Entertainment http://www.wisebread.com/taxonomy/term/5995/all en-US 7 Modern Reasons to Visit Your Local Library Today http://www.wisebread.com/7-modern-reasons-to-visit-your-local-library-today <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-modern-reasons-to-visit-your-local-library-today" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000016065203_XXXLarge.jpg" alt="woman after visiting her local library" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>The library is filled with adventure and wonder for kids and adults of all ages. Going to the library is a rewarding pastime that many of us already enjoy. So rather than twiddle your thumbs and wonder what you're going to do on your day off, here's why you should head over to the library.</p> <h2>1. Personal Development</h2> <p>Visiting the library can encourage reading and exploration in children. Children can learn at every turn. Even being responsible for returning books on time can teach some basics of responsibility.</p> <p>Studies have shown that students who visit the library tend to <a href="http://www.islma.org/pdf/ILStudy2.pdf">have better test scores</a> than those who don't. Studies have also shown that <a href="http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2807801/">reading can aid in brain development</a> in young children, so it's important to read to them and encourage them to read and visit the library from a very young age.</p> <h2>2. Free Stuff</h2> <p>The library is home to a wealth of free items, such as:</p> <ul> <li><strong>Free newspaper, magazine, audiobook, CD, DVD, and video rentals</strong>: You'll have access to much more than just books. It would cost a fortune to try purchasing all of these sources of reading, music, and videos, but fortunately, the library has access to much more than your home library and entertainment center could ever store.<br /> &nbsp;</li> <li><strong>Free eBooks</strong>: Thanks to <a href="http://amzn.to/1Kxu0bx">Amazon's library lending program</a>, you can now check out a Kindle eBook for two weeks before it is deleted from your digital library. It doesn't get much better than that.<br /> &nbsp;</li> <li><strong>Free Wi-Fi</strong>: Who isn't looking for free Wi-Fi every once in awhile?<br /> &nbsp;</li> <li><strong>Free computer and Internet access</strong>: You can research whatever you need and have access to a computer whenever you need it.<br /> &nbsp;</li> <li><strong>Free adult classes</strong>: These can range from academic training like GED classes, to creative ventures like art and poetry classes.</li> </ul> <h2>3. Library Events and Programs</h2> <p>Libraries offer all types of events and programs for bookworms. You can enjoy everything from author readings to health workshops. Every library is different, so you can't expect anything in particular, but some activities commonly provided at the library include:</p> <ul> <li>Author readings for adults and kids</li> <li>Poetry circles</li> <li>Story circles for kids</li> <li>Puppet shows</li> <li>Family films</li> <li>Special programs for children</li> <li>Book discussions</li> <li>Reading programs and summer events</li> <li>Used book sales</li> <li>Workshops like knitting and parenting skills</li> </ul> <h2>4. Unusual Discoveries</h2> <p>You can find rare, out-of-print material at your local library that you won't be able to find elsewhere. You'll also be able to find old and used books for sale at a great price, so make sure to keep your eyes open for any of their cheap book sales.</p> <p>If you haven't been to your local library, you may be shocked to find what kind of food and shopping options they have. For instance, the Los Angeles Public Library has a gift shop, restaurant, and café inside, but it could all be easily missed if you don't know what you're looking for and don't take the time to really map out your library and find out what they offer.</p> <h2>5. Opportunities to Bond With Like-Minded People</h2> <p>The library is full of other bookworms. You can bond over your favorite books and love of literature. Libraries often promote local businesses, so you can also find out more about local artists, businesses, and even book clubs.</p> <p>And the librarian probably has an abundance of useful information and recommendations. Just let them know what you're looking for and they can help you find the right book or answer any questions you may have. (See also: <a href="http://www.wisebread.com/17-cool-jobs-for-book-lovers?ref=seealso">17 Cool Jobs for Book Lovers</a>)</p> <h2>6. Quiet Personal Space</h2> <p>We all need a bit of personal space, and the library can provide the quiet reprieve you need. It's a great place for reading, working, researching, or just relaxing. There are always comfy chairs and corners at the library where you can enjoy a great new book and expand your mind.</p> <p>The library is brightly lit, so you won't have to squint your eyes to see the words on the page. Add that to the cool environment, quiet atmosphere, and endless rows of books, and you've got a very calming way to relieve stress and relax.</p> <h2>7. Book Rentals</h2> <p>Most importantly, once you become a member of your local library, you can rent all the books your heart desires. When there's a book that everyone's buzzing about, or a novel you want to read before it's turned into a film, you can borrow the books for free from your library. Knowing that you need to return the book can also encourage you to finish the book by the return date.</p> <p>Be honest, after reading a book once, you probably won't read it again. So, it will just take up space on your bookshelf and gather dust. Instead, you can rent a book in any genre, read it, and return it for free. Imagine all the money you'll save.</p> <p><em>Do you have other great reasons for visiting the library? Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/7-modern-reasons-to-visit-your-local-library-today">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-ways-to-spend-less-money-on-valentines-day">14 Ways to Spend Less Money on Valentine&#039;s Day</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-reasons-to-choose-traditional-books-over-e-books">5 Reasons to Choose Traditional Books Over E-Books</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/18-awesome-things-you-can-do-this-weekend-for-under-10">18 Awesome Things You Can Do This Weekend for Under $10</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-holiday-mistakes-that-can-ruin-your-cheer">8 Holiday Mistakes That Can Ruin Your Cheer</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-free-ways-to-get-out-of-the-house">7 Free Ways to Get Out of the House</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment book rental entertainment library new books reading Fri, 12 Feb 2016 11:30:04 +0000 Andrea Cannon 1653861 at http://www.wisebread.com 6 Surprising Sources of Celeb Income http://www.wisebread.com/6-surprising-sources-of-celeb-income <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-surprising-sources-of-celeb-income" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000017530329_Large.jpg" alt="eva longoria is a celebrity with surprising sources of extra income" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Most top tier celebs know how to rake in the dough. In fact, the amount of money celebrities make will always shock the masses. Take for example, actor Robert Downey Jr., who made $80 million in 2015. And pop singer Katy Perry, who earned $135 million in 2015.</p> <p>However, some celebs aren't just making money from exercising their craft. Here are six surprising sources of celebrity income. (See also: <a href="http://www.wisebread.com/zooey-deschanel-never-pays-late-fees-and-5-other-smart-money-lessons-from-celebrities?Ref=seealso">Zooey Deschanel Never Pays Late Fees and 5 Other Smart Money Lessons From Celebrities</a>)</p> <h2>1. Cruises</h2> <p>If you think that all cruises are just packed with retirees or large families, think again. Many celebrities have jumped on the celebrity cruise bandwagon. Celeb cruises promise to give fans the chance to spend quality time and party with their favorite stars, as long as they are willing to pay the hefty admission fee.</p> <ul> <li>For seven years, musician Kid Rock has hosted the Annual &quot;<a href="http://www.kidrockcruise.com">Chillin' the Most Cruise</a>.&quot; For 2016, his cruise is scheduled to set sail from Miami to Jamaica.<br /> &nbsp;</li> <li>In 2011, for $1,245 you could sweat it out with fitness legend Richard Simmons on his &quot;<a href="http://youtu.be/hKk78Wg_gqw">Cruise to Lose</a>.&quot;<br /> &nbsp;</li> <li>Dance to &quot;Step by Step&quot; and belt out &quot;Tonight&quot; aboard the New Kids on the Block <a href="http://newkidscruise.com">NKOTB cruise</a> from New Orleans to Cozumel, Mexico. '80s kids, this is for you.<br /> &nbsp;</li> <li>Not to be outdone by their older counterparts, the Backstreet Boys also offer their own <a href="http://backstreetboyscruise.com">cruise experience</a>, visiting several European locations this year. It's almost sold out!</li> </ul> <h2>2. Bizarre TV Ads in Japan</h2> <p>From actor <a href="http://youtu.be/KZMYWAW-5Js">Christoph Waltz</a> wanting you to play Clash of Clans on your phone, to singer Katy Perry asking you to &quot;<a href="http://youtu.be/OXD8gB2OkAg">plumpify</a>&quot; your lashes with Covergirl mascara, there's nothing surprising about celebrities hawking products on American TV. However, things get a bit weirder on Japanese TV. For the promise of an easy payday, celebrities are willing to do things they wouldn't even dare to do on national TV. Here's a sample:</p> <ul> <li>Actor Nicolas Cage showed extreme symptoms of &quot;Pachinko fever&quot; in a five-part series of <a href="http://youtu.be/nYkw-5htPw0">commercials for Sankyo</a>.<br /> &nbsp;</li> <li>Channeling his inner <em>Men in Black</em> character, actor Tommy Lee Jones played an alien investigating life on Earth for <a href="https://www.youtube.com/playlist?list=PLE118DCD5344C0BC1">38 TV ads</a> for Boss Coffee.<br /> &nbsp;</li> <li>Mega movie star Bruce Willis did TV commercials for Eneos service stations, showing us that you can &quot;electrify&quot; <a href="http://youtu.be/jR0jdtanubk">billboards</a> and <a href="http://youtu.be/lZxw5v7BQzw">football players</a>.<br /> &nbsp;</li> <li>Arnold Schwarzenegger merges with a woman to form some kind of <a href="http://youtu.be/Ug8KM_nTkkU">powerful flying creature</a> for V&amp;V drink.</li> </ul> <p>However, some stars aren't too happy that people find out about their appearances in Japanese TV. In 2013, Leonardo DiCaprio filed a <a href="http://www.lumendatabase.org/notices/800">cease and desist letter</a> against Japander.com for hosting a video of his <a href="http://youtu.be/xJuCR3o0yXw">ad for Jim Beam</a>.</p> <h2>3. Video Game Royalties</h2> <p>Rock legends Aerosmith have been performing since 1970. With <a href="http://www.pressofatlanticcity.com/_shorecast/aerosmith-guitarist-perry-tells-all-band-hits-a-c-sunday/article_c4e2528e-2e1d-11e4-889a-0019bb2963f4.html">over 150 million records</a> sold worldwide, 25 gold albums, 18 platinum albums, and 12 multi-platinum albums, Aerosmith should be making most of their money from record sales, right? Turns out that their version of <em>Guitar Hero</em> (<a href="http://amzn.to/1K38aSC">Guitar Hero: Aerosmith</a>) made the band more money than <a href="http://finance.yahoo.com/news/why-aerosmith-has-to-make-its-money-off-of-rollercoasters-and-guitar-hero-155213073.html">any of their records</a>. The popular video games sold over 3.6 million copies in the first two years and boosted a 40% increase in album sales across both their old and new albums.</p> <p>Following Aerosmith's lead, many musicians, including Metallica, Van Halen, and Lenny Kravitz, participated in additional releases of <em>Guitar Hero</em>. Punk rockers Green Day receive royalties from the <a href="http://amzn.to/20xA2FP">Green Day: Rock Band</a>. <a href="http://www.pastemagazine.com/articles/2009/10/how-dj-hero-is-changing-music-forever.html">Over 100 songs</a>, including hits from Eminem, Jay-Z, and Daft Punk, were licensed for the <a href="http://amzn.to/1NUyTLP">DJ Hero</a> game.</p> <h2>4. Restaurants</h2> <p>From former basketball players, to singers, to actors, few celebrities resist the temptation of opening a restaurant. Here is a short list:</p> <ul> <li>Michael Jordan's Steakhouse offers a fine-dining experience at its New York, Connecticut, and Chicago locations.<br /> &nbsp;</li> <li>Former N*SYNC frontman, musician, and actor, Justin Timberlake, is part owner of Southern Hospitality BBQ and Bar in New York, New York.<br /> &nbsp;</li> <li>Desperate Housewife and movie star Eva Longoria joined efforts with celebrity chef Todd English to create a Latin take on the classic steakhouse at Beso in Hollywood, California.<br /> &nbsp;</li> <li>Country singer Toby Keith has nine locations of his I Love This Bar and Grill Southern food restaurant chain.<br /> &nbsp;</li> <li>Rapper Ludacris offers a mixed fare of Southern, Caribbean, and West African foods at Time Restaurant and Lounge in Atlanta, Georgia.</li> </ul> <h2>5. Teaching</h2> <p>As masters of their craft, some celebrities are able to cash in by teaching others how to improve their own skills.