doctor http://www.wisebread.com/taxonomy/term/4799/all en-US 4 High-Paying Medical Jobs You Don't Need an MD For http://www.wisebread.com/4-high-paying-medical-jobs-you-dont-need-an-md-for <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-high-paying-medical-jobs-you-dont-need-an-md-for" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_36586808_XLARGE.jpg" alt="you don&#039;t need an md to work in these medical fields" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Doctors are the rock stars of the medical world. They complete life-saving procedures, diagnose complicated illnesses, and in their free time, enjoy a lavish lifestyle from their six-figure salary. Doctors make a lot of money, so it's not surprising that &quot;doctor&quot; is commonly listed as one of the top <a href="http://www.wisebread.com/the-real-world-salaries-of-8-childhood-dream-jobs">dream jobs of children</a> in the United States.</p> <p>By the time children reach adulthood, most realize that the high salary often correlates with a huge time commitment. Doctors typically spend eight years as a medical students and then can spend another three to eight years completing a residency before they become a fully independent doctor. For those who want to work in the medical field, but cannot commit more than eight years to receive highly intensive medical training, there are other medical career options to pursue. Here are some other lucrative job options.</p> <h2>Nurse Practitioner</h2> <p>Nurse practitioners are RNs that have completed a Master of Science in Nursing. According to Ohio University<em>, </em>NPs typically make an&nbsp;<a href="http://www.bls.gov/oes/current/oes291171.htm">annual salary around $100,000</a>.</p> <p>The salary might be around significantly less than a doctor's salary, but it only takes anywhere from 15 months to 24 months to complete an MSN degree (depending on education level). If a nursing student took four years to complete a BSN, it will only take around another year or so to become a certified NP.</p> <p>What's so special about NPs? Right now in 16 states and Washington D.C., nurse practitioners can work without the oversight of a doctor. This means that NPs can open their own health clinics in some states.</p> <h2>Health Informatics Specialists</h2> <p>Health informatics specialists are responsible for monitoring and helping health establishments as they utilize various pieces of technology. Job duties often include training staff how to use technology, creating written and visual guidelines on how to properly utilize technology, and helping hospital staff as they have problems with the technology in the hospital.</p> <p>Health informatics specialists typically make on&nbsp;<a href="http://www.payscale.com/research/US/Job=Health_Informatics_Specialist/Salary">average around $61,050 per year</a>. Lower end health informatics jobs don't always require a college degree. These have an annual salary in the $35,000 range. Not bad if you consider that you won't be paying off student loans.</p> <p>For slightly higher paying jobs, individuals can either pursue a four-year bachelor of computer science or a bachelor of science in nursing. The RN trajectory tends to be slightly more competitive and offers a slightly broader range of potential jobs (including informatics nurse and clinical informatics specialist).</p> <h2>Biomedical Engineer</h2> <p>Biomedical engineers are responsible for creating, designing, installing and maintaining the equipment, computer systems, and software utilized in different health care settings. They're not working directly with patients, but the tools they create and maintain are vital to an efficient and safe medical setting.</p> <p>The amount that biomedical engineers are paid is&nbsp;<a href="https://collegegrad.com/careers/biomedical-engineers">dependent on where they work</a>. Hospital biomedical engineers make an average annual salary of $72,060 per year. Biomedical engineers that work for companies designing equipment can make around $91,000 per year.</p> <p>There are a few paths individuals can take to become a biomedical engineer. They can complete a bachelor's program in biomedical engineering or bioengineering. Or they can complete a bachelor's degree in engineering and either take biological science electives or complete a biomedical master's program.</p> <h2>Health Care Entrepreneur</h2> <p>If you have dreams of starting your own business, you might want to consider becoming a small business owner of a health care franchise. The franchise business model (most commonly known for the fast food business model) has become a fairly lucrative business model for senior care and home care.</p> <p>According to Forbes, start-up costs for health care franchises are lower ($150,000 or less) than they typically are to open a fast food franchise ($500,000 or more). Revenue for home health care businesses are currently high and as more baby boomers begin to need the services, those numbers will continue to skyrocket.</p> <p>Becoming a franchise owner doesn't have any educational requirements. The only requirements tend to be the ability to meet a certain cash investment without the help of small business loans. Franchise owners must also commit to uphold set franchise rules and standards.</p> <p>Like all business ventures, opening a health care franchise is a risky venture. There is a chance that you will fail to create a lucrative business, so have a solid game plan before you commit.