Health and Beauty http://www.wisebread.com/taxonomy/term/4803/all en-US 9 Quick Workouts You Can Do During Commercial Breaks http://www.wisebread.com/9-quick-workouts-you-can-do-during-commercial-breaks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-quick-workouts-you-can-do-during-commercial-breaks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_exercising_000027499027.jpg" alt="Family exercising together during 2-minute commercial break" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The average half hour television show boasts a full eight minutes of commercials. Double that for your hour-long program, and you have a whole lot of time spent just sitting around. Even if you watch a single half hour show each day, that's almost an hour of extra time in your week when you could be doing something to better yourself. Specifically, something better for your health!</p> <p>So we've compiled the following workouts, all of which can be done in just two minutes each to fit between commercial breaks. Mix and match them during your next television session to add some good-for-you activity to your life. (See also: <a href="http://www.wisebread.com/these-at-home-exercises-will-give-you-a-gym-quality-workout-for-free?ref=seealso">These At-Home Exercises Will Give You a Gym-Quality Workout For Free</a>)</p> <h2>1. Explosive Cardio</h2> <p><iframe src="https://www.youtube.com/embed/hVOm5Thoazg" width="420" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>This <a href="https://youtu.be/hVOm5Thoazg?t=1m15s">cardio workout</a> starts with high knees and quickly progresses into side skaters for a wide range of motion. Standard burpees kick the routine up a notch until its intense finish that adds an explosive hop to the mix. Phew! <em>Game of Thrones</em> is back on!</p> <h2>2. Micro Workout</h2> <p><iframe src="https://www.youtube.com/embed/WmrIEmQQoyA" width="420" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>Whether you're sitting on the couch or at your desk, you can totally fit this quickie <a href="https://youtu.be/WmrIEmQQoyA?t=1m18s">total body workout</a> into a break. Squats give your legs a super boost, and you want them nice and deep to get the most benefit. Next, use your desk or dining room table for some standing push-ups before switching to one-armed planks in the same position.</p> <h2>3. Ab Blaster</h2> <p><iframe src="https://www.youtube.com/embed/7Qf9pPcGGwE" width="420" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>For more targeted work, try these <a href="https://www.youtube.com/watch?v=7Qf9pPcGGwE">ab-blasting moves</a>. You'll begin with your legs elevated at a 90-degree angle for crunches. Then, contract your abs while you pulse your legs to work on the lower set of muscles. The rest are modifications with challenging static holds.</p> <h2>4. Total Toner</h2> <p><iframe src="https://www.youtube.com/embed/VNKOJqT24uc" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>You can do this <a href="https://www.youtube.com/watch?v=VNKOJqT24uc">toning workout</a> in the time it takes to brush your teeth. Jump your feet back to a plank position and complete a couple push-ups at whatever position feels the most comfortable. The Superman pose is new to me, but I'm surprised how well it firms the muscles on the back of my body with zero impact.</p> <h2>5. Leg Lifter</h2> <p><iframe src="https://www.youtube.com/embed/IUQ-nOO7SrA" width="420" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>This <a href="https://youtu.be/IUQ-nOO7SrA?t=1m">killer leg workout</a> is completed in just two power-packed minutes. The exercises are 30 seconds each, starting with a wide sumo squat. After that, do some lunges &mdash; making sure to keep your core engaged. These exercises both progress from slow to fast to get your heart pumping.</p> <h2>6. Arm Sculpter</h2> <p><iframe src="https://www.youtube.com/embed/DqtPHn1MnYQ" width="420" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>Don't forget your arms! You can sculpt and gain strength with a <a href="https://www.youtube.com/watch?v=DqtPHn1MnYQ">fast arm routine</a> and a couple light dumbbells. Begin with a few jumping-jacks to get your cardio going, then move to alternating overhead presses, hammer curls, and tricep work. Don't have weights? Try using soup cans or water bottles!</p> <h2>7. Best Basic</h2> <p>If you'd rather not follow a video or instructor, try something basic like jumping rope, walking in place (or on a treadmill), or doing a mix of body weight workouts you know by heart. When in doubt, just keep moving for two minutes, whether it's doing crunches, push-ups, jumping jacks, side jumps, or even just dancing around the room with your kids.</p> <h2>8. Super Stretch</h2> <p><iframe src="https://www.youtube.com/embed/87KgosW6oHo" width="420" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>Switch up your mini-workout series with a <a href="https://www.youtube.com/watch?v=87KgosW6oHo">good stretch</a>. These yoga poses flow from one to the next in quick succession. Control your motion and keep proper posture for best results. Your muscles will feel incredibly refreshed and relaxed after this one.</p> <h2>9. Big Breath</h2> <p><iframe src="https://www.youtube.com/embed/YaHClc2D5Tw" width="560" height="315" frameborder="0" allowfullscreen="allowfullscreen"></iframe></p> <p>Bonus: Most of us don't fit relaxation into our day, yet it's important to take time &mdash; even two minutes &mdash; to slow down and restore. This <a href="https://www.youtube.com/watch?v=YaHClc2D5Tw">breathing sequence</a> will help wind down your mind and body or, alternatively, recharge your batteries before the day's next big task. Inhale, exhale, and repeat.</p> <p><em>What productive activities do you do while watching the tube?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/9-quick-workouts-you-can-do-during-commercial-breaks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/getting-started-in-indoor-cycle-class">Getting Started in Indoor Cycle Class</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beat-back-the-zombies-4-ways-to-avoid-sleep-deprivation">Beat Back the Zombies: 4 Ways to Avoid Sleep Deprivation</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-youre-doing-these-4-exercises-your-workouts-are-worth-nothing">If You&#039;re Doing These 4 Exercises, Your Workouts Are Worth Nothing</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-cheap-and-easy-metabolic-boosters">5 Cheap and Easy Metabolic Boosters</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-exercise-in-under-5-minutes">15 Ways to Exercise in Under 5 Minutes</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Productivity cardio commercial breaks exercise working out yoga Fri, 17 Apr 2015 13:00:10 +0000 Ashley Marcin 1388452 at http://www.wisebread.com 4 Ways to Get Cheaper Health Insurance http://www.wisebread.com/4-ways-to-get-cheaper-health-insurance <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-ways-to-get-cheaper-health-insurance" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_working_out_000014641976.jpg" alt="Women exercising to get cheaper health insurance" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>More Americans than ever are buying their own health insurance plans, but navigating the marketplace has never been trickier. While it's not easy, there's a big upside to the patient-as-consumer healthcare economy: You now have the ability to shop for the most affordable care. All it takes is a little research.</p> <p>Luckily, we've done the homework for you. Read on for our roundup of the best tricks and tactics for spending less on your health care.</p> <h2>1. Participate in Wellness Programs</h2> <p>No-cost health education seminars, 30-day exercise challenges, and gym membership reimbursements are just a sampling of the kinds of wellness initiatives offered by employers across the U.S. Yet, few of us are taking advantage of them. In 2013, fewer than half of all eligible workers took part in clinical screenings offered by their employer, and only 10% joined weight-management programs, according to a government study.</p> <p>But did you know the Affordable Care Act allows employers to offer you up to a 30% reduction in&nbsp;<a href="http://www.dol.gov/ebsa/newsroom/fswellnessprogram.html">health insurance premiums</a> for your participation in these initiatives? If that's not reason enough to take part in your employer's wellness program, we don't know what is.</p> <h2>2. Pick Up a Flu Shot Along With That Gallon of Milk</h2> <p>The clinic at your local grocer is a convenient place to get vaccinations and seek treatment for minor health ailments, such as a mild fever or cough. In some cases, it's cheaper, too. Among employers that cover medical services at retail clinics, 8% provide a <a href="http://kff.org/report-section/ehbs-2014-summary-of-findings/">financial incentive</a> to those who seek care there, rather than a traditional doctor's office. Review your health plan and see if you could save money by handing routine medical matters at a retail clinic.</p> <h2>3. Dial Up the Doc</h2> <p>Getting care by phone or video chat can drastically reduce your out-of-pocket medical expenses, not to mention remove the obstacle of having to rise out of bed. On average, the out-of-pocket <a href="http://www.connectwithcare.org/wp-content/uploads/2014/12/Medicare-Acute-Care-Telehealth-Feasibility.pdf">cost for telemedicine</a> is around $40, compared to $95 for a traditional visit to a doctor's office. Telemedicine isn't the right treatment method for every ailment, but rest assured that it's quite sufficient for some. Sinus infections, urinary tract infections, the flu, and the common cold are the most common diagnoses made during telehealth visits. And 83% of the time, patient issues are resolved on the first call.</p> <h2>4. Join an Organization That Offers Premium Discounts</h2> <p>Membership organizations like the Freelancers Union, Writers Guild of America, alumni associations, and the American Federation of Government Employees are dedicated to providing resources and benefits to people connected to a certain cause, general interest, or industry. One of those benefits is group health insurance packages, which often include perks like discounted premiums. AFGE members, for example, get access to <a href="http://www.afge.org/Index.cfm?Page=memberbenefits&amp;FuseAction=Category&amp;CategoryID=53">cheaper health care services</a>, prescription drugs, and discounted dental and vision exams.</p> <p>Of course, not everyone is eligible for membership in these groups, but with a little online research you may be able to find one that's applicable to you. Examples of other member organizations offering health insurance coverage include: AARP Health, Small Business Service Bureau, and the National Association for Female Executives.</p> <p><em>Have you found other ways to reduce your health insurance costs?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/4-ways-to-get-cheaper-health-insurance">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-vital-things-to-remember-when-buying-health-insurance">5 Vital Things to Remember When Buying Health Insurance</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/generic-drug-price-lists-for-six-major-pharmacies">Generic Drug Price Lists For Six Major Pharmacies - Updated</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/paying-for-pregnancy-and-birth-without-health-insurance">Paying for Pregnancy and Birth Without Health Insurance</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-spend-your-last-minute-health-care-fsa-funds">8 Ways to Spend Your Last-Minute Health Care FSA Funds</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/financial-iq-test-how-healthy-is-your-disability-insurance">Financial IQ Test: How Healthy Is Your Disability Insurance?