wedding http://www.wisebread.com/taxonomy/term/516/all en-US Best Money Tips: Negotiate Discounts and Freebies For Your Dream Wedding http://www.wisebread.com/best-money-tips-negotiate-discounts-and-freebies-for-your-dream-wedding <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-negotiate-discounts-and-freebies-for-your-dream-wedding" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/wedding-200445150-001-small.jpg" alt="wedding" title="wedding" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on negotiating discounts and freebies for your wedding, ways to go broke, and working out without a gym membership.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneyunder30.com/how-to-negotiate-discounts-and-freebies-for-your-dream-wedding">How to Negotiate Discounts And Freebies for Your Dream Wedding</a> &mdash; To negotiate discounts and freebies for your wedding, try to flatter your friends into helping for free. [Money Under 30]</p> <p><a href="http://brokegirlrich.com/?p=1446">20 Ways to Go Broke</a> &mdash; Not saving for a rainy day and hitting the movies frequently can cause you to go broke. [brokeGIRLrich]</p> <p><a href="http://www.evolvingpf.com/2014/08/work-without-gym-membership/">How to Work Out Without a Gym Membership</a> &mdash; Working out to videos or getting outside and riding your bike are just a couple ways to work out without a gym membership. [Evolving PF]</p> <p><a href="http://www.moneysavingenthusiast.com/2014/08/save-money-2/">8 Money Saving Tips for Wannabe Jedi Savers</a> &mdash; If you want to save money, cut back when eating out and freeze your meals. [Money Saving Enthusiast]</p> <p><a href="http://moneysmartlife.com/choosing-career-path/">4 Questions to Ask Yourself When Choosing a Career Path</a> &mdash; When choosing a career path, ask yourself what you are good at. [Money Smart Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/Cleaning-Supplies-Everyone-Needs-35487893">15 Cleaning Supplies Every Home Should Have</a> &mdash; Every home should have vinegar and hydrogen peroxide on hand. [PopSugar Smart Living]</p> <p><a href="http://blog.relayrides.com/2014/08/6-occasions-when-youll-want-to-rent-a-car/">6 Occasions When You'll Want to Rent a Car</a> &mdash; Chances are you will want to rent a car if you are taking a road trip or having out of town guests. [The RelayRides Blog]</p> <p><a href="http://parentingsquad.com/soups-that-make-great-family-meals">Soups That Make Great Family Meals</a> &mdash; Pumpkin and black bean soup makes a great family meal. [Parenting Squad]</p> <p><a href="http://www.threethriftyguys.com/2014/08/3-worthwhile-benefits-to-paying-off-debt/">3 Worthwhile Benefits to Paying Off Debt</a> &mdash; Paying off debt means you have more freedom with your money. [Three Thrifty Guys]</p> <p><a href="http://microblogger.com/using-facebook-groups/">Why You Should Be Using Facebook Groups</a> &mdash; Facebook groups tend to be better than forums and can lower your hosting fees. [Microblogger]</p> <a href="http://www.wisebread.com/best-money-tips-negotiate-discounts-and-freebies-for-your-dream-wedding" class="sharethis-link" title="Best Money Tips: Negotiate Discounts and Freebies For Your Dream Wedding" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips discounts freebies negotiate wedding Wed, 20 Aug 2014 19:00:07 +0000 Ashley Jacobs 1189083 at http://www.wisebread.com Best Money Tips: Unconventional Ways to Save on Your Wedding http://www.wisebread.com/best-money-tips-unconventional-ways-to-save-on-your-wedding <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-unconventional-ways-to-save-on-your-wedding" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/wedding-5263840-small.jpg" alt="wedding" title="wedding" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on unconventional ways to save on your wedding, furniture buying tips, and giving yourself a pay raise every year.</p> <h2>Top 5 Articles</h2> <p><a href="http://andthenwesaved.com/save-money-wedding/">Unconventional Ways To Save Money On Your Wedding</a> &mdash; Save money on your wedding by not being afraid to think outside the box and enlisting the help of everyone who can help you. [And Then We Saved]</p> <p><a href="http://www.stretcher.com/stories/07/07feb05d.cfm?slider">Furniture Buying Tips</a> &mdash; When buying furniture, ask for a 15% discount when shopping at a local retailer to save. [TheDollarStretcher.com]</p> <p><a href="http://cashmoneylife.com/give-yourself-pay-raise-every-year/"> How to Give Yourself a Pay Raise Every Year</a> &mdash; To give yourself a pay raise every year, consider building a portfolio of blue chip dividend stocks. [Cash Money Life]</p> <p><a href="http://moneyning.com/tax/ask-yourself-these-4-questions-before-doing-your-own-taxes/">Ask Yourself These 4 Questions Before Doing Your Own Taxes</a> &mdash; Before you do your own taxes, ask yourself how much time you are willing to invest in the process. [MoneyNing]</p> <p><a href="http://moneysmartlife.com/emergency-prepared/">Are You Prepared for an Emergency?</a> &mdash; If you were to end up snowed in, would you have enough food and water to get by for at least a week or two? [Money Smart Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.thousandaire.com/5-ways-to-increase-your-portfolios-growth/">5 Ways to Increase Your Portfolio's Growth</a> &mdash; To increase your portfolio's growth, think small for big gains. [Thousandaire]</p> <p><a href="http://freefrombroke.com/where-is-my-irs-form-1040-package-free-tax-file/">Where Can I Get IRS Tax Forms (or Where Can I File Free)?</a> &mdash; You can get free tax forms at local IRS offices or at <a href="http://www.irs.gov" title="www.irs.gov">www.irs.gov</a>. [Free From Broke]</p> <p><a href="http://www.savvysugar.com/Signs-Hoarding-Tendencies-33911301">11 Signs You Have Hoarding Tendencies</a> &mdash; You may have hoarding tendencies if you take free things, such a toiletries, and never end up using them. [PopSugar Smart Living]</p> <p><a href="http://www.financefox.ca/selling-your-home/">Keeping Seasonality In Mind When Selling Your Home</a> &mdash; Did you know that spring time tends to be a hotter time to sell your home than other seasons? [Finance Fox]</p> <p><a href="http://parentingsquad.com/how-to-throw-a-kid-friendly-grown-up-party">How to Throw a Kid-Friendly, Grown-Up Party</a> &mdash; When throwing a kid-friendly, grown-up party, have a designated kid zone. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-unconventional-ways-to-save-on-your-wedding" class="sharethis-link" title="Best Money Tips: Unconventional Ways to Save on Your Wedding " rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips saving money wedding Tue, 11 Feb 2014 11:00:29 +0000 Ashley Jacobs 1125121 at http://www.wisebread.com Best Money Tips: Save Money as a Wedding Guest http://www.wisebread.com/best-money-tips-save-money-as-a-wedding-guest <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-save-money-as-a-wedding-guest" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/wedding-3964692-small.jpg" alt="wedding" title="wedding" class="imagecache imagecache-250w" width="250" height="175" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on saving money as a wedding guest, getting your family on board to save dough, and spotting a horrible roommate before moving in.</p> <h2>Top 5 Articles</h2> <p><a href="http://onecentatatime.com/5-ways-to-save-as-a-wedding-guest/">5 Ways to Save Money as a Wedding Guest</a> &mdash; If you want to save money as a wedding guest, consider making your own gift. [One Cent at a Time]</p> <p><a href="http://financialhighway.com/how-to-get-your-entire-family-on-board-to-save-some-dough/">How to Get Your Entire Family on Board to Save Some Dough</a> &mdash; Instead of driving places, get your family on board with walking or riding bikes to get around. This will save you money! [Financial Highway]</p> <p><a href="http://lifehacker.com/how-can-i-spot-a-horrible-roommate-before-i-move-in-732317810">How Can I Spot a Horrible Roommate Before I Move In?</a> &mdash; To spot a horrible roommate before you move in, ask for references! [Lifehacker]</p> <p><a href="http://timemanagementninja.com/2013/07/9-ways-to-get-things-done-when-everything-is-going-wrong/">9 Ways to Get Things Done When Everything Is Going Wrong</a> &mdash; When things are going wrong, continue to get things done by laughing and not giving up. [Time Management Ninja]</p> <p><a href="http://www.marcandangel.com/2013/07/16/6-things-happy-people-never-do/">6 Things Happy People Never Do</a> &mdash; Learn a lesson from happy people and don't seek validation of self-worth from others. [Marc and Angel Hack Life]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.dumblittleman.com/2013/07/is-your-job-putting-your-health-at-risk.html">Is Your Job Putting Your Health At Risk? 8 Ways To Survive Cubicle Lifestyle And Take Care Of Your Health</a> &mdash; Don't let working in a cubicle compromise your health. Remember to get up and take breaks during the day. [Dumb Little Man]</p> <p><a href="http://moneyqanda.com/lowest-interest-rate-on-a-car-loan/">The Simple Truth on How to Get the Lowest Rate on a Car Loan</a> &mdash; Cleaning up your credit score will get you a lower rate on a car loan. [Money Q&amp;A]</p> <p><a href="http://www.dinksfinance.com/2013/07/learn-to-love-your-job/">Learn to Love Your Job</a> &mdash; Learn to love your job by focusing on the tasks you love to do! [DINKS Finance]</p> <p><a href="http://www.savvysugar.com/American-Travel-Destinations-Animal-Lovers-30980687">American Travel Destinations for Animal Lovers</a> &mdash; If you are an animal lover, consider visiting the Everglades in Florida. [PopSugar Smart Living]</p> <p><a href="http://parentingsquad.com/node/2332">12 Ways to Sneak Learning Into Summertime Fun</a> &mdash; To sneak learning into summer fun, explore nature with your children. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-save-money-as-a-wedding-guest" class="sharethis-link" title="Best Money Tips: Save Money as a Wedding Guest" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips guest wedding Thu, 18 Jul 2013 10:00:31 +0000 Ashley Jacobs 980679 at http://www.wisebread.com Best Money Tips: The Shoestring Wedding http://www.wisebread.com/best-money-tips-the-shoestring-wedding <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-the-shoestring-wedding" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/4230638371_2761262e1c_z.jpg" alt="The Shoestring Wedding" title="The Shoestring Wedding" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some stellar articles on having a shoestring wedding, 35 gift ideas under $25, and tips for an organized wallet.</p> <h2>Top 5 Articles</h2> <p><a href="http://howsmarriedlife.net/the-shoestring-wedding-cut-down-costs-not-the-celebration">The Shoestring Wedding: Cut Down Costs, Not the Celebration</a> &mdash; Cut down the costs of your wedding by having a ice cream bar in lieu of a cake. [How's Married Life?]</p> <p><a href="http://ptmoney.com/christmas-gift-ideas/">35 Christmas Gift Ideas Under $25</a> &mdash; If you are in need of a Christmas gift idea that's under $25, look into gadget cases or picture frames. [PT Money]</p> <p><a href="http://www.narrowbridge.net/organized-wallet-purse/">5 Tips for an Organized Wallet</a> &mdash; Forcing yourself to downsize to a smaller wallet can help you keep your wallet more organized. [Narrow Bridge]</p> <p><a href="http://www.stretcher.com/stories/12/12nov26f.cfm#.ULeqFoWmAb8">Extra Income for Single Moms</a> &mdash; Are you a single mom who needs extra income? If you have writing skills, consider making extra money writing articles. [The Dollar Stretcher]</p> <p><a href="http://retireby40.org/2012/11/fun-ways-money-retirement/">Fun Ways to Make Money in Retirement</a> &mdash; To have fun and make money in retirement, consider becoming a tour guide. [Retire by 40]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.savvysugar.com/How-Extend-Time-Between-Dry-Cleaning-26103843">Experts Share Two Ways To Save On Dry Cleaning</a> &mdash; To save money on dry cleaning, try to DIY! [SavvySugar]</p> <p><a href="http://www.getrichslowly.org/blog/2012/11/24/why-we-buy-the-science-of-shopping-2/">Why we buy: The science of shopping</a> &mdash; If you want to buy less when you shop, don't try samples. [Get Rich Slowly]</p> <p><a href="http://parentingsquad.com/7-simple-tips-to-preserve-your-kids-childhood">7 Simple Tips to Preserve Your Kid's Childhood</a> &mdash; In order to preserve your kid's childhood, organize your photos often. [Parenting Squad]</p> <p><a href="http://www.moneyunder30.com/facebook-texting-increases-risk-identity-theft">Facebook,, Texting Increases Your Chances of Identity Theft: Here's What to Do</a> &mdash; Protect your identity when using Facebook and texting by changing your passwords frequently. [Money Under 30]</p> <p><a href="http://www.freemoneyfinance.com/2012/11/best-practices-for-new-p2p-lending-investors.html">Best Practices for New P2P Lending Investors</a> &mdash; Before investors start investing in P2P lending, they should consider diversification. [Free Money Finance]</p> <a href="http://www.wisebread.com/best-money-tips-the-shoestring-wedding" class="sharethis-link" title="Best Money Tips: The Shoestring Wedding" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips marriage shoestring wedding Fri, 30 Nov 2012 10:48:33 +0000 Ashley Jacobs 959537 at http://www.wisebread.com Best Money Tips: Save on Wedding Expenses as a Guest http://www.wisebread.com/best-money-tips-save-on-wedding-expenses-as-a-guest <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-save-on-wedding-expenses-as-a-guest" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/5154611821_bbe37f3c79_z-1.jpg" alt="Save on Wedding Expenses as a Guest" title="Save on Wedding Expenses as a Guest" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on saving on wedding expenses as a guest, strategies to lower your healthcare costs, and making extra money this holiday season.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneycrashers.com/tips-save-attending-wedding-guest/">6 Tips to Save on Wedding Expenses as a Guest</a> &mdash; Are you attending a wedding as a guest? Save on expenses by splitting costs with someone else. [Money Crashers]</p> <p><a href="http://www.creditsesame.com/blog/its-open-enrollment-season-4-strategies-to-lower-your-healthcare-costs/">It's Open Enrollment Season! 4 Strategies to Lower Your Healthcare Costs</a> &mdash; Want to lower your healthcare costs? Consider enrolling in a high-deductible plan. [Credit Sesame]</p> <p><a href="http://www.bargaineering.com/articles/5-ways-extra-money-holiday-season.html">5 Ways to Make Extra Money this Holiday Season</a> &mdash; To make extra money this holiday season, decorate someone's house. [Bargaineering]</p> <p><a href="http://www.freemoneyfinance.com/2012/11/real-estate-101-keeping-good-tenants.html">Real Estate 101: Keeping Good Tenants</a> &mdash; If you want to keep your good tenants, do not use month to month leases. [Free Money Finance]</p> <p><a href="http://www.savvysugar.com/Thoughtful-Gifts-Cost-Nothing-25823698">Totally Free Gifts To Give This Holiday Season</a> &mdash; This holiday season, give the gift of freshly baked cupcakes or a clean home. [SavvySugar]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneytalksnews.com/2012/11/08/5-ways-to-make-your-resume-stand-out/">5 Ways to Make Your Resume Stand Out</a> &mdash; If you want your resume to stand out, add quirky accomplishments. [Money Talks News]</p> <p><a href="http://www.kiplinger.com/slideshow/great-stocks-you-never-heard-of/1.html">6 Great Stocks You've Never Heard Of</a> &mdash; Have you ever heard of Air Methods or American Vanguard stocks? [Kiplinger]</p> <p><a href="http://money.msn.com/frugal-living/post.aspx?post=e7305873-c6d7-4997-8c08-fa92c842e571&amp;ref=bfv">What you need for a 'can-do' kitchen</a> &mdash; Keep cans of soup and tomatoes in your kitchen. [MSN Money]</p> <p><a href="http://www.mrfreestuff.com/category/diabetic/">Diabetic Freebies 2012</a> &mdash; In honor of American Diabetes Month, CVS is offering free health screenings. [Mr. Free Stuff]</p> <p><a href="http://parentingsquad.com/10-tips-to-get-your-child-to-open-up">10 Tips to Get Your Child to Open Up</a> &mdash; To get your child to open up to you, play &quot;two truths and a false.&quot; [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-save-on-wedding-expenses-as-a-guest" class="sharethis-link" title="Best Money Tips: Save on Wedding Expenses as a Guest" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips expenses guests wedding Mon, 12 Nov 2012 10:36:46 +0000 Ashley Jacobs 955723 at http://www.wisebread.com Best Money Tips: Unique Ways to Cut Wedding Costs http://www.wisebread.com/best-money-tips-unique-ways-to-cut-wedding-costs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-unique-ways-to-cut-wedding-costs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/1847633807_8fb95ce424_z-1.jpg" alt="Unique Ways to Cut Wedding Costs" title="Unique Ways to Cut Wedding Costs" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on unique ways to cut wedding costs, beating the latest airline fees, and organizing your workday.</p> <h2>Top 5 Articles</h2> <p><a href="http://money.msn.com/frugal-living/post.aspx?_p=cf8298a7-2b02-4210-b30c-7c20cc51de44&amp;ref=bfv&amp;post=2ebc2634-1bb9-4ac4-94c7-246a4b0832e3">Unique ways to cut wedding costs</a> &mdash; To reduce your wedding costs, take advantage of daily deals sites. [MSN Money]</p> <p><a href="http://www.moneytalksnews.com/2012/07/03/6-ways-to-beat-the-latest-airline-fees/">6 Ways to Beat the Latest Airline Fees</a> &mdash; Beat the latest airline fees by opting to pay a little extra for more seat width instead of paying for business or first class. [Money Talks News]</p> <p><a href="http://www.savvysugar.com/Tips-Organizing-Your-Workday-3569039">How-To: Organize Your Workday</a> &mdash; Organize your workday by prioritizing your to do list. [SavvySugar]</p> <p><a href="http://www.bargaineering.com/articles/buy-bulk.html">Should You Buy That In Bulk?