www.wisebread.com/best-money-tips-free-and-almost-free-spring-family-fun <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-free-and-almost-free-spring-family-fun" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5994400291_de5160a10e_z.jpg" alt="kites" title="kites" class="imagecache imagecache-250w" width="250" height="171" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on spring family fun, ways to spring-clean your budget, and reducing your income taxes.</p> <h2>Top 5 Articles</h2> <p><a href="http://parentingsquad.com/free-and-almost-free-spring-family-fun">Free (and Almost Free) Spring Family Fun</a> &mdash; Flying a kite or going on a picnic are a couple great ways to have some frugal family fun. [Parenting Squad]</p> <p><a href="http://www.savvysugar.com/Refresh-Your-Budget-28969042">8 Ways to Spring-Clean Your Budget This April</a> &mdash; Check your credit report and fund your IRA this spring. [PopSugar Smart Living]</p> <p><a href="http://bargainbabe.com/2013/03/28/7-ways-to-reduce-your-income-taxes/">7 Ways To Reduce Your Income Taxes</a> &mdash; To reduce your income taxes, consider itemizing your returns. [Bargain Babe]</p> <p><a href="http://livingonthecheap.com/music-on-the-cheap-listen-to-the-music-you-love-for-less/">5-plus places to find free and legal music</a> &mdash; Pandora and Freegal are just a couple places to find free and legal music. [Living on the Cheap]</p> <p><a href="http://www.freemoneywisdom.com/how-to-keep-your-employer-from-knowing-youre-looking-for-a-job/">How to Keep Your Employer from Knowing You're Looking for a Job</a> &mdash; Keep your employer from knowing you are looking for another job by keeping your applications to a minimum. [Free Money Wisdom]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.threethriftyguys.com/2013/03/9-ways-youre-wasting-your-tax-return/">9 Ways You're Wasting Your Tax Return</a> &mdash; If you are eating out unnecessarily, you are wasting your tax return. [Three Thrifty Guys]</p> <p><a href="http://www.girlsjustwannahavefunds.com/are-you-playing-the-wife-role-for-the-girlfriends-salary/">Are You Playing The Wife Role For The Girlfriend's Salary?</a> &mdash; If you aren't married to your man, don't share a bank account with him. [Girls Just Wanna Have Funds]</p> <p><a href="http://yesiamcheap.com/2013/03/why-you-should-not-have-employer-life-insurance/">Why You Shouldn't Depend On Your Employer's Life Insurance</a> &mdash; It's a good idea to not depend on your employer's life insurance because your employer's plan might lapse. [Yes, I Am Cheap]</p> <p><a href="http://moneyqanda.com/save-cost-disability-insurance/">How To Save On The Cost Of Disability Insurance</a> &mdash; Building up your emergency fund can help you save on disability insurance. [Money Q&amp;A]</p> <p><a href="http://www.freemoneyfinance.com/2013/03/over-indulgence.html">Over-Indulgence</a> &mdash; Over-indulgence can cause you to end up being poor. [Free Money Finance]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-free-and-almost-free-spring-family-fun">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-things-in-life-are-more-or-less-free">The best things in life are (more or less) free</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-simple-rules-of-excellent-houseguest-etiquette">11 Simple Rules of Excellent Houseguest Etiquette</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-fun-things-to-buy-for-under-5">15 Fun Things to Buy for Under $5</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/watch-all-the-documentary-movies-you-can-handle-free-online-and-yes-its-legal">Watch All The Documentary Movies You Can Handle, Free Online - And Yes, It&#039;s Legal.</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips family free fun spring Wed, 03 Apr 2013 10:00:30 +0000 Ashley Jacobs 971639 at http://www.wisebread.com Best Money Tips: Free Ways to Spend Time With Your Family http://www.wisebread.com/best-money-tips-free-ways-to-spend-time-with-your-family <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-free-ways-to-spend-time-with-your-family" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5046606777_8c02eda971_b.jpg" alt="happy family" title="happy family" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on free ways to spend time with your family, making money in your spare time, and interview tips for recent grads.