Health and Beauty http://www.wisebread.com/taxonomy/term/4803/all en-US 5 Ways to Keep Anxiety From Ruining Your Budget http://www.wisebread.com/5-ways-to-keep-anxiety-from-ruining-your-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-to-keep-anxiety-from-ruining-your-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/friends_women_jogging_538947995.jpg" alt="Friends keeping anxiety from ruining their budget" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Life gets tough sometimes. When work is overwhelming, you are fighting with your parents, and the news seems to get grimmer every day, you might find yourself shopping your way into a better mood or pulling the covers over your head and ignoring all of your responsibilities.</p> <p>Stress, anxiety, and depression affect all of us at some time or another. And whether you are dealing with occasional and momentary periods of stress, or you are in the grips of a long-term and serious depressive episode, your mental state can often wreak havoc on your finances. It's not easy to protect your budget from your anxiety's destructive impulses, but the following types of self-care will not only help you to feel better when stress strikes, but they will also protect your bottom line.</p> <h2>1. Recruit an Accountability Partner</h2> <p>Accountability partners are an important strategy for improving your finances. Not only does having a partner motivate you to stay on the straight-and-narrow while you pay down debt or increase your savings, but working with someone else can offer you encouragement when you are feeling down and add some fun to a long process.</p> <p>All of these benefits are also crucial if you are trying to keep your budget looking healthy while you're dealing with stress, anxiety, or depression. In the case of trying to keep your mental state from hurting your finances, your accountability partner may act a little bit more like a sponsor from a 12-step program. You can call that person when you are overwhelmed and count on her to remind you of why a shopping binge will not actually help you feel better.</p> <p>Obviously, you and your accountability partner need to be able to offer each other the emotional support you both need. In times of widespread anxiety, it can be a little more difficult to find a partner when everyone is feeling overwhelmed. However, leaning on each other is often a great way for two friends to both feel better and make the best financial choices for themselves.</p> <h2>2. Meditate</h2> <p>Mindfulness meditation has been proven to <a href="http://www.npr.org/sections/health-shots/2014/01/07/260470831/mindfulness-meditation-can-help-relieve-anxiety-and-depression">alleviate the symptoms</a> of both anxiety and depression. The focus of such meditation is to train your brain to remain in the moment, rather than obsess over the past or worry about the future. Such mindfulness will not only help you to put worries in perspective, but it can also help you to recognize the link between your emotions and your financially-destructive behavior.</p> <p>For instance, let's say that after a day of bingeing on news online, you badly want to put a lavish vacation on credit, just so you have something to look forward to. If you take 10 minutes to meditate instead, it can help you to see that your anxiety will not be helped by a vacation you can't afford. It will also allow you to feel your anxiety, rather than push it away, which is a much more productive method of getting past the negative feelings.</p> <p>If you have never meditated before, there are many <a href="http://www.nytimes.com/well/guides/how-to-meditate">beginner's guides</a> out there to teach you the practice of mindfulness.</p> <h2>3. Go for a Run</h2> <p>Exercise is the closest thing we have to a no-fail antidepressant. Research has shown that people are <a href="https://today.duke.edu/2000/09/exercise922.html">happier after breaking a sweat</a> than they were beforehand, even if they had to force themselves to go to the gym.</p> <p>In addition, an exercise habit can help you to avoid budget-destroying habits you might otherwise engage in, like retail therapy or a weekend-long Netflix marathon that keeps you from taking care of your grocery shopping and laundry.</p> <p>Of course, when you are in the midst of a deep funk, the idea of lacing up your sneakers and going out for a life-affirming run sounds about as enticing as getting a root canal. This is another place where your accountability partner can help you do what's best for you both. Set up a regular date to exercise together, and you will both get to enjoy the endorphins and the good company.</p> <h2>4. Volunteer</h2> <p>Depression, anxiety, and stress are often side effects of feeling helpless. When it feels as if you have little power over your circumstances, it's easy to retreat into bad and expensive habits to help yourself feel better.</p> <p>But there is always meaningful work that we can do to improve lives &mdash; even if we can't improve our own. That is why volunteering for a cause you believe in can be such an important tool in improving your outlook on the world. According to a 2008 study by the London School of Economics, people who volunteer <a href="https://www.ncbi.nlm.nih.gov/pubmed/18321629">experience greater happiness</a> than those who do not.</p> <p>The researchers theorize that volunteering makes you happier because it helps to put your situation in perspective. In addition, volunteering your time helps alleviate depression because it allows you to feel like you are a part of something important that is doing good in the world.</p> <h2>5. Engage in Productive Self-Care</h2> <p>Sometimes things feel so bleak that you really do need to retreat and take care of yourself. There is nothing wrong an occasional &quot;Stop the world, I want to get off!&quot; day for yourself. But there can be a fine line between healthy and productive self-care, and self-destructive wallowing. For instance, buying a bottle of nail polish might make you feel good, which could prompt you to keep buying to keep that good feeling going. Instead, you might be better served by inviting a friend over to paint your nails together.</p> <p>To make sure your self-care is helpful rather than harmful, start with your needs. Ask yourself what needs are not being met right now, and listen carefully to the answer that bubbles to the surface. Wallowing is often a passive reaction, whereas productive self-care is when you engage in fulfilling your unmet needs. Taking the time to think through what you need may help you realize that you don't actually want to go out drinking, but instead you need to talk with a good friend.</p> <h2>Don't Let Depression, Anxiety, and Stress Hurt Your Finances</h2> <p>When your thoughts get stuck in a hamster wheel of anxiety or depression, the easy method of handling your distress can often cause you financial stress. Being intentional and mindful about how you handle your negative mental states can help to alleviate your feelings of helplessness and keep your finances healthy.</p> <p>If you are experiencing severe depression and/or suicidal thoughts, please contact the National Suicide Prevention Lifeline at 1-800-273-8255.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/5-ways-to-keep-anxiety-from-ruining-your-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight">Flashback Friday: 38 Ways to Get More Sleep Tonight</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-stressful-job-may-be-making-you-healthier">Your Stressful Job May Be… Making You Healthier?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-terrible-things-science-says-you-do-to-your-mind-everyday">5 Terrible Things Science Says You Do to Your Mind Everyday</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Health and Beauty Lifestyle anxiety bingeing budgeting depression exercise Help mental health overspending self care stress volunteering Tue, 06 Dec 2016 11:00:09 +0000 Emily Guy Birken 1843967 at http://www.wisebread.com 7 Ways to Sneak More Exercise Into Your Busy Schedule http://www.wisebread.com/7-ways-to-sneak-more-exercise-into-your-busy-schedule <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-ways-to-sneak-more-exercise-into-your-busy-schedule" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cigna-busy-exercise-schedule.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A good workout is the key component of some of the most successful people's daily routines. Not only does exercise boost your energy, but it also relieves stress and releases those <a href="http://health.usnews.com/health-news/diet-fitness/slideshows/7-mind-blowing-benefits-of-exercise">feel-good endorphins</a> that make you feel like you can conquer any task. President Barack Obama, media icon Oprah Winfrey and billionaire Richard Branson all swear by their <a href="http://www.businessinsider.com/exercise-routines-of-successful-people-2015-6">daily workout routines</a>. And if they can make time for exercise, so can you.</p> <p>Try some of these tips for sneaking more fitness into your busy life.</p> <h2>1. Set Small Daily Goals</h2> <p>Would you like to drop a few pounds, or is it chiseled abs that you're after? Or maybe you're looking to add more heart-healthy aerobic exercise to your routine. Whatever your motivation for embarking on this journey to <a href="http://www.cigna.com/healthwellness/hw/medical-topics/exercise-and-physical-activity-ideas-aa165656#aa165656-sec">sneak more fitness into your life</a>, sit yourself down with a pen and notepad and pinpoint a clear fitness goal. Then write down a list of all the little daily goals you'll need to achieve in order to reach it.</p> <p>Simply having a goal to visualize, like building up enough arm strength to complete a pull-up or the endurance to run a 5K, will help keep you focused. And when you break your overarching goal down into several smaller goals, the finish line starts to feel a whole lot more attainable.</p> <h2>2. Fuel Yourself With Energizing Foods</h2> <p>Some foods are naturally energizing, while others are more inclined to make us feel sleepy and sluggish. And, as we all know from experience, it can feel impossible to muster up the willpower to be active when you're drowsy. Solution: Eat more activating foods.</p> <p>Almonds make for a convenient snack, for example, and their high caloric content will give you the fast fuel you need to rev up for a swim in the lap pool or a neighborhood run. Fruits and vegetables of all kinds are packed with the energizing vitamins your body needs to keep you feeling alert and motivated. On the avoid list are sugary snacks that can lead to an energy crash as well as processed foods that are harder for the body to metabolize.</p> <h2>3. Touch Your Toes</h2> <p>You can do it anywhere and it needn't take more than a couple of minutes. It's one of the simplest exercises out there, yet touching your toes can benefit you in big ways. Toe touches help to increase your range of motion, which can slowly but surely <a href="http://www.menshealth.com/fitness/3-minute-flexibility-routine">boost your flexibility</a> &mdash; and that's something that will give you a boost in any workout routine. Not only is good flexibility key to building muscle, it also helps your body avoid injuries. So when you're waiting for the coffee to brew or for the oven to heat, sneak in some gentle toe-touches.</p> <h2>4. Make a Workout of Your Morning Commute</h2> <p>Why not capitalize on your commute? If you live within a reasonable distance from your workplace, opt to commute on bicycle or foot. By getting a little exercise en route to and from the office, you'll make efficient use of what would otherwise be sedentary time. If you live too far to walk or bike, park a little further from the entrance and take the stairs instead of the elevator to your office.</p> <h2>5. Walk for 30 Minutes</h2> <p>Not only is walking highly accessible with no need for fancy fitness equipment, it can be done at day or night, at a park or at a shopping mall &mdash; or even around the house. <a href="http://www.adaa.org/living-with-anxiety/managing-anxiety/exercise-stress-and-anxiety">Just five minutes</a> of aerobic walking can increase your energy and mental agility, but most fitness experts suggest extending your walk for 30 minutes if you also want to <a href="http://www.statesmanjournal.com/story/life/2015/03/30/walk-health-minutes-day-can/70364108/">ward off chronic disease</a>. If you're finding it difficult to carve out a full half hour for your aerobic walk, find solace in knowing that you can break it up and still get all the health benefits, so long as you're completing 30 cumulative minutes of brisk walking over the course of the day.</p> <h2>6. Keep Your Gym Clothes Handy</h2> <p>Bring them to work. Keep a spare set in the car. Treat them as you would your wallet and don&rsquo;t leave home without them. Whenever you have down time is a great time to get your sweat on. So don't let yourself miss out on an impromptu jog through the park just because you don't have easy access to a pair of sneakers.</p> <h2>7. Recruit an Exercise Buddy</h2> <p>It can be much easier to stay true to your fitness goals when you have a friend, family member or colleague at your side. Exercising with a partner actually <a href="http://www.fitnessmagazine.com/mind-body/inspiration/7-ways-to-find-a-fitness-buddy/">improves weight-loss results</a> because your partner can help keep you motivated on days when your commitment starts to waver.</p> <p><em>This information does not replace the advice of a doctor. Please consult your physician before beginning this or any exercise program.</em></p> <p><em>This article is sponsored by Cigna. It is for educational purposes only and is intended to promote consumer health. It is not intended as medical advice and you should always consult a professional for medical advice. For other tips on using your health benefits, visit </em><a href="http://www.cigna.com/takecontrol/">http://www.cigna.com/takecontrol/</a>. <em>&nbsp;All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/7-ways-to-sneak-more-exercise-into-your-busy-schedule">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-cheap-ways-to-lower-your-blood-sugar">13 Natural and Easy Ways to Lower Your Blood Sugar</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-unexpected-uses-for-mineral-oil">30 Unexpected Uses for Mineral Oil</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/want-to-keep-your-dispoable-razor-blades-sharp-use-your-arm">Want to Keep Your Disposable Razor Blades Sharp? Use Your Arm</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-places-to-buy-inexpensive-natural-beauty-products">24 Places to Buy Inexpensive Natural Beauty Products</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-things-yoga-can-teach-you-about-money">5 Things Yoga Can Teach You About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Health and Beauty Thu, 01 Dec 2016 00:19:29 +0000 Brittany Lyte 1845158 at http://www.wisebread.com 9 Ways to Develop the Breakfast Habit http://www.wisebread.com/9-ways-to-develop-the-breakfast-habit <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-ways-to-develop-the-breakfast-habit" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/cigna-breakfast-habit_0.