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Insurance affordable care act insurance discounts retail clinics telemedicine wellness programs Fri, 17 Apr 2015 09:00:08 +0000 Brittany Lyte 1392116 at http://www.wisebread.com 7 Makeup Items You Should Ditch Today http://www.wisebread.com/7-makeup-items-you-should-ditch-today <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-makeup-items-you-should-ditch-today" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/makeup_000051522634.jpg" alt="Woman using makeup item that she should ditch today" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's spring, which means it's time to clean out those long neglected drawers full of junk. A great place to start is with your makeup drawer, because chances are you have a few things that need to be tossed.</p> <p>When going through beauty products, be sure to keep shelf life in mind as well as the impact on the environment and your health. For these reasons, the following seven products are an easy toss.</p> <h2>1. Old Mascara</h2> <p>If you've got tubes of mascara rolling around in your drawer that are more than four months old, toss them. Mascara is the cosmetic with the shortest shelf life, and chances are you've got one that is past its prime. Because it is used so close to the eye, it's a breeding ground for bacteria. You increase your chances of an eye infection or conjunctivitis by using old mascara, so switch it out with a new bottle every three to six months. The same rule applies to liquid eye liner.</p> <h2>2. Toxic Nail Polish</h2> <p>Take a look at your nail polish bottles and consider if they need to go. Are they several years old? Has the color separated? Is the texture lumpy? Toss them out. Then do a little research about the bottles you have left. Do they contain the &quot;toxic trio&quot; of chemicals? The trio includes formaldehyde, a known carcinogen, and DBP and toluene, two reproductive toxins. These chemicals have been banned in several other countries, but not in the U.S. A backlash led to many brands going toxic-free, but a recent study shows that a number of brands still <a href="http://www.dtsc.ca.gov/PollutionPrevention/upload/NailSalon_Final.pdf">contain the harmful chemicals</a>. Make sure the polish in your drawer is, in fact, free of these three toxins.</p> <h2>3. Anti-Aging Products</h2> <p>Many anti-aging skincare products boast alpha and beta hydroxy acids as key ingredients, and praise their ability to give a refreshed look to your skin. Unfortunately, these acids may be doing more harm than good. Products with these ingredients increase the skin's sensitivity to UV rays, contributing to skin damage and making us more <a href="http://www.ewg.org/skindeep/2006/07/01/alpha-hydroxy-acids-ahas-beta-hydroxy-acids-bhas-and-skin-cancer/">susceptible to skin cancer</a>. Alpha and beta hydroxy acids are now present in over 10% of moisturizers and, oddly enough, 6% of sunscreens. Check your products for these ingredients, and wear sun protection daily to reduce sun damage and keep your skin youthful.</p> <h2>4. Used Sponges</h2> <p>If you use sponges to apply foundation, concealer, or other products, then throw out used sponges at least once a week. If your sponges are of high quality, you can wash them weekly, but don't hold on to them for more than a few months. Anything that comes into contact with your skin on a regular basis is bound to grow bacteria, and could cause skin problems when used repeatedly.</p> <h2>5. Eyeshadow With Aluminum Powder</h2> <p>Eyeshadows and some pencils that are highly pigmented can contain aluminum powder, which the Environmental Working Group (EWG) has deemed a <a href="http://www.ewg.org/skindeep/ingredient/700324/ALUMINUM_POWDER/">hazardous substance</a>. The FDA has restricted its use, but only in lip products. Concerns linger over skin absorption and neurotoxicity, so better safe than sorry. Check the ingredients of your eye makeup and toss those that contain aluminum powder.</p> <h2>6. Face and Body Scrubs</h2> <p>Scrubs are a refreshing way to polish away dead skin and keep your face and body soft and smooth. But before you scrub up, check the ingredients. <a href="http://www.theguardian.com/sustainable-business/microbeads-cosmetics-gyres-plastics-pollution-makeup">Plastic microbeads</a> used in many scrubs are known to be terrible for the environment. Microbeads end up in lakes and oceans, and marine life cannot distinguish between the tiny plastic beads and food. Fish end up ingesting the plastics, along with any toxic chemicals they have absorbed. Many major companies have promised to stop using the beads, but warn that it will take several years to phase them out. Check your scrubs for plastic microbeads, and when purchasing opt for scrubs that use all-natural exfoliants.</p> <h2>7. Lipsticks With Lead</h2> <p>There has been a long, heated debate about whether <a href="http://www.nytimes.com/2009/05/28/fashion/28skin.html?adxnnl=1&amp;adxnnlx=1427744262-qzfMoVamFHO75BqxsPsr3w&amp;_r=0">lead in lipstick</a> poses a threat to the wearer's health. The FDA has long claimed that the amounts are so small that they are perfectly safe to wear on a regular basis. Other groups have raised concerns over repeat exposure and its compounding effect. This issue is still being studied and discussed, but in the meantime, there are many <a href="http://www.goodhousekeeping.com/beauty/makeup/tips/g1886/lead-free-lipsticks-470402/">lead-free lipsticks</a> on the market. If your lipstick contains lead, you may want to consider trashing it, especially if you kiss your kids with that mouth.</p> <p><em>Do you have any of these iffy makeup products in your cosmetics drawer?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/laurel-randolph">Laurel Randolph</a> of <a href="http://www.wisebread.com/7-makeup-items-you-should-ditch-today">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-beauty-products-ive-learned-to-live-without">Five Beauty Products I&#039;ve Learned To Live Without</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-generic-beauty-buys-better-than-the-expensive-originals">7 Generic Beauty Buys Better Than the Expensive Originals</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wantable-makeup-premium-cosmetics-at-a-bargain-price">Wantable Makeup: Premium Cosmetics at a Bargain Price</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/budgeting-beauty-an-expert-tells-all">Budgeting Beauty - An Expert Tells All</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-beauty-be-this-basic">Can Beauty Be THIS Basic?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Organization beauty products chemicals cosmetics harmful ingredients makeup Tue, 14 Apr 2015 13:01:18 +0000 Laurel Randolph 1380849 at http://www.wisebread.com 6 Foods Scientifically Proven to Help You Sleep http://www.wisebread.com/6-foods-scientifically-proven-to-help-you-sleep <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-foods-scientifically-proven-to-help-you-sleep" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_coffee_000035731506.jpg" alt="woman drinking coffee in the morning after a full night of sleep" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We've all been there. Tossing, turning, cursing our way into a stressful night without the one thing we want most of all: sleep. While there are ads upon ads pitching us prescription options for a more restful evening, most folks I know would rather snack their way to dreamland. With these foods proven by science to cause a sedative effect, it's possible!</p> <h2>1. Chamomile Tea</h2> <p>Used by cultures for thousands of years as a sleep aid, this mild herbal tea is made from the petals and centers of a few varieties of chamomile flowers. WedMD claims studies have shown the effects of the tea to be just <a href="http://www.webmd.com/vitamins-and-supplements/lifestyle-guide-11/natural-good-sleep-tips-on-melatonin-valerian">as soothing as tranquilizers</a> in laboratory rats, but for most people, it just causes a mildly relaxed feeling. Today's teas are available in almost every beverage aisle, including grape-flavored &quot;kids&quot; versions for helping even tots fall asleep.</p> <h2>2. Nuts</h2> <p>While foods containing tryptophan (like turkey and warm milk) haven't been given much clout when it comes to actually helping you sleep at night, melatonin is a widely accepted ingredient for those wishing for extra winks. Walnuts, it would seem, may be the perfect sleep food, as they contain substantial amounts of both tryptophan and melatonin, along with a healthy <a href="http://uthscsa.edu/hscnews/singleformat2.asp?newID=1677">dose of omega 3 fatty acids</a> for good measure. So the next time you're tempted to slam a glass of 2% before bed, reach for a handful of shelled walnuts to enjoy with your drink.</p> <p>No walnuts on hand? Try a serving of almonds, which are high in magnesium &mdash; a necessary <a href="http://orthomolecular.org/library/jom/1988/pdf/1988-v03n04-p197.pdf">nutrient for staying asleep</a> once you get there.</p> <h2>3. Tart Cherry Juice</h2> <p>This super-sour beverage has been used in recent years to assist with all kinds of ailments, including arthritis and gout. A more compelling reason to pour a small glass of cherry juice, however, may be to help catch more Zs. A recent study showed that adults who consumed one ounce each in the morning and at night experienced a more <a href="http://link.springer.com/article/10.1007%2Fs00394-011-0263-7#page-1">efficient sleep pattern</a>, gaining an average of 39 additional minutes of sleep a night!</p> <p>What cherry varieties are the best? Opinions differ, but Montmorency is probably the most commonly sold kind in stores and health food shops. Be sure you know what you are buying, as some juice is sold in 100% potency, while other juice may be a dilution. One ounce of pure juice is much different than its watered down counterparts, and it's more expensive, too!</p> <h2>4. Carbs</h2> <p>While not an excuse to snag a bag of chips before bed, acknowledging the relationship between a small carbohydrate-rich snack and more restful sleep can give you permission to dip into the rice bowl. In fact, recent studies show that complex carbs (Jasmine rice, in particular) <a href="http://ajcn.nutrition.org/content/85/2/426.abstract">promote healthy levels of serotonin</a> and insulin, giving you the optimal conditions for a tranquil evening.</p> <h2>5. Dairy</h2> <p>Calcium and tryptophan work together to promote a quicker sleep for most people. (Those with dairy intolerances will want to avoid cheese before bed, however.) Warm up that glass of milk, if you must, but a nice yogurt may be more satisfying!</p> <h2>6. Power Snacks</h2> <p>For the best bang for your grocery buck, the Cleveland Clinic recommends combining two or more of the <a href="http://health.clevelandclinic.org/2014/06/5-foods-that-help-you-sleep/">best sleepy foods</a> for one healthy snack. Recommended duos include:</p> <ul> <li>Banana with low-fat yogurt;</li> <li>Low-fat cottage cheese with a few 100% whole grain pita chips;</li> <li>Apple with mozzarella string cheese.</li> </ul> <p>It's important to remember that &mdash; whichever food you start with &mdash; it may take time to see any measurable results. You'll also want to budget for those additional calories you may be consuming at the end of each day; unchecked snacking before bed is one of the most common causes of unintended weight gain for many people.