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.freemoneywisdom.com/20-free-ways-to-spend-time-with-your-family/">20 Free Ways To Spend Time With Your Family</a> &mdash; If you want to spend time with your family for free, go on a hike or visit a free museum. [Free Money Wisdom]</p> <p><a href="http://moneysmartlife.com/make-money-spare-time/">10 Ways to Make Money in Your Spare Time</a> &mdash; To make money in your spare time, serve as a call center for businesses. [Money Smart Life]</p> <p><a href="http://youngadultfinances.com/5-interview-tips-for-recent-college-graduates/">5 Interview Tips for Recent College Grads</a> &mdash; Are you a recent grad about to interview for a job? Remember to be on time! [Young Adult Finances]</p> <p><a href="http://cashmoneylife.com/money-and-happiness-recreate-the-benefits-for-yourself/">Money and Happiness: Recreate the Benefits for Yourself</a> &mdash; Create happiness for yourself even if money is tight by spending money on experiences. [Cash Money Life]</p> <p><a href="http://www.moneyunder30.com/how-to-get-the-best-flight-deals">11 Ideas for How To Save on Flights</a> &mdash; Shopping midweek and booking a redeye or flights with stops will help you save on flights. [Money Under 30]</p> <h2>Other Essential Reading</h2> <p><a href="http://moneyqanda.com/important-income-tax-deductions/">Five Of The Most Important Tax Deductions You Cannot Forget</a> &mdash; Do not forget to include charitable gifts or out-of-pocket teacher expenses when doing your taxes. [Money Q&amp;A]</p> <p><a href="http://www.threethriftyguys.com/2013/03/10-fun-unconventional-and-thrifty-things-you-can-do-with-your-significant-other/">10 Fun, Unconventional (and Thrifty) Things You Can Do With Your Significant Other</a> &mdash; Need something fun and thrifty to do with your significant other? Go through old pictures together. [Three Thrifty Guys]</p> <p><a href="http://youngandthrifty.ca/how-to-choose-a-charity-properly/">How to Choose a Charity Properly</a> &mdash; When choosing a charity, make sure to do your homework before you donate. [Young and Thrifty]</p> <p><a href="http://www.savvysugar.com/Daylight-Saving-Tips-28445717">5 Tips to Tackle Daylight Savings Time</a> &mdash; Make the transition into daylight savings time a little easier by prepping for your morning the night before. [SavvySugar]</p> <p><a href="http://parentingsquad.com/operation-kidsafe-other-places-to-protect-your-kids">Operation Kidsafe and Other Places to Protect Your Kids</a> &mdash; Did you know Operation Kidsafe will help you find your child if they go missing or are kidnapped? [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-free-ways-to-spend-time-with-your-family">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-simple-rules-of-excellent-houseguest-etiquette">11 Simple Rules of Excellent Houseguest Etiquette</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/watch-all-the-documentary-movies-you-can-handle-free-online-and-yes-its-legal">Watch All The Documentary Movies You Can Handle, Free Online - And Yes, It&#039;s Legal.</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sit-in-on-a-class-at-mit-for-free">Sit in on a Class at MIT for Free!</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-know-youre-a-wisebread-reader-if">You know you&#039;re a Wisebread reader if...</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips family free Tue, 12 Mar 2013 10:48:31 +0000 Ashley Jacobs 969858 at http://www.wisebread.com Best Money Tips: Financially Prepare for Your Family's Future http://www.wisebread.com/best-money-tips-financially-prepare-for-your-familys-future <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-financially-prepare-for-your-familys-future" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4184196844_62c078ab7a_z-1.jpg" alt="Financially Prepare For Your Family&#039;s Future" title="Financially Prepare For Your Family&#039;s Future" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on financially preparing for your family's future, making a better to do list, and buying or leasing a car.