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You've heard it before &mdash; breakfast is the most important meal of the day &mdash; but it is also the meal that we're most likely to skip. Having breakfast every day can increase your nutritional intake, improve your concentration, boost your energy, and even help you lose weight. Try the following tips to start developing the breakfast habit.</p> <h2>1. Create Meal Plans</h2> <p>Breakfast will never happen if you don't plan for it. Just as many people plan their dinners for the week (even if only in their heads), try planning what you're going to eat for breakfast throughout the week. Buy the groceries you'll need and the battle is already half won.</p> <h2>2. Pack Your Breakfast&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</h2> <p>If you're rushed to get out the door in the morning, pack your breakfast just as you would pack a lunch. To make it even easier, make it a breakfast you don't have to refrigerate, so you can just stow it in your purse or bag the night before. A whole fruit, like a banana or apple, and some low- or no-sugar granola with plenty of nuts will easily keep overnight and are easy to take to-go. Alternatively, prepare a packed breakfast and store it in the fridge (perhaps along with a packed lunch) so you can grab it and go.</p> <h2>3. Eat What You Like</h2> <p>If you're not a fan of traditional breakfast foods, feel free to eat something you like. An egg salad sandwich, for example, is a great replacement for scrambled eggs and toast. Or, you could reheat last night's leftovers. You can even have a salad for breakfast if you like! Just try to avoid sugar-laden convenience foods, which can add a lot of calories (and not a lot of nutrition) to your daily diet.</p> <h2>4. Gradually Ramp Up</h2> <p>If you don't feel hungry first thing in the morning, start the breakfast habit by introducing small amounts of food gradually. For instance, sip on a veggie-packed smoothie (keep the sugar down and the protein up by using unsweetened almond milk and/or adding a spoonful of nut butter or protein powder). Or start with something small like a banana or a single scrambled egg. As you get used to eating in the morning, add more food in small amounts.</p> <h2>5. Prep Ahead</h2> <p>Prepare your ingredients for breakfast ahead of time so you can quickly assemble your meal in the morning. Chop the vegetables for an omelet the night before, wash and cut up fruit, and pre-portion frozen fruit for smoothies. Overnight oats are a popular and easy choice &mdash; mix rolled oats with double the amount of milk or other liquid and place in the fridge overnight. Add nuts and berries in the morning.</p> <p>Planning your breakfast ahead of time also means you won't waste precious time deciding what to eat in the morning.</p> <h2>6. Batch-Cook Your Breakfasts</h2> <p>If you don't have time to cook a different breakfast every day, consider preparing a few days' worth of breakfasts at once. Portion out granola and berries into separate individual bags or containers for each day. Boil several eggs and keep them in the refrigerator for easy morning protein. Make a muffin tin full of breakfast vegetable, low-fat cheese and egg frittatas and reheat them individually in the microwave each morning. Sauté a pan full of turkey sausage and peppers and portion them into individual containers to store in the fridge. Having the food already prepared will make a big difference in your willingness to eat breakfast.</p> <h2>7. Keep Food at the Office</h2> <p>My husband keeps a box of low-sugar instant oatmeal at his office, as well as deli meat and cheese. This has worked very well for him in ensuring he gets something relatively healthy to eat in the morning, instead of just donuts and coffee. If getting breakfast ready at home isn't possible, keeping food at the office might do the trick.</p> <h2>8. Get Up Earlier</h2> <p>If you're serious about making breakfast a daily habit, it's best to get up earlier to give yourself time to eat a nutritious meal. Try shifting your schedule so you get to bed and get up 15 minutes earlier. Who knows? You might find that having a more leisurely morning helps to set a more relaxed tone for the day as well.</p> <h2>9. Set Realistic Goals</h2> <p>If your mornings are hectic and you're not the type to sit down for a leisurely breakfast, try to find a breakfast routine that fits your lifestyle. Whether it's grabbing something to eat on the road, or batch-cooking a week's worth of meals in advance, start with dishes you enjoy that are simple to prepare.</p> <p><em>What's your morning routine? How do you typically fit breakfast into your day?</em></p> <p><em>This information does not replace the advice of a doctor. Please consult your physician before beginning this or any diet program.&nbsp;This article is sponsored by Cigna. It is for educational purposes only and is intended to promote consumer health. It is not intended as medical advice and you should always consult a professional for medical advice. For other tips on using your health benefits, visit </em><a href="http://www.cigna.com/takecontrol/"><em>http://www.cigna.com/takecontrol/</em></a><em>.&nbsp; All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/camilla-cheung">Camilla Cheung</a> of <a href="http://www.wisebread.com/9-ways-to-develop-the-breakfast-habit">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-healthy-ways-to-have-ice-cream-for-breakfast">10 Healthy Ways to Have Ice Cream for Breakfast</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-grab-and-go-post-workout-breakfasts">15 Grab-and-Go Post-Workout Breakfasts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-foods-scientifically-proven-to-make-you-smarter">7 Foods Scientifically Proven to Make You Smarter</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-most-calorie-burning-breakfasts">The 7 Most Calorie-Burning Breakfasts</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-easy-superfood-smoothies-for-a-better-morning">8 Easy Superfood Smoothies for a Better Morning</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Health and Beauty breakfast Cigna healthy eating Mon, 28 Nov 2016 04:42:03 +0000 Camilla Cheung 1842869 at http://www.wisebread.com The 5 Best Charcoal Scrubs http://www.wisebread.com/the-5-best-charcoal-scrubs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-charcoal-scrubs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_charcoal_wash-465082638_0.jpg" alt="Woman using best charcoal scrubs" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In Japan, charcoal has been used as a cleansing ingredient for centuries. That&rsquo;s because activated charcoal is a powerful ingredient that draws out and traps toxins, bacteria, and impurities like a magnet. Charcoal scrubs can detoxify and re-energize your complexion, deep clean your skin, shrink enlarged pores, and leave you with clear, soft, glowing skin.</p> <h2>What Is a Charcoal Scrub?</h2> <p>Charcoal scrubs are facial skincare products that use the power of activated charcoal to remove dirt, oil, toxins, bacteria, blackheads, and impurities deep in the pores. They are ideal for oily or acne-prone skin. For better results, pay special attention to the T-zone, sides of the face, and blackheads on the nose. For even better results, consider also adding a charcoal mask, like the <a href="http://www.wisebread.com/the-5-best-facial-masks">Freeman Facial Charcoal and Black Sugar Polish Mask</a>, to your skincare regimen.</p> <h2>Top 5 Charcoal Scrubs</h2> <h3>Biore Deep Pore Charcoal Cleanser</h3> <p><a href="http://amzn.to/2fpRtCn"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/biore_0.jpg" width="83" height="245" align="right" alt="" /></a>If you like Biore pore strips, you&rsquo;ll love the <a href="http://amzn.to/2fpRtCn">Biore Deep Pore Charcoal Cleanser</a>. It has similar effects, without the pain of the pore strips. The natural charcoal draws out and traps two times more dirt, oil, makeup, and deep-down impurities than traditional cleansers for a deeper clean. It creates a pale foam and works to naturally purify the skin and remove dirt faster. It claims that pores are twice as clean after just one use. It also has a minty cool tingle to refresh the skin.</p> <p>This potent cleanser is ideal for people dealing with oily skin, blackheads, and acne. The skin purifying oil-free formula can be harsh and drying, so it&rsquo;s probably not appropriate for dry or sensitive skin. It is recommended by Refinery29, Total Beauty, and Real Simple. It also has outstanding online reviews. The highly reviewed <a href="http://amzn.to/2gC6NAN">Biore Charcoal Pore Minimizer</a> is also recommended by Allure.</p> <p><a href="http://amzn.to/2fpRtCn"><em>Currently $5.82 on Amazon</em></a></p> <h3>SkinActive Clean+ Blackhead Eliminating Scrub</h3> <p><a href="http://amzn.to/2gmTrFv"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/garnier_3.jpg" width="117" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2gmTrFv">SkinActive Clean+ Blackhead Eliminating Scrub</a> has microbeads to help exfoliate and deep clean the skin, clear complexion, tighten pores, and target blackheads. The gel-based exfoliating cleanser unclogs pores and smoothes skin in just one use and pores are diminished and complexion is clearer after just one week. The charcoal draws out blackhead-causing dirt, oil, and impurities like a magnet for a deep clean. The oil-free formula is also infused with salicylic acid, so it&rsquo;s recommended for those who suffer from acne, oily skin, large pores, and blackheads. It also leaves behind a tingling sensation and is gentle enough to use every day.</p> <p>This is recommended by Total Beauty, Real Simple, and xoJane. It also has great online reviews and reviewers tend to agree that it works wonders on blackheads.</p> <p><a href="http://amzn.to/2gmTrFv"><em>Currently $5.96 on Amazon</em></a></p> <h3>Konjac Sponge Activated Bamboo Charcoal</h3> <p><a href="http://amzn.to/2gCaExC"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/konjac.jpg" width="200" height="200" align="right" alt="" /></a>This set of <a href="http://amzn.to/2gCaExC">Konjac Sponges with Activated Bamboo Charcoal</a> deep cleans, detoxifies, and gently exfoliates the skin. The sponge balances the skin pH, moisturizes and refreshes the skin, promotes skin cell renewal, and gently cleans the delicate eye area. Your skin will feel noticeably softer and smoother after each use. Just soften it with water and gently rub it over your clean, damp face in a circular motion. You can also use it with your favorite daily face wash, and because you&rsquo;ll be able to use less facial cleanser each time, it can help save you money.</p> <p>The facial cleansing sponges are organic, biodegradable, and handmade from natural plant ingredients, so you don&rsquo;t have to worry about chemicals, phthalates, sulfates, parabens, petroleum, or other harmful additives. It is ideal for those suffering from acne, blackheads, oily skin, damaged skin, Rosacea, Eczema, Dermatitis, and Psoriasis, and is even gentle enough for daily use on sensitive skin. It&rsquo;s environmentally friendly, non-toxic, natural, and hypoallergenic, so you can recycle the old sponge in your compost.</p> <p>This three-pack of Activated Bamboo Charcoal hemisphere sponges offers a great value. Each sponge should last about two months, so this set could last you six months. They each come individually wrapped, in a sturdy box, so you can store the new, unused sponges away safely. It is also backed by a 100% satisfaction guarantee for your peace of mind. If you&rsquo;d prefer a name brand, consider the highly reviewed <a href="http://amzn.to/2ggUNk1">Biore Pore Penetrating Charcoal Bar</a>.</p> <p><a href="http://amzn.to/2gCaExC"><em>Currently $11.97 on Amazon</em></a></p> <h3>Morihata Binchotan Charcoal Body Scrub Towel</h3> <p><a href="http://amzn.to/2g4YuKm"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/binchotan.jpg" width="136" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2g4YuKm">Morihata Binchotan Charcoal Body Scrub Towel</a> scrubs and exfoliates well, without being scratchy or harsh on the skin. Ultra-fine Binchotan charcoal fibers are interwoven throughout its high-performance cotton-poly blend. It can gently detox and exfoliate away dead skin, dirt, and grime. The lightweight towel features a timeless design, dries quickly, and is long enough to allow you to easily reach your back, so you can clean every area of your face and body.</p> <p>Binchotan charcoal has a range of benefits, which is why it has been used in East Asia for centuries. It will help absorb odors, draw dirt out of pores, remove toxins and excess oil from the skin, and leave your skin feeling completely refreshed and revitalized. It can even help increase blood circulation and improve general wellness.</p> <p>The charcoal remains in the towel for up to six months, depending on how often you use it. This was featured on The Grommet and is frequently recommended by beauty bloggers and publications like Into the Gloss. The <a href="http://amzn.to/2fpQhPq">Binchotan Facial Puff by Morihata</a> and <a href="http://amzn.to/2g4SFMK">Binchotan Charcoal Facial Soap</a> are other popular charcoal products from the brand.</p> <p><a href="http://amzn.to/2g4YuKm"><em>Currently $17.75 on Amazon</em></a></p> <h3>MANDOM Facial Scrub Charcoal</h3> <p><a href="http://amzn.to/2giacUW"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/mandom.jpg" width="91" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2giacUW">MANDOM Facial Scrub Charcoal</a> can fight blackheads, acne, and enlarged pores. The charcoal cleansing scrub removes dirt deep in the pores and exfoliates the skin, but is still gentle enough for sensitive skin. It has a refreshing, cooling effect and lathers up nicely, so it won&rsquo;t dry out the skin. It is frequently recommended by beauty bloggers and has a devoted following. It also has great online reviews.