Entertainment http://www.wisebread.com/taxonomy/term/5995/0 en-US 10 Fun Books That Will Get Your Kids Excited About Money http://www.wisebread.com/10-fun-books-that-will-get-your-kids-excited-about-money <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/10-fun-books-that-will-get-your-kids-excited-about-money" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock-597659170.jpg" alt="your kids will love these books about money" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Chances are, you want your child to be financially wise, but every time you start to talk about money management or smart spending, your kid conveniently tunes out. Fun books are the perfect way to get your children thinking about money.</p> <p>You don't necessarily need to force your kids to read heavy economic books. Instead, allow them to enjoy and be inspired by these books about saving, giving, and starting businesses.</p> <h2>1. <em>The Berenstain Bears' Dollars and Sense</em> by Stan and Jan Berenstain</h2> <p><a href="http://amzn.to/2i7aviQ" target="_blank">The Berenstain Bears' Dollars and Sense</a> helps teach kids about allowance management. The book has tear-out checks so that kids can practice writing their own. While most of the population uses <a href="http://www.wisebread.com/credit-cards-vs-debit-cards-a-comprehensive-comparison" target="_blank">debit cards and credit cards</a>, writing checks is still something that should be learned.</p> <h2>2.<em> The Berenstain Bears' Money Trouble</em> by Stan and Jan Berenstain</h2> <p><a href="http://amzn.to/2j1dwBl" target="_blank">The Berenstain Bears' Money Trouble</a> features the same lovable bears as they start several businesses to earn money. Starting a business isn't easy, even when it's just a lemonade stand. This book goes through those initial obstacles in a fun way.</p> <h2>3. <em>The Berenstain Bears' Piggy Bank Blessings</em> by Stan and Jan Berenstain</h2> <p><a href="http://amzn.to/2j1fFwW" target="_blank">The Berenstain Bears' Piggy Bank Blessings</a> has an overall religious tone, quoting verses, but the story follows the bears as they save money for a surprise birthday present for their mom. My four-year-old enjoys this one, and I enjoy that the book shows the main characters thinking of others.</p> <p>See also: <a href="http://www.wisebread.com/8-best-sites-to-help-your-kids-learn-about-money?ref=seealso" target="_blank">8 Best Sites to Help Your Kids Learn About Money</a></p> <h2>4. <em>If You Made a Million</em> by David M. Schwartz</h2> <p>Kids throw around &quot;million&quot; without really knowing what it represents. <a href="http://amzn.to/2iw7QSV" target="_blank">If You Made a Million</a> helps children ages seven and older understand the complexity of big numbers in a fun way. While the book was published over two decades ago, it remains a classic, having won the ALA Notable Book and a Reading Rainbow Feature Selection.</p> <h2>5. <em>Prices! Prices! Prices!: Why They Go Up and Down</em> by David Adler</h2> <p>The well-loved author of the Cam Jansen series, David Adler, also happens to be a former math teacher. His book,<a href="http://amzn.to/2iAlvqd" target="_blank"> Prices! Prices! Prices!: Why They Go Up and Down</a> has such fun illustrations and tackles the concepts of supply and demand.</p> <h2>6. <em>Amelia Bedelia Means Business</em> by Herman Parish</h2> <p>Amelia Bedelia is a lovable and quirky character who takes everything literally. There have been many times I have laughed out loud while reading the original Amelia Bedelia series to my daughter, especially when she is told to &quot;dress the turkey&quot; and makes a little suit for the turkey dinner.</p> <p><a href="http://amzn.to/2iAnk6j" target="_blank">Amelia Bedelia Means Business</a> is not written by the original author, but the story still follows the same theme. This one follows a young Amelia Bedelia as she tries to make money, even getting in trouble with the local police.</p> <h2>7. <em>American Girl Library: A Smart Girl's Guide: Money</em> by Nancy Holyoke and Sarah Hunt</h2> <p>American Girl non-fiction titles are both engaging and useful for young girls. <a href="http://amzn.to/2hMVXnq" target="_blank">A Smart Girl's Guide: Money</a> is written in an engaging, magazine-type format. Topics covered are smart shopping tips, making money, and investing. The book includes fun graphics and easy-to-use quizzes.</p> <h2>8. <em>The</em> <em>Babysitter's Club Series</em> by Ann Martin</h2> <p>There might not be any set money lessons in the <a href="http://amzn.to/2iAhDW9" target="_blank">Babysitter's Club Series</a>, but I remember clearly that it helped spark an entrepreneurial spirit in me during my tween years. The idea that a group of teen girls start their own babysitting club had me planning and thinking about doing that myself. While I never started a babysitting club, I still have that entrepreneurial spirit that has allowed me to creatively earn money without a 9-to-5 position. The book series has been redone as a graphic novel, so it will appeal to today's generations.</p> <p>See also: <a href="http://www.wisebread.com/7-frugal-living-skills-you-should-be-teaching-your-children?ref=seealso" target="_blank">7 Frugal Living Skills You Should Be Teaching Your Children</a></p> <h2>9. <em>Rock, Brock, and the Savings Shock</em> by Sheila Bair</h2> <p><a href="http://amzn.to/2j1rmUr" target="_blank">Rock, Brock, and the Savings Shock</a> follows twins whose grandpa offers them a 10-week savings plan. Every dollar they save will be matched. One twin saves his money and has over $500 after 10 weeks, while the other twin spends the money foolishly. Tons of great money lessons in here.</p> <h2>10. <em>Isabel's Car Wash</em> by Sheila Bair</h2> <p>From the same author as the title above,<a href="http://amzn.to/2j1rvqX" target="_blank"> Isabel's Car Wash</a> is about a girl who wanted a doll that cost $10. She decides to start a car washing business, but first needs money for supplies. The book follows her adventure of starting a small business so that she can buy her doll.</p> <p>There are so many wonderful books out there that teach kids important money skills. Look for books that teach children the money basics in a fun way, and also look for books that features the main character acting as an entrepreneur.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/10-fun-books-that-will-get-your-kids-excited-about-money">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-use-new-toys-to-teach-kids-about-money">How to Use New Toys to Teach Kids About Money</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/these-5-money-saving-hacks-are-a-huge-waste-of-time">These 5 Money-Saving Hacks Are a Huge Waste of Time</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">4 Brilliant Tips From &quot;Smart Mom, Rich Mom&quot;</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/24-tips-for-having-a-baby-without-going-broke">24 Tips for Having a Baby Without Going Broke</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-good-money-examples-every-parent-should-set">3 Good Money Examples Every Parent Should Set</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Budgeting Entertainment Family budgeting family kids money parenting saving money Spending Money teenagers tweens Mon, 09 Jan 2017 11:00:09 +0000 Ashley Eneriz 1869549 at http://www.wisebread.com 7 Famous Houses From Film and TV You Can Buy http://www.wisebread.com/7-famous-houses-from-film-and-tv-you-can-buy <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/7-famous-houses-from-film-and-tv-you-can-buy" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/home_for_sale_502211716.jpg" alt="Finding famous houses you can buy" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>It could be the ultimate in fandom: You've seen the movie, you've had the poster autographed by the star &mdash; now move into the set.</p> <p>When a real home is used for a film or television show, chances are that it will eventually go up for sale. That's when you, the fan, gets the chance to pore over photos in the real estate listing, tour the place, or even purchase it.</p> <p>Hope you've been saving up: With only one exception, the famous houses I found on the market are all asking over a million bucks. On the upside for shoppers, being a movie or TV star doesn't seem to confer a premium to these homes. Some have been on the market a long time and seem reasonably priced for their neighborhoods and features.</p> <h2>1. Twilight</h2> <p>Featured as the&nbsp;<a href="http://www.virani.ca/vlist/property_detail?t=q&amp;code=&amp;vlist=1010000654" target="_blank">Cullen family house</a> in the movie <em>Twilight: New Moon</em>, this 5,000-square-foot contemporary mansion is located in West Vancouver. As of 2010, the asking price was $2.7 million, and it sat on the market for years. Perhaps home shoppers feel a little unease at sleeping in bedrooms once occupied by fictional vampires?</p> <h2>2. Sixteen Candles</h2> <p>Who could forget Molly Ringwald pouting on the staircase while her family ignored her 16th birthday? Those John Hughes movie families always had some nice homes in the northern Chicago suburbs, and the one in which that scene played out is no exception: six bedrooms, five bathrooms, gorgeous (not 1980s original, thank goodness) kitchen. With an <a href="http://www.zillow.com/homedetails/3022-Payne-St-Evanston-IL-60201/3516226_zpid/" target="_blank">asking price of $1.4 million</a>, it likely stands out in its Evanston neighborhood, where the average property value is under $400,000.</p> <h2>3. Boy Meets World</h2> <p>Located not in Philadelphia, where this teen comedy show was set, but in Studio City, California. This 2,500-square-foot Cape Cod is <a href="http://www.zillow.com/homedetails/4196-Colfax-Ave-Studio-City-CA-91604/20027179_zpid/" target="_blank">on the block for $1.5 million</a> &mdash; after a $100,000 price cut.</p> <h2>4. Miracle on 34th Street</h2> <p>Another Hughes mansion, the yellow house featured in the remake of <em>Miracle on 34th Street</em> has been <a href="http://www.zillow.com/homedetails/771-Washington-Rd-Lake-Forest-IL-60045/4857301_zpid/" target="_blank">on and off the market</a> for more than a year. Its most recent asking price was $2.8 million, and Zillow says it's worth $500,000 more. Located in the Chicago suburb of Lake Forest, the five-bedroom, 6,000-square-foot palace has <em>seven and a half bathrooms</em>. If you buy this one, better ask about a full-time cleaning crew.</p> <h2>5. The Bodyguard and City of Angels</h2> <p>Lake Tahoe is known more as a getaway for San Francisco techies than a movie filming location, but this <a href="http://www.zillow.com/homedetails/1131-Fallen-Leaf-Rd-South-Lake-Tahoe-CA-96150/18570499_zpid/" target="_blank">$6 million, five-bedroom &quot;cabin&quot;</a> has starred in two. Even some of the <a href="http://hookedonhouses.net/2016/08/09/cabin-bodyguard-city-of-angels-for-sale/" target="_blank">furniture seen in both movies</a> appears in the listing photos.</p> <h2>6. In the Heat of the Night</h2> <p>If you are old enough to remember Carroll O'Connor playing a police chief on this drama series, you might recognize this <a href="http://www.zillow.com/homedetails/2130-Monticello-St-SW-Covington-GA-30014/69875079_zpid/" target="_blank">1886 five-bedroom home</a>, which O'Connor's character purchased and lived in during the course of the show. Because of its location in a small Georgia town, the seller is asking only $437,000, a price reduction of more than $60,000.</p> <h2>7. The Godfather</h2> <p>Don Corleone thought this mansion was a good enough location for his daughter's wedding, so this <a href="https://www.6sqft.com/don-corleones-godfather-house-lists-for-3m-in-staten-islands-todt-hill/" target="_blank">Staten Island &quot;mini-mansion&quot;</a> should be good enough for you to lounge in its &quot;man cave&quot; or alongside the backyard pool. The five-bedroom, 6,000-square-foot home has gone through multiple price reductions and was last listed at $2.3 million before being <a href="http://www.zillow.com/homedetails/110-Longfellow-Ave-Staten-Island-NY-10301/32293579_zpid/" target="_blank">taken off the market</a>. Since no sale has been recorded, it's safe to assume the house could still be purchased if you make the right offer.<em> I think you know the kind of offer I'm talking about.