roommates http://www.wisebread.com/taxonomy/term/5981/all en-US 5 Ways to Handle Big City Rents http://www.wisebread.com/5-ways-to-handle-big-city-rents <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-to-handle-big-city-rents" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/paper_house_under_a_magnifying_lens_0.jpg" alt="Paper house under a magnifying lens" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>If you can't resist the lure of big city living, but hate the impact it would have on your pocketbook, you might be wondering if there's any way you can actually afford such a move. In some ways, living in the city can be worth the costs &mdash; the convenience, the night life, and plentiful job prospects are just a few perks of living in a bustling metropolis.</p> <p>While you don't want to overextend yourself, there may be a way to make your big city dreams come true. Here are some tips that can help you handle big city rents.</p> <h2>1. Don't look at apartments outside your budget</h2> <p>This sounds obvious, but it can be easy to get carried away when you see the &quot;perfect&quot; place. Different landlords and management companies will have varying requirements around income and credit, but it's important to avoid busting your budget despite their thresholds. Before you even begin touring apartments, consider the financials first. Figure out a comfortable amount of rent that would fit your budget. Limit your search to places that stay within that dollar amount. (See also: <a href="http://www.wisebread.com/heres-how-much-life-in-the-big-city-will-cost-you?Ref=seealso" target="_blank">Here's How Much Life in the Big City Will Cost You</a>)</p> <h2>2. Keep it compact</h2> <p>If you really want to save on high rents, you'll probably have to consider a much smaller place than you would living in a suburb. Maybe you really wanted a two or three-bedroom apartment to accommodate your home office and occasional overnight visitors, but it causes the rent to skyrocket. Making some concessions on your &quot;must-haves&quot; could save you a lot of money living in the big city.</p> <h2>3. Look for a sublet</h2> <p>Someone else's inconvenience could be very convenient for you. At times, people need to move before their lease is up and there's not much they can do about it. Rather than break the lease and incur the associated fees, they choose to sublease their place for slightly less than market value.</p> <p>If you can find someone who needs to unload their rental via subletting, it could easily save you a few hundred bucks a month. There are a few legal nuances that could make this arrangement complicated, so make sure you know your rights and clear the subletting agreement with the landlord before agreeing to anything. (See also: <a href="http://www.wisebread.com/10-best-tools-for-finding-an-apartment-on-the-cheap?ref=seealso" target="_blank">10 Best Tools for Finding an Apartment on the Cheap</a>)</p> <h2>4. Consider up and coming neighborhoods</h2> <p>You might want to be at the epicenter of the local club scene or famous block of hipster dive bars. The only problem is that these trendy places could cost a fortune in rents. Would you be open to living somewhere that isn't quite yet at the center of all the action?</p> <p>Think about places that are safe but still on the verge of becoming a preferred neighborhood. Rents in these trendy urban outposts can be surprisingly low. The bonus here is that you could get a great place with lower expenses and beat out neighbors who'll discover the area at higher rent prices later down the line.</p> <h2>5. Get a roommate</h2> <p>If you've found a big-city apartment, but can't seem to make ends meet, it might be time to get a roommate. The good news is this should be pretty easy to do, especially in a city. There are tons of apps, services, and websites where you can start your roommate search full-force. Some popular ones include Craigslist, Facebook, Silvernest (for baby boomers and empty nesters), and Roomster. (See also: <a href="http://www.wisebread.com/avoid-these-7-things-when-living-with-roommates?ref=seealso" target="_blank">Avoid These 7 Things When Living With Roommates</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F5-ways-to-handle-big-city-rents&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F5%2520Ways%2520to%2520Handle%2520Big%2520City%2520Rents.jpg&amp;description=5%20Ways%20to%20Handle%20Big%20City%20Rents"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/5%20Ways%20to%20Handle%20Big%20City%20Rents.jpg" alt="5 Ways to Handle Big City Rents" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/aja-mcclanahan">Aja McClanahan</a> of <a href="http://www.wisebread.com/5-ways-to-handle-big-city-rents">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-alternative-housing-options-you-can-afford">5 Alternative Housing Options You Can Afford</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-much-life-in-the-big-city-will-cost-you">Here&#039;s How Much Life in the Big City Will Cost You</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/rent-your-home-or-buy-heres-how-to-decide">Rent Your Home or Buy? Here&#039;s How to Decide</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-3-best-cities-with-rent-control">The 3 Best Cities With Rent Control</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-7-things-when-living-with-roommates">Avoid These 7 Things When Living With Roommates</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing apartments big cities cost of living neighborhoods rent roommates saving money subletting Thu, 01 Mar 2018 09:30:06 +0000 Aja McClanahan 2110477 at http://www.wisebread.com 8 Things You Should Never Hide From Your Landlord http://www.wisebread.com/8-things-you-should-never-hide-from-your-landlord <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-things-you-should-never-hide-from-your-landlord" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/dog_sitting_on_chewed_up_leather_chair.jpg" alt="Dog sitting on chewed up leather chair" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>So, you're renting a place to live. And that means you have a landlord. Whoever is responsible for the house or apartment will be holding you to a set of standards. You'll have signed a contract. Whether you're renting the place alone, with friends, or even strangers, you better be upfront about the following, or you could find yourself out on the street.</p> <h2>1. Your pets</h2> <p>When you look for a new place to rent, you'll see that almost all of them have a pet policy. It will either be no pets allowed, pets OK with a deposit, or a stipulation on which kind of pets you can have (maybe dogs aren't allowed, but cats are).</p> <p>If you have a pet and are planning to rent a place, you must disclose it to the landlord. It's tempting to think, &quot;Whiskers is so old and small, no one will care,&quot; but that's not the point.</p> <p>The policy is there for a reason. The landlord may not want the additional cleanup involved in getting a house or apartment ready for the next tenant. Some pets can cause damage far more expensive to repair than the security deposit will cover. Whatever the reason, they set the rules, and you must agree to abide by them.</p> <p>If you are found with a pet, even if it's a pet you bought after you signed the lease, the landlord is well within his or her rights to ask you to get rid of it. They could also evict you for breaching the contract. It's not worth it. Find a place that's pet-friendly, or see if you can give your pet to a caring friend. (See also: <a href="http://www.wisebread.com/7-smart-ways-to-get-your-apartment-deposit-back?ref=seealso" target="_blank">7 Smart Ways to Get Your Apartment Deposit Back</a>)</p> <h2>2. Any new roommates</h2> <p>Many of us have shared a home or apartment with roommates so we can afford the rent. It happens a lot with college students, or when you're living in places like Manhattan or Beverly Hills. If three of you decide to rent a four-bedroom place, and all sign the contract, no problem. But if you decide to move another friend in after the fact, that's trouble.</p> <p>Whether you're taking money from that person to help with the rent, or just letting them stay for free, you are breaking the rules of the lease. Think of it from the landlord's point of view. He or she vetted you, and anyone else who put their name on the contract. If you bring someone else in, they get by that process unchecked. They're an unknown, and landlords really don't like unknowns; especially if it's their own home they're renting out.</p> <p>Not only that, but it's possible the apartment or home is only fit for habitation by a maximum number of individuals. Add more, and you could be putting people in harm's way. Whatever the case, you're once again risking the chance of being kicked out on the street.</p> <h2>3. DIY or home improvements you have made</h2> <p>It may be home sweet home, but it isn't yours. You're just &quot;borrowing&quot; it for a set amount of time. The house, and any contents that came with it in the lease, are not yours. Therefore, you don't have the right to start messing around with them.</p> <p>You may think you're doing the landlord a favor; perhaps you want to rip out the carpet and install a wooden floor, or scrape off the older wallpaper and add something fresh and vibrant. Well, that may not be something the landlord wants.</p> <p>Now, by all means, ask the landlord if you can do these improvements, and get it in writing if he or she agrees. Chances are, if you're planning to make upgrades that make the place more attractive, you'll get the go-ahead. But never assume, and never keep any work you've done a secret. On the day you move out, you could find your security deposit is not returned because you didn't leave the home in the same state you found it. (See also: <a href="http://www.wisebread.com/14-simple-ways-to-make-an-apartment-a-home?ref=seealso" target="_blank">14 Simple Ways to Make an Apartment a Home</a>)</p> <h2>4. Problems with utilities</h2> <p>Utilities may be included with the rent, or they may all be your responsibility, but either way, you should tell the landlord as soon as you notice any problems. Water leaks can start out as minor repairs, but left unchecked, they can lead to thousands of dollars in damages. They can also affect other tenants, and it will all be on the landlord's shoulders.</p> <p>Electric problems are just as bad. If something is shorting out, it could lead to a fire, and that could be disastrous.</p> <p>Even if it doesn't seem like anything &mdash; maybe just a slight drop in water pressure, a sketchy light switch, or an unexplained increase in the utility bill &mdash; talk to your landlord immediately. In this case, a stitch in time really does apply. Oh, and if the landlord has evidence that you concealed the problems, you could be liable for the full cost of the repairs.</p> <h2>5. Broken or malfunctioning appliances</h2> <p>Just like the utilities issue, broken appliances and other fixtures should also be reported to the landlord as soon as you notice them. Again, if the malfunction is caught early, it could mean a simple fix instead of a major repair &mdash; or worse, having to replace the entire unit.</p> <p>Broken or malfunctioning appliances can also cause damage to the apartment. For example, a washing machine that's leaking water into the wooden floors can create issues that may not be caught until months later, and by then, it's a big problem. A stove that leaks gas is obviously a serious health hazard and should be turned off and reported. A furnace that is setting off your carbon monoxide alarm is incredibly dangerous, and makes the home uninhabitable.</p> <p>If that does happen, call the landlord immediately and get out of the home. Or at the very least, open all the windows if you cannot leave, and stay close to the fresh air. The landlord will be responsible for getting the furnace fixed, or more likely, replaced.