</p> <p><a href="http://amzn.to/2giacUW"><em>Currently $4.39 on Amazon</em></a></p> <p>And those are our recommendations for the best charcoal scrubs. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-charcoal-scrubs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-travel-toiletry-bags">The 5 Best Travel Toiletry Bags</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-tweezers">The 5 Best Tweezers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-repair-shampoos">The 5 Best Repair Shampoos</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-hair-serums">The 5 Best Hair Serums</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pencil-eyeliners">The 5 Best Pencil Eyeliners</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Shopping 5 best beauty products charcoal scrubs face wash product reviews shopping Fri, 25 Nov 2016 12:00:09 +0000 Andrea Cannon 1839475 at http://www.wisebread.com Flashback Friday: 38 Ways to Get More Sleep Tonight http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-38-ways-to-get-more-sleep-tonight" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_sleeping-587523170.jpg" alt="Woman finding ways to get more sleep tonight" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Getting a good night's sleep on a consistent basis will protect your physical health as much it'll protect your mental health. The problem is that with our super busy lives, sleep is always the first thing to suffer. It's time to stop making sleep an afterthought. Because it's so easy to regulate your sleep schedule with the right tools and strategies. Here are 38 ways to get more sleep tonight.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman-sleeping-460137233-small.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/6-ways-to-get-prettier-smarter-and-healthier-while-you-sleep?ref=fbf">6 Ways to Get Prettier, Smarter, and Healthier While You Sleep</a> &mdash; Wait, you mean you can improve your overall beauty, intelligence, and health while you sleep? Sold! These tricks will help you make it happen without breaking the bank.</p> <p><a href="http://www.wisebread.com/11-smart-ways-to-get-some-sleep-at-the-airport?ref=fbf">11 Smart Ways to Get Some Sleep at the Airport</a> &mdash; With the holidays coming up, many of us will have to resort to catching a few z's at the airport. It's not ideal, but also not impossible. Here's how to score a restful night of snoozing at the gate.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/man_tired_work_000075631055.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/3-ways-good-sleep-makes-you-wealthier?ref=fbf">3 Ways Good Sleep Makes You Wealthier</a> &mdash; In order to increase your overall wealth and achieve your financial goals, you need to be focused, patient, and driven. And it's very difficult to feel any of these things when you're running on a few hours of sleep and completely exhausted.</p> <p><a href="http://www.wisebread.com/7-ways-to-boost-your-finances-while-you-sleep?ref=fbf">7 Ways to Boost Your Finances While You Sleep</a> &mdash; Didn't think you could make extra cash while fast asleep, eh? Wrong! Here are seven ways to make your money work for you, so you can hit the hay.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/sleep-177703194.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/get-better-sleep-with-these-5-great-sleep-tracking-apps?ref=fbf">Get Better Sleep With These 5 Great Sleep-Tracking Apps</a> &mdash; It's easier to focus on getting more sleep when you have apps that track your sleep patterns and tell you how you can improve. Knowledge is power, after all.</p> <p><a href="http://www.wisebread.com/6-foods-scientifically-proven-to-help-you-sleep?ref=fbf">6 Foods Scientifically Proven to Help You Sleep</a> &mdash; Eat more to get more sleep? Uh, yes please. Have any of these as a snack and you could sleep more soundly tonight.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-keep-anxiety-from-ruining-your-budget">5 Ways to Keep Anxiety From Ruining Your Budget</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-34-ways-fitness-can-improve-your-finances">Flashback Friday: 34 Ways Fitness Can Improve Your Finances</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-99-best-fitness-hacks-of-all-time">Flashback Friday: The 99 Best Fitness Hacks of All Time</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Health and Beauty anxiety fbf flashback friday frugal living Health mental health more sleep relaxation rest self-care sleep stress Fri, 18 Nov 2016 11:00:14 +0000 Chrissa Hardy 1835392 at http://www.wisebread.com The 5 Best Water Flossers http://www.wisebread.com/the-5-best-water-flossers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-water-flossers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_smile_teeth_30074992.jpg" alt="woman using best water flossers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you want a healthier smile, you need to floss at least once a day. However, flossing can become a chore, especially when you have to do it on a daily basis, so many people just skip it altogether. Unfortunately, not flossing can lead to bad breath, gingivitis, and periodontal infection, which can then lead to heart disease, stroke, and more.</p> <p>If you don&rsquo;t floss regularly, then a water flosser is right for you. For your smile (and your general health), a water flosser can thoroughly clean your teeth and gums, allowing you to maintain good oral health. Flossing with water is fun, easy, convenient, effective, and rewarding, so you won&rsquo;t have any excuses to skip flossing again.</p> <h2>What Is a Water Flosser?</h2> <p>A water flosser is an oral health appliance that aims a steady stream of water into the mouth to flush out food particles, bacteria, and plaque from hard-to-reach places, like between the teeth and under the gumline. It is ideal for use around braces, crowns, veneers, bridges, implants, and other orthodontic appliances. It is easier to use and more effective than string floss. It can also reach places that floss just can&rsquo;t reach for healthier teeth and gums.</p> <p>The mouth is the gateway to your overall health, so it&rsquo;s imperative that you keep your gums clean and healthy. According to the American Dental Association, it doesn&rsquo;t matter whether you floss before or after brushing, just as long as you actually do it every day. (See also: <a href="http://www.wisebread.com/the-5-best-flosses?ref=seealso">The 5 Best Flosses</a>)</p> <h2>Top 5 Water Flossers</h2> <h3>Waterpik Aquarius Water Flosser</h3> <p><a href="http://amzn.to/2fI4M27"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/waterpik.jpg" width="111" height="245" align="right" alt="" /></a>An Amazon best-seller, the <a href="http://amzn.to/2fI4M27">Waterpik Aquarius Water Flosser</a> offers the convenience of brushing and water flossing at the same time. It uses a unique combination of water pressure and pulsations to deep clean between teeth and below the gumline, removing harmful bacteria, debris, and food particles that string floss usually leaves behind. You can clean your teeth and gums at once and get a gum stimulating massage with the hydro pulse massage mode.</p> <p>There are seven water flossing tips included: three classic jet tips, a plaque seeker tip, an orthodontic tip, a Pik pocket tip, and a toothbrush tip. The hygienic storage holds two extra tips. There are 10 customizable pressure settings, so it&rsquo;s ideal even for sensitive gums. The sleek ergonomic design is smaller and quieter than previous models and has superior technology, an LED information panel, fingertip easy pressure control, and a one-minute timer and 30-second pacer. The dentist-recommended flosser is clinically proven to remove 99.9% of plaque, leaving you with healthier gums and brighter teeth. It is up to two times as effective for improving gum health and up to three times as effective for removing plaque, compared to string floss. It helps remove stains and clean tough-to-reach spots. It has two modes: a Floss Mode, which uses pulse-modulation technology for maximum plaque removal and a Hydro-Pulse Massage Mode for enhanced gum stimulation and improved circulation. The high volume reservoir allows for 90 seconds of usage.</p> <p>This is ideal to use with braces, implants, crowns, bridges, periodontal pockets, furcations, and other dental work. Consumer Search selected this as the best electric flosser and it is recommended by the Tribune-Review. It has outstanding online reviews, including more than 3,600 five-star reviews on Amazon. It is also backed by a three-year warranty and comes from the #1 recommended water flosser brand, Waterpik. They also guarantee that you&rsquo;ll see healthier gums in just 14 days.</p> <p><a href="http://amzn.to/2fI4M27"><em>Currently $66.49 on Amazon</em></a></p> <h3>Panasonic Portable Dental Water Flosser</h3> <p><a href="http://amzn.to/2f75KH3"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/panasonic.jpg" width="64" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2f75KH3">Panasonic Portable Dental Water Flosser</a> offers quick, easy cleaning and a portable, collapsible design. The cordless, battery-operated waterproof flosser has a multidirectional nozzle and easy-fill water reservoir. The discrete oral irrigator has two-speed pulsing: a high-speed for normal, everyday cleaning and a gentler, lower-speed pulse for children and those with sensitive teeth and gums. On the higher setting, the powerful water jets operate at 1,400 water pulses per minute to penetrate deep between teeth to gently, effectively wash away tough food particles, plaque, and bacteria. The rapid, targeted jets of water and cleansing pulses also reach just below the gumline to remove trapped food debris, stimulate the gums, and increase circulation to keep your teeth strong and resilient.</p> <p>This is recommended by Consumer Search and has outstanding online reviews, including more than 1,400 five-star reviews on Amazon. It is also backed by a two-year limited manufacturer&rsquo;s warranty for your added peace of mind.</p> <p><a href="http://amzn.to/2f75KH3"><em>Currently $33.00 on Amazon</em></a></p> <h3>Philips Sonicare Airfloss Ultra</h3> <p><a href="http://amzn.to/2fYxdIK"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/philips.jpg" width="111" height="245" align="right" alt="" /></a>The dentist-recommended <a href="http://amzn.to/2fYxdIK">Philips Sonicare Airfloss Ultra</a> uses micro-droplets of air and liquid, which shoot between the teeth to quickly, gently remove tough food particles and plaque from places that brushing can&rsquo;t reach. The TripleBurst technology offers three times better cleaning. With customizable bursts, you can choose between single, double, or triple bursts, and either continuous automatic bursts or manual bursts. It is small, easy to use, and lasts up to two weeks between charges. The high-performance nozzle is redesigned with more power to remove up to 99.9% of plaque and improve gum health. The improved reservoir has an increased capacity for whole mouth cleaning. It is clinically proven as effective as floss for gum health. Over time, this can help prevent cavities and improve long-term gum health. The interdental cleaner includes a trial-size BreathRx mouthwash, so you can use this with water or with mouthwash for a better clean.</p> <p>The rechargeable electric flosser is gentle and safe for use with implants, veneers, and orthodontics. This is available in two colors. It is commonly recommended online and has outstanding reviews. They also guarantee that you will have healthier gums in just two weeks.</p> <p><a href="http://amzn.to/2fYxdIK"><em>Currently $59.95 on Amazon</em></a></p> <h3>Conair Interplak All-in-One Sonic Water Jet</h3> <p><a href="http://amzn.to/2gl6Em2"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/conair_3.jpg" width="182" height="200" align="right" alt="" /></a>The <a href="http://amzn.to/2gl6Em2">Conair Interplak All-in-One Sonic Water Jet</a> combines 12,000 sonic movements with 4,500 water pulsations for noticeable results. It provides sonic technology while brushing, jet flossing, and massaging for a complete all-in-one system. It can gently and effectively clean between the teeth and below the gumline to flush food and debris from hard-to-reach places. It also provides valuable gum massage and effective brushing action with every use.</p> <p>The water jet system includes six tips: a water-jet tip, a subgingival tip, two full-size brush heads, a soft gum massager, and a tongue cleaner. It features a seven-setting pressure control, large capacity tank, and a sonic button on the handle that controls the sonic vibration. The sonic brushing and massaging can be used with and without water. The integrated system is proven to prevent gingivitis and gum disease by clearing away bacteria.</p> <p>This is ideal for use by those with orthodontic appliances, fixed and removable bridgework, crowns, splints, and implants. It is frequently recommended online and is backed by great reviews.</p> <p><a href="http://amzn.to/2gl6Em2"><em>Currently $37.97 on Amazon</em></a></p> <h3>Waterpik Ultra Water Flosser</h3> <p><a href="http://amzn.to/2fYuBdK"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/waterpik2.jpg" width="129" height="245" align="right" alt="" /></a>The dentist-recommended <a href="http://amzn.to/2fYuBdK">Waterpik Ultra Water Flosser</a> is proven to remove up to 99.9% of plaque from treated areas in three seconds. It is clinically proven up to 50% more effective than traditional dental floss for improving gum health and up to three times as effective for cleaning around braces with the orthodontic tip. It has 10 adjustable water pressure settings, so you can choose anything from gentle water pressure to deep cleansing. It has 1,400 pulses per minute to keep your gums healthy. The improved ergonomic design is smaller, quieter, and features a high-volume, covered reservoir, which offers 90 seconds of usage. There is also a pause button on the handle, fingertip easy pressure control, and a covered tip storage in the unit. The premium dental water jet cleans deep between teeth and below the gumline to remove tough debris and bacteria, while gently massaging and stimulating the gums. It can be used with water or your favorite mouthwash.