Cars and Transportation http://www.wisebread.com/taxonomy/term/4812/all en-US Best Money Tips: Cheap Ways to Keep Your Car Cool in Summer http://www.wisebread.com/best-money-tips-cheap-ways-to-keep-your-car-cool-in-summer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-cheap-ways-to-keep-your-car-cool-in-summer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_driving_car_832085296.jpg" alt="Woman finding cheap ways to keep the car cool in summer" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on cheap ways to keep your car running cool in the summer, tips for hosting a guest with dietary restrictions, and ways to make you wedding better for your guests.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.moneytalksnews.com/8-ways-keep-your-car-cool/">8 Cheap Ways to Keep Your Car Running Cool in the Summer Heat</a> &mdash; Your car needs protection from the heat, just like your home does. In fact, driving in an overheated car can cause serious damage that's costly to fix. [Money Talks News]</p> <p><a href="https://theartofsimple.net/dietaryrestrictions/">5 Tips for Hosting a Guest with Dietary Restrictions</a> &mdash; Chances are, you have a friend with some kind of dietary restriction. Hosting them for a meal doesn't have to be a stressful production! Here are a few tips for a fun &mdash; and safe &mdash; dinner party. [The Art of Simple]</p> <p><a href="https://www.popsugar.com/smart-living/How-Have-Fun-Wedding-44812029">10 Things You Can Do to Make Your Wedding Better For Your Guests</a> &mdash; While choosing the venue for your wedding, consider how your guests will get there. A difficult location with limited transport options and a lack of affordable accommodation can put a huge strain on your guests. [PopSugar Smart Living]</p> <p><a href="https://www.frugalrules.com/summer-jobs-for-college-students/">The 7 Best Summer Jobs for College Students</a> &mdash; Summer is a great time for college students to earn some cash and get some work experience, but not all jobs are equal! There are many jobs that there that will allow a student to earn well above minimum wage. [Frugal Rules]</p> <p><a href="https://www.breakthetwitch.com/consumer-culture/">Minimize The Pressure of Consumer Culture</a> &mdash; The pressure to consume comes from everywhere, not just from the companies that profit from your purchases. [Break The Twitch]</p> <h2>Other Essential Reading</h2> <p><a href="https://adventuresfrugalmom.com/key-tips-on-keeping-your-family-safe-when-walking-home-at-night/">Key Tips On Keeping Your Family Safe When Walking Home At Night</a> &mdash; Try to wear bright or reflective clothing at night so drivers have an easier time seeing you. [Adventures of Frugal Mom]</p> <p><a href="http://www.pennilessparenting.com/2018/05/affordable-tricks-for-comfortable-home.html">Affordable Tricks for a Comfortable Home</a> &mdash; You may not have the budget for a complete home renovation, but that doesn't mean you can't enjoy a comfy home. These affordable fixes will perk up your home and make it feel extra cozy. [Penniless Parenting]</p> <p><a href="https://femmefrugality.com/protect-online-finances/">Protect the Way You Access Online Finances</a> &mdash; So much of our information is online these days! Here are a few tips to keep your financials a little more secure. [Femme Frugality]</p> <p><a href="http://missfrugalmommy.com/lifestyle-changes-to-make-your-life-healthier/">Lifestyle Changes to Make Your Life Healthier</a> &mdash; Your health is a crucial ingredient to a happy life. It's never too late to start taking care of your body! [Miss Frugal Mommy]</p> <p><a href="https://www.csmonitor.com/Business/2018/0509/Crowdfunding-loses-luster-as-investment-strategy-for-small-businesses">Crowdfunding loses luster as investment strategy for small businesses</a> &mdash; Crowdfunding was hailed as the future of startups, but two years later they are losing their appeal due to a dearth of small investors and strict regulations eating into funds. [The Christian Science Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-cheap-ways-to-keep-your-car-cool-in-summer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-the-right-rv-and-vehicle-insurance-protects-your-summer-fun">Here&#039;s How the Right RV and Vehicle Insurance Protects Your Summer Fun</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-moves-to-make-when-its-too-hot-to-go-outside">5 Money Moves to Make When It&#039;s Too Hot to Go Outside</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know">17 Things Car Salesmen Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/repair-the-car-or-spend-the-cash">Repair the Car or Spend the Cash?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-cheap-and-easy-homemade-mosquito-repellents">4 Cheap and Easy Homemade Mosquito Repellents</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips summer Mon, 14 May 2018 08:31:14 +0000 Amy Lu 2140619 at http://www.wisebread.com 7 Things That Affect Your Car Insurance Rates http://www.wisebread.com/7-things-that-affect-your-car-insurance-rates <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-things-that-affect-your-car-insurance-rates" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/coins_stack_in_columns_on_saving_book_and_car.jpg" alt="Coins stack in columns on saving book and car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you've ever shopped around for car insurance, there's one thing you may already realize: Calculating rates is not an exact science. This is why you can get relatively different quotes from different insurers. It's also why you should shop around.</p> <p>That said, your rate is also affected by a variety of factors &mdash; some of which you can control, and some of which you can't. You probably already know that factors like your gender, age, and driving record affect your auto insurance rates, so we reached out to a few experts to find out what other, lesser-known factors can affect your premiums. Here are a few.</p> <h2>1. The kind of car you drive</h2> <p>You can probably guess that if you drive a $100,000 sports car, you're going to have very high insurance rates. But there are a lot of other common details about your car that could affect your insurance rates.</p> <p>According to Mark Nicholson, marketing director at auto marketing company Absolute Results Productions Ltd., these include the safety rating of your vehicle, its size and age, and even the likelihood that it might be stolen.</p> <p>&quot;Another factor some providers use is how much horsepower your engine has, because by their logic, it suggests that you're more likely to drive fast and are at greater risk of getting into an accident,&quot; Nicholson says.</p> <p>This is why when you're buying a new car, it's a good idea to call for insurance quotes <em>before </em>you actually make your final purchase decision. If the new car you choose is considerably faster or sportier than the one you're driving now, that'll be reflected in a higher insurance rate.</p> <p>For example, if you're considering a 4x4 SUV, you need to consider that a factor as well.</p> <p>&quot;Even if 90 percent of 4x4 SUVs will never be driven off-road, the insurance company will assume you'll want to take the occasional trek up a mountainside or fly down that dirt path through the woods. That's a higher risk, and you'll pay more for it,&quot; says Chris Burdick of Automoblog.net.</p> <p>Even if you opt for a super-practical family sedan, you still might get stuck with high insurance premiums.</p> <p>&quot;You'd think that the more common the car, the less insurance will be, but that's not always the case,&quot; Burdick says. &quot;For example, if you own a Honda Accord, it's considered to be one of the most stolen cars in the U.S. Same with the Honda Civic, Nissan Altima, Chevy Impala, and Toyota Camry. If you own a car that's stolen frequently, your insurance company will find that to be a higher risk and your insurance rates will go up accordingly.&quot;</p> <p>Bottom line? Talk to your insurance company <em>before</em> you choose a new car to ensure that insurance rates for the vehicle you're considering are in line with what you're willing or able to pay. (See also: <a href="http://www.wisebread.com/heres-how-a-claim-will-impact-your-car-insurance?ref=seealso" target="_blank">Here's How a Claim Will Impact Your Car Insurance</a>)</p> <h2>2. Poor credit</h2> <p>Yup, they're watching you. In fact, your insurance company probably uses quite a few facts about you &mdash; both basic and personal &mdash; to calculate your car insurance rate. Some of the most common factors that will count against you and raise your rate include being under 25, being male, and having a poor credit score.</p> <p>&quot;We can see a difference in rate of 100 percent or more in premium increase for someone with poor credit,&quot; says Joe Espenschied, agency principal and owner at Insurance Brokers Group. &quot;When we have a quote for someone with a clean driving history &mdash; but a very high insurance premium &mdash; it's due to credit.&quot;</p> <p>At least credit (unlike age and gender) is a factor you can control. But there are other interesting details about your life that could impact your premium, too.</p> <h2>3. Homeowner status</h2> <p>Sophia Borghese, a consultant for Superior Honda in Louisiana, says that being a homeowner can impact your insurance rate, much like your credit score.</p> <p>&quot;Homeowners are lucky. It's thought that they do not have as many financial issues as renters. Because of this, insurance companies trust and reward them by not giving them the burden of high rates,&quot; Borghese says.</p> <h2>4. Marital status</h2> <p>Another personal detail many insurers consider is your marital status. Some insurers see married drivers as being more responsible than single ones. In fact, a 2004 study by the National Institutes of Health and reported on by DMV.org found that singles were twice as likely as married people to get into automobile accidents.</p> <p>&quot;The amount by which your rates drop can vary greatly based on your other circumstances, although men's rates tend to drop more than women's when they get married,&quot; says Steve Pritchard, founder of insurance comparison site Cuuver. &quot;However, those who have a driving history free of accidents, and a clean driving record before getting married, could see their rates reduced by almost half of what they were paying before they tied the knot.&quot;</p> <h2>5. Your career</h2> <p>There's one more personal wild-card that could have an impact on your premium: your job. According to The Zebra's 2018 State of Auto Insurance Report, drivers with full-time jobs will save about $30 on car insurance over those who are unemployed, while active duty military and veterans will get a discount of about $50 over civilians. If you use your vehicle for work, you can also expect to see your rates go up.</p> <h2>6. How and where you drive</h2> <p>We all know that our driving records affect our insurance rates, but there are lots of other components of how and where you drive that can affect premiums as well.</p> <p>The distance of your commute to work can affect your premium. After all, if you're on the road longer, you're considered higher risk. (Which is why you should definitely inform your insurance provider whenever your commute changes.)</p> <p>Where you live and drive is also scored according to cases of vandalism, the number of claims and fraudulent claims in that area, cases of vehicle theft, and the occurrence of damaging weather, such as flooding or hurricanes.</p> <p>But insurance providers are also moving beyond statistics and data about your past behavior to provide insurance based on how you are <em>actually </em>driving day to day. This involves installing what's called a usage-based insurance device into your car, which tracks your driving behavior.</p> <p>&quot;If you practice safe driving habits, don't frequently drive between 12:00 and 2 a.m., or use lots of high-traffic routes, you could qualify for up to a 30 percent decrease in insurance rates,&quot; says Anna Drake, the insurance producer at Insurance Shop LLC. Of course, if your driving habits are less than stellar, this type of policy could also drive your rates upward.</p> <h2>7. And then there's the &quot;secret sauce&quot;</h2> <p>While most insurance companies use some combination of the same or similar factors to calculate your insurance rate, there's no standard calculation.</p> <p>&quot;Each company compiles its own factors to find its own 'secret sauce' or 'ideal insured.' When the individual hits a company's sweet spot, it will reflect in pricing and coverage,&quot; says Janine Fixmer, an independent insurance agent at Agency Insurance LLC.</p> <p>This why it's so important to shop around for the best rate and coverage, and to try to keep a handle on the factors insurance companies consider that you can control &mdash; such as your driving record, credit score, and the type of vehicle you choose to drive. (See also: <a href="http://www.wisebread.com/6-mistakes-to-avoid-when-shopping-for-car-insurance?ref=seealso" target="_blank">6 Mistakes to Avoid When Shopping for Car Insurance</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F7-things-that-affect-your-car-insurance-rates&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F7%2520Things%2520That%2520Affect%2520Your%2520Car%2520Insurance%2520Rates.jpg&amp;description=7%20Things%20That%20Affect%20Your%20Car%20Insurance%20Rates"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/7%20Things%20That%20Affect%20Your%20Car%20Insurance%20Rates.jpg" alt="7 Things That Affect Your Car Insurance Rates" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tara-struyk">Tara Struyk</a> of <a href="http://www.wisebread.com/7-things-that-affect-your-car-insurance-rates">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-pay-as-you-drive-auto-insurance-worth-it">Is Pay-As-You-Drive Auto Insurance Worth It?