Lifestyle http://www.wisebread.com/taxonomy/term/4806/all en-US How to Save on 12 Winter Essentials http://www.wisebread.com/how-to-save-on-12-winter-essentials <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-save-on-12-winter-essentials" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/dreaming_young_blond_woman_with_winter_hat_and_imagination.jpg" alt="Dreaming young blond woman with winter hat and imagination" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Are you prepared for winter? You may think you're well stocked and ready to duke it out with Mother Nature when the temps plummet, but if this summer's wild weather is any indication, you may not be as prepared as you think you are. Run down this checklist of winter essentials (and how to save big bucks on them) to fortify your supplies and ensure a safe and comfortable season.</p> <h2>1. Cold-weather apparel</h2> <p>You'll be hard-pressed to find someone who loathes winter as much as I do, but my undying disdain for cold weather has at least forced me to dress properly for the elements. Two years ago, I remember venturing out into a blizzard for brunch and drinks with friends &mdash; we walked several miles that day, in fact &mdash; and I wasn't the slightest bit chilly at any time. I broke a sweat even. Granted, I looked like the abominable snowman, with about three layers of clothing, but I was warm. When dressing for the elements, especially if you plan to spend any length of time out in blustery wind or snow, here's what I suggest.</p> <h3>Base layer</h3> <p>Long johns or a compression top and bottom. These are abundant at discount stores like Marshalls and TJ Maxx this time of year.</p> <h3>Second layer</h3> <p>Fleece pants and a sweatshirt. You probably already have a pair of sweats in your closet. If you have to be presentable, try flannel-lined chinos and a sweater; J. Crew Factory will help you save on those items closer to the holidays.</p> <h3>Third layer</h3> <p>Snow pants and a 3-in-1 insulated jacket. Dick's Sporting Goods has a few coupons floating around right now that are ideal for these higher-priced purchases. You also can use sites like TopCashback to score deals.</p> <p>You should also invest in a pair of <a href="http://amzn.to/2ysfnLc" target="_blank">thick wool socks</a>. I also wrap my feet in plastic wrap to keep them dry. I'm sure you remember that old trick. And finally, insulated <a href="http://amzn.to/2gfakDc" target="_blank">touch-screen gloves</a>. The touch-screen technology will come in handy when you want to use your phone without taking your gloves on and off all day long. (See also: <a href="http://www.wisebread.com/these-apps-and-extensions-find-online-deals-for-you-automatically?ref=seealso" target="_blank">These Apps and Extensions Find Online Deals for You &mdash; Automatically</a>)</p> <h2>2. Flannel sheets</h2> <p>Flannel sheets originally were fashioned from carded wool, which probably made for more than a few scratchy nights, but the fabric got a makeover early last century when it was combined with cotton to create more lightweight and comfortable bedding while also keeping the body warm. You'll find great deals on flannel sheets at Overstock.com or Target, plus a little extra if there are cash-back deals available for these retailers on the Ibotta app. (See also: <a href="http://www.wisebread.com/8-apps-that-actually-pay-you-to-shop?ref=seealso" target="_blank">8 Apps That Actually Pay You to Shop</a>)</p> <h2>3. Area rugs</h2> <p>I prefer bare floors to carpet &mdash; all that shampooing to remove stains is for the birds &mdash; but on winter mornings the ice-cold surface of a bare floor is a real punch to the gut. To reduce the shock, I like to put area rugs under my bed, and I save a bundle on quality rugs by shopping the floor models at West Elm. I've bought a few rugs using this method at hundreds of dollars off. I copped one beautiful 5-foot by 8-foot gold ombre rug for my living room for around $80, down from about $600, by padding the discount with discounts and rewards I had. The braided rug in my bedroom was coming a little undone on the edge, and the store slashed the price on that as well. West Elm has a bit of a reputation for being somewhat expensive, I know, but you can definitely score major savings if you know where to look.</p> <h2>4. Electric blanket</h2> <p>Electric blankets are great for two reasons: They'll keep you warm so you can turn your heat down and save energy, and they'll keep you warm if your heat source completely conks out. Your best bet for inexpensive electric blankets is Walmart. An electric heated fleece blanket will look Saturday-afternoon couch-comfy. (See also: <a href="http://www.wisebread.com/the-5-best-electric-blankets?ref=seealso" target="_blank">The 5 Best Electric Blankets</a>)</p> <h2>5. Space heaters</h2> <p><a href="http://amzn.to/2gfJhrE" target="_blank">Space heaters</a> are great for when you want to turn off the money-sucking thermostat and only heat a specific area of your house, like your bedroom or office. But they very well could mean the difference between life and frostbite if your house runs on oil heat. If you run out of oil during a major winter storm and no one is available to refill your tank, you'll be thankful for the space heater. (See also: <a href="http://www.wisebread.com/the-5-best-space-heaters?ref=seealso" target="_blank">The 5 Best Space Heaters</a>)</p> <h2>6. Snow tires</h2> <p>I had a beater of a car once with tires so terrible that it tried to climb a slightly slick hill during the early part of a snow event and it just slid right back down the hill. No one was hurt, but it was a scary situation considering that it was quitting time and everybody else was on the road, too.</p> <p>Pep Boys has a couple deals available and Mavis Discount Tires also is a good place to look. Compare prices at Sears and Walmart, too.</p> <h2>7. Winter survival kit</h2> <p>If there's one thing this summer's weather taught us, it's that Mother Nature is unforgiving and we need to be prepared for the absolute worst. Get a winter and snow survival backpack with food, tools, including a mini shovel, can opener, and saw, light sticks, fuel tablets, hand warmers and more. Amazon offers <a href="http://amzn.to/2yrRIe0" target="_blank">a cold-weather survival kit</a> with free shipping.</p> <h2>8. Gas-powered generator</h2> <p>If the power goes out, who knows when it'll come back on? A <a href="http://www.wisebread.com/the-5-best-generators?ref=internal" target="_blank">backup generator</a> will help keep your lights on, your house warm, and your fridge cool during a winter storm. If you're a military vet, you can save 10 percent on your purchase at Home Depot and Lowe's, but Lowe's sometimes has 10 percent off coupons available in the mail or circulars as well. I recommend these two hardware stores, because you really should speak with a professional who knows about generators before purchasing one so you can be sure you're getting the right type for your needs.</p> <p>Make sure you keep enough gas on hand to power it, as you may not be able to get to the gas station in an emergency situation. There are propane and natural gas powered generators, too, which may be more practical if you've already got a gas grill.</p> <h2>9. Hydrating skin care</h2> <p>My sensitive skin gets ravaged by the elements during the winter, so I need to up my skin care game as soon as Daylight Saving ends. I highly recommend <a href="http://amzn.to/2gfRg7K" target="_blank">Brickell Men's Products</a> (if you're a dude, like me). I've been using the moisturizer and other facial products for years, and I think I'm keeping the goods together very well considering my age. Brickell will even send you a <a href="https://brickellmensproducts.com/" target="_blank">free sample kit</a> ($6.95 shipping) if you buy from their site directly, so you can determine if these are the right products for you.</p> <h2>10. Snow shovel</h2> <p>You have to keep your sidewalk free and clear of snow and ice, lest you get sued by your neighbor for your negligence after they fall and break a leg on your property. The area you need to clear will determine what type of shovel you need. If you have small amount of space, you probably don't need the deluxe heavy-duty model; conversely, you may need the big guy if you've got a lot of work ahead of you. Sears or Walmart likely have you covered for the lowest cost.</p> <h2>11. Nonperishable food</h2> <p>The first thing people do when there's mention of a major weather event is rush to the supermarkets. Get there before the masses by planning ahead and stocking your pantry or basement with survival essentials, including at least one week's worth of nonperishable food. Shop sporadically when you see coupons for food you like, in-store deals, and what's available on your cash-back apps like Ibotta and Checkout 51. You'll need to stock up on several gallons of water, too. Very important for drinking, bathing, and cooking. (See also: <a href="http://www.wisebread.com/10-foods-you-need-in-your-emergency-pantry?ref=seealso" target="_blank">10 Foods You Need in Your &quot;Emergency&quot; Pantry</a>)</p> <h2>12. Toilet paper</h2> <p>Keep a six-pack of toilet paper (and paper towels) with your emergency food stash so it's on hand when you need it most. Pick up your spare package whenever it's on sale wherever you shop. Put a roll in your car, too; you never know when that'll come in handy. (See also: <a href="http://www.wisebread.com/the-5-best-toilet-papers?ref=seealso" target="_blank">The 5 Best Toilet Papers</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-save-on-12-winter-essentials&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Save%2520on%252012%2520Winter%2520Essentials.jpg&amp;description=How%20to%20Save%20on%2012%20Winter%20Essentials"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Save%20on%2012%20Winter%20Essentials.jpg" alt="How to Save on 12 Winter Essentials" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/how-to-save-on-12-winter-essentials">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-steps-to-stress-free-holiday-gift-giving">5 Steps to Stress-Free Holiday Gift Giving</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-gift-guide-gifts-that-save-money">25 Gifts That Save Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-frugal-gifts-for-the-person-who-needs-a-nap">9 Frugal Gifts for the Person Who Needs a Nap</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheat-sheet-retail-markup-on-common-items">Cheat Sheet: Retail Markup on Common Items</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-cutting-your-losses-can-save-you-more-than-money">How Cutting Your Losses Can Save You More Than Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Shopping cold weather heating holiday shopping warm clothing winter clothes winter essentials winter gear winter sports Wed, 11 Oct 2017 09:00:07 +0000 Mikey Rox 2034470 at http://www.wisebread.com 10 Ways to Age Well for $0 http://www.wisebread.com/10-ways-to-age-well-for-0 <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-ways-to-age-well-for-0" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/beautiful_female_portrait.jpg" alt="Beautiful female portrait" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Aging isn't easy &mdash; I'll be the first person to admit that &mdash; and to make matters worse, it also isn't cheap. To keep the years off your face and body like your favorite celebrities, you have to shell out a substantial amount of cash for trainers, nutritionists, supplements, surgeons, makeup, and more.</p> <p>Or do you?</p> <p>Certainly there are plenty of quick fixes you can buy to make you look and feel better, but there are also ways to retain your youth and keep a healthy body, mind, and spirit for free. Take a look.</p> <h2>1. Get enough rest</h2> <p>You hear all the time how getting enough sleep is essential to your well-being. It's also critical to preserving your youth; as studies suggest that <a href="https://www.sciencedaily.com/releases/2013/07/130723155002.htm" target="_blank">sleep deprivation is linked to aging skin</a>. A good night's sleep is so powerful, in fact, that scientists from a UC Berkeley study found that deep sleep patterns can help <a href="http://news.berkeley.edu/2017/04/05/deep-sleep-aging/" target="_blank">prevent mental and physical disorders</a> as you get older.</p> <p>On the surface, says Sleep Train sleep and wellness expert Parinaz Samimi, &quot;Recent studies demonstrated a correlation between inadequate sleep and accelerated aging of the skin where sleep-deprived participants displayed fine lines, uneven skin pigmentation, and diminished skin elasticity. For the sake of aging gracefully and not wasting thousands of dollars on products that don't work, investing in at least seven hours of shut eye could make all the difference &mdash; in your skin and your wallet.&quot; (See also: <a href="http://www.wisebread.com/3-ways-good-sleep-makes-you-wealthier?ref=seealso" target="_blank">3 Ways Good Sleep Makes You Wealthier</a>)</p> <h2>2. Sleep on your back</h2> <p>Despite that about 41 percent of the population prefers the fetal position when sleeping (because, duh, it's the most comfortable), sleeping on your back is the best way to go if you want to keep your face tight.</p> <p>&quot;If you sleep on your face or your side, you will be more likely to get positional wrinkles that become harder and harder to get rid of over time,&quot; according to Dr. Lara Devgan, a New York City-based board-certified plastic and reconstructive surgeon. &quot;In my plastic surgery practice, I can always tell which side of the face a person sleeps on because that side has more volume loss, deeper furrows, and poorer skin quality.&quot;</p> <h2>3. Sleep in the buff</h2> <p>Google the benefits of sleeping naked and you'll find plenty of results that'll have you slipping out of your skivvies before you sink into bed tonight. For instance, crawling under the covers nude helps decrease cortisol, increase hormone growth and balance melatonin &mdash; because your body is able to cool off more efficiently when disrobed &mdash; which leads to healthier, more restorative sleep and is proven to reduce anxiety, stress, and food cravings. So let it all out.</p> <h2>4. Talk with your hands and voice, not your face</h2> <p>I personally love people with faces full of expression, but all that grinning and wide-eyed wonder will eventually show on your skin.</p> <p>&quot;Minimizing gratuitous use of facial expressions, like frowning, furrowing the brows, and scrunching up the nose, will help keep years off your face,&quot; Dr. Devgan says. &quot;Wrinkles and deep facial furrows are caused by repeated use of facial muscles, so a serene and placid resting expression are great ways to keep the years off your face.&quot;</p> <p>I imagine it's difficult to train yourself not to express yourself with your eyes if that's part of your personality, and in that case, you should just accept your fate as a wrinkly old person who has told a million fantastic and enthusiastic stories.