</p> <h2>Top 5 Articles</h2> <p><a href="http://moneyning.com/kids-and-money/how-to-financially-prepare-for-your-familys-future/">How to Financially Prepare For Your Family's Future</a> &mdash; Financially prepare for your family's future by learning the difference between needs and wants. [MoneyNing]</p> <p><a href="http://cashmoneylife.com/make-a-better-to-do-list/">Boost Your Productivity: Make a Better To Do List</a> &mdash; To boost your productivity, prioritize your to do list. [Cash Money Life]</p> <p><a href="http://genxfinance.com/should-you-buy-or-lease-a-car/">Should You Buy or Lease a Car?</a> &mdash; The majority of the time, buying a vehicle works out better financially than leasing one. [Generation X Finance]</p> <p><a href="http://freefrombroke.com/the-many-ways-the-internet-saves-and-makes-you-money/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=the-many-ways-the-internet-saves-and-makes-you-money">The Many Ways the Internet Saves (and Makes) You Money</a> &mdash; The Internet helps you save money by providing you with DIY videos and budgeting tools. [Free From Broke]</p> <p><a href="http://beingfrugal.net/4-ways-to-save-money-on-braces-and-orthodontics/">4 Ways to Save Money on Braces and Orthodontics</a> &mdash; Want to save money on braces and orthodontics? Ask for a discount for paying cash. [BeingFrugal.net]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.carefulcents.com/vital-freelancer-questions/">6 Vital Questions to Ask Before Becoming a Freelancer</a> &mdash; Before you become a freelancer, evaluate how well you handle stress and deadlines. [Careful Cents]</p> <p><a href="http://www.moolanomy.com/5166/alternatives-to-investing-in-a-low-interest-rate-environment-jschroeder12/">3 Alternatives to Investing in a Low Interest Rate Environment</a> &mdash; Instead of investing in this low interest rate environment, consider real estate investing. [Moolanomy]</p> <p><a href="http://www.mainstreet.com/article/family/kids/parents-weekends-college-are-chance-help">Parents' Weekends at College Are a Chance to Help</a> &mdash; Attending parents weekend at your child's college can help you notice whether or not your child is off to a good start with their college experience. [MainStreet]</p> <p><a href="http://www.savvysugar.com/Uses-Beer-25209210">6 Brilliant Uses For Beer</a> &mdash; Did you know beer can be used as a stain remover? [SavvySugar]</p> <p><a href="http://parentingsquad.com/7-ways-to-keep-your-kids-out-of-remedial-english">7 Ways to Keep Your Kids Out of Remedial English</a> &mdash; To keep your kids out of remedial English, kill your television. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-financially-prepare-for-your-familys-future">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-simple-rules-of-excellent-houseguest-etiquette">11 Simple Rules of Excellent Houseguest Etiquette</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-should-your-kids-know-about-your-finances">How Much Should Your Kids Know About Your Finances?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-audacity-to-waste-money-for-better-finances">The Audacity to Waste Money for Better Finances</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-skills-that-will-be-obsolete-soon">9 Skills That Will Be Obsolete Soon</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips family finances future Tue, 02 Oct 2012 09:48:42 +0000 Ashley Jacobs 954830 at http://www.wisebread.com 24 Tips for Having a Baby Without Going Broke http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/24-tips-for-having-a-baby-without-going-broke" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_baby.jpg" alt="Happy baby" title="Happy baby" class="imagecache imagecache-250w" width="250" height="139" /></a> </div> </div> </div> <p>As most new parents can attest, having a baby isn't cheap. There is new furniture to buy and important decisions to make on diapering, nursing, and more. It also seems that as soon as you get pregnant, you get bombarded with advice and marketing on what baby gadget to buy. Although having a baby will likely never be free, there are some ways to pare down your expenses. After all, people have been having babies for thousands of years without most of the fancy baby gear that is available to us now. (See also:&nbsp;<a href="http://www.wisebread.com/can-you-afford-to-have-a-baby">Can You Afford to Have a Baby?