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/repair-the-car-or-spend-the-cash">Repair the Car or Spend the Cash?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">What Kind of Auto Insurance Do Uber Drivers Need?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-car-was-recalled-now-what">Your Car Was Recalled. Now What?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-things-you-should-know-about-rental-car-insurance">3 Things You Should Know About Rental Car Insurance</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Insurance car insurance career credit score driving homeownership marital status premiums vehicles Thu, 10 May 2018 08:30:16 +0000 Tara Struyk 2136558 at http://www.wisebread.com 5 Ways to Get Out of a Car Lease Early http://www.wisebread.com/5-ways-to-get-out-of-a-car-lease-early <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-to-get-out-of-a-car-lease-early" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/miniature_car_on_money_coin_stack_growth_with_clock.jpg" alt="Miniature car on money coin stack growth with clock" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Leasing a vehicle is still a popular way to finance a new car. According to Experian, nearly 30 percent of all new vehicles were leased rather than purchased during the fourth quarter of 2017. Leasing comes with some initial perks; you can often get a much nicer car than you could afford buying outright, and it's a tempting option to trade in for a newer model every few years. But the payments and restrictions of a lease can quickly get old.</p> <p>Whether you are sick of your current vehicle, or can't afford your lease payments any longer, getting out of a car lease can be tricky. However, you do have a few options when it comes to freeing yourself from a car lease that is no longer meeting your needs. (See also: <a href="http://www.wisebread.com/what-you-need-to-know-before-leasing-a-car?ref=seealso" target="_blank">What You Need to Know Before Leasing a Car</a>)</p> <h2>1. Transfer your lease</h2> <p>Easily the most convenient of your options, transferring your car lease is the most popular way out of it. Many dealerships will work with you to get you in a new car. They might buy out your old lease so you can open up a new one with them. If you stick with the same car manufacturer, you're more likely to be able to transfer your lease to a new vehicle.</p> <h2>2. Swap your lease</h2> <p>Some auto manufacturers allow you to swap your lease with another individual. However, you should know that the lease transfer doesn't necessarily remove you from being the responsible party. Should the person who takes over your lease stop making payments, you may still be on the hook for the missed payments. Make sure to carefully look over the terms and agreement before you finalize the transfer.</p> <p>Additionally, you may be required to make some concessions that lowers the monthly payment for the person who takes over your lease. These payments are usually one-time and range from $500 to $5,000. To learn more, check out a lease swapping site like <a href="http://www.leasetrader.com/lease-out/?gclid=CjwKCAjwypjVBRANEiwAJAxlIgCXP12cyGsWCekm3Dwd-sQaPMvbRrQdGaFBZ5SW2lu-15ggS8nWWRoCINYQAvD_BwE" target="_blank">LeaseTrader</a> or <a href="https://www.swapalease.com/exit-lease/lp.aspx?gclid=CjwKCAjwypjVBRANEiwAJAxlIhGo8Qxp4_QwamZMBLX3Bj-23Xc7jxYoNMERw2UDYWDZ8CJ-zlXl0BoCioEQAvD_BwE" target="_blank">Swap A Lease</a>.</p> <h2>3. Pay the penalty to return the car early</h2> <p>In nearly all auto leases, you have the option of being released from the contract if you pay a penalty fee. It can be expensive and paying the penalty isn't ideal, but if you're determined to get a new car or get out of the lease, paying it might be worthwhile.</p> <p>Generally, you will need to pay some kind of termination fee in addition to the remaining depreciated value on the car. Keep in mind that the depreciated value can be a lot of money in the end.</p> <h2>4. Trade or sell the vehicle</h2> <p>Many people don't realize that they can, in fact, buy the car out of their contract and sell it independently. This approach may be a far better option than paying a penalty to get out of the contract.</p> <p>However, buying the car out of your contract can take a bit more elbow grease on your behalf. First you need to contact the leasing company &mdash; not the car dealership &mdash; and find out how much it costs to buy out your contract.</p> <p>Once you have this number, you will have to pay an early termination fee. That fee can be in the neighborhood of $200 to $500 in addition to the buyout amount. The buyout amount will generally be less than current market value &mdash; but not always. You are more likely to come out ahead if you put a large down payment on your car at the onset of the lease.</p> <p>Once you own the car, you are free to do whatever you like with it &mdash; include sell it. This is a great option if you're sure you can sell the car easily. (See also: <a href="http://www.wisebread.com/should-you-buy-your-leased-car?ref=seealso" target="_blank">Should You Buy Your Leased Car?</a>)</p> <h2>5. Contact the leasing company</h2> <p>If you experience a financial hardship and cannot afford your payments, you may want to consider contacting your leasing company directly.</p> <p>Depending on your leasing company and your contract, you may be able to work out a temporary alternative payment plan. You could get a lower payment for a few months or even postpone your payments altogether. You'll pay more in interest over time, but it can give you a little more breathing room in your budget while you get back on your feet.</p> <p>Before you look into options for getting out of your car's lease, it is important to review the terms of your contract so you understand exactly what your options are. Before falling behind on your payments or taking any drastic action, contact your leasing company directly to see what you can do with your car.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-ways-to-get-out-of-a-car-lease-early&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%2520Ways%2520to%2520Get%2520Out%2520of%2520a%2520Car%2520Lease%2520Early.jpg&amp;description=5%20Ways%20to%20Get%20Out%20of%20a%20Car%20Lease%20Early"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Ways%20to%20Get%20Out%20of%20a%20Car%20Lease%20Early.jpg" alt="5 Ways to Get Out of a Car Lease Early" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kat-tretina">Kat Tretina</a> of <a href="http://www.wisebread.com/5-ways-to-get-out-of-a-car-lease-early">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-you-need-to-know-before-leasing-a-car">What You Need to Know Before Leasing a Car</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-calculate-your-new-car-budget">7 Easy Ways to Calculate Your New Car Budget</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-you-buy-a-car-with-a-credit-card">Should You Buy a Car With a Credit Card?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-you-hire-a-broker-to-buy-a-car">Should You Hire a Broker to Buy a Car?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-times-you-can-score-a-great-deal-on-a-new-car">5 Times You Can Score a Great Deal on a New Car</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation breaking a lease contracts leasing new car selling a car swapping transfering vehicles Thu, 12 Apr 2018 09:00:06 +0000 Kat Tretina 2125053 at http://www.wisebread.com The Biggest Ways You're Wasting Money at the Pump http://www.wisebread.com/the-biggest-ways-youre-wasting-money-at-the-pump <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-biggest-ways-youre-wasting-money-at-the-pump" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/pretty_young_woman_refuel_the_car.jpg" alt="Pretty young woman refuel the car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Ever feel conflicted at the pump when you need to choose between premium gas and standard grade? Consumers as a whole have been led to believe that items with the &quot;premium&quot; name tag are worth the money &mdash; and can even save us money long-term. However, this is not true when it comes to premium gas.</p> <p>A recent AAA report found that the higher cost of premium gas offers little to no benefit for vehicles that are recommended, but not required, to use the fuel. The same goes for cars that do not recommend nor require the higher octane gasoline. According to the report, over 1.5 million new cars sold last year came with the recommendation to use higher octane gas, but it was not required for car functionality. So, unless your car requires the premium stuff, you're better off skipping it.</p> <p>If you are in the market for a new vehicle, consider choosing a car that does not require premium gas. Driving a car that needs premium fuel will cost you about 20 to 25 percent more at the pump, which translates to about 50 cents a gallon. For a 15-gallon car, that can tack on an additional $7.50 per fill up. (See also: <a href="http://www.wisebread.com/7-ways-youre-wasting-gas-without-realizing-it?ref=seealso" target="_blank">7 Ways You're Wasting Gas Without Realizing It</a>)</p> <p>Here are other ways drivers are wasting money at the pump.</p> <h2>Not shopping around</h2> <p>Many times, drivers will pay more for gas due to poor planning. You are desperate to find the closest gas station before you run on empty, and you don't care if you have to pay more. If this describes you, stop living this way. Not only are you slowly draining your budget, but you put yourself at risk if an emergency were to happen.</p> <p>Once your tank hits the halfway mark, use an app like GasBuddy to find the cheapest gas in your area. Plan to stop when you are near that station for another errand. When you find a good deal on gas, fill up the tank.</p> <h2>Not paying the right way</h2> <p>There are really only two options that are beneficial to your finances when it comes to paying for gas. The first option is to pay with cash. Some gas stations will offer a small discount per gallon if you pay with cash over plastic. The other option is to purchase gas with a credit card that offers <a href="http://www.wisebread.com/5-best-gas-rewards-credit-cards?ref=internal" target="_blank">rewards or cash back for gas</a>. Make sure you're able to pay your credit card bill in full each month to truly benefit from the rewards.</p> <p>Using your debit card at the pump doesn't benefit your bank account, and it can also put you at risk. Skimmers and card fraud are increasingly common at gas stations. If you pay with a credit card, it is easier to stop fraudulent charges, and your personal bank account will not be in limbo as the bank sorts out the mess.</p> <h2>Not keeping your car well maintained</h2> <p>Several small factors can add up to wasted money at the gas pump. For example, poorly inflated tires and dirty air filters can make your vehicle work harder than it needs to. This translates to more gas wasted on the road.</p> <p>Similarly, the heavier your car is, the more gas you will burn. Having a little extra junk in the trunk isn't going to throw off your gas budget, but if you regularly keep heavy equipment or tools in the back of your vehicle, consider lightening the load on days you don't need the items.</p> <h2>Not driving smarter</h2> <p>It seems like common knowledge that a steady driving speed is better for your gas tank than overly accelerating or braking your car. However, each time I drive into Los Angeles, I am amazed by how many drivers accelerate for extended periods of time, brake hard for no reason, or drive over 90 MPH.</p> <p>Driving at a slower, steadier pace will extend your time between gas fuel ups and keep you away from pricey speeding tickets. For longer commutes, plan your trip so you can avoid heavy times of traffic.</p> <p>Using these tips can save you as much as $10 to $20 per fuel up, which adds up quickly. Wouldn't you rather spend that money on something fun than at the pump?