</p> <p>There are six color-coded tips included: two classic jet tips, a Pik pocket tip, a plaque seeker tip, an orthodontic tip, and a toothbrush tip. The tips rotate 360 degrees to reach every area of the mouth. This is ideal for anyone with braces, implants, crowns, bridges, furcations, or periodontal pockets. It is also safe for people who suffer from diabetes and gum disease.</p> <p>This has outstanding online reviews, including nearly 5,700 five-star reviews on Amazon. It is also backed by a three-year warranty and comes from the #1 recommended water flosser brand, Waterpik. They also guarantee that you&rsquo;ll see healthier gums in just 14 days. It is commonly compared to other popular water flossers on the market and always comes out on top. For something smaller and no-frills, consider the affordable <a href="http://amzn.to/2gjsntH">WaterPik Power Flosser, Battery Powered</a>. If you&rsquo;re interested in a bundle set, consider the <a href="http://amzn.to/2f3agTO">Waterpik Complete Care Water Flosser and Sonic Toothbrush,</a> or the <a href="http://amzn.to/2gjrukW">Waterpik Ultra Water Flosser Combo</a>.</p> <p><a href="http://amzn.to/2fYuBdK"><em>Currently $57.50 on Amazon</em></a></p> <p>And those are our recommendations for the best water flossers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-water-flossers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-manual-toothbrushes">The 5 Best Manual Toothbrushes</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-flosses">The 5 Best Flosses</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-charcoal-scrubs">The 5 Best Charcoal Scrubs</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-water-bottles">The 5 Best Smart Water Bottles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Shopping 5 best dental care floss oral care product reviews shopping water flossers Thu, 17 Nov 2016 10:30:26 +0000 Andrea Cannon 1834948 at http://www.wisebread.com Flashback Friday: 84 Frugal Ways to Eliminate Stress http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-84-frugal-ways-to-eliminate-stress" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_meditating_grass_67536037.jpg" alt="Woman finding frugal ways to eliminate stress" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's no secret a lot of us are feeling extra stressed right now. The most important thing we can do in times of extreme stress is to practice self-care, and do what we can to eliminate the sources of stress and anxiety in our lives. Here are 84 frugal ways to lighten the load.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_meditating_work_000078035075.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/10-frugal-ways-to-reduce-workplace-stress?ref=fbf">10 Frugal Ways to Reduce Workplace Stress</a> &mdash; Stress at work is probably the most common source of stress there is. And in those moments of stress at work, there are things you can do to take a step back and find that inner zen. Give these a try.</p> <p><a href="http://www.wisebread.com/13-cheap-ways-to-beat-stress?ref=fbf">13 Cheap Ways to Beat Stress</a> &mdash; The cure for stress isn't always an expensive massage or costly therapy sessions. There are frugal things you can do to combat the stress monster, and your wallet will appreciate that!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/father_son_fishing_70352103.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/beat-stress-with-these-28-inexpensive-pastimes?ref=fbf">Beat Stress With These 28 Inexpensive Pastimes</a> &mdash; Some of the most enjoyable and effective stress busters are the activities we've done since childhood. Go for a bike ride, take a moment to write, take an online class, or do a puzzle. There are so many, and all will make you feel better.</p> <p><a href="http://www.wisebread.com/turn-your-home-into-a-spa-with-these-5-frugal-stress-relievers?ref=fbf">Turn Your Home Into a Spa With These 5 Frugal Stress Relievers</a> &mdash; When you can't change your circumstances, you can change your environment. Give your home a soothing, spa-like feel and you'll instantly feel more relaxed.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_73912007_LARGE.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-ways-to-turn-your-stress-into-money?ref=fbf">8 Ways to Turn Your Stress Into Money</a> &mdash; Another way to battle that stress is to turn it into cash. Because when you're more financially comfortable, your stress instantly decreases. Money doesn't buy happiness, but it can reverse your stress.</p> <p><a href="http://www.wisebread.com/20-free-or-really-cheap-ways-to-relieve-stress?ref=fbf">20 Free (or Really Cheap) Ways to Relieve Stress</a> &mdash; Meditation, taking your dog for a walk, and rearranging your furniture are just a few ways to eliminate the stress in your life. And when you can do it for free, or very little money, why not try?</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight">Flashback Friday: 38 Ways to Get More Sleep Tonight</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-34-ways-fitness-can-improve-your-finances">Flashback Friday: 34 Ways Fitness Can Improve Your Finances</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-99-best-fitness-hacks-of-all-time">Flashback Friday: The 99 Best Fitness Hacks of All Time</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-95-best-ways-to-get-fit-for-free">Flashback Friday: The 95 Best Ways to Get Fit for Free</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Health and Beauty anxiety fbf flashback friday frugal living Health meditation mental health relaxation self-care stress zen Fri, 11 Nov 2016 10:00:15 +0000 Chrissa Hardy 1830896 at http://www.wisebread.com Your Stressful Job May Be… Making You Healthier? http://www.wisebread.com/your-stressful-job-may-be-making-you-healthier <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/your-stressful-job-may-be-making-you-healthier" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_stressed_work_85247123.jpg" alt="Woman learning her stressful job might be making her healthier" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Yes, stress has a negative effect on our health. It can raise our blood pressure, increase the risk of heart disease, and contribute to obesity and other illnesses. And that may seem like reason enough to quit your high-pressure job, but before you throw in the towel and dust off your resume, there's something you should know about job-related stress.</p> <p>As much as you'd like to banish all that frustration from your life, consider that your constant 9-to-5 headache may be making you healthier. Yep, you read that correctly. Recent research found that a moderate amount of everyday stress has a surprising positive effect on the brain and body. Now, this doesn't mean you should run out and get the most stressful job you can find, or stay in occupations that push you over the edge. There's good stress and there's bad stress, and it's important to understand how each affects the human body. Chronic stress, which lasts for weeks or months, is bad stress, and can trigger long-term problems. But considering that our bodies are wired to react to stress, the everyday pressures you deal with at work aren't necessarily a bad thing. Here's why. (See also: <a href="http://www.wisebread.com/8-ways-to-turn-your-stress-into-money?ref=seealso">8 Ways to Turn Your Stress Into Money</a>)</p> <h2>1. It Improves Brainpower</h2> <p>Whether you're facing tight deadlines or preparing for an upcoming meeting with a difficult client, these types of situations can increase your stress level and send you into panic mode. Every job has its fair share of pressure, and at times it can feel as if you have too much on your plate. These aren't the most favorable circumstances, but the upside is that manageable amounts of stress can improve your brainpower. This not only helps you perform better on the job, it also boosts cognitive function over time.</p> <p>The reason is that moderate stress encourages the production of neurotrophins, a type a brain chemical that supports the growth and survival of nerve cells. So while chronic stress slowly damages brain structure, research shows that short-term stress has the opposite effect and stimulates the growth of new brain cells. A study discovered that<a href="http://greatergood.berkeley.edu/article/item/the_surprising_benefits_of_stress">exposure to short-lived stress</a> triggered the development of new nerve cells in the brains of laboratory rats. After two weeks, the lab rats had improved mental performance. Researchers concluded that controlled, manageable stress on the job prompts a similar reaction in humans, improving our memory, concentration, and alertness.</p> <h2>2. It Boosts Your Immune System</h2> <p>Some people who battle ongoing stress notice a difference in their health because too much stress can suppress the immune system. This makes us more susceptible to illness and infections. But with regard to short-term stressors &mdash; such as those you might experience at work &mdash; these types of demands have the potential to reinforce or strengthen protective chemicals in your body, which can give your immune system a pick-me-up.</p> <p>High-tense situations set in motion a fight-or-flight response, which is a physiological reaction to a perceived threat. This is an inborn response that prepares your body to fight or flee impending danger. Your heart rate increases, your body releases adrenaline and extra sugar for energy, and you react more instinctively. According to a study by the Stanford University School of Medicine, the <a href="https://med.stanford.edu/news/all-news/2012/06/study-explains-how-stress-can-boost-immune-system.html">fight-or-flight response activated by short-term stress</a> not only jump-starts a spontaneous reaction from your body's resources, it also promotes stronger immune function, which makes it easier for your body to ward off and fight infections.</p> <h2>3. It Lowers Your Risk of Prolonged Stress</h2> <p>Short-term stress also increases resiliency and teaches you how to confront and tackle everyday pressures and demands. The first time you come up against a particular situation, you might crumble or think you don't have strength to handle the hurdle. But the more you face the problem and overcome the stressor, the easier it is to cope in the future.</p> <p>If you toughen up and develop positive strategies to manage your time and emotions, you're less likely to suffer from chronic stress. As a result, you decrease the risk of health problems triggered by prolonged stress, such as heart disease, cancer, and infections.</p> <h2>4. It Might Help You Live Longer</h2> <p>Do you want to live longer? Your stressful job might be the secret weapon. A study conducted by the Indiana University found that &quot;employees in stressful positions were a third <a href="http://time.com/money/4536431/stressful-job-health/">less likely to die than those with less strenuous jobs</a>.&quot; These findings might have you scratching your head, especially since we already know the negative consequences of stress, but the study also revealed that those in stressful positions who lived longer were also in control of their workflow.</p> <p>The study, which took place between 2004 and 2011 and included thousands of workers, concluded that participants who enjoyed greater flexibility in their stressful jobs were 34% less likely to have died than participants in high-pressure jobs who enjoyed little freedom. One theory is that participants with less control in their high pressure jobs were more likely to adopt unhealthy habits as a way to cope with their circumstances. These habits included overeating (which leads to obesity, high blood pressure, diabetes, and heart problems), and smoking, which increased the risk of cancer and other health problems.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/your-stressful-job-may-be-making-you-healthier">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-you-are-more-than-your-job">3 Reasons You Are More Than Your Job</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight">Flashback Friday: 38 Ways to Get More Sleep Tonight</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-important-reasons-to-always-call-in-sick-when-youre-sick">8 Important Reasons to Always Call In Sick When You&#039;re Sick</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-ways-to-reduce-workplace-stress">10 Frugal Ways to Reduce Workplace Stress</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income Health and Beauty anxiety depression frustration Health stress stressful job work work life balance Thu, 10 Nov 2016 10:00:07 +0000 Mikey Rox 1830273 at http://www.wisebread.com 11 Surprising Things Your HSA Will Cover http://www.wisebread.com/11-surprising-things-your-hsa-will-cover <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-surprising-things-your-hsa-will-cover" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_sunglasses_happy_91229393.jpg" alt="Woman finding surprising things her HSA covers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><a href="http://www.wisebread.com/how-an-hsa-saves-you-money">Health Savings Accounts</a> (HSAs) are medical bank accounts that are paired with low premium, high deductible health insurance policies. The high deductible/low premium insurance policy is counterbalanced by the ability for the individual to save income that is not subject to federal or state taxes. The money in the HSA can then be spent on IRS approved medical expenses.</p> <p>If you have an HSA and you have only used it to pay doctor's bills, you might be missing out on some real tax savings. Why spend taxed money on IRS approved medical expenses, when you can utilize pretax dollars? Check out 11 items you can purchase with your HSA.</p> <h2>1. Allergy Medication</h2> <p>If you have allergies (either food or environmental) that you need medication for, you can purchase prescription medication with your HSA. Over the counter medication cannot be purchased with your HSA, unless prescribed by a doctor.</p> <h2>2. Arch Supports</h2> <p>Purchasing arch supports are sometimes necessary for a pain-free life, and they can cost anywhere from $5 to $150. Custom or mass produced arch supports can be an HSA-approved medical expense if you receive a prescription from your doctor.</p> <h2>3. Bandages and Band-Aids</h2> <p>Over the counter bandages and Band-Aids can be purchased with your HSA.</p> <h2>4. Birth Control</h2> <p>Both over-the-counter and prescription birth control are HSA-approved medical expenses. Here are just a few of the items you can purchase with your health savings account: IUD, Norplant, condoms, spermicide, and pregnancy test kits.