</p> <p><em>Have you explored a career in the medical field? Share with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/samantha-stauf">Samantha Stauf</a> of <a href="http://www.wisebread.com/4-high-paying-medical-jobs-you-dont-need-an-md-for">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-great-retail-jobs-for-working-parents">5 Great Retail Jobs for Working Parents</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-depressing-jobs-that-arent-worth-the-money">10 Depressing Jobs That Aren&#039;t Worth the Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-questions-to-ask-before-you-take-a-job-offer">12 Questions to Ask Before You Take a Job Offer</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-interview-technique-will-get-you-hired">This Interview Technique Will Get You Hired</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-things-you-must-do-after-the-interview-to-land-the-job">6 Things You Must Do After the Interview to Land the Job</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Job Hunting doctor medical medical careers medical industry nurse nursing school Fri, 17 Jun 2016 09:00:05 +0000 Samantha Stauf 1732947 at http://www.wisebread.com Is Your Doctor Helping or Hurting? This Is How to Find Out http://www.wisebread.com/is-your-doctor-helping-or-hurting-this-is-how-to-find-out <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/is-your-doctor-helping-or-hurting-this-is-how-to-find-out" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/doctor-patient-466005311-small.jpg" alt="doctor with patient" title="doctor with patient" class="imagecache imagecache-250w" width="250" height="152" /></a> </div> </div> </div> <p>Recently, I made the difficult decision to leave my primary care physician of nearly 20 years.</p> <p>Finding a replacement seemed daunting. But some digital sleuthing and real-life conversations helped me with this process. At our first meeting, my newly vetted physician quickly resolved nagging problems, showing me that mutual understanding can happen even in young relationships. If you are ready for a change or have been forced by circumstances to find a new physician, here are ways to vet your doctor:</p> <h2>Physician Review Sites</h2> <p>Physician review sites offer a way for patients to rate services and provide commentary on their experiences. Reviews are often based on a layperson's opinion rather than quality of care. However, you can often detect physicians' patterns of behavior that affect diagnosis and effectiveness of treatment by perusing these sites.</p> <h3>1. Vitals</h3> <p>Locate potential physicians through searches by specialty or conditions treated, location, and insurance plans at <a href="http://www.vitals.com/">Vitals</a>. Find out the medical school she attended and the hospital affiliations she has, along with the ratings of those schools and hospitals.</p> <p>Learn about professional certifications as well as awards; note that certain recognitions, such as the Patient's Choice Award, may indicate a physician's popularity rather than competence. In addition, find patient evaluations created by Vitals' users and pulled from third-party sites.</p> <p>Vitals is particularly comprehensive. For example, you can read about a physician's research and publications in the credentials area. (In my case, I even noticed that one of the physicians I was vetting had done research in a field that my past physician had told me was too new for him.)</p> <h3>2. Angie's List</h3> <p>There are more than reviews of home-improvement professionals at <a href="http://www.jdoqocy.com/click-2822544-10457210">Angie's List</a>. Get detailed ratings and commentaries about health care providers through this paid subscription site. Physicians are rated on overall service as well as availability, office environment, punctuality, staff friendliness, bedside manner, communication, effectiveness of treatment, and billing administration.</p> <p>When the regimen that my former physician recommended didn't address my son's foot problem, I consulted member reviews at Angie's List to find a podiatrist. One practice was repeatedly recommended. Both my son and I were pleased with the physician I found, and the treatment was effective.</p> <h3>3. RateMDs</h3> <p>Glance at the top 10 doctors among various specialties in your area at <a href="http://www.ratemds.com/">RateMDs</a>. You can also search by specialty and location as well as browse doctors in all specialties within your state.</p> <p>There are patient ratings of staff, punctuality, helpfulness, and knowledge, along with more detailed reviews.</p> <p>A few features are unique:</p> <ul> <li> <p>&quot;Birds of a feather&quot; draws on the Medicare database to connect physicians based on their referrals, so if you like (or dislike) a physician, then you can choose (or rule out) her cross-referring colleagues;</p> </li> <li> <p>Convenient links to the practicing physician's state medical board, where you can check for disciplinary actions; and</p> </li> <li> <p>Streaming tweets linking to news reports on physicians' transgressions.</p> </li> </ul> <h3>4. Healthgrades</h3> <p>Search for physicians by specialty, medical conditions treated, or procedure required and location at <a href="http://www.healthgrades.com/">Healthgrades</a>. When you've pinned down the ones you want to investigate, view insurances accepted, board certifications, education and training, background checks, and patient ratings.</p> <p>Background checks consist of malpractice judgments, sanctions, and board actions; note that malpractice information is publicly available in 14 states only. Patient-satisfaction evaluations involve ratings of the office and staff, experiences with the provider, and the likelihood that patients will recommend the physician to family and friends. These ratings are compared to national averages.