reading http://www.wisebread.com/taxonomy/term/526/all en-US 8 Smart Ways to Save on Audio Books http://www.wisebread.com/8-smart-ways-to-save-on-audio-books <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-smart-ways-to-save-on-audio-books" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000053473066_Large.jpg" alt="saving on audiobooks" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Nothing beats sitting down with a new book, poring over the printed word and turning crisp pages. Unfortunately, a busy life doesn't always leave time for reading. This is why I love audiobooks so much. You can listen to your book anywhere, anytime, and while you are doing almost any task.</p> <p>Audiobooks can make a long commute or a day of household chores much more enjoyable. The only downside with audiobooks is that they tend to be pricy. Here are my top tricks for saving money on audiobooks.</p> <h2>1. Sign Up for an Audible Free Trial</h2> <p>If you haven't already, sign up for a free Audible trial. Most offers include a free month of Audible, which includes a free book download. Sometimes you can score three months for free.</p> <h2>2. Ask an Amazon Customer Service Rep</h2> <p>Already used your free Audible trial? Don't give up just yet. Whenever you see a free promotion going on, ask an Amazon customer service rep if they could apply it to your account. A few months back, Amazon offered three months for free to Audible. Several of the Slickdeals.net board members said that all they did was ask an Amazon customer service rep if they could be considered eligible for the promotion, and they were given the promotion, despite having done an Audible free trial in the past.</p> <p>I asked, too, but did not get three free months. Instead, I got a discounted membership for $7.49 a month for the first three months. It's always worth asking if there are new promotions you can take advantage of.</p> <h2>3. Look for Special Deals</h2> <p>At one point, as an Audible member, they offered me special discounts on credits, and twice, I tried to cancel my membership, but they offered me $20 in credit to stay. It's a good idea to add them to your safe list for emailing, since they might send you a special offer to motivate you to renew your membership. (See also:&nbsp;<a href="http://www.wisebread.com/the-8-best-books-for-entrepreneurs?ref=seealso">The 8 Best Books for Entrepreneurs</a>)</p> <h2>4. Get Free Audiobooks With Overdrive</h2> <p>Many libraries use Overdrive, which allows library cardholders to check out eBooks and audiobooks. The best part about using Overdrive is that you will not have to pay late fees. When your book loan expires, you just lose access to it. However, you can renew it as many times as you need to, and will gain instant access to the audiobook, unless others have it on hold.</p> <h2>5. Use Multiple Library Cards</h2> <p>Many people might know about Overdrive, but not too many people know that each library has their own selection inside Overdrive. I am lucky enough to be a member of three different libraries, and each one can be connected to the Overdrive app on my phone. Different books are offered between the three libraries, which expands my options. Also, I can put a book on hold under each card, allowing me to get the book faster.</p> <h2>6. Whispersync for Voice</h2> <p>Sometimes Amazon will offer the kindle and audible version of a book for less than just the standard $14.95 per Audible credit. Most traditionally published books have high Kindle prices, but they often regularly get discounted. For example,&nbsp;<a href="http://www.amazon.com/gp/product/1420111566/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=1420111566&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=J77WVRAWYVLFB24B">Fern Michael's Balancing Act</a> is on sale for $5.99 and you can add on Audible narration for only $3.49. This means you will pay $9.48 for both, which is certainly less than the $11.95 Audible price.</p> <h2>7. Kindle Unlimited</h2> <p>For $9.99, you can get unlimited access to over one million books and 1,000 audiobooks. And there are several, often overlooked, indie-published books available there, too. However, you will also find bestselling books, such as the&nbsp;<a href="http://www.amazon.com/gp/product/B01BSDR0YG/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B01BSDR0YG&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=KKPZWO5BJT6ZPVWS">Harry Potter series</a> and even&nbsp;<a href="http://www.amazon.com/gp/product/B003I1WY2A/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B003I1WY2A&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=NJTRJGDFWKKIYHJX">Water for Elephants</a>, which allows Kindle Unlimited members the opportunity to read and listen for free. If you are unsure about the Kindle Unlimited membership, you can try it free for 30 days.</p> <h2>8. Swap With a Friend</h2> <p>If you and your friend are both into audiobooks, you can swap the hard copies of audiobook CDs or give each other the sign-in to your Audible account. This way you can get one more use out of your audiobook before banning it to your virtual bookshelf forever. (See also:&nbsp;<a href="http://www.wisebread.com/11-great-apps-for-book-lovers?ref=seealso">11 Great Apps for Book Lovers</a>)</p> <p>Audiobooks are a great way to pass the time, whether you are stuck in traffic or have to tackle your spring cleaning to-do list. Audiobooks can also help you reach your reading goals when life is busy.</p> <p><em>Have you listened to a great audiobook lately? We want to hear about it.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/8-smart-ways-to-save-on-audio-books">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-to-choose-traditional-books-over-e-books">5 Reasons to Choose Traditional Books Over E-Books</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-great-side-jobs-for-book-lovers">6 Great Side Jobs for Book Lovers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/new-isnt-always-better-12-used-things-to-love">New Isn&#039;t Always Better: 12 Used Things to Love</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/another-one-for-the-readers-0">Another one for the readers</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-starbucks-savings-hacks-that-actually-work">7 Starbucks Savings Hacks That Actually Work</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Shopping audio books book lovers books on tape bookworm eBooks reading saving money shopping Fri, 06 May 2016 09:00:07 +0000 Ashley Eneriz 1704429 at http://www.wisebread.com 7 Modern Reasons to Visit Your Local Library Today http://www.wisebread.com/7-modern-reasons-to-visit-your-local-library-today <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-modern-reasons-to-visit-your-local-library-today" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000016065203_XXXLarge.jpg" alt="woman after visiting her local library" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The library is filled with adventure and wonder for kids and adults of all ages. Going to the library is a rewarding pastime that many of us already enjoy. So rather than twiddle your thumbs and wonder what you're going to do on your day off, here's why you should head over to the library.</p> <h2>1. Personal Development</h2> <p>Visiting the library can encourage reading and exploration in children. Children can learn at every turn. Even being responsible for returning books on time can teach some basics of responsibility.</p> <p>Studies have shown that students who visit the library tend to <a href="http://www.islma.org/pdf/ILStudy2.pdf">have better test scores</a> than those who don't. Studies have also shown that <a href="http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2807801/">reading can aid in brain development</a> in young children, so it's important to read to them and encourage them to read and visit the library from a very young age.</p> <h2>2. Free Stuff</h2> <p>The library is home to a wealth of free items, such as:</p> <ul> <li><strong>Free newspaper, magazine, audiobook, CD, DVD, and video rentals</strong>: You'll have access to much more than just books. It would cost a fortune to try purchasing all of these sources of reading, music, and videos, but fortunately, the library has access to much more than your home library and entertainment center could ever store.<br /> &nbsp;</li> <li><strong>Free eBooks</strong>: Thanks to <a href="http://amzn.to/1Kxu0bx">Amazon's library lending program</a>, you can now check out a Kindle eBook for two weeks before it is deleted from your digital library. It doesn't get much better than that.<br /> &nbsp;</li> <li><strong>Free Wi-Fi</strong>: Who isn't looking for free Wi-Fi every once in awhile?<br /> &nbsp;</li> <li><strong>Free computer and Internet access</strong>: You can research whatever you need and have access to a computer whenever you need it.<br /> &nbsp;</li> <li><strong>Free adult classes</strong>: These can range from academic training like GED classes, to creative ventures like art and poetry classes.</li> </ul> <h2>3. Library Events and Programs</h2> <p>Libraries offer all types of events and programs for bookworms. You can enjoy everything from author readings to health workshops. Every library is different, so you can't expect anything in particular, but some activities commonly provided at the library include:</p> <ul> <li>Author readings for adults and kids</li> <li>Poetry circles</li> <li>Story circles for kids</li> <li>Puppet shows</li> <li>Family films</li> <li>Special programs for children</li> <li>Book discussions</li> <li>Reading programs and summer events</li> <li>Used book sales</li> <li>Workshops like knitting and parenting skills</li> </ul> <h2>4. Unusual Discoveries</h2> <p>You can find rare, out-of-print material at your local library that you won't be able to find elsewhere. You'll also be able to find old and used books for sale at a great price, so make sure to keep your eyes open for any of their cheap book sales.</p> <p>If you haven't been to your local library, you may be shocked to find what kind of food and shopping options they have. For instance, the Los Angeles Public Library has a gift shop, restaurant, and café inside, but it could all be easily missed if you don't know what you're looking for and don't take the time to really map out your library and find out what they offer.</p> <h2>5. Opportunities to Bond With Like-Minded People</h2> <p>The library is full of other bookworms. You can bond over your favorite books and love of literature. Libraries often promote local businesses, so you can also find out more about local artists, businesses, and even book clubs.</p> <p>And the librarian probably has an abundance of useful information and recommendations. Just let them know what you're looking for and they can help you find the right book or answer any questions you may have. (See also: <a href="http://www.wisebread.com/17-cool-jobs-for-book-lovers?ref=seealso">17 Cool Jobs for Book Lovers</a>)</p> <h2>6. Quiet Personal Space</h2> <p>We all need a bit of personal space, and the library can provide the quiet reprieve you need. It's a great place for reading, working, researching, or just relaxing. There are always comfy chairs and corners at the library where you can enjoy a great new book and expand your mind.</p> <p>The library is brightly lit, so you won't have to squint your eyes to see the words on the page. Add that to the cool environment, quiet atmosphere, and endless rows of books, and you've got a very calming way to relieve stress and relax.</p> <h2>7. Book Rentals</h2> <p>Most importantly, once you become a member of your local library, you can rent all the books your heart desires. When there's a book that everyone's buzzing about, or a novel you want to read before it's turned into a film, you can borrow the books for free from your library. Knowing that you need to return the book can also encourage you to finish the book by the return date.</p> <p>Be honest, after reading a book once, you probably won't read it again. So, it will just take up space on your bookshelf and gather dust. Instead, you can rent a book in any genre, read it, and return it for free. Imagine all the money you'll save.</p> <p><em>Do you have other great reasons for visiting the library? Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/7-modern-reasons-to-visit-your-local-library-today">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-smart-ways-to-save-on-audio-books">8 Smart Ways to Save on Audio Books</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-to-choose-traditional-books-over-e-books">5 Reasons to Choose Traditional Books Over E-Books</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/11-great-apps-for-book-lovers">11 Great Apps for Book Lovers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-ways-to-spend-less-money-on-valentines-day">14 Ways to Spend Less Money on Valentine&#039;s Day</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-free-ways-to-get-out-of-the-house">7 Free Ways to Get Out of the House</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment book rental entertainment library new books reading Fri, 12 Feb 2016 11:30:04 +0000 Andrea Cannon 1653861 at http://www.wisebread.com Ask the Readers: What Was the Last Book You Read? http://www.wisebread.com/ask-the-readers-what-was-the-last-book-you-read <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-what-was-the-last-book-you-read" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_reading_book_000047279838.jpg" alt="Woman sharing last book she read" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="http://www.wisebread.com/ask-the-readers-what-was-the-last-book-you-read#comment-785258">Elena</a>, Amanda, and Kelly for winning this week's contest!</em></p> <p>Reading is a great way to learn new things, activate the imagination, and relax after a long day. And with the popularity of ebooks, it's easier than ever to read wherever you are. However, a recent survey by Pew Research on reading habits in the U.S. found that <a href="http://www.smithsonianmag.com/smart-news/27-percent-american-adults-didnt-read-single-book-last-year-180957029/">27% of adults did not read a single book in the past year</a>.</p> <p><strong>What was the last book you read?</strong> What genres or topics do you enjoy the most? What is your favorite book, and why?</p> <p>Tell us about the last book you read and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a class="rcptr" href="http://www.rafflecopter.com/rafl/display/79857dfa216/" rel="nofollow" data-raflid="79857dfa216" data-theme="classic" data-template="" id="rcwidget_hcjvqrr5">a Rafflecopter giveaway</a> </p> <script src="//widget-prime.rafflecopter.com/launch.js"></script></p> <p>If you're inspired to write a whole blog post OR you have a photo on flickr to share, please link to it in the comments or tweet it.</p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, November 9th at 11:59 p.m. Pacific. Winners will be announced after November 9th on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong>&nbsp;</p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us about the last book you read and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-what-was-the-last-book-you-read">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-should-kids-get-paid-for-doing-chores">Ask The Readers: Should Kids Get Paid For Doing Chores?</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-more-classic-personal-finance-books-you-must-read">8 More Classic Personal Finance Books You Must Read</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/summer-reading-made-easy">Summer Reading Made Easy</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-3-best-books-to-start-investing-today">The 3 Best Books to Start Investing Today</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-classic-personal-finance-books-you-must-read">The 8 Classic Personal Finance Books You Must Read</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Giveaways Ask the Readers books reading Tue, 03 Nov 2015 15:16:27 +0000 Ashley Jacobs 1602907 at http://www.wisebread.com 8 More Classic Personal Finance Books You Must Read http://www.wisebread.com/8-more-classic-personal-finance-books-you-must-read <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-more-classic-personal-finance-books-you-must-read" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_reading_book_000067177103.jpg" alt="Woman reading more classic financial books worth reading" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>A surprising 21% of Americans think that <a href="http://www.consumerfed.org/pdfs/Financial_Planners_Study011006.pdf">winning the lottery</a> is the most practical way to accumulate several hundred thousands of dollars. The problem with this financial plan is that the odds are against you. You're more likely to be <a href="http://natgeotv.com/ca/human-shark-bait/facts">killed by a shark</a> (one in 3.7 million chance) than <a href="http://www.megamillions.com/how-to-play">hitting the jackpot</a> of the Mega Millions (one in 259 million chance).</p> <p>The key to financial stability is learning the essential concepts and skills necessary to make smart choices. To help you steer in the right direction, here are eight more classic personal finance books that are still worth reading. (See also: <a href="http://www.wisebread.com/the-8-classic-personal-finance-books-you-must-read?ref=seealso">The 8 Classic Personal Finance Books You Must Read</a>)</p> <h2>1. The Great Crash</h2> <p>&quot;The four most dangerous words in investing are 'This time it's different.'&quot; This is not only one of the <a href="http://www.wisebread.com/14-of-the-coolest-sayings-about-investing">coolest sayings about investing</a>, but also one that stands the test of time. First published in 1954, John Kenneth Galbraith's <a href="http://www.amazon.com/Great-Crash-1929-Kenneth-Galbraith/dp/0547248164">The Great Crash 1929</a> provides a great review of the rampant speculation and record trading volume of the stock market in the 1920s, leading to the Wall Street crash of 1929.</p> <p>You could easily swap the dates and numbers of <em>The Great Crash</em> and describe about any other market bubble, be it the Black Monday of 1987 or the dot-com bubble of 2000. Learn the signs of an economic bubble so that when somebody promises you a quick-rich investing scheme, you can reply with a quick &quot;no.&quot;</p> <h2>2. Total Money Makeover</h2> <p>You may know Dave Ramsey from his popular radio show, <a href="http://www.daveramsey.com/show/about">The Dave Ramsey Show</a>, touching on life's tough money questions. Whether you're already a fan or haven't ever heard from him, you should read his 2003 book, <a href="http://www.amazon.com/gp/product/1595555277/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1595555277&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=7FQMKFMJWBEUKQWW">The Total Money Makeover: A Proven Plan for Financial Fitness</a>, which is a complete guide for financial prosperity.</p> <p>The main appeal of <em>The Total Money Makeover</em> is its down-to-earth and down-to-business approach to managing your finances. Those struggling with debt or finding it difficult to build an emergency fund can find step-by-step guides, often including worksheet templates to track progress.</p> <h2>3. One Up on Wall Street</h2> <p>Superstar investor Peter Lynch seems to be able to do it all. He turned $18 million in assets into more than $14 billion, personally hired some of the <a href="http://www.wisebread.com/the-5-most-successful-investors-youve-never-heard-of">most successful investors</a> you've never heard of, and penned several bestsellers.</p> <p>Written in 1989, <a href="http://www.amazon.com/gp/product/0743200403/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0743200403&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=XNOKLP3YBK6JWN35">One Up on Wall Street: How to Use What You Already Know to Make Money in the Market</a> is a great guide on how to spot investment opportunities. Lynch offers easy-to-follow advice on how to review a company's financial statements and what numbers to focus on. A major draw to this book is Lynch's guidelines on how to find a &quot;tenbagger&quot; (Wall Street slang for a stock that makes you ten times your money).</p> <h2>4. Common Stocks and Uncommon Profits</h2> <p>There are very few investors with <a href="http://www.wisebread.com/5-investors-with-better-returns-than-warren-buffett">better returns than Warren Buffett</a>. However, the Oracle of Omaha is well known for giving credit where credit is due. He credits 85% of his investment philosophy to Ben Graham and the remaining 15% to Phil Fisher. &quot;I am an eager reader of whatever Phil has to say, and I recommend him to you,&quot; said Buffett about Fisher's work.</p> <p>First published in 1958, Fisher's <a href="http://www.amazon.com/gp/product/047111927X/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=047111927X&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=BY2SUV5A4VCCVJUD">Common Stocks and Uncommon Profits</a> was the first investment book to become a New York Times bestseller. The growth stock investing advice of <em>Common Stocks and Uncommon Profits</em> is as relevant today as it was back in 1958. Just ask Buffett.</p> <h2>5. A Random Walk Down Wall Street</h2> <p>Ask any group of money experts about their top 10 list of financial books and you're bound to run into Burton G. Malkiel's <a href="http://www.amazon.com/Random-Walk-Down-Wall-Street/dp/0393246116/ref=asap_bc?ie=UTF8">A Random Walk Down Wall Street: The Time-Tested Strategy for Successful Investing</a> often.</p> <p>First published in 1973, <em>A Random Walk Down Wall Street </em>is a great primer for novice investors to understand their full range of investment opportunities when starting a portfolio. While some stock-picking pros may disagree with Malkiel's random walk theory (the idea that stocks take a random and unpredictable path), the empirical evidence shows that only 20% to 35% of active fund managers <a href="http://www.spindices.com/documents/spiva/spiva-us-mid-year-2014.pdf">beat the benchmark</a> for their category. This fact is why <em>A Random Walk Down Wall Street </em>is still relevant today.</p> <h2>6. The Millionaire Next Door</h2> <p>Just like Napoleon Hill was trying to figure out &quot;what makes a winner?&quot; back in 1937 in <a href="http://www.amazon.com/gp/product/1604591870/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1604591870&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=JQSCWBG5Q6LHQISW">Think and Grow Rich</a> (included in my other list of <a href="http://www.wisebread.com/the-8-classic-personal-finance-books-you-must-read">classic personal finance books</a> you must read), Thomas J. Stanley and William D. Danko were trying to find out &quot;What makes a millionaire?&quot; in <a href="http://www.amazon.com/gp/product/1589795474/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1589795474&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=54FXJVDDF5BMMUOB">The Millionaire Next Door: The Surprising Secrets of America's Wealthy</a> in 1996.</p> <p>Through their 20-year study of wealthy individuals and their habits, Stanley and Danko were able to identify the seven common traits that show up again and again among those who have accumulated wealth. Those traits can give anybody a much needed wake-up call on how to run his or her finances!</p> <h2>7. The Four Pillars of Investing</h2> <p>&quot;A TRIUMPH! Bill Bernstein's new book offers sound principles, unvarnished history, and unmatched understanding of the process of successful investing. It is my candidate for the best investment book of 2002.&quot; This was praise from John C. Bogle about <a href="http://www.amazon.com/gp/product/0071747052/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0071747052&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=PY2SGWV5SC26KZGU">The Four Pillars of Investing: Lessons for Building a Winning Portfolio</a>.</p> <p>What's good for the founder and retired CEO of The Vanguard Group should be good for you as well. In this book, author William Bernstein lays down a commonsense investor's guide built on four pillars: the relationship of risk and reward, the history of the market, the psychology of the investor and the market, and the folly of taking financial advice from investment salespeople.</p> <h2>8. The General Theory of Employment, Interest, and Money</h2> <p>There are very few books, such as <a href="http://www.amazon.com/gp/product/0156347113/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0156347113&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=PTUS3Y5EZYOO4YBY">The General Theory of Employment, Interest, and Money</a> from John Maynard Keynes, that have influenced so much economic and fiscal policy around the globe.</p> <p>Even today, Lord Keynes' ideas are relevant when discussing economic events. Whether you're planning to vote Republican or Democrat in this upcoming election, there is a good chance that some of the economic advisors of your candidate are <a href="http://www.bloomberg.com/bw/articles/2014-10-30/why-john-maynard-keyness-theories-can-fix-the-world-economy">influenced by Keynes</a>. While <em>The General Theory of Employment, Interest, and Money</em> can be a book hard to digest, it provides good insight into what your candidate is planning to do in times of booms and recessions. Also, this book increases your understanding of foreign government policies, which are important for assessing risk of investments abroad.