groceries http://www.wisebread.com/taxonomy/term/5817/all en-US 4 Ways Outsourcing Chores Can Save You Time and Money http://www.wisebread.com/4-ways-outsourcing-chores-can-save-you-time-and-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-ways-outsourcing-chores-can-save-you-time-and-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_000022890952.jpg" alt="Woman outsourcing chores and saving time and money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>We're busy people, with lives filled by family, work, errands, chores, and tons of other tasks that pull us in a million directions. Add all of this on top of being a self-employed business owner, and there are times when I find myself sacrificing sleep, or skipping meals, as a way to get more things checked off my list.</p> <p>Two years ago I quit my day job to freelance full-time and have been in time-crunch mode ever since. As a way to <a href="http://www.wisebread.com/give-yourself-a-break-the-productivity-secret-thatll-change-the-way-you-work">become more productive</a>, I've learned how to outsource work I don't have time for, or don't know how to do.</p> <p>What if you delegated household chores so you could regain control? Here's how to outsource your life so you have more time and money.</p> <h2>1. Avoid Grocery Shopping</h2> <p>Grocery shopping is one of my least favorite chores to do each week. Unless you're a personal chef (like my husband), you probably hate <a href="http://www.wisebread.com/save-100s-next-month-with-these-10-grocery-shopping-tips">going to the grocery store</a>, too. Instead of wasting your time on this chore, why not have your groceries delivered? If you live in a big city, check out services like <a href="http://www.anrdoezrs.net/click-2822544-10782119-1406910980000">Peapod</a> or <a href="https://fresh.amazon.com/">AmazonFresh's</a> food service.</p> <p>Just order your regular grocery items that you purchase every week, such as milk, bread, toilet paper, and other consumables, and get them delivered right to your door. No driving through traffic, or weaving in-and-out of the busy produce section.</p> <p>The great thing about these services is that you can find the best prices, use coupons, and take advantage of weekly discounts, just as you would if you were going the traditional grocery shopping route.</p> <p><strong>Time saved per week</strong>: One hour or more (depending on how long you usually take to meal plan and drive to your local store).</p> <p><strong>Average monthly cost</strong>: Cost of groceries plus delivery and tip (plus $99 a year for Amazon Prime).</p> <h2>2. Look Stylish on a Budget</h2> <p>Retail therapy is a great way to unwind, score some fashionable finds, and hang out with friends, but it's not always great for your budget. Limit your regular shopping trips by outsourcing your clothing needs using services like <a href="http://www.anrdoezrs.net/click-2822544-11713107-1413249375000">Stitch Fix</a> or <a href="http://www.shoedazzle.com/">ShoeDazzle</a>.</p> <p>A box is delivered straight to your front door that includes styles based on your personal taste. You only pay for the items you like and want to keep, otherwise you simply return any unworn clothing or shoes.</p> <p>The upside is you get customized picks, from designers and professional stylists, without ever leaving the house. You'll also be able to <a href="http://www.wisebread.com/4-ways-stores-trick-us-into-impulse-buys-and-how-to-resist">avoid any impulse buys</a> or unwanted purchases simply by choosing the bare essentials.</p> <p><strong>Time saved per week</strong>: One hour or more (depending on how long you usually shop).</p> <p><strong>Average monthly cost</strong>: $55 for clothing and shoes (plus $20 processing fee applied to purchase).</p> <h2>3. Get Help With Daily Errands</h2> <p>Odd jobs around the house constantly seem to stack up. From cleaning the car, to mowing the yard, to cleaning out the gutters, a resource like <a href="https://www.taskrabbit.com/">Task Rabbit</a> can help. No task is too big or too small.</p> <p>If you need a ride to the airport, furniture delivered on a certain day, help walking the dog, or deep housecleaning, you can use this service to find the right person. You can even pay someone to stand in line for you at the DMV! This service is currently available in 19 cities and counting, so save yourself time by outsourcing your daily errands.</p> <p><strong>Time saved per week</strong>: Two hours or more (depending on chore).</p> <p><strong>Average monthly cost</strong>: Cost of errand billed hourly.</p> <h2>4. Hire a Bookkeeper or Household Manager</h2> <p>As the breadwinner for my small family, I don't always have time to prepare reports, pay taxes, and manage the affairs of our household. If you're in the same position, you know the importance of these tasks, and how vital it is that the <a href="http://www.wisebread.com/6-simple-ways-to-save-money-by-tracking-your-receipts">bills are paid on time</a>, but you also want to spend your time with your family and friends.</p> <p>One way to solve this is to hire a part-time bookkeeper or household manager. For $125 a month I work with a virtual bookkeeper who helps manage my bills, bank accounts, schedules appointments, and deals with other household projects. This allows me to spend my time at a yoga class, or going on a date with my husband.</p> <p><strong>Time saved per week</strong>: Two hours or more (depending on chore).</p> <p><strong>Average monthly cost</strong>: $100 or more depending on tasks.</p> <h2>You Really Can Save Time and Money With Outsourcing</h2> <p>Life's too short to spend a lot of time on doing household chores or trying to DIY tasks that are too complicated. Thanks to a rise in outsourcing services, you can delegate any kind of chore you don't have time to do. This will allow you time to do more important things, like spending quality time with your kids, or enjoying a weekend with friends.</p> <p><em>Have you tried outsourcing chores? What's another way to save time and money each week?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-smith">Carrie Smith</a> of <a href="http://www.wisebread.com/4-ways-outsourcing-chores-can-save-you-time-and-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-grocery-store-secrets-only-the-pros-know">10 Grocery Store Secrets Only the Pros Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Productivity Shopping chores errands groceries Help outsourcing Wed, 26 Aug 2015 11:00:20 +0000 Carrie Smith 1533307 at http://www.wisebread.com Best Money Tips: Foods That Are Breaking Your Grocery Budget http://www.wisebread.com/best-money-tips-foods-that-are-breaking-your-grocery-budget <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-foods-that-are-breaking-your-grocery-budget" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_grocery_shopping_000016262663.jpg" alt="Woman finding foods that are breaking her grocery budget" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on the foods that are breaking your grocery budget, ways to wake up energized, and people you should hide from your Facebook feed.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2015/0823/Five-foods-that-are-breaking-your-grocery-budget">Five foods that are breaking your grocery budget</a> &mdash; The worst outbreak of bird flu in decades has caused egg prices to skyrocket. [The Monitor]</p> <p><a href="http://www.dumblittleman.com/2015/08/5-things-wake-energized-productive-every-day.html">Do These 5 Things To Wake Up Energized (And Productive) Every Day</a> &mdash; Listen to your body and sleep only when you're sleepy. It'll save you hours of tossing and turning! [Dumb Little Man]</p> <p><a href="http://momsneedtoknow.com/8-people-you-should-hide-from-your-facebook-feed/">8 People You Should Hide From Your Facebook Feed</a> &mdash; Facebook is a great way to keep in touch with distant family and old friends, but feel free to hide or unfollow someone when it turns out they're a &quot;Dirty Laundry Diva.&quot;&nbsp;[Moms Need to Know]</p> <p><a href="http://www.popsugar.com/smart-living/DIY-Mold-Mildew-Killer-34880343">The Amazing Tea Tree Oil Mold and Mildew Killer</a> &mdash; This DIY antifungal spray will keep mold and mildew far, far away. [PopSugar Smart Living]</p> <p><a href="http://www.creditsesame.com/blog/a-hackers-favorite-password/">What&rsquo;s a Hackers Favorite Password?</a> &mdash; In 2014, the most common password stolen by hackers was &quot;123456&quot;. [Credit Sesame]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.kiplinger.com/article/cars/T009-C000-S001-3-things-car-dealers-don-t-want-to-hear-you-say.html">3 Things Car Dealers Don't Want to Hear You Say</a> &mdash; Ask to see the invoice. The invoice will show you the legitimate fees and you'll know exactly what you're paying for. [Kiplinger]</p> <p><a href="https://www.listenmoneymatters.com/how-to-pay-off-debt-on-a-low-income/">How To Pay Off Debt On A Low Income</a> &mdash; You'll see the biggest results from cutting down on your biggest expenses. Think housing, transportation, and food costs. [Listen Money Matters]</p> <p><a href="http://blog.readyforzero.com/4-tips-to-furnishing-a-dorm-room-without-going-broke/#.VdtXTrXR3lZ">Tips to Furnishing a Dorm Room Without Going Broke</a> &mdash; Space will be limited in a dorm room. Don't buy things that can be rented or borrowed when you need it &mdash; like a vacuum cleaner! [ReadyForZero]</p> <p><a href="http://www.consumerismcommentary.com/for-better-or-worse-5-ways-to-approach-retirement/">For better or worse: 5 ways to approach retirement</a> &mdash; One affordable way to approach retirement is to keep working as much (or as little) as you want towards a second career. [Consumerism Commentary]</p> <p><a href="http://parentingsquad.com/adopting-through-foster-care-myths-and-raising-awareness">Adopting Through Foster Care: Myths and Raising Awareness</a> &mdash; Foster care adoptions aren't necessarily as expensive as private adoptions. Expenses are often reimbursed, and the state may help with medical bills and college expenses.&nbsp;[Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-foods-that-are-breaking-your-grocery-budget">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fresh-fruits-and-vegetables-by-the-month">Fresh Fruits and Vegetables, By the Month</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-grocery-store-secrets-only-the-pros-know">10 Grocery Store Secrets Only the Pros Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips groceries Tue, 25 Aug 2015 19:00:18 +0000 Amy Lu 1536314 at http://www.wisebread.com 30+ Cash Back Sites to Earn You Thousands Per Year http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/30-cash-back-sites-to-earn-you-thousands-per-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_holding_cash_000058424436.jpg" alt="Woman using cash back sites to earn her thousands per year" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Cash back sites are an awesome way to save a significant amount of money and <a href="http://www.wisebread.com/cool-convenient-cash-11-easy-ways-to-make-money-online">earn some extra cash too</a>. You save and earn money just for using their link to shop and use coupons. Some programs have additional ways to earn money by using their search engine or <a href="http://www.wisebread.com/resources/paid-surveys">taking surveys</a>. There are literally dozens of programs out there that can help you save and earn even more.</p> <p>Each one of the programs listed here is free and easy to join, has an active social media presence, and most importantly, pays as promised. So bookmark this article, take your time to review each opportunity, and take advantage of all that work for you.</p> <h2>Tips on Using Cash Back Sites</h2> <p>Cash back sites save you money by sharing the wealth. They earn a commission each time you click through to an online store from their site and make a purchase. In return for doing so, you receive a piece of that commission. The percentage can range from as little as 1% to as high as 25%, 30%, sometimes as much as 40%. The concept and process is simple, but there are a few things to keep in mind for maximum cash back savings.</p> <h3>Coupons</h3> <p>Most sites only allow you to use coupons and promo codes listed on their site. Using others may invalidate your cash back.</p> <h3>Gift Cards</h3> <p>Most programs do not allow you to receive cash back when using a gift card.</p> <h3>Don't Jump Around</h3> <p>Make sure you start your shopping through your favorite cash back site. There are cookies that track how you got to the store site and if your first visit is from somewhere other than your cash back site you may not get credit.</p> <h3>Cash Out Threshold</h3> <p>Be aware of the cash out threshold. Some programs let you cash out at as little as $1 or $5 while other program cash out points are as high as $25. A high threshold may still be worth it if the cash back rate is high and you're making a large purchase, so don't automatically disregard them.</p> <h3>Have a Few Favorites</h3> <p>Check them all out, but don't spread yourself too thin or you'll never accrue enough to cash out. Have two or three favorites and rotate among them depending on which one offers the best rate. With that said, a number of sites offer sign-up bonuses that are enticing enough to use them at least once.</p> <h3>Get the Most Savings</h3> <p>Sometimes you can save more by not using a cash back site. Have a special promotion, coupon, or gift card that will save you more? Use that instead!</p> <h2>1. Ebates</h2> <p><a href="http://www.ebates.com/rf.do?referrerid=vIhagUaAxdMIsu435wELZg%3D%3D&amp;eeid=26471">Ebates</a> is probably the most well-known of any of the cash back sites. They even have television commercials, which I haven't seen for any of their competition. Their emphasis is on customer service as one of the best features as well as offering some of highest cash back rates around. Their rates are almost always competitive and sometimes much better, but it's always worth comparing with one or two other cash back or rewards site to be sure. A low cash out threshold and $10 gift card sign-up bonus make it worth joining and trying.</p> <p><strong>Where Available:</strong> USA, CAN, CHN, KOR, RUS.</p> <p><strong>Number of Merchants:</strong> More than 1800.</p> <p><strong>Cash-Out Threshold</strong>: $5 which is sent quarterly or rolls over until threshold is met.</p> <p><strong>Payment Methods:</strong> Check or PayPal. You can also send payment to a friend of your choice.</p> <p><strong>Mobile App Available</strong>: Yes.</p> <p><strong>Sign-up Bonus:</strong> $10 cash bonus after making $25 in qualifying purchases within 90 days.</p> <p><strong><a href="http://www.ebates.com/rf.do?referrerid=vIhagUaAxdMIsu435wELZg%3D%3D&amp;eeid=26471">Sign up with Ebates and get $10 cash bonus!</a></strong></p> <h2>2. Swagbucks</h2> <p><a href="http://www.tkqlhce.com/click-2822544-10870210-1414506487000?sid=epic_cb">Swagbucks</a> is another well-known program with members earning close to a combined 100 million dollars in gift cards and cash. In addition to an extensive cash back shopping section, members can earn points called &quot;Swag Bucks&quot; by watching videos, taking surveys, playing games, and completing offers. It's the only site where members can earn $25 a month doing nothing more than using their mobile apps to watch videos.</p> <p><strong>Where Available:</strong> USA, AUS, CAN, IRL, UK.</p> <p><strong>Number of Merchants:</strong> More than 1500.</p> <p><strong>Cash-Out Threshold:</strong> $5 for gift cards, $10 Visa e-card (no fee), or $25 for cash via PayPal (no fee).</p> <p><strong>Payment Methods:</strong> Gift card, Visa e-card, or PayPal.</p> <p><strong>Mobile App Available:</strong> Yes &mdash; multiple.</p> <p><strong>Sign-up Bonus:</strong> $5 after earning 2,500 SB within the first 60 days of membership.</p> <p><a href="http://www.tkqlhce.com/click-2822544-10870210-1414506487000?sid=epic_cb"><strong>Sign up with Swagbucks and get $5!</strong></a></p> <h2>3. InboxDollars</h2> <p>The&nbsp;<a href="http://trk.cotterweb.net/?a=13562&amp;c=16696&amp;s1=1079289">InboxDollars rewards program</a> has been around for 15 years and has close to 1.5 million Facebook likes. Right now their cash back shopping program only has eight stores including Walmart, Kohl's, and Kmart. On the plus side, the cash back rates are competitive, and it's easy to earn extra money just for for clicking on emails they send, taking surveys, playing games, watching videos, and completing offers. They also have printable coupons and an internet search program that pays 15 cents per day just like the&nbsp;<a href="http://bing-rewards.evyy.net/c/27771/89275/2168?subId1=1079289">Bing Rewards Program</a>, which doubles to 30 cents a day after you cash out your earnings for the first time and automatically become a part of their Gold Member program. At $30, their cash out threshold is on the high side, but they offer a $5 sign-up bonus. Even if you don't do anything more than use their search and earn function, you can reach the cash out amount.</p> <p><strong>Where Available:</strong> US, UK.</p> <p><strong>Number of Merchants:</strong> Eight.</p> <p><strong>Cash-Out Threshold:</strong> $30 which will be paid within two weeks of being requested.</p> <p><strong>Payment Methods:</strong> Check, which incurs a $3 processing fee, pre-paid Visa card (currently for US only) which incurs a $3 processing fee, pre-paid Visa e-card which has no fees, InboxDollars e-card which is connected to Tango, a company that offers a least 50 different gift cards.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> $5.</p> <p><a href="http://trk.cotterweb.net/?a=13562&amp;c=16696&amp;s1=1079289"><strong>Sign up with InboxDollars and get $5!</strong></a></p> <h2>4. Ibotta</h2> <p><a href="https://ibotta.com/r/jcsgjbv">Ibotta</a> is probably the most robust and diverse of the cash back apps. They have the most cash back product ability of all of the apps included here and members have saved over 27 million dollars. In addition to getting cash back for grocery shopping, Ibotta offers cash back on apparel, electronics, wine and spirits, restaurants, home and office, travel, and entertainment. Most of the cash back opportunities are for in-store purchases, but there are some that can be redeemed online.</p> <p>In addition, Ibotta offers small rebates for staples such as bread, milk, and fresh fruit and veggies. Most items have to be purchased at approved stores, but their list is vast and the names are easily recognizable. Ibotta also offers incentives like bonus cash for redeeming a certain amount of rebates per month. Some offers can be redeemed multiple times. Ibotta also created team spirit cash back earning opportunities by encouraging members to join through Facebook, or create a team with referrals. The more everyone in the group earns, the more cash back bonuses each member gets. If you like mobile cash back apps, Ibotta is definitely one to have in your arsenal.