</em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/7-famous-houses-from-film-and-tv-you-can-buy">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-tricks-for-a-better-netflix-experience">6 Tricks for a Better Netflix Experience</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-dramatic-vacation-spots-for-tv-and-film-fanatics">5 Dramatic Vacation Spots for TV and Film Fanatics</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-most-expensive-zip-codes-in-the-country">10 Most Expensive Zip Codes in the Country</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/never-pay-for-a-redbox-dvd-rental-again">Never Pay for a RedBox DVD Rental Again</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/25-great-movies-about-money">25 Great Movies About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Real Estate and Housing boy meets world celebrities famous houses housing market mansions movies sixteen candles the godfather TV shows twilight Fri, 30 Dec 2016 11:00:11 +0000 Carrie Kirby 1864427 at http://www.wisebread.com 8 Classic Toys That Won Christmas http://www.wisebread.com/8-classic-toys-that-won-christmas <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-classic-toys-that-won-christmas" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/barbie_pink_hat_514110576.jpg" alt="Finding classic toys that won Christmas" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>When you're trying to connect with your child, nephew or niece, little cousin, or your best friend's kid, you may have a hard time getting their eyes away from Pokemon Go or the Elena of Avalor TV show.</p> <p>Fortunately, as the holiday season is getting nearer, you have one great way to get their attention: must-have toys from yesteryear. From the Radio Flyer Wagon to the G.I. Joe action figure, let's walk down memory lane and review eight notorious holiday toys that still provide hours of entertainment.</p> <h2>1. Radio Flyer Wagon (1923)</h2> <p>I have learned many <a href="http://www.wisebread.com/7-lessons-about-money-i-learned-after-having-twins">lessons after having twins</a>. And one of them is that some classics just never go out of style. First known as the No. 4 Liberty Coaster and handcrafted in wood, the <a href="http://amzn.to/2g6puwH">Radio Flyer Wagon</a> was a must-have item in most lists of good boys and girls in the 1920s. Nowadays, these wagons are colored in their signature red, made out of stamped metal, and continue to encourage kids to go outside and play.</p> <p><strong>Fun fact:</strong> The inventor of this wagon, Antonio Pasin, named it after his two favorite inventions, the radio and the airplane.</p> <h2>2. Buck Rogers Rocket Pistol (1934)</h2> <p>First introduced in the Amazing Stories comic book series in 1928 and eventually landing his own TV series in the 1970s, the futuristic superhero Buck Rogers has been captivating audiences for nearly a century. Rogers' iconic rocket pistol was first sold in 1934 and made a signature &quot;Zap!&quot; sound. Getting your hands on an original one might be too expensive, but there are many manufacturers making plenty of much more affordable versions of the <a href="http://amzn.to/2h2IERk">classic toy ray gun</a>.</p> <p><strong>Fun fact:</strong> There are many versions of the Buck Rogers rocket pistol, including the XZ-31 Rocket Pistol, XZ-38 Disintegrator Pistol, and XZ-44 Liquid Helium Water Pistol.</p> <h2>3. Slinky (1945)</h2> <p>&quot;It's Slinky; it's Slinky. For fun it's a wonderful toy. It's fun for a girl and a boy!&quot; That <a href="https://youtu.be/EZL6RGkPjws">TV jingle </a>that has been hashed and rehashed for decades. Little changes has been made to the same <a href="http://amzn.to/2g6AidZ">Slinky</a> walking spring toy that was a hit during the 1945 Christmas shopping season. Still, all of us still marvel at Slinky's nonstop journey down any set of stairs.</p> <p><strong>Fun fact: </strong>In recent years, most kids first got exposed to the Slinky while watching the <a href="http://www.imdb.com/character/ch0002476/">Slinky Dog</a> (also known just as &quot;Slinky&quot;) character in the Toy Story movies from 1995, 1999, or 2010. Fans of the movie will be happy to hear that Slinky is coming back in a fourth installment in the series scheduled for 2019!</p> <h2>4. Lego (1958)</h2> <p>The name Lego is an abbreviation of the two Danish words &quot;leg gods,&quot; meaning &quot;play well.&quot; This is not only the company's name, but also its ideal. If you think that these little interlocking color blocks were invented in no time, think again. The Lego Group has been around since 1932 and it wasn't until 1949 that the group came up with the first design for the first set of blocks. It took nine years of tinkering to get the design of the Lego as we know it today. Besides the <a href="http://amzn.to/2h2MzgW">classic Lego set</a>, you can find brick sets in a wide range of models, purposes, and colors.</p> <p><strong>Fun fact: </strong>Some Lego sets can become great investments: An Imperial Star Destroyer worth <a href="http://time.com/money/4162059/lego-investment-compare-gold-return/">$249.99 in 2002</a> today is worth about $2,185 (a 774% return). (See also: <a href="http://www.wisebread.com/10-places-to-stash-your-money-besides-a-savings-account?ref=seealso">10 Places to Stash Your Money Besides a Savings Account</a>)</p> <h2>5. Chatty Cathy (1959)</h2> <p>1959 was a great year for dollmakers, and they came out with many iconic dolls that are still beloved by little girls everywhere. First created in 1959, Chatty Cathy was groundbreaking as it could say 11 phrases, including &quot;Let's play school&quot; or &quot;I love you,&quot; after pulling a string on her back. If you can get a hold on an original or <a href="http://amzn.to/2gZBQUd">reproduction version of Chatty Cathy</a>, you'll definitely have a conversation starter as they are very hard to find nowadays.</p> <p><strong>Fun fact: </strong>Besides the original blonde and blue-eyed Cathy, Mattel also release a brunette Cathy and an African-American Cathy.</p> <h2>6. Barbie (1959)</h2> <p>While Cathy generally appealed to a younger set of girls, Barbie attracted many groups. With her virtually endless collection of accessories, clothing pieces, vehicles, and homes, Barbie is the top selling doll of all time. To address the consumer demand for Barbies with more realistic body shapes and more sensible career choices, Mattel has released updated dolls, including the <a href="http://amzn.to/2h2Iida">Barbie Careers Game Developer Doll</a> and the <a href="http://amzn.to/2hdRESz">Barbie Fashionistas Doll &amp; Fashions Emoji Fun, Curvy</a>.</p> <p><strong>Fun fact:</strong> Barbie's full name is Barbara Millicent Roberts. She is from Willows, Wisconsin and celebrates her birthday every March 9th (she'll be 58 in 2017!).</p> <h2>7. Etch A Sketch (1960)</h2> <p>Originally <em>L'Ecran Magique</em>, this toy was a total flop when it was first introduced in 1959 at an European toy fair. Still, the Ohio Art. Co saw the toy's potential, bought the rights, renamed it to Etch A Sketch, and released the mechanical drawing toy a year later in the U.S. Today, you can find the <a href="http://amzn.to/2gZH4zl">classic Etch A Sketch</a> in a wide variety of sizes, including keychain-size and giant board.</p> <p><strong>Fun fact:</strong> The toy was so popular during its release that the Ohio Art Co.'s factory workers had to work <a href="http://www.toyhalloffame.org/toys/etch-sketch">until noon on Christmas Eve</a> to meet demand!</p> <h2>8. G.I. Joe (1964)</h2> <p>The <a href="http://amzn.to/2g6BkGQ">original G.I. Joe action figures</a> stood 12-inches tall and represented four of the branches of the U.S. armed forces (Army, Navy, Air Force, and Marine Corps). While the popularity of G.I. Joe drowned out over the next couple of years, the &quot;real American Hero&quot; was successfully relaunched in 1982 with a more kid-friendly size (3.75 inches, or 9.5 cms.), an animated TV miniseries, and an ongoing comic book. True to its fighting spirit, the Joes keep making a comeback to protect us against modern versions of their lethal archenemies, Cobra, as they did in the G.I. Joe movies in 2009 and 2013. <em>Go Joe!</em></p> <p><strong>Fun fact: </strong>G.I. Joe and Barbie went out on a date in 1996 in a <a href="https://youtu.be/uXdFKcETEPg">memorable Nissan TV commercial</a>.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/8-classic-toys-that-won-christmas">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-1"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-year-s-hot-toy-is-next-year-s-trash">This Year’s Hot Toy is Next Year’s Trash</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-you-spending-too-much-on-halloween-this-year">Are You Spending Too Much on Halloween This Year?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-use-new-toys-to-teach-kids-about-money">How to Use New Toys to Teach Kids About Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-homemade-child-products-that-are-cheaper-and-better-than-store-bought">10 Homemade Child Products That Are Cheaper and Better Than Store Bought</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-big-list-of-money-saving-coupon-codes-for-halloween-2016">The Big List of Money-Saving Coupon Codes for Halloween 2016</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Shopping barbie chatty Cathy classics dolls etch a sketch g.i. Joe Holidays kids legos radio flyer toys vintage Wed, 07 Dec 2016 11:01:04 +0000 Damian Davila 1849010 at http://www.wisebread.com Best Money Tips: How to Survive Holiday Budget Busters http://www.wisebread.com/best-money-tips-how-to-survive-holiday-budget-busters <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-survive-holiday-budget-busters" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_shopping_holidays_184295809.jpg" alt="Woman learning how to survive holiday budget busters" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on ways to survive holiday budget busters, tips to slash your spending on technology, and tricks to save on winter expenses.</p> <h2>Top 5 Articles</h2> <p><a href="http://everythingfinanceblog.com/18829/holiday-budget-busters.html">5 Holiday Budget Busters &amp; How to Survive Them</a> &mdash; Don't say yes to invitations that you're not really excited about. There's no need to stress your budget by attending every holiday party on the block. [Everything Finance]</p> <p><a href="http://www.moneytalksnews.com/10-mistakes-that-can-double-your-tech-spending/">10 Ways to Slash Your Tech Spending Without Pain</a> &mdash; Rent-to-own electronics and equipment can cost up to three times more than you would've paid if you simply bought it. [Money Talks News]</p> <p><a href="http://www.popsugar.com/smart-living/How-Save-Money-Winter-20612809">6 Tricks to Save on Winter Spending</a> &mdash; If you only need to heat up one or two rooms, using a space heater instead of central heating can help you save money. [PopSugar Smart Living]</p> <p><a href="http://shopperstrategy.com/2016/11/23/10-things-to-stock-up-on-during-the-holidays/">10 Things to Stock Up On During the Holidays</a> &mdash; Wrapping paper will stuff the clearance section after Christmas. Stock up on solid colors that you can use all year round! [Shopper Strategy]</p> <p><a href="http://www.frugalvillage.com/2016/11/10/how-to-save-money-by-preventing-theft/">How to Save Money by Preventing Theft</a> &mdash; Don't plant trees or heavy shrubbery in front of low windows. The extra cover makes it easier for burglars to break in unnoticed. [Frugal Village]</p> <h2>Other Essential Reading</h2> <p><a href="http://moneypantry.com/saving-money-on-vet-bills/">10 Ways to Save Money on Vet Bills (Without Compromising Your Pet&rsquo;s Health)</a> &mdash; Many supplements can help boost your pet&rsquo;s immune system and improve their overall health, but some of them may be unnecessary for your pet. Ask your vet which supplements will actually help them stay healthy. [Money Pantry]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/1122/How-is-an-HSA-different-from-a-regular-savings-account">How is an HSA different from a regular savings account?</a> &mdash; HSAs offer several tax benefits that aren't available with a typical savings account, and they often earn high interest rates on balances. [The Monitor]</p> <p><a href="http://bargainbabe.com/live-frugally-paying-off-student-loans/">How to Live Frugally While Paying Off Your Student Loans</a> &mdash; Crunch some numbers and see if refinancing or consolidating your student loans will make your debt more manageable. [Bargain Babe]</p> <p><a href="https://christianpf.com/homemade-christmas-presents-ideas/">9 Homemade Christmas Gifts That Might Actually Get Used</a> &ndash; Most notebooks aren&rsquo;t flashy, but they&rsquo;re always useful. You can personalize a plain journal by adding creative touches, like a rubber-stamped monogram. [Seed Time]</p> <p><a href="http://parentingsquad.com/5-ways-to-explain-to-your-kids-what-theyre-hearing-on-the-playground">5 Ways to Explain to Your Kids What They're Hearing on the Playground</a> &mdash; Start building trust early so that, when your child needs help deciphering something they heard on the playground, they feel comfortable discussing it with you. [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-survive-holiday-budget-busters">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/47-cheap-fun-things-to-do-this-weekend">47 Cheap, Fun Things to Do This Weekend</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-save-money-when-getting-your-drink-on">15 Ways to Save Money When Getting Your Drink On</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-all-inclusive-vacations-and-cruises-worth-the-money">Are All-Inclusive Vacations and Cruises Worth the Money?