</p> <p>Actor James Franco is one of the most enthusiastic celebrities about teaching. First, he was a graduate film professor at New York University (rated <a href="http://www.ratemyprofessors.com/ShowRatings.jsp?tid=1622891">3.8 out of 5</a> by some of his previous students!). He also offered an online course on screenwriting for short films. Then, he taught a class on the practice of adapting novels into screenplays at <a href="http://magazine.ucla.edu/exclusives/the-teachers-name-is-mr-franco/">UCLA</a>. Finally, he taught a <a href="http://www.paloaltoonline.com/news/2015/09/06/james-franco-to-teach-high-school-film-class">film class to 24 students</a> at his high school alma mater in Palo Alto, California.</p> <p>Other celebrities that have made money teaching (not considering those that were teachers before reaching fame) are opera singer Placido Domingo (Adjunct Professor at UCLA, California in 1994), actor Kevin Spacey (Theater Professor at Oxford University in the U.K. in 2008), and film director Spike Lee (Film Professor at New York University <a href="https://tisch.nyu.edu/about/directory/grad-film/109468161">since 1993</a>!).</p> <h2>6. Financial Advice to Celebrities</h2> <p>Getting financial advice from his Guns n' Roses bandmates didn't work too well in the early years of drummer Duff McKagan. But after a near-death experience in 1994, McKagan realized that he needed to clean up his act and make better money decisions. He took a couple of university courses on finance and business management and they paid off. His first $100,000 in stock investments in 1994 was a bunch of winners: Starbucks, Microsoft, and Amazon.com.</p> <p>By proving his investing and managing chops (he helped negotiate the record deals for his bands, Velvet Revolver and Duff McKagan's Loaded), he became an advisor to other celebrities. Proving that it truly &quot;takes one to know one,&quot; in 2011 he founded Meridian Rock, a wealth management firm for musicians.</p> <p><em>Know of other surprising sources of celeb income? Let us know what they are in the comments below.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/6-surprising-sources-of-celeb-income">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-truths-from-a-mystery-shopper-you-must-read-before-you-get-started">8 Truths From a Mystery Shopper You Must Read Before You Get Started</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-awesome-money-making-hobbies">10 Awesome Money-Making Hobbies</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-crazy-investments-of-the-rich-and-famous">9 Crazy Investments of the Rich and Famous</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-more-fun-money-making-ideas">5 More Fun Money-Making Ideas!</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/effective-ebay-listing-0">Effective eBay Listing</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Extra Income celebrity famous people income making money sources of income Tue, 09 Feb 2016 10:00:04 +0000 Damian Davila 1651570 at http://www.wisebread.com Flashback Friday: 122 Scrumptious Super Bowl Party Snack Ideas http://www.wisebread.com/flashback-friday-122-scrumptious-super-bowl-party-snack-ideas <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-122-scrumptious-super-bowl-party-snack-ideas" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/super_bowl_food_000073928407.jpg" alt="Making scrumptious super bowl party food ideas" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Are you ready for some football? The majority of Americans certainly are, as the Super Bowl is probably the most celebrated non-national holiday of the year. Come Monday, you'll hear countless coworkers complaining about not getting the day off to recover from the gluttonous consumption of adult beverages and salty, cheese-covered snacks. Because like Thanksgiving, the Super Bowl is all about the food, and a little bit about football, of course.</p> <p>Here are over 100 delicious Super Bowl party food ideas to fill the bellies of you and your famished football-loving friends.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/food-154197215.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/20-delicious-healthier-appetizers">20 Delicious, Healthier Appetizers</a> &mdash; If we all counted our calories on Super Bowl Sunday, the number would instantly sober us up. But football foods don't need to filled with fat and salt. Here are 20 ways to make delectable, classic apps a little less unhealthy.</p> <p><a href="http://www.wisebread.com/frugal-super-bowl-party-ideas">Frugal Super Bowl Party Ideas</a> &mdash; Hosting a Super Bowl party can get expensive. So here are a few ideas on how to throw a killer football bash on a budget &mdash; including a grilled cheese station!</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/chips-177377636.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/dorito-bread-and-24-other-amazing-recipes-you-must-try">Dorito Bread and 24 Other Amazing Recipes You Must Try</a> &mdash; If you haven't tasted homemade Dorito bread, you truly haven't lived. So here's how to make that and other amazing snacks that you'll want to eat everyday forever &mdash; including cookie dough dip.</p> <p><a href="http://www.wisebread.com/35-slow-cooker-recipes-for-busy-or-lazy-vegetarians">35 Slow Cooker Recipes for Busy (or Lazy) Vegetarians</a> &mdash; Meat is not a must on Super Bowl Sunday. In fact, these slow cooker recipes will please your vegetarian guests, without having to put in much time or effort. Score!</p> <p><a href="http://www.wisebread.com/20-delicious-ways-to-enjoy-cheap-spring-roll-wrappers-at-every-meal">20 Delicious Ways to Enjoy Cheap Spring Roll Wrappers at Every Meal</a> &mdash; Egg roll wrappers are yummy, low-budget wonders. You can put everything from bbq chicken to cheesecake inside and bake for about 20 minutes. The options are endless and the results are delish.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/food-491329701.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/25-exciting-new-potato-recipes-you-must-try">25 Exciting New Potato Recipes You Must Try</a> &mdash; Is there such a thing as too many potato dishes? Nope. Potatoes are essential for Super Bowl recipes, and here are 25 new ways to make your favorite starch.</p> <p><a href="http://www.wisebread.com/make-15-junk-food-favorites-healthier-and-cheaper-at-home">Make 15 Junk Food Favorites Healthier and Cheaper at Home</a> &mdash; If only you could make your own Chicken McNuggets and Slurpees that taste as good as the fast food originals&hellip; *Sigh* Oh wait, you can! Use these cooking hacks to make your fave fast food delicacies healthier and cheaper, at home.</p> <p><em>What will you be snacking on during the Super Bowl? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-122-scrumptious-super-bowl-party-snack-ideas">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-119-amazing-meals-you-can-make-from-a-can">Flashback Friday: 119 Amazing Meals You Can Make From a Can</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-wise-breads-88-best-food-hacks-ever">Flashback Friday: Wise Bread&#039;s 88 Best Food Hacks Ever</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-celebrate-national-slow-cooking-month-with-these-95-crock-pot-dishes">Flashback Friday: Celebrate National Slow Cooking Month With These 95 Crock Pot Dishes</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/frugal-super-bowl-party-ideas">Frugal Super Bowl Party Ideas</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/peanut-butter-the-poor-man-s-protein">Peanut Butter: The Poor Man’s Protein</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Entertainment Food and Drink fbf flashback friday Food frugal foods party food Super Bowl Super Bowl Party Fri, 05 Feb 2016 18:00:03 +0000 Chrissa Hardy 1650902 at http://www.wisebread.com A Gamer's Card: PlayStation® Card from Capital One® http://www.wisebread.com/a-gamers-card-capital-one-playstation-credit-card <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/a-gamers-card-capital-one-playstation-credit-card" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000065379877_Small.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="166" /></a> </div> </div> </div> <p>The Sony PlayStation brand has long been considered a leader in the video game industry, providing millions of avid gamers with a vast library of video games along with an impressive array of gaming consoles and electronics. With the <a rel="nofollow" target="_blank" href="http://track.linkoffers.net/a.aspx?foid=22939506&amp;fot=1298&amp;foc=1">PlayStation® Card from Capital One®</a>, these gamers have a way to earn valuable points on their PlayStation and Sony purchases as well as on other popular entertainment purchases, which they can then use towards getting additional Playstation and Sony products for less. (See also: <a href="http://www.wisebread.com/store-credit-cards-that-dont-suck?ref=review">Store Credit Cards That Don't Suck</a>)</p> <h2>Why We Like This Card</h2> <ul> <li>5,000 bonus sign-up points</li> <li>10 points for every dollar spent on Playstation Store purchases</li> </ul> <h2>How This Card Works</h2> <p>This card awards 10 points for each dollar spent on PlayStation Store purchases and three points for each dollar spent on mobile phone bills, fast food restaurants, and movie theaters. You can also earn three points for each dollar spent at authorized PlayStation and Sony retailers. All other purchases earn one point per dollar spent. You automatically receive points in each of the categories, but in the PlayStation and Sony category you only receive one point for each dollar spent until you must submit a Sony Rewards Bonus Points form for the additional two points the category awards. There is no annual fee.</p> <p><strong>Sign-up offer</strong>: Earn 5,000 bonus points after your first purchase with the card within 90 days of account opening. 0% intro APR on purchases until December 2016 (14.24%-24.99% variable APR after that).</p> <p>Once you have registered for the Sony Rewards Program online you can redeem your points through Sony Rewards for merchandise such as Sony and PlayStation games, hardware, store codes, gift cards, and music. If you redeem for store codes or gift codes, your points are worth the most at approximately one cent per point.</p> <h2>Other Benefits</h2> <p><strong>Custom card image</strong>. Cardholders can choose a custom image for their card based on the most popular Playstation video game characters and properties, although you can certainly accept the standard card design if you wish.</p> <h2>Costs</h2> <ul> <li>$0 Annual Fee</li> <li>14.24% - 24.99% Variable APR (0% intro APR for purchases until December 2016)</li> <li>$0 Balance Transfer Fee</li> <li>$0 Foreign Transaction Fee</li> </ul> <p><a rel="nofollow" target="_blank" href="http://track.linkoffers.net/a.aspx?foid=22939506&amp;fot=1298&amp;foc=1"><img class="img-exempt" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/apply-now.png" /></a></p> <h2>Pros</h2> <p><strong>Sign-up bonus</strong>. The sign-up bonus of 5,000 points isn't the most valuable sign-up bonus, but it's a relatively free bonus considering that there are no fees with this card. It is also one of the easiest bonuses to earn because there's no spending requirement you have to meet in order to earn the bonus. Simply make any purchase with the card within three months, and you'll have enough points to redeem a $50 PlayStation Store code. (See also: <a href="http://www.wisebread.com/5-best-credit-cards-that-offer-bonus-cash-for-sign-up?ref=review">The 5 Best Credit Cards with Bonus Cash for Sign Up</a>)</p> <p><strong>No fees</strong>. There are essentially no fees with this card &mdash; no annual fee, no balance transfer fee, and no foreign transaction fee. This means you don't have to worry about frequently using the card to earn enough rewards to cover the annual fee, plus you can transfer a balance or use the card for foreign purchases without paying the additional 3% fee that most other cards charge. (See also: <a href="http://www.wisebread.com/the-5-best-credit-cards-with-no-annual-fees?ref=review">The 5 Best Credit Cards with No Annual Fees</a>)</p> <p><strong>Earn rewards on other entertainment purchases</strong>. Even if you don't use your card for PlayStation or Sony purchases, you can still earn triple points for other entertainment purchases at places such as fast food restaurants and movie theaters. Because of this additional rewards category, you don't have to limit your card purchases to only gaming or electronics in order to earn bonus points. (See also: <a href="http://www.wisebread.com/5-best-credit-cards-for-entertainment-purchases?ref=review">5 Best Credit Cards for Entertainment Purchases</a>)</p> <p><strong>High rewards for PlayStation Store purchases</strong>. This card is the only card that awards 10 points for each dollar spent at the PlayStation Store. Whether you make PlayStation Store purchases frequently or once in awhile as gifts, you'll only be able to earn the most points for those purchases with this credit card.