</p> <h2>5. Exercise regularly</h2> <p>You don't need a gym membership to get in a good workout (the world around you can be your fitness center), and studies have suggested that exercise helps slow the aging of skin, among other health benefits, like increasing your libido, making your heart more efficient, and improving blood flow. If you need more motivation to break a sweat without paying a membership fee, go for a jog outside, download a free exercise app, or try free videos on YouTube. (See also: <a href="http://www.wisebread.com/7-online-workout-videos-for-free-or-cheap?ref=seealso" target="_blank">7 Online Workout Videos for Free or Cheap</a>)</p> <h2>6. Avoid smoking</h2> <p>It costs zero dollars to abstain from smoking, which is an awesome thing since not smoking can't kill you. There are so many negative effects of puffing on cigs regularly, the most visible of which include loose skin under the eyes, uneven skin tone from oxygen deprivation, deep lines around the lips, age spots, damaged teeth and gums, stained fingers, hair loss (smoking can accelerate this genetic defect), and a greater risk of psoriasis. (See also: <a href="http://www.wisebread.com/heres-how-rich-youd-be-if-you-stopped-smoking?ref=seealso" target="_blank">Here's How Rich You'd Be If You Stopped Smoking</a>)</p> <h2>7. Seek the shade</h2> <p>Sun exposure is responsible for most of the visible aging on your skin, so it's important to limit yourself without the use of sunscreen. That costs money, of course, so in the spirit of this zero-dollar goal, I also recommend wearing hats and eyewear, sitting in the shade, and using umbrellas while at the beach.</p> <h2>8. Decrease sugar consumption</h2> <p>Sugar is my weakness. Well, one of them. And I try my darndest to limit my candy and cake intake because I don't want to be unhealthy. I'm not gettin' any younger, after all.</p> <p>&quot;Sugar can be considered to be the scourge of our declining health, contributing to obesity, cardiovascular disease, diabetes, and, yes, even accelerated aging,&quot; Samimi explains. &quot;More often than not, people are encouraged to quit sugar for the purpose of whittling their waistline, unaware of the effects it has on our skin. Over-consuming sugar can result in wrinkles, damaging the collagen and elastin fibers that contribute to our skin's firmness and elasticity. The British Journal of Dermatology demonstrated an increase in wrinkles and sagging skin, which became evident in people age 35 who consumed more than the recommended amount of sugar.&quot;</p> <p>On a more positive note, it's never too late to make healthy changes. It may not undo the damage, but you'll slow down the progression.</p> <h2>9. Treat your hands and neck the way you treat your face</h2> <p>We all have grooming routines with our products of choice, but you can use those products in areas you might be neglecting.</p> <p>&quot;The neck and backs of the hands tend to show age much faster than the rest of the body, so treating these areas with your skin creams and SPFs is a helpful way to mitigate that effect,&quot; Dr. Devgan says.</p> <h2>10. Keep your mind sharp</h2> <p>I thought that playing brain games contributed to mental sharpness (and they do, though they target very specific cognitive abilities), but your best bet for keeping your mind in tiptop shape for the long haul requires social interaction, learning a new language, and visits to &quot;intellectually invigorating places&quot; like <a href="http://time.com/3423009/brain-games-keep-my-mind-sharp/" target="_blank">museums and cultural centers</a>, according to Dr. Karen Li, head of Concordia University. Lucky for us, all of this is mostly available for free no matter where you live.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F10-ways-to-age-well-for-0&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F10%2520Ways%2520to%2520Age%2520Well%2520for%25200%2520Dollars.jpg&amp;description=10%20Ways%20to%20Age%20Well%20for%200%20dollars"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/10%20Ways%20to%20Age%20Well%20for%200%20Dollars.jpg" alt="10 Ways to Age Well for $0" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/10-ways-to-age-well-for-0">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-smartphone-apps-that-make-self-care-a-snap">14 Smartphone Apps That Make Self-Care a Snap</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-resistance-bands">The 5 Best Resistance Bands</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/36-workouts-you-can-do-in-your-living-room-while-its-cold-out">36 Workouts You Can Do in Your Living Room While It&#039;s Cold Out</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fitness-for-people-who-hate-exercise">Fitness For People Who Hate Exercise</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-new-years-resolutions-your-pet-wants-you-to-make">4 New Year&#039;s Resolutions Your Pet Wants You to Make</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Lifestyle aging anti-aging products exercise fountain of youth getting older healthy eating healthy habits Fri, 06 Oct 2017 09:00:06 +0000 Mikey Rox 2031344 at http://www.wisebread.com Flashback Friday: 137 Ways to Make This the Best Halloween Yet http://www.wisebread.com/flashback-friday-137-ways-to-make-this-the-best-halloween-yet <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-137-ways-to-make-this-the-best-halloween-yet" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_pumpkin_selfie_587942042.jpg" alt="Woman finding ways to make this the best Halloween yet" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Halloween is such a magnificent holiday. You get to dress up in wacky costumes, eat all the candy, and you don't have to spend tons of money on gifts or travel to celebrate. So whether or not you have plans for Halloween 2017, here's how to make it the best spook-fest yet.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woods_mist_grave_520040735.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-affordable-destinations-if-you-wanna-get-spooked-this-halloween?ref=fbf" target="_blank">8 Affordable Destinations If You Wanna Get Spooked This Halloween</a> &mdash; If you live near any of these destinations, you can avoid the cost of air travel altogether, while still getting yourself and your travel buddy freaked the geek out by all the unexplainable, terrifying happenings.</p> <p><a href="http://www.wisebread.com/60-halloween-costume-ideas-that-can-save-you-money-and-time?ref=fbf" target="_blank">60+ Halloween Costume Ideas That Can Save You Money and Time</a> &mdash; No costume ideas yet? No worries! Here are tons of ideas that'll turn all the heads, without you having to drain all your funds.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/kids_at_halloween.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween?ref=fbf" target="_blank">15 Ways to Make Money on Halloween</a> &mdash; If you're not into the costume scene, why not use All Hallow's Eve to make some extra cash? These simple side hustles won't take up much of your time, and will yield serious coins.</p> <p><a href="http://www.wisebread.com/13-diy-halloween-costumes-for-your-pets?ref=fbf" target="_blank">13 DIY Halloween Costumes for Your Pets</a> &mdash; You can't exactly go full-on Monster Mash without getting the pets in on the fun, now can you? These DIY costumes are endlessly cute and easy to assemble.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/000021549896_0.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/25-diy-halloween-treats-that-trick-or-treaters-will-love?ref=fbf" target="_blank">25 DIY Halloween Treats That Trick-or-Treaters Will Love</a> &mdash; Store-bought candy is played out. These DIY treats will leave the trick-or-treaters coming back for more!</p> <p><a href="http://www.wisebread.com/13-scariest-halloween-frights-you-can-make-from-trash?ref=fbf" target="_blank">13 Scariest Halloween Frights You Can Make From Trash</a> &mdash; One person's trash can be that same person's Halloween decor. Because is there such a thing as too many milk jug ghosts? (The answer is no.)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-137-ways-to-make-this-the-best-halloween-yet">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-85-best-ways-to-save-on-halloween-this-year">Flashback Friday: 85 Best Ways to Save on Halloween This Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-42-ways-the-7-deadly-sins-are-keeping-you-poor">Flashback Friday: 42 Ways the 7 Deadly Sins Are Keeping You Poor</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-52-ways-to-keep-your-finances-fit-during-the-holidays">Flashback Friday: 52 Ways to Keep Your Finances Fit During the Holidays</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-halloween-treats-you-can-make-in-an-instant-pot">9 Halloween Treats You Can Make in an Instant Pot</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-spending-too-much-on-halloween-this-year">Are You Spending Too Much on Halloween This Year?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Shopping fbf flashback friday Halloween halloween candy halloween costume Halloween decorations Holidays Fri, 06 Oct 2017 08:30:11 +0000 Chrissa Hardy 2032147 at http://www.wisebread.com The 5 Best Bike Trailers http://www.wisebread.com/the-5-best-bike-trailers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-bike-trailers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_kids_bike_trailer_114380345.jpg" alt="Woman using best bike trailers" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Bike rides are always more fun when the whole family is involved. With the right bike trailer, you can conveniently bring your children along on all your bicycling adventures.</p> <h2>What is a bike trailer?</h2> <p>A bicycle trailer is a wheeled frame that can be attached to a bike to transport children or cargo. There are various types of bike trailers available; some are for toting kids along, some are for holding groceries, and some are ideal for teaching your child how to ride a bike.</p> <h2>Top 5 bike trailers</h2> <h3>InStep Take 2 Double Bicycle Trailer</h3> <p><a href="http://amzn.to/2fKTc7L" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/instep.jpg" width="245" height="147" align="right" alt="" /></a>Amazon&rsquo;s Choice for bike trailers, the <a href="http://amzn.to/2fKTc7L" target="_blank">InStep Take 2 Double Bicycle Trailer</a> attaches to almost any bike. The comfortable two-seater features sufficient padding and support for your little ones. The canopy also serves as a bug screen and weather shield.</p> <p>This is available in various colors and easily folds down for easy storage and transport. It is recommended by OutdoorGearLab and the brand is recommended by Consumer Reports. It is also an Amazon best-seller, one of the &ldquo;Most Wished For&rdquo; items on Amazon, one of the top Amazon &ldquo;Gift Ideas,&rdquo; and backed by more than 1,000 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2fKTc7L" target="_blank"><em>Currently $104.79 on Amazon</em></a></p> <h3>Burley Design Bee Bike Trailer</h3> <p><a href="http://amzn.to/2yqIZZF" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/burley.jpg" width="245" height="245" align="right" alt="" /></a>The lightweight, durable <a href="http://amzn.to/2yqIZZF" target="_blank">Burley Design Bee Bike Trailer</a> features a five-point harness system, spacious cargo areas, helmet pocket, rear window ventilation, and hammock-style seating. The advanced safety features include a bright yellow cover with reflective piping, reflectors on the wheels, full internal roll cage, and tinted side and rear windows with integrated UPF 30 for sun protection. The compact folding design and 20&rdquo; push-button, easy-to-remove wheels offer easy storage and transport.</p> <p>This includes a hitch, tow arm, safety flag, and an innovative Flex Connector that allows the bike to lay flat while the trailer remains upright. This is an Amazon best-seller and recommended by OutdoorGearLab. The brand is also recommended by Consumer Reports.</p> <p><a href="http://amzn.to/2yqIZZF" target="_blank"><em>Currently $298.95 on Amazon</em></a></p> <h3>WeeRide Co-Pilot Bike Trailer</h3> <p><a href="http://amzn.to/2xgWtqG" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/weeride.jpg" width="245" height="141" align="right" alt="" /></a>The sturdy <a href="http://amzn.to/2xgWtqG" target="_blank">WeeRide Co-Pilot Bike Trailer</a> is ideal for anyone trying to teach their child how to ride a bike. It works like a regular bike, with handlebars, a seat, and pedals, so your child can choose to pedal to help you or just coast along. The quick-release detachment system allows you to easily fold it up for easy transport and storage.</p> <p>This comes with a safety flag and handlebar pad. It is available in various colors and easily attaches to almost any bike with a seat post. This has more than 1,000 five-star reviews on Amazon and the brand is recommended by Consumer Reports.</p> <p><a href="http://amzn.to/2xgWtqG" target="_blank"><em>Currently $89.99 on Amazon</em></a></p> <h3>Allen Sports Steel Bicycle Trailer</h3> <p><a href="http://amzn.to/2xUKMD5" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/allen.jpg" width="245" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2xUKMD5" target="_blank">Allen Sports Steel Bicycle Trailer</a> can safely, comfortably transport up to two children. It has various safety features, including a safety harness, safety flag, and foot guard tube to protect your child's feet. The durable, lightweight trailer easily connects to most bikes. The folding design and quick release wheels allow for easy transport and storage.</p> <p>This is an Amazon best-seller and has outstanding reviews. You may also want to consider other highly-rated trailers from this trusted brand, including the <a href="http://amzn.to/2fMHWYm" target="_blank">Allen Sports Premium Aluminum 2 Child Bicycle Trailer and Stroller</a>, and the <a href="http://amzn.to/2xii118" target="_blank">Allen Sports Deluxe 2-Child Steel Bicycle Trailer</a>.</p> <p><a href="http://amzn.to/2xUKMD5" target="_blank"><em>Currently $109.00 on Amazon</em> </a></p> <h3>Aosom Wanderer Bicycle Bike Cargo Luggage Trailer</h3> <p><a href="http://amzn.to/2ypEa2O" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/aosom.jpg" width="245" height="229" align="right" alt="" /></a>If you just need something to conveniently hold groceries and make errand-running easier, the sturdy <a href="http://amzn.to/2ypEa2O" target="_blank">Aosom Wanderer Bicycle Bike Cargo Luggage Trailer</a> is perfect for you. It has plenty of space for your groceries and has four reflectors on the back and wheels for extra safety. It has quick release wheels and folds down for easy storage and transport. It is lightweight, durable, and attaches to almost any bicycle with the included bicycle hitch/connector.</p> <p>This is frequently recommended online and has outstanding reviews. You may also want to consider other highly-rated trailers from the trusted brand, including the <a href="http://amzn.to/2xgsqzv" target="_blank">Aosom Elite Bike Cargo Luggage Trailer</a> and the <a href="http://amzn.to/2fTaRxL" target="_blank">Aosom Elite II 3-in-1 Double Child Bike Trailer</a>.</p> <p><a href="http://amzn.to/2ypEa2O" target="_blank"><em>Currently $127.21 on Amazon</em></a></p> <p>And those are our recommendations for the best bike trailers. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar" target="_blank">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-5-best-bike-trailers&amp;media=%20http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThe%25205%2520Best%2520Bike%2520Trailers.jpg&amp;description=The%205%20Best%20Bike%20Trailers"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/The%205%20Best%20Bike%20Trailers.jpg" alt="The 5 Best Bike Trailers" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-bike-trailers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-luxury-pens">The 5 Best Luxury Pens</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-beach-umbrellas">The 5 Best Beach Umbrellas</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-white-noise-machines">The 5 Best White Noise Machines</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-folding-bicycles">The 5 Best Folding Bicycles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-eye-masks">The 5 Best Eye Masks</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Shopping 5 best bicycle bike accessories bike trailers product reviews shopping Thu, 05 Oct 2017 08:00:08 +0000 Andrea Cannon 2031648 at http://www.wisebread.com 6 Ways to Feel Better About Your Financial Situation http://www.wisebread.com/6-ways-to-feel-better-about-your-financial-situation <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-ways-to-feel-better-about-your-financial-situation" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/beautiful_young_african_woman_smiling_and_thinking.jpg" alt="Beautiful young African woman smiling and thinking" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When your bank account balance is looking dismal and you're digging through your pockets hoping for some forgotten cash, it's reasonable to be pessimistic about your financial situation. Don't despair. Instead, let's look at the piggy bank half-full, because there are plenty of positives in your financial situation that might be hard to see.</p> <h2>1. Count your blessings</h2> <p>While you may be on a tighter budget from time to time, you're not broke &mdash; not as long as you have clothes on your back, a roof over your head, and food in your belly, anyway. And if you still have a job? That's a blessing you can count each time a paycheck arrives.</p> <p>It's not ideal to have no savings, nor an emergency fund, nor a well stocked retirement account. But when you take a step back, you might see that your situation is manageable, and <em>changeable</em>. Start with a tally of what you have in terms of time, money, skills, and social connections. (See also: <a href="http://www.wisebread.com/how-to-escape-the-paycheck-to-paycheck-cycle?ref=seealso" target="_blank">How to Escape the Paycheck-to-Paycheck Cycle</a>)</p> <h2>2. Come up with a plan</h2> <p>Not having enough money isn't fun, but if you let that problem fester for too long, it will wear you down. Your confidence and motivation will suffer as a result, and you run the significant risk of relegating yourself to being someone who's always struggling financially.</p> <p>Focus on small ways you can change your financial situation immediately, such as selling stuff you no longer need, or looking for a side gig to bring in extra income. You don't even need a &quot;second job&quot; these days to bring in extra cash. You can pet sit in your neighborhood, rent out space in your home, drive for a ride-sharing service, plus dozens more moneymaking opportunities. I take on several of these tasks regularly, in addition to my job as a full-time journalist, because I like to have &quot;enough&quot; for the things I want. I live by the financial motto, 'If I'm not making money, I'm spending it' &ndash; which is why I have to spend more time doing the former than the latter to get ahead in life. (See also: <a href="http://www.wisebread.com/9-ways-to-earn-extra-cash-when-money-is-tight?ref=seealso" target="_blank">9 Ways to Earn Extra Cash When Money Is Tight</a>)</p> <h2>3. Find a support group</h2> <p>Financial conversations can be extremely awkward, but it's important to seek out sources of support from people who understand what you're going through, and can provide advice. There's nothing wrong with setting boundaries when friends ask you to do something you can't afford. Politely say no and then lean on your supportive network. (See also: <a href="http://www.wisebread.com/15-ways-to-stay-on-budget-even-with-your-spendy-friends?ref=seealso" target="_blank">15 Ways to Stay on Budget &mdash; Even With Your Spendy Friends</a>)</p> <h2>4. Never feel guilty about saving money</h2> <p>Sometimes committing to living within your means, saving for an emergency fund, and reaching for financial independence means saying no to certain purchases and activities. It could mean letting your friends and family know that you won't be buying holiday gifts this year. Achieving your financial goals might require sacrifices here or there, but will be worth it when your purchases no longer come with a cost of credit card interest or future security.</p> <h2>5. Demolish that negative mindset</h2> <p>You know how when people start telling lies, they sometimes convince themselves that the lie they told is true? That's what happens when you're constantly saying you're broke. Eventually you'll begin to believe that, and being &quot;broke&quot; will become a way of life. Head that self-fulfilling prophecy off at the pass by removing that word from your lexicon altogether.</p> <p>Change your narrative about your situation. Believe that you have the ability to rise above &mdash; and tell yourself so.</p> <h2>6. Look ahead, not behind</h2> <p>If you're in your current financial situation due to bad money decisions in the past (been there, done that), it's no use to beat yourself up about it. Recognize what you've done, decide that you're going to learn from it, and then move forward. Make each day another opportunity to improve and make better decisions. (See also: <a href="http://www.wisebread.com/20-money-mistakes-everyone-makes-but-no-one-talks-about?ref=seealso" target="_blank">20 Money Mistakes Everyone Makes But No One Talks About</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-ways-to-feel-better-about-your-financial-situation&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%2520Ways%2520to%2520Feel%2520Better%2520About%2520Your%2520Financial%2520Situation.png&amp;description=6%20Ways%20to%20Feel%20Better%20About%20Your%20Financial%20Situation"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Ways%20to%20Feel%20Better%20About%20Your%20Financial%20Situation.png" alt="6 Ways to Feel Better About Your Financial Situation" width="250" height="374" /></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/6-ways-to-feel-better-about-your-financial-situation">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-sloth-is-keeping-you-poor">6 Ways Sloth Is Keeping You Poor</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-think-like-a-billionaire-when-you-re-broke">How to Think Like a Billionaire When You’re Broke</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-cutting-your-losses-can-save-you-more-than-money">How Cutting Your Losses Can Save You More Than Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-living-on-a-tight-budget-makes-you-happier">How Living on a Tight Budget Makes You Happier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-too-many-decisions-costs-you-money">Here&#039;s How Too Many Decisions Costs You Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Lifestyle broke figure of speech mental bias money habits no money out of money poor poverty saving money Tue, 03 Oct 2017 09:00:05 +0000 Mikey Rox 2029864 at http://www.wisebread.com How Cutting Your Losses Can Save You More Than Money http://www.wisebread.com/how-cutting-your-losses-can-save-you-more-than-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-cutting-your-losses-can-save-you-more-than-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/this_is_becoming_too_hard_to_handle.jpg" alt="This is becoming too hard to handle" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Let's say you bought tickets in advance for an upcoming concert, but the day of the show, a friend invites you to do something you'd enjoy even more. If you're like most people, you'll choose to go to the concert anyway. You don't want to waste the money you've spent, even though you'd rather be somewhere other than the concert. Your aversion to losing the money you spent on the tickets (aka a &quot;sunk cost&quot;) means you give up on doing something more enjoyable.</p> <p>A sunk cost is the time, money, or resources that have already been spent &mdash; and cannot be recouped &mdash; on a project or goal. Sunk costs should not color your decision whether or not to continue with a project, because the money and time has already been spent and cannot affect the outcome.</p> <p>The sunk cost fallacy is farther reaching than just financial decisions, though. It can also cost you much more than money if you fall victim to this fallacy. Here are five ways the sunk cost fallacy can affect various parts of your life beyond your budget.</p> <h2>1. Staying in a job you hate</h2> <p>When I was in high school, my mother very suddenly had to find a new dentist. The one she'd been going to for years had decided to quit dentistry and go back to school to become an accountant, which was what he had always wanted to do. We made a lot of jokes about it at the time, even though we were very happy that he was finally following his passion for accounting.</p> <p>This dentist had been practicing for over a decade when he decided to make this enormous career change. His family had pressured him to pursue dentistry, and it seemed like a waste to have gotten all that schooling and not practice. Once he became a dentist, each year that passed was another year that would have been &quot;wasted&quot; if he changed careers.</p> <p>Luckily for him, this dentist came to realize that his time at dental school and in practice was &quot;wasted&quot; anyway, since he did not want to be a dentist. Continuing in this profession would be wasting even more time because he'd be following a path he didn't enjoy.</p> <p>Many people who are stuck in jobs they don't like are not nearly as clear-eyed about their own professional sunk costs. If it feels like a &quot;waste&quot; of your time or education to get out of a job that is making you unhappy, then you are falling victim to the sunk cost fallacy. How you have spent your professional training and time up to this point doesn't matter if you're on a path that doesn't interest you.</p> <p>If you're worried about wasting what you've already sunk into a hated profession, make like my dentist and pursue what you truly love. (See also: <a href="http://www.wisebread.com/6-ways-that-job-you-hate-keeps-you-poor?ref=seealso" target="_blank">6 Ways That Job You Hate Keeps You Poor</a>)</p> <h2>2. Staying in an unhappy relationship</h2> <p>If you regularly read dating advice columns, sooner or later you'll come across a letter from someone who wants to end an engagement, but feels like they can't because deposits have already been paid, people will be disappointed, and Great Aunt Hilda has already bought her plane ticket for the wedding.</p> <p>In short, these cold-footed would-be brides and grooms are focused on the sunk costs of the upcoming nuptials. That's because thinking about the loss of money, face, and Great Aunt Hilda's respect makes it difficult to clearly see the huge benefit of calling off a wedding: Not marrying the wrong person.</p> <p>Of course, the sunk cost fallacy doesn't just lead you down the aisle with the wrong person. It can also keep you in a relationship with someone who doesn't want the same things you do.</p> <p>If humans were able to think rationally about our relationships, it wouldn't matter that the deposit on the swan-shaped ice sculpture for the reception is nonrefundable. In this scenario, a rational decision would be to determine if the marriage or the current relationship is what you want and make your decision from there. But we all have a tendency to make current decisions based on what we've invested up to this point.</p> <p>So, we enter into marriages we're unsure about because we can't stand the thought of losing catering deposits, and we stay with partners who don't offer us what we want in a relationship because we can't stand the idea of losing all the time we've already put in.</p> <h2>3. Sticking with entertainment you're not enjoying</h2> <p>I'm ashamed to admit I watched the entire final season of a show I ended up hating. It was a truly terrible season of TV and it included virtually none of the characters that had made the previous seasons of the show charming and funny. So why did I endure 286 minutes of this show when I didn't have to? Because I had invested eight seasons in the show, and, by gum, I was going to finish it.</p> <p>My entertainment sunk cost experience is hardly unique &mdash; and game developers have actually taken notice of this quirk of our brains. Facebook game <em>Farmville</em>, which at its peak had 84 million people playing, was created to take advantage of the sunk cost fallacy. Since you could lose the time and money you have invested in the game ― your crops and livestock would die if you neglected the game too long &mdash; many players would return over and over again to protect themselves from loss. They weren't enjoying the game anymore. They simply didn't want to lose their investment in it.</p> <p>Despite the fact that <em>Farmville</em> was simply pixels on a screen, we have a tendency to stick with entertainment we dislike just to protect our previous investment or time. (See also: <a href="http://www.wisebread.com/how-to-resist-the-expensive-once-in-a-lifetime-mentality?ref=seealso" target="_blank">How to Resist the Expensive &quot;Once in a Lifetime&quot; Mentality</a>)</p> <h2>4. Eating food you don't want</h2> <p>As a parent, I've often found myself finishing meals my kids have only nibbled at, to keep from wasting food. Even before I had children, there would be times I'd force myself to finish eating something after I was already full, for fear of wasting money.</p> <p>The problem is that the food is just as wasted if it ends up as extra padding on my hips. The money and time has already been spent buying and preparing the food, and it's not as if I could actually send the excess to starving children in other parts of the world. Finishing the food simply takes away the visual reminder of the waste (until it shows up on my body). It does not negate the waste of buying and preparing food my kids refuse to eat or eating at restaurants that make portions too large to finish.</p> <p>If I'm full, I should stop eating, since the food in front of me is already a sunk cost. I should also get better at preserving the leftovers for future meals and reducing said food waste. (See also: <a href="http://www.wisebread.com/how-to-keep-food-waste-from-spoiling-your-budget?ref=seealso" target="_blank">How to Keep Food Waste From Spoiling Your Budget</a>)</p> <h2>5. Keeping a cluttered house</h2> <p>All across the nation, there are bread machines and stationary bicycles gathering dust in basements, attics, and garages. I personally have a set of adjustable weight dumbbells in my basement that cost $300 and have been used fewer than a dozen times.