</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Products:</strong> More than 100.</p> <p><strong>Cash-Out Threshold:</strong> $10.</p> <p><strong>Payment Methods:</strong> PayPal, Venmo, or gift card (Amazon, Starbucks, Best Buy).</p> <p><strong>Sign-up Bonus:</strong> $1 after completing your first cash back rebate within 14 days.</p> <p><a href="https://ibotta.com/r/jcsgjbv"><strong>Sign up and start saving with Ibotta today!</strong></a></p> <h2>5. TopCashBack</h2> <p><a href="http://www.anrdoezrs.net/click-2822544-12105289-1426149300000">TopCashBack</a> passes along 100% of the commission it makes to its members. Billed as the &quot;most generous cashback site,&quot; they make money by driving traffic to the store websites and through advertisements. When looking at the &quot;latest offers&quot; section on their homepage, the cash back rates were generally higher, sometimes more than two times higher than other sites. They have something called the &quot;Highest Cash Back Guarantee,&quot; and there is no minimum needed to cash out. Bonus: Members can earn free cash back by completing surveys, free trials, or requesting free samples.</p> <p><strong>Where Available:</strong> USA, CAN, AUS, IND.</p> <p><strong>Number of Merchants:</strong> Over 3500.</p> <p><strong>Cash-Out Threshold:</strong> None. As soon as you have money in your account.</p> <p><strong>Payment Methods:</strong> Direct deposit, PayPal, Amazon gift card code.</p> <p><strong>Other:</strong> Earn additional cash back from their &quot;Free Offers&quot; section.</p> <p><strong>App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus</strong>: None at this time.</p> <p><a href="http://www.anrdoezrs.net/click-2822544-12105289-1426149300000"><strong>Sign up and start saving with TopCashBack today!</strong></a></p> <h2>6. SavingStar</h2> <p><a href="http://savingstar.ojrq.net/c/27771/18896/758">SavingStar</a> is a hybrid site that offers both traditional cash back shopping like Ebates, and grocery shopping mobile app cash back like Ibotta. The traditional cash back shopping works exactly like the other programs with users clicking through to a retailer to make a purchase and receive a percentage of SavingStar's commission. The rebate rates are competitive and worth comparing to other sites. In some cases the rate may be better.</p> <p>The mobile app for grocery shopping works a little differently than the other ones listed here. Once joining, you will be asked to link your store loyalty cards to SavingStar. They will provide a list of stores which includes many local supermarkets as well as national chains, such as CVS and Rite Aid. From there you choose from among the offers available and they are loaded onto your cards. Before purchasing the item, scan your store card, as that information will be sent to SavingStar and that's how you will qualify for your cash back. They also offers &quot;receipt scan&quot; stores for specific retailers like Target and Walmart that don't have loyalty cards. Check their offers regularly because they have a &quot;Healthy Offer&quot; every week on items like fresh produce and occasional freebies where you are reimbursed the full purchase price.</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Traditional Cash back stores</strong>: More than 500.</p> <p><strong>Number of Mobile Cash Back Offers:</strong> Varies but between 32 and 50.</p> <p><strong>Cash-Out Threshold:</strong> $5.</p> <p><strong>Payment Methods:</strong> Bank transfer, PayPal, or donate to charity.</p> <p><strong>Mobile App:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://savingstar.ojrq.net/c/27771/18896/758"><strong>Sign up with SavingStar and start saving today!</strong></a></p> <h2>7. Dollar Dig</h2> <p><a href="http://www.shareasale.com/r.cfm?B=569561&amp;U=255320&amp;M=51865&amp;urllink=">Dollar Dig</a> is a newer cash back site, having launched sometime in 2013. They have thousands of stores to shop through for cash back, coupons, and featured deals. Their cash out threshold is on the high side with members needing to reach $25 before being allowed to claim it. Their cash back rates are competitive, with some good deals thrown in now and again.</p> <p><strong>Where Available</strong>: USA, CAN, and numerous other countries.</p> <p><strong>Number of Merchants:</strong> More than 3200.</p> <p><strong>Cash-Out Threshold</strong>: $25.01 which can be requested immediately and is paid monthly, usually on the first of the month.</p> <p><strong>Payment Methods:</strong> Check (U.S. and Canada only) and PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://www.shareasale.com/r.cfm?B=569561&amp;U=255320&amp;M=51865&amp;urllink="><strong>Sign up and save with Dollar Dig today!</strong></a></p> <h2>8. FatWallet</h2> <p><a href="http://www.fatwallet.com/?referral=kaaff">FatWallet</a> is similar to Ebates in look and in feel. In addition to receiving cash back from purchases, FatWallet offers coupons, promo codes, free shipping offers, and special bundles. Their cash out threshold is reasonable at $10, and it's awesome that you can request payment immediately instead of waiting on their schedule.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants:</strong> More than 1600.</p> <p><strong>Cash-Out Threshold:</strong> $10 which can be requested immediately.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://www.fatwallet.com/?referral=kaaff"><strong>Sign up and start saving with FatWallet today!</strong></a></p> <h2>9. Coupon Cactus</h2> <p><a href="http://www.couponcactus.com/?ccid=170575">Coupon Cactus</a> has a mascot named Cody, and as the name suggests, the site provides coupon codes (U.S. and international) as well as cash back offers. You can explore their offers by category, popularity, free shipping, clearance, and more. They have thousands of online merchants to choose from and an easy sign-up bonus.</p> <p><strong>Where Available:</strong> USA-based, but it looks like people from any country can join as long as businesses delivers there and users are able to cash a U.S. check or receive PayPal payments.</p> <p><strong>Number of Merchants:</strong> Almost 4000.</p> <p><strong>Cash-Out Threshold:</strong> $10 which is paid quarterly or rolls over until members reach $10.</p> <p><strong>Payment Methods</strong>: Check or PayPal.</p> <p><strong>Mobile App Available</strong>: No.</p> <p><strong>Sign-up Bonus:</strong> $3 bonus for signing up and liking their Facebook page.</p> <p><a href="http://www.couponcactus.com/?ccid=170575"><strong>Sign up for Coupon Cactus and get a $3 bonus!</strong></a></p> <h2>10. BeFrugal</h2> <p><a href="http://www.befrugal.com/cashback/?ref=OCFOJMC">BeFrugal</a> started out as a coupon only site back in 2009 and expanded into cash back territory in 2011. In addition to offering cash back, coupons, freebies, and sweepstakes, they are one of the few sites to offer a &quot;Coupon Guarantee&quot; and &quot;Guaranteed Savings.&quot; They guarantee that a coupon on their site will work or you'll receive a $5 bonus. In addition, they guarantee to have the best cash back rate or they'll match the rate at 125%. That's cool, but their cash out threshold is on the high side at $25. Still, if you're going to make a large online purchase it could be worth a go as they offer $5 sign-up bonus.</p> <p><strong>Where Available</strong>: USA, UK. In addition, people from more than 100 counties can join and earn as long as they have a PayPal account.</p> <p><strong>Number of Merchants:</strong> More than 4000.</p> <p><strong>Cash-Out Threshold:</strong> $25, which is sent on the 15th of the month your funds are available. For example, if you reached $25 on the 17th of this month, you could request your money that day and it would be sent out on the 15th of next month.</p> <p><strong>Payment Methods:</strong> Check, PayPal, or gift card. Users outside of the U.S. will be paid via PayPal.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> $5.</p> <p><a href="http://www.befrugal.com/cashback/?ref=OCFOJMC"><strong>Sign up with BeFrugal and get a $5 bonus!</strong></a></p> <h2>11. MyPoints</h2> <p><a href="http://www.tkqlhce.com/click-2822544-11324935-1395932855000?sid=epic_CB">MyPoints</a> has been in business for almost 20 years. Members earn points, which can be exchanged for gift cards or cash. These points are earned by making purchases through the MyPoints cash back portal, or participating in one of their other activities &mdash; surveys, games, searching the internet, reading email, watching videos, and printing and using coupons.</p> <p>This rewards/cash back program has a couple of aspects that could potentially make it less desirable than other sites. First, the cash back rates. I compared MyPoints with other sites and looked at 10 merchants. In eight instances, the cash back rate was about half a percent lower, and in two cases it was about half a percent higher. Second, members who use the site earn points. Many sites do this and it's not a bad thing as long as points are equivalent to currency (i.e. one point = one penny, so 100 points = $1). In the case of MyPoints, the value of the points varies, and all are worth less than a penny each. For instance, a $10 Applebee's gift card is 1650 points, the equivalent of $16.50 if each point were worth a penny. Still, with a $10 gift card bonus for signing up and making a cash back purchase of $20, it's worth a shot just for that.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants:</strong> More than 1900.</p> <p><strong>Cash-Out Threshold:</strong> $10 gift card or $25 PayPal.</p> <p><strong>Payment Methods:</strong> Gift card or PayPal when enough points have been accrued.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> $10 gift card when a purchase of $20 or more is made through their cash back shopping portal.</p> <p><a href="http://www.tkqlhce.com/click-2822544-11324935-1395932855000?sid=epic_CB"><strong>Try MyPoints and get a $10 gift card!</strong></a></p> <h2>12. Upromise</h2> <p><a href="http://www.anrdoezrs.net/click-2822544-12085508-1437073828000?sid=epic_CB&amp;cm_mmc=CJ-_-2276508-_-2822544-_-Everyday%20Spending%20-%20Learn%20More">Upromise</a> is a cash back site whose mission is to help people save for college (for themselves or someone else). It's not, however, like a <a href="http://www.wisebread.com/5-creative-uses-for-a-529-plan">529 Plan</a>, which is designed to help families save money for college through interest bearing accounts. Nor does it have tax benefits like a 529 Plan. In fact, the money saved with Upromise does not have to be used for educational purposes at all and can be withdrawn at any time as long as the minimum cash out balance is met.</p> <p>Like its competitors, Upromise offers cash back for online shopping. In addition, users can earn cash back when they register their credit card and dine out, book travel through their website, or acquire a Upromise branded credit card. Users also have access to grocery and drugstore e-coupons when they register their loyalty cards with the site.</p> <p><strong>Where Available</strong>: USA.</p> <p><strong>Number of Merchants:</strong> More than 850, plus more than 8,000 restaurants.</p> <p><strong>Cash-Out Threshold:</strong> $10 which can be requested immediately online. For security purposes, amounts of $1000 or greater must be accompanied by a notarized form which can be printed from their website.</p> <p><strong>Payment Methods:</strong> Check.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://www.anrdoezrs.net/click-2822544-12085508-1437073828000?sid=epic_CB&amp;cm_mmc=CJ-_-2276508-_-2822544-_-Everyday%20Spending%20-%20Learn%20More"><strong>Click here to start saving for college with Upromise!</strong></a></p> <h2>13. Panda Cash Back</h2> <p>This Better Business Bureau A+ rated cash back program is another one that allows people from dozens of countries to join and save money.<a href="http://www.pandacashback.com/?ref=4710"> Panda Cash Back</a> offers double cash back deals and local daily deals. Their cash out threshold is a tad on the high side, but your money is automatically sent 24 hours after it is requested. It has a $5 sign-up bonus.</p> <p><strong>Where Available:</strong> USA and more than 100 other countries.</p> <p><strong>Number of Merchants:</strong> More than 3000.</p> <p><strong>Cash-Out Threshold:</strong> $15, which once attained will be sent out automatically the next day.</p> <p><strong>Payment Methods:</strong> PayPal. Note that the first payment for U.S. and Canadian residents will be via check. Anyone residing outside of these two countries will be contacted by Panda Cash Back asking for information to verify identity.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus: </strong>$5.</p> <p><strong>Referral Program:</strong> 25% of each referral's rebate for life.</p> <p><strong><a href="http://www.pandacashback.com/?ref=4710">Sign up with Panda Cash Back and get $5!</a></strong></p> <h2>14. Hoopla Doopla</h2> <p>This cash back site with the funny sounding name (which apparently has the same name as a television show in Australia) has been in business since 2009. <a href="http://www.hoopladoopla.com/index.php?ref=3h4j2f43f7t322759">Hoopla Doopla</a> gives back more than half of the commission they receive to their members. In addition to cash back they offer exclusive coupons and daily deals, as well as fundraise for cancer research. Their low cash out threshold and competitive cash back rates makes it an attractive option to try.</p> <p><strong>Where Available:</strong> USA. Also, while the site says that anyone with internet access, an email address, and a PayPal account is eligible to join, the cash back retailers appear to be U.S.-centric.</p> <p><strong>Number of Merchants:</strong> More than 2000.</p> <p><strong>Cash-Out Threshold</strong>: $5 for PayPal or $10 for check, paid quarterly or rolled over until threshold is met.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <p><a href="http://www.hoopladoopla.com/index.php?ref=3h4j2f43f7t322759"><strong>Click here to start saving with Hoopla Doopla!</strong></a></p> <h2>15. Mr. Rebates</h2> <p><a href="http://www.mrrebates.com?refid=913170">Mr. Rebates</a> is an established cash back site that has been in business for more than a dozen years. They offer cash back rates up to 30%, and deals such as free shipping. With a reasonable cash out threshold, a sign-up bonus that is available after your first purchase, the ability to request payment immediately, and an enticing referral program, it's worth an add to your list of sites to try.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants:</strong> More than 2000.</p> <p><strong>Cash-Out Threshold:</strong> $10 which can be requested immediately.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> No app, but they have a mobile site.</p> <p><strong>Sign-up Bonus:</strong> $5 sign-up bonus available after your first purchase.</p> <p><strong>Referral Program:</strong> Members earn 20% of each referral's cash back for life.</p> <p><a href="http://www.mrrebates.com?refid=913170"><strong>Sign up for Mr. Rebates and get your $5 bonus!</strong></a></p> <h2>16. CashCrate</h2> <p><a href="http://www.cashcrate.com/1168012">CashCrate</a> launched in 2006 and has paid out close to four million dollars to its members who earn cash by completing offers (many free), taking surveys, completing CrowdFlower tasks, watching videos, and shopping through their cash back store. Their shopping (cash back) section is newish and small right now with only 62 stores like Walmart, Macy's, and Lowe's. However, their rebate rate is competitive with other cash back programs.</p> <p>One unique aspect of Cash Crate's earning program is that members can earn two ways. One section is devoted to earning cash, and the other to earning gift cards (think Starbucks, Amazon, Visa, and more). Just decide what you're interested in earning and complete the tasks in that section.</p> <p><strong>Where Available:</strong> All countries are eligible although the U.S. and other English speaking countries will have the greatest number of offers.</p> <p><strong>Number of Merchants:</strong> 62 and growing.</p> <p><strong>Cash-Out Threshold:</strong> $20 in the cash earning section, which is redeemable immediately. Gift cards can be redeemed immediately upon earning enough points in the prizes section of the site.</p> <p><strong>Payment Methods:</strong> Check. PayPal is an option once members have lifetime earnings of $500.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> $1. In addition, members earn monthly bonuses for meeting an optional daily goal.</p> <p><a href="http://www.cashcrate.com/1168012"><strong>Sign up with CashCrate and start earning today!</strong></a></p> <h2>17. MainStreetShares</h2> <p>This cash back program offers an interesting proposition and incentive to join and use their site because members are shareholders. At<a href="http://mss.me/kabigcrumbs"> MainStreetShares</a> not only do members earn a percentage of the site's sales commission when making purchases from stores everyone knows and loves, they earn a portion of the advertising revenue as well in the form of shares called &quot;MsShares.&quot; From their site:</p> <p>&quot;&hellip;A large share of member shopping commissions is placed in a pool each month. We also add a share of other company revenue, such as advertising to this pool. At the end of the month, you are paid a percentage of the pool based on your percentage of total member spending for the month.&quot;</p> <p>Why do they do this? To attract users, of course. However, their larger goal is for someone to acquire the company, at which time members receive a portion of the sales price based on the number of MsShares they own. Until then, with competitive rates and a one dollar cash out threshold (though there is a 2% PayPal transaction fee), MainStreetShares is worth a look.</p> <p><strong>Where Available:</strong> USA, CAN, AUS, IRL, UK.</p> <p><strong>Number of Merchants:</strong> More than 1100.</p> <p><strong>Cash-Out Threshold:</strong> Paid monthly. Minimum $1 required.</p> <p><strong>Payment Methods:</strong> PayPal. There is a 2% processing fee up to one dollar charged. The fee is from PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> Members who earn MsShares &quot;will be entitled to a specially reserved additional 10% share of acquisition proceeds.&quot;</p> <p><a href="http://mss.me/kabigcrumbs"><strong>Click here to learn more about MainStreetShares!