</a>)</p> <h3>1. Baby Showers</h3> <p>You&rsquo;ll probably get lots of needed items at a baby shower hosted by a friend or a relative. Register at a baby store so you can get the things you need. If you get extra clothes or repeat gifts, return them for a merchandise credit that you can spend on necessities (Babies &lsquo;R&rsquo; Us, for example, will take returns for store credit even if you don&rsquo;t have a receipt). Have more than one shower if you can, and don&rsquo;t feel guilty about it! People are happy to get together to celebrate your little one and help you out with a few gifts. If you have a lot of out-of-town friends, be sure your registry offers online ordering and reasonable shipping prices (an Amazon baby registry might be a good idea).</p> <h3>2. Loyalty and Rewards Programs</h3> <p>Sign up for <a href="http://www.amazon.com/gp/mom/signup/info">Amazon Mom</a> (you may have to be on the waiting list for a while) to save up to 30% on Subscribe and Save items such as diapers and wipes. Amazon Mom also gives you free Amazon Prime, which offers free two-day shipping. Become a <a href="https://rewardsrus.toysrus.com/index.cfm">rewards member</a> at chain stores like Babies &lsquo;R&rsquo; Us, which gives you rewards points for purchases (including on purchases that others make on your baby registry) and exclusive coupons.</p> <h3>3. Daily Deals</h3> <p>I found a great high chair reduced to $20 (shipped!) from the original price of over $80 by diligently perusing <a href="http://dealnews.com/">Dealnews</a>. <a href="http://www.groupon.com/">Groupon </a>and <a href="http://www.livingsocial.com">Living Social</a> can sometimes turn up great family and parenting deals. Get on the email list to stay up to date (you may wish to set up a separate email just for coupons and offers). Check <a href="http://www.amazon.com">Amazon</a>&rsquo;s daily deals and their &ldquo;Quick Picks,&rdquo; products geared towards your personal preferences that come with a personalized coupon.</p> <h3>4. Breastfeed</h3> <p>Formula is expensive; breastfeeding is cheap. If you can, breastfeed your baby to save money. Plus, doctors now recommend breastfeeding until babies are one year old. Breast pumps can get expensive, but there are mid-range electric pumps (such as Ameda Purely Yours and Phillips AVENT Twin Breast Pump) that offer great value when compared to the top-of-the-line Medela pump, and will still cost you far less than buying formula.</p> <h3>5. Use Cloth Diapers</h3> <p>Disposable diapers are expensive &mdash; your baby will probably go through at least $2,500 to $3,000 worth of diapers before he or she is potty-trained. Cloth diapers will cost you much less, especially if you have a high-efficiency washing machine and line-dry your clothing. Cloth diapers have come a long way since your mother&rsquo;s diapering days! No more safety pins and rubber pants! The newest cloth diapers are almost as easy to use as disposables. While you&rsquo;ll spend a bit more initially (some new cloth diapers cost up to $20 a piece), you&rsquo;ll save money and the environment in the long run.</p> <h3>6. Use Cloth Wipes</h3> <p>If you&rsquo;re going to use cloth diapers, why not use cloth wipes too? Use soft washcloths or cut-up receiving blankets, dampen with a solution of water with a tiny bit of baby shampoo, and wipe, wipe, wipe! Cloth wipes are gentler on baby&rsquo;s bottom and can be tossed in the laundry along with the cloth diapers.</p> <h3>7. Shop Discount Stores</h3> <p>I love looking for baby clothes and gear at discount stores like Ross, T.J. Maxx, and <a href="http://www.wisebread.com/making-the-most-of-shopping-at-marshalls">Marshalls</a>, where you can get new, good-quality baby gear for half the price. Past season brand-name baby sleepers, deeply discounted play yards, safety gates, toys, books, and other useful items can be picked up for a fraction of the price.</p> <h3>8. Buy Used Baby Clothing and Gear</h3> <p>The thought of putting your baby in another child&rsquo;s poopy pants might gross you out, but in reality, used clothing stores often carry barely used baby clothing, since babies outgrow their clothes so quickly. <a href="http://www.onceuponachild.com/">Once Upon a Child</a> is one used clothing store that specifically stocks baby and children&rsquo;s clothing that is in good condition. You can also look for charmingly &ldquo;vintage&rdquo; clothes at thrift stores or shop Craigslist.