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">4 Brilliant Tips From &quot;Smart Mom, Rich Mom&quot;</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment best money tips holiday budget Mon, 28 Nov 2016 12:00:08 +0000 Amy Lu 1839213 at http://www.wisebread.com Best Money Tips: How to Host a Thanksgiving Dinner on the Cheap http://www.wisebread.com/best-money-tips-how-to-host-a-thanksgiving-dinner-on-the-cheap <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-host-a-thanksgiving-dinner-on-the-cheap" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/family_thanksgiving_dinner_74677925.jpg" alt="Family hosting Thanksgiving dinner on the cheap" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on tactics for an inexpensive Thanksgiving meal, ways to make hundreds at your next yard sale, and online sources for the best Black Friday deals.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.thesimpledollar.com/12-tactics-for-an-inexpensive-thanksgiving-meal/">12 Tactics for an Inexpensive Thanksgiving Meal</a> &mdash; Put a reasonable cap on the number of side dishes you are preparing yourself, no matter how many dishes other guests are bringing. [The Simple Dollar]</p> <p><a href="http://www.thepennyhoarder.com/how-to-have-a-successful-yard-sale/">6 Strategies I Used to Make $700 From a Yard Sale&hellip; and One I Wish I&rsquo;d Tried</a> &mdash; Carry a fanny pack so shoppers can pay you on the fly. Having people stand in line gives them time to reconsider their purchase. [The Penny Hoarder]</p> <p><a href="http://www.cheapism.com/blog/black-friday-apps-sites-14894/">15 Online Sources for the Best Black Friday Deals</a> &mdash; If you don't have time to scour retailers for the best deals, take advantage of the many websites and apps that will do it for you! [Cheapism]</p> <p><a href="http://www.popsugar.com/smart-living/How-Save-Travel-24627929#photo-24627929">39 Tips That'll Save You Hundreds on Your Next Trip</a> &mdash; If you want to check out multiple locations, it's worth considering some cruise deals. An all-inclusive cruise deal can help you save on transportation, lodging, and meals. [PopSugar Smart Living]</p> <p><a href="http://bargainbriana.com/dont-neglect-laundry-room-4-savvy-tips-organized-space/">Don&rsquo;t Neglect Your Laundry Room: 4 Savvy Tips for an Organized Space</a> &mdash; The dryer is one of the most expensive appliances to run, but the weather doesn&rsquo;t always permit hanging laundry out on a clothesline. Mount a cheap bath towel holder in your laundry room to dry wrinkle prone clothing without running the dryer. [Bargain Briana]</p> <h2>Other Essential Reading</h2> <p><a href="https://due.com/blog/daily-habits-holding-back/">Are Your Daily Habits Holding You Back?</a> &mdash; Relatively small habits can have a big impact, especially if they seem to drain your energy and confidence.&nbsp; [Due]</p> <p><a href="http://www.moneyspruce.com/5-quick-ways-get-cash-today/">5 Quick Ways to Get Cash Today</a> &mdash; Emergencies happen, and they can destroy your finances if you don't have enough saved up to cover unexpected expenses. However, you do have a few options if you need money in a pinch. [Money Spruce]</p> <p><a href="http://creativemoney.biz/giving-wrong-reasons-save-money-gift-giving/">Are You Giving For the Wrong Reasons? Save Money on Gift Giving</a> &mdash; Every time you get a gift for someone, ask yourself &quot;why?&quot; If you have an ulterior motive when selecting a gift or adding someone to your list, it's probably just better to skip it. [Creative Money]</p> <p><a href="http://www.dumblittleman.com/2016/11/becoming-a-stronger-person.html">22 Winning Ways That Will Make You A Stronger Person</a> &mdash; Listen to motivational music that keeps you psyched, pumped, and feeling ready to tackle whatever you want to do. [Dumb Little Man]</p> <p><a href="http://liveyourlegend.net/rise-up-when-you-want-to-give-up/">How to Rise Up When You Want to Give Up: The 4-Step Process to Turn a Reaction into Positive Action</a> &mdash; Start by shifting your focus from &quot;what could have been&quot; to &quot;what is&quot; &mdash; and use that as a foundation for moving forward. [Live Your Legend]</p> <p><a href="http://www.productiveflourishing.com/overcome-procrastination/">Three Questions to Confront and Overcome Procrastination</a> &mdash; Identify the people who don't want you to follow your dreams or goals. Confront the voice that says you can't do it. [Productive Flourishing]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-host-a-thanksgiving-dinner-on-the-cheap">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-3"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/wise-bread-reloaded-right-now-is-the-time-to-get-ready-for-thanksgiving">Wise Bread Reloaded: Right Now Is the Time to Get Ready for Thanksgiving</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-thanksgiving-traditions-you-should-skip">5 Thanksgiving Traditions You Should Skip</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-quick-and-delicious-ways-to-use-thanksgiving-leftovers">15 Quick and Delicious Ways to Use Thanksgiving Leftovers</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/people-who-love-thanksgiving-do-these-8-things-do-you">People Who Love Thanksgiving Do These 8 Things, Do You?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/simple-recipes-for-a-frugal-vegetarian-thanksgiving">Simple Recipes for a Frugal Vegetarian Thanksgiving</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment best money tips Thanksgiving Thu, 17 Nov 2016 11:00:08 +0000 Amy Lu 1834562 at http://www.wisebread.com 6 Money Lessons We Can Learn From "Gilmore Girls" http://www.wisebread.com/6-money-lessons-we-can-learn-from-gilmore-girls <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/6-money-lessons-we-can-learn-from-gilmore-girls" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/women_friends_tv_69491221.jpg" alt="Learning money lessons from Gilmore Girls" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>In case you have had your head in the sand, been stranded on a desert island, or just been sitting on your couch with your fingers in your ears chanting, &quot;La, la, la,&quot; let me be the one to tell you: The Gilmore Girls are coming back!</p> <p>We've learned a lot from them over the years. Feisty Lorelai and sweet Rory have taught us about love, family, friendship, food, and more. And, on November 25th, I hope to continue my education.</p> <p>Not only do I hope to hear more witty banter and find out (finally???) whether Team Jess really and truly won Rory's heart, but I bet I'll also learn a bit about money. Here's what I've learned so far.</p> <h2>1. Money Isn't Everything</h2> <p>Look at Richard and Emily, or Paris Gellar, or even Logan. They all have quite a bit of money, but it hasn't brought them much in the way of happiness. Instead, it has brought them stress, a constant need to keep up with the other wealthy folks around them, a whole lot of pressure, and anxiety. In fact, if they are what it means to be wealthy, I don't want any part of it!</p> <p>On the flip side, Lorelei and Rory don't have that much money. Sure, by the time the show starts, they clearly are better off than they used to be, but they still aren't wealthy. Yet they are happy, have a solid relationship, and know what they want out of life. When it comes to happiness, being financially stable is important, but being wealthy is not.</p> <h2>2. Sometimes the Little Splurges Are Worth It</h2> <p>We've all heard about how much we could save if we didn't get that coffee every morning, didn't eat out so much, didn't buy so many drinks, etc. But, sometimes, those little splurges are worth it. Think about the number of times the girls bonded over coffee and a meal at Luke's, or even the relationship that developed between Luke and Lorelai.</p> <p>While there are other ways to facilitate relationships, getting a coffee together is socially acceptable and nonthreatening in our culture. So you may not want to drink as much coffee as the Gilmore Girls, but a cuppa here and there, especially when it comes with good conversation, can easily be worth the cost.</p> <h2>3. It's Okay to Ask for Help</h2> <p>Lorelai asks her parents for financial help several times (starting in the very first episode) and it's hard for her every time. She has worked hard to get to where she is, and she doesn't want to lose her financial independence and put herself in a place where she owes someone. Yet, in order to make it possible for Rory to attend Chilton, she humbles herself and asks Richard and Emily for help.</p> <p>And it turns out to be a good thing.</p> <p>While asking for financial help can be at least as tricky in the real world as it is for Lorelai and Rory, sometimes that is what you need to do. If there is something you need and can't afford, or something that would be really, really good for you or a family member, and asking for aid in a mature, intentional way could be one of the best things you ever do.</p> <h2>4. Dream and Plan for Financial Success</h2> <p>Owning their own inn is a dream for Lorelai and Sookie, and it's not one that could ever come true without intentional planning. First, they dream, then they save, then they look for the perfect place, find the right realtor, and so on. By combining their dream with a plan, they eventually achieve their goals.</p> <p>Most dreams cost money, which means that achieving them requires some sort of plan. Without this, the dream will never become feasible and will only ever be a dream. Planning and putting your money behind a dream means that your money is working for you, and gives you motivation to be frugal and make wise choices.</p> <h2>5. You Can Have Fun Without Spending a Lot</h2> <p>Sure, Rory and Lorelai spend quite a bit on coffee and takeout, but they aren't extravagant when it comes to entertainment. Other than a concert here or there, they spend most of their evenings at home, eating a ton of food and watching all sorts of movies. Through this ritual, they've gotten to know each other and have built a strong mother-daughter bond.</p> <h2>6. That Side Hustle Can Add Up</h2> <p>Lorelai works full time and goes to school, but she also takes jobs on the side. She and Sookie cater parties so posh that even Emily wants them to throw one of hers. Without this extra income, I'm pretty sure Lorelai would never have been able to buy the Dragonfly, even on a very generous manager's salary.</p> <p>If you're good at something, start developing your side hustle today. It can be small at first, but who knows what it will grow into. Maybe it will generate some income so you can follow your dreams, too.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/sarah-winfrey">Sarah Winfrey</a> of <a href="http://www.wisebread.com/6-money-lessons-we-can-learn-from-gilmore-girls">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-we-could-all-learn-from-dwayne-the-rock-johnson">6 Money Lessons We Could All Learn From Dwayne &quot;The Rock&quot; Johnson</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">4 Brilliant Tips From &quot;Smart Mom, Rich Mom&quot;</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-frugal-living-skills-i-wish-my-parents-would-have-taught-me">8 Frugal Living Skills I Wish My Parents Would Have Taught Me</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-of-the-coolest-sayings-about-saving">10 of the Coolest Sayings About Saving</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-money-lessons-we-can-learn-from-jk-rowling">4 Money Lessons We Can Learn From J.K. Rowling</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Entertainment advice dreams gilmore girls money lessons saving money side jobs success TV shows Wed, 09 Nov 2016 09:00:06 +0000 Sarah Winfrey 1829534 at http://www.wisebread.com The Frugal Colonizer's Guide to Getting to Mars http://www.wisebread.com/the-frugal-colonizers-guide-to-getting-to-mars <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/the-frugal-colonizers-guide-to-getting-to-mars" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/astronaut_mars_office_19963703.jpg" alt="Frugal colonizer trying to get to Mars" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Do you want to take a trip to Mars?</p> <p>For many people, such a journey would be the thrill of a lifetime. But there's no indication that an average person can currently shell out the billions of dollars it would take to get there.</p> <p>However, there are people working every day on the concept of commercial space flight, and it's possible that one day, such interplanetary trips will be financially achievable even for middle class folks. Famed entrepreneur and inventor Elon Musk recently said he'd like to see the price of a Mars trip drop to about $200,000.