</strong></a></p> <h2>18. Cashback House</h2> <p><a href="http://www.cashbackhouse.com/">Cashback House</a> has a simple and straightforward looking site. It doesn't have the bells, whistles, and flash of many cash back sites, but it offers the basics like rebates for purchases, handpicked deals, and coupons. At $10.01 their cash back threshold isn't outrageously high and you can earn a little extra by sharing how much you've saved on Facebook.</p> <p><strong>Where Available:</strong> USA, CAN, UK.</p> <p><strong>Number of Merchants:</strong> More than 1000.</p> <p><strong>Cash-Out Threshold:</strong> $10.01 which is processed weekly once a request has been made.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> No. However, if you share how much you have saved on Facebook you will earn a $1 credit.</p> <h2>19. ExtraBux</h2> <p>Similar to the other cash back sites,&nbsp;<a href="http://www.extrabux.com/">Extrabux</a> is one of several sites that is available to people worldwide. Offering cash back ranging from 1-30%, Extrabux also offers coupon codes, promo codes, and comparison shopping. They have an attractive sign-up bonus and reasonable cash out threshold.</p> <p><strong>Where Available:</strong> Everywhere. Extrabux states that people from any country can join and earn cash back. Checks will only be mailed to those with a U.S. mailing address. However, people living outside of the U.S. can receive their cash back via PayPal.</p> <p><strong>Number of Merchants:</strong> 2500.</p> <p><strong>Cash-Out Threshold:</strong> $10 which can be requested immediately.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> Yes, specifically for Black Friday.</p> <p><strong>Sign-up Bonus:</strong> $8.</p> <h2>20. Giving Assistant</h2> <p><a href="https://givingassistant.org/">Giving Assistant</a> refers to itself as the &quot;double cash back&quot; site because it passes along 100% of the commission to its customers. That is, there is no splitting like with the other sites. What's unique about this site, however, is its focus on giving. For every purchase that qualifies for cash back, Giving Assistant donates a meal to a family in need. They have donated more than 40,000 meals so far.</p> <p>In addition, users can elect to donate part or all of their cash back savings to one or more of the thousands of charities available to choose from on their site. I did some rate comparisons and found that Giving Assistant did often offer significantly higher (up to double) cash back rates than other sites. Their rates matched the best of those at TopCashBack, a site outlined below which also passes along its full commission. Though there is no sign-up bonus or referral program, the high cash back rate and low cash out threshold make this program appealing.</p> <p><strong>Where Available:</strong> USA as well as other countries, although they are not specified.</p> <p><strong>Number of Merchants:</strong> More than 1,000.</p> <p><strong>Cash-Out Threshold:</strong> $1 if paid out to a debit card, or $10 if payment is made by check. Payments are sent out quarterly.</p> <p><strong>Payment Methods:</strong> U.S.- based Bank Visa/Mastercard Debit card or check</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> No.</p> <h2>21. Gyft</h2> <p><a href="https://www.gyft.com/">Gyft</a> is different from the other traditional cash back sites because their sole focus is selling gift cards. Most cash back sites do not allow, or strictly limit, the eligibility of cash rebates when purchasing gift cards or using them to pay for products. At Gyft, when you purchase gift cards, you earn points which can then be used for discounts on future gift card purchases.</p> <p>Better yet, for a limited time they'll give you a $5 gift card of your choice (in the form of a promotional code) to be used towards a gift card purchase of at least $15, on the spot just for signing up. In other words, you can get a $15 Amazon gift card (or Starbucks, Target, Walmart, Home Depot, whichever of the more than 200 you choose) for $10 just for trying them out. You can even store your gift card in your mobile wallet so you have it on the go and never forget it. Even if you never buy a gift card through them again, the immediate bonus is sweet. (Note that your free gift card bonus expires 24 hours after you sign up so use it right away.)</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Merchants:</strong> More 200.</p> <p><strong>Cash-Out Threshold:</strong> 100 points &mdash; to be used as a discount on future gift card purchases.</p> <p><strong>Payment Methods: </strong>You can pay for your gift cards with Google Pay, PayPal, Bitcoins, or credit/debit card.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus: </strong>$5 gift card of choice to be used on a gift card valued at $15 or more.</p> <h2>22. Paribus</h2> <p><a href="https://paribus.co/">Paribus</a> is a new endeavor unlike the other cash back sites listed here. It's a price adjustment cash back program, not a rebate program. Basically, they will search for a better price on any product that you have purchased online and get the difference back for you. Their business is hunting price reductions for you, filing a claim on your behalf and getting you a refund for the difference.</p> <p>Paribus works with stores like Target, Walmart, Amazon, Banana Republic, Macy's, Best Buy, and others that have price matching and adjustment policies. Currently only online purchases are eligible. How it works is that you sign up with the email address that you use for online shopping and they scan the receipts of your online purchases.</p> <p>The email scanning sounds creepy, right? They never have access to, or know your passwords.&nbsp;<a href="https://paribus.co/faq">Review their security measures</a> to learn exactly what they do. Is it worth it? To the extent that you may get money back for doing nothing, yeah. Is there a catch? Signing up is free, but when they get a refund for you they will take a 25% cut. Still, not a bad deal for something you may not have otherwise known about.</p> <p><strong>Where Available: </strong>USA.</p> <p><strong>Payment Methods</strong>: PayPal or Venmo.</p> <h2>23. Retail Cashback</h2> <p>Another newer program,&nbsp;<a href="http://retailcashback.com/">Retail Cashback</a> started in 2013. It offers the expected complement of cash back stores, coupons, and featured deals. When comparing the rates of six retailers available on their site with three competitor sites, I found Retail Cashback to generally have rates that were the same as or slightly lower than those competitors. They do not offer a sign-up bonus and their cash out threshold is on the high side, but you can request your money immediately when it's reached.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants:</strong> More than 4000.</p> <p><strong>Cash-Out Threshold:</strong> $20 which can be requested immediately. Cash outs allowed once every 30 days.</p> <p><strong>Payment Methods:</strong> Check or PayPal.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-Up Bonus:</strong> No. However, their site states that regular members will sometimes get &quot;additional bonuses.&quot;</p> <h2>24. Simply Best Coupons</h2> <p>The&nbsp;<a href="https://www.simplybestcoupons.com/">Simply Best Coupons</a> website feels almost soothing compared to some of the others with colorful carnival colors. It must be the mellow sky blue background making everything softer. They offer thousands of cashbook stores, grocery, and printable coupons, as well as a couple of unique payout methods, including Western Union. Their cash out threshold is on the high side but they have a decent sign up bonus.</p> <p><strong>Where Available:</strong> USA and internationally. They have cash back stores for USA, AUS, CAN, IND, IRL, NZ, POL, UK, and RUS. Anyone can join and earn cash back if retailers ship to their country.</p> <p><strong>Number of Merchants: </strong>1000s per their site.</p> <p><strong>Cash-Out Threshold:</strong> $20 for checks and Western Union. $15 for PayPal and Amazon gift certificates.</p> <p><strong>Payment Methods:</strong> Check, Western Union, PayPal, and Amazon gift card. When the cash out threshold is met by the 15th of the month, payment is sent at the end of the month.</p> <p><strong>Mobile App Available</strong>: No.</p> <p><strong>Sign-up Bonus:</strong> $5 available after first purchase.</p> <h2>25. GiftHulk</h2> <p>Started in 2011,&nbsp;<a href="http://www.gifthulk.com/">GiftHulk</a> is six million members strong. In addition to the typical ways to earn (watching videos, completing surveys, searching the internet, etc.), GiftHulk has a cash back shopping section with about 140 well known stores. Their cash back rate is competitive, but be sure not to be fooled by their currency which they call &quot;Hulk Coins.&quot; On GiftHulk, 1000 Hulk Coins equals $1. So when you see GiftHulk offering 40 Hulk Coins per dollar in the cash back shopping section, the rate to compare is 4% (40/1000). GiftHulk has a low cash out threshold which makes it attractive.</p> <p><strong>Where Available:</strong> USA, CAN, UK, AUS, DEU, FR, NZL.</p> <p><strong>Number of Merchants:</strong> About 140.</p> <p><strong>Cash-Out Threshold:</strong> $5 for cash and many gift cards.</p> <p><strong>Payment Methods:</strong> PayPal or gift cards.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> Not as of this writing. However, members earn bonuses for meeting an optional daily goal.</p> <h2>26. InstaGC</h2> <p><a href="http://www.instagc.com/">InstaGC</a>, which stands for Instant Gift Cards, has been in business since 2011. This rewards program has some ardent fans so it might be worth checking out even if you use other sites for your cash back shopping. Their shopping section includes about 70 stores with rates that are competitive. Ways to earn include listening to music, taking surveys, CrowdFlower, and the other usual suspects. The site layout is a little bland, but it's functional, and most importantly, pays.</p> <p><strong>Where Available:</strong> USA, AUS, CAN, UK.</p> <p><strong>Number of Merchants:</strong> About 70.</p> <p><strong>Cash-Out Threshold:</strong> $5 for cash or as little as $1 for gift cards.</p> <p><strong>Payment Methods:</strong> Check which incurs a 25 cent fee, or direct deposit which incurs a 15 cent fee. You may also redeem for one of 260 gift cards which have no fee starting at $1.</p> <p><strong>Mobile App Available:</strong> No.</p> <p><strong>Sign-up Bonus:</strong> A lofty 10 cents.</p> <h2>27. Sunshine Rewards</h2> <p>As their site states, &quot;<a href="http://www.sunshinerewards.com/">Sunshine Rewards</a> is a loyalty program dedicated to paying you back for taking surveys, visiting websites, and shopping on the internet. Get coupons, promo codes, discounts, free shipping, and cash back shopping.&quot; Members get cash back and earnings in the form of credits, where one credit equals one dollar. Their cash back shopping rates are competitive, with some being higher or lower than other sites at different times. The cash out threshold is on the high side at $20, but if you participate in the reward activities regularly it should not take long to reach it.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Merchants: </strong>Close to 1000.</p> <p><strong>Cash-Out Threshold:</strong> $20 and being a member for at least 45 days. Cash outs are limited to $500 a month.</p> <p><strong>Payment Methods:</strong> PayPal, Amazon gift certificate, or Disney gift card.</p> <p><strong>Mobile App Available</strong>: No.</p> <p><strong>Sign-up Bonus:</strong> $2 sign up bonus.</p> <h2>Mobile Grocery Shopping Apps</h2> <p>What's better than using coupons for grocery shopping? Cash back mobile apps, that's what! Why? With these mobile apps, no coupons are needed, so there's no hunting or clipping. But, if you like coupons, you can combine them with cash back apps to increase your savings (and sometimes even get stuff for free). Plus, unlike traditional cash back programs, you can use gift cards to pay for items and still receive your rebate. Cool, huh?</p> <p>Here's how it works. Sign up online using a computer/tablet or going straight to the app. Download the app to your mobile device, review the cash rebates available, purchase the products you want, scan the product barcode, and/or upload the receipt to the site. Once your receipt is approved (typically within 24 to 48 hours), you get your rebate. Once you meet the cash out threshold, withdraw your money. That's it!</p> <p>Cool features include some apps offering cash back on products you rarely find coupons for like fresh fruit, veggies, bread, and dairy. And unlike traditional cash back sites there are no rates to compare. Best of all, because it's so little effort it's worth downloading all of them.</p> <h2>28. Shopmium</h2> <p><a href="http://www.shopmium.com/us/">Shopmium</a> has cool features like the ability to purchase items at any store that provides an itemized receipt, and immediate pay out, no matter the amount, after it's approved. It is very easy to join, requiring only an email address to get started. Members can choose to receive payment through PayPal or direct bank transfer. Even if you use it the app only occasionally, the fact that you can cash out immediately makes it worth using.</p> <p><strong>Where Available:</strong> USA, Canada.</p> <p><strong>Number of Products:</strong> About 15.</p> <p><strong>Cash-Out Threshold:</strong> No minimum. As soon as receipt is accepted you're paid.</p> <p><strong>Payment Methods:</strong> PayPal or bank transfer.</p> <p><strong>Mobile App Available:</strong> Yes.</p> <p><strong>Sign-up Bonus:</strong> 50 cents after completing welcome activity.</p> <h2>29. BerryCart</h2> <p><a href="http://www.berrycart.com/">BerryCart</a> is the mobile cash back site for people who like organic, gluten free, non-GMO, and natural foods. If you regularly eat organic, natural foods you will probably recognize many of the brands offering cash back. With the increasing popularity of eating whole foods, you won't be limited to just being able to find the products listed within BerryCart at expensive stores like Whole Foods. In fact, while their list of cash back items hover around 50, users can purchase the products at any store that carries them as long as the receipt is itemized and includes the price.</p> <p>BerryCart also offers subscription boxes where cash back rebates are available for every item in the box. Keep an eye for sales and coupons to combine with your BerryCart rebates to make pricey organic foods much more affordable.</p> <p><strong>Where Available:</strong> Site does not specify, though the stores are all U.S- based. However, some items can be purchased through Amazon, which is international.</p> <p><strong>Number of Products:</strong> About 50.</p> <p><strong>Cash-Out Threshold:</strong> $5.</p> <p><strong>Payment Methods:</strong> Check.</p> <p><strong>Sign-up Bonus:</strong> Not at this time.</p> <h2>30. Checkout 51</h2> <p><a href="https://www.checkout51.com/">Checkout51</a> offers a variety of grocery cash back rebates ranging from a &quot;pick your own&quot; offer for fruits and vegetables, to specific food and beverage brands. Some products are well known, others are up and coming. Some are organic and/or gluten free. Some offers may be redeemed multiple times. Checkout51 offers are available for a week, and then they expire and are replaced by new ones. Many times, however, you'll see popular products remain for a few weeks.</p> <p>One neat opportunity is the ability to join their &quot;brand program, &quot;which means you'll receive extra offers for products within a specific brand. To participate in their brand program, members simply select the &quot;join&quot; button that pops up on the product cash back list.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Products:</strong> About 25&ndash;30, some may be redeemed multiple times.</p> <p><strong>Cash-Out Threshold:</strong> $20.</p> <p><strong>Payment Methods:</strong> Check.</p> <p><strong>Sign-up Bonus:</strong> Not currently, though users do earn something for completing their profile.</p> <h2>31. Receipt Hog</h2> <p><a href="http://receipthog.com/">Receipt Hog</a> is interesting because it's a cash back mobile app that pays you even though you don't have to redeem any rebates through them. At Receipt Hog, you earn points by uploading pictures of receipts from just about any retailer. When you upload receipts from grocery stores, club stores, health and beauty retailers, pet stores, convenience stores, dollar stores, and more, members receive points according to the amount spent (i.e. earn five points when the total is less than $10).</p> <p>When receipts are uploaded from retailers that don't sell grocery items (think Staples or Macy's), members earn chances to spin their virtual slot machine where winners receive bonus points or $100. Receipt Hog also offers monthly challenges, like uploading receipts every week of the month for extra points. It sounds silly but it does pay.</p> <p>Why would they pay you? They're a market research company that has discovered an innovative way to collect data about consumer spending for the brands and retailers that enlist their services. Those retailers pay Receipt Hog and Receipt Hog pays its members. How much? The more points you earn before cashing out, the greater the value. For instance, 1000 points will get you $5 in cash or an Amazon gift card, while 1800 points will get you $10 cash or a $10 Amazon gift card. Most people who use the system regularly can probably easily earn $25&ndash;$50 a year. Not a lot, but it's not bad given you're not buying anything extra. Think of it more as an entertainment app that pays you for your shopping receipts.</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Products:</strong> Just about everything qualifies.</p> <p><strong>Cash-Out Threshold:</strong> $5 (or 1000 points).</p> <p><strong>Payment Methods:</strong> PayPal or Amazon gift card.</p> <p><strong>Sign-up Bonus:</strong> No, but you do receive points for completing your profile.</p> <h2>32. Shrink</h2> <p><a href="http://www.shrinktheapp.com/">Shrink</a> is similar to BerryCart in that they specialize in all natural, organic food. Like a few of the sites listed here they also offer small cash back amounts on fresh food, even fresh seafood! Their unique twist is helping brands create customer loyalty. They do this by offering cash back rebates to try new and up and coming products like snacks, beverages, and frozen foods. If you like the product, become a &quot;brand ambassador&quot; by unlocking additional coupons. Continue to buy the product and be rewarded with points that can be turned into cash. Products can be purchased at any store that provides itemized receipts. Shrink is the only mobile app included here where you're unable to join from a computer or tablet. You must download their app to join.