</p> <p>To avoid missing the best parts, just make sure to look for editions that include the footnotes.</p> <p><em>What are your favorite classic personal finance books?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/8-more-classic-personal-finance-books-you-must-read">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-classic-personal-finance-books-you-must-read">The 8 Classic Personal Finance Books You Must Read</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-personal-finance-books-you-should-read">6 Personal Finance Books You Should Read</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/welcome-to-the-real-world-my-best-advice-for-new-graduates">Welcome to the Real World - My Best Advice for New Graduates</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/summer-reading-made-easy">Summer Reading Made Easy</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-money-secrets-of-the-amish">9 Money Secrets of the Amish</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance advice books money experts reading Mon, 19 Oct 2015 13:15:13 +0000 Damian Davila 1593621 at http://www.wisebread.com 17 Cool Jobs for Book Lovers http://www.wisebread.com/17-cool-jobs-for-book-lovers <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/17-cool-jobs-for-book-lovers" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000019777371.jpg" alt="Book lover finding cool jobs that meet her interests" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When I was eight years old, I decided, as a personal challenge, that I was going to read the entire children's section of the Eugene Public Library from A to Z. And, I did. While I enjoyed the shocked reactions of my classmates to this dramatic display of my Obsessive Compulsive Disorder and basked in the adulation of the librarians, I had no idea how this literary stunt would shape my adult life.</p> <p>When I am not writing for Wise Bread, my other primary sources of income are from my work as a book scout and as a film producer. As it turns out, an encyclopedic knowledge of pre-1980 children's literature is a valuable commodity. My 25-year career in books and film is based on the extreme reading I did during grade school.</p> <p>If you are interested in parlaying your mad bookworm skills into paid work, consider these book-wormy vocations.</p> <h2>1. Archivist</h2> <p>Archivists identify, preserve, organize, establish, and maintain physical and intellectual control over records of enduring value. Archives are non-current records that contain information about individuals, groups, industries, governments, etc.</p> <p>For example, urban planners can examine old records to investigate land claims or study how zoning impacted neighborhoods. Archivists curate media, which means that they have to be able to put documents in historical context, establish the relationship of documents with other material, and organize and describe documents in a manner that is searchable by historians and researchers who may use the records for purposes other than those for which they were originally created.</p> <h2>2. Blogger</h2> <p>I don't even want to reveal how many articles I had to read in order to write this post. <a href="http://www.wisebread.com/5-easy-ways-to-make-extra-money-blogging">Writing click-worthy content</a> for even the frothiest gossip site involves spending hours combing the Internet for story ideas, doing background research, and fact-checking.</p> <h2>3. Book Reviewer</h2> <p>I think <a href="http://entertainment.time.com/2012/05/09/confessions-of-another-book-reviewer/">Lev Grossman</a> of <em>Time Magazine</em> says it best:</p> <p>&quot;I think of the reviewer's role now as being more about providing context for a book, tracing its lineage in the tradition and locating it in the literary topography of the present, and all that touchy-feely sort of thing. The critics I love these days do something slightly different from what they used to: They don't just judge, they open up that weird, intense, private dyad that forms between book and reader and let other people inside. They tell the story, the meta-story, of what happened when they opened the book and began to read the story.&quot;</p> <h2>4. Book Scout</h2> <p>Book scouts typically work for book agents, publishers, or film studios. A book scout for American publishers travels to book festivals around the world and works with foreign publishers or agents to find titles that are worth publishing in English for the American market. Book scouts who work for film studios scour the publishing world looking for stories that can be turned into movies or television shows.</p> <h2>5. Book Store Employees</h2> <p>I have never met anyone who worked in an independent bookstore who didn't have a profound passion for reading. The owners and employees of independent bookstores not only curate a collection of books for their specific customer base, but often act as advocates for authors. The &quot;Employee Recommendations&quot; shelf is one of my favorite places to find new writers.</p> <h2>6. Copy Editor</h2> <p>Do you know why Ferris is capitalized but wheel is not? Do you avoid the express line at the grocery store because you find the &quot;10 Items or Less&quot; sign rage-inducing? Do you hate my reliance on the passive voice? Then copy editor might be the job for you. Copyediting (also copy-editing or copy editing) is editing to improve the formatting, style, and accuracy of written material. In addition to their attention to detail and their ability to see typos in the dark, copy editors must be ready to throw down with anyone at a moment's notice over the Oxford comma. (For the record, if you don't use the serial comma, I don't think we can be friends).</p> <h2>7. Development Executive</h2> <p>Studio executives for film and television work with writers to &quot;develop&quot; ideas into viable scripts for movies and television shows. These ideas can be an original story idea from a screenwriter, or based on a book, magazine article, news item, or even a love letter.</p> <p>Development executives work as editors for screenwriters, helping shape the story and characters to create the shooting script. When I was a D-girl, my nickname was Magazina, because I subscribed to 26 different newspapers and magazines. A large part of my nights and weekends were spent not at glamorous Hollywood parties, but at home, reading screenplays, book manuscripts, and news articles.</p> <h2>8. Editor</h2> <p>The best editors, like the best development executives, are language mechanics. Their job is to improve the quality of written communication and prepare a writer's work for publication. Editors help writers shape material for clarity, momentum, humor, consistency, and a lot more. Successful editors are also experts at selling and promoting the written word to the reading public.</p> <h2>9. Historian</h2> <p>Historians literally write history by interpreting the past through the study of written historical documents. Like homicide detectives, historians gather information in order to build a narrative to explain events in history.</p> <h2>10. Librarian</h2> <p>Surprise! In addition to acting as administrators, educators, and archivists, librarians also read a lot of books. A special committee of librarians choose the winners of the Newberry and Caldecott Awards for children's books each year.</p> <h2>11. Literary Agent</h2> <p>My friend Alan is a huge literary agent. His mother describes his job as an &quot;entertainment salesman.&quot; I think this is an apt description. Literary agents for books try to sell their authors' work to publishers and sell book sub-rights to film and television studios. It is an agent's job to negotiate deals on behalf of their clients. Literary agents for film work with screenwriters and directors. In addition to selling completed screenplays, they also work to find open writing assignments for clients. (Adapting a book to a screenplay for a producer is an example of an open writing assignment). Some literary agents straddle both the publishing and the film world, but most focus on one or the other.</p> <h2>12. Opposition Researcher</h2> <p>To quote political strategist <a href="http://www.fwdobserver.com/about/joseph-rodota/">Joe Rodota</a>,&quot;Political campaigns are won in the library, not on the campaign trail.&quot;</p> <p>It's the job of opposition researchers to find damning evidence against rival political candidates in order to sway public opinion. For example, it was <a href="http://www.buzzfeed.com/rubycramer/man-behind-47-percent-video-opens-his-own-resear-4xvn#.kf7Qqz594L">James Carter IV</a>, an opposition researcher, who found the video of Mitt Romney's now <a href="http://www.factcheck.org/2012/09/dependency-and-romneys-47-percenters/">notorious 47% speech</a> and gave it to <em>Mother Jones</em> writer David Corn. But candidates are often attacked for more pedestrian reasons: They plagiarize cookbook recipes or they are late on payments for their private plane. Once the dark art of politics, opposition researchers now regularly work for corporations, non-profit groups, unions, and high-wealth individuals.</p> <h2>13. Proofreader</h2> <p>While there are proofreaders who work as copy editors and vice versa, proofreading is a distinct job from copyediting. While copyediting is more concerned with maintaining a consistent style, proofreaders are responsible for correcting errors in the final draft (or proof) of a document before it is published. This includes fixing typos, correcting pagination, and double-checking that the photo captions actually match the content of the photos.</p> <h2>14. Public Policy Analyst</h2> <p>Public policy analysts who work at the local level study everything from police response times to parking meter fees. The job of the policy analyst is to create or adjust public policies, regulations, and laws, hopefully to ensure that policies are fair to everyone involved. Policy analysts typically work for government agencies and non-profit groups, but more for-profit companies are hiring policy analysts to steer regulation in their favor.</p> <h2>15. Publisher</h2> <p>A publisher is responsible for overseeing all aspects of preparing books, magazines, newspapers, or blogs for publications. This means everything from working with scouts to acquire new material, hiring illustrators to create cover art, and organizing book tours. If you are an author who wants to self-publish, you should be aware of all of <a href="http://www.underdown.org/publisher-expertise.htm">the hats you must wear</a> in order to create a book that can compete with big publishing houses.</p> <h2>16. Reader</h2> <p>While there are still some union readers working for film studios, the majority of reader jobs are now held by freelancers (many of them executives who are between jobs) and unpaid interns. Because publishing companies, literary agencies, and studios receive hundreds of submissions each week, it's impossible for top tier executives or editors to read everything. Readers read submissions and then write <em>coverage</em>, which is a short document that contains a brief synopsis of the material and a comments section where the reader reviews everything from the quality of the writing to the marketability of the book or screenplay. Only material that receives positive coverage is passed up the line to the higher ups. Material that receives poor coverage is rejected.</p> <h2>17. Teacher</h2> <p>When I was a kid, I never wanted to be a teacher, because who wants to do homework every night? Then I got a series of jobs in publishing and film. Let's just say I don't get the summer off, my kid self was dumb, and leave it at that. While English and history teachers bear the brunt of reading student writing, even math teachers must stay current by reading up on new methods of teaching.</p> <p>Every great teacher I have had in my life has taken tremendous pride in their ability to inspire intellectual curiosity in their students. Quite often the tool they used to communicate the love of learning new things was a book.