Health and Beauty http://www.wisebread.com/taxonomy/term/4803/all en-US The 5 Best Diapers http://www.wisebread.com/the-5-best-diapers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-diapers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/baby_smile_diaper_537424238.jpg" alt="Happy baby wearing one of the best diapers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Diapers are an absolute necessity for any new baby. They are designed to keep your baby dry and comfortable at all times of the day and night. As your baby grows, you will need to change diaper sizes so that they can still enjoy a secure, comfortable fit.</p> <h2>What Is a Diaper?</h2> <p>A diaper is a disposable product designed to absorb or contain waste. New Kids Center reports that newborns under a month old usually have three to four bowel movements a day, so you can expect to change at least 10 soiled or wet diapers daily during that first month. Investopedia estimates that the average child will use more than 2,700 diapers in the first year, which can add up to more than $550, while The Atlantic estimates that you'll spend closer to $936 on diapers in the first year. (See also: <a href="http://www.wisebread.com/5-places-to-get-cheaper-diapers?ref=seealso">5 Places to Get Cheaper Diapers</a>)</p> <h2>Top 5 Diapers</h2> <h3>Pampers Swaddlers Diapers</h3> <p><a href="http://amzn.to/2kLi149"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/pampers.jpg" width="245" height="196" align="right" alt="" /></a>Amazon's Choice for diapers, the <a href="http://amzn.to/2kLi149">Pampers Swaddlers Diapers</a> offer the best comfort and protection. The ultrasoft diapers absorb liquid quickly for fewer leaks. The extra absorb channels and absorb away liner are specially designed to help distribute wetness evenly for up to 12 hours of protection. The color-changing wetness indicator shows when your baby needs to be changed, so there's no more guesswork. The contoured umbilical cord notch provides a more comfortable fit around the healing belly button.</p> <p>These come in eight sizes to securely and comfortably fit your baby. The Pampers brand is recommended by Consumer Reports and is the #1 choice of hospitals across the country. These are also recommended by Good Housekeeping, BabyCenter, and BabyGearLab. According to BabyGearLab, Pampers won an absorbency test hands-down versus Huggies. Many experienced parents chimed in that after they tried the Pampers Swaddlers, they wouldn't go back to using anything else on their kids. They also have outstanding online reviews, including more than 5,500 five-star reviews on Amazon. <a href="http://amzn.to/2liODpN">Pampers Baby Dry Diapers</a> and <a href="http://amzn.to/2kLmaW1">Pampers Cruisers Diapers</a> are other Amazon best-sellers from the renowned brand.</p> <p><a href="http://amzn.to/2kLi149"><em>Currently $31.99 on Amazon</em></a></p> <h3>Huggies Snug and Dry Diapers</h3> <p><a href="http://amzn.to/2kLs35q"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/huggies.jpg" width="174" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2kLs35q">Huggies Snug and Dry Diapers</a> wick away moisture so your baby's skin stays dry. The triple layer protection, quick-absorbing layers, and Leak Lock system eliminate leaks for up to 12 hours of protection. The ultrasoft diapers have a stretchy waist and wide Velcro straps for a snug, comfortable fit. The umbilical cord cutout provides a more comfortable fit around the healing belly button.</p> <p>This comes in a range of sizes and designs to comfortably fit your growing baby. The Huggies brand is recommended by Consumer Reports. These are also recommended by Good Housekeeping and BabyCenter. They are also backed by outstanding online reviews, including nearly 3,900 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2kLs35q"><em>Currently $20.29 on Amazon</em></a></p> <h3>Luvs Ultra Leakguards Newborn Diapers</h3> <p><a href="http://amzn.to/2kL6VMM"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/luvs.jpg" width="200" height="200" align="right" alt="" /></a>The <a href="http://amzn.to/2kL6VMM">Luvs Ultra Leakguards Newborn Diapers</a> are super soft on delicate baby skin. They feature NightLock Plus for ultra absorbency and a Leakguard core to keep your baby's skin dry. They have absorbent padding for enhanced leak prevention and great overnight protection. They have large, refastenable stretch tabs for a secure, snug fit and a wide fastening area for easy changing. The leg leak barriers also gather to help prevent leaks.</p> <p>These are available in various fun designs and in seven sizes to improve fit and comfort. The Luvs brand is recommended by Consumer Reports. These are also recommended by BabyCenter and have more than 3,800 five-star reviews on Amazon. They are also backed by a 45-day money-back guarantee.</p> <p><a href="http://amzn.to/2kL6VMM"><em>Currently $28.78 on Amazon</em></a></p> <h3>Bambo Nature Premium Baby Diapers</h3> <p><a href="http://amzn.to/2l9m3V4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/bamboo%20nature.jpg" width="245" height="168" align="right" alt="" /></a>The <a href="http://amzn.to/2l9m3V4">Bambo Nature Premium Baby Diapers</a> are pricey, but most reviewers agree that they're worth the higher price tag. They are the only eco-friendly diaper with a wetness indicator. They are flexible, breathable, ultrasoft, and offer great overnight absorbency. They are thin, but will keep your baby dry.</p> <p>The dermatologically-tested diapers are safe for your baby and the environment. They are similar to a soft cloth diaper thanks to the fabric-like materials. They have no chlorine, dyes, latex, or fragrances, and are free of allergens and irritating substances. They are also designed to minimize the risks of allergies and diaper rash.</p> <p>These are available in six sizes. They are recommended by Good Housekeeping and are BabyGearLab's Editors' Choice. They also have more than 1,100 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2l9m3V4"><em>Currently $11.75 on Amazon</em></a></p> <h3>Earth's Best Chlorine-Free Diapers</h3> <p><a href="http://amzn.to/2lkPPZ4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/earth%27s%20best.jpg" width="245" height="194" align="right" alt="" /></a>The <a href="http://amzn.to/2lkPPZ4">Earth's Best Chlorine-Free Diapers</a> are safe for your baby and the environment. They are hypoallergenic, chlorine-free, latex-free, dye-free, and fragrance-free. They are made with renewable resources and bio-based absorbent materials to reduce the use of petroleum-based gels. They don't release any dangerous dioxins into the environment and use 20% fewer petrochemicals than traditional disposable diapers to help protect your baby's sensitive skin.</p> <p>They are ultrasoft thanks to the use of cloth-like materials. They offer comfy stretch refastenable side panels with grip tabs for a comfortable, secure fit with less chafing and rashes. They also have breathable sides and moisture barrier cuffs for superior overnight absorbency and leak protection.</p> <p>These are available in seven sizes, ranging from newborn to 35+ lbs. They are recommended by Good Housekeeping and BabyGearLab, and have more than 1,000 five-star reviews on Amazon. They are also frequently compared to Seventh Generation diapers and always come out on top.</p> <p><a href="http://amzn.to/2lkPPZ4"><em>Currently $52.98 on Amazon</em></a></p> <p>And those are our recommendations for the best diapers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-diapers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-manual-toothbrushes">The 5 Best Manual Toothbrushes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-water-bottles">The 5 Best Smart Water Bottles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-shampoos-for-frizzy-hair">The 5 Best Shampoos for Frizzy Hair</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-anti-itch-creams">The 5 Best Anti-Itch Creams</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Shopping 5 best baby diapers baby products diapers product reviews shopping Thu, 16 Feb 2017 10:00:17 +0000 Andrea Cannon 1893506 at http://www.wisebread.com 6 Apps That Pay You to Workout http://www.wisebread.com/6-apps-that-pay-you-to-workout <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-apps-that-pay-you-to-workout" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_workout_phone_536139771.jpg" alt="Woman using apps that pay her to workout" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>One of the most popular New Year's resolutions every year is to get fit and lose weight. Unfortunately, it's also one of the most broken resolutions as well. Perhaps if there was more of a financial reward tied to getting in shape, it would be easier, or maybe if there was a way to stay more accountable. Fortunately, there exist some highly clever smartphone apps that will help you with both. Here are six of the most popular apps that will actually pay you to workout and help keep you accountable in the process.</p> <h2>1. PACT</h2> <p>The free <a href="http://www.pactapp.com/" target="_blank">PACT app</a> is a clever healthy living smartphone app that keeps you accountable, both in terms of diet and exercise. The app works by allowing you to make weekly &quot;pacts&quot; with yourself to either eat healthier or exercise more.</p> <p>Once your pacts are set, you choose how much money you'll pay other PACT members if you don't reach them. On the flipside, if you do reach your pacts, you get paid by other members. So essentially you make money by staying healthy and you get paid by the members who don't. You might only make a few dollars a week, but the app keeps you accountable and makes for easy goal setting. Plus, it lets you connect to other popular health apps like RunKeeper, Fitbit, MapMyRun, and MyFitnessPal.</p> <h2>2. DietBet</h2> <p>The <a href="https://www.dietbet.com/" target="_blank">DietBet app</a> is a fun way to track your weight loss goals, stay accountable, and tap into your competitive side. Essentially the app let's you join &quot;Games,&quot; pay a small entry fee, and compete against other motivated folks to try and lose a certain percentage of weight in a specific amount of time. Win the game and you'll split the pot with all the other winners.</p> <h2>3. Healthy Wage</h2> <p>The <a href="https://www.healthywage.com/" target="_blank">Healthy Wage app</a> is similar to DietBet, with a couple important differences. While you get paid by winning weight loss challenges, the app focuses more on the user creating challenges with friends and family as well as corporate challenges. The challenges make for a fun way to track your progress and interact with others who are also trying to develop a healthier lifestyle.</p> <p>You can join up to 10 challenges at one time, as well as simply create personal challenges that'll keep you accountable. You pony up some money, join the challenges that interest you, and try to win some substantial bucks. Refer friends to the challenge and your winnings grow substantially.</p> <h2>4. Charity Miles</h2> <p>If you're looking to get into shape and are the type who regularly gives money to your favorite charities, then the <a href="http://www.charitymiles.org/" target="_blank">Charity Miles app</a> is worth a look. The app essentially donates money to <a href="https://charitymileshelp.zendesk.com/hc/en-us/articles/214937668-Who-are-your-Charity-Partners-" target="_blank">the charity of your choice</a> any time you &quot;walk, run, bike, skip, dance or any human-centered activity.&quot; By using your smartphone's GPS, Charity Miles can easily track your movement and track your activity. The more you move, the more money your charity receives.</p> <p>Sound too good to be true? Charity Miles is completely legit and pays out via corporate sponsors like Humana, Johnson &amp; Johnson, and Chobani.</p> <h2>5. WellCoin</h2> <p>The folks at <a href="https://www.wellcoin.com/" target="_blank">WellCoin</a> have developed a mobile app that gives you rewards points for doing healthy things. From sleeping seven hours a night, to drinking plenty of water, to going for a jog, you'll earn WellCoins for doing all of the above. Earn enough coins and you can redeem them for workout gear, healthy food, and even exercise classes in your area. The app is a great tool to help keep you accountable throughout the day.</p> <h2>6. FitCoin</h2> <p>The <a href="https://itunes.apple.com/us/app/the-fitcoin/id1008898705" target="_blank">FitCoin app</a> is another fun way to earn rewards with your Fitbit or any fitness tracker supported by the Apple Health app on your iPhone. Once the app is synced to your fitness tracker, you simply start burning calories by walking, jogging, or hitting the gym, and start earning &quot;FitCoins&quot; for your efforts. Your burned calories turn into FitCoins which can be redeemed in the FitCoin boutique for cool stuff like Amazon gift cards.