</p> <p>The sunk cost fallacy keeps these unused items in our homes. We refuse to part with something we spent &quot;good money&quot; on, despite the fact that we would be happier with uncluttered homes.</p> <p>Even if we do decide to clear house, we often want to get back what we put into the items we don't use. The fact that we spent &quot;good money&quot; on an exercise bike or small appliance blinds us to the item's current value. We recall spending several hundred dollars for the unused item, and we hate to &quot;lose&quot; that investment by selling our stuff at a loss. But now that the item is covered with several years' worth of basement dust and it smells slightly moldy, its value is much lower than it was when we bought it.</p> <p>This sunk cost fallacy makes us believe that we can't get rid of unused items unless we can sell them for at least what we paid for them &mdash; forgetting that the money we spent is sunk, and that having a less cluttered house would improve our lives. (See also: <a href="http://www.wisebread.com/10-smart-ways-to-keep-your-entire-life-clutter-free?ref=seealso" target="_blank">10 Smart Ways to Keep Your Entire Life Clutter-Free</a>)</p> <h2>Don't let sunk costs sink your decisions</h2> <p>The simple (but not necessarily easy) way to handle the sunk cost fallacy is to consistently check in with yourself. Ask yourself, &quot;Is this really what I want?&quot; and be honest when you answer. This question can help you decide what to do, whether you're staring down a career that you feel ambivalent about, a marriage that doesn't feel right, another episode of a show you're not enjoying, a French fry that you're not hungry for, or a panini press you haven't used since the first Bush administration.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-cutting-your-losses-can-save-you-more-than-money&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520Cutting%2520Your%2520Losses%2520Can%2520Save%2520You%2520More%2520Than%2520Money.jpg&amp;description=How%20Cutting%20Your%20Losses%20Can%20Save%20You%20More%20Than%20Money"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20Cutting%20Your%20Losses%20Can%20Save%20You%20More%20Than%20Money.jpg" alt="How Cutting Your Losses Can Save You More Than Money" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/how-cutting-your-losses-can-save-you-more-than-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-spending-too-much-on-halloween-this-year">Are You Spending Too Much on Halloween This Year?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-feel-better-about-your-financial-situation">6 Ways to Feel Better About Your Financial Situation</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-living-on-a-tight-budget-makes-you-happier">How Living on a Tight Budget Makes You Happier</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-americans-spent-their-money-in-the-1950s">This Is How Americans Spent Their Money in the 1950s</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/47-simple-ways-to-waste-money">47 Simple Ways To Waste Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Personal Development Shopping budgeting cut your losses improve your life lifestyle tips mental bias saving money spending habits sunk cost Fri, 29 Sep 2017 08:30:11 +0000 Emily Guy Birken 2028481 at http://www.wisebread.com Best Money Tips: How Your Busy Lifestyle Can Hurt Your Finances http://www.wisebread.com/best-money-tips-how-your-busy-lifestyle-can-hurt-your-finances <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-your-busy-lifestyle-can-hurt-your-finances" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_stressed_busy_529066584.jpg" alt="Woman learning how busy lifestyle hurts her finances" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on how being too busy can hurt your finances, ways to prevent (and recover from) identity theft, and legit ways to get free gas.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.freemoneyfinance.com/2017/09/busy-isnt-better-how-our-go-go-go-lifestyles-hurt-our-finances.html">Busy Isn&rsquo;t Better: How Our Go-Go-Go Lifestyles Hurt Our Finances</a> &mdash; When you have a busy mindset, you prioritize the urgent over the important. [Free Money Finance]</p> <p><a href="https://www.moneysmartguides.com/identity-theft-and-what-you-need-to-know">12 Critical Steps To Prevent Identity Theft (And How To Recover As A Victim)</a> &mdash; Be smart on social media. Don't share personal details like birthdays, phone numbers, pets' names, kids' names, where you went to school &mdash; any information that is typically used to create or reset passwords. [Money Smart Guides]</p> <p><a href="http://moneypantry.com/free-gas/">7 Legal Ways to Get Free Gas (No Hack or Code Required!)</a> &mdash; Some companies offer programs where they pay for your gas if you drive with their ad on your car. [Money Pantry]</p> <p><a href="https://www.officialcouponcode.com/save-on-groceries-without-using-coupons/">12 Ways to Save on Groceries Without Using Coupons</a> &mdash; Check the lower shelves in a grocery store for the best deals. That's where you'll find store brand and bulk items. [Official Coupon Code]</p> <p><a href="http://pinching-pennies.com/2017/09/quick-short-term-solutions-to-getting-out-of-a-debt-hole/">Quick Short-Term Solutions To Getting Out Of A Debt Hole</a> &mdash; The fastest way to get extra cash is to sell everything that you don't need. [Pinching Pennies]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.popsugar.com/smart-living/Ecotourism-Tips-44052449">7 Easy Ways to Get Into Ecotourism</a> &mdash; Embrace the great outdoors when you travel and camp out instead of staying at a hotel. [PopSugar Smart Living]</p> <p><a href="https://mattaboutmoney.com/2017/09/19/two-steps-for-better-money-management-in-marriage/">Two Steps For Better Money Management in Marriage</a> &mdash; Everyone's relationship with money is different. When you're in a partnership, you can each play to your strengths to improve your finances together. [Matt About Money]</p> <p><a href="http://www.beatingbroke.com/frugal-life-cost-you-more-money/">When Your Frugal Life Can Cost You More Money</a> &mdash; Don't put off necessary mechanical repairs to your car. You'll put your safety at risk, and as the parts deteriorate, you may end up paying even more to fix a larger problem. [Beating Broke]</p> <p><a href="https://www.thepennyhoarder.com/life/wellness/free-or-cheap-yoga-classes/">Yoga on a Budget: 10 Creative Ways to Enjoy Free or Low-Cost Classes</a> &mdash; Many yoga studios offer deep discounts for the few week or two of classes. [The Penny Hoarder]</p> <p><a href="https://due.com/blog/mistakes-new-bloggers-make/">5 Mistakes New Bloggers Make (And How to Avoid Them)</a> &mdash; Even though you may not have many readers yet, the sooner you start an email list the better. [Due]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-your-busy-lifestyle-can-hurt-your-finances">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-on-12-winter-essentials">How to Save on 12 Winter Essentials</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-age-well-for-0">10 Ways to Age Well for $0</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-going-to-the-gym-is-a-waste-of-money-time-and-resources">Why Going to the Gym Is a Waste of Money, Time, and Resources</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cooking-for-beginners-10-recipes-for-kitchen-newbies">Cooking for Beginners: 10 Recipes for Kitchen Newbies</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-fun-and-cheap-things-to-do-during-the-weekday">8 Fun and Cheap Things to Do During the Weekday</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle best money tips busy lifestyle Sat, 23 Sep 2017 18:01:16 +0000 Amy Lu 2024913 at http://www.wisebread.com Flashback Friday: 74 Easy Ways to Reduce Stress http://www.wisebread.com/flashback-friday-74-easy-ways-to-reduce-stress <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-74-easy-ways-to-reduce-stress" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_relaxing_grass_544106630.jpg" alt="Woman finding easy ways to reduce stress" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Stress is a natural part of the human experience. There's really no way to prevent it altogether, but finding ways to manage stress and reduce it are paramount to leading a healthy and productive life. Here are 74 easy ways to keep stress from ruining your day.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/woman_work_meditating_468693435.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/7-ways-to-stay-calm-in-stressful-moments?ref=fbf" target="_blank">7 Ways to Stay Calm in Stressful Moments</a> &mdash; It might sound strange to practice breathing, as it's something you do without thinking in order to stay alive, but taking some time each day to focus on breathing deeply can drastically reduce your stress levels. This also prepares you for extremely stressful moments, as it'll feel second-nature to react with slow and deep breaths to remain calm.</p> <p><a href="http://www.wisebread.com/10-ways-to-relieve-your-money-stress?ref=fbf" target="_blank">10 Ways to Relieve Your Money Stress</a> &mdash; Money stress can be a bear. The bills keep piling up and obsessing over how you're going to get out of a debt hole can make you feel like you're suffocating. These simple strategies will help you escape that money stress, because after all, money isn't everything.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock-618976344.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-stress-relief-items-you-need-in-your-life-that-are-under-20?ref=fbf" target="_blank">8 Stress Relief Items You Need in Your Life That Are Under $20</a> &mdash; Sometimes all it takes to push the stress away is giving yourself a treat. These affordable stress relief items will not only fit your budget, but they'll also brighten your mood.</p> <p><a href="http://www.wisebread.com/beat-stress-with-these-28-inexpensive-pastimes?ref=fbf" target="_blank">Beat Stress With These 28 Inexpensive Pastimes</a> &mdash; If you'd rather make some memories, rather than buy tangible things, these stress-relieving activities are what you've been looking for. It can be as easy as heading outside, breathing in the fresh air, and spending time with your favorite people. Instant mood boost!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/iStock_73912007_LARGE_0.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/8-ways-to-turn-your-stress-into-money?ref=fbf" target="_blank">8 Ways to Turn Your Stress Into Money</a> ― Another great way to battle stress is to turn it into cold hard cash. It's true that money can't buy happiness, but sometimes, it can definitely bring you peace.</p> <p><a href="http://www.wisebread.com/13-cheap-ways-to-beat-stress?ref=fbf" target="_blank">13 Cheap Ways to Beat Stress</a> &mdash; Stress relief shouldn't have to cost you an arm and a leg. Keeping your mind healthy is as important as keeping the rest of your body healthy. And until mental health care is free, these budget-friendly stress relievers will help put your mind at ease.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-74-easy-ways-to-reduce-stress">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-frugal-ways-to-eliminate-stress">Flashback Friday: 84 Frugal Ways to Eliminate Stress</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-ways-to-get-more-sleep-tonight">Flashback Friday: 38 Ways to Get More Sleep Tonight</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/treat-yourself-with-these-7-free-self-care-routines">Treat Yourself With These 7 Free Self-Care Routines</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-119-best-fitness-hacks-for-busy-people">Flashback Friday: The 119 Best Fitness Hacks for Busy People</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-keep-anxiety-from-ruining-your-budget">5 Ways to Keep Anxiety From Ruining Your Budget</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Lifestyle anxiety fbf flashback friday how to relax mental health relaxation self-care stress free Fri, 22 Sep 2017 08:30:06 +0000 Chrissa Hardy 2024818 at http://www.wisebread.com The 5 Best Hammocks http://www.wisebread.com/the-5-best-hammocks <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-hammocks" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_camping_hammock_578092034.jpg" alt="Woman using the best hammock while camping" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether you&rsquo;re looking for new backyard furniture or something to replace a bulky sleeping bag and tent, hammocks can provide the comfortable night of sleep you need, anytime. They are ideal to use at festivals, the park or beach, or to just lounge around in your backyard. They&rsquo;re also perfect for camping, backpacking, traveling, or enjoying an impromptu nap anywhere.</p> <h2>What is a hammock?</h2> <p>A hammock is a swinging bed usually made of canvas or rope, suspended between two points. While hammocks were originally made for sleeping, the affordable hammocks below are also great for swinging or lounging.</p> <h2>Top 5 hammocks</h2> <h3>ENO Eagles Nest Outfitters DoubleNest Hammock</h3> <p><a href="http://amzn.to/2yr2fmg" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/double%20nest.jpg" width="245" height="227" align="right" alt="" /></a>The popular <a href="http://amzn.to/2yr2fmg" target="_blank">ENO Eagles Nest Outfitters DoubleNest Hammock</a> can be easily and quickly set up anywhere. The compact hammock is lightweight, versatile, and can be folded up small enough to fit into the attached compression sack. It is made of breathable, durable, quick drying woven nylon and triple interlocking stitching. It weighs only 19 ounces, but can support up to two people (or 400 lbs.).</p> <p>This is available in virtually endless color combinations. It includes a pair of carabiners and nautical grade line with stainless-steel snap links. It has more than 2,500 five-star reviews on Amazon and is recommended by Popular Mechanics and OutdoorGearLab.</p> <p><a href="http://amzn.to/2yr2fmg" target="_blank"><em>Currently $69.94 on Amazon</em></a></p> <h3>Grand Trunk Ultralight Hammock</h3> <p><a href="http://amzn.to/2xwkbhp" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/grand%20trunk.jpg" width="245" height="160" align="right" alt="" /></a>The <a href="http://amzn.to/2xwkbhp" target="_blank">Grand Trunk Ultralight Hammock</a> is the ideal portable camping, hiking, backpacking, and travel hammock. It is made of mildew-resistant, machine-washable, quick-dry polyester fabric. It is safe and durable thanks to triple-stitched seams and sturdy stainless steel hanging S-hooks. While the large hammock weighs only 12 ounces, it can support up to 200 lbs.</p> <p>The lightweight hammock is available in three colors and includes a stuff sack. It has more than 500 five-star reviews on Amazon and is recommended by The Wirecutter, Popular Mechanics, and OutdoorGearLab. It is also backed by a two-year warranty.