</p> <h2>Cons</h2> <p><strong>No 0% APR for balance transfers</strong>. This card's introductory APR for purchases is useful if you plan on making a big purchase, but the lack of a 0% balance transfer rate makes this card undesirable for transferring balances. While there is no balance transfer fee, unless you are transferring from a card with an APR much higher than the APR offered with this card, you may not save much money on the balance transfer. (See also: <a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards?ref=review">The 5 Best Credit Cards with 0% Intro APR</a>)</p> <p><strong>Limited redemption opportunities</strong>. You can redeem your points for loads of PlayStation and Sony merchandise, but the closest option to cash that you can get with your points is gift cards. While this is great for those who frequently shop for Playstation and Sony products, it isn't particularly great for those who don't. (See also: <a href="http://www.wisebread.com/5-best-cash-back-credit-cards">Best Credit Cards that Offer Cash Back</a>)</p> <p><strong>Inconvenient Bonus Points form</strong>. You won't receive the 3x points you earn from purchases at PlayStation and Sony retailers until you submit an additional bonus points form, which can be confusing and somewhat of a hassle. If you don't submit the form, those purchases will only earn you one point for each dollar spent.&nbsp;</p> <h2>Who This Card Is Best For</h2> <p>The Capital One PlayStation Credit Card is best for fans and avid users of Sony Playstation products who make frequent purchases on the Playstation Store. People who fit into this category will most likely not mind the limitation of only being able to redeem their rewards points for Playstation and Sony merchandise and gift cards. This card may also be appealing to those looking for a card with no annual fee, no balance transfer fee, and no foreign transaction fee. (See also: <a href="http://www.wisebread.com/5-best-credit-cards-with-no-balance-transfer-fees?ref=review">The 5 Best Credit Cards with No Balance Transfer Fees</a>)</p> <p style="text-align: center;"><strong><a target="_blank" rel="nofollow" href="http://track.linkoffers.net/a.aspx?foid=22939506&amp;fot=1298&amp;foc=1">Click here to learn more and apply for the PlayStation® Card from Capital One® today!</a></strong></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/christina-majaski">Christina Majaski</a> of <a href="http://www.wisebread.com/a-gamers-card-capital-one-playstation-credit-card">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/capital-one-venture-rewards-card-review">Travel Rewards Doesn&#039;t Get Easier Than This: Capital One® Venture® Rewards Credit Card</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-card-that-works-hard-for-those-with-average-credit-capital-one-platinum-credit-card">A Card That Works Hard for Those with Average Credit: Capital One&amp;reg; Platinum Credit Card</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-cash-back-card-for-average-credit-capital-one-quicksilverone-cash-rewards-credit-card">The Best Cash Back Card for Average Credit: Capital One QuicksilverOne Cash Rewards Credit Card</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/start-off-your-credit-history-right-with-journey-students-rewards-from-capital-one">Start Off Your Credit History Right with Journey Student Rewards from Capital One</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/no-fees-and-unlimited-miles-capital-one-ventureone-rewards-credit-card">No Fees and Unlimited Miles: Capital One VentureOne Rewards Credit Card</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Entertainment Capital One credit card reviews Playstation Thu, 28 Jan 2016 05:20:00 +0000 Christina Majaski 1623782 at http://www.wisebread.com 5 Audiobooks About Money You Need to Hear http://www.wisebread.com/5-audiobooks-about-money-you-need-to-hear <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-audiobooks-about-money-you-need-to-hear" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_000051466906_Large.jpg" alt="Man listening to audiobooks about money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Listening to audiobooks has become my new favorite way to read. I don't have to carve out time to curl up with a book. I can listen and learn while driving, working out, or cleaning the house.</p> <p>While I'm happy to listen to anything from fiction to essays, my favorite audiobooks help me learn more about money, economics, and behavioral finance. The following five titles are the must-listen audiobooks you should totally check out. (See also: <a href="http://www.wisebread.com/the-5-best-money-podcasts?ref=seealso">The 5 Best Money Podcasts</a>)</p> <h2>1. The Millionaire Next Door: The Surprising Secrets of America's Wealthy</h2> <p>Written by Thomas J. Stanley, Ph.D and William D. Danko, Ph.D., and originally published in 1996, <a href="http://www.amazon.com/gp/product/B0000547HR/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B0000547HR&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=RRHMA7QSUWNPZHFB">The Millionaire Next Door</a> is a classic personal finance book that remains a perennial favorite. Stanley and Danko conducted 20 years' worth of research into the habits, behavior, mindset, and choices of the average millionaire.</p> <p>It turns out that most millionaires live modestly, residing in an inexpensive house, driving an older car, and wearing off-the-rack suits and clothing. Stanley and Danko compare the behavior of UAWs (Under Accumulators of Wealth) with PAWs (Prodigious Accumulators of Wealth). They found that UAWs tend to focus on status purchases in order to show off their income, whereas PAWs are much more interested in investing their money in ways that will grow their net worth.</p> <p>Twenty years after the book's initial publication, the revelation that millionaires tend to be frugal, hard-working, and unpretentious may no longer be particularly surprising. However, there is still plenty to learn from this book. For instance, Stanley and Danko describe the roughly 60 hours one UAW spends researching a new car purchase in order to get the best deal, when his time would have been better spent creating wealth or researching an investment that would not depreciate as soon as he drove it off the lot. Hearing that example helped me to realize that I often give more research time to <em>purchases </em>than I do to <em>investments</em>, which is not the best way to grow my wealth.</p> <p>While many of the insights gleaned from <em>The Millionaire Next Door</em> remain valid, it is important to remember that the book is a product of the 1990s. The millionaires interviewed for the book happened to have started investing about 20 years previously, at the beginning of what became the largest bull market in history.</p> <p>But Cotter Smith's narration is engaging and makes the sometimes dry numbers, facts, and figures very easy to listen to.</p> <h2>2. Your Money or Your Life: 9 Steps to Transforming Your Relationship With Money and Achieving Financial Independence</h2> <p>Unlike most of the books on this list, the audiobook version of <a href="http://www.amazon.com/gp/product/1591797306/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=1591797306&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=5VTXCIW5GZIA7UB4">Your Money or Your Life</a> is an abridged adaptation of the classic personal finance book by Joe Dominguez and Vicki Robin. The print version of this book offers a clear step-by-step explanation of how to implement Dominguez's path to financial independence in your own life, while the audiobook offers more of an introduction to the mindset of financial independence. I listened to this audiobook and then purchased the print version to read.</p> <p>That being said, Robin's abridgment is an excellent primer on how to change the way you view money. In particular, the description of finding your <em>enough</em> point, so that you use your money to buy just enough to make you feel fulfilled is a revolutionary concept in our consumer-driven world. Changing your mindset to include the idea of enough makes frugality both freeing and enjoyable, rather than a chore. The audiobook will help you to see that while your choices are limited, you have the ability to choose what matters most to you and live a satisfied and financially independent life.</p> <p>The particular recommendations Robin gives regarding investments &mdash; which were based upon Joe Dominguez's own investing strategy &mdash; are sadly out of date. Thirty-year U.S. treasury bonds, which were the cornerstone investment of both authors' retirements in their 30s, no longer offer a return that could lead to financial independence. However, having the opportunity to change your view of money and spending is well worth the listen, even if the specific nine-step program is no longer feasible as written.</p> <p>Robin's narration is chatty and informal, and you feel like you have had a conversation with a passionate and wise friend.</p> <h2>3. Predictably Irrational: The Hidden Forces That Shape Our Decisions</h2> <p>This audiobook is both surprising and humorous, as it explains why and how human beings cannot be counted upon to act rationally. Dan Ariely, the pre-eminent behavioral economist, conducted all of the rigorous experiments he describes over the 13 chapters of <a href="http://www.amazon.com/gp/product/006145785X/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=006145785X&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=OW2ORXH7TTVYQ5KS">Predictably Irrational</a>. The experiments ranged from the silly to the racy, and included everything from leaving plates of cash alongside six-packs of soda in communal dorm refrigerators &mdash; to prove that individuals are honest about cash but not beverages &mdash; to asking male volunteers moral questions while they were in a state of arousal &mdash; to prove that morals are flexible depending upon our circumstances.</p> <p>While the book does not offer traditional financial advice, it gives insight into why you sometimes make stupid money decisions. With each experimental result, Ariely also offers some guidance on how to avoid the particular logic trap his experiment has illuminated. For instance, Ariely outlines several methods for pre-committing to your choices before temptation strikes, since several of his experiments proved that morality and commitment are dependent upon circumstance.</p> <p>Ariely's amusing writing style paired with esteemed British actor Simon Jones's narration makes this the kind of audiobook you extend your workout to keep listening to.</p> <h2>4. It's Not You, It's the Dishes: How to Minimize Conflict and Maximize Happiness in Your Relationship</h2> <p><a href="http://www.amazon.com/gp/product/B004MOKYOW/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=B004MOKYOW&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=FFGP7KDNICCLPCL6">It's Not You, It's the Dishes</a>, written by Paula Szuchman and Jenny Anderson, might seem like a self-help and relationship guide, but it is the most concise and straightforward introduction to the basic principles of economics you'll find.</p> <p>Szuchman and Anderson start with the definition of economics as the study of how people, companies, and societies allocate scarce resources. From there, they provide an excellent introduction to 10 different principles from the field of economics, including comparative advantage, loss aversion, supply and demand, moral hazard, incentives, and trade-offs, among others. In each chapter, they apply one of these economic theories to marital relationships.</p> <p>The stated purpose of the book is to help the listener improve his or her relationship, but I personally found that the detailed and well-written explanation of economic principles, along with the micro-examples of how these principles play out in a marriage, helped me to better understand how all groups handle scarce resources. It also helped me to think about the ways that I make decisions in every sphere of my life.</p> <p>Szuchman and Anderson profile many couples throughout the 10 chapters, and it is likely you will be able to relate to several of the men and women who wish to have a more equitable relationship. The authors also manage to make their insights surprisingly funny. I LOLed several times while listening.</p> <h2>5. The Paradox of Choice: Why More Is Less</h2> <p>We tend to think of options as a good thing, but anyone who has scrolled through the wide array of Netflix streaming options for 30 minutes, only to skip watching a movie altogether, can attest to the paralyzing nature of too many possibilities. In <a href="http://www.amazon.com/gp/product/149151423X/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=9325&amp;creativeASIN=149151423X&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=CLIMH6XVOLKWF4KA">The Paradox of Choice</a>, Barry Schwartz explains over 11 chapters why the abundance of choices we face in modern society often leads to unrealistic expectations, second-guessing, paralysis, anxiety, and stress.</p> <p>Schwartz introduces the listener to two types of decision makers: maximizers and satisficers. The maximizers believe that there is a platonic ideal of whatever it is they are looking for out there, and will agonize over any and every decision for fear of having missed out on that ideal. FOMO, essentially. Satisficers, on the other hand, figure out the bare minimum they need to feel satisfied with a decision, and stop looking when they find something that meets the criteria. Guess which type of decision maker tends to be happier?