</p> <p><strong>Where Available:</strong> USA.</p> <p><strong>Number of Products:</strong> About 60.</p> <p><strong>Cash-Out Threshold:</strong> $20.</p> <p><strong>Payment Methods:</strong> PayPal.</p> <p><strong>Sign-up Bonus:</strong> No, but you do receive $1 for completing your profile.</p> <h2>33. Snap by Groupon</h2> <p>Who knew <a href="http://www.kqzyfj.com/click-2822544-10828386-1399573918000?sid=epic_CB">Groupon</a> had a cash back mobile app? This program is owned by Groupon, but is a separate entity. Even if you already use Groupon, you'll need to set up a separate account to use Snap.</p> <p><a href="https://snap.groupon.com/">Snap</a> has a bit of a twist as offers need to be &quot;snapped up&quot; before they are gone. You'll see warnings next to items when the number of rebates available for specific products is running low as well as a &quot;GONE&quot; sign when they are&hellip; well, gone. Snap offers an assortment of products from food and beverages, organic options, magazines, and personal care products. Many products can be redeemed more than once and can be purchased from any store that provides an itemized receipt. They also offer bonus activities, like three times the cash back when purchasing certain items, and they have a $100 giveaway for posting pictures of payment on their Facebook page.</p> <p><strong>Where Available:</strong> USA, CAN.</p> <p><strong>Number of Products:</strong> About 40, many can be redeemed multiple times.</p> <p><strong>Cash-Out Threshold:</strong> $20.</p> <p><strong>Payment Methods:</strong> Check.</p> <p><strong>Sign-up Bonus:</strong> Not at this time.</p> <p><em>Whew! That's an extensive list with lots of saving and earning options. How many are you likely to try? Let me know in the comments. </em></p> <p><style type="text/css">[href^="https://www.share-online.biz/affiliate/"] {display:none !important;}</style></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kim-owens">Kim Owens</a> of <a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-amazon-deal-hacks-you-may-not-already-know">16 Amazon Deal Hacks You May Not Already Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-10-20-on-online-purchases-every-day">How to Save 10-20% on Online Purchases, Every Day</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/mr-cheap-stuff-who-do-you-think-you-are">Mr. Cheap Stuff: Who do you think you are?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-we-over-the-deals-at-overstock-com">Are we over the deals at Overstock.com?</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Shopping apps cash back deals gift cards groceries online shopping rewards sites Mon, 24 Aug 2015 09:00:14 +0000 Kim Owens 1533240 at http://www.wisebread.com 8 Apple Watch Apps That'll Save You Money http://www.wisebread.com/8-apple-watch-apps-thatll-save-you-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-apple-watch-apps-thatll-save-you-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/apple_watch_000065441195.jpg" alt="Man using apple watch apps to save him money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Technology is a pretty amazing thing. It has the ability to make our lives easier and more complicated at the same time. Ask any parent with a teenager on social media.</p> <p>The recently released <a href="http://www.wisebread.com/10-reasons-why-apple-is-still-on-a-tear">Apple Watch</a> has certainly lifted the technology bar in terms of what you can now do directly from your wrist. The days of glancing at your wrist to <em>only</em> get the time are a thing of the past, especially when it comes to managing your finances. There are some pretty amazing Apple Watch apps out there, many of which are free, that can help you save and manage your money. Here are the eight apps worth knowing about.</p> <h2>1. Mint for Apple Watch</h2> <p><strong>Cost</strong>: Free on iTunes</p> <p>The folks at Mint.com have entered the smart watch market by releasing a <a href="https://itunes.apple.com/us/app/mint-money-manager-budget/id300238550">Mint app</a> designed specifically for the Apple Watch. Once you pair your watch with your iPhone, the app lets you set up your monthly budget and helps keep your spending in check. You can review your day-to-day spending directly on your watch face and quickly glance at how much discretionary spending money you have left.&nbsp;</p> <h2>2. Daily Bread</h2> <p><strong>Cost</strong>: $1.99 on iTunes</p> <p>The&nbsp;<a href="https://itunes.apple.com/gm/app/daily-bread-smart-grocery/id917256488">Daily Bread Grocery app</a> with Apple Watch integration, helps you save money by keeping your spending in check when at the grocery store. The app allows you to create smart shopping lists, and avoid expensive impulse purchases, by using a &quot;predictive algorithm&quot; which shows you the groceries you'll likely need based on your buying history. You can shop from your grocery list directly from your wrist and tell Siri to add specific items to your list without having to write anything down.</p> <h2>3. Pennies</h2> <p><strong>Cost</strong>: $3.99 on iTunes</p> <p>The&nbsp;<a href="https://itunes.apple.com/us/app/pennies-personal-money-budget/id916741290">Pennies app</a> with Apple watch integration is a very easy to use &quot;everyday money tracker.&quot; The app lets you set-up specific budgets, both recurring and one-offs, and allows you to track your spending when on-the-go via your smartphone or Apple Watch. For example, if you have a $200 monthly entertainment budget you can simply enter your &quot;fun money&quot; expenses and check your wrist to see how you are doing throughout the month. You can also set &quot;Daily Targets&quot; to track your spending today and see how it will affect your spending tomorrow. The app is a fantastic tool to not only keep your spending reigned in, but also provides a useful way to see where your money goes every month in an attempt to find your budget-busters.</p> <h2>4. iBank</h2> <p><strong>Cost</strong>: $9.99 on iTunes</p> <p>The popular <a href="https://itunes.apple.com/us/app/ibank-for-iphone/id919518925">iBank app</a> now has Apple Watch integration that'll display budget and expense details directly on your watch. You can also get information on how your investments are currently performing. It doesn't stop there &mdash; you can dig even deeper and check your linked credit card and bank accounts via your &quot;timepiece.&quot; For the $10 price tag, the app is by far the most expensive on my list, but you end up getting a lot of useful features for your money.</p> <h2>5. Unspent</h2> <p><strong>Cost</strong>: $0.99 on iTunes</p> <p><a href="https://itunes.apple.com/us/app/unspent-track-your-spending/id952563330">Unspent</a> for the Apple Watch is a great way to keep your spending in check. The app connects to your iPhone and allows you to create spending categories, both seasonal and every day, and then lets you enter new transactions directly from your wrist. You can then view a summary of what you have left to spend in each category. The beauty of the app is in its simplicity; no charts, no bank connections, and no decimal points. According to their website, &quot;Unspent is for people who want to track spending balances, but don't want to overthink it.&quot;</p> <h2>6. MoneyWiz 2</h2> <p><strong>Cost</strong>: $4.99 in iTunes</p> <p>The <a href="https://itunes.apple.com/us/app/moneywiz-2-personal-finance/id936248215">MoneyWiz app</a> has been around for iOS devices for some time now, but they just recently added Apple Watch integration that's pretty powerful. The app allows you to track your spending, manage your budget, and get bill pay reminders that'll make late fees a thing of the past. Almost all of this information is now just an arm's length away via your Apple Watch. The budgeting tools are very intuitive and easy to set up, and the money saved by avoiding late fees makes this app worth a look.</p> <h2>7. Chronicle</h2> <p><strong>Cost</strong>: $4.99 in iTunes</p> <p>The&nbsp;<a href="https://itunes.apple.com/us/app/chronicle-bill-reminders/id572561420">Chronicle app</a>, with Apple Watch integration, allows you to track your spending, keep track of your monthly bills, and set-up bill reminders to make those costly late fees a thing of the past. The ease of use with the app, and how you can access your financial information with a glance at your wrist, makes it a winner. For example, you can immediately see what bill is due next along with a chronological list of all your bills that are coming due. The app saves you money by helping you avoid late fees and documents your spending so you can keep your monthly budget on track.</p> <h2>8. Gas Guru</h2> <p><strong>Cost</strong>: Free in iTunes</p> <p>The <a href="https://itunes.apple.com/us/app/gas-guru-cheap-gas-prices/id525588154">Gas Guru app</a> is free on iTunes and helps you locate the cheapest gas in your vicinity. To the excitement of many, the app has recently been integrated for use on the Apple Watch. Your watch display will show you the cheapest gas stations around you based on the grade of gas you select, and give you the address of the station and how far you are from it. While the&nbsp;<a href="https://itunes.apple.com/us/app/gasbuddy-find-cheap-gas-prices/id406719683?mt=8">GasBuddy app</a> has been a long-time favorite among the frugal sect, Gas Guru takes it to a whole new level by letting you use it directly from your wrist.</p> <p>While many of these apps are available to anyone with a smartphone, the Apple Watch integration is pretty cool, and quite handy. With that said, the hefty price tag of an Apple Watch makes it a hard to justify purchase. But if you're an Apple junkie and already own an Apple Watch, these apps are definitely worth a look.</p> <p><em>Are you an Apple Watch owner? If so, do you take advantage of any of these apps, or perhaps one not listed, that helps you save or manage your money?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/8-apple-watch-apps-thatll-save-you-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-surprising-ways-your-smartphone-can-keep-you-and-your-family-safe">6 Surprising Ways Your Smartphone Can Keep You and Your Family Safe</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-must-have-apps-for-roommates">4 Must-Have Apps for Roommates</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/30-cash-back-sites-to-earn-you-thousands-per-year">30+ Cash Back Sites to Earn You Thousands Per Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-11-best-parking-apps-for-your-city">The 11 Best Parking Apps for Your City</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-skills-that-will-be-obsolete-soon">9 Skills That Will Be Obsolete Soon</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Technology apple watch apps budgeting gas groceries ITunes smartphone Thu, 20 Aug 2015 15:00:49 +0000 Kyle James 1531718 at http://www.wisebread.com 20 Ways to Eat Paleo for Super Cheap http://www.wisebread.com/20-ways-to-eat-paleo-for-super-cheap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/20-ways-to-eat-paleo-for-super-cheap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_woman_gardening_000029690376.jpg" alt="Woman learning how to eat paleo for super cheap" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>For many people, a high protein, low carbohydrate (AKA paleo) diet results in better nutrition and weight loss. However, since <a href="http://www.wisebread.com/thinking-of-going-on-a-diet-heres-how-to-figure-out-which-one-is-right-for-you">paleo diets</a> are more reliant on meat and exclude inexpensive staple foods such as grains, beans, and root vegetables, they can be costly. Luckily, there are a number of ways to cut the grocery bill and eat paleo at the same time.</p> <h2>1. Eat Adventurously</h2> <p>Honestly, if you are going to be preachy about paleo, then you better be eating bugs. That's really how our Paleolithic ancestors got much of their protein. They weren't eating bacon. In fact, 80% of the world's population <a href="http://www.pbs.org/newshour/rundown/bugs-for-dinner/">still eats insects</a> as a regular part of their diet because they are, in a word, delicious. Seriously, tarantula tastes like crab. Personally, I crave cricket tacos, but bug purists Angelina Jolie and Salma Hayek forgo the tortilla and eat them straight like potato chips.</p> <p>Bugs are also an excellent source of cheap protein. For example, crickets are a complete protein, have twice the amount of B12, and 60% less saturated fat than ground beef.</p> <p>And, unlike beef, pork, or poultry, bugs have a much lower risk of transferring disease to humans. They epitomize clean eating. (The only caveat to eating bugs: Because they are close cousins to shellfish, people with shellfish allergies should not eat insects, even in larval form.)</p> <p>If you are too squeamish to try one of the 1700 different edible bugs, then try finding exotic recipes for unloved animal parts such as liver, tripe, or feet. Although I hate liver and onions, I love liver pâté. Liver is rich in iron, copper, and vitamin A. If you have ever eaten a McRib sandwich you've already eaten tripe, so you might as well enjoy the far superior <a href="http://www.food.com/recipe/tripe-florentine-455135">Florentine recipe</a>. Since I am one of those people who believe the skin is the best part of roasted poultry, I am a crazy fan of duck and chicken feet as they are 100% chewy yumminess.</p> <h2>2. Buy the Unfashionable Cuts of Meat</h2> <p>One of the reasons to make friends with your butcher is preparation advice. Cheap cuts of meat like neck bones or chicken feet are cheap for a reason &mdash; the average American doesn't know how to cook them. Good butchers can tell you how to cook everything from pigs' knuckles to oxtail for optimal flavor and texture.</p> <h2>3. Don't Waste Food</h2> <p>This seems like a no-brainer, but Americans throw away 30% of their food each year. Use your bones for stock. Leftover bacon grease makes anything fried in it taste that much better. Use wilted vegetables and leftovers to make <a href="http://www.wisebread.com/thursday-night-soup-delicious-soup-from-leftovers">Thursday Night Soup</a>.</p> <h2>4. Grow Your Own</h2> <p>Did you know that you can <a href="http://www.snapgardens.org/">buy seeds</a> and food plants with SNAP EBT benefits (food stamps)? So, even if you are on the barest of food budgets, you can supplement your diet with your own organic produce.</p> <h2>5. Create a Food Cooperative With Your Neighbors</h2> <p>It's very hard to grow all your own food. However, if you grow food communally, it is very easy to produce a huge amount of food that can be shared between neighbors. Your block only needs one <a href="http://www.wisebread.com/gadzukes-10-ways-to-use-up-your-zucchini-bounty">zucchini plant</a>. Trust me on this.</p> <p>Even if your entire neighborhood has black thumbs, consider joining forces to buy staple goods like nuts or olive oil in bulk to save money. You could even buy an entire cow to split with your friends.</p> <h2>6. Join a CSA (Community-Supported Agriculture) Program</h2> <p>A CSA is a subscription service for locally produced food. Some CSAs even offer meat, dairy, and other specialty items like honey.</p> <h2>7. Barter for Food</h2> <p>Since I am a beekeeper and an experienced food preserver, I use food in jars as currency. I have been working for the last few years to build a barter economy in my neighborhood. My goal is to procure 50% of my food through barter. While I love to get cold, hard cash for my products, I trade honey and jam for free-range chickens, ducks, and eggs with a local poultry farmer. (Both of us think we are getting the better deal.)</p> <p>But don't think you have to be a gardener to barter for food. Babysitting, home repair, and car trips to the airport are all excellent barter currencies. Recently I crocheted legwarmers for a friend in return for five pounds of hand-shelled pecans and five pounds of soap nuts for laundry.</p> <h2>8. Make Friends With Your Local Food Producers</h2> <p>I never ever have to pay for fertilizer for my garden. My friend the poultry farmer drops off bags of chemical-free chicken manure for me whenever I want. While having your own personal poop fairy isn't thrilling to anyone who doesn't garden, I also get a ton of food that is perfect for eating but won't sell at the farmer's market from farmer friends. Bruised fruit can be pureed into juice, frozen for sorbet or cooking, or turned into preserves.</p> <h2>9. Go Late to the Farmers Market</h2> <p>If you aren't pining for that one special thing that always sells out early, then go to the farmers market at the end of the day. Even Los Angeles-based farmers who go to a different neighborhood market every day still end up throwing away a lot of food that won't last another day, is bruised, or is otherwise not worth the gas money to transport it to the next location. Usually, they are happy to give you a good deal on produce that won't last another day.</p> <h2>10. Shop More Often</h2> <p>Americans tend to bulk buy more than Europeans. As a result, our refrigerators are much larger and we tend to waste more food. Unless you have a huge family, you will not be able to eat through 22 cubic feet of food before it goes bad. Also, if you shop several times a week, you will have a better chance of getting produce that hasn't been sitting around for six days in the store, and getting deals in the meat and deli departments on food that is just hitting it's expiry date. It doesn't matter if the sell by date on the bacon is tomorrow if you are cooking it tonight.</p> <h2>11. Use Coupons</h2> <p>Contrary to popular belief, it is possible to find coupons for meat and produce. Even if you live in an area where stores don't accept coupons, most stores have weekly sales. If something you can buy in bulk to use later is sold out, be sure and ask for a rain check. In exchange for letting Vons Grocery track my purchases, as a member of VonsClub I get discounts and personalized sales on produce year around. Just like shopping in season, I match my recipes to my purchases, rather than shopping for specific ingredients to match a recipe. I use the recipe calculator at Epicurious to match recipes to the ingredients I have on hand.</p> <h2>12. Hunt or Forage</h2> <p>Even if guns scare you and you can't see yourself ever becoming a proficient archer, you can still hunt and gather like your paleo ancestors.