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-apps-that-pay-you-to-workout">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-fitness-gadgets-actually-worth-the-money">5 Fitness Gadgets Actually Worth the Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-ultimate-green-workout">The Ultimate &quot;Green&quot; Workout</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-99-best-fitness-hacks-of-all-time">Flashback Friday: The 99 Best Fitness Hacks of All Time</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-7-exercises-are-scientifically-proven-to-increase-happiness">These 7 Exercises Are Scientifically Proven to Increase Happiness</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Technology apps exercise fitness get fit get in shape get paid to workout Health iPhone workout Tue, 07 Feb 2017 10:30:37 +0000 Kyle James 1887741 at http://www.wisebread.com The 5 Best Pet Nail Clippers http://www.wisebread.com/the-5-best-pet-nail-clippers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-pet-nail-clippers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/dog_nail_trimmer_506541297.jpg" alt="Dog getting nails trimmed by best nail clipper" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Trimming your pet&rsquo;s nails should be a regular part of the grooming process. Keeping their nails regularly groomed can help prevent pain and injury to your beloved pet. It can also help your pet walk more comfortably and prevent scratches on your floor and furniture. By trimming their nails at an early age, you can accustom your pet to the experience, so they don&rsquo;t squirm as much going forward.</p> <h2>What Are Pet Nail Clippers?</h2> <p>Pet nail clippers are hand tools that allow you to safely trim your pet&rsquo;s nails at home. By taking advantage of safe, professional grooming at home, you can save a lot of money at the groomer.</p> <p>Nail trimmers should be sharp, feel comfortable in your hand, and be the right size for your pet. If you don&rsquo;t have a steady hand or feel nervous that you may cut too deep with nail trimmers, consider one of the grinding grooming tools listed below instead.</p> <h2>Top 5 Pet Nail Clippers</h2> <h3>Safari Professional Nail Trimmer</h3> <p><a href="http://amzn.to/2jABffc"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/safari.jpg" width="217" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2jABffc">Safari Professional Nail Trimmer</a> works just as well for small cats as it does for large dogs. It features locking blades, an adjustable safety stop to prevent injury, and rubber-coated handles for easy, comfortable gripping. The sharp, durable, long-lasting cutting edge is made from the finest quality stainless steel to ensure clean cuts.</p> <p>They work like scissors to make nail trimming and maintenance effortless, even for large, thick nails. It comes in a range of sizes, so you can pick the best one for your pet&rsquo;s size. It is recommended by the American Kennel Club and has outstanding online reviews, including more than 3,100 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2jABffc"><em>Currently $8.69 on Amazon</em></a></p> <h3>Epica Professional Pet Nail Clipper</h3> <p><a href="http://amzn.to/2jppRRm"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/epica_0.jpg" width="163" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2jppRRm">#1 Best Professional Pet Nail Clipper from Epica</a> is easy and safe to use. The durable, heavy-duty spring action clippers have rubber coated handles for a comfortable, secure nonslip grip. It also has a safety edge to prevent over-cutting and a standard safety lock for safe storage. The top quality rugged stainless steel, tempered shears offer long-lasting sharpness and won't bend, scratch, or rust. It offers precise, even cutting with no jagged edges or splintering.</p> <p>They work like scissors to make nail trimming and maintenance effortless, even for large, thick nails. It comes in two different sizes, so you can pick the best one for your pet&rsquo;s size. It is recommended by the American Kennel Club and has outstanding online reviews, including more than 2,100 five-star reviews on Amazon. It is also backed by a 100% lifetime warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2jppRRm"><em>Currently $9.50 on Amazon</em></a></p> <h3>Dremel Pet Nail Grooming Tool</h3> <p><a href="http://amzn.to/2iL6ccr"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/dremel.jpg" width="171" height="245" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in dog claw care, the <a href="http://amzn.to/2iL6ccr">Dremel Pet Nail Grooming Tool</a> is the perfect solution if you want an alternative to clipping your dog&rsquo;s or cat&rsquo;s nails. The rotary tool offers light duty performance to gently grind away long nails quickly, safely, and painlessly. Two rotation speeds allow you to customize it to your pet&rsquo;s comfort level. It offers cordless operation using a rechargeable and removable battery pack for optimum control.</p> <p>It may take some time for your pet to get used to the vibrating sensation of this device. The grinding process also takes a bit longer than the clipping process, but it helps ensure that you never clip too far down. This is recommended by the American Kennel Club and has outstanding online reviews, including nearly 2,000 five-star reviews on Amazon. It is also backed by a two-year warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2iL6ccr"><em>Currently $24.23 on Amazon</em></a></p> <h3>Boshel Dog Nail Clippers</h3> <p><a href="http://amzn.to/2iKZe7g"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/boshel.jpg" width="220" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2iKZe7g">Dog Nail Clippers and Trimmer By Boshel</a> works well for both dogs and cats. The protective safety guard and heavy-duty, sharp stainless steel cutting edge allow you to trim your pet&rsquo;s nails cleanly and quickly. The ergonomic design and comfortable nonslip handles allow you to apply the perfect amount of force, without fear of accidentally slipping and hurting your pet during grooming. There is also an integrated safety stop blade, which serves as a quick sensor to prevent over-cutting the nails. It also comes with a free nail file, which stores compactly in the handle of the clipper, to ensure there are no jagged edges.</p> <p>This works like scissors to make nail trimming and maintenance effortless, even for large, thick nails. The blade will stay sharp for years to provide you with the best value possible. It is recommended by the American Kennel Club, as well as by countless animal trainers, veterinarians, and professional pet groomers. It also has outstanding online reviews, including more than 900 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2iKZe7g"><em>Currently $12.99 on Amazon</em></a></p> <h3>Pedi Paws Dog Nail Grinder by BulbHead</h3> <p><a href="http://amzn.to/2iL0qYr"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/pedi%20paws.jpg" width="220" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2iL0qYr">Pedi Paws Dog Nail Grinder by BulbHead</a> is an As Seen On TV item that actually works. The precision emery filing wheel gently removes thin layers of the nail, so it won&rsquo;t cut sensitive nerves like nail clippers can. The unique protective cap allows only the perfect amount of nail to be removed and traps clipped filings so there is no mess. The quiet cordless trimmer is fast, easy, gentle to use, and won&rsquo;t crack, splinter, or break your pet&rsquo;s nails.</p> <p>This is ideal for calm cats and dogs as the buzzing sound can scare pets. It may take some time for your pet to get used to the vibrating sensation of this device. The grinding process also takes a bit longer than the clipping process, but it helps ensure that you never clip too far down. The battery-powered grinder is recommended by Consumer Search and the American Kennel Club.</p> <p><a href="http://amzn.to/2iL0qYr"><em>Currently $25.35 on Amazon</em></a></p> <p>And those are our recommendations for the best pet nail clippers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-pet-nail-clippers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-infant-nail-clippers">The 5 Best Infant Nail Clippers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-diapers">The 5 Best Diapers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-manual-toothbrushes">The 5 Best Manual Toothbrushes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-water-bottles">The 5 Best Smart Water Bottles</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family Health and Beauty Shopping 5 best nail clipper nail trim nail trimmer pet nail clipper product reviews shopping Thu, 19 Jan 2017 10:00:11 +0000 Andrea Cannon 1876852 at http://www.wisebread.com The High Cost of Catching a Cold or the Flu http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-high-cost-of-catching-a-cold-or-the-flu" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-510574486.jpg" alt="getting the flu is expensive" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Nobody wants to get a cold or the flu. It can be a miserable experience for you, your family, and your coworkers. Even worse, it can be a very costly affair, if you don't take preventive measures.</p> <h2>The Sickening Statistics</h2> <p>Each year, about <a href="http://www.webmd.com/cold-and-flu/flu-statistics" target="_blank">5%&ndash;20% of Americans</a> contract the flu. According to the Centers for Disease Control and Prevention, about <a href="http://www.cdcfoundation.org/businesspulse/flu-prevention-infographic" target="_blank">200,000 people are hospitalized</a> and between 3,000&ndash;49,000 deaths are associated with the flu each year.</p> <p>While a cold may not seem like a big deal at first, the treatment can be costly and it may just be a symptom of a flu that hasn't peaked yet. Along with a cold, the flu can also cause symptoms like lethargy, vomiting, diarrhea, nausea, headaches, body aches, and confusion. It can also just suck the fun out of life and make it difficult to work and function like normal.</p> <h2>The Cost of Treatment</h2> <p>The average person with health insurance will pay over $130 for flu treatment. The average person without insurance will pay more than $100 to see a physician and about $100 for prescription medication. Once you've made it to the doctor, you will also need to consider the cost of tests, medications, room fees, and physician services &mdash; which can quickly add up.</p> <h2>The Cost of Medicine</h2> <p>More than <a href="http://healthcare.utah.edu/healthfeed/postings/2014/09/09-11-14_flu.cost.php" target="_blank">$10 billion is spent each year</a> on hospitalizations and outpatient doctor visits related to the flu and about one-third of flu sufferers <a href="http://www.investopedia.com/financial-edge/1012/the-cost-of-getting-the-flu.aspx" target="_blank">spend $250&ndash;$1,000 on treatment</a>.</p> <p>If the flu is caught and treated within the first 48 hours, you may be prescribed antiviral medication like Tamiflu or Relenza, which costs over $100 for the 10-day dose for patients without insurance. For insured patients, you can expect to spend around $20 for prescription medicine.</p> <h2>The Cost of Over-the-Counter Medications</h2> <p>The average person also spends about $10 on <a href="https://www.quickenloans.com/blog/cost-catching-flu-infographic" target="_blank">over-the-counter cough and flu medicine</a> like Tylenol, DayQuil, and NyQuil. Tissues, Lozenges, Vicks, and cough drops are also essentials when you're sick.&nbsp;Of course, these costs will vary based on where you shop. There are also ways to save money on these medications, such as buying generics, avoiding duplicates, and looking for coupons or store circulars. (See also: <a href="http://www.wisebread.com/9-frugal-ways-to-treat-the-common-cold?ref=seealso" target="_blank">9 Frugal Ways to Treat the Common Cold</a>)</p> <h2>Lost Earnings</h2> <p>The average person loses $92 of earnings each year thanks to sick days. However, in most cases, it takes three to seven days for a regular case of the flu to go away. You might still have a cough and fatigue for as long as three or four weeks, so you will need to consider this when calculating your potential lost wages, especially if you own your own business and don't get paid for taking sick days.</p> <h2>Treating Your Child</h2> <p>While treatment may be expensive for adults, it is usually even more drastic if your child contracts a cold or the flu. The CDC found that <a href="https://www.cdc.gov/flu/spotlights/childrens-flu-costly.htm" target="_blank">parents spend $300 to $4,000</a>, and miss between 11&ndash;73 hours of work, to help their child recover from the flu. If your child is treated in an emergency room, you can expect to spend an average of $3,990 in medical costs. If you have insurance, it may cover some of these costs, but you still need to account for co-payments, over-the-counter medication, lost earnings, and travel costs.