</p> <h2>6. You're running a home-based business</h2> <p>Most of the time, the landlord isn't really going to care if it's a small business that doesn't impact the regulations of the area. For example, if you're making extra money selling knitted goods on Etsy, tutoring students, or writing web code on a laptop in your bedroom, it's probably not going to be a big deal. However, other kinds of business can cause problems for the landlord.</p> <p>If you decide to turn your apartment into a massage therapy facility, or start fixing cars in the attached garage, you could be violating zoning restrictions. And if it is noisy, smelly, and a nuisance to neighbors, you're just asking to be evicted. Check with the landlord before you sign the lease; there will usually be a section in there talking about home-based businesses.</p> <h2>7. You can't find your key</h2> <p>Hey, it happens. Maybe it fell off the key ring, or you misplaced it and have no idea where it is. Even if you have a spare, you need to tell the landlord as soon as you notice your key has gone missing.</p> <p>Although it's unlikely that it will be used to gain access to the property, you cannot say for sure that it didn't end up in the wrong hands. For your own peace of mind, you should tell the landlord what has happened, as any kind of security risk poses a problem.</p> <p>If the landlord decides that the locks need to be changed, you will almost certainly be responsible for the costs incurred. You may also have no choice about which firm replaces the locks. If you're handy you could offer to do it yourself and save some money, but it's doubtful you'll be allowed to do that.</p> <h2>8. You're subletting the property</h2> <p>It's very tempting to sublet your apartment or home if you know you're going to be gone for a significant amount of time. Some people also sublet when they know a big event is coming to town, and services like Airbnb make it very easy to do that and make a significant profit for a few days. All of this is a big no-no if you haven't checked with the landlord first.</p> <p>Some states and municipalities have specific laws regarding subletting. Your lease may explicitly prevent you from subletting. Even if the landlord agrees, he or she may want to have a say in who you choose to sublet the property to, and may insist on a background check that you must pay for.</p> <p>And remember, if you do sublet and the subtenant doesn't pay you, it's <em>your</em> responsibility to pay the rent. So choose carefully, or you could end up in a world of financial pain. (See also: <a href="http://www.wisebread.com/the-easy-way-to-sublet-your-apartment?ref=seealso" target="_blank">The Easy Way to Sublet Your Apartment</a>)</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F8-things-you-should-never-hide-from-your-landlord&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F8%2520Things%2520You%2520Should%2520Never%2520Hide%2520From%2520Your%2520Landlord.jpg&amp;description=8%20Things%20You%20Should%20Never%20Hide%20From%20Your%20Landlord"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/8%20Things%20You%20Should%20Never%20Hide%20From%20Your%20Landlord.jpg" alt="8 Things You Should Never Hide From Your Landlord" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/8-things-you-should-never-hide-from-your-landlord">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-moves-to-make-if-you-need-to-break-your-lease">8 Moves to Make If You Need to Break Your Lease</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-questions-to-ask-before-signing-a-lease">10 Questions to Ask Before Signing a Lease</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-easy-way-to-sublet-your-apartment">The Easy Way to Sublet Your Apartment</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-negotiate-your-rent">How to Negotiate Your Rent</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/self-employed-heres-how-to-get-your-apartment-application-approved">Self-Employed? Here&#039;s How to Get Your Apartment Application Approved</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Real Estate and Housing contracts DIY honesty landlords leases pets renting roommates sublet utilities Thu, 15 Feb 2018 09:00:08 +0000 Paul Michael 2103695 at http://www.wisebread.com 17 Ways Your House Can Earn a Paycheck http://www.wisebread.com/17-ways-your-house-can-earn-a-paycheck <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/17-ways-your-house-can-earn-a-paycheck" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/saving_for_a_home_concept.jpg" alt="Saving for a home concept" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>As interest rates creep up, the days of wringing cheap cash from your home in the form of refinances and home equity loans are waning. But have you ever thought of making money using your house <em>without </em>tapping the equity?</p> <p>Some concepts, such as taking in roommates, have probably been with us for as long as we have lived indoors. But the rise of peer-to-peer commerce and smartphone apps have opened up new opportunities for homeowners or even renters to put their homes to work.</p> <p>Here are a few jobs your house could get.</p> <h2>1. Billboard</h2> <p>If you're in a suburban homeowners association, forget it. But if you have a property on a well-trafficked street or in view of the freeway, consider selling advertising space on your fence, walls, or even in the yard. You might need to consult local laws to make sure you don't find yourself in violation of the planning department on this one &mdash; which is probably why you tend to see this on highways in rural areas more than in urban or suburban neighborhoods.</p> <h2>2. Filming location</h2> <p>You might not have what it takes to get a close-up on the silver screen, but maybe your home does. The going pay rate for television, film, and even commercial sets is your mortgage payment amount per day. Sign up on <a href="http://www.locationshub.com/list-your-property/" target="_blank">LocationsHub</a> ($5 a month) or <a href="https://www.setscouter.com/" target="_blank">Set Scouter</a> (free, but they take a cut of the rental fee) so producers can find you. And don't think you need a mansion to qualify; productions need ordinary homes, too. (See also: <a href="http://www.wisebread.com/how-to-turn-your-home-into-a-moneymaking-star?ref=seealso" target="_blank">How to Turn Your Home Into a Moneymaking Star</a>)</p> <h2>3. Extra storage</h2> <p>You've seen facilities that rent out industrial-looking storage sheds where you can keep your offseason clothes, Christmas trees, and that chair that never found a spot in your new apartment but you love too much to sell. But did you know that you can rent out a closet in your own place for this kind of use?</p> <p>No matter where you live, you can list your extra space for free on sites like Craigslist, including not just closets, but also garage space, sheds, and even backyard or driveway space. If the storage space has a private entrance, you can provide the renter with their own key; if it's in your living space, you can set access hours and have the renter call you to get let in.</p> <p>This type of service is so in-demand in space-sensitive locations like the San Francisco Bay Area, that there is an entire <a href="https://sfbay.craigslist.org/d/parking-storage/search/sfc/prk" target="_blank">Parking/Storage category on Craigslist</a>.</p> <h2>4. CSA drop-off point</h2> <p>My front porch is the pickup point for neighbors who subscribe to a community supported agriculture farm share program. I don't get paid cash for the space, but I get a healthy discount on my box &mdash; and if more people start picking up here, I could get my box for free.</p> <h2>5. Yard sale spot</h2> <p>I never would have dreamed that anyone would pay for a yard in which to host a yard sale, but then I learned about <a href="http://www.127yardsale.com/find-rental-spaces" target="_blank">127 Yard Sale</a>, an annual 600-mile-long yard sale, for which home and business owners do in fact rent out property along the sale route to vendors. This made me realize that you could also capitalize on other special events this way. Do crowds pass by your yard on the way to the Fourth of July fireworks or the weekly farmers market? You may be able to rent your yard for a sale operator or to a refreshments vendor. (See also: <a href="http://www.wisebread.com/how-to-turn-your-backyard-into-a-moneymaker?ref=seealso" target="_blank">How to Turn Your Backyard Into a Moneymaker</a>)</p> <h2>6. Co-working space</h2> <p>It never made sense to me that some home-based workers pay to rent out cubicles when most homes sit empty and silent during the workday. As a work-from-home mom, I've often wanted to get out of my noisy house to work, but I didn't want to travel to an urban area and pay top dollar for a co-working space with a fancy coffee bar. If there were a service near me where I could book space at someone else's empty house, I might have considered it.</p> <p>Here in the U.S., it seems that so far, startups trying to connect itinerant workers with empty homes have gone bust. Not to worry, you can always list your extra work-from-home space on Craigslist.</p> <h2>7. Child care location</h2> <p>You can of course open a home-based child care facility, but what if you're not interested in a career in child care? I found out that you can squeeze a little benefit out of your home by offering to host a nanny share for multiple families. Some share arrangements will allow the hosting family to contribute less to the nanny's salary. In my case, I received a different, but equally valuable benefit: Because both toddlers in the share took long afternoon naps, the nanny included several hours of housecleaning service in her workday, at no extra charge to me.</p> <p>Another way I have seen homeowners successfully use their homes for child care, outside the traditional home day care center idea, is by hosting after-school or summer programs. This is a home business that requires your labor in addition to your space, but you can host a summer camp at home based on arts or any other interest you have. Check into local licensing laws and insurance requirements before you get started.</p> <h2>8. Cold storage</h2> <p>There is a market of people who want to buy meat in bulk, but don't have the cold storage space at home. So it's plausible that you could rent out freezer space to folks who want to store a lot of food but don't have their own deep freeze.</p> <h2>9. Foreign exchange student housing</h2> <p>The U.S. State Department doesn't pay exchange student host families, although you can take a $50 per month tax deduction while you're hosting one. However, there are lots of private programs out there that bring foreign students to the U.S. and pay host families for their room and board. You can sign up with <a href="https://4stay.com/" target="_blank">4stay</a> or <a href="http://www.homestaynetwork.com/hosting/overview/" target="_blank">The American Homestay Network</a> to rent a room to students and interns.</p> <p>Another way to go about this is to contact a local university. Some of them keep a list of available rooms, or they allow people to post on a bulletin board to advertise their space for international students or visiting professors.</p> <h2>10. Lodging for nurses or other medical professionals</h2> <p>Some travel nurses move from city to city taking on new assignments arranged by agencies. These agencies may provide housing, so one way to become a host for a travel nurse would be to get in touch with one of these agencies. You can connect with these nurses through the <a href="https://www.facebook.com/groups/travelnursehousing/" target="_blank">The Gypsy Nurse's Travel Nurse Housing Group</a>, or list your room on <a href="https://www.furnishedfinder.com/members/pm-add-property.aspx" target="_blank">Furnished Finder</a>, a housing site just for traveling professionals.