</p> <p>While this title is another one that is not strictly about finance, listening to this audiobook results in a kind of unconscious frugality. That's because Schwartz recommends fighting the paradox of choice by ignoring opportunity costs &mdash; the loss of other options when you choose one particular path &mdash; by making your decisions irreversible. For instance, we all tend to be tempted by &quot;new and improved&quot; because we are afraid of missing out on something by sticking with our old version. But deciding that keeping a product, whether it's a laptop, a car, or an iPhone, until you are actually and truly dissatisfied with it will keep more money in your pocket while helping you feel more satisfied with your choices.</p> <p><em>What money audiobooks are on your playlist? Share with us in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/emily-guy-birken">Emily Guy Birken</a> of <a href="http://www.wisebread.com/5-audiobooks-about-money-you-need-to-hear">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-classic-personal-finance-books-you-must-read">The 8 Classic Personal Finance Books You Must Read</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-rich-like-them-by-ryan-dagostino">Book Review: Rich Like Them by Ryan D&#039;Agostino</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/book-review-towers-of-gold">Book review: Towers of Gold</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/and-one-for-the-readers-librivox">And One for the &quot;Readers&quot;: LibriVox</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-3-best-pieces-of-financial-wisdom-from-oprah-winfrey">The 3 Best Pieces of Financial Wisdom From Oprah Winfrey</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Entertainment Amazon audible audiobooks books money money audiobooks Wed, 20 Jan 2016 18:00:02 +0000 Emily Guy Birken 1641834 at http://www.wisebread.com Best Money Tips: 15 Best Apps for Savings on Dining Out http://www.wisebread.com/best-money-tips-15-best-apps-for-savings-on-dining-out <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-15-best-apps-for-savings-on-dining-out" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_dining_out_000041684306.jpg" alt="Woman using best apps for savings on dining out" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found a list of the best apps for saving money when you&rsquo;re dining out, how to clean everything in your kitchen, and memberships that will actually save you money.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.savingfreak.com/restaurants-apps-to-save-money-on-dining-out/">15 Best Apps to Save Money on Dining Out</a> &mdash; ScoutMob and Black Board Eats are like Groupon combined with FourSquare &mdash; which means savings for you! [SavingFreak]</p> <p><a href="http://www.popsugar.com/smart-living/How-Clean-Everything-Your-Kitchen-37078517">How to Clean Absolutely Everything in Your Kitchen</a> &mdash; The burnt residue on your pots and pans doesn't stand a chance against this solution of hydrogen peroxide and dish soap. [PopSugar Smart Living]</p> <p><a href="http://www.moneytalksnews.com/6-memberships-that-will-actually-save-you-money-2016/">6 Memberships That Will Actually Save You Money in 2016</a> &mdash; You'll save more money by making coffee at home, of course, but you can still save money on food and drinks at your favorite coffee shop by joining their membership club. [Money Talks News]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/0112/Five-ways-you-can-avoid-cell-phone-termination-fees">Five ways you can avoid cell phone termination fees</a> &mdash; If your cell phone company has changed the terms of the contract, you have a right to end the agreement, no termination fee necessary. [The Monitor]</p> <p><a href="http://www.frugalbuzz.com/articles/business-finance/simple-tips-to-reach-your-financial-goals/">Simple Tips To Reach Your Financial Goals</a> &mdash; Do your due diligence. If you have a financial advisor, ask them questions about how to implement your goals. Or, talk to your bank about new savings or investment opportunities. [Frugal Buzz]</p> <h2>Other Essential Reading</h2> <p><a href="http://www.dumblittleman.com/2016/01/4-simple-productivity-hacks-always-wake-productive.html">4 Simple Productivity Hacks to Always Wake Up Productive</a> &mdash; Set a morning routine to help you start the day off right. [Dumb Little Man]</p> <p><a href="http://www.morewithlesstoday.com/create-art-wall-like-decorator/">How to Create an Art Wall Like a Decorator!</a> &mdash; Start by measuring the area of wall that you'll be decorating. Then, set your art and photos on the floor and move things around until you have a layout that you like. [More With Less Today]</p> <p><a href="http://www.frugalvillage.com/2016/01/14/tips-for-dealing-with-dings-chips-and-holes-in-otherwise-perfect-walls/">Tips for Dealing with Dings, Chips and Holes in Otherwise Perfect Walls</a> &mdash; The printer paper method can be used to fill a small hole in your wall. All you need is a piece of plain printer paper, 400-grit sandpaper, and some clear Elmer&rsquo;s glue. [Frugal Village]</p> <p><a href="http://moneyning.com/housing/3-reasons-renting-might-be-the-right-move-for-you/">3 Reasons Renting Might Be the Right Move for You</a> &mdash; Renting gives you the flexibility to move without worrying about selling a house when you want to live somewhere else. [MoneyNing]</p> <p><a href="http://parentingsquad.com/how-to-stop-coddling-your-kids">How to Stop Coddling Your Kids</a> &mdash; If your child gets into a dispute with another child, stand back and see if they can resolve the conflict on their own. [Parenting Squad]</p> <p>&nbsp;</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-15-best-apps-for-savings-on-dining-out">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-best-cities-for-frugal-foodies">The 7 Best Cities for Frugal Foodies</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-122-scrumptious-super-bowl-party-snack-ideas">Flashback Friday: 122 Scrumptious Super Bowl Party Snack Ideas</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-credit-cards-for-dining-out">The 5 Best Credit Cards for Dining Out</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-things-to-never-pay-full-price-for">25 Things to Never Pay Full Price For</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/40-restaurants-that-offer-senior-discounts">40 Restaurants That Offer Senior Discounts</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Food and Drink apps best money tips dining out Tue, 19 Jan 2016 20:00:04 +0000 Amy Lu 1638730 at http://www.wisebread.com 9 Ways to Save on Your Thanksgiving Celebrations http://www.wisebread.com/9-ways-to-save-on-your-thanksgiving-celebrations <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-ways-to-save-on-your-thanksgiving-celebrations" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/shopping-for-pumpkins.png" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>This post contains references to products from our advertisers. We may receive compensation when you click on links to those products. Please visit our<a href="http://www.wisebread.com/advertiser-disclosure">Advertiser Disclosure</a> to view our partners, and for additional details.</em></p> <p>Have you volunteered to host your family's Thanksgiving meal this year, but don't want to break the bank? Or do you love that Thanksgiving brings your family together for a shared meal, but don't love how expensive it can get? Between all the holiday entertaining, your wallet definitely feels the pinch. On the upside, if you use the right credit card, you can accumulate rewards points to get something back for all that spending. I use the Amex EveryDay Credit Card, which bonuses you 20% extra Membership Rewards points after making 20 or more purchases in a billing period &nbsp;&mdash; all for no annual fee!</p> <p>Here's how I use my card to save money along with other ways to save this Thanksgiving season.</p> <h2>1. Using Points for Purchases</h2> <p>When you're shopping for the big meal, remember to use your rewards Amex EveryDay to pay at the grocery store because getting cash back at the grocery store is always a treat. You earn 2x the points at U.S. grocery stores and 1x for every dollar you spend. There are lots of flexible ways to use the Card&rsquo;s rewards points. For example, you can use Membership Rewards on the Membership Rewards <a href="https://rewards.americanexpress.com/myca/loyalty/us/catalog/giftcardhub">site</a> to book travel or get gift cards from popular stores like the Gap, Home Depot, and Saks Fifth Avenue. There are even <a href="https://www.americanexpress.com/us/credit-cards/benefits/detail/points-for-charges/premier-gold">options</a> for you to use the points to pay for your purchases on Amazon.com, book Uber rides, or simply pay off your existing Amex charges.</p> <h2>2. Craft DIY Centerpieces</h2> <p>Thanksgiving centerpieces can get pricey quickly (plus they often end up getting moved off the table to make room for the food.) Make your own centerpiece and keep it simple. Start with fall leaves &mdash; red or yellow maple leaves are perfect. Clip a few small branches with leaves attached and stick them in a vase or old wine bottle. Or buy squash and pumpkins (a variety of colors and shapes is best) at your local farmer's' market or grocery store, then arrange them along the middle of your table.</p> <h2>3. Shop Secondhand</h2> <p>If you want a fancy tablecloth, festive cloth napkins, or decorations beyond a centerpiece, start looking now. Resale shops and estate sales are great places to find linens and decorations at bargain prices.</p> <h2>4. Rethink Tradition</h2> <p>Resist the urge to make grandma's Jello mystery casserole just because you've always made it. If there's a dish that goes mostly uneaten every Thanksgiving, pass on it this year. Cut down on waste and expense, and keep the menu simple and focused on food that everyone (or at least almost everyone) will eat. You'll save time and money.</p> <h2>5. Roast a Thanksgiving&hellip; Chicken?</h2> <p>Turkeys are a lot of work. If you buy frozen, you have to defrost it for a day or two. Then you have to stuff it, if that's your style, and cook it for three to six hours, depending on the size. Not to mention the hefty price tag and the constant basting. Why not try a chicken or two for your group? They're smaller, cheaper, quicker, and just as delicious. Plan on at least &frac12; pound per person, plus more if you want leftovers.</p> <h2>6. Plan Ahead</h2> <p>As is the case in so many situations, planning ahead will save you money on your Thanksgiving meal prep. Map out your menu and list of ingredients far in advance. In the weeks leading up to your celebration, look out for coupons and specials that will save you money. Think about whether there are dishes you can make ahead and freeze if you get a good deal on certain ingredients. These plans will save you not only money, but stress in the days leading up to the big meal.</p> <h2>7. Delegate the Deliciousness</h2> <p>Just because you're hosting doesn't mean you have to do all of the cooking. Invite your friends and family to bring a favorite side dish or dessert. People enjoy pitching in and sharing their own Thanksgiving traditions. You might even find a new favorite dish. Plus, delegating means you won't have to spend as much money on ingredients and time in the kitchen.</p> <h2>8. Buy Wine Early</h2> <p>Wine is the one Thanksgiving meal ingredient that only gets better with age. Plan ahead on this one and you can save a lot of money. Start watching for sales now and stock up when you see a good price.</p> <h2>9. Relax and Enjoy</h2> <p>While taking a deep breath won't save you money, it will help you enjoy spending these Thanksgiving #EveryDayMoments with your friends and family. Don't fret the small stuff. Something is bound to go wrong, especially if you're hosting, but it's unlikely that anyone will remember in a year. And if they do, it will be a good story!</p> <p><em>How do you save money on Thanksgiving? </em></p> <p><em>I was selected by American Express to help educate consumers about the </em><a href="https://www.americanexpress.com/us/credit-cards/amex-everyday"><em>Amex EveryDay Credit Card</em></a><em>. As such, I was paid&nbsp;for my services, but tips and opinions shared about and American Express and the Amex EveryDay Credit Card are my own.</em></p> <p><a href="http://americanexpress.tumblr.com/"><img src="http://i.imgur.com/r5fZIrt.jpg" alt="" /></a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/elizabeth-lang">Elizabeth Lang</a> of <a href="http://www.wisebread.com/9-ways-to-save-on-your-thanksgiving-celebrations">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-122-scrumptious-super-bowl-party-snack-ideas">Flashback Friday: 122 Scrumptious Super Bowl Party Snack Ideas</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-frugal-rules-you-must-follow-when-shopping-at-costco">5 Frugal Rules You Must Follow When Shopping at Costco</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/throwing-awesome-parties-on-a-budget">Throwing Awesome Parties on a Budget</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/16-ways-to-host-an-oktoberfest-party-on-the-cheap">16 Ways to Host an Oktoberfest Party on the Cheap</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-7-best-cities-for-frugal-foodies">The 7 Best Cities for Frugal Foodies</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Food and Drink credit cards Tue, 24 Nov 2015 18:00:04 +0000 Elizabeth Lang 1616589 at http://www.wisebread.com 5 Best Credit Cards for Entertainment Purchases http://www.wisebread.com/5-best-credit-cards-for-entertainment-purchases <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/5-best-credit-cards-for-entertainment-purchases" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000040486142.