</p> <p><em>What helps you fall asleep and stay asleep? Please share in comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/6-foods-scientifically-proven-to-help-you-sleep">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-naturally-reset-your-sleep-cycle-overnight">How to Naturally Reset Your Sleep Cycle in One Night</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/22-reasons-to-stop-drinking-soda">22 Reasons to Stop Drinking Soda</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/eight-natural-ways-to-make-water-more-flavorful">Eight Natural Ways to Make Water More Flavorful</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-healthy-recipes-for-lazy-people">25 Healthy Recipes for Lazy People</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/curing-warts-removing-splinters-and-19-other-bizarre-uses-for-banana-peels">Curing Warts, Removing Splinters, and 19 Other Bizarre Uses for Banana Peels</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Health and Beauty insomnia restlessness serotonin sleeping snacking Tue, 07 Apr 2015 21:00:09 +0000 Linsey Knerl 1370305 at http://www.wisebread.com 7 Generic Beauty Buys Better Than the Expensive Originals http://www.wisebread.com/7-generic-beauty-buys-better-than-the-expensive-originals <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-generic-beauty-buys-better-than-the-expensive-originals" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_makeup_000035641214.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>When it comes to beauty products, no one will ever know whether you're using the high-end brands or the cheap stuff. In fact, lower-priced makeup and moisturizers are often identical or better than similar products that cost three times as much. Yet studies show that people are easily deluded into thinking a product with an <a href="http://www.pnas.org/content/105/3/1050.long">expensive price tag</a> is of higher quality than the same product labeled with a cheaper price.</p> <p>Well, delusions be gone! One of the simplest ways to save on your beauty regimen is to cut out higher-priced products that come with no added benefit, save for attractive packaging and a posh designer name. Read on for our guide to the low-priced beauty buys that work just as well &mdash; if not better &mdash; than their more expensive counterparts.</p> <h2>1. Mascara</h2> <p>New York City makeup artist Raychel Wade wants to let you in on a little secret: A $7 wand of Maybelline mascara will make your lashes just as lush and alluring as the high-end stuff sold at department stores. Wade, who got her start working behind makeup counters, said there's very little difference between expensive mascara and the cheap stuff other than the name brand on the packaging. That's because just about all <a href="http://www.webmd.com/beauty/makeup/makeup-decoding-mascara">mascara ingredients</a> are basically the same: a pigment to darken the lashes, a polymer to form the film that coats the lashes, a preservative, and a thickening agent. &quot;Drugstores carry amazing mascaras, but it wasn't my job to direct customers that way,&quot; Wade says. &quot;At the end of the day, I was working for the brand, not the customer.&quot;</p> <h2>2. Cologne and Perfume</h2> <p>There's about $1.50 worth of ingredients in the average bottle of fragrance, yet the typical price tag is $150 &mdash; less than 1% of the retail cost. What you're really paying for when you purchase cologne or perfume is the brand name. So ask yourself this question the next time you're tempted to invest in an expensive scent: Do you really like the fragrance that much better than the more affordable brands, or is it a successful marketing campaign that's seduced you into shelling out top dollar?</p> <h2>3. Cotton Rounds</h2> <p>Pharmacy-brand cotton rounds work just as well as the name brand products, but they'll cost you a smidgen less. &quot;I love the CVS Pharmacy&ndash;brand cotton rounds because they have the perfect amount of perforation and don't shed,&quot; says <a href="http://www.redbookmag.com/life/money-career/advice/g1868/best-generic-products-to-save-money/?slide=3">Redbook beauty expert</a> Mally Roncal.</p> <h2>4. Nail Polish</h2> <p>Those $7 bottles of nail polish by OPI are equally chip-resistant and beautifully colored as top-of-the-line polishes by Chanel ($26). OPI polishes are free of DBP, toluene, and formaldehyde, and they have a porcelain glaze that lasts long after the application date. What's more, OPI base coats also come highly rated for <a href="http://www.courier-journal.com/story/life/shopping/2015/02/13/best-nail-base-coat-combo/23343219/">longer lasting enamel</a> that strengthens the nail and protects against peeling.</p> <h2>5. Nail Polish Remover</h2> <p>You'll save at least $2 per bottle by buying off-brand nail polish removers, which contain the same ingredients as most name brand polish removers. &quot;For nails, Target's Up &amp; Up Regular Nourishing Nail Polish Remover is protein-rich, acetone-free, and no different from polish removers that cost more,&quot; says Hollywood hair and makeup artist Julia Papworth.</p> <h2>6. Skin Moisturizer</h2> <p>Clinique and Bobbi Brown sell high-end moisturizing lotions, but the truth is that one of the most <a href="http://www.galderma.com/Medical-Solutions/Major-Brands/Cetaphil">highly-rated skin creams</a> by makeup professionals and dermatologists alike is made by the drugstore brand, Cetaphil. Cetaphil moisturizer is immensely hydrating yet gentle on the skin. A 16 ounce tub sells at most drugstores and markets for about $11 &mdash; about five times lower than the price of the leading moisturizing cream by Bobbi Brown. As a bonus, Cetaphil also makes for a great makeup remover. Simply apply a modest amount of the lotion to your face and use a cotton ball or soft cloth to wipe it clean.</p> <h2>7. Wrinkle Corrector</h2> <p>There's no need to shell out top dollar when shopping for a product to soften the appearance of fine lines and wrinkles on your face. &quot;Rite Aid's Advanced Wrinkle Corrector softens fine lines, and skin stays soft throughout the day,&quot; says <a href="http://prettypublicbeauty.com/">Pretty Public Beauty</a> editorial director Devin Giannoni. Wrinkle correctors made by Rite Aid and other pharmacies will typically cost you $3 less than the name brand products.</p> <p><em>What are your favorite bargain beauty buys?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/7-generic-beauty-buys-better-than-the-expensive-originals">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-makeup-items-you-should-ditch-today">7 Makeup Items You Should Ditch Today</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wantable-makeup-premium-cosmetics-at-a-bargain-price">Wantable Makeup: Premium Cosmetics at a Bargain Price</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/budgeting-beauty-an-expert-tells-all">Budgeting Beauty - An Expert Tells All</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/can-beauty-be-this-basic">Can Beauty Be THIS Basic?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-beauty-products-ive-learned-to-live-without">Five Beauty Products I&#039;ve Learned To Live Without</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty bargain hunting cosmetics generic makeup perfume Tue, 24 Mar 2015 21:00:09 +0000 Brittany Lyte 1351253 at http://www.wisebread.com 5 Cheap and Easy Metabolic Boosters http://www.wisebread.com/5-cheap-and-easy-metabolic-boosters <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-cheap-and-easy-metabolic-boosters" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_drinking_tea_000018615192.jpg" alt="Woman drinking health tea to boost metabolism" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>I recently wrote an article featuring eight <a href="http://www.wisebread.com/burn-more-calories-with-these-8-frugal-foods">frugal and fantastic foods</a> that ramp up calorie burn. And while I was researching, it struck me that there are plenty of non-food (and non-drug) ways to rev metabolism as well. The best part? These five things are free and easy to incorporate into your everyday life &mdash; no matter your busy schedule.</p> <h2>1. Fast Exercise</h2> <p>Mini exercise bursts &mdash; as short as a <a href="http://abcnews.go.com/blogs/health/2014/03/25/doctor-says-20-second-workout-can-make-you-slimmer-and-healthier/">20-second workout</a> &mdash; have been shown to keep people slimmer and healthier. In 2011, researchers at Bath University studied a group of sedentary young men and women and tracked their progress over a period of six weeks with a progressive cycling program. The catch? Participants exercised hard for less than ten minutes total over those six weeks, yet they showed some respectable fitness gains related to VO2 max and insulin resistance (at least for men). Sort of eliminates the &quot;no time&quot; excuse for working out.</p> <h2>2. Heavy Weights</h2> <p>Chances are that most of us don't engage in a regular strength training program. As a runner, I struggle with too much cardio that leads me to a weight loss plateau. However, if you pump iron on the regular, you'll gain muscle mass and burn more fat. More mass means a <a href="http://www.webmd.com/fitness-exercise/get-more-burn-from-your-workout">higher resting metabolic rate</a>. You can even perform low-impact exercises like yoga and Pilates if you're shy about lifting the heavy weights. At-home strength training &mdash; push-ups, sit-ups, squats, etc. &mdash; using your own body weight for resistance is another great, no-cost option. (See also: <a href="http://www.wisebread.com/these-at-home-exercises-will-give-you-a-gym-quality-workout-for-free?ref=seealso">These At-Home Exercises Will Give You a Gym-Quality Workout for Free</a>)</p> <h2>3. Sound Sleep</h2> <p>The secret to a faster metabolism might be as easy as setting your bedtime earlier. In fact, losing a couple hours of sleep (from the recommended seven or eight) a few days in a row is a recipe for <a href="http://well.blogs.nytimes.com/2013/03/18/lost-sleep-can-lead-to-weight-gain/?_r=0">immediate weight gain</a>. The research was performed at the University of Colorado back in 2013, and initial results showed that getting less than five hours of sleep a night actually increased calorie burn. But in just one week, the sleep-deprived participants ate more and gained an average of two pounds. (See also: <a href="http://www.wisebread.com/how-to-get-more-sleep-without-spending-more-time-in-bed?ref=seealso">How to Get More Sleep Without Spending More Time in Bed</a>)</p> <h2>4. Caffeinated Beverages</h2> <p>Whether it's a morning mug of coffee or green tea, sipping on a beverage that contains caffeine helps <a href="http://www.menshealth.com/mhlists/abs_diet_foods/Green_Tea_Coffee.php">speed up heart rate</a> and torch calories. And green tea contains a special chemical named EGCG, which boosts metabolism even more. Of course, you'll want to stick with caffeinated drinks that don't contain added sugars or other high-calorie ingredients, but studies have shown a cup of coffee and three 90 mg doses of EGCG can burn an extra 80 calories a day while the body is at total rest (even more during exercise).</p> <h2>5. Plain Water</h2> <p>If you're like me and you can't take a caffeine buzz, try sipping more water for a metabolism benefit. Furthermore, drinking water before meals can act as an <a href="http://life.gaiam.com/article/how-drinking-more-water-can-help-you-lose-weight">appetite suppressant</a> and helps flush toxins out of the body. Cold water increases metabolic rate even more by making the body work harder to warm it up. (See also: <a href="http://www.wisebread.com/eight-natural-ways-to-make-water-more-flavorful?ref=seealso">8 Healthy Ways to Make Water More Flavorful</a>)</p> <p><em>What do you do to boost your metabolism and burn more calories?