</p> <h2>11. Get a roommate</h2> <p>If you have a second home or travel for long stretches, getting a roommate can be preferable to renting out your entire home, because it allows you to maintain access during the times when you are in town. Social media is a good way to find trustworthy roommates, since ideally they'll be recommended by someone you know. There are also websites and apps dedicated to helping people find renters. (See also: <a href="http://www.wisebread.com/the-11-best-websites-for-renting-your-extra-space?ref=seealso" target="_blank">The 11 Best Websites for Renting Your Extra Space</a>)</p> <h2>12. Parking</h2> <p>I live on an island, and the ferry terminal parking lot always fills up before the last ferry of the morning leaves. Some folks who live nearby are capitalizing on that by renting out their empty driveways to ferry riders. You can list a parking spot in any of 15 U.S. cities on <a href="https://spothero.com/rent-my-parking-space/" target="_blank">SpotHero</a>, either on a regular basis or for special events. I've also seen signs offering parking rental posted on lampposts in cities, and seen college kids simply holding up cardboard with the price scrawled on it to rent out their front yards on college game days.</p> <h2>13. Vacation rental</h2> <p>The vacation home rental industry has exploded in recent years thanks to Airbnb, and now anyone who lives in a popular destination can turn a spare bedroom into a consistent source of cash. If you have dismissed becoming an Airbnb host because you don't have an empty bedroom, give it another look.</p> <p>Not everyone realizes that you can list your whole home on Airbnb while you're on vacation; I have done this several times with good results, and have even had guests who were happy to care for my cats in exchange for a discount. (See also: <a href="http://www.wisebread.com/13-things-i-learned-from-renting-out-my-home-on-airbnb?ref=seealso" target="_blank">13 Things I Learned From Renting Out My Home on Airbnb</a>)</p> <p>You might also be overlooking spaces in your home that are &quot;Airbnbable,&quot; especially if you live in a high-demand area. I have stayed in lovely RVs parked in people's yards. I've seen a breakfast nook rented as a bedroom in Monterey, and a living room sofa listed for $15 a night in Columbus, Ohio. Some people also rent out camping space in their yard; if you do this, think through where your guests will use the bathroom. And if you don't love Airbnb, there are a few competitors, like VRBO or HomeAway, that could help you rent out your space as well.</p> <h2>14. Event space</h2> <p>Even my nonexpansive home has garnered requests for use for a workshop through Airbnb (I turned them down because I don't have one large room where people could gather comfortably). If your home is more of a showcase than mine, you could register it with a company such as <a href="https://www.peerspace.com/host" target="_blank">Peerspace</a>, which lists spaces for all kinds of events.</p> <p>One advantage to listing with a company that specializes in events, rather than Airbnb, is that they tend to offer insurance coverage appropriate for events, and have safeguards in place to make sure your property isn't destroyed.</p> <h2>15. Home swap</h2> <p>This isn't necessarily a way to generate cash from your home, but it is a way to get more value from it. Sign up for <a href="https://www.homeexchange.com/en/nomap?utm_expid=57943643-3.15Uhzp2-R0O3WS1gU0YBCQ.1&amp;utm_referrer=https%3A%2F%2Fdocs.google.com%2Fdocument%2Fd%2F1eBh-msBr8BBTqnBECUXr7LmXnLZZMflU8GGTzOAIsYk%2Fedit" target="_blank">HomeExchange</a> or another home swap site, and you can get a free place to stay while you're traveling in exchange for hosting travelers at your own place. Recently, HomeExchange debuted a points program that makes it easier to arrange non-simultaneous exchanges, which is great for folks who might want to rent out their home but don't want to deal with rent, which you may have to report on your taxes.</p> <p>In the past year, my family has enjoyed free stays in Santa Cruz, California; Lake Tahoe, Nevada; and Ashland, Oregon, thanks to home swapping; we're currently working on an exchange for France this summer. We enjoy that we are welcoming members of a more limited community into our home, as opposed to renting on Airbnb, and that when we swap with other cat owners, they are usually more than happy to care for our cats. (See also: <a href="http://www.wisebread.com/home-exchanges-free-accommodations-with-perks?ref=seealso" target="_blank">Home Exchanges: Free Accommodations With Perks</a>)</p> <h2>16. Package locker</h2> <p>Since ordering online has become the de facto way for many people to shop, secure package delivery has become a problem. Even in my safe community, neighbors are constantly complaining of packages from UPS or FedEx disappearing from their porches.</p> <p>Providing a package locker is partly a work-from-home job, and partly getting paid for your space: <a href="https://eneighbr.com/how-it-works/customer" target="_blank">eNeighbor</a> pays you $3.50 for every package you receive. The work part is that you have to be home from 9 a.m. to 7 p.m. to sign for packages, then hand them out to their recipients when they come pick them up. The space part, of course, is that your living room or other space becomes a little mailroom for these boxes.</p> <h2>17. Rehearsal space</h2> <p>You could rent out your garage, basement, or other large space to up-and-coming musicians who need a place to jam. Keep in mind, however, that nearby neighbors might take issue with this plan, so be mindful of local noise ordinances.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <div align="center"><a data-pin-do="buttonPin" data-pin-count="above" data-pin-tall="true" href="https://www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2F17-ways-your-house-can-earn-a-paycheck&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2F17%2520Ways%2520Your%2520House%2520Can%2520Earn%2520a%2520Paycheck.jpg&amp;description=17%20Ways%20Your%20House%20Can%20Earn%20a%20Paycheck"></a></p> <script async defer src="//assets.pinterest.com/js/pinit.js"></script></div> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/17%20Ways%20Your%20House%20Can%20Earn%20a%20Paycheck.jpg" alt="17 Ways Your House Can Earn a Paycheck" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/17-ways-your-house-can-earn-a-paycheck">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-easy-ways-retirees-can-earn-extra-income">9 Easy Ways Retirees Can Earn Extra Income</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-costly-pitfalls-of-hosting-on-airbnb">5 Costly Pitfalls of Hosting on Airbnb</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-turn-your-home-into-a-moneymaking-star">How to Turn Your Home Into a Moneymaking Star</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/got-extra-space-make-money-and-meet-travelers-with-short-term-rentals">Got Extra Space? Make Money and Meet Travelers With Short-Term Rentals</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-worst-reasons-not-to-buy-a-house">7 Worst Reasons NOT to Buy a House</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Extra Income Real Estate and Housing AirBnb boarders child care extra money foreign exchange students homeownership renting roommates side gigs storage venues Fri, 08 Dec 2017 09:00:07 +0000 Carrie Kirby 2068117 at http://www.wisebread.com 11 Ways to Make Living With Roommates Tolerable http://www.wisebread.com/11-ways-to-make-living-with-roommates-tolerable <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/11-ways-to-make-living-with-roommates-tolerable" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_67817255_MEDIUM.jpg" alt="making living with roommates tolerable" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Living with roommates is a frugal choice, and, especially in an economy where living expenses are growing more rapidly than paychecks, it's often a necessity. But that doesn't mean it's always fun.</p> <p>We've all heard horror stories about sharing space with other people, and many of us have lived one or two of our own. Whether it's the roommate who starts growing pot illegally in his bedroom or the one who throws parties every weeknight, these are enough to make even the most frugal person think twice about choosing life with roommates. (See also: <a href="http://www.wisebread.com/avoid-these-7-things-when-living-with-roommates?ref=seealso">Avoid These 7 Things When Living With Roommates</a>)</p> <p>Even the best of roomies sometimes run into rough patches. Here's how to keep a shared household running smoothly.</p> <h2>1. Choose Carefully</h2> <p>Get to know the folks you're moving in with as much as possible beforehand to make sure your living habits are compatible. Make sure you like the space and the way it is (or is not) kept up, because that's how it will be when you move in, too!</p> <h2>2. Ask All the Questions</h2> <p>Whether you're interviewing a roommate for your place or you're the one being interviewed, it's easy to feel like you want to impress. Instead, ask all of the questions you're wondering about. Answers to questions like: &quot;What time do you get up?&quot; &quot;What time do you go to sleep?&quot; and &quot;Do you always have to turn on the lights?&quot; can make the difference between a peaceful roommate relationship and one that is stressful for everyone.</p> <h2>3. Make It Clear</h2> <p>If you want or need something from your roommates, ask for it clearly. It's easy to be frustrated with someone who inadvertently wakes you up every morning, but if you never explained that you're now working the night shift, you can't really blame them.</p> <p>That's not to say that your roommates can (or should!) acquiesce to your every request, but you won't even be able to have a conversation about it if you aren't clear about your own needs in the first place.</p> <h2>4. Talk About Space</h2> <p>Many, many roommate conflicts have to do with differing ideas regarding space. Some people think it's okay to walk into any room where the door isn't locked, while others would appreciate a knock even if the door is open. Most assume they can leave their stuff in a shared space, while a few want that space kept sparse when not in use. Articulate your needs and wants regarding space and ask your roommates to do the same. If there's a conflict, decide together on how to proceed.</p> <h2>5. Make the Bills Easy</h2> <p>When everyone has to write a check or come up with the cash to split every individual bill, it's easy to get overwhelmed or forget to pay something. Instead, if you can swing it, designate one roommate the CFO for the house, and maybe give them a discount on rent, for the time they're putting in. Have them pay the bills for the month, then let everyone know how much they owe. When everyone is only paying once, it's easier to have everything covered.</p> <h2>6. Decide How to Clean</h2> <p>Whether you split up cleaning so everyone does something each week, or everyone takes a week, it's better to make a plan than to just assume everyone will do something. Because, you know what? They won't. Most people will walk right by a mess unless they know it's theirs to clean up. So plan your cleaning and avoid conflict.</p> <h2>7. Get to Know Your Roommates</h2> <p>Spend some time hanging with your roommates. When you know people as friends, and not just as that guy from the other room, it's often easier to live with them. Understanding how they are and why they are that way will help when a difference of opinion arises.</p> <h2>8. Expect Conflict</h2> <p>Whenever human beings are living and working together, there is going to be some sort of conflict. That's just the way it goes &mdash; whether you're in a roommate relationship, hanging out with friends, or in a marriage. When you think about it this way, it's easier to remain calm when conflict arises and to deal with it in a healthy, adult manner.