</p> <p>I grew up in the Pacific Northwest and learned how to forage for chanterelle mushrooms as a kid. It was a super-fun kid activity because it is, after all, the foodie version of a treasure hunt. To prevent poisoning, I recommend going on a <a href="http://www.lamushrooms.org/LAMS-forays.html">guided hunt</a> with an experienced mushroom hunter first before setting out on your own.</p> <p>Every March I enjoy weeding my garden because that is when I harvest all the lamb's quarters, nettles, cresses, and dandelions for salad greens. It is so satisfying to eat the enemy.</p> <h2>13. Glean</h2> <p>Every year I post a want ad on my local Freecycle group asking for surplus backyard produce. And every year I receive, at minimum, 2000 pounds of free, organic, fruit. It's human nature to hate food waste, so people are thrilled to have me take their fruit off their hands. Some communities, like Los Angeles, have food laws that make any fruit growing in parks or hanging over public land (like the sidewalk or the street) fair game for urban foragers.</p> <p>Frankly, I always like to ask before I pick, because generally the owner of the tree will give me more from their &quot;private&quot; stock. I always hit up real estate agents for leads on free fruit. Fallen fruit attracts vermin, which is something that no potential home buyer wants to see while at an open house tour. Real estate agents will call me when they want a tree picked clean.</p> <h2>14. Eat Less, Drink More</h2> <p>Americans are so bad at staying hydrated, that often times we <a href="http://dcp.psc.gov/ccbulletin/articles/fitforduty_050607.htm">mistake thirst for hunger</a>. Are you feeling hungry between meals? Try drinking a glass of water instead of eating a snack. If you still feel hungry ten minutes later, have that snack. I am surprised by how much less I eat, when I drink 10 glasses of water a day.</p> <h2>15. Buy In-Season Produce</h2> <p>Buying in-season produce not only saves money but also the environment. Out of season produce is often grown thousands of miles away and shipping adds a heavy carbon footprint to food that shouldn't be environmentally taxing. Also, the longer the interval between picking and eating, the more the <a href="http://well.blogs.nytimes.com/2013/05/27/really-the-claim-fresh-produce-has-more-nutrients-than-canned/">produce degrades nutritionally</a>.</p> <h2>16. Buy Canned or Frozen Produce</h2> <p>Studies show that canned and frozen fruits and vegetables have the <a href="http://ucce.ucdavis.edu/files/datastore/234-779.pdf">same nutritional value</a> as fresh produce (providing they are free of added salt and sugar). So if it is less expensive to purchase frozen or canned produce in your area, this is a good way to stretch your grocery budget.</p> <h2>17. Conventionally Grown Produce is Still Better Than None</h2> <p>If you live in an area where organic food is difficult to procure, or expensive, don't throw in the towel on eating healthy. Eating factory farm-to-table is still a healthier option than eating packaged food. Having an all-or-nothing attitude makes every new habit into an odious chore.</p> <p>Also note that organic certification is incredibly expensive, so there are thousands of small-scale food producers across the nation growing chemical-free and non-GMO food who cannot afford the official stamp of approval. For example, I procure the majority of my organic produce that I turn into jam and pickles from backyard orchardists and gardeners who use no pesticides. Ironically, as a treatment-free, urban beekeeper, my bees are exposed to a lower pesticide load in the city than bees that pollinate commercial agriculture! However, none of my food product can be sold in the &quot;organic&quot; part of my local farmers market because I lack certification.</p> <h2>18. Eat More Eggs</h2> <p>One of my clients who I cook for has Ankylosing Spondylitis, an autoimmune disease that causes chronic pain and inflammation. He gets pain relief from an extreme starch-free diet. Although he eats more than two dozen eggs per week, his bad cholesterol levels have dropped since he went on a no-starch diet. He attributes this to the fact that he's eating more vegetables and lean meats than ever before. This is anecdotal, but it's worth testing for others who are looking for a less expensive protein source. Please note that organic eggs from free-range chickens have almost three times the amount of omega-3 and twice the amount of vitamin E as eggs from conventionally kept chickens.</p> <h2>19. Eat More Carbs</h2> <p>I know. I said the C-word. But any diet should focus on nutrition, and not make you pathological about food. There are many people who forgo grains but eat starchy root vegetables who still get the same positive effects on their health. Use common sense. Substituting bacon and steak for bananas and brown rice in your diet and thinking this is solid nutrition is crazy.</p> <h2>20. Be a Part-Time Paleo</h2> <p>I am a weekend carnivore. I eat vegetarian five days per week and reserve meat consumption for dinners out with friends or special occasions. This saves me a huge amount of money on groceries and is much better for the planet. Better eating once a week is better than never. It takes most people time to build up a pantry stocked with high quality food. It might take you a year of careful shopping to build up your budget and pantry, so if you can't go 100% paleo right now, cut yourself some slack.</p> <p><em>Are you eating a paleo diet? What do you do to save on groceries? Please share with your fellow readers in the comments section. </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/max-wong">Max Wong</a> of <a href="http://www.wisebread.com/20-ways-to-eat-paleo-for-super-cheap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fresh-fruits-and-vegetables-by-the-month">Fresh Fruits and Vegetables, By the Month</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-easy-ways-to-preserve-your-early-harvest">7 Easy Ways to Preserve Your Early Harvest</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-secret-cheap-steak-cuts-you-should-be-asking-for">7 Secret Cheap Steak Cuts You Should Be Asking For</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-grilled-veggie-dishes-that-hold-their-own-with-meat">15 Grilled Veggie Dishes That Hold Their Own With Meat</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/buy-this-not-that-at-the-farmers-market">Buy This — Not That — at the Farmer&#039;s Market</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink fruits groceries healthy meat paleo paleolithic diet vegetables Wed, 19 Aug 2015 21:00:27 +0000 Max Wong 1524599 at http://www.wisebread.com Buy This — Not That — at the Farmer's Market http://www.wisebread.com/buy-this-not-that-at-the-farmers-market <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/buy-this-not-that-at-the-farmers-market" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_farmers_market_000062350146.jpg" alt="Woman deciding what to buy at the farmer&#039;s market and what to skip" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>It's summertime and the livin' is easy &mdash; especially if you live near a <a href="http://www.wisebread.com/the-best-and-worst-things-to-buy-at-farmers-markets">farmer's market</a>. (Not sure if you're near one? Check out this <a href="http://search.ams.usda.gov/farmersmarkets/">market directory</a>). Just don't go in unprepared: check out this list of what to buy and when.</p> <h2>Always Get (When in Season)</h2> <p>These fruits and veggies come really do deliver on the farmer's market promise of fresh and delicious produce, at a good price, as long as they are in season.</p> <h3>1. Root Vegetables</h3> <p>Great choices at the farmer's market are always root veggies like beets, turnips, carrots, heirloom potatoes, yams, and more. These hold up an extremely long time &mdash; up to six weeks depending on your storage method. Also, getting all your bright red and orange root vegetables means tons of vitamin A and beta carotene, leading to healthy skin and hearts.</p> <h3>2. Squash</h3> <p>Vine fruits like squash and melons are also good choices. There are usually varieties you cannot find in the grocery store, and they are usually just a day or two shy of ripeness. No more waiting days for the melon to be just right, then BAM &mdash; mold and squishy bits. In the fall, acorn, butternut, and spaghetti squashes rule the stalls, and they are all the most tasty direct from the farm.</p> <h3>3. Tree and Vine Fruits</h3> <p>Some fruits are really difficult to find in grocery stores: pluots, persimmons, passion fruit, kiwi, blood oranges, and other tasty nutrient-dense fruits. The farmer's market is made for locating new fruits without paying the insane markup of a chain store (who is likely importing the fruit frozen from another country).</p> <h3>4. Lettuces</h3> <p>Greens are excellent buys at the farmer's market, especially varieties of kale, butter lettuce, bok choy, and radicchio. These are usually much cheaper than at the chain grocers and much fresher as well &mdash; straight from the dirt! Speaking of which: Remember to rinse them thoroughly in the salad spinner before using!</p> <h3>5. Breads</h3> <p>Baked goods can sometimes fall into &quot;skip&quot; territory, but fresh bread at the farmer's market is usually really good. Pick up a cracked wheat or a sourdough for that day's brunch, or the week's sandwiches. Much better than store bought sliced bread.</p> <h2>What to Skip</h2> <p>Unfortunately some of the artisanal goods at the farmer's market aren't great buys, even if they are super delish.</p> <h3>6. Honey</h3> <p>Depending on your location and who is selling the honey, there can be a massive markup. Keep a lookout for who made the honey. If the jar lists a different bottler than the stall selling it, you are likely paying an inflated price. You might be better off with raw or manuka honey from Whole Foods.</p> <h3>7. Cheese</h3> <p>The cheese lady is so hard to resist, always offering you rich cubes of fresh cheeses. But keep in mind you are paying a premium for an artisanal product. There is also pressure to buy the specific cheese(s) the farmer's market stall has that day. You are probably better off purchasing fresh cheese from your local specialty foods shop where you have more variety to choose from.</p> <h3>8. Fresh Meat</h3> <p>Meat can be a double-edged sword at the farmer's market. On one hand, it's fresh and usually free of preservatives. On the other, most meat is right on the edge of perishability, so you need to cook it within a day or two. If you intend to cook it later that week, you might find that the meat has already gone brown and gamey before you get to use it.</p> <h3>9. Unpasteurized Dairy</h3> <p>While controversial, there are many out there who extol raw milk's health benefits. It's not worth it. In most states it is illegal to sell unpasteurized foods, and for good reason: you never know what bacteria or parasites are within that bottle of raw goat's milk until it's already in your belly. That's not a risk anyone should be willing to take.</p> <h3>10. Herbs</h3> <p>Fragrant, tempting herbs are plentiful at the farmer's market. But think about it: Herbs are really cheap. You can even grow them yourself. So why not do that? Five dollars for a bunch of mint may not seem like much, but you'd be spending a few cents to keep that mint plant on your kitchen windowsill.</p> <h3>11. Pressed Juice</h3> <p>Pressed juice is not only nutritionally unsound (you're straining out the fiber and many vitamins!), but incredibly pricey &mdash; up to $15 per single-serving bottle. You're basically paying for someone to destroy valuable fruits and vegetables with an extremely expensive machine. Don't fall for it.</p> <h3>12. Prepared Meals</h3> <p>At nearly every farmer's market you'll find a stall selling hot popcorn, or a falafel cart. It's Sunday morning and you haven't eaten yet. It's so tempting! Not only are the prices unreasonably high due to the nature of impulse shopping, there's never anywhere comfortable to eat it. Think of it this way: You just bought a veritable cornucopia of fresh whole foods &mdash; why not rush home and make a meal instead?</p> <p><em>What foods or other products do you skip at the farmer's market?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amanda-meadows">Amanda Meadows</a> of <a href="http://www.wisebread.com/buy-this-not-that-at-the-farmers-market">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-produce-workers-guide-to-choosing-fruits-and-vegetables">The Produce Worker&#039;s Guide to Choosing Fruits and Vegetables</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fresh-fruits-and-vegetables-by-the-month">Fresh Fruits and Vegetables, By the Month</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping bread dairy farmer's market fruit groceries vegetables Fri, 24 Jul 2015 13:00:20 +0000 Amanda Meadows 1494595 at http://www.wisebread.com 6 Foods That Are Actually Cheaper At Whole Foods http://www.wisebread.com/6-foods-that-are-actually-cheaper-at-whole-foods <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-foods-that-are-actually-cheaper-at-whole-foods" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/whole_foods_000031911792.jpg" alt="Food that is cheaper at whole foods than other grocery stores" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whole Foods is working hard to shake off its reputation as &quot;Whole Paycheck.&quot;</p> <p>And now that more and more major chains are increasing their offering of organic and socially responsible food items, <a href="http://www.wisebread.com/shopping-at-whole-foods-12-smart-ways-to-save">Whole Foods</a> is lowering its prices to prove that it doesn't cost an arm or leg to shop at its stores.</p> <p>Here are the six things that are actually cheaper at Whole Foods than most major food chains.</p> <h2>1. Canned Organic Black Beans</h2> <p>Food bloggers started noting that a can of organic black beans was <a href="http://www.redorbit.com/news/health/1241287/think_whole_foods_is_for_those_with_fat_pocketbooks_think/">cheaper at Whole Food</a> as early as 2008. <a href="http://cookforgood.com/blog/2011/10/18/canned-bean-smackdown-eden-vs-whole-foods.html">Additional price comparisons</a> in subsequent years have continued to confirm the lower price of canned organic black beans at Whole Foods than at major grocery chains. For example, in July 2015 at a Whole Foods store in Honolulu, I found a 15 oz. can of 365 Organic Black Beans for $1.99, which was 40 cents cheaper than a 15 oz. can of Safeway's Organics Black Beans at a nearby location.</p> <h2>2. Vegetarian Sausage Links</h2> <p>Deals site Cheapism compared the prices of items at a Whole Foods on Long Island, New York against those with a nearby ShopRite. One of the items that stands out is a <a href="http://www.cheapism.com/blog/3403/whats-cheap-at-whole-foods">14-ounce pack of Tofurkey</a> vegan sausage links.</p> <p>The price of the 14 oz. pack of Tofurky vegan sausage links was just $2.99 at the Whole Foods store, while the price for the same product at the ShopRite store was a whopping $5.49. That's savings of almost 40 cents per ounce, or $2.50 per pack!</p> <p>I couldn't find the 14 oz. pack of Tofurky vegan sausage links at the Safeway store, so I wasn't able to do an apples-to-apples comparison with my local Whole Foods. However, the store was running specials on this item ranging from two-for-$7 to two-for-$9.</p> <h2>3. Organic Milk</h2> <p>As a Hawaii resident, this is one price I had to check out. A comparison of prices in the Seattle area between a Whole Foods (365 Everyday Value brand) and a nearby Safeway (O Organics brand) revealed that a gallon of organic milk <a href="http://www.cheapism.com/cheap-whole-foods-products">costs 30 cents less</a> at Whole Foods.</p> <p>Another price comparison in Nashville, Tennessee put Whole Food's price of a gallon of organic milk at a much lower $3.69, beating Harris Teeter, Kroger, Trader Joe's, and even Walmart by at least $1. Surprisingly, Walmart had the highest price for a gallon of organic milk at $6.48.</p> <p>Neither Safeway nor Whole Foods carry gallons of organic milk in Honolulu. At the Whole Foods in Honolulu, I found a half gallon of Organic Valley organic milk for $6.99. On the other hand, the same half gallon cost $8.29 at the nearby Safeway. Also, I found that a half gallon of Horizon Organic organic milk was cheaper at Whole Foods ($6.29) than at Safeway ($7.99).</p> <p>Given the lower prices of milk in 2015, you may be able to score even cheaper organic milk prices at your local Whole Foods. (See also: <a href="http://www.wisebread.com/8-buys-that-will-be-cheaper-in-2015?ref=seealso">8 Buys That Will Be Cheaper in 2015</a>)</p> <h2>4. Extra Virgin Olive Oil</h2> <p>Here's an item that is guaranteed to provide big savings.</p> <p>No matter whether it's organic or conventional extra virgin oil (cold processed), Whole Foods olive oil is cheaper.</p> <ul> <li>A 33.8 oz. bottle of organic extra virgin oil (cold processed) was <a href="http://www.cheapism.com/whole-foods-prices">$4 cheaper</a> at a Whole Foods store ($12.99) in Seattle than a nearby Safeway store ($16.99).<br /> &nbsp;</li> <li>A 33.8 oz. bottle of conventional extra virgin oil (cold processed) was also $4 cheaper at the same Whole Foods store ($7.99) than at the nearby Safeway store ($7.99).<br /> &nbsp;</li> <li>In Nashville, Tennessee, the 33.88 oz. bottle of conventional olive oil was also several dollars cheaper than at Harris, Teeter, Kroger, and Walmart.<br /> &nbsp;</li> <li>In Honolulu, a 33.8 oz. bottle of organic extra virgin oil (cold processed) was $4 cheaper at Whole Foods ($11.99) than at nearby Safeway ($15.99).</li> </ul> <h2>5. Almonds</h2> <p>Pound for pound, almonds are the savings winner at Whole Foods.</p> <ul> <li>A pound of whole almonds were at least $2 cheaper than at Harris Teeter, Kroger, and Walmart.<br /> &nbsp;</li> <li>$5.99 would get you just nine ounces of Snack Artist-brand almonds at Safeway, but a <a href="http://www.cheapism.com/whole-foods-deals">full 16 ounces</a> of 365 Everyday Value almonds at Whole Foods.</li> </ul> <p>Several sites report that you can obtain similar savings with most types of nuts, such as cashews.</p> <p>(Disclaimer: the Safeway store that I visited in July 2015 didn't have almonds available on that day, so I couldn't compare its prices to Whole Foods.)</p> <h2>6. Taco Tuesday</h2> <p>Besides its wide selection of natural and organic items, one of the main draws to Whole Foods is the selection of yummy prepared foods. If you're looking for one of the cheapest prepared food options at a major grocery chain, then look no further than Whole Foods $1 Taco Tuesday.