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/5-cheap-and-easy-metabolic-boosters">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-youre-doing-these-4-exercises-your-workouts-are-worth-nothing">If You&#039;re Doing These 4 Exercises, Your Workouts Are Worth Nothing</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-surprising-non-physical-benefits-of-exercise">10 Surprising, Non-Physical Benefits of Exercise</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/36-workouts-you-can-do-in-your-living-room-while-its-cold-out">36 Workouts You Can Do in Your Living Room While It&#039;s Cold Out</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fitness-for-people-who-hate-exercise">Fitness For People Who Hate Exercise</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-habits-that-are-quietly-making-you-fat-and-have-nothing-to-do-with-eating">7 Habits That Are Quietly Making You Fat (and Have Nothing to Do With Eating)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty exercise metabolism boosters weight loss workouts Mon, 23 Mar 2015 15:00:10 +0000 Ashley Marcin 1351026 at http://www.wisebread.com 10 Important Reasons You Need to Cut Back on Screen Time http://www.wisebread.com/10-important-reasons-you-need-to-cut-back-on-screen-time <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-important-reasons-you-need-to-cut-back-on-screen-time" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/girls_on_phones.jpg" alt="young girls on their cellphones" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Screen time. You know, all those hours you spend in front of your computer at work? Plus the time on your cell phone at lunch, and the TV you watch before you go to bed. It all adds up.</p> <p>Unfortunately, research seems to show some significant negative effects of all the time we spend in front of our screens. While this is still a nascent field of academic study &mdash; we simply haven't had access to these devices for long enough to know exactly how they affect us &mdash; there seem to be some compelling reasons to make the effort to look at something other than a screen.</p> <h2>1. It's Bad for Your Health</h2> <p>Being in front of a screen is almost always sedentary behavior (unless, I suppose, you're on the treadmill). Because of this, it correlates with things like lower fitness levels and undesirable body composition.</p> <p>Turn this around by choosing something active rather than watching TV or playing video games in your spare time. You don't have to kill yourself at the gym; you can take a walk, work on a project at home, or even garden.</p> <h2>2. It Hinders Your Brain's Performance</h2> <p>Kids do better in school when they have less screen time. Researchers aren't yet sure why this is true, but it probably has to do with the ways that technology teaches the brain to function. If you want to perform well in situations that involve memorization or problem solving (which are tasks that many kids perform in school), limit your screen time.</p> <h2>3. It Lowers Your Ability to Process Nonverbal Cues</h2> <p>When people are taken away from their screens, they seem to better <a href="http://www.sciencedirect.com/science/article/pii/S0747563214003227">process nonverbal cues</a>. It makes sense that when you are mostly interacting with actual people, you get better at understanding emotional things they're trying to communicate.</p> <p>Processing nonverbal cues well means that you're less likely to make awkward social mistakes, and also means that you might have more opportunities for social interaction and have an easier time making new friends.</p> <h2>4. It Messes Up Your Sleep</h2> <p>When teenagers have more than four hours of screen time per day, and especially when they use their screens in the hour before going to bed, they have trouble falling asleep. This can lead to a sleep deficit of up to two hours each night!</p> <p>If you're not sleeping well, you will not only feel tired the next day, but it can hinder your performance at work or in school. It's worth the effort to use your screen less and get a little more rest.</p> <h2>5. It Reduces Your Ability to Plan Ahead</h2> <p>People who spend a lot of time in front of screens, and especially those who play video games a lot, have a <a href="https://www.psychologytoday.com/blog/mental-wealth/201402/gray-matters-too-much-screen-time-damages-the-brain">loss of brain volume</a> in their frontal lobes. If this happens to you, it lowers your ability to do a lot of things, among them the ability to plan ahead.</p> <p>Most of us need to make plans in our daily lives. We plan everything from where to go to lunch tomorrow, to how much money we can spend this weekend, to what we want to do on vacation next year. It's important to have the healthiest frontal cortex that you can, in order to perform these tasks well.</p> <h2>6. It Makes Impulse Control Harder</h2> <p>If you spend so much time in front of a screen that you get addicted to being online, there are all sorts of negative effects. One of these is that you lose the ability to <a href="http://www.psyn-journal.com/article/S0925-4927%2812%2900029-7/abstract">control your impulses</a>. This means that you will be more likely to do things like spending money whenever you see something that you want, overeating on things that look good to you, and making hasty decisions that could negatively affect your future.</p> <h2>7. It Inhibits Communication Skills</h2> <p>People who spend more time online, especially young people, are more likely to <a href="http://www.scmp.com/lifestyle/health/article/1513555/beware-negative-effects-too-much-screen-time-children">struggle with communication</a>. It seems that people who learn how to interact with others in online contexts don't necessarily develop the skills to interact outside of those specific structures. If interpersonal communication is important to you or part of your job, you will likely reap rewards if you spend less time in front of your screen.</p> <h2>8. It Can Make You Depressed</h2> <p>People who spend a lot of time in front of screens, specifically while watching TV, have a higher <a href="http://fit.webmd.com/teen/recharge/article/teens-screen-time?page=2#2">incidence of depression</a> than those who choose to do other things with their time.</p> <p>There are likely multiple reasons for this. If you choose to watch TV rather than interact with people, loneliness could cause the depression. TV also gives an unrealistic portrayal of how life should be and what you should look like, and comparing that to your real life can bring you down. Finally, TV can be violent and scary (and that's just the news!), which can lead people to an overall negative view of the world.</p> <h2>9. It Leads to Antisocial Behavior</h2> <p>When kids watch a lot of TV, they are more likely to have problems with <a href="http://www.everydayhealth.com/kids-health/0219/too-much-tv-leads-to-antisocial-behavior-in-kids-study-finds-7591.aspx">antisocial behavior</a> at some time in their lives. Note that this doesn't mean that they are necessarily antisocial as kids, but that this behavior can manifest as they grow older. Researchers aren't sure how time in front of the television leads to this behavior, but the correlation is strong enough that it seems like good motivation for limiting screen time for anyone.</p> <h2>10. It Means You're Almost Always Multitasking</h2> <p>When you're in front of a screen, you're usually multitasking. This means that a lot of screen time can lead to some of the same <a href="http://www.wisebread.com/the-fallacy-of-multitasking?ref=seealso">negative effects of multitasking</a>, like a lack of focus or an inability to remember things because your brain is overstimulated. (See also: <a href="http://www.wisebread.com/the-simple-way-to-make-multitasking-actually-work?ref=seealso">The Simple Way to Make Multitasking Actually Work</a>)</p> <p>If you must use a screen, try to do just that. Then, when you're done, move onto whatever you need to do next and leave the screen behind. Do one thing at a time so you can focus and remember.</p> <p><em>Do you choose to limit your screen time? What positive effects have you noticed?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/10-important-reasons-you-need-to-cut-back-on-screen-time">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-mobile-phone-upgrades-that-arent-worth-the-money">4 Mobile Phone Upgrades That Aren&#039;t Worth the Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buying-a-new-smartphone-without-extending-your-contract">Buying a New Smartphone Without Extending Your Contract</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheap-smartphones-which-ones-are-worth-it">Cheap Smartphones: Which Ones Are Worth It?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-digital-detox-how-and-why-to-do-it">The Digital Detox: How and Why to Do It</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-the-cell-phone-industry-so-screwed-up">Why Is the Cell Phone Industry So Screwed Up?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Technology screen time smartphones television video games Thu, 19 Mar 2015 11:00:09 +0000 Sarah Winfrey 1347472 at http://www.wisebread.com 5 Vital Things to Remember When Buying Health Insurance http://www.wisebread.com/5-vital-things-to-remember-when-buying-health-insurance <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-vital-things-to-remember-when-buying-health-insurance" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/doctor_and_patient.jpg" alt="hospital patient" title="hospital patient" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Thanks to the <a href="http://www.wisebread.com/signing-up-for-obamacare-in-2015-heres-whats-new">Affordable Care Act</a> (or &quot;Obamacare&quot;), now every individual has access to affordable health insurance. All new health care plans include 10 <a href="http://obamacarefacts.com/essential-health-benefits/">Essential Health Benefits</a>, but there are other important factors to consider when choosing a plan. Here are the top five.</p> <h2>1. HMO or PPO?</h2> <p>There are generally greater limitations when selecting an HMO, but plan premiums are typically lower due to these very restrictions &mdash; such as being required to obtain a referral from your primary care physician (PCP) before receiving any health care services other than emergency.</p> <p>Conversely, PPOs typically carry higher premiums. But, they allow more physicians to participate in the network, offer a larger number of in-network hospitals and clinics, and most likely will not require a PCP referral before you can receive services. Generally speaking, PPO plans are better-suited for people with more regular or intensive medical needs, whole HMOs are best for persons who limit their use of health care services.</p> <h2>2. Networks</h2> <p>Your insurance provider can specify in-network, out-of-network, and preferred networks for the services you receive. You should check to see which services are covered within your network, and if there are any out-of-pocket costs for going outside of it. It can mean a difference of thousands of dollars.</p> <h2>3. Deductibles and Co-Pays</h2> <p>Paying a higher deductible brings down the cost of your monthly premium. But there are other benefits: High-deductible plans can also be combined with health saving accounts (HSAs), which are medical savings accounts that allow you to pay for deductibles, premiums, prescriptions, medical supplies, and other qualifying health expenses using pre-tax dollars.</p> <p>To save on insurance costs, check your plan's copay for routine office visits and prescription drugs. If you think you'll use these services regularly, make sure the plan offers a reasonable copay. Or, consider signing up for an HSA to help defray the cost.</p> <h2>4. Drug Benefits</h2> <p>Most insurance providers retain the right to only cover generic or less expensive prescription drugs when available, and require you to visit a pharmacy within your network. Read through the provider's drug benefits to make sure your desired level of prescriptions are covered.</p> <h2>5. Short-Term Coverage</h2> <p>Short-term plans provide coverage from 30 days up to one year. Use this type of plan only if you are in between plan options. Keep in mind that short-term coverage does not meet the ACA's essential coverage requirement, and as such, is still subject to penalties. In other words, these plans are <em>not </em>protected under ACA. You can be denied coverage, denied due to pre-existing conditions, and cancelled at any time.