</p> <p>Of course, that's still a big chunk of change. But with sensible financial planning, it's a plausible figure even for someone who's not filthy rich.</p> <p>Let's take a look at how an Average Joe might be able to accumulate $200,000 for a trip to Mars.</p> <h2>Save and Wait</h2> <p>Elon Musk didn't give an indication of <em>when </em>the $200,000 price tag might be in place. So let's assume that it's far out in the future. This gives you time to begin saving now and accumulate wealth over time. $200,000 isn't an amount that can be saved overnight, but over the course of, say, 25 years, it's achievable. If you put away just $250 per month and invest in the general stock market, earning about 7% per year, you'll have about $200,000 a quarter century from now, assuming inflation remains low.</p> <h2>Save More and Wait Less</h2> <p>So you don't want to wait 25 years? Fine. That means you'll have to find ways to save more and accumulate $200,000 in a shorter span of time. Assuming the typical 7% market return on investments, it will take about $650 a month to reach your goal in 15 years. To do it in 10 years, you'll need to save about $1,200 per month. It's possible to invest more aggressively and earn money faster, but you also run a greater risk of losing money or falling short of your goal.</p> <h2>Go Full Monk</h2> <p>So let's say you have a middle class salary but don't want to wait at all. You make about $50,000 a year, but want to go in the next five years or so. Well, sounds like it's time to practice living on Mars by cutting out just about every luxury in your life. Move in with your parents to save on rent, or downsize into a tiny house. Ditch your car and get a bus pass. Never eat out. For entertainment, go on long hikes and read books from the library. If Mars is your goal, you need to act like you're practically already there by living on the bare necessities.</p> <h2>Sell Your Story</h2> <p>If you can't afford to take the trip on your own, maybe there's someone who will pay you to tell the story of how you got to Mars. Maybe there's a book deal to be had, or a reality television show. Maybe you could start a blog and sell some ads on it. Why spend your own money when someone else can handle the expense?</p> <h2>Fund It on Kickstarter</h2> <p>It's highly doubtful many people will raise money online for your trip to Mars. But if you turn your trip into an unselfish venture, it might generate some donations, perhaps through a platform like Kickstarter or GoFundMe. For example, you might promise to perform certain kinds of scientific research, or raise awareness for a cause.</p> <h2>Get Sponsorships</h2> <p>Many people climb Mount Everest and do other big expeditions with the support of companies who like the exposure. Your trip to Mars may be highly publicized, so you can trade your potential visibility for cash to help pay for the trip. This might mean you have to travel in a spacesuit with GoDaddy or Red Bull on the back, but it will be worth it for a trip to the red planet.</p> <h2>Sell Mars Artifacts</h2> <p>People will pay big bucks for items from Mars. Rocks. Dirt. Jars of red dust. It can all be for sale if you can find a way to bring it back to Earth. Surely, there may be restrictions on what you can take from Mars, but if the Apollo astronauts brought back moon rocks, you could probably get away with snatching a Mars rock or two. Under this scenario, you'd probably need someone to front you the money and agree to be paid back later when you earn cash from your Mars artifacts.</p> <h2 style="text-align: center;">Like this article? Pin it!</h2> <p>&nbsp;</p> <p style="text-align: center;"><a href="//www.pinterest.com/pin/create/button/?url=http%3A%2F%2Fwww.wisebread.com%2Fthe-frugal-colonizers-guide-to-getting-to-mars&amp;media=http%3A%2F%2Fwww.wisebread.com%2Ffiles%2Ffruganomics%2Fu5180%2FThe%20Frugal%20Colonizers%20Guide%20to%20Getting%20to%20Mars.jpg&amp;description=The%20Frugal%20Colonizers%20Guide%20to%20Getting%20to%20Mars" data-pin-do="buttonPin" data-pin-config="above" data-pin-color="red" data-pin-height="28"><img src="//assets.pinterest.com/images/pidgets/pinit_fg_en_rect_red_28.png" alt="" /></a> </p> <!-- Please call pinit.js only once per page --><!-- Please call pinit.js only once per page --><script type="text/javascript" async defer src="//assets.pinterest.com/js/pinit.js"></script></p> <p style="text-align: center;"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5180/The%20Frugal%20Colonizers%20Guide%20to%20Getting%20to%20Mars.jpg" alt="The Frugal Colonizer's Guide to Getting to Mars" width="250" height="374" /></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/tim-lemke">Tim Lemke</a> of <a href="http://www.wisebread.com/the-frugal-colonizers-guide-to-getting-to-mars">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-4"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-money-moves-to-make-the-moment-you-get-a-promotion">8 Money Moves to Make the Moment You Get a Promotion</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-things-football-teaches-us-about-money">9 Things Football Teaches Us About Money</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-ways-meditation-can-make-you-a-money-master">6 Ways Meditation Can Make You a Money Master</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-personal-finance-rules-you-should-be-breaking">15 Personal Finance Rules You Should Be Breaking</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/21-things-that-young-adults-absolutely-need-to-know-about-money">21 Things That Young Adults Absolutely Need to Know About Money</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Entertainment Travel commercial space flight investing Mars saving trips Mon, 31 Oct 2016 09:00:11 +0000 Tim Lemke 1822946 at http://www.wisebread.com So You Caught a World Series Home Run — What's It Worth? http://www.wisebread.com/so-you-caught-a-world-series-home-run-whats-it-worth <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/so-you-caught-a-world-series-home-run-whats-it-worth" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/iStock_3934024_MEDIUM.jpg" alt="what&#039;s a home run ball worth?" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>With two teams who haven't seen this apex of baseball for many decades, the World Series of 2016 will be a historic one no matter if the Chicago Cubs or the Cleveland Indians triumph. Every home run sent sailing into the Progressive Field stands or onto Waveland Avenue outside Wrigley Field will be a valuable piece of sports history, especially the first home run hit by a Cub, says sports memorabilia expert Robbie Davis Jr.</p> <p>If you were lucky enough to be there, what would happen if you caught the home run ball? Would you get to keep it? Should you?</p> <p>The ownership of home run balls &mdash; and other significant balls like <a href="http://staugustine.com/stories/012305/spo_2843201.shtml#.WA_HPuArI2w">World Series final out balls</a> &mdash; is legally murky, but according to tradition, fans who catch a ball are allowed to take them home. Actually getting a World Series ball home may take perseverance, and deciding what to do with it will be a serious matter.</p> <h2>You'll Be Approached by Team Representatives</h2> <p>It's common for staff to ask fans to return balls that are considered historically important or would be meaningful to the player. &quot;That will certainly happen with any home run ball hit in this series,&quot; says Davis, one of the owners of Robbie's First Base, the Maryland memorabilia shop featured in the reality show <a href="http://www.robbiesfirstbase.com/">Ball Boys</a>. Usually, the fans are offered something in exchange.</p> <p>For example, a pair of Cubs fans caught Willson Contreras' home run ball in the deciding game of the National League Championship this year, and were immediately offered a pair of World Series tickets and a meeting with the Cubs catcher in exchange for it. <a href="http://www.12up.com/posts/4000375-cubs-fans-trade-hr-ball-for-world-series-tickets?a_aid=40734">They happily accepted</a>.</p> <p>Other fans haven't been as thrilled with their offers. The memorabilia collector who caught Alex Rodriguez's 660th home run ball scoffed at the team's offer of a <a href="http://www.newsday.com/sports/baseball/yankees/fan-who-caught-a-rod-s-660th-hr-ball-will-keep-it-for-now-1.10369383">signed bat</a>. And the Philadelphia Phillies caught major flack &mdash; and a lawsuit &mdash; when they talked a 12-year-old girl into trading <a href="http://www.npr.org/templates/story/story.php?storyId=113586589">Ryan Howard's 200th career home</a> run for an ordinary signed ball. Once the lawsuit hit the press, the team gave the ball back to the girl.</p> <h2>Don't Make a Split Second Decision</h2> <p>Ballplayers on the field need to follow their instincts when deciding what to do with a ball they catch &mdash; throw to first base or home? But you have the liberty of thinking it over. For example, when a fan caught A-Rod's 3,000th hit, he turned down the Yankees' offered merchandise trade. Later, he negotiated for the <a href="http://www.law360.com/articles/691103/there-s-a-catch-the-tax-on-catching-a-rod-s-home-run-ball">team to donate $150,000</a> to a charity of his choice, and he also received some signed memorabilia &mdash; clearly a much better deal than officials had initially offered.</p> <p>&quot;I would leave with it that night and then start fielding offers,&quot; Davis says. The team and Major League Baseball will certainly try hard to stop a home run ball from leaving the stadium, but teams usually only offer merchandise or the chance to meet players, while collectors offer cash. With a ball this potentially valuable, he says, &quot;I would want to get paid.&quot;</p> <p>Even for a home run during an ordinary game, the staff's first offer may not be their last.</p> <p>&quot;At Progressive Field, the Indians first offer tickets to an upcoming game and an autographed ball. In rare cases, the club has granted an opportunity to meet the player or watch batting practice on the field,&quot; an <a href="http://mlb.mlb.com/news/print.jsp?ymd=20120627&amp;content_id=34014004&amp;vkey=news_mlb&amp;c_id=mlb">MLB.com article explained</a>.</p> <p>Don't feel bad about holding out for a better offer &mdash; after all, even <a href="http://www.wbur.org/onlyagame/2015/06/11/home-run-balls-brandon-moss-indians-bullpen">Cleveland Indian Brandon Moss'</a> <em>teammates </em>asked for iPhones and Macbooks in exchange for his 100th home run ball, which landed in the bullpen.</p> <h2>Get the Ball Authenticated</h2> <p>The modern sports market depends on authentication. <a href="http://mlb.mlb.com/mlb/authentication/faq.jsp">MLB authenticators</a> are at every World Series game, attaching unique hologram stickers to just about everything used, from bases to buckets of dirt to balls. While the MLB website asserts that they don't authenticate balls for fans, Davis says that in practice, the on-site authenticators will hologram the ball for you even if you don't relinquish it. Without a hologram, it would be difficult to sell the ball for anything near its potential value.</p> <h2>Let Security Escort You Out of Your Seat</h2> <p>One thing you may not have considered when you stuck your glove out to snag that ball is that catching the ball will probably be the end of the game for you.</p> <p>&quot;You're going to have to leave the stadium,&quot; Davis says. &quot;Because everybody knows now these balls are worth something. You need the police to protect you and that ball.&quot;</p> <h2>Consider Your Options &mdash; and the Financial Implications</h2> <p>If you take the ball home, your options are: returning the ball to the team, keeping it as a souvenir, or trying to sell it. Keep in mind that, according to the IRS, if you keep the ball, <a href="http://www.law360.com/articles/691103/there-s-a-catch-the-tax-on-catching-a-rod-s-home-run-ball">you will have to pay taxes</a> on it's market value, <em>even if you don't sell it</em>.</p> <p>What kind of market value are we talking about? Mark McGuire's 70th home run ball still holds the price record after being sold for $3 million in 1999. But non-milestone home run balls that happen to be hit during the World Series are not in that league. Even a certified ball with Joe Dimaggio's autograph from the 1941 World Series is listed for only around <a href="http://www.ebay.com/itm/Brooklyn-Dodgers-Joe-Dimaggio-Signed-1941-World-Series-Game-Used-Baseball-PSA-/111839826979?hash=item1a0a2c5423">$3,000 on eBay</a>, and a less famous signed World Series ball, from 1999, is <a href="http://www.ebay.com/itm/Jim-Leyritz-Signed-Autographed-1999-World-Series-Baseball-Last-Home-Run-PSA-DNA-/121919881554?hash=item1c62fdc152:g:LY8AAOSwv9hW4Zvu">priced at $79.99</a>.