</p> <p><em>Do you have a job that pays you to read? Share your experience in the comments section. </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/max-wong">Max Wong</a> of <a href="http://www.wisebread.com/17-cool-jobs-for-book-lovers">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-ways-to-bounce-back-from-job-rejection">4 Ways to Bounce Back From Job Rejection</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-smart-ways-to-save-on-audio-books">8 Smart Ways to Save on Audio Books</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-extreme-job-interview-tactics-that-worked">6 Extreme Job Interview Tactics That Worked</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-questions-to-ask-before-you-quit-your-job">6 Questions to Ask Before You Quit Your Job</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-creative-jobs-with-surprisingly-high-salaries">5 Creative Jobs With Surprisingly High Salaries</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Career and Income book lovers bookworms editors job search reading Tue, 13 Oct 2015 11:00:19 +0000 Max Wong 1583914 at http://www.wisebread.com The 8 Classic Personal Finance Books You Must Read http://www.wisebread.com/the-8-classic-personal-finance-books-you-must-read <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-8-classic-personal-finance-books-you-must-read" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/piggy_bank_with_books_000060861670.jpg" alt="Classic personal finance books you must read" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Money conscious readers from all generations should brush up on their personal finance knowledge by adding some books on the subject to their summer reading list. Given that only 24% of Millennials are able to correctly answer four or five questions on five-question <a href="https://www.finra.org/sites/default/files/14_0100%201_IEF_Research%20Report_CEA_3%206%2014%20%28FINAL%29_0_0.pdf">financial literacy quiz</a>, they should especially make an extra effort to pick up personal finance books more often.</p> <p>Here are eight classic personal finance books that are still worth reading.</p> <h2>1. Rich Dad, Poor Dad</h2> <p>In 1999, personal finance author, Robert Kiyosaki self-published <a href="http://www.amazon.com/gp/product/1612680011/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1612680011&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=NPDRUSEI6ILRUE7S">Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not!</a>, which eventually became a New York Times bestseller. The central premise of his book is the comparison between his biological father, a hard-working yet financially struggling individual, and his best friend's father, a rich man with a series of savvy investments.</p> <p>One of the main takeaways of <em>Rich Dad, Poor Dad</em> is the importance of developing entrepreneurship and financial aptitude to become financially independent. To achieve great wealth, Robert argues that you should look for passive and portfolio income instead of a traditional salary.</p> <h2>2. You've Earned It, Don't Lose It</h2> <p>Before her long string of bestsellers, such as <a href="http://www.amazon.com/gp/product/1594482241/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1594482241&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=R3AG77FISJ2GG7AA">The Money Book for the Young, Fabulous &amp; Broke</a>, Suze Orman started it all with <a href="http://www.amazon.com/gp/product/1557043167/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1557043167&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=2AZ6TRE3BTMZOLOO">You've Earned It, Don't Lose It: Mistakes You Can't Afford to Make When You Retire</a>, first published in 1995.</p> <p>The main appeal of Orman's first book is the simplicity of her eight-step process to successful retirement. For example, in step two, Orman discusses how to plan for early retirement while avoiding penalties for withdrawals. For each one of her steps she provides specific instructions and resources for more information. (See also: <a href="http://www.wisebread.com/the-5-best-pieces-of-financial-wisdom-from-suze-orman?ref=seealso">The 5 Best Pieces of Financial Wisdom From Suze Orman</a>)</p> <h2>3. The Wealthy Barber</h2> <p>Published in 1989, <a href="http://www.amazon.com/gp/product/0761513116/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0761513116&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=ECNKPUQ65QETQ4X6">The Wealthy Barber: Everyone's Commonsense Guide to Becoming Financially Independent</a> provides down-to-earth financial planning with a large dose of humor via Roy the barber, a fictional character created by the book's author David Chilton.</p> <p><em>The Wealthy Barber</em> teaches you good personal financial habits, such as paying off credit card balances every month and building an emergency fund with unexpected windfalls, that never go out of style. David stresses that you should be wary of get-rich-quick schemes and, instead, focus on long-term wealth building strategies.</p> <h2>4. Think and Grow Rich</h2> <p>Known as the &quot;Granddaddy of All Motivational Literature,&quot; Napoleon Hill was trying to figure &quot;What makes a winner?&quot; back in 1937. He found the answer by interviewing a long list of well-known successful and wealthy individuals, such as Henry Ford, Thomas Edison, John D. Rockefeller, and Charles M. Schwab, and putting it all together in <a href="http://www.amazon.com/gp/product/1604591870/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=1604591870&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=25EA3QYCKA2ANUVG">Think and Grow Rich</a>.</p> <p>Based on his research, Napoleon put together the timeless Thirteen Steps to Riches philosophy on individual achievement. <em>Think and Grow Rich</em> doubles as great motivational book for aspiring entrepreneurs. &quot;You are the master of your destiny. You can influence, direct and control your own environment. You can make your life what you want it to be,&quot; encourages Napoleon.</p> <h2>5. The Richest Man in Babylon</h2> <p>Now here is a blast a from the past: George Clason's 1926 classic on personal finance, <a href="http://www.amazon.com/gp/product/0451205367/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0451205367&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=SW5PZF4COPMYRQS3">The Richest Man in Babylon</a> uses parables set in ancient Babylon to teach modern investors a thing or two about their finances.</p> <p>Several of George's lessons have been adapted by current financial advisors and investors. For example, <em>The Richest Man in Babylon's</em> &quot;Start thy purse to fattening&quot; has been adapted to &quot;<a href="http://www.wisebread.com/the-5-best-pieces-of-financial-wisdom-from-warren-buffett">pay yourself first</a>&quot; by Warren Buffett. Both the Oracle of Omaha and George Clason agree in that you don't save what is left after spending, you spend what is left after saving.</p> <h2>6. How to Win Friends &amp; Influence People</h2> <p>Since 1936, Dale Carnegie's classic has been passed on from generation to generation. My wife received this book from one of her architecture mentors, as did I from one of my business professors in college.</p> <p>More and more employers are looking not only for great academic or professional credentials but also for good personality traits. Professionalism, high-energy, and confidence are the top three personal traits employers hire most. <a href="http://www.amazon.com/gp/product/0671027034/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0671027034&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=4BU5IJPM5RM4MO5I">How to Win Friends &amp; Influence People</a> provides you useful techniques to develop these and other personal traits that make you more appealing to potential employers.</p> <h2>7. The Intelligent Investor</h2> <p>Warren Buffett is very public about his admiration for Benjamin Graham's <a href="http://www.amazon.com/gp/product/0060555661/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0060555661&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=AJ3A3CUHJLT7KL37">The Intelligent Investor: The Definitive Book on Value Investing</a>. Since its original publication in 1949, <em>The Intelligent Investor</em> has been a bible for value investors, who believe that &quot;Mr. Market is your servant, not your master.&quot;</p> <p>Be aware that Benjamin's classic doesn't provide techniques to pick &quot;hot stocks,&quot; instead it teaches you how to use discipline, research, and analytical ability to make sound investments in bargains relative to current asset value. This is a must-read for any investor regardless of their level expertise. You can take Mr. Buffett's word for it &mdash; he says it's &quot;by far the best book on investing ever written.&quot;</p> <h2>8. Beating the Street</h2> <p>There are very few investors that can give Warren Buffett a run for his money. One of them is the legendary ex-manager of Fidelity's Magellan Fund, Peter Lynch. (See also: <a href="http://www.wisebread.com/5-investors-with-better-returns-than-warren-buffett?ref=seealso">5 Investors With Better Returns Than Warren Buffett</a>)</p> <p>What makes Peter Lynch a great investor is not only his ability to run a large actively managed fund but also his talent to provide great investment advice in layman's terms. In 1993's <a href="http://www.amazon.com/gp/product/0671891634/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0671891634&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=EWGRFHY3UWDJ6WOA">Beating The Street</a>, Peter penned some of the most famous investment mantras, including &quot;Never invest in any idea you can't illustrate with a crayon&quot; and &quot;Gentlemen who prefer bonds don't know what they're missing.&quot;</p> <p><em>What are other classic personal finance books still worth reading?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/the-8-classic-personal-finance-books-you-must-read">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-more-classic-personal-finance-books-you-must-read">8 More Classic Personal Finance Books You Must Read</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pieces-of-financial-wisdom-from-warren-buffett">The 5 Best Pieces of Financial Wisdom From Warren Buffett</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-3-best-pieces-of-financial-wisdom-from-oprah-winfrey">The 3 Best Pieces of Financial Wisdom From Oprah Winfrey</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-pieces-of-financial-wisdom-from-suze-orman">The 5 Best Pieces of Financial Wisdom From Suze Orman</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-rich-like-them-by-ryan-dagostino">Book Review: Rich Like Them by Ryan D&#039;Agostino</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance advice books money reading Wed, 22 Jul 2015 13:15:15 +0000 Damian Davila 1493674 at http://www.wisebread.com The 3 Best Books to Start Investing Today http://www.wisebread.com/the-3-best-books-to-start-investing-today <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-3-best-books-to-start-investing-today" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_reading_000027426724.jpg" alt="Man reading three books every beginner investor should read" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most of us want to start investing. And why not? It can make you solid returns, and it looks easy enough, right? But many beginners make the mistake of rushing into stock investing without properly educating themselves on the subject. Your best strategy is to get educated ASAP, and checking out these three books for <a href="http://www.wisebread.com/the-4-best-investments-for-lazy-investors">beginning investors</a> is a great start.</p> <h2><em>One Up on Wall Street, </em>Peter Lynch</h2> <p>The subtitle of this book tells it all: <em>How to Use What You Already Know to Make Money in the Market</em>. In <a href="http://www.amazon.com/gp/product/0743200403/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0743200403&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=2VO2GCZVK5MXJ5SG">One Up on Wall Street</a>, Fidelity Investments legend Peter Lynch uses an easy-to-follow approach to show readers that you, too, can make money in the market without all the fancy degrees and investment expertise. Learning to read company financials is certainly a mind-numbing experience, but Lynch cuts to the chase and teaches you what you need to know. His wisdom shows readers that all you have to do is invest in the companies and products you already use and know.</p> <h2><em>The Intelligent Investo</em>r, Benjamin Graham</h2> <p>Even Warren Buffet opines that Graham's work is, &quot;By far the best book on investing ever written.&quot; And <a href="http://www.amazon.com/gp/product/0060555661/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0060555661&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=RSUBJGQXKOOXSUZU">The Intelligent Investor</a>, written in 1949, certainly doesn't disappoint. While this book is more technical than <em>One Up on Wall Street</em>, its solid advice to beginners makes it a must on any bookshelf.