</p> <h2>9. Be Proactive</h2> <p>If something comes up for you or changes in your life, let your roommates know, and ask them to do the same for you. Whether that means you might be moving or that you won't be able to clean the basement this week, letting your roommates know ahead of time will reduce feelings of betrayal or anger.</p> <h2>10. Figure Out Food</h2> <p>Food can be a huge source of conflict for roommates. There are a million ways to deal with it: everyone buys their own, everyone shares, some things are shared and some aren't, etc., but don't just assume it will be one particular way. Figure out what works best for everyone and then be consistent.</p> <h2>11. Be Flexible</h2> <p>Most of us know how we would want to do things if we had our own home all to ourselves. When you live with roommates, though, it almost always means that no single person has everything they want. If you know going in that you are going to need to compromise &mdash; and compromise a lot! &mdash; it will be easier to let some things slide, to speak up about what is important to you, and to figure out how to live life together.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/11-ways-to-make-living-with-roommates-tolerable">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains">10 Really Easy Ways to Unclog Drains</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-effective-grease-and-oil-stain-removal-tips">14 Effective Grease and Oil Stain Removal Tips</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-and-worst-places-to-stash-cash-in-your-home">The Best and Worst Places to Stash Cash in Your Home</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/use-beer-to-get-rid-of-pests">Use Beer to Get Rid of Pests</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/52-uses-for-rubber-bands">52 Uses for Rubber Bands</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> General Tips Home bad roommates good roommates living with roommates roommate etiquette roommates Wed, 12 Oct 2016 10:00:11 +0000 Sarah Winfrey 1811013 at http://www.wisebread.com 9 Freshman Shopping Tips to Cut College Costs http://www.wisebread.com/9-freshman-shopping-tips-to-cut-college-costs <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-freshman-shopping-tips-to-cut-college-costs" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/friends_students_together_76179069.jpg" alt="College freshman using shopping tips to cut costs" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Strapped for cash as a freshman? If not now, you will be soon. That goes double for your parents, who are likely footing a portion of the bill &mdash; from tuition to room and board to all the living essentials you'll need when you move into the dorm. To make the transition from high school to college just a little easier on the wallet for both you and your obligatory benefactors, here are a few ways to cut costs as you head into the first year of university.</p> <h2>1. Don't Buy What You Already Own</h2> <p>At the beginning of every school year, students get a list of suggested (and some mandatory) supplies that they'll need for the year. The good news for you is that you've been in school for 12 years now, and you probably already have more than a few things on the freshman list. That means you don't need to spring for new items if the ones you already own are in good condition.</p> <p>&quot;The extensive list of recommended dorm room essentials will make your head spin and your wallet disappear,&quot; money-saving expert Andrea Woroch quips. &quot;While some suggested items like 'bedding to fit an extra long twin mattress' are necessities, items like towels, hangers, and pillows can likely be packed from home.&quot;</p> <p>Also, use common sense and identify items you can cross off the list indefinitely, like a drying rack for laundry (you can hang your clothes around the room) and any stand-alone device that's also in your phone: alarm clock, camera, calculator, MP3, etc.</p> <h2>2. Split Big-Ticket Costs With Your Roommate(s)</h2> <p>If you want a few conveniences of home in your dorm room &mdash; like a fridge or microwave &mdash; considering going halfsies with your roommate(s). Contact your roommates ahead of time to discuss those big-ticket purchases that will be shared among everyone, and how to effectively split the cost. Consider downloading a bill-splitting app to simplify this process. (See also: <a href="http://www.wisebread.com/5-modern-ways-to-split-the-bill?ref=seealso">5 Modern Ways to Split the Bill</a>)</p> <h2>3. Stock Up on Penny Deals</h2> <p>&quot;When it comes to basic school supplies like pens, notebooks, folders, and sticky notes, it's best to search for penny deals offered during the back-to-school shopping rush and watch for rotating discounts every week,&quot; Woroch suggests.</p> <p>I've seen these types of deals at several popular retailers lately, including Target, Wal-Mart, and Staples, though they're not limited to these stores. Hit them at the right time and you'll walk away with much of what you'll need for classes &mdash; pens, pencils, notebooks, and more &mdash; for just few bucks. You also can access circulars online or via the&nbsp;<a href="https://flipp.com/">Flipp app</a> for quick comparison.</p> <h2>4. Treat Your Old Wardrobe Like It's Brand-new</h2> <p>Everybody loves to go back-to-school clothing shopping. Heck, I'm 35-years-old and I still use this time of year as an excuse to freshen up my wardrobe. If you're on a tight budget, however, consider that your existing wardrobe will be brand-new to everyone at college since nobody has ever seen you before. If you <em>must</em> add a few new pieces to your closet, shop end-of-season sales, clearance sections, or pop into a few secondhand shops (some of which can be found online today).</p> <h2>5. Eat Where It's Free or Discounted</h2> <p>When I was in college, my friends and I had a propensity for buying late-night pizza or bingeing on junk food in our rooms all hours of the day. The problem with this strategy (besides its quick contribution to your Freshman 15) is that it costs a lot of money.</p> <p>To trim some of this expense, eat most of your meals in your cafeteria and take small items back to your room for later, like fruit, bagels, chips, or fixings for peanut butter and jelly sandwiches. Or, if you're super stealthy, bring an empty food storage container and confiscate heartier meals, like chicken fingers, salads, and your other favorites to scarf down when the cafeteria is closed. If you do plan to go out to eat, identify nights that are easy on your wallet, including half-price apps at happy hour, student nights, and special dish night, like 25-cent wing night or the like.</p> <h2>6. Rent Your Textbooks Instead of Buying Them</h2> <p>Before you buy your textbooks outright, I want you to ask yourself one question: What will you do with that book when the course is over? Your answer is nothing &mdash; except sell it back for a mere fraction of the price you originally paid. And that's if you can even sell it back at all. Publishers are really great at &quot;updating&quot; textbooks and discontinuing previous editions so that the school can require you to purchase the latest version. Because what're you going to do, drop out of school? Uh huh &mdash; they've got you right where they want you.</p> <p>Alas, two can play that game. Woroch explains.</p> <p>&quot;It's no surprise that textbooks represent the biggest line item in your college budget,&quot; she says. &quot;The National Association of College Stores (NACS) estimates the average student spends $655 on these study essentials every year. To save big bucks, skip the overpriced campus store and head straight to an online textbook rental site such as&nbsp;<a href="http://www.chegg.com/textbooks">Chegg</a> and&nbsp;<a href="http://www.campusbookrentals.com/">Campus Book Rentals</a> to save over 70%. To ensure you're not slapped with any fees at the end of the semester, keep the book in pristine condition and avoiding highlighting or marking up the margins.&quot;</p> <h2>7. Go Grocery Shopping in Groups</h2> <p>Need to stock up on groceries? Get a group together &mdash; which is especially helpful for those who don't have vehicles on campus &mdash; and charge a couple bucks per person for gas. At the store, buy the things you'd like for yourself, but go in equally for items that may be shared by the group, like cereal, coffee, chips, and ramen.</p> <h2>8. Use Your Student ID Everywhere You Go</h2> <p>One of the best parts of being a student is using the student discount wherever it's available. I kept my student ID for years after college, and that granted me savings on clothing, movies, food, electronics, and more for years well past its prime. Of course, you should take advantage of it while you're in college, too. As a general rule of thumb, before you purchase anything anywhere, ask if they offer a student discount. Many establishments do, and that simple question will keep more money in your pocket.</p> <h2>9. Search for Open Box or Refurbished Electronics</h2> <p>In a recent survey, the National Retail Federation found that many colleges and universities require incoming and current students to bring their own computers, so a new laptop is likely on the top of your shopping needs. Instead of investing in the newest and most expensive model, search for open box or refurbished options. Best Buy typically has open box items set up on their salesroom floor, while online vendors such as&nbsp;<a href="http://www.newegg.com/Open-Box/Store">Newegg</a> have webpages dedicated to these lower-priced options with discounts on open box laptops ranging from 10% to 40%. Apple also offers refurbished MacBooks and iPads, so always check these options before you buy.</p> <p><em>Are you heading into your freshman year of college, or have a kid who's starting their freshman year? How are you saving on supplies and other essentials? I'd love to hear from you in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/9-freshman-shopping-tips-to-cut-college-costs">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-money-saving-hacks-every-college-student-should-try">8 Money-Saving Hacks Every College Student Should Try</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-ways-college-students-can-save-money-before-class-starts">8 Ways College Students Can Save Money Before Class Starts</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/upromise-world-mastercard-credit-card-review">Upromise World MasterCard Credit Card Review</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-dorm-essentials-that-make-student-life-easier">14 Dorm Essentials That Make Student Life Easier</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-earn-1000-a-month-or-more-as-an-online-tutor">How to Earn $1,000 a Month or More as an Online Tutor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Education & Training Shopping back-to-school classes clothes college discounts dorms freshmen roommates students supplies textbooks Thu, 18 Aug 2016 10:30:07 +0000 Mikey Rox 1773246 at http://www.wisebread.com Avoid These 7 Things When Living With Roommates http://www.wisebread.com/avoid-these-7-things-when-living-with-roommates <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/avoid-these-7-things-when-living-with-roommates" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/disagreeing_roomates.jpg" alt="disagreeing roommates who can&#039;t get along" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Until very recently, I've never lived alone. I went from my parents' house to a college dorm room to a fraternity house to various apartments, to a condo of my own &mdash; all of which were occupied by at least one other person. Considering that I'm OCD about everything &mdash; which is perhaps why I find myself currently living alone &mdash; and that I've lived with a couple crap-bag human beings in the past, I'm a bona fide expert in all the things you should never do when cohabitating with someone else.