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Are you all about going out and having a good time? Whether your idea of fun is a day at an amusement park with friends or family, or a night out at a dance club, there are credit cards that offer increased rewards, discounts, and special access for entertainment purchases. Here are the best credit cards to use for your outings.</p> <h2>Citi ThankYou Preferred Card</h2> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=55&amp;pp=1&amp;uv=xcard"><img border="0" style="float:right;margin:0 10px;" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/4-27-Citi_ThankYou_Preferred_Card-154.jpg" /></a>The <a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=55&amp;pp=1&amp;uv=xname">Citi ThankYou&reg; Preferred Card</a> from our partner Citi is a great choice for people who love to spend on entertainment. Cardholders receive two points per dollar at restaurants and when purchasing tickets for live performances, sporting events, movie theaters, amusement parks, tourist attractions, and museums. Purchases made at record and video rental stores, including online video rentals, also earn two points per dollar. Cardholders also have access to Citi Private Pass, which offers special access to tickets for concerts, sports games, theater performances and more. New applicants can receive 20,000 bonus points after spending $1,500 in the first three months, which can be redeemed for about one cent each towards gift cards travel reservations, merchandise, and more. This card has no annual fee.</p> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=55&amp;pp=1&amp;uv=xend"><strong>Click here to learn more and apply for the Citi ThankYou&reg; Preferred Card today!</strong></a></p> <h2>Citi ThankYou Premier</h2> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=57&amp;pp=2&amp;uv=xcard"><img width="154" border="0" height="98" alt="" style="float:right;margin:0 10px;" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/citi-thank-you-premier-10-23-154.jpg" /></a>Travelers who love entertainment will benefit from the <a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=57&amp;pp=2&amp;uv=xname">Citi ThankYou&reg; Premier</a>. Like Citi's ThankYou&reg; Preferred, cardholders can earn two points per dollar on dining out and entertainment purchases. Traveling to a favorite musician's concert? You will earn three points per dollar on your journey, including on purchases of gas, airfare, public transportation, tolls, taxis, and parking. Take advantage of VIP and presale tickets through Citi Private Pass to find the best deals for shows, concerts, and events. Points earned on this card can be transferred to the Hilton HHonors program and 11 airlines. This card has no foreign transaction fees and a $95 annual fee that is waived in the first year.</p> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=57&amp;pp=2&amp;uv=xend"><strong>Click here to learn more and apply for the Citi ThankYou&reg; Premier Card today!</strong></a></p> <h2>Citi Prestige</h2> <p><a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=53&amp;pp=3&amp;uv=xcard"><img width="154" border="0" height="99" style="float:right;margin:0 10px;" alt="" src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u784/10.22-CitiPrestigeCard-191.jpg" /></a>The <a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=53&amp;pp=3&amp;uv=xname">Citi Prestige&reg;</a> is for the entertainment lover who also wants to travel in style. Like the Citi ThankYou Preferred and the Citi ThankYou Premier, cardholders can earn two points per dollar on dining and entertainment, along with three points per dollar on air travel and hotels. Cardholders who miss an event due to weather, venue cancellation, accident delays, or lost tickets may be refunded the cost of the tickets, up to $500 per ticket and up to $5,000 per year. While traveling to your favorite team's game across the country, you can take advantage of a $250 air travel fee credit, a $100 Global Entry application fee credit, complimentary access to the American Airlines Admirals Club, and a 4th night free for any hotel stay. Points earned on the card can be redeemed for electronics, travel, and experiences as well as statement credits, cash, and gift cards. This card has EMV chip technology, no foreign transaction fees, and a $450 annual fee.</p> <p><a target="_blank" rel="nofollow" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=53&amp;pp=3&amp;uv=xend"><strong>Click here to learn more and apply for the Citi Prestige&reg; Card today!</strong></a></p> <h2>Premier Rewards Gold Card from American Express</h2> <p><a title="Premier Rewards Gold Card from American Express" alt="Premier Rewards Gold Card from American Express" rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=3&amp;pp=4&amp;uv=xcard&amp;fot=1277"><img border="0" style="float:right;margin:0 10px;" alt="" src="http://content.linkoffers.net/SharedImages/Products/4564/604615.png" /></a>Cardholders of the <a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=3&amp;pp=4&amp;uv=xname&amp;fot=1277">Premier Rewards Gold Card from American Express</a> enjoy exclusive access to ticket presales and discounts and cardmember-only events, such as concerts, sporting events, Broadway shows, and more, through AMEX Entertainment Access, which is available in over 100 cities, including Las Vegas, New Orleans, New York City, and more. Cardholders may be eligible for preferred seating for select cultural and sporting events, such as the 2015 US Open Tennis Championships, Motown the Musical, Janet Jackson, and Idina Menzel. This card offers a range of travel benefits, including a $100 airline fee credit, access to the perks and benefits of the American Express Hotel Collection, and more. There are no foreign transaction fees. This card has a $195 annual fee that is waived in the first year.</p> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=3&amp;pp=4&amp;uv=xend&amp;fot=1277"><strong>Click here to learn more and apply for the Premier Rewards Gold Card from American Express today!</strong></a></p> <h2>Chase Sapphire Preferred Card</h2> <p><a title="Chase Sapphire Preferred&reg; Card" alt="Chase Sapphire Preferred&reg; Card" rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=38&amp;pp=5&amp;uv=xcard&amp;fot=1277"><img border="0" alt="" style="float:right;margin:0 10px;" src="http://content.linkoffers.net/SharedImages/Products/204650/599888.png" /></a>The <a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=38&amp;pp=5&amp;uv=xname&amp;fot=1277">Chase Sapphire Preferred&reg; Card</a> gives great benefits for many purchases, including two points per dollar on all restaurant and travel purchases. Cardholders have access to the Visa Signature program, which provides discounts and preferred seating for a variety of events. Browse the Visa Signature website to view offers, such as 20% off select museum memberships at Solomon R. Guggenheim Museum, New York; Seattle Art Museum; and Fine Arts Museums of San Francisco (de Young and Legion of Honor) or preferred seating at Cirque de Soleil touring shows. This card has no foreign transaction fees and is chip enabled, providing enhanced security and acceptance abroad. The $95 annual fee is waived in the first year.</p> <p><a rel="nofollow" target="_blank" href="http://ct.wisebread.com/click.php?pg=30&amp;pid=38&amp;pp=5&amp;uv=xend&amp;fot=1277"><strong>Click here to learn more and apply for the Chase Sapphire Preferred&reg; Card today!</strong></a></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/jason-steele">Jason Steele</a> of <a href="http://www.wisebread.com/5-best-credit-cards-for-entertainment-purchases">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-0-balance-transfer-credit-cards">The 5 Best 0% Balance Transfer Credit Cards</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-5-best-secured-credit-cards">The 5 Best Secured Credit Cards</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/top-5-travel-reward-credit-cards">5 Best Travel Reward Credit Cards</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-best-cash-back-credit-cards">5 Best Cash Back Credit Cards</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-best-low-interest-rate-credit-cards">The Best Low Interest Rate Credit Cards</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Credit Cards Entertainment best credit cards Tue, 24 Nov 2015 07:08:53 +0000 Jason Steele 1547054 at http://www.wisebread.com 6 Tricks for a Better Netflix Experience http://www.wisebread.com/6-tricks-for-a-better-netflix-experience <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-tricks-for-a-better-netflix-experience" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_streaming_video_000024578966.jpg" alt="Woman learning tricks for better netflix experience" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>While the recent price increase of the <a href="http://www.wisebread.com/7-employer-benefits-that-can-leave-more-spending-money-in-your-pockets">Netflix standard plan</a> by $1 a month ($8.99 to $9.99) might not seem like a big deal, it certainly can be if you feel you're not using your subscription to its fullest potential. Here are some way to greatly improve your Netflix experience.</p> <h2>1. Access the &quot;Hidden&quot; Stream Manager</h2> <p>One of the most frustrating aspects of Netflix is you're often at the mercy of the quality and speed of your Internet connection. Fortunately, there is a trick to change the quality of your stream to avoid any buffering issues. When streaming Netflix content from a desktop or laptop, access the little-known&nbsp;<a href="http://qz.com/261426/the-hidden-commands-for-diagnosing-and-improving-your-netflix-streaming-quality/">stream manager</a> and use the following keyboard shortcuts to your advantage.</p> <h3>Control + Alt + Shift + S</h3> <p>This will allow you to access the control panel for your video. You can then change the bitrate and CDN (Content Delivery Network) of the stream you're watching. If you're having buffering issues, select the lowest bitrate. Or at the very least, select both available bitrates and your video will stream in-between both selections.</p> <h3>Control + Alt + Shift + D</h3> <p>This allows you to view important statistics about your stream. Things like bitrate, buffering speed, and framerate are displayed. Check out these stats after you change your bitrate to see how it impacts overall performance.</p> <h3>Control + Alt + Shift + L</h3> <p>This will display a record of all the changes you've made to your settings so you can easily track your progress in getting a stream speed that works for you.</p> <h2>2. Reactivate App to Kill Buffering</h2> <p>If you view Netflix via a Smart TV, game console, or Blu-ray player, and are having recurring buffering issues, try deactivating the Netflix app, and then reactivate it again. According to the folks at Netflix, a handy little trick to quickly make this happen is to <a href="https://help.netflix.com/en/node/13815">press the following sequence</a> on your device's controller or remote: Up, Up, Down, Down, Left, Right, Left, Right, Up, Up, Up, Up.</p> <p>After pressing this sequence select, &quot;Sign Out&quot; or &quot;Deactivate,&quot; then simply follow the on-screen instructions to sign back into your Netflix account. In many cases this should solve your buffering issues, especially if you're receiving the &quot;AIP-701&quot; connection error.</p> <h2>3. Know the Right Time to Watch</h2> <p>If you can wait and do your binge watching late in the evening, or in the early morning, your streaming experience will be noticeably better, according to Digital Trends. From their in-depth research, they &quot;discovered that the biggest factor influencing stream quality is <a href="http://www.digitaltrends.com/home-theater/getting-hd-netflix/">time of day</a>, and whether that time falls under typical peak hours for watching.&quot;</p> <h2>4. Rate Everything You Watch</h2> <p>By getting into the habit of rating everything you watch on Netflix, the service can better understand the programming that you enjoy. Also, it's worth the effort to complete your &quot;<a href="https://help.netflix.com/en/node/9898">Taste Profile</a>&quot; to better help Netflix make selections that interest you.</p> <h2>5. The Best Netflix Viewing Guide&hellip; EVER</h2> <p>Another one of the complaints that Netflix users have is trying to figure out which programs come and go each month, along with weeding through the large amount of content. I recently discovered a fantastic solution to this problem via an amazingly thorough Reddit forum titled<a href="https://www.reddit.com/r/netflixbestof"> NetflixBestOf</a>. It currently has over 287,000 readers and is chock full of information to make your viewing experience more enjoyable.</p> <h2>6. Consider a Netflix Unblocker</h2> <p>While this tip might be not be for everyone, if you're the techy-type, it could be right up your alley. Did you know that Netflix offers different content to different countries? You can tap into that content by using a free Netflix unblocker service like&nbsp;<a href="https://tvunblock.com/">TVUnblock.com</a> or&nbsp;<a href="https://hola.org/">Hola!