</p> <p><a href="http://amzn.to/2xwkbhp" target="_blank"><em>Currently $19.94 on Amazon</em></a></p> <h3>Hammock Sky Brazilian Double Hammock</h3> <p><a href="http://amzn.to/2hk5IeR" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/hammock%20sky.jpg" width="245" height="184" align="right" alt="" /></a>The lightweight <a href="http://amzn.to/2hk5IeR" target="_blank">Hammock Sky Brazilian Double Hammock</a> is ideal for backyard, porch, outdoor, or indoor use. It is made of long-lasting soft woven cotton fabric and features an absorbent solid fabric bed. The tight weave and &quot;cocoon effect&quot; leaves reviewers feeling weightless. The Brazilian-style portable hammock is child- and pet-friendly, can fit one or two people (up to 475 lbs.), and folds up small.</p> <p>This is available in various colorful options and includes a carry bag. It is an Amazon best-seller and is recommended by Popular Mechanics. It also has outstanding online reviews, including more than 1,000 five-star reviews on Amazon. It is also backed by a lifetime warranty.</p> <p><a href="http://amzn.to/2hk5IeR" target="_blank"><em>Currently $49.97 on Amazon</em></a></p> <h3>Vivere Double Hammock</h3> <p><a href="http://amzn.to/2wIe1GT" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/vivere.jpg" width="245" height="166" align="right" alt="" /></a>The <a href="http://amzn.to/2wIe1GT" target="_blank">Vivere Double Hammock</a> is ideal if you don&rsquo;t have a lot of space. It is sturdy, lightweight, compact, and accommodates two adults (or 450 lbs.). It is available in cotton, polyester, or Sunbrella fabric and assembles in minutes without any tools.</p> <p>The best-selling double hammock combo is available in a wide range of colors and includes a space-saving steel stand and carrying case. It has more than 4,000 five-star reviews on Amazon and is recommended by Popular Mechanics. It is also backed by a 12-month warranty on all materials and workmanship.</p> <p><a href="http://amzn.to/2wIe1GT" target="_blank"><em>Currently $117.33 on Amazon</em></a></p> <h3>Wise Owl Outfitters Hammock</h3> <p><a href="http://amzn.to/2wzFBuL" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/wise%20owl.jpg" width="245" height="219" align="right" alt="" /></a>The lightweight <a href="http://amzn.to/2wzFBuL" target="_blank">Wise Owl Outfitters Hammock</a> is the perfect option for camping, backpacking, or relaxing safely and comfortably. The hammock is safe and extra soft thanks to heavy-duty parachute nylon fabric and triple interlocking stitching. It&rsquo;s durable, folds up small, and can be quickly hung without tools.</p> <p>The portable hammock is available in a wide range of colors and comes with attached carabiners and nautical ropes. It is recommended by Popular Mechanics and has outstanding online reviews, including nearly 2,000 five-star reviews on Amazon. The top-rated hammock is also backed by a money back satisfaction guarantee.</p> <p><a href="http://amzn.to/2wzFBuL" target="_blank"><em>Currently $34.95 on Amazon</em></a></p> <p>And those are our recommendations for the best hammocks. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar" target="_blank">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-5-best-hammocks&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%2520Best%2520Hammock.jpg&amp;description=The%205%20Best%20Hammocks"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Best%20Hammock.jpg" alt="The 5 Best Hammocks" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-hammocks">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-robotic-mops">The 5 Best Robotic Mops</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pet-flea-shampoos">The 5 Best Pet Flea Shampoos</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-home-security-systems">The 5 Best Home Security Systems</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-cast-iron-skillets">The 5 Best Cast Iron Skillets</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-thermoses">The 5 Best Thermoses</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Lifestyle 5 best beach hammock camping hammock hammocks outdoor accessories product reviews shopping Thu, 21 Sep 2017 08:00:08 +0000 Andrea Cannon 2024302 at http://www.wisebread.com 6 Easy, Affordable Ways to Make Your Home Even Cozier This Autumn http://www.wisebread.com/6-easy-affordable-ways-to-make-your-home-even-cozier-this-autumn <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-easy-affordable-ways-to-make-your-home-even-cozier-this-autumn" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_cozy_blanket_532868924.jpg" alt="Woman making her home even cozier this autumn" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Cool mornings and evenings with bright, breezy afternoons are the quintessence of autumn. When this change in our weather happens, my mind turns to cozy thoughts. Hot cider and cocoa, soft sweaters and boots, and pumpkin-flavored everything brings a smile to my face.</p> <p>The Danish culture refers to this reveling in the <a href="http://amzn.to/2xjhY9V" target="_blank">joys of cold weather as <em>Hygge</em></a> (pronounced <em>hue-guh</em>, not <em>hig-ee</em>.) The best part of <em>Hygge</em> is that it's a mindset built on living the cozy life. It doesn't cost much, if anything, to bring this aesthetic into your home. Here's how to do it on a budget in time for the leaves to change.</p> <h2>1. Invite friends over</h2> <p>One of the main tenants of <em>Hygge </em>is spending quality time with friends and family at home. Make a meal together, watch a movie, play board games, light a fire, and spend time catching up. Hygge is a time to slow down and be grateful for what we have, and the best things we can have in our lives are friendship and love.</p> <p>You don't need to meet at a fancy restaurant or engage in other pricey activities, either. Just being in their company while the wind blows outside accomplishes this, for free.</p> <h2>2. Get baking</h2> <p>Nothing makes a home cozier than the sweet scent of fresh baked goods emanating from the kitchen. And the best part is that they are usually far less expensive than those you buy ready-made. This recipe for <a href="https://breadtopia.com/no-knead-bread/" target="_blank">no-knead bread</a> is one of the very best ways to make your house a home for pennies on the dollar. And the bread is as good as any you will find in many local bakeries. (See also: <a href="http://www.wisebread.com/how-to-make-artisanal-bread-on-a-budget?ref=seealso" target="_blank">How to Make Artisanal Bread on a Budget</a>)</p> <h2>3. Display books around every corner</h2> <p>These cold weather months are the perfect time to make a dent in our never-ending to-read lists. Grab a couple of the books you've been meaning to read and keep them strategically located in spots around your home where you're likely to have some spare time: the night stand in your bedroom, the coffee table or end table by the living room couch, on your kitchen counter, and at your home office desk. Make it a practice to read a few pages every day in those moments between tasks, while you're waiting for the water to boil, or settling in for the evening.</p> <h2>4. Light some candles and meditate</h2> <p>Candles are an easy and inexpensive way to bring comfort into your home. Set up a ritual of candle gazing and meditating for a few moments each day. Light the candle and take some time to be actively grateful for the good parts of your life. Just the act of letting that dim light into your eyes and mind, literally and figuratively, will make all of your moments more joyful. (See also: <a href="http://www.wisebread.com/6-ways-autumn-is-good-for-your-mind-and-body?ref=seealso" target="_blank">6 Ways Autumn Is Good for Your Mind and Body</a>)</p> <h2>5. Brew hot beverages</h2> <p>Soothing, hot drinks cost far less to make at home than to buy by the cup at the local cafe. You can make endless varieties of tea, cider, hot cocoa, and coffee in the cozy comforts of your home.</p> <p>This recipe for <a href="http://www.bonappetit.com/recipe/mexican-hot-chocolate-2" target="_blank">Mexican hot chocolate</a> is a snap to make in a saucepan on your stove. And to make things really easy on yourself, try making this recipe for <a href="http://theheartysoul.com/banana-tea-sleep-remedy/" target="_blank">banana &quot;tea&quot;</a> that requires only a banana and a pot of water. It's rich in potassium and will send you off to dreamland in no time!</p> <h2>6. Create a relaxation nook</h2> <p>Grab a cushy chair, warm blanket, and small table to create a nook where you can cuddle up and spend some relaxing time at home. Use items you already have or check the secondhand vintage stores to create an atmosphere of comfort on a budget. For an even softer feel, hang string lights above your nook and bask in their glow.</p> <p>Too many people lament the end of summer. With a little Hygge in your life, you can look forward to many warm and cozy days ahead no matter what the weather's like outside.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F6-easy-affordable-ways-to-make-your-home-even-cozier-this-autumn&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F6%2520Easy%252C%2520Affordable%2520Ways%2520to%2520Make%2520Your%2520Home%2520Even%2520Cozier%2520This%2520Autumn.jpg&amp;description=6%20Easy%2C%20Affordable%20Ways%20to%20Make%20Your%20Home%20Even%20Cozier%20This%20Autumn"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/6%20Easy%2C%20Affordable%20Ways%20to%20Make%20Your%20Home%20Even%20Cozier%20This%20Autumn.jpg" alt="6 Easy, Affordable Ways to Make Your Home Even Cozier This Autumn" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christa-avampato">Christa Avampato</a> of <a href="http://www.wisebread.com/6-easy-affordable-ways-to-make-your-home-even-cozier-this-autumn">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-frugal-fall-decoration-tips">7 Frugal Fall Decoration Tips</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ideas-for-cheap-festive-fall-decor">12 Ideas for Cheap, Festive, Fall Decor</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fall-cleaning-101-the-spic-and-span-basics-of-making-your-home-sparkle">Fall Cleaning 101: The Spic-and-Span Basics of Making Your Home Sparkle</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-84-reasons-to-be-done-with-summer-and-get-excited-for-fall">Flashback Friday: 84 Reasons to Be Done With Summer and Get Excited for Fall</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cooking-for-beginners-10-recipes-for-kitchen-newbies">Cooking for Beginners: 10 Recipes for Kitchen Newbies</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Lifestyle affordable decor autumn autumn decor cozy cozy decor fall fall food hygge sweater weather Wed, 13 Sep 2017 09:00:06 +0000 Christa Avampato 2020063 at http://www.wisebread.com 10 Places to Try the Airstream Lifestyle Before You Buy One http://www.wisebread.com/10-places-to-try-the-airstream-lifestyle-before-you-buy-one <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-places-to-try-the-airstream-lifestyle-before-you-buy-one" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/airstream_trailer_in_mojave_desert_at_sunset.jpg" alt="Airstream Trailer in Mojave Desert at Sunset" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Airstream trailers are enjoying an Instagram-era resurgence. Their shiny, curvy exteriors and tiny-home interiors are just so dreamy that more and more of us are indulging in Airstream getaways. But the cold-as-aluminum reality is that a new Airstream trailer can cost upwards of $100,000, which is not an amount most of us would lay down without knowing for sure whether sleeping in a bunk beneath a riveted ceiling would make us claustrophobic or euphoric.</p> <p>Fortunately, a growing number of Airstream parks, motels, and Airbnb rentals are allowing stream-dreamers to try before they buy. Most of these accommodations are more glamping than roughing it, so don't be surprised if prices are comparable to hotels. (See also: <a href="http://www.wisebread.com/5-ways-to-save-on-your-next-glamping-trip?ref=seealso" target="_blank">5 Ways to Save on Your Next Glamping Trip</a>)</p> <h2>1. Kate's Lazy Desert Airstream Motel in Landers, California</h2> <p>Set in the ethereal Mojave High Desert outside Joshua Tree National Park, this motel features <a href="https://www.lazymeadow.com/" target="_blank">six vintage Airstream trailers</a> decorated by artists in themes such as Hot Lava (you feel like you're inside a lava lamp) and Tiki. But the real draw is that the park is influenced by the wacky style of the owner, Kate Pierson, of the B-52s. Bang, bang on the door, baby!</p> <p><strong>Cost</strong>: $175 to $200 per night.</p> <h2>2. The Shady Dell Vintage Trailer Court in Bisbee, Arizona</h2> <p>Operating since 1927, this <a href="http://theshadydell.com/" target="_blank">resort along Highway 80</a> celebrates the retro kitsch of the Airstream lifestyle. Ten lovingly restored vintage trailers, including a 1955 Airstream, pair period decorations with modern comforts.</p> <p><strong>Cost</strong>: $85 to $95 per night.</p> <h2>3. Shooting Star RV Resort in Escalante, Utah</h2> <p>Imagine that you're hanging in John Wayne's trailer on set of John Ford's <em>The Searchers</em>. Well, you won't have to stretch your imagination far if you stay in <a href="http://www.shootingstar-rvresort.com/the-duke.html" target="_blank">The Duke</a>, just one of eight Hollywood-themed Airstreams at this glamping oasis in the wilderness.</p> <p>As if the trailers weren't enough of a Hollywood escape, after sunset you can watch a movie outside, <a href="http://www.shootingstar-rvresort.com/amenities.html" target="_blank">sitting in a classic car</a> just like a drive-in of yore.</p> <p><strong>Cost</strong>: $129 to $149 a night.</p> <h2>4. The Metro Hotel in Petaluma, California</h2> <p>This wine country <a href="http://www.metrolodging.com/" target="_blank">boutique hotel</a> features two Airstream trailers with brightly colored bedding and sleek modern interiors. One trailer is a 22-foot Bambi model; the other is a limited-edition 28-footer with a full kitchen and luxe bathroom. All guests get pastries and coffee in the morning, and The Metro offers a cafe and bike rentals for pedaling into historic downtown Petaluma.</p> <p><strong>Cost</strong>: $149 to $235 a night.</p> <h2>5. The Starlux Boutique Hotel in Wildwood, New Jersey</h2> <p>Set on the Jersey Shore, this hotel has <a href="http://hotels.moreyspiers.com/starlux" target="_blank">two doo-wop-inspired trailers</a> for you to stay in swanky style, each with a double bed, a day bed, private bathroom, kitchenette, and lava lamp. You also have access to the hotel pool, and the beach and boardwalk are steps away.</p> <p><strong>Cost</strong>: $81 to $211 a night.</p> <h2>6. Bar Harbor/Oceanside KOA in Maine</h2> <p>Sleep in a <a href="https://koa.com/campgrounds/bar-harbor-oceanside/site-type/cabin-accommodations/" target="_blank">modern 26-foot Airstream</a> equipped with a queen bed, a full bath with shower, and a Keurig coffee maker. This campground is on the same island as Acadia National Park. And a 10-minute drive gets you to the gorgeous coastline and freshwater lakes in the area.</p> <p><strong>Cost</strong>: $185 a night.</p> <h2>7. Caravan Outpost in Ojai, California</h2> <p>In the heart of the bohemian and artsy town of Ojai, <a href="http://caravanoutpost.com/" target="_blank">Caravan Outpost</a> consists of 11 &quot;curated&quot; Airstream trailers set in an urban garden. Outdoor movie nights and pop-up eateries add to the fun. Each trailer comes with complimentary bikes to explore the Ojai path.