</p> <p>Although you shouldn&rsquo;t buy items like car seats, strollers, and cribs secondhand because of safety issues, garage sales and thrift stores are a great source for gently used toys and nursery gear (for example, rocker-gliders are great items to get secondhand). Just be sure to <a href="http://www.recalls.gov/">check for recalls</a> before using the item.</p> <h3>9. Free Meals</h3> <p>Register to receive free meals from friends at a site like <a href="http://mealbaby.com/">Mealbaby.com</a>. Friends and family will love to help out (and perhaps catch a glimpse of the baby), and you&rsquo;ll get a free meal, which may help to preserve your sanity in those first few weeks.</p> <h3>10. Stock Up on Homemade Meals</h3> <p>Make some lasagnas, casseroles, soups, and banana bread to <a href="http://www.wisebread.com/assembly-cooking-for-newbies">stock in the freezer</a> before you go into labor. That way, when you&rsquo;re ravenous post-labor and your body is burning a zillion calories a day producing breast milk, you&rsquo;ll have something to eat instead of ordering in.</p> <h3>11. Shop Generic or Budget Brands</h3> <p>Try generic or budget brands such as Target brand diapers and wipes; IKEA brand crib sheets, towels, and bibs; Kirkland brand diapers and wipes; ALL Free and Clear or Charlie&rsquo;s Soap Powder instead of more expensive baby detergent; prefolded cloth diapers instead of fancy burp cloths; generic baby acetaminophen; and more.</p> <h3>12. Buy Multi-Use Items</h3> <p>You don&rsquo;t really need a play yard AND a bassinet &mdash; most modern play yards have a bassinet insert. Look for a stroller that&rsquo;s light and portable enough to take everywhere so you don&rsquo;t have to buy a second stroller. A convertible car seat may cost slightly more than an infant car seat, but your child won&rsquo;t outgrow it as fast. Some kitchen booster seats can be used instead of a highchair even when your child is younger. And don&rsquo;t forget to get gender-neutral items if you&rsquo;re planning to have another child!</p> <h3>13. Buy Items That Are NOT Designed for Baby</h3> <p>As soon as an item has &ldquo;baby&rdquo; in its name, the price goes way up. Instead of a fancy diaper disposal system, just use a lidded garbage can and sprinkle with baking soda to keep odors down. Skip the changing table and use a sturdy low dresser bought on Craigslist or IKEA that can double as storage (just be sure to avoid really old secondhand items that may have lead paint). Find cheap baskets, storage boxes, and hampers at Walmart instead of expensive &ldquo;diaper caddies&rdquo; and baby hampers.</p> <h3>14. Line-Dry Laundry</h3> <p>Hang clothes to dry to save on energy costs. Added bonus &mdash; the sun&rsquo;s rays can bleach out poop and milk stains!</p> <h3>15. Beg, Borrow&hellip;</h3> <p>See if you can get clothing, bottles, and other necessities from friends who have had babies. Avoid, however, using a secondhand car seat or a crib that&rsquo;s more than a few years old. Safety standards for those two items are revised every year, and an older one may compromise your baby&rsquo;s safety. Along the same lines, trade and request free baby clothing from websites like <a href="http://www.freecycle.org">Freecycle.org</a>.</p> <h3>16. Combine Coupons</h3> <p>Save manufacturer&rsquo;s coupons (which often come in magazines or on diaper packaging) and combine them with store coupons for extra savings. Before going shopping, do a quick search on the Internet for a printable manufacturer&rsquo;s coupon.</p> <h3>17. Skip the Bedding Set</h3> <p>Bedding sets used to be extremely popular and ran into the hundreds, sometimes thousands, of dollars. They included matching quilts, sheets, bumpers, crib skirts, window valances, and pretty much anything you could think of. Nowadays, they&rsquo;re falling out of favor. The American Academy of Pediatrics warns parents that crib bumpers are not safe &mdash; in fact, all you should have in the crib is a firm mattress and a crib sheet. Pillows and thick quilts are also not recommended for use in the crib because of the suffocation hazard they pose. Save your money and buy a few simple crib sheets instead and a few inexpensive &ldquo;sleep sacks&rdquo; or swaddling blankets.