</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-biggest-ways-youre-wasting-money-at-the-pump&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThe%2520Biggest%2520Ways%2520You%2527re%2520Wasting%2520Money%2520at%2520the%2520Pump.jpg&amp;description=The%20Biggest%20Ways%20You're%20Wasting%20Money%20at%20the%20Pump"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/The%20Biggest%20Ways%20You%27re%20Wasting%20Money%20at%20the%20Pump.jpg" alt="The Biggest Ways You're Wasting Money at the Pump" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/the-biggest-ways-youre-wasting-money-at-the-pump">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-cheap-ways-to-save-money-on-gas">8 Cheap Ways to Save Money on Gas</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/it-bear-repeating-driving-slower-saves-you-money">It Bears Repeating - Driving Slower Saves Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-rich-youd-be-if-you-stopped-driving">Here&#039;s How Rich You&#039;d Be If You Stopped Driving</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fill-your-tank">Fill your tank</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-bank-of-gasoline-0">The Bank of Gasoline</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation cash back driving gas gasoline premium gas price comparisons rewards traffic trip planning Tue, 27 Mar 2018 10:00:06 +0000 Ashley Eneriz 2117453 at http://www.wisebread.com 10 Ways Driverless Cars Could Impact Your Wallet http://www.wisebread.com/10-ways-driverless-cars-could-impact-your-wallet <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-ways-driverless-cars-could-impact-your-wallet" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_woman_riding_autonomous_car.jpg" alt="Young woman riding autonomous car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You hear a lot about driverless cars these days, but the truth is, they have a lot of hurdles to overcome before one will be rolling up to your front door to pick you up. One hurdle is public opinion, with a AAA survey showing that 68 percent of baby boomers and even 49 percent of millennials are scared to ride in one.</p> <p>That fear is rational enough, considering that the vehicles currently being tested still have trouble handling unexpected conditions, such as snow-covered roads. There are also ethical dilemmas, such as how the piloting software should choose between injuring the driver and injuring a pedestrian. And as with most new technologies, privacy could also be a real issue.</p> <p>Despite all those challenges, self-driving cars are coming. Research firm IHS Automotive has predicted that there will be as many as 54 million of them on U.S. roads by 2035. When that happens, will you be better or worse off financially? There are a lot of ways that driverless cars could affect your bottom line.</p> <h2>1. You will spend less on insurance</h2> <p>Once all cars on the road are driverless, car accidents are expected to decline &mdash; in fact, consulting firm KPMG predicts a 90 percent reduction in crashes by 2050. And any accidents that happen would be the fault of malfunctioning hardware, not user error &mdash; and therefore the manufacturer's responsibility. KPMG predicts these changes will shrink the auto insurance sector by 71 percent. Even in the short term, while people are still buying auto insurance, they are likely to reduce or drop their liability coverage as the liability shifts to the manufacturer.</p> <h2>2. Early models will be expensive</h2> <p>The first cars to be autonomous will likely be high-end brands, such as Ferrari, Audi, and of course, Tesla. That adds quite a bit of sticker shock on its own. On top of that, the self-driving technology is expected to add between $7,000 and $10,000 to a car's price in 2025; by 2035, the differential will shrink to $3,000, IHS Automotive predicts.</p> <h2>3. Expensive drunken driving convictions could be a thing of the past</h2> <p>The gravest costs of drunken driving are human lives: Over 10,000 people die every year because someone got behind the wheel intoxicated, according to the Centers for Disease Control and Prevention. But there are also steep financial costs, even if you don't get into a crash. A national survey by Nolo put the average cost of a first-time DUI arrest at $6,500 to cover costs such as the ticket, towing, bail, attorney, increase in insurance rates, and other expenses. That doesn't include lost wages, which can amount to thousands more.</p> <p>Once fully self-driving cars are safe and legal, owning one would be one way to avoid ever driving drunk. But even before mass adoption, on-demand self-driving vehicles might become a popular and affordable way to get home from the bars. Best of all, no Lyft driver will have to listen to your long-winded drunken stories.</p> <p>Other tickets for moving violations, such as speeding or blowing a red light, could also become a thing of the past and save you hundreds (especially if you have a lead foot).</p> <h2>4. Jobs will be lost</h2> <p>The drunken driving scenario above might be great for people who need sober rides, but not so great for those who make a living driving people home from bars.</p> <p>Taxi and ride-share drivers wouldn't be the only workers impacted. The 2017 launch of Uber Freight was a warning shot for truck drivers. Goldman Sachs estimates that, 25 years from now, automation could eliminate 300,000 trucking jobs a year.</p> <h2>5. Cities could save money on transport for the disabled</h2> <p>While the cost of owning an autonomous vehicle may be prohibitive for most disabled people at first, the technology could be a boon for cities that must provide paratransit services under the American Disabilities Act.</p> <p>In many cities, these services are inefficiently run. New York, for example, spends an average $71 per trip transporting elderly and disabled people who can't ride the subway or public buses; studies estimate that this system is wasting up to $100 million a year. If cities invest in driverless vans and cars to pick up those passengers who don't need human assistance, it could save millions. That could possibly lead to lower taxes or subway fares for other citizens.</p> <p>Disabled people who can afford it will probably be early adopters of privately-owned driverless cars as well. They might not even be more expensive than the current options, since converted vehicles with hands-only controls and other accessible features, for instance, can cost more than $50,000.</p> <h2>6. You might earn more through higher productivity</h2> <p>Since Americans spend 75 billion hours a year driving, just imagine how much more you could get done if you could work while your car drives you around.</p> <p>Morgan Stanley predicts driverless cars could result in more than $500 billion in U.S. productivity gains. Whether you personally or your employer will enjoy the bulk of those gains depends on how things play out. If you are self employed, you could really unlock earnings potential.</p> <p>If you don't want to spend your commute working, that's fine too. You'll have more time to catch up on a good book or even a nap.</p> <h2>7. You may buy fewer cars</h2> <p>A 2015 University of Michigan study suggests that autonomous vehicles could decrease car ownership by 43 percent, from 2.1 to 1.2 vehicles per household. The theory is that an autonomous vehicle could drop off one family member, and return home empty to be ready to transport others, instead of sitting idle in office parking lots.</p> <p>Another way that self-driving cars might reduce ownership is through growth in ride-hailing services. Already, younger adults are more likely to feel they don't need a car because they can always get an Uber. If technology makes those services cheaper and more ubiquitous, that sentiment is sure to grow.</p> <p>Avoiding a vehicle purchase would save the average family more than $8,000 a year, according to AAA's total cost of ownership figures.</p> <h2>9. You'll probably save on parking</h2> <p>Whether your car drops you off and returns to your home garage, or you rely on automated shared vehicles, you likely won't have to waste time and money on parking any more. Imagine never having to feed a meter, pay a parking ticket or a towing fee, or circle endlessly looking for a spot.</p> <p>The average American wastes $345 a year in fuel costs, lost time, and emissions just looking for parking, according to INRIX Research.</p> <h2>10. You could save on baby-sitting</h2> <p>Many parents of young teens who could safely stay home alone end up hiring sitters just to pick them up from school, drive them to soccer practice, etc. If these kids could hop into a self-driving car instead, many families could drop their after-school sitter and save hundreds of dollars a week.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F10-ways-driverless-cars-could-impact-your-wallet&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F10%2520Ways%2520Driverless%2520Cars%2520Could%2520Impact%2520Your%2520Wallet.jpg&amp;description=10%20Ways%20Driverless%20Cars%20Could%20Impact%20Your%20Wallet"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/10%20Ways%20Driverless%20Cars%20Could%20Impact%20Your%20Wallet.jpg" alt="10 Ways Driverless Cars Could Impact Your Wallet" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/10-ways-driverless-cars-could-impact-your-wallet">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-a-claim-will-impact-your-car-insurance">Here&#039;s How a Claim Will Impact Your Car Insurance</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-11-best-parking-apps-for-your-city">The 11 Best Parking Apps for Your City</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">What Kind of Auto Insurance Do Uber Drivers Need?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-steps-you-must-take-if-youve-been-in-a-car-accident">10 Steps You Must Take If You&#039;ve Been in a Car Accident</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-jobs-that-robots-cant-do-yet">10 Jobs That Robots Can&#039;t Do, Yet</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Technology accidents auto insurance autonomous vehicles driverless cars jobs tesla Mon, 05 Mar 2018 09:30:10 +0000 Carrie Kirby 2110679 at http://www.wisebread.com Your Car Was Recalled. Now What? http://www.wisebread.com/your-car-was-recalled-now-what <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/your-car-was-recalled-now-what" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/car_shaped_note_on_cork_notice_board.jpg" alt="Car shaped Note on cork notice board" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you feel like you hear about car recalls constantly, you're right. In 2016, there were almost 53 million recalls, according to Roadshow by CNET. And although we're only just into 2018, Cars.com reports some 50 million Takata air bag inflaters are currently under recall. With car parts constantly being tested and updated, you're bound to get a recall letter yourself at some point. But what should you do when you are on the recall list? (See also: <a href="http://www.wisebread.com/bookmark-this-save-money-with-an-easy-to-follow-car-maintenance-checklist?ref=seealso" target="_blank">Bookmark This: Save Money With an Easy to Follow Car Maintenance Checklist</a>)</p> <h2>First, there's no need to panic</h2> <p>You're driving along in your car, maybe getting groceries or picking the kids up from school, when you hear the news on the radio &mdash; XYZ automaker is recalling four million cars. You have that car, and it's only natural that it scares you a little. After all, your car is not only your primary means of transportation, but if something is wrong with it, could your life be in danger? Fortunately, probably not.</p> <p>Most recalls are minor, and have very little impact on the way the vehicle operates. If it's a voluntary recall from the manufacturer, it's likely not a big issue. If the NHTSA (National Highway Traffic Safety Administration) gets involved, it could be more serious. And although a recall is only issued when it is a safety hazard, those risks can be very small.</p> <h2>Find out exactly what kind of recall has been issued</h2> <p>As soon as you get the chance, call your local dealership or check the internet and find out what kind of recall has been put in place. It could be something as simple as a software update. Maybe one particular part has broken on some models, and the manufacturer is replacing them all as a precaution (most err on the side of extreme caution rather than risk a lawsuit).</p> <p>You should have also received a letter or email from the manufacturer, and you can verify your issue by typing in your VIN (it's on the driver's side dashboard) to a site like <a href="https://www.nhtsa.gov/recalls" target="_blank">NHTSA.gov</a>, <a href="https://www-odi.nhtsa.dot.gov/owners/SearchSafetyIssues" target="_blank">Safecar.gov</a>, or <a href="https://www.cars.com/recalls/" target="_blank">Cars.com</a>.</p> <h2>Read what's detailed in the recall notice</h2> <p>The chances are that you'll be notified about the recall in several ways, including local and national news reports, a call from the dealership, email, and a physical letter. The letter and email will highlight several factors about the recall, and will include:</p> <ul> <li> <p>a complete description of the defect or issue.</p> </li> <li> <p>what you should look for to see if your car is already experiencing issues.</p> </li> <li> <p>the dangers the defect presents.</p> </li> <li> <p>what the manufacturer will do to resolve the problem.</p> </li> <li> <p>how long you can expect the repair to take.</p> </li> <li> <p>the name and address of the nearest approved repair facility.</p> </li> <li> <p>contact information should you have additional questions.</p> </li> </ul> <h2>Find out if the recall is covered by the warranty or manufacturer</h2> <p>A lot of people assume that the recall is covered. After all, the manufacturer made the mistake, so shouldn't they pay for the repair or replacement? Timing is a big factor in the answer to that question. As DMV.org points out, there is a 10-year window for recalls. That means 10 years from the original purchase date of the new car, not 10 years from the day you bought it. So if you bought it used when it was 11 years old, you're not within the recall window.</p> <p>If you aren't covered, you have to weigh the time and expense of the repair against the seriousness of the issue. For example, if it's a faulty wiper blade motor and it hasn't failed you yet, maybe wait until it starts giving you issues. A recall doesn't mean the part is guaranteed to break.