</p> <p>You've been warned.</p> <h2>1. Eat Other People's Food Without Permission</h2> <p>It's important for me to establish that while I've had many roommates over the years who have all done something I didn't like (as I'm sure I did for them, too), most of them weren't particularly offensive. A little annoyance here and there, yeah, but that's par for the course. And we're still friends. But there was one roommate who was so vile, so rude, so throw-up-in-my-mouth disgusting that most of the following anecdotes will be based on my short, six-month experience with him. Like the time he ate my food without permission.</p> <p>But he didn't <em>just</em> eat my food without permission. It's not like a pack of ramen was missing and I lost my ish. Oh, no. This dude and three of his drunken friends ravaged $50 worth of the groceries and snacks I had just purchased the night before. Straight-up murdered the fridge and cabinets. My cheese popcorn never stood a chance. Of course, the next day when I confronted him, he was all apologetic and offered to pay for the pilfered goods. But he never did. Because that's the kind of person he was &mdash; Satan's Spawn (SS), who, admittedly, I should've known was up to no good when he suspiciously smelled like both sweat and Cool Ranch Doritos simultaneously.</p> <h2>2. Fail to Pitch In on Common Household Items</h2> <p>There were three of us living in the Baltimore row house in which SS kept his lair, but only two of us pitched in on household items. Personally, I didn't mind buying cleaning products. I accept that not everyone lives as extreme-clean as I do, and they don't have to. But, when you don't throw in a few bucks for paper towels and toilet paper, and then use half the rolls yourself, you're some special kind of evil. As a result, my other roommate and I started rationing the paper products amongst ourselves and kept them in our respective bedrooms for our own use.</p> <p>And, nope, I'm not even a little bit remorseful about the first time SS discovered our new tactic right after doing his business. Bet he found the cleaning products that day.</p> <h2>3. Bring in a Revolving Door of Randos for Overnight Stays</h2> <p>Surprisingly, SS didn't bring in a bunch of randos. Frankly, we were shocked when anybody at all would stay the night in his bedroom &mdash; because Godspeed to that brave warrior princess and her penicillin prescription.</p> <p>Still, it's never cool to have strangers in and out of the house all hours of the night. Be respectful of your roommates and recognize that perhaps they don't appreciate Tinder &quot;dates&quot; staying over all the time. My personal rule is that non-roommate stays should be limited to no more than 1/3 of the month, which applies to significant others just as much as it does bar-to-bedroom buddies, friends, and family. I didn't sign a lease with those people, so why are they here all the time?</p> <h2>4. Being Consistently Late on Rent and Other Payments</h2> <p>If SS didn't pay me back for the $50 worth of food he scarfed down, then it's probably not hard to believe that he rarely paid his rent. We lived in an equal-payment situation, and our landlord wanted us to help make up the difference. Pfft. Nerp. Hold up, bub. That's not my friend over there drinking top-of-the-line tequila, but who's too house-poor to buy toilet paper. I'm not picking up his slack. Likewise, nobody in your place should be covering for you if you can't make ends meet. In that case, you got to go. Don't let the door hit ya where the good lord split ya. (See also: <a href="http://www.wisebread.com/10-money-moments-that-are-awkward-for-everyone?ref=seealso">10 Money Moments That Are Awkward for Everyone</a>)</p> <h2>5. Keep Untidy Spaces</h2> <p>This dude didn't pick up a broom the whole time he lived with us. Couldn't find the Ajax to scrub the tub, or replace the shower curtain when it got grimy. Nary a bottle of Windex or 409 ever touched his hands, and God forbid he wipe down the stove after his Spaghetti-Os splattered everywhere. But while he left his indelible mark on the common areas, it was his bedroom that should have been quarantined. After months of my dishes consistently disappearing, rarely to be seen again, I opened SS's bedroom door one day to take back what was mine. Except they were now science projects, like that time Stephen King touched a meteorite in <a href="http://amzn.to/1Rm7LwC">Creepshow</a> and starting growing alien vegetation all over himself. Thus, they became <em>his</em> dishes, that jerk.</p> <p>Of course everybody has a right to keep their room how they want it. Some people aren't as tidy as others, and that's okay, in your own personal area. But if you're downright filthy, it becomes a household issue, especially as pests and rodents can be problematic. Keep common areas tidy and at least try to keep your bedroom somewhat clean, as well.</p> <h2>6. Partake in &quot;Recreational Activities&quot; Indoors</h2> <p>I use to be a cigarette smoker, but I never smoked indoors in a roommate situation if they didn't like it. I also recognize that some people like to smoke weed, and since that was never my thing, I appreciated when my roommates would smoke elsewhere.</p> <p>If you drink or smoke and your roommate isn't cool with it, then you need to respect that and keep your recreational activities far away from them.</p> <h2>7. Borrow Clothing Without Asking</h2> <p>I didn't have to worry about SS borrowing my clothing without asking, but when I was in college I had a roommate &mdash; one of my fraternity brothers &mdash; who would borrow my clothes on the regular. In all fairness, we borrowed each other's clothing, since we were essentially the same size and build, but I didn't like when he would go into my closet without asking first. It's cool when you're both in the room getting ready for a party and can swap closets in person, but it's a little invasive if you're going through your roomie's wardrobe when they're not there. If this is something you enjoy with your roommates, just remember boundaries. If the other person doesn't know about it, it's stealing. And you better hope you don't get a stain on my shirt... lest you want to be buried in it.</p> <p><em>Tell me: What are some other things to never do when living with a roommate? I'd love to hear some of your roommate horror stories in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/avoid-these-7-things-when-living-with-roommates">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-alternative-housing-options-you-can-afford">5 Alternative Housing Options You Can Afford</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/should-you-move-to-a-new-city-to-reduce-lifestyle-costs">Should You Move to a New City to Reduce Lifestyle Costs?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-benefits-of-having-a-roommate-besides-saving-on-rent">The Benefits of Having a Roommate (Besides Saving on Rent)</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-handle-big-city-rents">5 Ways to Handle Big City Rents</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-score-cheap-rent-without-annoying-roommates">5 Ways to Score Cheap Rent — Without Annoying Roommates</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Real Estate and Housing apartment living etiquette life hacks living with roommates rent roommates Fri, 15 Jan 2016 12:00:02 +0000 Mikey Rox 1638028 at http://www.wisebread.com 4 Must-Have Apps for Roommates http://www.wisebread.com/4-must-have-apps-for-roommates <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-must-have-apps-for-roommates" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/friends_on_phones_000043476584.jpg" alt="Roommates uploading must-have apps for living together" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Maybe you <a href="http://www.wisebread.com/the-benefits-of-having-a-roommate-besides-saving-on-rent">love your roommate</a>, or maybe you merely occupy the same space. No matter the relationship you might share, chances are that things have gotten dicey at least once or twice when it comes to money, sharing chores, and overall organization. Even the best of friends can disagree over who took the trash out last, or which one of you paid $10 more on the cable bill last month.</p> <p>When all else fails, here are four must-have apps for roommates that will make sure your house stays a happy home for all.</p> <h2>1. Splitwise</h2> <p>You know the situation. You are out at the grocery store getting a whole laundry list of items when your roommate opens their wallet and discovers they only have $5.00 to their name. If you're splitting expenses, this is cause for a major panic attack. &quot;I'll pay you back, I swear,&quot; says your roommate who still owes you $20.00 from last week's dinner out. Enter Splitwise.</p> <p>With <a href="http://www.splitwise.com">Splitwise</a> you can enter each roommate's (or friend's) name in the app and then go to town adding all sorts of expenses from shopping, to eating out, to household bills. Splitwise will take the guesswork out of keeping up with who owes whom, and will give you a clear snapshot of where everyone stands financially. It's easy to use, and you no longer have to keep all those loose receipts lying around. It's available in iPhone, Android, and web versions, and is totally free to boot.</p> <h2>2. Spotme Payments</h2> <p>This free app works just like Splitwise, focusing on managing all of those IOUs that roommates and friends seem to rack up. <a href="http://www.getspotme.com">Spotme</a> has some cool additional features that you might want to check out. You can add photos and memos to each entry, and even split up each expense evenly (or unevenly), depending on who bought two gallons of ice cream that night. The pictures come in handy because you can snap a shot of the receipt and not have arguments over how much you actually spent on toilet paper.</p> <p>Spotme is only for iPhone, but with the app you can now message users and bug them when they haven't sent you any payment yet. If you are an A-type personality roommate, you are sure to love this app.</p> <h2>3. Splitrr</h2> <p>You and your roommates decided to take an amazing trip to Chicago for a long weekend. You drove there, paid for the gas, loaded up your car with snacks, and rented a killer apartment on Airbnb. By this point you are at least a couple of hundred dollars in, while everyone else is enjoying a fat wallet and a full belly. Going on trips with roommates is one of the luxuries of sharing a home. You have a built in friend that is often game for whatever crazy adventure you can dream up. Most trips, however, end up a bit messy, because no one actually keeps track of who spent what, and inevitably one person ends up spending more than the others. Enter bitterness and resentment.</p> <p>Don't let your vacations end that like. <a href="http://www.splittrapp.com/">Splitrr</a> is a great iPhone app that takes the guesswork out of expensing the cost of a vacation with your roommates. All you do is add an expense in Splitrr, give the expense an name (like &quot;trip to Chicago&quot;), enter the price, the person who paid for the expense, and finally, who benefited. You let Splitrr go to work and magically calculate what each person owes. The beauty of Splitrr comes once the trip is over, because all you do is hit a button and the app generates a .pdf copy of the calculations that you can send easily to each person.</p> <h2>4. Fairshare</h2> <p>Up to this point we've talked about great apps to solve the common roommate money sharing problem &mdash; you owe me $100, and Bob owes $75, and Sally owes us all $25. What about the household chores? When was the last time your roommate took out the trash, or cleaned the dishes, or what about the dreaded laundry? Suddenly your best friend is your arch rival waging a war over the chore list.