</p> <h3>5. DrScore.com</h3> <p>Get basic information on a physician (such as education and years of experience) along with ratings on clinical exams, timeliness, treatment, and staff at <a href="http://www.drscore.com/">DrScore.com</a>. This site also provides patient satisfaction reporting services to physicians; these surveys support medical-practice compliance with Patient-Centered Medical Home (PCMH) quality programs.</p> <h2>Crowdsourcing</h2> <p>Those in your social circles and industry experts may be able to give you information about physicians that meet your specific criteria.</p> <h3>6. Friends (...in Medicine, If Possible)</h3> <p>When I started the process of locating a physician, I got recommendations from a friend who worked for a large medical group in my area. He provided me with a list of several candidates, both male and female. Because this person works in a professional position (and was not a senior executive who physicians may be more likely to try to impress), I believe he had a realistic view of various physicians' genuine character and communication style, which were key concerns for me.</p> <h3>7. Facebook</h3> <p>Crowdsource your new physician on Facebook by asking your friends for recommendations. You can also check out medical groups and physician practices with Facebook pages; look at patient ratings and see how responsive administrators are to patient concerns.</p> <h3>8. Castle Connolly &mdash; Top Doctors</h3> <p>Locate top doctors as selected by physicians at the <a href="http://www.castleconnolly.com/index.cfm">Castle Connolly &mdash; Top Doctors website</a>. Some information is available to casual users. But you must join as a premium member to get full access to search capabilities and results. Note that physicians may list their selection as a top doctor in their profiles on physician review sites.</p> <h2>Physician Directories</h2> <p>If you don't have friends in the know about doctors or if you want to vet only those physicians in your insurance network, use a physician directory (and call to confirm the information is current). Directories may also have patient reviews of physicians.</p> <h3>9. Insurance Company Websites</h3> <p>Find a physician in your insurance network by visiting the website of your insurance company, such as <a href="http://www.aetna.com/individuals-families/find-a-doctor.html">Aetna</a> or <a href="http://www.uhc.com/find_a_physician.htm">United Health</a>. Learn more about a prospective physician's board certifications; electronic capabilities, such as e-prescribing and email communications; and special training and recognition, such as designations for diabetes management or stroke care.</p> <p>Check out quality-performance data indicating compliance with medical standards. For example, <a href="https://www.bcbsnc.com/">Blue Cross Blue Shield</a> lets you see how many patients of each physician received recommended tests in key areas, such as blood sugar testing or colorectal cancer screening. This information is provided in terms of patient numbers and percentages, and comparisons to area averages. Patient reviews of physicians are also available.</p> <h3>10. ZocDoc</h3> <p>Find a physician, read patient reviews, and book an appointment online at <a href="http://www.zocdoc.com/">ZocDoc</a>. You can also verify whether a provider is within your insurance network. Register with the site for free access to booking services.</p> <p>There are limited listings here, although there are indications that more are to be added in various categories. For example, a search for primary care doctors returned just a handful of hopefuls in an area that has hundreds of practicing physicians. Categories &quot;coming soon&quot; include dermatologists, midwives, and orthopedic surgeons.</p> <h3>11. WebMD</h3> <p>Get basic information about physicians from <a href="http://doctor.webmd.com/">WebMD's directory of doctors</a>. Look at practice specialties, years of experience, hospital affiliations, locations, and insurances accepted.</p> <h2>Professional Resources</h2> <p>Before setting up an appointment with a new physician, check out credentials from industry resources.</p> <h3>12. State Medical Boards</h3> <p>Learn about your physician by verifying credentials at your state's medical board, which you can find on the <a href="http://www.ama-assn.org/ama/pub/education-careers/becoming-physician/medical-licensure/state-medical-boards.page">American Medical Association website</a>. Check for board actions such as practice surrenders, suspensions, and revocations.</p> <h3>13. American Board of Medical Specialties</h3> <p>Verify that your physician is board certified in the specialty in which she practices at the American Board of Medical Specialties <a href="http://www.certificationmatters.org/default.aspx">Certification Matters</a> website. You'll have to register before you can check for certification, but the site is free to use.</p> <h2>General Review Sites</h2> <p>After you've developed a short list of candidates, do a general search on each potential physician. You will likely land on general review sites that may reveal more insights.</p> <h3>14. Google+ Local Reviews</h3> <p>Medical practices and physicians are occasionally reviewed on <a href="https://plus.google.com/">Google+</a>. These may appear in local pages on Google+, Google search results, and Google Maps. Reviews here don't follow a standard format; reviewers simply speak their minds on issues that are important to them.</p> <h3>15. Yelp</h3> <p>Just as patrons review restaurants, patients review their physicians on <a href="http://www.yelp.com/">Yelp</a>. Again, there is not a standard format specific to health care practices. However, you can learn about topics relevant to reviewers in regard to medical care and their experiences with various physicians.