</p> <h2>Preventive Measures</h2> <p>The best way to fight a cold or the flu is to prevent a problem in the first place by taking advantage of simple preventative measures. Some popular <a href="http://www.health.harvard.edu/staying-healthy/how-to-prevent-infections" target="_blank">preventive measures</a> include:</p> <ul> <li>Avoid contact with people who have the flu;</li> <li>Wash your hands frequently;</li> <li>Eat healthy foods;</li> <li>Drink plenty of liquids;</li> <li>Exercise daily;</li> <li>Reduce stress and laugh more often;</li> <li>Get an adequate amount of sleep each night;</li> <li>Take a daily multivitamin;</li> <li>Increase your vitamin C intake;</li> <li>Take antiviral medications if you are exposed to the flu.</li> </ul> <p>Annual flu vaccinations offer protection from the most likely influenza virus strains. The flu immunization can also help reduce the rate of respiratory illnesses and the number of doctor visits each year. However, it is not a guarantee that you won't get the flu.</p> <p>Flu vaccines cost $35 per person, on average, which is covered by health insurance, as required by the Affordable Care Act. You can get the vaccine at a physician's office, senior center, free or low-cost clinics, or at certain drugstores. (See also: <a href="http://www.wisebread.com/7-places-to-get-vaccinated-for-cheap-or-free?ref=seealso" target="_blank">7 Places to Get Vaccinated for Cheap or Free</a>)</p> <p>Many employers are also now offering free or reduced rate vaccinations onsite for their employees. When you consider that the average cost is over $130 for treatment (with insurance), it may be a good idea to take advantage of the vaccine as a precaution.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-41-frugal-ways-to-battle-a-cold-or-flu">Flashback Friday: 41 Frugal Ways to Battle a Cold or Flu</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/germs-dirt-bacteria-infection-immune-system-antibiotics-disease">Are we too clean for our own good?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick">8 Important Reasons to Always Call In Sick When You&#039;re Sick</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-ways-to-treat-the-common-cold">9 Frugal Ways to Treat the Common Cold</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-95-best-ways-to-get-fit-for-free">Flashback Friday: The 95 Best Ways to Get Fit for Free</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Health and Beauty cold cold remedies common cold flu flu season germs high cost saving money sickness Wed, 18 Jan 2017 10:30:27 +0000 Andrea Cannon 1876055 at http://www.wisebread.com Women Pay More for Health Care — Here's How to Pay Less http://www.wisebread.com/women-pay-more-for-health-care-heres-how-to-pay-less <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/women-pay-more-for-health-care-heres-how-to-pay-less" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_glases_hat_495205748.jpg" alt="Woman learning she plays more for health care than men" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's no secret that a variety of factors can affect your health care costs. For example, people who smoke usually pay more for health insurance, and an unhealthy lifestyle can increase the risk of chronic illnesses and lead to more trips to see the doctor. But among the many factors triggering higher health care costs, it's being a woman that's perhaps the most obnoxious.</p> <p>Before the Affordable Care Act, women buying health insurance on the individual market paid premiums as much as <a href="http://www.healthline.com/health-news/should-women-pay-more-healthcare-services" target="_blank">50% higher than men</a> due to gender rating, a practice where health insurance providers charged women more because they were considered a higher risk. Gender rating is now illegal, but this doesn't mean women are saving big bucks on health care costs.</p> <p>According to data provided by the health care company Vitals, women spend on average <a href="http://www.womenshealthmag.com/life/women-pay-more-healthcare" target="_blank">69% more out-of-pocket</a> than their male counterparts for health care. That's a huge difference &mdash; even from the now-abolished gender rating system. Considering how women statistically earn less than men in just about every occupation, many women feel the pinch. But the question remains, why do women pay more, and what can they do about it?</p> <h2>Women Use More health Care Services</h2> <p>Compared to men, women typically <a href="https://www.ncbi.nlm.nih.gov/pubmed/10718692" target="_blank">use more health care services</a>, which could explain higher health care costs. Go figure. They're more likely to ask questions about their health, get routine screenings, and schedule appointments when sick. Being proactive helps women maintain their health, but it comes at a cost.</p> <p>Additionally, some women experience higher health care costs because of certain procedures, including gynecologic surgeries. Women are also six times more likely to have knee replacement surgery &mdash; a cost that can soar up to $65,000 &mdash; and women are two times more likely to develop cataracts, which can cost up to $5,000 per eye to correct.</p> <p>And let's not forget the cost of labor and delivery for women. That's big business with the average national cost for a routine delivery at $8,775, and the average for a C-section at $11,525. (Worse, this number doesn't include prenatal care or post-delivery care.) And even if women have health insurance, high deductibles typically mean paying a large percentage of services out-of-pocket.</p> <h2>Women Live Longer Than Men</h2> <p>Women also pay more for health care because they live on average two years longer than men. That's an extra two years of paying health insurance premiums and out-of-pocket costs for health care services. Even if a woman is healthy during her younger years, she may develop at least one ailment later in life that requires regular doctor visits, especially as she moves closer to retirement age. Studies suggest that a 55-year-old healthy woman retiring today would spend about $79,000 more than a similar man on health care costs during her final years.</p> <h2>How Can Women Protect Themselves From Higher Costs?</h2> <p>When it comes to the cost of health care, it is what it is &mdash; but there are plenty of ways for women to prepare and possibly reduce their expense.</p> <h3>Don't Ignore Health Screenings</h3> <p>Preventive care reduces risk factors that trigger many chronic illnesses and can thus lower overall health care costs. Under the Affordable Care Act, you don't have to pay for many preventive care services delivered by a doctor or medical facility within your insurance company's network. These include immunizations, annual physical examinations, colonoscopies, mammograms, and other screenings.</p> <h3>Make Healthy Choices</h3> <p>A healthy lifestyle can also reduce your number of trips to the doctor. Eat a healthy diet of fruits, vegetables, low-fat foods, and lean meats. Exercise for at least 30 minutes three times a week. Apply sunscreen when outdoors to reduce your risk of skin cancer and stay physically fit during your retirement years.</p> <h3>Compare the Cost of Services</h3> <p>To lower your health care costs, compare the cost of services at different facilities. You'll find that some facilities within your insurer's network charge significantly different prices for the same services. For example, an in-network hospital may charge $1,500 for an overnight sleep study whereas an in-network sleep clinic may only charge $600 for the same study.</p> <h3>Don't Underestimate Health Care Costs</h3> <p>Prepare for health care costs now and in the future. This includes having adequate health care coverage to reduce your out-of-pocket expenses &mdash; as much coverage as you can afford based on your present health care needs. And while you're saving for retirement, don't forget to plan for future health care costs. Women who live longer than their spouses are left to manage health care costs on their own. Therefore, look into purchasing long-term care insurance. Don't wait until you are ready to retire to buy a policy; it's more expensive once you're at that stage of your life. If you lock in a price while you're young and relatively healthy, however, you'll pay lower premiums over the long-term.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/women-pay-more-for-health-care-heres-how-to-pay-less">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/health-insurance-how-to-fight-back-against-4-common-claim-denials">Health Insurance: How to Fight Back Against 4 Common Claim Denials</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-health-insurance-benefits-youre-probably-not-using">6 Health Insurance Benefits You&#039;re Probably Not Using</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-surprising-things-your-hsa-will-cover">11 Surprising Things Your HSA Will Cover</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-simple-ways-to-protect-yourself-from-medical-records-theft">7 Simple Ways to Protect Yourself From Medical Records Theft</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-you-must-know-about-health-care-open-enrollment">5 Things You Must Know About Health Care Open Enrollment</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Insurance doctors gender cap gender rating health care life span medical preventive care women Thu, 12 Jan 2017 10:00:11 +0000 Mikey Rox 1871076 at http://www.wisebread.com 5 Ways to Prevent the Winter Blues from Busting Your Budget http://www.wisebread.com/5-ways-to-prevent-the-winter-blues-from-busting-your-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-to-prevent-the-winter-blues-from-busting-your-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_sad_window_507633424.jpg" alt="Woman keeping SAD from destroying her budget" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you start feeling a bit funky once the cold weather hits? For some, seasonal change can trigger depression called seasonal affective disorder, or SAD. With SAD, your symptoms start in the fall and can continue throughout the winter months. You might feel more tired or moody than usual. You may gain weight, oversleep, or have a heavy feeling in your arms and legs.</p> <p>Though doctors don't know<em> exactly </em>what causes SAD, it might have something to do with a decrease in sunlight. Less sun can affect anything from your circadian rhythm to your serotonin and melatonin levels. The result? You don't feel yourself. And you may not maintain your usual habits in other areas of your life, like spending.</p> <p>Here's how to keep SAD from sabotaging your budget this winter &mdash; as well as some things you can do to help yourself get out of a funk on the cheap. (See also: <a href="http://www.wisebread.com/13-creative-ways-to-avoid-spending-money?ref=seealso">13 Creative Ways to Stop Spending Money</a>)</p> <h2>1. Unlink Payment Methods</h2> <p>While you might not randomly head out to the store at midnight, online shops are always open. You may have even linked your credit cards or PayPal account to your favorite store. Consider unlinking your payment methods so you'll need to pause for a moment before pushing the buy button. In the time it takes you to find your wallet, you may have second thoughts about your purchase.</p> <h2>2. Practice Self-Care</h2> <p>Instead of rushing to retail therapy to soothe yourself, consider spending time versus money. Practice self-care by doing things to ease your sadness. Take a warm bath, go for a walk, or visit YouTube to find a new yoga video. If you're having trouble thinking of what might make you feel better, try drafting up a list you can consult when you're feeling low. (See also: <a href="http://www.wisebread.com/7-online-workout-videos-for-free-or-cheap?ref=seealso">7 Online Workout Stations for Free or Cheap</a>)</p> <h2>3. Enjoy Free Stuff</h2> <p>You may also want to make a list of all the free and fun things going on in your area. Being around people is important for people who have SAD, and it can help boost your mood. Check local calendars for events that look interesting to you. Instead of buying new books or music, check them out from your library.</p> <p>And when you want to spend, try consulting with the <a href="http://www.wisebread.com/never-miss-free-ice-cream-again-complete-calendar-of-annual-free-stuff-days">Calendar of Annual Free Stuff</a> before heading out. There are many events throughout the year where you can score free food and more, allowing you to indulge without the financial guilt.