Personal Finance

Make Homemade Dog Food with your Slow-Cooker

Awhile back, I told you how we had gone the way of homemade dog food. It isn’t jus

Foreign exchange class action settlement

Did you travel overseas between 1996 and 2006? Or, did you charge anything on a credit or debit card in a foreign currency? If so, be sure to claim your share of a class action s

Spiritual Insights From A Rich Idiot

The last person I thought would impart valuable spiritual wisdom is self-proclaimed rich idiot and wealth guru Robert Shemin, author of “How Come That Idiot’s Rich and I’m Not?&quo

Ten Tenets for "Arranging Your Rich" - Part 1: Rich is Relative

There are some guiding principles to arranging your own wealth. Ten, in fact. Ten important "tenets" to keep you grounded and on track as you begin the "arranging your rich" proces

Do not buy something just because you can afford it

Since I got married people have been constantly asking me two questions. One is, "are you pregnant yet?", and the other is "are you going to buy a house?" One

Longtime Mac Users Punished for Loyalty

I've watched other Mac lovers fall away from the True Faith, one-by-one, but I never thought it would happen to me. However, yesterday when we brought home the newest addition

Manage your fixed expenses

When you think of people ruining their lives with foolish spending, it's easy to focus on the little things that add up--the meals out, the hefty bar tab, the daily Starbucks habit

What Can You Do With Unwanted Gift Cards?

In my house we try to spend gift cards as soon as possible because the longer they are held the less purchasing power they have. Sometimes there are just cards you are not interest

Business Succession Planning Part 3: Using Disability Insurance to Protect your Business Interest

So buy now you have a shareholder's agreement in place, and it has been funded properly with Life Insurance. But what happens if an owner becomes disabled? It could mean bad new

Bankruptcy is a good thing

I don't mean that declaring bankruptcy is a good thing--obviously that sucks for everyone involved. But a system of bankruptcy is a good thing. It's good for creditors an

Mommy, Where Do Stocks Come From?

"Mommy, where do stocks come from?" I guess you could say that a stock starts with an idea or a gleam in a business owner's eye...

Is Six Figures Really That Much?

Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan

Wisdom from My Favorite Frugal TV Character - Julius Rock

My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga

Making Your Own Luck is No "Secret"

It's a much older secret than "The Secret," and much truer: Most lucky people are good planners and good decision makers. To a non-planner, a broken-down car is lousy

Cheap and Romantic Ideas for Valentine's Day (And Any Other Day of the Year)

I have always loathed Valentine's day because everywhere I went I would see gaudy pink and red balloons and roses and men who are literally suckered into buying the useless thi

Are you an "Adult" Investor?

With the use of provocative phrases such as "hard sell," "sharp-rise," "capital injection," inflation," "surge" and "double-digit

Explaining Away the Green M&M

Just in time for Valentine’s Day, the company behind M&M’s has decided to let the urban legend run wild. No longer will the impotent and un

Don't rely on credit for your emergency fund

There's a large group of financial advisors who suggest using credit in place of an emergency fund. That way, you can invest your entire portfolio for maximum return (such as

Frugal Tip: Do Not Spend When You Are Sad

Have you ever paid more than you normally would for something when you are trying to cheer yourself up? A recent study showed that a group of people who were sad offered almost fo

Book review: Supercapitalism

For most of the 20th century, capitalism and democracy seemed to go hand-in-hand. After all, every democratic country was largely capitalist and nearly every capitalist country wa

Latest Articles in Personal Finance

How to Dispute Mistakes On Your Credit Report

Notice something amiss on your credit report? Don't fret. This is how you can dispute any mistakes.

The 8 Most Eye-Opening Money Attractions in the U.S.

Make your next vacation money-themed, and check out these eight amazing attractions across the U.S.

Someone Took Out a Loan in Your Name. Now What?

A fraudulent loan can have dire consequences for your personal finances. Here's how you can fix the problem, stat.

5 Things to Know Before Adding Someone to the Deed

Before you add someone to the deed on your home, you should be aware of these five things.

Banks Still Offering Free Checking and Savings with Great Interest Rates

Tired of fee-gouging from your old bank? Here are the banks with the best checking and savings terms.

Capital One 360: A Competitive Banking Option

CapOne 360 is a great option for those looking for low fees and great interest rates!

5 Best Online Checking Accounts

Whether you're looking to earn interest or for great customer service and reasonable fees, these five online checking account are all wise choices.

5 Ways Gig Economy Workers Can Save for Retirement

Even if your full-time job consists of several gig economy jobs, you can successfully save for retirement — here's how.

5 Renovations That Don't Increase Your Resale Value

Before you get started on a new home renovation, make sure you know if it'll increase your resale value.

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How Cosigning On a Student Loan Could Impact Your Finances

Before you cosign on a student loan, these are four important things to keep in mind.

16 Small Steps You Can Take Now to Improve Your Finances

Believe it or not, you can improve your finances in a big way by making several small money moves.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How to Stay Calm During a Market Fluctuation

If you're tempted to bail on investments when you hear scary financial predictions, it's important you learn how to keep your cool.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

How to Make Better Financial Decisions

Focusing all your efforts into reaching one financial goal is a fairly straightforward process. But what about when you have more than one financial goal? This guide will help.

The Pros and Cons of Paying Off Your Debt Early

You dream of being debt-free, but is it all it's cracked up to be?

5 Things Keeping You From a Life of Financial Independence

These are common obstacles that could be standing between you and sweet financial freedom.

Should You Use a Personal Loan or a Home Equity Loan to Remodel Your Home?

Looking to remodel your home? Here's how to decide between a personal loan and a home equity loan to pay for it.