</p> <p><em>What factors do you consider when shopping for health insurance?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/qiana-chavaia">Qiana Chavaia</a> of <a href="http://www.wisebread.com/5-vital-things-to-remember-when-buying-health-insurance">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-spend-your-last-minute-health-care-fsa-funds">8 Ways to Spend Your Last-Minute Health Care FSA Funds</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/going-without-health-insurance-in-2015-heres-what-itll-cost-you">Going Without Health Insurance in 2015? Here&#039;s What It&#039;ll Cost You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/signing-up-for-obamacare-in-2015-heres-whats-new">Signing Up for Obamacare in 2015? Here&#039;s What&#039;s New</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-examine-your-healthcare-plan-and-save">How to Examine Your Healthcare Plan and Save</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-get-cheaper-health-insurance">4 Ways to Get Cheaper Health Insurance</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Insurance affordable care act health care HMO obamacare PPO Wed, 18 Mar 2015 13:00:03 +0000 Qiana Chavaia 1345719 at http://www.wisebread.com 7 Foods Scientifically Proven to Make You (More) Beautiful http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-more-beautiful <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-foods-scientifically-proven-to-make-you-more-beautiful" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/little-girl-strawberries-nature-iStock_000051686516_Small.jpg" alt="little girl strawberries" title="little girl strawberries" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Beauty is in the eye of the beholder, but that doesn't mean you can't help it along. Our diet plays a strong role in how we look and feel. These seven foods will do wonders for that reflection in the mirror.</p> <h2>1. Salmon</h2> <p>Everyone says salmon makes your skin glow, and in this case, everyone is right. Salmon and other fatty fishes such as tuna are loaded with iron, vitamin B12, and omega-3 fatty acids. Not only do these compounds <a href="http://health.howstuffworks.com/skin-care/daily/tips/quick-tips-will-eating-salmon-make-my-skin-look-healthier-.htm">give you radiant skin</a>, they also provide your scalp and hair with plenty of nourishment. If you don't eat fish, flaxseed is a great alternative that provides similar benefits.</p> <h2>2. Lean Protein</h2> <p>Speaking of hair, do your locks need a boost from the inside out? Add some lean proteins such as chicken, turkey, or eggs to your diet. Protein helps <a href="http://womenshair.about.com/od/healthyhairmaintenance/tp/The-Best-Foods-For-The-Healthiest-Hair.htm">restore and preserve the shine</a> of your hair, as well as making it grow faster and stronger.</p> <h2>3. Berries</h2> <p>Cranberries, blueberries, and acai berries are <a href="http://www.joybauer.com/food-articles/berries.aspx">loaded with antioxidants</a>. These antioxidants aid blood flow and promote regular cell turnover to keep skin looking and feeling its best. Antioxidants keep wrinkles at bay, too.</p> <h2>4. Citrus</h2> <p>Vitamin C does a whole body good, inside and outside. It helps <a href="http://www.oralb.com/topics/lack-of-vitamin-c-gums.aspx">strengthen gums</a>, the foundation of a beautiful smile. Vitamin C also helps our bodies produce collagen, the tissue that gives skin its elasticity and smooth appearance. As we age, our bodies naturally produce less collagen, so a boost in vitamin C helps keep us looking our best.</p> <h2>5. Dried Fruit</h2> <p>Want stronger hair and nails? Reach for a handful of dried fruit such as raisins or apricots the next time you get the munchies. Many dried fruits are <a href="https://beautyhealthtips.in/amazing-beauty-benefits-dry-fruits-almonds-raisins-walnuts-cashew-nuts-pistachios-benefits/">rich in iron</a>, a key nutrient for healthy hair and nails.</p> <h2>6. Greens</h2> <p>Here's another great reason to get your greens, be they kale, broccoli, or spinach: Your hair will thank you for it. The <a href="http://www.webmd.com/diet/leafy-greens-rated">abundant vitamins A and C</a> in green vegetables keep your hair soft, smooth, glossy, and strong.</p> <h2>7. Whole Grains</h2> <p>We often hear about the benefits of whole grains to <a href="http://www.joybauer.com/food-articles/whole-grains.aspx">control our weight</a> and keep us regular. And those benefits are warranted. Did you know whole grains are also incredible for the skin? The iron, zinc, and vitamin B in whole grains fight acne and keep our complexion even and clear.</p> <p>Using topical beauty treatments can cost a fortune and the results are often mixed. When we condition the body from the inside out, not only do we improve our overall health, but others see it too. Enjoy these foods and you'll make your best, most beautiful first impression.</p> <p><em>Are these beautiful foods part of your diet?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christa-avampato">Christa Avampato</a> of <a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-more-beautiful">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-supposedly-unhealthy-foods-that-are-actually-good-for-you">8 Supposedly Unhealthy Foods That Are Actually Good for You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-happier">7 Foods Scientifically Proven to Make You Happier</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-foods-scientifically-proven-to-increase-your-energy">10 Foods Scientifically Proven to Increase Your Energy</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/great-ways-to-get-calcium">Great Ways to Get Calcium</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-that-are-scientifically-proven-to-increase-happiness">7 Foods That Are Scientifically Proven to Increase Happiness</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Health and Beauty food for beauty food science healthy food nutrition Tue, 17 Mar 2015 11:00:07 +0000 Christa Avampato 1336600 at http://www.wisebread.com Burn More Calories With These 8 Frugal Foods http://www.wisebread.com/burn-more-calories-with-these-8-frugal-foods <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/burn-more-calories-with-these-8-frugal-foods" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/strawberries_in_hand_000023247024.jpg" alt="Strawberries in the hand" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Sure, you read all kinds of &quot;don't eat&quot; lists criticizing foods with too much fat or too many carbs. But did you know there are foods that can actually boost your calorie burn? Believe it.</p> <p>Add the following frugal foods to your daily routine, and you might lose more weight while eating like a king (or queen).</p> <h2>1. Eggs</h2> <p>Eggs aren't just an amazing source of protein, they've also been shown to positively impact individuals with <a href="http://www.eurekalert.org/pub_releases/2012-04/epr-enr042312.php">metabolic syndrome</a>. For the rest of us, this means they fill us up, all while helping to restore levels of &quot;good&quot; HDL cholesterol. Of course, eating eggs for breakfast (or any time at all) has huge benefits for jump-starting your metabolism in general. Plus, they're super inexpensive!</p> <h2>2. Hot Peppers</h2> <p>Chili peppers contain this crazy chemical called capsaicin that <a href="http://www.cbsnews.com/news/chili-peppers-may-fire-up-weight-loss/">super-boosts&nbsp;metabolism</a> into hyper-drive. In a study conducted by researchers at the University of Wyoming, peppers have also been shown to help convert &quot;bad&quot; white fat into &quot;good&quot; brown fat. All good news for those of you who like it hot. The best way to save on peppers is to buy them up when they're in season.</p> <h2>3. Whole Grains</h2> <p>We've all heard that refined carbohydrates aren't good for our health. Thankfully there are many hearty whole grain alternatives that are both delicious and beneficial to the body. Just read the science: &quot;<a href="http://www.ncbi.nlm.nih.gov/pubmed/15536473">Whole grain intake</a> is inversely and refined grain intake is positively associated with the risk of having metabolic syndrome.&quot; Try baking your own bread at home for whole grains on the cheap. (See also: <a href="http://www.wisebread.com/10-easy-delicious-recipes-for-homemade-bread?ref=seealso">10 Easy, Delicious Recipes for Homemade Bread</a>)</p> <h2>4. Berries</h2> <p>A Swedish study recently revealed that berries aren't just tasty &mdash; they also <a href="http://www.hindawi.com/journals/jnme/2014/403041/">fight obesity</a>. Even mixed with an otherwise high-fat diet, the addition of berries kept insulin levels and weight loss steady. The specific berries you should munch include lingonberry, blackcurrant, bilberry, raspberry, a├žai, crowberry, prune, and blackberry. My favorite way to get my dose is through fruit smoothies, and I find buying frozen berries is a better investment because they don't spoil.</p> <h2>5. Grapefruit</h2> <p>My mom always said that grapefruit is great to eat while dieting. Now science is backing this idea. In a 2006 study, 91 obese participants saw <a href="http://www.ncbi.nlm.nih.gov/pubmed/16579728">greater weight loss</a> and a lowered post-glucose insulin level by eating fresh grapefruit. This study also uncovered that a grapefruit supplement and juice aren't as effective as the whole food (and groceries are less expensive than supplements, right?).</p> <h2>6. Dairy</h2> <p>I'm quick to blame my cheese consumption when pointing fingers at weight gain. But researchers studying the <a href="http://www.nrcresearchpress.com/doi/full/10.1139/apnm-2014-0154#.VOsZfktofwJ">dairy-eating habits</a> of healthy French-Canadians discovered eating dairy products has a positive impact on metabolic health. The key here is calcium, and the recommended intake to see benefits is two to four servings each day. Try buying products in bulk to save.</p> <h2>7. Water</h2> <p>While technically not a food, water is key to overall health, including boosting metabolism. In a study published in the Journal of Clinical Endocrinology and Metabolism, participants saw a <a href="http://www.shape.com/healthy-eating/healthy-drinks/6-reasons-drinking-water-helps-solve-any-problem">30% increase</a> in metabolism after drinking just 17 ounces of the stuff. The increase started about ten minutes after drinking but continued beyond a half hour afterward. And keep your pennies &mdash; tap water is<a href="http://www.wisebread.com/bottled-or-tap-the-right-choice-for-water-may-surprise-you">&nbsp;better than bottled</a>.</p> <h2>8. Coffee</h2> <p>While we're on beverages, coffee's <a href="http://www.ncbi.nlm.nih.gov/pubmed/21879101">influence on metabolic rate</a> can't be denied. Ingesting coffee &mdash; caffeine &mdash; immediately increases heart rate, an effect that lasts up to 30 minutes after consumption. The down side? Drinking coffee may put you at risk for coronary heart disease in the hour after ingestion. Moderation is best, and brewing your coffee at home will cut your costs tremendously.</p> <p><em>Do you enjoy any of these frugal calorie burners?