</a> &mdash; Avoid buying olive oil in bulk but feel free to stock up on canned goods. [Bargaineering]</p> <p><a href="http://kiplinger.com/magazine/archives/6-things-to-know-about-credit-scores.html?si=1">6 Things to Know About Credit Scores</a> &mdash; Did you know that there is no single number when it comes to your credit score? Different lenders produce different scores. [Kiplinger]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.moneycrashers.com/local-farmers-market-shopping/">10 Tips for Shopping at Local Farmers' Markets</a> &mdash; When shopping at local farmers' markets, remember to try something new! [Money Crashers]</p> <p><a href="http://www.freemoneyfinance.com/2012/07/how-do-financial-advisors-earn-their-fee.html">How Do Financial Advisors Earn Their Fee?</a> &mdash; Financial advisors add value to your portfolio by lowering your expense ratios. [Free Money Finance]</p> <p><a href="http://www.creditsesame.com/blog/5-easy-ways-to-make-yourself-contribute-to-your-savings/">5 Easy Ways to Make Yourself Contribute to Your Savings</a> &mdash; To make yourself contribute to your savings, start thinking long term. [Credit Sesame]</p> <p><a href="http://parentingsquad.com/6-ways-to-keep-your-cool-during-hard-times">6 Ways to Keep Your Cool During Hard Times</a> &mdash; To keep your cool during hard times, surround yourself with people. [Parenting Squad]</p> <p><a href="http://www.marcandangel.com/2012/07/06/10-things-to-tell-yourself-today/">10 Things to Tell Yourself Today</a> &mdash; Today, tell yourself that you are focusing on the next positive step. [Marc and Angel Hack Life]</p> <a href="http://www.wisebread.com/best-money-tips-unique-ways-to-cut-wedding-costs" class="sharethis-link" title="Best Money Tips: Unique Ways to Cut Wedding Costs" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Lifestyle best money tips marriage wedding Mon, 09 Jul 2012 10:00:09 +0000 Ashley Jacobs 939802 at http://www.wisebread.com Best Money Tips: Save Money on Your Wedding http://www.wisebread.com/best-money-tips-save-money-on-your-wedding <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-save-money-on-your-wedding" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/202393002_b589eeca7e_z-1.jpg" alt="Save Money on Your Wedding" title="Save Money on Your Wedding" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some fantastic articles on saving money on your wedding, managing a toxic boss, and saving on your favorite indulgences.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thedigeratilife.com/blog/save-money-wedding-costs-budget/">Save Money On Your Wedding: Control Your Wedding Costs &amp; Budget</a> &mdash; When budgeting for your wedding, remember to work off a wedding checklist. [The Digerati Life]</p> <p><a href="http://www.girlsjustwannahavefunds.com/managing-a-toxic-boss">Managing a Toxic Boss + Knowing When and How to Leave</a> &mdash; If your boss is causing you mental health issues, it may be time to leave your job. [Girls Just Wanna Have Funds]</p> <p><a href="http://www.savvysugar.com/How-Get-Free-Books-Magazines-Movies-DVDs-22636148">Secrets To Saving On Your 7 Favorite Indulgences</a> &mdash; See movies for free by checking out GoFobo and Film Metro. [SavvySugar]</p> <p><a href="http://www.moolanomy.com/5947/avoid-money-problems-by-planning-for-annual-and-irregular-expenses-kmulligan/">Avoid Money Problems by Planning for Annual and Irregular Expenses</a> &mdash; Make sure you have a budget for regular expenses and emergency savings for irregular expenses. [Moolanomy]</p> <p><a href="http://ptmoney.com/financial-advice-for-stay-at-home-moms/">Financial Advice for Stay at Home Moms</a> &mdash; If you are a stay at home parent, remember to contribute to a separate retirement account. [PT Money]</p> <h2>Other Essential Reading</h2> <p><a href="http://creativemoney.biz/2012/04/11/how-to-solve-money-problems-creatively/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+CreativeMoneyBlog+%28Creative+Money+Blog%29">How To Solve Money Problems Creatively</a> &mdash; Want to solve money problems creatively? Try to eliminate isolation. [Creative Money]</p> <p><a href="http://www.marcandangel.com/2012/04/16/10-habits-you-must-quit-to-be-happy/">10 Habits you Must Quit to Be Happy</a> &mdash; Be happy by not trying to control the uncontrollable. [Marc and Angel Hack Life]</p> <p><a href="http://www.walletblog.com/2012/04/5-ways-to-make-your-job-application-stand-out/">5 Ways to Make Your Job Application Stand Out</a> &mdash; To make your job application stand out, personalize your cover letter 100%. [Wallet Blog]</p> <p><a href="http://thirtysixmonths.com/4-ways-to-save-money-travelling/?utm_source=rss&amp;utm_medium=rss&amp;utm_campaign=4-ways-to-save-money-travelling">4 Ways to Save Money Travelling.</a> &mdash; When traveling, save money on food by utilizing grocery stores. [Thirty Six Months]</p> <p><a href="http://parentingsquad.com/10-ways-restaurants-can-better-serve-parents-with-kids">10 Ways Restaurants Can Better Serve Parents With Kids</a> &mdash; One thing restaurants can do to better serve parents with kids is not asking kids if they want a soda with their meal. [Parenting Squad]</p> <a href="http://www.wisebread.com/best-money-tips-save-money-on-your-wedding" class="sharethis-link" title="Best Money Tips: Save Money on Your Wedding" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Frugal Living best money tips wedding Tue, 17 Apr 2012 09:48:22 +0000 Ashley Jacobs 920605 at http://www.wisebread.com Best Money Tips: Tips For A Frugal Wedding http://www.wisebread.com/best-money-tips-tips-for-a-frugal-wedding <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-tips-for-a-frugal-wedding" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/5594708904_d8e54f0bb7_z-1.jpg" alt="Tips For A Frugal Wedding" title="Tips For A Frugal Wedding" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on frugal wedding tips, finance advice for forgetful people, and tips to be a better employee.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.biblemoneymatters.com/7-tips-for-a-frugal-wedding/">7 Tips For A Frugal Wedding</a> &mdash; Save money on your wedding by not renting a fancy car or limo. [Bible Money Matters]</p> <p><a href="http://www.savvysugar.com/Tips-Handling-Personal-Finances-18910245">6 Personal Finance Tips For Forgetful People</a> &mdash; If you tend to be forgetful, it might be a good idea to set aside a day for paying your bills. [SavvySugar]</p> <p><a href="http://www.budgetsaresexy.com/2011/08/10-tips-to-be-better-employee/">10 Tips to Be a Better Employee</a> &mdash; Be a better employee by learning about areas outside of your focus. [Budgets are Sexy]</p> <p><a href="http://www.kiplinger.com/columns/drt/archive/how-to-limit-student-loan-debt.html">How to Limit Student-Loan Debt</a> &mdash; Want to keep your student loan debt to a minimum? Try to choose a school that fits into the family budget. [Kiplinger]</p> <p><a href="http://www.moneycrashers.com/natural-homemade-toothpaste-mouthwash-recipes/">Natural Homemade Toothpaste &amp; Mouthwash Recipes on a Budget</a> &mdash; Make your own coconut toothpaste using coconut oil, baking soda, and essential oils. [Money Crashers]</p> <h2>Other Essential Reading</h2> <p><a href="http://getcurrency.com/dining-travel/what-to-do-when-you-have-to-cancel-your-trip">What to Do When You Have to Cancel Your Trip</a> &mdash; Do you have to cancel an upcoming trip? Be ready to not only negotiate, but to lose some money too. [Currency]</p> <p><a href="http://www.openforum.com/articles/7-tips-for-beating-fear-and-becoming-a-stellar-public-speaker">7 Tips For Beating Fear And Becoming A Stellar Public Speaker</a> &mdash; Become an awesome public speaker by talking about a subject that excites you. [American Express OPEN Forum]</p> <p><a href="http://parentingsquad.com/5-things-to-consider-when-choosing-a-guardian-for-your-child">5 Things To Consider When Choosing A Guardian For Your Child</a> &mdash; Are you in the process of choosing a guardian for your child? Keep in mind that no one will be absolutely perfect for the job. [Parenting Squad]</p> <p><a href="http://moneyning.com/career/3-ways-to-ask-for-a-raise-in-today&rsquo;s-economy/">3 Ways to Ask for a Raise in Today's Economy</a> &mdash; To get a raise in today's economy, assess your company's needs then capitalize on those needs. [Money Ning]</p> <p><a href="http://www.mint.com/blog/consumer-iq/the-top-10-scams-&ndash;-and-how-to-avoid-them-092011/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+MyMint+%28Mint+Personal+Finance+Blog%29">The Top 10 Scams - and How to Avoid Them</a> &mdash; Avoid debt collection scams by knowing your rights. [MintLife Blog]</p> <a href="http://www.wisebread.com/best-money-tips-tips-for-a-frugal-wedding" class="sharethis-link" title="Best Money Tips: Tips For A Frugal Wedding" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Lifestyle best money tips frugal wedding Mon, 05 Sep 2011 10:00:17 +0000 Ashley Jacobs 691079 at http://www.wisebread.com Best Money Tips: Wedding Makeup on a Budget http://www.wisebread.com/best-money-tips-wedding-makeup-on-a-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-wedding-makeup-on-a-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/422701653_f484bc867e_z_0.