</p> <p>Visit multiple sites to get a broad understanding of a physician's background, capabilities, and strengths. Supplement web-based investigations by talking with friends, including those who work in the medical field and can give you an insider's point of view. Finally, decide on your health care priorities and speak directly to your potential physician to make sure your needs will be met.</p> <p><em>How did you find and select your current doctor? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/julie-rains">Julie Rains</a> of <a href="http://www.wisebread.com/is-your-doctor-helping-or-hurting-this-is-how-to-find-out">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-charcoal-scrubs">The 5 Best Charcoal Scrubs</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-water-bottles">The 5 Best Smart Water Bottles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-hair-growth-supplements">The 5 Best Hair Growth Supplements</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-manicure-kits">The 5 Best Manicure Kits</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-hair-growth-products-for-men">The 5 Best Hair Growth Products for Men</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Shopping doctor finding a doctor physician Mon, 23 Jun 2014 17:00:07 +0000 Julie Rains 1145898 at http://www.wisebread.com How About a Price List at the Hospital or Doctor’s Office? http://www.wisebread.com/how-about-a-price-list-at-the-hospital-or-doctor-s-office <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-about-a-price-list-at-the-hospital-or-doctor-s-office" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/hospital_ward.jpg" alt="Hospital beds" title="Hospital beds" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>In the past, I&rsquo;ve been lucky enough to have very good health insurance. And before health insurance, I had the National Health Service in Britain. So it&rsquo;s fair to say I haven&rsquo;t really been fully invested in the healthcare debates that have steadily increased in the U.S. over the last few years. However, after recent events in both my life and the lives of friends and family around me, I am becoming more and more frustrated (and outraged) at the current state of healthcare in this country.</p> <p>In my days in England, a trip to the Emergency Room was just something that happened. Costs were not considered as it was all paid for through taxes. If you got sick, you went to the E.R. The same applied to any other kind of care, including routine operations, dental work, mental health and more.</p> <p>But fast forward a decade and I find myself looking at medical bills that just leave me scratching my head. And I know I&rsquo;m not the only one.</p> <p>Recently, my wife was having very intense pains her arm, enough for her to call me crying in agony. I obviously told her to go straight to the doctor, but he couldn&rsquo;t see her. There were no appointments for days. That left the E.R. So, she managed to get herself there, with two kids in tow, and received treatment. She was in the E.R. for an hour or so, had some X-Rays, a shot of muscle relaxer, and was given a prescription for the pain.</p> <p>The co-pay for that little excursion was $150, which we happily paid. $150 for treatment and peace of mind that my wife was OK seemed a small price to pay.</p> <p>That was just the start of the bills. A few months later, we received a bill from the doctor on call that day, for around $600. And then, a week later, another bill from the hospital, and this one was close to $3,000! I couldn&rsquo;t believe it. Less than 90 minutes in the E.R. a couple of X-Rays and a shot of muscle relaxant came to the same price as a very nice 1 carat engagement ring!</p> <p>I looked through the bills and got nothing from them. They were muddled, confusing (purposely I believe) and used terminology that was impossible to decipher.</p> <p>Our insurance company negotiated a big chunk of it for us, but we&rsquo;re still out of pocket for much more than we can afford this month, and next month, and the month after. We will have to pay it, of course.</p> <p>Then I started asking around and heard very similar stories. E.R. visits are costing people a fortune. A real fortune. And people have neither the knowledge nor the abilities to fight the bills and decipher the confusing medical terminology. Overbilling is rife in the medical system, and if you are not an insurance company with a staff of experts on call, you&rsquo;re out of luck, and out of pocket.</p> <p>A friend of mine recently went to the E.R. suffering from chest pains. They ran a few tests, kept him in overnight, and discovered he had a pulled muscle in his chest. The prescription for ibuprofen helped. The bill a few months later for over $12,000 almost put his heart under serious pressure.</p> <p>If he had known of the costs before he agreed to the treatment, he could have made the decision to check himself out of the E.R. and spend the night at home. That alone would have cut the bill in half. He could the have came back the next day if the pains continued.</p> <p>If my wife had been given a quote before her treatment, before she was admitted, of the $3800 bill that was about to be given to us, she may have asked for just the muscle relaxant and pain meds. No X-Rays, no 90-minute stay.</p> <p>In fact, in most other professions, including the practice of law, you are given price quotes before you agree to anything. &ldquo;My retainer is $1,200&rdquo; a lawyer will say &ldquo;and $300 an hour after that.