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/burn-more-calories-with-these-8-frugal-foods">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-cheap-ways-to-lower-your-blood-sugar">13 Natural and Easy Ways to Lower Your Blood Sugar</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-foods-scientifically-proven-to-help-you-sleep">6 Foods Scientifically Proven to Help You Sleep</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-diy-kitchen-skills-that-will-save-you-money">7 DIY Kitchen Skills That Will Save You Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/22-reasons-to-stop-drinking-soda">22 Reasons to Stop Drinking Soda</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/eight-natural-ways-to-make-water-more-flavorful">Eight Natural Ways to Make Water More Flavorful</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Food and Drink Health and Beauty super foods Fri, 13 Mar 2015 10:00:11 +0000 Ashley Marcin 1331394 at http://www.wisebread.com Here's What the New Federal Diet Rules Will Cost You http://www.wisebread.com/heres-what-the-new-federal-diet-rules-will-cost-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/heres-what-the-new-federal-diet-rules-will-cost-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_hamburger_000019722481.jpg" alt="Woman eating delicious hamburger" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>America's dietary policy advisers recently revealed their proposed recommendations for the next Dietary Guidelines for Americans, the nation's official ideal menu, updated every five years. Basically, the report calls for a lot less sugar, while relaxing concerns about other items like cholesterol and caffeine.</p> <p>Sure, following the report is sure to slim your waistline, but how will it affect your big fat wallet? We often hear that it's expensive to eat a healthy diet, so we took a look at whether the new recommendations would cost less or more than what you might have already been spending on food.</p> <h2>1. Replace Saturated Fat With Unsaturated Fat (Wallet Impact: Higher Cost)</h2> <p>Unlike past recommendations, this report doesn't admonish Americans to reduce the amount of fat in our diets. (We never listened anyway.) Instead, it advises us to keep saturated fats, like the <a href="http://www.health.gov/dietaryguidelines/2015-scientific-report/11-chapter-6/d6-2.asp">animal fats</a> found in red meat and butter, down to 10% of daily calories, and make sure the rest of the fat we consume is unsaturated (preferably polyunsaturated fats from such sources as nuts, seeds, and fish.) What we must stop doing, the report says, is replacing saturated fat with refined carbohydrates like packaged &quot;low fat&quot; snacks.</p> <p>Well, fish can be much more expensive than red meat, and a bag of almonds is a more expensive snack than low-fat, sugar-frosted granola bars. All these things mean that following this recommendation could increase grocery costs significantly.</p> <h2>2. Minimize Trans Fats (Wallet Impact: Higher Cost)</h2> <p>&quot;It is now well-established that <a href="http://www.health.gov/dietaryguidelines/2015-scientific-report/06-chapter-1/">higher intake of trans fat</a> from partially hydrogenated vegetable oils is associated with increased risk of (cardiovascular disease) and thus, should be minimized in the diet,&quot; the report says.</p> <p>This means avoiding many brands of margarine, <a href="http://www.health.com/health/gallery/0,,20533295_4,00.html">pre-made pastry crusts</a>, and canned frosting at the grocery store. Trans-fat-free non-butter spreads or real butter are both more expensive than trans-fatty margarine, so this recommendation could cost you a few dollars a week. Making your own pastries with safer fats may be slightly cheaper than buying pre-made, but takes a lot more time.</p> <h2>3. Cut Way Back on Added Sugars (Wallet Impact: Lower Cost)</h2> <p>The average American gets 13% of his or her calories from added sugars, but because of the association with weight and diabetes, we should be getting no more than 10% of our <a href="http://www.health.gov/dietaryguidelines/2015-scientific-report/11-chapter-6/d6-3.asp">calories from sugar</a>. Young people need to cut back even more, since children and young adults over age nine get 15% to 17% of their calories this way.</p> <p>The committee recommends reducing sugar-sweetened beverages, the main source of added sugar calories in our diets at 39%. Because the long-term effects of using low-calorie sweeteners aren't well understood, the report recommends replacing soda with water, not diet soda. Since sodas are pricey and water is free, this change could be a money saver.</p> <p>What's more, the report calls for the ubiquitous availability of free drinking water in public. If that recommendation becomes public policy, we might see the return of more functioning water fountains and bottle-filling stations, something that would save everyone money.</p> <h2>4. Reduce Sodium (Wallet Impact: Neutral)</h2> <p>The DCAG says that adults who need to lower their blood pressure should cut back on salt. Even though they've been telling us that for years, <a href="http://www.health.gov/dietaryguidelines/2015-scientific-report/11-chapter-6/d6-1.asp">salt consumption</a> continues to &quot;far exceed recommendations.&quot; More than <a href="http://www.cdc.gov/salt/pdfs/sources_of_sodium.pdf">75% of our sodium</a> comes from processed foods and restaurant meals (especially fast food). Replacing processed foods with fresh ones can cost more, but eating home-cooked meals is less expensive than fast food, so this one is a wallet wash.</p> <h2>5. Get More Vitamin D and Potassium (Wallet Impact: Higher Cost)</h2> <p>The report notes that Americans are not getting enough of these nutrients, and acknowledges that even eating a healthy diet might not provide enough of them. Individuals may have to look at <a href="http://www.health.gov/dietaryguidelines/2015-scientific-report/06-chapter-1/d1-2.asp">fortified foods and supplements</a> of vitamin D and potassium on a case-by-case basis. Supplements usually cost more than food, so following this recommendation might cost you more.</p> <h2>6. Don't Limit Cholesterol (Wallet Impact: Lower Cost)</h2> <p>Previous dietary guidelines limited the recommended daily intake of cholesterol, prompting the health-conscious to avoid eggs. High levels of &quot;bad cholesterol&quot; in your blood is still recognized as a warning sign for health problems. However, the available evidence shows no relation between the amount of cholesterol we eat and what shows up in our blood work. So the committee is dropping the cholesterol limit, inviting you to enjoy those eggs at will. Since eggs are a low-cost source of protein, this recommendation could save money.</p> <h2>7. Don't Stress About Caffeine (Wallet Impact: Neutral)</h2> <p>If the report urged us all to increase our caffeine consumption, that would cost us more, since Starbucks can be an expensive indulgence. Even relatively affordable drinks like tea clearly cost more than plain water.</p> <p>However, the report merely says that most Americans' current caffeine consumption level is not a health concern. They didn't urge any behavior change here, so following this recommendation wouldn't affect your budget. So keep chugging those lattes!</p> <p><em>How closely do you follow the government's DRI's?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/heres-what-the-new-federal-diet-rules-will-cost-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/if-youre-eating-these-6-things-your-diet-is-doing-nothing">If You&#039;re Eating These 6 Things, Your &quot;Diet&quot; Is Doing Nothing</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/turbo-charge-your-diet-with-superfoods">Turbo-Charge Your Nutrition With Superfoods</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-avoid-putting-on-recession-pounds">How to Avoid Putting on Recession Pounds</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/so-you-think-youre-a-carnivore">So, You Think You&#039;re a Carnivore?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-health-foods-that-are-actually-making-you-fatter">10 Health Foods That Are Actually Making You Fatter</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Health and Beauty diet dietary guidelines federal guidelines Wed, 11 Mar 2015 15:00:04 +0000 Carrie Kirby 1329711 at http://www.wisebread.com 5 Foods Scientifically Proven to Take Years off Your Life http://www.wisebread.com/5-foods-scientifically-proven-to-take-years-off-your-life <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-foods-scientifically-proven-to-take-years-off-your-life" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_menu_cafe_000011316429.jpg" alt="Young woman looking at menu at a cafe" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We all know we're stuffing our faces with junk that isn't very good for us, but did you know that prolonged consumption of these so-delicious-they're-to-die-for foods might literally be killing us? It's true. Certain foods have been scientifically proven to adversely affect our health enough that you may be shaving years off your life without even knowing it. (See also: <a href="http://www.wisebread.com/6-foods-scientifically-proven-to-increase-your-lifespan">6 Foods Scientifically Proven to Increase Your Lifespan</a>)</p> <p>What are these quiet, edible killers? Take a look.</p> <h2>1. Processed Meat</h2> <p>Most fast food joints and numerous casual dine-in establishments have built their foundations on processed meat, and we're falling right into their death trap.</p> <p>&quot;Eating processed meat is associated with an increased mortality risk,&quot; says Rene Ficek, registered dietitian and lead nutrition expert at Seattle Sutton's Healthy Eating. &quot;Popular processed meats like hot dogs, pepperoni, and salami may be tasty, but they have been found to contribute to <a href="http://en.wikipedia.org/wiki/Telomere">shorter telomeres</a>. Regularly eating processed meat significantly increases your risk of death from heart disease and cancer. Some studies have quantified these results to show that each extra daily serving (approximately two rashers of bacon) raises your mortality rate by a fifth. Replacing red meat with fish, poultry or plant-based proteins could reduce the health risks by up to 14%.&quot;</p> <p>Fish sticks and chicken nuggets are excluded, of course.</p> <h2>2. Soda and Sugary Treats</h2> <p>I've never been a big fan of soft drinks. It's not completely banned from my life &mdash; I enjoy a refreshing soda every now and again (like twice a year) &mdash; but generally I steer clear. At the basic level, it's flavored, colored sugar water, and it will rot your teeth. In fact, one of my buddies had to have <em>thousands of dollars</em> worth of dental work done a few years ago to repair damage done by a decade or more of heavy cola consumption. I love my teeth too much for that nonsense.</p> <p>&quot;We've known for quite some time that sugary soda is bad for our health. However, soda is bad for the condition of telomeres because it is directly associated with a decreased lifespan,&quot; Ficek says. &quot;There have been numerous studies that have looked deep into the effects of soda consumption and the length of life. In fact, soda consumption is so rampant in the United States alone that researchers have linked its consumption to the same effects as smoking. Research shows that simply drinking even a low-calorie diet soda daily is connected to an almost 70% increased risk of Type 2 diabetes, and an additional doubled rate of aging.&quot;</p> <p>'Bout time you ditched the sweet, sweet bubbles, eh?</p> <h2>3. French Fries</h2> <p>Ask me to give up processed meats and soda forever, done deal. Ask me to give up French fries and you're dead to me.</p> <p>It's frankly un-American not to harbor a deep-seated love for these crispy-on-the-outside-fluffy-on-the-inside snacks. French fries are frickin' delicious. Alas, like all good things, they should be consumed in moderation unless you want them served in your casket.