</p> <h2>4. Cook Ahead</h2> <p>If you find you're spending tons of money on takeout or restaurant meals, plan ahead. You can make meals without much effort by using a Crock-Pot. Here are <a href="http://www.wisebread.com/25-great-cheap-and-easy-crock-pot-recipes">25 easy recipes</a> to get you started. And if you're really stuck on what you should consume, here's a <a href="http://www.wisebread.com/what-to-eat-every-day-a-month-of-frugal-meals">frugal meal plan</a> for every single day this month. Eating a healthy diet may even help with your SAD symptoms. (See also: <a href="http://www.wisebread.com/how-to-eat-well-on-just-20-a-week-with-meal-plans?ref=seealso">How to Eat on $20 a Week (With Meal Plans)</a>)</p> <h2>5. Reach Out</h2> <p>In the study on sadness and shopping, the researchers did discover an important link. The people who were sad were also more self-focused, which ultimately led to more spending. Thinking of others may help break the cycle. Instead of driving yourself to the mall when you're feeling down, you might call a friend to chat or meet up.</p> <h2>Easy Ways to Combat SAD</h2> <p>There are some things you can do at home to help ease your SAD symptoms. Of course, if you have concerns about your mood or health, it's always a good idea to make an appointment with your primary care physician.</p> <h3>Open Your Curtains</h3> <p>No, really. Do anything and everything you can to get more sunlight into your life. This may mean that you'll want to contact a landscaper to trim branches or bushes that are blocking light from getting into your home. Consider moving furniture, like your desk or reading chair, next to windows in your home or office.</p> <h3>Venture Outdoors</h3> <p>The weather may be frightful, but a quick walk around the block might make your day a bit more delightful. Getting in as much sun as possible can help lift your spirits. You'll be able to catch some rays even on cloudy days. Try to get outside within two hours of waking for the best results.</p> <h3>Exercise Daily</h3> <p>Moving your body is good no matter what, but for people with SAD, it's particularly important. Working out relieves stress and anxiety. These things can exacerbate SAD symptoms. Bonus points if you can exercise in the sunlight while getting in some fresh air.</p> <h3>Spend Money</h3> <p>On the right stuff, that is. There are a few products that can help with SAD. Look into buying a portable <a href="http://amzn.to/2hNmrtb">light box</a> that is made to emulate the sun. A light box works by stimulating all your eye's photoreceptors. Some people even choose to take certain supplements to ease their symptoms, including St. John's wort, SAMe, melatonin, and omega-3 fatty acids. Always consult with your doctor before starting any supplements.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/5-ways-to-prevent-the-winter-blues-from-busting-your-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-keep-anxiety-from-ruining-your-budget">5 Ways to Keep Anxiety From Ruining Your Budget</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-tip-do-not-spend-when-you-are-sad">Frugal Tip: Do Not Spend When You Are Sad</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learn-to-love-winter-with-some-simple-self-deception">Learn to Love Winter With Some Simple Self-Deception</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-you-really-need-soft-water">Do You Really Need “Soft” Water?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-reasons-you-cant-focus-and-how-to-fix-it-now">12 Reasons You Can&#039;t Focus — And How to Fix It Now</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Health and Beauty Cooking depression free stuff mental illness retail therapy SAD seasonal affective disorder self care spending Thu, 05 Jan 2017 10:00:09 +0000 Ashley Marcin 1865738 at http://www.wisebread.com Don't Use Your Prescription Drug Coupons Until You Read This http://www.wisebread.com/7-things-you-need-to-know-about-prescription-drug-coupons <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-things-you-need-to-know-about-prescription-drug-coupons" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/pills_money_medicine_520882000.jpg" alt="Learning what you need to know about prescription drug coupons" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you have health insurance to help cover the cost of prescription drugs, that's great. But the average insured American still spends nearly $200 a year on prescription copays.</p> <p>Prescription drug coupons can help defray that hefty expense. You present them at the register of your pharmacy just like any other coupon. They reduce your copay, but do not affect the price your insurer pays for the drug. Drugmakers offer these coupons as a form of marketing, and while they can help patients, before using them you should know a few things about how these programs work.</p> <h2>1. Sometimes Brand Name Is Cheaper Than Generic</h2> <p>If your copay for generic medication is $10, but a coupon brings your copay for a similar brand name drug down to $4, you'll save money by going with the brand name. This is the major attraction of drug coupons for patients.</p> <h2>2. Don't Get Steered Into Suboptimal Treatment</h2> <p>It's hard to see how saving money could be bad for your health. But health care decisions should be made between patient and doctor, without intrusion from marketing. Why? Consider this: Doctors often have the choice of multiple drugs to treat any given ailment. Maybe Drug A, a tried and true generic, is the best choice for you, but you ask your doctor for Drug B because you have a coupon that would cover most of your copay. The doctor accommodates you, so you save money &mdash; but your treatment has suffered. This is not a hypothetical situation; a Consumer Reports analysis found more than one generic that works as well as or <a href="http://www.consumerreports.org/cro/2012/03/don-t-get-hooked-on-prescription-drug-coupons/index.htm">better than a name brand</a>.</p> <h2>3. Coupons Could Cost You More in the Long Run</h2> <p>Like a cable TV teaser rate, the coupon program won't last forever. Once you've established treatment for a chronic condition with the brand name drug, and the coupon ends, you may spend years paying the higher post-coupon price.</p> <h2>4. You May Not Be Eligible to Use the Coupon</h2> <p>Some discount programs exclude members of Medicare, Medicaid, and uninsured people. Always read the fine print.</p> <h2>5. The Coupon Might Not Be Your Cheapest Option</h2> <p>Make sure to do the math before opting for a brand name with a coupon over a generic &mdash; the generic still might be cheaper.</p> <h2>6. Coupons May Spike Your Insurance Premiums</h2> <p>When you use a coupon, you pay less &mdash; but your insurance company may pay up to 85% more than it would have if you had chosen a less expensive drug. Who cares? Most of us don't have much sympathy for insurance companies. But when your insurer pays more for drugs, it may pass that to you in the form of higher premiums.</p> <p>&quot;An individual patient who receives a coupon might not realize that, although that particular prescription may cost less that month, overall what it does is to <a href="http://khn.org/news/drug-coupons/">raise costs for everyone</a>, including themselves,&quot; Susan Pisano told Kaiser Health News on behalf of trade group America's Health Insurance Plans.</p> <h2>7. Always Get Coupons From a Reputable Source</h2> <p>Don't just click any link online and start entering personal information about what medications you take. A good place to ask about discount programs is your doctor's office. Online, you can enter the drug name and other details at <a href="https://www.pparx.org">Partnership for Prescription Assistance</a>, and it will connect you to programs you qualify for.</p> <p>Another convenient and safe way to find discounts is by downloading an app such as <a href="https://www.goodrx.com/">GoodRX</a> or <a href="http://werx.org/">WeRx</a> onto your phone. These apps not only find printable coupons, they will also suss out good prices near you on both prescription and over-the-counter medicines, and let you know about pharmacy rewards programs and other opportunities to save.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/7-things-you-need-to-know-about-prescription-drug-coupons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-you-can-save-money-on-prescription-medications">7 Ways You Can Save Money On Prescription Medications</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-get-your-toiletries-for-cheap-or-even-free">6 Ways to Get your Toiletries for Cheap or Even Free!</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-the-wii-fit-a-cheap-workout">Is the Wii Fit a cheap workout?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-generic-wellness-buys-better-than-the-expensive-originals">7 Generic Wellness Buys Better Than the Expensive Originals</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Health and Beauty Shopping apps brand name drug coupons drugstores generic medicines pharmacies prescriptions Wed, 04 Jan 2017 11:00:06 +0000 Carrie Kirby 1865344 at http://www.wisebread.com The 5 Best Emergency Kits http://www.wisebread.com/the-5-best-emergency-kits <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-emergency-kits" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/emergency_kit_487398352.jpg" alt="Using the best emergency kits" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You never know when a disaster can strike, and that&rsquo;s why you need to be prepared for anything. The CDC and American Red Cross both recommend having at least a three-day supply of food, water, and emergency supplies at your disposal, in case of an unexpected disaster.</p> <p>To protect yourself and your family, consider keeping a well-stocked emergency kit in your home, office, and car. Whether you&rsquo;re dealing with a flood, car accident, blizzard, storm, or evacuation, you&rsquo;ll be prepared for anything. Make sure to keep your kit organized and in a convenient place so that you can easily access what you need, right when you need it.</p> <h2>What Is an Emergency Kit?</h2> <p>An emergency supply kit contains everything necessary to sustain you during an emergency. Emergency kits come in all shapes, sizes, and price ranges. You can also make a kit yourself, but this may be more expensive than just purchasing a quality kit outright.</p> <p>Your emergency kit should include a <a href="http://www.wisebread.com/the-5-best-first-aid-kits" target="_blank">first-aid kit</a>, food and water, a lighting source, and any other essential safety supplies necessary to help you survive for at least three days after a disaster. You&rsquo;ll also want to personalize your kit with any medical or personal supply items you think are necessary for your family. This will keep you safe and provide you with the peace of mind that you&rsquo;ll be ready for any unexpected emergency.</p> <h2>Top 5 Emergency Kits</h2> <h3>Ready America Deluxe Emergency Kit</h3> <p><a href="http://amzn.to/2hRlEXp"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/ready%20america.jpg" width="220" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2hRlEXp" target="_blank">Ready America Deluxe Emergency Kit 4-Person Backpack</a> has sufficient supplies to sustain four people for three days. It has three days worth of U.S. Coast Guard approved food and water for four people, with a five-year shelf life. It also has a 107-piece first aid kit, light sticks, gloves, four-function emergency power station (with a flashlight, radio, siren, and charger), multifunction tool, goggles, duct tape, and much more, all in a high-quality backpack. For a two-person family, consider the highly-rated <a href="http://amzn.to/2iOaqS4" target="_blank">Ready America Emergency Kit, 2-Person, 3-Day Backpack</a>.</p> <p><a href="http://amzn.to/2hRlEXp" target="_blank"><em>Currently $84.35 on Amazon</em></a></p> <h3>Wise Foods 5-Day Survival Backpack</h3> <p><a href="http://amzn.to/2i918PW"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/wise%20food.jpg" width="220" height="220" align="right" alt="" /></a>The <a href="http://amzn.to/2i918PW" target="_blank">Wise Foods 5-Day Survival Backpack</a> has enough supplies to last one person five days. The survival pack includes food, water pouches, a portable stove, cup, flashlight, 42-piece first aid kit, waterproof matches, a deck of playing cards, and much more, all included in a high-quality backpack. This comes from the reputable Wise Foods brand, so the food is designed to taste good and sustain you. This has great reviews and is frequently recommended online.