</p> <p>However, Davis figures a home run hit in this historic fall classic is more in the McGuire league than the typical World Series ball &mdash; especially the first home run hit by a Chicago Cub in the series.</p> <p>&quot;To put a definitive number on it is going to be hard. But if the first home run a Cub hits in the World Series is at Wrigley, it could be through the roof,&quot; Davis says. His best guess is that the first Cub World Series home run in more than 70 years will sell for a million dollars, or end up on display in the Hall of Fame &mdash; or both.</p> <p>Davis has one piece of advice for those who want to sell: &quot;Strike while the iron is hot.&quot; While waiting a day or a week won't diminish a historic ball's value, letting years go by could. He saw one customer pass up an offer of $250,000 for a historic home run ball he'd caught &mdash; only to end up settling for $45,000 later.</p> <h2>Consider the Value to the Team or Player</h2> <p>When a home run ball is caught by a true fan, often the thought of being able to give something back to the player who has brought them so much joy trumps any possible compensation. When Cubs pitcher Jake Arrieta hit a three-run homer in San Francisco during this year's National League Division Series, the <a href="http://chicago.cbslocal.com/2016/10/11/arrietas-hr-flies-into-hands-of-evanston-native-in-san-francisco/">fan who caught it</a> happily traded in the ball, saying, &quot;The experience was catching the ball. Of course the ball should be back with Jake.&quot;</p> <p>Davis says that when teams say they will give the ball back to the player, they're as good as their word. Even if the player agrees to display their historic ball in Cooperstown, it will still belong to him. But why take the team's word for it? If you're going to be nice enough to give a historic home run back to one of your heroes, why not insist on placing it in his hands yourself? Meeting a player you idolize one on one, and hearing him express his appreciation, is an experience that no amount of money could buy.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/carrie-kirby">Carrie Kirby</a> of <a href="http://www.wisebread.com/so-you-caught-a-world-series-home-run-whats-it-worth">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-5"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/a-complete-guide-to-saving-at-americas-baseball-stadiums">A Complete Guide to Saving at America&#039;s Baseball Stadiums</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-watch-sports-without-cable-tv">How to Watch Sports Without Cable TV</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-save-money-when-getting-your-drink-on">15 Ways to Save Money When Getting Your Drink On</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">4 Brilliant Tips From &quot;Smart Mom, Rich Mom&quot;</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/7-surprising-ways-summer-will-cost-you">7 Surprising Ways Summer Will Cost You</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Entertainment baseball fandom history home run memorabilia sports Thu, 27 Oct 2016 09:00:05 +0000 Carrie Kirby 1821539 at http://www.wisebread.com Best Money Tips: How to Plan a Halloween Party Frugally http://www.wisebread.com/best-money-tips-how-to-plan-a-halloween-party-frugally <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/best-money-tips-how-to-plan-a-halloween-party-frugally" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/kids_halloween_party_78442975.jpg" alt="Planning a Halloween party frugally" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Welcome to Wise Bread's <a href="http://www.wisebread.com/topic/best-money-tips">Best Money Tips</a> Roundup! Today we found articles on how to plan a frugal Halloween party, how to set up a home office, and things you can do right now to improve your marriage.</p> <h2>Top 5 Articles</h2> <p><a href="http://www.frugalbuzz.com/articles/party-planning/how-to-plan-a-frugal-halloween-party/">How To Plan A Frugal Halloween Party</a> &mdash; Avoid buying flimsy decorations that will easily fall apart. You'll save on next year's Halloween if you can reuse the decorations. [Frugal Buzz]</p> <p><a href="http://gradmoneymatters.com/money-making-ideas/awesome-guide-to-setting-up-a-convenient-home-office.html">Awesome Guide to Setting Up a Convenient Home Office</a> &mdash; Get a quality headset with noise cancellation if you will be taking conference calls and phone meetings in your home office. [Grad Money Matters]</p> <p><a href="http://www.livingwellspendingless.com/2016/10/17/11-things-you-can-do-right-now-to-improve-your-marriage/">11 Things You Can Do Right Now to Improve Your Marriage</a> &mdash; Don't keep a tally when you fight with your spouse. Let go of the list of complaints and wrongs &mdash; either address them or let them go. [Living Well Spending Less]</p> <p><a href="http://www.csmonitor.com/Business/Saving-Money/2016/1017/When-your-favorite-Black-Friday-2016-ads-will-arrive">When your favorite Black Friday 2016 ads will arrive</a> &mdash; Any non-election news that comes out on November 8 will be buried, lost, and ignored. You're more likely to see Black Friday ads released on Monday or Wednesday of that week. [The Monitor]</p> <p><a href="http://www.popsugar.com/smart-living/How-Help-Someone-Anxiety-42078628">7 Things You Can Do to Help Someone With Anxiety</a> &mdash; Everyone deals with anxiety attacks differently. If you don't know how to help a friend who's having an attack, just ask. [PopSugar Smart Living]</p> <h2>Other Essential Reading</h2> <p><a href="https://due.com/blog/8-ways-billing-habits-killing-business/">8 Ways Your Billing Habits are Killing Your Business</a> &mdash; If you want a bill to get paid faster, double check the invoice to make sure it's accurate before you send it out. [Due]</p> <p><a href="http://www.budgetsaresexy.com/2016/10/ways-to-be-better-today-than-yesterday/">19 Ways to Be Better Today Than Yesterday</a> &mdash; Work on your relationships and spend 15 extra minutes with a client or a friend. [Budgets Are Sexy]</p> <p><a href="http://www.thepennyhoarder.com/freezing-vegetables-and-fruits/">Here&rsquo;s How to Freeze All Your Favorite Fruits and Vegetables</a> &mdash; Freezing fruits and vegetables will degrade their texture and nutritional value. Give yourself some wiggle room by choosing the best specimens to freeze for later. [The Penny Hoarder]</p> <p><a href="http://www.stackthechips.com/5-mistakes-modern-real-estate-investors-make/">5 Mistakes Modern Real Estate Investors Make</a> &mdash; When it comes to real estate investing, you can't have a get-rich-quick attitude. [Stack The Chips]</p> <p><a href="http://parentingsquad.com/3-on-the-go-activities-for-your-science-lover">3 On-the-Go Activities for Your Science Lover</a> &mdash; These kits will keep your little scientist engaged for hours! [Parenting Squad]</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/amy-lu">Amy Lu</a> of <a href="http://www.wisebread.com/best-money-tips-how-to-plan-a-halloween-party-frugally">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-2"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/47-cheap-fun-things-to-do-this-weekend">47 Cheap, Fun Things to Do This Weekend</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/15-ways-to-save-money-when-getting-your-drink-on">15 Ways to Save Money When Getting Your Drink On</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/are-all-inclusive-vacations-and-cruises-worth-the-money">Are All-Inclusive Vacations and Cruises Worth the Money?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">4 Brilliant Tips From &quot;Smart Mom, Rich Mom&quot;</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment best money tips Halloween party Wed, 19 Oct 2016 10:00:07 +0000 Amy Lu 1815777 at http://www.wisebread.com Are You Spending Too Much on Halloween This Year? http://www.wisebread.com/are-you-spending-too-much-on-halloween-this-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/are-you-spending-too-much-on-halloween-this-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/dog_halloween_costume_96975833.jpg" alt="Wondering if you&#039;re spending too much on Halloween this year" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>According to the National Retail Federation (NRF), more than 171 million Americans will celebrate Halloween this year at a <a href="https://nrf.com/media/press-releases/halloween-spending-reach-84-billion-highest-survey-history">total cost of about $8.4 billion</a> &mdash; an all-time high.</p> <p>Broken down, the price tag for each person is estimated to be an average of $82.93, up from last year's $74.34. But we all know that number goes right out the window if you're a fright-night fanatic. At least mine does &mdash; on candy and costume and festivities alone. Tack on decorations, greeting cards, and pet costumes to the list (the latter of which has become BIG business to the tune of $350 million a year), and you can easily spend $100 to $200 on Halloween &mdash; a hefty price tag for what's generally considered to be a &quot;kid&quot; holiday.</p> <p>Ward off such wickedness this October 31 by checking your receipts for hidden spending gremlins.</p> <h2>1. Decorations</h2> <p>The National Retail Federation found that 70% of Halloween shoppers plan to purchase decorations, spending $2.4 billion, while 49% &mdash; likely many of the same respondents &mdash; say they'll decorate their homes or yards. This certainly can become problematic if you're buying new, full-price decorations to add to your collection every year, but there are ways to lessen the cost.</p> <p>My method, for instance, is to buy new items postseason. I never purchase any holiday decorations, Halloween or otherwise, while the season is in full swing. Even if discounts are available (Target reels you in with discounts throughout the season on its Cartwheel app, for example), you'll pay a fraction of even those discounted prices if you wait until November 1 or a couple days after to snag what's left of the haul. Granted, you may not find high-end items like yard inflatables or animatronic monsters, but I'm usually able to add a few smaller decorations to my overall Halloween aesthetic. Outdoor holiday lights and party supplies also are in abundance on clearance the day after.</p> <h2>2. Greeting Cards</h2> <p>A whopping $390 million is spent on Halloween greeting cards every year, purchased by 35.4% of Halloween shoppers. This might not makes sense to some of you, but anybody who has children in their lives &mdash; specifically nieces, nephews, and grandchildren &mdash; will recognize how Hallmark and American Greetings continue to make a killing (mostly because of the guilt we feel for not actually being present to celebrate with them), especially when you consider that the average cost of greeting cards hovers around $5. In fact, I've known people who have spent upward of $18 on a single fancy greeting card; they've been drinking too much witches' brew, for sure.</p> <p>I cut costs on greeting cards for my own nephews by either buying them a year in advance like I do decorations &mdash; and I've walked away with cards at a whopping 90% off the day after Halloween &mdash; or forgoing the card altogether. Because based on my own personal experience, I can absolutely confirm that children don't care about the card whatsoever when there's also candy in the package. Skip it and it'll never be missed.</p> <h2>3. Candy</h2> <p>Okay, now we're getting into serious Halloween territory. Candy &mdash; the crux of the entire bloody celebration &mdash; rakes in an incredible $2.5 billion in September and October alone, with 94.3% of consumers surveyed by the NRF breaking out their wallets for the sugary-sweet treats.</p> <p>And it's not cheap. The average person will spend $24.43 on candy this year, which represents a big chunk of the total Halloween spend average of $82.93. It's easy to see how it gets there though. Premium chocolate brands, like Hershey's, Mars, M &amp; M's, and Reese's, are priced between $10 and $12 per large bag featuring kids/snack size servings. I've seen the per-pound cost of some of these bags between $5 and $7, which is rather expensive for run-of-the-mill chocolate.</p> <p>But therein lies your savings tip: Before I purchase any bag of candy, I compare the number of pieces in the bag/how much the bag weighs with the price-per-pound designation listed on the price tag on the store shelf. Most of them have these. While larger bags may seem like the best value, often the smaller bags are more economical, comparatively.</p> <p>Let's not forget, either, that you're paying for packaging and holiday marketing when you buy holiday food/candy &mdash; the brands factor in the cost of unsold post-holiday items into the cost of the bag you're buying &mdash; which means that you'll save even more if you purchase the everyday bags in the regular candy aisle opposed to those in the seasonal food section. Of course, you can reduce the price even further with app savings and coupons.