</p> <h2>5. Braille Books or Magazines</h2> <p>If you are vision-impaired, you can utilize your HSA to reimburse yourself part of the money from purchasing Braille books or magazines. In order to calculate how much you can reimburse yourself, you should utilize this formula: cost of Braille book less cost of the traditional book equals HSA approved reimbursement.</p> <h2>6. Contact Lens Solution</h2> <p>If you wear contact lenses, you can purchase the solution necessary to clean the lenses with your health savings account.</p> <h2>7. Guide Animals</h2> <p>The costs of purchasing, training, and caring for guide animals are an IRS-approved HSA expense. You will need to register your service animal in your state in order to utilize this HSA-approved expense. (If you try to say that a non-qualified animal you own is a service animal, the likelihood of being fined will be high.)</p> <h2>8. Lead Paint Removal</h2> <p>If you live in a home with lead paint, and your child has or has had lead paint poisoning, you can pay for the paint to be removed with your HSA.</p> <h2>9. Mouth Guards</h2> <p>Mouth guards that have been prescribed by a dentist due to teeth grinding can be paid for with your health savings account.</p> <h2>10. Prescription Sunglasses</h2> <p>Prescription sunglasses can be an expensive necessity for the vision-challenged. If you either cannot or will not switch to contact lenses, you're stuck with purchasing prescription sunglasses or going without. You can, if you want, pay for the prescription sunglasses with your HSA. If you want to save money on the second pair, you might consider asking for the prescription and shopping around at various chain eyeglass stores.</p> <h2>11. Prescription Goggles</h2> <p>If you spend a lot of time swimming or diving, you need to ditch your glasses for long periods of time. This can make your adventure (or job) harder and less enjoyable. Like sunglasses, goggles can be purchased with your HSA. (You might need to check online to determine if anyone in your areas sells prescription goggles).</p> <p>A Health Savings Account can be a great way for the relatively healthy individuals to save money on medical expenses. Just remember that as you make purchases with your HSA to file copies of your prescriptions and receipts with your tax returns. You'll need them if the IRS decides to audit you. If you can't prove the expenses were HSA approved expenses, you might end up paying a fine (even if you followed the rules).</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/samantha-stauf">Samantha Stauf</a> of <a href="http://www.wisebread.com/11-surprising-things-your-hsa-will-cover">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/going-without-health-insurance-in-2015-heres-what-itll-cost-you">Going Without Health Insurance in 2015? Here&#039;s What It&#039;ll Cost You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/signing-up-for-obamacare-in-2015-heres-whats-new">Signing Up for Obamacare in 2015? Here&#039;s What&#039;s New</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-types-of-health-insurance-plans">The Types of Health Insurance Plans</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-spend-your-last-minute-health-care-fsa-funds">8 Ways to Spend Your Last-Minute Health Care FSA Funds</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wait-are-you-about-to-lose-more-money-in-your-fsahsa">Wait! Are You About to Lose More Money in Your FSA/HSA?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Insurance health care health insurance health savings account HSA IRS medicine prescriptions Thu, 10 Nov 2016 09:30:13 +0000 Samantha Stauf 1828889 at http://www.wisebread.com The 5 Best Smart Water Bottles http://www.wisebread.com/the-5-best-smart-water-bottles <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-smart-water-bottles" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_water_bottle_51117406.jpg" alt="Woman using best smart water bottles" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Drinking more water can lead to clearer skin, better overall health, improved productivity and brain function, increased energy levels, and even weight loss. In fact, shifting from soda to water can save you thousands of empty calories each month. In order to build a healthy water drinking habit, it&rsquo;s important to track your progress every day.</p> <h2>What Are Smart Water Bottles?</h2> <p>A smart water bottle is a reusable water bottle that can track your water intake and alert you if you need to drink more to hit your daily hydration goals. This is especially useful if you tend to forget to drink water throughout the day.</p> <p>If you can remember to track when you fill up your water bottle, then something like the <a href="http://amzn.to/2ebtwOY">Thermos Nissan Intak Hydration Water Bottle with Meter</a> should be enough. If you want something that can track your water intake and alert you when to drink water, then you&rsquo;ll need a smart water bottle. (See also: <a href="http://www.wisebread.com/the-5-best-aluminum-and-stainless-steel-water-bottles?ref=seealso">The 5 Best Aluminum and Stainless Steel Water Bottles</a> and <a href="http://www.wisebread.com/the-5-best-glass-water-bottles?ref=seealso">The 5 Best Glass Water Bottles</a>)</p> <h2>Top 5 Smart Water Bottles</h2> <h3>Sportline HydraCoach Intelligent Water Bottle</h3> <p><a href="http://amzn.to/2eKgXND"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/sportline.jpg" width="74" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2eKgXND">Sportline HydraCoach Intelligent Water Bottle</a> is the world's first interactive water bottle to track your daily water intake, sip by sip. You can set a goal and it will track what you have consumed to ensure your daily hydration goals are met. It calculates your personal hydration needs, tracks your fluid consumption throughout the day, paces you, and motivates you to reach your goals. It is easy to set up and use right away. It is commonly recommended online and is backed by great reviews.</p> <p><a href="http://amzn.to/2eKgXND"><em>Currently $25.24 on Amazon</em></a></p> <h3>Thermos Hydration Bottle With Connected Smart Lid</h3> <p><a href="http://amzn.to/2fYyza9"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/thermos_1.jpg" width="75" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2fYyza9">Thermos 24-oz Hydration Bottle with Connected Smart Lid</a> displays the bottle&rsquo;s fill level and temperature. It features a Hydration Calculator, which calculates a personalized daily hydration goal. It can also send custom smart reminders to keep you on track. The user-friendly smart lid can connect to your Fitbit account, so you can instantly see hydration stats each time a bottle of water is finished. The activity dashboard shows a chart and graph with daily, weekly, and monthly hydration progress, so you can always keep track. Simply plug it in with the micro USB charging port and pair with Bluetooth Smart wireless technology. It offers up to a 12-day battery life before needing to be recharged. It is available in two colors. It has outstanding reviews and is frequently recommended online by publications like PC Mag.</p> <p><a href="http://amzn.to/2fYyza9"><em>Currently $54.07 on Amazon</em></a></p> <h3>Moikit Cuptime2</h3> <p><a href="http://amzn.to/2ejJMSs"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/moikit.jpg" width="134" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2ejJMSs">Moikit Cuptime2</a> is compatible with Fitbit, Jawbone, and Apple Health Kit. The BPA-free, eco-friendly, premium Tritan cup features a power brick and LED display. The improved sanitized antimicrobial material is durable, ergonomic, and less prone to fingerprints. It has a temperature sensor, which warns when water is too hot to drink and alerts you when it&rsquo;s just right. The liquid measurement sensors offer a precise measurement of the liquid within the cup, both before and after you take a drink. Simply recharge it by placing it on the charging dock.</p> <p>It collects detailed hydration analysis, offers personalized settings, suggests a healthy drinking plan, and offers Bluetooth connection, so you can easily track your personal water consumption data. You can set your hydration goals and it will remind you to drink water through the free app or through the cup, which will vibrate or beep to remind you to stay on track. This has outstanding online reviews and is commonly recommended for people looking for a hot and cold drink cup.</p> <p><a href="http://amzn.to/2ejJMSs"><em>Currently $79.99 on Amazon</em></a></p> <h3>Homecube Intelligent Induction Drinking Cup</h3> <p><a href="http://amzn.to/2eKaWQQ"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/smAartcup.jpg" width="116" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2eKaWQQ">Homecube 400-ML Intelligent Induction Drinking Cup</a> is easy to use and features a real-time temperature display on the handle. If you can&rsquo;t find the cup at night, simply tap the table or something nearby and the cup will light up to report its location. You can also touch any part of the cup and it will light up. The eco-friendly cup will also light up automatically after two hours to remind you to drink. It is available in various colors and has great online reviews.</p> <p><a href="http://amzn.to/2eKaWQQ"><em>Currently $19.99 on Amazon</em></a></p> <h3>H2OPal Hydration Tracker</h3> <p><a href="http://amzn.to/2fR0EBl"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/h20pal.jpg" width="76" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2fR0EBl">H2OPal Hydration Tracker</a> is a thin device that attaches to the base of your water bottle and tracks your water intake automatically to remind you when you need to drink water. It uses accelerometer and weight sensors to monitor the water level in the bottle. The specialized sensor connects to your smartphone every time you drink to keep you motivated and on track with your daily goals and progress. It creates custom goals based on physical activity, weather, weight, and age. It's easy to set up, is energy efficient, has a sleek design, and comes with a user-friendly app, which automatically logs data. You can even be notified of hydration levels through push notifications on your smartphone. It is available in two different color combinations. It is frequently recommended online by publications like Gadget Flow.</p> <p><a href="http://amzn.to/2fR0EBl"><em>Currently $91.98 on Amazon</em></a></p> <p>And those are our recommendations for the best smart water bottles. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-smart-water-bottles">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-aluminum-and-stainless-steel-water-bottles">The 5 Best Aluminum and Stainless Steel Water Bottles</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-hydration-packs">The 5 Best Hydration Packs</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-charcoal-scrubs">The 5 Best Charcoal Scrubs</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-food-steamers">The 5 Best Food Steamers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-anti-itch-creams">The 5 Best Anti-Itch Creams</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Health and Beauty Shopping 5 best drinking water product reviews shopping smart water bottles water water bottles Wed, 09 Nov 2016 09:30:05 +0000 Andrea Cannon 1829535 at http://www.wisebread.com Which Beauty Subscription Boxes Are Worth the Cost? http://www.wisebread.com/which-beauty-subscription-boxes-are-worth-the-cost <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/which-beauty-subscription-boxes-are-worth-the-cost" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_mirror_makeup_48195630_0.jpg" alt="Woman learning if beauty boxes are worth the cost" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The cost of makeup and skin care items can really add up. Trying new items can be fun, but it can wreak havoc on your wallet. This is where a makeup or beauty subscription box can really come in handy. It will allow you to try sample-size or full-size versions of new makeup, skin care, and hair care items at one affordable monthly cost, all delivered right to your door.</p> <p>The average woman spends <a href="https://blog.mint.com/consumer-iq/splurge-vs-save-which-beauty-products-are-worth-the-extra-cost-0413/?display=wide">$43 per shopping trip</a> on makeup and beauty essentials, and a <a href="http://www.wisebread.com/the-10-best-monthly-subscription-box-services">subscription box</a> typically costs less than that (and includes various must-have items). This means that you can actually save money by relying on subscription boxes, as long as you aren't still buying makeup and beauty items on the side.</p> <p>To ensure you're getting the most for your money, it's important to carefully consider which subscription is likely to yield wins for your style. Once you've found a subscription that interests you, take a look online at some of their past boxes to see if they suit you. If it looks like you'd be happy with most of the boxes that they've sent in the past, then there's a good chance that you'll be happy with their future boxes as well.</p> <h2>The Benefits of a Beauty Box Subscription</h2> <p>With a beauty subscription box, you can try items that you may not have tried otherwise. This can help you expand your makeup and beauty horizons and find items that can change up your look.</p> <p>Getting a subscription box in the mail can feel like you're getting a gift every month, and can even help you avoid Sephora's impulse buys altogether. Best of all, instead of getting nothing but bills and spam, you can receive a subscription box full of goodies that you get to unwrap.</p> <h2>How to Save With a Subscription</h2> <p>Beauty subscription boxes aren't necessarily a frugal purchase. They can cost anywhere from $10-$40 every month. However, if you tend to purchase beauty and makeup items for yourself every month anyway, then this can help prevent the need for retail therapy, and actually help save you money in the end.</p> <h2>What to Expect With Your Subscription</h2> <p>You can expect to receive new makeup, skin care, and/or hair care products in your makeup or beauty subscription box. You can skip a month if needed, put your subscription on pause, or cancel if you find that it's not worth the cost. They typically renew automatically, so it is up to you to cancel after the first box if you aren't happy.