</p> <p><a href="http://amzn.to/2i918PW" target="_blank"><em>Currently $67.94 on Amazon</em></a></p> <h3>Deluxe 2-Person Perfect Survival Kit</h3> <p><a href="http://amzn.to/2i9amLP"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/deluxe.jpg" width="220" height="220" align="right" alt="" /></a>The best-selling <a href="http://amzn.to/2i9amLP" target="_blank">Deluxe 2-Person Perfect Survival Kit</a> has sufficient supplies to sustain two people for three days following a disaster. It has emergency food and water with a five-year shelf life, radio, flashlight, emergency stove, light sticks, sleeping bag, tent, gloves, hygiene kit, 42-piece first aid kit, deck of playing cards, and much more. This all comes in a high-quality multi-pocket hiker&rsquo;s backpack that still has room for additional items. This has twice the amount of water of most kits and is ideal for an earthquake, hurricane, fire, auto accident, evacuation, or other emergency situation.</p> <p><a href="http://amzn.to/2i9amLP" target="_blank"><em>Currently $95.95 on Amazon</em></a></p> <h3>Personal Survival Kit and Emergency Pack</h3> <p><a href="http://amzn.to/2j3kEx4"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/personal%20survival.jpg" width="245" height="174" align="right" alt="" /></a>The comprehensive <a href="http://amzn.to/2j3kEx4" target="_blank">Personal Survival Kit and Emergency Pack</a> is organized with the items that are most likely needed first on top to assist you in an emergency situation. It has food and water with a five-year shelf life, a 46-piece first aid kit, hand warmers, duct tape, waterproof matches, headlamp, glow sticks, a multipurpose tool, gloves, and much more. The kit comes in a heavy-duty clear waterproof plastic dry bag, which can be hung from your car headrest or placed in your car trunk or home. The clear bag allows you to see everything inside at a glance, so you can quickly grab what you need.</p> <p><a href="http://amzn.to/2j3kEx4" target="_blank"><em>Currently $79.99 on Amazon</em></a></p> <h3>Mayday Deluxe 2-Person Backpack Kit</h3> <p><a href="http://amzn.to/2hRllvP"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/mayday.jpg" width="245" height="152" align="right" alt="" /></a>The <a href="http://amzn.to/2hRllvP" target="_blank">Mayday Deluxe 2-Person Backpack Kit</a> has everything you could need for any emergency. It has a camper stove, a tent, flashlight, light stick, radio, gloves, water purification tablets, waterproof matches, utility knife, U.S. Coast Guard approved food and water with a five-year shelf life, and a 54-piece first aid kit. The high-quality, heavy-duty backpack is sturdy and has some room left in it, so you can add more items, if necessary. It is compact enough to keep anywhere, making it ideal for your home or car.</p> <p><a href="http://amzn.to/2hRllvP" target="_blank"><em>Currently $67.00 on Amazon</em></a></p> <p>And those are our recommendations for the best emergency kits. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-5-best-emergency-kits&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThe%205%20Best%20Emergency%20Kits.jpg&amp;description=The%205%20Best%20Emergency%20Kits" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/The%205%20Best%20Emergency%20Kits.jpg" alt="The 5 Best Emergency Kits" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-emergency-kits">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-first-aid-kits">The 5 Best First Aid Kits</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-travel-toiletry-bags">The 5 Best Travel Toiletry Bags</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-diapers">The 5 Best Diapers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-manual-toothbrushes">The 5 Best Manual Toothbrushes</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Shopping Travel 5 best emergency kits first aid first aid kit kit product reviews shopping Wed, 04 Jan 2017 10:00:14 +0000 Andrea Cannon 1868208 at http://www.wisebread.com Flashback Friday: 76 New Year's Resolutions That'll Make 2017 Your Year http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_2017_loading_624248520.jpg" alt="Woman making new year&#039;s resolutions for 2017" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>There's no dancing around it &mdash; 2016 has been a garbage year. Most of us are ready to enthusiastically wave goodbye to it on New Year's Eve and usher in a fresh start. And even though most resolutions are abandoned by February, if you incorporate focused, realistic goals, your chances for success are far greater. So let's give it a go when the clock strikes midnight. Here are 76 New Year's resolutions that will make 2017 your best year ever!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock-518171446_0.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/15-easy-to-keep-new-years-resolutions-that-really-pay-off?ref=fbf" target="_blank">15 Easy to Keep New Year's Resolutions That Really Pay Off</a> &mdash; The smartest way to make goals that will stick is to make them easy. If they're difficult and vague, you won't be motivated enough to keep them. These are all easy, focused, and will make your life so much better.</p> <p><a href="http://www.wisebread.com/successful-new-years-resolutions-have-this-one-thing-in-common-does-yours?ref=fbf" target="_blank">Successful New Year's Resolutions Have This One Thing in Common &mdash; Does Yours?</a> &mdash; The secret to achieving these holiday goals is to understand why the successful ones actually work. This breaks down the one thing all successful resolutions have in common. Make sure it's part of yours, too!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_dog_pet_499423418_0.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/4-new-years-resolutions-your-pet-wants-you-to-make?ref=fbf" target="_blank">4 New Year's Resolutions Your Pet Wants You to Make</a> &mdash; Your pet lives for you. They think you're the best creature on this Earth. So why not consider what they'd want for you when making your annual list of resolutions? Seeing your dog with that goofy grin will be more than worth it.</p> <p><a href="http://www.wisebread.com/23-frugal-living-resolutions-anyone-can-master?ref=fbf" target="_blank">23 Frugal Living Resolutions Anyone Can Master</a> &mdash; Living frugally is a trend that will never go away. We could all spend less money and buy fewer things. All of these brilliantly simple resolutions incorporate the frugal mindset. A little saving can go a long way.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/friends_new_years_498059820_0.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-personal-finance-resolutions-anyone-can-master?ref=fbf" target="_blank">8 Personal Finance Resolutions Anyone Can Master</a> &mdash; Money. We all need more of it. Living paycheck-to-paycheck is a miserable way to live. Taking these small steps to building your financial cushion will give you financial freedom, and ultimately, a better life.</p> <p><a href="http://www.wisebread.com/25-small-new-year-s-resolutions-you-can-start-today?ref=fbf" target="_blank">25 Small New Year&rsquo;s Resolutions You Can Start Today</a> &mdash; Why wait until the ball drops? Get started on your resolutions now! These steps are all small and easy-to-make. After all, the early bird gets the worm, right?</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-87-frugal-ways-to-make-winter-less-miserable">Flashback Friday: 87 Frugal Ways to Make Winter Less Miserable</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-51-ways-to-organize-your-whole-life-in-2017">Flashback Friday: 51 Ways to Organize Your Whole Life in 2017</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-99-best-fitness-hacks-of-all-time">Flashback Friday: The 99 Best Fitness Hacks of All Time</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Health and Beauty fbf fitness flashback friday frugal living frugal living goals goals Health Holidays money New Year's new year's resolutions Fri, 30 Dec 2016 10:30:30 +0000 Chrissa Hardy 1865098 at http://www.wisebread.com The 5 Best Toilet Papers http://www.wisebread.com/the-5-best-toilet-papers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-toilet-papers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/baby_toilet_paper_482403609.jpg" alt="Baby using the best toilet papers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Let&rsquo;s face it; we all need toilet paper. What we <em>don&rsquo;t</em> need is to waste money on ineffective options that just can&rsquo;t get the job done. That&rsquo;s why we&rsquo;ve found some of the best choices to get the dirty job done right.</p> <h2>What Is Toilet Paper?</h2> <p>Toilet paper is an essential product in any bathroom. Considering that the average American uses nearly <a href="http://www.encyclopedia.com/science-and-technology/technology/technology-terms-and-concepts/toilet-paper">21,000 sheets of toilet paper a year</a>, it&rsquo;s important that you find a brand that you like. Everyone has their own personal preferences, but we can all agree that we need something absorbent and strong. Fortunately, with so many brands vying for your purchase, you can easily find the perfect one to fit the bill.</p> <h2>Top 5 Toilet Papers</h2> <h3>Angel Soft Bath Tissue</h3> <p><a href="http://amzn.to/2isAYIa"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/angel%20soft.jpg" width="227" height="230" align="right" alt="" /></a>An Amazon best-seller, the <a href="http://amzn.to/2isAYIa">Angel Soft Bath Tissue</a> is soft, thick, and strong. It gets the job done without shredding or leaving any lint behind. The two-ply toilet paper is easily flushable, septic-safe, and dissolves quickly. With 264 sheets per roll, each double roll is equivalent to two regular rolls.</p> <p>This is recommended by Good Housekeeping. It is one of the &ldquo;most wished for&rdquo; items on Amazon and has outstanding online reviews, including more than 3,300 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2isAYIa"><em>Currently $21.99 on Amazon</em></a></p> <h3>Scott 1000 Sheets Per Roll Toilet Paper</h3> <p><a href="http://amzn.to/2isN6ZM"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/scott.jpg" width="245" height="230" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in bath tissue, the <a href="http://amzn.to/2isN6ZM">Scott 1000 Sheets Per Roll Toilet Paper</a> is better if you prefer thinner paper. It is absorbent and strong, even when wet, so it&rsquo;s more durable than your average one-ply toilet paper. It leaves no dust or lint behind. The one-ply toilet paper dissolves quickly and easily, so it's safe for sewer and septic systems. It breaks up four times faster than the average bathroom tissue for fewer clogs.</p> <p>With 1,000 sheets per roll, it&rsquo;s one of the nation&rsquo;s longest lasting rolls, so you won&rsquo;t need to change the roll as often. This offers a great value for the money and is recommended by Good Housekeeping. It is one of the &ldquo;most wished for&rdquo; items on Amazon and has outstanding online reviews, including more than 2,300 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2isN6ZM"><em>Currently $17.98 on Amazon</em></a></p> <h3>Quilted Northern Ultra Plush Toilet Paper</h3> <p><a href="http://amzn.to/2isLorn"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/quilted.jpg" width="245" height="204" align="right" alt="" /></a>If you prefer soft toilet paper, then the <a href="http://amzn.to/2isLorn">Quilted Northern Ultra Plush Toilet Paper</a> is the one for you. The thick, plush three-ply toilet paper has comfort cushions, which allows you to use less paper each time, and features an Innerlux layer for luxurious comfort. The premium brand toilet paper is gentle, absorbs well, and remains strong when it&rsquo;s wet or dry. It is also easily flushable and septic-safe.</p> <p>Good Housekeeping deemed this the softest toilet paper available. It is also recommended by Consumer Reports. It is an Amazon best-seller and has outstanding online reviews, including more than 6,100 five-star reviews on Amazon. Consumer Reports and Good Housekeeping also recommend the <a href="http://amzn.to/2ijHNyx">Quilted Northern Ultra Soft and Strong Toilet Paper</a>.</p> <p><a href="http://amzn.to/2isLorn"><em>Currently $21.87 on Amazon</em></a></p> <h3>Cottonelle Ultra ComfortCare Toilet Paper</h3> <p><a href="http://amzn.to/2ia0vs1"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/cottonelle.jpg" width="245" height="189" align="right" alt="" /></a>The <a href="http://amzn.to/2ia0vs1">Cottonelle Ultra ComfortCare Toilet Paper</a> is ideal for anyone who prefers thicker, more luxurious toilet paper. The cushiony CleanRipple texture removes more and gets you cleaner. The two-ply toilet paper is soft and gentle, while remaining strong and absorbent. It leaves no lint behind and stays together while absorbing liquid. The SafeFlush technology makes it safe for sewer and septic systems, so it will disintegrate quickly after it is fully immersed in the toilet.