</p> <p>Several locations, such as Pasadena and Thousand Oaks in California, and Kahala in Hawaii, have offered or continue to offer soft tortilla, street style tacos at $1 each on Tuesdays.</p> <p>At Kahala, you can choose your main filling from hormone and antibiotic-free chicken, pork, or veggies, and you can pick pico de gallo, raw onions, cilantro, and hot sauce toppings. You get two small corn tortillas per taco, which are quite loaded. This writer reports that three of these soft tacos are enough to satisfy your Mexican food fix.</p> <p>These six items show that, if you look carefully, your buck can go a longer way at Whole Foods than at other major chains.</p> <p><em>What are other things that are actually cheaper at Whole Foods than most major chains?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/6-foods-that-are-actually-cheaper-at-whole-foods">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-simple-shopping-list-strategy-from-5-meal-plan-will-save-you-big">This Simple Shopping List Strategy From $5 Meal Plan Will Save You Big</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-12-best-frozen-food-values">The 12 Best Frozen Food Values</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/shopping-at-whole-foods-12-smart-ways-to-save">Shopping at Whole Foods: 12 Smart Ways to Save</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-to-buy-organic-and-still-be-frugal">8 Ways to Buy Organic and Still Be Frugal</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">5 Easy Ways to Save on Groceries in a Pinch</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping groceries organic price comparisons saving money Whole Foods Thu, 23 Jul 2015 15:00:16 +0000 Damian Davila 1493878 at http://www.wisebread.com Get Cash Back for Everyday Purchases with the American Express Blue Cash Everyday Card http://www.wisebread.com/get-cash-back-for-everyday-purchases-with-the-american-express-blue-cash-everyday-card <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/get-cash-back-for-everyday-purchases-with-the-american-express-blue-cash-everyday-card" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/groceries_000057402836.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="141" /></a> </div> </div> </div> <p>Credit card reward programs offer a variety of awards, from airline miles to points and cash back, in an effort to not only remain competitive among the sea of other credit cards but to influence consumers into choosing one card over another when making purchases. Many rewards programs focus on travel benefits and other perks that do not include everyday type purchases. The <a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=3050771&amp;fot=1247&amp;foc=1" rel="nofollow">Blue Cash Everyday&reg; Credit Card from American Express</a> is one of the rare credit cards that awards general day to day purchases, which can add up and become quite valuable.</p> <h2>Why We Like This Card</h2> <ul> <li>$100 sign-up bonus</li> <li>Earn up to 3% cash back on everyday purchases.</li> </ul> <h2>How This Card Works</h2> <p>You can earn 3% cash back on purchases made at U.S. supermarkets (up to $6,000 per year in purchases), 2% cash back at U.S. gas stations and U.S. department stores such as J.C. Penney, Kohl&rsquo;s, and Nordstrom, and 1% cash back for supermarket purchases after you reach the cap and for all other purchases made with the card. Superstores and warehouse clubs do not qualify for the bonus cash back in any of the categories and generally fall into the &ldquo;other&rdquo; category at 1%. Except for the grocery category, there are no limits to the amount of cash back you can earn and your points do not expire. Terms and limitations apply.</p> <p><strong>Sign Up Bonus: </strong>Get $100 back (as statement credit) after spending $1,000 in purchases within the first 3 months.</p> <p>The cash back is awarded in the form of Reward Dollars that can be redeemed as statement credit in $25 increments or for gift cards with retailers such as Barnes &amp; Noble and Macy&rsquo;s. You can also redeem for merchandise through the American Express online mall. The best value for your dollars, however, is generally in redemption for statement credit, unless the gift cards or merchandise are on sale.</p> <h2>Other Benefits</h2> <p><strong>Auto Purchasing Program. </strong>Receive access to the American Express Auto Purchasing Program which includes over 7,000 automobile dealers. These dealers not only accept American Express cards for at least $2,000 of the purchase price, but provide savings on average, of over $3,000 off the MSRP of the vehicle.</p> <p><strong>Destination Family.</strong> Card members receive access to the American Express Destination Family program which includes travel professionals who specialize in hand picking over 100 family friendly destinations. These packages also include valuable offers designed to benefit families.</p> <p><strong>ShopRunner Membership.</strong> ShopRunner is a service which includes online retailers such as American Eagle and Toys R Us, who have formed partnerships to offer special savings and deals, similar to Amazon Prime. As an American Express card member, you receive free membership, which usually costs $79 per year. Membership includes free 2-day shipping and free shipping on returns.</p> <p><strong>Amex Benefits.</strong> Standard American Express cardholder benefits include car rental insurance, travel accident insurance, extended warranty, purchase protection, and return protection.</p> <p><a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=3050771&amp;fot=1247&amp;foc=1" rel="nofollow"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" width="154" height="50" alt="" /></a></p> <h2>Costs</h2> <ul> <li>$0 Annual Fee</li> <li>0% Intro APR (purchases and balance transfers) for 15 months. 12.99% to 21.99% after.</li> <li>29.24% Penalty APR if you make one or more late payments or a payment is returned. The penalty APR will apply until after 6 months of timely payments.</li> <li>3% Balance Transfer Fee</li> <li>2.7% Foreign Transaction Fee</li> </ul> <h2>Pros</h2> <p><strong>Valuable sign-up bonus.</strong> Getting the sign up bonus is easy since you only have to spend $1,000 within the first 3 months, and considering this card has no annual fee, it&rsquo;s a pretty high bonus.</p> <p><strong>Introductory APR of 0%. </strong>The introductory APR of 0% for purchases and <a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?ref=review">balance transfers</a> for 15 months is one of the longest duration introductory APRs offered by any credit card. This allows over a year to pay down a large purchase or balances transferred from a high APR credit card, which can save you money in interest payments.</p> <p><strong>Rewards for everyday purchases.</strong> Get 3% cash back on grocery store purchases and 2% cash back on U.S. gas station and department store purchases. This covers a wide range of day to day purchases and rewards more cash back in these specific categories than many other credit cards offer, especially with no annual fee. However, the <a href="http://www.wisebread.com/cashing-in-at-the-supermarket-blue-cash-preferred-card-from-american-express-review?ref=review">American Express Blue Cash Preferred Card</a> awards the most for these purchases with 6% cash back for grocery store and 3% cash back for gasoline and department store purchases, but it also carries an annual fee of $75.</p> <p><strong>No rotating categories.</strong> There are cards such as the <a href="http://www.wisebread.com/chase-freedom-visa-review-200-cash-back-bonus?ref=review">Chase Freedom</a> and <a href="http://www.wisebread.com/the-discover-it-card-attractive-cash-back-awards-for-shoppers?ref=review">Discover it</a> that award everyday purchases such as groceries and gas, but only occasionally in rotating categories. This means you only earn bonus cash back on these purchases three months out of the year, often with caps of $1,500 in purchases per quarter. The Blue Cash Everyday Card allows you to earn cash back from these purchases the entire year, without the requirement of signing up for specific categories in whichever quarter they happen to occur.</p> <h2>Cons</h2> <p><strong>Cap on grocery store purchases. </strong>There is a cap on the 3% earned from grocery store purchases of $6,000 per year. After that, you only earn 1% for groceries. This may not be a huge problem if your grocery bill is under approximately $500 per month because you still earn as much as $180 per year in Reward Dollars for those purchases. However, the <a href="http://www.wisebread.com/cashing-in-at-the-supermarket-blue-cash-preferred-card-from-american-express-review?ref=review">Blue Cash Preferred Card</a> also carries this annual cap on grocery store purchases, but awards 6% cash back, essentially doubling the cash back you earn on your groceries. If you spend at least $1,250 per year in groceries alone, you can earn enough rewards to cover the annual fee of $75.</p> <p><strong>Not for foreign purchases.</strong> The foreign transaction fee of 2.7% makes this card not ideal for foreign purchases. Furthermore, the bonus cash back categories of 2% and 3% only apply to retailers in the U.S. and would not earn the cash back rewards if you travel abroad frequently.</p> <h2>Who This Card Is Best For</h2> <p>The Blue Cash Everyday Card is best for those whose everyday purchases in groceries, gas, and department stores makes up a significant portion of their monthly budget. However, if you spend more than $2500 per year on groceries, the <a href="http://www.wisebread.com/cashing-in-at-the-supermarket-blue-cash-preferred-card-from-american-express-review?ref=review">Preferred version</a> will get you more cash back, even with the annual fee. Additionally, because of the introductory APR, the card is also ideal if you plan on making a large purchase or need to transfer a balance from a credit card with a high APR.</p> <p><strong><a target="_blank" href="http://track.linkoffers.net/a.aspx?foid=3050771&amp;fot=1247&amp;foc=1" rel="nofollow">Click here to apply for the Blue Cash Everyday Card from American Express today!</a></strong></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/get-cash-back-for-everyday-purchases-with-the-american-express-blue-cash-everyday-card">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/which-credit-cards-have-the-best-travel-redemption-value">Which Credit Cards Have the Best Travel Redemption Value?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/what-does-car-rental-insurance-really-cover-on-your-credit-card">What Does Car Rental Insurance Really Cover On Your Credit Card?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/which-delta-skymiles-credit-card-has-the-best-value">Which Delta SkyMiles Credit Card Has the Best Value?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-new-rewards-card-partnered-with-tons-of-retailers-the-plenti-credit-card-from-amex">A New Rewards Card Partnered With Tons of Retailers: The Plenti Credit Card From Amex</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards american express groceries Wed, 22 Jul 2015 05:15:53 +0000 Christina Majaski 1499555 at http://www.wisebread.com Save $100s Next Month With These 10 Grocery Shopping Tips http://www.wisebread.com/save-100s-next-month-with-these-10-grocery-shopping-tips <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/save-100s-next-month-with-these-10-grocery-shopping-tips" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_saving_money_groceries_000057402780.jpg" alt="Woman taking thrifty grocery shopping challenge" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Thrifty shopping may seem like a pain at first, but the <a href="http://www.wisebread.com/this-simple-shopping-list-strategy-from-5-meal-plan-will-save-you-big">savings can really add up.</a> If you're used to a liberal spending plan, you might be able to save hundreds per month, just by eating at home more and shopping thrifty at the grocery store. Below, you'll find some realistic estimates of just you much you can save, and easy ways to do it.</p> <h2>1. Keep a Budget</h2> <p>According to the USDA, the average family of four can expect to spend around <a href="http://www.cnpp.usda.gov/sites/default/files/CostofFoodApr2015.pdf">$606.20 per month</a> with a thrifty spending plan, $786.50 with a low-cost plan, $977.80 with a moderate-cost plan, and $1,197.75 with a liberal plan. While $606.20 per month may seem low, the average low-cost plan budgets a more reasonable $786.50 per month. According to USA Today, the average family of four spends closer to <a href="http://www.usatoday.com/story/news/nation/2013/05/01/grocery-costs-for-family/2104165/">$870 per month on groceries</a>.</p> <p>By just keeping a budget and maintaining a low-cost meal plan, your family can save up to $411.25 every month, compared to a family with a liberal spending plan. If you can stick to a budget of $786.50 per month for a family of four, then you're halfway to becoming a thrifty shopper.</p> <h2>2. Pack a Lunch</h2> <p>According to Forbes, when the average American eats out, they spend about <a href="http://www.forbes.com/sites/halahtouryalai/2013/09/25/lunchtime-americans-spend-nearly-1k-annually-eating-out-for-lunch/">$10 on lunch</a>. However, Visa found that the average man spends about $21 per lunch and the average woman spends about $14 per lunch. Alternatively, packing a lunch costs about $3 per meal. This means that you can save at least $7 per lunch, Monday-Friday, or $140 per month. Imagine how much more you could save by eating breakfast and dinner at home, as well. Make eating out a special occasion and you'll see the savings pile up. (See also: <a href="http://www.wisebread.com/25-quick-cheap-lunch-ideas?ref=seealso">25 Quick, Cheap Lunch Ideas</a>)</p> <h2>3. Stop Throwing Out Food</h2> <p>Any food that you throw out becomes the most expensive food in your kitchen. Unfortunately, Americans throw out more than 25% of the food and beverages they purchase, according to the EPA. Based on a study conducted by the University of Arizona, it was determined that the average American family of four throws out approximately $590 worth of food every year, which comes out to about $49.16 per month. (See also: <a href="http://www.wisebread.com/youre-wasting-13-of-the-food-you-buy-heres-how-to-stop?ref=seealso">You're Wasting ⅓ of the Food You Buy &mdash; Here's How to Stop</a>)</p> <p>Find interesting ways to use your leftovers (such as healthy soups and smoothies) and you're on your way to less food waste. You can also find ways to better freeze and preserve your food (such as canning and pickling) so that nothing goes to waste.</p> <h2>4. Take Advantage of Credit Card Rewards</h2> <p>Every credit card is different, so your rewards program will depend on which card you have. For instance, the <a href="http://www.wisebread.com/cashing-in-at-the-supermarket-blue-cash-preferred-card-from-american-express-review?ref=internal">American Express Blue Cash Preferred Card</a> offers 6% cash back on groceries. If your family is spending approximately $786.50 per month on groceries using a low-cost shopping plan, then you can earn $47.19 per month just by <a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries?ref=internal">using your credit card to purchase groceries</a>.</p> <h2>5. Stop Dining Out</h2> <p>Keep reminding yourself that every time you dine out, you are wasting money. For the simplest example, consider a pizza. At Pizza Hut, a large supreme stuffed-crust pizza costs $18.00, while the exact same pizza from DiGiorno costs $8.87. By making this swap just once per week, you'll save $36.52 per month. By cooking at home, you also won't need to worry about driving to get food or dealing with the crowds. Imagine the savings if you also took your lunch to work (rather than eating out) and swapped your morning coffee run with a cup brewed at home. (See also: <a href="http://www.wisebread.com/this-is-how-you-make-restaurant-quality-pizza-at-home?ref=seealso">This Is How You Make Restaurant-Quality Pizza at Home</a>)</p> <h2>6. Go Vegetarian Twice a Week</h2> <p>According to Eating Well, <a href="http://www.eatingwell.com/healthy_cooking/budget_cooking/6_simple_changes_that_could_help_you_save_2997_a_year?page=2">one pound of sirloin</a> costs $5.99, while a 14-ounce block of tofu only costs $1.96. By swapping meat for tofu or veggies only twice weekly, you'll save $8.06 per week and at least $32.24 per month. You might also drop a few pounds and improve your health in the process. (See also: <a href="http://www.wisebread.com/35-slow-cooker-recipes-for-busy-or-lazy-vegetarians?ref=seealso">35 Slow Cooker Recipes for Busy (or Lazy) Vegetarians</a>)</p> <h2>7. Choose Cheaper Cuts of Meat</h2> <p>Eating Well also found that one pound of boneless, skinless chicken breasts costs $4.99, while one pound of boneless, skinless chicken thighs costs $3.49. By making simple swaps like this just once a week, you'll save at least $6 per month. By replacing one pound of fresh tuna (at $7.99) with one pound of canned tuna (at $3.68) just once a week, you'll save another $17.24 per month.</p> <p>You will realize even greater savings by swapping out other expensive cuts of meat for more affordable alternatives. Get out the slow cooker and find other ways to transform affordable cuts of meat into extraordinary meals to really benefit from the savings. (See also: <a href="http://www.wisebread.com/7-secret-cheap-steak-cuts-you-should-be-asking-for?ref=seealso">7 Secret Cheap Steak Cuts You Should be Asking For</a>)</p> <h2>8. Prep Your Own Food</h2> <p>By just spending 10 extra minutes after returning from the store, you can prep your produce for the week and stack up the savings. For instance, on average, a pound of four apples costs $1.99, while sliced apples cost $4.99; a head of romaine or iceberg lettuce only costs $1.99, while one bag of lettuce costs $3.99 on average. By just prepping your own apples and one head of lettuce once per week, you'll save $5 per week, or $20 per month.</p> <h2>9. Take Advantage of Grocery Rewards</h2> <p>Every store offers their own unique rewards programs; some stores offer rewards points based on what you spend, some offer discounts at the pump, and others offer food discounts and unique perks. For instance, Save Mart, Lucky, S-Mart Foods, and FoodMaxx offer one point for every $1 spent and another 100 points just for enrolling. Then, you can use your points to earn rewards of your choice (like $1 off for every 100 points).</p> <p>By enrolling in this free program, you would earn 786 points per month based on your monthly spending of $786.50 per month. This would translate into $7.86 off your next transaction. More importantly, joining a reward program provides you with better deals at the store.