</p> <p><a href="http://www.getfairshare.com">Fairshare's</a> motto is &quot;shared living made easy,&quot; because that's the way it should be. This iPhone and Android app made the list of best roommate apps because of its versatility. Fairshare promotes happy living by making household tasks hassle-free. You enter a household task, assign it a time factor for how long it will take to complete, difficulty level, and the person responsible. Once they do the task, you mark it off the list and they receive their household points. Fairshare takes it a step forward with a feature that lets you see how many points each person has, what tasks they've completed, and who has surely dropped the ball. Rounding out the app is a feature that lets you quickly message your roommate and remind them that tonight you expect a home cooked meal when you arrive.</p> <p><em>What are some of your favorite roommate apps?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/shannah-game">Shannah Game</a> of <a href="http://www.wisebread.com/4-must-have-apps-for-roommates">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-find-the-savings-strategy-that-works-for-you">How to Find the Savings Strategy That Works For You</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-apple-watch-apps-thatll-save-you-money">8 Apple Watch Apps That&#039;ll Save You Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-apps-for-busy-working-parents">The 5 Best Apps for Busy Working Parents</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-apps-can-fix-your-finances">These 5 Apps Can Fix Your Finances</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-minute-finance-track-your-spending">5-Minute Finance: Track Your Spending</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Technology apps budgeting expenses living together roommates Fri, 17 Jul 2015 15:00:16 +0000 Shannah Game 1486831 at http://www.wisebread.com 5 Ways to Score Cheap Rent — Without Annoying Roommates http://www.wisebread.com/5-ways-to-score-cheap-rent-without-annoying-roommates <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-ways-to-score-cheap-rent-without-annoying-roommates" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/young-man-reading-couch-Dollarphotoclub_70838329.jpg" alt="young man reading couch" title="young man reading couch" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The United States is in the midst of a rent affordability crisis. While financial advisers will tell you housing should cost no more than 30% of your income, the reality for many people is that rent is commonly much, much more. In fact, half of all renters across the nation <a href="http://www.jchs.harvard.edu/sites/jchs.harvard.edu/files/jchs_americas_rental_housing_2013_1_0.pdf">spend well more than 30%</a>&nbsp;of their gross income on housing.</p> <p>Yet, finding a cheap place to rent isn't pure fantasy. We've all heard of a friend or loved one living in an expensive area for a fraction of the neighbors fork over in rent. So how do they do it? (See also: <a href="http://www.wisebread.com/6-ways-to-haggle-your-way-to-cheaper-rent?ref=seealso">6 Ways to Haggle Your Way to Cheap Rent</a>)</p> <p>Read on for our cheat sheet of the best ways to score cheap rent &mdash; without having to live with a stranger.</p> <h2>1. Seek Out Properties Under Renovation</h2> <p>Housing construction makes a racket, stirs up dust, and jeopardizes parking &mdash; all of which are turn-offs to most potential renters. To compensate, rental offices commonly offer up price concessions, including discounted rents, waived fees, and lower deposits. New renters can usually enjoy these benefits for a full year, even when renovations only last a couple of months.</p> <h2>2. Scope Out an Ugly View</h2> <p>No one fantasizes about <a href="http://www.timeout.com/newyork/style-design/how-to-find-a-cheap-apartment-in-nyc">bedroom window views of highway ramps</a> and abandoned parking lots. But it might be better for your bank account. &quot;Proximity to generally undesirable transportation facilities can be a money saver,&quot; says Ryan Harris, a New York City planner and a representative of the local American Planning Association, told Time Out New York. &quot;Look for areas near elevated train lines, highways, or bridge and tunnel entrances to be more affordable than those even one or two blocks away.&quot;</p> <h2>3. Wait for Winter</h2> <p>Fewer people move in the winter, so landlords are usually ready to cut a deal. New York City resident Susan Goldstein, a designer, says she saved big bucks by planning her most recent move between Thanksgiving and Christmas. &quot;We looked at buildings that offered incentives.&quot; Her broker, David J. Bucci of A.C. Lawrence &amp; Co., said Goldstein was able to get one month of rent free, and the building paid the broker's fee. &quot;The majority of leases turn over during the summer, so the inventory is high, but so are prices and the number of people looking increases dramatically,&quot; Bucci told the city guide. &quot;If you are looking for a deal, the winter months are the way to go.&quot;</p> <h2>4. Become a Live-In Caretaker, Nanny, or Pet Sitter</h2> <p>These opportunities are hard to find. But for those who are lucky enough to score a caretaker gig, the payoff can be astounding. Namely, free or deeply discounted rent in what's typically a fully furnished home. What's the catch? Typically, there isn't one, which is why these living arrangements are so hot. Often it will be a well-to-do couple who wants someone clean, quiet, and reliable to walk the dog and water the begonias while they're away in Europe. Sound like your cup of tea? Check Craigslist, coffee shop bulletin boards, and the classifieds in your local newspaper for potential opportunities.</p> <h2>5. Offer to Sign a Longer Lease</h2> <p>It never hurts to negotiate. In fact, it's rather silly not to try, at the very least. So if the landlord asks for a 6-month commitment, offer up a full year in exchange for a knock-down on the monthly price. If he or she wants you to agree to a year-long commitment, say that you're willing to up the ante to 18 months if they're willing to throw in some extras &mdash; like free parking or a gratis gym membership. Landlords often offer discounts to long-term tenants, but your commitment saves them on turnover expenses such as lost rent during the search for a new tenant, advertising costs, and cleaning fees.</p> <p><em>Have you snagged cheap rent? Share your tips and tricks with us!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/brittany-lyte">Brittany Lyte</a> of <a href="http://www.wisebread.com/5-ways-to-score-cheap-rent-without-annoying-roommates">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-7-things-when-living-with-roommates">Avoid These 7 Things When Living With Roommates</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-ways-to-handle-big-city-rents">5 Ways to Handle Big City Rents</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/renting-is-cheaper">Renting is cheaper</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/getting-by-without-a-job-part-3-cut-spending">Getting by without a job, part 3--cut spending</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chinese-money-habits-how-my-culture-influences-my-attitudes-toward-money">Chinese Money Habits - How My Culture Influences My Attitudes Toward Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Real Estate and Housing cheap rent rent roommates Tue, 23 Dec 2014 18:00:09 +0000 Brittany Lyte 1271113 at http://www.wisebread.com What to Do Before Moving in With Someone http://www.wisebread.com/what-to-do-before-moving-in-with-someone <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/what-to-do-before-moving-in-with-someone" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/house-3977705-small.jpg" alt="moving" title="moving" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Nobody wants to go into an exciting new situation expecting the worst &mdash; especially when that situation is moving in with someone, whether it&rsquo;s just a new roommate or your significant other. But there are some precautions you can take to ensure that, if one of you ends up moving out earlier than you expect, everyone is financially protected.</p> <h2>1. Make Sure Everyone&rsquo;s Name Is on the Lease</h2> <p>In an article about <a href="http://www.dailyfinance.com/2013/03/28/living-together-financial-advice/">protecting your finances when you move in with someone</a> by Business Insider, this is the first suggestion, and for good reason. First of all, as the article notes,</p> <blockquote> <p>In the unfortunate event that you break up with your partner and one of you has to move out, the person whose name is on the lease is in the best position to maintain possession of the space. If both names are on the lease, you each have a close to equal opportunity to remain in the apartment and renew the lease.</p> </blockquote> <p>Conversely, if you&rsquo;re living with someone who decides to move out early and that person is not on the lease, you could be stuck paying his rent and have no legal recourse. If that person is on the lease, though, he&rsquo;s legally required to keep paying rent.</p> <h2>2. Create a Joint Budget</h2> <p>If you&rsquo;re just moving in with roommates, this might be something as simple as noting who buys what shared household items when. But if you&rsquo;re moving in with your significant other, this could be part of a much larger conversation about things like life goals, family planning, and even retirement and long-term care options. If you&rsquo;re not sure how to get the discussion started, check out these tips on talking with a loved one:</p> <p align="center"><a href="http://www1.genworth.com/content/lets_talk/united_states/english/how_to_talk_to_your.html"><img width="350" height="290" align="middle" class="&rdquo;ggnoads&rdquo;" alt="Genworth Guide" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u921/Picture%2017.png" /></a></p> <h2>3. Maintain an Emergency Fund</h2> <p>I once stayed in a relationship partially because I didn&rsquo;t have the money to move out of the house we shared. That&rsquo;s not a valid reason to continue dating someone, but I was stuck because I didn&rsquo;t have an emergency fund. Similarly, if your roommate turns out to be crazy or you discover that your apartment building has an incurable roach problem, you want to have the financial cushion to get yourself out of the situation immediately. The roach thing actually happened to me as well &mdash; but because I had a proper emergency fund at this point, I was able to move out almost immediately.</p> <h2>4. Understand What&rsquo;s Important to the Other Person</h2> <p>We all have our quirks &mdash; but those quirks can come into sharp relief when you move in with someone. Discuss expectations about your living situation &mdash; how often should different areas be cleaned, and who should clean them? Are there quiet hours to be observed? Rules for having visitors over?</p> <h2>5. Understand That the Other Person Might Hate Your Stuff</h2> <p>And you might hate some of theirs. Open up the space for free (respectful) discussion. Find ways to compromise (you get to keep the orange couch if he gets to keep the lamp shaped like a fireman*), keep these items in your personal space, or if you have the option, shop for new items together.</p> <h2>6. Enjoy It</h2> <p>The best cohabitation situations aren&rsquo;t just to save money. While you won&rsquo;t always love having another person around (even if that person is the love of your life), there should be a certain joy to sharing a space with someone, whether it&rsquo;s a roommate or a partner. Have fun!</p> <p><em>What advice do you have for people who are thinking about moving in together?