&rdquo; If you go to a mechanic, you are told the financial damage before anyone puts a wrench in the engine. At a restaurant, the prices are on display. Come to think of it, I can think of very few professions, if any, that have the billing free reign of the hospitals and doctors. It almost seems arbitrary what they can charge.</p> <p>On a recent bill a doctor friend of mine received, he noticed a tetanus shot was priced at over $300. The actual price of the shot is under $30, and he should know&hellip;that&rsquo;s what he pays. How can something be priced up by a factor of 10?!</p> <p>Some will say that we shouldn&rsquo;t know the costs, as it will stop the doctors from doing their jobs. Maybe. Maybe not. But I do know that as the price of healthcare continues to skyrocket with no oversight, and more and more families going bankrupt or falling deeply into debt because of medical bills, something must be done. And a price list at the entrance to the hospital or doctor&rsquo;s surgery is start. A quote for the services about to be performed, even better. At least you don&rsquo;t get a nasty surprise months after the event.</p> <p>Do you agree? Do you have a better solution? Have you experienced nightmare medical bills. Let us know, and tell us how you handled them. In the meantime, I would strongly suggest everyone budget for unexpected medical costs, even if it's just $50 - $100 a month. Hopefully, you won't need to dip into it, but with healthcare costs becoming more and more outrageous, something tells me that won't be anywhere near enough.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/how-about-a-price-list-at-the-hospital-or-doctor-s-office">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/health-care-reform-good-for-people-like-me">Health Care Reform: Good for People Like Me</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-surprising-things-your-hsa-will-cover">11 Surprising Things Your HSA Will Cover</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-ways-to-squeeze-value-from-your-healthcare-dollar-without-killing-yourself">50 Ways To Squeeze Value From Your Healthcare Dollar Without Killing Yourself</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/follow-these-5-steps-to-full-health-care-coverage-in-retirement">Follow These 5 Steps to Full Health Care Coverage in Retirement</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/generic-drug-price-lists-for-six-major-pharmacies">Generic Drug Price Lists For Six Major Pharmacies - Updated</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Insurance doctor health insurance healthcare high-deductible healthcare plans medical Fri, 21 May 2010 13:00:04 +0000 Paul Michael 90604 at http://www.wisebread.com The $5 Gadget That Can Save You Thousands of Dollars http://www.wisebread.com/the-5-gadget-that-can-save-you-thousands-of-dollars <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-gadget-that-can-save-you-thousands-of-dollars" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/31XKNN4RYGL._SL500_AA280_.jpg" alt="Pill splitter" title="Pill splitter" class="imagecache imagecache-250w" width="250" height="250" /></a> </div> </div> </div> <p>Economically, times are still tough. And with healthcare being at the top of a long list of concerns about money, anyone taking medication should invest in a small gadget that can literally save you a small fortune every year. The gadget in question&hellip;a simple pill splitter.</p> <p>Recently I changed jobs and with the change came a rise in my healthcare costs, particularly for medication that I have to take. But never one to just accept the change and pay the extra price, I looked at my options.</p> <p>I wondered&hellip;could I just split a higher dose of the medication in half and get 60 days out of a 30-day supply? After all, when I was weaning myself off a medication a few years ago, my doctor instructed me to cut my pills in half. But instead of going down to a lower dosage, I could request a bigger dosage and simply chop it in half. Double the pills, half the price.</p> <p>The overall cost would be the same as before my insurance costs went up (actually, a tiny bit cheaper) and I&rsquo;d only have to pick up my meds once every two months.</p> <p>It couldn&rsquo;t be that easy, could it?</p> <p>Well, it turns out it really was that easy for me. I take a medication that can be safely cut in half and therefore it was the perfect option for me (more on that in a second). A medication with a $50 monthly co-pay becomes a $25 co-pay. That adds up to a healthy $300 per year savings. If I&rsquo;m on this for the rest of my life (I sure hope not) it would save me thousands and thousands of dollars.</p> <p>But even if it&rsquo;s just for another 3-4 years, that&rsquo;s still a savings of at least $1200 on what is basically the same medication. All it takes is a $4.99 pill splitter from your local drug store, or <a href="http://www.amazon.com/gp/product/B000J195YM?ie=UTF8&amp;tag=wisebread07-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000J195YM">Amazon</a> if you prefer.</p> <p>If you take more than one medication per year, you can see how the savings start to add up quickly, especially if you have no insurance whatsoever. Some of these drugs cost hundreds of dollars per month, and if you can chop that in half, you&rsquo;re getting amazing savings.</p> <p><strong>So, are there any pills you can&rsquo;t split?</strong></p> <p>YES. This is a major aspect of pill splitting that you need to be aware of. Some drugs can be split safely with no problems at all (often, the pill will have a small groove down the center to facilitate the splitting process). Others CANNOT be split, as this could cause serious side effects. There are four main types of pills that can&rsquo;t be spilt safely, as noted by <a href="http://healthinsurance.about.com/od/prescriptiondrugs/a/splitting_pills.htm">About.com:Health Insurance</a></p> <blockquote><p><strong>Capsules</strong></p> <p>Capsules may contain a liquid, powder, or tiny pellets. If the capsule is split, the medication inside may spill and be impossible to divide evenly.