</p> <p><strong>Cost</strong>: $147 to $309 a night.</p> <h2>8. Wine Country Retreat in Temecula, California</h2> <p>Set in the heart of the Temecula wine country, <a href="https://www.airbnb.com/rooms/10070014" target="_blank">this Airbnb rental</a> features a pool, an on-site vineyard, and 40 wineries within minutes. You can also watch hot air balloons float from the deck.</p> <p><strong>Cost</strong>: $119 a night and up.</p> <h2>9. Malibu Dream Airstream in Malibu, California</h2> <p>Five hundred dollars might seem like a lot to sleep in a trailer, but how gorgeous is <a href="https://www.airbnb.com/rooms/3406062" target="_blank">this Airstream</a> perched on a bluff above a Malibu beach? Gorgeous enough that Vogue chose it as the backdrop for a photo shoot of bffs Taylor Swift and Karlie Kloss. And the entire ocean-facing side opens up for an endlessly gorgeous view.</p> <p><strong>Cost</strong>: $500 per night and up.</p> <h2>10. Airstream2go, various locations</h2> <p>But what if stationary wasn't the way you envisioned your Airstream adventure? After all, these babies were made to roll. This company will rent you one of their <a href="http://www.airstream2go.com/fleet/airstream-28-international" target="_blank">28-foot International Signature Series Airstreams</a>, laid out to sleep up to six, and a Chevy Tahoe to tow it with. They'll even plan an itinerary and program your GPS for you. Sample trips include driving through the Berkshires, exploring Coastal Maine, or rambling through the Southwest. (See also: <a href="http://www.wisebread.com/9-of-the-craziest-coolest-airbnb-listings?ref=seealso" target="_blank">9 of the Craziest, Coolest Airbnb Listings</a>)</p> <p><strong>Cost</strong>: Starts at $2,300 for three days and tops out at $17,500 for two weeks during peak season. Prices include the SUV to tow.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F10-places-to-try-the-airstream-lifestyle-before-you-buy-one&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F10%2520Places%2520to%2520Try%2520the%2520Airstream%2520Lifestyle%2520Before%2520You%2520Buy%2520One_0.jpg&amp;description=10%20Places%20to%20Try%20the%20Airstream%20Lifestyle%20Before%20You%20Buy%20One"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/10%20Places%20to%20Try%20the%20Airstream%20Lifestyle%20Before%20You%20Buy%20One_0.jpg" alt="10 Places to Try the Airstream Lifestyle Before You Buy One" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/10-places-to-try-the-airstream-lifestyle-before-you-buy-one">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/taking-frugal-road-trips-even-when-gas-prices-are-high">Taking Frugal Road Trips (Even When Gas Prices Are High)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-can-do-in-denver-that-you-cant-do-anywhere-else">8 Things You Can Do in Denver That You Can&#039;t Do Anywhere Else</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cooking-for-beginners-10-recipes-for-kitchen-newbies">Cooking for Beginners: 10 Recipes for Kitchen Newbies</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/mcmansion-to-mccottage-why-smaller-houses-are-smarter">McMansion to McCottage: Why Smaller Houses Are Smarter</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-home-diy-projects-you-can-do-in-one-day">10 Home DIY Projects You Can Do in One Day</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Lifestyle airstream airstream life camping road trip rv tiny house trailer travel Thu, 07 Sep 2017 08:31:04 +0000 Carrie Kirby 2016673 at http://www.wisebread.com 5 Ways Self Care Can Actually Save You Money http://www.wisebread.com/5-ways-self-care-can-actually-save-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-self-care-can-actually-save-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_happy_meditating_541865750.jpg" alt="Woman practicing self care and saving money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>&quot;Self care&quot; has become a buzzword. It has become associated with spa days and luxurious vacations, and critics say that it's more of an exercise in self-indulgence. (See also: <a href="http://www.wisebread.com/when-self-care-actually-harms-your-budget?ref=seealso" target="_blank">When Self-Care Actually Harms Your Budget</a>)</p> <p>However, true self care doesn't actually have to have anything to do with spending lots of money. In fact, truly caring for yourself, giving yourself what you need, and making your own well-being a priority, will save you money in the long run. Here are a few ways that can work. (See also: <a href="http://www.wisebread.com/treat-yourself-with-these-7-free-self-care-routines?ref=seealso" target="_blank">Treat Yourself With These 7 Free Self-Care Routines</a>)</p> <h2>1. Exercise</h2> <p>Taking care of your body is important. In fact, it's one of the most important things you can do for your health. And as your body produces endorphins during exercise, it helps your mental health, as well. If you want to run a lower risk of shelling out money at the doctor's office, make daily exercise part of your routine.</p> <p>But wait! Don't gym memberships cost money? Luckily, you don't need a pricey gym membership to get physically fit. Just a quality pair of sneakers, comfy clothes, and an open trail on which to run or walk every day can help protect your ticker. (See also: <a href="http://www.wisebread.com/these-at-home-exercises-will-give-you-a-gym-quality-workout-for-free?ref=seealso" target="_blank">These At-Home Exercises Will Give You a Gym-Quality Workout for Free</a>)</p> <h2>2. Rest</h2> <p>Another basic tenet of real self care is rest. This means getting enough sleep at night, but it also means taking days off when needed. Just taking a mental health day will give your body and mind a chance to relax and reset, rather than be on all the time. You will also be more productive when you return to work with a fresh mind after a day off. You'll have more energy to tackle additional tasks outside of work, and to work on your side gigs to bring in extra income. (See also: <a href="http://www.wisebread.com/5-easy-things-science-says-you-should-do-for-your-body-every-day?ref=seealso" target="_blank">5 Easy Things Science Says You Should Do for Your Body Every Day</a>)</p> <p>Sleep can save you money, too. You'll make better decisions (financial and otherwise) when you are well-rested. And according to a study by Harvard University, <a href="http://healthysleep.med.harvard.edu/healthy/matters/consequences/sleep-and-disease-risk" target="_blank">sleeping eight hours or more each night</a> lowers your risk of expensive chronic health problems that can push you straight into debt.</p> <h2>3. Healthy eating</h2> <p>What you eat and how you eat it can save you money, too. For many people, part of self care involves eating healthier by planning meals, grocery shopping for fresh ingredients, and then cooking and eating at home.</p> <p>Obviously, you will spend less on your food when you prepare it yourself. You will avoid pricey takeout meals that probably aren't as healthy, you'll improve your cooking skills, and you're taking care of your body, which, again, will help lower your risk of contracting any obesity-caused illnesses.</p> <h2>4. Setting goals</h2> <p>When we aren't caring for ourselves in the most basic sense, it can be harder to focus on our financial goals. Being focused and vigilant in one area of our lives can easily trickle into others. So when we're eating right, getting enough rest, and taking care of our bodies, we become more inclined to keep that positive momentum going. We plan ahead. We want to safeguard our future in every sense, including planning for retirement, paying off debt, and making smarter financial choices.</p> <h2>5. Creating boundaries</h2> <p>Maintaining personal boundaries is a huge part of self care, and it can also save us money. Because boundaries help us define what is and is not part of who we are, solid ones help us prevent poor spending decisions like competitive spending with friends, feeling pressured to lend others money, etc. If we value our financial health, then, boundaries will help us spend when we need to but not so much or so often that it negatively impacts our financial future. (See also: <a href="http://www.wisebread.com/9-simple-acts-of-self-care-for-the-sandwich-generation?ref=seealso" target="_blank">9 Simple Acts of Self-Care for the Sandwich Generation</a>)</p> <p>Investing in self care doesn't have to be frivolous or luxurious; it often means changing our daily habits so that we are prioritizing our best interests.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-ways-self-care-can-actually-save-you-money&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%2520Ways%2520Self%2520Care%2520Can%2520Actually%2520Save%2520You%2520Money.jpg&amp;description=5%20Ways%20Self%20Care%20Can%20Actually%20Save%20You%20Money"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Ways%20Self%20Care%20Can%20Actually%20Save%20You%20Money.jpg" alt="5 Ways Self Care Can Actually Save You Money" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/5-ways-self-care-can-actually-save-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-relieve-your-money-stress">10 Ways to Relieve Your Money Stress</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-stay-calm-in-stressful-moments">7 Ways to Stay Calm in Stressful Moments</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-95-best-ways-to-get-fit-for-free">Flashback Friday: The 95 Best Ways to Get Fit for Free</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-the-76-best-life-lessons-you-should-learn-by-30">Flashback Friday: The 76 Best Life Lessons You Should Learn by 30</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-keep-anxiety-from-ruining-your-budget">5 Ways to Keep Anxiety From Ruining Your Budget</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty Lifestyle budget Health mental health saving money self care Spending Money Fri, 01 Sep 2017 08:00:06 +0000 Sarah Winfrey 2013366 at http://www.wisebread.com 11 Ways to Get the Most Value From Your All-Inclusive Vacation http://www.wisebread.com/11-ways-to-get-the-most-value-from-your-all-inclusive-vacation <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-ways-to-get-the-most-value-from-your-all-inclusive-vacation" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_woman_reading_a_book_at_beach.jpg" alt="Young woman reading a book at beach" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>By and large, an all-inclusive vacation is a sure bet for the price you're paying. The quality of what's included, of course, varies depending on where you're staying, so you should do your due diligence before booking. There are tactics, however, on how to make the most of your travel dollars and head home satisfied with a smile on your face. With these tips, your next all-inclusive resort vacay or cruise will be the best one yet. (See also: <a href="http://www.wisebread.com/are-all-inclusive-vacations-and-cruises-worth-the-money?ref=seealso" target="_blank">Are All-Inclusive Vacations and Cruises Worth the Money?</a>)</p> <h2>1. Determine what &quot;all-inclusive&quot; really means at the resorts you're considering</h2> <p>&quot;All-inclusive&quot; is a relative term. Generally, it means that your food and nonalcoholic beverages are included for the length of your stay, but it's important that you determine all the perks before settling on a place to unwind and relax during your time off.</p> <p>Does your purchase include alcohol, activities and water sports, transfers, and resort fees? What about exit costs or tourist cards for immigration? What is the practicality of the pickup for your return departure, and what does that value mean to you?</p> <p>Shy Bredewold, owner of online travel agency Odyssean Travel, stresses the importance of getting to the nitty-gritty of what's included in your &quot;all-inclusive&quot; package. She proposes a hypothetical situation to help dissect the value.</p> <p>&quot;For example,&quot; she says, &quot;there's a free shuttle back to the airport, but it needs to be affordable, so they pick up at several hotels. You are given a time from 9 a.m. to 11 a.m. for your return to the airport. Is it good value to check out early and waste your last morning, hung over in the lobby &mdash; or might you better spend $20 on a local taxi to take you at a time convenient to you?&quot;</p> <p>With the taxi option, you get to eat and drink at the hotel, use the pool or the beach, and enjoy two more hours of your life at the resort instead of taking turns getting drink refills in the lobby in case the coach arrives. (See also: <a href="http://www.wisebread.com/6-things-you-need-to-know-before-you-book-an-all-inclusive-vacation?ref=seealso" target="_blank">6 Things You Need to Know Before You Book an All-Inclusive Vacation</a>)</p> <h2>2. Consider the tiers of &quot;all-inclusive&quot; before making your purchase</h2> <p>Some resorts offer tier pricing for their all-inclusive options, which basically means you'll have access to more perks, the more you pay. You can mind your budget and opt for a lower tier, which may restrict you to a single resort, or you can upgrade, the provisions of which could grant you mobility to travel to nearby resorts and enjoy services in a different atmosphere.</p> <p>&quot;The Oasis branded resorts in Cancun, for example, have been known to allow guests to use some of the facilities at both sites along the Cancun resort strip.&quot; Bredewold explains. &quot;Get a little change of scenery, a new beach, different bar staff, or maybe even new drinking and dining options.&quot;</p> <p>Some resorts also are split into sections. If you're looking for the most options for dining and quiet bar spaces, consider taking the higher value wristband or resort access.</p> <p>Bredewold adds, &quot;A Melia resort in Cuba recently split into three tiers &mdash; the highest value (and cost) stay includes adults-only [areas] so you can escape the children of other people if you so desire.&quot; (See also: <a href="http://www.wisebread.com/6-questions-to-ask-before-you-book-a-vacation-package?ref=seealso" target="_blank">6 Questions to Ask Before You Book a Vacation Package</a>)</p> <h2>3. Research the included entertainment</h2> <p>I'm somebody who likes to keep it moving during my vacations. I enjoy lounging on the beach briefly, but for the most part, I enjoy the games, entertainment, and activities the resort has to offer, especially if I've already paid for them. Of course, to make sure you get your money's worth, it's important to scout out these extras in advance to achieve maximum enjoyment. If water sports like snorkeling and paddle boarding are included but aren't appealing to you, are you sure you want to pay for them? Likewise, investigate the nightly entertainment options so you know what you're in for ahead of time, as well. You'll narrow down your choices quicker if you dissect the perks to match your personality.