</a>, which helps you change the DNS address settings of your device to point to their servers. Once this is done, some of your web browsing will be routed to a proxy server which modifies your location and gives you access to Netflix content beyond your borders.</p> <p><em>How are you getting the most out of your Netflix subscription? Is the $1/month increase going to be a deal-breaker for you?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/kyle-james">Kyle James</a> of <a href="http://www.wisebread.com/6-tricks-for-a-better-netflix-experience">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-8-best-ways-to-stream-tv-and-movies-for-free">The 8 Best Ways to Stream TV and Movies for Free</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-dramatic-vacation-spots-for-tv-and-film-fanatics">5 Dramatic Vacation Spots for TV and Film Fanatics</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/you-own-your-finances-how-much-people-spend-to-watch-movies">You Own Your Finances: How Much People Spend to Watch Movies</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/netflix-pricing-changes-what-now">Netflix Pricing Changes: What Now?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/never-pay-for-a-redbox-dvd-rental-again">Never Pay for a RedBox DVD Rental Again</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment hacks movies netflix streaming TV shows Thu, 05 Nov 2015 17:15:33 +0000 Kyle James 1605756 at http://www.wisebread.com 8 Amazing Board Games You Can DIY http://www.wisebread.com/8-amazing-board-games-you-can-diy <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-amazing-board-games-you-can-diy" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000019777216.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Getting tired of the same old board games? Why not make your own? Several clever DIY games can be made with stuff you have in junk drawers or otherwise hanging around the house. Others come together as quickly as you can print a template. Liven up your game night with these awesome DIY options. (Related: <a href="http://www.wisebread.com/15-awesomely-fun-toys-you-can-diy">15 Fun Toys You Can DIY</a>)</p> <h2>1. Guess Who</h2> <p>This <a href="http://www.almostmakesperfect.com/2015/01/07/diy-guess-who/">DIY Guess Who</a> will have your whole family laughing. Get photos of 25 of your nearest and dearest friends and family and print three copies (one for each board and one for the bag). Then cut them into squares and attach to plywood squares using <a href="http://www.amazon.com/Podge-CS11302-Original-16-Ounce-Finish/dp/B001IKES5O">Mod Podge</a>. Drill pilot holes into your base for the hinges that will attach each individual person's block to the board.</p> <h2>2. Monopoly</h2> <p>If you're bored with your Monopoly game, try creating your own using these <a href="http://instillingvalues.com/monopoly-download/">free templates</a>. The maker of the templates also offers a <a href="http://instillingvalues.com/easy-editable-monopoly/">totally customizable</a> one for just $2. You can print these out at home and then glue or tape onto an old board. Park Place can be whatever you want. I suggest getting them printed onto a single sheet of high-quality paper at a local office supply store.</p> <h2>3. Checkers</h2> <p>Is there anything more classic than a game of Checkers? <a href="http://niccolaontuesday.blogspot.com.au/2013/01/play-on-tuesday.html">Make your own</a> board and pieces using milk jug lids, fabric, and paint. You'll pencil in a grid and then color in alternating boxes. Then decorate your milk jug lids with permanent markers.</p> <h2>4. Tic Tac Toe</h2> <p>Here's a super way to keep your little ones occupied: <a href="http://sweetpenniesfromheaven.com/despicable-diy-tic-tac-toe/">DIY Tic Tac Toe</a>. Find eight smooth rocks and pick up an inexpensive chalkboard at a craft store. This particular game has a Minions theme &mdash; but you could paint the rocks however you'd like.</p> <h2>5. Memory Game</h2> <p>This paper <a href="http://www.eatdrinkchic.com/post.cfm/diy-paper-popsicle-memory-game">Popsicle Memory Game</a> is a great exercise for the mind. Print out the free template, cut out the pieces, and attach them to sticks using double-sided tape. Then mix them up, face down, and let your kids try to find the matching treats.</p> <h2>6. Rainbow Game</h2> <p>The <a href="http://mrprintables.com/rainbow-board-game.html">Rain and Rainbow Game</a> will give some color to your rainy day. It's a fun variation of Snakes and Ladders. After you print and assemble the game, the rules are easy. When you reach the bottom of a rainbow, climb up. When you land on a black cloud, slide back down.</p> <h2>7. Cereal Box Game</h2> <p>You probably already have all the materials you need to create this <a href="http://www.thecrafttrain.com/1/post/2014/01/diy-cereal-box-board-game.html">Cereal Box Game</a> on hand. Simply cut up your box, draw a path, and color it in. The rules are up to you. This is a wonderful project for younger kids who might just be learning how to play.</p> <h2>8. Family Memories Game</h2> <p>If you're looking for an inexpensive, personalized gift to give family this holiday season, try crafting this <a href="http://www.potholesandpantyhose.com/2011/12/diy-family-board-game/">Family Memories Game</a>. Take an old board game, cover it with white cardstock, draw your path on top, and decorate it with family photos. Use more cardstock to make your deck of questions. Ask about anything about birthdays, anniversaries, and even personal jokes.</p> <p><em>What's your favorite DIY board game for when you're bored?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/8-amazing-board-games-you-can-diy">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-awesomely-fun-toys-you-can-diy">15 Awesomely Fun Toys You Can DIY</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-fun-and-frugal-things-to-do-with-origami">8 Fun and Frugal Things to Do with Origami</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ideas-for-cheap-festive-fall-decor">12 Ideas for Cheap, Festive, Fall Decor</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/18-amazing-diy-decorating-projects-that-are-easier-than-you-think">18 Amazing DIY Decorating Projects That Are Easier Than You Think</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-fun-toys-and-games-you-can-make-at-home">10 Fun Toys and Games You Can Make at Home</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> DIY Entertainment Family board games crafts DIY family time fun game night Mon, 02 Nov 2015 15:15:22 +0000 Ashley Marcin 1603198 at http://www.wisebread.com The 18 Coolest Frugal Fall Adventures http://www.wisebread.com/the-18-coolest-frugal-fall-adventures <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-18-coolest-frugal-fall-adventures" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_canoe_trip_000054763802.jpg" alt="Couple adding items to their fall bucket list" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Fall is certainly in the air. But there's not a whole lot of time left to enjoy this magical and fleeting season, so here are some ideas to help create your ultimate autumn bucket list. (And we'd love to hear what's on your list in the comments!)</p> <h2>1. Get Lost in a Corn Maze</h2> <p>Gather a group of friends and spend time together navigating a corn maze. You can find corn mazes near you on sites like <a href="https://www.cornmazesamerica.com">Corn Mazes America</a>. Most mazes vary in difficulty. Some even have different instructions to cater the experience for different ages and skill levels.</p> <h2>2. Make Applesauce</h2> <p>Go apple-picking and simmer together homemade applesauce. It's as easy and chopping apples into small chunks. (You can leave the peels on or take them off.) Place them in the pot of your slow cooker, sprinkle on a couple teaspoons of cinnamon and a couple tablespoons of sugar, and cook on high for three hours. When the apples have softened, mash them with a potato masher or blend with a food processor.</p> <h2>3. Paint Pretty Pumpkins</h2> <p>Pick up a few pumpkins from the farmers market and decorate. You can go with classic carving, but for a safer project &mdash; try paint. I've seen anything from faces to letters to doughnuts painted on pumpkins. Use glitter, glow-in-the-dark paint, and all sorts of other crafting supplies to make yours unique.</p> <h2>4. Drink Cider</h2> <p>Drink hot cider. Enough said. All it takes is a few minutes to warm on the stove or in the microwave. As the weather gets colder, you can transition to hot cocoa or even add some mulling spices to the mix.</p> <h2>5. Take a Hike</h2> <p>Even if you're not into the great outdoors, now's the time to get out there before the cold weather hits. Hike a local trail or simply bask in the glow of the turning leaves in your neighborhood. This year I gave my daughter a &quot;nature box,&quot; which is just a shoebox we fill with acorns, leaves, pine cones, and anything else that makes her think of fall.</p> <h2>6. Decorate Your Place</h2> <p>Bring some of the outdoors inside by decorating your place. Even a modest wreath can bring you joy and spiff up your entryway. Here are seven <a href="http://www.wisebread.com/7-frugal-fall-decoration-tips">frugal fall decorating tips</a> that will transform your space in no time. My favorite? Making a &quot;stained-glass&quot; window from fallen leaves and contact paper.</p> <h2>7. Light a Bonfire</h2> <p>We look forward to chilly nights and lighting backyard bonfires in our fire pit. Check with your city or town for different rules and regulations &mdash; not all areas permit open flames. Once you've been given the all clear, you can pick one up at your local hardware store or <a href="http://www.theshabbycreekcottage.com/2015/07/easy-diy-fire-pit.html">build a fire pit</a> for year-round enjoyment. You'll need pavers, lava rocks, a shovel, a level, and about an hour of time.</p> <h2>8. Brew Something New</h2> <p>Host an outdoor brewing party. Make it all about fall by brewing <a href="http://drinks.seriouseats.com/2011/10/homebrewing-pumpkin-ale-how-to-make-pumpkin-beer.html">pumpkin beer</a>. You'll want to start with a recipe that isn't terribly hoppy. From there, add canned pumpkin (about one pound per five gallons of beer) with no added preservatives and a variety of warm spices like nutmeg, allspice, and ginger. Let it all ferment like usual before enjoying.</p> <h2>9. Get Dressed</h2> <p>If you're in need of some new cold-weather clothing, head to the thrift shop or sale rack before buying new. A puffy vest or fleece jacket is a solid addition to your fall wardrobe and will get good use throughout winter as well. While you're at it, make the big transition from your summer wardrobe to your fall clothes.</p> <h2>10. Go Camping</h2> <p><a href="http://www.wisebread.com/10-ways-to-enjoy-fall-camping">Camping is a blast this time of year</a>. Yes, it's chilly. Yes, it requires a bit more preparation. But there's something amazing about waking up in the crisp air with the crunchy leaves beneath my feet. Don't have much time (or vacation days) to set aside an adventure? Try camping in your backyard, cooking out, and unplugging for a single night. The kids will love it.</p> <h2>11. Clean Up</h2> <p>Before the weather gets frightful, try sprucing up your place by cleaning out junk drawers, donating unused clothes and other items, and taking care of some basic home maintenance. Get your chimney cleaned before you start burning new fires. Reorganize your pantry to make mealtime a breeze. And flip your mattress. (See also: <a href="http://www.wisebread.com/fall-cleaning-101-the-spic-and-span-basics-of-making-your-home-sparkle?ref=seealso">Fall Cleaning 101</a>)</p> <h2>12. Roast Everything</h2> <p>Fall is the season for squash and lots of other hearty produce items. If you don't know exactly what to do with them, try roasting. To <a href="http://www.wholefoodsmarket.com/recipe/learn-cook-roasted-butternut-squash">roast butternut squash</a>, start by preheating your oven to 400 degrees Fahrenheit. Then cut the squash lengthwise, scoop out the seeds, peel, and cut into cubes. Place chunks on a rimmed baking sheet, toss in olive oil, salt, and pepper, and bake for 30 minutes.</p> <h2>13. Volunteer Somewhere</h2> <p>Give back to your community. Work in a soup kitchen. Donate to a food bank. Help someone learn to read. And get the whole family involved if you can. Use a site like <a href="http://volunteermatch.org">VolunteerMatch.org</a> to find opportunities in your area.</p> <h2>14. Enjoy a Hayride</h2> <p>While you're out at the farm picking apples or working your way through a maze, don't forget to take a hayride. You might even catch some spooky ones around Halloween. Some tips: If you're allergic to grass or hay, consider taking allergy medicine beforehand. And don't wear your fanciest clothing &mdash; you will likely get a bit dirty!</p> <h2>15. Eat a Doughnut</h2> <p>I'm addicted to apple cider doughnuts. I started making them at home to save a bit of cash. These <a href="http://www.thefauxmartha.com/2014/10/09/baked-apple-cider-donuts/">baked apple cider doughnuts</a> are even a bit healthier than the fried variety. Combine all the ingredients, including a hefty 1/3 cup of apple cider and spices. Bake in a <a href="http://www.amazon.com/gp/product/B004CYELOQ/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B004CYELOQ&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=W33IU4FNWG5ZYNYQ">doughnut pan</a>. Then eat them plain or top with cinnamon and sugar.