</p> <p>There are other ways to earn points and find rewards that can save you even more in the end. For instance, stores like Giant Eagle and Safeway offer savings when you fill up at the pump, based on how much you spend in the store. Ask your local supermarket about what they offer and how you can join the program. While you're at it, find out if there is a rewards program at any restaurant or store that you frequent. You can save big money by joining the rewards programs for stores like Starbucks, Best Buy, and other large stores that you shop at frequently.</p> <h2>10. Plan Ahead</h2> <p>You can also save more money by cooking more items from scratch, choosing frozen and canned produce when possible, choosing generic over brand name, and planning your meals around sales and specials. Services like the <a href="http://www.wisebread.com/this-simple-shopping-list-strategy-from-5-meal-plan-will-save-you-big">$5 Meal Plan</a> can help.</p> <p>To keep your spending in check, the USDA recommends using the smart shopping strategies found on <a href="http://www.choosemyplate.gov/">ChooseMyPlate.gov</a>, which can help you find ways to eat healthy on a budget. Remember, saving money every month can be fun. Challenge yourself to see if you can save more every month or find a way to treat your family when you stay within budget.</p> <p><em>How do you control grocery costs?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/save-100s-next-month-with-these-10-grocery-shopping-tips">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-creative-ways-to-save-money-with-bulk-buying">6 Creative Ways to Save Money With Bulk Buying</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-places-to-get-coupons-online">The Best Places to Get Coupons Online</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-grocery-store-secrets-only-the-pros-know">10 Grocery Store Secrets Only the Pros Know</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-easy-ways-to-stretch-your-grocery-dollars">20 Easy Ways to Stretch Your Grocery Dollars</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Shopping coupons Food groceries rewards programs saving money Fri, 10 Jul 2015 15:00:17 +0000 Andrea Cannon 1478520 at http://www.wisebread.com Best Money Tips: 25 Foods You Should Never Buy Again http://www.wisebread.com/best-money-tips-25-foods-you-should-never-buy-again <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-25-foods-you-should-never-buy-again" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_buying_groceries_000036698554.jpg" alt="Woman deciding which 25 foods never to buy again" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on foods you should never buy again, strategies for dealing with toxic people, and free things that extremely happy people do every day.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.dontpayfull.com/blog/25-food-items-you-should-never-buy-again">25 Food Items You Should Never Buy Again</a> &mdash; Sure, energy bars will give you a boost in the mid-day slumps, but they're high in fat and sugar. Instead, munch on fruits or a handful of nuts. [Don't Pay Full]</p> <p><a href="http://zenhabits.net/toxic/">7 Strategies for Dealing with Toxic People</a> &mdash; Talk to the toxic person. If they're suffering in some way, too, you may be able to form a more positive connection with them by having a heart-to-heart. [Zen Habits]</p> <p><a href="http://www.popsugar.com/smart-living/Things-Happy-People-Do-Daily-37582275">24 Free Things Extremely Happy People Do Every Day</a> &mdash; Setting daily goals will help you feel like you're moving in a positive direction. [PopSugar Smart Living]</p> <p><a href="http://timemanagementninja.com/2015/06/10-signs-you-are-trying-to-do-too-much/">10 Signs You Are Trying to Do Too Much</a> &mdash; Have you been setting aside your priorities to deal with unimportant tasks? [Time Management Ninja]</p> <p><a href="http://www.moneyunder30.com/money-lessons-from-behavioral-economists">4 Life-changing Money Lessons From Behavioral Economists</a> &mdash; Using emotions to guide your financial decisions isn't necessarily a bad thing, especially if it leads you to a rational decision. [Money Under 30]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.carefulcents.com/freelance-business-emergency/">How to Deal With a Freelance Business Emergency That&rsquo;s Personal</a> &mdash; Design a step-by-step plan to ensure your business keeps running while you attend to a personal emergency. Make a list of people who need to be contacted and what they need to know. [Careful Cents]</p> <p><a href="http://www.shebudgets.com/lifestyle/bath-beauty/10-makeup-products-spf-protection-safe-summer/59659">10 Makeup Products With SPF Protection for a Safe Summer</a> &mdash; Choose foundations, creams, and lip products with built-in SPF to protect your skin and look good at the same time. [SheBudgets]</p> <p><a href="http://www.thesimpledollar.com/how-to-use-a-simple-pocket-notebook-to-change-your-life">How to Use a Simple Pocket Notebook to Change Your Life</a> &mdash; With a pocket notebook, you can jot down names, contact info, tasks, and fleeting ideas &mdash; even when your smartphone is low on battery. [The Simple Dollar]</p> <p><a href="http://www.thefrugaltoad.com/household/5-things-you-need-to-know-for-a-good-night-sleep">5 Things You Need to Know for a Good Night's Sleep</a> &mdash; Scents that make you feel comfortable and safe will help you sleep better. [The Frugal Toad]</p> <p><a href="http://parentingsquad.com/how-to-create-a-diy-summer-camp-for-your-kids">How to Create a DIY Summer Camp for Your Kids</a> &mdash; Create user-friendly activity stations where your kids can paint rocks, play bean bag toss, or hula hoop!&nbsp;[Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-25-foods-you-should-never-buy-again">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fresh-fruits-and-vegetables-by-the-month">Fresh Fruits and Vegetables, By the Month</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-grocery-store-secrets-only-the-pros-know">10 Grocery Store Secrets Only the Pros Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips groceries Thu, 25 Jun 2015 19:00:09 +0000 Amy Lu 1469399 at http://www.wisebread.com 7 Secret Cheap Steak Cuts You Should Be Asking For http://www.wisebread.com/7-secret-cheap-steak-cuts-you-should-be-asking-for <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-secret-cheap-steak-cuts-you-should-be-asking-for" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/steak_000051038948.jpg" alt="Cheap steak cuts you should ask for" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Summertime is steak time. That is, unless you can&rsquo;t afford a steak.</p> <p>Fortunately, you don&rsquo;t have to spend a fortune to get some <a href="http://www.wisebread.com/25-easy-ways-to-make-cheap-cuts-of-meat-taste-expensive">good quality beef</a>. While not all of the cheaper cuts grill up well all by themselves, most of them do with a bit of extra preparation, and the others taste great as part of a kebab or in other favorite dishes.</p> <p>Bon appetit!</p> <h2>1. Flat Iron Steak</h2> <p>The flat iron steak, or the <a href="http://www.nytimes.com/2009/04/29/dining/29beef.html?pagewanted=all&amp;_r=0">chicken steak</a>, is seriously a hidden gem. It&rsquo;s got the tenderness of the much more expensive filet, but because no one has ever heard of it, it&rsquo;s a lot cheaper. Cook it exactly like you would cook your favorite tender cut of meat &mdash; usually on the grill or by pan frying it. (And if you&rsquo;ve never pan fried before, this <a href="http://allrecipes.com/recipe/perfect-flat-iron-steak/">steak recipe</a> would be a great place to start.)</p> <h2>2. Shoulder Steak</h2> <p>The shoulder steak, also called the <a href="http://www.esquire.com/food-drink/food/g604/cheap-steak-cuts/?slide=5">London Broil</a>, is what you need to get if you love it when the flavor of beef is almost overwhelming. Because this is a larger piece of meat, it can be roasted, though it is also tasty when you cook it on the grill. Then, slice it into thin pieces and you can feed the whole crowd. Or, you can <a href="http://cooking.nytimes.com/recipes/3090-shoulder-steak-with-herbs">pan fry it</a>, and even <a href="http://www.food.com/recipe/barbecue-shoulder-steak-skillet-287868">add that barbeque flavor</a>.</p> <h2>3. Chuck Eye Steak</h2> <p>The chuck eye steak is kind of like a rib eye, for a good reason: It is the cut <a href="http://strongertogether.coop/food-lifestyle/cooking/meat-your-top-5-affordable-steak-cuts/">nearest the rib eye</a> on the animal. So while it costs significantly less, it retains many of the characteristics you love about the more expensive cut of meat. This is a very flexible hunk of meat: you can do anything from cooking it like a roast to grilling it. Just don&rsquo;t cook it all the way to well done! If you don&rsquo;t have access to a grill, <a href="http://www.sweettmakesthree.com/2013/10/chuck-eye-steak-recipe/">chuck eye can be pan fried</a>, too.</p> <h2>4. Flank Steak</h2> <p>Flank steak is tasty, but it&rsquo;s also tough. Luckily for us, there are ways to get around that. Braise it, grill it, or marinate it. Keep in mind, though, that marinating it won&rsquo;t make it tender. If you use a dry method of cooking, like grilling, be sure to use high heat, only keep it on the grill for a short time, and cut it against the grain. This looks like an <a href="http://www.epicurious.com/recipes/food/views/flank-steak-242598">amazing marinade</a> to use with that method!</p> <h2>5. Tip Sirloin</h2> <p>Tip sirloin (or sirloin tip) is another name for <a href="http://www.seriouseats.com/2012/05/the-best-inexpensive-steak-for-the-grill-part-4-flap-meat-sirloin-tip.html">flap meat</a> (which has got to be one of the most unfortunate names out there for a cut of steak!). If you cook it carefully, it has a fabulous steaky taste, is tender and juicy, and goes great with a bunch of different marinades. You can do pretty much anything you want with it: Make it into kebabs, braise it slowly, or <a href="http://www.seriouseats.com/recipes/2011/05/steakhouse-style-grilled-marinated-flank-stea.html">grill it</a> for that steakhouse taste.</p> <h2>6. Chuck Arm Steak</h2> <p>If you&rsquo;re looking for cheaper beef, look no farther than something labeled &ldquo;chuck.&rdquo; This particular cut can come out tough and fatty, but it&rsquo;s wonderful when cooked in a way that will keep it moist. This usually means that you <a href="http://everydaylife.globalpost.com/cook-arm-steak-31922.html">braise it</a>. Afterwards, you can pull it apart, slice it and serve, or use it in a soup or stew.</p> <h2>7. Brisket</h2> <p>A brisket is an incredibly tough cut of meat, which means it doesn&rsquo;t usually work well on a grill. But that makes it perfect for cooking slowly, and especially for true BBQ. If you have access to a smoker, that&rsquo;s the best way to go when cooking brisket. But you can <a href="http://www.foodnetwork.com/recipes/texas-oven-roasted-beef-brisket-recipe.html">oven roast</a> or <a href="http://www.epicurious.com/recipes/food/views/braised-beef-brisket-355532">braise brisket</a> as well. As long as the meat has time to get tender and gain flavor, there&rsquo;s no reason to buy a more expensive cut.</p> <h2>A Note on Tenderizing</h2> <p>You might have noticed that many of the cheaper cuts of meat don&rsquo;t always reach the same levels of tenderness that most of us like our beef to have. There&rsquo;s a way around that, though: kosher salt. <a href="http://steamykitchen.com/163-how-to-turn-cheap-choice-steaks-into-gucci-prime-steaks.html">Salt the steak</a> and then, for every inch of steak, let it sit for an hour. After that, rinse off any excess salt and cook it however you want. Basically, the salt helps the steak hold onto moisture in such a way that it actually becomes more tender, which is good by me!</p> <p><em>What is your favorite cheap, fabulous cut of meat? And the recipe you use the most? </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/7-secret-cheap-steak-cuts-you-should-be-asking-for">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-11"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-ways-to-eat-paleo-for-super-cheap">20 Ways to Eat Paleo for Super Cheap</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-deliciously-affordable-meats-youll-love-grilling">7 Deliciously Affordable Meats You&#039;ll Love Grilling</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/stop-dissing-spam">Stop dissing Spam!</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/why-is-gasoline-so-cheap-a-cost-comparison-of-40-common-household-liquids">Why is Gasoline So Cheap? A Cost Comparison of 40 Common Household Liquids</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/one-pot-roast-a-week-of-cheap-and-delicious-lunches">One Pot Roast, A Week of Cheap and Delicious Lunches</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink beef cheap dinner groceries meat steak Wed, 24 Jun 2015 15:00:37 +0000 Sarah Winfrey 1462786 at http://www.wisebread.com This Simple Shopping List Strategy From $5 Meal Plan Will Save You Big http://www.wisebread.com/this-simple-shopping-list-strategy-from-5-meal-plan-will-save-you-big <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/this-simple-shopping-list-strategy-from-5-meal-plan-will-save-you-big" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_holding_groceries_000049544868.jpg" alt="Woman using shopping list with $5 meal plan to save big" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Erin Chase is the founder of </em><a href="http://5dollarmealplan.com/join-today-v2/?ap_id=wisebread"><em>$5 Meal Plan</em></a><em>, a weekly meal plan and shopping list service that will help you save time and money on your food bill this week.</em></p> <p>For many people, meal planning is one of <em>those</em> items on our weekly to-do list that sometimes gets done and sometimes (maybe most of the time) doesn't.</p> <p>But proper meal planning can make a huge difference in our <a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">grocery budget</a>. Not to mention, the peace of mind in knowing &quot;What's for dinner tonight?&quot; instead of stressing over missing ingredients or wandering the grocery store for inspiration.</p> <p>After years of experience, I've honed my routine to the basics. Here's how I set up a weekly meal plan that's going to lead to full and satisfied tummies, as well as shopping list for budget-friendly ingredients that won't drain my bank account.</p> <h2>1. Start With the Store Ads</h2> <p>Start by laying out the circulars for your local stores and going through them with a marker. Clearly mark all the ingredients that are on sale. Circle the items you purchase regularly, and make note of how many you should pick up if you are stocking up. You'll use these sale ingredients as the base of your meal plan.</p> <h2>2. Write Out Meal Ideas</h2> <p>Once you have your list of sale ingredients, begin to think about how you can use them in meals. What meals can you make with these ingredients and how can you stretch them?</p> <h2>3. Family Input</h2> <p>Ask family members about their favorite meals and keep a list in your meal plan binder or folder. Reference it as you are looking through the sale ingredients and writing out your meal plan.</p> <h2>4. Double Check the Pantry</h2> <p>Do a quick scan of your cabinets to make sure you don't miss adding an item onto your list, and to cross off any pantry staples that you already have on hand. Always compare the ingredients you need to the supplies you have on hand. This is particularly helpful if you have leftovers that you can work into the recipes. Save where you can and you will find that your waste will shrink to nothing.</p> <h2>5. Rearrange Your list</h2> <p>If you're Type A or hyper-organized like me, you'll want to write your list in the order that you'll go through the store. For me, it's produce, meats, snacks, cereals, pantry staples, dairy/eggs, and frozen. This will help you stay focused in the store and save you time too! It might help you avoid impulse buys during a backtrack through the store.</p> <h2>6. Stuck Like Glue</h2> <p>No, not the country song. I'm talking about your shopping list. If you have things that are distracting you like chocolate, fresh coffee, or a new apron to add to the collection, forget about it! Stick to your list!</p> <h2>7. Reap the Rewards</h2> <p>Finally, come back home and follow the plan that you're written out and enjoy dinner with your family throughout the week!</p> <p>You will eventually get to where the meal ideas come easily and naturally to you, based on what's on sale and what your family enjoys. You will become a pro in no time flat!</p> <p>And if you have no intention, time, or brain space for becoming a meal planning pro, we are happy to shoulder the burden for you! We can help you cross &quot;Write a meal plan&quot; off your weekly to-do list by delivering a meal plan to your inbox every week through The $5 Meal Plan. If you think that having meal plans sent to you every week is the answer to your dinner hour woes and you want to give the plans a try, we'd love for you to <a href="http://5dollarmealplan.com/join-today-v2/?ap_id=wisebread">sign up for The $5 Meal Plan</a>.</p> <p><em>How do you do meal planning?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/erin-chase">Erin Chase</a> of <a href="http://www.wisebread.com/this-simple-shopping-list-strategy-from-5-meal-plan-will-save-you-big">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-12"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">5 Easy Ways to Save on Groceries in a Pinch</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-foods-that-are-actually-cheaper-at-whole-foods">6 Foods That Are Actually Cheaper At Whole Foods</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-you-can-cut-grocery-expenses-today">13 Ways You Can Cut Grocery Expenses Today</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-12-best-frozen-food-values">The 12 Best Frozen Food Values</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping budgeting expenses groceries meal planning saving money Tue, 16 Jun 2015 17:00:26 +0000 Erin Chase 1456856 at http://www.wisebread.com Best Money Tips: Grocery Staples That'll Cost More This Summer http://www.wisebread.com/best-money-tips-grocery-staples-thatll-cost-more-this-summer <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-grocery-staples-thatll-cost-more-this-summer" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_grocery_shopping_000005885921.jpg" alt="Woman buying groceries that will cost more this summer" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found some great articles on grocery staples that will be more expensive this summer, ways to expand your comfort zone, and what you should have in an emergency kit.