</p> <p>Subscription boxes have grown substantially in popularity and now comprise a <a href="http://www.wsj.com/articles/with-subscription-beauty-boxes-rules-of-e-commerce-dont-apply-1463502962">multibillion-dollar industry</a>. With so many beauty and makeup subscription boxes available, it can be difficult to find the right box for your life. To generate customized boxes to your liking, the subscription service will most likely have you complete a simple profile with questions about your lifestyle and preferences.</p> <h3>1. Birchbox</h3> <p><a href="http://click.linksynergy.com/fs-bin/click?id=g519OIyP0is&amp;offerid=283517.249&amp;type=3&amp;subid=0">Birchbox</a> was one of the first companies to jump on board the subscription box train, and they are still doing it better than anyone else. Birchbox takes pride in never sending the same samples twice. This ensures that you'll be able to try new items every month, and will never get bored.</p> <p><strong>What Makes Them Different</strong></p> <p>Birchbox is perfect for both makeup mavens and beginners. Every month, you'll receive 4-5 high-end hair care, skin care, makeup, and/or perfume items, based on an online questionnaire. Sometimes they even include sweet treats, coupons, stationery, and other unexpected surprises. Once you sign up, you can complete a short online profile, which allows Birchbox to customize each box of samples to fit your needs. At only $10 per month, it's worth a try.</p> <p>Birchbox also offers a box for men at $20 per month. It frequently tops the list for best subscription boxes for men. They send high-end style, shaving, hair care, skin care, and body care items every month.</p> <p>BuzzFeed and NY Times also recommend the men's and women's Birchbox subscriptions thanks to their generous loyalty program, which provides discounts to shop on the Birchbox site for the products you like. If you refer friends or review your samples every month, you can earn points, which can be redeemed in the online Birchbox shop. If you review all five items in your box, you'll receive $5 to spend in the online shop, which means the woman's box comes out to only $5 and the men's box comes out to $15.</p> <p><strong>Cost</strong>: $10 per month for women, $20 per month for men</p> <h3>2. Ipsy</h3> <p><a href="https://www.ipsy.com/">Ipsy</a> was created by YouTube beauty vlogger, Michelle Phan, so there is a huge YouTube community for tutorials and fun new ways to use the items included in each month's box. After filling out a personal quiz, you will receive 4-5 deluxe sample and full-size makeup, skin care, and hair care items to try every month.</p> <p><strong>What Makes Them Different</strong></p> <p>They send everything from high-end items to drugstore brands, so you never know what to expect. Most months have a retail value over $40, so it's a great value. The items come in a new collectible makeup bag every month, which is worth the $10 alone.</p> <p><strong>Cos</strong>t: $10 per month</p> <h3>3. Glossybox</h3> <p><a href="https://www.glossybox.com">Glossybox</a> allows you to pamper yourself by sending five luxury beauty products every month. It all comes packaged in a keepsake pink box. Everything from the upscale products to the packaging is carefully designed to make you feel posh.</p> <p><strong>What Makes Them Different</strong></p> <p>Glossybox also <a href="https://consumerist.com/2016/05/17/popularity-of-subscription-boxes-means-rethinking-how-e-commerce-logistics-work/">goes the extra distance</a> to make you feel like you're receiving a gift every month. The deluxe samples are chosen from all around the world, so you can be sure that you're really getting the very best beauty and makeup products available. You can even take part in beauty trends you've never even heard of from other countries. They also offer special limited edition boxes every month, which typically cost $40, with a retail value over $100.</p> <p><strong>Cost</strong>: $21 per month</p> <h3>4. Allure Beauty Box</h3> <p>Every month, you'll receive deluxe sample products from high-end brands. Previously known as Sample Society, the <a href="https://subscribe.allure.com/subscribe/allure/102372">Allure Beauty Box</a> includes items that are hand-picked by Allure editors.</p> <p><strong>What Makes Them Different</strong></p> <p>These items are deemed the best of the best, so you'll get to try what everyone is raving about.</p> <p><strong>Cost</strong>: $15 per month</p> <h3>5. Wantable</h3> <p><a href="http://partners.wantable.co/c/58778/43896/1319">Wantable</a> offers a variety of different boxes, including fitness, makeup, fashion accessories, intimates, and &quot;ready-to-wear&quot; boxes.</p> <p><strong>What Makes Them Different</strong></p> <p>The makeup box includes 4-5 full-sized makeup and skin care products, designed to fit your style profile. Wantable has some of the highest user reviews online. They will also accept returns, if there is anything that doesn't suit your style, skin tone, or personal preferences.</p> <p><strong>Cost</strong>: $36-$40 per month</p> <h3>6. New Beauty TestTube</h3> <p><a href="http://testtube.newbeauty.com/">New Beauty TestTube</a> is a bimonthly box that includes at least eight deluxe-size and full-size New Beauty editor-tested beauty favorites.</p> <p><strong>What Makes Them Different</strong></p> <p>If you find that it takes you awhile to use up everything in a beauty box, then these bimonthly tubes may be best for you. They sometimes send the same products, so if you subscribe for more than a year, you might receive some dupes.</p> <p><strong>Cost</strong>: $29.95/every other month (plus shipping)</p> <h3>7. Beauty Army</h3> <p>Every month, you'll get to choose six samples from a new selection of beauty samples with <a href="https://www.beautyarmy.com/">Beauty Army</a>.</p> <p><strong>What Makes Them Different</strong></p> <p>This will allow you to try new things every month, but you'll also get to choose what you want to try beforehand, so you'll be more likely to actually use everything in your box.</p> <p><strong>Cost</strong>: $12 per month</p> <h3>8. BoxyCharm</h3> <p>You'll receive 4-5 full-size products every month from some of the best beauty brands. <a href="https://www.boxycharm.com/">BoxyCharm</a> offers one of the highest values of any beauty or makeup box.</p> <p><strong>What Makes Them Different</strong></p> <p>They also offer tutorials and looks online to help you get more from your monthly box.</p> <p><strong>Cost</strong>: $21 per month</p> <h3>9. Beauty Box 5</h3> <p>With <a href="http://www.beautybox5.com/">Beauty Box 5</a>, you'll receive a mix of five deluxe sample and full-size makeup, body care, skin care, nail care, and fragrance products, from some of the best brands.</p> <p><strong>What Makes Them Different</strong></p> <p>This will allow you to try new items every month, at a fraction of the cost of the full-size versions.</p> <p><strong>Cost</strong>: $12 per month</p> <h3>10. Beauty Fix</h3> <p><a href="http://www.beautyfix.com/">Beauty Fix</a> includes 6-8 professional grade beauty items every month.</p> <p><strong>What Makes Them Different</strong></p> <p>You will see a lineup of 60 items and can choose your favorite deluxe samples and full-size items to try each month. They feature high-end items from DermStore.com, so the value of each box is over $100 every month.</p> <p><strong>Cost</strong>: $24.95 per month</p> <h3>11. Julep Maven</h3> <p>This is the perfect box for nail polish addicts. The <a href="http://www.julep.com/maven.html">Julep Maven box</a> includes new nail polish colors and other beauty items, based on your personal profile.</p> <p><strong>What Makes Them Different</strong></p> <p>Typically, each box includes two new nail polishes, plus items like hand scrubs, moisturizers, or nail files. Each month, you'll receive an email with a preview of the following month's items, so you can choose to keep it or skip the month.</p> <p><strong>Cost</strong>: $19.99 per month</p> <h2>So Is It Worth It?</h2> <p>Each of the boxes included here includes at least the value of the box, so it will pay for itself every month. If you find that you aren't using the items in the monthly boxes, of if the monthly fee is cutting into your monthly budget or goals, then it may be time to cancel. The best way to determine what's right for you is to determine what you're actually spending on beauty items each month, and aim to spend less than that on a subscription box.</p> <p>With subscription boxes, you are able to try different products that you may not have otherwise tried. They may also send items that you've been wanting to try, but haven't purchased yet. With subscription services, you can conveniently try the items out before you spend full price on the full-size.</p> <h2>Which Offers the Best Value?</h2> <p>Both Ipsy and Birchbox charge $10 per month. Some subscribers prefer Ipsy for the included makeup bag and online community, while others prefer the higher-end items and themed boxes from Birchbox. Typically, Ipsy includes a greater value of items, but may include some off-brand items, while Birchbox offers items from better, more renowned brands.</p> <p>Both BoxyCharm and Glossybox charge $21 per month. BoxyCharm guarantees that your box will have a retail value over $100, while Glossybox sends favorite makeup and beauty products from around the world. Nearly every reviewer will agree that BoxyCharm offers the best value for the cost of nearly any box. However, Glossybox offers a better selection as they usually include a good balance between hair care, skin care, and makeup items each month.</p> <h2>You Can Always Cancel</h2> <p>Subscription boxes are an affordable way to try new things every month, but if you're not getting use out of the products, then it can be a huge waste of money. If you find that you aren't using most of the items in your box, or you just don't feel that they're worth the value, then cancel your box. Some boxes, like Wantable, will also allow you to return any items you don't like (or the whole box).</p> <p>You can always rejoin later if you start to miss the monthly gift. Keep in mind that if you sign up for multiple months upfront (like a three-month subscription), you may not be able to cancel it at-will and will automatically receive the boxes you already paid for.</p> <h2>Take Advantage of Future Discounts</h2> <p>Most subscription boxes have some form of discount included in the box. While some will send coupons for the full-sized products, other boxes will automatically provide a discount if you decide to purchase the full size of a sample included in your box.</p> <h2>Swap It Out</h2> <p>There are various swapping platforms available online, which allow subscribers to swap out makeup and beauty products that they don't like for a product another subscriber received in their box. This will ensure that you get what you want in the end.</p> <h2>Try It for Free</h2> <p>Most subscriptions will offer some form of a free trial, so look for a promo code before making the investment, if possible. Once you sign-up, you can usually earn points toward free boxes when you refer your friends.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/which-beauty-subscription-boxes-are-worth-the-cost">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-makeup-removers">The 5 Best Makeup Removers</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-primers">The 5 Best Primers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-nail-clippers">The 5 Best Nail Clippers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-tweezers">The 5 Best Tweezers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-contour-powders">The 5 Best Contour Powders</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Shopping beauty beauty box makeup monthly box shopping skin care subscription boxes Fri, 04 Nov 2016 09:30:38 +0000 Andrea Cannon 1826534 at http://www.wisebread.com The 5 Best Hydration Packs http://www.wisebread.com/the-5-best-hydration-packs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-hydration-packs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_hydration_pack_81473877.jpg" alt="Woman using best hydration packs" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A hydration pack can carry the fluids you need during your next outdoor adventure. It can make your next run, hike, climb, hunt, or biking excursion more enjoyable. It makes it easy to stay hydrated so you can push yourself further.</p> <h2>What Is a Hydration Pack?</h2> <p>A hydration pack is a type of hydration system that contains a reservoir for carrying water. You&rsquo;ll want to find a quality hydration pack that fits comfortably and can hold the amount of liquid you need to sustain you on your adventure.</p> <h2>Top 5 Hydration Packs</h2> <h3>Hydration Pack With 1.5-Liter Backpack Water Bladder</h3> <p><a href="http://amzn.to/2ebfFYu"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/camden.jpg" width="215" height="220" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in cycling hydration packs and bladders, the <a href="http://amzn.to/2ebfFYu">Hydration Pack with 1.5-Liter Backpack Water Bladder</a> is the perfect leak-free, lightweight bag for any outdoor activity. It features breathable mesh fabric, several side pockets for additional storage, an extendable bite valve with pull tab for easy access, and an insulated hose to keep the water cool. It also has a wide screw cap so you can add ice cubes. The included 1.5-Liter water reservoir bladder is made from high quality, BPA-free flexible plastic. The durable, water-resistant bag reduces wear and tear, so it lasts longer. The adjustable shoulder/chest straps ensure that it fits children, men, and women comfortably.</p> <p>This has outstanding online reviews, including more than 500 five-star reviews on Amazon. It is also backed by a 60-day 100% satisfaction guarantee.</p> <p><a href="http://amzn.to/2ebfFYu"><em>Currently $26.95 on Amazon</em></a></p> <h3>TETON Sports Trailrunner 2-Liter Hydration Backpack</h3> <p><a href="http://amzn.to/2fsEzIS"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/teton.jpg" width="136" height="245" align="right" alt="" /></a>The compact, lightweight <a href="http://amzn.to/2fsEzIS">TETON Sports Trailrunner 2-Liter Hydration Backpack</a> has a low-profile athletic cut, so it never gets in the way. The minimalist body-hugging pack has a 2-liter capacity. The included BPA-free, leak-proof bladder has a welded seam, shows water markings, and features a hang loop to hang inside the backpack. It has a heavy duty kink-free sip tube, a bite valve, and a large opening for ice. It offers reflective piping and tabs for high visibility. It also includes strap clips and an emergency whistle on the chest strap. It features wide mesh shoulder straps with comfort-taped edge and a chest shock absorber that reduces bounce. The adjustable waist/shoulder straps ensure a comfortable fit for men and women. It also has a cushioned, breathable mesh back panel with quick drain drip hole for ventilation and added comfort. The deep mesh pocket is easy to access and can carry all of your necessities.