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="168" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some awesome articles on how to do your wedding makeup on a budget, ways you're getting ripped off, and Father's Day gift ideas under $100.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.moneycrashers.com/do-wedding-makeup-tips-ideas-budget/">How to Do Wedding Makeup on a Budget - 10 Tips &amp; Ideas</a> &mdash; Save money on your wedding makeup by having a makeup party. [Money Crashers]</p> <p><a href="http://www.forbes.com/2011/05/12/twenty-rip-offs-2011.html">Twenty Ways You're Getting Ripped Off</a> &mdash; If you buy travel sized products, you are getting ripped off. [Forbes]</p> <p><a href="http://www.doughroller.net/smart-spending/fathers-day-gift-ideas-under-100/">20 Great Father's Day Gift Ideas Under $100</a> &mdash; This Father's Day, consider getting your dad sports tickets. [Dough Roller]</p> <p><a href="http://www.mattaboutmoney.com/2011/05/13/money-lessons-for-new-grads/?">Money Lessons for New Grads</a> &mdash; If you are a new grad, be sure to try to keep your housing costs down. [Matt About Money]</p> <p><a href="http://www.smartmoney.com/spend/autos/how-to-cash-in-on-rising-usedcar-prices-1304985313634/">How to Cash In on Rising Used-Car Prices</a> &mdash; Take advantage of rising used car prices by trading your old car in for a new car. [SmartMoney]</p> <h2>Other Essential Reading</h2> <p><a href="http://parentingsquad.com/17-tips-for-garage-sale-safety">17 Tips For Garage Sale Safety</a> &mdash; Stay safe when having a garage sale by greeting everyone who walks up. [Parenting Squad]</p> <p><a href="http://www.positivityblog.com/index.php/2011/05/06/minimize-fear/?utm_source=feedburner&amp;utm_medium=feed&amp;utm_campaign=Feed%3A+ThePositivityblog-PutSomePersonalDevelopmentAndPositivityIntoYourLife+%28The+PositivityBlog+-+Put+some+personal+development+and+positivity+into+your+life%29">5 Practical Steps to Help You Minimize Fear and Open Up Your Life Today</a> &mdash; Minimize your fear by taking a small step forward. [The Positivity Blog]</p> <p><a href="http://getcurrency.com/dining-travel/smart-shopping-at-the-farmers-market">Smart Shopping at the Farmers' Market</a> -- Be a smart shopper at the farmer's market by not sticking to a strict list. [Currency]</p> <p><a href="http://www.marcandangel.com/2011/05/15/111-lessons-life-taught-us/">111 Lessons Life Taught Us</a> &mdash; Don't forget that people who are meant to be together will find their way back to each other. [Marc and Angel Hack Life]</p> <p><a href="http://www.credit.com/blog/2011/05/5-ways-to-get-paid-for-spring-cleaning/">5 Ways to Get Paid for Spring Cleaning</a> &mdash; Get paid to spring clean by auctioning off your unwanted stuff on sites like eBay. [Credit.com News &amp; Advice]</p> <p>&nbsp;</p> <a href="http://www.wisebread.com/best-money-tips-wedding-makeup-on-a-budget" class="sharethis-link" title="Best Money Tips: Wedding Makeup on a Budget" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/topic/frugal-living/health-and-beauty">Health and Beauty articles from Wise Bread</a>.</div></div> Health and Beauty best money tips budget makeup wedding Tue, 17 May 2011 09:48:12 +0000 Ashley Jacobs 544256 at http://www.wisebread.com A Frugal Renewal: Retying The Knot Without Untying Your Budget http://www.wisebread.com/a-frugal-renewal-retying-the-knot-without-untying-your-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/a-frugal-renewal-retying-the-knot-without-untying-your-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/1262597_hands_in_love.jpg" alt="hands" title="hands" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>There is a big trend right now in Hollywood: wedding vow renewal ceremonies.</p> <p>From superstars like Mariah Carey, Salma Hayek, and Heidi Klum, to reality TV stars like Tori Spelling and the &quot;Real Housewives,&quot; couples are getting hitched again, and again, and again. Who would have thought that renewing vows would be so très chic?</p> <p>While it is always fun to get a glimpse inside Hollywood life and these hot couple's happy times, you are more likely an average Joe and Jill. It may be nice to talk about renewing wedding vows, but finances can cause cold feet at the altar. However, renewing wedding vows can be a satisfying and joyful occasion without added budgetary strains. Here are some tips for renewing your vows on a budget.</p> <p>First and foremost, decide on a budget so you can then make rational decisions on where to spend your money. Determine what's most important to you and your spouse, and try to include the most important items first. Decide whether or not you will be hosting the ceremony and/or reception. The size of your guest list may decide for you.</p> <p>Once you've reached a decision on the budget, work on the ceremony. A crucial detail and budget cruncher is always location. The cheapest option is keeping it local. Some couples choose to renew their vows at their local church. Personally, I prefer something a little less formal and more exotic or meaningful. I don't necessarily mean somewhere in the Caribbean or South Pacific (although that would be very nice). It can be as simple as a state park, garden, the restaurant where you had your first date, or your own house.</p> <p>Renewing your vows is not an official ceremony, so ask a close friend, relative, or a clergy-person to perform the ceremony.&nbsp; This will not only cut costs, but make the ceremony more personal and special for you and your spouse.</p> <p>If you are interested in a wedding that's more honeymoonesque , look for places that offer packages on travel, such as a bed and breakfast, a cruise, an all-inclusive resort, or an air-plus-hotel packaged deal. Even better, look for a packaged wedding deal to help take the stress and cost out of arranging the renewal ceremony and reception yourself. Many wedding sites and resorts offer packages for both the budget-minded and the non-budget minded. Prices usually start at $80 to $90 and include an official, vows, and a certificate.</p> <p>Do your research ahead of time and find out when the off-season is for your destination. Not only are standard rates lower, but there are also more promotions. If you want to take a cruise, look for deals in the spring and fall when there is less demand for bookings. For example, <a href="http://www.travelocity.com/">Travelocity</a> is offering a three-night cruise (in late November) to the Bahamas for $189 plus 15% off all shore excursions.</p> <p>Save even more by watching the travel discounters for additional coupons or promo codes. It's like getting a double discount. If travel in the off-season is not an option, then look for coupons for early booking discounts. The best place to find early booking discounts is to go right to the source: the resort's website.</p> <p>Now that you've decided on travel, think about your invitations. If you are really on a budget, you could just do an evite online or through Facebook. If you want something a little more formal, try designing them yourself either online or with Microsoft Word. Export it into a standard format and then upload it to an online printer such as <a href="http://www.vistaprint.com/">Vistaprint</a> or <a href="http://www.overnightprints.com/">Overnight Prints</a>. Take advantage of the discounted pricing and double up the savings with a 20% off coupon. You'll have professional invitations without the extra cost.</p> <p>Don't forget the photographer or videographer! This is probably one of the most important things. It doesn't mean you have to hire a professional. Ask a friend to document the special occasion for you. If you do choose to have a professional, try to find one that will give you all of the pictures digitally for one set price.</p> <p>Last, but not least, you need to decide on what to wear during the ceremony. If you are not wearing your original wedding dress or tuxedo, then look for discount or closeout dresses. Sites like <a href="http://www.edressme.com/">eDressMe</a> offer closeout prices on designer dresses. For even more of a discount, look for coupons to apply to your order.</p> <p>Beyond these decisions, the rest is just icing on the cake! Just remember to make it meaningful and have fun.