Personal Finance

5 Unforgettable Train Trips Across the U.S.

If you're looking for a unique getaway that you'll never forget, hop on one of these trains and enjoy the view.

6 Steps to Getting a Credit Card When You Have Bad Credit

Bad credit might get in the way your financial goals, but it doesn't have to keep you from getting approved for a credit card.

Ask the Readers: What Are Your Best Negotiation Tips?

Tell us your best negotiation tips and we'll enter you in a drawing to win a $20 Amazon Gift Card!

When Airline Miles Aren't Worth the Effort

Frequent flyer programs may be lucrative if you earn enough miles, but they can also be a pain. Learn when they aren't worth your time.

Ask the Readers: Would You Rather Rent or Buy a Home?

Tell us if you would rather rent or buy a home and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Reasons You Can Be Denied for a Credit Card Even With Good Credit

Having good credit makes it easier to get approved for home loans, car loans, and the top travel credit cards. However, a good credit score can only take you so far.

Make These 5 Money Moves Before You Travel Abroad

International travel requires a lot of research and planning beyond how to pack and which excursions to book. This checklist can help you prepare financially for your trip.

What Is a Rewards Credit Card?

You're thinking of applying for a rewards credit card, but what do they offer? Here's everything you need to know.

7 Financial Steps to Take in Your 20s That Will Safeguard Your Future

If you're in your 20s and can make any or all of these money moves, your future will indeed be bright.

2-Minute Read: What You Need to Know About Cash Advances

Before you request a cash advance through your credit card, scan this quick read so you understand what's involved.

Why the Best Credit Card Rewards Strategy Is a Slow One

When it comes to credit card rewards strategies, follow the lead of the tortoise, and take it slow.

How to Tackle Your Summer Vacation Credit Card Debt

Spent a little too much money while on vacation this summer? We've all been there. Here's how to tackle it, manage it, and then defeat it.

2-Minute Read: What You Need to Know About Credit Reports

Your credit report includes important information used to determine your creditworthiness. Do you understand everything on it?

4 Myths About Economic Behavior We Don't Believe Anymore

We all remember the marshmallow experiment from Psychology 101. New studies show those famous findings are full of fluff.

How Much Money Do You Need in Savings When Applying for a Mortgage?

You've saved up the down payment and closing costs for a new house. But do you have enough cash reserves to get the green light from your lender?

6 Things Buyers Will Hate About Your House

You may love your '90s-chic, paisley-print wallpaper, but potential homebuyers probably will not.

How Student Loan Debt Can Derail Your Future

It's time to stop believing that student loans are "good" debt. In fact, they can totally derail your future.

Investing Is Great, But Saving Is Even Better

The key to a healthy investment portfolio isn't great returns — it's saving a lot of money.

4 Golden Rules of Investing in Retirement

When you've spent your whole life investing for retirement, it can be nerve-wracking to invest during retirement.

How to Get Your Car Ready for Hurricane Season

Prepping for hurricane season? Don't forget your car; it could literally save your life in a storm.

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.