</p> <p><strong>Extended-release medications</strong></p> <p>Extended-release, or long-acting medications, have coatings or ingredients that control how fast the drug is released from the pill. Splitting these tablets can destroy substances in the coating. This may result in too much of the drug being released at one time, which may cause dangerous side effects, or too little being released, which may cause your health condition to be poorly controlled.</p> <p><strong>Enteric-coated medications</strong></p> <p>Enteric-coated pills have a special coating to prevent the release of medication into your stomach. This is designed either to protect your stomach from the drug or to prevent the drug from being destroyed by the acids in your stomach.</p> <p><strong>Medications that require an exact dose</strong></p> <p>Some medications require that you get exactly the same dose each time you take it. Even very small deviations can cause problems. Cutting these pills could result in a dose that is too low to be helpful or a dose that is dangerously high. A good example of this is Coumadin (warfarin), a powerful blood thinner, which can cause excessive bleeding if you take too much, or allow blood clots to form if you take too little. Coumadin (warfarin) requires very accurate dosing and even a very slight difference in the cut halves can put you at risk for dangerous bleeding or clotting.</p> </blockquote> <p>So as you can see, if you don't check with your doctor first about pill-splitting, you could put your health in danger. Please, make an appointment to discuss your options, your GP will almost always be happy to help you save money and stay healthy.</p> <p>Even the insurance companies are getting in on this, with some now <a href="http://www.encyclopedia.com/doc/1P2-1628474.html">offering co-pay discounts for splitting your meds</a>. That's a saving on top of a saving.</p> <p>Bottom line, this is a safe and simple way to save yourself big bucks. If you're on a medication right now that can be doubled and split, you'll instantly cut the price of that medication in half. <a href="http://www.amazon.com/gp/product/B000J195YM?ie=UTF8&amp;tag=wisebread07-20&amp;linkCode=as2&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B000J195YM">And all it takes a $5 gadget</a>.</p> <p><strong>Further reading:</strong></p> <ul> <li><a href="http://www.denverpost.com/breakingnews/ci_12079731">Cut pills split insurers</a></li> <li><a href="http://www.webmd.com/a-to-z-guides/features/pill-splitting-when-is-it-safe-when-is-it-unsafe">Pill Splitting: When Is It Safe? When Is It Unsafe?</a></li> <li><a href="http://www.healthyplace.com/depression/antidepressants/divide-over-pill-splitting/menu-id-68/">The Divide Over Pill-Splitting</a></li> </ul> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/the-5-gadget-that-can-save-you-thousands-of-dollars">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-save-on-prescriptions">9 Ways to Save on Prescriptions</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/epipens-and-other-ways-companies-have-profited-from-your-pain">EpiPens and Other Ways Companies Have Profited From Your Pain</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-cheapest-place-to-buy-generic-drugs">The Cheapest Place to Buy Generic Drugs</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/free-prescription-drugs-for-those-who-qualify">Free Prescription Drugs for Those Who Qualify</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/making-money-from-clinical-trials-worth-the-risk">Making Money From Clinical Trials: Worth the Risk?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty benefits doctor drugs healhcare medication pharmacy prescriptions Wed, 27 Jan 2010 17:00:03 +0000 Paul Michael 4889 at http://www.wisebread.com DIY Plastic Surgery: This Is Not A Hoax. http://www.wisebread.com/diy-plastic-surgery-this-is-not-a-hoax <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/diy-plastic-surgery-this-is-not-a-hoax" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/134980839_416e05cbeb.jpg" alt="Nose Job" title="Nose Job" class="imagecache imagecache-250w" width="250" height="177" /></a> </div> </div> </div> <p>I do a lot of research on the Internet for information about home-made solutions to everyday problems. In fact, I'll be posting one soon that covers recipes for home-made car wax, air freshener and even glue. But on my travels, I discovered a horrifying fact - in these tough economic times, people out there are taking medical matters into their own hands. DIY plastic surgery is on the rise. <o:p></o:p></p> <p class="MsoPlainText">Around two years ago, <a href="http://www.metro.co.uk/news/article.html?in_article_id=56839&amp;in_page_id=34">a reliable English paper called Metro </a>reported the outbreak of DIY plastic surgery. The obsession with celebrity culture, and media pressure that make everyone feel bad if they don't look amazing, was leading people to take matters into their own hands. It did not go well. <o:p></o:p></p> <p class="MsoPlainText"><em>&quot;In the worst case, a man gave himself a nose job with a chisel and replaced the cartilage he removed with a chicken bone,&quot; according to consultant psychiatrist Dr David Veale. &quot;Others have cut their stomachs in DIY tummy tucks, and used glue to try to pin back their ears.