</p> <p>It's not just the fries themselves that are the worst part. Consider this doozy:</p> <p>&quot;The crispier [the French fries] are, the more harmful they can be,&quot; warns Ficek. &quot;Things fried at high temperatures are likely to contain a chemical called <a href="http://www.cancer.gov/cancertopics/causes-prevention/risk-factors/diet/acrylamide-fact-sheet"><em>acrylamide</em></a>, which may be linked to increased rates of cancer. It's produced from a chemical reaction from the sugars and an amino acid called <em>asparagine</em>, which is found in many grains and vegetables. Potatoes have a particularly high amount of it, further exacerbating the French fry problem.&quot;</p> <p>A not-so-happy meal, after all.</p> <h2>4. Wheat Gluten</h2> <p>More than I love French fries, I'm hopelessly devoted to a piping hot pizza. Sometimes I'll eat the whole thing without shame or apologies right in front of you because I'm a rude little piggy. Yet, while I know that all those carbs can and will make me fat, I had no idea that the gluten contained in the crust &mdash; even a whole wheat one &mdash; can screw up my body.</p> <p>&quot;Gluten &mdash; the protein found in wheat, rye, and barley &mdash; cannot be digested by anyone, and for those with celiac disease, symptoms, mortality, and risk for malignancy can each be reduced by adherence to a gluten-free diet,&quot; explains food-mood expert and certified nutritionist Trudy Scott. &quot;Even if you don't have celiac disease, gluten should be avoided because of the inflammation it causes in everyone. Gluten sensitivity is of great interest to me because <a href="http://www.ncbi.nlm.nih.gov/pubmed/21877216">gluten sensitivity remains undertreated and under-recognized</a> as a contributing factor to psychiatric and neurologic manifestations. As a nutritionist who works with women with anxiety, I see how food sensitivities like gluten can cause anxiety and fears and even social anxiety. Over 80% of my anxious clients do better mood-wise on a gluten-free diet.&quot;</p> <h2>5. Some Vegetable Oils</h2> <p>According to an article on Authority Nutrition, those heart-healthy vegetable oils you're buying because you think they're better for you are <a href="http://authoritynutrition.com/11-health-foods-that-can-kill-you/">harboring a dangerous secret</a>.</p> <p>&quot;[Soybean, corn, and cottonseed] oils contain very large amounts of Omega-6 fatty acids, way more than humans ever consumed throughout evolution,&quot; the site says. &quot;We need small amounts of these fatty acids in the diet, such as the amounts found in meat and nuts. Eating too much of these fats can lead to inflammation, which is a leading cause of many chronic diseases. These oils get incorporated into our body fat stores and cellular membranes, where they are highly sensitive to oxidation and damage. To top it all off, the industrial vegetable oils that you find in the supermarket contain 0.56%-4.2% of their fatty acid as trans fats, which are highly toxic.&quot;</p> <p>It's not all bad news, however. Olive oil is an exception &mdash; it's still good for you &mdash; so start making the switch today.</p> <p><em>What other foods are sending us to an early grave? Let's talk about it in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/5-foods-scientifically-proven-to-take-years-off-your-life">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-things-you-can-do-to-reduce-your-risk-of-diabetes">10 Things You Can Do to Reduce Your Risk of Diabetes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-simple-ways-to-lower-your-cholesterol">10 Simple Ways to Lower Your Cholesterol</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-killer-ways-to-really-actually-lose-weight">7 Killer Ways to Really, Actually Lose Weight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-health-foods-not-worth-the-money">11 Health Foods Not Worth the Money</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/live-long-and-prosper-with-these-15-small-healthy-habits">Live Long and Prosper With These 15 Small Healthy Habits</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty diet fitness longevity Tue, 10 Mar 2015 17:00:12 +0000 Mikey Rox 1329751 at http://www.wisebread.com You Won't Believe How Much the Average Person Spends on Salon Visits Each Year http://www.wisebread.com/you-wont-believe-how-much-the-average-person-spends-on-salon-visits-each-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/you-wont-believe-how-much-the-average-person-spends-on-salon-visits-each-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_haircut_000030105894.jpg" alt="woman getting a haircut" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The beauty salon trade is a 20 billion dollar industry to which just about every American woman contributes. Haircuts, blow-outs, manis and pedis &mdash; they really do add up. And if you're like the average woman outlined below, your regular salon visits can cost you an average of about $1,800 per year! (And that only includes nails, haircuts, and blow-outs.)</p> <p>Fortunately, there are ways you can cut down on your salon expenses without compromising your look. Read on for our tally of what you're spending at the salon &mdash; then consider using some of our tips on saving big by beautifying at home.</p> <h2>1. Haircuts</h2> <p>The average American woman spends <a href="http://www.usnews.com/news/blogs/data-mine/2014/02/28/what-america-pays-for-a-haircut">$44 per haircut</a>, plus a tip of $9, for a total of $53 per visit. At an average of four cuts a year, that's a whopping $212 spent yearly ridding herself of dead ends.</p> <p>You could &quot;clip&quot; this expense altogether by learning to cut your own locks. But even if you're not willing to eliminate salon cuts completely, you could easily halve the cost by trimming at home, and saving the salon visits for major cuts or new styles. Ask your stylist for tips on how to achieve a precise and healthy trim. And for those too skittish to reach for the scissors, you could alternatively go an extra month between salon cuts, which will save you some significant coin in the long run.</p> <h2>2. Blow-Outs</h2> <p>Few among us have the budget of a Hollywood star to maintain red carpet-worthy locks 365 days a year. The average blow-out costs about $40, takes about 40 minutes, and has the effect of making you want them more often. For the sake of our example, let's assume the average woman gets a blow-out every other month, costing her a total of about $240 per year. (Ever heard of a <a href="http://abcnews.go.com/blogs/entertainment/2012/10/blow-out-junkies-spend-thousands-on-perfect-hair/">blow-out junkie</a>? These women habitually get three or more blow-outs per week. That's $6,240 a year, not including gratuity!)</p> <p>Fortunately, you can achieve the same super-sleek look at home using a professional dryer with a wattage of at least 1875. We recommend the <a href="http://www.amazon.com/gp/product/B00MFBGATM/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00MFBGATM&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=UBKE24VUDCLEPPYM">Nanoe Hair Dryer</a> by Panasonic, which retails at about $154. And if you do decide to indulge in a salon blow-out, shop around for the best price. Major metropolitan areas and wealthy enclaves tend to charge more for salon services, so look outside those gilded borders for cheaper rates.</p> <h2>3. Manicures and Pedicures</h2> <p>Salons in the U.S. charge an average of $19.50 for a manicure. The average cost of a pedicure is $32.25. The average woman who gets manis and pedis does so every two weeks, running her an average of $1,345 per year.</p> <p>Whether you pamper yourself with these treatments once a month or just a handful of times during the summer, the cost quickly adds up. But with a little effort and a small investment, you can give yourself salon-worthy nail treatments at home.</p> <p>To begin, Manicurist Mila Yagoudaief recommends a 10-minute soak using <a href="http://www.amazon.com/gp/product/B0036S3Z9G/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B0036S3Z9G&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=SM3J55DYZ2GPIDJX">Sally Hansen Salon Mineral Foot Soak</a> ($8.88) to soften the skin and cuticles. You can also use this foot soak for your hands.&nbsp;Then use a clipper to trim your nails straight across so they're about even with the top of your fingers and toes, and use an emery board to round the outer edges of each nail.</p> <p>Next, remove any remaining dead skin by massaging your hands and feet with a thick exfoliating scrub, like <a href="http://www.amazon.com/gp/product/B002CMLTFO/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B002CMLTFO&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=4ZZA7WWPIKU6RWIZ">Barielle 60 Second Mani-Pedi</a> ($16.99). Rinse with warm water. You'll want to prevent the skin from drying out by massaging your hands and feet with any cream that contains shea butter.&nbsp;Now, find your favorite polish and paint! Don't forget to apply a topcoat to prevent chips and peeling.</p> <p>When you add up the average costs of manis, pedis, haircuts, and blow-outs above, it totals a startling $1,797 &mdash; and that's just the tip of the iceberg, since many women also get regular facials or skin treatments, hair color, massages, and more. Do your budget a favor by treating yourself at home, instead, and save the salon visits for truly special occasions.</p> <p><em>How much do you estimate you spend on yearly salon visits?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/you-wont-believe-how-much-the-average-person-spends-on-salon-visits-each-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-easy-steps-to-buying-lingerie-for-your-wife-girlfriend-or-significant-other">4 Easy Steps to Buying Lingerie for Your Wife, Girlfriend, or Significant Other</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-gluten-free-living-homemade-gluten-free-noodles">Frugal Gluten-Free Living: Homemade Gluten-Free Noodles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-foods-nutritionists-say-you-should-splurge-on">12 Foods Nutritionists Say You Should Splurge On</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/useful-gifts-for-college-bound-graduates">Useful Gifts for College-Bound Graduates</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Shopping beauty treatments salon visits Mon, 09 Mar 2015 11:00:07 +0000 Brittany Lyte 1325130 at http://www.wisebread.com 8 Ways to Spend Your Last-Minute Health Care FSA Funds http://www.wisebread.com/8-ways-to-spend-your-last-minute-health-care-fsa-funds <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-ways-to-spend-your-last-minute-health-care-fsa-funds" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/doctor_mother_daughter_000027794734.jpg" alt="Doctor with mother and daughter" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Don't lose the money in your <a href="http://www.healthcare.gov/glossary/flexible-spending-account-FSA/">Flexible Spending Account</a>! The initial cut-off was December 31, 2014, but if your employer grants the optional rollover to the next year, your new deadline to use it or lose it is March 15, 2015. (One exception is if your plan's extension includes the $500 carry-over option &mdash; you can use those funds anytime throughout the year.) (See also: <a href="http://www.wisebread.com/signing-up-for-obamacare-in-2015-heres-whats-new?ref=seealso">Signing Up for Obamacare in 2015? Here's What's New</a>)</p> <p>Your FSA can be used for several qualified purchases. Here are eight awesome last-minute ways to spend the money in your FSA before you lose it.</p> <h2>1. Baby Supplies</h2> <p>The cost of raising infants is high, but a portion of those costs can be offset using your pre-tax FSA money. Diapers, thermometers, cold medications, and other essential baby care products are FSA eligible. Also see below for dependent care expenses.</p> <h2>2. Household Medical Supplies</h2> <p>Stock up on household medical supplies. Things that you normally would not consider buying with your FSA do qualify as medical supplies, like sunscreen, contact lenses, allergy medications, first-aid kits, and more. The <a href="https://fsastore.com/">FSA Store</a> has a large selection of FSA-eligible products.