</em></p> <p>* This is a real lamp; I&rsquo;ve seen it.</p> <p><i>This article was made possible by the support and inspiration from&nbsp;<a target="_blank" href="http://www.genworth.com/">Genworth Financial</a>, a S&amp;P 500 insurance&nbsp;company with more than $100 billion in assets. Check out Genworth's website for other life planning information, such as this <a href="http://www1.genworth.com/content/lets_talk/ri_us/english/home.html">guide to retirement</a>.<br /> </i></p><br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/meg-favreau">Meg Favreau</a> of <a href="http://www.wisebread.com/what-to-do-before-moving-in-with-someone">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-simple-ways-to-split-bills-with-your-spouse">3 Simple Ways to Split Bills With Your Spouse</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-reasons-taking-a-loan-for-your-wedding-is-a-bad-idea">3 Reasons Taking a Loan For Your Wedding Is a Bad Idea</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-build-financial-stability-after-divorce">How to Build Financial Stability After Divorce</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-money-conversations-every-couple-should-have">5 Money Conversations Every Couple Should Have</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-i-learned-about-money-after-getting-married">8 Things I Learned About Money After Getting Married</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Lifestyle marriage moving in together Relationship roommates Mon, 08 Jul 2013 10:36:36 +0000 Meg Favreau 980374 at http://www.wisebread.com How a Big Family Survives in a Home With One Bathroom http://www.wisebread.com/how-a-big-family-survives-in-a-home-with-one-bathroom <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-a-big-family-survives-in-a-home-with-one-bathroom" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/bathroom-1844041-small.jpg" alt="bathroom" title="bathroom" class="imagecache imagecache-250w" width="250" height="167" /></a> </div> </div> </div> <p>Growing up in an old farmhouse, I shared a single, tiny bathroom with my mother, father, and sister. It was actually a converted closet between two bedrooms. You had to wake someone up to use it in the middle of the night. (See also: <a href="http://www.wisebread.com/how-big-of-a-house-do-you-really-need" target="_blank">How Big of a House Do You Really Need?</a>)</p> <p>Today, I am blessed to have a three-bedroom ranch with a bathroom accessible from the hallway and that&rsquo;s large enough for everyone to be in at the same time &mdash; if need be. With a total of seven in the house (soon to be eight), however, I would be lying if I said that it was an ideal situation. Here are my best tips for coping with a single water closet, even with a large family.</p> <h2>1. Close Off the Toilet</h2> <p>Let&rsquo;s be honest; the main reason people need a bathroom is to &quot;do their business.&quot; While we can have the entire family in the bathroom brushing their teeth, we each need privacy when it comes time for private matters. If you have the ability to add a wall and door between the sink area and the toilet, you can entertain more multitasking without losing decency.</p> <h2>2. Add Another Sink</h2> <p>Our 1960&rsquo;s style bathroom has a countertop and mirror that goes the entire length of the bathroom. And one tiny sink. Obviously, we will be adding another small sink to the setup, giving the room a &quot;his and hers&quot; option for hygiene matters. (If you&rsquo;ve ever had to spit your toothbrush water at the same time as a sibling, you understand the value here.)</p> <h2>3. Reward Off-Peak Use</h2> <p>We homeschool, so there isn&rsquo;t the usual rush to get everyone showered, dressed, and out the door all at once. We still have what we call &quot;peak hours,&quot; however, when everyone seems to need to use the bathroom at the same time. If you have some flexibility with when you let kids bathe, encourage them to do so during hours when the bathroom is most likely to be empty. This can be earlier than when other family members wake up, or when the rest of the house is gaming or reading. The reward can be anything from an extra five minutes on the shower clock to access to a fancy body wash to just knowing that there will be enough hot water to see the process through.</p> <h2>4. Remove &quot;Non-Bathroom&quot; Essentials</h2> <p>If you&rsquo;ve ever held together a bleeding knee gash while you wait impatiently for a child to do their number two, you know how frustrating it can be to have to share a bathroom. Luckily, there&rsquo;s <a href="http://www.wisebread.com/small-space-survival-strategies" target="_blank">a common sense way</a> to make sure you are never waiting for a toiletry, towel, or first aid item when the room is occupied. Clear out a small shelf in your kitchen cupboard and designate this as your backup storage for these items. (You could also install a simple hall shelving system between two studs for these items to reside full-time.)</p> <h2>5. Set Up Hygiene Stations Elsewhere</h2> <p>Does it really matter what room your brush your teeth in? How about curling your hair? If you have preteens and teens in the home, they really should be handling most primping activities inside their own rooms, if possible. As far as brushing teeth and washing hands go, keeping a small but clean area for these activities near a utility or kitchen sink can keep the bathroom chaos down significantly.</p> <h2>6. Avoid Creating an &quot;Enjoyable&quot; Bathroom Experience</h2> <p>We all admittedly like to relax a bit when we <a href="http://www.wisebread.com/spa-bathrooms-on-the-cheap" target="_blank">retreat to the bathroom</a>. As a mom of five, you could lose an eye for telling me I must rush when I get the chance to sneak away for a shower or bathroom break. For children, however, there isn&rsquo;t as much as a need to create an atmosphere of serenity in the bathroom. Remove reading materials or distractions that could keep them in the potty longer than they need to get the job done.</p> <h2>7. Embrace and Reinforce Manners</h2> <p>I&rsquo;ve heard of families with one bathroom per child, and they still had issues fighting over them. To me, it&rsquo;s not always about having enough bathrooms in your home; it&rsquo;s about learning to <a href="http://www.wisebread.com/why-dont-people-share-more" target="_blank">get along with others</a>. There are many times in life when you&rsquo;ll be asked to share real estate: in college, on airplanes, or when you marry, for example. Teaching kids that they aren&rsquo;t entitled to anything (bathrooms included) will go a long way in helping them to learn to be patient, regardless of the square footage at their disposal.</p> <p>How many bathrooms did you grow up with? Chances are, it&rsquo;s far less than what you expect from a modern home today. Even if you didn&rsquo;t get the home layout of your dreams, you can make the one bathroom scenario work!</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/linsey-knerl">Linsey Knerl</a> of <a href="http://www.wisebread.com/how-a-big-family-survives-in-a-home-with-one-bathroom">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/five-tips-for-a-smooth-nanny-share">Five Tips for a Smooth Nanny Share</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-benefits-of-having-a-roommate-besides-saving-on-rent">The Benefits of Having a Roommate (Besides Saving on Rent)</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-tips-for-balancing-love-and-money">10 Tips for Balancing Love and Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/nanny-sharing-lowering-the-cost-of-personal-childcare">Nanny Sharing: Lowering the Cost of Personal Childcare</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-liquidate-a-loved-ones-estate">How to Liquidate a Loved One&#039;s Estate</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Family bathroom roommates sharing small houses Mon, 03 Jun 2013 09:48:34 +0000 Linsey Knerl 976254 at http://www.wisebread.com How to Have a Good Roommate Relationship http://www.wisebread.com/how-to-have-a-good-roommate-relationship <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-to-have-a-good-roommate-relationship" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/3218131407_f4c5b40ae9_z.jpg" alt="roommates" title="roommates" class="imagecache imagecache-250w" width="250" height="176" /></a> </div> </div> </div> <p>Over the years I&rsquo;ve had my fair share of roommates &mdash; and not all of them were ideal.</p> <p>I&rsquo;ve had roommates who have eaten my food and failed to pick up after themselves, and I&rsquo;ve had roommates who never paid a dime toward household cleaning products or toilet paper even. It may seem like these are insignificant issues that one can overlook (and maybe you can the first time), but trust me, they breed feelings of resentment after a while, and that ultimately turns the living arrangement sour.</p> <p>Want to know what it takes to be a good roommate? Consider these tips from someone who has lived and learned. (See also:&nbsp;<a href="http://www.wisebread.com/the-benefits-of-having-a-roommate-besides-saving-on-rent">The&nbsp;Benefits of Having a Roommate</a>)</p> <h3>Establish Expectations From the Beginning</h3> <p>Whether you&rsquo;re moving into someone&rsquo;s existing situation or you&rsquo;re welcoming a new roommate into yours, it&rsquo;s good practice to set the ground rules and establish expectations from the start. Do you hate dishes in the sink like I do? Then express that to your roommate so they&rsquo;re conscious of washing their dishes after each use. Let your roommate know your schedule so they know when quiet times should be observed, and decide on how you&rsquo;ll split expenses on food (if you plan to share it) and other household necessities. When everyone is on the same page at the beginning, it&rsquo;s easier to get along later on.</p> <h3>Give Your Roommate Space</h3> <p>Not all roommates like each other, so even if you&rsquo;re living under the same roof, you don&rsquo;t have to be besties. If your roommate isn&rsquo;t particularly fond of you, don&rsquo;t push the boundaries in hopes that they&rsquo;ll learn to like you; doing so will only make you seem like a psycho. On the other hand, if you have a roommate who is smothering you, let them know that you need a little privacy now and then. Maybe you can do like the boss does and open the bedroom door when you&rsquo;re available and close it when you want to be alone.</p> <h3>Invite Your Roommate Out With You</h3> <p>I know this point may seem contradictory to the one before it, but inviting your roommate out to dinner in your neighborhood is not the same thing as following them around the house half the day. That said, roommates need time to form a bond and the best way to do that &mdash; that I&rsquo;ve found, at least &mdash; is to engage in an activity that you both enjoy. For instance, my former roommates and I used to play trivia at a local bar on Wednesday nights. This gave us ample time to talk (sometimes about things going on around the house) and to learn more about each other, both of which enhanced the roommate dynamic.</p> <h3>Mind Your Manners</h3> <p>This suggestion relates to other guests that you may invite into the house, specifically the overnight kind. When that happens, there are two things you should keep in mind: 1) They&rsquo;re your guests, and you are responsible for them, and 2) you share this home with someone else who probably doesn&rsquo;t want to see or hear you doing youknowwhat. I once lived with a guy who was doing youknowwhat right there in the living room with some girl he met at a bar. I found it rude, unsanitary, and completely appalling &mdash; and I never sat on that filthy couch again.