</p> <p>This is recommended by The Sweethome. It is an Amazon best-seller and one of the &ldquo;most wished for&rdquo; items on Amazon. It also has outstanding online reviews, including more than 3,200 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2ia0vs1"><em>Currently $6.29 on Amazon</em></a></p> <h3>Charmin Ultra Soft Toilet Paper</h3> <p><a href="http://amzn.to/2iH0EjP"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/charmin.jpg" width="230" height="230" align="right" alt="" /></a>The <a href="http://amzn.to/2iH0EjP">Charmin Ultra Soft Toilet Paper</a> is truly ultra-soft, strong, thick, and absorbent. The thick paper feels more luxurious than other brands. The comfort cushion design achieves a better clean. The two-ply paper holds up well when wet. It is Roto-Rooter approved, so it&rsquo;s clog-safe and septic-safe. Each mega roll has 308 sheets per roll and equals four regular rolls, so it&rsquo;ll last longer.</p> <p>This is recommended by Good Housekeeping. It is an Amazon best-seller and has outstanding online reviews, including nearly 1,300 five-star reviews on Amazon. Good Housekeeping and The Sweethome also recommend the <a href="http://amzn.to/2hyd4yr">Charmin Ultra Strong Flushable Mega Toilet Paper</a>.</p> <p><a href="http://amzn.to/2iH0EjP"><em>Currently $22.65 on Amazon</em></a></p> <p>And those are our recommendations for the best toilet paper. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-toilet-papers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-manual-toothbrushes">The 5 Best Manual Toothbrushes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-anti-itch-creams">The 5 Best Anti-Itch Creams</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-bidet-seats">The 5 Best Bidet Seats</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-foot-creams">The 5 Best Foot Creams</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Home Shopping 5 best bath products bathroom hygiene product reviews shopping toilet toilet paper Thu, 29 Dec 2016 10:00:14 +0000 Andrea Cannon 1864676 at http://www.wisebread.com The 5 Best Wireless Hair Clippers http://www.wisebread.com/the-5-best-wireless-hair-clippers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-wireless-hair-clippers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_beard_clippers_506483312.jpg" alt="Man using best wireless hair clippers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Wireless hair clippers provide a safe, easy solution for cutting and trimming your hair at home. They are easy to store and perfect for traveling, allowing you to groom your hair whenever and wherever you please. By cutting your own hair from home, you can avoid costly trips to the barber, saving you endless amounts of time and money.</p> <h2>What Are Wireless Hair Clippers?</h2> <p>Wireless hair clippers are specialized electronic devices that allow you to cut your hair from home. The clippers&rsquo; blades work like a row of tiny scissors to cut, trim, and shape the hair effortlessly. Wireless clippers have improved immensely in recent years and some can match the results of professional barber clippers.</p> <p>Cordless clippers allow you complete freedom to cut your hair unrestricted. <a href="http://www.wisebread.com/the-5-best-hair-clippers">Traditional hair clippers</a> can do a great job trimming your hair, but if you want something more portable and convenient, you&rsquo;ll want to find a good set of wireless hair clippers.</p> <h2>Top 5 Wireless Hair Clippers</h2> <h3>Wahl Lithium Ion Clipper</h3> <p><a href="http://amzn.to/2iq9V05"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/wahl.jpg" width="156" height="245" align="right" alt="" /></a>Amazon&rsquo;s Choice for wireless hair clippers, the <a href="http://amzn.to/2iq9V05">Wahl Lithium Ion Clipper</a> is perfect for cuts, trims, and touch-ups. The smooth-cut self-sharpening precision ground blades stay sharp for longer and offer an easy, worry-free haircut with no snagging, uneven cutting, or pulling. The lithium-ion powered heavy duty motor, contoured shape, and enhanced blades provide 50% more power and cut hair 40% faster, compared to standard Wahl clippers. It charges in three hours, has an impressive two-hour run time, and holds the charge for up to one year. It also offers a 10-minute quick charge for instant power.</p> <p>The comprehensive kit includes a premium multi-cut clipper, blade guard, soft storage case, two hair clips, barber comb, styling comb, cleaning brush, blade oil, scissors, barber cape, a complete set of 14 guide combs, left ear taper, right ear taper, eyebrow guide, and ear trim guide. It also includes a matching detail trimmer, which is perfect for trimming necklines and sideburns. You can achieve a professional-looking haircut at home in less time and energy thanks to this complete haircut and touch-up kit.</p> <p>This is the most frequently recommended and highest rated set of wireless hair clippers online. Wahl is also the #1 clipper brand and the brand chosen by professionals. The set is backed by a 30-day money-back guarantee and a five-year limited clipper warranty. It also has outstanding online reviews, including more than 800 five-star reviews on Amazon. If these clippers aren&rsquo;t right for you, consider some of Wahl&rsquo;s other highly rated clippers, including the <a href="http://amzn.to/2iq5UJ7">Wahl Professional five-star Cord/Cordless Magic Clip</a> and the <a href="http://amzn.to/2igAUxY">Wahl Professional Cordless Designer Clipper</a>.</p> <p><a href="http://amzn.to/2iq9V05"><em>Currently $40.49 on Amazon</em></a></p> <h3>Panasonic Hair Clipper and Beard Trimmer</h3> <p><a href="http://amzn.to/2igBxYx"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/panasonic_0.jpg" width="76" height="245" align="right" alt="" /></a>With the <a href="http://amzn.to/2igBxYx">Panasonic All-in-One Cordless Hair and Beard Trimmer</a>, you can quickly and safely groom dry or in the shower. The adjustable dial offers 14 individual hair and beard trimmer settings. The sharp 45-degree acute-angle stainless steel blades offer precision trimming. They are also hypoallergenic for safe, non-irritating grooming on sensitive skin. With a single touch, you can engage the slide-up detail trimmer to clean up stray, unwanted hairs and shape the sideburns, beard, and mustache. The versatile trimmer includes precision-honed, fast-action, spring-loaded blades to quickly cut, trim, and shape the hair.</p> <p>The high-performance, all-in-one hair, beard, and body trimmer features a slim, ergonomic design that can be used comfortably in either hand and is perfect for travel. The gently curved, ergonomic, rubberized grip offers total control so you can cut and trim your hair more easily and quickly. The battery recharges in eight hours, allowing for 50 minutes of cordless use. There is a convenient charge indicator on the handle, so you can monitor the charging progress. You can also use this corded for uninterrupted use. The washable design allows you to easily clean it under warm running water.</p> <p>This also includes blade oil and a cleaning brush. It is backed by Good Housekeeping and has a limited warranty. It also has outstanding online reviews, including more than 600 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2igBxYx"><em>Currently $29.95 on Amazon</em></a></p> <h3>TRYM II</h3> <p><a href="http://amzn.to/2iq6rel"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/trym.jpg" width="141" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2iq6rel">TRYM II</a> is a rechargeable clipper with professional-grade compound metal blades designed for precision cutting. It can be used to trim your hair, body, mustache, and beard without any snagging or pulling of the hair. The improved design is made from professional-grade parts and has a stronger battery and sharper, higher-quality blade that is made to last. The kit includes four trimming attachments, a cleaning brush, and blade oil. The sleek, modern design can complement any bathroom and is one of the things most commonly mentioned throughout the reviews.</p> <p>This has outstanding online reviews, including more than 2,600 five-star reviews on Amazon. It is also backed by a satisfaction guarantee and a one-year warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2iq6rel"><em>Currently $29.99 on Amazon</em></a></p> <h3>Philips Norelco Hair Clipper</h3> <p><a href="http://amzn.to/2iDtTE8"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/philips_0.jpg" width="90" height="245" align="right" alt="" /></a>The lightweight <a href="http://amzn.to/2iDtTE8">Philips Norelco Hair Clipper</a> is high quality, easy to use, and easy to travel with. It has 24 built-in length settings, with no additional attachments required, making it perfect for travel. You can achieve a precise cut on thick hair twice as fast, thanks to the DualCut Technology. The lithium-ion power clipper has a rechargeable battery, battery light indicator, and turbo button for a higher blade speed. The metal guard and self-sharpening titanium blades offer better performance and reduced friction. The unique lift and flow comb smoothly catches and releases hair without clogging.</p> <p>It offers up to 120 minutes of cordless use after a one-hour charge. You can also use it with a cord for uninterrupted use. It is easy to clean, with a detachable head, washable blades, and stray hairs trapped in the unit. The washable, self-sharpening titanium blades are maintenance-free. The clippers also come with a hair comb, storage case, and cleaning brush.</p> <p>This has outstanding online reviews, including more than 500 five-star reviews on Amazon. It is built to last and is backed by a five-year warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2iDtTE8"><em>Currently $26.39 on Amazon</em></a></p> <h3>Braun Hair Clipper and Trimmer for Men</h3> <p><a href="http://amzn.to/2iq6qqx"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/braun.jpg" width="69" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2iq6qqx">Braun Hair Clipper and Trimmer</a> has 17 precise length settings and two smart trimming attachments. The Memory Safety Lock system conveniently locks and memorizes the last used length setting, even after removing the attachment. It has a powerful motor, dual battery system, and lifetime lasting stay-sharp stainless steel blades for precision cutting and constant power. It has a comfortable rubberized grip for safe handling. It is fully washable for easy cleaning under running water.</p> <p>This fully charges in one hour, has a five-minute quick charge, and offers up to 50 minutes of use. It has outstanding reviews and is commonly recommended online.</p> <p><a href="http://amzn.to/2iq6qqx"><em>Currently $49.80 on Amazon</em></a></p> <p>And those are our recommendations for the best wireless hair clippers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-wireless-hair-clippers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-diapers">The 5 Best Diapers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-manual-toothbrushes">The 5 Best Manual Toothbrushes</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-shampoos-for-frizzy-hair">The 5 Best Shampoos for Frizzy Hair</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-water-bottles">The 5 Best Smart Water Bottles</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Shopping 5 best beard trimmer hair clippers product reviews razor shopping wireless hair clippers Wed, 28 Dec 2016 10:36:21 +0000 Andrea Cannon 1864100 at http://www.wisebread.com 15 Easy to Keep New Year's Resolutions That Really Pay Off http://www.wisebread.com/15-easy-to-keep-new-years-resolutions-that-really-pay-off <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/15-easy-to-keep-new-years-resolutions-that-really-pay-off" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-518171446.jpg" alt="these easy new year&#039;s resolutions really pay off" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>New Year's resolutions are designed to help you improve your life in the new year. However, the vast majority of us have a very hard time sticking to them past January. That's why we've found some small changes you can realistically make that will result in a big difference over time. (See also: <a href="http://www.wisebread.com/12-frugal-skills-you-must-have-to-survive-mondays?ref=seealso" target="_blank">12 Frugal Skills You Must Have to Survive Mondays</a>)</p> <h2>Fitness Resolutions</h2> <p>Two of the top three New Year's Resolutions of 2016 had to do with staying fit and losing weight. Fortunately, there are some simple changes that you can make in the new year that will help you achieve your fitness goals more quickly.</p> <h3>1. Set Achievable Goals</h3> <p>Set achievable fitness goals on a daily, weekly, or monthly basis. You aren't going to get that perfect body overnight, so set goals that you can realistically achieve. Reward yourself when you reach your milestones by taking a day off, paying for a special exercise class, or purchasing affordable new workout gear. Don't over think things, try not to get frustrated, and remember that fitness takes time.