</p> <h2>4. Human Costumes</h2> <p>Outside of candy, the other major Halloween expense is costumes, which takes up the biggest portion of the holiday-spending pie at $3.1 billion.</p> <p>When it comes to costumes, we're already fairly savvy: 35% of costume shoppers search for the perfect outfit online, where you can find great costumes at reasonable or even discounted prices, while 29% shop in store, likely at pop-up shops like <a href="http://www.spirithalloween.com/">Spirit Halloween Superstores</a>. (I receive discounts galore at Halloween by being on their email list.)</p> <p>What's even more heartening from a savings standpoint is that many of us rely on social media (34%), friend and family (19%), pop culture (16%), and print media (14%) for costume ideas, the pieces for which we look for in our own closets or thrift stores.</p> <p>Again, I've saved a bundle picking up full costumes, odds and ends, and accessories after the holiday; Spirit goes out of business for the year, end of day November 1, but you can snag tons of great stuff that day. I keep all those items in a box to piece meal a costume together the next year.</p> <p>Another smart idea is to swap costumes and accessories among friends. Somebody in your circle may have just what you're looking for &mdash; Facebook is an excellent way to find out &mdash; so you don't have to shell out for one-use-only items.</p> <h2>5. Pet Costumes</h2> <p>We love our pets. So much so that 20 million of us are willing to fork over a combined $350 million to dress up our furbabies as waggy-tailed ghouls and goblins.</p> <p>I admit that I've dressed up my own dog for a celebration at the dog park or for a neighborhood parade, but I'll let you in on a little secret: He doesn't like it one bit. And it stands to reason that yours probably doesn't either. Which is why I don't do it anymore.</p> <p>Even a discounted costume is a waste, in my opinion, because if the dog doesn't destroy it trying to get it off, it'll get filthy when your pet rolls around in the dirt and other dogs' poop in hopes of sending you a message to stop humiliating it in public. Thus, if you're looking to shave real money off your Halloween expenditures this year, cut out the pet costume altogether (or reuse the filthy one). No sleep will be lost, least of all by your slobbery companion.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/are-you-spending-too-much-on-halloween-this-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-6"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/the-big-list-of-money-saving-coupon-codes-for-halloween-2016">The Big List of Money-Saving Coupon Codes for Halloween 2016</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/easy-ways-to-save-on-7-everyday-buys">Easy Ways to Save on 7 Everyday Buys</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-85-best-ways-to-save-on-halloween-this-year">Flashback Friday: 85 Best Ways to Save on Halloween This Year</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/3-smart-ways-to-save-on-fathers-day">3 Smart Ways to Save on Father&#039;s Day</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">4 Brilliant Tips From &quot;Smart Mom, Rich Mom&quot;</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Shopping budgeting candy costumes decorations Halloween Holidays pets saving money spending Mon, 17 Oct 2016 10:00:09 +0000 Mikey Rox 1813149 at http://www.wisebread.com Flashback Friday: 38 Money Lessons We Can Learn From Celebrities http://www.wisebread.com/flashback-friday-38-money-lessons-we-can-learn-from-celebrities <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/flashback-friday-38-money-lessons-we-can-learn-from-celebrities" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/john_oliver_91926655.jpg" alt="Learning money lessons from John Oliver" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Whether you become rich first, or famous first, the two eventually go hand in hand. In order to maintain that financial success, you need to be smart about how all that money is spent. Otherwise, you'll lose both. Here are 38 money lessons we can learn from famous people.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/dwayne_johnson_000018755909.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/6-money-lessons-we-could-all-learn-from-dwayne-the-rock-johnson?ref=fbf">6 Money Lessons We Could All Learn From Dwayne &quot;The Rock&quot; Johnson</a> &mdash; After his football career ended, The Rock had just $7 left to his name. He has since turned that into an impressive acting career, and millions of dollars. He never gave up on his dreams, and neither should you.</p> <p><a href="http://www.wisebread.com/4-money-lessons-we-can-learn-from-jk-rowling?ref=fbf">4 Money Lessons We Can Learn From J.K. Rowling</a> &mdash; She was a single mom and living on government assistance when she wrote the first book in the wildly popular <em>Harry Potter </em>series. Rowling is also the first female billionaire novelist creating a brand worth $15 billion. She knows a thing or two.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/beyonce_knowles_000016852365.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/7-money-lessons-we-can-learn-from-beyonc?ref=fbf">7 Money Lessons We Can Learn From Beyoncé</a> &mdash; Bow down to Queen Bey, because she knows how to manage her money like a baller. She might be one-half of the biggest power couple in the world, but she has also created a diversified career in entertainment, and could easily stand on her own.</p> <p><a href="http://www.wisebread.com/zooey-deschanel-never-pays-late-fees-and-5-other-smart-money-lessons-from-celebrities?ref=fbf">Zooey Deschanel Never Pays Late Fees and 5 Other Smart Money Lessons From Celebrities</a> &mdash; Did you know that Kristen Bell is a coupon clipper? Or that Mindy Kaling returns most of the clothes she buys? Celebrities are just like us! Even though they are raking in the dough.</p> <p><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/u5171/john_oliver_12450865504_98a7a40631_z.jpg" width="605" height="340" alt="" /></p> <p><a href="http://www.wisebread.com/7-best-money-management-tips-from-john-oliver?ref=fbf">7 Best Money Management Tips From John Oliver</a> &mdash; John Oliver might be a famous funny man, but his weekly show on HBO often covers financial news stories that everyone should pay attention to. From zombie debt to creating a reliable retirement plan, John Oliver knows all.</p> <p><a href="http://www.wisebread.com/8-financial-lessons-from-adele?ref=fbf">8 Financial Lessons From Adele</a> &mdash; Adele might say &quot;Hello from the other side&quot; of extreme wealth, but she lives a surprisingly relatable lifestyle. She shops at thrift stores and one of her most extravagant purchases was a plasma TV.<em> I know! </em></p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/chrissa-hardy">Chrissa Hardy</a> of <a href="http://www.wisebread.com/flashback-friday-38-money-lessons-we-can-learn-from-celebrities">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-34-ways-fitness-can-improve-your-finances">Flashback Friday: 34 Ways Fitness Can Improve Your Finances</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-85-best-ways-to-save-on-halloween-this-year">Flashback Friday: 85 Best Ways to Save on Halloween This Year</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-50-money-moves-you-need-to-make-when-big-changes-happen">Flashback Friday: 50 Money Moves You Need to Make When Big Changes Happen</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-money-misconceptions-we-need-to-stop-believing">Flashback Friday: 38 Money Misconceptions We Need to Stop Believing</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/4-brilliant-tips-from-smart-mom-rich-mom">4 Brilliant Tips From &quot;Smart Mom, Rich Mom&quot;</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Frugal Living Entertainment Adele Beyoncé budgeting celebrities fbf finances flashback friday frugal living jk rowling john oliver money lessons Fri, 14 Oct 2016 10:00:11 +0000 Chrissa Hardy 1812616 at http://www.wisebread.com 4 Money Lessons We Can Learn From J.K. Rowling http://www.wisebread.com/4-money-lessons-we-can-learn-from-jk-rowling <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/4-money-lessons-we-can-learn-from-jk-rowling" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/wizards_magic_wands_62514930.jpg" alt="Learning money lessons from JK Rowling" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>While divorced and living on government assistance in a tiny apartment with her infant child, J.K. Rowling wrote the first book in the world-famous <em>Harry Potter</em> series. The rest is history: Rowling became the first female billionaire novelist creating a brand worth an estimated $15 billion.</p> <p>Even though she released the last Harry Potter book back in 2007, she still makes a cool $14 million per year through her proprietary website Pottermore and her other books. When it comes to becoming successful, she is living proof that perseverance and hard work can be just as effective as any spell from the Elder Wand. Here are the four money lessons we could all learn from author J.K. Rowling.</p> <h2>1. Be Prepared for the Worst</h2> <p>Rowling is so talented that her first three Harry Potter books occupied the top spots on numerous best-seller lists in the U.S. and the U.K. With each new book in the series, she went on to set new records in sales. When she published the seventh and final book the Harry Potter series, she set the record for the fastest selling book in the U.K. and U.S. and sales, accumulating more than 375 million book sales around the globe.</p> <p>However, Rowling hasn't taken any of her success for granted. &quot;Talent and intelligence never yet inoculated anyone against the caprice of the fates,&quot; she warned the <a href="http://news.harvard.edu/gazette/story/2008/06/text-of-j-k-rowling-speech/">Harvard Class of 2008</a> when she received her honorary degree at that institution. By citing her short-lived marriage, jobless situation, single-parent status, and dependency on welfare, she stated that some failure in life is inevitable and impossible to avoid. The trick is to have the humility to plan ahead and set yourself up to be able to survive the vicissitudes of life.</p> <p><strong>Money Lesson:</strong> Nobody is invincible, life happens. Sometimes your carburetor goes bust or your kid decides to test the water resistance of your laptop. Don't become part of the 67% to 75% of U.S. households that <a href="http://www.fool.com/investing/general/2016/05/28/a-staggering-number-of-us-households-cant-cover-a.aspx">can't cover a $1,000 emergency expense</a>; build an emergency fund that can help during a cash crunch. Also, if you're the sole or main breadwinner of your household, invest in life insurance to prevent a financial crisis for your dependents in case you're no longer in the picture. Realize that today is the cheapest that your life insurance will ever be.</p> <h2>2. Pay With Cash More Often</h2> <p>Being completely skint left a heavy mark on Rowling. In an <a href="https://www.theguardian.com/books/2015/nov/28/conversation-lauren-laverne-jk-rowling-interview">2015 interview</a> she confessed, &quot;I hate not having cash on me, and that's definitely a connection to having been on benefits and, you know, just watching my cash dwindle through the week and praying it will last.&quot;</p> <p>The empirical evidence suggests that Rowling is doing the smart thing by sticking to cold hard cash as often as possible to make her purchases:</p> <ul> <li>Credit card users spend 12% to 18% more than those using cash;<br /> &nbsp;</li> <li>Diners at McDonald's using plastic spend an average of $7 while those using cash spend an average $4.50;<br /> &nbsp;</li> <li>States with highway tolls realize that they can get away with charging more to credit card users than cash users; and<br /> &nbsp;</li> <li>Credit card users were willing to pay more than twice as much on average as cash users for basketball tickets in a study.</li> </ul> <p><strong>Money Lesson:</strong> While a credit card can help you build your credit score, cash can help you to stick to your budget and hold you back from spending more than you have to. Start paying with cash more often. (See also: <a href="http://www.wisebread.com/top-6-reasons-why-using-cash-only-rocks?ref=seealso">Top 6 Reasons Why Using Cash-Only Rocks</a>)</p> <h2>3. Seek Professional Advice</h2> <p>In a world of memorable characters, Hogwarts Headmaster Albus Dumbledore is sure to stand out. Whether it's due to being the founder of the Order of the Phoenix or having a fondness for sherbet lemon and knitting patterns, Dumbledore just can't be ignored. In <a href="http://amzn.to/2dPCGBZ">Harry Potter and the Sorcerer's Stone</a>, he explains to Harry, &quot;Humans do have a knack for choosing precisely the things that are worst for them.