</p> <a href="http://www.wisebread.com/a-frugal-renewal-retying-the-knot-without-untying-your-budget" class="sharethis-link" title="A Frugal Renewal: Retying The Knot Without Untying Your Budget" rel="nofollow">ShareThis</a><div class="field field-type-text field-field-guestpost-blurb"> <div class="field-label">Guest Post Blurb:&nbsp;</div> <div class="field-items"> <div class="field-item odd"> <p>This is a guest post by Sok Verdery. Sok is the CEO of <a href="http://www.couponshack.com/"><span>CouponShack.com</span></a>, a leading coupon website that helps consumers save money and get the best deals at their favorite stores.</p> </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/sok-verdery">Sok Verdery</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/topic/life-hacks/general-tips">General Tips articles from Wise Bread</a>.</div></div> Family General Tips wedding Tue, 07 Sep 2010 13:16:51 +0000 Sok Verdery 230491 at http://www.wisebread.com Sensible Ways to Raise Cash for a Wedding http://www.wisebread.com/sensible-ways-to-raise-cash-for-a-wedding <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/sensible-ways-to-raise-cash-for-a-wedding" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/cake.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="280" /></a> </div> </div> </div> <p>Before I got married last year, I wrote a post <a href="http://baglady.dreamhosters.com/2007/07/25/the-frivolity-of-a-modern-wedding/">ranting about how my wedding would cost more than my college education</a> . There is no doubt that a wedding is an extremely expensive affair, and recently I read that many people are taking out loans to pay for their weddings. I also heard of an extremely egregious story of a woman who took nearly $200,000 out of the equity of her home to pay for her dream wedding in a castle in France. Since many of my friends are getting married this year, I felt that I should write an article about how to raise cash for a wedding if your parents are not footing the bill.</p> <p><strong>Start Saving and Planning Early</strong> - When my husband and I visited venues for our wedding, I overheard a couple say that they saved for six months to get enough cash for a deposit on the venue. Then they booked a wedding date two years in the future so that they could save for the rest. This is a venue that charged $1500 for a deposit and about $7000 for the entire event. I think this young couple definitely had the right idea. They knew that it took them six months to save $1500, and they could save the rest in two years and pay it off on their wedding date. They are also wise in booking their venue early because this year the venue they chose raised prices by 16%, but they were able to lock into the lower price last year.</p> <p><strong>Consider Asking for Cash Gifts</strong> - In a previous <a href="/chinese-money-habits-how-my-culture-influences-my-attitudes-toward-money" target="_blank">article about Chinese culture </a> I mentioned that we prefer to give cash gifts. On our wedding invitations to friends and family we gave information for our gift registry and also said that red envelopes are welcome. As a result we received quite a good amount of cash gifts which we appreciated very much. Depending on the size of your wedding and the generosity of your guests, sometimes it is possible to fund an entire wedding just by cash gifts. In China most weddings are paid for upfront by a groom&#39;s family, but the hosts are generally able to recover their expenses from the guests they invite.</p> <p><strong>Get Corporate Sponsorship</strong> - I heard about this idea a couple years ago. Some brides and grooms are &quot;selling out&quot; their weddings to corporate sponsorship. For example, some brides have invitations sponsored by paper companies and indicate the company&#39;s names in the invitations. Others turned their wedding into a <a href="http://abcnews.go.com/WNT/Story?id=2179991&amp;page=1" target="_blank">giant marketing event in a ballpark</a> to reduce the costs. This may seem tacky, but you could have a large event on a small budget because many things are paid for by sponsors. It still takes time and effort to find willing sponsors if you are willing to go this route. It basically turns your special day into a giant marketing event.</p> <p>The bottom line is that starting a married life together with wedding debt is probably not the best idea. It may take years to pay off a debt incurred in one day, and that may make that wedding day not such a sweet memory. If a big expensive wedding is absolutely necessary then there are sensible ways to save and raise money for the event besides taking out a loan or maxing out high interest credit cards. Of course, before you raise cash for your wedding, you should consider cutting down on your budget as much as possible. Here on Wise Bread we have quite a few great articles on how to have weddings on the cheap:</p> <p><a href="/55-ways-i-saved-or-considered-saving-time-and-money-planning-my-wedding">55 Ways I Saved (or Considered Saving) Time and Money Planning my Wedding</a></p> <p><a href="/classy-weddings-on-the-cheap">Classy Weddings on the Cheap</a> </p> <p><a href="/green-wedding-tips-for-real-people">Green Wedding Tips for Real People</a> </p> <p>Congratulations to all of you who are tying the knot!</p> <a href="http://www.wisebread.com/sensible-ways-to-raise-cash-for-a-wedding" class="sharethis-link" title="Sensible Ways to Raise Cash for a Wedding" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/xin-lu">Xin Lu</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Personal Finance General Tips Lifestyle cash money sponsorship wedding Mon, 19 May 2008 23:21:38 +0000 Xin Lu 2104 at http://www.wisebread.com Budget Busters http://www.wisebread.com/budget-busters <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/budget-busters" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://www.wisebread.com/files/fruganomics/imagecache/250w/blog-images/poverty.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="176" /></a> </div> </div> </div> <p>Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position into its proper perspective, and begin to take ownership of my financial decisions and decision-making. However, even after completing a total overhaul of my spending and budgeting, there are some financial pitfalls I cannot avoid. </p> <p>I often think about the little financial &quot;sea of troubles&quot; many times throughout the course of my day. I acknowledge several times a day, that despite all I learned, and all I am willing to learn, at some point the knowledge must translate into action, and through persistent action, habit. But, the process of financial planning is imperfect, that&#39;s why there are so many resources offering sometimes competing advice. This thing of ours (personal finance) is an imperfect science, one we must know inside and out, before we can hope to master it.</p> <p>A famous Chinese proverb sums up the mess of our struggle with personal finance, &quot;To learn virtue takes three years; to learn evil, one day.&quot; While I think three years might be quite optimistic, it is important to take steps toward acknowledging your faults, in order to turn vice into virtue. </p> <p>With that in mind, I&#39;ve listed some financial problems or areas of concern for my life. No matter how much energy I put into these areas, I generally cannot reduce the significant amount of stress they put on me and my budget: </p> <ul> <li><span class="Apple-style-span">Automotive Expenses</span></li> </ul> <p>Between auto loans, insurance, gas, maintenance, our automotive costs for two people sometimes consume nearly 40% of our entire monthly expenses. This is completely unreasonable. I&#39;ve considered re-financing the auto loans to take advantage of lower rates, but banks do not like our high student loan balances and the fact myself and the future-wife (more on that below) are both still in school with no full-time jobs. I&#39;ve also considered trading in the SUV for a compact-car to save on fuel efficiency. However, I have problems parting ways with my truck (especially with all the snow Upstate NY gets) so we are quasi-content to maintain the status quo, but try to carpool or walk whenever possible. I&#39;ve promised some people a blog post on this topic and apologize for its delay, but I&#39;m also considering how much fuel, i.e. money, I waste using my remote car starter approximately 600+ times per year. Until that post is finished, suffice it to say, the automotive expenses in our household elevate the stress/anger level a good two or three notches. </p> <ul> <li><span class="Apple-style-span">Dining Out</span></li> </ul> <p>Let me start by saying I love gourmet food. This flies in the face of almost everything we are trying to accomplish. To that end, we&#39;ve reduced the amount of times we eat out (down to maybe once or twice per week) and become more conscious of what we buy at the grocery store. The problem is that when you weave our school/part-time work/internship/community involvement schedules together, there