</p> <p>Graham is interested in what he calls &quot;value investors,&quot; who aren't into speculation or day-trading, but rather willing to learn about stock investing from the ground up, and follow a well-rounded and consistent investment strategy. His book marks a departure from other investment books, mainly because his approach is about limiting losses more than maximizing profits. That's counter-intuitive advice for many.</p> <h2><em>How to Make Money in Stocks,</em> William J. O'Neil</h2> <p>Although more technical than the first two books, <a href="http://www.amazon.com/gp/product/0071752110/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=0071752110&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=AVVVVP2EGZ2HCYW3">How to Make Money in Stocks</a> lays out a seven-step plan, CAN SLIM, for minimizing risk and maximizing gain. Stock charts are not an easy read. Full of lines, numbers, and information, stock chart reading is normally reserved for the savvy investor. However, with this book, you can learn how to spot profitable trends in charts. But this book is not just about stock investing &mdash; there's also a thorough discussion on how to use the teachings to score deals in mutual funds and <a href="http://www.wisebread.com/commission-free-etfs-a-great-option-for-cost-conscious-investors">exchange-traded funds</a> (ETFs).</p> <p>O'Neil's information is not for the faint of heart, and it'll take time to really digest and implement his teachings. His seven-step formula is very specific, but will turn you into a great technical stock evaluator along the way.</p> <p>These three books comprise a great starting library for any beginning investor. Start with <em>One Up On Wall Street</em>, and then make your way through the rest. Comparing and contrasting the three will give you a solid base for investing that you can use for a lifetime.</p> <p><em>What investing books do you recommend beginners use?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/shannah-game">Shannah Game</a> of <a href="http://www.wisebread.com/the-3-best-books-to-start-investing-today">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-most-successful-women-investors">The 7 Most Successful Women Investors</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-full-of-bull-do-what-wall-street-does-not-what-it-says-by-stephen-mcclellan">Book Review: Full of Bull - Do What Wall Street Does, Not What it Says by Stephen McClellan</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-game-over">Book review: Game Over</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-only-8-rules-of-investing-you-need-to-know">The Only 8 Rules of Investing You Need to Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/going-all-in-what-texas-holdem-can-teach-you-about-investing">Going All-In: What Texas Hold &#039;Em Can Teach You About Investing</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Investment benjamin graham books investing peter lynch reading Wall Street william j. o'neil Mon, 01 Jun 2015 11:00:08 +0000 Shannah Game 1437166 at http://www.wisebread.com 6 Health Rules You Should Be Breaking http://www.wisebread.com/6-health-rules-you-should-be-breaking <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-health-rules-you-should-be-breaking" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_drinking_water_000020137742.jpg" alt="Woman breaking common health rule about water" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The real rules of healthful living aren't black and white. But oh-so-many of the tenets of good health we all grew up with &mdash; drink eight glasses of water a day, don't read in the dark &mdash; are precisely that restrictive. Now new research is finding that many of them are also false.</p> <p>&quot;Research is revealing that whoever wrote the old guidelines didn't have the whole picture, and that there are more paths to optimal health than we previously thought,&quot; said Harvard Medical School psychologist Alice Domar.</p> <p>So rule breakers, rejoice! And then read on for our roundup of all the things you thought were good for your health &mdash; but actually aren't.</p> <h2>1. Don't Swim on a Full Stomach</h2> <p>As it turns out, the 30-minute rule every child loathes &mdash; don't get in the water directly after eating &mdash; is a full-blown myth. Though enforced by well-intentioned parents (and begrudgingly followed by their water-loving children), experts have debunked the theory that <a href="http://www.nytimes.com/2005/06/28/health/28real.html?_r=0">swimming on a full stomach</a> leads to cramps, which increases the risk of drowning. In fact, less than 1% of all drownings in the U.S. occur after the victim has eaten a meal.</p> <h2>2. Avoid Reading in Dim Lighting</h2> <p>The notion that reading in a lowly lit room will damage your eyesight is false, although it will <a href="http://www.health.harvard.edu/healthbeat/safeguarding-your-sight">tire your eyes out</a> more quickly. Experts say the best lighting arrangement for a night in with a juicy book is a lamp with an opaque shade pointing directly at the reading material, so as to avoid a glare. However, reading by candlelight won't do you any harm.</p> <h2>3. You Need Eight Hours of Sleep</h2> <p>The ideal amount of sleep is different for everyone, depending on factors like age, genetic makeup, and gender. Ten-year-olds need about nine hours of slumber, while adults older than 30, including senior citizens, require about seven hours. Women tend to sleep longer than men, but only by 14 minutes. &quot;It's not difficult to figure out <a href="http://www.washingtonpost.com/opinions/five-myths-about-sleep/2012/11/21/4e1c9f44-3273-11e2-bb9b-288a310849ee_story.html">how much sleep we need</a>,&quot; writes sleep expert Till Roenneberg. &quot;When we wake up unprompted, feeling refreshed, we have slept enough.&quot;</p> <h2>4. Drink Eight Glasses of Water Per Day</h2> <p>There's simply no scientific evidence to back up this claim. Drinking eight glasses of water certainly won't harm you, but there's no reason to think your health will benefit from meeting this daily threshold. The purpose of drinking water, of course, is to hydrate your body, flush it of toxins, and improve various bodily functions. But most of your required <a href="http://fivethirtyeight.com/features/you-dont-need-8-glasses-of-water-a-day/">daily water intake</a> is contained in foods &mdash; no liquid required.</p> <h2>5. Eat More Fruits and Vegetables</h2> <p>Anything made of vegetables is healthy, right? Not necessarily. A veggie burger is still a burger, and can contain more than 1,000 calories when loaded with toppings and a bun. Plus, the vegetables in these patties undergo a good deal of processing, which zaps many of the nutrients. Another example: Avocados. These delicious green fruits are packed with vitamins, minerals, and&hellip; lots of fats. Healthy fats, but fats nonetheless. In fact, about 85% of the total calories in an avocado come from fat. If you overindulge, you're likely to start packing on the pounds. Even healthy fats can cause weight gain when over-consumed.</p> <p>Dried fruit is another misleading health food. That's because dried fruits are packed with up to eight times more calories as fresh fruit. Fresh grapes, for example, have 60 calories per cup while raisins have 430.</p> <h2>6. Eat Something Every Three Hours</h2> <p>The theory that your <a href="http://www.theiflife.com/eating-more-meals-does-not-speed-up-your-metabolism/">metabolism will crash</a> if you don't snack throughout the day has been debunked. Research shows that it's the amount of food eaten, and not the rate at which it is consumed throughout the day, that determines the health of your metabolism. In fact, those who adhere to a diet of snacks rather than meals run the risk of over-snacking, thereby consuming too many calories for a single day.</p> <p><em>What stale health rules are you happily breaking?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/6-health-rules-you-should-be-breaking">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-things-science-says-you-should-do-for-your-body-every-day">5 Easy Things Science Says You Should Do for Your Body Every Day</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-naturally-reset-your-sleep-cycle-overnight">How to Naturally Reset Your Sleep Cycle in One Night</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/your-sleeping-position-may-be-hurting-you">Your Sleeping Position May Be Hurting You</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-foods-that-can-help-you-sleep">10 Foods That Can Help You Sleep</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-terrible-things-science-says-you-do-to-your-body-every-day">9 Terrible Things Science Says You Do to Your Body Every Day</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Health and Beauty dieting drinking water health rules reading sleep swimming Wed, 22 Apr 2015 11:00:08 +0000 Brittany Lyte 1392476 at http://www.wisebread.com 5 Newspaper or Magazine Subscriptions That Are Actually Worth the Cost http://www.wisebread.com/5-newspaper-or-magazine-subscriptions-that-are-actually-worth-the-cost <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-newspaper-or-magazine-subscriptions-that-are-actually-worth-the-cost" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/newspaper_000020671239.jpg" alt="Woman reading newspaper through subscription that&#039;s worth the money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Any newspaper or magazine you actually read is worthy of its subscription value. But there are a few publications that offer some additional benefits. From buyer's remorse prevention to stress relief, a subscription to one of these publications is worth the price &mdash; and more.</p> <h2>1. Consumer Reports</h2> <p>The expert product ratings contained in just one issue of <a href="http://www.consumerreports.org/cro/index.htm">Consumer Reports</a> could save you from making purchase mistakes that no customer service hotline could fix. This consumer's bible is one of the most highly regarded resources for folks cutting through the spin of advertising in order to identify which consumer products are safe, reliable, and fairly priced. If you've ever bought a product that didn't live up to its name, you know how valuable such a guidebook can be. A subscription to the magazine gets you access not only to new product reviews, but also more than 7,000 archived ratings for appliances, home and gardening tools, electronics, baby gear, food products, and cars.</p> <h2>2. Mindful</h2> <p><a href="http://www.mindful.org/mindful-magazine/current-issue">Mindful</a> magazine celebrates being mindful in all aspects of daily living. Its pages are filled with how-to guides and anecdotal stories on topics like yoga, meditation, eating with intention, taking time to appreciate nature, and decluttering your home. In short, it's filled with inspiration and guides to achieving inner peace, happiness, and wellness. If you're inspired to meditate after reading a Mindful story about the ancient practice, you'd be well on your way to feeling happier, focused, and more even-keeled. And if you were to follow their <a href="http://www.mindful.org/mindful-magazine/5-ways-to-declutter-your-home-and-mind">guide to decluttering</a> material objects from your living space, you'd be opening yourself up to greater personal fulfillment and self-confidence. Simply reading the magazine won't change your life for the better, but applying its teachings certainly may.</p> <h2>3. Your Local Newspaper</h2> <p>The average American family can <a href="https://nchmarketing.com/assets/0/16/33/37/246f9f1d97554980b20a36bf999712a2.pdf">save up to $1,000</a> a year with coupons, and your local newspaper &mdash; particularly the Sunday edition &mdash; is chock full of them. But there's much more to gain by subscribing to your local broadsheet than supermarket savings. News about jobs, crime, weather, politics, traffic, and building and permitting regulations are essential to navigating modern life. Local news enthusiasts are also more <a href="http://www.pewinternet.org/2012/04/12/72-of-americans-follow-local-news-closely/">connected to their communities</a>, which just so happens to be an <a href="http://www.pbs.org/thisemotionallife/topic/connecting/connection-happiness">indicator of wellness</a> and health. Belonging to a community gives us a strong sense of identity that researchers say can lead to fewer stress-related health problems, lower risk of mental illness, and faster recovery from trauma or illness.