</p> <h2>4. Books tours as a group, if possible</h2> <p>While everyone in your party may not be on the same page as far as activities and excursions go, you should try what does appeal to most of you at the same time so you can qualify for group discounts where applicable. (See also: <a href="http://www.wisebread.com/how-to-book-an-amazing-cheap-vacation-package?ref=seealso" target="_blank">How to Book an Amazing Cheap Vacation Package</a>)</p> <h2>5. Take advantage of the fitness class (you'll thank yourself later)</h2> <p>I once took an amazing all-inclusive vacation to the Montage Resort in Laguna Beach, California. It was the most luxurious getaway I've ever taken, and I just couldn't pass up the small-group fitness classes offered in the morning. These boot-camp style classes not only helped me start my day, but they also made me feel much better about stuffing my face throughout my four-day trip. Plus, the classes took place on the beach, with the waves of the Pacific Ocean crashing just a few feet away, and how often do I get to experience that? Other classes may be offered with your itinerary, like yoga, spin, or cardio, all of which are a great value (that you've already paid for) considering how much one-off classes cost regularly in real life.</p> <h2>6. Order room service</h2> <p>Room service is one of those luxuries that most of us forgo when we're on vacations. But when it's all-inclusive, go ahead and have dinner delivered straight to your door. I especially take advantage of late-night room service if I've been out all night having fun. PB&amp;J sandwiches, chips, and chocolate-chip cookies with milk are just what the doctor ordered. Or, ya know, go huge and get the steak and shrimp cocktail. Whatever floats your bloat.</p> <h2>7. Make dinner reservations at the specialty restaurants</h2> <p>Specialty restaurants at resorts and on cruises book up the fastest, so get your reservations in early so you don't miss out on the best cuisine the joint has to offer. You'll also be able to secure a decent seating time by planning ahead too, so you're not breaking bread an hour before bedtime.</p> <h2>8. Pack snacks from the buffet if you're going off campus</h2> <p>If you're headed out for a day trip that doesn't include lunch, pack your own at the buffet in the morning and take it with you. Choose items that will travel well and hold up without refrigeration for a few hours. Avoid mayo-based dishes if you know what's good for you.</p> <p>If you're splitting your vacation time at a pay-as-you-go <em>and</em> an all-inclusive resort, however, plan your off-campus trips for your non-all-inclusive days. For instance, I spent a week in Costa Rica on a Groupon Getaway a few years ago. The pay-as-you-go part of which was ripe for exploration and adventure, but when I got to the all-inclusive I put my feet up, ate nachos by the bucketful, and never set foot off campus.</p> <p>You'll only get the most for your money when you're using the services, eating the food, and participating in the activities while you're there. Enjoy it while you can.</p> <h2>9. Stay brand-loyal for the best discounts</h2> <p>Find a brand you like and stay loyal.</p> <p>&quot;If you can accept limited options, you may find that rewards points and other perks add up faster by booking with one brand or chain exclusively,&quot; says Bredewold. &quot;You may even be able to double up in some instances if the vacation package is administered by an airline but includes a stay at a branded hotel.&quot; (See also: <a href="http://www.wisebread.com/how-to-evaluate-a-travel-program-for-the-best-rewards-redemption?ref=seealso" target="_blank">How to Evaluate a Travel Program for the Best Rewards Redemption</a>)</p> <h2>10. Get the &quot;good stuff&quot; at the lobby bar</h2> <p>Some top shelf liquors are not at every bar, and the swim-up bar tends to have the smallest selection of premium brands, according to Tom Carr, CEO of PreferredVacations.com. Head to the lobby bar if you want quality hooch (and less of a hangover) since that's where they want to impress visitors with the best options. (See also: <a href="http://www.wisebread.com/7-ways-your-bartender-is-ripping-you-off?ref=seealso" target="_blank">7 Ways Your Bartender Is Ripping You Off</a>)</p> <h2>11. Look for &quot;Kids Stay Free&quot; offers</h2> <p>Some resorts offer deals like &quot;kids stay free.&quot; For instance, the <a href="https://www.dreamsresorts.com/en_us/home.html" target="_blank">Dreams Resorts &amp; Spas</a>, <a href="http://www.nowresorts.com/" target="_blank">Now Resorts &amp; Spas</a>, and <a href="http://www.sunscaperesorts.com/" target="_blank">Sunscape Resorts &amp; Spas</a> properties offer a Kids Stay Free deal that will save families a bundle. At these resorts in particular (program details will vary at other destinations that offer a &quot;kids stay free&quot; promotion), one kid stays free when staying in the same room as a paying adult. Food and activities also are included. (See also: <a href="http://www.wisebread.com/family-friendly-hotel-and-resort-chains-where-kids-stay-free?ref=seealso" target="_blank">Family-Friendly Hotel and Resort Chains Where Kids Stay Free</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F11-ways-to-get-the-most-value-from-your-all-inclusive-vacation&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F11%2520Ways%2520to%2520Get%2520the%2520Most%2520Value%2520From%2520Your%2520All-Inclusive%2520Vacation.jpg&amp;description=11%20Ways%20to%20Get%20the%20Most%20Value%20From%20Your%20All-Inclusive%20Vacation"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/11%20Ways%20to%20Get%20the%20Most%20Value%20From%20Your%20All-Inclusive%20Vacation.jpg" alt="11 Ways to Get the Most Value From Your All-Inclusive Vacation" width="250" height="374" /></p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/11-ways-to-get-the-most-value-from-your-all-inclusive-vacation">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-have-a-fun-family-road-trip-without-breaking-your-budget">How to Have a Fun Family Road Trip Without Breaking Your Budget</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-affordable-destinations-for-people-who-love-to-fish">8 Affordable Destinations for People Who Love to Fish</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-sure-youre-getting-a-deal-with-groupon-getaway">How to Make Sure You&#039;re Getting a Deal With Groupon Getaway</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-pitfalls-when-chasing-travel-rewards">6 Pitfalls When Chasing Travel Rewards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-retirement-hotspots-that-are-cheaper-now-than-ever-before">9 Retirement Hotspots That Are Cheaper Now Than Ever Before</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Travel all-inclusive package all-inclusive vacation resort saving money travel travel tips vacation tips Thu, 31 Aug 2017 08:30:06 +0000 Mikey Rox 2012511 at http://www.wisebread.com Simplify Your Life With These 27 Monthly Subscription Services http://www.wisebread.com/simplify-your-life-with-these-27-monthly-subscription-services <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/simplify-your-life-with-these-27-monthly-subscription-services" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/yay_i_have_been_counting_the_hours.jpg" alt="Yay, I&#039;ve been counting the hours until my subscription arrives." title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>As TV on-demand services have flourished, all sorts of companies are beginning to offer subscription services to meet a variety of specialized needs. Do you spend way too much on games, books, or music? Do you need a way to get around town, but can't afford a bike? Wardrobe a tad drab? There's a service for each of these.</p> <p>Before we delve into the types of services you might want to check out, it's important to know the difference between subscription boxes and subscription rental services.</p> <p><em>Subscription boxes</em> are a service where you can sign up to pay a flat fee to purchase a variety of items. The items are bulk ordered by the company for cheaper than you can purchase them individually. The boxes are usually themed and the individual items in the boxes are often unknown until the box arrives. (See also: <a href="http://www.wisebread.com/the-10-best-monthly-subscription-box-services?ref=seealso" target="_blank">The 10 Best Monthly Subscription Box Services</a>)</p> <p><em>Subscription rental services </em>are services where the buyer pays a flat fee for access to the service. The main difference between a box and a rental is that the subscription rental doesn't give the individual ownership of any items offered by the plan.</p> <p>Below are 27 types of subscription services you might want to check out.</p> <h2>Games</h2> <p>Gaming, whether it's video games or board games, can be an expensive hobby. Board games can run anywhere from $10 to $100 each. New video games are typically around $60. Game enthusiasts might be able to save money by signing up for a monthly subscription.</p> <h3>1. &amp; 2. PlayStation and Xbox</h3> <p>Both <a href="https://store.playstation.com/#!/en-us/subscriptions/cid=STORE-MSF77008-PS3AOSUBSCRIPTIO" target="_blank">PlayStation</a> and <a href="http://www.xbox.com/en-US/games/xbox-game-pass" target="_blank">Xbox</a> have monthly rental subscription services that grant players access to free games on their consoles for $9.99 each month.</p> <h3>3. OnePlay</h3> <p><a href="http://www.oneplay.com/en/howitworks" target="_blank">OnePlay</a> is a monthly rental subscription service that grants access to 2000+ PC video games for $9.99.</p> <h3>4. GameFly</h3> <p><a href="http://m.gamefly.com/how-it-works" target="_blank">GameFly</a> is a monthly rental subscription service that allows gamers to play one or two games at a time for $15.95 or $22.95, respectively. New games are delivered once the old game or games are returned.</p> <h3>5. &amp; 6. Board Game Bento and Hasbro Gaming Crate</h3> <p><a href="https://boardgamebento.com/" target="_blank">Board Game Bento</a> and <a href="https://www.hasbrogamingcrate.com/webapp/wcs/stores/servlet/homepage?storeId=11751&amp;krypto=v%2FGvwREReXYW3LBBj8K%2BIpLCud0%2F88%2FL%2Be7Dsq5WIZYv934i2e9AjFW2w%2B9F3FCk0VQQI64RrHt%2FhOJn0nAxjvHONnpcz4DV2ehRMOLgCRemTZwhZ0GAi16sy%2FHaUv3CgMXz7lRql9Fz%2FNr7OfrNhHTLS3vn0%2BMiLBFVYiDA4Ss%3D&amp;ddkey=https%3Ahomepage" target="_blank">Hasbro Gaming Crate</a> are subscription boxes that run $50 per month. Board Game Bento, in particular, promises $80 of value in their $50 subscription box. The boxes can be a stellar way to add a variety of games to your collection for a slightly lower price.</p> <h3>7. Board Game eXchange</h3> <p><a href="https://boardgameexchange.com/" target="_blank">Board Game eXchange</a> is a rental subscription service that allows individuals to receive a shipment of rental games every two months. Depending on the subscription, the subscriber will receive two to 12 games in the package.</p> <h3>8. NetMeeples</h3> <p><a href="https://www.netmeeples.com/" target="_blank">NetMeeples</a> is another rental subscription service that ships rented games to subscribers each month. Subscriptions tend to run anywhere from $10 to $50, depending on how many games you want each month.</p> <h2>Books</h2> <p>Reading and listening to books can be a very expensive hobby for avid bookworms. When <a href="http://www.wisebread.com/5-easiest-ways-to-score-free-ebooks" target="_blank">free books</a> won't do, individuals can save money by signing up for a book subscription service.</p> <h3>9. &amp; 10. comiXology and Marvel Unlimited</h3> <p><a href="https://www.comixology.com/unlimited" target="_blank">comiXology</a> and <a href="https://marvel.com/comics/unlimited" target="_blank">Marvel Unlimited</a> are comic book subscription services that allow readers to read hundreds of free comics each month for $5.99 and $9.99, respectively.</p> <h3>11. &amp; 12. Amazon's Kindle Unlimited and Scribd</h3> <p><a href="https://www.amazon.com/Browse-Kindle-Unlimited-Books/b?node=9069934011" target="_blank">Amazon's Kindle Unlimited</a> and <a href="https://www.scribd.com/" target="_blank">Scribd</a> are subscription services that grant access to a library of books and audiobooks for avid readers to enjoy. The books in the services can be a tad limited. This is more of a service that grants access to dozens of slightly less popular titles and older classics with a few gems thrown in occasionally.</p> <h3>13. Other book boxes</h3> <p>You can also find dozens of paper and e-book subscription boxes online. A few paper book subscription boxes to check out include: <a href="https://www.bookofthemonth.com/" target="_blank">Book of the Month</a>, <a href="https://www.owlcrate.com/" target="_blank">OwlCrate</a>, <a href="https://www.powells.com/indiespensable" target="_blank">Powell's Indiespensible</a>.</p> <h2>Movies</h2> <p>Do you desire to go to the movies, but just can't stomach the high price of movie theater tickets? There is a movie pass subscription service that could save avid moviegoers a lot of money.</p> <h3>14. MoviePass</h3> <p><a href="https://www.moviepass.com/" target="_blank">MoviePass</a> allows individuals to pay one flat monthly fee of $9.95 to see a movie at the theater every twenty-four hours. The price of the service differs by location based on the regional cost of tickets.</p> <p>It can lead to a far cheaper movie going experience, but there are a few downsides that might limit the appeal of this service.</p> <ul> <li> <p>You can only see each movie one time.</p> </li> <li> <p>There probably won't be 28 to 30 movies per month that you're dying to see.</p> </li> <li> <p>The service doesn't cover the cost of 3D, Imax, or VIP 21 tickets.</p> </li> </ul> <h2>Transportation</h2> <p>Car or bike ownership can be an expensive investment. Alternate transportation (bus, train, or subway) is not always convenient.</p> <p>Transportation subscription services have cropped up in big cities and have slowly been expanding into less populated regions.</p> <h3>15. Canvas</h3> <p><a href="https://drivecanvas.com/" target="_blank">Canvas</a> is a month-to-month car subscription service available in the San Francisco Bay Area. The service allows individuals to choose a car, a mileage package, and when the vehicle will be delivered to them.</p> <h3>16. FlexDrive</h3> <p><a href="https://flexdrive.com/" target="_blank">FlexDrive</a> is a car subscription service located in Atlanta, Austin, and New Jersey. The service allows individuals to rent a car on a weekly or monthly basis.</p> <h3>17. YOYO</h3> <p><a href="http://joinyoyo.com/" target="_blank">YOYO</a> is another car subscription service located in the San Francisco Bay Area. This particular service has a yearly membership fee and regular payment plans that are based on the type of car selected.</p> <h3>18. CitiBike</h3> <p><a href="https://www.citibikenyc.com/" target="_blank">CitiBike</a> is a New York City-based bike sharing service that allows individuals to sign up for a subscription plan for one-day, three-day, or yearlong service plans. The plans allow members to take out bikes for an unlimited number of 30 or 45-minute rides.</p> <h3>19. Unlimited Biking</h3> <p><a href="https://www.unlimitedbiking.com/" target="_blank">Unlimited Biking</a> is another NYC-based bike subscription service. The service offers plans that allow the rider to take the bike out for one to four hours per day.