</p> <h3>18. Don&rsquo;t Overbuy</h3> <p>Wipe warmers, fancy rompers, colorful plastic diaper disposal bags, and baby seats and positioners are all great extras to have, but they&rsquo;re not necessary.&nbsp; Even a baby bathtub might not be necessary if you&rsquo;re okay with bathing your baby in the sink. And don&rsquo;t buy too many baby clothes before your baby&rsquo;s born &mdash; your little one might grow so fast you don&rsquo;t even have time to use all those cute newborn sleepers.</p> <h3>19. Free Babysitting</h3> <p>If you only need occasional babysitting, trade free babysitting with another parent or group of parents, and don&rsquo;t be afraid to ask grandparents for help (they&rsquo;ll jump at the chance to spend time with their grandchild). If you spend money on child care, get a receipt and look into claiming the Federal Child and Dependent Care Tax Credit.</p> <h3>20. Free Parenting Magazines</h3> <p>You can get free subscriptions to <a href="https://secure.parents.com/bhg/store/checkout/partner/?promoCode=I904VLD32">American Baby</a> and <a href="https://secure.palmcoastd.com/pcd/eSv?iMagId=08909&amp;i4Ky=HAWA">BabyTalk</a>, two parenting magazines. These magazines are entertaining and informative, and they come with valuable coupons.&nbsp;</p> <h3>21. Free Nursery Art</h3> <p>The Internet is a great resource for printable art for baby&rsquo;s nursery, such as these adorable<a href="http://www.thehandmadehome.net/2011/05/freebie-of-the-month-club-alphafantastical-insta-decor/"> illustrated alphabet cards</a>. You can also repurpose shower decorations for baby&rsquo;s room and frame some of those cute baby cards.</p> <h3>22. Make Your Own Baby Food</h3> <p>Rather than buying jarred baby food, making your own is cheaper and healthier. You can control all the ingredients and don&rsquo;t have to be concerned about BPA (sometimes found in the plastic lining of baby food jars), high levels of arsenic (recently found in baby rice cereal), and preservatives. Just mash up an avocado, a banana, a steamed carrot, or another whole food, and you&rsquo;re good to go. Some parents freeze baby purees so that they&rsquo;re ready to be warmed up when needed.</p> <h3>23. Free Samples</h3> <p>Request <a href="http://www.wisebread.com/free-stuff-and-coupons-for-new-parents">free sample packages</a> in the mail from popular brands like Pampers and Huggies. For example, signing up on the <a href="http://www.pampers.com">Pampers</a> website will get you a sample package from Proctor and Gamble, Pampers&rsquo; parent company, as well as $101 worth of coupons. Again, I recommend setting up a separate email account for coupons and offers so your personal inbox doesn&rsquo;t get too cluttered. Also, before you leave the hospital, ask the nurses if they have any free samples you can use, and ask your pediatrician for free samples as well.</p> <h3>24. Swap Toys and Books</h3> <p>Exchange toys and books periodically with other parents to keep your entertainment stash fresh and interesting for your child without having to buy anything. You may also want to consider looking into one of the new toy rental companies out there.</p> <p><em>Frugal parents, do you have any advice to share on having a baby without blowing your budget?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> of <a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-financial-pitfalls-stay-at-home-parents-should-avoid">5 Financial Pitfalls Stay-at-Home Parents Should Avoid</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/single-parent-try-these-10-tricks-for-entertaining-kids-on-a-budget">Single Parent? Try These 10 Tricks for Entertaining Kids on a Budget</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-signs-you-were-raised-by-healthy-parents">30 Signs You Were Raised by Healthy Parents</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-baby-bunting-but-dont-pay-full-price">Buy Baby Bunting... But don&#039;t pay full price!