</p> <h2>16. Attend a Festival</h2> <p>Browse your local paper or bulletin boards for fall festivals taking place in your hometown. My area boasts three apple festivals, a chili festival, a jazz music festival, and more fun things to do. The best part? A lot of the entertainment is free.</p> <h2>17. DIY a Blanket</h2> <p>Make yourself a <a href="https://snapguide.com/guides/make-a-no-sew-fleece-blanket-wout-bulky-knots/">no-sew fleece blanket</a> for some extra warmth. This project is so simple and would make a fun gift. You need four yards of fleece, scissors, and your hands (for knotting). To save a few dollars, shop around online for your fleece or check your store's clearance bins for discounted prints and colors.</p> <h2>18. Create a Thankful Tree</h2> <p>Thinking ahead to Thanksgiving, I adore this <a href="http://www.simplyvintagegirl.com/blog/index.php/2010/11/27/the-thankful-tree/">thankful tree</a>. Gather some twigs and assemble them in a vase. Then write things you and your family are thankful for on tags and tie them to the tree. You can display it in a prominent area of your home and keep the good vibes flowing all season long.</p> <p><em>What memories are you making this fall?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-marcin">Ashley Marcin</a> of <a href="http://www.wisebread.com/the-18-coolest-frugal-fall-adventures">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-autumn-is-good-for-your-mind-and-body">6 Ways Autumn Is Good for Your Mind and Body</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-awesome-money-making-hobbies">10 Awesome Money-Making Hobbies</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-ways-to-enjoy-fall-camping">10 Ways to Enjoy Fall Camping</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-12-best-weekend-activities-for-introverts">The 12 Best Weekend Activities for Introverts</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/12-ideas-for-cheap-festive-fall-decor">12 Ideas for Cheap, Festive, Fall Decor</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment activities autumn fall fun making memories outdoors things to do Fri, 09 Oct 2015 15:00:46 +0000 Ashley Marcin 1580136 at http://www.wisebread.com 16 Ways to Host an Oktoberfest Party on the Cheap http://www.wisebread.com/16-ways-to-host-an-oktoberfest-party-on-the-cheap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/16-ways-to-host-an-oktoberfest-party-on-the-cheap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/oktoberfest_couple_party_000073549837.jpg" alt="Couple hosting Oktoberfest party on the cheap" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Oktoberfest is well-loved by Germans and beer-drinkers everywhere, and for good reason. The long-held festival celebrating Bavarian culture is a riotous good time with special brews, food, games, and music.</p> <p>If you didn't get your plane ticket to Munich this year, you can still have a great time at home by hosting your very own Oktoberfest. Read on for some tips on how to throw a fun party &mdash; on a budget &mdash; that your guests will be talking about until next September.</p> <h2>1. Make It BYOB</h2> <p>One sure-fired way to save money on any party is to make it a BYOB affair, and that's never more true than during Oktoberfest. It's a festival centered around beer, so if you want to save some serious cash, have your guests bring their favorite brews. Bonus points if it's a German or Oktoberfest variety.</p> <h2>2. Or BYOS (BYO Stein)</h2> <p>It feels just plain wrong to drink a crisp beer out of anything but a stein during Oktoberfest, but buying each guest their own mug can really add up. Make your party truly unique by having everyone bring their own stein and filling it up for them when they arrive. This is an especially fun idea if you plan to make it a yearly gathering.</p> <h2>3. Or BYOS! (BYO Sausage)</h2> <p>Rather than have your guests bring along beer, ask everyone to bring their own sausage to throw on the grill. You'll save money on meat, and will get a fun assortment of sausages to share, too.</p> <h2>4. Bake Homemade Soft Pretzels</h2> <p>Nothing goes much better with beer than pretzels, and soft pretzels are the traditional accompaniment during Oktoberfest. If you have the time and enjoy baking, <a href="http://www.foodnetwork.com/recipes/alton-brown/homemade-soft-pretzels-recipe.html">homemade soft pretzels</a> are cheap and taste way better than the store-bought version.</p> <h2>5. Serve Hard Pretzels</h2> <p>Although soft pretzels are more traditional, hard pretzels will do in a pinch, and are about as cheap as snacks get. Scatter bowls all around so that guests have something salty to munch on.</p> <h2>6. Sew Your Own Dirndls and Lederhosen</h2> <p>If you have a knack for sewing, why not make your own Oktoberfest costumes? Dirndls can cost a boat load, but with a little know-how, you can look authentic on the cheap. Just do an Internet search to find free or cheap <a href="http://www.burdastyle.com/search?key=dirndl">patterns for dirndls</a> and <a href="http://diy-projectcrazy.blogspot.com/2012/10/homemade-lederhosen-with-out-pattern.html">DIY lederhosen</a>. Many patterns allow you to <a href="https://www.youtube.com/watch?v=WxvD5m_26eY">use existing clothing</a> or leftover fabric, saving even more.</p> <h2>7. Put Together Makeshift Dirndls and Lederhosen</h2> <p>If you're not a sewer or don't want to throw down a wad of cash on something you'll wear once or twice a year, then make an easy facsimile. For the men, don khaki shorts, a button down shirt, suspenders, and tall socks. For the ladies, a full skirt, puffy blouse, frilly apron, and an optional corset will do it. It's nothing a trip to the thrift store shouldn't fix.</p> <h2>8. Order T-Shirt Costumes</h2> <p>For the least amount of effort but real campy fun, don a dirndl or <a href="http://www.amazon.com/gp/product/B00LJVQ9GI/ref=as_li_tl?ie=UTF8&amp;camp=1789&amp;creative=390957&amp;creativeASIN=B00LJVQ9GI&amp;linkCode=as2&amp;tag=wisbre03-20&amp;linkId=ZFSV2F4R4WUGWVPW">lederhosen t-shirt</a> for the occasion. A quick online search will turn up dozens of cheap options, and are sure to be a conversation starter.</p> <h2>9. Make Your Own Edelweiss Hats</h2> <p>Create your own traditional <a href="http://www.ehow.com/how_10041138_make-german-hat-made-out-paper.html">edelweiss hats</a> out of construction paper and few other craft supplies, and decorate the tables with them. They'll make everything festive, and guests can wear them for photos.</p> <h2>10. Use a Free Playlist</h2> <p>When planning your Oktoberfest fest, don't forget music. Luckily, free services like <a href="https://play.spotify.com/user/one-media/playlist/6rRWNEenywDSrmPSRbumps?play=true&amp;utm_source=open.spotify.com&amp;utm_medium=open">Spotify</a> and <a href="http://www.pandora.com/station/586947297296129458">Pandora</a> have you covered with German-themed playlists and stations. Put one of these on and do your best to sing along.</p> <h2>11. Buy Your Beer in Bulk</h2> <p>When stocking up on beer for your party, buy bigger lots of one or two great beers rather than buying smaller amounts of different kinds. For example, 12 and 24-packs are typically cheaper per beer, and sometimes you can find good deals on kegs. No matter what beer you choose to serve, be sure to shop around. Costco has terrific deals on beer &mdash; and you don't need to be a member to buy it.</p> <h2>12. Throw an Afternoon Party</h2> <p>The official Oktoberfest takes place over 16 days and nights, and the daytime festivities are decidedly less rowdy (but still festive). To save money on beer and food, host your party in the afternoon. Typically, your guests won't drink or eat as much if the celebration isn't at night or during a mealtime.</p> <h2>13. Serve Homemade Apple Strudel</h2> <p>To finish your shindig on a sweet note, whip up a batch of <a href="http://www.whatmegansmaking.com/2011/10/quick-and-easy-apple-strudel.html">apple strudel</a>. Thanks to frozen puff pastry, the <a href="http://www.wisebread.com/17-classic-desserts-we-all-miss">classic dessert</a> is easy to make and more cost effective than visiting a bakery.</p> <h2>14. Host a Sing-Along</h2> <p>For cheap entertainment, lead everyone in a classic <a href="http://www.oktoberfest-songs.com/">sing-along</a> or two. Provide lyrics to a popular German drinking song so that everyone can follow along, be sure to toast with a hearty &quot;Prōst!&quot; afterwards.</p> <h2>15. Use Printable Decorations</h2> <p>Yet again, your party savior is the trusty Internet. Seek out <a href="http://www.preppingparties.com/2014/09/oktoberfest-party-decor-printables.html">printable decorations</a> and put your printer to work creating blue and white banners, table decorations, and more.</p> <h2>16. Mix Up Flavored Mustards</h2> <p>An assortment of mustards is the perfect accompaniment for all of the sausages and pretzels at Oktoberfest. Instead of buying different kinds of gourmet mustards, buy one big container of brown mustard and flavor it yourself. Add honey for a honey mustard and horseradish for spicy. Get creative and make your own custom flavors!</p> <p><em>Are you hosting Oktoberfest this year?</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/laurel-randolph">Laurel Randolph</a> of <a href="http://www.wisebread.com/16-ways-to-host-an-oktoberfest-party-on-the-cheap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-frugal-non-depressing-ways-to-spend-nye">5 Frugal, Non-Depressing Ways to Spend NYE</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/cheap-fun-and-libations-brewery-and-winery-tours">Cheap Fun and Libations: Brewery and Winery Tours</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-122-scrumptious-super-bowl-party-snack-ideas">Flashback Friday: 122 Scrumptious Super Bowl Party Snack Ideas</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/heres-how-rich-youd-be-if-you-stopped-drinking">Here&#039;s How Rich You&#039;d Be If You Stopped Drinking</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/21-great-uses-for-beer">21 great uses for beer</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Food and Drink beer cheap fun german oktoberfest parties sausage Wed, 07 Oct 2015 11:00:34 +0000 Laurel Randolph 1578728 at http://www.wisebread.com 60+ Halloween Costume Ideas That Can Save You Money and Time http://www.wisebread.com/60-halloween-costume-ideas-that-can-save-you-money-and-time <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/60-halloween-costume-ideas-that-can-save-you-money-and-time" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/000010314928.jpg" alt="Man making Halloween costume that saves him money and time" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It's that spooky time of the year again! Halloween is just around the corner, and with it comes the inevitable and difficult decision of what costume you're going to wear for this year's party. But fear not! We have ideas for the perfect costume on any budget.&nbsp;</p> <p><a target="_blank" href="http://www.wisebread.com/20-simple-and-cheap-halloween-costumes-for-kids"><strong>20 Simple and Cheap Halloween Costumes for Kids</strong></a></p> <p>It's easy to get caught up in Halloween and become frustrated when a complicated costume goes wrong. Skip all that and go for simple and fun, instead.</p> <p><a href="http://www.wisebread.com/20-cheap-and-easy-halloween-costumes-for-adults" target="_blank"><strong>20 Cheap and Easy Halloween Costumes for Adults</strong></a></p> <p>Halloween dress up is not just for kids. Preserve your dignity &mdash; and your budget &mdash; with these classic and frugal costume ideas.</p> <p><a href="http://www.wisebread.com/15-halloween-costumes-for-people-who-hate-dressing-up" target="_blank"><strong>15 Halloween Costumes for People Who Hate Dressing Up</strong></a></p> <p>If you think dressing up is a drag but still need a get up for a costume party, consider one of these low-effort, high-reward &quot;costumes.&quot;</p> <p><a href="http://www.wisebread.com/how-to-make-8-trending-halloween-costumes-on-the-cheap" target="_blank"><strong>How to Make 8 Trending Halloween Costumes on the Cheap</strong></a></p> <p>Halloween is just a few weeks away! That's plenty of time to put together one or two of these clever, trendy costumes.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/william-tran">William Tran</a> of <a href="http://www.wisebread.com/60-halloween-costume-ideas-that-can-save-you-money-and-time">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-1-cent-cell-phone-protector-and-other-hacks">The 1-Cent Cell Phone Protector, and Other Hacks.