</p> <p>This comes in various colors. It is an Amazon best-seller and has outstanding online reviews, including nearly 500 five-star reviews on Amazon. It is also backed by a limited lifetime warranty. The <a href="http://amzn.to/2ekNee1">TETON Sports Oasis 1100 2-Liter Hydration Backpack</a> is another highly rated and recommended option.</p> <p><a href="http://amzn.to/2fsEzIS"><em>Currently $20.99 on Amazon</em></a></p> <h3>CamelBak Hydrobak Hydration Pack</h3> <p><a href="http://amzn.to/2fawJjg"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/camelbak.jpg" width="172" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2fawJjg">CamelBak Hydrobak Hydration Pack</a> is CamelBak's most economical hydration system, designed for daily use. The lightweight minimalist pack has a low profile, so it will never get in your way. It has one small exterior pocket and a large reservoir opening, so it is easy to fill and use. The streamlined pack has unique features like a reflective strip, air mesh back panel, an easy-to-use cap, flow regulated mouthpiece, external attachment points, and a removable 1.5-Liter pack.</p> <p>This comes in various colors. It is an Amazon best-seller and has outstanding online reviews. It comes from the best-selling CamelBak brand, which is the world leader in hands-free hydration systems. It is also backed by a lifetime guarantee for your added peace of mind.</p> <p><a href="http://amzn.to/2fawJjg"><em>Currently $47.99 on Amazon</em></a></p> <h3>Osprey Packs Rev 1.5 Hydration Pack</h3> <p><a href="http://amzn.to/2fCcRZk"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/osprey.jpg" width="140" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2fCcRZk">Osprey Packs Rev 1.5 Hydration Pack</a> is comfortable and easy to carry. The minimalist pack features a compact design and hugs the upper body and shoulders, so the weight stays balanced and provides all-day comfort. The mesh back panel provides a soft, irritation-free contact surface for ventilation and added comfort. It features a 1.5-liter hydraulics reservoir, magnetic bite valve, multiple pockets, stabilization wings, and bungee compression/storage. The weatherproof, removable drop down DigiFlip media pocket also provides secure storage and quick access to your touch screen mobile devices.</p> <p>This comes in various colors and sizes. It comes from the bestselling Osprey brand, so you can count on it to work when you need it to. It is recommended by Runner&rsquo;s World and has outstanding online reviews.</p> <p><a href="http://amzn.to/2fCcRZk"><em>Currently $69.95 on Amazon</em></a></p> <h3>Aquatic Way Hydration Bladder Water Reservoir</h3> <p><a href="http://amzn.to/2ekRNou"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/aquatic%20way.jpg" width="123" height="245" align="right" alt="" /></a>Amazon&rsquo;s #1 best-seller in outdoor backpack reservoirs, the <a href="http://amzn.to/2ekRNou">Aquatic Way Hydration Bladder Water Reservoir for 2-Liter Bicycling Hiking Camping Backpack</a> is ideal if you only need a bladder. It is compatible with most 2-liter backpacks, so it can be used in a hydration backpack, or you can simply keep it upright in your favorite hiking bag. It has a large opening for easy cleaning and to easily fit ice. The premium hydration bladder has no taste, smell, or leaks. It is made with BPA-free, FDA approved, non-toxic materials that are extremely resistant to mold and microbes. The thick TPU bladder material is also pressure-tolerant and wear-proof. It has a 2-liter capacity and an extra long 37-inch drinking tube. The quick disconnect tube allows for simple click in and out, while the auto shut-off valve prevents leaking when the tube is detached. The leak proof sealing technology and tube insulation also help resist water temperature changes. The soft, durable, 90-degree turn antimicrobial mouthpiece allows for effortless sipping.</p> <p>This is frequently recommended online and has outstanding reviews, including more than 500 five-star reviews on Amazon. It is also backed by a 60-day money-back guarantee for your added peace of mind.</p> <p><a href="http://amzn.to/2ekRNou"><em>Currently $14.99 on Amazon</em></a></p> <p>And those are our recommendations for the best hydration packs. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-hydration-packs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-glass-water-bottles">The 5 Best Glass Water Bottles</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-smart-water-bottles">The 5 Best Smart Water Bottles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-charcoal-scrubs">The 5 Best Charcoal Scrubs</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-food-steamers">The 5 Best Food Steamers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-water-flossers">The 5 Best Water Flossers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Health and Beauty Shopping 5 best fitness accessories hiking hydration hydration pack product reviews shopping water bottle Wed, 02 Nov 2016 09:30:37 +0000 Andrea Cannon 1825232 at http://www.wisebread.com How to Stay on Budget While Eating Paleo http://www.wisebread.com/how-to-stay-on-budget-while-eating-paleo <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-stay-on-budget-while-eating-paleo" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_eating_healthy_43050240.jpg" alt="Man eating healthy on a budget" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Let's admit this upfront: It is <em>calorically impossible</em> to eat paleo as cheaply as you can eat a frugal version of the standard American diet. It's a simple fact that non-paleo foods like grains, potatoes, and legumes are vastly cheaper per calorie than the meat and fresh veggies that one associates with paleo eating.</p> <p>But here's the thing: Nobody living in a rich country has any trouble getting enough calories. What's in desperately short supply are things like flavor, nutrition, and variety. A paleo-style diet gives you those things, and can do so at quite a frugal price, if you're prepared to be strategic about it.</p> <p>Wise Bread writer Max Wong offers a list of <a href="http://www.wisebread.com/20-ways-to-eat-paleo-for-super-cheap">20 Ways to Eat Paleo for Super Cheap</a>, and that's an excellent place to go for some specific tips. What I want to offer is a model for thinking about how to design a diet that's nutritious, paleo, and <em>frugal</em>.</p> <h2>Why Paleo?</h2> <p>Let's start with why you're eating paleo, which I'm going to speculate is for health benefits. I'm guessing that because you're calling it <em>paleo</em> (or primal or ancestral). If you had more social, environmental, or political motivations you'd probably use other terms &mdash; whole food, slow food, locavore.</p> <p>It almost doesn't matter what you call it, because all these terms refer to ways of eating that solve the same problem: It's unhealthy to build your diet around eating large quantities of a small number of foods that mechanized farming and government subsidies have made super cheap.</p> <p>Half the problem is that industrial agriculture tends to produce foods that are cheap, but less nutritious.</p> <p>The other half is that those cheap foods are processed into ingredients for the industrial production of edible foodlike substances <em>that are all the same</em>. They may seem different from one another, but when you dig down, they're really all just sugar, fat, and starch from corn, soybeans, wheat, and potatoes. (Plus a little salt.)</p> <p>And that sameness is the biggest problem, even bigger than the individual foods having lower quantities of important nutrients. We know from the historic and prehistoric record of agricultural people all over the world that it is possible for agricultural people to eat a healthy diet. But when agricultural people end up eating large quantities of just a few things, their skeletons show signs (such as stunted growth) of ill health. This brings us to rule one.</p> <h2>Rule One: Eat a Wide Variety of Nutritious Foods</h2> <p>Paleolithic people got variety automatically. It was a different kind of variety than modern people think of. We think of eating a wide variety of foods <em>every day</em> (because that's easy if you have a supermarket). Paleolithic people, on the other hand, ate a wide variety of foods <em>every year </em>&mdash; but many days they probably ate a whole lot of the same thing. On a day that they killed a large animal, it's likely everybody ate mostly meat. On a day that some kind of fruit was ripe, everybody ate mostly fruit. On a day that someone found a patch of tubers, I bet everybody ate a lot of tubers.</p> <p>It turns out that's okay. Eat a wide variety of foods every year, and your body can handle a few days now and then when you eat a whole lot of the same thing. (It probably helps if there are also days when you can't find a lot of anything, and end up trying to fill your stomach with tiny amounts of a dozen different things scrounged up wherever you can find them.)</p> <p>Nutritious foods are easy: just eat food, and not industrially produced edible foodlike substances. Yes, you can upgrade to organic (or local, or free-range, or pasture-raised), but just eating <em>food</em> gets you most of the way there.</p> <p>Wide variety is trickier for us non-paleo people, because we do have a supermarket, so we have the option of just eating our favorite foods every day.</p> <p>The rule &quot;eat food&quot; turns out to be a great guide to getting nutritious foods. My efforts to come up with a similar rule to guide us to getting a wide variety have not yet produced anything as simple or pithy. The best I've come up with so far is based on the fact the reason Paleolithic people got their wide variety was seasonality.</p> <h2>Rule Two: Respect Seasonality</h2> <p>Seasonality provides two great clues for anyone who wants to eat paleo on the cheap, but who is getting most food from the supermarket:</p> <ol> <li>If it's always cheap regardless of season, eat it rarely.<br /> &nbsp;</li> <li>If it's only cheap during a season, eat it in large quantities while it's cheap.</li> </ol> <p>Taken together, these two rules solve most of the problems with the standard American diet. By rarely eating the stuff that's cheap all the time, you avoid the things that Paleolithic people rarely ate. By eating the good stuff in quantity when it's cheap, you get the wide variety you need without breaking your budget.</p> <p>Finally, if you want to keep your overall diet under budget, we also need rule three.</p> <h2>Rule Three: Reject No Foods</h2> <p>Paleo is often described in terms of what not to eat, such as no legumes and no grains. But that's crazy. We <em>know</em> Paleolithic people ate both grains and legumes. (How do we know this? Because neolithic people domesticated both grains and legumes, and there's no way they'd have done that if they weren't already eating tasty peas and seeds of ancient grasses when they found them in the wild.)</p> <p>Dairy is a special case. Paleo people probably never had access to milk, but lactose tolerance has evolved in humans at least twice (once in Europe and once in Africa). If you're descended from either of those populations, go ahead and consider that dairy may be a healthy food for you.</p> <p>Of course, if you know that grains, or lentils, or dairy, or potatoes cause problems for you, then don't eat whatever it is. But, if you don't have specific issues with this or that particular food, go ahead and include it <em>among the great variety</em> of things you eat. Just don't turn foods like that into a major source of calories &mdash; or if you do, only make them a major source of calories for a few days, a few times a year.</p> <h2>What About Those Calories?</h2> <p>As I said earlier, it is calorically impossible to eat paleo as cheaply as eating a grain, potato, and legume diet. However, you didn't decide to eat a paleo diet because you thought it would be cheaper; you decided to eat it because you thought it would be <em>healthier</em>. If you have implicitly accepted the idea that it's going to cost more, the issue is <em>how much more?</em> And that brings us back to the title of this post. It's called &quot;How to Stay on Budget While Eating Paleo,&quot; because the <em>budget </em>is the key.</p> <p>Of course answering the question &quot;How to eat paleo on a budget&quot; with &quot;Make sure the budget is big enough,&quot; is not what Wise Bread is all about, and that's why I started with rule one above. Following that rule, more than following anyone's fantasy rules about what Paleolithic people ate, is what's going to give you your best chance at good health.</p> <p>Having said that, let me point you again to <a href="http://www.wisebread.com/20-ways-to-eat-paleo-for-super-cheap">Max Wong's article</a>, which is packed with ideas for getting paleo food for less. There are the obvious ways: gardening, fishing, <a href="http://www.wisebread.com/foraging-not-insane-useless-or-impossible">gathering</a>, gleaning, bartering, etc. There are the adventurous ways: eating organ meats, insects, or <a href="http://www.wisebread.com/recession-survivor-would-you-eat-bugs-and-roadkill-to-cut-the-grocery-bill">even roadkill</a>. (See &quot;snout to tail&quot; cooking and eating.) There are the leftist ways, like <a href="http://www.wisebread.com/is-a-farm-share-a-smart-buy-for-your-household">joining a CSA</a>, and the right-wing ways, like hunting your own meat. There are the simple ways, like buying more eggs, and the complicated ways, like <a href="http://www.wisebread.com/real-eggs">raising chickens</a> for your own eggs.</p> <p>Even if you do all those things, it remains true that getting most of your calories from grains and legumes is going to be cheaper than any alternative. I actually have a post <a href="http://www.wisebread.com/healthy-frugal-eating">Healthy, Frugal Eating</a> that walks you through creating a menu on that basis &mdash; but note that even it starts with vegetables.</p> <p>If switching to paleo eating means skipping most of the grains and legumes, where do you get your calories? First, by eating even more fresh vegetables. Second by eating plenty of meat and nuts.