</p> <h3>Keep Common Areas Clean</h3> <p>Anybody who has ever lived with me &mdash; several of my friends and my husband included &mdash; knows that I&rsquo;m a neat freak. Everything has its place in my world, and I can&rsquo;t live in a house full of chaos. What you do in your own area is your business as far as I&rsquo;m concerned, but common areas should be kept clean. Nobody wants to wash someone else's dishes, or wipe someone else&rsquo;s syrup up from the counter, or clean someone else&rsquo;s whiskers out of the <a href="http://www.wisebread.com/how-baking-soda-took-my-bathroom-from-%E2%80%9Cyuck%E2%80%9D-to-yes">bathroom sink</a>. It&rsquo;s each roommate&rsquo;s responsibility to keep common areas tidy so everyone can enjoy them all the same.</p> <h3>Don&rsquo;t Eat Your Roommate&rsquo;s Food</h3> <p>If you and your roommates keep separate food, you know how annoying it is when someone else eats yours. I don&rsquo;t particularly mind it when I have a full bag or box of something &ndash; I know how to share &ndash; but I get rather angry when I have a craving for something I bought only to find out that it&rsquo;s gone when I go to grab it. Roommates shouldn&rsquo;t have to keep food under lock and key. If you generally keep your hands off &mdash; buying your own food helps in this context &mdash; you&rsquo;ll be fine. If you have a roommate, however, who doesn&rsquo;t follow that rule, it might be time for a lesson in cohabitating etiquette.</p> <h3>Contribute Equally to Joint Costs</h3> <p>I&rsquo;m proactive about keeping common supplies stocked &mdash; which led one of my former roommates to take advantage. He never bought a single thing for the house &mdash; no dish soap, no propane for the grill, no toilet paper &mdash; but he didn&rsquo;t have a problem using the items he didn&rsquo;t pay for. I confronted him a couple times about chipping in toward the costs of these items, and he said he would but never handed over any cash. After a while I started hiding my TP in my bedroom, forcing him to buy his own, too. I didn&rsquo;t want to have to do that because it made me feel petty, but I didn&rsquo;t want to share supplies with someone who didn&rsquo;t pitch in. Everyone should pitch in for common items &mdash; no if, ands, or buts.</p> <h3>Split Chores Equitably</h3> <p>This is another point of contention that can turn an amicable roommate relationship into a war zone. While each roommate should do their individual part to keep the common areas tidy at all times, they should also be mindful of the <a href="http://www.wisebread.com/chore-time-allowances-for-adults">distribution of chores</a>. If you notice your roommate emptying the dishwasher, you should do it next time. Same goes for taking out the garbage, cleaning the toilet and tub, mopping the floor, and other chores that nobody wants to do but that have to get done.</p> <p>While all of these tips can preemptively ward off a potential problem, when an issue among roommates is brewing the best way to handle the situation is to talk about it. <a href="http://www.wisebread.com/25-ways-to-communicate-better-today">Open lines of communication</a> and a genuine sense of accountability are the keys to having a good roommate relationship. Of course, that&rsquo;s not always possible &mdash; some people are real pieces of work &mdash; and in those cases, cut your losses and move on.</p> <p>Now it&rsquo;s your turn. I&rsquo;d love to hear some of your roommate horror stories and suggestions on how to have a good roommate relationship. Let me know in the comments below.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/how-to-have-a-good-roommate-relationship">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/chore-time-allowances-for-adults">Chore Time: Allowances for Adults</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cooking-for-beginners-10-recipes-for-kitchen-newbies">Cooking for Beginners: 10 Recipes for Kitchen Newbies</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/we-do-the-math-when-is-it-worth-hiring-household-help">We Do the Math: When Is It Worth Hiring Household Help?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/mcmansion-to-mccottage-why-smaller-houses-are-smarter">McMansion to McCottage: Why Smaller Houses Are Smarter</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/20-awesome-uses-for-milk-crates">20 Awesome Uses for Milk Crates</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Home Lifestyle chores communication roommates sharing expenses Wed, 11 Jul 2012 10:24:22 +0000 Mikey Rox 941397 at http://www.wisebread.com The Benefits of Having a Roommate (Besides Saving on Rent) http://www.wisebread.com/the-benefits-of-having-a-roommate-besides-saving-on-rent <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-benefits-of-having-a-roommate-besides-saving-on-rent" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/roommates.jpg" alt="Roommates" title="Roommates" class="imagecache imagecache-250w" width="250" height="138" /></a> </div> </div> </div> <p>Since leaving home 12 years ago, when I was 18, I&rsquo;ve always lived with someone else.</p> <p>Most people my age have, in fact. Either they&rsquo;re cohabitating with a lover, or they want to cut down on expenses by sharing space with others. And who doesn&rsquo;t? We all want to save wherever we can.</p> <p>For me, I enjoyed the rent savings that comes with sharing a house or apartment, but also I prefer to have someone around so I&rsquo;m not lonely (and because I&rsquo;m afraid of the dark &mdash; I feel better knowing someone else is there; go ahead and make fun of me in the comments below).</p> <p>But besides those few reasons just mentioned, there are several other benefits to having a roommate. Take a look at what I&rsquo;ve come up with, and tell me if you agree. (See also:&nbsp;<a href="http://www.wisebread.com/when-you-should-and-shouldnt-rent">When&nbsp;You Should and Shouldn't Rent</a>)</p> <h3>1. To Share the Cost of Household Essentials</h3> <p>If you&rsquo;re living with other people, it&rsquo;s everyone&rsquo;s responsibility to clean the house and share the cost of the cleaning supplies. If that&rsquo;s not happening, it can create an awkward living situation. True story &mdash; I once lived with a closet crackhead who contributed zilch to the house, barely paid his rent, and invited friends over and let them tear into food that I had just purchased. You want to avoid confrontations with roommates at all costs to keep the peace, and pitching in equally in terms of household duties and supplies is critical.</p> <h3>2. For Carpooling</h3> <p>I doubt you and your roommate work together, but if you do, you&rsquo;ve hit the jackpot on saving on gas and allowing your car to last longer by not using it as often. Even if you don&rsquo;t work together, however, you can still carpool to other places, such as the grocery store or the mall if you both need or want to go at the same time. When I lived with roommates, I would always let them know when I was going someplace that they might be interested in. I was happy to give them a lift &mdash; plus, I had company. One of them (not the crackhead) would return the favor whenever he was going someplace that he thought I might need to go.</p> <h3>3. To Split Entertainment Fees</h3> <p>It&rsquo;s common for roommates to split utilities and cable, but there are other items that can be shared as well. For instance, a Netflix account. If you live in the same house, there&rsquo;s no reason to have more than one Netflix account. You&rsquo;ll have to work out a way to make it work for all parties involved. The one-DVD-at-a-time plan probably isn&rsquo;t a good idea &mdash; nobody will ever agree on a movie &mdash; but the three-DVDs-at-a-time plan could work for two or more roommates, and everyone saves more money than if they had their own separate subscriptions. Same goes for magazines. If you both like a particular magazine, why not go in half on the subscription?</p> <h3>4. To Sit Your Pet</h3> <p>Anybody with a pet knows that dog-sitting and boarding expenses can take a large chunk of change out of your pocket at the most inopportune time &mdash; you could use that extra money while you&rsquo;re on vacation. If you have a roommate, he or she will likely be more than happy to take care of your pet while you&rsquo;re away. Politely ask them if it&rsquo;s possible, and offer to show your appreciation by taking them out to dinner, which, unless they&rsquo;re a glutton, will cost much less than you&rsquo;d pay for professional pet services. If you want to save even more money, suggest repaying them by doing something around the house, like <a href="http://www.wisebread.com/how-baking-soda-took-my-bathroom-from-%E2%80%9Cyuck%E2%80%9D-to-yes">cleaning the bathroom</a> or another activity that your roommate might normally do.</p> <h3>5. To Become Order-In Buddies</h3> <p>Unless you plan to eat the whole pizza by yourself, you should ask your roommate to share the food and the cost with you. By doing this, nothing will go to waste, and you&rsquo;ll both be satisfied for less. This works for any kind of order-in that has a minimum delivery threshold, really. If the item you want is $7, but there&rsquo;s a $10 minimum, you&rsquo;ll probably end up purchasing an additional item you don&rsquo;t want to meet the minimum. Before you do that, though, ask the roommate if there&rsquo;s anything he or she would like. It&rsquo;ll save you a few bucks.</p> <h3>6. To Deter Would-Be Intruders</h3> <p>Some roommates have different schedules &mdash; and that can be a good thing. If someone is always home, there&rsquo;s less of a chance of an intruder getting away with your stuff. I once lived with roommates, and we had a <a href="http://www.wisebread.com/cant-afford-a-home-alarm-system-you-probably-already-have-one">break-in</a> in the middle of the day. No one was home at the time, but if they were, they could have stopped him. However, if I were the unfortunate one to have been home at the time, I would&rsquo;ve hidden under the bed like a coward. Note to you &mdash; don&rsquo;t ever live with me.</p> <h3>7. To Unlock the Door When You&rsquo;ve Lost Your Keys</h3> <p>This has happened to me on several occasions, and I was thankful that my roommate was home when I called so he could unlock the door for me. Better than sitting on the stoop forever, or even worse, calling a locksmith.</p> <h3>8. To Have Your Back When You&rsquo;ve Had Too Much</h3> <p>When I lived in Baltimore, I had a roommate who I would go out on the town with. And on occasion, I would have too much, but he always got me home safely. I did the same for him; we had each other&rsquo;s backs. Even if you&rsquo;re not going out together, it&rsquo;s still great to have someone in the house to make sure you haven&rsquo;t overdone it when you stumble home, and if you have, to make the right decision regarding your well-being.</p> <p><em>What are some other benefits to having a roommate? Let me know in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/the-benefits-of-having-a-roommate-besides-saving-on-rent">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/17-ways-your-house-can-earn-a-paycheck">17 Ways Your House Can Earn a Paycheck</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-things-you-should-never-hide-from-your-landlord">8 Things You Should Never Hide From Your Landlord</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-7-things-when-living-with-roommates">Avoid These 7 Things When Living With Roommates</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-simple-way-to-decide-how-much-rent-you-can-really-afford">The Simple Way to Decide How Much Rent You Can Really Afford</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/self-employed-heres-how-to-get-your-apartment-application-approved">Self-Employed? Here&#039;s How to Get Your Apartment Application Approved</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Lifestyle Real Estate and Housing friendship renting roommates sharing Fri, 17 Feb 2012 11:24:17 +0000 Mikey Rox 898339 at http://www.wisebread.com