</p> <h3>2. Save Money On Your Fitness</h3> <p>Getting in shape doesn't have to cost a fortune. There are endless ways to get in shape for free, such as running, yoga, and hiking. You can even join a hiking group or find free yoga classes near you to shake up your workout routine and spend time with friends without breaking the bank. You can also find free workout apps, follow fitness Instagram accounts, or follow a YouTube fitness page for new workouts and inspiration. (See also: <a href="http://www.wisebread.com/13-easy-ways-to-save-on-your-gym-membership?ref=seealso" target="_blank">13 Easy Ways to Save on Your Gym Membership</a>)</p> <h3>3. Keep a Food Journal</h3> <p>Keeping a food journal can keep you on track and accountable for what you eat. By writing down every little crumb that you eat on a daily basis, you can look back every week and see what you need to improve on and how well (or how poorly) you actually eat. It can also encourage you to eat fewer calories, improve your health, and help you make positive dietary changes for life. Your doctor or personal trainer may have already recommended that you keep a food journal, and the new year is the best time to start.</p> <h2>Health Resolutions</h2> <p>For the new year, focus on improving your overall well-being by making healthy changes that you can stick to.</p> <h3>4. Skip the Snooze Button</h3> <p>Waking up earlier can help you achieve so much more every week. By cleaning, stretching, or completing one item from your &quot;to-do&quot; list during your extra time, you can get your day started on a more productive note. However, waking up earlier can be difficult, so try getting up early (or ignoring the snooze button) just one day per week.</p> <h3>5. Multitask More</h3> <p>During commercial breaks, try multitasking. Do a quick exercise set or quick clean during each commercial break. For the average 60-minute show, there are about 13-19 minutes of commercials. Imagine what you could get done with all that extra time.</p> <h3>6. Start Meditating</h3> <p>Meditating has dozens of health and stress-reducing benefits. It can help you sleep better, make better decisions, and refocus your energy in a positive way. If you aren't familiar with meditation, consider starting with breathing exercises or use apps like <a href="https://www.headspace.com/register/free-trial?" target="_blank">Headspace</a> to get you started. (See also: <a href="http://www.wisebread.com/7-ways-a-mindfulness-journal-can-fix-your-life?ref=seealso" target="_blank">7 Ways a Mindfulness Journal Can Fix Your Life</a>)</p> <h3>7. Exercise More</h3> <p>The Centers for Disease Control and Prevention recommend getting at least two and a half hours of exercise each week. This means that you should be working out about 30 minutes per day, five days per week. This is a very attainable goal that can have huge health and fitness benefits both in the short- and long-term.</p> <h3>8. Clear Away Clutter</h3> <p>Clearing clutter from your life will make you more organized and productive, can decrease stress, and can make way for new things in your life. (See also: <a href="http://www.wisebread.com/how-to-clear-out-financial-clutter?ref=seealso" target="_blank">How to Clear Out Financial Clutter</a>)</p> <h3>9. Drink Water in the Morning</h3> <p>Drinking a glass of water first thing in the morning on an empty stomach is a great way to soothe the stomach, curb your appetite throughout the day, boost energy, and improve overall health. It can also help you detoxify the body and even lose weight, helping you stick to your fitness and health resolutions.</p> <h3>10. Volunteer More</h3> <p>Volunteering more often has countless benefits for both you and those you volunteer for. While others can benefit from your time, energy, and talents, you can feel good about yourself for your efforts. Volunteering also looks great on your job applications, can help you make new friends, and most importantly, you're helping to make the world a better place.</p> <h2>Financial Resolutions</h2> <p>In 2016, more than half of Americans had a finance-related resolution. Fortunately, there are some simple changes you can make that can result in huge savings.</p> <h3>11. Save Your 5's</h3> <p>Save all $5 bills in a designated jar or drawer. At the end of every month, apply them toward your debt, emergency fund, or retirement account. You'll be amazed at how quickly this adds up, and you won't feel a huge difference in your spending. This is known as &quot;<a href="https://www.quickenloans.com/blog/5-savings-plan" target="_blank">The $5 Savings Plan</a>&quot; and can help you save hundreds each month. Even if you only save one $5 every week, you'll save an extra $260/year.</p> <h3>12. Invest an Extra $35/Week</h3> <p>According to <a href="https://www.daveramsey.com/blog/retire-a-millionaire-on-35-a-week" target="_blank">Dave Ramsey</a>, by investing $35/week for 40 years, you can retire a millionaire.</p> <h3>13. Sign Up for Automatic Deposits</h3> <p>Consider signing up for automatic deposits to your savings account every month. The money will add up quickly and you won't feel like you're missing much.</p> <h3>14. Eat Out Less</h3> <p>Eating out less often will save you money and can even help you achieve your fitness goals more quickly. If you eat out all the time, just try cutting back on your morning coffee or to-go orders by one day per week.</p> <h3>15. Cut Expensive Habits</h3> <p>By cutting an expensive habit like smoking, you can save up to $2,321 per year. Not only is this great for your pocketbook, but it is also a healthy change you can make in the new year. (See also: <a href="http://www.wisebread.com/save-a-surprising-amount-by-quitting-these-4-bad-habits?ref=seealso" target="_blank">Save a Surprising Amount by Quitting These 4 Bad Habits</a>)</p> <h2>How to Stick With Your Resolutions</h2> <p>According to The University of Scranton, only <a href="http://www.statisticbrain.com/new-years-resolution-statistics/" target="_blank">8% of Americans are actually successful</a> in achieving their New Year's resolutions. To ensure that you're part of that 8% this year, write down your resolutions in a place that you can see them daily. Also, determine what measurable steps you need to take to accomplish these goals. Consider using a <a href="http://www.wisebread.com/this-simple-journal-may-be-the-fix-for-your-finances" target="_blank">bullet journal</a> to help you track your goals and monitor your progress.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/15-easy-to-keep-new-years-resolutions-that-really-pay-off">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-76-new-years-resolutions-thatll-make-2017-your-year">Flashback Friday: 76 New Year&#039;s Resolutions That&#039;ll Make 2017 Your Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-99-best-fitness-hacks-of-all-time">Flashback Friday: The 99 Best Fitness Hacks of All Time</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-reasons-to-look-forward-to-2017">17 Reasons to Look Forward to 2017</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-87-frugal-ways-to-make-winter-less-miserable">Flashback Friday: 87 Frugal Ways to Make Winter Less Miserable</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Life Hacks Health and Beauty 2017 financial goals fitness fitness goals Holidays life goals New Year new year's resolutions resolutions Tue, 27 Dec 2016 10:30:34 +0000 Andrea Cannon 1860475 at http://www.wisebread.com 4 New Year's Resolutions Your Pet Wants You to Make http://www.wisebread.com/4-new-years-resolutions-your-pet-wants-you-to-make <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-new-years-resolutions-your-pet-wants-you-to-make" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_dog_pet_499423418.jpg" alt="Woman making New Year&#039;s resolutions her pet wants" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Making New Year's resolutions feels great, but let's face it &mdash; we are terrible at it. According to research by a University of Scranton, Journal of Clinical Psychology study, only 8% of people who make New Year's resolutions <a href="http://www.statisticbrain.com/new-years-resolution-statistics/">actually achieve their goals</a>. If you're like most people, your plans to go to the gym four times a week, stop wasting time on Facebook, and organize your entire home are probably going to fizzle before the end of January.</p> <p>But there is someone in your life who can help you create achievable New Year's resolutions: your pet. What Fido and Fluffy want from you in 2017 are actually things that will help to make <em>your </em>life better. So forget the usual resolutions this year, and make some resolutions that will make your pet (and you!) happy:</p> <h2>1. Go On a Daily 30-Minute Walk</h2> <p>You know that Rover loves going on walks with you, but some days, it's all you can do to walk him around the block to his favorite fire hydrant. Especially in the winter, it can be very easy to hustle through a quick walk in the cold and head back inside to your laptop and Netflix.</p> <p>But your pooch loves the daily exercise and stimulation that a long walk can offer &mdash; even in cold weather &mdash; and he's not able to understand your enthusiasm for binge-watching The Crown. A nice long walk is just what he wants, even when you want to curl up with a hot chocolate.</p> <p>Of course, a daily 30-minute walk is literally just what the doctor ordered for <em>you</em>, too. Not only does a daily walk help you maintain (or lose) weight, but such moderate exercise helps to prevent and <a href="https://www.washingtonpost.com/lifestyle/wellness/the-many-benefits-of-walking-30-minutes-a-day/2015/10/19/cf12c938-71e1-11e5-9cbb-790369643cf9_story.html?utm_term=.fdbd86286857">reduce the severity of chronic diseases</a> like high blood pressure and diabetes. In addition, the exercise and the time outside can both help to improve your mood.</p> <p>Rather than making a resolution to become a gym rat &mdash; and plunking down the gym's hefty joiner's fee and monthly membership fee &mdash; resolve to take Rover for a long walk every day, no matter the weather. You'll both be happier for it.</p> <h2>2. Take More Naps</h2> <p>Mittens may act aloof, but there is something she wishes you'd do more of: nap with her. Cats are notorious nappers (and cuddlers), and there is nothing more satisfying than taking a snooze with a purring kitty perched on your belly.</p> <p>Of course, such naps are going to do more than just make your cat happy. They will also improve your health, your mood, and your level of self-control. According to a 2011 study by the Center for Disease Control, an estimated 50 to 70 million Americans are <a href="https://www.cdc.gov/mmwr/PDF/wk/mm6008.pdf">suffering from sleep deprivation</a>. And being sleep deprived means that you are more vulnerable to chronic illnesses and more irritable, not to mention too mentally exhausted to avoid procrastination.</p> <p>So this year, commit to curling up with your cat and catching 40 winks a couple of times a week. She'll love the closeness, and you'll reap the benefits of being well-rested.</p> <h2>3. Do Less</h2> <p>Having a full social calendar can be tough on your pets. They miss you terribly when you go out in the evening, especially if you are already working long hours. They would love nothing more than to have you home and available for tug-of-war, fetch, or belly rubs most nights.</p> <p>It turns out that having a wall-to-wall schedule of events in your life isn't so great for you, either. According to Eldar Shafir and Sendhil Mullainathan, authors of the book <a href="http://amzn.to/2i7M5VV">Scarcity: The New Science of Having Less and How It Defines Our Lives</a>, you're likely to make bad decisions if you have too little free time. Here's why: Managing your time is something like packing a suitcase. If you have an empty suitcase (or an empty schedule), it's easy to add something new. But if your suitcase or schedule is full, then you have to decide what to remove in order to add a new commitment, and that can be stressful.</p> <p>The commitments that are most likely to come out of the &quot;time suitcase&quot; are the ones that don't feel urgent &mdash; like your commitment to spend time with your pets. But not only does spending time with your four-footed friends make them happier, it is also a great way to relieve your own stress. It is well documented that interaction with animals reduces tension and improves mood.</p> <p>That's not to say that you should completely clear your social calendar so you can spend every moment with Buddy and Boots. But if you resolve to do less in 2017, you can take the time to determine whether you really want to say yes to the invitations that come your way. Then you'll only agree to the ones that you really want to do &mdash; and make yourself and your pets happier.