</p> <h2>Make an appointment with an approved garage</h2> <p>If the recall affects only a small percentage of cars, you likely won't have an issue finding an appointment time. In many instances, active recalls are checked when you bring your car in for an oil change or tire rotation, and can often be repaired during that appointment.</p> <p>However, if it's a large recall, or requires a specific part, call ahead and make an appointment for that specific issue to be repaired. This will give the service manager time to order the parts needed to complete the recall. While the majority of recalls can be dealt with quickly, some can have the local garages backed up for months. Hopefully, you can still drive the car safely until then.</p> <h2>If the car is unsafe to drive, make arrangements until it is repaired</h2> <p>Most of the time, the recall isn't going to make the car undrivable or unsafe. However, if the issue poses a serious risk to you and your family, are you really expected to drive it until the repair can happen? In some instances, the waiting list is long. What do you do for transportation?</p> <p>In some cases, the auto manufacturer may offer to pay for a rental vehicle to customers affected by the recall. However, this varies from case to case, and in some instances it's possible you will have to cover the cost of a substitute vehicle while your recalled car is waiting for repairs.</p> <h2>Stay vigilant</h2> <p>Drive the car and see if everything feels the same as it did before you took it in to be repaired. If you have issues, or something else has come up that wasn't there before the recall, contact the repair facility and voice your concerns.</p> <p>Even if everything turns out great, that does not mean you are free and clear forever. There may be other recalls issued during the time you own the car, and you should make a point to check in with the NHTSA periodically to ensure your car is not part of a different recall. Parts fail. Problems happen. Be vigilant.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fyour-car-was-recalled-now-what&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FYour%2520Car%2520Was%2520Recalled.%2520Now%2520What_.jpg&amp;description=Your%20Car%20Was%20Recalled.%20Now%20What%3F"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/Your%20Car%20Was%20Recalled.%20Now%20What_.jpg" alt="Your Car Was Recalled. Now What?" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/your-car-was-recalled-now-what">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buying-a-rental-car-heres-what-you-need-to-know">Buying a Rental Car? Here&#039;s What You Need to Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-easy-diy-car-repairs-to-save-big">8 Easy DIY Car Repairs to Save Big</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-smart-ways-to-boost-your-gas-mileage">11 Smart Ways to Boost Your Gas Mileage</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-hidden-costs-of-a-luxury-car">4 Hidden Costs of a Luxury Car</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-red-flags-to-look-out-for-when-renting-your-first-apartment">10 Red Flags to Look Out for When Renting Your First Apartment</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation auto manufacturers driving maintenance recalls rental cars repairs safety vehicles Thu, 22 Feb 2018 09:30:05 +0000 Paul Michael 2105358 at http://www.wisebread.com What Kind of Auto Insurance Do Uber Drivers Need? http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-kind-of-auto-insurance-do-uber-drivers-need" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young_man_using_car_pooling_service.jpg" alt="Young man using carpooled service" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you're scheming up a way to make extra money this year, it's likely you've considered <a href="http://www.wisebread.com/how-to-earn-extra-money-driving-for-uber-or-lyft?ref=internal" target="_blank">driving for Uber or Lyft</a>. There are few requirements to get in the door, after all, and you can work your own schedule. If you're over the age of 21, have a newer car, and have a clean driving record, you can apply to become a driver for Uber or Lyft and get started fairly quickly. (See also: <a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver?ref=seealso" target="_blank">How to Get a High Rating and Make More Money as an Uber Driver</a>)</p> <p>But that doesn't mean this side hustle comes without risks. Unlike other avenues to earning extra money, like freelance writing or picking up a traditional part-time job, driving people around in your car comes with real-life financial implications if you get into a crash.</p> <p>So what type of insurance do you need to drive for Uber or Lyft? Generally speaking, your personal auto insurance policy won't cover you if you get into an accident while you're driving for Uber or Lyft. In fact, your auto insurer may be inclined to drop you from your policy if they find you haven't disclosed that you're driving for a ride-share service, notes NerdWallet.</p> <h2>Uber and Lyft offer drivers some coverage</h2> <p>Ride-share companies have initiated their own forms of insurance to cover drivers when their personal policies fail to provide coverage. That means it's secondary coverage &mdash; you'll first have to file a claim with your own insurance. And Uber's insurance comes with a $1,000 deductible, while Lyft's deductible is $2,500. But it's better than nothing.</p> <p>Coverage levels depend on where you are in the ride-sharing process. If you drive for Uber, for example, you have different levels of coverage when you're waiting for a call, when you're on your way to pick up a rider, and when you have a rider in your automobile.</p> <h2>While you're waiting for a request</h2> <p>When your app is turned on and you're waiting for a ride request, you are covered by Uber for your liability to a third party if you're in an accident and at fault. Coverage is at least $50,000 in injury liability per person with $100,000 in total liability per accident. You also get $25,000 in property damage liability per accident, notes Uber. This does not include comprehensive/collision coverage or coverage for damages caused by uninsured motorists, however.</p> <h3>When you're on your way to pick up a rider</h3> <p>At this point, notes Uber, you're covered for three things: your liability to a third party for damages or injuries up to $1 million, any injuries caused by an underinsured/uninsured motorist, and collision and comprehensive coverage if you also have this coverage on your personal auto insurance policy.</p> <p>Underinsured and uninsured motorist bodily injury coverage covers &quot;any occupant of your vehicle in case of an accident where another party is at fault but does not have insurance or is underinsured,&quot; notes Uber. Hit and run accidents are also covered, and the total amount of coverage for bodily injury is once again set at $1 million.</p> <p>The collision and comprehensive coverage offered during this period kicks in whether an accident is your fault or not and is limited to the cash value of your vehicle. A $1,000 deductible comes into play if you plan to use this coverage.</p> <h3>When a rider is in your car</h3> <p>You have the same type of coverage when carrying a passenger as you do when you're on your way to pick them up. In addition, however, the rider in your car is also covered.</p> <p>Of course, when you're not driving for Uber and you're using your car for personal use, none of this coverage comes into play. During these times, you'll rely on your personal auto insurance policy for coverage in the event of an accident or injury.</p> <p><a href="https://help.lyft.com/hc/en-us/articles/213584308-Insurance-Policy" target="_blank">Lyft liability coverage</a> works similarly in that it's offered in different tiers based on where you are in the ride-share process. Coverage limits vary slightly, however, as do the types of coverage offered. Make sure you understand what your ride-share company's insurance policy offers and applicable coverage limits before you rely on it to cover your ride-share driving business.</p> <h2>Ride-share or commercial insurance</h2> <p>There are times during the ride-sharing process when your company's insurance may not be enough. For instance, Uber's insurance does not include comprehensive/collision coverage or coverage for damages caused by uninsured motorists while you're waiting for a ride request. You may also decide you want higher coverage limits than your company offers.</p> <p>In those cases, consider buying separate insurance to fill in your coverage gaps. Insurance companies such as Allstate, Farmers, and Geico have begun offering individual ride-share policies that cover drivers for services such as Uber or Lyft while they're on the job, but these policies aren't available in all states. If you can't buy ride-share insurance in your state, another option is commercial auto insurance, but unfortunately, commercial policies are often prohibitively expensive ($3,000-$5,000, according to the Money magazine website) for Uber or Lyft drivers trying to turn a profit.</p> <p>If you live in a state where ride-share coverage is offered, buying this type of coverage &mdash; or adding it to your personal policy &mdash; is probably your best bet. Fortunately, auto insurance for ride-sharing isn't overly expensive (typically $6-$20 a month). <a href="https://www.geico.com/more/saving/insurance-101/introducing-geico-rideshare-insurance/" target="_blank">Geico Insurance</a>, for example, offers ride-share coverage in most states (AL, AZ, AR, CT, CO, DE, DC, FL, GA, ID, IL, IN, IA, KS, LA, ME, MD, MN, MS, MO, MT, NE, NM, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, VT, VA, WA, WV, WI, and WY) and can cost as little as an extra $150 per year on top of your personal auto policy, according to NerdWallet.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fwhat-kind-of-auto-insurance-do-uber-drivers-need&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FWhat%2520Kind%2520of%2520Auto%2520Insurance%2520Do%2520Uber%2520Drivers%2520Need_.jpg&amp;description=What%20Kind%20of%20Auto%20Insurance%20Do%20Uber%20Drivers%20Need%3F"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/What%20Kind%20of%20Auto%20Insurance%20Do%20Uber%20Drivers%20Need_.jpg" alt="What Kind of Auto Insurance Do Uber Drivers Need?" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/holly-johnson">Holly Johnson</a> of <a href="http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-tips-to-save-on-car-insurance">4 Tips to Save on Car Insurance</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/repair-the-car-or-spend-the-cash">Repair the Car or Spend the Cash?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-that-affect-your-car-insurance-rates">7 Things That Affect Your Car Insurance Rates</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer">11 Ways to Make Money While at the Beach This Summer</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Insurance auto insurance car insurance gig economy lyft ride-share side gigs Uber uber drivers Wed, 21 Feb 2018 09:31:09 +0000 Holly Johnson 2106613 at http://www.wisebread.com 8 Questions to Ask When Buying a Used Car http://www.wisebread.com/8-questions-to-ask-when-buying-a-used-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-questions-to-ask-when-buying-a-used-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/visiting_car_dealership.jpg" alt="Visiting car dealership" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Buying a used car can feel a little like a crap shoot. Is the car you have your eye on really worth the thousands you're going to spend on it? Or will you find it's held together with Band-Aids and twine after driving it off the dealer's lot?</p> <p>But buying a used car doesn't have to be nerve-wracking or expensive. You just need to know what you should be asking throughout the process. These eight questions can help you to find an affordable used car that will keep you on the road for years to come. (See also: <a href="http://www.wisebread.com/could-you-put-away-a-million-dollars-by-driving-a-used-car?ref=seealso" target="_blank">Could You Put Away a Million Dollars by Driving a Used Car?</a>)</p> <h2>Questions to ask yourself</h2> <p>Before you even start debating the relative merits of a sedan versus an SUV, you need to ask yourself some important questions. These are going to be the basis of your used car purchasing decision, so don't think you can skip over them to get to the part where you're salivating over pictures of cars online.</p> <h3>1. How much work am I willing to do to get a deal?</h3> <p>When you buy a used car, you can spend money and save time by making a purchase from a reputable local dealer &mdash; or you can spend time and save money by buying direct from a local private seller. And whether you purchase from a dealer or a private seller, you can often find better deals if you broaden your search to include nearby cities.</p> <p>This is why it's a good idea for you to recognize whether you have more time or more money at your disposal. If you know that you are not willing or able to devote a great deal of time to your search, you might not find the best price possible. And if you don't have a great deal of money to spend, your search might take longer while you try to find the right price.