</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-guaranteed-easiest-way-to-make-your-own-pickles">The Guaranteed Easiest Way to Make Your Own Pickles</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-magic-marker-money-safe">The Magic Marker Money Safe</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-really-easy-ways-to-unclog-drains">10 Really Easy Ways to Unclog Drains</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/quickly-removing-scratches-from-cds-and-dvds">Quickly Remove Scratches From CDs and DVDs</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> DIY Entertainment General Tips cheap Halloween costumes Homemade Mon, 05 Oct 2015 21:00:32 +0000 William Tran 1576255 at http://www.wisebread.com How Much Should You Actually Be Spending on a Date? http://www.wisebread.com/how-much-should-you-actually-be-spending-on-a-date <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/how-much-should-you-actually-be-spending-on-a-date" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/happy_couple_balloons_000043029394.jpg" alt="Couple learning how much to spend on a date" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Going on a date at the end of a long week can be the perfect stress reliever. However, when you're spending half of what you're making trying to impress your date, you'll just go broke and regret every penny you spent. Fortunately, we've found some ways for you to figure out how much you should splurge this weekend &mdash; and how to get the most out of <a href="http://www.wisebread.com/find-love-with-these-fun-and-cheap-first-date-ideas">every date night opportunity</a>.</p> <h2>1. Know What the Average Person Spends</h2> <p>Your paycheck should govern how much you can afford. Cosmopolitan found that men spend about $80 on a first date, on average. Other sources suggest that the typical person spends between $50&ndash;$100 on date night, occurring on average once a month. However, according to Match.com, 58% of women don't even want an expensive date.</p> <h2>2. Shell Out a Bit More on Your First Date</h2> <p>A first date is different than every date that follows. Spending freely on your first date is a great way to show your date that you are serious, but it doesn't mean that you need to continue spending the same amount on future dates. After all, you don't want to be too frugal on the first date, which can make you seem cheap. On the other hand, if you tend to have a lot of first dates, you may want to rein in your spending.</p> <h2>3. Budget for Special Occasions</h2> <p>Special occasions like Valentine's Day and Christmas will have higher associated price tags. If you decide to go on a date during one of these expensive holidays, you can expect to spend more. In fact, some restaurants will even offer a special holiday menu, with more expensive entrees. Plan your budget proactively if you intend on spending more lavishly on special occasions.</p> <h2>4. Consider Your Location</h2> <p>Dating in Los Angeles, New York, Boston, Washington DC, and other large cities will cost you more. This is especially the case when you factor in the cost of public transportation, tipping, and the higher cost of food and entertainment in these large cities. You will have to take into account where you live when you are coming up with a budget for the weekend.</p> <h2>5. Set Personal Rules</h2> <p>The best way to limit your spending is to set rules for yourself. For instance, you can decide that you won't spend more than $20 on a weeknight date, but can spend up to $50 on a weekend date. The only way to determine how much to spend is to take into account your personal finances, income, and what you feel comfortable spending. The last thing you want to do is run up high credit card bills just trying to impress your date.</p> <h2>6. Have Fun Without the Expense</h2> <p>A simple way to reduce your spending would simply be to limit how often you go out. However, if you budget well and take advantage of affordable (or free) dates, then you can go out much more often. Casual dates (such as lunch dates) are more affordable, allowing you to go out more often. They are also more laid back, so you can get to know your date better.</p> <p>We have also found some of the best ways to impress your date for less than $20, so you can take them out whenever you have time (instead of whenever you have money):</p> <ul> <li>Book a free tour;</li> </ul> <ul> <li>Rent a pair of bikes;</li> </ul> <ul> <li>Find a great rooftop hangout;</li> </ul> <ul> <li>Go to a food, film, music, or art festival;</li> </ul> <ul> <li>Research your local area on Yelp or online to find cheap, highly rated places near you;</li> </ul> <ul> <li>Use Groupon, Living Social, Amazon Deals, and Yelp Deals to find deals for food, shopping, and events near you;</li> </ul> <ul> <li>Take advantage of free dates, like hiking or a day at the beach;</li> </ul> <ul> <li>Show off your cooking skills instead of dining out.</li> </ul> <h2>7. Make It About the Experience</h2> <p>Try not to let your feelings for your date cloud your judgment on how much you should spend. Just because they're worth a million bucks doesn't mean you should spend that. You should find a partner that is worth your time, not just your money. Then, the price tag won't seem so important.</p> <p>Going for coffee and dessert won't cost you more than $20 and can set the stage for a romantic experience and healthy conversation. Remember, your date is not about a price tag; it's about the experience shared. Spending lots of money on the date isn't important. What is important is that you work to create a memorable experience for you both that will help strengthen your future relationship.</p> <p><em>How do you determine how much you should spend on your date? Please share your thoughts in the comments!</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/andrea-cannon">Andrea Cannon</a> of <a href="http://www.wisebread.com/how-much-should-you-actually-be-spending-on-a-date">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/spice-up-the-conversation-by-skipping-what-do-you-do">Spice Up the Conversation by Skipping &quot;What Do You Do?&quot;</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/14-ways-to-spend-less-money-on-valentines-day">14 Ways to Spend Less Money on Valentine&#039;s Day</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/avoid-these-5-pitfalls-when-moving-in-together">Avoid These 5 Pitfalls When Moving in Together</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/50-ways-to-have-free-outdoor-fun">50+ Ways to Have Free Outdoor Fun</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-fun-and-cheap-things-to-do-during-the-weekday">8 Fun and Cheap Things to Do During the Weekday</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Lifestyle date night Dating frugal fun going out relationships Wed, 23 Sep 2015 17:00:25 +0000 Andrea Cannon 1567470 at http://www.wisebread.com 9 Crazy Investments of the Rich and Famous http://www.wisebread.com/9-crazy-investments-of-the-rich-and-famous <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/9-crazy-investments-of-the-rich-and-famous" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/man_holding_cash_000017642070_0.jpg" alt="Famous and rich man making crazy investments" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When it comes to making money, the rich and famous have done their fair share of crazy investing. Here are nine such examples &mdash; each of which has had varying levels of success.</p> <h2>1. Nicolas Cage &mdash; Schloss Neidstein Medieval Castle</h2> <p>The wild man of Hollywood, and star of countless blockbuster movies, has hit the headlines on more than one occasion due to money troubles. When Cage started dabbling in real estate, specifically in Malibu and Paradise Island, he struck gold. Boosted by that success, he branched out to one very spectacular, and doomed, venture. Cage bought a Bavarian castle, <a href="http://www.people.com/people/article/0,,1225001,00.html">Schloss Neidstein,</a> that became a huge money pit. After taking out over $18 million in loans to cover it, he was forced to foreclose on his Bel Air home.</p> <h2>2. Dan Aykroyd &mdash; Crystal Head Vodka</h2> <p>Dan knows a thing or two about spirits, having been the writer and co-creator of the Ghostbusters franchise. So, why not get involved in the spirits in another way? Using bottles that look like those crystal skulls from the <em>Indiana Jones</em> movie, <a href="http://crystalheadvodka.com/en/ourstory">Crystal Head Vodka</a> is distilled from peaches and cream corn, and blended with water from Newfoundland. Yes, corn and peaches. Apparently it tastes very good. And when you're done, you have one cool looking bottle left for display.</p> <h2>3. Mark Twain &mdash; The Paige Compositor</h2> <p>You may be scratching your head wondering &quot;What on earth is the Paige compositor?&quot; You're not alone. It was an invention developed by James W. Paige between 1872 and 1888, and was designed to replace the human typesetter on a printing press with a mechanical arm. That's right, an automated typesetter way back then. It was a crazy idea, but one that could have changed the printing world&hellip; if it had worked. Twain was fully behind it, sinking $300,000 (around $6 million today) into the venture. The machines (only two were ever built) never worked correctly, needing constant adjustment and negating the reason it even existed. It is said that the Paige compositor was directly responsible for the financial misfortunes of Mark Twain, and the reason he lost much of his wit and humor.</p> <h2>4. William Shatner &mdash; Priceline</h2> <p>A lot of people thought Shatner was off his rocker when he decided to take stock in the company instead of a paycheck. They wanted him badly, but couldn't afford his fee. So, Shatner did his homework, and figured the company might one day be worth a chunk. He was right, even though most people thought he was crazy. In fact, Shatner has made over $600 million from that decision. Now who's crazy? And more bizarre is the fact that Shatner made more money from Priceline than from the rest of his career, which spanned over 50 years.</p> <h2>5. Will Ferrell &mdash; Funny or Die</h2> <p>Chances are, you've seen a bunch of Funny or Die videos over the years. But, FOD wasn't always a staple of comedy. It was founded by none other than Will Ferrell and Adam McKay back in 2007, with a small investment from both of the guys. The infamous first video, The Landlord, received over 80 million views, and the rest is history. Funny or Die has received major backing from Sequoia Capital, Time Warner, and HBO, and it has become a very profitable investment for Will and Adam.</p> <h2>6. Nelly &mdash; Pimpjuice</h2> <p>What is Pimpjuice? Well, originally it was a song, &quot;Pimp Juice,&quot; by Nelly. He decided to turn it into an energy drink, and for the record, it was one of the first celebrity-driven energy drinks on the market. The first case was produced and shipped over a decade ago, back in 2003. And in case you're wondering, yes, it's still around. So, where is it?</p> <p>Sadly, this was not the Red Bull or Rockstar investment that Nelly thought it was going to be. Pimpjuice made national headlines, and not in a good way, when several cultural groups got together and demanded that people across the country boycott it. The reason? They said it degraded women, and promoted a &quot;pimp&quot; lifestyle. Despite doing record sales in a short amount of time, Pimpjuice quickly fizzled out in America, but if you are reading this in Australia, you can still buy it there.</p> <h2>7. Jay Z &mdash; Tidal</h2> <p>You cannot Google the word Tidal without revealing dozens of disastrous articles about the streaming music service. Annoyed with Spotify and its poor royalty agreements, <a href="http://www.wisebread.com/the-5-most-money-savvy-rap-stars">Jay Z</a> created and launched Tidal, plowing millions of dollars of his own money into the project. It was going to be <em>the </em>place to stream music, attracting big names and changing the face of music consumption. But after only two weeks, the app was not even ranking in the top 700. It was considered out of date, costly, and very corporate. Spotify and iTunes have nothing to worry about, and the future for Tidal is not bright. Over 71% of music execs speculate that Tidal will be <a href="http://www.businessinsider.com/71-of-music-execs-think-tidal-will-die-within-a-year-2015-8">dead and buried within a year</a>.</p> <h2>8. Burt Reynolds &mdash; PoFolks Restaurants</h2> <p>He was the world's most popular movie star in the 1970s and early '80s, and had the kind of big money that went with the title. He figured a restaurant business would be a good use of his money (even though 90% fold in their first year) and invested in a chain called PoFolks throughout California, Texas, and Florida. The title, a play on &quot;poor folks&quot; it seems, became a sad prediction of the future. By the time he dropped out of the business, it had cost him over $15 million.</p> <h2>9. Danny DeVito &mdash; Limoncello</h2> <p>What is Limoncello? It's described as a sweet, lemony liqueur made from the zest of Femminello St. Teresa lemons. Coming in at 60% proof, it's not as strong as a typical bourbon or vodka, but it's definitely something that can take you by surprise, due to how easy it is to drink. Seems perfect as an investment, right? Well, not for Danny DeVito. The sad fact is, the market was already crowded with <a href="http://www.wsj.com/articles/SB117891971845800422">many different Limoncello brands</a> when he entered it. Despite his celebrity name being attached, or maybe because of it, DeVito Limoncello was short-lived.</p> <p><em>What crazy investments of the rich and famous have we overlooked? Let us know in comments.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/paul-michael">Paul Michael</a> of <a href="http://www.wisebread.com/9-crazy-investments-of-the-rich-and-famous">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. 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