</p> <h2>Clothing</h2> <p>Dressing fashionably can be expensive. There are dozens of subscription boxes and rental services to help individuals who would like to cultivate a diverse, trendy wardrobe for a fraction of the cost. You'll own every item you decide to keep from these boxes. A few examples of boxes to get you started are <a href="https://www.fivefourclub.com/" target="_blank">Five Four Club</a>, <a href="https://www.stitchfix.com/" target="_blank">Stitch Fix</a>, and <a href="https://www.letote.com/" target="_blank">Le Tote</a>.</p> <p>If you want the ability to really diversify your wardrobe, I'd recommend looking into a clothing rental subscription service. How does it work? The service sends the subscriber a few pieces of clothing and accessories. Once the subscriber is tired of them, they return them, and new pieces are delivered.</p> <h3>20. Parcel22</h3> <p><a href="https://www.parcel22.com/" target="_blank">Parcel22</a>'s subscription allows individuals to 'rent' three garments and two accessories at a time for $49.99 per month.</p> <h3>21. Rent the Runway</h3> <p><a href="https://www.renttherunway.com/" target="_blank">Rent the Runway</a>'s subscription allows individuals to rent three designer garments at a time.</p> <h2>Food</h2> <p>Eating healthy is a time-consuming process. Finding recipes, buying the food, and preparing the meals, can take hours that a lot of us just can't spare. Grocery delivery services and meal prep boxes are one solution to help busy professionals and families eat well without dedicating an exorbitant amount of time to cooking and shopping.</p> <h3>22. AmazonFresh</h3> <p>With this subscription, you'll get free deliveries on <a href="http://fresh.amazon.com" target="_blank">AmazonFresh</a> orders over $50. (Amazon Prime membership is included with this subscription as well.) AmazonFresh offers prices lower than most delivery services and has an unrivaled selection of products. They can even deliver items from local shops and restaurants. (See also: <a href="http://www.wisebread.com/21-fresh-food-delivery-services-that-can-save-you-big?ref=seealso" target="_blank">21 Fresh Food Delivery Services That Can Save You Big</a>)</p> <h3>23. Farm Fresh to You</h3> <p>Get fresh, seasonal and organic products delivered to your doorstep. <a href="http://fxo.co/4XW4" target="_blank">Farm Fresh to You</a> work with local farms and bring you the best of the season's produce. You can customize your box and even pick and choose from specific items if you'd prefer not to be surprised (although that's the most fun). (See also: <a href="http://www.wisebread.com/6-ways-having-your-groceries-delivered-can-save-you-money?ref=seealso" target="_blank">6 Ways Having Your Groceries Delivered Can Save You Money</a>)</p> <h3>24. Crate Chef</h3> <p><a href="https://www.cratechef.com/" target="_blank">Crate Chef</a> is a monthly box of specialized ingredients, cooking tools, and recipes. This service sends out one themed box every month and allows subscribers to skip boxes that they have no interest in.</p> <h3>25. Freshly</h3> <p><a href="https://www.freshly.com/plans" target="_blank">Freshly</a> is a cooked meal subscription that delivers four to 12 fresh meals to your door every week. The service allows individuals to choose between 30 different dishes per week. Vegetarian and vegan options are available.</p> <h3>26. &amp; 27. Hello Fresh and Plated</h3> <p><a href="https://www.hellofresh.com/tasty/" target="_blank">Hello Fresh</a> and <a href="https://www.plated.com/how-it-works" target="_blank">Plated</a> allow individuals to choose meals, receive the ingredients, and recipes in insulated boxes each week. Both services come with easy to follow cooking instructions. Different plans are available based on the number of servings per delivery and the number of recipes delivered per week. (See also: <a href="http://www.wisebread.com/are-meal-prep-subscription-boxes-worth-it?ref=seealso" target="_blank">Are Meal Prep Subscription Boxes Worth It?</a>)</p> <p>Life can be expensive. Dozens of little purchases can easily snowball into a high monthly budget. Netflix-style subscription and rental services can, if chosen carefully, slash your monthly expenses.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fsimplify-your-life-with-these-27-monthly-subscription-services&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FSimplify%2520Your%2520Life%2520With%2520These%252027%2520Monthly%2520Subscription%2520Services.jpg&amp;description=Simplify%20Your%20Life%20With%20These%2027%20Monthly%20Subscription%20Services"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Simplify%20Your%20Life%20With%20These%2027%20Monthly%20Subscription%20Services.jpg" alt="Simplify Your Life With These 27 Monthly Subscription Services" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/samantha-stauf">Samantha Stauf</a> of <a href="http://www.wisebread.com/simplify-your-life-with-these-27-monthly-subscription-services">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-on-12-winter-essentials">How to Save on 12 Winter Essentials</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-cutting-your-losses-can-save-you-more-than-money">How Cutting Your Losses Can Save You More Than Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheat-sheet-retail-markup-on-common-items">Cheat Sheet: Retail Markup on Common Items</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-resistance-bands">The 5 Best Resistance Bands</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-137-ways-to-make-this-the-best-halloween-yet">Flashback Friday: 137 Ways to Make This the Best Halloween Yet</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Shopping monthly box monthly subscriptions netflix shopping tips simplify your life subscriptions Wed, 30 Aug 2017 08:30:10 +0000 Samantha Stauf 2011954 at http://www.wisebread.com How to Legally Sell Your Body for Money http://www.wisebread.com/how-to-legally-sell-your-body-for-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-legally-sell-your-body-for-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/baby_bottle_milk_468060136.jpg" alt="Learning how to sell your body for money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Have you ever been so desperate for cash that you've wished that you could sell a kidney on the black market just to make your financial problems go away? While selling organs is illegal in the United States, (thank goodness) you can still part yourself out for money in less permanent, and dangerous ways.</p> <h2>1. Sell your hair</h2> <p>If you've ever considered channeling your inner Rapunzel and letting your hair work for you, there are a now a number of online specialty markets for human hair. As with any niche product, hair buyers are a picky bunch, so if you want to monetize your crowning glory, you need to grow, wash, cut, and ship your tresses to specification. But be sure to do your research before you chop your mane in exchange for moola. (See also: <a href="http://www.wisebread.com/how-to-sell-your-hair-for-cash?ref=seealso" target="_blank">How to Sell Your Hair for Cash</a>)</p> <h2>2. Sell your cells</h2> <p>The federal government prohibits the use of blood collected from paid donors for transfusions in hospitals. However, you can sell plasma, platelets, or whole blood to pharmaceutical companies and medical researchers.</p> <p>The limits on payment for blood products vary from state to state and from lab to lab. For example, I donate platelets to a university research lab. While this lab is forbidden to pay donors in cash, they will give me $60 in gift cards for movies or groceries, or pay up to $60 of one of my utility bills for each donation.</p> <h2>3. Donate breast milk</h2> <p>Healthy moms can sell their surplus breast milk for an average of $2.50 per ounce. Nursing mothers can use Craigslist to find local breast milk buyers or post free classified ads on sites like <a href="http://www.onlythebreast.com/breast-milk-classifieds/browse-ads/" target="_blank">onlythebreast.com</a> to market their milk or wet nursing services to a national audience. (See also: <a href="http://www.wisebread.com/5-bodily-fluids-you-can-exchange-for-cash?ref=seealso" target="_blank">5 Bodily Fluids You Can Exchange for Cash</a>)</p> <h2>4. Poop for pay</h2> <p>It sounds like a joke, but fecal transplants are real. In fact, 30,000 people die every year from causes related to <em>C. difficile</em> infection. <em>C. diff</em> is the most common hospital-acquired infection in the U.S. Unfortunately, some cases of <em>C. diff </em>bacterium result in repeat infections and are resistant to antibiotics. Fortunately, fecal microbiota transplants made from donor stool have an 90 percent cure rate for the infection.</p> <p>If you live near Medford or Somerville, Massachusetts, can make daily trips to the Open Biome labs, and have a body mass index (BMI) of less than 30, you could make <a href="http://www.openbiome.org/stool-donation/" target="_blank">$40 for every stool</a> you donate.</p> <h2>5. Participate in clinical trials</h2> <p>Robert Rodriguez financed his first film using money that he made by participating in clinical research trials. You can make thousands of dollars by turning yourself into a human lab rat.</p> <p>In addition to cash, if you can <a href="http://www.centerwatch.com/" target="_blank">find a clinical trial</a> that matches up with a personal health problem, you might get the benefit of receiving cutting edge medical assistance for free.</p> <p>The downside of clinical research is obvious: you are part of the experiment, and sometimes experiments fail. New treatments are not always better than existing treatments and can come with unexpected risks or side effects. (See also: <a href="http://www.wisebread.com/making-money-from-clinical-trials-worth-the-risk?ref=seealso" target="_blank">Making Money From Clinical Trials: Worth the Risk?</a>)</p> <h2>6. Donate sperm</h2> <p>In order to be considered as a viable sperm donor, you need to fit some pretty narrow parameters. First, most labs are looking for healthy men between the ages of 18 and 35. If you have ever donated blood, the application is similar. Be prepared to share your most gruesome secrets about your sex life and open up your family's medical history, going back four generations, to intense scrutiny. Something as minor as a food allergy can get you kicked out of the eligible pool of candidates. Also, if you have ever had an STD, even if you are 100 percent cured, you will be disqualified.</p> <p>Another disqualification is no college education. Parents want to give their children a competitive edge in school. Sperm banks will pay extra for donors from Ivy League schools and donors with Doctorate degrees.</p> <p>If you make it through the paperwork, you will be required to show up at your local clinic where you will submit to an HIV test, an in-person interview, and provide a sperm sample. Your sperm sample will then be tested for sperm count and motility (swimming ability). If your sperm makes the cut, you will advance to the next round of testing that includes a renal ultrasound and blood tests for a host of diseases.</p> <p>Admitted donors are then required to supply, in addition to weekly sperm deposits, baby photos, personal essays, and audio interviews to aid future parents in their sperm shopping.</p> <p>While top donors can earn as much as <a href="http://www.spermbank.com/why-donate/sperm-donor-pay" target="_blank">$1,500 per month for their sperm</a>, this is not a way to make quick cash if you are short on rent. All donors are required to sign, at minimum, six-month contracts, and your earnings will be kept in escrow during that time, to ensure that you make weekly deposits.</p> <p>Lastly, as a successful sperm donor, you may end up providing your genetics to dozens of children. If you sign up as an open donor, those children can find out who you are. If you sign up as a closed donor, though, your identity will remain anonymous.</p> <h2>7. Donate eggs</h2> <p>The audition for egg donors is similar to that of sperm donors. In addition to the paperwork, the interviews, and genetic, drug, and STD screenings, egg donors must also submit to a gynecological exam and psychological counseling.</p> <p>Katie, an old co-worker of mine <a href="https://www.centerforhumanreprod.com/egg-donation/egg-donation-fee-compensation/" target="_blank">made $18,000 donating her eggs</a>. She also got the priceless experience of helping another woman experience motherhood. According to her egg donor agency, Katie was the &quot;high demand&quot; egg donor. She looked like a J. Crew model and had been a cheerleader in college. She also had a kid of her own, which means her eggs were viable and her fertility reliable.</p> <p>Because her own pregnancy had been as breezy as a pregnancy could be, Katie figured that egg donation would be a cinch. She quickly learned that you earn every penny as an egg donor. For starters, she had to inject herself twice daily with hormones to convince her body to overproduce eggs. These hormones made her crabby, crampy, and so bloated that people thought she was pregnant. Basically, she felt like she had PMS for two months straight. Also, it took her a week to recover from the egg retrieval procedure, a minor surgery that is done under general anesthesia.</p> <p>Although she ultimately is happy with her choice to donate, Katie cautions potential donors to carefully research the entire egg donation process before they commit. While medical expenses related to the donation cycle are paid by the egg recipient, post-donation complications are not. The donor could be left with expensive medical care. Also, like lottery winnings, the money earned from egg donation counts as miscellaneous income to the IRS and is heavily taxed.</p> <h2 style="text-align: center;">Like the article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" data-pin-save="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fhow-to-legally-sell-your-body-for-money&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FHow%2520to%2520Legally%2520Sell%2520Your%2520Body%2520for%2520Money.jpg&amp;description=How%20to%20Legally%20Sell%20Your%20Body%20for%20Money"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/How%20to%20Legally%20Sell%20Your%20Body%20for%20Money.jpg" alt="How to Legally Sell Your Body for Money" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/max-wong">Max Wong</a> of <a href="http://www.wisebread.com/how-to-legally-sell-your-body-for-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-make-money-on-halloween">15 Ways to Make Money on Halloween</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-easiest-items-to-flip-for-cash">10 Easiest Items to &quot;Flip&quot; for Cash</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-i-make-800-on-month-on-ebay-selling-used-clothes">How I Make $800 on Month on eBay Selling Used Clothes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/make-your-hobby-pay-its-way">Make Your Hobby Pay Its Way</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-you-can-buy-with-5000">What You Can Buy With $5,000</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Lifestyle blood donation bodily fluids egg donation extra cash extra money sell your hair sell your stuff Fri, 25 Aug 2017 09:00:05 +0000 Max Wong 2009951 at http://www.wisebread.com