</p> <h3>2. What is my budget?</h3> <p>Whether you plan to pay cash for your used car or you expect to take on an auto loan, you need to start with a good look at how much car you can afford. According to the 2017 Edmunds Used Vehicle Market Report, the average price of a used car was a whopping $19,189 in 2016.</p> <p>If you don't have the full cost of your new-to-you car saved up, make sure you have calculated the monthly cost of financing the vehicle. For instance, let's say you have $4,000 set aside to put down on a $19,000 car. A 48-month loan of $15,000 at 3.24 percent interest will cost you $334 per month.</p> <p>Of course, your monthly car payment is not the only cost associated with buying a car. You will also need to calculate your insurance costs, since different vehicle models can have different insurance premiums. In addition, different vehicles can require varying levels of maintenance and the cost of parts, labor, and repairs can be higher or lower depending on which car you choose.</p> <p>Taking the time to figure out your car shopping budget, as well as your insurance and maintenance budget, can help you zero in on the right make and model for your finances, even before you start looking for the specific car you want to buy.</p> <h3>3. How will I finance this purchase?</h3> <p>If you are planning to take on an auto loan, don't wait until after you've found the car you want to get your financing in place. Whether you are purchasing a car from a dealer or a private seller, having your financing secured ahead of time gives you an important bargaining chip. You will be empowered to negotiate with the seller in the same way that a cash buyer could. You will not be stuck with the terms offered by the dealer's financing options, and you will make it clear to a private seller that you are a motivated buyer.</p> <p>To find the right loan, you can shop around among banks and credit unions for the best rates and terms. Doing this ahead of time will also allow you to make rational decisions that aren't motivated by lust for a particular vehicle that is calling your name.</p> <h2>Question to ask the internet</h2> <p>Now we get to the fun part. You've figured out your budget, so you can start looking online at local (or not-so-local, if you're willing to travel for a deal) used cars for sale. But rather than just make a list of possibilities in your price range, don't forget to do a little research on the particular makes and models that you are planning to test drive.</p> <h3>4. What are common problems with this make and model?</h3> <p>Automotive engineers and manufacturers are not perfect, which means there can be common problems with certain models that are predictable if you know a little about the brand. For instance, Honda Accord V6s released between 1999 and 2004 have a widespread transmission problem that often requires an expensive transmission replacement. While not all common problems are as costly as this one, it is always a good idea to know as much as possible about the known complaints about your potential purchase before you even go for a test drive.</p> <p>If Google is not coming up with answers, consider finding a car enthusiast forum for the particular make and model you're looking to buy. Ask these friendly folks for some insight.</p> <h2>Questions to ask the seller over the phone</h2> <p>At this point, it's tempting to just go test drive the cars on your finalist list. But before you do this, you should pick up the phone and have a conversation with the dealer or seller. Here are some questions you can ask to help you narrow down your search before committing to a test drive:</p> <h3>5. Can you tell me about any recent maintenance or repair?</h3> <p>A used car has a history, which means there must have been some maintenance, and possibly some repair. You want to find a seller who is able to tell you what kinds of maintenance and repairs were recently done. If the seller claims that the 10-year-old vehicle you're interested in has needed nothing but oil changes, that could be a red flag, particularly if you know what common problems crop up on that make and model.</p> <p>You should also consider pulling the car's history report from Carfax or Autocheck. That way, you can double check that the maintenance and repairs the seller claims to have done match up with those documented on the vehicle history report. (See also: <a href="http://www.wisebread.com/how-to-buy-a-used-car-without-getting-ripped-off?ref=seealso" target="_blank">How to Buy a Used Car Without Getting Ripped Off</a>)</p> <h3>6. Can my mechanic look at the vehicle before I make my final decision?</h3> <p>If the answer is anything other than yes, hang up the phone and move on.</p> <h2>Questions to ask your mechanic</h2> <p>Once you've narrowed down the options, it's time to let your trusted mechanic give it a once-over. Since your mechanic may not feel comfortable just giving you a thumbs up or thumbs down, here are two questions to ask to help you decide if the car is right for you:</p> <h3>7. Did the owner do a good job of maintaining this vehicle?</h3> <p>A well-made car that was poorly maintained may be a worse bet than a mediocre car that was lovingly maintained. Your mechanic will be able to tell you if the previous owner stayed on top of necessary regular and irregular maintenance.</p> <h3>8. Did the previous owner use cheap parts or good parts?</h3> <p>Not all car parts are created equal. A previous owner who did repairs with low-quality, cheap parts may have done a disservice to the car (and the next owner). Other than taking the car completely apart, there will be no way to know if all replacement parts were high-quality &mdash; but asking if the easy-to-check parts are good quality can be a decent indicator that the previous owner took good care of the vehicle.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F8-questions-to-ask-when-buying-a-used-car&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F8%2520Questions%2520to%2520Ask%2520When%2520Buying%2520a%2520Used%2520Car.jpg&amp;description=8%20Questions%20to%20Ask%20When%20Buying%20a%20Used%20Car"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Questions%20to%20Ask%20When%20Buying%20a%20Used%20Car.jpg" alt="8 Questions to Ask 8 Questions to Ask When Buying a Used Car" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/8-questions-to-ask-when-buying-a-used-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-car-was-recalled-now-what">Your Car Was Recalled. Now What?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-easy-diy-car-repairs-to-save-big">8 Easy DIY Car Repairs to Save Big</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-long-does-it-take-break-even-with-an-electric-car">How Long Does It Take to Break Even With an Electric Car</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-hidden-costs-of-a-luxury-car">4 Hidden Costs of a Luxury Car</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-sites-every-car-owner-needs-to-bookmark-now">6 Sites Every Car Owner Needs to Bookmark Now</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation buying a car dealerships maintenance mechanics questions repairs test drive used car Thu, 01 Feb 2018 09:30:14 +0000 Emily Guy Birken 2094521 at http://www.wisebread.com 4 Hidden Costs of a Luxury Car http://www.wisebread.com/4-hidden-costs-of-a-luxury-car <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-hidden-costs-of-a-luxury-car" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/model_in_sunglasses_sitting_in_luxury_retro_car.jpg" alt="Model in sunglasses sitting in luxury retro car" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>You've seen the commercials: an oversized, red bow atop a shiny new luxury car in the driveway. You can all but imagine the new car aroma wafting while an exuberant recipient jumps for joy in his or her jammies.</p> <p>Luxury cars make a statement. They say something about the owner's arrival into a land of accomplishment. They stand out in a sea of moderately priced alternatives. Heck, they just look better. But, they can also have you scrambling to stay on top of your finances.</p> <p>Even if you've absorbed the sticker shock and accepted that a new luxury car will cost you more than the comparable non-luxury model, there are other hidden costs that can transform that new car smell into a rotten stench of budget overrun. (See also: <a href="http://www.wisebread.com/10-new-car-costs-the-dealer-is-hiding-from-you?ref=seealso" target="_blank">10 New Car Costs the Dealer Is Hiding From You</a>)</p> <p>Everything costs more with a luxury car. Do your homework before signing on the dotted line.</p> <h2>Insurance</h2> <p>Insurance is one of the not-so-sexy must-haves that every buyer must reckon with after leaving the car lot. As you would expect, a fender bender with your shiny new luxury mobile will cost more to repair. The insurance company will pass the cost along in the form of higher premiums.</p> <p>Just how much your insurance costs rise depends on your new car. Let's compare a top-of-the-line Toyota Camry to an entry-level luxury model, the Mercedes C300. A fully loaded Camry in Chicago tops out at $33,000 according to TrueCar.com. Slide into an entry-level C-class Mercedes, standard frills only, starting with a $40,000 price tag.</p> <p>A quick search on InsuranceQuotes.com shows that as a married woman in her 40s, I would pay $1,500 annually for the typical Toyota Sedan insurance premium. By comparison, I would fork out a whopping $2,689 a year to ensure my new hot Mercedes. That's an additional $1,189 a year, an 80 percent increase, to ride in style.</p> <h2>Gasoline</h2> <p>Fuel costs are another ongoing expense to calculate when considering a luxury car. Luxury cars, with their massive engines, are built for performance, not fuel economy. That's why premium fuel is required to keep these marvels humming. The national average for regular gas prices is $2.48 per gallon, according to AAA. That average jumps to $3.01 for premium prices.</p> <p>In Illinois, we have the honor of paying even more for gas. Premium prices are currently an average $3.37 per gallon, while regular fuel costs around $2.62 per gallon. So my fuel costs on average per year will cost $1,800 annually for the Mercedes vs. $1,500 a year to drive a Camry, according to a calculator on FuelEcomony.gov.</p> <p>Maybe you're not bothered by an additional $300 in fuel costs. We're not done yet.</p> <h2>Maintenance and repairs</h2> <p>Repairs will also cost you more for luxury models. The parts are more expensive. Technicians have to be specially-trained to work with the complicated gadgets. Even if you opt for non-dealer mechanics, repairs will undoubtedly add to your cost of ownership as the car ages. Non-luxury cars need maintenance, too, but repairs and upkeep are cheaper.</p> <p>Toyotas are famous for their new car care programs. Toyota purchases include ToyotaCare, which covers factory-scheduled maintenance costs for the first two years or 25,000 miles. Your oil changes, tire rotations, and brake inspections are covered.</p> <p>Mercedes, on the other hand, offers a prepaid maintenance package starting at $769. According to MBUSA.com, the Mercedes-Benz website, the package will save you 30 percent on routine maintenance costs over three years compared to paying as you go. This one-time fee covers the car for three years or 30,000 miles.</p> <p>Once these new car protections expire, the difference between maintenance cost grows. YourMechanic.com ranks the cost to maintain all of the major car brands. Mercedes, not surprisingly, is one of the most expensive cars to maintain &mdash; right after BMWs &mdash; at nearly $13,000 over 10 years. A Toyota should cost only $5,500 to maintain over 10 years. In annual terms, the Mercedes costs $750 more than the Toyota to maintain. (See also: <a href="http://www.wisebread.com/6-cars-you-can-drive-almost-forever?ref=seealso" target="_blank">6 Cars You Can Drive (Almost) Forever</a>)</p> <h2>Depreciation and taxes</h2> <p>No one walks into a dealership and wonders how much depreciation will impact their cost of ownership. Maybe we should. This hidden cost impacts your car's resale value. Luxury car values continue to drop after standard car depreciation rates tend to level off. (See also: <a href="http://www.wisebread.com/3-reasons-why-you-should-never-buy-a-new-car?Ref=seealso" target="_blank">3 Reasons Why You Should Never Buy a New Car</a>)</p> <p>The higher cost of maintenance and repairs has a lot to do with that. Think about it. Someone buying your used luxury car is taking on an expensive bill with their new-to-them car purchase. It will cost you more, in terms of lower resale value, to sell your car when you're ready to upgrade.</p> <p>Kelly Blue Book has a handy tool that will allow you to compare a car's depreciation as a portion of the total five-year cost of ownership. Our Mercedes in this example would lose $27,000 by year five, versus a $16,700 loss for the Camry.</p> <p>In the end, you may still decide you want the cush Mercedes over the practical Toyota. Either way, go into your decision with your eyes wide open about ongoing costs and total cost of ownership. (See also: <a href="http://www.wisebread.com/could-you-put-away-a-million-dollars-by-driving-a-used-car?ref=seealso" target="_blank">Could You Put Away a Million Dollars by Driving a Used Car?