</p> <h2>4. Clean More</h2> <p>Bandit can't get on his favorite spot on the sofa because the laundry basket is in the way. Cleo's litter box has gotten so ripe she's leaving &quot;gifts&quot; on the floor beside it. They may not be able to tell you in words (although your cat's method of protest can be pretty eloquent), but your pets would love it if your house were a little cleaner.</p> <p>Tidying up would also offer a big benefit to you. According to Sherrie Bourg Carter, writing for Psychology Today, &quot;Messy homes and work spaces <a href="https://www.psychologytoday.com/blog/high-octane-women/201203/why-mess-causes-stress-8-reasons-8-remedies">leave us feeling anxious</a>, helpless, and overwhelmed.&quot; Those piles of clothes and papers overwhelm our senses and make it difficult to truly relax. That can affect everything from your mood to your ability to sleep well at night.</p> <p>Getting on a cleaning routine this year will not only help your pets to feel comfortable in your home, but it will help you feel better, too. And knowing that you can have unexpected guests drop by without worrying about the pet hair tumbleweed in the living room or the freshness of the litter box is an incredibly freeing sensation.</p> <h2>Listen to Your Pets</h2> <p>Resolutions are often grand promises to ourselves, but making small promises to our pets will actually lead to a better, healthier, and happier year. For 2017, resolve to get more purring and tail wagging from your pets, and you'll also reap the rewards for yourself.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/4-new-years-resolutions-your-pet-wants-you-to-make">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-get-fit-with-your-dog">7 Ways to Get Fit With Your Dog</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/walk-walk-walk-walk-walk">Walk, walk, walk, walk, walk</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/23-frugal-living-resolutions-anyone-can-master">23 Frugal Living Resolutions Anyone Can Master</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-resistance-bands">The 5 Best Resistance Bands</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Home Lifestyle cleaning disease reduction exercise getting outside napping New Year's pets relaxing resolutions walking Mon, 26 Dec 2016 11:00:07 +0000 Emily Guy Birken 1860477 at http://www.wisebread.com Best Money Tips: DIY Cold Remedies From Around the World http://www.wisebread.com/best-money-tips-diy-cold-remedies-from-around-the-world <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-diy-cold-remedies-from-around-the-world" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_tissue_mug_185711581.jpg" alt="Woman learning DIY cold remedies from around the world" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on DIY cold remedies from around the world, simple money challenges to beef up your savings, and ways to hack your KitchenAid stand mixer.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.cheapism.com/blog/diy-common-cold-cures-15290/">14 DIY Cold Remedies From Around the World</a> &mdash; Ginger and turmeric tea is effective against colds and stomach ailments. [Cheapism]</p> <p><a href="http://www.everybodylovesyourmoney.com/2016/12/21/simple-money-challenges.html">8 Simple Money Challenges That Will Beef Up Your Savings</a> &mdash; These simple money challenges can propel you to financial freedom. Read up on each of them to find the one that works best for you! [Everybody Loves Your Money]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/1220/Fifteen-ways-to-hack-your-KitchenAid-stand-mixer">Fifteen ways to hack your KitchenAid stand mixer</a> &mdash; Use the flat beater attachment to mash your fruits and vegetables for foods like guacamole, roasted pumpkin, and chunky apple sauce. [The Monitor]</p> <p><a href="http://www.popsugar.com/smart-living/How-Holiday-Hero-42818198">How to Go From Zero to Holiday Hero</a> &mdash; Lend a hand at your local food shelter. They'll need the help during the busy holiday season. [PopSugar Smart Living]</p> <p><a href="http://www.cleverdude.com/content/money-saving-uses-for-used-pantyhose/">Money Saving Uses for Used Pantyhose</a> &mdash; Ball up old pantyhose and attach it to the end of your broom to make a duster with extra reach. [Clever Dude]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneyspruce.com/take-advantage-5-free-things-always-pay/">Take Advantage of 5 Free Things You Always Had to Pay For</a> &mdash; Thanks to streaming services like Spotify, Pandora, and YouTube, you can listen to virtually any song you want for free. [Money Spruce]</p> <p><a href="http://moneyqanda.com/make-money-on-fiverr/">Top 15 Easy Ways You Can Make Money on Fiverr</a> &mdash; There is always a demand for greeting cards. You can sell customized cards on Fiverr and possibly turn this into a passive income stream by charging for downloading rights to your existing designs. [Money Q&amp;A]</p> <p><a href="http://www.cultofmoney.com/2016/12/21/save-500-living-paycheck-paycheck/">How to Save $500 While Living Paycheck to Paycheck</a> &mdash; Pick up a side job or two and aim to earn an extra $100 each week. [Cult of Money]</p> <p><a href="http://www.getorganizedwizard.com/blog/2016/12/4-easy-ways-establish-family-routines/">4 Easy Ways To Establish Family Routines</a> &mdash; Get the whole family involved! It'll foster bonds within the family as well as a sense of responsibility for the home. [Get Organized Wizard]</p> <p><a href="http://www.bestkeptself.com/5-quick-and-healthy-breakfast-ideas-to-power-you-through-your-day/">Five quick and healthy breakfast ideas to power you through your day</a> &mdash; Avocado toast is an easy and delicious breakfast. For an extra dose of protein, add a fried egg or hemp seeds. [Best Kept Self]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-diy-cold-remedies-from-around-the-world">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-high-cost-of-catching-a-cold-or-the-flu">The High Cost of Catching a Cold or the Flu</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-ways-to-treat-the-common-cold">9 Frugal Ways to Treat the Common Cold</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-cheap-and-natural-ways-to-fight-the-cold-and-flu">7 Cheap and Natural Ways to Fight the Cold and Flu</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-diapers">The 5 Best Diapers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-hair-growth-supplements">The 5 Best Hair Growth Supplements</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty best money tips cold remedies Fri, 23 Dec 2016 10:30:24 +0000 Amy Lu 1859511 at http://www.wisebread.com 7 Ways You Can Save Money On Prescription Medications http://www.wisebread.com/7-ways-you-can-save-money-on-prescription-medications <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-ways-you-can-save-money-on-prescription-medications" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-491364946.jpg" alt="save money on prescription medications" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When Kyle Willis walked into the emergency room in 2011, he was diagnosed with a severe tooth infection. Doctors gave him prescriptions for both antibiotics and painkillers and sent him home. But on a tight budget and with no insurance, he could only afford to get one prescription. In excruciating pain, he opted for the painkillers.</p> <p>Days later, the infection spread to his brain, and Willis <a href="http://abcnews.go.com/health/insurance-24-year-dies-toothache/story?id=14438171" target="_blank">died from the infection</a>.</p> <p>Willis' case highlighted a major problem millions of people face each day. Medications can cost hundreds or even thousands of dollars. If you are uninsured or underinsured, you sometimes have to make the choice between filling a prescription or skipping rent or other necessary bills.</p> <p>But there are programs in place that can help. Below are free resources that can help you save money on your medicines. (See also: <a href="http://www.wisebread.com/9-ways-to-save-on-prescriptions?ref=seealso" target="_blank">9 Ways to Save on Prescriptions</a>)</p> <h2>Discount Prescription Programs</h2> <p>There are several nationwide discount prescription savings programs available to the public, regardless of your income.</p> <h3>1. FamilyWize</h3> <p><a href="https://familywize.org/" target="_blank">FamilyWize</a> is a free program where you can download or print off a discount card and use it at any major pharmacy. Use the card if you do not have insurance, or if your insurance will not cover a particular medicine. Just ask the pharmacist to run the card's information. On average, you can <a href="https://familywize.org/prescription-savings-card/how-it-works" target="_blank">save 43% on your prescriptions</a>.</p> <h3>2. WebMDRX</h3> <p>Like FamilyWize, the <a href="http://www.webmd.com/rx/card/" target="_blank">WebMDRX discount savings card</a> is free for anyone to use. It can be used at 60,000 pharmacies nationwide and can be shared with friends and family. Just show the card to the pharmacist when you drop off your prescription to get the discount.</p> <h2>Pharmaceutical Programs</h2> <p>Major pharmaceutical companies offer special programs for people who cannot afford their brand name medications. Millions of people qualify each year to receive free medicines directly from the manufacturer. Below are just a few programs available from major companies. Check out the manufacturer of your medications to see if they offer similar programs.</p> <h3>3. AZ&amp;Me</h3> <p>AstraZeneca, the maker of major drugs like Nexium, Crestor, Symbicort, and more, offers the <a href="https://www.astrazeneca-us.com/medicines/Affordability.html" target="_blank">AZ&amp;Me program</a> for people who cannot afford their medications. Last year, the program helped 286,000 people get access to medicine they otherwise couldn't afford.</p> <p>The program is designed to help people who do not have insurance, those in Medicare Part D, and those who have recently undergone a financial crisis, such as a job loss. To find out more about the program or to find out if you're eligible, call 1-800-AZandME (292-6363).</p> <h3>4. Merck Helps</h3> <p>Merck, the creator of drugs like Dulera, Gardasil, and Singulair, helps people get the medications they need through the <a href="http://www.merckhelps.com/" target="_blank">Merck Helps</a> program.</p> <p>To qualify for the program, you must be a United States resident and have a valid prescription. You must not have any insurance coverage and be unable to afford your medications. According to their site, you may qualify for assistance if you make less than $47,520 as an individual, under $64,080 for couples, or $97,200 or less for a family of four.</p> <h3>5. Pfizer</h3> <p>As one of the largest pharmaceutical companies in the country, Pfizer is known as the creator of major drugs like Lipitor and Zoloft. But it also runs a <a href="http://www.pfizer.com/health/financial_assistance_programs/patient_assistance_programs" target="_blank">Patient and Prescription Assistance Program</a> that helps people receive medicine for free or at a significant discount. If you need help getting a specific Pfizer medication, their website <a href="http://www.pfizerrxpathways.com/" target="_blank">Pfizer RxPathways</a> can help you find different options and navigate the process.</p> <h2>6. Drug Coupons</h2> <p>When your doctor prescribed you a new medicine, she may have handed you a manufacturer coupon along with the prescription. But what you may not have known is that those coupons are not just for doctors to hand out; customers can access them, too.</p> <p>If you are on any brand name drug, rather than a generic medication, check out the drug's website. Many times the manufacturer will offer a special discount card or savings program that will drop the cost.</p> <p>For example, Fetzima is a relatively new drug for depression. And even with insurance, it can be pricey. But if you go on the Fetzima website, you can get a savings card where eligible patients can buy the drug for as little as <a href="https://www.fetzima.com/depression-resources/savings-card?icid=fetzima_savings_header">$10 a month</a>. Just print the card and bring it to the pharmacy when you pick up the prescription to get the discount.</p> <h2>7. Comparison Shop</h2> <p>Not all pharmacies are created equal. One pharmacy may charge much more for the same drug than another pharmacy, even if they're within just a few blocks of each other. <a href="https://www.goodrx.com/" target="_blank">GoodRX</a> is a resource you can use to comparison shop for the best deal before you leave your home. It will tell you what each drug will cost at different pharmacies and if there are any coupons available.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kat-tretina">Kat Tretina</a> of <a href="http://www.wisebread.com/7-ways-you-can-save-money-on-prescription-medications">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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