&quot;</em><o:p></o:p></p> <p class="MsoPlainText">Ouch! It seems more like a story that would appear in the National Enquirer, but unfortunately it's true. That was two years ago, and sadly, things have not improved. A lack of self-confidence and a rise in BDD (body dysmorphic disorder) continues to make people long for the plastic surgeon's knife. And with people suffering from a lack of money and no access to credit, they are becoming desperate. DIY plastic surgery, as horrific as it sounds, continues to gather momentum.<o:p></o:p></p> <p class="MsoPlainText">In late 2008, <a href="http://www.telegraph.co.uk/news/newstopics/howaboutthat/3439638/Cosmetic-surgery-addict-injected-cooking-oil-into-her-own-face.html">news broke of Hang Mioku</a>, a Korean woman who became so obsessed with plastic surgery that she injected COOKING OIL into her own face.</p> <p class="MsoPlainText"><img alt="" src="http://www.telegraph.co.uk/telegraph/multimedia/archive/01111/kor2_1111849c.jpg" /></p> <p class="MsoPlainText"><em>Her face became so grotesquely large that she was called &quot;standing fan&quot; by children in her neighbourhood - due to her large face and small body. And it would seem that even Hang can now see the damage she has done; she now says that she would simply like her original face back.</em></p> <p class="MsoPlainText"><img alt="" src="http://2.bp.blogspot.com/_xgCuhK2njOg/SWYfWBsJaiI/AAAAAAAACRI/ZA9Q0E2uA9s/s320/16.jpg" /></p> <p class="MsoPlainText"><o:p></o:p></p> <p class="MsoPlainText">Last month, <a href="http://wcco.com/consumer/disfigured.silicone.injection.2.1049241.html">WCCO's Esme Murphy </a>told the story of a woman who injected herself with silicone to save money on plastic surgery. <o:p></o:p></p> <p class="MsoPlainText"><em>&quot;I really thought that I was getting a bargain and I really didn't do my homework like I should have,&quot; said the woman who did not want to be identified. Her lips and left cheek are disfigured from silicone she self-injected. She was trying to make her upper lip fuller and fill acne scars. A year and a half ago, another doctor had given her silicone injections. That treatment went well but it wasn't cheap. It was $2700 for a series of three treatment. So she turned to the Internet and found a site advertising silicone for $10.&quot;</em></p> <p class="MsoPlainText"><img alt="" src="http://llnw.image.cbslocal.com/30/2009/06/18/320x240/DIYSiliconeInjection.jpg" /></p> <p class="MsoPlainText"><o:p></o:p></p> <p class="MsoPlainText">As you can see, the results are awful. She will be disfigured for life unless she pays for a certified plastic surgeon to try and reverse the results. <o:p></o:p></p> <p class="MsoPlainText"><em>&quot;Initially I thought I did a good job,&quot; said the unfortunate mom from the Twin Cities. However, within a day her lips and cheek were disfigured. &quot;Its very frightening, its very embarrassing having to be in public,&quot; she said.</em><o:p></o:p></p> <p class="MsoPlainText">There is even a Technorati page devoted to DIY Plastic Surgery gone wrong, which you can <a href="http://technorati.com/posts/X5fTuW7nHDwC4vo2GKKkmIwqfaWu_8f29femJPGmAX0=">check out yourself here</a>.<o:p></o:p></p> <p class="MsoPlainText">And now, which may be even worse, more &quot;legitimate&quot; ways to do the treatment yourself are reaching the market. <o:p></o:p></p> <p class="MsoPlainText">For $129 and up, you can buy a hand-held personal laser to remove blotches and smooth out wrinkles. And the <a href="http://www.rejuvawand.com/ ">REJUVAWAND</a> costs $159 and uses two infra-red wavelengths of laser energy to promises to give similar results to the more expensive Botox and microdermabrasion treatments. Does it work? Doctors say it's too weak a laser to do any damage, but in effect you're wasting a lot of money on an almost useless product. <o:p></o:p></p> <p class="MsoPlainText">You can also buy a DIY chemical peel.<o:p></o:p> <a href="http://www.ivillage.co.uk/beauty/skincare/facial/articles/0,,547687_646241,00.html">Dr Denese's Triple AHA/BHA at-home fizzing facial peel</a> promises the same results as a beauty salon treatment at a fraction of the cost. But is it ever a good idea to put these kinds of chemicals on your skin with no medical supervision? <o:p></o:p></p> <p class="MsoPlainText">Perhaps the most harmless DIY solution I found was the <a href="http://texyt.com/plastic+clip+diy+nose+job+cheap+00078">CoCo &quot;nose job&quot; device</a>, which will give you Cleopatra's Nose! To be honest, it just looks like a strong clothes peg.</p> <p class="MsoPlainText"><img alt="" src="http://texyt.com/files/Image/cleopatra_nose_clip_pack.jpg" /></p> <p class="MsoPlainText"><o:p></o:p></p> <p class="MsoPlainText"><em>&quot;CoCo - Beautiful New Look of Nose is available at discerning stores in Japan, Korea and Taiwan from only $7.50. Why spend more on expensive plastic surgery and fancy doctors when you can just 'do it yourself'?&quot;</em></p> <p class="MsoPlainText">With the average rhinoplasty procedure costing roughly $5000, what do you think the chances are that a $7.50 product could do the same job? Exactly. <o:p></o:p></p> <p class="MsoPlainText">Look, I'm no doctor, but I would like to summarize by saying please, please don't take the frugal option on this and attempt to do it yourself. There is no substitute for medical training and your body is too important to mess with by yourself. There are very few shortcuts to a better body, but plastic surgery is one of them...and it comes with a hefty price. Be prepared to pay it, or you may end paying significantly more to reverse your own home-made medical mistakes.<span style="">&nbsp; Or worse, pay for it for the rest of your life with horrible disfigurements, bad health and chronic pain. </span><o:p></o:p></p> <!--EndFragment--><!--EndFragment--><p><span style="font-size: 11pt; font-family: Arial;"><o:p></o:p></span> </p> <!