is little time left to cook. For some time we were both on Weight Watchers (eliminated as a frivolous expense) at the end of last year and since then we&#39;ve been eating mostly healthy foods. The limited time for meal preparation + expensive healthy snacks puts a damper on the finances, but it is a welcome problem, because the causes are school (more education = more $$$) and a desire to eat healthy. </p> <ul> <li><span class="Apple-style-span">Wedding Costs</span></li> </ul> <p>Planning a wedding is not for the faint of pocketbook. We are both having a great time <span class="Apple-style-span">planning </span><a href="http://melissaandanthony.com" target="_blank">our wedding</a> this June. However, we are not having a fun time dealing with the costs of our wedding. Getting married is expensive, but getting divorced is more expensive, which is why I don&#39;t mind spending gobs of money to marry the person I know I am going to be with forever (hope she&#39;s reading!) I checked out <a href="/green-wedding-tips-for-real-people" target="_blank">Myscha&#39;s article</a> on going green with your wedding, and was delighted to learn that we were implementing many of her recommendations. </p> <ul> <li><span class="Apple-style-span">Consumer Debt</span></li> </ul> <p>This section is the bane of my existence. After implementing the <a href="http://www.paidtwice.com/2008/01/24/developing-a-snowflaking-mentality/" target="_blank">debt snowflake model</a> and porting our one credit card with a high balance over to several smaller cards with long 0% balance transfer periods, I feel this category is starting to come under control. Since we currently only pay the taxes on our house (although we plan on moving and purchasing a new house soon) and our student loans are still in deferment based on our active enrollment in Grad School, the credit cards are currently our only active debt. Admittedly, we&#39;d be paying them down much faster if we weren&#39;t constantly setting money aside for the wedding. My goal is to be credit card debt free by the end of 2009, although I think the freedom will come much sooner then that. </p> <ul> <li><span class="Apple-style-span">Grooming (Damn It Feels Good To Be A Gangsta)</span></li> </ul> <p>Total vanity point. I love to buy expensive male grooming products. Fusion Power razor blades, Grooming Lounge shaving products, Molton Brown soaps and shampoos and expensive colognes are my weakness. My partner-in-crime over at <a href="http://frugallawstudent.com" target="_blank">The Frugal Law Student</a> has even spun-off and started a great new website, <a href="http://artofmanliness.com" target="_blank">The Art of Manliness</a> (check out his article on <a href="http://artofmanliness.com/2008/01/04/how-to-shave-like-your-grandpa/" target="_blank">shaving like your grandfather</a> ). There is nothing that brings me more pleasure then spending the afternoon surfing the web to purchase another over-priced hair care or shaving product. That being said, I&#39;m trying to cut down. Trying is the operative word. </p> <p>&nbsp;</p> <a href="http://www.wisebread.com/budget-busters" class="sharethis-link" title="Budget Busters" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/anthony-marrone">Anthony Marrone</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Personal Finance budget Cars credit cards dining grooming wedding Tue, 05 Feb 2008 05:47:03 +0000 Anthony Marrone 1746 at http://www.wisebread.com Wedding Dresses for Under $200 http://www.wisebread.com/wedding-dresses-for-under-200 <p><img src="/files/fruganomics/wisebread_imce/weddingdress.jpg" alt=" " width="214" height="215" /></p> <p>Target is offering <a href="http://www.target.com/gp/detail.html/sr=1-8/qid=1181746365/ref=sr_1_8/601-2274887-6925756?ie=UTF8&amp;asin=B000M3CXA0">wedding dresses for under $200</a>! </p> <p>Now, I&#39;ve been griping lately about imported Chinese goods. These <a href="http://www.target.com/gp/search.html/601-2274887-6925756?field-keywords=wedding+dress&amp;url=index%3Dtarget&amp;ref=sr_bx_1_1">Isaac Mizrahi</a> gowns are probably sewn in sweatshops in Asia, so mentioning them here isn&#39;t meant as a promotion per se. That said, I still find it fascinating.</p> <p>NPR did a quick story on the online-offered gowns today, which you can listen to <a href="http://www.npr.org/templates/story/story.php?storyId=11007440">here</a>.</p> <p>Mind you, you can still find a cheap used wedding gown at a consignment shop or even Goodwill, but you run the risk of getting only a limited pool of outdated dresses to choose from. With the Target gowns, at least you&#39;re starting with something modern and chic that you can spruce up and personalize on your own.</p> <p><em>Photo by </em><a href="http://www.flickr.com/photos/pinkmoose/"><em>Anthony Easton.</em></a></p> <a href="http://www.wisebread.com/wedding-dresses-for-under-200" class="sharethis-link" title="Wedding Dresses for Under $200" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Shopping discount dress Isaac Mizrahi marriage wedding Wed, 13 Jun 2007 15:04:13 +0000 Andrea Karim 730 at http://www.wisebread.com 55 Ways I Saved (or Considered Saving) Time and Money Planning my Wedding http://www.wisebread.com/55-ways-i-saved-or-considered-saving-time-and-money-planning-my-wedding <p><img src="/files/fruganomics/wisebread_imce/wedding_artsy.jpg" alt="Before the wedding..." title="Before the wedding..." width="320" height="169" /> </p> <p>One gorgeous wedding, one “flashed by so fast I can barely remember it” reception, and one glorious, relaxing honeymoon later, I’m back. It was fabulous. Truly fabulous. Sure, it had its glitches and panicked moments, but the memories I have in my mind are of being surrounded by people I love on one of the most important days of my life, and those I’ll cherish forever.</p> <p>On a more practical note, I started totaling the receipts from the whole affair yesterday, and was pleasantly surprised by what the numbers appear to be saying. I can’t tell for sure yet (since the bills haven’t gone through for everything yet), but I think we did pretty well. How? Keep reading. Where we used a strategy, I tried to note it. Others were suggestions we pursued, and that would have saved us money, but that we rejected for one reason or another.</p> <p>(Pictures of our actual wedding are forthcoming. Our photographer moved to a different state right after the wedding and so hasn’t had time to upload them yet.)</p> <p>&nbsp;</p> <p><strong>Before you plan</strong></p> <p>1. Decide between time and money (wedding planner vs. doing it yourself)</p> <p>Honestly, that’s the decision you face. You can save your time and hire someone to do most of the legwork for you, or you can do it yourself and avoid paying a planner’s fees. Your time, your money, your choice. I did it myself, and wouldn’t have it any other way. Then again, I also like to be in control. Go figure.</p> <p>2. Decide what’s important</p> <p>Where do you want to spend your money? On what? What have you dreamed about having in your wedding for so long that to forego it would make the very event something other than a wedding? For me, these were my dress, my pictures, and my flowers.</p> <p>3. Decide what’s not important</p> <p>There’s a lot of hype surrounding weddings. One trip to a wedding convention, or even a perusal through a wedding magazine will give you multiple introductions to the wedding industry, also known as “those people who try to make you want stuff for your wedding so bad you’ll pay outrageous prices for it.” Beat them at their game by deciding what you won’t spend money on. Mine? Cake, church decorations, and the reception.</p> <p>4. Prioritize what’s important</p> <p>Even among the important things (or if everything’s important), impose some sort of hierarchy. What is necessary? What would be wonderful but isn’t necessary? What can go, if push comes to shove? My list: dress, pictures, flowers, cake, reception, church decorations.</p> <p>5. Purchase a “Bargain” book (but only one)</p> <p>These really are helpful, particularly if you shop wisely and select one that has good information for your area and on the topics that are most important to you. I lost my planning book somewhere in the process (after its main period of usefulness and before I moved), so I can’t tell you what it was. Do only buy one, though…they tend to be repetitive, and could create a substantial hole in your budget. Better yet, borrow one from a friend (or get her to give it to you…like she needs it anymore).</p> <p>6. Find a planner that will work for you</p> <p>Depending on what you chose in #1, this either means a person or a book. Either way, choose someone/something you can work with, and whose interpersonal skills/interface works for you. I ended up making my own, out of a 3” notebook and some plastic dividers, because I couldn’t find one that didn’t A) Stress me out entirely, B) Confuse the crap out of me, or C) Make me want to puke with the number of pastel flowers on its cover. Sure, it’s an initial expense, but most of them let you see how much you’re spending in different areas and allow you to budget easier.