Personal Finance

Mutual Funds for Wise Bloggers

I know that Wise Bloggers are smart readers, so you might already know everything there is to know about mutual funds. However I have come across many very smart people who don't a

Book review: The Only Investment Guide You'll Ever Need

Andrew Tobias' The Only Investment Guide You'll Ever Need is the perfect book for every Wise Bread reader.

Hitching a Ride on an Airplane

Hitch hiking has been done for years and years. Simply stick your thumb out and wait for a benevolent driver to stop. But how about thumbing a ride on an airplane?

Clues to detecting the astute investor

You may have encountered some financial talk at cocktail parties or neighborhood cookouts. The discussions may have centered on low mortgage rates, debt consolidation deals, and sk

Renting is cheaper

Everybody has seen a rent-versus-buy analysis. Here's a different way to look at it.

TIPS and I-Bonds

There are risks in any investment. The market might go down--or the market might go up, but your investment might go down anyway. The company that issued your stock or bond might

A Guaranteed Way To Avoid Impulse Credit Card Purchases

This tip is so easy and simple you'll wonder why you didn't think of it already. All you need is a plastic bag and some water, and your impulse credit card purchases will be a thin

Save your Lunchmeat: Insurance for your Fridge

We often protect our computers, TV’s, and sound systems with special power strips to protect against power surges. Most families I know go the extra mile to stain-protect their li

Gold as an investment

There are those who point to the 1980 peak gold price of $850/oz and observe that the price would have to go up to $2149/oz just to get back to that point. I say, take a second lo

How to Deal With Collection Agencies

Turn the collections process to your advantage by following these 9 suggestions.

Link Love was made for You and Me

Where would Wisebread be without all of its loyal readers and those that link to it? I shudder to even think about it. And so, dear lovers of all things frugal, I present another

Book review: The Little Book of Common Sense Investing

John C. Bogle's The Little Book of Common Sense Investing will help you earn a maximum long-term investment return with the least effort possible.

Critical Illness Insurance For Wise Patients

There are many people who believe in insurance, and just as many who are vehemently against it. Personally I'm a believer, but I also know that there is no blanket solution for

Private foundations for ordinary folks

There are a lot of advantages to having a private foundation to use as the vehicle for your charitable giving. Sadly, the tax laws make setting up a private foundation impractical

The Millionaire Next Door: Riches De-mystified

You've seen them driving by you but you didn't even notice. They were in the checkout line at the grocery store but you didn't give them a second glance. They're ev

Is Paypal making impulse buyers of us all?

Over the past few months I’ve noticed that more and more places accept Paypal and I began to wonder…is this going to create a generation of impulse buyers?

How To Choose A Financial Planner - Yes You!

I don't care who you are. (Well, actually I do, otherwise I wouldn't be writing this). What I mean, is I don't care about your background, education, financial prowess, or absolu

Choosing Life Insurance: Term or Permanent?

What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f

Debt repayment is not an expense

Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental

6 Steps to Eliminating Your Debt Painlessly

Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've

Latest Articles in Personal Finance

8 Money Moves for the Newly Independent

Your days of relying on others for financial support are done. Good for you! Now it's time to make some smart money moves, ASAP.

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.

5 Best Neighborhood Features for New Families

You're hunting for the perfect home for your growing family. The house isn't the only key feature; pay attention to the neighborhood, too.

How Longevity Insurance Can Keep You From Outliving Your Money

People are living longer than ever. Longevity insurance promises you won't outlive your retirement savings.

What You Need to Semi-Retire Abroad Right Now

If you'd like to pack your bags and head overseas for a semiretirement, here's what you need first.

The 5 Best Tire Pressure Monitors

Making sure your tires have the right amount of air isn't easy, but it can be. Just use any of these tire pressure monitors and you'll always know when to stop at the air pump.

Best Money Tips: Smart Ways to Increase Your Net Worth

Today we found articles on smart ways to improve your net worth, how to get the most money selling your used goods, and gorgeous ornaments that cost almost nothing to make.

The High Cost of Pursuing Fame and Fortune

Who hasn't dreamed of achieving fame and fortune? Find out just how much of a long shot stardom really is.

5 Ways to Make Long-Term Care More Affordable

The numbers don't lie; long-term care is not cheap. With some careful planning, you can make it more affordable down the line.

How Millennials With Kids May Become the Richest Retirees Yet

Millennials have had an uphill battle finding jobs and buying homes. But when it comes to retirement savings, young parents are winning.

8 Critical 401(k) Questions You Need to Ask Your Employer

You know you should be using your work-sponsored 401(k) plan, but to really make the most of it, you need to ask a few questions.

5 Store Card Pitfalls to Watch Out for

Store credit cards offer huge discounts to lure customers in, but there's a catch. Read about the pitfalls of these offers and how you can avoid them.

Why Some Economists Say You Should Give Cash Instead of Gifts

One economist says you actually should be a "Scrooge" this gift-giving season. Who needs more stuff, anyway?

How to Plan for a Forced Early Retirement

Eighteen percent of Americans are forced to retire early. Are you prepared for an early retirement?

5 Lucrative Climate Change Investments That Can Help Save the World

Can you save the environment and take care of your personal finances at the same time? Yes, you can. Here's how.

9 Actions to Take When You're Denied a Credit Limit Increase

You want a higher credit limit, but your lender isn't on board. Some smart money moves now can solve this problem before you ask again.

Don't Be Fooled by an Investment's Rate of Return

You might get excited looking at that promising investment return — but it can be misleading. Here's what else you should look for.

9 Things You Should Always Carry on an Economy Flight

You can make even the stingiest of economy flights comfortable and relaxing with a few carryons. Please enjoy your flight!

When Is Your Credit Card's Travel Insurance Good Enough?

Your credit card offers travel insurance as a cardholder perk, but is it really enough to protect you on the road?

17 Ways Your House Can Earn a Paycheck

Looking for a unique way to pad your bottom line? Put your house to work earning extra income.