</p> <h2>4. The New York Times</h2> <p>From its searing photographic account of a massacre by <a href="http://lens.blogs.nytimes.com/2013/09/21/witness-to-a-massacre-in-a-nairobi-mall/">gun-wielding terrorists</a> at a Nairobi shopping mall, to an investigation into the millions of dollars in <a href="http://www.nytimes.com/2014/07/30/world/africa/ransoming-citizens-europe-becomes-al-qaedas-patron.html">secret payments</a> by European nations to ransom hostages held by the Islamic State; The <a href="http://www.nytimes.com/">New York Times</a> produces some of the finest reporting and storytelling in the world. And that was just last year.</p> <p>Since 1990, the paper has had 117 <a href="http://fivethirtyeight.com/datalab/do-pulitzers-help-newspapers-keep-readers/">Pulitzer Prize winners and finalists</a>, more than any other publication. The Pulitzer is widely considered to be the top prize for excellence in journalism, and the fact that the Gray Lady has racked up so many is telling of the value of a subscription. In addition to hard-hitting news, the Times is also a top source for feature stories, travel reporting, health and wellness news, and up-and-coming trends and events in the arts.</p> <h2>5. TIME For Kids</h2> <p>In a survey by Rutgers University, 92% of teachers said classroom magazines like TIME For Kids improve <a href="http://classroommagazines.scholastic.com/resource/uploads_classmag/Research%20and%20Results/Survey.pdf">student interest in reading</a>. Now, what parent wouldn't want that? This weekly news magazine puts interesting, educational, and age-appropriate content in the hands of kids with the goal of making them motivated and excited about reading. A powerful teaching tool, <a href="http://www.timeforkids.com/">TIME For Kids</a> builds reading and writing skills while reinforcing curriculum in subjects like social studies, science, and math. Plus, every issue of the classroom magazine addresses the new <a href="http://www.timeforkids.com/info/what-you-get">Common Core State Standards</a>, further supporting our kids' efforts to succeed at school.</p> <p><em>Which subscriptions are essentials in your household?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/5-newspaper-or-magazine-subscriptions-that-are-actually-worth-the-cost">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/exposed-magazine-subscription-rates-complete-bs">Exposed: Magazine subscription rates complete BS.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-smart-ways-to-save-on-audio-books">8 Smart Ways to Save on Audio Books</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-to-protect-yourself-from-a-lost-gift-card">6 Ways to Protect Yourself From a Lost Gift Card</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-clean-your-house-in-one-day">How to Clean Your House in One Day</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/51-uses-for-coca-cola-the-ultimate-list">51 Uses for Coca-Cola – the Ultimate List</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips consumer reports magazines newspapers reading subscriptions Thu, 02 Apr 2015 15:00:21 +0000 Brittany Lyte 1366064 at http://www.wisebread.com Learning Without the High Cost of Higher Education http://www.wisebread.com/learning-without-the-high-cost-of-higher-education <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/learning-without-the-high-cost-of-higher-education" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/4858338936_586122b374_z.jpg" alt="man holding up books" title="man holding up books" class="imagecache imagecache-250w" width="250" height="188" /></a> </div> </div> </div> <p>Lots of college students graduate with an overwhelming amount of student loan debt. And to make things worse, they then struggle to find a job that'll provide for their basic living expenses as well as the repayment of that debt. I think it's safe to say that the myth of guaranteed success through a college degree has been exposed. Fortunately, you have opportunities everyday to learn and improve yourself outside of a traditional degree program. And that improvement will open the door to new career opportunities.</p> <p>So how can you acquire useful skills outside of a college setting without having to pay enormous sums of money? Here are four ways. (See also: <a href="http://www.wisebread.com/15-free-ways-to-learn-something-new">15 Free Ways to Learn Something New</a>)</p> <h2>Read Good Books</h2> <p>There's probably no better way to increase your level of success than to read quality books.</p> <p>What are you interested in learning and doing? Whatever it is, there's a book out there that can help you do it better.</p> <p>If you really want to take a college class, find the syllabus online and see what textbooks they're using. Then get the books yourself, and learn on your own time.</p> <p>Remember, if cost is an issue, <a href="http://www.wisebread.com/duh-libraries">the library</a> is always available.</p> <h2>Improve Your Communication Skills</h2> <p>No matter what career or business you pursue, you must be comfortable presenting your ideas. Being comfortable doing this in front of an audience will do wonders for your confidence and self-esteem.</p> <p>One way to <a href="http://www.wisebread.com/25-ways-to-communicate-better-today">improve your communication skills</a> is to join Toastmasters. Give a talk about what you're learning. Not only will you get over your fear of public speaking, you'll also develop leadership skills.</p> <p>Another way to improve is to take a training course from Dale Carnegie. They offer courses in areas such as Human Relations, High Impact Presentations, and Sales Success. Best of all, the <a href="http://www.dalecarnegie.com/events/?F_c=19" data-mce-href="http://www.dalecarnegie.com/events/?F_c=19" target="_blank">first session is free</a>.</p> <h2>Learn a New Language</h2> <p>You don't need to go to college to take Spanish 101 or French 201. There are many audio programs available that'll teach you how to speak a foreign language on your own. Two of the popular ones are <a href="http://www.amazon.com/gp/product/1617160857/ref=as_li_tf_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=1617160857&amp;linkCode=as2&amp;tag=wisbre03-20">Rosetta Stone</a> and <a href="http://www.amazon.com/gp/product/0743550420/ref=as_li_tf_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=0743550420&amp;linkCode=as2&amp;tag=wisbre03-20">Pimsleur</a>.</p> <p>And using your driving time is a great way to learn. It's been said that if you drive 25,000 miles each year at an average speed of 46 miles per hour, you'll spend the same amount of time in your car as a typical college student spends in a classroom. What are you doing with that time?</p> <h2>Create Your Own Health and Fitness Program</h2> <p>Success is never about just making money. If you don't take care of your body, you won't have the energy you need to do great work.</p> <p>There are two components to health and fitness: the quality of your diet and your physical condition. Improve the quality of your diet by reading a good nutrition book. I recommend &quot;<a href="http://www.amazon.com/gp/product/0061473677/ref=as_li_tf_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=0061473677&amp;linkCode=as2&amp;tag=wisbre03-20">You: Staying Young</a>&quot; by Michael Roizen and Mehmet Oz.</p> <p>To improve your physical condition, get some exercise everyday. It doesn't need to be a lot. You <a href="http://www.wisebread.com/why-going-to-the-gym-is-a-waste-of-money-time-and-resources">don't even need to join a gym</a>. Do pushups and pullups for your upper body, crunches for your midsection, and use a jump rope for your lower body.</p> <h2>Demonstrate Your Expertise</h2> <p>This last step is important; the knowledge that you gain is useless if it stays inside your head. Give a talk about what you're learning at your Toastmasters club. Or start a blog and demonstrate to the world what you know.</p> <p>Do all these steps, and you'll be amazed at the quality of education that you receive &mdash; an education that expands your options and enriches your life.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/darren-wu">Darren Wu</a> of <a href="http://www.wisebread.com/learning-without-the-high-cost-of-higher-education">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-free-ways-to-learn-something-new">15 Free Ways to Learn Something New</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-times-you-should-choose-private-school-over-public">7 Times You Should Choose Private School Over Public</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-certifications-that-add-big-to-your-salary">7 Certifications That Add Big $$ to Your Salary</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-freebies-for-college-students">20+ Freebies for College Students</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learn-all-the-frugal-skills-you-need-with-these-9-great-video-tutorials">Learn All the Frugal Skills You Need With These 9 Great Video Tutorials</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Education & Training Personal Development higher education online learning reading Fri, 09 Nov 2012 10:37:01 +0000 Darren Wu 955102 at http://www.wisebread.com 5 Reasons to Choose Traditional Books Over E-Books http://www.wisebread.com/5-reasons-to-choose-traditional-books-over-e-books <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-reasons-to-choose-traditional-books-over-e-books" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/5811716939_35f9bc6b66_z.jpg" alt="book store" title="book store" class="imagecache imagecache-250w" width="250" height="177" /></a> </div> </div> </div> <p>I love reading, and as a homeschooling family, there are usually between 12 and 15 books being consumed by our family members at any one time. While I am a huge proponent of technology, and I can appreciate the ease of carrying digital titles on my iPad for quick reading when I&rsquo;m out and about, if given the choice, I&rsquo;ll still pick the old-fashioned variety most every time. Here&rsquo;s why. (See also:&nbsp;<a href="http://www.wisebread.com/how-to-never-pay-for-another-book">How to Never Pay for Another Book</a>)</p> <h3>1. Originals Are Art</h3> <p>The written word is indeed an art form, but books take it even further. By looking through the pages of my 1946 special illustrated edition of &quot;Pinocchio,&quot; for example, it&rsquo;s obvious that lots of love and care went into making the pictures as vital to the story as the words. Even the cloth cover &mdash; while dingy &mdash; brings a new layer to the tale. With the exception of a few brilliant digital stories such as &quot;<a href="http://itunes.apple.com/us/app/fantastic-flying-books-mr./id438052647?mt=8">The Fantastic Flying Books of Mr. Morris Lessmore</a>,&quot; for example, e-books lack this essential literary element.</p> <h3>2. Traditional Books Are Harder to Alter</h3> <p>Censorship and books don&rsquo;t mix, in my opinion. As we see more and more titles being cataloged digitally, however, we are forced to trust the power of Google and Amazon to keep our literature in its most honest form. A dusty old book from my parent&rsquo;s generation can only be changed with a pen or highlighter, and that would be pretty obvious.&nbsp; Digital products, however, get changed all the time. My most recent download of Rudyard Kipling&rsquo;s &quot;Kim&quot; was riddled with typos that were most certainly not included in the original manuscript, and it caused me to distrust &ldquo;classic&rdquo; digital products altogether.</p> <p>Note: Print books are changed, as well, although not without more effort. A recent trip to Barnes and Nobles had me looking through a school-sanctioned version of &quot;Pinocchio,&quot; where the words &ldquo;Land of&nbsp; Boobies&rdquo; &mdash; used to describe a world of slacking off and never growing wiser &mdash; was changed to &ldquo;Playland.&rdquo; Censorship still happens on paper, especially in new editions.</p> <h3>3. Tangible Books Can Be Stockpiled for Difficult Times</h3> <p>As an <a href="http://www.wisebread.com/tips-for-finding-legitimate-work-at-home-opportunities">online professional</a>, my biggest fear is that the Internet as we know it could someday collapse. Whether it is through censorship, a lack of electricity, or rapidly changing technology, my job could become obsolete. The same can be said for digital books, which are only valuable in tandem with the gadgets and software needed to decode them. Traditional books, on the other hand, can be smuggled into luggage, carried through generations, and enjoyed without batteries.