</p> <p>7. Decide on the “look” and “feel” of your wedding</p> <p>This keeps you from buying things that later don’t fit right with what you want. Do you want something casual or formal? Classic or trendy? Carefree or chic? Mine was casual, laid-back, and carefree, while still being simple and elegant.</p> <p>8. Determine how much you can spend</p> <p>This can be a little awkward and unwieldy, what with your money, your fiance’s money, any money from parents or other relatives who want to contribute, and any investments you might be including, but it’s worthwhile to do, early on, so you don’t get your heart set on something you just can’t afford or find that you can’t have ANY flowers because you already chose such an elaborate cake.</p> <p>9. Make a budget…but make your OWN budget</p> <p>Many bridal services will tell you that you should spend a certain percentage of your available wedding funds on X, another percentage on Y, and yet another on Z. I tried this, but it didn’t work. I spent WAY more on my dress than I should have, given my budget, but WAY less than they recommended for my reception. But I spent based on my priorities, and I was happy with the results.</p> <p>10. Find people to whom you can delegate</p> <p>If you find them at the beginning, you won’t have to find them at the end. And they’re essential. Give them a little something special for helping out.</p> <p>11. Laugh a little.</p> <p>Seriously, relax. I realized part of the way though my planning process that A) I was going to have a wedding and B) I was just going to have a wedding. It wasn’t going to be the social event of the year, but it didn’t have to be. Consequently, I laughed a lot more and did things the way I wanted them done, not the way I hoped others would like. My way was cheaper and more relaxed.</p> <p> <p><img src="/files/fruganomics/wisebread_imce/wedding_dress.jpg" alt="Wedding dresses...all in a row" title="Poor little unworn things..." width="240" height="180" align="left" /></p> <p><strong>Clothes</strong></p> <p>12. Research, research, research!</p> <p>I got my dress for several hundred dollars less than retail, because I spent several hours (spread out) researching it and the places I could buy it. It was perfect, and I didn’t have to spend a fortune.</p> <p>13. <a href="http://www.gagas.com" target="_blank" title="Gaga&#39;s">Gagas.com</a> </p> <p>The unique idea of this site—to rent children’s formal and dress clothing at a reasonable price and for a reasonable amount of time—fits right in with weddings. There’s not much of a point in spending $80 on a child’s tux you can keep for 3 days, when you can spend $20 or $30 and have it for 3 weeks. My ring bearer wore one of their tuxes, and was cute as anything.</p> <p>14. Make your own</p> <p>If you are a seamstress, or know someone who is, make your own clothes, particularly for the flower girls. There are a million cheap and easy patterns out there, and cute material goes on sale quite often. My mom made my flower girl dresses, and they were darling.</p> <p>15. Shop fabric/craft store sales</p> <p>At the end of a season, these stores sell all the fabric that’s obviously from the previous season at truly amazing prices. My flower girl dresses are a linen-look fabric from this summer that I purchased at half-price in September. Because I live in LA, it was still appropriate for the wedding.</p> <p>16. <a href="http://www.houseofbrides.com" target="_blank" title="House of Brides">HouseOfBrides.com</a> </p> <p>I purchased my wedding dress from them and I couldn’t rave more about the service they offer. It’s a “no frills” sort of thing, and you have to give them enough time and trust that it will come. I found bad reviews on the ‘net about them, but my experience was fabulous. If they carry your dress and you’re ordering far enough in advance, they can save you a bundle.</p> <p>17. Don’t buy boutique…but do try it on there.</p> <p>Boutique markups are ridiculous (or funny, if you’re me and you already know you can find it cheaper somewhere else) and, honestly, they have to be for the places to make a profit. It’s good business. It’s also good business for you find one that carries your dress, try it on there, and get the size and any other information. It was a relief for me to know that the dress would fit when it came.</p> <p>18. Look into dresses made out of different materials.</p> <p>Heavy satin is the most popular and, therefore, one of the most expensive materials right now. I ended up with a dress made out of taffeta, which was lighter (perfect for my more casual wedding) and cheaper, and made me feel like I belonged in a ballroom.</p> <p>19. Find a seamstress who sews as a home-based business.</p> <p>People who do this are often cheaper, and can work around any scheduling difficulties you may have. I asked for recommendations at work, and found a woman who did all my alterations for $100! (That’s unheard of, in the wedding world.</p> <p>20. Don’t go to David’s!</p> <p>Seriously, it’s tempting, but you can resist. Really. I have faith in you. And you can most likely find what you’re looking for somewhere else. If you truly can’t, buy your dress at David’s, but watch out for any other “special pricing” they may offer you on other items. The fact that your bridesmaids get 10% their dresses because you bought yours there sounds good, but they’ll still most likely be paying too much for their dresses. And David’s alterations? Don’t even get me started!</p> <p>21. Make your own veil</p> <p>It’s easy. I promise. If you’re worried, find a friend who can sew and get her to help. But really? It’s cake. My best friend and I even did some hand-beading on mine, and that was easy, too.</p> <p>22. Rent tuxes as a group…you’ll get one free.</p> <p>If you don’t, go to another tux shop. Men’s Wearhouse is, by the way, a great, easy place to rent quality tuxes.</p> <p>&nbsp;</p> <p><strong>Cake</strong></p> <p>23. Sam’s club, anyone?</p> <p>Sam’s will do all sorts of decorating for you, and their cake doesn’t taste bad (that, from the girl who doesn’t like cake). They won’t stack or do anything fancy, but what with the current penchant for individual cakes on individual stands, their 10” rounds are perfect. I had 3 (with a dessert table…see below) and they were great.</p> <p>24. Decorate the cake with flowers</p> <p>Why pay extra cash for frosting flowers on the cake when you could have real ones, often at a fraction of the price? If your florist wants to charge an arm and a leg for cake flowers, get them to drop off some extra petals and have an artistic friend arrange these on the cake. It’s classy and tasteful, and you guests won’t have to deal with mouthfuls of that awful frosting (unless, of course, you like frosting…).</p> <p>25. Have a dessert table vs. cake alone</p> <p>Originally, I wanted brownies alone. I ended up with brownies, mints, and cake, and it was perfect. And cheaper, because we bought the brownie mix at Costco and my mom made them. It wasn’t too much work for her, and the overall effect at the wedding was more fun than that of cake alone.</p> <p>26. Make your own cake stand</p> <p>I used two hurricanes (of different sizes) and a small candle holder (upside down). Classy, cheap, and fun. Just like me.</p> <p>27. Make all your cakes the same flavor</p> <p>The more cake flavors you have, the more you’ll pay. Instead, pick your favorite and serve that. Bonus? No siblings arguing over who gets the chocolate!</p> <p>28. Pass on the fondant</p> <p>It’s expensive AND it tastes nasty. It looks nice, but not as nice as you would expect it to, for the cost. Other frostings look almost as nice, taste hundreds of times better, and cost much, much less.</p> <p>29. Cut the round cake, but serve the sheet cake</p> <p>We didn’t do this, because of the brownies, but it’s a tried-and-true way to save money. Put a smallish, decorated, round cake on the stand to cut. After you smear each other with frosting, have someone disappear with the cake, to “cut” it. A few minutes later, have them reappear with pieces of cake, and no one will ever know you swapped it out. Seriously.</p> <p>&nbsp;</p> <p><img src="/files/fruganomics/wisebread_imce/wedding_decorations.jpg" alt="decorate!" title="decorations!" width="180" height="240" align="left" /><strong>Decorations</strong></p> <p>30. Accessorize your flowers with bouquets from Sam’s, Costco, or Trader Joes</p> <p>These stores sell bouquets with great colors, year round. Purchasing flowers for pew decorations, centerpieces, and buffet tables can save you a bundle.</p> <p>31. See if your church or reception hall has any decorations they’ll let you use.