&quot;</p> <p>From the many bad choices that Fred and George make throughout the entire series, you can clearly see that both muggles and wizards have a tendency to make poor decisions, particularly when it comes to making money. Remember the bet with Ludo Bagman? Throughout the Potter series, Rowling clearly suggests the importance of seeking out others for advice and help. (See also: <a href="http://www.wisebread.com/21-personal-finance-lessons-from-harry-potter?ref=seealso">21 Personal Finance Lessons From Harry Potter</a>)</p> <p><strong>Money Lesson:</strong> From executing an estate to pulling out a tree from your backyard, there are many <a href="http://www.wisebread.com/4-times-you-should-splurge-and-hire-a-pro">times you should splurge and hire a pro</a>. Hiring a professional doesn't just help you minimize the potential to cause physical or financial damage, but also prevents you from making bad decisions due to a lack of information. When it comes to finances, you'll often find it's a good idea to seek out the help of a financial adviser as your unique financial situation becomes more complex due to many instances, including a large inheritance, closeness to retirement age, or setup of a trust with relatives. (See also: <a href="http://www.wisebread.com/who-to-hire-a-financial-planner-or-a-financial-adviser?ref=seealso">Who to Hire: A Financial Planner or a Financial Adviser?</a>)</p> <h2>4. Save for Retirement</h2> <p>In the same 2015 interview, Rowling shared the following anecdote:</p> <p>&quot;I met a man a couple of years ago who had grown up with a huge amount of money. And he said to me in passing, 'You know, money is not the most important thing.' Which is both true, and profoundly ignorant. Because when you have no money, it is absolutely the most important thing. Only someone who has never had to worry can make a statement like that.&quot;</p> <p>This is a strong call as to why you need to start saving for retirement or strengthen your nest egg even more. In 2016, 26% of U.S. workers have <a href="https://www.ebri.org/pdf/briefspdf/EBRI_IB_422.Mar16.RCS.pdf">less than $1,000</a> saved for retirement. This trend is particularly troubling among Millennials: 40% of Millennials say they <a href="http://money.usnews.com/money/personal-finance/articles/2016-05-27/who-needs-a-retirement-plan-apparently-not-millennials">don't have a retirement income strategy</a> in place and 57% of them report they haven't even begun saving yet. As Rowling indicates, money isn't everything &mdash; but it'll surely become the most important thing when you don't have enough during your retirement years.</p> <p><strong>Money Lesson:</strong> In 2016 and 2017, you can contribute each year up to $18,000 ($24,000 if age 50 and over) to your 401K and up to $5,500 ($6,500 if age 50 and over) to your IRA. Make your very best effort to take advantage of those high limits by increasing your monthly contributions, taking advantage of windfalls, and maximizing employer matches. Remember that contributing to retirement accounts effectively reduces your tax liability every year and defers applicable income taxes until retirement when you're more likely to be in a lower tax bracket. It's never too late to start saving for retirement, and it ain't over till it's over! (See also: <a href="http://www.wisebread.com/7-retirement-planning-steps-late-starters-must-make?ref=seealso">7 Retirement Planning Steps Late Starters Must Make</a>)</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/damian-davila">Damian Davila</a> of <a href="http://www.wisebread.com/4-money-lessons-we-can-learn-from-jk-rowling">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-8"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-smart-money-moves-to-make-in-the-new-year">8 Smart Money Moves to Make in the New Year</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-we-could-all-learn-from-dwayne-the-rock-johnson">6 Money Lessons We Could All Learn From Dwayne &quot;The Rock&quot; Johnson</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-essentials-for-building-a-profitable-portfolio">5 Essentials for Building a Profitable Portfolio</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-we-can-learn-from-gilmore-girls">6 Money Lessons We Can Learn From &quot;Gilmore Girls&quot;</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/flashback-friday-38-money-lessons-we-can-learn-from-celebrities">Flashback Friday: 38 Money Lessons We Can Learn From Celebrities</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Personal Finance Entertainment advice harry potter jk rowling lessons money management rags to riches retirement success stories Thu, 13 Oct 2016 09:00:08 +0000 Damian Davila 1811797 at http://www.wisebread.com Ask the Readers: Are You Wearing a Costume for Halloween This Year? http://www.wisebread.com/ask-the-readers-are-you-wearing-a-costume-for-halloween-this-year <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/ask-the-readers-are-you-wearing-a-costume-for-halloween-this-year" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/friends_halloween_costumes_102152055.jpg" alt="" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p><em>Editor's Note: Congratulations to <a href="hhttp://www.wisebread.com/ask-the-readers-are-you-wearing-a-costume-for-halloween-this-year#comment-798464">Guest</a>, Laura, and Kristin for winning this week's contest!</em></p> <p>Wearing costumes is a big part of Halloween &mdash; and it can be a big chunk of Halloween spending. While store-bought costumes can be pricey, they're certainly convenient. On the other hand, a DIY costume allows you to exercise your creativity and may not cost a penny to put together.</p> <p><strong>Are you wearing a costume for Halloween this year?</strong> Is it a DIY costume or store-bought? What is the most memorable costume idea you've ever encountered?</p> <p>Tell us whether you're wearing a costume this Halloween and we'll enter you in a drawing to win a $20 Amazon Gift Card!</p> <h2>Win 1 of 3 $20 Amazon Gift Cards</h2> <p>We're doing three giveaways &mdash; here's how you can win!</p> <h3>Mandatory Entry:</h3> <ul> <li>Post your answer in the comments below. One commenter will be randomly selected to win a $20 Amazon Gift Card!</li> </ul> <h3>For Extra Entries:</h3> <ul> <li>You can tweet about our giveaway for an extra entry. Also, our Facebook fans can get an extra entry too! Use our Rafflecopter widget for your chance to win one of the other two Amazon Gift Cards:</li> </ul> <p><a class="rcptr" href="http://www.rafflecopter.com/rafl/display/79857dfa266/" rel="nofollow" data-raflid="79857dfa266" data-theme="classic" data-template="" id="rcwidget_gprxc9vk">a Rafflecopter giveaway</a> </p> <script src="https://widget-prime.rafflecopter.com/launch.js"></script></p> <p>If you're inspired to write a whole blog post OR you have a photo on Flickr to share, please link to it in the comments or tweet it.</p> <h4>Giveaway Rules:</h4> <ul> <li>Contest ends Monday, October 17th at 11:59 p.m. Pacific. Winners will be announced after October 17th on the original post. Winners will also be contacted via email.<br /> &nbsp;</li> <li>You can enter all three drawings &mdash; once by leaving a comment, once by liking our Facebook update, and once by tweeting.<br /> &nbsp;</li> <li>This promotion is in no way sponsored, endorsed or administered, or associated with Facebook.<br /> &nbsp;</li> <li>You must be 18 and US resident to enter. Void where prohibited.</li> </ul> <p><strong>Good Luck!</strong></p> <div class="field field-type-text field-field-blog-teaser"> <div class="field-items"> <div class="field-item odd"> Tell us whether you&#039;re wearing a costume this Halloween and we&#039;ll enter you in a drawing to win a $20 Amazon Gift Card! </div> </div> </div> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-jacobs">Ashley Jacobs</a> of <a href="http://www.wisebread.com/ask-the-readers-are-you-wearing-a-costume-for-halloween-this-year">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-7"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-are-your-best-entertainment-tips-a-chance-to-win-tickets-to-a-broadway-show">Ask the Readers: What are Your Best Entertainment Tips? (A Chance to Win Tickets to a Broadway Show!)</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-what-is-your-new-years-resolution">Ask the Readers: What Is Your New Year&#039;s Resolution?</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-200-giveaway-what-is-your-top-question-about-personal-finance">Ask the Readers $200 Giveaway: What is Your Top Question About Personal Finance?</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/ask-the-readers-how-did-you-spend-your-first-paycheck">Ask the Readers: How Did You Spend Your First Paycheck?</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-make-8-trending-halloween-costumes-on-the-cheap">How to Make 8 Trending Halloween Costumes on the Cheap</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Entertainment Giveaways Ask the Readers Halloween Tue, 11 Oct 2016 10:00:07 +0000 Ashley Jacobs 1807397 at http://www.wisebread.com These 10 Money Podcasts Will Help You Save Tons http://www.wisebread.com/these-10-money-podcasts-will-help-you-save-tons <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/these-10-money-podcasts-will-help-you-save-tons" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_coffee_phone_92461379.jpg" alt="Woman listening to money podcasts that will save her tons" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Want to save money and become more financially literate without hitting the books? Podcasts are a great way to pass the time, and they serve to entertain and educate. You can find a podcast about almost anything, and best of all, they are free.</p> <p>Listen to podcasts while commuting to and from work or listen to one while taking a walk. I even enjoy listening to financial podcasts when I am cleaning or folding laundry. (See also: <a href="http://www.wisebread.com/the-5-best-money-podcasts?ref=seealso">The 5 Best Money Podcasts</a>)</p> <h2>1. Dave Ramsey Show</h2> <p>Even though I don't agree with all of Ramsey's money philosophies, he is one of my favorite personal finance gurus. The <a href="http://www.daveramsey.com/show">Dave Ramsey podcast</a> is a mix of stories and interviews of individuals and couples who have conquered their debt, as well as personal finance advice from Ramsey. It is more of a talk-show type podcast than a financial monologue, which makes for an engaging listen.</p> <h2>2. Money Girl's Quick and Dirty Tips for a Richer Life</h2> <p>Want to become financially smarter in the least amount of time possible? Then the <a href="https://itunes.apple.com/us/podcast/money-girls-quick-dirty-tips/id209859739?mt=2">Money Girl's</a> podcast is the right fit for you. Most podcasts are around 15&mdash;18 minutes, which makes it easy to fit financial lessons in a busy schedule. Money Girl discusses a wide range of tips, from more serious issues such as protecting your money in a divorce to fun topics, such as choosing a wardrobe on a budget.</p> <h2>3. Chris Hogan's Retire Inspired</h2> <p>Hogan just started his <a href="https://itunes.apple.com/us/podcast/chris-hogans-retire-inspired/id1117556964?mt=2">Retire Inspired</a> podcast in June 2016, but <a href="http://amzn.to/2dsV5pF">his book of the same name</a> is a best-seller. His advice for retirement is not just for those close to retirement. Hogan talks to Millennials and those on the edge of retirement simultaneously. Listen to this podcast for retirement and saving and financial motivation, but don't expect in-depth strategies for investing or 401K advice.</p> <h2>4. Radical Personal Finance</h2> <p>If you feel like you have already heard it all when it comes to personal finance advice, then <a href="https://itunes.apple.com/us/podcast/radical-personal-finance-financial/id896153632?mt=2">Radical Personal Finance</a> is one podcast to listen to. Host Joshua J. Sheats tackles very interesting and off-the-wall finance topics that are just fascinating. Some notable show titles include, &quot;Tips to Hitchhike Europe (or Anywhere) on $40 a Week&quot; and &quot;Investing in Rare Coins With Numismatic Value.&quot; Sheats also has podcasts on every day finance topics too, including a recent show titled, &quot;The Recovering Spender: How to Live a Happy, Fulfilled, Debt-Free Life.&quot;</p> <h2>5. The Clark Howard Podcast</h2> <p><a href="https://itunes.apple.com/us/podcast/the-clark-howard-podcast/id207724573?ign-mpt=uo%3D8">Clark Howard</a> is a household name when it comes to personal finance. His podcasts are all over an hour but are packed with financial news and advice on how to save money and avoid scams and being ripped off.