</a>)</p> <p>Sales taxes are another consideration. State taxes vary based on your location, but given the higher purchase price of the Mercedes, you'll pay more taxes on it, too.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/4%20Hidden%20Costs%20of%20a%20Luxury%20Car.jpg" alt="4 Hidden Costs of a Luxury Car" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/toni-husbands">Toni Husbands</a> of <a href="http://www.wisebread.com/4-hidden-costs-of-a-luxury-car">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-car-was-recalled-now-what">Your Car Was Recalled. Now What?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-easy-diy-car-repairs-to-save-big">8 Easy DIY Car Repairs to Save Big</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-long-does-it-take-break-even-with-an-electric-car">How Long Does It Take to Break Even With an Electric Car</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-why-you-should-never-buy-a-new-car">3 Reasons Why You Should Never Buy a New Car</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-things-that-affect-your-car-insurance-rates">7 Things That Affect Your Car Insurance Rates</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation automobiles car insurance depreciation gas prices hidden costs luxury cars maintenance repairs vehicles Tue, 23 Jan 2018 10:00:06 +0000 Toni Husbands 2086603 at http://www.wisebread.com Best Money Tips: Car Maintenance Myths — Debunked! http://www.wisebread.com/best-money-tips-car-maintenance-myths-debunked <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-car-maintenance-myths-debunked" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_mechanic_car_624511272.jpg" alt="Man debunking car maintenance myths" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on car maintenance myths debunked, free apps to help you get fit, and ways to grow in your career.</p> <h2>Top 5 Articles</h2> <p><a href="https://blog.allstate.com/5-car-maintenance-myths-debunked-im/">5 Car Maintenance Myths Debunked</a> &mdash; When it comes to the fuel in your car, premium isn't always better. [The Allstate Blog]</p> <p><a href="https://www.moneytalksnews.com/10-free-and-cheap-apps-work-out-home/">7 Free Apps to Help You Get Fit in 2018</a> &mdash; Before you sign up for a gym membership, check out these free apps that can help you achieve your fitness goals. [Money Talks News]</p> <p><a href="https://www.runthemoney.com/grow-in-your-career/">3 Of The Most Powerful Ways You Can Grow In Your Career</a> &mdash; The first thing you need to do to grow is to figure out how you learn best. [Run The Money]</p> <p><a href="http://www.livingwellspendingless.com/2018/01/05/healthy-lifestyle-goals-you-can-attain-right-now/">Easy Ways to Improve Your Health Today</a> &mdash; A healthy lifestyle isn't just about what you eat and how you move. Your relationships with other people also have a huge impact on your well-being. [Living Well Spending Less]</p> <p><a href="https://www.popsugar.com/smart-living/Things-Affecting-Your-Happiness-44471814">&nbsp;6 Little Things That Could Be Getting in the Way of Your Personal Happiness</a> &mdash; Don't overlook these little things that can have a major impact on your day-to-day happiness. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="https://blog.cheapism.com/exercises-for-seniors/">20 Essential Exercises for Older Adults</a> &mdash; Yoga, Tai Chi, and Pilates are especially well-suited for older adults who need low-impact exercises. [Cheapism]</p> <p><a href="https://www.pickthebrain.com/blog/guide-better-sleep-habits/">Your Guide To Better Sleep Habits</a> &mdash; It's no secret that stress can cause poor sleep. Medication can help you clear your mind and reduce some of those stressors, and allow you to sleep better. [Pick The Brain]</p> <p><a href="http://moneyminiblog.com/save-money/reasons-to-cut-expenses/">4 Reasons You Should Cut (And Keep Cutting) Your Expenses</a> &mdash; By cutting out unnecessary expenses, you'll be able to save more and afford the things that really matter to you. Quality over quantity! [MoneyMiniBlog]</p> <p><a href="https://www.kiplinger.com/slideshow/taxes/T054-S001-unusual-state-tax-deductions-breaks-and-dodges/index.html">10 Strangest Ways States Tax You (And Don't)</a> &mdash; All states have a property tax, but New Hampshire also taxes dirt if you move a lot of it around. [Kiplinger]</p> <p><a href="https://www.csmonitor.com/Environment/2018/0103/How-France-became-a-global-leader-in-curbing-food-waste">How France became a global leader in curbing food waste</a> &mdash; In France, the 2016 law that makes it illegal for supermarkets to throw away unused food has impacted all levels of the French food chain. [The Christian Science Monitor]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-car-maintenance-myths-debunked">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/bookmark-this-save-money-with-an-easy-to-follow-car-maintenance-checklist">Bookmark This: Save Money With an Easy to Follow Car Maintenance Checklist</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-tell-if-a-car-service-plan-is-worth-it">How to Tell If a Car Service Plan Is Worth It</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-cut-car-ownership-costs">How To Cut Car Ownership Costs</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-much-does-it-cost-every-time-you-get-into-your-car">How Much Does it Cost Every Time you Get Into Your Car?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-simple-tips-to-keep-your-car-running-longer">6 Simple Tips to Keep Your Car Running Longer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips car maintenance Mon, 08 Jan 2018 09:30:06 +0000 Amy Lu 2083847 at http://www.wisebread.com The 5 Best Tire Pressure Monitors http://www.wisebread.com/the-5-best-tire-pressure-monitors <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-5-best-tire-pressure-monitors" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/tire_pressure_monitor_595737440.jpg" alt="using best tire pressure monitor" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Did you know that poorly inflated tires can reduce your gas mileage, cause more tire wear, reduce tire life, and even pose a danger on the road? Tire damage can also cause significant, costly damage to your vehicle. To prevent a potentially dangerous problem with your tires, it's important to regularly check your air pressure.</p> <h2>What is a tire pressure monitor?</h2> <p>A tire pressure monitor is an electronic system designed to seamlessly monitor tire air pressure. It can alert the driver when tire pressure is low, so you know if a tire is leaking air or creating unsafe driving conditions. Stay safe, save money, protect your tires, and enjoy the peace of mind knowing that your tires are properly inflated at all times with one of the reliable monitors below. (See also: <a href="http://www.wisebread.com/how-to-survive-the-5-most-common-emergency-situations?ref=seealso" target="_blank">How to Survive the 5 Most Common Emergency Situations</a>)</p> <h2>Top 5 tire pressure monitors</h2> <h3>TireMinder Tire Pressure Monitoring System</h3> <p><a href="http://amzn.to/2AUV2wF" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/tireminder.jpg" width="216" height="245" align="right" alt="" /></a>The <a href="http://amzn.to/2AUV2wF" target="_blank">TireMinder Tire Pressure Monitoring System</a> is ideal for cars, trailers, toy haulers, fifth wheels, and more. It can transmit tire pressure and temperature data for up to five tires simultaneously. It offers both an audible and visual alert for various tire issues, so you know exactly what's going on. This includes four compact transmitters and replaceable CR1632 batteries. It has outstanding online reviews and is backed by a one-year manufacturer's warranty.</p> <p><a href="http://amzn.to/2AUV2wF" target="_blank"><em>Currently $99.00 on Amazon</em></a></p> <h3>EEZTire Tire Pressure Monitoring System</h3> <p><a href="http://amzn.to/2BZPEaT" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/eeztire.jpg" width="245" height="181" align="right" alt="" /></a>The <a href="http://amzn.to/2BZPEaT" target="_blank">EEZTire Tire Pressure Monitoring System</a> is ideal for RVs, trailers, and tow vehicles because it monitors up to 22 tires maximum and has a long range between the sensors and monitor. It features an automatic backlight, configurable pressure and temperature warnings, visible and audible alerts, large LCD screen, and a lightweight anti-theft design. It includes a built-in rechargeable lithium battery and replaceable batteries for the four sensors. It's an Amazon best-seller and has outstanding online reviews. It's also backed by a three-year warranty.</p> <p><a href="http://amzn.to/2BZPEaT" target="_blank"><em>Currently $269.00 on Amazon</em></a></p> <h3>Gozens Tire Pressure Monitor</h3> <p><a href="http://amzn.to/2AjYwrv" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/gozens.jpg" width="245" height="184" align="right" alt="" /></a>The <a href="http://amzn.to/2AjYwrv" target="_blank">Gozens Tire Pressure Monitor</a> offers the simplest way to monitor your tire pressure. The four replacement valve caps have three clear color indicators, visible through the upper transparent portion: green (correct tire pressure), yellow (air loss, tire needs inflation), and red (significant air loss, tire needs immediate inflation). They're easy to read, accurate, and constantly monitor your tire pressure. They're also ultra-affordable and don't require any batteries or power supply.</p> <p><a href="http://amzn.to/2AjYwrv" target="_blank"><em>Currently $8.90 on Amazon</em></a></p> <h3>Fullele Wireless Tire Pressure Monitoring System</h3> <p><a href="http://amzn.to/2ynKBPp" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/yokaro.jpg" width="245" height="155" align="right" alt="" /></a>Amazon's #1 best-seller in aftermarket tire pressure monitoring systems, the <a href="http://amzn.to/2ynKBPp" target="_blank">Fullele Wireless Tire Pressure Monitoring System</a> offers 24-hour real-time pressure and temperature monitoring. It's dustproof, waterproof, anti-theft, no-flyaway, and highly accurate. It features multiple pressure measurement units and visible and audible alarms. It includes a lightweight receiver with a digital LCD screen, four sensors, replaceable battery, wrench, and everything you need for installation.</p> <p><a href="http://amzn.to/2ynKBPp" target="_blank"><em>Currently $56.07 on Amazon</em></a></p> <h3>TEKTON Digital Tire Gauge</h3> <p><a href="http://amzn.to/2Cb3Mim" target="_blank"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/tekton.jpg" width="245" height="227" align="right" alt="" /></a>If you're just looking for something affordable that can quickly check your tire pressure (without the automated sensor benefits), then you won't find better than Amazon's #1 best-seller in tire gauges, the <a href="http://amzn.to/2Cb3Mim" target="_blank">TEKTON Digital Tire Gauge</a>. It features a 30-second automatic shut off, four measurement ranges, lighted nozzle, and digital display screen. The nozzle seals onto the valve stem for accurate, easy-to-read measurements. The ergonomic design is contoured to comfortably fit the hand and features a soft, nonslip surface. This includes a 3V lithium coin cell and three LR44 1.5V button cells. It has outstanding online reviews, including over 4,500 five-star reviews on Amazon.</p> <p><a href="http://amzn.to/2Cb3Mim" target="_blank"><em>Currently $10.16 on Amazon</em></a></p> <p>And those are our recommendations for the best tire pressure monitors. As always, be sure to check <a href="http://www.wisebread.com/buying-calendar" target="_blank">Wise Bread's Buying Calendar</a> to learn when and how to buy just about anything!</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-5-best-tire-pressure-monitors&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThe%25205%2520Best%2520Tire%2520Pressure%2520Monitors.jpg&amp;description=The%205%20Best%20Tire%20Pressure%20Monitors"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/The%205%20Best%20Tire%20Pressure%20Monitors.jpg" alt="The 5 Best Tire Pressure Monitors" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/the-5-best-tire-pressure-monitors">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-electric-bicycles">The 5 Best Electric Bicycles</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-windshield-de-icers">The 5 Best Windshield De-Icers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-bicycle-lights">The 5 Best Bicycle Lights</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-folding-bicycles">The 5 Best Folding Bicycles</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-waterproof-bluetooth-speakers">The 5 Best Waterproof Bluetooth Speakers</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Shopping 5 best car accessories car tires product reviews tire pressure tire pressure monitors Thu, 14 Dec 2017 09:01:06 +0000 Andrea Cannon 2072002 at http://www.wisebread.com 9 Things You Should Always Carry on an Economy Flight http://www.wisebread.com/9-things-you-should-always-carry-on-an-economy-flight <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-things-you-should-always-carry-on-an-economy-flight" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/great_music_in_the_airplane.jpg" alt="Great music in the airplane" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Flying in economy class today is a far cry from the golden age of flying, when a standard flight provided free blankets, meals, and even alcoholic drinks in some cases. Airlines these days compete to offer the lowest prices possible, and to do so, they&rsquo;ve stripped out many of the amenities they used to provide free on domestic flights.