</p> <p>Often, people leave their decorations behind and a church or hall will save them. You may not love them (ask me about the hideous lace bows…I dare you), but they just might do, either if you get in a pinch, you just don’t care anymore, or you don’t want to spend anything else.</p> <p>32. Ask your friends (Tulle, anyone?)</p> <p>As my friends have gotten married, they’ve passed around these two plastic garbage bags of tulle. We’ve all used it at our weddings, and it still looks great. BTW, wrinkles easily steam out of tulle.</p> <p>33. Shop online</p> <p>I “designed” my centerpieces in a Michael’s, but I bought them online. Twenty each of table mirrors, hurricanes, blue glass pebbles, white candles, and 5 lbs. of dried lavender, all for less than $30. You just can’t beat that.</p> <p>34. Buy in bulk</p> <p>Often, if you buy at least some minimum number, you get a discount. Hence, the above savings.</p> <p>35. Give your centerpieces away</p> <p>An easy way to save on prizes for reception games or gifts for your volunteers. Now, I wish I’d thought of it before the wedding.</p> <p>36. Find out if your church or reception hall has a relationship with a local florist</p> <p>Often, players in the wedding industry hook up to create package deals, or one will give you a discount if they know you’re using the other. It didn’t work out for me, but it’s worth the time it takes to ask the question.</p> <p>37. Be willing to substitute expensive flowers for cheaper ones with the same look</p> <p>My wedding was in California, within a week of the Rose Parade. Many of the flowers I’d planned on having were sold out, because someone used them in a float. I was a little nervous about letting my florist make substitutions, but she did really well and the overall effect was still what I wanted. Also, it ended up being cheaper because she used some more obscure blooms.</p> <p>38. Let your florist make the decisions—she is the professional, after all</p> <p>I told my florist the overall look I wanted, my colors, and the fact that I was trying to save money, and then I let her make the decisions. The flowers couldn’t have been better if they’d been all exotic blooms!</p> <p>39. Simple elegance beats (and is less expensive than) lots of frills, any day</p> <p>Enter Sarah’s Soapbox: Some florists want to add frills (extra bows, pearls, pieces of lace) at a substantial extra cost. Don’t let them. Flowers should look like flowers, not frosted replicas of themselves. Besides, flowers are cheaper than bows, pearls, and lace.</p> <p>40. Dried flowers are perfect!</p> <p>My favorite scent is lavender, so I used dried lavender as one of the unifying themes of the wedding. The flower girls threw it, the church and hall were decorated with it, and the guests threw it at us as we left. It was cheaper than using real flowers in all of those areas, and united the different parts of our wedding festivities in a way I wouldn’t have thought possible.</p> <p>41. Find people who grow the flowers you want in their yards, and ask several of them if you can cut 2 or 3.</p> <p>True story: my friend got married in Seattle, where purple hydrangeas grow well. Her florist wanted to charge a ton for them, so she and her sister went door to door where they saw them growing, asking if they could come back and cut two or three blossoms the day before the wedding. So many people agreed to it that she had more flowers than she needed, all for the expense of a little legwork!</p> <p>42. Go for a “different” look (aka, Don’t use roses).</p> <p>Because roses are commonly associated with weddings, they tend to run much more expensive than anything else (that’s not exotic or imported). For my boutonnieres, I used baby gerbera daisies, because I like them. What I didn’t know when I chose them was that they’re also dirt cheap. </p> <p>&nbsp;</p> <p><strong>Invitations</strong></p> <p>43. <a href="http://www.costco.com" title="Costco">Costco.com</a> </p> <p>Dave and I more than paid for our entire year&#39;s worth of membership in the deal we got on our invitations. And we got it all, down to the envelope liners and the little pieces of tissue paper between the invitation and all of the goodies that come with it. I got so many compliments on them, and people were shocked to find out I&#39;d purchased them at Costco!</p> <p>44. Skip the engraving</p> <p>Unless your wedding is as formal as it possibly can be, engraving is an expense you can spare. There are several other (cheaper) kinds of lettering that look and feel like engraving, and create just as exquisite an effect.</p> <p>45. Print reception cards yourself</p> <p>Because they involve a whole &#39;nother folded piece of paper, reception cards often add a lot to the price of the invitation. I printed ours on vellum i purcased at a local paper store, and they fit right in with the rest of the invitation without pushing the cost up too much.</p> <p>&nbsp;</p> <p><img src="/files/fruganomics/wisebread_imce/honeymoon.jpg" alt="Honeymoon" title="Honeymoon" width="180" height="240" align="left" /><strong>Honeymoon</strong></p> <p>46. Ask your friends…and their friends</p> <p>Dave and I went to Sayulita, Mexico, which is a small town about 30 miles north of Puerto Vallarta. We stayed in a small condo with a full kitchen. We never would have heard about the place if it weren’t for a friend of my mom’s, who vacationed there last year. She knew that the condos were nice, but cheap, and where to get the best food for the least dinero. So ask around…what you really want just might be available.</p> <p>47. Decide what kind of honeymoon you want</p> <p>Dave and I knew we wanted something where we could choose to be alone or among people, and where activities were available but not necessary. We almost spent a bunch of money on a package deal, until we realized that the small-town atmosphere Sayulita offered was more “us.” No matter what you want, you’ll be able to find the best deals if you know what you’re looking for.</p> <p>48. Look into all-inclusive packages, especially in the off-season</p> <p>This is what we almost did, and we almost got a killer deal and a 5-night stay on the Mayan Riviera.</p> <p>49. Look for privately-owned condo-style housing </p> <p>Often, you can rent condos by the day or by the week, with the week’s price being cheaper than 7 days would be. Way to save yourself some serious money!</p> <p>50. Plan the honeymoon way ahead</p> <p>Like with any travel, good deals are often available ahead of time. If you find one you like, snatch it up before it runs and gets away. We didn’t have this option, as we were engaged for less than 6 months.</p> <p>51. Plan the honeymoon last-minute</p> <p>A little contrary to the above, but also true. When things don’t sell, they tend to go on sale. If you’re adventurous and not picky about where you go or what you get, you very well might stumble upon something fabulous!</p> <p>52. Find a place where you can cook your own meals</p> <p>Food is expensive. In some areas of the world, it’s less so, but it still costs money. If you can cook for yourselves (and don’t mind doing it), you may pay a little extra for the kitchen, but you’ll save overall. We did this, and found that it came in very handy when I had food poisoning too badly to eat anything even vaguely Mexican.</p> <p>53. Get off the beaten track</p> <p>Why? Because you get to see more local color. And? It’s cheaper. At Sayulita, we got all the beach, watersports, and surfer vibe we could handle, without Puerto Vallarta’s prices. Yahoo!</p> <p>54. <a href="http://www.kayak.com" target="_blank" title="Kayak">Kayak.com</a> </p> <p>If you haven’t used Kayak, you should. For any plane tickets. I did some site comparisons when we were purchasing our tickets, and found that they matched or beat any deal I found anywhere else, including with the airline itself. Puerto Vallarta, anyone?</p> <p>55. <a href="http://www.bookit.com" target="_blank" title="Bookit">Bookit.com</a> </p> <p>If we had purchased the fabulous “honeymoon in a package,” we would have purchased it here. Again, I did the price comparisons, and they’re the best. And no, I don’t have any idea why they aren’t more popular.</p> <p>&nbsp;</p> <p> Yepa! That’s a lot. Let me know if any of this helps you, or if I bored you out of your wits. Either way, I’m back, and there’s more where this came from.<span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;"><br /> </span></p> <a href="http://www.wisebread.com/55-ways-i-saved-or-considered-saving-time-and-money-planning-my-wedding" class="sharethis-link" title="55 Ways I Saved (or Considered Saving) Time and Money Planning my Wedding" rel="nofollow">ShareThis</a><br /><div id="custom_wisebread_footer"><div id="rss_tagline">Written by <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> and published on <a href="http://www.wisebread.com/">Wise Bread</a>. Read more <a href="http://www.wisebread.com/taxonomy/term/"> articles from Wise Bread</a>.</div></div> Shopping save money save time wedding wedding planning Mon, 22 Jan 2007 16:08:33 +0000 Sarah Winfrey 203 at http://www.wisebread.com