</p> <p>&quot;But all those things are expensive!&quot; you are no doubt saying, and yes, on a per-calorie basis, they are, and that's what your budget is for. You will get enough calories either way. How much money you're willing to spend will have a great influence on what form those calories take.</p> <p>Following rule two (eat large amounts of whatever is cheap when it's in season) costs nothing and does not compromise your efforts to go paleo. You can get a bunch of cheap calories that way, and the seasonal variety comes along for free.</p> <p>Once you're eating paleo, following rule three (allow limited quantities of less paleo foods) lets you upgrade the quality of your more paleo foods without seriously compromising the paleo-nature of your overall diet. A meal where you get half your protein from a legume might save enough money to upgrade the meat that provides the other half of your protein: grass-fed, pasture-raised, local, organic, or whatever upgrade means the most to you.</p> <p>Paleolithic people followed rule one &mdash; eat a wide variety of nutritious foods &mdash; automatically. You're at a disadvantage &mdash; you have a supermarket &mdash; so it's less automatic for you, but you can follow rule one as well. If you do, you can eat paleo on a budget.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/philip-brewer">Philip Brewer</a> of <a href="http://www.wisebread.com/how-to-stay-on-budget-while-eating-paleo">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-ways-to-eat-paleo-for-super-cheap">20 Ways to Eat Paleo for Super Cheap</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/save-big-at-these-4-discount-supermarkets">Save Big at These 4 Discount Supermarkets</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/anyone-can-spend-less-for-food">Anyone Can Spend Less for Food</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-simple-shopping-list-strategy-from-5-meal-plan-will-save-you-big">This Simple Shopping List Strategy From $5 Meal Plan Will Save You Big</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Health and Beauty Shopping budgeting diet food costs groceries legumes meat non-processed foods paleo paleolithic diet Mon, 31 Oct 2016 09:30:20 +0000 Philip Brewer 1822948 at http://www.wisebread.com Best Money Tips: Ways to Age Well on a Shoestring Budget http://www.wisebread.com/best-money-tips-ways-to-age-well-on-a-shoestring-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-ways-to-age-well-on-a-shoestring-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_meditating_76437435.jpg" alt="Woman aging well on a shoestring budget" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on aging well on a shoestring budget, saving money at the gym, and budgeting when you live in an expensive city.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.cheapism.com/blog/aging-well-on-a-budget/">10 Ways to Age Well on a Shoestring Budget</a> &mdash; It's important to maintain connections with other people as you age. Spend time with family, keep up with old friends, and make new ones. [Cheapism]</p> <p><a href="http://moneyqanda.com/save-gym-membership-discounts/">Frugal Fitness: 6 Ways to Save Money at the Gym</a> &mdash; Many university recreational centers offer memberships to the public. This can be significantly more affordable than a traditional gym membership. [Money Q&amp;A]</p> <p><a href="http://www.cleverdude.com/content/how-to-budget-when-youre-living-in-an-expensive-city/">How to Budget When You&rsquo;re Living in an Expensive City</a> &mdash; Bike or walk whenever possible. For longer trips, the bus or subway may be good alternatives to driving. [Clever Dude]</p> <p><a href="http://www.popsugar.com/smart-living/Cheap-Couples-Costumes-42289099#photo-42289099">36 Couples Costume Ideas That Are Ridiculously Cheap</a> &mdash; You only need two sticks and some string to become a puppeteer and a puppet! [PopSugar Smart Living]</p> <p><a href="http://liveyourlegend.net/5-unusual-ways-to-get-paid-doing-what-you-love-even-if-youre-not-an-expert-yet/">5 Unusual Ways to Get Paid Doing What You Love (Even If You&rsquo;re Not an Expert Yet!)</a> &mdash; Do a trial run with a &quot;Pay What You Want&quot; model. You'll get a feel for accepting payment and a better understanding of what people are willing to pay for the product or service you're offering. [Live Your Legend]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.thefrugaltoad.com/personalfinance/eight-quick-and-easy-tips-for-saving-money-around-the-house">Eight Quick and Easy Tips for Saving Money Around the House</a> &mdash; Go over your yearly memberships and do the math. Do you use them enough to justify the cost? [The Frugal Toad]</p> <p><a href="http://cashmoneylife.com/how-many-retirement-accounts-can-you-have/">How Many Retirement Accounts Can You Have?</a> &mdash; Fewer accounts is usually easier to manage, but there are some good reasons to keep multiple retirement accounts. [Cash Money Life]</p> <p><a href="http://www.biblemoneymatters.com/car-prices-on-the-internet-not-always-the-bargain-they-seem-to-be/">Car Prices On The Internet: Not Always The Bargain They Seem to Be</a> &mdash; The Internet has made it easier to research dealer inventory and prices before you step onto the lot, but be careful! The information on a dealer's website is not always accurate. [Bible Money Matters]</p> <p><a href="http://www.goodfinancialcents.com/how-to-invest-100-dollars/">16 Ways to Invest $100</a> &mdash; If you have a spare $100, use it to invest in yourself. [Good Financial Cents]</p> <p><a href="http://moneybulldog.co.uk/4-services-every-small-business-can-benefit-from/">4 Services Every Small Business Can Benefit From</a> &mdash; Any business will quickly amass large quantities of data in no time. A good storage plan that suits your needs will allow make it easier to organize and access your information &mdash; anywhere. [Money Bulldog]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-ways-to-age-well-on-a-shoestring-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-let-poor-health-kill-your-retirement-fund">Don&#039;t Let Poor Health Kill Your Retirement Fund</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/power9-9-habits-of-the-worlds-healthiest-people">Power9: 9 Habits of the World&#039;s Healthiest People</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-sneak-more-exercise-into-your-busy-schedule">7 Ways to Sneak More Exercise Into Your Busy Schedule</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-cheap-and-easy-homemade-mosquito-repellents">4 Cheap and Easy Homemade Mosquito Repellents</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-ways-to-develop-the-breakfast-habit">9 Ways to Develop the Breakfast Habit</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty aging best money tips Fri, 28 Oct 2016 09:30:28 +0000 Amy Lu 1822092 at http://www.wisebread.com 7 Simple Ways to Protect Yourself From Medical Records Theft http://www.wisebread.com/7-simple-ways-to-protect-yourself-from-medical-records-theft <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-simple-ways-to-protect-yourself-from-medical-records-theft" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/medical_records_theft_4391261.jpg" alt="Finding ways to protect yourself from medical records theft" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Hacker attacks on medical records are exploding, with more than 113 million health files stolen in 2015. Criminals are using health records to commit medical identity theft, a crime that causes even more suffering than financial identity theft.</p> <p>Think having credit cards or a mortgage opened in your name is a nightmare? Maybe, but it's nothing compared to what victims of medical identity theft have suffered. Victims of this crime often suffer from financial fraud, just like those who have their credit cards compromised, says Ann Patterson, program director of the Medical Identity Fraud Alliance.</p> <p>Resolving medical identity fraud is much more difficult than cleaning up a case of financial ID theft. The majority of medical ID theft victims reported spending an average of <a href="http://medidfraud.org/wp-content/uploads/2015/02/2014_Medical_ID_Theft_Study1.pdf">$13,500 on lawyer fees</a> or medical bills in their names, compared to an average of just $55 to clean up financial ID theft, according to a 2015 Ponemon Institute survey. And with no centralized source to consult like a credit report, and no real-time alerts like banks and credit monitoring services, it may take a long time to even realize you're a victim of medical identity theft, Patterson warns.</p> <p>Whether you have just received a discomfiting letter from your health care provider that a data breach has occurred, or you simply want to head off this kind of life disruption before it happens, here are seven steps you can take to protect yourself from medical ID theft.</p> <h2>1. Read Your Mail</h2> <p>Those explanation of benefits statements from doctors' offices and hospitals may not be light reading, but you should look at them, at the least to verify that you saw the provider named on the date listed. Also, if you get mail from an unfamiliar doctor's office, don't toss it out without reading it &mdash; what you might think is junk mail could actually be a bill taken out in your name by an identity thief.</p> <h2>2. Review Your Medical Records</h2> <p>One positive thing about medical records going online is that it makes it easier for patients to periodically check that all the procedures listed there were actually performed on you, and that the details listed match your identity. If your records aren't online, you can ask to check your file when you're at the doctor's office.</p> <p>Reviewing medical records could be a matter of life and death, because &quot;information, such as an allergy to penicillin, is often <a href="http://icitech.org/wp-content/uploads/2016/09/ICIT-Brief-Deep-Web-Exploitation-of-Health-Sector-Breach-Victims2.pdf">deleted from a patient's medical record</a> when it is stolen by a hacker or used by a buyer,&quot; warns the Institute for Critical Infrastructure Technology in a report that was presented to the US Senate in September.</p> <h2>3. Ask About Safeguards</h2> <p>Whether it's your doctor's office or your kids' school collecting data about your family, ask what happens to the paperwork you fill out. Is it shredded after being entered into a database, or tossed into the recycling? What kind of security protects those databases?</p> <h2>4. Don't Always Do as You're Told</h2> <p>Medical forms frequently ask for the patient's social security number. Patterson leaves that line blank, and if challenged, she explains that the omission is for privacy reasons. &quot;I have yet to be refused medical care because I refused to provide my Social Security number,&quot; she says.</p> <h2>5. Treat Health Information Like Financial Information</h2> <p>Just as you should shred your tax documents and bank statements before tossing them, you should shred your doctor's office visit receipts, prescription labels, and even destroy prescription bottles with information stickers on them, Patterson says.</p> <p>And if you wouldn't post your bank account balance on social media, don't be so quick to divulge upcoming medical treatments either. While it might be hard to imagine the harm in asking for thoughts and prayers for an upcoming surgery, Patterson urges patients to look at their profile from a criminal's point of view.</p> <p>&quot;You're putting out free information to give a detailed profile of you,&quot; she says, such as what region you live in, what doctors you frequent, and what ailments you have. If a criminal knows you have cancer, for instance, they may be able to &quot;buy painkillers in your name and not raise a red flag immediately, because it fits your profile,&quot; she says.</p> <p>If you think it's okay to share such information because your posts are only seen by friends and family, consider that, according to the Ponemon Institute, about half of medical ID fraud is committed by people who know the legitimate account holder.</p> <h2>6. Use Monitoring Services When Offered</h2> <p>It's now common for health insurers and other providers who have been hacked to offer members free fraud monitoring services. Take advantage of the offer! Patterson says that less than half of consumers offered free subscriptions actually sign up. Although they monitor for financial fraud &mdash; they won't tell you that someone checked in as you at a hospital &mdash; the services can provide valuable red flags. For instance, if a fraudulent medical bill goes into collections, it will show up on your credit report, and therefore trigger a fraud monitoring alert.</p> <h2>7. Be Careful What You Tell Your App</h2> <p>There are lots of fitness and health monitoring apps and websites nowadays, and while it's fine to sign up for one, look into the company that made the product, and think carefully about how much personal health data you share with them.</p> <p>&quot;Most of these companies are not regulated in the same way as your health care provider or health plan to protect your personal health information,&quot; MIFA warns.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/7-simple-ways-to-protect-yourself-from-medical-records-theft">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/will-a-dental-discount-plan-save-you-money">Will A Dental Discount Plan Save You Money?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/dont-panic-do-this-if-your-identity-gets-stolen">Don&#039;t Panic: Do This If Your Identity Gets Stolen</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/epipens-and-other-ways-companies-have-profited-from-your-pain">EpiPens and Other Ways Companies Have Profited From Your Pain</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-social-media-saved-someones-life">5 Ways Social Media Saved Someone&#039;s Life</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/countrywide-tried-to-steal-my-parents-money-how-you-can-avoid-being-a-victim-of-mortgage-servicing-f">Countrywide tried to steal my parents&#039; money - How you can avoid being a victim of mortgage servicing fraud</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Consumer Affairs Health and Beauty credit monitoring doctors fraud health care medical identity theft medical records privacy safeguards social media thieves Fri, 28 Oct 2016 09:30:25 +0000 Carrie Kirby 1821821 at http://www.wisebread.com