</p> <p>If your flight is more than an hour or two, it&rsquo;s usually worth bringing along some items that can make your flight more comfortable. Below are nine things to consider packing in your carry-on.</p> <h2>1. Water</h2> <p>Anyone who&rsquo;s ever flown knows the dry cabin air can leave you dehydrated. It&rsquo;s recommended you drink at least eight ounces of water per hour you&rsquo;re in the air. While many airlines still give you water for free, some discount airlines don&rsquo;t. Either way, it can take up to an hour after you board the plane for beverage service to start, so it&rsquo;s best to bring your own water.</p> <p>Though you&rsquo;re not allowed to take liquids through TSA checks, you can bring an empty bottle and fill it up once you&rsquo;re past airport security. If you&rsquo;re in a country where the water in the airport is not safe to drink, you may need to buy a bottle of water from a vendor in the airport. That&rsquo;s still better than not having any water with you on the flight. (See also: <a href="http://www.wisebread.com/5-cheap-ways-to-make-flying-coach-feel-like-first-class?ref=seealso" target="_blank">5 Ways to Make Coach Feel Like First Class</a>)</p> <h2>2. Snacks or a light meal</h2> <p>While some airlines still offer a small bag of pretzels to passengers, it&rsquo;s increasingly common to find there is no free food at all on a flight. Instead, many airlines offer overpriced meals or snacks that you can buy. If you don&rsquo;t want to pay those inflated prices, bring your own healthy nibbles. (See also: <a href="http://www.wisebread.com/15-easy-to-pack-delicious-and-cheap-airline-snacks?ref=seealso" target="_blank">15 Easy-to-Pack, Delicious, and Cheap Airline Snacks</a>)</p> <p>Light and lean proteins are best for long-distance flights because they are easy for your body to digest while sitting down for long periods of time. Turkey, chicken, tuna, and hard boiled eggs are good options that can easily be packed for your flight.</p> <p>Avoid foods that are deep fried, processed, or high in sugar, as they can make you feel fatigued and restless. It&rsquo;s equally important to watch what you eat before a flight. Gassy foods such as onions, broccoli, and carbonated beverages can make you feel bloated during long periods without physical activity.</p> <h2>3. Entertainment</h2> <p>Keeping yourself occupied is the easiest way to make a long flight go faster. That&rsquo;s why most planes come with some sort of in-flight entertainment. But many airlines now charge for movies, with prices topping $5 for a single film.</p> <p>If you don&rsquo;t want to pay those prices, plan ahead and make sure you bring something with you to do. Download your favorite film or show onto a tablet, bring a book or e-reader with you, or if you&rsquo;re traveling with friends or family, consider bringing a pack of cards or games you can play from your seat.</p> <h2>4. Headphones</h2> <p>Even airlines that do provide free entertainment tend to not provide the headphones to allow you to listen to it. The crew will offer headphones for sale at the beginning of the flight, but they&rsquo;ll be poor quality and expensive. Avoid that frustration by bringing your own pair of headphones so you can plug in for free if you get lucky with an in-flight movie.</p> <p>You might even consider upgrading to good pair of <a href="http://amzn.to/2ntqM8T" target="_blank">noise-cancelling headphones</a>, which can drown out unpleasant or distracting sounds.</p> <h2>5. Earplugs</h2> <p>Maybe you&rsquo;re the type of person who likes to catch a few winks on a flight. Earplugs are a must if you don&rsquo;t want a fitful nap interrupted by constant noise, especially in the tightly packed economy section.</p> <p>Believe it or not, earplugs are not all created equal. I always go for the plugs that cancel out the most noise, while still feeling comfortable. <a href="http://amzn.to/2jOUtfF" target="_blank">Mighty Plugs</a> are a great option for planes.</p> <h2>6. Eye mask</h2> <p>Once you&rsquo;ve planned for the noise situation, it&rsquo;s time to think about light. It can be difficult to catch some quality z's when the sun is streaming in through the windows and the cabin lights are on. An eye mask can be a godsend in these situations, providing you with the darkness you need.</p> <p>When shopping for a mask, look for something made from a cool, comfortable fabric with an adjustable strap. You may also want to consider a contoured shape that pushes the mask out from your face so it&rsquo;s not resting uncomfortably on your eyelids. (See also: <a href="http://www.wisebread.com/the-5-best-eye-masks?ref=seealso" target="_blank">The 5 Best Eye Masks</a>)</p> <h2>7. Pillow and blanket</h2> <p>Not so long ago, an airline branded pillow and blanket wrapped in a cellophane bag on your seat was a common sight. These days it&rsquo;s rare for airlines to provide them as standard in economy class. Even in the unlikely event that you do find a blanket waiting for you, you probably won&rsquo;t want to use it. Airline employees have admitted that the blankets are infrequently washed. You can buy travel blankets that roll up to a compact size. Another option is to wear a large scarf that you can cover yourself with.</p> <p>If you plan to do any sleeping, you&rsquo;ll want a pillow, too. An inflatable neck pillow is good because it folds up small for carrying. If you take frequent long-haul flights, you may even want to consider a <a href="http://amzn.to/2ikHnXi" target="_blank">lean-forward pillow</a>, which lets you use the space in front of you for a more comfortable sleep. (See also: <a href="http://www.wisebread.com/the-5-best-travel-pillows?ref=seealso" target="_blank">The 5 Best Travel Pillows</a>)</p> <h2>8. Compression socks</h2> <p>One of the best ways to get comfortable on a flight is to kick back and take your shoes off. But no one will appreciate it if your socks smell like you&rsquo;ve just run a marathon. The easiest way to ensure you don&rsquo;t stink up the cabin is to bring an additional pair of socks with you.</p> <p>Shell out a little extra for a pair of <a href="http://amzn.to/2iit5WQ" target="_blank">compression socks</a>, which will also significantly reduce your risk of suffering Deep Vein Thrombosis during your flight. Though they&rsquo;re particularly effective on long distance flights when the risk of DVT is higher, there&rsquo;s no harm in wearing them for flying short distances, as well.</p> <h2>9. Hand sanitizer and sterile wipes</h2> <p>Studies have shown that airline cabins are filthy spaces. Tray tables, seat belts, arm rests, and even suitcases are rife with bacteria. The pressure to quickly turn around an aircraft between flights inevitably means that they&rsquo;re not cleaned to a high standard.</p> <p>Since most of the harm materializes as a result of touching infected areas, you can reduce the potential by keeping good hygiene. Use sanitizer spray or sterile wipes on the surfaces around you, as well as regularly on your hands.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F9-things-you-should-always-carry-on-an-economy-flight&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F9%2520Things%2520You%2520Should%2520Always%2520Carry%2520on%2520an%2520Economy%2520Flight.jpg&amp;description=9%20Things%20You%20Should%20Always%20Carry%20on%20an%20Economy%20Flight"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/9%20Things%20You%20Should%20Always%20Carry%20on%20an%20Economy%20Flight.jpg" alt="9 Things You Should Always Carry on an Economy Flight" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/nick-wharton">Nick Wharton</a> of <a href="http://www.wisebread.com/9-things-you-should-always-carry-on-an-economy-flight">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-essentials-every-business-traveler-needs-to-pack">11 Essentials Every Business Traveler Needs to Pack</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/do-these-9-things-now-to-make-holiday-air-travel-easier">Do These 9 Things Now to Make Holiday Air Travel Easier</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-should-always-pack-in-your-carry-on">8 Things You Should Always Pack in Your Carry-On</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-a-great-seat-on-southwest">How to Get a Great Seat on Southwest</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-saving-items-to-bring-on-your-next-cruise">6 Money-Saving Items to Bring On Your Next Cruise</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Travel Coach coach seat economy flight flight essentials flight tips frequent flyer luggage packing tips travel tips Fri, 08 Dec 2017 09:30:11 +0000 Nick Wharton 2067353 at http://www.wisebread.com Best Money Tips: Things Your Uber and Lyft Drivers Wished You Knew http://www.wisebread.com/best-money-tips-things-your-uber-and-lyft-drivers-wished-you-knew <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-things-your-uber-and-lyft-drivers-wished-you-knew" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_lyft_driver_811450666.jpg" alt="Uber driver telling woman what he wished she knew" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on things your Uber and Lyft drivers wished you knew, how to host a hoppin&rsquo; cookie exchange party, and ways to get free shipping on Amazon without paying for Prime.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.popsugar.com/smart-living/What-Uber-Lyft-Drivers-Want-Passengers-Know-43867390">11 Things Your Uber and Lyft Drivers Wished You Knew &mdash; Before Getting in Their Cars</a> -- Don't request an Uber Pool or Lyft Line if you're not okay with the driver picking up other passengers or dropping them off before you. [PopSugar Smart Living]</p> <p><a href="https://savingdollarsandsense.com/how-to-host-a-successful-cookie-exchange-party/">How to Host Successful Cookie Exchange Party</a> -- A cookie exchange party is a great way to spend time with your loved ones, and as a bonus, everyone gets to go home with a variety of yummy holiday cookies! [Saving Dollars &amp; Sense]</p> <p><a href="https://adebtfreestressfreelife.com/ways-to-get-free-shipping-on-amazon/">5 Ways to Get Free Shipping On Amazon</a> -- You can still enjoy free shipping on Amazon without a Prime Membership. Certain lightweight products may ship for free with no minimum order. [A Mess Free Life]</p> <p><a href="https://mattaboutmoney.com/2017/11/28/how-healthy-is-your-financial-environment/">How Healthy Is Your Financial Environment?</a> -- Your financial environment can impact how you use your money&hellip;but often in unhealthy ways. Learn how you can change aspects of your environment to encourage better money practices. [Matt About Money]</p> <p><a href="https://www.thepennyhoarder.com/make-money/how-to-make-money-off-your-emergency-fund/">This is How to Start an Emergency Fund &mdash; and Put It to Work for You</a> -- You have a number of options if you want your emergency fund to grow in an account AND be accessible when you need it. [The Penny Hoarder]</p> <h2>Other Essential Reading</h2> <p><a href="https://www.thesimpledollar.com/six-essential-strategies-for-negotiating-a-raise-at-work/">Six Essential Strategies for Negotiating a Raise at Work</a> -- If your workplace offers performance reviews, use the most recent ones as a template to see if you have a good case for asking for a raise or other benefits. [The Simple Dollar]</p> <p><a href="https://due.com/blog/4-small-business-pain-points-fix/">4 Small Business Pain Points And How to Fix Them</a> -- Delayed payments can cause serious cash flow issues for small businesses. Make it easier for you and your customers by using a digital accounting solution that offers online invoicing. [Due]</p> <p><a href="https://blog.mint.com/family/6-unique-holiday-gifts-that-dont-require-wrapping-paper/">6 Unique Holiday Gifts That Don&rsquo;t Require Wrapping Paper</a> -- The easiest way to avoid wrapping gifts (short of not giving gifts) is to give something that the recipient can do or experience. [MintLife Blog]</p> <p><a href="https://www.runthemoney.com/cycling-to-work-2/">4 Of The Best Reasons to Start Cycling to Work Today</a> -- Riding your bicycle to work is a great way to get some exercise into your day. [Run The Money]</p> <p><a href="https://www.getorganizedwizard.com/blog/2017/11/are-you-blind-to-clutter/">Are You Blind to Clutter?</a> -- When you have a high tolerance for piled clutter -- you've learned to work around the clutter and you don't feel the urgency to clean up the mess -- you have become clutter blind. [Get Organized Wizard]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-things-your-uber-and-lyft-drivers-wished-you-knew">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-kind-of-auto-insurance-do-uber-drivers-need">What Kind of Auto Insurance Do Uber Drivers Need?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-more-money-as-an-uber-driver">How to Get a High Rating and Make More Money as an Uber Driver</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-ways-to-earn-extra-money-with-your-car">7 Ways to Earn Extra Money With Your Car</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/is-uber-saving-or-costing-you-money">Is Uber Saving or Costing You Money?