</p> <h2>3. Annual Exams and Check-Ups</h2> <p>Remember, co-pays and deductibles for those last-minute doctor visits qualify. So, schedule routine eye exams, physicals, and annual check-ups for you and covered members of your family.</p> <h2>4. Prescription Medications and Vitamins</h2> <p>Re-stock any prescription medications now that you will need later in the year. Preventive vitamin supplements and digestive care are also considered medical supplies.</p> <h2>5. Dependent Care</h2> <p>Some FSA plans cover dependent or child care &mdash; and for those with costly childcare and dependent care expenses, this is a great way to spend your FSA in one shot. Daycare, after school programs, nannies, and adult care all are qualified FSA expenses. Check with your plan to determine coverage.</p> <h2>6. Family Planning</h2> <p>Whether you are planning for a child (or just the opposite), many family planning items, like condoms, fertility kits, and fertility treatments are all FSA eligible.</p> <h2>7. Supplies You Might Not Expect</h2> <p>Many medical supplies you might not expect including batteries, Dr. Scholl's foot inserts, nicotine patches, ice packs, and body creams and lotions qualify for FSA eligibility.</p> <h2>8. Commuter Costs</h2> <p>Commuter costs are eligible, so don't forget to submit receipts for transportation and parking to and from health care service providers and pharmacies. The reimbursement also applies to dependent care providers.</p> <p><em>Do you have unused FSA funds? How will you use them before the deadline?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/qiana-chavaia">Qiana Chavaia</a> of <a href="http://www.wisebread.com/8-ways-to-spend-your-last-minute-health-care-fsa-funds">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/going-without-health-insurance-in-2015-heres-what-itll-cost-you">Going Without Health Insurance in 2015? Here&#039;s What It&#039;ll Cost You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/signing-up-for-obamacare-in-2015-heres-whats-new">Signing Up for Obamacare in 2015? Here&#039;s What&#039;s New</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-vital-things-to-remember-when-buying-health-insurance">5 Vital Things to Remember When Buying Health Insurance</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-fall-for-these-common-obamacare-scams">Don&#039;t Fall for These Common Obamacare Scams</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-types-of-health-insurance-plans">The Types of Health Insurance Plans</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Insurance fsa account health care health insurance obamacare Thu, 05 Mar 2015 18:00:07 +0000 Qiana Chavaia 1320723 at http://www.wisebread.com 8 Supposedly Unhealthy Foods That Are Actually Good for You http://www.wisebread.com/8-supposedly-unhealthy-foods-that-are-actually-good-for-you <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-supposedly-unhealthy-foods-that-are-actually-good-for-you" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman-drinking-coffee-cafe-Dollarphotoclub_69832554.jpg" alt="woman drinking coffee" title="woman drinking coffee" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Are you a coffee lover, but you abstain for health reasons? Or do you love snacking on popcorn, but rarely indulge because it's a &quot;junk food?&quot; Then good 'ole science has your back. The following eight foods have gotten a bad rap over the years, but in fact can play a big part in a healthy diet. (See also: <a href="http://www.wisebread.com/11-health-foods-not-worth-the-money?ref=seealso">11 Health Foods Not Worth the Money</a>)</p> <h2>1. Coffee</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/coffee%20cup%20shop.jpg" width="605" height="340" alt="" /></p> <p>We've long been told that drinking coffee will lead to a long list of ills: stunted growth, heart disease, and even cancer. It turns out that no correlation has been found between these conditions and drinking coffee, and that people who drink coffee regularly tend to be healthier overall.</p> <p>Coffee has been shown to do exactly what you think it does: decrease risk of depression and improve cognitive function. Studies have also shown that <a href="http://www.mayoclinic.org/healthy-living/nutrition-and-healthy-eating/expert-answers/coffee-and-health/faq-20058339">coffee may even have long-term health benefits</a>, such as protection against diabetes, liver disease, and Parkinson's disease. The key is to stop at two cups a day &mdash; over-consumption can lead to risks, especially for individuals with a specific genetic mutation. And go easy on the cream and sugar.</p> <h2>2. Potatoes</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/roasted%20potatoes.jpg" width="605" height="340" alt="" /></p> <p>Before you speed off to the drive-thru, no, we're not talking about french fries. Potatoes are often vilified because of the way we tend to eat them: fried or loaded with butter and cheese. But on their own, these starchy vegetables are actually a <a href="http://www.whfoods.com/genpage.php?tname=foodspice&amp;dbid=48">low-calorie, high-fiber food</a>. Potatoes are loaded with vitamin B6, which helps build and support cells, and other vitamins and minerals like potassium. New studies show that potatoes may also help regulate blood sugar. Try preparing a delicious side dish of skin-on, cubed potatoes roasted with olive oil and garlic.</p> <h2>3. Eggs</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/sunny%20side%20up%20eggs.jpg" width="605" height="340" alt="" /></p> <p>Worried about your cholesterol? No eggs! That's what we've been told for years, and the cholesterol content in egg yolks has scared away many people who are concerned about their health. Luckily, we've learned over the past 30 years that saturated fat intake has more to do with raising cholesterol levels in the blood than consuming cholesterol from food. <a href="http://www.webmd.com/diet/good-eggs-for-nutrition-theyre-hard-to-beat?page=1">Eggs are incredibly high in protein </a>and have just 75 calories per egg, along with a whole host of nutrients. Balance is key for a healthy diet &mdash; if you have a couple of eggs for breakfast, limit your saturated fat intake for the rest of the day. You should still consult your doctor before adding eggs to your diet if you have high cholesterol.</p> <h2>4. Peanut Butter</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/peanut%20butter%20toast.jpg" width="605" height="340" alt="" /></p> <p>At last, you can feed your kid (and yourself) that peanut butter sandwich without worry. Not many people think of this popular nut butter as a health food, but in moderation it can contribute to a healthy diet. <a href="http://www.prevention.com/food/smart-shopping/healthy-eating-why-peanut-butter-good-you">Peanut butter is high in protein and fiber</a>, so even though it's high in calories, it will keep you full for longer and in turn stop you from eating more. It is also rich in vitamin E and magnesium, and studies show that eating nuts or nut butter may help prevent diabetes. Be sure to select a brand that is low in sodium and sugar and has natural ingredients.</p> <h2>5. Alcohol</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/beer%20sampler.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.hsph.harvard.edu/nutritionsource/alcohol-full-story/">Alcohol can be healthy</a>, but self-control is key. An all-night binge session doesn't count as healthy by a long shot, but a glass of wine every night does a body good. A large number of studies have shown that moderate drinking (one drink per day for women, two per day for men) can considerably decrease your risk for cardiovascular diseases. Alcohol can also reduce risk for gallstones and Type 2 diabetes. It's important to remember that if drinking exceeds healthful levels, alcohol swiftly becomes bad for your health. Excessive drinking has the opposite effect, increasing your risk for heart problems and potentially causing major liver trauma.</p> <h2>6. Canned Beans</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/baked%20beans%20can.jpg" width="605" height="340" alt="" /></p> <p>Canned food items have been criticized in recent years due to concerns over <a href="http://www.npr.org/blogs/thesalt/2014/02/26/283030949/government-studies-suggest-bpa-exposure-from-food-isn-t-risky">leakage of the plastic additive BPA</a>. Some also believe that canned products are not as nutritious as their fresh, dried and frozen counterparts. Recent studies have shown that we don't have to pick convenience over health &mdash; BPA has shown to be harmless in normal amounts, and canned beans are <a href="http://healthyeating.sfgate.com/dried-beans-vs-canned-beans-nutritional-values-3026.html">nutritionally comparable to dried beans</a>, with only slightly fewer nutrients. The key is to buy cans with &quot;no salt added&quot; or rinse salted beans well to remove much of the added sodium. Store leftover beans in a container and not in the can.</p> <h2>7. Popcorn</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/popcorn%20pot.jpg" width="605" height="340" alt="" /></p> <p>When thinking about junk food, popcorn is a snack that often comes to mind. High-calorie movie theatre versions laden with fake butter, oil, and salt are to blame. Many microwave brands are also loaded with chemicals and harmful fat. Homemade popcorn, on the other hand, is a whole grain, high in fiber and low in calories. One cup of air-popped popcorn has just 31 calories and zero grams of fat, and contains essential B vitamins and minerals. Try popping some at home for <a href="http://www.livestrong.com/article/399546-how-healthy-is-popcorn/">a healthy snack</a>.</p> <h2>8. Whole Milk and Yogurt</h2> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5123/whole%20milk.jpg" width="605" height="340" alt="" /></p> <p>Because full-fat dairy is high in saturated fat, we've long been told to avoid it. Many people reach for the low-fat and fat-free varieties of milk and yogurt when they visit the dairy aisle. More saturated fat means more body fat, and less means less, right? According to some studies about the <a href="http://www.npr.org/blogs/thesalt/2014/02/12/275376259/the-full-fat-paradox-whole-milk-may-keep-us-lean">impact of full-fat dairy on weight</a>, this may not be true. Subjects that consumed whole milk and dairy were more likely to have a trim waistline than those that didn't. Scientists aren't sure why this is the case, citing feeling satiated or a change in metabolism as possible causes. There is one thing we do know: full-fat organic dairy contains beneficial omega-3 fatty acids, making it a healthy choice when eaten in the right amounts.</p> <p><em>Have you been avoiding any of these allegedly harmful foods?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/laurel-randolph">Laurel Randolph</a> of <a href="http://www.wisebread.com/8-supposedly-unhealthy-foods-that-are-actually-good-for-you">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-more-beautiful">7 Foods Scientifically Proven to Make You (More) Beautiful</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-health-foods-that-are-actually-making-you-fatter">10 Health Foods That Are Actually Making You Fatter</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-happier">7 Foods Scientifically Proven to Make You Happier</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-foods-scientifically-proven-to-increase-your-energy">10 Foods Scientifically Proven to Increase Your Energy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/great-ways-to-get-calcium">Great Ways to Get Calcium</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Health and Beauty food science healthy food nutrition unhealthy food Tue, 24 Feb 2015 18:00:09 +0000 Laurel Randolph 1302599 at http://www.wisebread.com