Personal Finance

Certainties: Death, Taxes, And Change

What's certain about life: death, taxes, and changes in tax laws. So my best tax advice is "keep up with tax laws." Coasting along with financial vehicles and investm

Debt Discovery: The Ties That Binder

It's amazing how many of us are business people -- dealing with budgets, liabilities, profit, revenue and loss -- who make questionable decisions with our own finances. What

Plumas County: Hidden (Cheaper) California

Are you stuck on the coast paying a big mortgage on a tiny property? Do your kids spend more time with their daycare provider than with you? Do you worry that they've never see

February Roundup

February was a short but sweet month. Here are the articles that topped the charts!

Five Reasons Why I Love Public Transportation

When I lived in Berkeley I loved taking public transportation, and since I was such a bus aficionado I did not learn to drive until I was 20. Right now I live in San Mateo where t

5 Sleek Marketing Ploys Aimed at Getting More of Your Grocery Money

The cost of food isn’t going down, and for some, it is making the task of feeding a family more painful than ever. It doesn’t help that ad agencies and PR compani

Finding Money: 11 Ways to Save Money you are Spending Without Sacrificing Anything

There are a number of ways to find money by rearranging your finances, stretching your shopping dollar, and spending wisely. Here is a collection of 11 Tips to help you find some m

Non-financial investments

Talk about investments and most people think stocks, bonds, and mutual funds, plus maybe real estate and commodities like precious metals. Let's call those "financial inve

Making Do With Help From Mom And Dad

Ever wonder how the person with about the same salary as you lives in a fully furnished apartment, enjoys Caribbean vacations, and is setting aside money for retirement while yo

Tips for Increasing Your Financial Literacy

A recent CNN article titled "Americans are 'financially illiterate'"

Why are you paying for your boss's 401(k)?

Do you know how to find the hidden fees in your 401(k) plan? If not, your ignorance might be subsidizing your CEO's 401(k).

Why You Don’t Need Mortgage Life Insurance

When you sign for your mortgage, you are offered mortgage life insurance as part of the deal, with liability forms to sign if you decline it. Which is better - mortgage life insura

Join America Saves Week February 24 to March 2nd

This week is officially America Saves Week 2008. This is a campaign started in 2007 by many government agencies and private entities to encourage Americans to save because the per

Best Money Tips: The Best Investment Vehicle

Welcome to Wise Bread's Best Money Tips roundup! Trent at The Simple Dollar has found one powerful idea presented across a wide swath of investment books. Find out what that is

When Should You Say No to Those Who Want to Borrow Money from You?

I think most of us have been asked to lend money to someone we know. No matter how close you are with the potential borrower, there are certain situations when you just have to sa

All about stagflation

Those of you who are old enough may have noticed some worrisome similarities between the economy of the 1970s and the economy today. If so, you're not alone--more than a few p

Top 100 Amazon author here to answer your 401(k) questions

For the next two weeks, author David B. Loeper will be answering your 401(k) questions in our forum. If you have any questions about your 401(k), here's a good time to get some fre

Six Horrible Financial Products You Should Avoid

Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health. Here are a list of six things I think people should avoid. [more]

Bar Stool Economics

Enjoy this lighthearted anecdotal story illustrating the North American tax system.

What is keeping you from a life of financial independence?

My goal has always been to work for ten years and then have enough financial freedom to do whatever I want to do. Whenever I tell people this they seem to be rather incredulous an

Latest Articles in Personal Finance

11 ATM Mistakes to Avoid Overseas

Make sure you avoid these common ATM mistakes when you travel abroad.

4 Money Moves to Make After You Pay Off Your Mortgage

You own your home free and clear; congrats! Once you're done celebrating, it's time to make some smart post-mortgage money moves.

Tariffs: What They Are and How They Impact Your Finances

Tariffs have been in the news a lot lately. What are they, exactly, and what will they mean for your money?

15 Odd American Taxes You May Have to Pay

Ben Franklin said taxes were one of the only certainties in life. These odd tax laws certainly raise an eyebrow.

7 Liabilities That Will Ruin Your Net Worth

Building net worth isn't just about generating income. It's also about getting your borrowing under control.

5 Ways New Parents Can Manage Debt

Don't let debt distract you from the joy of new parenthood. With some careful planning, you can handle both.

Best Money Tips: Essential Tips to Manage Your 401(k)

Today we found articles on tips for managing your 401(k), steps you can take to get your tax refund ASAP, and how to hustle as a new parent.

8 Startling Facts That Will Make You Want to Invest

Having trouble taking the plunge into investing? These eye-opening facts may shock you into action.

11 Basic Questions About Retirement Saving Everyone Should Ask

Retirement savings can be complicated. Get ahead of the curve by brushing up on the basics.

9 Times to Hire a Lawyer Immediately

Sometimes, having a good lawyer in your corner really does make all the difference.

Start an Investment Deathmatch to Find the Best Investments

Get your investments ready to rumble. A deathmatch is a fun way to see which funds are making you the most money.

Best Money Tips: How to Choose the Right Fixer-Upper

Today we found articles on how to choose the right fixer-upper, tips to start a vegetable and herb garden, and cities where you can live abroad in luxury.

5 Things Every Single Person Needs to Do With Their Money

When you're on your own, you're on your own, especially when it comes to money. Here's how singles can protect it.

7 Reasons You're Never Too Old to Buy Stocks

You'll outgrow a lot of things as you age. Stocks won't be one of them.

Here's What Happens to an Account in Collections — Even When You Pay Up

Paying off or settling an account in collections is better than avoiding it. Just don't expect your credit score to rebound soon.

How to Retire With Less Than $1 Million in Savings

Your nest egg doesn't reach the millions. That's OK; you can still have a happy, healthy retirement.

9 Times Life Can Throw Retirement Off Course

Life happens. Don't let a major curveball impact your ability to save for retirement.

9 Ways to Reverse Lifestyle Creep

More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.

Could You Make Ends Meet If You Were Suddenly Disabled?

No one is immune to disabling injury or illness. Are you prepared for the what-if?

What You Need to Know About Divorce and Credit

There's nothing easy about divorce, including managing your credit. Here's what to look for.