--EndFragment--><!--EndFragment--></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/diy-plastic-surgery-this-is-not-a-hoax">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-refill-an-ink-cartridge-with-a-small-piece-of-tape">How to refill an ink cartridge with a small piece of tape</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/times-are-tough-would-you-consider-a-diy-funeral">Times Are Tough; Would You Consider A DIY Funeral?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/search-online-for-a-fix-before-you-toss-that-broken-gadget">Search Online for a Fix before You Toss that Broken Gadget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-your-own-soda-tidy-a-room-in-three-minutes-cure-a-hangover-and-become-a-movie-extra-phew">How To Make Your Own Soda, Tidy A Room In Three Minutes, Cure A Hangover And Become A Movie Extra. Phew!</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/expert-tips-to-help-you-make-your-own-holiday-cards-and-save-a-small-fortune">Last minute tips for quick and easy homemade Holiday cards. .</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Consumer Affairs DIY blemish doctor medicine nose job skin surgery Thu, 02 Jul 2009 17:58:55 +0000 Paul Michael 3346 at http://www.wisebread.com Doctor Blogger http://www.wisebread.com/doctor-blogger <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/doctor-blogger" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/Heart:StethoscopeEdit.jpg" alt="" title="Heart Stethoscope" class="imagecache imagecache-250w" width="250" height="203" /></a> </div> </div> </div> <p>As reported in the <a target="_blank" href="http://www.nytimes.com/2008/07/21/technology/21blogger.html?_r=1">New York Times</a> , and in what must surely be a rare occurrence in the field of medicine, a doctor in Virginia has actually walked away from his lucrative medical career in order to be a full time blogger. Which just goes to show you that blogging has come a long way since its humble beginnings. </p> <p>Keep in mind, however, that Dr. Arnold Kim is not your ordinary, everyday blogger, but is the creator of the uber-popular <a target="_blank" href="http://www.macrumors.com/">MacRumors</a> site, which attracts more than 4.4 million people and generates upwards of 40 million page views per month. If that&rsquo;s not enough, Dr. Kim claims that the site has been much neglected and has a lot of room to grow.</p> <p>Beginning as a hobby during medical school, MacRumors was created in 2000, long before the word &ldquo;blog&rdquo; had even entered the lexicon of the computer literate. His background in computer science endowed him with the programming skills to create his website and build MacRumors into what it is today: the hottest gossip site for the much secretive world of Macintosh products. </p> <p>Because of the clandestine nature of Apple Computer world, consumers are hungry for news about new products and technology, especially ones that are still in development. Mr. Kim has managed to fill that demand by creating a forum where gossip and rumors are traded online. His expertise as well his intuition give him a leg up in sifting through the information and determining what is fact and what is fantasy.</p> <p>According to the blog <a target="_blank" href="http://www.247wallst.com/2008/03/the-twenty-five.html">24/7 Wall St.</a> , MacRumors was ranked second only to Gawker.com on the list of the most important blogs, beating out such notable blogsites as the Huffington Post and PerezHilton.com. </p> <p>To get some perspective, two other tech-blogsites that made the list, PaidContent and Ars Technica, were just recently sold for sums of over $25 million. It&rsquo;s been reported that Ars Technica gets about 3 million people per month, and PaidContent, with it&rsquo;s associated sites, gets about half a million. With MacRumors falling comfortable in between, it stands to reason that it is a valuable site, indeed.</p> <p>When asked about how he generated income, he said it boils down to the mantra of every aspiring professional blogger out there: generating traffic. And generate traffic he does. Along with text advertising, banner ads, and commissions on product sales, his income has reached the six figures level, which made walking away from the lucrative field of medicine that much more plausible, and with the blessing of his father (a physician as well) to boot.</p> <p>And while bloggers like myself have yet to start pulling in the big bucks like Dr. Kim, stories like this only inspire us to keep the faith and stay the course in our blogging.</p> <p>In the meantime, I&rsquo;ll keep my day job, which for the record, is not as a physician.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/fred-lee">Fred Lee</a> of <a href="http://www.wisebread.com/doctor-blogger">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-high-paying-medical-jobs-you-dont-need-an-md-for">4 High-Paying Medical Jobs You Don&#039;t Need an MD For</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-3-best-jobs-for-expats-and-travelers">The 3 Best Jobs for Expats and Travelers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-deal-when-you-work-with-someone-you-hate">8 Ways to Deal When You Work With Someone You Hate</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-money-moves-to-make-the-moment-you-get-a-promotion">8 Money Moves to Make the Moment You Get a Promotion</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-your-boss-wishes-you-knew">10 Things Your Boss Wishes You Knew</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income blogging doctor gossip Macrumors Tue, 12 Aug 2008 10:30:06 +0000 Fred Lee 2320 at http://www.wisebread.com