</p> <h3>4. Original Books Are Beautiful</h3> <p>There have been so many great tutorials on how to use books to decorate a room. Even if you never read the contents, their shape, size, and color can add charm and depth to a wall or bookshelf. Unreadable copies can even be repurposed into something magnificent! (The Tattered Cover has an <a href="http://pinterest.com/tatteredcover/books-as-furniture/">inspiring Pinterest board</a> with examples.)</p> <h3>5. Traditional Books Can Be Shared</h3> <p>Books are still popular gifts for every occasion, and some of my favorite reads have come via <a href="http://www.wisebread.com/6-reasons-why-used-is-better">second-hand</a> gestures from friends. Traditional books can be shared, resold, or rented; e-books, however, are usually restricted to one owner or one &ldquo;device&rdquo; per purchase. Once you are done reading a digital book, you usually cannot pass it along to bless someone else.</p> <p>I use e-books and digital products in my daily life, and I won&rsquo;t say that they don&rsquo;t have unique advantages. They are quick to obtain, affordable, and can help those get their ideas into the marketplace in a time when traditional publishing is unattainable by most authors. For those who love everything about the written word, however, the book you can hold in your hand will never be replaced completely. I think this is a good thing indeed!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/5-reasons-to-choose-traditional-books-over-e-books">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-smart-ways-to-save-on-audio-books">8 Smart Ways to Save on Audio Books</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/another-one-for-the-readers-0">Another one for the readers</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-social-media-can-save-you-money">6 Ways Social Media Can Save You Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-solar-power-banks">The 5 Best Solar Power Banks</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-netflix-and-hulu-to-play-on-your-tv">How to Get Netflix and Hulu to Play on Your TV</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Shopping Technology eBooks reading reselling Thu, 01 Nov 2012 09:48:38 +0000 Linsey Knerl 954958 at http://www.wisebread.com 8 Personal Finance Basics to Tackle NOW http://www.wisebread.com/8-personal-finance-basics-to-tackle-now <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-personal-finance-basics-to-tackle-now" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_on_laptop.jpg" alt="Woman reading on laptop in the park" title="Woman reading on laptop in the park" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>If you are like many of us (yes, me included), you probably visit several websites to read financial literature frequently. Many of us really read these articles to kill time, even though they often have useful advice. Reading is a form of entertainment, after all...but reading won't do you any good if you don't take action. Here are eight basic personal finance tasks you really ought to do in addition to reading. (See also: <a href="http://www.wisebread.com/my-one-favorite-frugal-living-tip">My One Favorite Frugal Living Tip</a>)</p> <h3>Get back to work.</h3> <p>There's a better than 50/50 chance that you are reading this during your work hours. What are you doing? Don't you want to show your boss that the pay you are getting is well worth the cost? The good news is that since many of your coworkers are probably slacking off, you can look awesome in comparison. This will only help you during annual review and salary increase considerations!</p> <h3>Clip some coupons.</h3> <p>While extreme couponing is probably not for any of us, there are advantages of clipping coupons. Whether it's combing through the pages of an online coupons site or reading the terms and conditions of every coupon that comes through the mail, coupons are well worth the time.</p> <h3>Make sure your bills are paid.</h3> <p>A no-brainer right? Yet, billions and billions of dollars are spent on late fees every year in America alone.</p> <h3>Figure out how to contribute more to your retirement accounts.</h3> <p>Max out your 401(k). Max out your Roth or Traditional IRA. When you are done, try to reach the limit earlier in the year so you have more money to add to your taxable investment accounts.</p> <h3>In fact, plan your retirement.</h3> <p>How many of you have planned for retirement yet? Do you know how much you will need? If you don't, how do you know how much you should save?</p> <h3>Start a budget.</h3> <p>I know, the process to track your spending sucks, but it gets easier. And without one, it's almost impossible to guess at how much you need to spend. You might even be able to save more money so you can spend it on something you truly care about.</p> <h3>Make an effort to build a good relationship with your family and friends.</h3> <p>This takes time to build, so start early, and be generous. Being helpful doesn't cost you money per se, but you can choose to have much more free time if you have money, and <a href="http://www.wisebread.com/being-generous-on-a-budget">being generous</a> with money goes a long way in your relationships.</p> <h3>Try to make more money.</h3> <p>If you've completed all the basics, why don't you try to find more ways to make money? Do it for yourself, your family, your children, or charity. We know that money is only a tool, but after all, it's a very useful one.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/david-ning">David Ning</a> of <a href="http://www.wisebread.com/8-personal-finance-basics-to-tackle-now">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-classic-personal-finance-books-you-must-read">The 8 Classic Personal Finance Books You Must Read</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-more-classic-personal-finance-books-you-must-read">8 More Classic Personal Finance Books You Must Read</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-create-barriers-to-your-savings">How to Create Barriers to Your Savings</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-truths-that-arent-always-obvious">5 Money Truths That Aren&#039;t Always Obvious</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-moves-to-make-the-moment-you-graduate">5 Money Moves to Make the Moment You Graduate</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance achieving goals get things done reading Fri, 17 Jun 2011 10:36:05 +0000 David Ning 581795 at http://www.wisebread.com Book 'Em This Season http://www.wisebread.com/book-em-this-season <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/book-em-this-season" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000003251995XSmall.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>We all remember where we were and what we were doing when we finished. We experienced the utter exhilaration, the awed silence, and the pining for more. It&rsquo;s a personal experience that we have each shared over a duration of time and were better off for it, mostly. Either way, it leaves an indelible impression, evoking some sort of emotion, and spawning years worth of conversations.</p> <p>I&rsquo;m talking about reading.</p> <p>Rarely in this day and age can you be this quiet and learned and intimate &mdash; the lost art that is a craft, one of the last crafts that delineates art.</p> <p>Based on how quick the words Internet Column became Web logging and that turned into blogging, we all know reading is changing and changing rapidly. I was reminded of this the other day. In this vein, I spied a recent discussion thread on a popular social networking site &mdash; let&rsquo;s call it <em>libro de cara</em> &mdash; where a nominally famous author and cultural critic said he was at a popular bookstore that rhymes with Carnes and Sobel and was perplexed about what to get for friends.</p> <p>Being the mischievous twit that I am, I suggested he buy a Kindle, then invite 12 friends over, for some wine, cheese and a little paragraph-paragraph pass action.</p> <p><em>No, No, that&rsquo;s two paragraphs and you let go of it, it&rsquo;s her turn &mdash; pass the Kindle before I get ugly off in here!</em></p> <p>I pondered this in the context of the Holiday Season we are now embroiled in and I thought what better time to just give away a book for Christmas. Not buy one &mdash; give one away that you already have and preferably, have already read.</p> <p>We all have a book sitting on our shelves that may or may not be in mint condition, but it may be in mint condition and if it is, then that&rsquo;s all the better. But this book sitting on our shelves changed our thinking, made us more well-rounded, made us mad, made us idealistic, made us cynical, but in all ways it enraptured us.</p> <p>Suggestion: If you care about a person or group of people, find some books that you&rsquo;ve read and taken care of and write a personalized note.</p> <p><em>Thought you might like this because&hellip;</em></p> <p><em>You're never look at things the same after you&hellip;</em></p> <p><em>I was such-and-such years old when I read this and I gotta tell you&hellip;</em></p> <p><em>This is right up your alley, literally the story begins in an alley&hellip;</em></p> <p>I&rsquo;m talking about a book report, which is really the most original part of the gift. A book report, complete with the book itself, given to a grown person, impressionable teenager, spouse, office pal, whoever.</p> <p>Give it away because with this nearly no-cost gift, it&rsquo;s literally the thought that counts and if they read it, the impression will last longer than the new Halo or even that Pass-the-Kindle party you had &mdash; not to mention hundreds of dollars cheaper.</p> <p>Here&rsquo;s the deal: get a nice card and write a hand-written or neatly typed note, or make a book marker with a famous quote from the book or with a memory you shared with the gift recipient. Even better, if you have personal info and the person is a close friend, fill out a library card application and put it in the book. We all could use a trip there; they have DVDs and software rentals and Internet access for &mdash; gasp &mdash; free.</p> <p>If you&rsquo;re gonna book &lsquo;em, here&rsquo;s a tip straight from Colonel Obvious &mdash; the Capitan has been promoted &mdash; the book should be &ldquo;pre-owned&rdquo; and not &ldquo;used&rdquo; if you know what I mean. It should be classic and antiquated but not archaic and asbestos-laden with the pages of ears like Golden Retrievers. Moreover, an overabundance of highlighted sharpie notes, saying &ldquo;I really like this part right here&rdquo; and &ldquo;I know riggggghhht,&rdquo; are equally unacceptable. Also on the don&rsquo;t-do-it list are literally swollen passages from when you thought it was cool to read under an umbrella in a warm thunderstorm.</p> <p>The book &lsquo;em initiative is really what the Holiday Season in general and Christmas is about &mdash; not just the giving of things, but of ideas, thoughts, experiences &mdash; things that make lasting impressions. It&rsquo;s about transcending the temporary December 25-31 gratification and compulsory euphoria of most consumer goods.</p> <p>Case in point, my son, who just turned four, four days before Christmas mind you, yawned when he got a new bike from me &mdash; literally yawned. But his eyes lit up like white-hot distance quasars when I gave him a considerably cheaper toy replica of a municipal bus line we&rsquo;d rode out to the park one day, and an accompanying book full of pictures of buses.</p> <p>That&rsquo;s the spirit of this book &lsquo;em initiative. I don&rsquo;t remember half of what I got last year for Christmas, but I remember what I gave. I remember the priceless coffee table books and re-gifted children&rsquo;s books that were passed to me over the years for Christmas, the ponderings they inspired, and how it feels to read that last sentence.</p> <p>Feel me on this one people, I said, how it feels to read that last sentence &mdash; Happy Holidays.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jabulani-leffall">Jabulani Leffall</a> of <a href="http://www.wisebread.com/book-em-this-season">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/for-all-you-readers-out-there">For all you Readers out there</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-more-classic-personal-finance-books-you-must-read">8 More Classic Personal Finance Books You Must Read</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-classic-personal-finance-books-you-must-read">The 8 Classic Personal Finance Books You Must Read</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-happier">Book review: Happier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-3-best-books-to-start-investing-today">The 3 Best Books to Start Investing Today</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Art and Leisure books gift ideas reading Wed, 23 Dec 2009 15:00:03 +0000 Jabulani Leffall 4225 at http://www.wisebread.com Life Without Television http://www.wisebread.com/life-without-tv <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/life-without-tv" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/TV.jpg" alt="" title="So long, television." class="imagecache imagecache-250w" width="250" height="168" /></a> </div> </div> </div> <p>I haven't owned a television in over 7 years. I haven't lived in a house with a set in over 5 years. I spend my days largely television-free, and I actually like it.