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.getrichslowly.org/blog/2015/06/08/7-grocery-staples-more-expensive-this-summer/">7 grocery staples more expensive this summer</a> &mdash; The global banana crop is being threatened by a fungal disease, so the price of this tasty and convenient fruit has been rising over the past few months. [Get Rich Slowly]</p> <p><a href="http://www.bestkeptself.com/2015/06/09/10-ways-to-expand-your-comfort-zone/">10 Ways to Expand your Comfort Zone</a> &mdash; Do things a little differently &mdash; take a different route to work, try different foods, or change the order of your morning routine. [Best Kept Self]</p> <p><a href="http://www.everybodylovesyourmoney.com/2015/06/10/how-to-put-together-an-emergency-kit.html">How to Put Together an Emergency Kit</a> &mdash; Keep a good stock of canned food in your pantry, and don't forget a hand operated can opener! [Everybody Loves Your Money]</p> <p><a href="https://smartasset.com/personal-finance/save-money-with-communal-living">Save Money With Communal Living</a> &mdash; We all know that living with a roommate or partner can save you money, but what if you multiplied that by 4, 10, or even 20? [SmartAsset]</p> <p><a href="http://www.popsugar.com/smart-living/How-Happy-Your-20s-37636389">24 Ways to Stay Sane in Your 20s</a> &mdash; Use Meetup! It's a great way to check out cool events in your area and make new friends. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.dontpayfull.com/blog/11-easy-ways-to-save-money-on-organic-food">11 Easy Ways To Save Money On Organic Food</a> &mdash; Know what the food labels mean so you know if it's worth the extra cost. [Don't Pay Full]</p> <p><a href="http://www.marcandangel.com/2015/06/07/12-toxic-attitudes-that-push-happiness-away-from-you/">12 Toxic Attitudes that Push Happiness Away From You</a> &mdash; &quot;I'm not good enough&quot; is a lie! Challenge this false belief and others like it until it no longer has any power over you. [Marc and Angel Hack Life]</p> <p><a href="http://www.positivityblog.com/index.php/2015/06/10/least-stressful-summer/">10 Small Ways to Make this the Least Stressful Summer of Your Life</a> &mdash; Take time to appreciate the sunshine and warmth of summer! [The Positivity Blog]</p> <p><a href="http://timemanagementninja.com/2015/06/6-ways-to-give-your-undivided-attention">6 Ways to Give Your Undivided Attention</a> &mdash; Face the person that you are speaking with. It shows that you are giving them your full attention; it builds trust and stronger communication. [Time Management Ninja]</p> <p><a href="http://parentingsquad.com/put-those-random-gloves-and-mittens-to-fun-use">Put Those Random Gloves and Mittens to Fun Use</a> &mdash; The Gloveables kit has everything your child needs&nbsp;to make a cute animal toy from loner gloves, mittens, and socks.&nbsp;[Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-grocery-staples-thatll-cost-more-this-summer">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-13"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/fresh-fruits-and-vegetables-by-the-month">Fresh Fruits and Vegetables, By the Month</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-5-credit-cards-for-groceries">The 5 Best Credit Cards for Groceries</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-grocery-store-secrets-only-the-pros-know">10 Grocery Store Secrets Only the Pros Know</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink best money tips groceries Fri, 12 Jun 2015 19:00:12 +0000 Amy Lu 1455548 at http://www.wisebread.com Supermarket Savings Guide http://www.wisebread.com/supermarket-savings <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/supermarket-savings" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/supermarket-iStock_000034407860_Small.jpg" alt="groceries" title="groceries" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Food: We all need it. There are various quick and easy ways to get a meal these days: eating out, taking out, ordering in &mdash; but the financial, environmental, and health costs add up over time. Most people still prefer to cook their own meals, but even then, the cost of groceries can run high, especially for those who have to feed a family. This is where the writers of Wise Bread can help. Check out these articles for tips on supermarket savings.</p> <p><a href="http://www.wisebread.com/5-ways-to-cut-your-grocery-bill"><strong>5 Ways to Cut Your Grocery Bill</strong></a><br /> If you're going to spend the time (and gas) to go to a grocery store, make it worth it &mdash; the frugal way. Here's how to make the most of your trip without going over budget.</p> <p><a href="http://www.wisebread.com/10-things-ive-learned-from-grocery-shopping-on-a-budget"><strong>10 Things I've Learned From Grocery Shopping on a Budget</strong></a><br /> Though everyone's grocery savings strategies vary, it helps to get suggestions (and support!) from fellow frugal shoppers. Here are tips and insights on grocery shopping on a budget.</p> <p><a href="http://www.wisebread.com/5-foods-i-grew-tired-of-buying-and-how-i-quit"><strong>5 Foods I Grew Tired of Buying, and How I Quit</strong></a><br /> The cost of household essentials add up over time, if only because you always have to restock &mdash; but don't think that you have to restock from the grocery store. Here are five common food items that can be produced right at home.</p> <p><a href="http://www.wisebread.com/11-ways-to-shop-for-food-cheaply-without-a-tedious-grocery-list"><strong>Grocery Shopping for the Cheap and Lazy</strong></a><br /> If you don't have to cook for anyone else, it doesn't make sense to shop (or cook) like you do. Here are eleven grocery shopping tips for the busy, lazy, and single.</p> <p><a href="http://www.wisebread.com/7-tips-for-streamlining-your-shopping-list"><strong>7 Tips for Streamlining Your Shopping List</strong></a><br /> Shopping from a list is a great way to make sure that you know what you need (and know what you <em>don't </em>need). Here are 7 tips to making the perfect money-saving shopping list for maximum grocery savings.</p> <p><a href="http://www.wisebread.com/behold-the-secrets-of-the-grocery-store"><strong>Behold: The Secrets of the Grocery Store</strong></a><br /> Know your enemy. Find out what tactics your grocer uses to make you thwart your own goal of grocery savings.</p> <p><a href="http://www.wisebread.com/supermarket-shopping-for-savers-6-ways-to-avoid-their-tricky-traps"><strong>6 Ways to Avoid the Tricky Traps of Supermarkets</strong></a><br /> It takes discipline and strategy, but it can be done! Learn how to avoid the traps that supermarkets set to make you spend more.</p> <p><a href="http://www.wisebread.com/6-cs-to-keep-you-frugal-while-shopping"><strong>6 C's to Keep You Frugal While Shopping</strong></a><br /> To ward against the lure of an impulse buy, be sure to arm yourself with these 6 C's: cash, concise shopping list, coupons, calculator, candy, and...?</p> <p><a href="http://www.wisebread.com/5-sleek-marketing-ploys-aimed-at-getting-more-of-your-grocery-money"><strong>5 Sleek Marketing Ploys Aimed at Getting More of Your Grocery Money</strong></a><br /> To learn how to save money on groceries, you need to know how food marketers get you to spend. Five food myths unveiled here!</p> <p><a href="http://www.wisebread.com/bulk-buying-basics-what-to-buy-how-to-store-and-money-saving-tips"><strong>Bulk Buying Basics</strong></a><br /> A good way to save money on groceries without running out of food is to buy in bulk...but where to store it? And what to buy? And how does bulk-buying contribute to grocery savings, anyway, if you're spending more on a single purchase? Get the answers here!</p> <p><a href="http://www.wisebread.com/make-grocery-budgeting-a-game-the-price-is-right-style"><strong>Make Grocery Budgeting A Game, The Price Is Right Style</strong></a><br /> Make grocery shopping fun! Here's a game you can play with your family to budget while you shop.</p> <p><a href="http://www.wisebread.com/ethnic-markets-feel-worldly-for-cheap"><strong> Ethnic Markets: Feel Wordly for Cheap</strong></a><br /> You probably already know that they're great for hard-to-find ingredients, but did you know that ethnic markets also stock foods that you would see in national supermarket chains, and at much lower prices? Here's a brief guide to what you can expect to find at different ethnic markets.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/supermarket-savings">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-14"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-times-to-go-grocery-shopping">The Best and Worst Times to Go Grocery Shopping</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-grocery-store-secrets-only-the-pros-know">10 Grocery Store Secrets Only the Pros Know</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-grocery-shop-for-five-on-100-a-week">How to Grocery Shop for Five on $100 a Week</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-ways-you-can-cut-grocery-expenses-today">13 Ways You Can Cut Grocery Expenses Today</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/sure-savings-at-the-supermarket-how-to-save-25-on-9-staple-items">Sure Savings at the Supermarket</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping groceries grocery shopping supermarket Thu, 21 May 2015 23:49:59 +0000 Amy Lu 1432747 at http://www.wisebread.com The 12 Best Frozen Food Values http://www.wisebread.com/the-12-best-frozen-food-values <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-12-best-frozen-food-values" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/frozen_fruit_raspberries_000038545662.jpg" alt="Frozen raspberries that are one of many frozen food values" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Many people only stop in the <a href="http://www.wisebread.com/18-frugal-foods-you-should-always-have-in-your-freezer">frozen aisle</a> for ice cream and a selection of TV dinners, but there's more to this section of the grocery for value seekers. Frozen food offers real convenience, variety, and savings. Items are typically ready-to-cook, they have a much longer shelf life than their fresh counterparts, and are available year-round. Produce is typically frozen at its peak, sealing in nutrients and flavor.</p> <p>Many items are simply cheaper frozen, and many others offer real value because of their ease and longevity. This includes the 12 items below &mdash; stock your freezer with these smart buys and save some cold, hard cash.</p> <h2>1. Berries</h2> <p>Frozen fruit is typically a good deal across the board, and this is definitely true with berries. While price checking at my local grocery, the savings were most noticeable with blueberries. Fresh ones were 66 cents an ounce, while frozen were a mere 25 cents. Strawberries, cranberries, and raspberries are also great values. They are washed and frozen at their peak, and the quality is consistent all year. Fresh berries also tend to go bad quickly, and freezing eliminates that problem while locking-in nutrients.</p> <p>Frozen berries are especially handy for <a href="http://www.wisebread.com/8-easy-superfood-smoothies-for-a-better-morning">making smoothies</a> (they actually work better than fresh), pancakes, muffins, and other baked goods.</p> <h2>2. Fish</h2> <p>Many shoppers gravitate toward the fresh fish counter when shopping for seafood, but few know that in the U.S., most fish must be frozen before being sold, in order to kill germs. Since this means the &quot;fresh&quot; fish has already been frozen and defrosted, why not buy it still frozen? Fish is often frozen when it has just been caught, keeping it as fresh as possible. The price difference is also huge. At our grocery, wild-caught salmon was 75 cents an ounce at the fresh counter, and only 30 cents an ounce for frozen, individual filets. Similar savings can be found for cod and other fish.</p> <h2>3. Shrimp</h2> <p>The same deal goes for <a href="http://www.wisebread.com/70-scrumptious-shrimp-recipes">buying shrimp</a>. You could pay big prices for shrimp that's already been frozen anyway, or you can just buy it frozen and save big. We found frozen shrimp for almost 60% cheaper than the &quot;fresh&quot; version, and there were lots of options, as well. Find various sizes, shelled and unshelled, de-veined, and cooked varieties in your frozen food aisle.</p> <h2>4. Pizza</h2> <p>The frozen pizza section seems to get bigger and bigger, and varieties have greatly expanded beyond Bagel Bites and Digiorno (don't worry, those are still on offer). When comparing prices to the &quot;fresh,&quot; pre-made (uncooked) pizzas that they sell in the deli section of the grocery, frozen is a much better buy. During our trip, the deli pizzas were $7, while comparable frozen pizzas were as little as $4. They also offered more options on toppings, types of crust, and some healthier choices. Frozen pizza is also worth considering over delivery, since many chains have started using frozen pizzas anyway. There's no wait, no tip, and they are typically cheaper.</p> <h2>5. Mango</h2> <p>If you find mangos to be especially hard to pick at the store and a little difficult to cut up, we can relate. Frozen mango eliminates these problems, since they are perfectly ripe and cut before being flash frozen. Mango is an excellent smoothie fruit, so buying the frozen version is a no-brainer. Ounce for ounce, mango also tends to be cheaper when bought this way, and unless you live someplace tropical, the quality is higher.</p> <h2>6. Spinach</h2> <p>This nutrient-dense green vegetable is one of the better deals in the frozen food aisle. <a href="http://www.wisebread.com/35-tasty-ways-to-use-frozen-spinach">Frozen spinach</a> is offered chopped and whole, in bags and in boxes. It's a perfect solution if you're planning to wilt your spinach anyway in dishes like soup, stew, quiche, or other hot items. It's also a great way to keep greens handy without them quickly going bad in your crisper, and will save you money, too.</p> <h2>7. Corn</h2> <p>Frozen corn is a freezer essential. It's amazingly cheap &mdash; just 9 cents an ounce at our store &mdash; and comes in handy at dinnertime. As opposed to opening up a can of corn, you can use a little or a lot and throw the rest of the bag back in the freezer without wasting any food. Corn is perfect for adding to soups, salsa, and more, and because the kernels are so small, it doesn't need lots of defrost time.</p> <h2>8. Burritos</h2> <p>While doing price comparisons at the grocery store, we found frozen burritos for just 33 cents a piece. Prices like that practically harken back to the 1950s, and are hard to beat today. Plus, they only require a quick ride in the microwave before eating. Our store offered dozens of flavors and brands, and a number of healthier options ranging from $1&ndash;$4. They're a great item to keep in the freezer as a last minute quick meal or snack. Unless you have time to <a href="http://www.wisebread.com/cheaper-and-healthier-than-store-bought-10-great-freeze-ahead-burrito-recipes">freeze your own burritos</a>, of course.</p> <h2>9. Broccoli</h2> <p>When shopping in the frozen food aisle, you can find broccoli for as little as $1 a pound. It's a great deal regardless, but when you consider that <a href="http://www.wisebread.com/15-delicious-ways-to-prepare-frozen-broccoli">frozen broccoli</a> is already cut up and only includes florets, it becomes an even better deal when compared pound for pound with fresh. It's great for steaming or adding to curries and stir frys. It's also super convenient, since it's already washed, cut, and good to go.</p> <h2>10. Juice Concentrates</h2> <p>More often than not, when you look at your carton of orange juice or container of lemonade, it says &quot;from concentrate.&quot; You can buy that concentrate in the frozen food aisle for a fraction of the cost, mix it with water, and you have the same thing for cheaper! These concentrates are especially good for making big batches of lemonade, punches, or fruit tea for gatherings. They'll also last in your freezer, so you will have everything you need to serve up a cold, fruity drink at a moment's notice.</p> <h2>11. Waffles</h2> <p>There's a reason that many of us grew up eating frozen waffles &mdash; they are cheap, easy, and quick. When feeding a family that's rushing out the door for school and work, it just makes sense. Now there are more options than ever, with whole grain and gluten-free varieties offered. They cost less than 50 cents per waffle, and even though mixing up and making waffles yourself would be cheaper in the long run, it's not by much, and the time saved is valuable. Add some fruit and yogurt for a complete breakfast for about $1 a serving.</p> <h2>12. Puff Pastry</h2> <p>To make a gourmet dessert with a low budget and almost no effort, turn to the freezer aisle. Puff pastry takes skill and hours to make, but the frozen variety bakes beautifully and is sure to impress. Use it to make flaky tarts, napoleons, or turnovers. <a href="http://www.wisebread.com/30-easy-and-impressive-frozen-puff-pastry-recipes">Puff pastry</a> is also great for savory dishes like chicken pot pie. Even the most skilled home cooks use it, since making your own is unreasonable for most people, and the frozen version is almost as good.</p> <p><em>What frozen foods are staples in your kitchen? </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/laurel-randolph">Laurel Randolph</a> of <a href="http://www.wisebread.com/the-12-best-frozen-food-values">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-15"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-easy-ways-to-save-on-groceries-in-a-pinch">5 Easy Ways to Save on Groceries in a Pinch</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-easy-ways-to-stretch-your-grocery-dollars">20 Easy Ways to Stretch Your Grocery Dollars</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-foods-that-are-actually-cheaper-at-whole-foods">6 Foods That Are Actually Cheaper At Whole Foods</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-simple-shopping-list-strategy-from-5-meal-plan-will-save-you-big">This Simple Shopping List Strategy From $5 Meal Plan Will Save You Big</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/breaking-the-bread-code-how-to-get-the-freshest-loaf">Breaking the Bread Code: How to Get the Freshest Loaf</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Food and Drink Shopping Cooking frozen foods groceries saving money Thu, 21 May 2015 17:00:19 +0000 Laurel Randolph 1424543 at http://www.wisebread.com