</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-life-lessons-ive-learned-since-becoming-a-parent">3 Life Lessons I&#039;ve Learned Since Becoming a Parent</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Family Lifestyle baby family frugal baby parenting Fri, 24 Feb 2012 11:24:21 +0000 Camilla Cheung 904215 at http://www.wisebread.com Best Money Tips: Managing the Family Shopping Chore http://www.wisebread.com/best-money-tips-managing-the-family-shopping-chore <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-managing-the-family-shopping-chore" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5151124214_5cc85e7bf1_z-1.jpg" alt="Managing the Family Shopping Chore" title="Managing the Family Shopping Chore" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on managing the family shopping chore, financial benefits to being sick, and having a productivity routine.</p> <h2>Top 5 Articles</h2> <p><a href="http://parentingsquad.com/how-to-manage-the-family-shopping">Tips for Managing the Family Shopping Chore</a> &mdash; Manage shopping for your family easily by only buying what is on your list of things to buy. [Parenting Squad]</p> <p><a href="http://www.carefulcents.com/being-sick/">The Financial Benefits to Being Sick</a> &mdash; Being sick keeps you from going out and spending money while giving you extra time to be productive. [Careful Cents]</p> <p><a href="http://timemanagementninja.com/2012/02/why-you-should-have-a-productivity-routine/">Why You Should Have a Productivity Routine</a> &mdash; To have a productivity routine, make your workplace conducive to concentration. [Time Management Ninja]</p> <p><a href="http://www.freemoneyfinance.com/2012/02/three-questions-to-ask-yourself-about-preparing-your-own-taxes.html">Three Questions to Ask Yourself about Preparing Your Own Taxes</a> &mdash; If you aren't prepared to deal with the complexity of the federal code, don't do your taxes on your own. [Free Money Finance]</p> <p><a href="http://www.mrfreestuff.com/44-free-date-ideas/">53 Free Date Ideas for Valentine's Day</a> &mdash; Keep this Valentine's Day frugal by giving back to your community or being in a TV audience! [Mr. Free Stuff]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.shebudgets.com/home-organizing/time-energy/tips-for-writing-a-resume/">Tips for Writing a Resume</a> &mdash; When writing a resume, make sure you clearly connect the dots by explaining why you want the job you are applying for. [SheBudgets]</p> <p><a href="http://blog.readyforzero.com/alternatives-to-payday-loans/">Don't Get a Payday Loan! Try These Alternatives First</a> &mdash; Instead of getting a payday loan, consider asking your employer for an advance or overtime. [ReadyForZero BLOG]</p> <p><a href="http://www.savvysugar.com/Things-Throw-Away-21653157">11 Things You Need To Throw Away</a> &mdash; Make sure you throw away any clothing items you haven't worn in the last two years. [SavvySugar]</p> <p><a href="http://www.openforum.com/articles/team-building-activities-that-actually-work">Team Building Activities That Actually Work</a> &mdash; If you want a good team building activity that will help increase workplace morale, make sure the members of your team have regular face-to-face conversations with each other. [American Express OPEN Forum]</p> <p><a href="http://20andengaged.com/dropping-the-hint-tips-and-tricks-to-getting-your-ideal-engagement-ring">Dropping the Hint: Tips and Tricks to Getting Your Ideal Engagement Ring</a> &mdash; Tell your friends about the kind of engagement ring you would want. Your boyfriend might seek their assistance when picking a ring for you! [20 and Engaged]</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-managing-the-family-shopping-chore">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-used-car-salesman-reveals-dirty-tricks-and-how-to-beat-them">A Used Car Salesman Reveals Dirty Tricks (and How to Beat Them)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-dumbest-big-purchases-people-make">The 7 Dumbest Big Purchases People Make</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-pricey-things-you-shouldnt-buy-and-what-to-get-instead">14 Pricey Things You Shouldn&#039;t Buy (And What to Get Instead)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-ways-to-save-money-on-clothing">50 Ways to Update Your Wardrobe for Cheap</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/new-isnt-always-better-12-used-things-to-love">New Isn&#039;t Always Better: 12 Used Things to Love</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Shopping best money tips family shopping Wed, 08 Feb 2012 11:00:25 +0000 Ashley Jacobs 891414 at http://www.wisebread.com Best Money Tips: Cheap Ways to Feed a Family of Four http://www.wisebread.com/best-money-tips-cheap-ways-to-feed-a-family-of-four <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-cheap-ways-to-feed-a-family-of-four" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3834604652_d64b9104fb_z-1.jpg" alt="Cheap Ways to Feed a Family of Four" title="Cheap Ways to Feed a Family of Four" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on cheap ways to feed a family of 4, moving up the corporate ladder, and reasons to use your credit card.