</p> <p>This isn't to say that I don't watch some television shows over the internet. I have to get my Heroes fix somehow. But as someone with an addictive personality, I've found that keeping myself away from the boob tube has kept me happier and healthier.</p> <p>While saving money on a cable bill is a good impetus for some people to cut the cable, I already pay $30 a month for internet, and cable wouldn't cost me that much more; a mere $5.</p> <p>For me, it's not about the money; at least, not directly. It is about the following:</p> <h2>1. Time not spent watching really stupid crap</h2> <p>I'm the kind of person who can veg in front of the television for hours. I'll come home from work, plop down in front of the TV, and before I know it, it's midnight, and I'm rapidly losing IQ points watching local news &mdash; nothing is worse than local television personalities. And that's just with basic television! I shudder to think what would become of me if I had something like HBO. I'd become one with the couch, literally, within a few days.</p> <h2>2. I live by my own schedule</h2> <p>Not having a glowing television beckoning to me allows me the freedom to, say, go on longer walks in the afternoon with my dogs. What's the rush to get back inside? There are no shows that I need to watch. I frequently run into neighbors while strolling around the block who would <strong><em>love to chat</em></strong>, but have to get back to the house before Ghost Whisperer (or whatever) comes on. Sure, you could argue that I could still live by my own schedule if I had a TiVo or other DVR, but the truth is, I'd still be a slave to the shows I recorded. Back when I used to watch TV regularly, I would get so incredibly grumpy if I couldn't make time to see my favorite shows. I don't do that anymore.</p> <h2>3. The joys of radio</h2> <p>I've always liked radio better than television, and I'm happy to live in an area where we have a good public radio station. I enjoy talk radio &mdash; news, interviews, stories. In the same way that books allow your imagination to run wild, radio gives you the words and the freedom to create scenes in your mind. I like that, and I appreciate being able to enjoy a medium that doesn't require more than one of my senses at a time. With the radio on, I can listen to the news and cook dinner without taking my eyes from the stove. I've listened to the presidential and vice presidential debates on the radio this year, and find it to be a more than adequate way to take it all in. (Mind you, I did miss all of the Palin-winks and the frighteningly bright-white Biden teeth, but still.)</p> <h2>4. The joys of reading</h2> <p>I used to enjoy falling asleep in front of the television, but since I don't have one, I like to read in bed until I'm sleepy. Usually, I don't get more than a half hour of reading in before I start to doze off, but I can get through one book a month that way.</p> <h2>5. The joys of the internet</h2> <p>I love the internet &mdash; it's where I get the majority of my news, entertainment, and extracurricular writing. I can watch movies online through Netflix or <a href="http://www.jdoqocy.com/click-2822544-10932227">Hulu</a>, or on my DVD player in my laptop. I've never been one to tout the big screen experience &mdash; to me, seeing a movie on a small screen is just as rewarding as seeing it at the theater. However, watching a movie on my laptop while lounging in bed is not nearly as comfy as watching one on a television from my couch. The result is that while I do catch some TV shows, I watch many fewer than I actually would if I had a TV set up in my living room.</p> <h2>6. No remote controls</h2> <p>I used to get frustrated with my mother's refusal to accept new technology, but I have to admit that the multitude of remote controls in your average living room is baffling to me. Every time I watch a movie at my sister's house, setting up the television, DVD player, and sound system ends up feeling as complicated as performing a live concert. Remote controls are passed around the room like batons as we try to get the picture, balance, and volume JUST right. And one of the remotes is ALWAYS missing. In my house, I don't have a single remote control. Hey, it's hard enough to find my shoes and keys in the morning.</p> <h2>The Downside</h2> <p>I never know what people are talking about when they make inside jokes featuring plotlines from The Office or South Park. I don't watch these shows online because they don't interest me, but if I had a TV, I probably would watch them. So then I would know what people were talking about. But then again, I'd probably never leave the house.</p> <p>I eventually have to explain why I never have a grasp of pop culture, and I hate sounding like one of those self-righteous jerks who never watches TV. I don't avoid TV to be more high-falutin' than other people &mdash; it's just better for me, overall, if I don't.</p> <p>I can't invite people over to watch TV; this is a big season for debate parties, and I can't host one, because no one wants to sit around the radio with me and imagine how angry John McCain looks. Also, watching television or a movie is a nice way to end a date, but I have to skip that and go straight to the making-out part. Awk-ward.</p> <p>I almost never see commercials. And commercials are a lot smarter than they used to be. The internet-TV commercials are exceptionally tame.</p> <p>A picture paints a thousand words. Sometimes, descriptions of events simply can't tell the story the way footage of a suicide bombing or a miraculous rescue after a natural disaster can.</p> <p><em><strong>Do Wise Bread readers watch TV? Do you think it's worthwhile for you and your family?</strong></em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-karim">Andrea Karim</a> of <a href="http://www.wisebread.com/life-without-tv">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/watch-all-the-documentary-movies-you-can-handle-free-online-and-yes-its-legal">Watch All The Documentary Movies You Can Handle, Free Online - And Yes, It&#039;s Legal.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-get-netflix-and-hulu-to-play-on-your-tv">How to Get Netflix and Hulu to Play on Your TV</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wisdom-from-my-favorite-frugal-tv-character-julius-rock">Wisdom from My Favorite Frugal TV Character - Julius Rock</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/beware-the-nasty-secret-of-the-craigslist-free-section">Beware, The Nasty Secret Of The Craigslist Free Section</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sit-in-on-a-class-at-mit-for-free">Sit in on a Class at MIT for Free!</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Lifestyle Technology hobbies Internet movies netflix reading television time consuming tv weight loss Wed, 08 Oct 2008 00:26:44 +0000 Andrea Karim 2469 at http://www.wisebread.com High-End Content for WWW Prices http://www.wisebread.com/high-end-content-for-www-prices <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/high-end-content-for-www-prices" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/newspaper.JPG" alt="reading newspapers in China" title="Newspapers in China Are Onwall as Well as Online" class="imagecache imagecache-250w" width="250" height="406" /></a> </div> </div> </div> <div>Sure, you can get dreck like this blog post for free online, but to get high quality content, you still have to pay. Or do you? Here are the five best high-end content bargains I&#39;ve found outside of the obvious (the Web, the library):</p> <p>1) Miles for magazine subscriptions. </p> </div> <div> Have a few miles at an airline that you flew just once? They&#39;ll never amount to a free flight, but instead of letting them quietly expire, use them on subscriptions. I recently ordered The Atlantic Monthly using USAirways miles, which is a double boon because not only will I get a top-flight magazine, I am reassured that I&#39;ll never have to fly that bottom-flight airline again. USAirways also offers The Economist and even the Wall Street Journal (3300 miles), but I didn&#39;t take either because if I did I would probably never leave my house again and my children would waste away while I flipped page after page.</div> <div> <p>&nbsp;</p> <p> 2) Public radio. </p> </div> <div>I can see paying for subscription radio when you&#39;re a sports fanatic, but otherwise, who needs satellite when there is so much quality content coming across the airwaves of your local public radio affiliate? And if you don&#39;t like the programming that&#39;s on when you&#39;re ready to listen, download <a href="http://www.npr.org/rss/podcast/podcast_directory.php?type=main">podcasts</a> of popular shows such as &quot;Fresh Air.&quot; A <a href="http://www.bertiful.com/blogger/bertnews.html">friend</a> of mine used her downloads of &quot;This American Life&quot; to survive a root canal recently. Of course, if you love public radio as much as I do, it stops being completely free because you end up pledging, but it&#39;s still a bargain at whatever you can afford to pledge.</p> <p>&nbsp;</p> <p>3) Free audiobook downloads from the library. </p> </div> <div>OK, this is both the Internet and the library, but after years of paying $12 to $15 a month to <a href="http://audible.com/" target="_blank">Audible.com</a>, these legally sanctioned download sites are a revelation. You log onto <a href="http://www.oclc.org/netlibrary/demo/default.htm">Netlibrary</a> through your local public library. My local library requires me to type in my card number and then set up a NetLibrary account. </div> <div> </div> <div>Also, see Nora Dunn&#39;s post about <a href="/how-to-read-five-to-ten-books-each-month-and-a-special-deal-for-wise-bread-readers">Simply Audiobooks</a>, the rental site. </div> <div> <p>&nbsp;</p> <p>4) Book swapping sites such as <a href="http://bookmooch.com/languages">BookMooch</a>. </p> </div> <div>The <a href="/read-for-free">virtues</a> of the public library are many -- if you have the patience to wait for a hot new book to come in, the time to traipse over to the library to check it out, the conscientiousness to return it on time and in good shape, and the zen ability to let a book leave your home once you&#39;ve loved it. If you&#39;re a little more flawed like me, BookMooch sounds awful appealing. On the downside, a quick search for current hot titles such as &quot;Eat, Pray, Love&quot; or &quot;Love in the Time of Cholera&quot; turned up zilch on BookMooch. Another such site, blogged about <a href="/reuse-and-re-read-a-nifty-way-to-recycle-books">here</a> by Jessica Okon, is <a href="http://www.paperbackswap.com/">Paperbackswap</a>.</div> <div> </div> <div> </div> <div> </div> <div> </div> <div>5) Public-domain literature</div> <p>As Sarah Winfrey <a href="/another-one-for-the-readers-0">explained</a> earlier this year, you can read public domain literature for free at a wealth of sites, download it to an electronic reader, or even download audiobooks legally.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/high-end-content-for-www-prices">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/watch-all-the-documentary-movies-you-can-handle-free-online-and-yes-its-legal">Watch All The Documentary Movies You Can Handle, Free Online - And Yes, It&#039;s Legal.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/life-without-tv">Life Without Television</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/learning-without-the-high-cost-of-higher-education">Learning Without the High Cost of Higher Education</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/new-living-room-0-cost-of-rearranging-the-furniture-priceless">Cost of Rearranging the Furniture - $0. New Living Room - Priceless.</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-frugal-things-to-try-before-you-die-updated">10 frugal things to try before you die (updated)</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living content free reading Wed, 21 Nov 2007 03:39:44 +0000 Carrie Kirby 1413 at http://www.wisebread.com