</p> <h2>6. Listen Money Matters</h2> <p><a href="https://www.listenmoneymatters.com/show/">Listen Money Matters</a> (LMM) is a podcast for both those new to money management, as well as more seasoned investors. The podcast focuses on four main areas: budgeting, investing, getting out of debt, and growing your income. The practical advice spans from podcasts like, &quot;How to Prioritize Your Financial Goals,&quot; which is useful to everyone, to &quot;How to Calculate Your Rental Yield,&quot; which is important for those who want to profit in real estate.</p> <h2>7. Smart Passive Income</h2> <p>Pat Flynn from <a href="http://www.smartpassiveincome.com/podcasts/">Smart Passive Income</a> is a must-listen for individuals interested in growing passive streams of income in their lives. Flynn also has a lot of influence, which means he has a lot of interesting guests and interviews on the show. He has interviewed Tim Ferris, Michael Hyatt, Chalene Johnson, and Ramit Sethi. It is a fun listen, even if passive income is not your first passion in life.</p> <h2>8. You Need a Budget Podcast</h2> <p>The creators of the <a href="http://www.youneedabudget.com/">You Need a Budget (YNAB)</a> financial software have a weekly podcast that discusses debt, saving money, and getting out of the paycheck to paycheck cycle. Topics include reasons to pay cash for your next house and whether you should outsource your finances.</p> <h2>9. The Investors Podcast</h2> <p>The tagline of <a href="https://www.theinvestorspodcast.com/">The Investor Podcast</a> is, &quot;We study billionaires.&quot; If that doesn't grab your attention right away, I don't know what will. The podcast studies the habits and books billionaires read and breaks them down for listeners. The podcast also includes fascinating interviews, like the recent one that interviewed billionaire investor, Carl Icahn's friend, Mr. Mark Stevens.</p> <h2>10. Mad Fientist</h2> <p><a href="http://www.madfientist.com/podcast/">Mad Fientist</a> considers themselves a financial independence podcast that covers early retirement, investing, real estate, and entrepreneurship. Unlike many of the other podcasts, this podcast is not just one voice/person giving financial advice. Instead, this podcast is all interviews of some of the top experts in personal finance, including Nick Loper, J. Money, and JD Roth.</p> <p>Don't be overwhelmed by all of the amazing choices of podcasts. Subscribe to a handful of them, find out which ones are your favorite, and only listen to shows that are directed toward your unique situation.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/ashley-eneriz">Ashley Eneriz</a> of <a href="http://www.wisebread.com/these-10-money-podcasts-will-help-you-save-tons">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-9"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-money-lessons-we-could-all-learn-from-dwayne-the-rock-johnson">6 Money Lessons We Could All Learn From Dwayne &quot;The Rock&quot; Johnson</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/9-best-money-saving-channels-on-youtube">9 Best Money Saving Channels on YouTube</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-think-like-an-olympian-to-master-your-money">How to Think Like an Olympian to Master Your Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/8-smart-money-moves-to-make-in-the-new-year">8 Smart Money Moves to Make in the New Year</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/6-celebrities-with-shockingly-low-net-worths">6 Celebrities With Shockingly Low Net Worths</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Frugal Living Entertainment advice inspiration listening money podcasts technology Mon, 10 Oct 2016 10:00:08 +0000 Ashley Eneriz 1808266 at http://www.wisebread.com 8 Clever Ways to Sample the Good Life http://www.wisebread.com/8-clever-ways-to-sample-the-good-life <div class="field field-type-filefield field-field-blog-image"> <div class="field-items"> <div class="field-item odd"> <a href="/8-clever-ways-to-sample-the-good-life" class="imagecache imagecache-250w imagecache-linked imagecache-250w_linked"><img src="http://wisebread.killeracesmedia.netdna-cdn.com/files/fruganomics/imagecache/250w/blog-images/woman_beautiful_wealthy_80921263.jpg" alt="Woman learning ways to sample the good life" title="" class="imagecache imagecache-250w" width="250" height="140" /></a> </div> </div> </div> <p>Want to live like a prince on a pauper's budget? Enjoy some of the finer things in life without spending a fortune with these hoity-toity hacks.</p> <h2>1. Make Friends With People in High Places</h2> <p>Oftentimes, getting ahead in life is all in whom you know. You've heard it before. Perhaps you've even experienced it &mdash; and if you have, good on you, because the outcome of such a situation is, by definition, a positive one.</p> <p>As such, getting to &quot;know&quot; people is a solid practice to pick up. For instance, whenever I've moved to a new area I make it a point to introduce myself to the bartenders in my neighborhood when I visit a bar or restaurant. I go so far, in fact, to write down their names plus a few defining characteristics so I can remember them next time. After a while (and this never fails) we're on a first-name, &quot;How's your day?&quot; basis, which almost always turns into free drinks or other discounts regularly. I've saved hundreds, if not thousands, of dollars over the years by doing this, and I always repay that courtesy in my tips, as should you.</p> <h2>2. Crash Convention Receptions for Free Drinks</h2> <p>I hated attending conventions and making useless small talk with strangers when I worked in corporate America, but I rather enjoyed the open bar. Turns out I was doing it all wrong anyway &mdash; I didn't need that stinkin' job &mdash; according to Dr. Murray Grossan, a doctor who attends his fair share of conventions. He suggests crashing the party by grabbing a name tag at the entrance to look official so you can throw a few free ones back before anybody's the wiser.</p> <h2>3. Attend More Gallery Openings for Culture &mdash; And Booze</h2> <p>I enjoy art, and I'm an avid supporter of local artists as I've bought numerous pieces over the years to decorate my homes. Enjoying art also comes with perks, like attending gallery openings in your area while enjoying free snacks and wine. Get on the list by visiting a few of your home favorites and provide your email address in their guest book or another place where they cultivate visitors' information. You'll be in like Flynn for the next exhibition.</p> <h2>4. Rent a Luxury Vehicle</h2> <p>I would probably never rent a luxury vehicle myself &mdash; I'd be way too afraid that I'd inadvertently destroy it, and I don't feel the need to impress anybody with a flashy car. But if you're a luxury automobile super fan who balks at the idea of a luxury automobile payment every month, renting isn't a bad idea.</p> <p>&quot;Cars &mdash; brand-new &mdash; cost an average of $25,000 to $30,000, not including maintenance, fuel, and insurance, and then sit in your driveway 22 to 23 hours a day, typically,&quot; says Bradford Hines, personal finance expert and author of AutoProfitz, a book on how to make money buying and selling cars. &quot;This amount of money easily is tripled for a high-end auto like an Audi, Mercedes, Porsche, etc. I use rental car service Turo, a peer-to-peer rental car company, to indulge in the occasional driving of a nice car to get it out of my system, cost effectively letting me not care about driving a 15-year-old Jetta the rest of the time. I recently rented a two-year-old Mercedes E-class for $125.&quot;</p> <h2>5. Order Apps for Dinner at the Fancy Restaurant</h2> <p>I enjoy dining out, and for me fancier is better for special occasions and the like. Sometimes though, I can't or won't let myself afford the high menu prices at some establishments. To settle on a compromise between my belly and back pocket, I often pop into higher-end eateries, grab a seat al fresco or at the bar, and dine on lesser-priced apps and salads to curb my hunger. By doing this, I'm able to enjoy the ambience and delicious cuisine without having to forage for my food the rest of the month. You also may even find a night at a multi-star joint that offers discounted specials, which is happening more and more as the restaurant wars continue to heat up.</p> <h2>6. Travel During a Location's Offseason</h2> <p>Frequent leisure travelers know that jet-setting during the offseason is where it's at. That's how I've gotten some of my most memorable vacations to places like Iceland and Costa Rica, and pet-insurance CEO Nick Braun is wise to that tactic, too.</p> <p>&quot;My wife and I like to take little two- and three-day trips together to have some fun and set the reset button,&quot; he admits. &quot;Our favorite thing to do is book rooms at a fancy hotel, like Ritz Carlton or Four Seasons in the off season during the week. Rates are super low and you can pick any table at any restaurant while you're visiting because nobody else is there.&quot;</p> <p>In addition, I highly recommend checking daily-deal sites like Groupon and LivingSocial for excellent vacation packages &mdash; that Costa Rica trip was a steal &mdash; as well as visiting the websites of the airlines you like to travel or the one based at your destination. They may have discounts that aren't publicized anywhere else.</p> <h2>7. Daily Deal Your Way to Finer Dining</h2> <p>If you want a heartier meal than appetizers at finer-dining establishments, daily deals also are good for shaving a significant amount off the bill.</p> <p>&quot;I like to cook food, and I avoid fast food and midlevel restaurants as well for health reasons and their typically uninspiring food,&quot; Hines says. &quot;Pricier restaurants with incredible cuisine are something I like to do at least a few times a year to get to 'live.' What I do then is go to Groupon and LivingSocial monthly, look for steep discounts (my most recent was half off) at expensive restaurants, and I let the discount dictate which high-end restaurant I go to, which is fine with me since they all are a fun treat.&quot;</p> <p>Restaurant.com is another great restaurant-savings resource, but by my own estimation it's slim pickins to find buzzed-about eateries on there that people are clamoring to get into. Still worth a look though.</p> <h2>8. Shop for Designer Clothes in Thrift Stores in Wealthier Areas</h2> <p>You may think all thrift shops are created equal, but they're not. Visit a secondhand store in an affluent area and you'll notice the difference. I've been to thrift stores that routinely stock designer brands like Ralph Lauren and Kate Spade, among others &mdash; you just have to know where to look.</p> <p>Frugal-living expert Nedalee Thomas says, &quot;I love expensive designer clothing and shoes but I don't like the price tags that go with it. For that reason I have made a habit of shopping in thrift stores located in wealthier areas. I've made many amazing finds, and the only thing better than knowing how good I look is knowing how little I paid.&quot;</p> <p>Try it out for yourself and see what designers you can bring home at bargain-bin prices.</p> <br /><div id="custom_wisebread_footer"><div id="rss_tagline">This article is from <a href="http://www.wisebread.com/mikey-rox">Mikey Rox</a> of <a href="http://www.wisebread.com/8-clever-ways-to-sample-the-good-life">Wise Bread</a>, an award-winning personal finance and <a href="http://www.wisebread.com/credit-cards">credit card comparison</a> website. Read more great articles from Wise Bread:</div><div class="view view-similarterms view-id-similarterms view-display-id-block_2 view-dom-id-10"> <div class="view-content"> <div class="item-list"> <ul> <li class="views-row views-row-1 views-row-odd views-row-first"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/5-when-youre-rich-dream-buys-that-arent-that-great">5 &quot;When You&#039;re Rich&quot; Dream Buys That Aren&#039;t That Great</a></span> </div> </li> <li class="views-row views-row-2 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/how-to-save-money-on-kids-activities">How to Save Money on Kids&#039; Activities</a></span> </div> </li> <li class="views-row views-row-3 views-row-odd"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/10-fun-books-that-will-get-your-kids-excited-about-money">10 Fun Books That Will Get Your Kids Excited About Money</a></span> </div> </li> <li class="views-row views-row-4 views-row-even"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/this-is-how-americans-spent-their-money-in-the-1950s">This Is How Americans Spent Their Money in the 1950s</a></span> </div> </li> <li class="views-row views-row-5 views-row-odd views-row-last"> <div class="views-field-title"> <span class="field-content"><a href="http://www.wisebread.com/13-surprising-things-you-can-rent-for-extra-cash">13 Surprising Things You Can Rent for Extra Cash</a></span> </div> </li> </ul> </div> </div> </div> </div><br/></br> Life Hacks Budgeting Entertainment designer clothes Fine Dining free stuff having fun high life luxury renting shopping traveling wealthy Thu, 22 Sep 2016 10:30:09 +0000 Mikey Rox 1796985 at http://www.wisebread.com