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.americanconsumernews.com/2012/01/cheap-ways-to-feed-a-family-of-4.html">Cheap Ways to Feed a Family of 4</a> &mdash; Feed your family on the cheap by preplanning your menu. [American Consumer News]</p> <p><a href="http://www.bucksomeboomer.com/move-up-that-corporate-ladder/">Move Up That Corporate Ladder</a> &mdash; Move up the corporate ladder by offering assistance to everyone. [Bucksome Boomer]</p> <p><a href="http://www.thewisdomjournal.com/Blog/8-reasons-to-use-your-credit-card/">8 Reasons To Use Your Credit Card</a> &mdash; Use your credit card to take advantage of cash back programs. [The Wisdom Journal]</p> <p><a href="http://www.thousandaire.com/blog/write-off-your-charitable-donations-you-earned-it/">Write Off Your Charitable Donations. You Earned It.</a> &mdash; Don't forget to write off your charitable donations on your taxes this year. Be sure not to lie about the value of what you donated though, it's against the law to do so. [Thousandaire]</p> <p><a href="http://christianpf.com/best-part-time-jobs-anyone-can-start/">7 Best Part-Time Jobs Anyone Can Start</a> &mdash; Looking for a part time job? Consider blogging! [Christian PF]</p> <h2>Other Essential Reading</h2> <p><a href="http://parentingsquad.com/quick-easy-access-to-medical-advice">Quick, Easy Access to Medical Advice</a> &mdash; Get quick access to medical advice by checking out the Mayo Clinic's symptom checker. [Parenting Squad]</p> <p><a href="http://www.savvysugar.com/Good-Personal-Finance-Goals-Have-7195573">7 Things You Should Do This February</a> &mdash; This February, set a date to see your tax person. [SavvySugar]</p> <p><a href="http://personaldividends.com/lifestyle/briana/5-health-practices-to-include-in-your-routine">5 Health Practices to Include in Your Routine</a> &mdash; Be sure to include drinking more water in your routine. [Personal Dividends]</p> <p><a href="http://www.cashthechecks.com/saving-ideas/saving-for-your-kids-college-costs.html">Saving For Your Kids College Costs</a> &mdash; Keeping your kids close in age can help when it comes to saving on college expenses. [Cash The Checks]</p> <p><a href="http://timemanagementninja.com/2012/02/30-ways-your-company-is-wasting-time/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+TimeManagementNinja+%28Time+Management+Ninja%29">30 Ways Your Company Is Wasting Time</a> &mdash; Your company may be wasting time by having unclear company goals. [Time Management Ninja]</p> <h2>News &amp; Events</h2> <p><a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news/2012/01/wise-bread-tweetchat-wbchat-3">Wise Bread Tweetchat (#WBChat)</a> &mdash; Don't miss our weekly #WBChat at 12pm PST! We will be giving away prizes!</p> <p>Be sure to check out our <a href="http://www.wisebread.com/top-100-most-popular-personal-finance-blogs/news">News &amp; Events Calendar</a> to see all the awesome upcoming events in the personal finance world!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/best-money-tips-cheap-ways-to-feed-a-family-of-four">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cooking-great-meals-with-your-car-engine-the-heat-is-on">Cooking great meals with your car engine. The heat is on.</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-cool-uses-for-a-blender">14 Cool Uses for a Blender</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/concession-stand-treats-a-license-to-print-money">Concession stand treats – a license to print money.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-easy-ways-to-stretch-your-grocery-dollars">20 Easy Ways to Stretch Your Grocery Dollars</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips family Food Thu, 02 Feb 2012 11:00:18 +0000 Ashley Jacobs 885186 at http://www.wisebread.com