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-ways-to-make-money-while-at-the-beach-this-summer">11 Ways to Make Money While at the Beach This Summer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips lyft Uber Thu, 30 Nov 2017 09:30:10 +0000 Amy Lu 2063674 at http://www.wisebread.com 3 Flexible Ways to Cash In Your Miles and Points http://www.wisebread.com/3-flexible-ways-to-cash-in-your-miles-and-points <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/3-flexible-ways-to-cash-in-your-miles-and-points" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/i_can_not_wait_to_get_on_that_plane.jpg" alt="I can&#039;t wait to get on that plane" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When you're a beginner at traveling for free using miles and points, it makes sense to think of each program as a separate entity. Want to fly for free on American Airlines? Get some American AAdvantage miles. Want to stay at a Hilton for free? Start saving up Hilton Honors points.</p> <p>But once you've mastered the basics, you'll find that limitless opportunities arise when you start mixing and matching your programs, and adding in points from banks or credit card issuers, which can be traded for a variety of point types. When you start doing this, you not only gain more flexibility, but sometimes you're able to take advantage of deals and bargains that help you wring more value out of the points you have. (See also: <a href="http://www.wisebread.com/which-credit-cards-have-the-best-travel-redemption-value?ref=seealso" target="_blank">Which Credit Cards Have the Best Travel Redemption Value?</a>)</p> <p>For example, I will soon be using British Airways' Avios points to fly from California to Hawaii. Does British Airways fly from California to Hawaii? Nope. I'll be flying on Alaska Air. Alaska is a partner of British Airways, and accepts Avios for flights. Why use Avios? Because each airline has its own ways of calculating how many points different flights cost, and British Airways' system makes flights from the West Coast to Hawaii a better deal than I would get using Alaska Miles or other domestic carrier programs. Generally, booking a flight from the West Coast to Hawaii costs 12,500 Avios points each way, compared to 17,500 to 30,000 Alaska Airlines miles each way. Also, I happen to have plenty of Avios, but no Alaska Airlines miles. (See also: <a href="http://www.wisebread.com/how-airline-partnerships-can-supercharge-your-travel-rewards?ref=seealso" target="_blank">The Secret to Redeeming Travel Rewards With Airline Partners</a>)</p> <p>Here are the three main ways you can travel using points from different companies to get the best deal possible.</p> <h2>Use miles on a partner airline</h2> <p>The major airlines belong to large partnership programs. For example, United Airlines belongs to the <a href="https://www.united.com/CMS/en-US/Marketing/CustComm/Promotions/Pages/AirlinePartners.aspx" target="_blank">Star Alliance</a>, allowing its MileagePlus members to use or earn United miles on 26 other airlines, including Lufthansa and Singapore Airlines.</p> <p>Sometimes these mileage partners show up when you search for flights to book on an airline site, so you might not even notice that you're flying a partner airline until you get to the airport. Other times, you need to work a little harder. For my flight to Hawaii, for example, I will have to make the reservation by phone, because Alaska Airlines flights don't show up on the British Airlines booking site.</p> <p>Besides helping you get a good deal, this method can help you use your miles to access routes or destinations that aren't served by the airline with which you hold the miles. For example, last year I wanted to fly direct from San Francisco to Sydney, Australia. I had accumulated a lot of American AAdvantage miles, so that's the &quot;currency&quot; I wanted to pay with. American doesn't fly to Sydney from San Francisco, but its partner Qantas does, so I used my AAdvantage miles to fly Qantas. (See also: <a href="http://www.wisebread.com/comparing-miles-which-airline-loyalty-program-is-better?ref=seealso" target="_blank">Which Airline Loyalty Program Has the Best Value for Their Miles?</a>)</p> <h2>Transfer points from one program to another</h2> <p>You can't generally transfer miles from one airline to another, but you can often transfer points from a hotel loyalty program to an airline or from a credit card travel rewards program to an airline or hotel. These companies all have exchange agreements with select partners &mdash; and sometimes you can actually gain value by moving your points from one program to another. But beware, in some cases you lose value in the transaction.</p> <p>Before you start converting points, check the conversion rate carefully. Most of the time it'll be 1:1, meaning one credit card reward point can be converted to one airline mile. But other times, it might take two credit card rewards point to get one airline mile. Sometimes this is still going to be worth it to you, because that airline is the only one that will get you to your destination. But other times, it's better to consider another option that does give you a 1:1 ratio.</p> <p>However, another scenario is when you get a <em>better</em> value than 1:1. Some programs will give you a bonus for transferring your points. That's why it pays to shop around when <a href="http://www.wisebread.com/choose-the-best-travel-rewards-credit-card-with-this-guide?ref=internal" target="_blank">choosing a travel rewards credit card</a>.</p> <p>What if the airline you want to fly doesn't have a partnership with the points program you want to use? All's not lost. You can arrange a double transfer. A what now? Well, imagine you have a bunch of rewards points, but it doesn't transfer to the airline miles you want. But do a little digging and you notice that the credit card rewards program allows you to convert to a certain hotel program, which allows you to transfer those hotel points to its partner airline program, the very airline you want to fly. Unfortunately, many times this sort of double transfer will cause you to lose lots of value in your initial points. Especially since hotel loyalty programs generally have poor exchange rates. So consider the double exchange a last resort in most cases.</p> <p>It's always a good idea to search for a more direct strategy before resorting to a double transfer. Or if that sounds too complicated, try method three, below.</p> <h2>Spend points like cash on a travel portal</h2> <p>Credit card rewards programs have portals through which you can book flights on a variety of airlines (and hotels) using points. Usually, when going this route, your points will be converted to a discount on the cash price of the flight, and if you don't have enough points, you can pay the remainder in cash.</p> <p>The value per mile you get when shopping through the airline portals is often a little less than you would get by redeeming miles directly through an airline, but there is also an advantage to doing it this way: The airlines see your booking as a cash purchase, not a miles redemption. This means that you're not limited to the sometimes small number of award seats made available by the airlines, or by holiday blackout dates. Even better, when you book this way, you can earn miles on the flight. And some flights booked this way may be eligible for upgrades.</p> <p>Sometimes, the credit card portals sweeten the deal. Because I hold a premium card, for instance, I got a points rebate for my flight purchase, reducing the total cost of the trip. My card also gives me five points for every dollar I spend on the portal, so between getting miles for flying, a points rebate on some of the points I spent, plus five points for every dollar cash I paid, I considered this a win/win/win.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F3-flexible-ways-to-cash-in-your-miles-and-points&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F3%2520Flexible%2520Ways%2520to%2520Cash%2520In%2520Your%2520Miles%2520and%2520Points.jpg&amp;description=3%20Flexible%20Ways%20to%20Cash%20In%20Your%20Miles%20and%20Points"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/3%20Flexible%20Ways%20to%20Cash%20In%20Your%20Miles%20and%20Points.jpg" alt="3 Flexible Ways to Cash In Your Miles and Points" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/3-flexible-ways-to-cash-in-your-miles-and-points">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-you-should-sign-up-for-airline-rewards-even-if-you-dont-travel-much">Why You Should Sign Up for Airline Rewards Even If You Don&#039;t Travel Much</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-airline-miles-while-you-shop">How to Earn Airline Miles While You Shop</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/which-airlines-frequent-flyer-miles-have-the-best-value">Which Airline&#039;s Frequent Flyer Miles Have the Best Value?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-use-rewards-for-summer-travel">How to Use Rewards for Summer Travel</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-the-most-out-of-airport-lounge-access">How to Get the Most Out of Airport Lounge Access</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation Shopping Travel airline miles airline points free travel frequent flyer miles shopping tips travel tips Wed, 29 Nov 2017 09:30:10 +0000 Carrie Kirby 2062562 at http://www.wisebread.com Best Money Tips: Must-Have Car Features That Will Save You Money http://www.wisebread.com/best-money-tips-must-have-car-features-that-will-save-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-must-have-car-features-that-will-save-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_new_car_624494938.jpg" alt="Woman with new car and must-have car features" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on must-have car features that will save you money, the best hacks for saving on Black Friday, and ways to make money in the next hour.</p> <h2>Top 5 Articles</h2> <p><a href="https://www.dumblittleman.com/car-features-to-look-for/">8 Must-Have Car Features That Will Save You Money</a> &mdash; These are the best features to look for if you want to lower future expenses on your car. [Dumb Little Man]</p> <p><a href="https://wellkeptwallet.com/save-money-black-friday/">The Best Hacks to Save Money on Black Friday</a> &mdash; If you know which stores you'll be shopping on Black Friday, join their loyalty program to start receiving discounts and advanced notice on upcoming sales. [Well Kept Wallet]</p> <p><a href="https://shebudgets.com/personal-finance/how-to-make-money/make-money-next-hour/58787">10 Ways To Make Money In The Next Hour</a> &mdash; Return any items that still have the tag attached. If you can't return it, sell it! [SheBudgets]</p> <p><a href="https://www.popsugar.com/smart-living/How-Stop-Being-Nosy-43468370">6 Major Benefits to Minding Your Own Business</a> &mdash; When you aren't so focused on other people's business, you have more time and energy to spend on bettering your own life. [PopSugar Smart Living]</p> <p><a href="http://www.freemoneyfinance.com/2017/11/how-to-buy-a-side-hustle-franchise-in-7-steps.html">How to Buy a &ldquo;Side Hustle&rdquo; Franchise in 7 Steps</a> &mdash; Some franchises work great as a side hustle. Here's what you need to know to get started. [Free Money Finance]</p> <h2>Other Essential Reading</h2> <p><a href="https://moneyqanda.com/how-to-save-money-on-christmas-gifts/">5 Smart Ways to Save on Gifts this Christmas</a> &mdash; Use price comparison apps and tools to track down the best deals for holiday gifts. [Money Q&amp;A]</p> <p><a href="https://www.moneyspruce.com/smart-ways-invest-future/">Smart Ways to Invest in Your Own Future</a> &mdash; Make these smart investment moves early so you can make the most of compound interest. [Money Spruce]</p> <p><a href="http://yourmoneyyourfreedom.com/graduate-grad-school-debt-free/">The Art of Graduating Grad School Debt Free</a> &mdash; Grad school debt can be a heavy financial burden. Follow these tips to make your quest for higher learning more affordable. [FreeUp]</p> <p><a href="https://www.positivityblog.com/make-someone-happy/">24 Quick Ways to Make Someone Happy Today</a> &mdash; Share your hobby! Give away pieces that you produce, like a bracelet or a drawing. [The Positivity Blog]</p> <p><a href="https://www.stevenaitchison.co.uk/7-healthy-habits-stronger-mind/">7 Healthy Habits for a Stronger Mind</a> &mdash; Setting a fixed bed time can help you with time management. You're more likely to get things done early when you know there's a deadline to the day. [Change Your Thoughts]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-must-have-car-features-that-will-save-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-things-car-salesmen-dont-want-you-to-know">17 Things Car Salesmen Don&#039;t Want You to Know</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/repair-the-car-or-spend-the-cash">Repair the Car or Spend the Cash?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-why-you-should-never-buy-a-new-car">3 Reasons Why You Should Never Buy a New Car</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/remove-car-dents-quickly-and-cheaply">Remove Car Dents Quickly and Cheaply</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-11-best-parking-apps-for-your-city">The 11 Best Parking Apps for Your City</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Cars and Transportation best money tips car features Thu, 16 Nov 2017 09:30:10 +0000 Amy Lu 2054952 at http://www.wisebread.com